Home > The American Bank of the South > Income and Expense
The American Bank of the South, Income and Expense
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $11,335,000 | 2,940 |
| Total interest expense | $3,869,000 | 3,778 |
| Net interest income | $7,466,000 | 2,411 |
| Provision for loan and lease losses | $785,000 | 1,138 |
| Total noninterest income | $5,849,000 | 863 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $2,491,000 | 562 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $3,358,000 | 834 |
| Total noninterest expense | $13,291,000 | 1,123 |
| Salaries and employee benefits | $3,894,000 | 1,707 |
| Premises and equipment expense | $1,244,000 | 1,627 |
| Additional noninterest expense | $8,153,000 | 789 |
| Pre-tax net operating income | $-761,000 | 11,847 |
| Securities gains (losses) | $231,000 | 623 |
| Applicable income taxes | $132,000 | 8,584 |
| Income before extraordinary items | $-662,000 | 11,826 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $-662,000 | 11,824 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,869,000 | 594 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $-893,000 | 11,847 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $11,808,000 | 2,567 |
| Total interest expense | $3,475,000 | 3,477 |
| Net interest income | $8,333,000 | 2,173 |
| Provision for loan and lease losses | $2,142,000 | 551 |
| Total noninterest income | $3,841,000 | 1,118 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $2,681,000 | 522 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $1,160,000 | 1,671 |
| Total noninterest expense | $14,619,000 | 1,035 |
| Salaries and employee benefits | $4,463,000 | 1,501 |
| Premises and equipment expense | $1,463,000 | 1,430 |
| Additional noninterest expense | $8,693,000 | 777 |
| Pre-tax net operating income | $-4,587,000 | 12,576 |
| Securities gains (losses) | $43,000 | 1,243 |
| Applicable income taxes | $-244,000 | 12,411 |
| Income before extraordinary items | $-4,300,000 | 12,547 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $-4,300,000 | 12,546 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,021,000 | 853 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $-4,340,850 | 12,545 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $11,656,000 | 2,657 |
| Total interest expense | $3,845,000 | 3,277 |
| Net interest income | $7,811,000 | 2,298 |
| Provision for loan and lease losses | $1,197,000 | 1,162 |
| Total noninterest income | $4,149,000 | 1,138 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $2,603,000 | 533 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $1,546,000 | 1,521 |
| Total noninterest expense | $15,653,000 | 1,012 |
| Salaries and employee benefits | $4,502,000 | 1,514 |
| Premises and equipment expense | $1,847,000 | 1,157 |
| Additional noninterest expense | $9,304,000 | 801 |
| Pre-tax net operating income | $-4,890,000 | 13,173 |
| Securities gains (losses) | $1,514,000 | 385 |
| Applicable income taxes | $-1,123,000 | 13,190 |
| Income before extraordinary items | $-2,253,000 | 13,100 |
| Extraordinary gains, net | $328,000 | 651 |
| Net income | $-1,925,000 | 13,085 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $786,000 | 1,338 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $-3,267,380 | 13,115 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $13,913,000 | 2,528 |
| Total interest expense | $6,052,000 | 2,753 |
| Net interest income | $7,861,000 | 2,305 |
| Provision for loan and lease losses | $1,592,000 | 1,352 |
| Total noninterest income | $5,867,000 | 871 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $2,730,000 | 508 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $3,137,000 | 923 |
| Total noninterest expense | $11,029,000 | 1,404 |
| Salaries and employee benefits | $4,258,000 | 1,562 |
| Premises and equipment expense | $1,772,000 | 1,235 |
| Additional noninterest expense | $4,999,000 | 1,322 |
| Pre-tax net operating income | $1,107,000 | 5,238 |
| Securities gains (losses) | $1,245,000 | 555 |
| Applicable income taxes | $839,000 | 2,478 |
| Income before extraordinary items | $1,513,000 | 3,056 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,513,000 | 3,091 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $766,000 | 1,862 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $716,200 | 5,486 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.