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TexasBank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$125,059,000444
Total interest expense$50,881,000384
Net interest income$74,178,000491
Provision for loan and lease losses$3,500,000408
Total noninterest income$17,118,000518
Gross Fiduciary activities income$0981
Service charges on deposit accounts$1,503,000732
Trading account gains and feesNANA
Additional Noninterest Income$15,615,000395
Total noninterest expense$49,619,000574
Salaries and employee benefits$32,530,000488
Premises and equipment expense$2,971,000876
Additional noninterest expense$15,615,000395
Pre-tax net operating income$38,177,000432
Securities gains (losses)$0988
Applicable income taxes$03,369
Income before extraordinary items$38,177,000350
Extraordinary gains, net$054
Net income$38,177,000355
Minority interest net income$088
Net income of bank and minority interests.$38,177,000353
Net charge-offs$87,0001,577
Cash dividends$03,459
Sale, conversion, retirement of capital stock, net$0540
Net operating income$38,177,000361
2023-09-30 (YTD Data)Rank
Total interest income$90,453,000453
Total interest expense$35,550,000380
Net interest income$54,903,000507
Provision for loan and lease losses$3,027,000357
Total noninterest income$13,040,000512
Gross Fiduciary activities income$0950
Service charges on deposit accounts$1,060,000762
Trading account gains and feesNANA
Additional Noninterest Income$11,980,000398
Total noninterest expense$37,205,000573
Salaries and employee benefits$24,932,000481
Premises and equipment expense$2,185,000904
Additional noninterest expense$11,980,000398
Pre-tax net operating income$27,711,000453
Securities gains (losses)$0849
Applicable income taxes$03,407
Income before extraordinary items$27,711,000368
Extraordinary gains, net$052
Net income$27,711,000370
Minority interest net income$081
Net income of bank and minority interests.$27,711,000368
Net charge-offs$-4,0003,620
Cash dividends$03,078
Sale, conversion, retirement of capital stock, net$0507
Net operating income$27,711,000383
2023-06-30 (YTD Data)Rank
Total interest income$57,477,000449
Total interest expense$21,237,000374
Net interest income$36,240,000509
Provision for loan and lease losses$2,101,000349
Total noninterest income$8,801,000495
Gross Fiduciary activities income$0931
Service charges on deposit accounts$696,000760
Trading account gains and feesNANA
Additional Noninterest Income$8,105,000376
Total noninterest expense$24,544,000569
Salaries and employee benefits$16,873,000461
Premises and equipment expense$1,406,000917
Additional noninterest expense$8,105,000376
Pre-tax net operating income$18,396,000450
Securities gains (losses)$0938
Applicable income taxes$03,436
Income before extraordinary items$18,396,000374
Extraordinary gains, net$051
Net income$18,396,000382
Minority interest net income$081
Net income of bank and minority interests.$18,396,000375
Net charge-offs$-4,0003,681
Cash dividends$02,952
Sale, conversion, retirement of capital stock, net$0486
Net operating income$18,396,000381
2023-03-31 (YTD Data)Rank
Total interest income$26,202,000488
Total interest expense$8,449,000407
Net interest income$17,753,000520
Provision for loan and lease losses$957,000363
Total noninterest income$4,064,000522
Gross Fiduciary activities income$0913
Service charges on deposit accounts$335,000796
Trading account gains and feesNANA
Additional Noninterest Income$3,729,000398
Total noninterest expense$11,829,000593
Salaries and employee benefits$8,366,000482
Premises and equipment expense$661,000983
Additional noninterest expense$3,729,000398
Pre-tax net operating income$9,031,000465
Securities gains (losses)$0950
Applicable income taxes$03,388
Income before extraordinary items$9,031,000391
Extraordinary gains, net$04
Net income$9,031,000392
Minority interest net income$048
Net income of bank and minority interests.$9,031,000392
Net charge-offs$3,0001,707
Cash dividends$02,337
Sale, conversion, retirement of capital stock, net$0430
Net operating income$9,031,000402
2022-12-31 (YTD Data)Rank
Total interest income$76,315,000523
Total interest expense$9,875,000455
Net interest income$66,440,000533
Provision for loan and lease losses$2,943,000400
Total noninterest income$21,327,000454
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$1,364,000801
Trading account gains and feesNANA
Additional Noninterest Income$19,963,000350
Total noninterest expense$47,242,000575
Salaries and employee benefits$32,118,000476
Premises and equipment expense$2,786,000923
Additional noninterest expense$19,963,000350
Pre-tax net operating income$37,582,000467
Securities gains (losses)$0691
Applicable income taxes$03,596
Income before extraordinary items$37,582,000392
Extraordinary gains, net$05
Net income$37,582,000393
Minority interest net income$063
Net income of bank and minority interests.$37,582,000393
Net charge-offs$1,0002,539
Cash dividends$6,044,000663
Sale, conversion, retirement of capital stock, net$0568
Net operating income$37,582,000399
2022-09-30 (YTD Data)Rank
Total interest income$53,212,000527
Total interest expense$4,409,000518
Net interest income$48,803,000535
Provision for loan and lease losses$2,149,000380
Total noninterest income$15,326,000474
Gross Fiduciary activities income$0968
Service charges on deposit accounts$1,011,000810
Trading account gains and feesNANA
Additional Noninterest Income$14,315,000380
Total noninterest expense$35,315,000567
Salaries and employee benefits$24,040,000476
Premises and equipment expense$2,347,000830
Additional noninterest expense$14,315,000380
Pre-tax net operating income$26,665,000491
Securities gains (losses)$0740
Applicable income taxes$03,603
Income before extraordinary items$26,665,000404
Extraordinary gains, net$04
Net income$26,665,000404
Minority interest net income$057
Net income of bank and minority interests.$26,665,000404
Net charge-offs$-1,0003,079
Cash dividends$6,044,000507
Sale, conversion, retirement of capital stock, net$0519
Net operating income$26,665,000412
2022-06-30 (YTD Data)Rank
Total interest income$33,334,000534
Total interest expense$1,968,000603
Net interest income$31,366,000531
Provision for loan and lease losses$1,236,000361
Total noninterest income$10,468,000455
Gross Fiduciary activities income$0925
Service charges on deposit accounts$643,000841
Trading account gains and feesNANA
Additional Noninterest Income$9,825,000375
Total noninterest expense$23,655,000559
Salaries and employee benefits$16,138,000465
Premises and equipment expense$1,588,000808
Additional noninterest expense$5,929,000665
Pre-tax net operating income$16,943,000482
Securities gains (losses)$0687
Applicable income taxes$03,564
Income before extraordinary items$16,943,000408
Extraordinary gains, net$04
Net income$16,943,000408
Minority interest net income$060
Net income of bank and minority interests.$16,943,000408
Net charge-offs$-43,0004,136
Cash dividends$6,044,000379
Sale, conversion, retirement of capital stock, net$0494
Net operating income$16,943,000417
2022-03-31 (YTD Data)Rank
Total interest income$16,646,000524
Total interest expense$976,000571
Net interest income$15,670,000515
Provision for loan and lease losses$618,000286
Total noninterest income$4,339,000533
Gross Fiduciary activities income$0892
Service charges on deposit accounts$315,000840
Trading account gains and feesNANA
Additional Noninterest Income$4,024,000439
Total noninterest expense$11,376,000581
Salaries and employee benefits$7,777,000484
Premises and equipment expense$786,000821
Additional noninterest expense$2,813,000684
Pre-tax net operating income$8,015,000491
Securities gains (losses)$0623
Applicable income taxes$2,0003,373
Income before extraordinary items$8,013,000425
Extraordinary gains, net$04
Net income$8,013,000423
Minority interest net income$050
Net income of bank and minority interests.$8,013,000425
Net charge-offs$-38,0004,329
Cash dividends$6,044,000230
Sale, conversion, retirement of capital stock, net$0453
Net operating income$8,013,000432
2021-12-31 (YTD Data)Rank
Total interest income$22,939,0001,313
Total interest expense$585,0002,942
Net interest income$22,354,0001,238
Provision for loan and lease losses$36,0002,672
Total noninterest income$5,946,0001,172
Gross Fiduciary activities income$0994
Service charges on deposit accounts$1,028,000954
Trading account gains and feesNANA
Additional Noninterest Income$4,918,0001,081
Total noninterest expense$17,046,0001,320
Salaries and employee benefits$9,944,0001,295
Premises and equipment expense$1,162,0001,860
Additional noninterest expense$5,940,0001,146
Pre-tax net operating income$11,218,0001,179
Securities gains (losses)$02,062
Applicable income taxes$11,0003,575
Income before extraordinary items$11,207,0001,049
Extraordinary gains, net$010
Net income$11,207,0001,050
Minority interest net income$074
Net income of bank and minority interests.$11,207,0001,050
Net charge-offs$8,0002,344
Cash dividends$2,500,0001,326
Sale, conversion, retirement of capital stock, net$0582
Net operating income$11,207,0001,037
2021-09-30 (YTD Data)Rank
Total interest income$17,498,0001,331
Total interest expense$449,0003,002
Net interest income$17,049,0001,246
Provision for loan and lease losses$23,0002,679
Total noninterest income$4,489,0001,181
Gross Fiduciary activities income$0957
Service charges on deposit accounts$746,000975
Trading account gains and feesNANA
Additional Noninterest Income$3,743,0001,095
Total noninterest expense$12,248,0001,370
Salaries and employee benefits$7,103,0001,359
Premises and equipment expense$864,0001,898
Additional noninterest expense$4,281,0001,183
Pre-tax net operating income$9,267,0001,143
Securities gains (losses)$02,015
Applicable income taxes$8,0003,548
Income before extraordinary items$9,259,0001,014
Extraordinary gains, net$08
Net income$9,259,0001,014
Minority interest net income$069
Net income of bank and minority interests.$9,259,0001,014
Net charge-offs$-6,0003,495
Cash dividends$2,500,000981
Sale, conversion, retirement of capital stock, net$0543
Net operating income$9,259,000991
2021-06-30 (YTD Data)Rank
Total interest income$10,908,0001,393
Total interest expense$298,0003,103
Net interest income$10,610,0001,306
Provision for loan and lease losses$8,0002,733
Total noninterest income$3,014,0001,177
Gross Fiduciary activities income$0951
Service charges on deposit accounts$464,000999
Trading account gains and feesNANA
Additional Noninterest Income$2,550,0001,099
Total noninterest expense$8,066,0001,374
Salaries and employee benefits$4,647,0001,365
Premises and equipment expense$577,0001,887
Additional noninterest expense$2,842,0001,174
Pre-tax net operating income$5,550,0001,223
Securities gains (losses)$01,818
Applicable income taxes$6,0003,509
Income before extraordinary items$5,544,0001,098
Extraordinary gains, net$06
Net income$5,544,0001,099
Minority interest net income$067
Net income of bank and minority interests.$5,544,0001,099
Net charge-offs$-22,0004,093
Cash dividends$2,500,000708
Sale, conversion, retirement of capital stock, net$0517
Net operating income$5,544,0001,079
2021-03-31 (YTD Data)Rank
Total interest income$5,325,0001,420
Total interest expense$153,0003,144
Net interest income$5,172,0001,328
Provision for loan and lease losses$1,0002,721
Total noninterest income$1,469,0001,195
Gross Fiduciary activities income$0922
Service charges on deposit accounts$233,000977
Trading account gains and feesNANA
Additional Noninterest Income$1,236,0001,112
Total noninterest expense$3,870,0001,407
Salaries and employee benefits$2,216,0001,426
Premises and equipment expense$285,0001,908
Additional noninterest expense$1,369,0001,198
Pre-tax net operating income$2,770,0001,208
Securities gains (losses)$01,392
Applicable income taxes$4,0003,431
Income before extraordinary items$2,766,0001,094
Extraordinary gains, net$03
Net income$2,766,0001,093
Minority interest net income$055
Net income of bank and minority interests.$2,766,0001,094
Net charge-offs$-21,0004,363
Cash dividends$2,500,000394
Sale, conversion, retirement of capital stock, net$0482
Net operating income$2,766,0001,059
2020-12-31 (YTD Data)Rank
Total interest income$22,318,0001,350
Total interest expense$1,155,0002,723
Net interest income$21,163,0001,223
Provision for loan and lease losses$40,0003,960
Total noninterest income$6,092,0001,111
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$1,117,000858
Trading account gains and feesNANA
Additional Noninterest Income$4,975,0001,026
Total noninterest expense$15,226,0001,394
Salaries and employee benefits$8,875,0001,392
Premises and equipment expense$1,176,0001,829
Additional noninterest expense$5,175,0001,234
Pre-tax net operating income$11,989,000914
Securities gains (losses)$02,675
Applicable income taxes$22,0003,382
Income before extraordinary items$11,967,000811
Extraordinary gains, net$04
Net income$11,967,000812
Minority interest net income$072
Net income of bank and minority interests.$11,967,000811
Net charge-offs$-31,0004,490
Cash dividends$6,000,000652
Sale, conversion, retirement of capital stock, net$0566
Net operating income$11,967,000777
2020-09-30 (YTD Data)Rank
Total interest income$16,699,0001,366
Total interest expense$954,0002,681
Net interest income$15,745,0001,214
Provision for loan and lease losses$18,0004,044
Total noninterest income$4,426,0001,107
Gross Fiduciary activities income$0981
Service charges on deposit accounts$823,000863
Trading account gains and feesNANA
Additional Noninterest Income$3,603,0001,012
Total noninterest expense$11,326,0001,384
Salaries and employee benefits$6,588,0001,386
Premises and equipment expense$880,0001,823
Additional noninterest expense$3,858,0001,216
Pre-tax net operating income$8,827,000893
Securities gains (losses)$02,494
Applicable income taxes$14,0003,412
Income before extraordinary items$8,813,000793
Extraordinary gains, net$04
Net income$8,813,000793
Minority interest net income$065
Net income of bank and minority interests.$8,813,000793
Net charge-offs$-34,0004,568
Cash dividends$6,000,000513
Sale, conversion, retirement of capital stock, net$0532
Net operating income$8,813,000765
2020-06-30 (YTD Data)Rank
Total interest income$11,323,0001,367
Total interest expense$732,0002,593
Net interest income$10,591,0001,210
Provision for loan and lease losses$10,0003,987
Total noninterest income$2,868,0001,071
Gross Fiduciary activities income$0970
Service charges on deposit accounts$556,000865
Trading account gains and feesNANA
Additional Noninterest Income$2,312,000971
Total noninterest expense$7,499,0001,387
Salaries and employee benefits$4,374,0001,381
Premises and equipment expense$572,0001,854
Additional noninterest expense$2,553,0001,225
Pre-tax net operating income$5,950,000819
Securities gains (losses)$02,249
Applicable income taxes$8,0003,409
Income before extraordinary items$5,942,000726
Extraordinary gains, net$04
Net income$5,942,000726
Minority interest net income$065
Net income of bank and minority interests.$5,942,000726
Net charge-offs$-13,0004,396
Cash dividends$6,000,000379
Sale, conversion, retirement of capital stock, net$0504
Net operating income$5,942,000694
2020-03-31 (YTD Data)Rank
Total interest income$5,681,0001,349
Total interest expense$479,0002,349
Net interest income$5,202,0001,205
Provision for loan and lease losses$10,0003,389
Total noninterest income$1,330,0001,077
Gross Fiduciary activities income$0941
Service charges on deposit accounts$344,000835
Trading account gains and feesNANA
Additional Noninterest Income$986,000982
Total noninterest expense$3,724,0001,406
Salaries and employee benefits$2,144,0001,416
Premises and equipment expense$289,0001,858
Additional noninterest expense$1,291,0001,232
Pre-tax net operating income$2,798,000785
Securities gains (losses)$01,705
Applicable income taxes$3,0003,353
Income before extraordinary items$2,795,000698
Extraordinary gains, net$04
Net income$2,795,000698
Minority interest net income$056
Net income of bank and minority interests.$2,795,000698
Net charge-offs$7,0001,991
Cash dividends$6,000,000272
Sale, conversion, retirement of capital stock, net$0482
Net operating income$2,795,000675
2019-12-31 (YTD Data)Rank
Total interest income$24,048,0001,296
Total interest expense$2,383,0002,100
Net interest income$21,665,0001,173
Provision for loan and lease losses$83,0003,074
Total noninterest income$5,195,0001,107
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$1,392,000862
Trading account gains and feesNANA
Additional Noninterest Income$3,803,0001,002
Total noninterest expense$14,319,0001,415
Salaries and employee benefits$8,295,0001,414
Premises and equipment expense$1,411,0001,582
Additional noninterest expense$4,613,0001,338
Pre-tax net operating income$12,458,000874
Securities gains (losses)$02,379
Applicable income taxes$12,0003,641
Income before extraordinary items$12,446,000781
Extraordinary gains, net$011
Net income$12,446,000782
Minority interest net income$076
Net income of bank and minority interests.$12,446,000782
Net charge-offs$83,0002,328
Cash dividends$10,000,000472
Sale, conversion, retirement of capital stock, net$0626
Net operating income$12,446,000762
2019-09-30 (YTD Data)Rank
Total interest income$18,087,0001,306
Total interest expense$1,822,0002,092
Net interest income$16,265,0001,183
Provision for loan and lease losses$39,0003,279
Total noninterest income$3,870,0001,098
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$1,023,000874
Trading account gains and feesNANA
Additional Noninterest Income$2,847,000997
Total noninterest expense$10,674,0001,429
Salaries and employee benefits$6,237,0001,419
Premises and equipment expense$1,096,0001,548
Additional noninterest expense$3,341,0001,384
Pre-tax net operating income$9,422,000890
Securities gains (losses)$02,167
Applicable income taxes$9,0003,704
Income before extraordinary items$9,413,000779
Extraordinary gains, net$011
Net income$9,413,000780
Minority interest net income$072
Net income of bank and minority interests.$9,413,000780
Net charge-offs$48,0002,242
Cash dividends$8,000,000430
Sale, conversion, retirement of capital stock, net$0590
Net operating income$9,413,000765
2019-06-30 (YTD Data)Rank
Total interest income$12,131,0001,296
Total interest expense$1,233,0002,059
Net interest income$10,898,0001,182
Provision for loan and lease losses$21,0003,257
Total noninterest income$2,560,0001,068
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$670,000876
Trading account gains and feesNANA
Additional Noninterest Income$1,890,000969
Total noninterest expense$7,098,0001,437
Salaries and employee benefits$4,173,0001,414
Premises and equipment expense$726,0001,560
Additional noninterest expense$2,199,0001,414
Pre-tax net operating income$6,339,000858
Securities gains (losses)$01,702
Applicable income taxes$6,0003,700
Income before extraordinary items$6,333,000751
Extraordinary gains, net$011
Net income$6,333,000752
Minority interest net income$069
Net income of bank and minority interests.$6,333,000751
Net charge-offs$25,0002,249
Cash dividends$6,000,000384
Sale, conversion, retirement of capital stock, net$0573
Net operating income$6,333,000739
2019-03-31 (YTD Data)Rank
Total interest income$6,110,0001,282
Total interest expense$610,0002,038
Net interest income$5,500,0001,167
Provision for loan and lease losses$12,0003,026
Total noninterest income$1,255,0001,058
Gross Fiduciary activities income$0972
Service charges on deposit accounts$325,000892
Trading account gains and feesNANA
Additional Noninterest Income$930,000943
Total noninterest expense$3,486,0001,464
Salaries and employee benefits$2,077,0001,418
Premises and equipment expense$346,0001,647
Additional noninterest expense$1,063,0001,440
Pre-tax net operating income$3,257,000827
Securities gains (losses)$01,087
Applicable income taxes$3,0003,639
Income before extraordinary items$3,254,000721
Extraordinary gains, net$05
Net income$3,254,000722
Minority interest net income$052
Net income of bank and minority interests.$3,254,000720
Net charge-offs$17,0001,768
Cash dividends$4,000,000307
Sale, conversion, retirement of capital stock, net$0529
Net operating income$3,254,000714
2018-12-31 (YTD Data)Rank
Total interest income$22,586,0001,299
Total interest expense$1,519,0002,314
Net interest income$21,067,0001,183
Provision for loan and lease losses$277,0002,056
Total noninterest income$5,071,0001,078
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$1,420,000865
Trading account gains and feesNANA
Additional Noninterest Income$3,651,000994
Total noninterest expense$13,319,0001,477
Salaries and employee benefits$7,878,0001,443
Premises and equipment expense$1,256,0001,753
Additional noninterest expense$4,185,0001,448
Pre-tax net operating income$12,542,000865
Securities gains (losses)$01,125
Applicable income taxes$12,0003,719
Income before extraordinary items$12,530,000746
Extraordinary gains, net$06
Net income$12,530,000745
Minority interest net income$072
Net income of bank and minority interests.$12,530,000745
Net charge-offs$76,0002,344
Cash dividends$8,000,000504
Sale, conversion, retirement of capital stock, net$0671
Net operating income$12,530,000748
2018-09-30 (YTD Data)Rank
Total interest income$16,635,0001,307
Total interest expense$1,083,0002,326
Net interest income$15,552,0001,201
Provision for loan and lease losses$140,0002,318
Total noninterest income$3,833,0001,086
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$1,057,000861
Trading account gains and feesNANA
Additional Noninterest Income$2,776,000983
Total noninterest expense$9,880,0001,498
Salaries and employee benefits$5,857,0001,449
Premises and equipment expense$938,0001,771
Additional noninterest expense$3,085,0001,474
Pre-tax net operating income$9,365,000874
Securities gains (losses)$01,118
Applicable income taxes$9,0003,793
Income before extraordinary items$9,356,000757
Extraordinary gains, net$05
Net income$9,356,000756
Minority interest net income$066
Net income of bank and minority interests.$9,356,000756
Net charge-offs$43,0002,303
Cash dividends$6,000,000463
Sale, conversion, retirement of capital stock, net$0633
Net operating income$9,356,000752
2018-06-30 (YTD Data)Rank
Total interest income$10,970,0001,310
Total interest expense$691,0002,312
Net interest income$10,279,0001,205
Provision for loan and lease losses$25,0003,264
Total noninterest income$2,557,0001,082
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$699,000863
Trading account gains and feesNANA
Additional Noninterest Income$1,858,000987
Total noninterest expense$6,571,0001,508
Salaries and employee benefits$3,888,0001,456
Premises and equipment expense$618,0001,801
Additional noninterest expense$2,065,0001,471
Pre-tax net operating income$6,240,000860
Securities gains (losses)$0961
Applicable income taxes$6,0003,781
Income before extraordinary items$6,234,000746
Extraordinary gains, net$06
Net income$6,234,000745
Minority interest net income$065
Net income of bank and minority interests.$6,234,000745
Net charge-offs$25,0002,124
Cash dividends$4,000,000459
Sale, conversion, retirement of capital stock, net$0620
Net operating income$6,234,000746
2018-03-31 (YTD Data)Rank
Total interest income$5,422,0001,314
Total interest expense$324,0002,337
Net interest income$5,098,0001,203
Provision for loan and lease losses$9,0003,174
Total noninterest income$1,179,0001,140
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$336,000900
Trading account gains and feesNANA
Additional Noninterest Income$843,0001,041
Total noninterest expense$3,280,0001,519
Salaries and employee benefits$1,941,0001,471
Premises and equipment expense$318,0001,781
Additional noninterest expense$1,021,0001,486
Pre-tax net operating income$2,988,000871
Securities gains (losses)$0735
Applicable income taxes$3,0003,761
Income before extraordinary items$2,985,000755
Extraordinary gains, net$07
Net income$2,985,000755
Minority interest net income$052
Net income of bank and minority interests.$2,985,000755
Net charge-offs$10,0001,963
Cash dividends$2,000,000411
Sale, conversion, retirement of capital stock, net$0580
Net operating income$2,985,000751
2017-12-31 (YTD Data)Rank
Total interest income$21,480,0001,273
Total interest expense$1,124,0002,352
Net interest income$20,356,0001,191
Provision for loan and lease losses$742,0001,108
Total noninterest income$4,670,0001,169
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$1,412,000871
Trading account gains and feesNANA
Additional Noninterest Income$3,258,0001,101
Total noninterest expense$12,993,0001,528
Salaries and employee benefits$7,457,0001,490
Premises and equipment expense$1,266,0001,761
Additional noninterest expense$4,270,0001,433
Pre-tax net operating income$11,291,000895
Securities gains (losses)$-225,0005,524
Applicable income taxes$12,0003,854
Income before extraordinary items$11,054,000684
Extraordinary gains, net$09
Net income$11,054,000684
Minority interest net income$076
Net income of bank and minority interests.$11,054,000684
Net charge-offs$523,0001,058
Cash dividends$8,000,000447
Sale, conversion, retirement of capital stock, net$0711
Net operating income$11,279,000665
2017-09-30 (YTD Data)Rank
Total interest income$16,030,0001,278
Total interest expense$804,0002,405
Net interest income$15,226,0001,196
Provision for loan and lease losses$492,0001,166
Total noninterest income$3,530,0001,191
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$1,058,000867
Trading account gains and feesNANA
Additional Noninterest Income$2,472,0001,098
Total noninterest expense$9,377,0001,584
Salaries and employee benefits$5,563,0001,500
Premises and equipment expense$826,0001,976
Additional noninterest expense$2,988,0001,514
Pre-tax net operating income$8,887,000873
Securities gains (losses)$02,274
Applicable income taxes$9,0003,895
Income before extraordinary items$8,878,000705
Extraordinary gains, net$09
Net income$8,878,000705
Minority interest net income$071
Net income of bank and minority interests.$8,878,000705
Net charge-offs$157,0001,569
Cash dividends$6,000,000427
Sale, conversion, retirement of capital stock, net$0677
Net operating income$8,878,000688
2017-06-30 (YTD Data)Rank
Total interest income$10,563,0001,288
Total interest expense$522,0002,411
Net interest income$10,041,0001,211
Provision for loan and lease losses$178,0001,698
Total noninterest income$2,286,0001,204
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$701,000864
Trading account gains and feesNANA
Additional Noninterest Income$1,585,0001,141
Total noninterest expense$6,245,0001,584
Salaries and employee benefits$3,702,0001,511
Premises and equipment expense$544,0001,989
Additional noninterest expense$1,999,0001,516
Pre-tax net operating income$5,904,000852
Securities gains (losses)$01,906
Applicable income taxes$6,0003,918
Income before extraordinary items$5,898,000686
Extraordinary gains, net$011
Net income$5,898,000686
Minority interest net income$071
Net income of bank and minority interests.$5,898,000686
Net charge-offs$58,0001,882
Cash dividends$4,000,000421
Sale, conversion, retirement of capital stock, net$0659
Net operating income$5,898,000672
2017-03-31 (YTD Data)Rank
Total interest income$4,874,0001,361
Total interest expense$271,0002,326
Net interest income$4,603,0001,290
Provision for loan and lease losses$12,0003,102
Total noninterest income$1,127,0001,209
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$357,000852
Trading account gains and feesNANA
Additional Noninterest Income$770,0001,151
Total noninterest expense$3,078,0001,618
Salaries and employee benefits$1,856,0001,526
Premises and equipment expense$260,0002,083
Additional noninterest expense$962,0001,562
Pre-tax net operating income$2,640,000918
Securities gains (losses)$01,153
Applicable income taxes$3,0003,875
Income before extraordinary items$2,637,000736
Extraordinary gains, net$08
Net income$2,637,000736
Minority interest net income$055
Net income of bank and minority interests.$2,637,000736
Net charge-offs$22,0001,835
Cash dividends$2,000,000391
Sale, conversion, retirement of capital stock, net$0632
Net operating income$2,637,000722
2016-12-31 (YTD Data)Rank
Total interest income$18,720,0001,365
Total interest expense$847,0002,713
Net interest income$17,873,0001,294
Provision for loan and lease losses$521,0001,428
Total noninterest income$4,837,0001,173
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$1,502,000836
Trading account gains and fees$0170
Additional Noninterest Income$3,335,0001,126
Total noninterest expense$12,160,0001,592
Salaries and employee benefits$6,824,0001,585
Premises and equipment expense$1,272,0001,767
Additional noninterest expense$4,064,0001,513
Pre-tax net operating income$10,029,000928
Securities gains (losses)$03,212
Applicable income taxes$13,0003,951
Income before extraordinary items$10,016,000769
Extraordinary gains, net$05
Net income$10,016,000768
Minority interest net income$082
Net income of bank and minority interests.$10,016,000768
Net charge-offs$199,0001,935
Cash dividends$5,000,000661
Sale, conversion, retirement of capital stock, net$0759
Net operating income$10,016,000749
2016-09-30 (YTD Data)Rank
Total interest income$13,800,0001,382
Total interest expense$636,0002,708
Net interest income$13,164,0001,318
Provision for loan and lease losses$278,0001,706
Total noninterest income$3,649,0001,168
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$1,111,000846
Trading account gains and fees$0169
Additional Noninterest Income$2,538,0001,117
Total noninterest expense$8,983,0001,612
Salaries and employee benefits$5,093,0001,593
Premises and equipment expense$842,0001,968
Additional noninterest expense$3,048,0001,519
Pre-tax net operating income$7,552,000934
Securities gains (losses)$03,160
Applicable income taxes$9,0004,039
Income before extraordinary items$7,543,000758
Extraordinary gains, net$05
Net income$7,543,000759
Minority interest net income$071
Net income of bank and minority interests.$7,543,000758
Net charge-offs$106,0002,021
Cash dividends$3,000,000756
Sale, conversion, retirement of capital stock, net$0719
Net operating income$7,543,000735
2016-06-30 (YTD Data)Rank
Total interest income$9,178,0001,385
Total interest expense$417,0002,761
Net interest income$8,761,0001,329
Provision for loan and lease losses$263,0001,370
Total noninterest income$2,328,0001,189
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$705,000881
Trading account gains and fees$0157
Additional Noninterest Income$1,623,0001,125
Total noninterest expense$5,965,0001,631
Salaries and employee benefits$3,391,0001,605
Premises and equipment expense$560,0001,959
Additional noninterest expense$2,014,0001,523
Pre-tax net operating income$4,861,000952
Securities gains (losses)$02,835
Applicable income taxes$7,0004,028
Income before extraordinary items$4,854,000776
Extraordinary gains, net$016
Net income$4,854,000775
Minority interest net income$071
Net income of bank and minority interests.$4,854,000775
Net charge-offs$84,0001,776
Cash dividends$2,000,000749
Sale, conversion, retirement of capital stock, net$0705
Net operating income$4,854,000753
2016-03-31 (YTD Data)Rank
Total interest income$4,632,0001,379
Total interest expense$200,0002,842
Net interest income$4,432,0001,311
Provision for loan and lease losses$162,0001,104
Total noninterest income$1,074,0001,232
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$336,000913
Trading account gains and fees$0142
Additional Noninterest Income$738,0001,161
Total noninterest expense$2,993,0001,627
Salaries and employee benefits$1,706,0001,598
Premises and equipment expense$288,0001,940
Additional noninterest expense$999,0001,527
Pre-tax net operating income$2,351,000950
Securities gains (losses)$02,077
Applicable income taxes$04,259
Income before extraordinary items$2,351,000785
Extraordinary gains, net$012
Net income$2,351,000784
Minority interest net income$062
Net income of bank and minority interests.$2,351,000785
Net charge-offs$47,0001,463
Cash dividends$1,000,000720
Sale, conversion, retirement of capital stock, net$0659
Net operating income$2,351,000758
2015-12-31 (YTD Data)Rank
Total interest income$17,071,0001,451
Total interest expense$843,0002,725
Net interest income$16,228,0001,377
Provision for loan and lease losses$139,0002,725
Total noninterest income$4,558,0001,198
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$1,402,000917
Trading account gains and fees$0159
Additional Noninterest Income$3,156,0001,129
Total noninterest expense$11,373,0001,673
Salaries and employee benefits$6,578,0001,595
Premises and equipment expense$1,067,0002,075
Additional noninterest expense$3,728,0001,630
Pre-tax net operating income$9,274,000951
Securities gains (losses)$03,216
Applicable income taxes$5,0004,199
Income before extraordinary items$9,269,000782
Extraordinary gains, net$023
Net income$9,269,000782
Minority interest net income$081
Net income of bank and minority interests.$9,269,000782
Net charge-offs$103,0002,627
Cash dividends$4,000,000773
Sale, conversion, retirement of capital stock, net$0804
Net operating income$9,269,000761
2015-09-30 (YTD Data)Rank
Total interest income$12,725,0001,466
Total interest expense$629,0002,767
Net interest income$12,096,0001,397
Provision for loan and lease losses$38,0003,502
Total noninterest income$3,390,0001,210
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$1,037,000928
Trading account gains and fees$0153
Additional Noninterest Income$2,353,0001,145
Total noninterest expense$8,471,0001,694
Salaries and employee benefits$4,911,0001,613
Premises and equipment expense$799,0002,108
Additional noninterest expense$2,761,0001,646
Pre-tax net operating income$6,977,000959
Securities gains (losses)$03,031
Applicable income taxes$10,0004,140
Income before extraordinary items$6,967,000792
Extraordinary gains, net$021
Net income$6,967,000791
Minority interest net income$078
Net income of bank and minority interests.$6,967,000792
Net charge-offs$39,0002,950
Cash dividends$3,000,000705
Sale, conversion, retirement of capital stock, net$0773
Net operating income$6,967,000773
2015-06-30 (YTD Data)Rank
Total interest income$8,539,0001,469
Total interest expense$421,0002,777
Net interest income$8,118,0001,387
Provision for loan and lease losses$21,0003,474
Total noninterest income$2,242,0001,236
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$668,000945
Trading account gains and fees$0157
Additional Noninterest Income$1,574,0001,144
Total noninterest expense$5,599,0001,720
Salaries and employee benefits$3,273,0001,623
Premises and equipment expense$525,0002,142
Additional noninterest expense$1,801,0001,684
Pre-tax net operating income$4,740,000937
Securities gains (losses)$02,636
Applicable income taxes$6,0004,204
Income before extraordinary items$4,734,000780
Extraordinary gains, net$022
Net income$4,734,000779
Minority interest net income$075
Net income of bank and minority interests.$4,734,000780
Net charge-offs$18,0003,008
Cash dividends$2,000,000690
Sale, conversion, retirement of capital stock, net$0751
Net operating income$4,734,000758
2015-03-31 (YTD Data)Rank
Total interest income$4,243,0001,471
Total interest expense$207,0002,830
Net interest income$4,036,0001,398
Provision for loan and lease losses$11,0003,207
Total noninterest income$1,060,0001,234
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$330,000935
Trading account gains and fees$0152
Additional Noninterest Income$730,0001,165
Total noninterest expense$2,794,0001,716
Salaries and employee benefits$1,657,0001,611
Premises and equipment expense$265,0002,144
Additional noninterest expense$872,0001,727
Pre-tax net operating income$2,291,000934
Securities gains (losses)$02,027
Applicable income taxes$04,400
Income before extraordinary items$2,291,000769
Extraordinary gains, net$013
Net income$2,291,000767
Minority interest net income$064
Net income of bank and minority interests.$2,291,000769
Net charge-offs$-4,0005,028
Cash dividends$1,000,000643
Sale, conversion, retirement of capital stock, net$0697
Net operating income$2,291,000739
2014-12-31 (YTD Data)Rank
Total interest income$17,389,0001,448
Total interest expense$822,0002,977
Net interest income$16,567,0001,346
Provision for loan and lease losses$532,0001,401
Total noninterest income$4,135,0001,259
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$1,441,000917
Trading account gains and fees$0180
Additional Noninterest Income$2,694,0001,182
Total noninterest expense$10,939,0001,746
Salaries and employee benefits$6,161,0001,683
Premises and equipment expense$1,115,0002,052
Additional noninterest expense$3,663,0001,687
Pre-tax net operating income$9,231,000902
Securities gains (losses)$03,259
Applicable income taxes$5,0004,305
Income before extraordinary items$9,226,000738
Extraordinary gains, net$017
Net income$9,226,000738
Minority interest net income$084
Net income of bank and minority interests.$9,226,000738
Net charge-offs$246,0002,242
Cash dividends$4,000,000729
Sale, conversion, retirement of capital stock, net$0862
Net operating income$9,226,000725
2014-09-30 (YTD Data)Rank
Total interest income$12,753,0001,481
Total interest expense$618,0003,024
Net interest income$12,135,0001,377
Provision for loan and lease losses$237,0001,877
Total noninterest income$3,056,0001,282
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$1,063,000941
Trading account gains and fees$0174
Additional Noninterest Income$1,993,0001,206
Total noninterest expense$8,155,0001,757
Salaries and employee benefits$4,591,0001,690
Premises and equipment expense$828,0002,082
Additional noninterest expense$2,736,0001,695
Pre-tax net operating income$6,799,000931
Securities gains (losses)$02,980
Applicable income taxes$3,0004,402
Income before extraordinary items$6,796,000742
Extraordinary gains, net$015
Net income$6,796,000741
Minority interest net income$081
Net income of bank and minority interests.$6,796,000741
Net charge-offs$135,0002,396
Cash dividends$3,000,000664
Sale, conversion, retirement of capital stock, net$0819
Net operating income$6,796,000732
2014-06-30 (YTD Data)Rank
Total interest income$8,466,0001,482
Total interest expense$412,0003,065
Net interest income$8,054,0001,377
Provision for loan and lease losses$54,0002,954
Total noninterest income$1,943,0001,309
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$666,000988
Trading account gains and fees$0172
Additional Noninterest Income$1,277,0001,228
Total noninterest expense$5,342,0001,780
Salaries and employee benefits$2,984,0001,730
Premises and equipment expense$552,0002,092
Additional noninterest expense$1,806,0001,704
Pre-tax net operating income$4,601,000888
Securities gains (losses)$02,580
Applicable income taxes$2,0004,388
Income before extraordinary items$4,599,000714
Extraordinary gains, net$020
Net income$4,599,000713
Minority interest net income$080
Net income of bank and minority interests.$4,599,000714
Net charge-offs$26,0003,261
Cash dividends$2,000,000639
Sale, conversion, retirement of capital stock, net$0794
Net operating income$4,599,000699
2014-03-31 (YTD Data)Rank
Total interest income$4,206,0001,487
Total interest expense$209,0003,071
Net interest income$3,997,0001,387
Provision for loan and lease losses$45,0002,313
Total noninterest income$864,0001,378
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$315,0001,021
Trading account gains and fees$0147
Additional Noninterest Income$549,0001,325
Total noninterest expense$2,498,0001,895
Salaries and employee benefits$1,458,0001,774
Premises and equipment expense$272,0002,155
Additional noninterest expense$768,0001,971
Pre-tax net operating income$2,318,000855
Securities gains (losses)$01,715
Applicable income taxes$1,0004,330
Income before extraordinary items$2,317,000675
Extraordinary gains, net$016
Net income$2,317,000675
Minority interest net income$066
Net income of bank and minority interests.$2,317,000677
Net charge-offs$2,0003,350
Cash dividends$1,000,000600
Sale, conversion, retirement of capital stock, net$0747
Net operating income$2,317,000666
2013-12-31 (YTD Data)Rank
Total interest income$15,506,0001,609
Total interest expense$733,0003,639
Net interest income$14,773,0001,472
Provision for loan and lease losses$139,0003,360
Total noninterest income$4,264,0001,270
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$1,420,000975
Trading account gains and fees$0184
Additional Noninterest Income$2,844,0001,182
Total noninterest expense$9,732,0001,948
Salaries and employee benefits$5,685,0001,795
Premises and equipment expense$1,037,0002,178
Additional noninterest expense$3,010,0002,079
Pre-tax net operating income$9,166,000833
Securities gains (losses)$648,000353
Applicable income taxes$5,0004,396
Income before extraordinary items$9,809,000655
Extraordinary gains, net$029
Net income$9,809,000657
Minority interest net income$090
Net income of bank and minority interests.$9,809,000656
Net charge-offs$345,0002,411
Cash dividends$4,500,000617
Sale, conversion, retirement of capital stock, net$0924
Net operating income$9,161,000680
2013-09-30 (YTD Data)Rank
Total interest income$11,524,0001,635
Total interest expense$530,0003,808
Net interest income$10,994,0001,485
Provision for loan and lease losses$38,0004,183
Total noninterest income$3,323,0001,256
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$1,063,000976
Trading account gains and fees$0180
Additional Noninterest Income$2,260,0001,171
Total noninterest expense$7,216,0001,963
Salaries and employee benefits$4,248,0001,811
Premises and equipment expense$777,0002,205
Additional noninterest expense$2,191,0002,125
Pre-tax net operating income$7,063,000836
Securities gains (losses)$648,000323
Applicable income taxes$5,0004,449
Income before extraordinary items$7,706,000642
Extraordinary gains, net$025
Net income$7,706,000644
Minority interest net income$084
Net income of bank and minority interests.$7,706,000645
Net charge-offs$323,0002,046
Cash dividends$4,500,000453
Sale, conversion, retirement of capital stock, net$0868
Net operating income$7,058,000672
2013-06-30 (YTD Data)Rank
Total interest income$7,310,0001,711
Total interest expense$356,0003,853
Net interest income$6,954,0001,561
Provision for loan and lease losses$19,0004,286
Total noninterest income$2,301,0001,235
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$686,000984
Trading account gains and fees$0157
Additional Noninterest Income$1,615,0001,146
Total noninterest expense$4,752,0001,996
Salaries and employee benefits$2,806,0001,831
Premises and equipment expense$515,0002,222
Additional noninterest expense$1,431,0002,167
Pre-tax net operating income$4,484,000857
Securities gains (losses)$648,000291
Applicable income taxes$5,0004,362
Income before extraordinary items$5,127,000648
Extraordinary gains, net$022
Net income$5,127,000650
Minority interest net income$082
Net income of bank and minority interests.$5,127,000650
Net charge-offs$304,0001,675
Cash dividends$3,500,000389
Sale, conversion, retirement of capital stock, net$0838
Net operating income$4,479,000690
2013-03-31 (YTD Data)Rank
Total interest income$3,537,0001,787
Total interest expense$191,0003,771
Net interest income$3,346,0001,614
Provision for loan and lease losses$4,0004,247
Total noninterest income$1,079,0001,288
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$345,000961
Trading account gains and fees$0148
Additional Noninterest Income$734,0001,218
Total noninterest expense$2,296,0002,089
Salaries and employee benefits$1,353,0001,914
Premises and equipment expense$253,0002,296
Additional noninterest expense$690,0002,255
Pre-tax net operating income$2,125,000879
Securities gains (losses)$648,000167
Applicable income taxes$04,602
Income before extraordinary items$2,773,000593
Extraordinary gains, net$010
Net income$2,773,000591
Minority interest net income$076
Net income of bank and minority interests.$2,773,000594
Net charge-offs$245,0001,207
Cash dividends$2,500,000250
Sale, conversion, retirement of capital stock, net$0789
Net operating income$2,125,000703
2012-12-31 (YTD Data)Rank
Total interest income$14,707,0001,790
Total interest expense$799,0004,127
Net interest income$13,908,0001,585
Provision for loan and lease losses$696,0002,273
Total noninterest income$4,467,0001,235
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$1,559,000909
Trading account gains and fees$0166
Additional Noninterest Income$2,908,0001,188
Total noninterest expense$8,867,0002,148
Salaries and employee benefits$5,118,0001,970
Premises and equipment expense$994,0002,288
Additional noninterest expense$2,755,0002,357
Pre-tax net operating income$8,812,000818
Securities gains (losses)$261,0001,473
Applicable income taxes$11,0004,368
Income before extraordinary items$9,062,000669
Extraordinary gains, net$029
Net income$9,062,000669
Minority interest net income$093
Net income of bank and minority interests.$9,062,000669
Net charge-offs$434,0002,839
Cash dividends$10,000,000320
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$8,801,000660
2012-09-30 (YTD Data)Rank
Total interest income$11,030,0001,826
Total interest expense$627,0004,138
Net interest income$10,403,0001,600
Provision for loan and lease losses$367,0002,702
Total noninterest income$3,229,0001,278
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$1,184,000907
Trading account gains and fees$0157
Additional Noninterest Income$2,045,0001,242
Total noninterest expense$6,742,0002,133
Salaries and employee benefits$3,936,0001,915
Premises and equipment expense$759,0002,286
Additional noninterest expense$2,047,0002,363
Pre-tax net operating income$6,523,000859
Securities gains (losses)$190,0001,469
Applicable income taxes$8,0004,434
Income before extraordinary items$6,705,000694
Extraordinary gains, net$020
Net income$6,705,000693
Minority interest net income$086
Net income of bank and minority interests.$6,705,000694
Net charge-offs$322,0002,735
Cash dividends$7,500,000258
Sale, conversion, retirement of capital stock, net$0952
Net operating income$6,515,000683
2012-06-30 (YTD Data)Rank
Total interest income$7,483,0001,803
Total interest expense$447,0004,093
Net interest income$7,036,0001,578
Provision for loan and lease losses$353,0002,219
Total noninterest income$2,041,0001,312
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$783,000901
Trading account gains and fees$0153
Additional Noninterest Income$1,258,0001,294
Total noninterest expense$4,507,0002,134
Salaries and employee benefits$2,618,0001,920
Premises and equipment expense$517,0002,225
Additional noninterest expense$1,372,0002,366
Pre-tax net operating income$4,217,000865
Securities gains (losses)$03,178
Applicable income taxes$5,0004,421
Income before extraordinary items$4,212,000721
Extraordinary gains, net$019
Net income$4,212,000721
Minority interest net income$084
Net income of bank and minority interests.$4,212,000722
Net charge-offs$197,0002,773
Cash dividends$5,000,000251
Sale, conversion, retirement of capital stock, net$0928
Net operating income$4,212,000690
2012-03-31 (YTD Data)Rank
Total interest income$3,740,0001,819
Total interest expense$233,0004,099
Net interest income$3,507,0001,590
Provision for loan and lease losses$188,0002,094
Total noninterest income$805,0001,520
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$379,000919
Trading account gains and fees$0148
Additional Noninterest Income$426,0001,679
Total noninterest expense$2,224,0002,145
Salaries and employee benefits$1,305,0001,927
Premises and equipment expense$255,0002,268
Additional noninterest expense$664,0002,413
Pre-tax net operating income$1,900,000934
Securities gains (losses)$02,210
Applicable income taxes$3,0004,405
Income before extraordinary items$1,897,000791
Extraordinary gains, net$019
Net income$1,897,000789
Minority interest net income$078
Net income of bank and minority interests.$1,897,000792
Net charge-offs$139,0002,162
Cash dividends$2,500,000218
Sale, conversion, retirement of capital stock, net$0861
Net operating income$1,897,000745
2011-12-31 (YTD Data)Rank
Total interest income$15,981,0001,763
Total interest expense$1,135,0004,103
Net interest income$14,846,0001,500
Provision for loan and lease losses$598,0003,211
Total noninterest income$3,769,0001,277
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$1,687,000864
Trading account gains and fees$0146
Additional Noninterest Income$2,082,0001,320
Total noninterest expense$8,548,0002,222
Salaries and employee benefits$4,939,0001,955
Premises and equipment expense$1,082,0002,240
Additional noninterest expense$2,527,0002,568
Pre-tax net operating income$9,469,000653
Securities gains (losses)$03,838
Applicable income taxes$18,0004,149
Income before extraordinary items$9,451,000564
Extraordinary gains, net$029
Net income$9,451,000565
Minority interest net income$096
Net income of bank and minority interests.$9,451,000565
Net charge-offs$146,0004,624
Cash dividends$4,500,000462
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$9,451,000552
2011-09-30 (YTD Data)Rank
Total interest income$12,079,0001,766
Total interest expense$903,0004,087
Net interest income$11,176,0001,499
Provision for loan and lease losses$567,0002,698
Total noninterest income$2,759,0001,294
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$1,278,000866
Trading account gains and fees$0145
Additional Noninterest Income$1,481,0001,350
Total noninterest expense$6,354,0002,255
Salaries and employee benefits$3,675,0001,973
Premises and equipment expense$843,0002,192
Additional noninterest expense$1,836,0002,643
Pre-tax net operating income$7,014,000685
Securities gains (losses)$03,555
Applicable income taxes$15,0004,140
Income before extraordinary items$6,999,000586
Extraordinary gains, net$021
Net income$6,999,000583
Minority interest net income$087
Net income of bank and minority interests.$6,999,000586
Net charge-offs$91,0004,521
Cash dividends$2,000,000634
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$6,999,000574
2011-06-30 (YTD Data)Rank
Total interest income$7,965,0001,801
Total interest expense$603,0004,188
Net interest income$7,362,0001,517
Provision for loan and lease losses$424,0002,526
Total noninterest income$1,808,0001,317
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$850,000858
Trading account gains and fees$0153
Additional Noninterest Income$958,0001,380
Total noninterest expense$4,249,0002,258
Salaries and employee benefits$2,426,0002,012
Premises and equipment expense$581,0002,157
Additional noninterest expense$1,242,0002,664
Pre-tax net operating income$4,497,000697
Securities gains (losses)$02,914
Applicable income taxes$13,0004,008
Income before extraordinary items$4,484,000585
Extraordinary gains, net$015
Net income$4,484,000581
Minority interest net income$089
Net income of bank and minority interests.$4,484,000585
Net charge-offs$46,0004,519
Cash dividends$2,000,000425
Sale, conversion, retirement of capital stock, net$0986
Net operating income$4,484,000574
2011-03-31 (YTD Data)Rank
Total interest income$4,006,0001,802
Total interest expense$302,0004,277
Net interest income$3,704,0001,506
Provision for loan and lease losses$148,0002,920
Total noninterest income$801,0001,418
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$411,000866
Trading account gains and fees$0158
Additional Noninterest Income$390,0001,596
Total noninterest expense$2,104,0002,309
Salaries and employee benefits$1,207,0002,027
Premises and equipment expense$292,0002,191
Additional noninterest expense$605,0002,708
Pre-tax net operating income$2,253,000703
Securities gains (losses)$01,772
Applicable income taxes$6,0003,979
Income before extraordinary items$2,247,000584
Extraordinary gains, net$09
Net income$2,247,000583
Minority interest net income$086
Net income of bank and minority interests.$2,247,000584
Net charge-offs$1,0004,979
Cash dividends$2,000,000202
Sale, conversion, retirement of capital stock, net$0925
Net operating income$2,247,000570
2010-12-31 (YTD Data)Rank
Total interest income$15,749,0001,923
Total interest expense$1,413,0004,404
Net interest income$14,336,0001,562
Provision for loan and lease losses$560,0003,966
Total noninterest income$3,504,0001,392
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$1,924,000783
Trading account gains and fees$0175
Additional Noninterest Income$1,580,0001,638
Total noninterest expense$8,957,0002,167
Salaries and employee benefits$5,372,0001,800
Premises and equipment expense$1,260,0002,013
Additional noninterest expense$2,325,0002,848
Pre-tax net operating income$8,323,000646
Securities gains (losses)$1,510,000342
Applicable income taxes$7,0004,295
Income before extraordinary items$9,826,000468
Extraordinary gains, net$029
Net income$9,826,000466
Minority interest net income$0111
Net income of bank and minority interests.$9,826,000468
Net charge-offs$156,0005,013
Cash dividends$3,000,000544
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$8,316,000524
2010-09-30 (YTD Data)Rank
Total interest income$11,627,0001,995
Total interest expense$1,112,0004,435
Net interest income$10,515,0001,615
Provision for loan and lease losses$39,0006,427
Total noninterest income$2,600,0001,381
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$1,447,000800
Trading account gains and fees$0165
Additional Noninterest Income$1,153,0001,639
Total noninterest expense$6,976,0002,068
Salaries and employee benefits$4,060,0001,810
Premises and equipment expense$950,0002,031
Additional noninterest expense$1,966,0002,517
Pre-tax net operating income$6,100,000695
Securities gains (losses)$1,510,000287
Applicable income taxes$20,0003,999
Income before extraordinary items$7,590,000450
Extraordinary gains, net$023
Net income$7,590,000452
Minority interest net income$0110
Net income of bank and minority interests.$7,590,000452
Net charge-offs$104,0004,860
Cash dividends$1,500,000712
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$6,080,000546
2010-06-30 (YTD Data)Rank
Total interest income$7,632,0002,049
Total interest expense$779,0004,418
Net interest income$6,853,0001,641
Provision for loan and lease losses$18,0006,448
Total noninterest income$1,639,0001,423
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$909,000863
Trading account gains and fees$0152
Additional Noninterest Income$730,0001,628
Total noninterest expense$4,692,0002,071
Salaries and employee benefits$2,705,0001,822
Premises and equipment expense$633,0002,048
Additional noninterest expense$1,354,0002,449
Pre-tax net operating income$3,782,000730
Securities gains (losses)$1,510,000179
Applicable income taxes$15,0003,923
Income before extraordinary items$5,277,000409
Extraordinary gains, net$019
Net income$5,277,000410
Minority interest net income$0105
Net income of bank and minority interests.$5,277,000410
Net charge-offs$59,0004,734
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$3,767,000566
2010-03-31 (YTD Data)Rank
Total interest income$4,023,0001,990
Total interest expense$400,0004,480
Net interest income$3,623,0001,588
Provision for loan and lease losses$06,552
Total noninterest income$714,0001,578
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$434,000899
Trading account gains and fees$0175
Additional Noninterest Income$280,0001,918
Total noninterest expense$2,321,0002,099
Salaries and employee benefits$1,358,0001,841
Premises and equipment expense$317,0002,105
Additional noninterest expense$646,0002,543
Pre-tax net operating income$2,016,000672
Securities gains (losses)$1,510,000103
Applicable income taxes$8,0003,919
Income before extraordinary items$3,518,000306
Extraordinary gains, net$016
Net income$3,518,000309
Minority interest net income$091
Net income of bank and minority interests.$3,518,000308
Net charge-offs$9,0004,900
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$2,008,000534
2009-12-31 (YTD Data)Rank
Total interest income$16,773,0002,025
Total interest expense$2,434,0003,969
Net interest income$14,339,0001,563
Provision for loan and lease losses$1,757,0002,657
Total noninterest income$3,882,0001,333
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$1,983,000871
Trading account gains and fees$0211
Additional Noninterest Income$1,899,0001,424
Total noninterest expense$9,138,0002,174
Salaries and employee benefits$5,116,0001,926
Premises and equipment expense$1,191,0002,233
Additional noninterest expense$2,831,0002,467
Pre-tax net operating income$7,326,000586
Securities gains (losses)$1,412,000370
Applicable income taxes$25,0003,576
Income before extraordinary items$8,713,000376
Extraordinary gains, net$034
Net income$8,713,000375
Minority interest net income$0115
Net income of bank and minority interests.$8,713,000376
Net charge-offs$161,0005,242
Cash dividends$6,000,000292
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$7,301,000447
2009-09-30 (YTD Data)Rank
Total interest income$12,632,0002,053
Total interest expense$1,964,0003,892
Net interest income$10,668,0001,573
Provision for loan and lease losses$1,683,0002,096
Total noninterest income$2,801,0001,395
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$1,474,000872
Trading account gains and fees$0212
Additional Noninterest Income$1,327,0001,516
Total noninterest expense$6,940,0002,152
Salaries and employee benefits$4,067,0001,840
Premises and equipment expense$885,0002,272
Additional noninterest expense$1,988,0002,588
Pre-tax net operating income$4,846,000696
Securities gains (losses)$1,412,000274
Applicable income taxes$23,0003,737
Income before extraordinary items$6,235,000423
Extraordinary gains, net$027
Net income$6,235,000422
Minority interest net income$0118
Net income of bank and minority interests.$6,235,000423
Net charge-offs$138,0004,717
Cash dividends$4,500,000284
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$4,823,000554
2009-06-30 (YTD Data)Rank
Total interest income$8,278,0002,126
Total interest expense$1,420,0003,809
Net interest income$6,858,0001,650
Provision for loan and lease losses$195,0004,369
Total noninterest income$1,926,0001,373
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$939,000903
Trading account gains and fees$0193
Additional Noninterest Income$987,0001,446
Total noninterest expense$4,569,0002,198
Salaries and employee benefits$2,690,0001,883
Premises and equipment expense$585,0002,318
Additional noninterest expense$1,294,0002,659
Pre-tax net operating income$4,020,000556
Securities gains (losses)$03,136
Applicable income taxes$15,0003,839
Income before extraordinary items$4,005,000439
Extraordinary gains, net$021
Net income$4,005,000438
Minority interest net income$0112
Net income of bank and minority interests.$4,005,000439
Net charge-offs$62,0004,721
Cash dividends$3,000,000283
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$4,005,000420
2009-03-31 (YTD Data)Rank
Total interest income$4,118,0002,154
Total interest expense$790,0003,644
Net interest income$3,328,0001,670
Provision for loan and lease losses$120,0003,591
Total noninterest income$965,0001,324
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$445,000923
Trading account gains and fees$0171
Additional Noninterest Income$520,0001,359
Total noninterest expense$2,235,0002,194
Salaries and employee benefits$1,355,0001,897
Premises and equipment expense$287,0002,384
Additional noninterest expense$593,0002,590
Pre-tax net operating income$1,938,000636
Securities gains (losses)$02,434
Applicable income taxes$7,0004,167
Income before extraordinary items$1,931,000516
Extraordinary gains, net$015
Net income$1,931,000516
Minority interest net income$0102
Net income of bank and minority interests.$1,931,000519
Net charge-offs$17,0004,442
Cash dividends$1,500,000282
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,931,000479
2008-12-31 (YTD Data)Rank
Total interest income$16,450,0002,286
Total interest expense$3,989,0003,516
Net interest income$12,461,0001,790
Provision for loan and lease losses$141,0005,642
Total noninterest income$3,901,0001,293
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$2,103,000835
Trading account gains and fees$0154
Additional Noninterest Income$1,798,0001,402
Total noninterest expense$8,925,0002,147
Salaries and employee benefits$5,317,0001,898
Premises and equipment expense$1,193,0002,258
Additional noninterest expense$2,415,0002,419
Pre-tax net operating income$7,296,000762
Securities gains (losses)$2,0002,962
Applicable income taxes$30,0004,119
Income before extraordinary items$7,268,000536
Extraordinary gains, net$039
Net income$7,268,000536
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$249,0003,800
Cash dividends$6,000,000471
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$7,266,000581
2008-09-30 (YTD Data)Rank
Total interest income$12,365,0002,329
Total interest expense$3,151,0003,500
Net interest income$9,214,0001,827
Provision for loan and lease losses$117,0004,981
Total noninterest income$2,727,0001,409
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$1,571,000844
Trading account gains and fees$0148
Additional Noninterest Income$1,156,0001,642
Total noninterest expense$6,521,0002,197
Salaries and employee benefits$4,001,0001,934
Premises and equipment expense$912,0002,219
Additional noninterest expense$1,608,0002,611
Pre-tax net operating income$5,303,000952
Securities gains (losses)$03,106
Applicable income taxes$23,0004,535
Income before extraordinary items$5,280,000687
Extraordinary gains, net$031
Net income$5,280,000686
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$182,0003,172
Cash dividends$3,000,000708
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$5,280,000724
2008-06-30 (YTD Data)Rank
Total interest income$8,385,0002,336
Total interest expense$2,256,0003,441
Net interest income$6,129,0001,831
Provision for loan and lease losses$88,0004,508
Total noninterest income$1,790,0001,441
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$1,013,000860
Trading account gains and fees$0149
Additional Noninterest Income$777,0001,661
Total noninterest expense$4,295,0002,230
Salaries and employee benefits$2,658,0001,955
Premises and equipment expense$607,0002,232
Additional noninterest expense$1,030,0002,680
Pre-tax net operating income$3,536,0001,012
Securities gains (losses)$2,0002,957
Applicable income taxes$15,0004,827
Income before extraordinary items$3,523,000781
Extraordinary gains, net$021
Net income$3,523,000780
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$72,0003,417
Cash dividends$3,000,000546
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$3,521,000769
2008-03-31 (YTD Data)Rank
Total interest income$4,327,0002,330
Total interest expense$1,239,0003,379
Net interest income$3,088,0001,812
Provision for loan and lease losses$67,0003,363
Total noninterest income$817,0001,544
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$484,000890
Trading account gains and fees$0158
Additional Noninterest Income$333,0001,845
Total noninterest expense$2,137,0002,233
Salaries and employee benefits$1,315,0002,003
Premises and equipment expense$299,0002,275
Additional noninterest expense$523,0002,614
Pre-tax net operating income$1,701,0001,120
Securities gains (losses)$02,688
Applicable income taxes$8,0004,911
Income before extraordinary items$1,693,000882
Extraordinary gains, net$015
Net income$1,693,000884
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$38,0002,745
Cash dividends$3,000,000288
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$1,693,000845
2007-12-31 (YTD Data)Rank
Total interest income$17,172,0002,397
Total interest expense$4,901,0003,517
Net interest income$12,271,0001,848
Provision for loan and lease losses$145,0004,384
Total noninterest income$3,225,0001,558
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$2,444,000730
Trading account gains and fees$0178
Additional Noninterest Income$781,0002,593
Total noninterest expense$8,273,0002,214
Salaries and employee benefits$4,948,0002,035
Premises and equipment expense$1,231,0002,117
Additional noninterest expense$2,094,0002,553
Pre-tax net operating income$7,078,0001,196
Securities gains (losses)$02,146
Applicable income taxes$30,0005,226
Income before extraordinary items$7,048,000922
Extraordinary gains, net$039
Net income$7,048,000920
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$151,0003,221
Cash dividends$5,500,000682
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$7,048,000906
2007-09-30 (YTD Data)Rank
Total interest income$12,832,0002,411
Total interest expense$3,591,0003,572
Net interest income$9,241,0001,843
Provision for loan and lease losses$119,0003,886
Total noninterest income$2,285,0001,628
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$1,806,000727
Trading account gains and fees$0184
Additional Noninterest Income$479,0002,917
Total noninterest expense$6,056,0002,249
Salaries and employee benefits$3,699,0002,029
Premises and equipment expense$913,0002,120
Additional noninterest expense$1,444,0002,707
Pre-tax net operating income$5,351,0001,273
Securities gains (losses)$01,655
Applicable income taxes$12,0005,670
Income before extraordinary items$5,339,000976
Extraordinary gains, net$033
Net income$5,339,000974
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$95,0002,893
Cash dividends$5,500,000520
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$5,339,000965
2007-06-30 (YTD Data)Rank
Total interest income$8,489,0002,445
Total interest expense$2,373,0003,592
Net interest income$6,116,0001,882
Provision for loan and lease losses$92,0003,411
Total noninterest income$1,508,0001,667
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$1,177,000754
Trading account gains and fees$0168
Additional Noninterest Income$331,0002,866
Total noninterest expense$3,979,0002,294
Salaries and employee benefits$2,462,0002,073
Premises and equipment expense$583,0002,212
Additional noninterest expense$934,0002,772
Pre-tax net operating income$3,553,0001,329
Securities gains (losses)$01,444
Applicable income taxes$06,265
Income before extraordinary items$3,553,0001,019
Extraordinary gains, net$029
Net income$3,553,0001,018
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$50,0002,834
Cash dividends$4,000,000501
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$3,553,000999
2007-03-31 (YTD Data)Rank
Total interest income$4,135,0002,487
Total interest expense$1,176,0003,586
Net interest income$2,959,0001,953
Provision for loan and lease losses$62,0002,721
Total noninterest income$723,0001,693
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$551,000772
Trading account gains and fees$0195
Additional Noninterest Income$172,0002,777
Total noninterest expense$1,938,0002,353
Salaries and employee benefits$1,208,0002,123
Premises and equipment expense$284,0002,301
Additional noninterest expense$446,0002,882
Pre-tax net operating income$1,682,0001,387
Securities gains (losses)$01,187
Applicable income taxes$06,196
Income before extraordinary items$1,682,0001,053
Extraordinary gains, net$022
Net income$1,682,0001,052
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$18,0002,637
Cash dividends$2,500,000377
Sale, conversion, retirement of capital stock, net$0885
Net operating income$1,682,0001,035
2006-12-31 (YTD Data)Rank
Total interest income$14,314,0002,650
Total interest expense$3,633,0003,821
Net interest income$10,681,0002,165
Provision for loan and lease losses$215,0003,400
Total noninterest income$3,123,0001,565
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$2,120,000826
Trading account gains and fees$0130
Additional Noninterest Income$1,003,0002,221
Total noninterest expense$7,110,0002,486
Salaries and employee benefits$4,286,0002,287
Premises and equipment expense$1,092,0002,271
Additional noninterest expense$1,732,0002,921
Pre-tax net operating income$6,479,0001,498
Securities gains (losses)$01,687
Applicable income taxes$06,600
Income before extraordinary items$6,479,0001,137
Extraordinary gains, net$051
Net income$6,479,0001,138
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$16,0005,225
Cash dividends$3,000,0001,116
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$6,479,0001,126
2006-09-30 (YTD Data)Rank
Total interest income$10,223,0002,743
Total interest expense$2,507,0003,945
Net interest income$7,716,0002,262
Provision for loan and lease losses$147,0003,454
Total noninterest income$1,997,0001,800
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$1,557,000851
Trading account gains and fees$0126
Additional Noninterest Income$440,0003,056
Total noninterest expense$5,160,0002,550
Salaries and employee benefits$3,090,0002,383
Premises and equipment expense$824,0002,255
Additional noninterest expense$1,246,0003,021
Pre-tax net operating income$4,406,0001,689
Securities gains (losses)$01,388
Applicable income taxes$06,687
Income before extraordinary items$4,406,0001,281
Extraordinary gains, net$045
Net income$4,406,0001,281
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$68,0002,805
Cash dividends$3,000,000826
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$4,406,0001,269
2006-06-30 (YTD Data)Rank
Total interest income$6,393,0002,867
Total interest expense$1,490,0004,127
Net interest income$4,903,0002,363
Provision for loan and lease losses$77,0003,767
Total noninterest income$1,278,0001,863
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$997,000876
Trading account gains and fees$0126
Additional Noninterest Income$281,0003,131
Total noninterest expense$3,339,0002,627
Salaries and employee benefits$1,987,0002,455
Premises and equipment expense$534,0002,322
Additional noninterest expense$818,0003,082
Pre-tax net operating income$2,765,0001,802
Securities gains (losses)$01,185
Applicable income taxes$06,706
Income before extraordinary items$2,765,0001,358
Extraordinary gains, net$039
Net income$2,765,0001,359
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$22,0003,393
Cash dividends$2,000,000795
Sale, conversion, retirement of capital stock, net$0887
Net operating income$2,765,0001,348
2006-03-31 (YTD Data)Rank
Total interest income$2,768,0003,181
Total interest expense$575,0004,700
Net interest income$2,193,0002,581
Provision for loan and lease losses$12,0005,109
Total noninterest income$600,0001,936
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$470,000896
Trading account gains and fees$0115
Additional Noninterest Income$130,0003,236
Total noninterest expense$1,591,0002,750
Salaries and employee benefits$965,0002,530
Premises and equipment expense$255,0002,433
Additional noninterest expense$371,0003,319
Pre-tax net operating income$1,190,0001,989
Securities gains (losses)$0955
Applicable income taxes$06,588
Income before extraordinary items$1,190,0001,525
Extraordinary gains, net$021
Net income$1,190,0001,524
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-2,0006,875
Cash dividends$1,000,000729
Sale, conversion, retirement of capital stock, net$0648
Net operating income$1,190,0001,505
2005-12-31 (YTD Data)Rank
Total interest income$10,132,0003,126
Total interest expense$1,862,0004,651
Net interest income$8,270,0002,622
Provision for loan and lease losses$88,0005,023
Total noninterest income$2,518,0001,851
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$1,878,000920
Trading account gains and fees$0138
Additional Noninterest Income$640,0002,940
Total noninterest expense$6,298,0002,626
Salaries and employee benefits$3,697,0002,475
Premises and equipment expense$997,0002,369
Additional noninterest expense$1,604,0003,067
Pre-tax net operating income$4,402,0002,069
Securities gains (losses)$02,296
Applicable income taxes$06,964
Income before extraordinary items$4,402,0001,597
Extraordinary gains, net$046
Net income$4,402,0001,596
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$76,0003,744
Cash dividends$3,000,0001,017
Sale, conversion, retirement of capital stock, net$0934
Net operating income$4,402,0001,572
2005-09-30 (YTD Data)Rank
Total interest income$7,397,0003,141
Total interest expense$1,299,0004,713
Net interest income$6,098,0002,636
Provision for loan and lease losses$59,0005,005
Total noninterest income$1,783,0001,951
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$1,359,000958
Trading account gains and fees$0126
Additional Noninterest Income$424,0003,179
Total noninterest expense$4,674,0002,621
Salaries and employee benefits$2,778,0002,427
Premises and equipment expense$740,0002,383
Additional noninterest expense$1,156,0003,131
Pre-tax net operating income$3,148,0002,156
Securities gains (losses)$02,317
Applicable income taxes$06,976
Income before extraordinary items$3,148,0001,676
Extraordinary gains, net$035
Net income$3,148,0001,677
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$60,0003,238
Cash dividends$2,250,000953
Sale, conversion, retirement of capital stock, net$0769
Net operating income$3,148,0001,645
2005-06-30 (YTD Data)Rank
Total interest income$4,761,0003,170
Total interest expense$792,0004,810
Net interest income$3,969,0002,677
Provision for loan and lease losses$35,0005,026
Total noninterest income$1,143,0001,981
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$846,0001,019
Trading account gains and fees$0116
Additional Noninterest Income$297,0003,073
Total noninterest expense$3,083,0002,631
Salaries and employee benefits$1,825,0002,444
Premises and equipment expense$476,0002,439
Additional noninterest expense$782,0003,074
Pre-tax net operating income$1,994,0002,196
Securities gains (losses)$02,146
Applicable income taxes$06,961
Income before extraordinary items$1,994,0001,720
Extraordinary gains, net$030
Net income$1,994,0001,720
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$33,0003,220
Cash dividends$1,500,000927
Sale, conversion, retirement of capital stock, net$0643
Net operating income$1,994,0001,692
2005-03-31 (YTD Data)Rank
Total interest income$2,308,0003,214
Total interest expense$364,0004,952
Net interest income$1,944,0002,720
Provision for loan and lease losses$15,0004,875
Total noninterest income$551,0001,995
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$397,0001,047
Trading account gains and fees$0115
Additional Noninterest Income$154,0002,929
Total noninterest expense$1,510,0002,698
Salaries and employee benefits$903,0002,490
Premises and equipment expense$232,0002,518
Additional noninterest expense$375,0003,185
Pre-tax net operating income$970,0002,217
Securities gains (losses)$01,685
Applicable income taxes$06,892
Income before extraordinary items$970,0001,733
Extraordinary gains, net$024
Net income$970,0001,734
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$8,0003,394
Cash dividends$750,000848
Sale, conversion, retirement of capital stock, net$0491
Net operating income$970,0001,701
2004-12-31 (YTD Data)Rank
Total interest income$8,667,0003,202
Total interest expense$1,221,0005,062
Net interest income$7,446,0002,718
Provision for loan and lease losses$203,0003,657
Total noninterest income$2,390,0001,935
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$1,586,0001,122
Trading account gains and fees$0138
Additional Noninterest Income$804,0002,489
Total noninterest expense$5,882,0002,700
Salaries and employee benefits$3,509,0002,481
Premises and equipment expense$913,0002,493
Additional noninterest expense$1,460,0003,194
Pre-tax net operating income$3,751,0002,159
Securities gains (losses)$03,819
Applicable income taxes$07,185
Income before extraordinary items$3,751,0001,711
Extraordinary gains, net$034
Net income$3,751,0001,712
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$232,0002,359
Cash dividends$3,000,000960
Sale, conversion, retirement of capital stock, net$0872
Net operating income$3,751,0001,666
2004-09-30 (YTD Data)Rank
Total interest income$6,442,0003,202
Total interest expense$898,0005,098
Net interest income$5,544,0002,703
Provision for loan and lease losses$60,0005,125
Total noninterest income$1,714,0002,013
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$1,182,0001,128
Trading account gains and fees$0134
Additional Noninterest Income$532,0002,693
Total noninterest expense$4,373,0002,694
Salaries and employee benefits$2,634,0002,456
Premises and equipment expense$685,0002,467
Additional noninterest expense$1,054,0003,268
Pre-tax net operating income$2,825,0002,172
Securities gains (losses)$03,710
Applicable income taxes$07,220
Income before extraordinary items$2,825,0001,720
Extraordinary gains, net$026
Net income$2,825,0001,721
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$106,0002,732
Cash dividends$2,250,000870
Sale, conversion, retirement of capital stock, net$0738
Net operating income$2,825,0001,673
2004-06-30 (YTD Data)Rank
Total interest income$4,244,0003,222
Total interest expense$608,0005,067
Net interest income$3,636,0002,740
Provision for loan and lease losses$45,0004,838
Total noninterest income$1,128,0002,023
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$763,0001,156
Trading account gains and fees$0130
Additional Noninterest Income$365,0002,662
Total noninterest expense$2,883,0002,717
Salaries and employee benefits$1,749,0002,454
Premises and equipment expense$447,0002,521
Additional noninterest expense$687,0003,354
Pre-tax net operating income$1,836,0002,194
Securities gains (losses)$03,413
Applicable income taxes$07,214
Income before extraordinary items$1,836,0001,734
Extraordinary gains, net$021
Net income$1,836,0001,735
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$71,0002,617
Cash dividends$1,500,000882
Sale, conversion, retirement of capital stock, net$0638
Net operating income$1,836,0001,680
2004-03-31 (YTD Data)Rank
Total interest income$2,111,0003,241
Total interest expense$308,0005,082
Net interest income$1,803,0002,749
Provision for loan and lease losses$25,0004,502
Total noninterest income$531,0002,063
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$346,0001,241
Trading account gains and fees$0121
Additional Noninterest Income$185,0002,607
Total noninterest expense$1,447,0002,727
Salaries and employee benefits$873,0002,478
Premises and equipment expense$225,0002,519
Additional noninterest expense$349,0003,295
Pre-tax net operating income$862,0002,287
Securities gains (losses)$02,934
Applicable income taxes$07,103
Income before extraordinary items$862,0001,820
Extraordinary gains, net$016
Net income$862,0001,820
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$34,0002,329
Cash dividends$750,000847
Sale, conversion, retirement of capital stock, net$0464
Net operating income$862,0001,735
2003-12-31 (YTD Data)Rank
Total interest income$8,928,0003,134
Total interest expense$1,773,0004,391
Net interest income$7,155,0002,696
Provision for loan and lease losses$245,0003,582
Total noninterest income$1,935,0002,373
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$1,351,0001,285
Trading account gains and fees$0160
Additional Noninterest Income$584,0003,310
Total noninterest expense$5,543,0002,798
Salaries and employee benefits$3,162,0002,655
Premises and equipment expense$906,0002,470
Additional noninterest expense$1,475,0003,135
Pre-tax net operating income$3,302,0002,314
Securities gains (losses)$04,500
Applicable income taxes$1,561,0001,570
Income before extraordinary items$1,741,0003,185
Extraordinary gains, net$054
Net income$1,741,0003,185
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$159,0003,256
Cash dividends$06,283
Sale, conversion, retirement of capital stock, net$0868
Net operating income$1,741,0003,038
2003-09-30 (YTD Data)Rank
Total interest income$6,753,0003,147
Total interest expense$1,444,0004,259
Net interest income$5,309,0002,747
Provision for loan and lease losses$60,0005,499
Total noninterest income$1,425,0002,441
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$1,016,0001,290
Trading account gains and fees$0153
Additional Noninterest Income$409,0003,490
Total noninterest expense$4,171,0002,787
Salaries and employee benefits$2,400,0002,624
Premises and equipment expense$664,0002,537
Additional noninterest expense$1,107,0003,113
Pre-tax net operating income$2,503,0002,381
Securities gains (losses)$04,204
Applicable income taxes$851,0002,113
Income before extraordinary items$1,652,0002,749
Extraordinary gains, net$040
Net income$1,652,0002,748
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$31,0004,905
Cash dividends$05,519
Sale, conversion, retirement of capital stock, net$0722
Net operating income$1,652,0002,606
2003-06-30 (YTD Data)Rank
Total interest income$4,585,0003,124
Total interest expense$1,028,0004,160
Net interest income$3,557,0002,730
Provision for loan and lease losses$45,0005,281
Total noninterest income$959,0002,427
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$659,0001,300
Trading account gains and fees$0150
Additional Noninterest Income$300,0003,294
Total noninterest expense$2,735,0002,830
Salaries and employee benefits$1,586,0002,651
Premises and equipment expense$438,0002,541
Additional noninterest expense$711,0003,190
Pre-tax net operating income$1,736,0002,310
Securities gains (losses)$03,782
Applicable income taxes$590,0002,078
Income before extraordinary items$1,146,0002,680
Extraordinary gains, net$030
Net income$1,146,0002,678
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$6,0005,638
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$0589
Net operating income$1,146,0002,527
2003-03-31 (YTD Data)Rank
Total interest income$2,359,0003,066
Total interest expense$533,0004,137
Net interest income$1,826,0002,649
Provision for loan and lease losses$25,0004,925
Total noninterest income$448,0002,482
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$316,0001,323
Trading account gains and fees$0134
Additional Noninterest Income$132,0003,437
Total noninterest expense$1,370,0002,803
Salaries and employee benefits$796,0002,636
Premises and equipment expense$214,0002,608
Additional noninterest expense$360,0003,121
Pre-tax net operating income$879,0002,284
Securities gains (losses)$02,891
Applicable income taxes$299,0002,063
Income before extraordinary items$580,0002,619
Extraordinary gains, net$021
Net income$580,0002,617
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$15,0003,542
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$580,0002,478
2002-12-31 (YTD Data)Rank
Total interest income$9,895,0003,047
Total interest expense$2,473,0004,134
Net interest income$7,422,0002,580
Provision for loan and lease losses$285,0003,576
Total noninterest income$1,861,0002,265
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$1,203,0001,354
Trading account gains and fees$0153
Additional Noninterest Income$658,0002,811
Total noninterest expense$5,361,0002,745
Salaries and employee benefits$2,961,0002,658
Premises and equipment expense$862,0002,505
Additional noninterest expense$1,538,0002,904
Pre-tax net operating income$3,637,0002,146
Securities gains (losses)$30,0002,835
Applicable income taxes$1,000,0002,207
Income before extraordinary items$2,667,0002,236
Extraordinary gains, net$070
Net income$2,667,0002,235
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$234,0002,774
Cash dividends$06,377
Sale, conversion, retirement of capital stock, net$0862
Net operating income$2,645,1002,178
2001-12-31 (YTD Data)Rank
Total interest income$11,509,0002,944
Total interest expense$4,603,0003,387
Net interest income$6,906,0002,591
Provision for loan and lease losses$165,0004,586
Total noninterest income$1,510,0002,495
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$929,0001,620
Trading account gains and fees$0177
Additional Noninterest Income$581,0002,886
Total noninterest expense$4,792,0002,926
Salaries and employee benefits$2,620,0002,838
Premises and equipment expense$879,0002,417
Additional noninterest expense$1,293,0003,271
Pre-tax net operating income$3,459,0001,992
Securities gains (losses)$-23,0009,385
Applicable income taxes$1,095,0001,948
Income before extraordinary items$2,341,0002,211
Extraordinary gains, net$0105
Net income$2,341,0002,215
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-76,0009,475
Cash dividends$3,000,000915
Sale, conversion, retirement of capital stock, net$0922
Net operating income$2,356,6402,132
2000-12-31 (YTD Data)Rank
Total interest income$11,853,0002,928
Total interest expense$5,220,0003,182
Net interest income$6,633,0002,683
Provision for loan and lease losses$125,0004,758
Total noninterest income$1,133,0002,887
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$688,0002,015
Trading account gains and fees$0180
Additional Noninterest Income$445,0003,133
Total noninterest expense$4,752,0002,854
Salaries and employee benefits$2,500,0002,829
Premises and equipment expense$831,0002,490
Additional noninterest expense$1,421,0002,958
Pre-tax net operating income$2,889,0002,462
Securities gains (losses)$01,956
Applicable income taxes$888,0002,342
Income before extraordinary items$2,001,0002,568
Extraordinary gains, net$038
Net income$2,001,0002,567
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$15,0006,269
Cash dividends$1,800,0001,460
Sale, conversion, retirement of capital stock, net$0969
Net operating income$2,001,0002,566
1999-12-31 (YTD Data)Rank
Total interest income$10,370,0003,111
Total interest expense$4,380,0003,322
Net interest income$5,990,0002,935
Provision for loan and lease losses$70,0005,912
Total noninterest income$1,075,0002,936
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$669,0001,986
Trading account gains and fees$0173
Additional Noninterest Income$406,0003,383
Total noninterest expense$4,490,0002,988
Salaries and employee benefits$2,354,0002,980
Premises and equipment expense$816,0002,493
Additional noninterest expense$1,320,0003,181
Pre-tax net operating income$2,505,0002,792
Securities gains (losses)$03,155
Applicable income taxes$798,0002,652
Income before extraordinary items$1,707,0002,927
Extraordinary gains, net$035
Net income$1,707,0002,928
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$13,0006,573
Cash dividends$300,0004,494
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$1,707,0002,897
1998-12-31 (YTD Data)Rank
Total interest income$10,087,0003,209
Total interest expense$4,403,0003,373
Net interest income$5,684,0003,030
Provision for loan and lease losses$22,0007,668
Total noninterest income$1,040,0002,988
Gross Fiduciary activities income$12,0001,272
Service charges on deposit accounts$593,0002,171
Trading account gains and fees$0224
Additional Noninterest Income$435,0003,248
Total noninterest expense$4,330,0003,000
Salaries and employee benefits$2,271,0002,970
Premises and equipment expense$785,0002,497
Additional noninterest expense$1,274,0003,203
Pre-tax net operating income$2,372,0002,920
Securities gains (losses)$18,0002,506
Applicable income taxes$719,0002,966
Income before extraordinary items$1,671,0002,970
Extraordinary gains, net$032
Net income$1,671,0002,971
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$14,0006,737
Cash dividends$400,0003,951
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$1,658,4002,912
1997-12-31 (YTD Data)Rank
Total interest income$8,963,0003,591
Total interest expense$3,879,0003,793
Net interest income$5,084,0003,437
Provision for loan and lease losses$08,829
Total noninterest income$1,037,0002,963
Gross Fiduciary activities income$116,0001,019
Service charges on deposit accounts$540,0002,445
Trading account gains and fees$0239
Additional Noninterest Income$381,0003,393
Total noninterest expense$4,130,0003,098
Salaries and employee benefits$2,091,0003,173
Premises and equipment expense$715,0002,683
Additional noninterest expense$1,324,0003,057
Pre-tax net operating income$1,991,0003,547
Securities gains (losses)$19,0001,923
Applicable income taxes$656,0003,435
Income before extraordinary items$1,354,0003,670
Extraordinary gains, net$044
Net income$1,354,0003,670
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-62,00010,594
Cash dividends$500,0003,451
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$1,341,2703,624
1996-12-31 (YTD Data)Rank
Total interest income$6,798,0004,689
Total interest expense$2,568,0005,404
Net interest income$4,230,0004,107
Provision for loan and lease losses$09,041
Total noninterest income$810,0003,671
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$477,0002,838
Trading account gains and feesNANA
Additional Noninterest Income$333,0003,820
Total noninterest expense$2,975,0004,338
Salaries and employee benefits$1,548,0004,191
Premises and equipment expense$483,0003,880
Additional noninterest expense$944,0004,609
Pre-tax net operating income$2,065,0003,333
Securities gains (losses)$-1,0009,274
Applicable income taxes$649,0003,367
Income before extraordinary items$1,415,0003,372
Extraordinary gains, net$053
Net income$1,415,0003,371
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-9,00010,349
Cash dividends$08,336
Sale, conversion, retirement of capital stock, net$0953
Net operating income$1,415,6903,334
1995-12-31 (YTD Data)Rank
Total interest income$6,501,0004,853
Total interest expense$2,479,0005,610
Net interest income$4,022,0004,282
Provision for loan and lease losses$08,958
Total noninterest income$688,0004,145
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$427,0003,148
Trading account gains and feesNANA
Additional Noninterest Income$261,0004,369
Total noninterest expense$2,711,0004,665
Salaries and employee benefits$1,392,0004,585
Premises and equipment expense$404,0004,498
Additional noninterest expense$915,0004,700
Pre-tax net operating income$1,999,0003,498
Securities gains (losses)$03,831
Applicable income taxes$828,0002,795
Income before extraordinary items$1,171,0004,044
Extraordinary gains, net$065
Net income$1,171,0004,042
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$21,0006,571
Cash dividends$200,0005,441
Sale, conversion, retirement of capital stock, net$0809
Net operating income$1,171,0004,027
1994-12-31 (YTD Data)Rank
Total interest income$5,169,0005,516
Total interest expense$1,806,0006,055
Net interest income$3,363,0005,116
Provision for loan and lease losses$09,146
Total noninterest income$652,0004,371
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$395,0003,412
Trading account gains and feesNANA
Additional Noninterest Income$257,0004,506
Total noninterest expense$2,548,0005,075
Salaries and employee benefits$1,264,0005,015
Premises and equipment expense$365,0004,937
Additional noninterest expense$919,0005,088
Pre-tax net operating income$1,467,0004,494
Securities gains (losses)$03,600
Applicable income taxes$484,0004,158
Income before extraordinary items$983,0004,599
Extraordinary gains, net$0249
Net income$983,0004,598
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$19,0006,702
Cash dividends$150,0006,052
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$983,0004,637
1993-12-31 (YTD Data)Rank
Total interest income$4,769,0006,017
Total interest expense$1,715,0006,578
Net interest income$3,054,0005,573
Provision for loan and lease losses$160,0004,468
Total noninterest income$753,0004,200
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$366,0003,731
Trading account gains and feesNANA
Additional Noninterest Income$387,0003,832
Total noninterest expense$2,417,0005,417
Salaries and employee benefits$1,169,0005,350
Premises and equipment expense$336,0005,391
Additional noninterest expense$912,0005,312
Pre-tax net operating income$1,230,0005,098
Securities gains (losses)$6,0005,977
Applicable income taxes$494,0004,239
Income before extraordinary items$742,0005,874
Extraordinary gains, net$220,000947
Net income$962,0004,972
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-7,00011,543
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$738,1605,634
1992-12-31 (YTD Data)Rank
Total interest income$5,559,0005,849
Total interest expense$2,384,0006,218
Net interest income$3,175,0005,446
Provision for loan and lease losses$743,0002,274
Total noninterest income$690,0004,453
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$447,0003,137
Trading account gains and feesNANA
Additional Noninterest Income$243,0005,059
Total noninterest expense$2,559,0005,202
Salaries and employee benefits$1,047,0005,793
Premises and equipment expense$377,0005,033
Additional noninterest expense$1,135,0004,566
Pre-tax net operating income$563,0007,970
Securities gains (losses)$151,0002,405
Applicable income taxes$161,0008,355
Income before extraordinary items$553,0006,905
Extraordinary gains, net$01,422
Net income$553,0006,992
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$617,0002,137
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$436,7307,514

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.