The American National Bank of Creighton, Income and Expense

1997-12-31 (YTD Data)Rank
Total interest income$1,587,0009,566
Total interest expense$852,0009,113
Net interest income$735,0009,847
Provision for loan and lease losses$08,829
Total noninterest income$19,00010,698
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$11,0009,265
Trading account gains and feesNANA
Additional Noninterest Income$8,00010,520
Total noninterest expense$403,00010,462
Salaries and employee benefits$208,00010,499
Premises and equipment expense$26,00010,678
Additional noninterest expense$169,0009,788
Pre-tax net operating income$351,0008,731
Securities gains (losses)$03,944
Applicable income taxes$137,0007,803
Income before extraordinary items$214,0009,033
Extraordinary gains, net$044
Net income$214,0009,037
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-19,00010,206
Cash dividends$07,871
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$214,0008,997
1996-12-31 (YTD Data)Rank
Total interest income$3,926,0006,940
Total interest expense$2,236,0005,980
Net interest income$1,690,0007,805
Provision for loan and lease losses$862,0001,143
Total noninterest income$62,00010,646
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$34,0009,277
Trading account gains and feesNANA
Additional Noninterest Income$28,0009,949
Total noninterest expense$913,0009,019
Salaries and employee benefits$600,0008,124
Premises and equipment expense$111,0008,998
Additional noninterest expense$202,0009,911
Pre-tax net operating income$-23,00010,852
Securities gains (losses)$04,148
Applicable income taxes$010,572
Income before extraordinary items$-23,00010,881
Extraordinary gains, net$053
Net income$-23,00010,877
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$753,0001,059
Cash dividends$4,0008,293
Sale, conversion, retirement of capital stock, net$0953
Net operating income$-23,00010,837
1995-12-31 (YTD Data)Rank
Total interest income$3,808,0007,203
Total interest expense$2,233,0006,018
Net interest income$1,575,0008,321
Provision for loan and lease losses$31,0007,042
Total noninterest income$58,00011,205
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$34,0009,699
Trading account gains and feesNANA
Additional Noninterest Income$24,00010,650
Total noninterest expense$1,100,0008,576
Salaries and employee benefits$799,0007,108
Premises and equipment expense$99,0009,652
Additional noninterest expense$202,00010,386
Pre-tax net operating income$502,0008,425
Securities gains (losses)$03,831
Applicable income taxes$101,0009,160
Income before extraordinary items$401,0008,069
Extraordinary gains, net$065
Net income$401,0008,066
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$31,0005,954
Cash dividends$152,0006,020
Sale, conversion, retirement of capital stock, net$0809
Net operating income$401,0008,035
1994-12-31 (YTD Data)Rank
Total interest income$3,520,0007,290
Total interest expense$1,956,0005,708
Net interest income$1,564,0008,687
Provision for loan and lease losses$38,0006,695
Total noninterest income$54,00011,857
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$35,00010,191
Trading account gains and feesNANA
Additional Noninterest Income$19,00011,499
Total noninterest expense$1,077,0009,060
Salaries and employee benefits$704,0007,849
Premises and equipment expense$91,00010,316
Additional noninterest expense$282,00010,164
Pre-tax net operating income$503,0008,631
Securities gains (losses)$03,600
Applicable income taxes$91,0009,562
Income before extraordinary items$412,0008,093
Extraordinary gains, net$0249
Net income$412,0008,099
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$38,0005,618
Cash dividends$300,0004,418
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$412,0008,125
1993-12-31 (YTD Data)Rank
Total interest income$3,503,0007,532
Total interest expense$1,893,0006,105
Net interest income$1,610,0008,768
Provision for loan and lease losses$161,0004,460
Total noninterest income$51,00012,516
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$33,00010,650
Trading account gains and feesNANA
Additional Noninterest Income$18,00012,177
Total noninterest expense$1,042,0009,553
Salaries and employee benefits$669,0008,233
Premises and equipment expense$91,00010,750
Additional noninterest expense$282,00010,661
Pre-tax net operating income$458,0008,954
Securities gains (losses)$07,477
Applicable income taxes$77,00010,286
Income before extraordinary items$381,0008,628
Extraordinary gains, net$-17,00012,417
Net income$364,0008,965
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$163,0003,518
Cash dividends$300,0004,359
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$381,0008,368
1992-12-31 (YTD Data)Rank
Total interest income$3,795,0007,785
Total interest expense$1,972,0007,171
Net interest income$1,823,0008,274
Provision for loan and lease losses$011,756
Total noninterest income$49,00013,130
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$33,00010,969
Trading account gains and feesNANA
Additional Noninterest Income$16,00012,899
Total noninterest expense$973,00010,099
Salaries and employee benefits$614,0008,691
Premises and equipment expense$83,00011,388
Additional noninterest expense$276,00011,187
Pre-tax net operating income$899,0006,102
Securities gains (losses)$08,369
Applicable income taxes$157,0008,451
Income before extraordinary items$742,0005,673
Extraordinary gains, net$01,422
Net income$742,0005,742
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$011,197
Cash dividends$300,0003,979
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$742,0005,339

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.