Home > The American Bank of the South > Assets and Liabilities
The American Bank of the South, Assets and Liabilities
| 1995-12-31 | Rank | |
| # of Employees: | 140 | 1,364 |
| Assets and Liabilities | ||
| Total Assets: | $163,617,000 | 2,819 |
| Cash and due from depository institutions | $7,811,000 | 1,364 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $46,278,000 | 2,738 |
| Federal funds sold & reverse repurchase agreements | $17,828,000 | 803 |
| Net loans & leases | $73,645,000 | 3,582 |
| Loan loss allowance | $3,139,000 | 1,304 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $7,690,000 | 980 |
| Other real estate owned | $5,921,000 | 1,364 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $4,444,000 | 1,788 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $163,617,000 | 2,819 |
| Total liabilities | $153,276,000 | 2,723 |
| Total deposits | $152,275,000 | 2,552 |
| Interest-bearing deposits | $106,072,000 | 3,112 |
| Deposits held in domestic offices | $152,275,000 | 2,543 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $1,001,000 | 3,632 |
| Total equity capital | $10,341,000 | 4,216 |
| Total bank equity capital | $10,341,000 | 4,216 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $1,078,000 | 3,373 |
| Surplus | $3,587,000 | 3,741 |
| Undivided profits | $5,676,000 | 4,123 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $12,468,000 | 393 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $3,037,000 | 56 |
| Income earned, not collected on loans | $558,000 | 4,278 |
| Earning assets | $137,751,000 | 3,061 |
| Long-term assets (5+ years) | $18,566,000 | 2,641 |
| Average Assets, year-to-date | $170,812,000 | 2,597 |
| Average Assets, quarterly | $165,036,500 | 2,766 |
| Volatile liabilities | $2,355,000 | 9,239 |
| Insider loans | $4,252,000 | 1,049 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $861,000 | 862 |
| Unused loan commitments | $2,983,000 | 6,365 |
| Tier 1 (core) risk-based capital | $8,959,000 | 4,624 |
| Tier 2 risk-based capital | $1,166,370 | 2,554 |
| Total risk weighted assets | $91,336,770 | 2,945 |
| Total unused commitments | $2,983,000 | 6,381 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 151 | 1,315 |
| Assets and Liabilities | ||
| Total Assets: | $180,617,000 | 2,543 |
| Cash and due from depository institutions | $9,433,000 | 1,315 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $52,546,000 | 2,508 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $88,105,000 | 2,950 |
| Loan loss allowance | $4,223,000 | 1,038 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $8,268,000 | 892 |
| Other real estate owned | $16,205,000 | 1,315 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $6,060,000 | 1,432 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $180,617,000 | 2,543 |
| Total liabilities | $170,398,000 | 2,445 |
| Total deposits | $167,738,000 | 2,298 |
| Interest-bearing deposits | $122,201,000 | 2,700 |
| Deposits held in domestic offices | $167,738,000 | 2,289 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,367,000 | 3,049 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $1,293,000 | 2,495 |
| Total equity capital | $10,219,000 | 3,961 |
| Total bank equity capital | $10,219,000 | 3,961 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $1,078,000 | 3,511 |
| Surplus | $3,587,000 | 3,655 |
| Undivided profits | $5,554,000 | 3,859 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $6,769,000 | 617 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $1,338,000 | 99 |
| Income earned, not collected on loans | $696,000 | 2,940 |
| Earning assets | $140,651,000 | 2,942 |
| Long-term assets (5+ years) | $33,533,000 | 1,667 |
| Average Assets, year-to-date | $190,088,000 | 2,350 |
| Average Assets, quarterly | $183,769,000 | 2,475 |
| Volatile liabilities | $5,280,000 | 6,551 |
| Insider loans | $2,667,000 | 1,585 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $4,602,000 | 5,145 |
| Tier 1 (core) risk-based capital | $10,412,000 | 3,954 |
| Tier 2 risk-based capital | $1,419,650 | 2,128 |
| Total risk weighted assets | $110,768,950 | 2,407 |
| Total unused commitments | $4,602,000 | 5,152 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 188 | 1,095 |
| Assets and Liabilities | ||
| Total Assets: | $197,976,000 | 2,343 |
| Cash and due from depository institutions | $7,563,000 | 1,095 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $41,050,000 | 3,394 |
| Federal funds sold & reverse repurchase agreements | $15,656,000 | 831 |
| Net loans & leases | $98,733,000 | 2,649 |
| Loan loss allowance | $3,091,000 | 1,440 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $8,708,000 | 829 |
| Other real estate owned | $18,436,000 | 1,095 |
| Goodwill and other intangibles | $27,000 | 2,643 |
| All other assets | $7,803,000 | 1,143 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $197,976,000 | 2,343 |
| Total liabilities | $183,279,000 | 2,321 |
| Total deposits | $180,889,000 | 2,202 |
| Interest-bearing deposits | $135,232,000 | 2,538 |
| Deposits held in domestic offices | $180,889,000 | 2,189 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $990,000 | 2,778 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $1,400,000 | 2,414 |
| Total equity capital | $14,697,000 | 2,755 |
| Total bank equity capital | $14,697,000 | 2,755 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $1,078,000 | 3,618 |
| Surplus | $3,587,000 | 3,599 |
| Undivided profits | $10,032,000 | 2,367 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $8,245,000 | 681 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $153,000 | 718 |
| Income earned, not collected on loans | $771,000 | 2,323 |
| Earning assets | $155,439,000 | 2,717 |
| Long-term assets (5+ years) | $26,678,000 | 2,096 |
| Average Assets, year-to-date | $197,961,600 | 2,274 |
| Average Assets, quarterly | $196,704,500 | 2,343 |
| Volatile liabilities | $3,472,000 | 7,874 |
| Insider loans | $6,560,000 | 647 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $6,225,000 | 4,281 |
| Tier 1 (core) risk-based capital | $14,697,000 | 2,683 |
| Tier 2 risk-based capital | $1,593,660 | 1,929 |
| Total risk weighted assets | $125,995,260 | 2,118 |
| Total unused commitments | $6,225,000 | 4,307 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 155 | 1,393 |
| Assets and Liabilities | ||
| Total Assets: | $203,401,000 | 2,328 |
| Cash and due from depository institutions | $8,300,000 | 1,393 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $42,709,000 | 3,192 |
| Federal funds sold & reverse repurchase agreements | $6,677,000 | 2,488 |
| Net loans & leases | $106,360,000 | 2,524 |
| Loan loss allowance | $2,680,000 | 1,673 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $10,228,000 | 716 |
| Other real estate owned | $22,599,000 | 1,393 |
| Goodwill and other intangibles | $63,000 | 2,408 |
| All other assets | $6,465,000 | 1,349 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $203,401,000 | 2,328 |
| Total liabilities | $186,779,000 | 2,340 |
| Total deposits | $184,788,000 | 2,238 |
| Interest-bearing deposits | $140,560,000 | 2,566 |
| Deposits held in domestic offices | $184,788,000 | 2,228 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $1,068,000 | 2,451 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $923,000 | 3,514 |
| Total equity capital | $16,622,000 | 2,315 |
| Total bank equity capital | $16,622,000 | 2,315 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $1,078,000 | 3,779 |
| Surplus | $3,587,000 | 3,474 |
| Undivided profits | $11,957,000 | 1,835 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $6,403,000 | 939 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $923,000 | 2,149 |
| Earning assets | $155,746,000 | 2,779 |
| Long-term assets (5+ years) | $19,874,000 | 2,623 |
| Average Assets, year-to-date | $212,261,200 | 2,170 |
| Average Assets, quarterly | $203,349,500 | 2,307 |
| Volatile liabilities | $5,081,000 | 6,515 |
| Insider loans | $2,412,000 | 259 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $8,279,000 | 3,331 |
| Tier 1 (core) risk-based capital | $16,622,000 | 2,255 |
| Tier 2 risk-based capital | $1,632,310 | 1,925 |
| Total risk weighted assets | $129,537,110 | 2,145 |
| Total unused commitments | $8,279,000 | 3,352 |
| Derivatives | $0 | 651 |