Home > The American National Bank of Terrell > Income and Expense
The American National Bank of Terrell, Income and Expense
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $19,915,000 | 1,586 |
| Total interest expense | $6,466,000 | 1,998 |
| Net interest income | $13,449,000 | 1,346 |
| Provision for loan and lease losses | $-800,000 | 13,211 |
| Total noninterest income | $4,440,000 | 1,082 |
| Gross Fiduciary activities income | $375,000 | 861 |
| Service charges on deposit accounts | $2,558,000 | 542 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $1,507,000 | 1,547 |
| Total noninterest expense | $11,433,000 | 1,351 |
| Salaries and employee benefits | $6,047,000 | 1,117 |
| Premises and equipment expense | $1,777,000 | 1,205 |
| Additional noninterest expense | $3,609,000 | 1,646 |
| Pre-tax net operating income | $7,256,000 | 983 |
| Securities gains (losses) | $1,000 | 7,052 |
| Applicable income taxes | $2,394,000 | 1,046 |
| Income before extraordinary items | $4,863,000 | 1,071 |
| Extraordinary gains, net | $464,000 | 499 |
| Net income | $5,327,000 | 1,001 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $112,000 | 4,303 |
| Cash dividends | $1,151,000 | 1,566 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $4,862,330 | 995 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $20,997,000 | 1,689 |
| Total interest expense | $8,414,000 | 2,026 |
| Net interest income | $12,583,000 | 1,469 |
| Provision for loan and lease losses | $-200,000 | 13,814 |
| Total noninterest income | $3,611,000 | 1,242 |
| Gross Fiduciary activities income | $270,000 | 995 |
| Service charges on deposit accounts | $2,182,000 | 628 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $1,159,000 | 1,806 |
| Total noninterest expense | $10,936,000 | 1,420 |
| Salaries and employee benefits | $5,618,000 | 1,197 |
| Premises and equipment expense | $1,809,000 | 1,209 |
| Additional noninterest expense | $3,509,000 | 1,749 |
| Pre-tax net operating income | $5,458,000 | 1,183 |
| Securities gains (losses) | $1,007,000 | 647 |
| Applicable income taxes | $2,075,000 | 1,080 |
| Income before extraordinary items | $4,390,000 | 1,078 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $4,390,000 | 1,078 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $481,000 | 2,521 |
| Cash dividends | $562,000 | 2,531 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $3,705,240 | 1,164 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.