Home > Texas State Bank > Income and Expense
Texas State Bank, Income and Expense
| 2025-03-31 (YTD Data) | Rank | |
| Total interest income | $4,983,000 | 2,108 |
| Total interest expense | $1,073,000 | 2,641 |
| Net interest income | $3,910,000 | 1,860 |
| Provision for loan and lease losses | $107,000 | 1,394 |
| Total noninterest income | $1,324,000 | 1,103 |
| Gross Fiduciary activities income | $851,000 | 370 |
| Service charges on deposit accounts | $359,000 | 763 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $114,000 | 2,917 |
| Total noninterest expense | $2,946,000 | 1,899 |
| Salaries and employee benefits | $1,882,000 | 1,750 |
| Premises and equipment expense | $210,000 | 2,286 |
| Additional noninterest expense | $114,000 | 2,917 |
| Pre-tax net operating income | $2,181,000 | 1,360 |
| Securities gains (losses) | $0 | 665 |
| Applicable income taxes | $0 | 3,151 |
| Income before extraordinary items | $2,181,000 | 1,198 |
| Extraordinary gains, net | $0 | 47 |
| Net income | $2,181,000 | 1,215 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $2,181,000 | 1,198 |
| Net charge-offs | $1,000 | 2,169 |
| Cash dividends | $338,000 | 1,600 |
| Sale, conversion, retirement of capital stock, net | $55,000 | 350 |
| Net operating income | $2,181,000 | 1,210 |
| 2024-12-31 (YTD Data) | Rank | |
| Total interest income | $18,869,000 | 2,154 |
| Total interest expense | $4,016,000 | 2,755 |
| Net interest income | $14,853,000 | 1,859 |
| Provision for loan and lease losses | $362,000 | 1,603 |
| Total noninterest income | $5,305,000 | 1,138 |
| Gross Fiduciary activities income | $3,072,000 | 372 |
| Service charges on deposit accounts | $1,548,000 | 718 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $685,000 | 2,657 |
| Total noninterest expense | $10,586,000 | 2,019 |
| Salaries and employee benefits | $6,653,000 | 1,884 |
| Premises and equipment expense | $725,000 | 2,454 |
| Additional noninterest expense | $685,000 | 2,657 |
| Pre-tax net operating income | $9,210,000 | 1,231 |
| Securities gains (losses) | $0 | 940 |
| Applicable income taxes | $0 | 3,278 |
| Income before extraordinary items | $9,210,000 | 1,079 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $9,210,000 | 1,089 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $9,210,000 | 1,079 |
| Net charge-offs | $0 | 3,072 |
| Cash dividends | $4,078,000 | 1,014 |
| Sale, conversion, retirement of capital stock, net | $17,000 | 539 |
| Net operating income | $9,210,000 | 1,092 |
| 2024-09-30 (YTD Data) | Rank | |
| Total interest income | $13,938,000 | 2,158 |
| Total interest expense | $3,034,000 | 2,738 |
| Net interest income | $10,904,000 | 1,869 |
| Provision for loan and lease losses | $232,000 | 1,627 |
| Total noninterest income | $3,889,000 | 1,155 |
| Gross Fiduciary activities income | $2,217,000 | 380 |
| Service charges on deposit accounts | $1,097,000 | 751 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $575,000 | 2,512 |
| Total noninterest expense | $7,853,000 | 2,017 |
| Salaries and employee benefits | $4,842,000 | 1,906 |
| Premises and equipment expense | $565,000 | 2,384 |
| Additional noninterest expense | $575,000 | 2,512 |
| Pre-tax net operating income | $6,708,000 | 1,237 |
| Securities gains (losses) | $0 | 930 |
| Applicable income taxes | $0 | 3,278 |
| Income before extraordinary items | $6,708,000 | 1,094 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $6,708,000 | 1,109 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $6,708,000 | 1,096 |
| Net charge-offs | $0 | 2,823 |
| Cash dividends | $1,264,000 | 1,568 |
| Sale, conversion, retirement of capital stock, net | $17,000 | 496 |
| Net operating income | $6,708,000 | 1,104 |
| 2024-03-31 (YTD Data) | Rank | |
| Total interest income | $4,483,000 | 2,159 |
| Total interest expense | $1,061,000 | 2,615 |
| Net interest income | $3,422,000 | 1,925 |
| Provision for loan and lease losses | $122,000 | 1,114 |
| Total noninterest income | $1,353,000 | 1,119 |
| Gross Fiduciary activities income | $668,000 | 374 |
| Service charges on deposit accounts | $366,000 | 744 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $319,000 | 1,920 |
| Total noninterest expense | $2,760,000 | 1,940 |
| Salaries and employee benefits | $1,639,000 | 1,888 |
| Premises and equipment expense | $198,000 | 2,334 |
| Additional noninterest expense | $319,000 | 1,920 |
| Pre-tax net operating income | $1,893,000 | 1,347 |
| Securities gains (losses) | $0 | 689 |
| Applicable income taxes | $0 | 3,183 |
| Income before extraordinary items | $1,893,000 | 1,213 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,893,000 | 1,226 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,893,000 | 1,214 |
| Net charge-offs | $0 | 2,217 |
| Cash dividends | $590,000 | 1,193 |
| Sale, conversion, retirement of capital stock, net | $17,000 | 362 |
| Net operating income | $1,893,000 | 1,216 |
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $16,193,000 | 2,173 |
| Total interest expense | $2,963,000 | 2,631 |
| Net interest income | $13,230,000 | 2,001 |
| Provision for loan and lease losses | $110,000 | 2,385 |
| Total noninterest income | $4,204,000 | 1,320 |
| Gross Fiduciary activities income | $2,364,000 | 371 |
| Service charges on deposit accounts | $1,457,000 | 751 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $383,000 | 3,211 |
| Total noninterest expense | $9,902,000 | 2,051 |
| Salaries and employee benefits | $6,088,000 | 1,952 |
| Premises and equipment expense | $716,000 | 2,467 |
| Additional noninterest expense | $383,000 | 3,211 |
| Pre-tax net operating income | $7,422,000 | 1,479 |
| Securities gains (losses) | $0 | 988 |
| Applicable income taxes | $0 | 3,369 |
| Income before extraordinary items | $7,422,000 | 1,280 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $7,422,000 | 1,296 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $7,422,000 | 1,283 |
| Net charge-offs | $0 | 2,884 |
| Cash dividends | $3,054,000 | 1,165 |
| Sale, conversion, retirement of capital stock, net | $49,000 | 448 |
| Net operating income | $7,422,000 | 1,301 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $12,035,000 | 2,148 |
| Total interest expense | $2,040,000 | 2,620 |
| Net interest income | $9,995,000 | 1,996 |
| Provision for loan and lease losses | $85,000 | 2,239 |
| Total noninterest income | $3,064,000 | 1,326 |
| Gross Fiduciary activities income | $1,690,000 | 384 |
| Service charges on deposit accounts | $1,097,000 | 745 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $277,000 | 3,243 |
| Total noninterest expense | $7,447,000 | 2,050 |
| Salaries and employee benefits | $4,508,000 | 1,957 |
| Premises and equipment expense | $559,000 | 2,410 |
| Additional noninterest expense | $277,000 | 3,242 |
| Pre-tax net operating income | $5,527,000 | 1,529 |
| Securities gains (losses) | $0 | 849 |
| Applicable income taxes | $0 | 3,407 |
| Income before extraordinary items | $5,527,000 | 1,327 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $5,527,000 | 1,337 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $5,527,000 | 1,327 |
| Net charge-offs | $0 | 2,641 |
| Cash dividends | $1,017,000 | 1,663 |
| Sale, conversion, retirement of capital stock, net | $49,000 | 424 |
| Net operating income | $5,527,000 | 1,350 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $7,850,000 | 2,145 |
| Total interest expense | $1,188,000 | 2,633 |
| Net interest income | $6,662,000 | 2,010 |
| Provision for loan and lease losses | $75,000 | 1,977 |
| Total noninterest income | $1,965,000 | 1,315 |
| Gross Fiduciary activities income | $1,086,000 | 380 |
| Service charges on deposit accounts | $726,000 | 742 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $153,000 | 3,390 |
| Total noninterest expense | $4,986,000 | 2,036 |
| Salaries and employee benefits | $3,052,000 | 1,933 |
| Premises and equipment expense | $357,000 | 2,455 |
| Additional noninterest expense | $153,000 | 3,379 |
| Pre-tax net operating income | $3,566,000 | 1,570 |
| Securities gains (losses) | $0 | 938 |
| Applicable income taxes | $0 | 3,436 |
| Income before extraordinary items | $3,566,000 | 1,362 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $3,566,000 | 1,377 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $3,566,000 | 1,362 |
| Net charge-offs | $0 | 2,431 |
| Cash dividends | $678,000 | 1,701 |
| Sale, conversion, retirement of capital stock, net | $49,000 | 385 |
| Net operating income | $3,566,000 | 1,373 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $3,835,000 | 2,161 |
| Total interest expense | $432,000 | 2,777 |
| Net interest income | $3,403,000 | 1,988 |
| Provision for loan and lease losses | $75,000 | 1,413 |
| Total noninterest income | $961,000 | 1,329 |
| Gross Fiduciary activities income | $556,000 | 391 |
| Service charges on deposit accounts | $356,000 | 764 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $49,000 | 3,702 |
| Total noninterest expense | $2,518,000 | 2,057 |
| Salaries and employee benefits | $1,585,000 | 1,918 |
| Premises and equipment expense | $156,000 | 2,686 |
| Additional noninterest expense | $49,000 | 3,702 |
| Pre-tax net operating income | $1,771,000 | 1,600 |
| Securities gains (losses) | $0 | 950 |
| Applicable income taxes | $0 | 3,388 |
| Income before extraordinary items | $1,771,000 | 1,404 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,771,000 | 1,403 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $1,771,000 | 1,404 |
| Net charge-offs | $0 | 2,062 |
| Cash dividends | $339,000 | 1,509 |
| Sale, conversion, retirement of capital stock, net | $49,000 | 319 |
| Net operating income | $1,771,000 | 1,417 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $12,651,000 | 2,188 |
| Total interest expense | $463,000 | 3,312 |
| Net interest income | $12,188,000 | 2,087 |
| Provision for loan and lease losses | $250,000 | 1,629 |
| Total noninterest income | $3,577,000 | 1,460 |
| Gross Fiduciary activities income | $1,801,000 | 429 |
| Service charges on deposit accounts | $1,414,000 | 780 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $362,000 | 3,357 |
| Total noninterest expense | $9,165,000 | 2,120 |
| Salaries and employee benefits | $5,498,000 | 2,052 |
| Premises and equipment expense | $728,000 | 2,437 |
| Additional noninterest expense | $362,000 | 3,357 |
| Pre-tax net operating income | $6,350,000 | 1,760 |
| Securities gains (losses) | $0 | 691 |
| Applicable income taxes | $0 | 3,596 |
| Income before extraordinary items | $6,350,000 | 1,561 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $6,350,000 | 1,557 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $6,350,000 | 1,560 |
| Net charge-offs | $0 | 2,620 |
| Cash dividends | $2,996,000 | 1,162 |
| Sale, conversion, retirement of capital stock, net | $15,000 | 544 |
| Net operating income | $6,350,000 | 1,590 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $8,913,000 | 2,226 |
| Total interest expense | $295,000 | 3,324 |
| Net interest income | $8,618,000 | 2,145 |
| Provision for loan and lease losses | $175,000 | 1,568 |
| Total noninterest income | $2,607,000 | 1,517 |
| Gross Fiduciary activities income | $1,271,000 | 433 |
| Service charges on deposit accounts | $1,064,000 | 779 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $272,000 | 3,380 |
| Total noninterest expense | $6,825,000 | 2,123 |
| Salaries and employee benefits | $4,055,000 | 2,071 |
| Premises and equipment expense | $558,000 | 2,423 |
| Additional noninterest expense | $272,000 | 3,380 |
| Pre-tax net operating income | $4,225,000 | 1,871 |
| Securities gains (losses) | $0 | 740 |
| Applicable income taxes | $0 | 3,603 |
| Income before extraordinary items | $4,225,000 | 1,660 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $4,225,000 | 1,659 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $4,225,000 | 1,659 |
| Net charge-offs | $0 | 2,349 |
| Cash dividends | $1,639,000 | 1,276 |
| Sale, conversion, retirement of capital stock, net | $15,000 | 490 |
| Net operating income | $4,225,000 | 1,695 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $5,534,000 | 2,284 |
| Total interest expense | $183,000 | 3,306 |
| Net interest income | $5,351,000 | 2,220 |
| Provision for loan and lease losses | $100,000 | 1,527 |
| Total noninterest income | $1,707,000 | 1,521 |
| Gross Fiduciary activities income | $827,000 | 399 |
| Service charges on deposit accounts | $698,000 | 790 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $182,000 | 3,416 |
| Total noninterest expense | $4,550,000 | 2,113 |
| Salaries and employee benefits | $2,719,000 | 2,066 |
| Premises and equipment expense | $369,000 | 2,441 |
| Additional noninterest expense | $1,462,000 | 2,045 |
| Pre-tax net operating income | $2,408,000 | 1,961 |
| Securities gains (losses) | $0 | 687 |
| Applicable income taxes | $0 | 3,564 |
| Income before extraordinary items | $2,408,000 | 1,765 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,408,000 | 1,765 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $2,408,000 | 1,765 |
| Net charge-offs | $0 | 2,156 |
| Cash dividends | $1,300,000 | 1,157 |
| Sale, conversion, retirement of capital stock, net | $15,000 | 462 |
| Net operating income | $2,408,000 | 1,796 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $2,708,000 | 2,281 |
| Total interest expense | $97,000 | 3,218 |
| Net interest income | $2,611,000 | 2,211 |
| Provision for loan and lease losses | $75,000 | 1,098 |
| Total noninterest income | $834,000 | 1,548 |
| Gross Fiduciary activities income | $413,000 | 405 |
| Service charges on deposit accounts | $333,000 | 813 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $88,000 | 3,403 |
| Total noninterest expense | $2,281,000 | 2,100 |
| Salaries and employee benefits | $1,389,000 | 2,034 |
| Premises and equipment expense | $182,000 | 2,463 |
| Additional noninterest expense | $710,000 | 2,080 |
| Pre-tax net operating income | $1,089,000 | 2,000 |
| Securities gains (losses) | $0 | 623 |
| Applicable income taxes | $0 | 3,450 |
| Income before extraordinary items | $1,089,000 | 1,814 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,089,000 | 1,814 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $1,089,000 | 1,814 |
| Net charge-offs | $0 | 1,838 |
| Cash dividends | $344,000 | 1,425 |
| Sale, conversion, retirement of capital stock, net | $15,000 | 404 |
| Net operating income | $1,089,000 | 1,835 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $10,926,000 | 2,339 |
| Total interest expense | $362,000 | 3,546 |
| Net interest income | $10,564,000 | 2,247 |
| Provision for loan and lease losses | $140,000 | 1,961 |
| Total noninterest income | $3,223,000 | 1,713 |
| Gross Fiduciary activities income | $1,426,000 | 418 |
| Service charges on deposit accounts | $1,319,000 | 774 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $478,000 | 3,297 |
| Total noninterest expense | $8,555,000 | 2,192 |
| Salaries and employee benefits | $5,066,000 | 2,150 |
| Premises and equipment expense | $761,000 | 2,395 |
| Additional noninterest expense | $2,728,000 | 2,118 |
| Pre-tax net operating income | $5,092,000 | 2,032 |
| Securities gains (losses) | $0 | 2,062 |
| Applicable income taxes | $0 | 3,710 |
| Income before extraordinary items | $5,092,000 | 1,875 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $5,092,000 | 1,875 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $5,092,000 | 1,876 |
| Net charge-offs | $0 | 2,705 |
| Cash dividends | $2,357,000 | 1,386 |
| Sale, conversion, retirement of capital stock, net | $41,000 | 513 |
| Net operating income | $5,092,000 | 1,841 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $8,084,000 | 2,411 |
| Total interest expense | $276,000 | 3,631 |
| Net interest income | $7,808,000 | 2,311 |
| Provision for loan and lease losses | $53,000 | 2,325 |
| Total noninterest income | $2,338,000 | 1,811 |
| Gross Fiduciary activities income | $1,022,000 | 419 |
| Service charges on deposit accounts | $976,000 | 784 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $340,000 | 3,389 |
| Total noninterest expense | $6,210,000 | 2,244 |
| Salaries and employee benefits | $3,704,000 | 2,193 |
| Premises and equipment expense | $497,000 | 2,616 |
| Additional noninterest expense | $2,009,000 | 2,157 |
| Pre-tax net operating income | $3,883,000 | 2,088 |
| Securities gains (losses) | $0 | 2,015 |
| Applicable income taxes | $0 | 3,719 |
| Income before extraordinary items | $3,883,000 | 1,911 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $3,883,000 | 1,910 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $3,883,000 | 1,911 |
| Net charge-offs | $0 | 2,463 |
| Cash dividends | $1,034,000 | 1,703 |
| Sale, conversion, retirement of capital stock, net | $27,000 | 486 |
| Net operating income | $3,883,000 | 1,887 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $5,219,000 | 2,455 |
| Total interest expense | $191,000 | 3,662 |
| Net interest income | $5,028,000 | 2,343 |
| Provision for loan and lease losses | $23,000 | 2,516 |
| Total noninterest income | $1,445,000 | 1,839 |
| Gross Fiduciary activities income | $642,000 | 428 |
| Service charges on deposit accounts | $641,000 | 766 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $162,000 | 3,718 |
| Total noninterest expense | $4,084,000 | 2,261 |
| Salaries and employee benefits | $2,459,000 | 2,195 |
| Premises and equipment expense | $319,000 | 2,654 |
| Additional noninterest expense | $1,306,000 | 2,167 |
| Pre-tax net operating income | $2,366,000 | 2,179 |
| Securities gains (losses) | $65,000 | 796 |
| Applicable income taxes | $0 | 3,702 |
| Income before extraordinary items | $2,431,000 | 1,991 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $2,431,000 | 1,990 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $2,431,000 | 1,991 |
| Net charge-offs | $0 | 2,245 |
| Cash dividends | $689,000 | 1,691 |
| Sale, conversion, retirement of capital stock, net | $27,000 | 455 |
| Net operating income | $2,366,000 | 1,992 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $2,467,000 | 2,522 |
| Total interest expense | $101,000 | 3,683 |
| Net interest income | $2,366,000 | 2,427 |
| Provision for loan and lease losses | $2,000 | 2,695 |
| Total noninterest income | $765,000 | 1,782 |
| Gross Fiduciary activities income | $314,000 | 431 |
| Service charges on deposit accounts | $308,000 | 778 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $143,000 | 3,165 |
| Total noninterest expense | $2,026,000 | 2,245 |
| Salaries and employee benefits | $1,255,000 | 2,158 |
| Premises and equipment expense | $160,000 | 2,677 |
| Additional noninterest expense | $611,000 | 2,233 |
| Pre-tax net operating income | $1,103,000 | 2,241 |
| Securities gains (losses) | $0 | 1,392 |
| Applicable income taxes | $0 | 3,613 |
| Income before extraordinary items | $1,103,000 | 2,091 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $1,103,000 | 2,092 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $1,103,000 | 2,091 |
| Net charge-offs | $0 | 1,930 |
| Cash dividends | $344,000 | 1,479 |
| Sale, conversion, retirement of capital stock, net | $27,000 | 394 |
| Net operating income | $1,103,000 | 2,055 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $9,446,000 | 2,601 |
| Total interest expense | $469,000 | 3,906 |
| Net interest income | $8,977,000 | 2,434 |
| Provision for loan and lease losses | $0 | 4,319 |
| Total noninterest income | $3,338,000 | 1,624 |
| Gross Fiduciary activities income | $1,358,000 | 407 |
| Service charges on deposit accounts | $1,201,000 | 807 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $779,000 | 2,707 |
| Total noninterest expense | $7,570,000 | 2,354 |
| Salaries and employee benefits | $4,757,000 | 2,219 |
| Premises and equipment expense | $593,000 | 2,767 |
| Additional noninterest expense | $2,220,000 | 2,365 |
| Pre-tax net operating income | $4,745,000 | 1,847 |
| Securities gains (losses) | $0 | 2,675 |
| Applicable income taxes | $0 | 3,697 |
| Income before extraordinary items | $4,745,000 | 1,698 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $4,745,000 | 1,698 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $4,745,000 | 1,698 |
| Net charge-offs | $1,000 | 3,386 |
| Cash dividends | $1,893,000 | 1,585 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $4,745,000 | 1,655 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $6,958,000 | 2,650 |
| Total interest expense | $374,000 | 3,921 |
| Net interest income | $6,584,000 | 2,460 |
| Provision for loan and lease losses | $0 | 4,239 |
| Total noninterest income | $2,139,000 | 1,740 |
| Gross Fiduciary activities income | $1,023,000 | 402 |
| Service charges on deposit accounts | $881,000 | 817 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $235,000 | 3,573 |
| Total noninterest expense | $5,624,000 | 2,351 |
| Salaries and employee benefits | $3,547,000 | 2,213 |
| Premises and equipment expense | $452,000 | 2,750 |
| Additional noninterest expense | $1,625,000 | 2,378 |
| Pre-tax net operating income | $3,099,000 | 2,006 |
| Securities gains (losses) | $0 | 2,494 |
| Applicable income taxes | $0 | 3,696 |
| Income before extraordinary items | $3,099,000 | 1,865 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $3,099,000 | 1,864 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $3,099,000 | 1,865 |
| Net charge-offs | $1,000 | 3,162 |
| Cash dividends | $1,033,000 | 1,673 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $3,099,000 | 1,816 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $4,650,000 | 2,681 |
| Total interest expense | $270,000 | 3,920 |
| Net interest income | $4,380,000 | 2,487 |
| Provision for loan and lease losses | $0 | 4,134 |
| Total noninterest income | $1,442,000 | 1,662 |
| Gross Fiduciary activities income | $710,000 | 399 |
| Service charges on deposit accounts | $575,000 | 843 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $157,000 | 3,547 |
| Total noninterest expense | $3,732,000 | 2,352 |
| Salaries and employee benefits | $2,386,000 | 2,193 |
| Premises and equipment expense | $300,000 | 2,755 |
| Additional noninterest expense | $1,046,000 | 2,434 |
| Pre-tax net operating income | $2,090,000 | 1,940 |
| Securities gains (losses) | $0 | 2,249 |
| Applicable income taxes | $0 | 3,655 |
| Income before extraordinary items | $2,090,000 | 1,779 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,090,000 | 1,780 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $2,090,000 | 1,780 |
| Net charge-offs | $0 | 3,033 |
| Cash dividends | $689,000 | 1,665 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $2,090,000 | 1,733 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $2,374,000 | 2,641 |
| Total interest expense | $153,000 | 3,908 |
| Net interest income | $2,221,000 | 2,421 |
| Provision for loan and lease losses | $0 | 3,711 |
| Total noninterest income | $736,000 | 1,547 |
| Gross Fiduciary activities income | $366,000 | 401 |
| Service charges on deposit accounts | $296,000 | 959 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $74,000 | 3,508 |
| Total noninterest expense | $1,915,000 | 2,326 |
| Salaries and employee benefits | $1,233,000 | 2,165 |
| Premises and equipment expense | $143,000 | 2,856 |
| Additional noninterest expense | $539,000 | 2,403 |
| Pre-tax net operating income | $1,042,000 | 1,772 |
| Securities gains (losses) | $0 | 1,705 |
| Applicable income taxes | $0 | 3,513 |
| Income before extraordinary items | $1,042,000 | 1,607 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,042,000 | 1,606 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $1,042,000 | 1,607 |
| Net charge-offs | $0 | 2,581 |
| Cash dividends | $345,000 | 1,559 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $1,042,000 | 1,581 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $10,047,000 | 2,586 |
| Total interest expense | $532,000 | 4,085 |
| Net interest income | $9,515,000 | 2,320 |
| Provision for loan and lease losses | $0 | 3,973 |
| Total noninterest income | $2,747,000 | 1,658 |
| Gross Fiduciary activities income | $1,317,000 | 413 |
| Service charges on deposit accounts | $1,135,000 | 1,032 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $295,000 | 3,598 |
| Total noninterest expense | $7,662,000 | 2,314 |
| Salaries and employee benefits | $4,710,000 | 2,194 |
| Premises and equipment expense | $658,000 | 2,637 |
| Additional noninterest expense | $2,294,000 | 2,342 |
| Pre-tax net operating income | $4,600,000 | 1,866 |
| Securities gains (losses) | $5,000 | 2,084 |
| Applicable income taxes | $0 | 3,859 |
| Income before extraordinary items | $4,605,000 | 1,710 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $4,605,000 | 1,712 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $4,605,000 | 1,713 |
| Net charge-offs | $5,000 | 3,486 |
| Cash dividends | $1,890,000 | 1,640 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $4,600,000 | 1,678 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $7,524,000 | 2,618 |
| Total interest expense | $410,000 | 4,108 |
| Net interest income | $7,114,000 | 2,363 |
| Provision for loan and lease losses | $0 | 3,836 |
| Total noninterest income | $1,995,000 | 1,679 |
| Gross Fiduciary activities income | $929,000 | 426 |
| Service charges on deposit accounts | $845,000 | 1,039 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $221,000 | 3,622 |
| Total noninterest expense | $5,668,000 | 2,342 |
| Salaries and employee benefits | $3,512,000 | 2,207 |
| Premises and equipment expense | $495,000 | 2,662 |
| Additional noninterest expense | $1,661,000 | 2,398 |
| Pre-tax net operating income | $3,441,000 | 1,932 |
| Securities gains (losses) | $5,000 | 1,837 |
| Applicable income taxes | $0 | 3,902 |
| Income before extraordinary items | $3,446,000 | 1,739 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $3,446,000 | 1,740 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $3,446,000 | 1,740 |
| Net charge-offs | $5,000 | 3,150 |
| Cash dividends | $1,031,000 | 1,771 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $3,441,000 | 1,709 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $4,989,000 | 2,631 |
| Total interest expense | $287,000 | 4,061 |
| Net interest income | $4,702,000 | 2,394 |
| Provision for loan and lease losses | $0 | 3,685 |
| Total noninterest income | $1,316,000 | 1,655 |
| Gross Fiduciary activities income | $617,000 | 426 |
| Service charges on deposit accounts | $552,000 | 1,047 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $147,000 | 3,615 |
| Total noninterest expense | $3,792,000 | 2,349 |
| Salaries and employee benefits | $2,371,000 | 2,207 |
| Premises and equipment expense | $323,000 | 2,699 |
| Additional noninterest expense | $1,098,000 | 2,425 |
| Pre-tax net operating income | $2,226,000 | 1,956 |
| Securities gains (losses) | $5,000 | 1,370 |
| Applicable income taxes | $0 | 3,901 |
| Income before extraordinary items | $2,231,000 | 1,754 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,231,000 | 1,753 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $2,231,000 | 1,754 |
| Net charge-offs | $1,000 | 3,090 |
| Cash dividends | $687,000 | 1,789 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $2,226,000 | 1,723 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $2,478,000 | 2,643 |
| Total interest expense | $157,000 | 3,961 |
| Net interest income | $2,321,000 | 2,421 |
| Provision for loan and lease losses | $0 | 3,406 |
| Total noninterest income | $651,000 | 1,646 |
| Gross Fiduciary activities income | $309,000 | 424 |
| Service charges on deposit accounts | $271,000 | 1,042 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $71,000 | 3,636 |
| Total noninterest expense | $1,924,000 | 2,335 |
| Salaries and employee benefits | $1,204,000 | 2,203 |
| Premises and equipment expense | $163,000 | 2,704 |
| Additional noninterest expense | $557,000 | 2,400 |
| Pre-tax net operating income | $1,048,000 | 2,000 |
| Securities gains (losses) | $5,000 | 841 |
| Applicable income taxes | $0 | 3,800 |
| Income before extraordinary items | $1,053,000 | 1,794 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,053,000 | 1,792 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $1,053,000 | 1,793 |
| Net charge-offs | $1,000 | 2,582 |
| Cash dividends | $343,000 | 1,631 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $1,048,000 | 1,783 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $9,231,000 | 2,675 |
| Total interest expense | $402,000 | 4,191 |
| Net interest income | $8,829,000 | 2,481 |
| Provision for loan and lease losses | $20,000 | 3,821 |
| Total noninterest income | $2,619,000 | 1,694 |
| Gross Fiduciary activities income | $1,198,000 | 433 |
| Service charges on deposit accounts | $1,134,000 | 1,045 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $287,000 | 3,736 |
| Total noninterest expense | $7,182,000 | 2,434 |
| Salaries and employee benefits | $4,435,000 | 2,288 |
| Premises and equipment expense | $654,000 | 2,688 |
| Additional noninterest expense | $2,093,000 | 2,523 |
| Pre-tax net operating income | $4,246,000 | 2,024 |
| Securities gains (losses) | $-1,000 | 4,008 |
| Applicable income taxes | $0 | 3,978 |
| Income before extraordinary items | $4,245,000 | 1,826 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $4,245,000 | 1,825 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $4,245,000 | 1,825 |
| Net charge-offs | $19,000 | 3,126 |
| Cash dividends | $2,323,000 | 1,324 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $4,246,000 | 1,816 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $6,798,000 | 2,695 |
| Total interest expense | $299,000 | 4,175 |
| Net interest income | $6,499,000 | 2,521 |
| Provision for loan and lease losses | $13,000 | 3,729 |
| Total noninterest income | $1,938,000 | 1,723 |
| Gross Fiduciary activities income | $882,000 | 433 |
| Service charges on deposit accounts | $836,000 | 1,066 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $220,000 | 3,733 |
| Total noninterest expense | $5,228,000 | 2,491 |
| Salaries and employee benefits | $3,189,000 | 2,358 |
| Premises and equipment expense | $493,000 | 2,700 |
| Additional noninterest expense | $1,546,000 | 2,549 |
| Pre-tax net operating income | $3,196,000 | 2,038 |
| Securities gains (losses) | $-1,000 | 4,378 |
| Applicable income taxes | $0 | 4,032 |
| Income before extraordinary items | $3,195,000 | 1,823 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $3,195,000 | 1,822 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $3,195,000 | 1,822 |
| Net charge-offs | $13,000 | 2,889 |
| Cash dividends | $1,764,000 | 1,181 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $3,196,000 | 1,809 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $4,473,000 | 2,712 |
| Total interest expense | $206,000 | 4,088 |
| Net interest income | $4,267,000 | 2,548 |
| Provision for loan and lease losses | $9,000 | 3,596 |
| Total noninterest income | $1,280,000 | 1,736 |
| Gross Fiduciary activities income | $586,000 | 435 |
| Service charges on deposit accounts | $553,000 | 1,070 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $141,000 | 3,798 |
| Total noninterest expense | $3,418,000 | 2,528 |
| Salaries and employee benefits | $2,074,000 | 2,416 |
| Premises and equipment expense | $322,000 | 2,751 |
| Additional noninterest expense | $1,022,000 | 2,573 |
| Pre-tax net operating income | $2,120,000 | 2,016 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $0 | 4,018 |
| Income before extraordinary items | $2,120,000 | 1,798 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $2,120,000 | 1,797 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $2,120,000 | 1,797 |
| Net charge-offs | $9,000 | 2,627 |
| Cash dividends | $941,000 | 1,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $2,120,000 | 1,782 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $2,192,000 | 2,755 |
| Total interest expense | $102,000 | 4,089 |
| Net interest income | $2,090,000 | 2,591 |
| Provision for loan and lease losses | $3,000 | 3,382 |
| Total noninterest income | $624,000 | 1,756 |
| Gross Fiduciary activities income | $284,000 | 444 |
| Service charges on deposit accounts | $272,000 | 1,099 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $68,000 | 3,853 |
| Total noninterest expense | $1,712,000 | 2,540 |
| Salaries and employee benefits | $1,042,000 | 2,429 |
| Premises and equipment expense | $171,000 | 2,693 |
| Additional noninterest expense | $499,000 | 2,626 |
| Pre-tax net operating income | $999,000 | 2,044 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $0 | 3,948 |
| Income before extraordinary items | $999,000 | 1,848 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $999,000 | 1,847 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $999,000 | 1,848 |
| Net charge-offs | $4,000 | 2,263 |
| Cash dividends | $293,000 | 1,634 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $999,000 | 1,839 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $8,045,000 | 2,858 |
| Total interest expense | $276,000 | 4,499 |
| Net interest income | $7,769,000 | 2,698 |
| Provision for loan and lease losses | $16,000 | 4,013 |
| Total noninterest income | $2,388,000 | 1,818 |
| Gross Fiduciary activities income | $1,112,000 | 437 |
| Service charges on deposit accounts | $1,004,000 | 1,187 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $272,000 | 3,899 |
| Total noninterest expense | $6,854,000 | 2,538 |
| Salaries and employee benefits | $4,187,000 | 2,397 |
| Premises and equipment expense | $648,000 | 2,794 |
| Additional noninterest expense | $2,019,000 | 2,630 |
| Pre-tax net operating income | $3,287,000 | 2,334 |
| Securities gains (losses) | $0 | 2,243 |
| Applicable income taxes | $0 | 4,135 |
| Income before extraordinary items | $3,287,000 | 1,893 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $3,287,000 | 1,893 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $3,287,000 | 1,894 |
| Net charge-offs | $17,000 | 3,500 |
| Cash dividends | $3,173,000 | 981 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $3,287,000 | 1,875 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $5,920,000 | 2,910 |
| Total interest expense | $203,000 | 4,552 |
| Net interest income | $5,717,000 | 2,750 |
| Provision for loan and lease losses | $10,000 | 3,882 |
| Total noninterest income | $1,799,000 | 1,837 |
| Gross Fiduciary activities income | $840,000 | 441 |
| Service charges on deposit accounts | $755,000 | 1,196 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $204,000 | 3,939 |
| Total noninterest expense | $5,152,000 | 2,536 |
| Salaries and employee benefits | $3,154,000 | 2,399 |
| Premises and equipment expense | $480,000 | 2,837 |
| Additional noninterest expense | $1,518,000 | 2,644 |
| Pre-tax net operating income | $2,354,000 | 2,458 |
| Securities gains (losses) | $0 | 2,274 |
| Applicable income taxes | $0 | 4,172 |
| Income before extraordinary items | $2,354,000 | 2,129 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $2,354,000 | 2,130 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,354,000 | 2,130 |
| Net charge-offs | $12,000 | 3,191 |
| Cash dividends | $2,294,000 | 936 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $2,354,000 | 2,100 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $3,894,000 | 2,926 |
| Total interest expense | $132,000 | 4,582 |
| Net interest income | $3,762,000 | 2,754 |
| Provision for loan and lease losses | $7,000 | 3,712 |
| Total noninterest income | $1,209,000 | 1,820 |
| Gross Fiduciary activities income | $565,000 | 436 |
| Service charges on deposit accounts | $506,000 | 1,178 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $138,000 | 3,954 |
| Total noninterest expense | $3,409,000 | 2,563 |
| Salaries and employee benefits | $2,098,000 | 2,413 |
| Premises and equipment expense | $317,000 | 2,868 |
| Additional noninterest expense | $994,000 | 2,685 |
| Pre-tax net operating income | $1,555,000 | 2,430 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $0 | 4,189 |
| Income before extraordinary items | $1,555,000 | 2,091 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,555,000 | 2,091 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,555,000 | 2,091 |
| Net charge-offs | $8,000 | 2,974 |
| Cash dividends | $2,059,000 | 740 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $1,555,000 | 2,057 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $1,933,000 | 2,933 |
| Total interest expense | $64,000 | 4,642 |
| Net interest income | $1,869,000 | 2,771 |
| Provision for loan and lease losses | $6,000 | 3,298 |
| Total noninterest income | $590,000 | 1,845 |
| Gross Fiduciary activities income | $275,000 | 451 |
| Service charges on deposit accounts | $250,000 | 1,198 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $65,000 | 4,020 |
| Total noninterest expense | $1,710,000 | 2,580 |
| Salaries and employee benefits | $1,059,000 | 2,427 |
| Premises and equipment expense | $162,000 | 2,863 |
| Additional noninterest expense | $489,000 | 2,710 |
| Pre-tax net operating income | $743,000 | 2,431 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $0 | 4,086 |
| Income before extraordinary items | $743,000 | 2,107 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $743,000 | 2,108 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $743,000 | 2,108 |
| Net charge-offs | $7,000 | 2,334 |
| Cash dividends | $1,825,000 | 439 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $743,000 | 2,076 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $8,010,000 | 2,849 |
| Total interest expense | $234,000 | 4,794 |
| Net interest income | $7,776,000 | 2,678 |
| Provision for loan and lease losses | $200,000 | 2,434 |
| Total noninterest income | $2,409,000 | 1,899 |
| Gross Fiduciary activities income | $1,019,000 | 454 |
| Service charges on deposit accounts | $1,020,000 | 1,192 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $370,000 | 3,674 |
| Total noninterest expense | $6,921,000 | 2,575 |
| Salaries and employee benefits | $4,114,000 | 2,448 |
| Premises and equipment expense | $675,000 | 2,801 |
| Additional noninterest expense | $2,132,000 | 2,641 |
| Pre-tax net operating income | $3,064,000 | 2,367 |
| Securities gains (losses) | $1,000 | 3,113 |
| Applicable income taxes | $0 | 4,278 |
| Income before extraordinary items | $3,065,000 | 2,071 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $3,065,000 | 2,070 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $3,065,000 | 2,070 |
| Net charge-offs | $20,000 | 3,632 |
| Cash dividends | $1,557,000 | 1,666 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $3,064,000 | 2,013 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $6,046,000 | 2,836 |
| Total interest expense | $176,000 | 4,833 |
| Net interest income | $5,870,000 | 2,678 |
| Provision for loan and lease losses | $151,000 | 2,335 |
| Total noninterest income | $1,741,000 | 1,935 |
| Gross Fiduciary activities income | $760,000 | 453 |
| Service charges on deposit accounts | $768,000 | 1,178 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $213,000 | 4,032 |
| Total noninterest expense | $5,221,000 | 2,554 |
| Salaries and employee benefits | $3,093,000 | 2,433 |
| Premises and equipment expense | $498,000 | 2,846 |
| Additional noninterest expense | $1,630,000 | 2,608 |
| Pre-tax net operating income | $2,239,000 | 2,440 |
| Securities gains (losses) | $0 | 3,160 |
| Applicable income taxes | $0 | 4,325 |
| Income before extraordinary items | $2,239,000 | 2,154 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,239,000 | 2,153 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,239,000 | 2,154 |
| Net charge-offs | $17,000 | 3,244 |
| Cash dividends | $747,000 | 1,979 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $2,239,000 | 2,090 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $4,049,000 | 2,837 |
| Total interest expense | $119,000 | 4,863 |
| Net interest income | $3,930,000 | 2,669 |
| Provision for loan and lease losses | $99,000 | 2,339 |
| Total noninterest income | $1,152,000 | 1,926 |
| Gross Fiduciary activities income | $498,000 | 460 |
| Service charges on deposit accounts | $511,000 | 1,167 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $143,000 | 4,034 |
| Total noninterest expense | $3,530,000 | 2,541 |
| Salaries and employee benefits | $2,085,000 | 2,426 |
| Premises and equipment expense | $332,000 | 2,850 |
| Additional noninterest expense | $1,113,000 | 2,544 |
| Pre-tax net operating income | $1,453,000 | 2,459 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $0 | 4,338 |
| Income before extraordinary items | $1,453,000 | 2,191 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,453,000 | 2,190 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,453,000 | 2,190 |
| Net charge-offs | $8,000 | 3,171 |
| Cash dividends | $498,000 | 2,024 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $1,453,000 | 2,122 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $2,012,000 | 2,852 |
| Total interest expense | $62,000 | 4,831 |
| Net interest income | $1,950,000 | 2,684 |
| Provision for loan and lease losses | $50,000 | 2,135 |
| Total noninterest income | $573,000 | 1,902 |
| Gross Fiduciary activities income | $247,000 | 461 |
| Service charges on deposit accounts | $258,000 | 1,158 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $68,000 | 4,057 |
| Total noninterest expense | $1,817,000 | 2,506 |
| Salaries and employee benefits | $1,083,000 | 2,358 |
| Premises and equipment expense | $166,000 | 2,875 |
| Additional noninterest expense | $568,000 | 2,501 |
| Pre-tax net operating income | $656,000 | 2,589 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $0 | 4,259 |
| Income before extraordinary items | $656,000 | 2,307 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $656,000 | 2,307 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $656,000 | 2,307 |
| Net charge-offs | $4,000 | 2,652 |
| Cash dividends | $249,000 | 1,793 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $656,000 | 2,256 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $8,087,000 | 2,819 |
| Total interest expense | $222,000 | 5,039 |
| Net interest income | $7,865,000 | 2,638 |
| Provision for loan and lease losses | $191,000 | 2,379 |
| Total noninterest income | $2,199,000 | 1,986 |
| Gross Fiduciary activities income | $1,008,000 | 459 |
| Service charges on deposit accounts | $959,000 | 1,266 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $232,000 | 4,272 |
| Total noninterest expense | $6,785,000 | 2,611 |
| Salaries and employee benefits | $3,992,000 | 2,500 |
| Premises and equipment expense | $646,000 | 2,956 |
| Additional noninterest expense | $2,147,000 | 2,645 |
| Pre-tax net operating income | $3,088,000 | 2,278 |
| Securities gains (losses) | $0 | 3,216 |
| Applicable income taxes | $0 | 4,402 |
| Income before extraordinary items | $3,088,000 | 2,005 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $3,088,000 | 2,006 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $3,088,000 | 2,007 |
| Net charge-offs | $14,000 | 3,902 |
| Cash dividends | $1,558,000 | 1,605 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $3,088,000 | 1,962 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $6,075,000 | 2,831 |
| Total interest expense | $164,000 | 5,133 |
| Net interest income | $5,911,000 | 2,653 |
| Provision for loan and lease losses | $142,000 | 2,320 |
| Total noninterest income | $1,679,000 | 1,982 |
| Gross Fiduciary activities income | $763,000 | 457 |
| Service charges on deposit accounts | $701,000 | 1,303 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $215,000 | 4,048 |
| Total noninterest expense | $5,047,000 | 2,641 |
| Salaries and employee benefits | $2,975,000 | 2,513 |
| Premises and equipment expense | $481,000 | 3,019 |
| Additional noninterest expense | $1,591,000 | 2,669 |
| Pre-tax net operating income | $2,401,000 | 2,253 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $0 | 4,489 |
| Income before extraordinary items | $2,401,000 | 1,950 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,401,000 | 1,952 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $2,401,000 | 1,952 |
| Net charge-offs | $10,000 | 3,647 |
| Cash dividends | $748,000 | 1,911 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $2,401,000 | 1,919 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $4,062,000 | 2,825 |
| Total interest expense | $108,000 | 5,202 |
| Net interest income | $3,954,000 | 2,632 |
| Provision for loan and lease losses | $93,000 | 2,308 |
| Total noninterest income | $1,123,000 | 1,986 |
| Gross Fiduciary activities income | $509,000 | 464 |
| Service charges on deposit accounts | $468,000 | 1,281 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $146,000 | 4,057 |
| Total noninterest expense | $3,375,000 | 2,660 |
| Salaries and employee benefits | $1,983,000 | 2,533 |
| Premises and equipment expense | $316,000 | 3,054 |
| Additional noninterest expense | $1,076,000 | 2,659 |
| Pre-tax net operating income | $1,609,000 | 2,215 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $0 | 4,497 |
| Income before extraordinary items | $1,609,000 | 1,920 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,609,000 | 1,922 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $1,609,000 | 1,922 |
| Net charge-offs | $6,000 | 3,419 |
| Cash dividends | $498,000 | 1,961 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $1,609,000 | 1,879 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $2,085,000 | 2,772 |
| Total interest expense | $52,000 | 5,291 |
| Net interest income | $2,033,000 | 2,563 |
| Provision for loan and lease losses | $47,000 | 2,157 |
| Total noninterest income | $550,000 | 1,990 |
| Gross Fiduciary activities income | $258,000 | 470 |
| Service charges on deposit accounts | $224,000 | 1,307 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $68,000 | 4,131 |
| Total noninterest expense | $1,695,000 | 2,659 |
| Salaries and employee benefits | $1,000,000 | 2,530 |
| Premises and equipment expense | $162,000 | 3,042 |
| Additional noninterest expense | $533,000 | 2,658 |
| Pre-tax net operating income | $841,000 | 2,131 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $0 | 4,400 |
| Income before extraordinary items | $841,000 | 1,856 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $841,000 | 1,858 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $841,000 | 1,858 |
| Net charge-offs | $3,000 | 2,911 |
| Cash dividends | $249,000 | 1,706 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $841,000 | 1,787 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $7,836,000 | 2,928 |
| Total interest expense | $194,000 | 5,529 |
| Net interest income | $7,642,000 | 2,729 |
| Provision for loan and lease losses | $156,000 | 2,739 |
| Total noninterest income | $2,198,000 | 1,974 |
| Gross Fiduciary activities income | $978,000 | 470 |
| Service charges on deposit accounts | $932,000 | 1,386 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $288,000 | 4,067 |
| Total noninterest expense | $6,546,000 | 2,747 |
| Salaries and employee benefits | $3,820,000 | 2,592 |
| Premises and equipment expense | $659,000 | 3,029 |
| Additional noninterest expense | $2,067,000 | 2,812 |
| Pre-tax net operating income | $3,138,000 | 2,199 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $0 | 4,531 |
| Income before extraordinary items | $3,138,000 | 1,942 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $3,138,000 | 1,941 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $3,138,000 | 1,940 |
| Net charge-offs | $8,000 | 4,635 |
| Cash dividends | $1,613,000 | 1,493 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $3,138,000 | 1,904 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $5,837,000 | 2,966 |
| Total interest expense | $141,000 | 5,640 |
| Net interest income | $5,696,000 | 2,759 |
| Provision for loan and lease losses | $117,000 | 2,660 |
| Total noninterest income | $1,638,000 | 1,989 |
| Gross Fiduciary activities income | $731,000 | 469 |
| Service charges on deposit accounts | $688,000 | 1,414 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $219,000 | 4,091 |
| Total noninterest expense | $4,831,000 | 2,785 |
| Salaries and employee benefits | $2,830,000 | 2,619 |
| Premises and equipment expense | $478,000 | 3,135 |
| Additional noninterest expense | $1,523,000 | 2,845 |
| Pre-tax net operating income | $2,386,000 | 2,215 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $0 | 4,583 |
| Income before extraordinary items | $2,386,000 | 1,919 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $2,386,000 | 1,919 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,386,000 | 1,918 |
| Net charge-offs | $7,000 | 4,273 |
| Cash dividends | $803,000 | 1,727 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $2,386,000 | 1,869 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $3,841,000 | 2,994 |
| Total interest expense | $87,000 | 5,770 |
| Net interest income | $3,754,000 | 2,780 |
| Provision for loan and lease losses | $77,000 | 2,600 |
| Total noninterest income | $1,069,000 | 2,003 |
| Gross Fiduciary activities income | $475,000 | 474 |
| Service charges on deposit accounts | $444,000 | 1,437 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $150,000 | 4,040 |
| Total noninterest expense | $3,239,000 | 2,794 |
| Salaries and employee benefits | $1,888,000 | 2,637 |
| Premises and equipment expense | $320,000 | 3,149 |
| Additional noninterest expense | $1,031,000 | 2,813 |
| Pre-tax net operating income | $1,507,000 | 2,264 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $0 | 4,568 |
| Income before extraordinary items | $1,507,000 | 1,972 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,507,000 | 1,976 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $1,507,000 | 1,975 |
| Net charge-offs | $3,000 | 4,063 |
| Cash dividends | $554,000 | 1,713 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $1,507,000 | 1,916 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,872,000 | 3,062 |
| Total interest expense | $43,000 | 5,854 |
| Net interest income | $1,829,000 | 2,837 |
| Provision for loan and lease losses | $38,000 | 2,482 |
| Total noninterest income | $520,000 | 1,971 |
| Gross Fiduciary activities income | $236,000 | 479 |
| Service charges on deposit accounts | $213,000 | 1,470 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $71,000 | 4,080 |
| Total noninterest expense | $1,633,000 | 2,788 |
| Salaries and employee benefits | $949,000 | 2,638 |
| Premises and equipment expense | $167,000 | 3,107 |
| Additional noninterest expense | $517,000 | 2,815 |
| Pre-tax net operating income | $678,000 | 2,380 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $0 | 4,445 |
| Income before extraordinary items | $678,000 | 2,057 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $678,000 | 2,060 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $678,000 | 2,060 |
| Net charge-offs | $-5,000 | 5,444 |
| Cash dividends | $305,000 | 1,406 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $678,000 | 2,018 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $7,237,000 | 3,168 |
| Total interest expense | $183,000 | 6,003 |
| Net interest income | $7,054,000 | 2,888 |
| Provision for loan and lease losses | $86,000 | 3,850 |
| Total noninterest income | $2,024,000 | 2,153 |
| Gross Fiduciary activities income | $796,000 | 506 |
| Service charges on deposit accounts | $931,000 | 1,449 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $297,000 | 4,104 |
| Total noninterest expense | $6,247,000 | 2,890 |
| Salaries and employee benefits | $3,600,000 | 2,730 |
| Premises and equipment expense | $676,000 | 3,040 |
| Additional noninterest expense | $1,971,000 | 3,006 |
| Pre-tax net operating income | $2,745,000 | 2,308 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $0 | 4,631 |
| Income before extraordinary items | $2,745,000 | 2,030 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,745,000 | 2,033 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $2,745,000 | 2,034 |
| Net charge-offs | $16,000 | 4,930 |
| Cash dividends | $1,494,000 | 1,500 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $2,745,000 | 1,979 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $5,356,000 | 3,230 |
| Total interest expense | $143,000 | 6,052 |
| Net interest income | $5,213,000 | 2,933 |
| Provision for loan and lease losses | $66,000 | 3,761 |
| Total noninterest income | $1,530,000 | 2,183 |
| Gross Fiduciary activities income | $591,000 | 507 |
| Service charges on deposit accounts | $703,000 | 1,456 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $236,000 | 4,097 |
| Total noninterest expense | $4,648,000 | 2,934 |
| Salaries and employee benefits | $2,671,000 | 2,764 |
| Premises and equipment expense | $518,000 | 3,026 |
| Additional noninterest expense | $1,459,000 | 3,040 |
| Pre-tax net operating income | $2,029,000 | 2,393 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $0 | 4,713 |
| Income before extraordinary items | $2,029,000 | 2,114 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $2,029,000 | 2,122 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,029,000 | 2,121 |
| Net charge-offs | $11,000 | 4,675 |
| Cash dividends | $747,000 | 1,738 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $2,029,000 | 2,043 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $3,498,000 | 3,286 |
| Total interest expense | $98,000 | 6,088 |
| Net interest income | $3,400,000 | 2,986 |
| Provision for loan and lease losses | $39,000 | 3,834 |
| Total noninterest income | $1,009,000 | 2,219 |
| Gross Fiduciary activities income | $390,000 | 511 |
| Service charges on deposit accounts | $461,000 | 1,445 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $158,000 | 4,148 |
| Total noninterest expense | $3,123,000 | 2,906 |
| Salaries and employee benefits | $1,785,000 | 2,771 |
| Premises and equipment expense | $353,000 | 2,974 |
| Additional noninterest expense | $985,000 | 3,002 |
| Pre-tax net operating income | $1,247,000 | 2,529 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $1,247,000 | 2,233 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,247,000 | 2,242 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,247,000 | 2,240 |
| Net charge-offs | $3,000 | 4,643 |
| Cash dividends | $498,000 | 1,722 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $1,247,000 | 2,147 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,716,000 | 3,367 |
| Total interest expense | $52,000 | 6,098 |
| Net interest income | $1,664,000 | 3,045 |
| Provision for loan and lease losses | $20,000 | 3,573 |
| Total noninterest income | $495,000 | 2,241 |
| Gross Fiduciary activities income | $195,000 | 525 |
| Service charges on deposit accounts | $223,000 | 1,470 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $77,000 | 4,148 |
| Total noninterest expense | $1,562,000 | 2,928 |
| Salaries and employee benefits | $890,000 | 2,789 |
| Premises and equipment expense | $181,000 | 2,950 |
| Additional noninterest expense | $491,000 | 3,031 |
| Pre-tax net operating income | $577,000 | 2,617 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $577,000 | 2,315 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $577,000 | 2,317 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $577,000 | 2,317 |
| Net charge-offs | $1,000 | 4,010 |
| Cash dividends | $249,000 | 1,504 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $577,000 | 2,232 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $6,752,000 | 3,527 |
| Total interest expense | $293,000 | 6,004 |
| Net interest income | $6,459,000 | 3,194 |
| Provision for loan and lease losses | $32,000 | 5,424 |
| Total noninterest income | $2,124,000 | 2,096 |
| Gross Fiduciary activities income | $722,000 | 523 |
| Service charges on deposit accounts | $902,000 | 1,543 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $500,000 | 3,349 |
| Total noninterest expense | $6,149,000 | 2,973 |
| Salaries and employee benefits | $3,490,000 | 2,797 |
| Premises and equipment expense | $735,000 | 2,914 |
| Additional noninterest expense | $1,924,000 | 3,184 |
| Pre-tax net operating income | $2,402,000 | 2,477 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $0 | 4,751 |
| Income before extraordinary items | $2,402,000 | 2,251 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,402,000 | 2,251 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $2,402,000 | 2,253 |
| Net charge-offs | $14,000 | 5,510 |
| Cash dividends | $1,635,000 | 1,395 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $2,402,000 | 2,116 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $5,041,000 | 3,607 |
| Total interest expense | $232,000 | 6,067 |
| Net interest income | $4,809,000 | 3,250 |
| Provision for loan and lease losses | $8,000 | 5,636 |
| Total noninterest income | $1,619,000 | 2,074 |
| Gross Fiduciary activities income | $527,000 | 532 |
| Service charges on deposit accounts | $669,000 | 1,572 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $423,000 | 3,189 |
| Total noninterest expense | $4,635,000 | 2,978 |
| Salaries and employee benefits | $2,594,000 | 2,825 |
| Premises and equipment expense | $567,000 | 2,895 |
| Additional noninterest expense | $1,474,000 | 3,158 |
| Pre-tax net operating income | $1,785,000 | 2,562 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $1,785,000 | 2,317 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,785,000 | 2,317 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,785,000 | 2,317 |
| Net charge-offs | $0 | 5,771 |
| Cash dividends | $887,000 | 1,449 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $1,785,000 | 2,189 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $3,341,000 | 3,653 |
| Total interest expense | $162,000 | 6,099 |
| Net interest income | $3,179,000 | 3,280 |
| Provision for loan and lease losses | $5,000 | 5,486 |
| Total noninterest income | $1,134,000 | 1,978 |
| Gross Fiduciary activities income | $347,000 | 540 |
| Service charges on deposit accounts | $442,000 | 1,573 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $345,000 | 2,871 |
| Total noninterest expense | $3,141,000 | 2,946 |
| Salaries and employee benefits | $1,741,000 | 2,815 |
| Premises and equipment expense | $380,000 | 2,880 |
| Additional noninterest expense | $1,020,000 | 3,072 |
| Pre-tax net operating income | $1,167,000 | 2,569 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $1,167,000 | 2,323 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,167,000 | 2,322 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,167,000 | 2,323 |
| Net charge-offs | $-1,000 | 6,120 |
| Cash dividends | $638,000 | 1,375 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $1,167,000 | 2,191 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,658,000 | 3,718 |
| Total interest expense | $85,000 | 6,118 |
| Net interest income | $1,573,000 | 3,321 |
| Provision for loan and lease losses | $2,000 | 5,167 |
| Total noninterest income | $476,000 | 2,221 |
| Gross Fiduciary activities income | $174,000 | 544 |
| Service charges on deposit accounts | $222,000 | 1,560 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $80,000 | 4,027 |
| Total noninterest expense | $1,550,000 | 2,972 |
| Salaries and employee benefits | $879,000 | 2,801 |
| Premises and equipment expense | $213,000 | 2,658 |
| Additional noninterest expense | $458,000 | 3,311 |
| Pre-tax net operating income | $497,000 | 2,884 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $497,000 | 2,620 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $497,000 | 2,622 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $497,000 | 2,623 |
| Net charge-offs | $-3,000 | 6,199 |
| Cash dividends | $391,000 | 1,075 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $497,000 | 2,496 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $6,536,000 | 3,846 |
| Total interest expense | $460,000 | 5,999 |
| Net interest income | $6,076,000 | 3,431 |
| Provision for loan and lease losses | $0 | 6,496 |
| Total noninterest income | $2,024,000 | 1,983 |
| Gross Fiduciary activities income | $720,000 | 481 |
| Service charges on deposit accounts | $999,000 | 1,477 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $305,000 | 3,844 |
| Total noninterest expense | $6,085,000 | 3,023 |
| Salaries and employee benefits | $3,423,000 | 2,794 |
| Premises and equipment expense | $792,000 | 2,941 |
| Additional noninterest expense | $1,870,000 | 3,322 |
| Pre-tax net operating income | $2,015,000 | 2,495 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $0 | 4,719 |
| Income before extraordinary items | $2,015,000 | 2,253 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,015,000 | 2,254 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $2,015,000 | 2,254 |
| Net charge-offs | $3,000 | 6,306 |
| Cash dividends | $1,589,000 | 1,177 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $2,015,000 | 2,177 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $4,834,000 | 3,915 |
| Total interest expense | $368,000 | 6,001 |
| Net interest income | $4,466,000 | 3,501 |
| Provision for loan and lease losses | $0 | 6,393 |
| Total noninterest income | $1,537,000 | 1,961 |
| Gross Fiduciary activities income | $548,000 | 475 |
| Service charges on deposit accounts | $755,000 | 1,479 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $234,000 | 3,855 |
| Total noninterest expense | $4,647,000 | 2,975 |
| Salaries and employee benefits | $2,556,000 | 2,807 |
| Premises and equipment expense | $611,000 | 2,893 |
| Additional noninterest expense | $1,480,000 | 3,191 |
| Pre-tax net operating income | $1,356,000 | 2,766 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $1,356,000 | 2,504 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,356,000 | 2,506 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $1,356,000 | 2,506 |
| Net charge-offs | $0 | 6,185 |
| Cash dividends | $1,088,000 | 1,084 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $1,356,000 | 2,409 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $3,150,000 | 4,001 |
| Total interest expense | $261,000 | 6,005 |
| Net interest income | $2,889,000 | 3,585 |
| Provision for loan and lease losses | $0 | 6,217 |
| Total noninterest income | $1,025,000 | 1,961 |
| Gross Fiduciary activities income | $368,000 | 479 |
| Service charges on deposit accounts | $500,000 | 1,466 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $157,000 | 3,860 |
| Total noninterest expense | $3,113,000 | 3,003 |
| Salaries and employee benefits | $1,712,000 | 2,816 |
| Premises and equipment expense | $413,000 | 2,889 |
| Additional noninterest expense | $988,000 | 3,240 |
| Pre-tax net operating income | $801,000 | 2,943 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $801,000 | 2,674 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $801,000 | 2,674 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $801,000 | 2,674 |
| Net charge-offs | $-8,000 | 6,966 |
| Cash dividends | $838,000 | 946 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $801,000 | 2,589 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,542,000 | 4,076 |
| Total interest expense | $142,000 | 5,937 |
| Net interest income | $1,400,000 | 3,655 |
| Provision for loan and lease losses | $0 | 5,840 |
| Total noninterest income | $502,000 | 1,981 |
| Gross Fiduciary activities income | $184,000 | 480 |
| Service charges on deposit accounts | $247,000 | 1,448 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $71,000 | 4,103 |
| Total noninterest expense | $1,586,000 | 2,950 |
| Salaries and employee benefits | $859,000 | 2,815 |
| Premises and equipment expense | $215,000 | 2,816 |
| Additional noninterest expense | $512,000 | 3,114 |
| Pre-tax net operating income | $316,000 | 3,426 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $316,000 | 3,121 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $316,000 | 3,118 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $316,000 | 3,121 |
| Net charge-offs | $-4,000 | 6,688 |
| Cash dividends | $255,000 | 1,219 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $316,000 | 3,058 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $6,658,000 | 4,042 |
| Total interest expense | $851,000 | 5,592 |
| Net interest income | $5,807,000 | 3,562 |
| Provision for loan and lease losses | $0 | 7,042 |
| Total noninterest income | $2,047,000 | 2,052 |
| Gross Fiduciary activities income | $720,000 | 469 |
| Service charges on deposit accounts | $1,042,000 | 1,461 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $285,000 | 4,026 |
| Total noninterest expense | $6,016,000 | 3,099 |
| Salaries and employee benefits | $3,315,000 | 2,854 |
| Premises and equipment expense | $860,000 | 2,803 |
| Additional noninterest expense | $1,841,000 | 3,485 |
| Pre-tax net operating income | $1,838,000 | 2,395 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $1,838,000 | 2,167 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,838,000 | 2,169 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $1,838,000 | 2,170 |
| Net charge-offs | $-12,000 | 7,458 |
| Cash dividends | $1,276,000 | 1,235 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $1,838,000 | 2,089 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $5,060,000 | 4,072 |
| Total interest expense | $671,000 | 5,632 |
| Net interest income | $4,389,000 | 3,577 |
| Provision for loan and lease losses | $0 | 6,977 |
| Total noninterest income | $1,547,000 | 2,045 |
| Gross Fiduciary activities income | $546,000 | 467 |
| Service charges on deposit accounts | $790,000 | 1,486 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $211,000 | 4,098 |
| Total noninterest expense | $4,504,000 | 3,114 |
| Salaries and employee benefits | $2,448,000 | 2,905 |
| Premises and equipment expense | $669,000 | 2,773 |
| Additional noninterest expense | $1,387,000 | 3,439 |
| Pre-tax net operating income | $1,432,000 | 2,458 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $1,432,000 | 2,230 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,432,000 | 2,231 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $1,432,000 | 2,233 |
| Net charge-offs | $-7,000 | 7,429 |
| Cash dividends | $766,000 | 1,298 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $1,432,000 | 2,133 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $3,373,000 | 4,113 |
| Total interest expense | $456,000 | 5,690 |
| Net interest income | $2,917,000 | 3,589 |
| Provision for loan and lease losses | $0 | 6,857 |
| Total noninterest income | $1,039,000 | 1,994 |
| Gross Fiduciary activities income | $369,000 | 468 |
| Service charges on deposit accounts | $529,000 | 1,489 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $141,000 | 4,077 |
| Total noninterest expense | $3,038,000 | 3,083 |
| Salaries and employee benefits | $1,654,000 | 2,882 |
| Premises and equipment expense | $447,000 | 2,776 |
| Additional noninterest expense | $937,000 | 3,380 |
| Pre-tax net operating income | $918,000 | 2,542 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $918,000 | 2,271 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $918,000 | 2,268 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $918,000 | 2,271 |
| Net charge-offs | $-14,000 | 7,528 |
| Cash dividends | $510,000 | 1,293 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $918,000 | 2,194 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,690,000 | 4,173 |
| Total interest expense | $233,000 | 5,757 |
| Net interest income | $1,457,000 | 3,637 |
| Provision for loan and lease losses | $0 | 6,552 |
| Total noninterest income | $514,000 | 1,994 |
| Gross Fiduciary activities income | $186,000 | 474 |
| Service charges on deposit accounts | $254,000 | 1,536 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $74,000 | 4,036 |
| Total noninterest expense | $1,544,000 | 3,083 |
| Salaries and employee benefits | $835,000 | 2,905 |
| Premises and equipment expense | $226,000 | 2,810 |
| Additional noninterest expense | $483,000 | 3,280 |
| Pre-tax net operating income | $427,000 | 2,722 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $427,000 | 2,443 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $427,000 | 2,441 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $427,000 | 2,443 |
| Net charge-offs | $-12,000 | 7,531 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $427,000 | 2,348 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $7,179,000 | 4,106 |
| Total interest expense | $1,208,000 | 5,653 |
| Net interest income | $5,971,000 | 3,488 |
| Provision for loan and lease losses | $0 | 7,427 |
| Total noninterest income | $2,097,000 | 2,055 |
| Gross Fiduciary activities income | $759,000 | 456 |
| Service charges on deposit accounts | $1,037,000 | 1,627 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $301,000 | 3,979 |
| Total noninterest expense | $5,923,000 | 3,213 |
| Salaries and employee benefits | $3,293,000 | 2,948 |
| Premises and equipment expense | $864,000 | 2,923 |
| Additional noninterest expense | $1,766,000 | 3,652 |
| Pre-tax net operating income | $2,145,000 | 1,812 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $2,145,000 | 1,560 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,145,000 | 1,557 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $2,145,000 | 1,559 |
| Net charge-offs | $14,000 | 6,799 |
| Cash dividends | $1,531,000 | 1,171 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $2,145,000 | 1,516 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $5,435,000 | 4,141 |
| Total interest expense | $943,000 | 5,704 |
| Net interest income | $4,492,000 | 3,473 |
| Provision for loan and lease losses | $0 | 7,284 |
| Total noninterest income | $1,558,000 | 2,100 |
| Gross Fiduciary activities income | $569,000 | 452 |
| Service charges on deposit accounts | $763,000 | 1,660 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $226,000 | 4,081 |
| Total noninterest expense | $4,285,000 | 3,313 |
| Salaries and employee benefits | $2,403,000 | 3,032 |
| Premises and equipment expense | $636,000 | 2,995 |
| Additional noninterest expense | $1,246,000 | 3,782 |
| Pre-tax net operating income | $1,765,000 | 1,798 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $1,765,000 | 1,520 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $1,765,000 | 1,517 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $1,765,000 | 1,520 |
| Net charge-offs | $9,000 | 6,555 |
| Cash dividends | $766,000 | 1,542 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,765,000 | 1,484 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $3,672,000 | 4,142 |
| Total interest expense | $659,000 | 5,711 |
| Net interest income | $3,013,000 | 3,444 |
| Provision for loan and lease losses | $0 | 7,158 |
| Total noninterest income | $1,022,000 | 2,155 |
| Gross Fiduciary activities income | $380,000 | 451 |
| Service charges on deposit accounts | $486,000 | 1,717 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $156,000 | 4,039 |
| Total noninterest expense | $2,802,000 | 3,400 |
| Salaries and employee benefits | $1,596,000 | 3,078 |
| Premises and equipment expense | $424,000 | 3,030 |
| Additional noninterest expense | $782,000 | 3,941 |
| Pre-tax net operating income | $1,233,000 | 1,791 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $1,233,000 | 1,508 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,233,000 | 1,505 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $1,233,000 | 1,507 |
| Net charge-offs | $40,000 | 5,111 |
| Cash dividends | $510,000 | 1,594 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $1,233,000 | 1,482 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,869,000 | 4,140 |
| Total interest expense | $358,000 | 5,624 |
| Net interest income | $1,511,000 | 3,426 |
| Provision for loan and lease losses | $0 | 6,744 |
| Total noninterest income | $496,000 | 2,154 |
| Gross Fiduciary activities income | $193,000 | 454 |
| Service charges on deposit accounts | $244,000 | 1,653 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $59,000 | 4,537 |
| Total noninterest expense | $1,381,000 | 3,360 |
| Salaries and employee benefits | $797,000 | 3,108 |
| Premises and equipment expense | $230,000 | 2,880 |
| Additional noninterest expense | $354,000 | 3,921 |
| Pre-tax net operating income | $626,000 | 1,985 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $626,000 | 1,727 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $626,000 | 1,729 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $626,000 | 1,730 |
| Net charge-offs | $0 | 5,728 |
| Cash dividends | $255,000 | 1,489 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $626,000 | 1,633 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $7,936,000 | 4,155 |
| Total interest expense | $2,165,000 | 5,113 |
| Net interest income | $5,771,000 | 3,576 |
| Provision for loan and lease losses | $0 | 7,334 |
| Total noninterest income | $2,143,000 | 2,029 |
| Gross Fiduciary activities income | $747,000 | 478 |
| Service charges on deposit accounts | $1,079,000 | 1,647 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $317,000 | 4,011 |
| Total noninterest expense | $5,298,000 | 3,413 |
| Salaries and employee benefits | $3,014,000 | 3,233 |
| Premises and equipment expense | $890,000 | 2,897 |
| Additional noninterest expense | $1,394,000 | 3,820 |
| Pre-tax net operating income | $2,616,000 | 2,017 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $2,616,000 | 1,554 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,616,000 | 1,555 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 6,455 |
| Cash dividends | $1,531,000 | 1,693 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $2,616,000 | 1,659 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $5,960,000 | 4,221 |
| Total interest expense | $1,737,000 | 5,076 |
| Net interest income | $4,223,000 | 3,669 |
| Provision for loan and lease losses | $0 | 6,991 |
| Total noninterest income | $1,599,000 | 2,104 |
| Gross Fiduciary activities income | $563,000 | 481 |
| Service charges on deposit accounts | $800,000 | 1,668 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $236,000 | 4,132 |
| Total noninterest expense | $3,949,000 | 3,415 |
| Salaries and employee benefits | $2,247,000 | 3,291 |
| Premises and equipment expense | $672,000 | 2,911 |
| Additional noninterest expense | $1,030,000 | 3,779 |
| Pre-tax net operating income | $1,873,000 | 2,412 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $1,873,000 | 1,888 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,873,000 | 1,888 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 5,856 |
| Cash dividends | $765,000 | 2,154 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,873,000 | 1,987 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $3,961,000 | 4,286 |
| Total interest expense | $1,229,000 | 5,049 |
| Net interest income | $2,732,000 | 3,746 |
| Provision for loan and lease losses | $0 | 6,671 |
| Total noninterest income | $1,049,000 | 2,164 |
| Gross Fiduciary activities income | $364,000 | 496 |
| Service charges on deposit accounts | $524,000 | 1,685 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $161,000 | 4,185 |
| Total noninterest expense | $2,624,000 | 3,434 |
| Salaries and employee benefits | $1,492,000 | 3,349 |
| Premises and equipment expense | $453,000 | 2,887 |
| Additional noninterest expense | $679,000 | 3,804 |
| Pre-tax net operating income | $1,157,000 | 2,657 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $1,157,000 | 2,280 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,157,000 | 2,280 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 5,312 |
| Cash dividends | $511,000 | 2,227 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $1,157,000 | 2,229 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,991,000 | 4,342 |
| Total interest expense | $652,000 | 5,067 |
| Net interest income | $1,339,000 | 3,786 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $500,000 | 2,239 |
| Gross Fiduciary activities income | $182,000 | 502 |
| Service charges on deposit accounts | $242,000 | 1,777 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $76,000 | 4,301 |
| Total noninterest expense | $1,318,000 | 3,439 |
| Salaries and employee benefits | $749,000 | 3,357 |
| Premises and equipment expense | $229,000 | 2,873 |
| Additional noninterest expense | $340,000 | 3,745 |
| Pre-tax net operating income | $521,000 | 2,992 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $521,000 | 2,598 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $521,000 | 2,600 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $521,000 | 2,527 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $7,993,000 | 4,362 |
| Total interest expense | $2,489,000 | 5,280 |
| Net interest income | $5,504,000 | 3,735 |
| Provision for loan and lease losses | $100,000 | 4,892 |
| Total noninterest income | $2,034,000 | 2,185 |
| Gross Fiduciary activities income | $676,000 | 522 |
| Service charges on deposit accounts | $1,039,000 | 1,710 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $319,000 | 4,126 |
| Total noninterest expense | $4,977,000 | 3,446 |
| Salaries and employee benefits | $2,861,000 | 3,346 |
| Premises and equipment expense | $862,000 | 2,900 |
| Additional noninterest expense | $1,254,000 | 3,947 |
| Pre-tax net operating income | $2,461,000 | 2,856 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $2,461,000 | 2,404 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,461,000 | 2,403 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 5,999 |
| Cash dividends | $1,200,000 | 2,329 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $2,461,000 | 2,392 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $5,942,000 | 4,399 |
| Total interest expense | $1,835,000 | 5,335 |
| Net interest income | $4,107,000 | 3,762 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $1,515,000 | 2,202 |
| Gross Fiduciary activities income | $507,000 | 523 |
| Service charges on deposit accounts | $769,000 | 1,705 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $239,000 | 4,169 |
| Total noninterest expense | $3,731,000 | 3,430 |
| Salaries and employee benefits | $2,136,000 | 3,350 |
| Premises and equipment expense | $662,000 | 2,834 |
| Additional noninterest expense | $933,000 | 3,910 |
| Pre-tax net operating income | $1,891,000 | 2,959 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $1,891,000 | 2,492 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,891,000 | 2,490 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,320 |
| Cash dividends | $670,000 | 2,538 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,891,000 | 2,467 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $3,919,000 | 4,446 |
| Total interest expense | $1,205,000 | 5,367 |
| Net interest income | $2,714,000 | 3,804 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $1,001,000 | 2,247 |
| Gross Fiduciary activities income | $335,000 | 534 |
| Service charges on deposit accounts | $500,000 | 1,748 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $166,000 | 4,131 |
| Total noninterest expense | $2,490,000 | 3,446 |
| Salaries and employee benefits | $1,427,000 | 3,375 |
| Premises and equipment expense | $446,000 | 2,842 |
| Additional noninterest expense | $617,000 | 3,943 |
| Pre-tax net operating income | $1,225,000 | 3,077 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $1,225,000 | 2,591 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,225,000 | 2,590 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,195 |
| Cash dividends | $447,000 | 2,611 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $1,225,000 | 2,572 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,904,000 | 4,538 |
| Total interest expense | $598,000 | 5,392 |
| Net interest income | $1,306,000 | 3,899 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $482,000 | 2,265 |
| Gross Fiduciary activities income | $168,000 | 536 |
| Service charges on deposit accounts | $239,000 | 1,775 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $75,000 | 4,329 |
| Total noninterest expense | $1,240,000 | 3,474 |
| Salaries and employee benefits | $715,000 | 3,399 |
| Premises and equipment expense | $233,000 | 2,752 |
| Additional noninterest expense | $292,000 | 4,052 |
| Pre-tax net operating income | $548,000 | 3,309 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $548,000 | 2,822 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $548,000 | 2,823 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 7,465 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $548,000 | 2,814 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $7,335,000 | 4,440 |
| Total interest expense | $1,950,000 | 5,473 |
| Net interest income | $5,385,000 | 3,802 |
| Provision for loan and lease losses | $0 | 6,850 |
| Total noninterest income | $1,928,000 | 2,292 |
| Gross Fiduciary activities income | $661,000 | 516 |
| Service charges on deposit accounts | $1,000,000 | 1,752 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $267,000 | 4,518 |
| Total noninterest expense | $4,882,000 | 3,417 |
| Salaries and employee benefits | $2,770,000 | 3,348 |
| Premises and equipment expense | $816,000 | 2,958 |
| Additional noninterest expense | $1,296,000 | 3,713 |
| Pre-tax net operating income | $2,431,000 | 3,186 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $2,431,000 | 2,673 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $2,431,000 | 2,675 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-11,000 | 7,970 |
| Cash dividends | $1,186,000 | 2,293 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $2,431,000 | 2,659 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $5,333,000 | 4,509 |
| Total interest expense | $1,387,000 | 5,555 |
| Net interest income | $3,946,000 | 3,891 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $1,441,000 | 2,298 |
| Gross Fiduciary activities income | $493,000 | 517 |
| Service charges on deposit accounts | $742,000 | 1,774 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $206,000 | 4,474 |
| Total noninterest expense | $3,626,000 | 3,430 |
| Salaries and employee benefits | $2,057,000 | 3,370 |
| Premises and equipment expense | $627,000 | 2,891 |
| Additional noninterest expense | $942,000 | 3,788 |
| Pre-tax net operating income | $1,761,000 | 3,400 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $1,761,000 | 2,835 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,761,000 | 2,836 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-13,000 | 7,924 |
| Cash dividends | $574,000 | 2,748 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,761,000 | 2,827 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $3,505,000 | 4,500 |
| Total interest expense | $879,000 | 5,571 |
| Net interest income | $2,626,000 | 3,911 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $969,000 | 2,272 |
| Gross Fiduciary activities income | $349,000 | 504 |
| Service charges on deposit accounts | $483,000 | 1,791 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $137,000 | 4,474 |
| Total noninterest expense | $2,425,000 | 3,430 |
| Salaries and employee benefits | $1,376,000 | 3,371 |
| Premises and equipment expense | $430,000 | 2,813 |
| Additional noninterest expense | $619,000 | 3,820 |
| Pre-tax net operating income | $1,170,000 | 3,416 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $1,170,000 | 2,852 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,170,000 | 2,852 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-16,000 | 7,997 |
| Cash dividends | $383,000 | 2,789 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $1,170,000 | 2,840 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,708,000 | 4,536 |
| Total interest expense | $420,000 | 5,559 |
| Net interest income | $1,288,000 | 3,964 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $472,000 | 2,275 |
| Gross Fiduciary activities income | $170,000 | 514 |
| Service charges on deposit accounts | $233,000 | 1,803 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $69,000 | 4,456 |
| Total noninterest expense | $1,215,000 | 3,430 |
| Salaries and employee benefits | $691,000 | 3,377 |
| Premises and equipment expense | $214,000 | 2,842 |
| Additional noninterest expense | $310,000 | 3,805 |
| Pre-tax net operating income | $545,000 | 3,550 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $545,000 | 2,948 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $545,000 | 2,947 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-13,000 | 7,977 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $545,000 | 2,933 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $6,505,000 | 4,381 |
| Total interest expense | $1,401,000 | 5,409 |
| Net interest income | $5,104,000 | 3,896 |
| Provision for loan and lease losses | $76,000 | 5,177 |
| Total noninterest income | $1,812,000 | 2,363 |
| Gross Fiduciary activities income | $626,000 | 523 |
| Service charges on deposit accounts | $865,000 | 1,977 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $321,000 | 4,193 |
| Total noninterest expense | $4,744,000 | 3,383 |
| Salaries and employee benefits | $2,678,000 | 3,291 |
| Premises and equipment expense | $816,000 | 2,848 |
| Additional noninterest expense | $1,250,000 | 3,741 |
| Pre-tax net operating income | $2,096,000 | 3,577 |
| Securities gains (losses) | $-30,000 | 8,002 |
| Applicable income taxes | $0 | 6,964 |
| Income before extraordinary items | $2,066,000 | 3,018 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $2,066,000 | 3,020 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,618 |
| Cash dividends | $1,137,000 | 2,237 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $2,096,000 | 2,945 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $4,823,000 | 4,364 |
| Total interest expense | $1,028,000 | 5,358 |
| Net interest income | $3,795,000 | 3,908 |
| Provision for loan and lease losses | $55,000 | 5,056 |
| Total noninterest income | $1,363,000 | 2,365 |
| Gross Fiduciary activities income | $471,000 | 516 |
| Service charges on deposit accounts | $623,000 | 2,042 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $269,000 | 3,992 |
| Total noninterest expense | $3,580,000 | 3,340 |
| Salaries and employee benefits | $1,983,000 | 3,299 |
| Premises and equipment expense | $628,000 | 2,760 |
| Additional noninterest expense | $969,000 | 3,583 |
| Pre-tax net operating income | $1,523,000 | 3,705 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $1,523,000 | 3,093 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,523,000 | 3,094 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,295 |
| Cash dividends | $728,000 | 2,253 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,523,000 | 3,054 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $3,219,000 | 4,279 |
| Total interest expense | $691,000 | 5,188 |
| Net interest income | $2,528,000 | 3,888 |
| Provision for loan and lease losses | $32,000 | 5,100 |
| Total noninterest income | $898,000 | 2,362 |
| Gross Fiduciary activities income | $317,000 | 516 |
| Service charges on deposit accounts | $390,000 | 2,108 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $191,000 | 3,839 |
| Total noninterest expense | $2,394,000 | 3,306 |
| Salaries and employee benefits | $1,317,000 | 3,293 |
| Premises and equipment expense | $430,000 | 2,666 |
| Additional noninterest expense | $647,000 | 3,577 |
| Pre-tax net operating income | $1,000,000 | 3,709 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $1,000,000 | 3,097 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,000,000 | 3,097 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,238 |
| Cash dividends | $549,000 | 2,077 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,000,000 | 3,044 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,544,000 | 4,387 |
| Total interest expense | $348,000 | 5,076 |
| Net interest income | $1,196,000 | 4,072 |
| Provision for loan and lease losses | $15,000 | 4,875 |
| Total noninterest income | $419,000 | 2,420 |
| Gross Fiduciary activities income | $170,000 | 499 |
| Service charges on deposit accounts | $170,000 | 2,312 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $79,000 | 4,223 |
| Total noninterest expense | $1,186,000 | 3,342 |
| Salaries and employee benefits | $658,000 | 3,289 |
| Premises and equipment expense | $215,000 | 2,693 |
| Additional noninterest expense | $313,000 | 3,683 |
| Pre-tax net operating income | $414,000 | 4,174 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $414,000 | 3,538 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $414,000 | 3,539 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,322 |
| Cash dividends | $211,000 | 2,130 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $414,000 | 3,499 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $6,113,000 | 4,202 |
| Total interest expense | $1,253,000 | 4,997 |
| Net interest income | $4,860,000 | 3,882 |
| Provision for loan and lease losses | $60,000 | 5,645 |
| Total noninterest income | $1,796,000 | 2,370 |
| Gross Fiduciary activities income | $588,000 | 517 |
| Service charges on deposit accounts | $898,000 | 1,938 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $310,000 | 4,207 |
| Total noninterest expense | $4,718,000 | 3,292 |
| Salaries and employee benefits | $2,625,000 | 3,217 |
| Premises and equipment expense | $838,000 | 2,681 |
| Additional noninterest expense | $1,255,000 | 3,616 |
| Pre-tax net operating income | $1,878,000 | 3,664 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $0 | 7,185 |
| Income before extraordinary items | $1,878,000 | 3,083 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,878,000 | 3,083 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 6,099 |
| Cash dividends | $510,000 | 3,489 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,878,000 | 3,015 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $4,563,000 | 4,196 |
| Total interest expense | $930,000 | 4,992 |
| Net interest income | $3,633,000 | 3,885 |
| Provision for loan and lease losses | $45,000 | 5,471 |
| Total noninterest income | $1,406,000 | 2,308 |
| Gross Fiduciary activities income | $445,000 | 511 |
| Service charges on deposit accounts | $700,000 | 1,887 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $261,000 | 3,990 |
| Total noninterest expense | $3,561,000 | 3,254 |
| Salaries and employee benefits | $1,959,000 | 3,194 |
| Premises and equipment expense | $628,000 | 2,673 |
| Additional noninterest expense | $974,000 | 3,500 |
| Pre-tax net operating income | $1,433,000 | 3,681 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $0 | 7,220 |
| Income before extraordinary items | $1,433,000 | 3,072 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,433,000 | 3,072 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 5,478 |
| Cash dividends | $510,000 | 2,642 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,433,000 | 2,999 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $3,062,000 | 4,175 |
| Total interest expense | $640,000 | 4,914 |
| Net interest income | $2,422,000 | 3,883 |
| Provision for loan and lease losses | $30,000 | 5,293 |
| Total noninterest income | $965,000 | 2,249 |
| Gross Fiduciary activities income | $301,000 | 510 |
| Service charges on deposit accounts | $474,000 | 1,838 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $190,000 | 3,837 |
| Total noninterest expense | $2,376,000 | 3,244 |
| Salaries and employee benefits | $1,308,000 | 3,199 |
| Premises and equipment expense | $420,000 | 2,676 |
| Additional noninterest expense | $648,000 | 3,518 |
| Pre-tax net operating income | $981,000 | 3,582 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $981,000 | 2,979 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $981,000 | 2,979 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 5,407 |
| Cash dividends | $338,000 | 2,712 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $981,000 | 2,897 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,580,000 | 4,111 |
| Total interest expense | $336,000 | 4,826 |
| Net interest income | $1,244,000 | 3,780 |
| Provision for loan and lease losses | $15,000 | 5,048 |
| Total noninterest income | $510,000 | 2,128 |
| Gross Fiduciary activities income | $154,000 | 511 |
| Service charges on deposit accounts | $243,000 | 1,755 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $113,000 | 3,446 |
| Total noninterest expense | $1,217,000 | 3,186 |
| Salaries and employee benefits | $667,000 | 3,168 |
| Premises and equipment expense | $217,000 | 2,611 |
| Additional noninterest expense | $333,000 | 3,437 |
| Pre-tax net operating income | $522,000 | 3,405 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $522,000 | 2,839 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $522,000 | 2,839 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $160,000 | 2,404 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $522,000 | 2,738 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $6,315,000 | 4,157 |
| Total interest expense | $1,454,000 | 4,964 |
| Net interest income | $4,861,000 | 3,752 |
| Provision for loan and lease losses | $60,000 | 5,969 |
| Total noninterest income | $1,834,000 | 2,462 |
| Gross Fiduciary activities income | $567,000 | 520 |
| Service charges on deposit accounts | $953,000 | 1,816 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $314,000 | 4,416 |
| Total noninterest expense | $4,855,000 | 3,126 |
| Salaries and employee benefits | $2,576,000 | 3,192 |
| Premises and equipment expense | $856,000 | 2,592 |
| Additional noninterest expense | $1,423,000 | 3,236 |
| Pre-tax net operating income | $1,780,000 | 3,668 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $0 | 7,459 |
| Income before extraordinary items | $1,780,000 | 3,131 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,780,000 | 3,131 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 5,630 |
| Cash dividends | $663,000 | 3,032 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,780,000 | 2,982 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $4,774,000 | 4,174 |
| Total interest expense | $1,127,000 | 4,994 |
| Net interest income | $3,647,000 | 3,782 |
| Provision for loan and lease losses | $45,000 | 5,860 |
| Total noninterest income | $1,341,000 | 2,557 |
| Gross Fiduciary activities income | $420,000 | 533 |
| Service charges on deposit accounts | $692,000 | 1,874 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $229,000 | 4,533 |
| Total noninterest expense | $3,597,000 | 3,161 |
| Salaries and employee benefits | $1,920,000 | 3,209 |
| Premises and equipment expense | $641,000 | 2,605 |
| Additional noninterest expense | $1,036,000 | 3,294 |
| Pre-tax net operating income | $1,346,000 | 3,764 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $0 | 7,524 |
| Income before extraordinary items | $1,346,000 | 3,207 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,346,000 | 3,206 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 5,382 |
| Cash dividends | $382,000 | 3,117 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,346,000 | 3,054 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $3,268,000 | 4,124 |
| Total interest expense | $780,000 | 5,014 |
| Net interest income | $2,488,000 | 3,714 |
| Provision for loan and lease losses | $30,000 | 5,740 |
| Total noninterest income | $875,000 | 2,577 |
| Gross Fiduciary activities income | $266,000 | 553 |
| Service charges on deposit accounts | $460,000 | 1,841 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $149,000 | 4,585 |
| Total noninterest expense | $2,398,000 | 3,165 |
| Salaries and employee benefits | $1,281,000 | 3,202 |
| Premises and equipment expense | $431,000 | 2,580 |
| Additional noninterest expense | $686,000 | 3,284 |
| Pre-tax net operating income | $935,000 | 3,667 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $935,000 | 3,117 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $935,000 | 3,116 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 4,731 |
| Cash dividends | $128,000 | 4,019 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $935,000 | 2,953 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,648,000 | 4,125 |
| Total interest expense | $411,000 | 4,954 |
| Net interest income | $1,237,000 | 3,717 |
| Provision for loan and lease losses | $15,000 | 5,504 |
| Total noninterest income | $427,000 | 2,562 |
| Gross Fiduciary activities income | $126,000 | 576 |
| Service charges on deposit accounts | $233,000 | 1,748 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $68,000 | 4,672 |
| Total noninterest expense | $1,258,000 | 3,016 |
| Salaries and employee benefits | $653,000 | 3,127 |
| Premises and equipment expense | $221,000 | 2,528 |
| Additional noninterest expense | $384,000 | 2,959 |
| Pre-tax net operating income | $391,000 | 4,090 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $391,000 | 3,516 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $391,000 | 3,514 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 3,852 |
| Cash dividends | $128,000 | 2,689 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $391,000 | 3,346 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $7,045,000 | 4,022 |
| Total interest expense | $1,724,000 | 5,278 |
| Net interest income | $5,321,000 | 3,480 |
| Provision for loan and lease losses | $60,000 | 6,444 |
| Total noninterest income | $1,471,000 | 2,650 |
| Gross Fiduciary activities income | $475,000 | 591 |
| Service charges on deposit accounts | $734,000 | 2,167 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $262,000 | 4,532 |
| Total noninterest expense | $4,802,000 | 3,027 |
| Salaries and employee benefits | $2,599,000 | 3,025 |
| Premises and equipment expense | $820,000 | 2,626 |
| Additional noninterest expense | $1,383,000 | 3,173 |
| Pre-tax net operating income | $1,930,000 | 3,510 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $471,000 | 3,579 |
| Income before extraordinary items | $1,459,000 | 3,572 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,459,000 | 3,570 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 6,049 |
| Cash dividends | $2,480,000 | 1,112 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,459,000 | 3,470 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $8,173,000 | 3,951 |
| Total interest expense | $3,277,000 | 4,412 |
| Net interest income | $4,896,000 | 3,492 |
| Provision for loan and lease losses | $0 | 8,228 |
| Total noninterest income | $1,271,000 | 2,819 |
| Gross Fiduciary activities income | $523,000 | 584 |
| Service charges on deposit accounts | $578,000 | 2,503 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $170,000 | 5,266 |
| Total noninterest expense | $4,627,000 | 3,019 |
| Salaries and employee benefits | $2,517,000 | 2,935 |
| Premises and equipment expense | $866,000 | 2,445 |
| Additional noninterest expense | $1,244,000 | 3,390 |
| Pre-tax net operating income | $1,540,000 | 3,786 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $528,000 | 3,232 |
| Income before extraordinary items | $1,012,000 | 4,254 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,012,000 | 4,255 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $35,000 | 5,628 |
| Cash dividends | $400,000 | 3,838 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,012,000 | 4,138 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $8,696,000 | 3,847 |
| Total interest expense | $3,565,000 | 4,332 |
| Net interest income | $5,131,000 | 3,391 |
| Provision for loan and lease losses | $0 | 8,337 |
| Total noninterest income | $1,283,000 | 2,629 |
| Gross Fiduciary activities income | $556,000 | 566 |
| Service charges on deposit accounts | $480,000 | 2,787 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $247,000 | 4,322 |
| Total noninterest expense | $4,456,000 | 3,022 |
| Salaries and employee benefits | $2,415,000 | 2,927 |
| Premises and equipment expense | $788,000 | 2,612 |
| Additional noninterest expense | $1,253,000 | 3,282 |
| Pre-tax net operating income | $1,958,000 | 3,379 |
| Securities gains (losses) | $1,000 | 1,732 |
| Applicable income taxes | $700,000 | 2,784 |
| Income before extraordinary items | $1,259,000 | 3,732 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,259,000 | 3,733 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $75,000 | 4,069 |
| Cash dividends | $3,156,000 | 921 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,258,360 | 3,721 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $8,253,000 | 3,798 |
| Total interest expense | $3,456,000 | 4,095 |
| Net interest income | $4,797,000 | 3,585 |
| Provision for loan and lease losses | $0 | 8,503 |
| Total noninterest income | $1,217,000 | 2,668 |
| Gross Fiduciary activities income | $530,000 | 620 |
| Service charges on deposit accounts | $439,000 | 2,958 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $248,000 | 4,457 |
| Total noninterest expense | $4,592,000 | 2,934 |
| Salaries and employee benefits | $2,439,000 | 2,873 |
| Premises and equipment expense | $859,000 | 2,352 |
| Additional noninterest expense | $1,294,000 | 3,227 |
| Pre-tax net operating income | $1,422,000 | 4,243 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $489,000 | 3,692 |
| Income before extraordinary items | $933,000 | 4,642 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $933,000 | 4,643 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 5,427 |
| Cash dividends | $293,000 | 4,618 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $933,000 | 4,607 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $8,353,000 | 3,779 |
| Total interest expense | $3,426,000 | 4,212 |
| Net interest income | $4,927,000 | 3,447 |
| Provision for loan and lease losses | $35,000 | 7,178 |
| Total noninterest income | $1,093,000 | 2,888 |
| Gross Fiduciary activities income | $517,000 | 629 |
| Service charges on deposit accounts | $393,000 | 3,183 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $183,000 | 5,198 |
| Total noninterest expense | $4,317,000 | 3,010 |
| Salaries and employee benefits | $2,312,000 | 2,925 |
| Premises and equipment expense | $801,000 | 2,447 |
| Additional noninterest expense | $1,204,000 | 3,366 |
| Pre-tax net operating income | $1,668,000 | 3,868 |
| Securities gains (losses) | $1,000 | 4,151 |
| Applicable income taxes | $568,000 | 3,542 |
| Income before extraordinary items | $1,101,000 | 4,178 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,101,000 | 4,177 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-15,000 | 9,764 |
| Cash dividends | $345,000 | 4,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,100,340 | 4,095 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $8,041,000 | 3,945 |
| Total interest expense | $3,154,000 | 4,510 |
| Net interest income | $4,887,000 | 3,567 |
| Provision for loan and lease losses | $125,000 | 4,524 |
| Total noninterest income | $1,417,000 | 2,308 |
| Gross Fiduciary activities income | $430,000 | 708 |
| Service charges on deposit accounts | $355,000 | 3,575 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $632,000 | 2,386 |
| Total noninterest expense | $4,023,000 | 3,162 |
| Salaries and employee benefits | $2,005,000 | 3,306 |
| Premises and equipment expense | $811,000 | 2,390 |
| Additional noninterest expense | $1,207,000 | 3,340 |
| Pre-tax net operating income | $2,156,000 | 3,305 |
| Securities gains (losses) | $3,000 | 3,097 |
| Applicable income taxes | $731,000 | 3,131 |
| Income before extraordinary items | $1,428,000 | 3,495 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,428,000 | 3,495 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $294,000 | 1,982 |
| Cash dividends | $300,000 | 4,516 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,426,020 | 3,425 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $7,878,000 | 4,101 |
| Total interest expense | $3,416,000 | 4,276 |
| Net interest income | $4,462,000 | 3,916 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $905,000 | 3,379 |
| Gross Fiduciary activities income | $352,000 | 814 |
| Service charges on deposit accounts | $348,000 | 3,774 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $205,000 | 5,093 |
| Total noninterest expense | $3,583,000 | 3,699 |
| Salaries and employee benefits | $1,797,000 | 3,673 |
| Premises and equipment expense | $751,000 | 2,601 |
| Additional noninterest expense | $1,035,000 | 4,282 |
| Pre-tax net operating income | $1,784,000 | 3,761 |
| Securities gains (losses) | $-1,000 | 9,274 |
| Applicable income taxes | $549,000 | 3,849 |
| Income before extraordinary items | $1,234,000 | 3,786 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,234,000 | 3,785 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-72,000 | 11,145 |
| Cash dividends | $200,000 | 5,388 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,234,690 | 3,736 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $7,312,000 | 4,381 |
| Total interest expense | $3,174,000 | 4,515 |
| Net interest income | $4,138,000 | 4,194 |
| Provision for loan and lease losses | $-100,000 | 11,704 |
| Total noninterest income | $1,075,000 | 2,943 |
| Gross Fiduciary activities income | $319,000 | 874 |
| Service charges on deposit accounts | $369,000 | 3,592 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $387,000 | 3,372 |
| Total noninterest expense | $3,492,000 | 3,756 |
| Salaries and employee benefits | $1,692,000 | 3,841 |
| Premises and equipment expense | $604,000 | 3,195 |
| Additional noninterest expense | $1,196,000 | 3,749 |
| Pre-tax net operating income | $1,821,000 | 3,806 |
| Securities gains (losses) | $65,000 | 1,146 |
| Applicable income taxes | $675,000 | 3,342 |
| Income before extraordinary items | $1,210,000 | 3,930 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,210,000 | 3,928 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 6,709 |
| Cash dividends | $200,000 | 5,441 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,168,400 | 4,032 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $6,507,000 | 4,521 |
| Total interest expense | $2,568,000 | 4,539 |
| Net interest income | $3,939,000 | 4,452 |
| Provision for loan and lease losses | $40,000 | 6,585 |
| Total noninterest income | $1,088,000 | 2,928 |
| Gross Fiduciary activities income | $291,000 | 914 |
| Service charges on deposit accounts | $405,000 | 3,343 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $392,000 | 3,455 |
| Total noninterest expense | $3,354,000 | 3,993 |
| Salaries and employee benefits | $1,737,000 | 3,751 |
| Premises and equipment expense | $447,000 | 4,175 |
| Additional noninterest expense | $1,170,000 | 4,144 |
| Pre-tax net operating income | $1,633,000 | 4,099 |
| Securities gains (losses) | $-112,000 | 11,610 |
| Applicable income taxes | $531,000 | 3,878 |
| Income before extraordinary items | $990,000 | 4,582 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $990,000 | 4,582 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-126,000 | 12,295 |
| Cash dividends | $200,000 | 5,405 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,062,800 | 4,356 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $6,040,000 | 4,920 |
| Total interest expense | $2,470,000 | 4,870 |
| Net interest income | $3,570,000 | 4,874 |
| Provision for loan and lease losses | $232,000 | 3,600 |
| Total noninterest income | $790,000 | 4,025 |
| Gross Fiduciary activities income | $217,000 | 1,042 |
| Service charges on deposit accounts | $439,000 | 3,163 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $134,000 | 6,930 |
| Total noninterest expense | $3,149,000 | 4,323 |
| Salaries and employee benefits | $1,550,000 | 4,157 |
| Premises and equipment expense | $352,000 | 5,209 |
| Additional noninterest expense | $1,247,000 | 4,054 |
| Pre-tax net operating income | $979,000 | 5,978 |
| Securities gains (losses) | $50,000 | 3,394 |
| Applicable income taxes | $302,000 | 6,065 |
| Income before extraordinary items | $727,000 | 5,949 |
| Extraordinary gains, net | $111,000 | 1,478 |
| Net income | $838,000 | 5,505 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $250,000 | 2,742 |
| Cash dividends | $100,000 | 6,847 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $691,500 | 5,901 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $6,408,000 | 5,203 |
| Total interest expense | $3,000,000 | 5,164 |
| Net interest income | $3,408,000 | 5,125 |
| Provision for loan and lease losses | $460,000 | 3,175 |
| Total noninterest income | $829,000 | 3,876 |
| Gross Fiduciary activities income | $273,000 | 992 |
| Service charges on deposit accounts | $426,000 | 3,267 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $130,000 | 7,163 |
| Total noninterest expense | $2,640,000 | 5,057 |
| Salaries and employee benefits | $1,241,000 | 5,009 |
| Premises and equipment expense | $392,000 | 4,871 |
| Additional noninterest expense | $1,007,000 | 5,024 |
| Pre-tax net operating income | $1,137,000 | 5,138 |
| Securities gains (losses) | $-267,000 | 13,864 |
| Applicable income taxes | $206,000 | 7,438 |
| Income before extraordinary items | $664,000 | 6,145 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $664,000 | 6,211 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $454,000 | 2,624 |
| Cash dividends | $100,000 | 6,542 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $866,920 | 4,746 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.