Home > The American National Bank of Silver City > Income and Expense
The American National Bank of Silver City, Income and Expense
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $6,816,000 | 4,325 |
| Total interest expense | $2,273,000 | 5,027 |
| Net interest income | $4,543,000 | 3,893 |
| Provision for loan and lease losses | $333,000 | 2,097 |
| Total noninterest income | $463,000 | 5,568 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $325,000 | 4,084 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $138,000 | 6,471 |
| Total noninterest expense | $4,655,000 | 2,965 |
| Salaries and employee benefits | $1,539,000 | 4,199 |
| Premises and equipment expense | $670,000 | 2,939 |
| Additional noninterest expense | $2,446,000 | 2,173 |
| Pre-tax net operating income | $18,000 | 12,027 |
| Securities gains (losses) | $9,000 | 2,280 |
| Applicable income taxes | $-274,000 | 12,423 |
| Income before extraordinary items | $301,000 | 9,139 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $301,000 | 9,142 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $81,000 | 4,134 |
| Cash dividends | $1,638,000 | 1,307 |
| Sale, conversion, retirement of capital stock, net | $120,000 | 775 |
| Net operating income | $292,000 | 9,298 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $6,821,000 | 4,419 |
| Total interest expense | $2,348,000 | 5,072 |
| Net interest income | $4,473,000 | 3,965 |
| Provision for loan and lease losses | $200,000 | 3,901 |
| Total noninterest income | $635,000 | 4,770 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $314,000 | 4,257 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $321,000 | 4,304 |
| Total noninterest expense | $3,039,000 | 4,458 |
| Salaries and employee benefits | $1,664,000 | 3,892 |
| Premises and equipment expense | $413,000 | 4,596 |
| Additional noninterest expense | $962,000 | 5,091 |
| Pre-tax net operating income | $1,869,000 | 3,548 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $370,000 | 5,290 |
| Income before extraordinary items | $1,499,000 | 3,254 |
| Extraordinary gains, net | $45,000 | 2,248 |
| Net income | $1,544,000 | 3,246 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $159,000 | 3,560 |
| Cash dividends | $1,555,000 | 1,235 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,499,000 | 3,079 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $7,343,000 | 4,629 |
| Total interest expense | $3,118,000 | 4,995 |
| Net interest income | $4,225,000 | 4,229 |
| Provision for loan and lease losses | $500,000 | 2,991 |
| Total noninterest income | $513,000 | 5,553 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $267,000 | 4,878 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $246,000 | 5,004 |
| Total noninterest expense | $2,860,000 | 4,729 |
| Salaries and employee benefits | $1,629,000 | 3,931 |
| Premises and equipment expense | $365,000 | 5,178 |
| Additional noninterest expense | $866,000 | 5,697 |
| Pre-tax net operating income | $1,378,000 | 4,381 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $215,000 | 7,283 |
| Income before extraordinary items | $1,163,000 | 3,911 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,163,000 | 3,953 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $279,000 | 3,489 |
| Cash dividends | $363,000 | 3,561 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,163,000 | 3,629 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.