Home > The American National Bank of Texas > Net charge- offs to loans
The American National Bank of Texas, Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0474% | 1,397 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0228% | 598 |
| Percentage Net Loans Charged-off:Construction & development | 0.0327% | 167 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0333% | 378 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0016% | 3,545 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 246 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0017% | 3,608 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0179% | 1,527 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6486% | 426 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 531 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.6486% | 343 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0212% | 1,687 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0028% | 800 |
| Percentage Net Loans Charged-off:Construction & development | 0.0440% | 102 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0109% | 4,248 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0022% | 3,611 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 206 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0023% | 3,670 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0909% | 4,229 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4857% | 419 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 458 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.4857% | 384 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0066% | 1,997 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 735 |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | 16,005.0000% | 2 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | 34.0000% | 24 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0006% | 2,347 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3861% | 406 |
| Percentage Net Loans Charged-off: Other loans to individual | 21,225.0000% | 6 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 33.9492% | 10 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0335% | 1,049 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0212% | 291 |
| Percentage Net Loans Charged-off:Construction & development | 0.1296% | 24 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0118% | 4,369 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 372 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 101 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 332 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1132% | 4,317 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7018% | 361 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.7018% | 329 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0531% | 1,136 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0086% | 3,777 |
| Percentage Net Loans Charged-off:Construction & development | -0.0024% | 4,272 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0156% | 4,229 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0002% | 797 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 205 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0002% | 756 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4047% | 428 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4643% | 1,071 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 495 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4643% | 995 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0344% | 1,173 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0082% | 3,752 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 133 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0158% | 4,279 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0003% | 643 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0003% | 617 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2260% | 472 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4027% | 1,082 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 459 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4027% | 1,006 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0331% | 1,071 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0095% | 3,728 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 94 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0141% | 4,179 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0090% | 3,725 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 129 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0093% | 3,771 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2596% | 366 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1474% | 1,598 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1474% | 1,530 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0600% | 714 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0076% | 3,795 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 61 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0143% | 4,307 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 390 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 93 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 357 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5178% | 189 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1165% | 1,512 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1165% | 1,430 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 16 |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0221% | 1,819 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0043% | 1,203 |
| Percentage Net Loans Charged-off:Construction & development | -0.0007% | 3,897 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0081% | 655 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,013 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 242 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 983 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0253% | 1,304 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5327% | 813 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5327% | 739 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0217% | 1,616 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0078% | 988 |
| Percentage Net Loans Charged-off:Construction & development | -0.0009% | 3,962 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0148% | 519 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 889 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 216 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 854 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0136% | 1,161 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5068% | 755 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5068% | 669 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0274% | 1,402 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0159% | 777 |
| Percentage Net Loans Charged-off:Construction & development | -0.0007% | 4,021 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0296% | 403 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 792 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 181 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 755 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0191% | 969 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5622% | 665 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5622% | 587 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0517% | 989 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0385% | 428 |
| Percentage Net Loans Charged-off:Construction & development | -0.0014% | 4,132 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0730% | 221 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 564 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 133 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 521 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0489% | 652 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7897% | 569 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7897% | 492 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0792% | 1,683 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0587% | 894 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1293% | 516 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0252% | 4,344 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 398 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0260% | 4,371 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0831% | 1,537 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0238% | 617 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0238% | 554 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 41 |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0268% | 2,297 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0193% | 4,397 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 273 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0209% | 4,538 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0333% | 4,460 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 349 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0345% | 4,485 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0876% | 1,291 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2166% | 487 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2166% | 430 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0426% | 1,895 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0140% | 4,344 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 191 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0252% | 4,640 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0059% | 3,979 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 293 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0061% | 4,008 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1148% | 1,079 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5464% | 409 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.5464% | 350 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0886% | 1,164 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0040% | 3,908 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 120 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0081% | 4,516 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 861 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 210 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 803 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2565% | 632 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.6000% | 258 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.6000% | 224 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0960% | 1,764 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0475% | 1,154 |
| Percentage Net Loans Charged-off:Construction & development | -0.0188% | 4,310 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1093% | 570 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0150% | 4,334 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 494 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0156% | 4,365 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0020% | 2,238 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9303% | 347 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.9303% | 311 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1244% | 1,269 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0914% | 648 |
| Percentage Net Loans Charged-off:Construction & development | -0.0258% | 4,412 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1908% | 341 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0050% | 4,086 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0052% | 4,110 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0232% | 4,094 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9153% | 340 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.9153% | 298 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1552% | 1,011 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1446% | 430 |
| Percentage Net Loans Charged-off:Construction & development | -0.0414% | 4,507 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2934% | 239 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0019% | 3,929 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 333 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0020% | 3,980 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1391% | 4,640 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0435% | 308 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.0435% | 278 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0386% | 1,724 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0069% | 4,284 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 153 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0122% | 4,787 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0019% | 4,044 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 221 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0020% | 4,103 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1756% | 4,753 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3679% | 279 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.3679% | 245 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1192% | 1,547 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0497% | 1,204 |
| Percentage Net Loans Charged-off:Construction & development | -0.0583% | 4,541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1231% | 542 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0118% | 4,446 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2747% | 3,945 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0027% | 4,230 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3719% | 976 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0769% | 741 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0769% | 658 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0566% | 2,005 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0220% | 4,641 |
| Percentage Net Loans Charged-off:Construction & development | -0.0763% | 4,622 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0067% | 4,588 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0177% | 4,556 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3764% | 4,000 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0057% | 4,309 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3161% | 910 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1659% | 643 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1659% | 573 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0524% | 1,851 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0221% | 4,654 |
| Percentage Net Loans Charged-off:Construction & development | -0.0926% | 4,706 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0051% | 4,608 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0073% | 4,326 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 391 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0076% | 4,397 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2111% | 929 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5953% | 403 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.5953% | 350 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0421% | 1,696 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0822% | 5,228 |
| Percentage Net Loans Charged-off:Construction & development | -0.1884% | 4,875 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0916% | 5,286 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0049% | 4,294 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 288 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0051% | 4,372 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4083% | 512 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.7007% | 239 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.7007% | 206 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0828% | 2,272 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0215% | 2,026 |
| Percentage Net Loans Charged-off:Construction & development | 0.1109% | 329 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0013% | 4,564 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0068% | 2,257 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 680 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0070% | 2,150 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2395% | 1,422 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6643% | 1,380 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6643% | 1,267 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 42 |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0993% | 1,790 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0284% | 1,624 |
| Percentage Net Loans Charged-off:Construction & development | 0.1553% | 257 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,034 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0020% | 2,073 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 589 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0021% | 1,972 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3055% | 1,021 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7984% | 1,054 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7984% | 954 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0908% | 1,703 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0609% | 1,079 |
| Percentage Net Loans Charged-off:Construction & development | 0.3374% | 145 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0039% | 784 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0010% | 4,337 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 486 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0010% | 4,412 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0096% | 4,066 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7762% | 1,049 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7762% | 939 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1433% | 1,085 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1316% | 541 |
| Percentage Net Loans Charged-off:Construction & development | 0.6918% | 73 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0183% | 464 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0010% | 4,402 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 357 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0011% | 4,477 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0193% | 4,197 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7386% | 1,106 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7386% | 981 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 25 |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0763% | 2,606 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0429% | 1,919 |
| Percentage Net Loans Charged-off:Construction & development | -0.0271% | 4,652 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0858% | 894 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0191% | 2,389 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3201% | 267 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0093% | 2,475 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0233% | 2,259 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8931% | 1,043 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8931% | 952 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1704% | 1,017 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0391% | 2,848 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0029% | 4,438 |
| Percentage Net Loans Charged-off:Construction & development | -0.0295% | 4,714 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0036% | 4,806 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0174% | 2,137 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4290% | 193 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0040% | 2,257 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0309% | 1,864 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8691% | 959 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8691% | 868 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1477% | 905 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 36 |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0416% | 2,629 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0010% | 2,359 |
| Percentage Net Loans Charged-off:Construction & development | -0.0194% | 4,755 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0051% | 4,944 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0274% | 1,776 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6595% | 130 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0067% | 1,934 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0359% | 1,539 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8923% | 917 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8923% | 818 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1351% | 792 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0365% | 2,252 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0093% | 4,763 |
| Percentage Net Loans Charged-off:Construction & development | -0.0200% | 4,861 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0099% | 5,188 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0011% | 4,686 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0011% | 4,766 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0457% | 1,085 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2218% | 676 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2218% | 603 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0951% | 698 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0252% | 3,735 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0195% | 5,200 |
| Percentage Net Loans Charged-off:Construction & development | -0.0309% | 4,825 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0337% | 5,378 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0119% | 2,883 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0487% | 794 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0106% | 2,783 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1372% | 1,764 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2498% | 2,480 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2498% | 2,316 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1533% | 916 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0108% | 3,800 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0236% | 5,302 |
| Percentage Net Loans Charged-off:Construction & development | -0.0311% | 4,904 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0443% | 5,531 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0163% | 2,569 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0646% | 683 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0146% | 2,481 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0868% | 1,665 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2411% | 2,276 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2411% | 2,126 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1061% | 918 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 33 |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0168% | 3,375 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0053% | 4,857 |
| Percentage Net Loans Charged-off:Construction & development | -0.0304% | 4,971 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0031% | 5,167 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0061% | 2,442 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0966% | 568 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0029% | 2,342 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0890% | 1,406 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0715% | 2,801 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0715% | 2,680 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0785% | 874 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0056% | 3,129 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0039% | 4,774 |
| Percentage Net Loans Charged-off:Construction & development | -0.0367% | 5,097 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0038% | 5,319 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0156% | 1,716 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1915% | 333 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0092% | 1,663 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0327% | 4,675 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0203% | 2,489 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0203% | 2,363 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0770% | 713 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0053% | 4,833 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0456% | 5,878 |
| Percentage Net Loans Charged-off:Construction & development | -0.1981% | 5,404 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0147% | 5,592 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0225% | 5,818 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,143 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0234% | 5,830 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0277% | 2,590 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6670% | 1,442 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6670% | 1,328 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1903% | 908 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0021% | 5,194 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0528% | 5,955 |
| Percentage Net Loans Charged-off:Construction & development | -0.2394% | 5,515 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0219% | 5,696 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0146% | 5,731 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,025 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0152% | 5,752 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0535% | 2,083 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5323% | 1,591 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5323% | 1,465 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2046% | 800 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0073% | 4,136 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0416% | 5,915 |
| Percentage Net Loans Charged-off:Construction & development | -0.1211% | 5,437 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0280% | 5,822 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0278% | 5,907 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 855 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0289% | 5,920 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0725% | 1,709 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5423% | 1,439 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5423% | 1,308 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2276% | 685 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0062% | 4,877 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0580% | 6,063 |
| Percentage Net Loans Charged-off:Construction & development | -0.1356% | 5,570 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0512% | 6,101 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0348% | 5,965 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 600 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0362% | 5,976 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0364% | 4,947 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7604% | 1,122 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7604% | 1,015 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2792% | 530 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0048% | 5,382 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0515% | 6,318 |
| Percentage Net Loans Charged-off:Construction & development | -0.6198% | 5,888 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0339% | 2,434 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 619 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0137% | 3,936 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,420 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0142% | 3,772 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0053% | 3,079 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6108% | 1,785 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6108% | 1,666 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4834% | 678 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0672% | 3,957 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0207% | 3,890 |
| Percentage Net Loans Charged-off:Construction & development | -0.1273% | 5,678 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0530% | 2,030 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0217% | 3,541 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,261 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0225% | 3,365 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0331% | 2,555 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6376% | 1,576 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6376% | 1,458 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5254% | 607 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1196% | 3,167 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0620% | 3,086 |
| Percentage Net Loans Charged-off:Construction & development | 0.1263% | 1,126 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0621% | 1,733 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0453% | 2,967 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,077 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0471% | 2,787 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2155% | 1,682 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6629% | 1,466 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6629% | 1,342 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6031% | 515 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0496% | 3,335 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0259% | 2,804 |
| Percentage Net Loans Charged-off:Construction & development | -0.0719% | 5,721 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0116% | 6,169 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1472% | 1,878 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 767 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1531% | 1,742 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2323% | 6,015 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5219% | 1,593 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5219% | 1,456 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7399% | 399 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0201% | 6,553 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0795% | 6,810 |
| Percentage Net Loans Charged-off:Construction & development | 0.3999% | 1,881 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2957% | 6,809 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 851 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1781% | 3,142 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1353% | 1,535 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1801% | 2,973 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0446% | 3,397 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3968% | 2,677 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3968% | 2,518 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6591% | 681 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0311% | 6,581 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0962% | 6,890 |
| Percentage Net Loans Charged-off:Construction & development | 0.6637% | 1,547 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.3907% | 6,909 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2210% | 2,712 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1826% | 1,287 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2229% | 2,574 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0455% | 3,051 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5007% | 2,153 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5007% | 1,998 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6323% | 619 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2338% | 7,032 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.3148% | 7,066 |
| Percentage Net Loans Charged-off:Construction & development | -0.0993% | 6,103 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.5959% | 6,999 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2339% | 2,473 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2750% | 1,035 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2317% | 2,354 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0794% | 5,943 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3654% | 2,393 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3654% | 2,211 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4270% | 671 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1964% | 6,989 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2950% | 7,085 |
| Percentage Net Loans Charged-off:Construction & development | 0.8576% | 1,010 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.7608% | 7,072 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2111% | 2,154 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5596% | 664 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1930% | 2,075 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0409% | 1,916 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5479% | 1,728 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5479% | 1,572 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4094% | 536 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9343% | 1,863 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9756% | 1,650 |
| Percentage Net Loans Charged-off:Construction & development | 2.4523% | 1,562 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8827% | 1,383 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,014 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3347% | 2,794 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,926 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3520% | 2,612 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5666% | 2,636 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0597% | 1,582 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0018% | 1,449 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.0352% | 568 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7134% | 2,127 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6807% | 1,996 |
| Percentage Net Loans Charged-off:Construction & development | 0.8402% | 1,993 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7750% | 1,278 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3731% | 2,388 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,690 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3925% | 2,233 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7185% | 2,088 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1427% | 1,356 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0658% | 1,208 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8968% | 570 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8638% | 1,790 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9464% | 1,472 |
| Percentage Net Loans Charged-off:Construction & development | 0.7082% | 1,796 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.2008% | 852 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5187% | 1,885 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,446 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5449% | 1,743 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2483% | 2,601 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1043% | 1,351 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0083% | 1,195 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7841% | 552 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3551% | 2,642 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3217% | 2,336 |
| Percentage Net Loans Charged-off:Construction & development | 1.2959% | 1,138 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0545% | 1,762 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1719% | 2,368 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,026 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1801% | 2,179 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0092% | 5,760 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5233% | 944 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3312% | 834 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8464% | 423 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.7534% | 1,219 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.9093% | 994 |
| Percentage Net Loans Charged-off:Construction & development | 6.3394% | 994 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8869% | 1,417 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3241% | 2,888 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,940 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3389% | 2,732 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9083% | 2,658 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3128% | 1,697 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.5001% | 636 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.0678% | 898 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.2703% | 726 |
| Percentage Net Loans Charged-off:Construction & development | 7.6218% | 741 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9308% | 1,216 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2426% | 2,941 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,705 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2536% | 2,783 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0968% | 2,121 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3137% | 1,568 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.5231% | 588 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.9603% | 935 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.2021% | 740 |
| Percentage Net Loans Charged-off:Construction & development | 6.0188% | 863 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.3213% | 798 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3672% | 2,220 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,414 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3838% | 2,076 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7602% | 2,278 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0584% | 1,815 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.3517% | 565 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.9703% | 872 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.2437% | 658 |
| Percentage Net Loans Charged-off:Construction & development | 8.0189% | 549 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2653% | 1,351 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6129% | 1,396 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 974 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6400% | 1,300 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7790% | 1,720 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3348% | 2,973 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.3958% | 472 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8423% | 2,722 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6713% | 2,485 |
| Percentage Net Loans Charged-off:Construction & development | 1.7300% | 2,194 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1784% | 2,527 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3818% | 2,449 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,916 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3968% | 2,294 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3136% | 2,505 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1910% | 1,207 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,179 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.5719% | 800 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5311% | 3,095 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2593% | 3,287 |
| Percentage Net Loans Charged-off:Construction & development | 0.5517% | 2,471 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0635% | 2,481 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3051% | 2,374 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,611 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3168% | 2,195 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3394% | 2,015 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.7350% | 878 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,103 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.4359% | 717 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3691% | 3,341 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1923% | 3,188 |
| Percentage Net Loans Charged-off:Construction & development | 0.3767% | 2,229 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0039% | 7,644 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3731% | 1,886 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,287 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3875% | 1,725 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6314% | 2,449 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3262% | 1,022 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,008 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.1651% | 711 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2771% | 3,012 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2279% | 2,316 |
| Percentage Net Loans Charged-off:Construction & development | 0.4330% | 1,507 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0026% | 7,659 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4815% | 1,255 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4994% | 1,165 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2628% | 7,496 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9135% | 1,200 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 800 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.1080% | 589 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4029% | 2,797 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2627% | 2,509 |
| Percentage Net Loans Charged-off:Construction & development | 0.3722% | 2,162 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2532% | 1,275 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1274% | 2,630 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,398 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1317% | 2,447 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7109% | 2,253 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0473% | 2,176 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,198 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.5837% | 616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3181% | 2,444 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1713% | 2,319 |
| Percentage Net Loans Charged-off:Construction & development | 0.3804% | 1,559 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0107% | 1,671 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1303% | 2,125 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,108 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1346% | 1,949 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7089% | 1,661 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8005% | 2,318 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,100 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.5356% | 518 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2692% | 2,299 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1303% | 2,120 |
| Percentage Net Loans Charged-off:Construction & development | 0.2938% | 1,186 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0186% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0609% | 2,226 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0628% | 2,036 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6003% | 1,493 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7900% | 2,106 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 966 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.4701% | 475 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2536% | 1,856 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1011% | 1,684 |
| Percentage Net Loans Charged-off:Construction & development | 0.1357% | 924 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1217% | 557 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0071% | 1,894 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0073% | 1,732 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6013% | 1,083 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2760% | 3,090 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.3245% | 326 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1647% | 3,009 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0211% | 3,504 |
| Percentage Net Loans Charged-off:Construction & development | 0.0028% | 1,559 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0413% | 1,321 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0250% | 2,843 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0258% | 2,633 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0967% | 3,252 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8573% | 1,912 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.9509% | 332 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1426% | 2,554 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0142% | 2,860 |
| Percentage Net Loans Charged-off:Construction & development | 0.0037% | 1,077 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0455% | 909 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0254% | 7,929 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0262% | 7,896 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0013% | 3,274 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7586% | 1,852 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.9120% | 293 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1163% | 2,544 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0261% | 2,053 |
| Percentage Net Loans Charged-off:Construction & development | 0.0056% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0766% | 592 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0289% | 7,952 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0298% | 7,948 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0816% | 7,316 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4264% | 2,660 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.7632% | 281 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1507% | 1,732 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0563% | 1,158 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1577% | 285 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0178% | 7,898 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0183% | 7,883 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2029% | 1,282 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4364% | 2,320 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.1524% | 276 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1650% | 2,310 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0450% | 2,070 |
| Percentage Net Loans Charged-off:Construction & development | 0.0815% | 530 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0074% | 7,876 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0941% | 1,486 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0965% | 1,401 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6915% | 1,332 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8567% | 1,751 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0613% | 7,116 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1514% | 2,028 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0298% | 2,013 |
| Percentage Net Loans Charged-off:Construction & development | 0.0628% | 422 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0092% | 7,936 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0535% | 1,575 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0548% | 1,496 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6639% | 1,081 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8259% | 1,631 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0847% | 7,202 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1534% | 1,862 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0541% | 1,370 |
| Percentage Net Loans Charged-off:Construction & development | 0.0993% | 273 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0092% | 8,006 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1174% | 956 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1201% | 904 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7043% | 958 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4695% | 2,463 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1254% | 7,241 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2128% | 1,247 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0794% | 830 |
| Percentage Net Loans Charged-off:Construction & development | 0.2192% | 119 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0204% | 8,136 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0587% | 926 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0600% | 861 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9372% | 613 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6381% | 1,847 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2012% | 7,271 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1640% | 2,693 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0202% | 2,717 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0172% | 1,196 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0633% | 1,831 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0639% | 1,750 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5146% | 1,864 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9035% | 2,100 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4097% | 891 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1889% | 2,051 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0289% | 2,121 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0265% | 889 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0844% | 1,362 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0850% | 1,320 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7025% | 1,264 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0033% | 1,615 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0300% | 7,072 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2063% | 1,764 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0246% | 1,901 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0200% | 711 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0747% | 1,275 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0750% | 1,221 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7551% | 1,091 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1221% | 1,367 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0451% | 1,057 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2580% | 1,287 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0083% | 1,655 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0039% | 8,154 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0459% | 1,168 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0459% | 1,064 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3322% | 594 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1033% | 1,376 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1102% | 697 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1726% | 3,061 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0039% | 3,701 |
| Percentage Net Loans Charged-off:Construction & development | -0.0143% | 7,858 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0060% | 8,185 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0456% | 2,255 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0456% | 2,158 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4383% | 2,296 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0570% | 1,928 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1609% | 1,193 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1862% | 2,476 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0091% | 2,959 |
| Percentage Net Loans Charged-off:Construction & development | -0.0197% | 7,881 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0066% | 8,236 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0746% | 1,594 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0746% | 1,541 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4021% | 1,982 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1169% | 1,631 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2390% | 928 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1789% | 2,428 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0101% | 2,485 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0424% | 1,684 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0424% | 1,593 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0733% | 2,685 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2834% | 1,386 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4177% | 683 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2717% | 1,559 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0088% | 1,816 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0046% | 8,375 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0443% | 1,254 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0443% | 1,170 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6903% | 1,029 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1523% | 1,593 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.1364% | 368 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2578% | 2,836 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0076% | 3,731 |
| Percentage Net Loans Charged-off:Construction & development | 0.0486% | 679 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0146% | 8,453 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0085% | 3,196 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0085% | 3,043 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8823% | 1,851 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9050% | 2,633 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0871% | 7,529 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2651% | 2,386 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0158% | 2,882 |
| Percentage Net Loans Charged-off:Construction & development | 0.0707% | 507 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0155% | 8,509 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0223% | 2,390 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0223% | 2,287 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8422% | 1,604 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8973% | 2,432 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1034% | 7,577 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2820% | 2,145 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0425% | 1,967 |
| Percentage Net Loans Charged-off:Construction & development | 0.1189% | 373 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0221% | 8,574 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0892% | 1,346 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0892% | 1,321 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8242% | 1,472 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8168% | 2,509 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0528% | 7,464 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3081% | 1,737 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0118% | 8,390 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0366% | 8,720 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0182% | 1,465 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0182% | 1,380 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2741% | 865 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4923% | 3,214 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0296% | 7,386 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2614% | 3,074 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0029% | 4,012 |
| Percentage Net Loans Charged-off:Construction & development | -0.0172% | 8,062 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0208% | 8,651 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0403% | 2,448 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0403% | 2,373 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5463% | 2,723 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9003% | 2,673 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1601% | 1,503 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2909% | 2,756 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0278% | 2,874 |
| Percentage Net Loans Charged-off:Construction & development | 0.0408% | 706 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0108% | 1,370 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0392% | 2,296 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0392% | 2,188 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3855% | 2,987 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8765% | 2,624 |
| Percentage Net Loans Charged-off: Credit card loans | -0.4831% | 5,443 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6857% | 872 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2591% | 2,548 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0051% | 871 |
| Percentage Net Loans Charged-off:Construction & development | -0.0221% | 1,394 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0013% | 1,247 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0170% | 677 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0170% | 629 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0748% | 896 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9755% | 421 |
| Percentage Net Loans Charged-off: Credit card loans | 7.2087% | 86 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3754% | 186 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3916% | 1,801 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0795% | 321 |
| Percentage Net Loans Charged-off:Construction & development | 0.2909% | 72 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1491% | 165 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0231% | 1,430 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 369 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0232% | 1,429 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0718% | 850 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8028% | 563 |
| Percentage Net Loans Charged-off: Credit card loans | 4.8108% | 160 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.0744% | 40 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7282% | 920 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1775% | 162 |
| Percentage Net Loans Charged-off:Construction & development | 0.0050% | 218 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4233% | 90 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0014% | 921 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 385 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0015% | 860 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0767% | 155 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1761% | 401 |
| Percentage Net Loans Charged-off: Credit card loans | 11.3103% | 34 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.5800% | 33 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6344% | 1,141 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0253% | 691 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 260 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0251% | 1,206 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0939% | 352 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0939% | 319 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8221% | 225 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7520% | 700 |
| Percentage Net Loans Charged-off: Credit card loans | 4.3988% | 277 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 4.9619% | 11 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3285% | 2,757 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0584% | 566 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 284 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0350% | 454 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 233 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1109% | 347 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.1109% | 337 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4833% | 340 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5916% | 816 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5893% | 497 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.9378% | 76 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0804% | 11,009 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1964% | 1,518 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 344 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.5048% | 1,480 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 281 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0070% | 1,372 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | -0.0070% | 1,371 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.6852% | 1,370 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3001% | 1,006 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7934% | 572 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.2134% | 61 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0016% | 8,890 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1357% | 1,443 |
| Percentage Net Loans Charged-off:Construction & development | -0.3764% | 1,335 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1010% | 1,313 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 332 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0501% | 1,427 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | -0.0501% | 1,425 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.7526% | 1,317 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7883% | 395 |
| Percentage Net Loans Charged-off: Credit card loans | 4.8818% | 74 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 371 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2567% | 12,682 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0393% | 10,149 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |