Home > Texas Star Bank > Income and Expense
Texas Star Bank, Income and Expense
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $10,767,000 | 1,443 |
| Total interest expense | $912,000 | 2,470 |
| Net interest income | $9,855,000 | 1,284 |
| Provision for loan and lease losses | $250,000 | 1,374 |
| Total noninterest income | $1,209,000 | 1,756 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $558,000 | 1,034 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $651,000 | 1,925 |
| Total noninterest expense | $5,815,000 | 1,708 |
| Salaries and employee benefits | $3,646,000 | 1,585 |
| Premises and equipment expense | $609,000 | 1,801 |
| Additional noninterest expense | $1,560,000 | 1,873 |
| Pre-tax net operating income | $4,999,000 | 1,055 |
| Securities gains (losses) | $0 | 1,702 |
| Applicable income taxes | $1,069,000 | 875 |
| Income before extraordinary items | $3,930,000 | 1,127 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $3,930,000 | 1,127 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $3,930,000 | 1,127 |
| Net charge-offs | $86,000 | 1,494 |
| Cash dividends | $8,157,000 | 309 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $3,930,000 | 1,104 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $5,261,000 | 1,466 |
| Total interest expense | $431,000 | 2,527 |
| Net interest income | $4,830,000 | 1,306 |
| Provision for loan and lease losses | $180,000 | 1,010 |
| Total noninterest income | $599,000 | 1,732 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $285,000 | 1,001 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $314,000 | 1,928 |
| Total noninterest expense | $2,712,000 | 1,799 |
| Salaries and employee benefits | $1,622,000 | 1,751 |
| Premises and equipment expense | $310,000 | 1,794 |
| Additional noninterest expense | $780,000 | 1,861 |
| Pre-tax net operating income | $2,537,000 | 1,011 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $533,000 | 866 |
| Income before extraordinary items | $2,004,000 | 1,086 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,004,000 | 1,085 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $2,004,000 | 1,085 |
| Net charge-offs | $45,000 | 1,268 |
| Cash dividends | $1,971,000 | 522 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $2,004,000 | 1,067 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $19,722,000 | 1,472 |
| Total interest expense | $1,468,000 | 2,371 |
| Net interest income | $18,254,000 | 1,338 |
| Provision for loan and lease losses | $430,000 | 1,590 |
| Total noninterest income | $2,836,000 | 1,612 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $1,185,000 | 1,004 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,651,000 | 1,692 |
| Total noninterest expense | $11,035,000 | 1,750 |
| Salaries and employee benefits | $6,483,000 | 1,706 |
| Premises and equipment expense | $1,291,000 | 1,704 |
| Additional noninterest expense | $3,261,000 | 1,781 |
| Pre-tax net operating income | $9,625,000 | 1,068 |
| Securities gains (losses) | $0 | 1,125 |
| Applicable income taxes | $2,007,000 | 869 |
| Income before extraordinary items | $7,618,000 | 1,130 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $7,618,000 | 1,129 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $7,618,000 | 1,129 |
| Net charge-offs | $460,000 | 1,005 |
| Cash dividends | $2,112,000 | 1,408 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $7,618,000 | 1,126 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $14,508,000 | 1,471 |
| Total interest expense | $1,101,000 | 2,300 |
| Net interest income | $13,407,000 | 1,356 |
| Provision for loan and lease losses | $375,000 | 1,376 |
| Total noninterest income | $2,158,000 | 1,609 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $871,000 | 1,021 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,287,000 | 1,667 |
| Total noninterest expense | $8,059,000 | 1,786 |
| Salaries and employee benefits | $4,594,000 | 1,774 |
| Premises and equipment expense | $992,000 | 1,695 |
| Additional noninterest expense | $2,473,000 | 1,772 |
| Pre-tax net operating income | $7,131,000 | 1,085 |
| Securities gains (losses) | $0 | 1,118 |
| Applicable income taxes | $1,483,000 | 898 |
| Income before extraordinary items | $5,648,000 | 1,146 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $5,648,000 | 1,145 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $5,648,000 | 1,145 |
| Net charge-offs | $229,000 | 1,147 |
| Cash dividends | $2,112,000 | 1,021 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $5,648,000 | 1,138 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $9,429,000 | 1,494 |
| Total interest expense | $733,000 | 2,212 |
| Net interest income | $8,696,000 | 1,391 |
| Provision for loan and lease losses | $240,000 | 1,369 |
| Total noninterest income | $1,363,000 | 1,661 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $567,000 | 1,045 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $796,000 | 1,737 |
| Total noninterest expense | $5,372,000 | 1,800 |
| Salaries and employee benefits | $3,072,000 | 1,790 |
| Premises and equipment expense | $661,000 | 1,709 |
| Additional noninterest expense | $1,639,000 | 1,777 |
| Pre-tax net operating income | $4,447,000 | 1,125 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $924,000 | 930 |
| Income before extraordinary items | $3,523,000 | 1,172 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $3,523,000 | 1,170 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $3,523,000 | 1,171 |
| Net charge-offs | $65,000 | 1,587 |
| Cash dividends | $1,312,000 | 1,075 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $3,523,000 | 1,172 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $4,605,000 | 1,509 |
| Total interest expense | $374,000 | 2,114 |
| Net interest income | $4,231,000 | 1,428 |
| Provision for loan and lease losses | $80,000 | 1,644 |
| Total noninterest income | $641,000 | 1,723 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $276,000 | 1,081 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $365,000 | 1,807 |
| Total noninterest expense | $2,515,000 | 1,922 |
| Salaries and employee benefits | $1,449,000 | 1,897 |
| Premises and equipment expense | $330,000 | 1,725 |
| Additional noninterest expense | $736,000 | 1,950 |
| Pre-tax net operating income | $2,277,000 | 1,078 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $473,000 | 904 |
| Income before extraordinary items | $1,804,000 | 1,135 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $1,804,000 | 1,134 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $1,804,000 | 1,135 |
| Net charge-offs | $-11,000 | 4,784 |
| Cash dividends | $1,312,000 | 585 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $1,804,000 | 1,128 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $17,952,000 | 1,488 |
| Total interest expense | $1,455,000 | 1,972 |
| Net interest income | $16,497,000 | 1,415 |
| Provision for loan and lease losses | $420,000 | 1,602 |
| Total noninterest income | $2,673,000 | 1,705 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $1,145,000 | 1,055 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,528,000 | 1,799 |
| Total noninterest expense | $11,073,000 | 1,725 |
| Salaries and employee benefits | $5,995,000 | 1,827 |
| Premises and equipment expense | $1,333,000 | 1,697 |
| Additional noninterest expense | $3,745,000 | 1,606 |
| Pre-tax net operating income | $7,677,000 | 1,217 |
| Securities gains (losses) | $0 | 2,243 |
| Applicable income taxes | $3,111,000 | 932 |
| Income before extraordinary items | $4,566,000 | 1,444 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $4,566,000 | 1,443 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $4,566,000 | 1,444 |
| Net charge-offs | $287,000 | 1,521 |
| Cash dividends | $1,413,000 | 1,778 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $4,566,000 | 1,431 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $13,292,000 | 1,505 |
| Total interest expense | $1,075,000 | 1,971 |
| Net interest income | $12,217,000 | 1,434 |
| Provision for loan and lease losses | $380,000 | 1,401 |
| Total noninterest income | $2,004,000 | 1,722 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $864,000 | 1,056 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,140,000 | 1,817 |
| Total noninterest expense | $8,124,000 | 1,779 |
| Salaries and employee benefits | $4,372,000 | 1,864 |
| Premises and equipment expense | $1,003,000 | 1,689 |
| Additional noninterest expense | $2,749,000 | 1,625 |
| Pre-tax net operating income | $5,717,000 | 1,250 |
| Securities gains (losses) | $0 | 2,274 |
| Applicable income taxes | $1,985,000 | 913 |
| Income before extraordinary items | $3,732,000 | 1,454 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $3,732,000 | 1,453 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $3,732,000 | 1,454 |
| Net charge-offs | $302,000 | 1,109 |
| Cash dividends | $1,413,000 | 1,361 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $3,732,000 | 1,438 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $8,764,000 | 1,505 |
| Total interest expense | $710,000 | 1,947 |
| Net interest income | $8,054,000 | 1,439 |
| Provision for loan and lease losses | $200,000 | 1,539 |
| Total noninterest income | $1,315,000 | 1,735 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $580,000 | 1,037 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $735,000 | 1,871 |
| Total noninterest expense | $5,312,000 | 1,818 |
| Salaries and employee benefits | $2,980,000 | 1,843 |
| Premises and equipment expense | $684,000 | 1,654 |
| Additional noninterest expense | $1,648,000 | 1,786 |
| Pre-tax net operating income | $3,857,000 | 1,227 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $1,333,000 | 913 |
| Income before extraordinary items | $2,524,000 | 1,417 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,524,000 | 1,417 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,524,000 | 1,418 |
| Net charge-offs | $116,000 | 1,413 |
| Cash dividends | $1,412,000 | 1,006 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $2,524,000 | 1,399 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $4,310,000 | 1,511 |
| Total interest expense | $356,000 | 1,930 |
| Net interest income | $3,954,000 | 1,461 |
| Provision for loan and lease losses | $150,000 | 1,115 |
| Total noninterest income | $634,000 | 1,753 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $288,000 | 1,035 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $346,000 | 1,910 |
| Total noninterest expense | $2,622,000 | 1,847 |
| Salaries and employee benefits | $1,440,000 | 1,914 |
| Premises and equipment expense | $343,000 | 1,671 |
| Additional noninterest expense | $839,000 | 1,768 |
| Pre-tax net operating income | $1,816,000 | 1,276 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $619,000 | 936 |
| Income before extraordinary items | $1,197,000 | 1,470 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $1,197,000 | 1,470 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $1,197,000 | 1,470 |
| Net charge-offs | $65,000 | 1,174 |
| Cash dividends | $1,412,000 | 546 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $1,197,000 | 1,453 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $16,548,000 | 1,531 |
| Total interest expense | $1,576,000 | 1,738 |
| Net interest income | $14,972,000 | 1,496 |
| Provision for loan and lease losses | $600,000 | 1,295 |
| Total noninterest income | $2,622,000 | 1,794 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $1,267,000 | 972 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $1,355,000 | 2,021 |
| Total noninterest expense | $10,171,000 | 1,877 |
| Salaries and employee benefits | $5,590,000 | 1,911 |
| Premises and equipment expense | $1,350,000 | 1,676 |
| Additional noninterest expense | $3,231,000 | 1,847 |
| Pre-tax net operating income | $6,823,000 | 1,268 |
| Securities gains (losses) | $0 | 3,212 |
| Applicable income taxes | $2,298,000 | 940 |
| Income before extraordinary items | $4,525,000 | 1,499 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $4,525,000 | 1,498 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $4,525,000 | 1,498 |
| Net charge-offs | $131,000 | 2,349 |
| Cash dividends | $727,000 | 2,552 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $4,525,000 | 1,472 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $12,260,000 | 1,554 |
| Total interest expense | $1,183,000 | 1,735 |
| Net interest income | $11,077,000 | 1,513 |
| Provision for loan and lease losses | $540,000 | 1,086 |
| Total noninterest income | $1,961,000 | 1,805 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $954,000 | 961 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $1,007,000 | 2,035 |
| Total noninterest expense | $7,564,000 | 1,894 |
| Salaries and employee benefits | $4,095,000 | 1,942 |
| Premises and equipment expense | $1,014,000 | 1,678 |
| Additional noninterest expense | $2,455,000 | 1,822 |
| Pre-tax net operating income | $4,934,000 | 1,332 |
| Securities gains (losses) | $0 | 3,160 |
| Applicable income taxes | $1,660,000 | 1,004 |
| Income before extraordinary items | $3,274,000 | 1,562 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $3,274,000 | 1,561 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $3,274,000 | 1,562 |
| Net charge-offs | $28,000 | 2,953 |
| Cash dividends | $727,000 | 2,006 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $3,274,000 | 1,527 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $7,922,000 | 1,605 |
| Total interest expense | $780,000 | 1,748 |
| Net interest income | $7,142,000 | 1,573 |
| Provision for loan and lease losses | $360,000 | 1,096 |
| Total noninterest income | $1,299,000 | 1,797 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $626,000 | 964 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $673,000 | 2,001 |
| Total noninterest expense | $4,979,000 | 1,920 |
| Salaries and employee benefits | $2,701,000 | 1,964 |
| Premises and equipment expense | $673,000 | 1,686 |
| Additional noninterest expense | $1,605,000 | 1,866 |
| Pre-tax net operating income | $3,102,000 | 1,373 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $1,040,000 | 1,049 |
| Income before extraordinary items | $2,062,000 | 1,621 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $2,062,000 | 1,622 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,062,000 | 1,622 |
| Net charge-offs | $25,000 | 2,619 |
| Cash dividends | $728,000 | 1,593 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $2,062,000 | 1,574 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $3,870,000 | 1,637 |
| Total interest expense | $386,000 | 1,752 |
| Net interest income | $3,484,000 | 1,616 |
| Provision for loan and lease losses | $170,000 | 1,076 |
| Total noninterest income | $614,000 | 1,818 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $308,000 | 978 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $306,000 | 2,066 |
| Total noninterest expense | $2,476,000 | 1,938 |
| Salaries and employee benefits | $1,330,000 | 2,004 |
| Premises and equipment expense | $340,000 | 1,678 |
| Additional noninterest expense | $806,000 | 1,842 |
| Pre-tax net operating income | $1,452,000 | 1,431 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $485,000 | 1,083 |
| Income before extraordinary items | $967,000 | 1,674 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $967,000 | 1,675 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $967,000 | 1,675 |
| Net charge-offs | $3,000 | 2,735 |
| Cash dividends | $728,000 | 933 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $967,000 | 1,634 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $14,427,000 | 1,719 |
| Total interest expense | $1,564,000 | 1,716 |
| Net interest income | $12,863,000 | 1,704 |
| Provision for loan and lease losses | $450,000 | 1,461 |
| Total noninterest income | $2,519,000 | 1,825 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $1,285,000 | 973 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $1,234,000 | 2,107 |
| Total noninterest expense | $9,676,000 | 1,955 |
| Salaries and employee benefits | $4,987,000 | 2,061 |
| Premises and equipment expense | $1,383,000 | 1,652 |
| Additional noninterest expense | $3,306,000 | 1,825 |
| Pre-tax net operating income | $5,256,000 | 1,517 |
| Securities gains (losses) | $0 | 3,216 |
| Applicable income taxes | $1,751,000 | 1,108 |
| Income before extraordinary items | $3,505,000 | 1,792 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $3,505,000 | 1,793 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $3,505,000 | 1,794 |
| Net charge-offs | $303,000 | 1,591 |
| Cash dividends | $550,000 | 2,822 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $3,505,000 | 1,761 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $10,720,000 | 1,745 |
| Total interest expense | $1,177,000 | 1,734 |
| Net interest income | $9,543,000 | 1,734 |
| Provision for loan and lease losses | $400,000 | 1,230 |
| Total noninterest income | $1,881,000 | 1,827 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $964,000 | 978 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $917,000 | 2,138 |
| Total noninterest expense | $7,367,000 | 1,932 |
| Salaries and employee benefits | $3,841,000 | 2,023 |
| Premises and equipment expense | $1,038,000 | 1,666 |
| Additional noninterest expense | $2,488,000 | 1,823 |
| Pre-tax net operating income | $3,657,000 | 1,632 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $1,216,000 | 1,206 |
| Income before extraordinary items | $2,441,000 | 1,930 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,441,000 | 1,932 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $2,441,000 | 1,932 |
| Net charge-offs | $232,000 | 1,412 |
| Cash dividends | $550,000 | 2,213 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $2,441,000 | 1,896 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $7,083,000 | 1,765 |
| Total interest expense | $789,000 | 1,733 |
| Net interest income | $6,294,000 | 1,754 |
| Provision for loan and lease losses | $300,000 | 1,096 |
| Total noninterest income | $1,214,000 | 1,892 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $630,000 | 981 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $584,000 | 2,227 |
| Total noninterest expense | $4,810,000 | 1,983 |
| Salaries and employee benefits | $2,555,000 | 2,046 |
| Premises and equipment expense | $688,000 | 1,688 |
| Additional noninterest expense | $1,567,000 | 1,925 |
| Pre-tax net operating income | $2,398,000 | 1,632 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $797,000 | 1,225 |
| Income before extraordinary items | $1,601,000 | 1,932 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,601,000 | 1,934 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $1,601,000 | 1,934 |
| Net charge-offs | $244,000 | 1,061 |
| Cash dividends | $350,000 | 2,271 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $1,601,000 | 1,889 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $3,531,000 | 1,764 |
| Total interest expense | $395,000 | 1,747 |
| Net interest income | $3,136,000 | 1,751 |
| Provision for loan and lease losses | $150,000 | 1,060 |
| Total noninterest income | $593,000 | 1,888 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $314,000 | 972 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $279,000 | 2,216 |
| Total noninterest expense | $2,451,000 | 1,932 |
| Salaries and employee benefits | $1,293,000 | 2,022 |
| Premises and equipment expense | $354,000 | 1,670 |
| Additional noninterest expense | $804,000 | 1,875 |
| Pre-tax net operating income | $1,128,000 | 1,673 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $374,000 | 1,242 |
| Income before extraordinary items | $754,000 | 2,009 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $754,000 | 2,011 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $754,000 | 2,011 |
| Net charge-offs | $48,000 | 1,594 |
| Cash dividends | $350,000 | 1,409 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $754,000 | 1,950 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $13,259,000 | 1,884 |
| Total interest expense | $1,750,000 | 1,655 |
| Net interest income | $11,509,000 | 1,893 |
| Provision for loan and lease losses | $0 | 4,603 |
| Total noninterest income | $2,721,000 | 1,678 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $1,303,000 | 1,021 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,418,000 | 1,840 |
| Total noninterest expense | $9,820,000 | 1,927 |
| Salaries and employee benefits | $5,209,000 | 1,966 |
| Premises and equipment expense | $1,417,000 | 1,648 |
| Additional noninterest expense | $3,194,000 | 1,931 |
| Pre-tax net operating income | $4,410,000 | 1,706 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $1,468,000 | 1,215 |
| Income before extraordinary items | $2,942,000 | 2,052 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $2,942,000 | 2,052 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,942,000 | 2,051 |
| Net charge-offs | $316,000 | 1,952 |
| Cash dividends | $250,000 | 3,543 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $2,942,000 | 2,007 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $9,753,000 | 1,927 |
| Total interest expense | $1,289,000 | 1,702 |
| Net interest income | $8,464,000 | 1,932 |
| Provision for loan and lease losses | $0 | 4,401 |
| Total noninterest income | $2,026,000 | 1,694 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $962,000 | 1,040 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $1,064,000 | 1,858 |
| Total noninterest expense | $7,376,000 | 1,926 |
| Salaries and employee benefits | $3,899,000 | 1,978 |
| Premises and equipment expense | $1,058,000 | 1,674 |
| Additional noninterest expense | $2,419,000 | 1,900 |
| Pre-tax net operating income | $3,114,000 | 1,788 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $1,034,000 | 1,283 |
| Income before extraordinary items | $2,080,000 | 2,159 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $2,080,000 | 2,159 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,080,000 | 2,158 |
| Net charge-offs | $64,000 | 3,071 |
| Cash dividends | $250,000 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $2,080,000 | 2,113 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $6,403,000 | 1,943 |
| Total interest expense | $842,000 | 1,752 |
| Net interest income | $5,561,000 | 1,938 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $1,348,000 | 1,671 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $625,000 | 1,052 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $723,000 | 1,819 |
| Total noninterest expense | $4,933,000 | 1,917 |
| Salaries and employee benefits | $2,601,000 | 1,981 |
| Premises and equipment expense | $705,000 | 1,687 |
| Additional noninterest expense | $1,627,000 | 1,881 |
| Pre-tax net operating income | $1,976,000 | 1,840 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $656,000 | 1,302 |
| Income before extraordinary items | $1,320,000 | 2,186 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,320,000 | 2,189 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $1,320,000 | 2,189 |
| Net charge-offs | $49,000 | 2,805 |
| Cash dividends | $250,000 | 2,509 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $1,320,000 | 2,140 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $3,150,000 | 1,964 |
| Total interest expense | $415,000 | 1,805 |
| Net interest income | $2,735,000 | 1,965 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $656,000 | 1,677 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $300,000 | 1,080 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $356,000 | 1,801 |
| Total noninterest expense | $2,513,000 | 1,879 |
| Salaries and employee benefits | $1,294,000 | 2,001 |
| Premises and equipment expense | $359,000 | 1,677 |
| Additional noninterest expense | $860,000 | 1,767 |
| Pre-tax net operating income | $878,000 | 1,958 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $290,000 | 1,380 |
| Income before extraordinary items | $588,000 | 2,301 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $588,000 | 2,302 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $588,000 | 2,303 |
| Net charge-offs | $22,000 | 2,430 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $588,000 | 2,265 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $12,838,000 | 1,934 |
| Total interest expense | $1,744,000 | 1,927 |
| Net interest income | $11,094,000 | 1,917 |
| Provision for loan and lease losses | $630,000 | 1,585 |
| Total noninterest income | $3,009,000 | 1,603 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $1,387,000 | 994 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,622,000 | 1,761 |
| Total noninterest expense | $9,386,000 | 2,013 |
| Salaries and employee benefits | $5,170,000 | 1,974 |
| Premises and equipment expense | $1,436,000 | 1,640 |
| Additional noninterest expense | $2,780,000 | 2,246 |
| Pre-tax net operating income | $4,087,000 | 1,697 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $1,366,000 | 1,196 |
| Income before extraordinary items | $2,721,000 | 2,043 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,721,000 | 2,048 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $2,721,000 | 2,048 |
| Net charge-offs | $754,000 | 1,548 |
| Cash dividends | $650,000 | 2,453 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $2,721,000 | 1,996 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $9,699,000 | 1,935 |
| Total interest expense | $1,316,000 | 1,963 |
| Net interest income | $8,383,000 | 1,912 |
| Provision for loan and lease losses | $630,000 | 1,281 |
| Total noninterest income | $2,238,000 | 1,654 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $1,042,000 | 994 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,196,000 | 1,826 |
| Total noninterest expense | $7,030,000 | 2,020 |
| Salaries and employee benefits | $3,956,000 | 1,939 |
| Premises and equipment expense | $1,081,000 | 1,639 |
| Additional noninterest expense | $1,993,000 | 2,314 |
| Pre-tax net operating income | $2,961,000 | 1,762 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $989,000 | 1,263 |
| Income before extraordinary items | $1,972,000 | 2,156 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $1,972,000 | 2,163 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,972,000 | 2,163 |
| Net charge-offs | $737,000 | 1,247 |
| Cash dividends | $650,000 | 1,847 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,972,000 | 2,092 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $6,520,000 | 1,910 |
| Total interest expense | $890,000 | 1,962 |
| Net interest income | $5,630,000 | 1,892 |
| Provision for loan and lease losses | $600,000 | 990 |
| Total noninterest income | $1,361,000 | 1,777 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $676,000 | 1,000 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $685,000 | 2,056 |
| Total noninterest expense | $4,547,000 | 2,077 |
| Salaries and employee benefits | $2,665,000 | 1,933 |
| Premises and equipment expense | $725,000 | 1,637 |
| Additional noninterest expense | $1,157,000 | 2,624 |
| Pre-tax net operating income | $1,844,000 | 1,850 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $615,000 | 1,317 |
| Income before extraordinary items | $1,229,000 | 2,263 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,229,000 | 2,272 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,229,000 | 2,270 |
| Net charge-offs | $133,000 | 2,484 |
| Cash dividends | $650,000 | 1,459 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $1,229,000 | 2,177 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $3,240,000 | 1,938 |
| Total interest expense | $450,000 | 1,989 |
| Net interest income | $2,790,000 | 1,912 |
| Provision for loan and lease losses | $100,000 | 2,044 |
| Total noninterest income | $663,000 | 1,812 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $344,000 | 965 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $319,000 | 2,137 |
| Total noninterest expense | $2,539,000 | 1,897 |
| Salaries and employee benefits | $1,352,000 | 1,917 |
| Premises and equipment expense | $364,000 | 1,660 |
| Additional noninterest expense | $823,000 | 1,901 |
| Pre-tax net operating income | $814,000 | 2,007 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $270,000 | 1,437 |
| Income before extraordinary items | $544,000 | 2,431 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $544,000 | 2,433 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $544,000 | 2,433 |
| Net charge-offs | $4,000 | 3,745 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $544,000 | 2,340 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $13,843,000 | 1,910 |
| Total interest expense | $2,315,000 | 1,883 |
| Net interest income | $11,528,000 | 1,900 |
| Provision for loan and lease losses | $350,000 | 3,164 |
| Total noninterest income | $3,338,000 | 1,528 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $1,522,000 | 936 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $1,816,000 | 1,633 |
| Total noninterest expense | $10,033,000 | 1,902 |
| Salaries and employee benefits | $5,145,000 | 1,963 |
| Premises and equipment expense | $1,563,000 | 1,525 |
| Additional noninterest expense | $3,325,000 | 1,966 |
| Pre-tax net operating income | $4,483,000 | 1,512 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $1,486,000 | 1,106 |
| Income before extraordinary items | $2,997,000 | 1,867 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,997,000 | 1,865 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $2,997,000 | 1,867 |
| Net charge-offs | $284,000 | 3,372 |
| Cash dividends | $650,000 | 2,467 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $2,997,000 | 1,764 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $10,377,000 | 1,932 |
| Total interest expense | $1,791,000 | 1,902 |
| Net interest income | $8,586,000 | 1,939 |
| Provision for loan and lease losses | $350,000 | 2,768 |
| Total noninterest income | $2,494,000 | 1,523 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $1,134,000 | 950 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,360,000 | 1,621 |
| Total noninterest expense | $7,556,000 | 1,899 |
| Salaries and employee benefits | $3,890,000 | 1,945 |
| Premises and equipment expense | $1,171,000 | 1,531 |
| Additional noninterest expense | $2,495,000 | 1,973 |
| Pre-tax net operating income | $3,174,000 | 1,620 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $1,050,000 | 1,184 |
| Income before extraordinary items | $2,124,000 | 2,003 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $2,124,000 | 2,002 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $2,124,000 | 2,004 |
| Net charge-offs | $314,000 | 2,761 |
| Cash dividends | $650,000 | 1,750 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $2,124,000 | 1,881 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $6,936,000 | 1,937 |
| Total interest expense | $1,202,000 | 1,964 |
| Net interest income | $5,734,000 | 1,933 |
| Provision for loan and lease losses | $240,000 | 2,731 |
| Total noninterest income | $1,617,000 | 1,540 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $759,000 | 935 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $858,000 | 1,685 |
| Total noninterest expense | $5,047,000 | 1,900 |
| Salaries and employee benefits | $2,599,000 | 1,935 |
| Premises and equipment expense | $781,000 | 1,523 |
| Additional noninterest expense | $1,667,000 | 1,968 |
| Pre-tax net operating income | $2,064,000 | 1,654 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $682,000 | 1,197 |
| Income before extraordinary items | $1,382,000 | 2,027 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,382,000 | 2,025 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,382,000 | 2,027 |
| Net charge-offs | $126,000 | 3,206 |
| Cash dividends | $650,000 | 1,343 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $1,382,000 | 1,923 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $3,495,000 | 1,941 |
| Total interest expense | $630,000 | 1,952 |
| Net interest income | $2,865,000 | 1,936 |
| Provision for loan and lease losses | $240,000 | 1,789 |
| Total noninterest income | $774,000 | 1,563 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $380,000 | 916 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $394,000 | 1,771 |
| Total noninterest expense | $2,494,000 | 1,925 |
| Salaries and employee benefits | $1,306,000 | 1,926 |
| Premises and equipment expense | $405,000 | 1,469 |
| Additional noninterest expense | $783,000 | 2,072 |
| Pre-tax net operating income | $905,000 | 1,826 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $297,000 | 1,311 |
| Income before extraordinary items | $608,000 | 2,227 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $608,000 | 2,229 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $608,000 | 2,230 |
| Net charge-offs | $74,000 | 2,709 |
| Cash dividends | $650,000 | 708 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $608,000 | 2,122 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $13,824,000 | 2,025 |
| Total interest expense | $2,569,000 | 2,250 |
| Net interest income | $11,255,000 | 1,946 |
| Provision for loan and lease losses | $1,025,000 | 2,380 |
| Total noninterest income | $3,535,000 | 1,334 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $1,669,000 | 877 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $1,866,000 | 1,432 |
| Total noninterest expense | $9,758,000 | 1,955 |
| Salaries and employee benefits | $5,004,000 | 1,934 |
| Premises and equipment expense | $1,526,000 | 1,622 |
| Additional noninterest expense | $3,228,000 | 2,064 |
| Pre-tax net operating income | $4,007,000 | 1,430 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $1,322,000 | 1,092 |
| Income before extraordinary items | $2,685,000 | 1,769 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,685,000 | 1,771 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $2,685,000 | 1,771 |
| Net charge-offs | $562,000 | 3,040 |
| Cash dividends | $650,000 | 2,118 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $2,685,000 | 1,692 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $10,342,000 | 2,048 |
| Total interest expense | $1,908,000 | 2,371 |
| Net interest income | $8,434,000 | 1,953 |
| Provision for loan and lease losses | $875,000 | 2,144 |
| Total noninterest income | $2,660,000 | 1,335 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $1,264,000 | 878 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $1,396,000 | 1,410 |
| Total noninterest expense | $7,353,000 | 1,952 |
| Salaries and employee benefits | $3,759,000 | 1,929 |
| Premises and equipment expense | $1,143,000 | 1,644 |
| Additional noninterest expense | $2,451,000 | 2,045 |
| Pre-tax net operating income | $2,866,000 | 1,545 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $945,000 | 1,134 |
| Income before extraordinary items | $1,921,000 | 1,902 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,921,000 | 1,901 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $1,921,000 | 1,902 |
| Net charge-offs | $683,000 | 2,310 |
| Cash dividends | $650,000 | 1,538 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $1,921,000 | 1,806 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $6,828,000 | 2,083 |
| Total interest expense | $1,286,000 | 2,428 |
| Net interest income | $5,542,000 | 1,980 |
| Provision for loan and lease losses | $550,000 | 2,190 |
| Total noninterest income | $1,741,000 | 1,342 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $845,000 | 863 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $896,000 | 1,445 |
| Total noninterest expense | $4,859,000 | 1,988 |
| Salaries and employee benefits | $2,497,000 | 1,952 |
| Premises and equipment expense | $750,000 | 1,685 |
| Additional noninterest expense | $1,612,000 | 2,099 |
| Pre-tax net operating income | $1,874,000 | 1,544 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $618,000 | 1,126 |
| Income before extraordinary items | $1,256,000 | 1,883 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,256,000 | 1,883 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $1,256,000 | 1,883 |
| Net charge-offs | $352,000 | 2,506 |
| Cash dividends | $650,000 | 1,164 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $1,256,000 | 1,811 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $3,393,000 | 2,108 |
| Total interest expense | $665,000 | 2,428 |
| Net interest income | $2,728,000 | 2,005 |
| Provision for loan and lease losses | $255,000 | 2,143 |
| Total noninterest income | $859,000 | 1,358 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $411,000 | 866 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $448,000 | 1,453 |
| Total noninterest expense | $2,407,000 | 2,008 |
| Salaries and employee benefits | $1,259,000 | 1,949 |
| Premises and equipment expense | $372,000 | 1,731 |
| Additional noninterest expense | $776,000 | 2,165 |
| Pre-tax net operating income | $925,000 | 1,555 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $305,000 | 1,113 |
| Income before extraordinary items | $620,000 | 1,864 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $620,000 | 1,863 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $620,000 | 1,864 |
| Net charge-offs | $40,000 | 3,522 |
| Cash dividends | $650,000 | 580 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $620,000 | 1,811 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $13,609,000 | 2,224 |
| Total interest expense | $3,084,000 | 2,545 |
| Net interest income | $10,525,000 | 2,072 |
| Provision for loan and lease losses | $1,035,000 | 2,992 |
| Total noninterest income | $3,544,000 | 1,382 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $1,867,000 | 808 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $1,677,000 | 1,572 |
| Total noninterest expense | $9,330,000 | 2,065 |
| Salaries and employee benefits | $4,759,000 | 2,028 |
| Premises and equipment expense | $1,473,000 | 1,738 |
| Additional noninterest expense | $3,098,000 | 2,232 |
| Pre-tax net operating income | $3,704,000 | 1,352 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $1,218,000 | 1,052 |
| Income before extraordinary items | $2,486,000 | 1,658 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,486,000 | 1,658 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $2,486,000 | 1,660 |
| Net charge-offs | $1,146,000 | 2,502 |
| Cash dividends | $750,000 | 1,830 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $2,486,000 | 1,602 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $10,155,000 | 2,274 |
| Total interest expense | $2,364,000 | 2,591 |
| Net interest income | $7,791,000 | 2,129 |
| Provision for loan and lease losses | $700,000 | 3,032 |
| Total noninterest income | $2,538,000 | 1,414 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $1,420,000 | 813 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $1,118,000 | 1,676 |
| Total noninterest expense | $7,182,000 | 2,018 |
| Salaries and employee benefits | $3,605,000 | 2,013 |
| Premises and equipment expense | $1,150,000 | 1,704 |
| Additional noninterest expense | $2,427,000 | 2,119 |
| Pre-tax net operating income | $2,447,000 | 1,613 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $801,000 | 1,202 |
| Income before extraordinary items | $1,646,000 | 1,993 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,646,000 | 1,994 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $1,646,000 | 1,995 |
| Net charge-offs | $1,026,000 | 2,165 |
| Cash dividends | $750,000 | 1,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $1,646,000 | 1,893 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $6,746,000 | 2,314 |
| Total interest expense | $1,631,000 | 2,608 |
| Net interest income | $5,115,000 | 2,162 |
| Provision for loan and lease losses | $500,000 | 2,840 |
| Total noninterest income | $1,687,000 | 1,395 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $960,000 | 803 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $727,000 | 1,632 |
| Total noninterest expense | $4,743,000 | 2,050 |
| Salaries and employee benefits | $2,370,000 | 2,046 |
| Premises and equipment expense | $774,000 | 1,712 |
| Additional noninterest expense | $1,599,000 | 2,141 |
| Pre-tax net operating income | $1,559,000 | 1,670 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $509,000 | 1,200 |
| Income before extraordinary items | $1,050,000 | 2,026 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,050,000 | 2,024 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $1,050,000 | 2,026 |
| Net charge-offs | $527,000 | 2,383 |
| Cash dividends | $750,000 | 928 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $1,050,000 | 1,942 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $3,402,000 | 2,356 |
| Total interest expense | $862,000 | 2,590 |
| Net interest income | $2,540,000 | 2,188 |
| Provision for loan and lease losses | $300,000 | 2,372 |
| Total noninterest income | $812,000 | 1,426 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $469,000 | 829 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $343,000 | 1,689 |
| Total noninterest expense | $2,392,000 | 2,053 |
| Salaries and employee benefits | $1,199,000 | 2,050 |
| Premises and equipment expense | $380,000 | 1,784 |
| Additional noninterest expense | $813,000 | 2,089 |
| Pre-tax net operating income | $660,000 | 1,931 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $214,000 | 1,354 |
| Income before extraordinary items | $446,000 | 2,363 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $446,000 | 2,362 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $446,000 | 2,363 |
| Net charge-offs | $82,000 | 3,291 |
| Cash dividends | $750,000 | 451 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $446,000 | 2,271 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $14,107,000 | 2,372 |
| Total interest expense | $4,263,000 | 2,597 |
| Net interest income | $9,844,000 | 2,222 |
| Provision for loan and lease losses | $560,000 | 4,370 |
| Total noninterest income | $3,523,000 | 1,436 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $2,081,000 | 828 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $1,442,000 | 1,697 |
| Total noninterest expense | $8,974,000 | 2,216 |
| Salaries and employee benefits | $4,560,000 | 2,159 |
| Premises and equipment expense | $1,413,000 | 1,899 |
| Additional noninterest expense | $3,001,000 | 2,343 |
| Pre-tax net operating income | $3,833,000 | 1,077 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $1,153,000 | 868 |
| Income before extraordinary items | $2,680,000 | 1,240 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,680,000 | 1,240 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $2,680,000 | 1,239 |
| Net charge-offs | $437,000 | 3,967 |
| Cash dividends | $490,000 | 2,593 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $2,680,000 | 1,229 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $10,647,000 | 2,393 |
| Total interest expense | $3,311,000 | 2,632 |
| Net interest income | $7,336,000 | 2,240 |
| Provision for loan and lease losses | $450,000 | 3,968 |
| Total noninterest income | $2,657,000 | 1,456 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $1,538,000 | 835 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $1,119,000 | 1,689 |
| Total noninterest expense | $6,742,000 | 2,209 |
| Salaries and employee benefits | $3,481,000 | 2,137 |
| Premises and equipment expense | $1,095,000 | 1,859 |
| Additional noninterest expense | $2,166,000 | 2,397 |
| Pre-tax net operating income | $2,801,000 | 1,162 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $827,000 | 979 |
| Income before extraordinary items | $1,974,000 | 1,351 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $1,974,000 | 1,349 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $1,974,000 | 1,351 |
| Net charge-offs | $375,000 | 3,422 |
| Cash dividends | $490,000 | 2,043 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,974,000 | 1,326 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $7,027,000 | 2,455 |
| Total interest expense | $2,251,000 | 2,686 |
| Net interest income | $4,776,000 | 2,289 |
| Provision for loan and lease losses | $205,000 | 4,287 |
| Total noninterest income | $1,781,000 | 1,457 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $1,000,000 | 840 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $781,000 | 1,681 |
| Total noninterest expense | $4,493,000 | 2,233 |
| Salaries and employee benefits | $2,368,000 | 2,128 |
| Premises and equipment expense | $767,000 | 1,807 |
| Additional noninterest expense | $1,358,000 | 2,549 |
| Pre-tax net operating income | $1,859,000 | 1,230 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $533,000 | 1,032 |
| Income before extraordinary items | $1,326,000 | 1,418 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,326,000 | 1,416 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $1,326,000 | 1,417 |
| Net charge-offs | $111,000 | 4,136 |
| Cash dividends | $490,000 | 1,666 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $1,326,000 | 1,383 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $3,488,000 | 2,487 |
| Total interest expense | $1,121,000 | 2,783 |
| Net interest income | $2,367,000 | 2,307 |
| Provision for loan and lease losses | $148,000 | 3,362 |
| Total noninterest income | $937,000 | 1,361 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $485,000 | 843 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $452,000 | 1,488 |
| Total noninterest expense | $2,358,000 | 2,100 |
| Salaries and employee benefits | $1,256,000 | 2,037 |
| Premises and equipment expense | $391,000 | 1,810 |
| Additional noninterest expense | $711,000 | 2,198 |
| Pre-tax net operating income | $798,000 | 1,602 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $196,000 | 1,483 |
| Income before extraordinary items | $602,000 | 1,790 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $602,000 | 1,791 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $602,000 | 1,792 |
| Net charge-offs | $27,000 | 4,102 |
| Cash dividends | $490,000 | 916 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $602,000 | 1,693 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $15,274,000 | 2,423 |
| Total interest expense | $5,480,000 | 2,740 |
| Net interest income | $9,794,000 | 2,269 |
| Provision for loan and lease losses | $756,000 | 3,131 |
| Total noninterest income | $3,493,000 | 1,401 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $2,049,000 | 860 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $1,444,000 | 1,638 |
| Total noninterest expense | $9,287,000 | 2,073 |
| Salaries and employee benefits | $4,871,000 | 2,086 |
| Premises and equipment expense | $1,556,000 | 1,764 |
| Additional noninterest expense | $2,860,000 | 2,091 |
| Pre-tax net operating income | $3,244,000 | 1,678 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $1,034,000 | 1,176 |
| Income before extraordinary items | $2,210,000 | 1,809 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,210,000 | 1,811 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $386,000 | 3,174 |
| Cash dividends | $675,000 | 2,909 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $2,210,000 | 1,929 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $11,672,000 | 2,440 |
| Total interest expense | $4,212,000 | 2,775 |
| Net interest income | $7,460,000 | 2,243 |
| Provision for loan and lease losses | $567,000 | 2,550 |
| Total noninterest income | $2,522,000 | 1,495 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $1,513,000 | 881 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $1,009,000 | 1,805 |
| Total noninterest expense | $7,244,000 | 1,983 |
| Salaries and employee benefits | $3,828,000 | 2,010 |
| Premises and equipment expense | $1,200,000 | 1,725 |
| Additional noninterest expense | $2,216,000 | 1,964 |
| Pre-tax net operating income | $2,171,000 | 2,172 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $716,000 | 1,503 |
| Income before extraordinary items | $1,455,000 | 2,379 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,455,000 | 2,377 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $271,000 | 2,678 |
| Cash dividends | $675,000 | 2,331 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,455,000 | 2,490 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $7,869,000 | 2,456 |
| Total interest expense | $2,903,000 | 2,792 |
| Net interest income | $4,966,000 | 2,235 |
| Provision for loan and lease losses | $378,000 | 2,230 |
| Total noninterest income | $1,639,000 | 1,542 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $991,000 | 880 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $648,000 | 1,897 |
| Total noninterest expense | $4,774,000 | 2,005 |
| Salaries and employee benefits | $2,540,000 | 2,038 |
| Premises and equipment expense | $786,000 | 1,739 |
| Additional noninterest expense | $1,448,000 | 1,986 |
| Pre-tax net operating income | $1,453,000 | 2,263 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $479,000 | 1,656 |
| Income before extraordinary items | $974,000 | 2,631 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $974,000 | 2,631 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $220,000 | 2,131 |
| Cash dividends | $525,000 | 2,205 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $974,000 | 2,578 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $4,012,000 | 2,464 |
| Total interest expense | $1,514,000 | 2,871 |
| Net interest income | $2,498,000 | 2,217 |
| Provision for loan and lease losses | $189,000 | 1,890 |
| Total noninterest income | $800,000 | 1,563 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $505,000 | 849 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $295,000 | 1,996 |
| Total noninterest expense | $2,389,000 | 2,009 |
| Salaries and employee benefits | $1,275,000 | 2,062 |
| Premises and equipment expense | $396,000 | 1,741 |
| Additional noninterest expense | $718,000 | 1,961 |
| Pre-tax net operating income | $720,000 | 2,360 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $239,000 | 1,736 |
| Income before extraordinary items | $481,000 | 2,781 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $481,000 | 2,783 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $88,000 | 1,903 |
| Cash dividends | $525,000 | 1,297 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $481,000 | 2,699 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $16,123,000 | 2,522 |
| Total interest expense | $5,989,000 | 3,004 |
| Net interest income | $10,134,000 | 2,220 |
| Provision for loan and lease losses | $670,000 | 1,906 |
| Total noninterest income | $3,159,000 | 1,582 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $2,019,000 | 885 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $1,140,000 | 2,039 |
| Total noninterest expense | $8,721,000 | 2,111 |
| Salaries and employee benefits | $4,776,000 | 2,115 |
| Premises and equipment expense | $1,478,000 | 1,782 |
| Additional noninterest expense | $2,467,000 | 2,196 |
| Pre-tax net operating income | $3,902,000 | 2,022 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $1,276,000 | 1,582 |
| Income before extraordinary items | $2,626,000 | 2,262 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,626,000 | 2,261 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $405,000 | 1,941 |
| Cash dividends | $765,000 | 3,047 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $2,626,000 | 2,250 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $11,930,000 | 2,553 |
| Total interest expense | $4,399,000 | 3,059 |
| Net interest income | $7,531,000 | 2,252 |
| Provision for loan and lease losses | $505,000 | 1,558 |
| Total noninterest income | $2,334,000 | 1,600 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $1,498,000 | 883 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $836,000 | 2,069 |
| Total noninterest expense | $6,691,000 | 2,041 |
| Salaries and employee benefits | $3,625,000 | 2,086 |
| Premises and equipment expense | $1,234,000 | 1,609 |
| Additional noninterest expense | $1,832,000 | 2,179 |
| Pre-tax net operating income | $2,669,000 | 2,315 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $881,000 | 1,782 |
| Income before extraordinary items | $1,788,000 | 2,599 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,788,000 | 2,597 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $244,000 | 1,709 |
| Cash dividends | $624,000 | 2,630 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,788,000 | 2,577 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $7,788,000 | 2,615 |
| Total interest expense | $2,883,000 | 3,100 |
| Net interest income | $4,905,000 | 2,317 |
| Provision for loan and lease losses | $340,000 | 1,399 |
| Total noninterest income | $1,557,000 | 1,629 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $998,000 | 898 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $559,000 | 2,092 |
| Total noninterest expense | $4,419,000 | 2,080 |
| Salaries and employee benefits | $2,403,000 | 2,130 |
| Premises and equipment expense | $815,000 | 1,642 |
| Additional noninterest expense | $1,201,000 | 2,203 |
| Pre-tax net operating income | $1,703,000 | 2,448 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $564,000 | 1,914 |
| Income before extraordinary items | $1,139,000 | 2,755 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,139,000 | 2,754 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $172,000 | 1,486 |
| Cash dividends | $624,000 | 2,128 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $1,139,000 | 2,737 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $3,777,000 | 2,673 |
| Total interest expense | $1,429,000 | 3,113 |
| Net interest income | $2,348,000 | 2,415 |
| Provision for loan and lease losses | $165,000 | 1,333 |
| Total noninterest income | $755,000 | 1,635 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $484,000 | 892 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $271,000 | 2,105 |
| Total noninterest expense | $2,201,000 | 2,098 |
| Salaries and employee benefits | $1,204,000 | 2,133 |
| Premises and equipment expense | $418,000 | 1,602 |
| Additional noninterest expense | $579,000 | 2,258 |
| Pre-tax net operating income | $737,000 | 2,705 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $242,000 | 2,137 |
| Income before extraordinary items | $495,000 | 3,050 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $495,000 | 3,050 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $85,000 | 1,293 |
| Cash dividends | $624,000 | 1,188 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $495,000 | 3,032 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $13,254,000 | 2,836 |
| Total interest expense | $4,297,000 | 3,417 |
| Net interest income | $8,957,000 | 2,518 |
| Provision for loan and lease losses | $600,000 | 1,606 |
| Total noninterest income | $2,807,000 | 1,721 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $1,840,000 | 957 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $967,000 | 2,281 |
| Total noninterest expense | $8,308,000 | 2,131 |
| Salaries and employee benefits | $4,520,000 | 2,165 |
| Premises and equipment expense | $1,568,000 | 1,632 |
| Additional noninterest expense | $2,220,000 | 2,337 |
| Pre-tax net operating income | $2,856,000 | 2,868 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $934,000 | 2,301 |
| Income before extraordinary items | $1,922,000 | 3,186 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,922,000 | 3,185 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $223,000 | 2,043 |
| Cash dividends | $625,000 | 3,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,922,000 | 3,170 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $9,439,000 | 2,946 |
| Total interest expense | $2,911,000 | 3,588 |
| Net interest income | $6,528,000 | 2,614 |
| Provision for loan and lease losses | $460,000 | 1,489 |
| Total noninterest income | $2,016,000 | 1,788 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $1,334,000 | 1,001 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $682,000 | 2,354 |
| Total noninterest expense | $6,319,000 | 2,089 |
| Salaries and employee benefits | $3,436,000 | 2,139 |
| Premises and equipment expense | $1,163,000 | 1,654 |
| Additional noninterest expense | $1,720,000 | 2,259 |
| Pre-tax net operating income | $1,765,000 | 3,390 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $573,000 | 2,666 |
| Income before extraordinary items | $1,192,000 | 3,764 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,192,000 | 3,766 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $143,000 | 1,879 |
| Cash dividends | $525,000 | 2,851 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,192,000 | 3,741 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $6,003,000 | 3,026 |
| Total interest expense | $1,739,000 | 3,741 |
| Net interest income | $4,264,000 | 2,663 |
| Provision for loan and lease losses | $320,000 | 1,389 |
| Total noninterest income | $1,290,000 | 1,851 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $865,000 | 1,017 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $425,000 | 2,463 |
| Total noninterest expense | $4,151,000 | 2,128 |
| Salaries and employee benefits | $2,236,000 | 2,198 |
| Premises and equipment expense | $765,000 | 1,672 |
| Additional noninterest expense | $1,150,000 | 2,262 |
| Pre-tax net operating income | $1,083,000 | 3,606 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $350,000 | 2,828 |
| Income before extraordinary items | $733,000 | 3,947 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $733,000 | 3,951 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $110,000 | 1,615 |
| Cash dividends | $525,000 | 2,288 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $733,000 | 3,937 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $2,891,000 | 3,066 |
| Total interest expense | $817,000 | 3,765 |
| Net interest income | $2,074,000 | 2,699 |
| Provision for loan and lease losses | $170,000 | 1,293 |
| Total noninterest income | $614,000 | 1,902 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $415,000 | 1,024 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $199,000 | 2,501 |
| Total noninterest expense | $2,076,000 | 2,133 |
| Salaries and employee benefits | $1,124,000 | 2,195 |
| Premises and equipment expense | $366,000 | 1,745 |
| Additional noninterest expense | $586,000 | 2,211 |
| Pre-tax net operating income | $442,000 | 4,039 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $141,000 | 3,134 |
| Income before extraordinary items | $301,000 | 4,411 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $301,000 | 4,411 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $43,000 | 1,610 |
| Cash dividends | $525,000 | 1,269 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $301,000 | 4,399 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $9,842,000 | 3,185 |
| Total interest expense | $2,318,000 | 4,018 |
| Net interest income | $7,524,000 | 2,850 |
| Provision for loan and lease losses | $597,000 | 1,656 |
| Total noninterest income | $2,500,000 | 1,865 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $1,690,000 | 1,052 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $810,000 | 2,514 |
| Total noninterest expense | $7,277,000 | 2,296 |
| Salaries and employee benefits | $3,988,000 | 2,292 |
| Premises and equipment expense | $1,263,000 | 1,913 |
| Additional noninterest expense | $2,026,000 | 2,458 |
| Pre-tax net operating income | $2,150,000 | 3,520 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $644,000 | 2,960 |
| Income before extraordinary items | $1,506,000 | 3,780 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,506,000 | 3,781 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $516,000 | 1,141 |
| Cash dividends | $775,000 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,506,000 | 3,744 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $7,086,000 | 3,247 |
| Total interest expense | $1,549,000 | 4,199 |
| Net interest income | $5,537,000 | 2,887 |
| Provision for loan and lease losses | $325,000 | 2,053 |
| Total noninterest income | $1,807,000 | 1,931 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $1,277,000 | 1,037 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $530,000 | 2,765 |
| Total noninterest expense | $5,477,000 | 2,275 |
| Salaries and employee benefits | $2,959,000 | 2,297 |
| Premises and equipment expense | $975,000 | 1,849 |
| Additional noninterest expense | $1,543,000 | 2,381 |
| Pre-tax net operating income | $1,542,000 | 3,673 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $497,000 | 2,956 |
| Income before extraordinary items | $1,045,000 | 4,046 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,045,000 | 4,046 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $205,000 | 1,647 |
| Cash dividends | $775,000 | 2,162 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,045,000 | 4,009 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $4,572,000 | 3,270 |
| Total interest expense | $954,000 | 4,272 |
| Net interest income | $3,618,000 | 2,916 |
| Provision for loan and lease losses | $220,000 | 1,996 |
| Total noninterest income | $1,197,000 | 1,931 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $843,000 | 1,022 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $354,000 | 2,747 |
| Total noninterest expense | $3,558,000 | 2,315 |
| Salaries and employee benefits | $1,913,000 | 2,345 |
| Premises and equipment expense | $647,000 | 1,852 |
| Additional noninterest expense | $998,000 | 2,434 |
| Pre-tax net operating income | $1,037,000 | 3,619 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $335,000 | 2,906 |
| Income before extraordinary items | $702,000 | 3,978 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $702,000 | 3,980 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $182,000 | 1,284 |
| Cash dividends | $775,000 | 1,620 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $702,000 | 3,923 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $2,214,000 | 3,320 |
| Total interest expense | $451,000 | 4,337 |
| Net interest income | $1,763,000 | 2,972 |
| Provision for loan and lease losses | $110,000 | 1,892 |
| Total noninterest income | $596,000 | 1,894 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $415,000 | 996 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $181,000 | 2,647 |
| Total noninterest expense | $1,701,000 | 2,415 |
| Salaries and employee benefits | $910,000 | 2,476 |
| Premises and equipment expense | $324,000 | 1,852 |
| Additional noninterest expense | $467,000 | 2,595 |
| Pre-tax net operating income | $548,000 | 3,439 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $177,000 | 2,793 |
| Income before extraordinary items | $371,000 | 3,814 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $371,000 | 3,816 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $149,000 | 844 |
| Cash dividends | $775,000 | 827 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $371,000 | 3,772 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $8,342,000 | 3,301 |
| Total interest expense | $1,627,000 | 4,281 |
| Net interest income | $6,715,000 | 3,007 |
| Provision for loan and lease losses | $370,000 | 2,512 |
| Total noninterest income | $2,121,000 | 2,113 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $1,469,000 | 1,218 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $652,000 | 2,840 |
| Total noninterest expense | $6,322,000 | 2,515 |
| Salaries and employee benefits | $3,474,000 | 2,498 |
| Premises and equipment expense | $1,132,000 | 2,029 |
| Additional noninterest expense | $1,716,000 | 2,782 |
| Pre-tax net operating income | $2,144,000 | 3,353 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $657,000 | 2,868 |
| Income before extraordinary items | $1,487,000 | 3,664 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,487,000 | 3,665 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $242,000 | 2,300 |
| Cash dividends | $300,000 | 4,324 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,487,000 | 3,605 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $6,112,000 | 3,341 |
| Total interest expense | $1,201,000 | 4,281 |
| Net interest income | $4,911,000 | 3,054 |
| Provision for loan and lease losses | $280,000 | 2,380 |
| Total noninterest income | $1,469,000 | 2,240 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $992,000 | 1,351 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $477,000 | 2,879 |
| Total noninterest expense | $4,711,000 | 2,506 |
| Salaries and employee benefits | $2,597,000 | 2,482 |
| Premises and equipment expense | $820,000 | 2,096 |
| Additional noninterest expense | $1,294,000 | 2,714 |
| Pre-tax net operating income | $1,389,000 | 3,771 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $422,000 | 3,210 |
| Income before extraordinary items | $967,000 | 4,092 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $967,000 | 4,092 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $131,000 | 2,447 |
| Cash dividends | $300,000 | 3,420 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $967,000 | 4,028 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $3,996,000 | 3,388 |
| Total interest expense | $795,000 | 4,308 |
| Net interest income | $3,201,000 | 3,100 |
| Provision for loan and lease losses | $210,000 | 2,090 |
| Total noninterest income | $954,000 | 2,274 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $602,000 | 1,456 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $352,000 | 2,718 |
| Total noninterest expense | $3,100,000 | 2,541 |
| Salaries and employee benefits | $1,718,000 | 2,500 |
| Premises and equipment expense | $536,000 | 2,130 |
| Additional noninterest expense | $846,000 | 2,779 |
| Pre-tax net operating income | $845,000 | 3,972 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $254,000 | 3,365 |
| Income before extraordinary items | $591,000 | 4,291 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $591,000 | 4,292 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $128,000 | 1,857 |
| Cash dividends | $300,000 | 2,849 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $591,000 | 4,212 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $2,005,000 | 3,394 |
| Total interest expense | $404,000 | 4,294 |
| Net interest income | $1,601,000 | 3,090 |
| Provision for loan and lease losses | $105,000 | 2,016 |
| Total noninterest income | $455,000 | 2,319 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $295,000 | 1,452 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $160,000 | 2,829 |
| Total noninterest expense | $1,520,000 | 2,595 |
| Salaries and employee benefits | $845,000 | 2,560 |
| Premises and equipment expense | $251,000 | 2,295 |
| Additional noninterest expense | $424,000 | 2,746 |
| Pre-tax net operating income | $431,000 | 3,887 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $130,000 | 3,350 |
| Income before extraordinary items | $301,000 | 4,254 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $301,000 | 4,253 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $60,000 | 1,799 |
| Cash dividends | $300,000 | 1,707 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $301,000 | 4,135 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $8,173,000 | 3,376 |
| Total interest expense | $1,906,000 | 4,170 |
| Net interest income | $6,267,000 | 3,070 |
| Provision for loan and lease losses | $400,000 | 2,580 |
| Total noninterest income | $1,846,000 | 2,450 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $1,258,000 | 1,379 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $588,000 | 3,296 |
| Total noninterest expense | $5,926,000 | 2,627 |
| Salaries and employee benefits | $3,246,000 | 2,585 |
| Premises and equipment expense | $1,019,000 | 2,225 |
| Additional noninterest expense | $1,661,000 | 2,811 |
| Pre-tax net operating income | $1,787,000 | 3,652 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $573,000 | 3,148 |
| Income before extraordinary items | $1,214,000 | 4,115 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,214,000 | 4,119 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $269,000 | 2,406 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,214,000 | 3,941 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $6,139,000 | 3,420 |
| Total interest expense | $1,476,000 | 4,194 |
| Net interest income | $4,663,000 | 3,098 |
| Provision for loan and lease losses | $295,000 | 2,548 |
| Total noninterest income | $1,404,000 | 2,462 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $934,000 | 1,403 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $470,000 | 3,238 |
| Total noninterest expense | $4,461,000 | 2,630 |
| Salaries and employee benefits | $2,474,000 | 2,548 |
| Premises and equipment expense | $769,000 | 2,217 |
| Additional noninterest expense | $1,218,000 | 2,848 |
| Pre-tax net operating income | $1,311,000 | 3,820 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $415,000 | 3,350 |
| Income before extraordinary items | $896,000 | 4,300 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $896,000 | 4,301 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $238,000 | 1,988 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $896,000 | 4,132 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $4,105,000 | 3,439 |
| Total interest expense | $1,019,000 | 4,188 |
| Net interest income | $3,086,000 | 3,112 |
| Provision for loan and lease losses | $210,000 | 2,412 |
| Total noninterest income | $964,000 | 2,420 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $621,000 | 1,376 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $343,000 | 3,050 |
| Total noninterest expense | $3,017,000 | 2,582 |
| Salaries and employee benefits | $1,658,000 | 2,533 |
| Premises and equipment expense | $521,000 | 2,175 |
| Additional noninterest expense | $838,000 | 2,774 |
| Pre-tax net operating income | $823,000 | 3,974 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $258,000 | 3,496 |
| Income before extraordinary items | $565,000 | 4,461 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $565,000 | 4,460 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $158,000 | 1,913 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $565,000 | 4,249 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $2,019,000 | 3,494 |
| Total interest expense | $517,000 | 4,232 |
| Net interest income | $1,502,000 | 3,164 |
| Provision for loan and lease losses | $105,000 | 2,265 |
| Total noninterest income | $561,000 | 2,101 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $306,000 | 1,356 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $255,000 | 2,338 |
| Total noninterest expense | $1,530,000 | 2,533 |
| Salaries and employee benefits | $839,000 | 2,513 |
| Premises and equipment expense | $254,000 | 2,222 |
| Additional noninterest expense | $437,000 | 2,639 |
| Pre-tax net operating income | $428,000 | 3,883 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $135,000 | 3,410 |
| Income before extraordinary items | $293,000 | 4,308 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $293,000 | 4,306 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $86,000 | 1,647 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $293,000 | 4,117 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $8,495,000 | 3,464 |
| Total interest expense | $2,362,000 | 4,287 |
| Net interest income | $6,133,000 | 3,089 |
| Provision for loan and lease losses | $425,000 | 2,696 |
| Total noninterest income | $1,824,000 | 2,300 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $1,235,000 | 1,316 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $589,000 | 2,998 |
| Total noninterest expense | $6,068,000 | 2,435 |
| Salaries and employee benefits | $3,511,000 | 2,279 |
| Premises and equipment expense | $967,000 | 2,261 |
| Additional noninterest expense | $1,590,000 | 2,827 |
| Pre-tax net operating income | $1,464,000 | 4,185 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $442,000 | 3,697 |
| Income before extraordinary items | $1,022,000 | 4,531 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,022,000 | 4,531 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $330,000 | 2,219 |
| Cash dividends | $186,000 | 4,978 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,022,000 | 4,410 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $9,196,000 | 3,566 |
| Total interest expense | $3,440,000 | 4,261 |
| Net interest income | $5,756,000 | 3,059 |
| Provision for loan and lease losses | $297,000 | 3,255 |
| Total noninterest income | $1,722,000 | 2,271 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $1,150,000 | 1,297 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $572,000 | 2,913 |
| Total noninterest expense | $5,493,000 | 2,577 |
| Salaries and employee benefits | $3,189,000 | 2,357 |
| Premises and equipment expense | $906,000 | 2,347 |
| Additional noninterest expense | $1,398,000 | 3,062 |
| Pre-tax net operating income | $1,688,000 | 3,572 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $553,000 | 3,133 |
| Income before extraordinary items | $1,135,000 | 3,951 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,135,000 | 3,952 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $255,000 | 2,466 |
| Cash dividends | $334,000 | 4,220 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,135,000 | 3,819 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $8,776,000 | 3,809 |
| Total interest expense | $3,139,000 | 4,744 |
| Net interest income | $5,637,000 | 3,124 |
| Provision for loan and lease losses | $292,000 | 2,932 |
| Total noninterest income | $1,491,000 | 2,357 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $982,000 | 1,387 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $509,000 | 2,920 |
| Total noninterest expense | $4,769,000 | 2,846 |
| Salaries and employee benefits | $2,681,000 | 2,654 |
| Premises and equipment expense | $794,000 | 2,588 |
| Additional noninterest expense | $1,294,000 | 3,185 |
| Pre-tax net operating income | $2,067,000 | 3,245 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $666,000 | 2,899 |
| Income before extraordinary items | $1,401,000 | 3,431 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,401,000 | 3,429 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $47,000 | 4,865 |
| Cash dividends | $730,000 | 2,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,401,000 | 3,420 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $7,831,000 | 3,994 |
| Total interest expense | $2,822,000 | 4,823 |
| Net interest income | $5,009,000 | 3,453 |
| Provision for loan and lease losses | $164,000 | 4,070 |
| Total noninterest income | $1,480,000 | 2,330 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $1,023,000 | 1,287 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $457,000 | 3,131 |
| Total noninterest expense | $4,542,000 | 2,964 |
| Salaries and employee benefits | $2,585,000 | 2,713 |
| Premises and equipment expense | $767,000 | 2,647 |
| Additional noninterest expense | $1,190,000 | 3,452 |
| Pre-tax net operating income | $1,783,000 | 3,645 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $583,000 | 3,280 |
| Income before extraordinary items | $1,200,000 | 3,886 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,200,000 | 3,887 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $79,000 | 3,998 |
| Cash dividends | $725,000 | 2,842 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,200,000 | 3,852 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $7,444,000 | 4,181 |
| Total interest expense | $2,868,000 | 4,883 |
| Net interest income | $4,576,000 | 3,677 |
| Provision for loan and lease losses | $96,000 | 5,205 |
| Total noninterest income | $1,198,000 | 2,697 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $871,000 | 1,439 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $327,000 | 3,829 |
| Total noninterest expense | $3,944,000 | 3,238 |
| Salaries and employee benefits | $2,190,000 | 3,064 |
| Premises and equipment expense | $705,000 | 2,751 |
| Additional noninterest expense | $1,049,000 | 3,792 |
| Pre-tax net operating income | $1,734,000 | 3,748 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $584,000 | 3,476 |
| Income before extraordinary items | $1,150,000 | 4,067 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,150,000 | 4,066 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 6,135 |
| Cash dividends | $334,000 | 4,346 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,150,000 | 3,975 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $6,743,000 | 4,638 |
| Total interest expense | $2,556,000 | 5,331 |
| Net interest income | $4,187,000 | 4,070 |
| Provision for loan and lease losses | $249,000 | 2,965 |
| Total noninterest income | $1,320,000 | 2,430 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $773,000 | 1,677 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $547,000 | 2,663 |
| Total noninterest expense | $3,338,000 | 3,758 |
| Salaries and employee benefits | $1,880,000 | 3,487 |
| Premises and equipment expense | $533,000 | 3,501 |
| Additional noninterest expense | $925,000 | 4,200 |
| Pre-tax net operating income | $1,920,000 | 3,678 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $492,000 | 4,264 |
| Income before extraordinary items | $1,428,000 | 3,495 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,428,000 | 3,495 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $259,000 | 2,156 |
| Cash dividends | $710,000 | 2,760 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,428,000 | 3,422 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $5,853,000 | 5,277 |
| Total interest expense | $2,223,000 | 6,004 |
| Net interest income | $3,630,000 | 4,682 |
| Provision for loan and lease losses | $57,000 | 6,361 |
| Total noninterest income | $1,110,000 | 2,859 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $705,000 | 1,924 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $405,000 | 3,381 |
| Total noninterest expense | $3,110,000 | 4,200 |
| Salaries and employee benefits | $1,706,000 | 3,845 |
| Premises and equipment expense | $464,000 | 4,017 |
| Additional noninterest expense | $940,000 | 4,623 |
| Pre-tax net operating income | $1,573,000 | 4,173 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $535,000 | 3,931 |
| Income before extraordinary items | $1,038,000 | 4,346 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,038,000 | 4,347 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 6,880 |
| Cash dividends | $470,000 | 3,559 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,038,000 | 4,293 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $5,350,000 | 5,695 |
| Total interest expense | $1,948,000 | 6,590 |
| Net interest income | $3,402,000 | 4,985 |
| Provision for loan and lease losses | $72,000 | 5,348 |
| Total noninterest income | $897,000 | 3,373 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $670,000 | 2,016 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $227,000 | 4,758 |
| Total noninterest expense | $2,837,000 | 4,484 |
| Salaries and employee benefits | $1,577,000 | 4,101 |
| Premises and equipment expense | $402,000 | 4,513 |
| Additional noninterest expense | $858,000 | 4,954 |
| Pre-tax net operating income | $1,390,000 | 4,716 |
| Securities gains (losses) | $18,000 | 1,987 |
| Applicable income taxes | $190,000 | 7,597 |
| Income before extraordinary items | $1,218,000 | 3,912 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,218,000 | 3,910 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 6,638 |
| Cash dividends | $607,000 | 2,893 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,202,340 | 3,935 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,309,000 | 6,337 |
| Total interest expense | $1,355,000 | 7,380 |
| Net interest income | $2,954,000 | 5,672 |
| Provision for loan and lease losses | $36,000 | 6,762 |
| Total noninterest income | $925,000 | 3,292 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $672,000 | 2,011 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $253,000 | 4,561 |
| Total noninterest expense | $2,541,000 | 5,091 |
| Salaries and employee benefits | $1,346,000 | 4,731 |
| Premises and equipment expense | $325,000 | 5,372 |
| Additional noninterest expense | $870,000 | 5,328 |
| Pre-tax net operating income | $1,302,000 | 4,940 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $16,000 | 11,243 |
| Income before extraordinary items | $1,286,000 | 3,628 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,286,000 | 3,635 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $46,000 | 5,275 |
| Cash dividends | $525,000 | 3,073 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,286,000 | 3,665 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,888,000 | 7,006 |
| Total interest expense | $1,344,000 | 7,724 |
| Net interest income | $2,544,000 | 6,457 |
| Provision for loan and lease losses | $-165,000 | 13,004 |
| Total noninterest income | $855,000 | 3,791 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $620,000 | 2,207 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $235,000 | 5,178 |
| Total noninterest expense | $2,553,000 | 5,174 |
| Salaries and employee benefits | $1,295,000 | 4,901 |
| Premises and equipment expense | $301,000 | 5,841 |
| Additional noninterest expense | $957,000 | 5,119 |
| Pre-tax net operating income | $1,011,000 | 5,851 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $-199,000 | 13,041 |
| Income before extraordinary items | $1,210,000 | 3,989 |
| Extraordinary gains, net | $156,000 | 1,196 |
| Net income | $1,366,000 | 3,653 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $232,000 | 2,865 |
| Cash dividends | $71,000 | 7,512 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,210,000 | 3,780 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,075,000 | 7,411 |
| Total interest expense | $1,793,000 | 7,639 |
| Net interest income | $2,282,000 | 7,049 |
| Provision for loan and lease losses | $-253,000 | 13,845 |
| Total noninterest income | $921,000 | 3,550 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $475,000 | 2,928 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $446,000 | 3,454 |
| Total noninterest expense | $2,722,000 | 4,935 |
| Salaries and employee benefits | $1,031,000 | 5,868 |
| Premises and equipment expense | $220,000 | 7,396 |
| Additional noninterest expense | $1,471,000 | 3,662 |
| Pre-tax net operating income | $734,000 | 6,920 |
| Securities gains (losses) | $311,000 | 1,502 |
| Applicable income taxes | $349,000 | 5,368 |
| Income before extraordinary items | $696,000 | 5,953 |
| Extraordinary gains, net | $349,000 | 273 |
| Net income | $1,045,000 | 4,368 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $151,000 | 4,874 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $487,630 | 7,064 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.