Home > Texas Star Bank, SSB > Income and Expense
Texas Star Bank, SSB, Income and Expense
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $5,708,000 | 3,638 |
| Total interest expense | $669,000 | 3,400 |
| Net interest income | $5,039,000 | 3,625 |
| Provision for loan and lease losses | $45,000 | 3,862 |
| Total noninterest income | $194,000 | 5,451 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $122,000 | 4,702 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $72,000 | 5,502 |
| Total noninterest expense | $3,340,000 | 4,247 |
| Salaries and employee benefits | $2,010,000 | 3,972 |
| Premises and equipment expense | $319,000 | 4,560 |
| Additional noninterest expense | $1,011,000 | 4,431 |
| Pre-tax net operating income | $1,848,000 | 3,116 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $674,000 | 1,933 |
| Income before extraordinary items | $1,174,000 | 3,682 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $1,174,000 | 3,682 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,174,000 | 3,684 |
| Net charge-offs | $17,000 | 4,378 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,174,000 | 3,629 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $4,099,000 | 3,769 |
| Total interest expense | $497,000 | 3,467 |
| Net interest income | $3,602,000 | 3,790 |
| Provision for loan and lease losses | $30,000 | 3,723 |
| Total noninterest income | $137,000 | 5,576 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $91,000 | 4,772 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $46,000 | 5,691 |
| Total noninterest expense | $2,302,000 | 4,442 |
| Salaries and employee benefits | $1,360,000 | 4,214 |
| Premises and equipment expense | $234,000 | 4,645 |
| Additional noninterest expense | $708,000 | 4,592 |
| Pre-tax net operating income | $1,407,000 | 3,153 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $494,000 | 2,000 |
| Income before extraordinary items | $913,000 | 3,659 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $913,000 | 3,660 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $913,000 | 3,661 |
| Net charge-offs | $17,000 | 3,912 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $913,000 | 3,608 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $2,532,000 | 3,978 |
| Total interest expense | $319,000 | 3,579 |
| Net interest income | $2,213,000 | 3,996 |
| Provision for loan and lease losses | $15,000 | 3,758 |
| Total noninterest income | $109,000 | 5,412 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $61,000 | 4,758 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $48,000 | 5,379 |
| Total noninterest expense | $1,533,000 | 4,492 |
| Salaries and employee benefits | $905,000 | 4,257 |
| Premises and equipment expense | $153,000 | 4,710 |
| Additional noninterest expense | $475,000 | 4,595 |
| Pre-tax net operating income | $774,000 | 3,439 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $277,000 | 2,104 |
| Income before extraordinary items | $497,000 | 3,979 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $497,000 | 3,985 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $497,000 | 3,985 |
| Net charge-offs | $17,000 | 3,484 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $497,000 | 3,918 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,113,000 | 4,304 |
| Total interest expense | $150,000 | 3,784 |
| Net interest income | $963,000 | 4,348 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $65,000 | 5,200 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $33,000 | 4,624 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $32,000 | 5,097 |
| Total noninterest expense | $773,000 | 4,503 |
| Salaries and employee benefits | $444,000 | 4,338 |
| Premises and equipment expense | $75,000 | 4,812 |
| Additional noninterest expense | $254,000 | 4,480 |
| Pre-tax net operating income | $255,000 | 4,079 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $89,000 | 2,458 |
| Income before extraordinary items | $166,000 | 4,533 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $166,000 | 4,537 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $166,000 | 4,537 |
| Net charge-offs | $0 | 3,660 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $166,000 | 4,484 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $5,610,000 | 3,786 |
| Total interest expense | $638,000 | 3,962 |
| Net interest income | $4,972,000 | 3,708 |
| Provision for loan and lease losses | $15,000 | 4,807 |
| Total noninterest income | $214,000 | 5,541 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $143,000 | 4,652 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $71,000 | 5,646 |
| Total noninterest expense | $3,139,000 | 4,513 |
| Salaries and employee benefits | $1,733,000 | 4,403 |
| Premises and equipment expense | $308,000 | 4,799 |
| Additional noninterest expense | $1,098,000 | 4,389 |
| Pre-tax net operating income | $2,032,000 | 2,824 |
| Securities gains (losses) | $11,000 | 2,598 |
| Applicable income taxes | $710,000 | 1,799 |
| Income before extraordinary items | $1,333,000 | 3,372 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,333,000 | 3,374 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $1,333,000 | 3,375 |
| Net charge-offs | $0 | 5,475 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $1,325,850 | 3,331 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $4,547,000 | 3,628 |
| Total interest expense | $488,000 | 4,000 |
| Net interest income | $4,059,000 | 3,530 |
| Provision for loan and lease losses | $15,000 | 4,590 |
| Total noninterest income | $154,000 | 5,666 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $109,000 | 4,665 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $45,000 | 5,834 |
| Total noninterest expense | $2,350,000 | 4,530 |
| Salaries and employee benefits | $1,315,000 | 4,398 |
| Premises and equipment expense | $231,000 | 4,820 |
| Additional noninterest expense | $804,000 | 4,462 |
| Pre-tax net operating income | $1,848,000 | 2,570 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $618,000 | 1,705 |
| Income before extraordinary items | $1,230,000 | 3,027 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $1,230,000 | 3,032 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,230,000 | 3,032 |
| Net charge-offs | $0 | 5,212 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,230,000 | 2,958 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $3,248,000 | 3,475 |
| Total interest expense | $321,000 | 4,090 |
| Net interest income | $2,927,000 | 3,350 |
| Provision for loan and lease losses | $15,000 | 4,344 |
| Total noninterest income | $100,000 | 5,731 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $71,000 | 4,698 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $29,000 | 5,885 |
| Total noninterest expense | $1,571,000 | 4,538 |
| Salaries and employee benefits | $864,000 | 4,458 |
| Premises and equipment expense | $153,000 | 4,847 |
| Additional noninterest expense | $554,000 | 4,392 |
| Pre-tax net operating income | $1,441,000 | 2,266 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $488,000 | 1,539 |
| Income before extraordinary items | $953,000 | 2,735 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $953,000 | 2,740 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $953,000 | 2,740 |
| Net charge-offs | $0 | 4,909 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $953,000 | 2,635 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,686,000 | 3,418 |
| Total interest expense | $162,000 | 4,151 |
| Net interest income | $1,524,000 | 3,264 |
| Provision for loan and lease losses | $15,000 | 3,721 |
| Total noninterest income | $17,000 | 6,554 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $34,000 | 4,757 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $-17,000 | 6,826 |
| Total noninterest expense | $756,000 | 4,666 |
| Salaries and employee benefits | $406,000 | 4,660 |
| Premises and equipment expense | $75,000 | 4,918 |
| Additional noninterest expense | $275,000 | 4,424 |
| Pre-tax net operating income | $770,000 | 2,100 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $262,000 | 1,471 |
| Income before extraordinary items | $508,000 | 2,555 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $508,000 | 2,558 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $508,000 | 2,557 |
| Net charge-offs | $0 | 4,145 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $508,000 | 2,466 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $5,654,000 | 3,989 |
| Total interest expense | $905,000 | 3,852 |
| Net interest income | $4,749,000 | 3,945 |
| Provision for loan and lease losses | $10,000 | 5,745 |
| Total noninterest income | $199,000 | 5,695 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $156,000 | 4,711 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $43,000 | 5,944 |
| Total noninterest expense | $2,732,000 | 4,950 |
| Salaries and employee benefits | $1,473,000 | 4,894 |
| Premises and equipment expense | $281,000 | 5,114 |
| Additional noninterest expense | $978,000 | 4,849 |
| Pre-tax net operating income | $2,206,000 | 2,637 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $758,000 | 1,763 |
| Income before extraordinary items | $1,448,000 | 3,198 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,448,000 | 3,198 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $1,448,000 | 3,198 |
| Net charge-offs | $0 | 5,985 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $1,448,000 | 3,063 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $4,077,000 | 4,174 |
| Total interest expense | $717,000 | 3,841 |
| Net interest income | $3,360,000 | 4,173 |
| Provision for loan and lease losses | $0 | 5,790 |
| Total noninterest income | $142,000 | 5,831 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $116,000 | 4,793 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $26,000 | 6,186 |
| Total noninterest expense | $1,914,000 | 5,163 |
| Salaries and employee benefits | $1,054,000 | 5,038 |
| Premises and equipment expense | $213,000 | 5,147 |
| Additional noninterest expense | $647,000 | 5,167 |
| Pre-tax net operating income | $1,588,000 | 2,776 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $543,000 | 1,853 |
| Income before extraordinary items | $1,045,000 | 3,348 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,045,000 | 3,349 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,045,000 | 3,350 |
| Net charge-offs | $0 | 5,771 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $1,045,000 | 3,200 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $2,644,000 | 4,280 |
| Total interest expense | $502,000 | 3,819 |
| Net interest income | $2,142,000 | 4,306 |
| Provision for loan and lease losses | $0 | 5,619 |
| Total noninterest income | $91,000 | 5,898 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $76,000 | 4,824 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $15,000 | 6,309 |
| Total noninterest expense | $1,262,000 | 5,228 |
| Salaries and employee benefits | $704,000 | 5,077 |
| Premises and equipment expense | $140,000 | 5,184 |
| Additional noninterest expense | $418,000 | 5,250 |
| Pre-tax net operating income | $971,000 | 2,908 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $332,000 | 1,948 |
| Income before extraordinary items | $639,000 | 3,511 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $639,000 | 3,512 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $639,000 | 3,512 |
| Net charge-offs | $0 | 5,507 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $639,000 | 3,337 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,337,000 | 4,283 |
| Total interest expense | $274,000 | 3,711 |
| Net interest income | $1,063,000 | 4,351 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $43,000 | 6,011 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $46,000 | 4,450 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $-3,000 | 6,932 |
| Total noninterest expense | $625,000 | 5,270 |
| Salaries and employee benefits | $357,000 | 5,063 |
| Premises and equipment expense | $68,000 | 5,284 |
| Additional noninterest expense | $200,000 | 5,362 |
| Pre-tax net operating income | $481,000 | 2,953 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $164,000 | 1,931 |
| Income before extraordinary items | $317,000 | 3,537 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $317,000 | 3,540 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $317,000 | 3,540 |
| Net charge-offs | $0 | 4,730 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $317,000 | 3,363 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $3,992,000 | 5,158 |
| Total interest expense | $1,188,000 | 3,998 |
| Net interest income | $2,804,000 | 5,413 |
| Provision for loan and lease losses | $0 | 6,496 |
| Total noninterest income | $297,000 | 5,224 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $158,000 | 4,800 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $139,000 | 4,935 |
| Total noninterest expense | $2,477,000 | 5,354 |
| Salaries and employee benefits | $1,295,000 | 5,342 |
| Premises and equipment expense | $276,000 | 5,416 |
| Additional noninterest expense | $906,000 | 5,140 |
| Pre-tax net operating income | $624,000 | 4,459 |
| Securities gains (losses) | $67,000 | 2,372 |
| Applicable income taxes | $237,000 | 2,745 |
| Income before extraordinary items | $454,000 | 4,787 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $454,000 | 4,788 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $454,000 | 4,787 |
| Net charge-offs | $67,000 | 5,292 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $409,780 | 4,783 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $2,739,000 | 5,403 |
| Total interest expense | $908,000 | 4,077 |
| Net interest income | $1,831,000 | 5,743 |
| Provision for loan and lease losses | $0 | 6,393 |
| Total noninterest income | $277,000 | 4,955 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $114,000 | 4,890 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $163,000 | 4,402 |
| Total noninterest expense | $1,729,000 | 5,545 |
| Salaries and employee benefits | $878,000 | 5,574 |
| Premises and equipment expense | $200,000 | 5,512 |
| Additional noninterest expense | $651,000 | 5,259 |
| Pre-tax net operating income | $379,000 | 4,833 |
| Securities gains (losses) | $67,000 | 2,106 |
| Applicable income taxes | $148,000 | 2,924 |
| Income before extraordinary items | $298,000 | 5,064 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $298,000 | 5,066 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $298,000 | 5,066 |
| Net charge-offs | $67,000 | 4,770 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $253,110 | 5,136 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $1,735,000 | 5,572 |
| Total interest expense | $606,000 | 4,175 |
| Net interest income | $1,129,000 | 5,937 |
| Provision for loan and lease losses | $0 | 6,217 |
| Total noninterest income | $187,000 | 4,966 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $76,000 | 4,883 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $111,000 | 4,391 |
| Total noninterest expense | $1,119,000 | 5,670 |
| Salaries and employee benefits | $568,000 | 5,689 |
| Premises and equipment expense | $127,000 | 5,655 |
| Additional noninterest expense | $424,000 | 5,381 |
| Pre-tax net operating income | $197,000 | 5,123 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $63,000 | 3,200 |
| Income before extraordinary items | $134,000 | 5,462 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $134,000 | 5,461 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $134,000 | 5,462 |
| Net charge-offs | $64,000 | 4,268 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $134,000 | 5,373 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $876,000 | 5,577 |
| Total interest expense | $309,000 | 4,223 |
| Net interest income | $567,000 | 5,940 |
| Provision for loan and lease losses | $0 | 5,840 |
| Total noninterest income | $94,000 | 5,012 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $33,000 | 5,074 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $61,000 | 4,357 |
| Total noninterest expense | $553,000 | 5,742 |
| Salaries and employee benefits | $288,000 | 5,710 |
| Premises and equipment expense | $59,000 | 5,857 |
| Additional noninterest expense | $206,000 | 5,459 |
| Pre-tax net operating income | $108,000 | 5,046 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $37,000 | 3,058 |
| Income before extraordinary items | $71,000 | 5,400 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $71,000 | 5,399 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $71,000 | 5,400 |
| Net charge-offs | $0 | 5,107 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $71,000 | 5,346 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $4,188,000 | 5,296 |
| Total interest expense | $1,379,000 | 4,471 |
| Net interest income | $2,809,000 | 5,512 |
| Provision for loan and lease losses | $55,000 | 6,430 |
| Total noninterest income | $356,000 | 5,137 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $139,000 | 5,039 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $217,000 | 4,473 |
| Total noninterest expense | $2,341,000 | 5,660 |
| Salaries and employee benefits | $1,166,000 | 5,742 |
| Premises and equipment expense | $171,000 | 6,459 |
| Additional noninterest expense | $1,004,000 | 5,080 |
| Pre-tax net operating income | $769,000 | 3,796 |
| Securities gains (losses) | $254,000 | 1,402 |
| Applicable income taxes | $352,000 | 2,219 |
| Income before extraordinary items | $671,000 | 3,911 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $671,000 | 3,910 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $671,000 | 3,912 |
| Net charge-offs | $9,000 | 6,589 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $503,360 | 4,166 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $3,015,000 | 5,486 |
| Total interest expense | $1,046,000 | 4,588 |
| Net interest income | $1,969,000 | 5,741 |
| Provision for loan and lease losses | $45,000 | 6,297 |
| Total noninterest income | $184,000 | 5,803 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $106,000 | 5,088 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $78,000 | 5,525 |
| Total noninterest expense | $1,588,000 | 5,937 |
| Salaries and employee benefits | $780,000 | 5,999 |
| Premises and equipment expense | $103,000 | 6,809 |
| Additional noninterest expense | $705,000 | 5,247 |
| Pre-tax net operating income | $520,000 | 4,151 |
| Securities gains (losses) | $254,000 | 1,194 |
| Applicable income taxes | $269,000 | 2,253 |
| Income before extraordinary items | $505,000 | 4,092 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $505,000 | 4,095 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $505,000 | 4,095 |
| Net charge-offs | $15,000 | 6,116 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $339,900 | 4,513 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $1,877,000 | 5,704 |
| Total interest expense | $705,000 | 4,671 |
| Net interest income | $1,172,000 | 6,010 |
| Provision for loan and lease losses | $30,000 | 6,130 |
| Total noninterest income | $113,000 | 5,911 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $70,000 | 5,108 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $43,000 | 5,756 |
| Total noninterest expense | $1,043,000 | 5,994 |
| Salaries and employee benefits | $516,000 | 6,053 |
| Premises and equipment expense | $69,000 | 6,856 |
| Additional noninterest expense | $458,000 | 5,328 |
| Pre-tax net operating income | $212,000 | 4,867 |
| Securities gains (losses) | $170,000 | 1,048 |
| Applicable income taxes | $137,000 | 2,500 |
| Income before extraordinary items | $245,000 | 4,604 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $245,000 | 4,604 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $245,000 | 4,604 |
| Net charge-offs | $12,000 | 5,739 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $136,200 | 5,161 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $878,000 | 5,929 |
| Total interest expense | $354,000 | 4,786 |
| Net interest income | $524,000 | 6,336 |
| Provision for loan and lease losses | $15,000 | 5,865 |
| Total noninterest income | $54,000 | 6,024 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $32,000 | 5,262 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $22,000 | 5,834 |
| Total noninterest expense | $539,000 | 6,001 |
| Salaries and employee benefits | $255,000 | 6,150 |
| Premises and equipment expense | $41,000 | 6,710 |
| Additional noninterest expense | $243,000 | 5,193 |
| Pre-tax net operating income | $24,000 | 5,984 |
| Securities gains (losses) | $83,000 | 867 |
| Applicable income taxes | $36,000 | 3,040 |
| Income before extraordinary items | $71,000 | 5,387 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $71,000 | 5,388 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $71,000 | 5,387 |
| Net charge-offs | $7,000 | 5,008 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $16,220 | 6,061 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $4,382,000 | 5,481 |
| Total interest expense | $2,005,000 | 4,453 |
| Net interest income | $2,377,000 | 5,959 |
| Provision for loan and lease losses | $169,000 | 5,959 |
| Total noninterest income | $183,000 | 6,351 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $128,000 | 5,400 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $55,000 | 6,271 |
| Total noninterest expense | $2,027,000 | 6,198 |
| Salaries and employee benefits | $1,136,000 | 5,972 |
| Premises and equipment expense | $153,000 | 6,910 |
| Additional noninterest expense | $738,000 | 6,006 |
| Pre-tax net operating income | $364,000 | 4,333 |
| Securities gains (losses) | $264,000 | 1,340 |
| Applicable income taxes | $217,000 | 2,313 |
| Income before extraordinary items | $411,000 | 4,139 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $411,000 | 4,137 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $411,000 | 4,137 |
| Net charge-offs | $100,000 | 5,692 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $239,400 | 4,611 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $3,279,000 | 5,559 |
| Total interest expense | $1,529,000 | 4,548 |
| Net interest income | $1,750,000 | 6,029 |
| Provision for loan and lease losses | $45,000 | 6,580 |
| Total noninterest income | $138,000 | 6,453 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $95,000 | 5,432 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $43,000 | 6,371 |
| Total noninterest expense | $1,463,000 | 6,303 |
| Salaries and employee benefits | $836,000 | 6,033 |
| Premises and equipment expense | $114,000 | 6,964 |
| Additional noninterest expense | $513,000 | 6,193 |
| Pre-tax net operating income | $380,000 | 4,256 |
| Securities gains (losses) | $264,000 | 1,092 |
| Applicable income taxes | $220,000 | 2,232 |
| Income before extraordinary items | $424,000 | 3,964 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $424,000 | 3,960 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $424,000 | 3,963 |
| Net charge-offs | $94,000 | 5,110 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $249,760 | 4,572 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $2,156,000 | 5,646 |
| Total interest expense | $1,047,000 | 4,598 |
| Net interest income | $1,109,000 | 6,150 |
| Provision for loan and lease losses | $30,000 | 6,428 |
| Total noninterest income | $82,000 | 6,655 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $58,000 | 5,576 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $24,000 | 6,629 |
| Total noninterest expense | $958,000 | 6,384 |
| Salaries and employee benefits | $578,000 | 6,022 |
| Premises and equipment expense | $74,000 | 7,057 |
| Additional noninterest expense | $306,000 | 6,453 |
| Pre-tax net operating income | $203,000 | 4,633 |
| Securities gains (losses) | $248,000 | 882 |
| Applicable income taxes | $154,000 | 2,234 |
| Income before extraordinary items | $297,000 | 3,980 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $297,000 | 3,979 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $297,000 | 3,979 |
| Net charge-offs | $16,000 | 5,738 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $133,320 | 4,894 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,065,000 | 5,717 |
| Total interest expense | $520,000 | 4,735 |
| Net interest income | $545,000 | 6,207 |
| Provision for loan and lease losses | $15,000 | 6,043 |
| Total noninterest income | $41,000 | 6,633 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $30,000 | 5,504 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $11,000 | 6,794 |
| Total noninterest expense | $473,000 | 6,395 |
| Salaries and employee benefits | $289,000 | 6,065 |
| Premises and equipment expense | $44,000 | 6,837 |
| Additional noninterest expense | $140,000 | 6,483 |
| Pre-tax net operating income | $98,000 | 5,065 |
| Securities gains (losses) | $248,000 | 579 |
| Applicable income taxes | $118,000 | 2,009 |
| Income before extraordinary items | $228,000 | 3,641 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $228,000 | 3,641 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $228,000 | 3,642 |
| Net charge-offs | $5,000 | 5,094 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $64,320 | 5,302 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $4,186,000 | 5,907 |
| Total interest expense | $1,966,000 | 5,345 |
| Net interest income | $2,220,000 | 6,186 |
| Provision for loan and lease losses | $80,000 | 6,236 |
| Total noninterest income | $232,000 | 6,268 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $139,000 | 5,454 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $93,000 | 6,019 |
| Total noninterest expense | $1,861,000 | 6,416 |
| Salaries and employee benefits | $1,170,000 | 6,057 |
| Premises and equipment expense | $165,000 | 7,003 |
| Additional noninterest expense | $526,000 | 6,519 |
| Pre-tax net operating income | $511,000 | 4,835 |
| Securities gains (losses) | $43,000 | 1,704 |
| Applicable income taxes | $191,000 | 2,863 |
| Income before extraordinary items | $363,000 | 4,868 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $363,000 | 4,868 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $50,000 | 5,620 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $334,620 | 5,136 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $3,207,000 | 5,926 |
| Total interest expense | $1,459,000 | 5,497 |
| Net interest income | $1,748,000 | 6,114 |
| Provision for loan and lease losses | $65,000 | 5,634 |
| Total noninterest income | $181,000 | 6,307 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $101,000 | 5,512 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $80,000 | 5,953 |
| Total noninterest expense | $1,350,000 | 6,494 |
| Salaries and employee benefits | $843,000 | 6,155 |
| Premises and equipment expense | $132,000 | 6,927 |
| Additional noninterest expense | $375,000 | 6,616 |
| Pre-tax net operating income | $514,000 | 4,903 |
| Securities gains (losses) | $43,000 | 1,518 |
| Applicable income taxes | $183,000 | 3,009 |
| Income before extraordinary items | $374,000 | 4,879 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $374,000 | 4,876 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $50,000 | 4,686 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $345,190 | 5,178 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $2,128,000 | 6,009 |
| Total interest expense | $964,000 | 5,672 |
| Net interest income | $1,164,000 | 6,133 |
| Provision for loan and lease losses | $50,000 | 5,164 |
| Total noninterest income | $121,000 | 6,355 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $63,000 | 5,622 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $58,000 | 5,909 |
| Total noninterest expense | $889,000 | 6,569 |
| Salaries and employee benefits | $558,000 | 6,236 |
| Premises and equipment expense | $84,000 | 7,047 |
| Additional noninterest expense | $247,000 | 6,674 |
| Pre-tax net operating income | $346,000 | 5,060 |
| Securities gains (losses) | $43,000 | 1,544 |
| Applicable income taxes | $132,000 | 3,162 |
| Income before extraordinary items | $257,000 | 5,238 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $257,000 | 5,239 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,000 | 4,059 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $228,620 | 5,347 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,022,000 | 6,170 |
| Total interest expense | $470,000 | 5,914 |
| Net interest income | $552,000 | 6,286 |
| Provision for loan and lease losses | $30,000 | 4,346 |
| Total noninterest income | $33,000 | 7,206 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $30,000 | 5,688 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $3,000 | 7,909 |
| Total noninterest expense | $432,000 | 6,647 |
| Salaries and employee benefits | $271,000 | 6,335 |
| Premises and equipment expense | $41,000 | 7,126 |
| Additional noninterest expense | $120,000 | 6,721 |
| Pre-tax net operating income | $123,000 | 5,731 |
| Securities gains (losses) | $43,000 | 1,162 |
| Applicable income taxes | $57,000 | 3,422 |
| Income before extraordinary items | $109,000 | 5,722 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $109,000 | 5,725 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,217 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $80,620 | 6,022 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $4,076,000 | 6,192 |
| Total interest expense | $1,709,000 | 6,162 |
| Net interest income | $2,367,000 | 6,111 |
| Provision for loan and lease losses | $260,000 | 3,438 |
| Total noninterest income | $148,000 | 7,149 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $138,000 | 5,560 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $10,000 | 8,060 |
| Total noninterest expense | $1,681,000 | 6,636 |
| Salaries and employee benefits | $1,060,000 | 6,305 |
| Premises and equipment expense | $148,000 | 7,268 |
| Additional noninterest expense | $473,000 | 6,719 |
| Pre-tax net operating income | $574,000 | 5,758 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $197,000 | 3,860 |
| Income before extraordinary items | $377,000 | 6,126 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $377,000 | 6,125 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $188,000 | 2,940 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $377,000 | 6,114 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $2,977,000 | 6,278 |
| Total interest expense | $1,227,000 | 6,287 |
| Net interest income | $1,750,000 | 6,178 |
| Provision for loan and lease losses | $230,000 | 2,752 |
| Total noninterest income | $112,000 | 7,178 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $112,000 | 5,447 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $0 | 8,377 |
| Total noninterest expense | $1,226,000 | 6,699 |
| Salaries and employee benefits | $772,000 | 6,360 |
| Premises and equipment expense | $111,000 | 7,265 |
| Additional noninterest expense | $343,000 | 6,789 |
| Pre-tax net operating income | $406,000 | 6,145 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $171,000 | 3,896 |
| Income before extraordinary items | $235,000 | 6,632 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $235,000 | 6,629 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $178,000 | 2,121 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $235,000 | 6,616 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $1,940,000 | 6,364 |
| Total interest expense | $757,000 | 6,475 |
| Net interest income | $1,183,000 | 6,187 |
| Provision for loan and lease losses | $200,000 | 2,152 |
| Total noninterest income | $75,000 | 7,211 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $69,000 | 5,607 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $6,000 | 8,115 |
| Total noninterest expense | $810,000 | 6,777 |
| Salaries and employee benefits | $511,000 | 6,430 |
| Premises and equipment expense | $73,000 | 7,311 |
| Additional noninterest expense | $226,000 | 6,830 |
| Pre-tax net operating income | $248,000 | 6,368 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $115,000 | 3,971 |
| Income before extraordinary items | $133,000 | 6,879 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $133,000 | 6,879 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 3,969 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $133,000 | 6,867 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $900,000 | 6,558 |
| Total interest expense | $342,000 | 6,687 |
| Net interest income | $558,000 | 6,365 |
| Provision for loan and lease losses | $20,000 | 4,351 |
| Total noninterest income | $36,000 | 7,257 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $33,000 | 5,642 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $3,000 | 8,103 |
| Total noninterest expense | $403,000 | 6,813 |
| Salaries and employee benefits | $252,000 | 6,508 |
| Premises and equipment expense | $36,000 | 7,349 |
| Additional noninterest expense | $115,000 | 6,805 |
| Pre-tax net operating income | $171,000 | 5,810 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $58,000 | 3,953 |
| Income before extraordinary items | $113,000 | 6,199 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $113,000 | 6,198 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 4,238 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $113,000 | 6,181 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $3,319,000 | 6,551 |
| Total interest expense | $1,217,000 | 6,562 |
| Net interest income | $2,102,000 | 6,450 |
| Provision for loan and lease losses | $110,000 | 4,597 |
| Total noninterest income | $159,000 | 7,234 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $148,000 | 5,553 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $11,000 | 8,227 |
| Total noninterest expense | $1,603,000 | 6,724 |
| Salaries and employee benefits | $962,000 | 6,504 |
| Premises and equipment expense | $173,000 | 6,996 |
| Additional noninterest expense | $468,000 | 6,689 |
| Pre-tax net operating income | $548,000 | 6,330 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $187,000 | 4,360 |
| Income before extraordinary items | $361,000 | 6,673 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $361,000 | 6,677 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $46,000 | 4,164 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $361,000 | 6,672 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $2,423,000 | 6,635 |
| Total interest expense | $885,000 | 6,599 |
| Net interest income | $1,538,000 | 6,565 |
| Provision for loan and lease losses | $80,000 | 4,494 |
| Total noninterest income | $122,000 | 7,265 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $113,000 | 5,578 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $9,000 | 8,272 |
| Total noninterest expense | $1,201,000 | 6,743 |
| Salaries and employee benefits | $718,000 | 6,521 |
| Premises and equipment expense | $135,000 | 6,956 |
| Additional noninterest expense | $348,000 | 6,725 |
| Pre-tax net operating income | $379,000 | 6,692 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $147,000 | 4,495 |
| Income before extraordinary items | $232,000 | 7,054 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $232,000 | 7,059 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $37,000 | 3,575 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $232,000 | 7,053 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $1,535,000 | 6,746 |
| Total interest expense | $574,000 | 6,584 |
| Net interest income | $961,000 | 6,755 |
| Provision for loan and lease losses | $30,000 | 4,987 |
| Total noninterest income | $84,000 | 7,265 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $78,000 | 5,510 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $6,000 | 8,317 |
| Total noninterest expense | $811,000 | 6,733 |
| Salaries and employee benefits | $471,000 | 6,580 |
| Premises and equipment expense | $90,000 | 6,981 |
| Additional noninterest expense | $250,000 | 6,575 |
| Pre-tax net operating income | $204,000 | 7,060 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $83,000 | 4,745 |
| Income before extraordinary items | $121,000 | 7,374 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $121,000 | 7,373 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 3,101 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $121,000 | 7,381 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $732,000 | 6,846 |
| Total interest expense | $281,000 | 6,532 |
| Net interest income | $451,000 | 6,934 |
| Provision for loan and lease losses | $15,000 | 4,758 |
| Total noninterest income | $41,000 | 7,270 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $38,000 | 5,504 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $3,000 | 8,266 |
| Total noninterest expense | $423,000 | 6,630 |
| Salaries and employee benefits | $238,000 | 6,577 |
| Premises and equipment expense | $46,000 | 6,927 |
| Additional noninterest expense | $139,000 | 6,274 |
| Pre-tax net operating income | $54,000 | 7,643 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $24,000 | 5,226 |
| Income before extraordinary items | $30,000 | 7,837 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $30,000 | 7,837 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 2,876 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $30,000 | 7,833 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $2,634,000 | 6,895 |
| Total interest expense | $838,000 | 6,676 |
| Net interest income | $1,796,000 | 6,887 |
| Provision for loan and lease losses | $36,000 | 6,047 |
| Total noninterest income | $181,000 | 7,214 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $158,000 | 5,526 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $23,000 | 8,051 |
| Total noninterest expense | $1,412,000 | 7,034 |
| Salaries and employee benefits | $837,000 | 6,818 |
| Premises and equipment expense | $158,000 | 7,188 |
| Additional noninterest expense | $417,000 | 7,001 |
| Pre-tax net operating income | $529,000 | 6,656 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $221,000 | 4,533 |
| Income before extraordinary items | $308,000 | 7,150 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $308,000 | 7,151 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $91,000 | 3,481 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $308,000 | 7,134 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $1,936,000 | 6,954 |
| Total interest expense | $564,000 | 6,849 |
| Net interest income | $1,372,000 | 6,884 |
| Provision for loan and lease losses | $27,000 | 5,913 |
| Total noninterest income | $134,000 | 7,264 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $121,000 | 5,512 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $13,000 | 8,252 |
| Total noninterest expense | $1,073,000 | 7,005 |
| Salaries and employee benefits | $630,000 | 6,788 |
| Premises and equipment expense | $135,000 | 6,936 |
| Additional noninterest expense | $308,000 | 7,039 |
| Pre-tax net operating income | $406,000 | 6,759 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $172,000 | 4,641 |
| Income before extraordinary items | $234,000 | 7,279 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $234,000 | 7,280 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $73,000 | 2,976 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $234,000 | 7,243 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,247,000 | 6,994 |
| Total interest expense | $344,000 | 6,935 |
| Net interest income | $903,000 | 6,931 |
| Provision for loan and lease losses | $18,000 | 5,733 |
| Total noninterest income | $98,000 | 7,094 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $88,000 | 5,294 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $10,000 | 8,146 |
| Total noninterest expense | $727,000 | 6,976 |
| Salaries and employee benefits | $424,000 | 6,787 |
| Premises and equipment expense | $96,000 | 6,780 |
| Additional noninterest expense | $207,000 | 7,008 |
| Pre-tax net operating income | $256,000 | 6,868 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $122,000 | 4,547 |
| Income before extraordinary items | $134,000 | 7,477 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $134,000 | 7,479 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $57,000 | 2,562 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $134,000 | 7,434 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $592,000 | 7,133 |
| Total interest expense | $170,000 | 6,918 |
| Net interest income | $422,000 | 7,130 |
| Provision for loan and lease losses | $9,000 | 5,480 |
| Total noninterest income | $50,000 | 7,067 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $43,000 | 5,318 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $7,000 | 8,020 |
| Total noninterest expense | $364,000 | 7,017 |
| Salaries and employee benefits | $220,000 | 6,753 |
| Premises and equipment expense | $47,000 | 6,898 |
| Additional noninterest expense | $97,000 | 7,205 |
| Pre-tax net operating income | $99,000 | 7,230 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $52,000 | 4,706 |
| Income before extraordinary items | $47,000 | 7,813 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $47,000 | 7,813 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 3,609 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $47,000 | 7,787 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $2,055,000 | 7,328 |
| Total interest expense | $684,000 | 6,653 |
| Net interest income | $1,371,000 | 7,494 |
| Provision for loan and lease losses | $50,000 | 5,899 |
| Total noninterest income | $240,000 | 6,845 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $209,000 | 5,129 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $31,000 | 7,936 |
| Total noninterest expense | $1,291,000 | 7,279 |
| Salaries and employee benefits | $753,000 | 7,104 |
| Premises and equipment expense | $139,000 | 7,453 |
| Additional noninterest expense | $399,000 | 7,129 |
| Pre-tax net operating income | $270,000 | 7,543 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $60,000 | 5,928 |
| Income before extraordinary items | $210,000 | 7,599 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $210,000 | 7,601 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $41,000 | 4,883 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $210,000 | 7,560 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $1,494,000 | 7,405 |
| Total interest expense | $515,000 | 6,633 |
| Net interest income | $979,000 | 7,617 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $186,000 | 6,817 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $156,000 | 5,186 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $30,000 | 7,707 |
| Total noninterest expense | $957,000 | 7,272 |
| Salaries and employee benefits | $563,000 | 7,072 |
| Premises and equipment expense | $91,000 | 7,696 |
| Additional noninterest expense | $303,000 | 7,060 |
| Pre-tax net operating income | $208,000 | 7,659 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $71,000 | 5,694 |
| Income before extraordinary items | $137,000 | 7,866 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $137,000 | 7,869 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 5,778 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $137,000 | 7,820 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $955,000 | 7,538 |
| Total interest expense | $345,000 | 6,653 |
| Net interest income | $610,000 | 7,789 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $122,000 | 6,867 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $97,000 | 5,328 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $25,000 | 7,479 |
| Total noninterest expense | $612,000 | 7,416 |
| Salaries and employee benefits | $348,000 | 7,307 |
| Premises and equipment expense | $59,000 | 7,770 |
| Additional noninterest expense | $205,000 | 7,075 |
| Pre-tax net operating income | $120,000 | 7,758 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $41,000 | 5,802 |
| Income before extraordinary items | $79,000 | 7,983 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $79,000 | 7,985 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,314 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $79,000 | 7,923 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $461,000 | 7,669 |
| Total interest expense | $175,000 | 6,691 |
| Net interest income | $286,000 | 7,936 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $48,000 | 7,273 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $46,000 | 5,389 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $2,000 | 8,709 |
| Total noninterest expense | $299,000 | 7,506 |
| Salaries and employee benefits | $156,000 | 7,599 |
| Premises and equipment expense | $30,000 | 7,774 |
| Additional noninterest expense | $113,000 | 6,847 |
| Pre-tax net operating income | $35,000 | 8,111 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $12,000 | 6,136 |
| Income before extraordinary items | $23,000 | 8,272 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $23,000 | 8,273 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $23,000 | 8,203 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $1,864,000 | 7,695 |
| Total interest expense | $766,000 | 6,821 |
| Net interest income | $1,098,000 | 7,966 |
| Provision for loan and lease losses | $59,000 | 6,101 |
| Total noninterest income | $358,000 | 6,214 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $183,000 | 5,455 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $175,000 | 5,552 |
| Total noninterest expense | $1,127,000 | 7,625 |
| Salaries and employee benefits | $652,000 | 7,495 |
| Premises and equipment expense | $114,000 | 7,887 |
| Additional noninterest expense | $361,000 | 7,375 |
| Pre-tax net operating income | $270,000 | 7,555 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $91,000 | 5,815 |
| Income before extraordinary items | $179,000 | 7,867 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $179,000 | 7,868 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $131,000 | 3,600 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $179,000 | 7,734 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $1,446,000 | 7,720 |
| Total interest expense | $583,000 | 6,924 |
| Net interest income | $863,000 | 7,949 |
| Provision for loan and lease losses | $9,000 | 7,157 |
| Total noninterest income | $278,000 | 6,172 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $131,000 | 5,584 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $147,000 | 5,381 |
| Total noninterest expense | $850,000 | 7,595 |
| Salaries and employee benefits | $495,000 | 7,414 |
| Premises and equipment expense | $85,000 | 7,908 |
| Additional noninterest expense | $270,000 | 7,397 |
| Pre-tax net operating income | $282,000 | 7,265 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $90,000 | 5,682 |
| Income before extraordinary items | $192,000 | 7,634 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $192,000 | 7,636 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $103,000 | 3,187 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $192,000 | 7,485 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,010,000 | 7,664 |
| Total interest expense | $396,000 | 7,001 |
| Net interest income | $614,000 | 7,856 |
| Provision for loan and lease losses | $9,000 | 6,877 |
| Total noninterest income | $170,000 | 6,353 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $90,000 | 5,497 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $80,000 | 5,712 |
| Total noninterest expense | $569,000 | 7,605 |
| Salaries and employee benefits | $338,000 | 7,384 |
| Premises and equipment expense | $55,000 | 7,952 |
| Additional noninterest expense | $176,000 | 7,450 |
| Pre-tax net operating income | $206,000 | 7,161 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $65,000 | 5,639 |
| Income before extraordinary items | $141,000 | 7,538 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $141,000 | 7,541 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 6,006 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $141,000 | 7,354 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $506,000 | 7,713 |
| Total interest expense | $207,000 | 6,979 |
| Net interest income | $299,000 | 7,932 |
| Provision for loan and lease losses | $9,000 | 6,152 |
| Total noninterest income | $83,000 | 6,334 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $43,000 | 5,528 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $40,000 | 5,700 |
| Total noninterest expense | $285,000 | 7,635 |
| Salaries and employee benefits | $167,000 | 7,447 |
| Premises and equipment expense | $26,000 | 8,056 |
| Additional noninterest expense | $92,000 | 7,360 |
| Pre-tax net operating income | $88,000 | 7,397 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $26,000 | 5,851 |
| Income before extraordinary items | $62,000 | 7,651 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $62,000 | 7,651 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 4,853 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $62,000 | 7,501 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $2,507,000 | 7,350 |
| Total interest expense | $913,000 | 7,165 |
| Net interest income | $1,594,000 | 7,281 |
| Provision for loan and lease losses | $74,000 | 6,206 |
| Total noninterest income | $182,000 | 7,500 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $153,000 | 5,799 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $29,000 | 8,234 |
| Total noninterest expense | $1,157,000 | 7,574 |
| Salaries and employee benefits | $666,000 | 7,423 |
| Premises and equipment expense | $110,000 | 8,038 |
| Additional noninterest expense | $381,000 | 7,283 |
| Pre-tax net operating income | $545,000 | 6,591 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $190,000 | 5,188 |
| Income before extraordinary items | $355,000 | 7,048 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $355,000 | 7,049 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $41,000 | 5,538 |
| Cash dividends | $50,000 | 5,952 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $355,000 | 6,927 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $2,296,000 | 7,952 |
| Total interest expense | $1,121,000 | 7,770 |
| Net interest income | $1,175,000 | 7,936 |
| Provision for loan and lease losses | $56,000 | 6,538 |
| Total noninterest income | $295,000 | 6,473 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $176,000 | 5,441 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $119,000 | 6,018 |
| Total noninterest expense | $1,092,000 | 7,711 |
| Salaries and employee benefits | $639,000 | 7,479 |
| Premises and equipment expense | $120,000 | 8,004 |
| Additional noninterest expense | $333,000 | 7,623 |
| Pre-tax net operating income | $322,000 | 7,309 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $110,000 | 5,889 |
| Income before extraordinary items | $212,000 | 7,639 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $212,000 | 7,643 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 6,098 |
| Cash dividends | $200,000 | 4,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $212,000 | 7,518 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $2,247,000 | 8,176 |
| Total interest expense | $930,000 | 8,381 |
| Net interest income | $1,317,000 | 7,832 |
| Provision for loan and lease losses | $111,000 | 5,081 |
| Total noninterest income | $277,000 | 6,504 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $183,000 | 5,325 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $94,000 | 6,569 |
| Total noninterest expense | $1,072,000 | 7,813 |
| Salaries and employee benefits | $611,000 | 7,637 |
| Premises and equipment expense | $116,000 | 8,175 |
| Additional noninterest expense | $345,000 | 7,586 |
| Pre-tax net operating income | $411,000 | 7,411 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $108,000 | 6,418 |
| Income before extraordinary items | $303,000 | 7,451 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $303,000 | 7,451 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $103,000 | 3,525 |
| Cash dividends | $150,000 | 5,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $303,000 | 7,459 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $2,186,000 | 8,286 |
| Total interest expense | $960,000 | 8,277 |
| Net interest income | $1,226,000 | 8,142 |
| Provision for loan and lease losses | $0 | 8,503 |
| Total noninterest income | $413,000 | 5,513 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $217,000 | 4,909 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $196,000 | 4,986 |
| Total noninterest expense | $1,032,000 | 8,025 |
| Salaries and employee benefits | $583,000 | 7,846 |
| Premises and equipment expense | $114,000 | 8,350 |
| Additional noninterest expense | $335,000 | 7,830 |
| Pre-tax net operating income | $607,000 | 6,683 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $223,000 | 5,467 |
| Income before extraordinary items | $384,000 | 7,073 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $384,000 | 7,073 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 6,444 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $384,000 | 7,044 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $2,192,000 | 8,453 |
| Total interest expense | $1,011,000 | 8,395 |
| Net interest income | $1,181,000 | 8,368 |
| Provision for loan and lease losses | $49,000 | 6,673 |
| Total noninterest income | $347,000 | 6,034 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $188,000 | 5,315 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $159,000 | 5,516 |
| Total noninterest expense | $1,029,000 | 8,024 |
| Salaries and employee benefits | $532,000 | 8,156 |
| Premises and equipment expense | $121,000 | 8,248 |
| Additional noninterest expense | $376,000 | 7,417 |
| Pre-tax net operating income | $450,000 | 7,629 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $155,000 | 6,776 |
| Income before extraordinary items | $295,000 | 7,929 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $295,000 | 7,928 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 7,505 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $295,000 | 7,846 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $1,856,000 | 9,195 |
| Total interest expense | $807,000 | 9,236 |
| Net interest income | $1,049,000 | 9,065 |
| Provision for loan and lease losses | $54,000 | 6,513 |
| Total noninterest income | $261,000 | 7,091 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $174,000 | 5,757 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $87,000 | 7,166 |
| Total noninterest expense | $951,000 | 8,513 |
| Salaries and employee benefits | $491,000 | 8,671 |
| Premises and equipment expense | $108,000 | 8,773 |
| Additional noninterest expense | $352,000 | 7,791 |
| Pre-tax net operating income | $305,000 | 8,970 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $104,000 | 8,335 |
| Income before extraordinary items | $201,000 | 9,142 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $201,000 | 9,145 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $58,000 | 4,868 |
| Cash dividends | $150,000 | 5,875 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $201,000 | 9,099 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $1,684,000 | 9,830 |
| Total interest expense | $718,000 | 9,917 |
| Net interest income | $966,000 | 9,648 |
| Provision for loan and lease losses | $6,000 | 8,753 |
| Total noninterest income | $325,000 | 6,664 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $157,000 | 6,347 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $168,000 | 5,634 |
| Total noninterest expense | $1,080,000 | 8,403 |
| Salaries and employee benefits | $424,000 | 9,440 |
| Premises and equipment expense | $112,000 | 8,981 |
| Additional noninterest expense | $544,000 | 6,732 |
| Pre-tax net operating income | $205,000 | 9,759 |
| Securities gains (losses) | $7,000 | 2,762 |
| Applicable income taxes | $66,000 | 9,389 |
| Income before extraordinary items | $146,000 | 9,832 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $146,000 | 9,831 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $35,000 | 5,926 |
| Cash dividends | $125,000 | 6,318 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $141,170 | 9,821 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,468,000 | 10,582 |
| Total interest expense | $550,000 | 10,857 |
| Net interest income | $918,000 | 10,194 |
| Provision for loan and lease losses | $50,000 | 6,165 |
| Total noninterest income | $257,000 | 7,617 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $142,000 | 6,833 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $115,000 | 6,773 |
| Total noninterest expense | $807,000 | 9,743 |
| Salaries and employee benefits | $373,000 | 10,144 |
| Premises and equipment expense | $105,000 | 9,481 |
| Additional noninterest expense | $329,000 | 8,926 |
| Pre-tax net operating income | $318,000 | 9,620 |
| Securities gains (losses) | $-1,000 | 9,017 |
| Applicable income taxes | $108,000 | 9,021 |
| Income before extraordinary items | $209,000 | 9,837 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $209,000 | 9,842 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $72,000 | 4,456 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $209,660 | 9,805 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,118,000 | 11,496 |
| Total interest expense | $387,000 | 11,655 |
| Net interest income | $731,000 | 11,270 |
| Provision for loan and lease losses | $-23,000 | 11,864 |
| Total noninterest income | $191,000 | 8,902 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $132,000 | 7,306 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $59,000 | 9,142 |
| Total noninterest expense | $781,000 | 10,325 |
| Salaries and employee benefits | $337,000 | 10,880 |
| Premises and equipment expense | $119,000 | 9,419 |
| Additional noninterest expense | $325,000 | 9,657 |
| Pre-tax net operating income | $164,000 | 11,167 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $56,000 | 10,313 |
| Income before extraordinary items | $108,000 | 11,310 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $108,000 | 11,315 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 7,270 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $108,000 | 11,347 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,234,000 | 11,816 |
| Total interest expense | $387,000 | 12,282 |
| Net interest income | $847,000 | 11,354 |
| Provision for loan and lease losses | $24,000 | 8,778 |
| Total noninterest income | $181,000 | 9,582 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $123,000 | 7,765 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $58,000 | 9,638 |
| Total noninterest expense | $920,000 | 10,114 |
| Salaries and employee benefits | $360,000 | 11,048 |
| Premises and equipment expense | $131,000 | 9,437 |
| Additional noninterest expense | $429,000 | 8,939 |
| Pre-tax net operating income | $84,000 | 11,972 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $29,000 | 11,409 |
| Income before extraordinary items | $55,000 | 12,216 |
| Extraordinary gains, net | $66,000 | 1,954 |
| Net income | $121,000 | 11,616 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $36,000 | 6,716 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $55,000 | 12,068 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,466,000 | 12,043 |
| Total interest expense | $586,000 | 12,351 |
| Net interest income | $880,000 | 11,596 |
| Provision for loan and lease losses | $128,000 | 6,547 |
| Total noninterest income | $205,000 | 9,315 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $152,000 | 7,048 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $53,000 | 10,222 |
| Total noninterest expense | $858,000 | 10,718 |
| Salaries and employee benefits | $336,000 | 11,595 |
| Premises and equipment expense | $112,000 | 10,321 |
| Additional noninterest expense | $410,000 | 9,438 |
| Pre-tax net operating income | $99,000 | 12,031 |
| Securities gains (losses) | $40,000 | 4,499 |
| Applicable income taxes | $75,000 | 10,571 |
| Income before extraordinary items | $64,000 | 12,420 |
| Extraordinary gains, net | $47,000 | 1,012 |
| Net income | $111,000 | 11,872 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $182,000 | 4,417 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $38,400 | 12,400 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.