Home > The Algonac Savings Bank > Net Loans and Leases
The Algonac Savings Bank, Net Loans and Leases
| 1996-12-31 | Rank | |
| Net loans and leases | $76,969,000 | 3,528 |
| Loan loss allowance | $936,000 | 3,722 |
| Total loans and leases | $77,905,000 | 3,531 |
| Unearned income | $191,000 | 3,437 |
| Loans and leases, gross | $77,905,000 | 3,542 |
| All real estate loans | $68,499,000 | 2,761 |
| Real estate loans in domestic offices | $68,499,000 | 2,761 |
| Construction and development loans | $5,885,000 | 2,163 |
| Commercial RE | $15,882,000 | 2,781 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $267,000 | 5,405 |
| 1-4 family residential loans | $46,324,000 | 2,422 |
| Farmland loans | $141,000 | 6,978 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 7,349 |
| Commercial and industrial loans | $3,687,000 | 6,144 |
| To non-U.S. addressees | $0 | 238 |
| Loans to individuals | $5,218,000 | 4,965 |
| Credit card loans | $71,000 | 5,116 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $5,147,000 | 4,767 |
| All other loans & leases | $692,000 | 3,166 |
| Loans to foreign governments and official institutions | $0 | 104 |
| Obligations of states and political subdivisions in U.S. | $545,000 | 1,889 |
| Other loans | $147,000 | 3,212 |
| Lease financing receivables | $0 | 2,012 |
| Loans to depository institutions and acceptances of other banks | $0 | 767 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,559 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $168,000 | 1,678 |
| Non 1-4 family restructured loans & leases | $168,000 | 1,678 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1995-12-31 | Rank | |
| Net loans and leases | $66,087,000 | 3,936 |
| Loan loss allowance | $798,000 | 4,257 |
| Total loans and leases | $66,885,000 | 3,943 |
| Unearned income | $106,000 | 4,581 |
| Loans and leases, gross | $66,885,000 | 3,953 |
| All real estate loans | $58,919,000 | 3,080 |
| Real estate loans in domestic offices | $58,919,000 | 3,079 |
| Construction and development loans | $2,036,000 | 3,979 |
| Commercial RE | $15,305,000 | 2,795 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $283,000 | 5,511 |
| 1-4 family residential loans | $41,225,000 | 2,657 |
| Farmland loans | $70,000 | 7,660 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 7,657 |
| Commercial and industrial loans | $2,558,000 | 7,191 |
| To non-U.S. addressees | $0 | 259 |
| Loans to individuals | $4,744,000 | 5,357 |
| Credit card loans | $62,000 | 5,367 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $4,682,000 | 5,126 |
| All other loans & leases | $770,000 | 3,076 |
| Loans to foreign governments and official institutions | $0 | 113 |
| Obligations of states and political subdivisions in U.S. | $723,000 | 1,675 |
| Other loans | $47,000 | 4,995 |
| Lease financing receivables | $0 | 2,051 |
| Loans to depository institutions and acceptances of other banks | $0 | 840 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,722 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $172,000 | 1,824 |
| Non 1-4 family restructured loans & leases | $172,000 | 1,824 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1994-12-31 | Rank | |
| Net loans and leases | $60,783,000 | 4,153 |
| Loan loss allowance | $756,000 | 4,545 |
| Total loans and leases | $61,539,000 | 4,157 |
| Unearned income | $85,000 | 5,311 |
| Loans and leases, gross | $61,539,000 | 4,169 |
| All real estate loans | $55,461,000 | 3,200 |
| Real estate loans in domestic offices | $55,461,000 | 3,200 |
| Construction and development loans | $1,865,000 | 4,079 |
| Commercial RE | $13,831,000 | 3,010 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $323,000 | 5,546 |
| 1-4 family residential loans | $39,407,000 | 2,734 |
| Farmland loans | $35,000 | 8,319 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 8,029 |
| Commercial and industrial loans | $1,801,000 | 8,143 |
| To non-U.S. addressees | $0 | 273 |
| Loans to individuals | $3,509,000 | 6,478 |
| Credit card loans | $36,000 | 5,945 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $3,473,000 | 6,257 |
| All other loans & leases | $853,000 | 3,005 |
| Loans to foreign governments and official institutions | $0 | 122 |
| Obligations of states and political subdivisions in U.S. | $813,000 | 1,631 |
| Other loans | $40,000 | 5,388 |
| Lease financing receivables | $0 | 2,082 |
| Loans to depository institutions and acceptances of other banks | $0 | 936 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,805 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $125,000 | 2,493 |
| Non 1-4 family restructured loans & leases | $125,000 | 2,493 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1993-12-31 | Rank | |
| Net loans and leases | $55,056,000 | 4,412 |
| Loan loss allowance | $756,000 | 4,682 |
| Total loans and leases | $55,812,000 | 4,423 |
| Unearned income | $87,000 | 5,771 |
| Loans and leases, gross | $55,812,000 | 4,439 |
| All real estate loans | $49,584,000 | 3,466 |
| Real estate loans in domestic offices | $49,584,000 | 3,466 |
| Construction and development loans | $1,108,000 | 5,016 |
| Commercial RE | $11,330,000 | 3,423 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $310,000 | 5,662 |
| 1-4 family residential loans | $36,794,000 | 2,897 |
| Farmland loans | $42,000 | 8,489 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 8,303 |
| Commercial and industrial loans | $2,801,000 | 6,973 |
| To non-U.S. addressees | $0 | 272 |
| Loans to individuals | $2,497,000 | 7,956 |
| Credit card loans | $0 | 7,066 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $2,497,000 | 7,706 |
| All other loans & leases | $1,017,000 | 2,799 |
| Loans to foreign governments and official institutions | $0 | 124 |
| Obligations of states and political subdivisions in U.S. | $1,006,000 | 1,473 |
| Other loans | $11,000 | 7,772 |
| Lease financing receivables | $0 | 2,068 |
| Loans to depository institutions and acceptances of other banks | $0 | 1,089 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,850 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $286,000 | 2,053 |
| Non 1-4 family restructured loans & leases | $286,000 | 2,053 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1992-12-31 | Rank | |
| Net loans and leases | $55,070,000 | 4,471 |
| Loan loss allowance | $756,000 | 4,715 |
| Total loans and leases | $55,826,000 | 4,479 |
| Unearned income | $100,000 | 6,175 |
| Loans and leases, gross | $55,826,000 | 4,490 |
| All real estate loans | $49,221,000 | 3,524 |
| Real estate loans in domestic offices | $49,221,000 | 3,524 |
| Construction and development loans | $1,864,000 | 3,880 |
| Commercial RE | $6,123,000 | 5,101 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $379,000 | 5,349 |
| 1-4 family residential loans | $40,855,000 | 2,758 |
| Farmland loans | $0 | 9,111 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 8,531 |
| Commercial and industrial loans | $3,198,000 | 6,655 |
| To non-U.S. addressees | $0 | 266 |
| Loans to individuals | $2,449,000 | 8,390 |
| Credit card loans | $0 | 7,169 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $2,449,000 | 8,113 |
| All other loans & leases | $1,058,000 | 2,981 |
| Loans to foreign governments and official institutions | $0 | 142 |
| Obligations of states and political subdivisions in U.S. | $1,043,000 | 1,536 |
| Other loans | $15,000 | 7,446 |
| Lease financing receivables | $0 | 2,104 |
| Loans to depository institutions and acceptances of other banks | $0 | 1,358 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,915 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 5,113 |
| Non 1-4 family restructured loans & leases | $0 | 5,113 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |