Home > The American National Bank of Kimball > Income and Expense
The American National Bank of Kimball, Income and Expense
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $3,158,000 | 7,088 |
| Total interest expense | $1,515,000 | 6,947 |
| Net interest income | $1,643,000 | 7,077 |
| Provision for loan and lease losses | $30,000 | 7,215 |
| Total noninterest income | $199,000 | 7,320 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $159,000 | 5,683 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $40,000 | 8,001 |
| Total noninterest expense | $1,232,000 | 7,378 |
| Salaries and employee benefits | $544,000 | 7,958 |
| Premises and equipment expense | $95,000 | 8,379 |
| Additional noninterest expense | $593,000 | 5,880 |
| Pre-tax net operating income | $580,000 | 6,245 |
| Securities gains (losses) | $113,000 | 1,657 |
| Applicable income taxes | $257,000 | 4,570 |
| Income before extraordinary items | $436,000 | 6,372 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $436,000 | 6,375 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 7,344 |
| Cash dividends | $814,000 | 2,596 |
| Sale, conversion, retirement of capital stock, net | $-200,000 | 9,518 |
| Net operating income | $363,680 | 6,646 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $1,954,000 | 8,447 |
| Total interest expense | $1,013,000 | 8,194 |
| Net interest income | $941,000 | 8,601 |
| Provision for loan and lease losses | $0 | 8,337 |
| Total noninterest income | $204,000 | 7,230 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $93,000 | 6,699 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $111,000 | 6,180 |
| Total noninterest expense | $711,000 | 8,797 |
| Salaries and employee benefits | $287,000 | 9,323 |
| Premises and equipment expense | $68,000 | 9,023 |
| Additional noninterest expense | $356,000 | 7,507 |
| Pre-tax net operating income | $434,000 | 7,301 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $169,000 | 5,723 |
| Income before extraordinary items | $265,000 | 7,688 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $265,000 | 7,688 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 5,979 |
| Cash dividends | $2,028,000 | 1,335 |
| Sale, conversion, retirement of capital stock, net | $3,390,000 | 283 |
| Net operating income | $265,000 | 7,688 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $3,246,000 | 7,099 |
| Total interest expense | $1,505,000 | 6,965 |
| Net interest income | $1,741,000 | 7,126 |
| Provision for loan and lease losses | $0 | 8,503 |
| Total noninterest income | $317,000 | 6,295 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $142,000 | 5,981 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $175,000 | 5,245 |
| Total noninterest expense | $1,174,000 | 7,631 |
| Salaries and employee benefits | $703,000 | 7,218 |
| Premises and equipment expense | $139,000 | 7,861 |
| Additional noninterest expense | $332,000 | 7,859 |
| Pre-tax net operating income | $884,000 | 5,652 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $217,000 | 5,526 |
| Income before extraordinary items | $667,000 | 5,605 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $667,000 | 5,602 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-17,000 | 9,568 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $667,000 | 5,569 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $3,240,000 | 7,250 |
| Total interest expense | $1,521,000 | 7,145 |
| Net interest income | $1,719,000 | 7,243 |
| Provision for loan and lease losses | $13,000 | 8,046 |
| Total noninterest income | $296,000 | 6,525 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $127,000 | 6,326 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $169,000 | 5,382 |
| Total noninterest expense | $1,145,000 | 7,694 |
| Salaries and employee benefits | $649,000 | 7,477 |
| Premises and equipment expense | $143,000 | 7,816 |
| Additional noninterest expense | $353,000 | 7,639 |
| Pre-tax net operating income | $857,000 | 5,883 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $223,000 | 5,916 |
| Income before extraordinary items | $634,000 | 5,888 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $634,000 | 5,887 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 6,598 |
| Cash dividends | $325,000 | 4,383 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $634,000 | 5,785 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $3,123,000 | 7,602 |
| Total interest expense | $1,446,000 | 7,476 |
| Net interest income | $1,677,000 | 7,603 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $303,000 | 6,616 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $133,000 | 6,493 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $170,000 | 5,371 |
| Total noninterest expense | $1,092,000 | 8,029 |
| Salaries and employee benefits | $622,000 | 7,777 |
| Premises and equipment expense | $121,000 | 8,469 |
| Additional noninterest expense | $349,000 | 7,815 |
| Pre-tax net operating income | $888,000 | 6,187 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $234,000 | 6,444 |
| Income before extraordinary items | $654,000 | 6,093 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $654,000 | 6,094 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 7,092 |
| Cash dividends | $400,000 | 3,931 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $654,000 | 6,050 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $2,986,000 | 8,012 |
| Total interest expense | $1,405,000 | 7,821 |
| Net interest income | $1,581,000 | 8,080 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $353,000 | 6,405 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $175,000 | 6,012 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $178,000 | 5,501 |
| Total noninterest expense | $1,060,000 | 8,469 |
| Salaries and employee benefits | $608,000 | 8,075 |
| Premises and equipment expense | $119,000 | 8,811 |
| Additional noninterest expense | $333,000 | 8,541 |
| Pre-tax net operating income | $874,000 | 6,186 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $223,000 | 6,802 |
| Income before extraordinary items | $651,000 | 5,983 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $651,000 | 5,985 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-19,000 | 10,676 |
| Cash dividends | $380,000 | 4,013 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $651,000 | 5,928 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,825,000 | 8,471 |
| Total interest expense | $1,286,000 | 8,326 |
| Net interest income | $1,539,000 | 8,429 |
| Provision for loan and lease losses | $-50,000 | 11,576 |
| Total noninterest income | $323,000 | 6,808 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $160,000 | 6,449 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $163,000 | 5,743 |
| Total noninterest expense | $1,068,000 | 8,693 |
| Salaries and employee benefits | $609,000 | 8,303 |
| Premises and equipment expense | $114,000 | 9,208 |
| Additional noninterest expense | $345,000 | 8,741 |
| Pre-tax net operating income | $844,000 | 6,667 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $211,000 | 7,247 |
| Income before extraordinary items | $633,000 | 6,411 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $633,000 | 6,409 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-41,000 | 11,384 |
| Cash dividends | $415,000 | 3,766 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $633,000 | 6,405 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,605,000 | 8,725 |
| Total interest expense | $1,095,000 | 8,305 |
| Net interest income | $1,510,000 | 8,859 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $327,000 | 6,932 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $148,000 | 6,941 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $179,000 | 5,633 |
| Total noninterest expense | $1,100,000 | 8,984 |
| Salaries and employee benefits | $604,000 | 8,586 |
| Premises and equipment expense | $104,000 | 9,897 |
| Additional noninterest expense | $392,000 | 8,903 |
| Pre-tax net operating income | $737,000 | 7,206 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $168,000 | 7,964 |
| Income before extraordinary items | $569,000 | 6,771 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $569,000 | 6,785 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $55,000 | 4,946 |
| Cash dividends | $375,000 | 3,898 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $569,000 | 6,822 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,654,000 | 8,899 |
| Total interest expense | $1,160,000 | 8,441 |
| Net interest income | $1,494,000 | 9,130 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $414,000 | 6,336 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $138,000 | 7,392 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $276,000 | 4,706 |
| Total noninterest expense | $1,125,000 | 9,224 |
| Salaries and employee benefits | $635,000 | 8,520 |
| Premises and equipment expense | $99,000 | 10,473 |
| Additional noninterest expense | $391,000 | 9,355 |
| Pre-tax net operating income | $783,000 | 6,902 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $176,000 | 8,089 |
| Income before extraordinary items | $607,000 | 6,722 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $607,000 | 6,890 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 8,678 |
| Cash dividends | $296,000 | 4,500 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $607,000 | 6,481 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,818,000 | 9,289 |
| Total interest expense | $1,357,000 | 8,997 |
| Net interest income | $1,461,000 | 9,407 |
| Provision for loan and lease losses | $-95,000 | 13,699 |
| Total noninterest income | $356,000 | 7,033 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $139,000 | 7,416 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $217,000 | 5,400 |
| Total noninterest expense | $1,169,000 | 9,185 |
| Salaries and employee benefits | $623,000 | 8,615 |
| Premises and equipment expense | $136,000 | 9,504 |
| Additional noninterest expense | $410,000 | 9,438 |
| Pre-tax net operating income | $743,000 | 6,866 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $202,000 | 7,524 |
| Income before extraordinary items | $541,000 | 6,992 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $541,000 | 7,081 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-88,000 | 13,687 |
| Cash dividends | $176,000 | 5,397 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $541,000 | 6,623 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.