Home > Texas Traditions Bank > Income and Expense
Texas Traditions Bank, Income and Expense
| 2025-06-30 (YTD Data) | Rank | |
| Total interest income | $10,668,000 | 2,022 |
| Total interest expense | $2,654,000 | 2,397 |
| Net interest income | $8,014,000 | 1,849 |
| Provision for loan and lease losses | $368,000 | 1,195 |
| Total noninterest income | $161,000 | 3,612 |
| Gross Fiduciary activities income | $0 | 937 |
| Service charges on deposit accounts | $131,000 | 2,310 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $30,000 | 4,014 |
| Total noninterest expense | $6,106,000 | 1,860 |
| Salaries and employee benefits | $4,285,000 | 1,595 |
| Premises and equipment expense | $516,000 | 2,015 |
| Additional noninterest expense | $30,000 | 4,044 |
| Pre-tax net operating income | $1,701,000 | 2,492 |
| Securities gains (losses) | $0 | 804 |
| Applicable income taxes | $451,000 | 1,579 |
| Income before extraordinary items | $1,250,000 | 2,657 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,250,000 | 2,681 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $1,250,000 | 2,657 |
| Net charge-offs | $-1,000 | 3,495 |
| Cash dividends | $0 | 2,872 |
| Sale, conversion, retirement of capital stock, net | $175,000 | 325 |
| Net operating income | $1,250,000 | 2,661 |
| 2025-03-31 (YTD Data) | Rank | |
| Total interest income | $5,064,000 | 2,089 |
| Total interest expense | $1,194,000 | 2,515 |
| Net interest income | $3,870,000 | 1,879 |
| Provision for loan and lease losses | $129,000 | 1,301 |
| Total noninterest income | $74,000 | 3,665 |
| Gross Fiduciary activities income | $0 | 918 |
| Service charges on deposit accounts | $58,000 | 2,463 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $16,000 | 3,989 |
| Total noninterest expense | $3,016,000 | 1,875 |
| Salaries and employee benefits | $2,062,000 | 1,641 |
| Premises and equipment expense | $255,000 | 2,058 |
| Additional noninterest expense | $16,000 | 3,990 |
| Pre-tax net operating income | $799,000 | 2,485 |
| Securities gains (losses) | $0 | 665 |
| Applicable income taxes | $221,000 | 1,530 |
| Income before extraordinary items | $578,000 | 2,645 |
| Extraordinary gains, net | $0 | 47 |
| Net income | $578,000 | 2,673 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $578,000 | 2,645 |
| Net charge-offs | $-1,000 | 3,409 |
| Cash dividends | $0 | 2,364 |
| Sale, conversion, retirement of capital stock, net | $75,000 | 320 |
| Net operating income | $578,000 | 2,654 |
| 2024-12-31 (YTD Data) | Rank | |
| Total interest income | $17,845,000 | 2,237 |
| Total interest expense | $4,207,000 | 2,703 |
| Net interest income | $13,638,000 | 1,977 |
| Provision for loan and lease losses | $883,000 | 1,006 |
| Total noninterest income | $199,000 | 3,949 |
| Gross Fiduciary activities income | $0 | 1,000 |
| Service charges on deposit accounts | $161,000 | 2,911 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $38,000 | 4,183 |
| Total noninterest expense | $9,615,000 | 2,135 |
| Salaries and employee benefits | $6,506,000 | 1,906 |
| Premises and equipment expense | $949,000 | 2,112 |
| Additional noninterest expense | $38,000 | 4,183 |
| Pre-tax net operating income | $3,339,000 | 2,346 |
| Securities gains (losses) | $0 | 940 |
| Applicable income taxes | $310,000 | 2,136 |
| Income before extraordinary items | $3,029,000 | 2,286 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $3,029,000 | 2,310 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $3,029,000 | 2,287 |
| Net charge-offs | $4,000 | 2,871 |
| Cash dividends | $0 | 3,434 |
| Sale, conversion, retirement of capital stock, net | $308,000 | 361 |
| Net operating income | $3,029,000 | 2,293 |
| 2024-09-30 (YTD Data) | Rank | |
| Total interest income | $12,887,000 | 2,285 |
| Total interest expense | $2,979,000 | 2,757 |
| Net interest income | $9,908,000 | 2,010 |
| Provision for loan and lease losses | $765,000 | 871 |
| Total noninterest income | $136,000 | 3,998 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $110,000 | 3,008 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $26,000 | 4,222 |
| Total noninterest expense | $7,143,000 | 2,124 |
| Salaries and employee benefits | $4,865,000 | 1,899 |
| Premises and equipment expense | $688,000 | 2,148 |
| Additional noninterest expense | $26,000 | 4,222 |
| Pre-tax net operating income | $2,136,000 | 2,501 |
| Securities gains (losses) | $0 | 930 |
| Applicable income taxes | $33,000 | 2,974 |
| Income before extraordinary items | $2,103,000 | 2,366 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $2,103,000 | 2,392 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $2,103,000 | 2,368 |
| Net charge-offs | $5,000 | 2,540 |
| Cash dividends | $0 | 3,076 |
| Sale, conversion, retirement of capital stock, net | $230,000 | 340 |
| Net operating income | $2,103,000 | 2,374 |
| 2024-06-30 (YTD Data) | Rank | |
| Total interest income | $8,201,000 | 2,317 |
| Total interest expense | $1,921,000 | 2,767 |
| Net interest income | $6,280,000 | 2,050 |
| Provision for loan and lease losses | $608,000 | 741 |
| Total noninterest income | $78,000 | 4,066 |
| Gross Fiduciary activities income | $0 | 962 |
| Service charges on deposit accounts | $60,000 | 3,181 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $18,000 | 4,209 |
| Total noninterest expense | $4,741,000 | 2,128 |
| Salaries and employee benefits | $3,205,000 | 1,917 |
| Premises and equipment expense | $448,000 | 2,165 |
| Additional noninterest expense | $18,000 | 4,214 |
| Pre-tax net operating income | $1,009,000 | 2,848 |
| Securities gains (losses) | $0 | 628 |
| Applicable income taxes | $-242,000 | 4,469 |
| Income before extraordinary items | $1,251,000 | 2,476 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $1,251,000 | 2,508 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,251,000 | 2,479 |
| Net charge-offs | $0 | 2,587 |
| Cash dividends | $0 | 2,949 |
| Sale, conversion, retirement of capital stock, net | $155,000 | 329 |
| Net operating income | $1,251,000 | 2,475 |
| 2024-03-31 (YTD Data) | Rank | |
| Total interest income | $3,935,000 | 2,369 |
| Total interest expense | $885,000 | 2,830 |
| Net interest income | $3,050,000 | 2,083 |
| Provision for loan and lease losses | $334,000 | 624 |
| Total noninterest income | $31,000 | 4,142 |
| Gross Fiduciary activities income | $0 | 895 |
| Service charges on deposit accounts | $25,000 | 3,340 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $6,000 | 4,299 |
| Total noninterest expense | $2,238,000 | 2,204 |
| Salaries and employee benefits | $1,569,000 | 1,950 |
| Premises and equipment expense | $169,000 | 2,551 |
| Additional noninterest expense | $6,000 | 4,332 |
| Pre-tax net operating income | $509,000 | 2,796 |
| Securities gains (losses) | $0 | 689 |
| Applicable income taxes | $0 | 3,183 |
| Income before extraordinary items | $509,000 | 2,674 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $509,000 | 2,704 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $509,000 | 2,674 |
| Net charge-offs | $0 | 2,217 |
| Cash dividends | $0 | 2,345 |
| Sale, conversion, retirement of capital stock, net | $78,000 | 265 |
| Net operating income | $509,000 | 2,680 |
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $9,109,000 | 2,958 |
| Total interest expense | $1,437,000 | 3,381 |
| Net interest income | $7,672,000 | 2,758 |
| Provision for loan and lease losses | $946,000 | 866 |
| Total noninterest income | $82,000 | 4,330 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $70,000 | 3,616 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $12,000 | 4,394 |
| Total noninterest expense | $6,892,000 | 2,587 |
| Salaries and employee benefits | $5,068,000 | 2,177 |
| Premises and equipment expense | $458,000 | 3,073 |
| Additional noninterest expense | $12,000 | 4,408 |
| Pre-tax net operating income | $-84,000 | 4,413 |
| Securities gains (losses) | $0 | 988 |
| Applicable income taxes | $0 | 3,369 |
| Income before extraordinary items | $-84,000 | 4,392 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $-84,000 | 4,390 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $-84,000 | 4,392 |
| Net charge-offs | $0 | 2,884 |
| Cash dividends | $0 | 3,459 |
| Sale, conversion, retirement of capital stock, net | $1,517,000 | 157 |
| Net operating income | $-84,000 | 4,407 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $5,830,000 | 3,149 |
| Total interest expense | $775,000 | 3,593 |
| Net interest income | $5,055,000 | 2,960 |
| Provision for loan and lease losses | $516,000 | 989 |
| Total noninterest income | $58,000 | 4,355 |
| Gross Fiduciary activities income | $0 | 950 |
| Service charges on deposit accounts | $28,000 | 3,991 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $30,000 | 4,273 |
| Total noninterest expense | $4,933,000 | 2,640 |
| Salaries and employee benefits | $3,606,000 | 2,232 |
| Premises and equipment expense | $361,000 | 3,020 |
| Additional noninterest expense | $30,000 | 4,268 |
| Pre-tax net operating income | $-336,000 | 4,467 |
| Securities gains (losses) | $0 | 849 |
| Applicable income taxes | $0 | 3,407 |
| Income before extraordinary items | $-336,000 | 4,479 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $-336,000 | 4,477 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $-336,000 | 4,479 |
| Net charge-offs | $0 | 2,641 |
| Cash dividends | $0 | 3,078 |
| Sale, conversion, retirement of capital stock, net | $1,436,000 | 136 |
| Net operating income | $-336,000 | 4,492 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $3,455,000 | 3,277 |
| Total interest expense | $415,000 | 3,670 |
| Net interest income | $3,040,000 | 3,126 |
| Provision for loan and lease losses | $400,000 | 882 |
| Total noninterest income | $33,000 | 4,410 |
| Gross Fiduciary activities income | $0 | 931 |
| Service charges on deposit accounts | $28,000 | 3,783 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $5,000 | 4,492 |
| Total noninterest expense | $3,167,000 | 2,689 |
| Salaries and employee benefits | $2,315,000 | 2,289 |
| Premises and equipment expense | $234,000 | 3,059 |
| Additional noninterest expense | $5,000 | 4,490 |
| Pre-tax net operating income | $-494,000 | 4,537 |
| Securities gains (losses) | $0 | 938 |
| Applicable income taxes | $0 | 3,436 |
| Income before extraordinary items | $-494,000 | 4,559 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $-494,000 | 4,557 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $-494,000 | 4,558 |
| Net charge-offs | $0 | 2,431 |
| Cash dividends | $0 | 2,952 |
| Sale, conversion, retirement of capital stock, net | $1,365,000 | 104 |
| Net operating income | $-494,000 | 4,566 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $1,424,000 | 3,511 |
| Total interest expense | $145,000 | 3,816 |
| Net interest income | $1,279,000 | 3,365 |
| Provision for loan and lease losses | $212,000 | 861 |
| Total noninterest income | $13,000 | 4,506 |
| Gross Fiduciary activities income | $0 | 913 |
| Service charges on deposit accounts | $10,000 | 4,002 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,000 | 4,499 |
| Total noninterest expense | $1,578,000 | 2,723 |
| Salaries and employee benefits | $1,139,000 | 2,347 |
| Premises and equipment expense | $114,000 | 3,136 |
| Additional noninterest expense | $3,000 | 4,499 |
| Pre-tax net operating income | $-498,000 | 4,612 |
| Securities gains (losses) | $0 | 950 |
| Applicable income taxes | $0 | 3,388 |
| Income before extraordinary items | $-498,000 | 4,592 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $-498,000 | 4,592 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $-498,000 | 4,592 |
| Net charge-offs | $0 | 2,062 |
| Cash dividends | $0 | 2,337 |
| Sale, conversion, retirement of capital stock, net | $1,296,000 | 65 |
| Net operating income | $-498,000 | 4,602 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $1,055,000 | 4,524 |
| Total interest expense | $64,000 | 4,498 |
| Net interest income | $991,000 | 4,522 |
| Provision for loan and lease losses | $324,000 | 1,483 |
| Total noninterest income | $5,000 | 4,666 |
| Gross Fiduciary activities income | $0 | 1,005 |
| Service charges on deposit accounts | $3,000 | 4,507 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,000 | 4,600 |
| Total noninterest expense | $3,423,000 | 3,559 |
| Salaries and employee benefits | $1,923,000 | 3,533 |
| Premises and equipment expense | $91,000 | 4,482 |
| Additional noninterest expense | $2,000 | 4,600 |
| Pre-tax net operating income | $-2,751,000 | 4,686 |
| Securities gains (losses) | $0 | 691 |
| Applicable income taxes | $0 | 3,596 |
| Income before extraordinary items | $-2,751,000 | 4,671 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $-2,751,000 | 4,670 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $-2,751,000 | 4,671 |
| Net charge-offs | $0 | 2,620 |
| Cash dividends | $0 | 3,475 |
| Sale, conversion, retirement of capital stock, net | $38,618,000 | 28 |
| Net operating income | $-2,751,000 | 4,675 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $77,000 | 4,719 |
| Total interest expense | $0 | 4,687 |
| Net interest income | $77,000 | 4,718 |
| Provision for loan and lease losses | $21,000 | 2,553 |
| Total noninterest income | $0 | 4,711 |
| Gross Fiduciary activities income | $0 | 968 |
| Service charges on deposit accounts | $0 | 4,582 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $0 | 4,654 |
| Total noninterest expense | $1,864,000 | 3,926 |
| Salaries and employee benefits | $762,000 | 4,181 |
| Premises and equipment expense | $22,000 | 4,692 |
| Additional noninterest expense | $0 | 4,654 |
| Pre-tax net operating income | $-1,808,000 | 4,729 |
| Securities gains (losses) | $0 | 740 |
| Applicable income taxes | $0 | 3,603 |
| Income before extraordinary items | $-1,808,000 | 4,702 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $-1,808,000 | 4,702 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $-1,808,000 | 4,702 |
| Net charge-offs | $0 | 2,349 |
| Cash dividends | $0 | 3,099 |
| Sale, conversion, retirement of capital stock, net | $35,108,000 | 24 |
| Net operating income | $-1,808,000 | 4,718 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.