Home > Texstar National Bank > Income and Expense
Texstar National Bank, Income and Expense
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $5,023,000 | 5,792 |
| Total interest expense | $2,507,000 | 5,399 |
| Net interest income | $2,516,000 | 6,030 |
| Provision for loan and lease losses | $97,000 | 5,252 |
| Total noninterest income | $1,073,000 | 2,878 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $419,000 | 3,105 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $654,000 | 2,329 |
| Total noninterest expense | $2,610,000 | 4,614 |
| Salaries and employee benefits | $1,207,000 | 5,079 |
| Premises and equipment expense | $426,000 | 4,234 |
| Additional noninterest expense | $977,000 | 3,996 |
| Pre-tax net operating income | $882,000 | 6,207 |
| Securities gains (losses) | $30,000 | 1,635 |
| Applicable income taxes | $261,000 | 6,143 |
| Income before extraordinary items | $651,000 | 6,112 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $651,000 | 6,113 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $87,000 | 4,088 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $1,225,000 | 436 |
| Net operating income | $629,700 | 6,164 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $4,367,000 | 6,509 |
| Total interest expense | $2,287,000 | 5,868 |
| Net interest income | $2,080,000 | 6,987 |
| Provision for loan and lease losses | $215,000 | 3,255 |
| Total noninterest income | $796,000 | 3,727 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $436,000 | 3,094 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $360,000 | 3,623 |
| Total noninterest expense | $2,012,000 | 5,922 |
| Salaries and employee benefits | $1,001,000 | 5,982 |
| Premises and equipment expense | $279,000 | 5,861 |
| Additional noninterest expense | $732,000 | 5,559 |
| Pre-tax net operating income | $649,000 | 7,181 |
| Securities gains (losses) | $19,000 | 2,034 |
| Applicable income taxes | $118,000 | 8,426 |
| Income before extraordinary items | $550,000 | 6,559 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $550,000 | 6,562 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $58,000 | 5,007 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $534,420 | 6,608 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,788,000 | 7,219 |
| Total interest expense | $1,981,000 | 6,513 |
| Net interest income | $1,807,000 | 7,747 |
| Provision for loan and lease losses | $107,000 | 4,462 |
| Total noninterest income | $491,000 | 5,254 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $408,000 | 3,303 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $83,000 | 7,842 |
| Total noninterest expense | $1,733,000 | 6,645 |
| Salaries and employee benefits | $772,000 | 7,260 |
| Premises and equipment expense | $212,000 | 6,974 |
| Additional noninterest expense | $749,000 | 5,533 |
| Pre-tax net operating income | $458,000 | 8,705 |
| Securities gains (losses) | $-28,000 | 10,792 |
| Applicable income taxes | $39,000 | 10,400 |
| Income before extraordinary items | $391,000 | 8,147 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $391,000 | 8,147 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 7,374 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $416,480 | 7,883 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,646,000 | 8,656 |
| Total interest expense | $1,071,000 | 8,387 |
| Net interest income | $1,575,000 | 8,656 |
| Provision for loan and lease losses | $92,000 | 4,738 |
| Total noninterest income | $543,000 | 4,979 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $383,000 | 3,530 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $160,000 | 6,008 |
| Total noninterest expense | $1,617,000 | 7,244 |
| Salaries and employee benefits | $695,000 | 7,921 |
| Premises and equipment expense | $197,000 | 7,500 |
| Additional noninterest expense | $725,000 | 6,158 |
| Pre-tax net operating income | $409,000 | 9,292 |
| Securities gains (losses) | $-29,000 | 10,630 |
| Applicable income taxes | $40,000 | 10,689 |
| Income before extraordinary items | $340,000 | 8,721 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $340,000 | 8,723 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $54,000 | 4,975 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $557,000 | 530 |
| Net operating income | $365,810 | 8,542 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,041,000 | 10,095 |
| Total interest expense | $706,000 | 10,548 |
| Net interest income | $1,335,000 | 9,630 |
| Provision for loan and lease losses | $10,000 | 9,731 |
| Total noninterest income | $545,000 | 5,290 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $367,000 | 3,720 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $178,000 | 6,023 |
| Total noninterest expense | $1,545,000 | 7,674 |
| Salaries and employee benefits | $612,000 | 8,702 |
| Premises and equipment expense | $179,000 | 8,164 |
| Additional noninterest expense | $754,000 | 6,211 |
| Pre-tax net operating income | $325,000 | 10,017 |
| Securities gains (losses) | $15,000 | 5,022 |
| Applicable income taxes | $0 | 12,141 |
| Income before extraordinary items | $340,000 | 9,036 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $340,000 | 9,212 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 11,177 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $325,000 | 8,931 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,724,000 | 11,476 |
| Total interest expense | $699,000 | 11,816 |
| Net interest income | $1,025,000 | 11,011 |
| Provision for loan and lease losses | $-38,000 | 13,576 |
| Total noninterest income | $355,000 | 7,050 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $300,000 | 4,436 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $55,000 | 10,088 |
| Total noninterest expense | $1,302,000 | 8,652 |
| Salaries and employee benefits | $494,000 | 9,840 |
| Premises and equipment expense | $139,000 | 9,430 |
| Additional noninterest expense | $669,000 | 6,965 |
| Pre-tax net operating income | $116,000 | 11,854 |
| Securities gains (losses) | $50,000 | 4,121 |
| Applicable income taxes | $0 | 12,680 |
| Income before extraordinary items | $166,000 | 11,048 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $166,000 | 11,142 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $118,000 | 5,482 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $116,000 | 11,415 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.