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The Algonac Savings Bank, Total Unused Commitments

1996-12-31Rank
Total unused commitments$10,573,0003,280
Loan commitments-revolving, open-end lines secured by 1-4's$520,0003,270
Credit card lines$03,827
Commercial real estate, construction & land development$2,707,0002,337
Commitments secured by real estate$2,707,0002,252
Commitments not secured by real estate$01,335
Securities underwriting$014
Other unused commitments$7,346,0002,395
Memoranda:
Commitments with an original maturity exceeding 1 yr$05,190
Securities lent$0139
All other off-balance sheet liabilities$045
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bank$048
Acquired by reporting bank$059
1995-12-31Rank
Total unused commitments$10,835,0003,106
Loan commitments-revolving, open-end lines secured by 1-4's$465,0003,337
Credit card lines$03,957
Commercial real estate, construction & land development$2,001,0002,660
Commitments secured by real estate$2,001,0002,576
Commitments not secured by real estate$01,327
Securities underwriting$019
Other unused commitments$8,369,0002,096
Memoranda:
Commitments with an original maturity exceeding 1 yr$05,210
Securities lent$0168
All other off-balance sheet liabilities$051
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bank$052
Acquired by reporting bank$062
1994-12-31Rank
Total unused commitments$5,509,0004,646
Loan commitments-revolving, open-end lines secured by 1-4's$265,0003,763
Credit card lines$03,957
Commercial real estate, construction & land development$625,0004,385
Commitments secured by real estate$625,0004,292
Commitments not secured by real estate$01,346
Securities underwriting$022
Other unused commitments$4,619,0003,106
Memoranda:
Commitments with an original maturity exceeding 1 yr$05,263
Securities lent$0184
All other off-balance sheet liabilities$059
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bank$052
Acquired by reporting bank$095
1993-12-31Rank
Total unused commitments$5,092,0004,850
Loan commitments-revolving, open-end lines secured by 1-4's$172,0004,132
Credit card lines$03,952
Commercial real estate, construction & land development$1,038,0003,463
Commitments secured by real estate$798,0003,790
Commitments not secured by real estate$240,000745
Securities underwriting$031
Other unused commitments$3,882,0003,359
Memoranda:
Commitments with an original maturity exceeding 1 yr$05,216
Securities lent$0256
All other off-balance sheet liabilities$073
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bank$048
Acquired by reporting bank$0102
1992-12-31Rank
Total unused commitments$4,144,0005,182
Loan commitments-revolving, open-end lines secured by 1-4's$224,0003,933
Credit card lines$03,970
Commercial real estate, construction & land development$3,908,0001,345
Commitments secured by real estate$3,908,0001,256
Commitments not secured by real estate$01,780
Securities underwriting$026
Other unused commitments$12,0009,771
Memoranda:
Commitments with an original maturity exceeding 1 yr$05,063
Securities lent$0206
All other off-balance sheet liabilities$067
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bank$054
Acquired by reporting bank$0109