Home > Texas Savings Bank > Income and Expense
Texas Savings Bank, Income and Expense
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $1,894,000 | 5,371 |
| Total interest expense | $299,000 | 4,524 |
| Net interest income | $1,595,000 | 5,423 |
| Provision for loan and lease losses | $0 | 4,401 |
| Total noninterest income | $-222,000 | 6,547 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $105,000 | 4,547 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $-327,000 | 6,544 |
| Total noninterest expense | $2,433,000 | 4,321 |
| Salaries and employee benefits | $1,099,000 | 4,707 |
| Premises and equipment expense | $236,000 | 4,631 |
| Additional noninterest expense | $1,098,000 | 3,628 |
| Pre-tax net operating income | $-1,060,000 | 6,479 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $0 | 4,583 |
| Income before extraordinary items | $-1,060,000 | 6,482 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-1,060,000 | 6,481 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $-1,060,000 | 6,481 |
| Net charge-offs | $-1,000 | 5,188 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $-1,060,000 | 6,482 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $1,347,000 | 5,296 |
| Total interest expense | $207,000 | 4,491 |
| Net interest income | $1,140,000 | 5,341 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $14,000 | 6,459 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $58,000 | 4,837 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $-44,000 | 6,546 |
| Total noninterest expense | $1,569,000 | 4,434 |
| Salaries and employee benefits | $722,000 | 4,787 |
| Premises and equipment expense | $145,000 | 4,827 |
| Additional noninterest expense | $702,000 | 3,730 |
| Pre-tax net operating income | $-415,000 | 6,485 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $0 | 4,568 |
| Income before extraordinary items | $-415,000 | 6,491 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $-415,000 | 6,492 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $-415,000 | 6,492 |
| Net charge-offs | $33,000 | 3,108 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $-415,000 | 6,492 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $633,000 | 5,452 |
| Total interest expense | $111,000 | 4,410 |
| Net interest income | $522,000 | 5,526 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $167,000 | 3,797 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $29,000 | 4,846 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $138,000 | 3,086 |
| Total noninterest expense | $791,000 | 4,456 |
| Salaries and employee benefits | $351,000 | 4,902 |
| Premises and equipment expense | $74,000 | 4,840 |
| Additional noninterest expense | $366,000 | 3,614 |
| Pre-tax net operating income | $-102,000 | 6,447 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $0 | 4,445 |
| Income before extraordinary items | $-102,000 | 6,452 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-102,000 | 6,452 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $-102,000 | 6,453 |
| Net charge-offs | $-98,000 | 6,465 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $-102,000 | 6,447 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $3,111,000 | 5,159 |
| Total interest expense | $631,000 | 3,981 |
| Net interest income | $2,480,000 | 5,295 |
| Provision for loan and lease losses | $-913,000 | 6,664 |
| Total noninterest income | $393,000 | 4,761 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $232,000 | 3,843 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $161,000 | 4,884 |
| Total noninterest expense | $3,547,000 | 4,224 |
| Salaries and employee benefits | $1,236,000 | 5,198 |
| Premises and equipment expense | $292,000 | 4,917 |
| Additional noninterest expense | $2,019,000 | 2,947 |
| Pre-tax net operating income | $239,000 | 5,630 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $0 | 4,631 |
| Income before extraordinary items | $239,000 | 5,604 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $239,000 | 5,607 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $239,000 | 5,607 |
| Net charge-offs | $770,000 | 1,534 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $239,000 | 5,552 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $2,417,000 | 5,141 |
| Total interest expense | $505,000 | 3,922 |
| Net interest income | $1,912,000 | 5,305 |
| Provision for loan and lease losses | $-913,000 | 6,776 |
| Total noninterest income | $296,000 | 4,832 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $185,000 | 3,753 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $111,000 | 5,055 |
| Total noninterest expense | $2,715,000 | 4,188 |
| Salaries and employee benefits | $926,000 | 5,231 |
| Premises and equipment expense | $217,000 | 4,970 |
| Additional noninterest expense | $1,572,000 | 2,869 |
| Pre-tax net operating income | $406,000 | 5,005 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $0 | 4,713 |
| Income before extraordinary items | $406,000 | 4,897 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $406,000 | 4,897 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $406,000 | 4,898 |
| Net charge-offs | $784,000 | 1,195 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $406,000 | 4,801 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $1,620,000 | 5,154 |
| Total interest expense | $352,000 | 3,887 |
| Net interest income | $1,268,000 | 5,329 |
| Provision for loan and lease losses | $-913,000 | 6,850 |
| Total noninterest income | $199,000 | 4,847 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $131,000 | 3,596 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $68,000 | 5,192 |
| Total noninterest expense | $1,881,000 | 4,098 |
| Salaries and employee benefits | $600,000 | 5,305 |
| Premises and equipment expense | $143,000 | 4,998 |
| Additional noninterest expense | $1,138,000 | 2,658 |
| Pre-tax net operating income | $499,000 | 4,140 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $499,000 | 3,943 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $499,000 | 3,945 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $499,000 | 3,946 |
| Net charge-offs | $50,000 | 3,354 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $499,000 | 3,844 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $853,000 | 5,084 |
| Total interest expense | $182,000 | 3,896 |
| Net interest income | $671,000 | 5,246 |
| Provision for loan and lease losses | $-316,000 | 6,930 |
| Total noninterest income | $92,000 | 4,971 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $59,000 | 3,789 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $33,000 | 5,215 |
| Total noninterest expense | $918,000 | 4,209 |
| Salaries and employee benefits | $306,000 | 5,302 |
| Premises and equipment expense | $99,000 | 4,329 |
| Additional noninterest expense | $513,000 | 2,923 |
| Pre-tax net operating income | $161,000 | 4,773 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $161,000 | 4,631 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $161,000 | 4,632 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $161,000 | 4,633 |
| Net charge-offs | $97,000 | 1,923 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $161,000 | 4,524 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $4,082,000 | 4,821 |
| Total interest expense | $937,000 | 3,771 |
| Net interest income | $3,145,000 | 4,995 |
| Provision for loan and lease losses | $171,000 | 4,141 |
| Total noninterest income | $1,390,000 | 2,730 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $233,000 | 3,991 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $1,157,000 | 2,187 |
| Total noninterest expense | $4,131,000 | 3,943 |
| Salaries and employee benefits | $1,059,000 | 5,599 |
| Premises and equipment expense | $437,000 | 4,130 |
| Additional noninterest expense | $2,635,000 | 2,452 |
| Pre-tax net operating income | $233,000 | 5,596 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $0 | 4,751 |
| Income before extraordinary items | $233,000 | 5,687 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $233,000 | 5,684 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $233,000 | 5,685 |
| Net charge-offs | $356,000 | 3,087 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $233,000 | 5,501 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $3,207,000 | 4,782 |
| Total interest expense | $751,000 | 3,723 |
| Net interest income | $2,456,000 | 4,991 |
| Provision for loan and lease losses | $1,059,000 | 1,382 |
| Total noninterest income | $1,307,000 | 2,396 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $182,000 | 3,967 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,125,000 | 1,846 |
| Total noninterest expense | $3,363,000 | 3,778 |
| Salaries and employee benefits | $897,000 | 5,426 |
| Premises and equipment expense | $372,000 | 3,892 |
| Additional noninterest expense | $2,094,000 | 2,319 |
| Pre-tax net operating income | $-659,000 | 6,741 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $-659,000 | 6,811 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $-659,000 | 6,808 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-659,000 | 6,809 |
| Net charge-offs | $340,000 | 2,679 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $-659,000 | 6,770 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $2,197,000 | 4,745 |
| Total interest expense | $530,000 | 3,679 |
| Net interest income | $1,667,000 | 4,975 |
| Provision for loan and lease losses | $1,059,000 | 1,051 |
| Total noninterest income | $1,214,000 | 1,895 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $128,000 | 3,835 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,086,000 | 1,439 |
| Total noninterest expense | $2,616,000 | 3,400 |
| Salaries and employee benefits | $701,000 | 5,088 |
| Premises and equipment expense | $322,000 | 3,261 |
| Additional noninterest expense | $1,593,000 | 2,050 |
| Pre-tax net operating income | $-794,000 | 6,918 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $-794,000 | 6,956 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-794,000 | 6,955 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-794,000 | 6,956 |
| Net charge-offs | $184,000 | 2,846 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $-794,000 | 6,936 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,119,000 | 4,754 |
| Total interest expense | $294,000 | 3,551 |
| Net interest income | $825,000 | 5,025 |
| Provision for loan and lease losses | $410,000 | 1,228 |
| Total noninterest income | $1,098,000 | 1,242 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $60,000 | 3,962 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $1,038,000 | 880 |
| Total noninterest expense | $1,251,000 | 3,522 |
| Salaries and employee benefits | $376,000 | 4,931 |
| Premises and equipment expense | $154,000 | 3,398 |
| Additional noninterest expense | $721,000 | 2,229 |
| Pre-tax net operating income | $262,000 | 4,081 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $262,000 | 3,882 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $262,000 | 3,887 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $262,000 | 3,886 |
| Net charge-offs | $148,000 | 2,104 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $262,000 | 3,731 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $6,052,000 | 4,029 |
| Total interest expense | $1,503,000 | 3,444 |
| Net interest income | $4,549,000 | 4,180 |
| Provision for loan and lease losses | $6,295,000 | 657 |
| Total noninterest income | $536,000 | 4,280 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $366,000 | 3,202 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $170,000 | 4,666 |
| Total noninterest expense | $4,206,000 | 3,971 |
| Salaries and employee benefits | $1,631,000 | 4,725 |
| Premises and equipment expense | $452,000 | 4,289 |
| Additional noninterest expense | $2,123,000 | 2,971 |
| Pre-tax net operating income | $-5,416,000 | 7,080 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $0 | 4,719 |
| Income before extraordinary items | $-5,416,000 | 7,086 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-5,416,000 | 7,084 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $-5,416,000 | 7,085 |
| Net charge-offs | $4,054,000 | 957 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $-5,416,000 | 7,078 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $4,905,000 | 3,880 |
| Total interest expense | $1,179,000 | 3,445 |
| Net interest income | $3,726,000 | 3,935 |
| Provision for loan and lease losses | $4,763,000 | 646 |
| Total noninterest income | $387,000 | 4,387 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $284,000 | 3,141 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $103,000 | 5,058 |
| Total noninterest expense | $3,120,000 | 4,014 |
| Salaries and employee benefits | $1,251,000 | 4,667 |
| Premises and equipment expense | $334,000 | 4,370 |
| Additional noninterest expense | $1,535,000 | 3,089 |
| Pre-tax net operating income | $-3,770,000 | 7,164 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $-3,770,000 | 7,202 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-3,770,000 | 7,199 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $-3,770,000 | 7,202 |
| Net charge-offs | $2,660,000 | 1,017 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $-3,770,000 | 7,189 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $3,234,000 | 3,940 |
| Total interest expense | $814,000 | 3,463 |
| Net interest income | $2,420,000 | 4,020 |
| Provision for loan and lease losses | $4,433,000 | 495 |
| Total noninterest income | $237,000 | 4,564 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $191,000 | 3,121 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $46,000 | 5,542 |
| Total noninterest expense | $2,064,000 | 4,075 |
| Salaries and employee benefits | $857,000 | 4,631 |
| Premises and equipment expense | $228,000 | 4,356 |
| Additional noninterest expense | $979,000 | 3,254 |
| Pre-tax net operating income | $-3,840,000 | 7,318 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $-3,840,000 | 7,330 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-3,840,000 | 7,330 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $-3,840,000 | 7,330 |
| Net charge-offs | $753,000 | 1,730 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $-3,840,000 | 7,329 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,712,000 | 3,834 |
| Total interest expense | $414,000 | 3,512 |
| Net interest income | $1,298,000 | 3,849 |
| Provision for loan and lease losses | $3,578,000 | 317 |
| Total noninterest income | $154,000 | 4,113 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $101,000 | 2,954 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $53,000 | 4,572 |
| Total noninterest expense | $976,000 | 4,243 |
| Salaries and employee benefits | $371,000 | 5,067 |
| Premises and equipment expense | $113,000 | 4,429 |
| Additional noninterest expense | $492,000 | 3,232 |
| Pre-tax net operating income | $-3,102,000 | 7,459 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $-3,102,000 | 7,460 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-3,102,000 | 7,460 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-3,102,000 | 7,460 |
| Net charge-offs | $118,000 | 2,575 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $-3,102,000 | 7,459 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $6,874,000 | 3,959 |
| Total interest expense | $1,932,000 | 3,656 |
| Net interest income | $4,942,000 | 3,998 |
| Provision for loan and lease losses | $2,384,000 | 1,867 |
| Total noninterest income | $808,000 | 3,633 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $531,000 | 2,533 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $277,000 | 4,073 |
| Total noninterest expense | $3,190,000 | 4,851 |
| Salaries and employee benefits | $1,387,000 | 5,277 |
| Premises and equipment expense | $448,000 | 4,477 |
| Additional noninterest expense | $1,355,000 | 4,280 |
| Pre-tax net operating income | $176,000 | 5,257 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $176,000 | 5,365 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $176,000 | 5,365 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $176,000 | 5,367 |
| Net charge-offs | $1,242,000 | 2,399 |
| Cash dividends | $1,125,000 | 1,348 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $176,000 | 5,228 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $5,436,000 | 3,899 |
| Total interest expense | $1,477,000 | 3,744 |
| Net interest income | $3,959,000 | 3,863 |
| Provision for loan and lease losses | $2,199,000 | 1,559 |
| Total noninterest income | $621,000 | 3,609 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $400,000 | 2,586 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $221,000 | 4,007 |
| Total noninterest expense | $2,323,000 | 4,946 |
| Salaries and employee benefits | $1,034,000 | 5,334 |
| Premises and equipment expense | $333,000 | 4,560 |
| Additional noninterest expense | $956,000 | 4,430 |
| Pre-tax net operating income | $58,000 | 5,776 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $58,000 | 5,905 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $58,000 | 5,905 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $58,000 | 5,905 |
| Net charge-offs | $1,106,000 | 2,075 |
| Cash dividends | $1,125,000 | 947 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $58,000 | 5,771 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $3,515,000 | 4,011 |
| Total interest expense | $1,000,000 | 3,808 |
| Net interest income | $2,515,000 | 3,998 |
| Provision for loan and lease losses | $1,168,000 | 1,782 |
| Total noninterest income | $414,000 | 3,574 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $262,000 | 2,626 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $152,000 | 3,959 |
| Total noninterest expense | $1,519,000 | 5,032 |
| Salaries and employee benefits | $689,000 | 5,367 |
| Premises and equipment expense | $209,000 | 4,741 |
| Additional noninterest expense | $621,000 | 4,499 |
| Pre-tax net operating income | $242,000 | 4,690 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $242,000 | 4,627 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $242,000 | 4,627 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $242,000 | 4,627 |
| Net charge-offs | $1,068,000 | 1,654 |
| Cash dividends | $765,000 | 919 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $242,000 | 4,478 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,771,000 | 4,049 |
| Total interest expense | $495,000 | 3,957 |
| Net interest income | $1,276,000 | 3,992 |
| Provision for loan and lease losses | $224,000 | 2,868 |
| Total noninterest income | $209,000 | 3,555 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $139,000 | 2,481 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $70,000 | 4,123 |
| Total noninterest expense | $765,000 | 5,056 |
| Salaries and employee benefits | $368,000 | 5,211 |
| Premises and equipment expense | $97,000 | 5,031 |
| Additional noninterest expense | $300,000 | 4,585 |
| Pre-tax net operating income | $496,000 | 2,426 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $496,000 | 2,155 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $496,000 | 2,154 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $496,000 | 2,155 |
| Net charge-offs | $26,000 | 4,249 |
| Cash dividends | $720,000 | 468 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $496,000 | 2,067 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $6,187,000 | 4,524 |
| Total interest expense | $2,018,000 | 4,427 |
| Net interest income | $4,169,000 | 4,456 |
| Provision for loan and lease losses | $865,000 | 3,734 |
| Total noninterest income | $1,041,000 | 3,256 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $688,000 | 2,291 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $353,000 | 3,724 |
| Total noninterest expense | $2,910,000 | 5,277 |
| Salaries and employee benefits | $1,384,000 | 5,425 |
| Premises and equipment expense | $432,000 | 4,789 |
| Additional noninterest expense | $1,094,000 | 4,987 |
| Pre-tax net operating income | $1,435,000 | 2,425 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $1,435,000 | 2,183 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,435,000 | 2,180 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $1,435,000 | 2,182 |
| Net charge-offs | $167,000 | 5,204 |
| Cash dividends | $139,000 | 3,952 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $1,435,000 | 2,157 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $4,673,000 | 4,571 |
| Total interest expense | $1,523,000 | 4,556 |
| Net interest income | $3,150,000 | 4,442 |
| Provision for loan and lease losses | $485,000 | 3,845 |
| Total noninterest income | $785,000 | 3,300 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $500,000 | 2,354 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $285,000 | 3,698 |
| Total noninterest expense | $2,152,000 | 5,325 |
| Salaries and employee benefits | $1,043,000 | 5,445 |
| Premises and equipment expense | $306,000 | 4,979 |
| Additional noninterest expense | $803,000 | 5,049 |
| Pre-tax net operating income | $1,298,000 | 2,304 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $1,298,000 | 2,044 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $1,298,000 | 2,043 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $1,298,000 | 2,044 |
| Net charge-offs | $87,000 | 5,187 |
| Cash dividends | $148,000 | 3,353 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,298,000 | 2,002 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $2,979,000 | 4,728 |
| Total interest expense | $1,036,000 | 4,635 |
| Net interest income | $1,943,000 | 4,672 |
| Provision for loan and lease losses | $429,000 | 3,171 |
| Total noninterest income | $476,000 | 3,513 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $296,000 | 2,554 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $180,000 | 3,813 |
| Total noninterest expense | $1,432,000 | 5,379 |
| Salaries and employee benefits | $730,000 | 5,366 |
| Premises and equipment expense | $193,000 | 5,166 |
| Additional noninterest expense | $509,000 | 5,206 |
| Pre-tax net operating income | $558,000 | 3,129 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $558,000 | 2,895 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $558,000 | 2,894 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $558,000 | 2,895 |
| Net charge-offs | $31,000 | 5,317 |
| Cash dividends | $57,000 | 3,600 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $558,000 | 2,786 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,429,000 | 4,895 |
| Total interest expense | $539,000 | 4,631 |
| Net interest income | $890,000 | 4,920 |
| Provision for loan and lease losses | $105,000 | 3,786 |
| Total noninterest income | $204,000 | 3,768 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $117,000 | 2,942 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $87,000 | 3,870 |
| Total noninterest expense | $730,000 | 5,258 |
| Salaries and employee benefits | $416,000 | 5,020 |
| Premises and equipment expense | $91,000 | 5,354 |
| Additional noninterest expense | $223,000 | 5,294 |
| Pre-tax net operating income | $259,000 | 3,577 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $259,000 | 3,378 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $259,000 | 3,378 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $259,000 | 3,379 |
| Net charge-offs | $1,000 | 5,564 |
| Cash dividends | $56,000 | 2,598 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $259,000 | 3,228 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $5,321,000 | 5,289 |
| Total interest expense | $2,435,000 | 4,809 |
| Net interest income | $2,886,000 | 5,517 |
| Provision for loan and lease losses | $85,000 | 6,197 |
| Total noninterest income | $752,000 | 3,983 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $466,000 | 3,169 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $286,000 | 4,190 |
| Total noninterest expense | $2,323,000 | 5,831 |
| Salaries and employee benefits | $1,058,000 | 6,294 |
| Premises and equipment expense | $407,000 | 5,038 |
| Additional noninterest expense | $858,000 | 5,283 |
| Pre-tax net operating income | $1,230,000 | 3,375 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $1,230,000 | 2,863 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,230,000 | 2,862 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 6,604 |
| Cash dividends | $410,000 | 3,642 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $1,230,000 | 3,010 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $3,889,000 | 5,421 |
| Total interest expense | $1,837,000 | 4,918 |
| Net interest income | $2,052,000 | 5,718 |
| Provision for loan and lease losses | $56,000 | 5,776 |
| Total noninterest income | $562,000 | 4,082 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $351,000 | 3,178 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $211,000 | 4,315 |
| Total noninterest expense | $1,674,000 | 5,929 |
| Salaries and employee benefits | $773,000 | 6,359 |
| Premises and equipment expense | $304,000 | 5,074 |
| Additional noninterest expense | $597,000 | 5,438 |
| Pre-tax net operating income | $884,000 | 3,902 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $884,000 | 3,365 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $884,000 | 3,363 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 5,934 |
| Cash dividends | $309,000 | 3,342 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $884,000 | 3,496 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $2,514,000 | 5,578 |
| Total interest expense | $1,236,000 | 5,036 |
| Net interest income | $1,278,000 | 5,905 |
| Provision for loan and lease losses | $28,000 | 5,752 |
| Total noninterest income | $363,000 | 4,208 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $237,000 | 3,125 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $126,000 | 4,628 |
| Total noninterest expense | $1,091,000 | 6,036 |
| Salaries and employee benefits | $511,000 | 6,436 |
| Premises and equipment expense | $201,000 | 5,131 |
| Additional noninterest expense | $379,000 | 5,564 |
| Pre-tax net operating income | $522,000 | 4,302 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $522,000 | 3,936 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $522,000 | 3,937 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 5,718 |
| Cash dividends | $158,000 | 3,678 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $522,000 | 3,874 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,261,000 | 5,682 |
| Total interest expense | $628,000 | 5,156 |
| Net interest income | $633,000 | 5,961 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $171,000 | 4,304 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $117,000 | 3,105 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $54,000 | 4,896 |
| Total noninterest expense | $518,000 | 6,209 |
| Salaries and employee benefits | $269,000 | 6,352 |
| Premises and equipment expense | $82,000 | 5,672 |
| Additional noninterest expense | $167,000 | 5,879 |
| Pre-tax net operating income | $286,000 | 4,257 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $286,000 | 3,906 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $286,000 | 3,909 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,920 |
| Cash dividends | $76,000 | 3,135 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $286,000 | 3,827 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $5,112,000 | 5,666 |
| Total interest expense | $2,361,000 | 5,414 |
| Net interest income | $2,751,000 | 5,715 |
| Provision for loan and lease losses | $153,000 | 4,290 |
| Total noninterest income | $710,000 | 4,257 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $452,000 | 3,282 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $258,000 | 4,517 |
| Total noninterest expense | $1,989,000 | 6,232 |
| Salaries and employee benefits | $910,000 | 6,665 |
| Premises and equipment expense | $304,000 | 5,748 |
| Additional noninterest expense | $775,000 | 5,453 |
| Pre-tax net operating income | $1,319,000 | 4,161 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $1,319,000 | 3,735 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,319,000 | 3,735 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $46,000 | 4,739 |
| Cash dividends | $491,000 | 3,765 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,319,000 | 3,726 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $3,764,000 | 5,733 |
| Total interest expense | $1,727,000 | 5,494 |
| Net interest income | $2,037,000 | 5,780 |
| Provision for loan and lease losses | $153,000 | 3,446 |
| Total noninterest income | $572,000 | 4,122 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $335,000 | 3,306 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $237,000 | 4,180 |
| Total noninterest expense | $1,438,000 | 6,314 |
| Salaries and employee benefits | $659,000 | 6,725 |
| Premises and equipment expense | $192,000 | 6,172 |
| Additional noninterest expense | $587,000 | 5,367 |
| Pre-tax net operating income | $1,018,000 | 4,317 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $1,018,000 | 3,851 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,018,000 | 3,850 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 5,079 |
| Cash dividends | $370,000 | 3,355 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,018,000 | 3,838 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $2,462,000 | 5,811 |
| Total interest expense | $1,120,000 | 5,575 |
| Net interest income | $1,342,000 | 5,853 |
| Provision for loan and lease losses | $28,000 | 5,075 |
| Total noninterest income | $231,000 | 5,273 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $227,000 | 3,230 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $4,000 | 8,223 |
| Total noninterest expense | $920,000 | 6,447 |
| Salaries and employee benefits | $452,000 | 6,720 |
| Premises and equipment expense | $120,000 | 6,367 |
| Additional noninterest expense | $348,000 | 5,702 |
| Pre-tax net operating income | $625,000 | 4,556 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $625,000 | 4,075 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $625,000 | 4,075 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 5,139 |
| Cash dividends | $190,000 | 3,734 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $625,000 | 4,065 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,203,000 | 5,872 |
| Total interest expense | $546,000 | 5,641 |
| Net interest income | $657,000 | 5,923 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $77,000 | 6,046 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $112,000 | 3,217 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $-35,000 | 8,625 |
| Total noninterest expense | $468,000 | 6,444 |
| Salaries and employee benefits | $245,000 | 6,573 |
| Premises and equipment expense | $58,000 | 6,480 |
| Additional noninterest expense | $165,000 | 5,838 |
| Pre-tax net operating income | $266,000 | 4,919 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $266,000 | 4,426 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $266,000 | 4,428 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 4,049 |
| Cash dividends | $91,000 | 3,225 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $266,000 | 4,414 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $4,046,000 | 6,091 |
| Total interest expense | $1,686,000 | 5,839 |
| Net interest income | $2,360,000 | 6,165 |
| Provision for loan and lease losses | $39,000 | 5,839 |
| Total noninterest income | $392,000 | 5,646 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $334,000 | 3,911 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $58,000 | 7,092 |
| Total noninterest expense | $1,506,000 | 6,886 |
| Salaries and employee benefits | $677,000 | 7,347 |
| Premises and equipment expense | $175,000 | 6,971 |
| Additional noninterest expense | $654,000 | 5,827 |
| Pre-tax net operating income | $1,207,000 | 4,774 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $1,207,000 | 4,267 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,207,000 | 4,267 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 5,041 |
| Cash dividends | $558,000 | 3,548 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,207,000 | 4,247 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $2,916,000 | 6,211 |
| Total interest expense | $1,172,000 | 5,964 |
| Net interest income | $1,744,000 | 6,256 |
| Provision for loan and lease losses | $36,000 | 5,493 |
| Total noninterest income | $264,000 | 5,880 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $218,000 | 4,231 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $46,000 | 7,042 |
| Total noninterest expense | $1,071,000 | 7,023 |
| Salaries and employee benefits | $493,000 | 7,399 |
| Premises and equipment expense | $105,000 | 7,378 |
| Additional noninterest expense | $473,000 | 5,924 |
| Pre-tax net operating income | $901,000 | 4,963 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $901,000 | 4,416 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $901,000 | 4,420 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 4,593 |
| Cash dividends | $467,000 | 3,047 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $901,000 | 4,405 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $1,874,000 | 6,287 |
| Total interest expense | $731,000 | 6,045 |
| Net interest income | $1,143,000 | 6,341 |
| Provision for loan and lease losses | $21,000 | 5,479 |
| Total noninterest income | $166,000 | 6,040 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $135,000 | 4,352 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $31,000 | 7,060 |
| Total noninterest expense | $662,000 | 7,220 |
| Salaries and employee benefits | $325,000 | 7,468 |
| Premises and equipment expense | $60,000 | 7,622 |
| Additional noninterest expense | $277,000 | 6,308 |
| Pre-tax net operating income | $626,000 | 4,895 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $626,000 | 4,332 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $626,000 | 4,336 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 3,609 |
| Cash dividends | $419,000 | 2,626 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $626,000 | 4,327 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $906,000 | 6,336 |
| Total interest expense | $344,000 | 6,078 |
| Net interest income | $562,000 | 6,394 |
| Provision for loan and lease losses | $21,000 | 4,472 |
| Total noninterest income | $74,000 | 6,226 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $60,000 | 4,537 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $14,000 | 7,173 |
| Total noninterest expense | $318,000 | 7,325 |
| Salaries and employee benefits | $166,000 | 7,435 |
| Premises and equipment expense | $27,000 | 7,763 |
| Additional noninterest expense | $125,000 | 6,538 |
| Pre-tax net operating income | $297,000 | 4,997 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $297,000 | 4,447 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $297,000 | 4,447 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 2,390 |
| Cash dividends | $226,000 | 2,262 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $297,000 | 4,433 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $3,133,000 | 6,486 |
| Total interest expense | $1,106,000 | 6,035 |
| Net interest income | $2,027,000 | 6,605 |
| Provision for loan and lease losses | $60,000 | 5,443 |
| Total noninterest income | $268,000 | 6,540 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $223,000 | 4,810 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $45,000 | 7,498 |
| Total noninterest expense | $1,166,000 | 7,457 |
| Salaries and employee benefits | $526,000 | 7,813 |
| Premises and equipment expense | $108,000 | 7,776 |
| Additional noninterest expense | $532,000 | 6,402 |
| Pre-tax net operating income | $1,069,000 | 5,184 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $0 | 6,964 |
| Income before extraordinary items | $1,069,000 | 4,656 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,069,000 | 4,657 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,000 | 4,615 |
| Cash dividends | $688,000 | 3,111 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,069,000 | 4,619 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $2,262,000 | 6,582 |
| Total interest expense | $783,000 | 6,067 |
| Net interest income | $1,479,000 | 6,703 |
| Provision for loan and lease losses | $60,000 | 4,948 |
| Total noninterest income | $194,000 | 6,640 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $161,000 | 4,927 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $33,000 | 7,552 |
| Total noninterest expense | $858,000 | 7,481 |
| Salaries and employee benefits | $400,000 | 7,781 |
| Premises and equipment expense | $80,000 | 7,786 |
| Additional noninterest expense | $378,000 | 6,525 |
| Pre-tax net operating income | $755,000 | 5,484 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $755,000 | 4,905 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $755,000 | 4,907 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 3,970 |
| Cash dividends | $458,000 | 2,944 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $755,000 | 4,866 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,434,000 | 6,660 |
| Total interest expense | $486,000 | 6,107 |
| Net interest income | $948,000 | 6,800 |
| Provision for loan and lease losses | $37,000 | 4,943 |
| Total noninterest income | $119,000 | 6,766 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $105,000 | 4,934 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $14,000 | 7,946 |
| Total noninterest expense | $590,000 | 7,434 |
| Salaries and employee benefits | $276,000 | 7,733 |
| Premises and equipment expense | $54,000 | 7,770 |
| Additional noninterest expense | $260,000 | 6,402 |
| Pre-tax net operating income | $440,000 | 5,749 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $440,000 | 5,210 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $440,000 | 5,212 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 4,310 |
| Cash dividends | $259,000 | 3,167 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $440,000 | 5,156 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $692,000 | 6,772 |
| Total interest expense | $223,000 | 6,262 |
| Net interest income | $469,000 | 6,872 |
| Provision for loan and lease losses | $34,000 | 3,829 |
| Total noninterest income | $52,000 | 7,007 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $50,000 | 4,996 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $2,000 | 8,574 |
| Total noninterest expense | $308,000 | 7,394 |
| Salaries and employee benefits | $151,000 | 7,645 |
| Premises and equipment expense | $30,000 | 7,706 |
| Additional noninterest expense | $127,000 | 6,504 |
| Pre-tax net operating income | $179,000 | 6,202 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $179,000 | 5,681 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $179,000 | 5,682 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 4,060 |
| Cash dividends | $125,000 | 2,728 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $179,000 | 5,648 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $2,532,000 | 6,858 |
| Total interest expense | $867,000 | 6,048 |
| Net interest income | $1,665,000 | 7,090 |
| Provision for loan and lease losses | $58,000 | 5,810 |
| Total noninterest income | $159,000 | 7,525 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $149,000 | 5,792 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $10,000 | 8,525 |
| Total noninterest expense | $1,049,000 | 7,718 |
| Salaries and employee benefits | $477,000 | 8,049 |
| Premises and equipment expense | $82,000 | 8,185 |
| Additional noninterest expense | $490,000 | 6,608 |
| Pre-tax net operating income | $717,000 | 6,054 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $-39,000 | 8,657 |
| Income before extraordinary items | $756,000 | 5,399 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $756,000 | 5,401 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $42,000 | 4,850 |
| Cash dividends | $549,000 | 3,390 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $756,000 | 5,323 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $1,860,000 | 6,916 |
| Total interest expense | $651,000 | 6,028 |
| Net interest income | $1,209,000 | 7,171 |
| Provision for loan and lease losses | $24,000 | 6,219 |
| Total noninterest income | $108,000 | 7,698 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $108,000 | 5,910 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $0 | 8,890 |
| Total noninterest expense | $790,000 | 7,670 |
| Salaries and employee benefits | $360,000 | 8,026 |
| Premises and equipment expense | $58,000 | 8,243 |
| Additional noninterest expense | $372,000 | 6,543 |
| Pre-tax net operating income | $503,000 | 6,306 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $-39,000 | 8,799 |
| Income before extraordinary items | $542,000 | 5,614 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $542,000 | 5,614 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $39,000 | 4,073 |
| Cash dividends | $327,000 | 3,324 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $542,000 | 5,546 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,208,000 | 7,016 |
| Total interest expense | $439,000 | 6,018 |
| Net interest income | $769,000 | 7,318 |
| Provision for loan and lease losses | $24,000 | 5,696 |
| Total noninterest income | $55,000 | 8,073 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $67,000 | 6,054 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $-12,000 | 9,046 |
| Total noninterest expense | $522,000 | 7,734 |
| Salaries and employee benefits | $244,000 | 8,045 |
| Premises and equipment expense | $33,000 | 8,448 |
| Additional noninterest expense | $245,000 | 6,600 |
| Pre-tax net operating income | $278,000 | 6,649 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $-39,000 | 8,873 |
| Income before extraordinary items | $317,000 | 5,909 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $317,000 | 5,909 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,000 | 3,384 |
| Cash dividends | $217,000 | 3,347 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $317,000 | 5,825 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $596,000 | 7,093 |
| Total interest expense | $224,000 | 6,024 |
| Net interest income | $372,000 | 7,421 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $24,000 | 8,222 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $31,000 | 6,143 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $-7,000 | 9,086 |
| Total noninterest expense | $264,000 | 7,767 |
| Salaries and employee benefits | $118,000 | 8,147 |
| Premises and equipment expense | $24,000 | 8,053 |
| Additional noninterest expense | $122,000 | 6,621 |
| Pre-tax net operating income | $132,000 | 6,696 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $-39,000 | 8,951 |
| Income before extraordinary items | $171,000 | 5,703 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $171,000 | 5,704 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 2,731 |
| Cash dividends | $89,000 | 3,015 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $171,000 | 5,584 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $2,500,000 | 7,032 |
| Total interest expense | $995,000 | 6,140 |
| Net interest income | $1,505,000 | 7,361 |
| Provision for loan and lease losses | $39,000 | 6,564 |
| Total noninterest income | $162,000 | 7,691 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $91,000 | 6,704 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $71,000 | 7,063 |
| Total noninterest expense | $1,164,000 | 7,549 |
| Salaries and employee benefits | $575,000 | 7,803 |
| Premises and equipment expense | $95,000 | 8,127 |
| Additional noninterest expense | $494,000 | 6,587 |
| Pre-tax net operating income | $464,000 | 6,789 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $0 | 7,459 |
| Income before extraordinary items | $464,000 | 6,496 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $464,000 | 6,500 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 6,233 |
| Cash dividends | $275,000 | 4,503 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $464,000 | 6,342 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $1,853,000 | 7,162 |
| Total interest expense | $765,000 | 6,197 |
| Net interest income | $1,088,000 | 7,489 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $142,000 | 7,487 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $65,000 | 6,831 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $77,000 | 6,529 |
| Total noninterest expense | $888,000 | 7,495 |
| Salaries and employee benefits | $449,000 | 7,669 |
| Premises and equipment expense | $69,000 | 8,186 |
| Additional noninterest expense | $370,000 | 6,570 |
| Pre-tax net operating income | $342,000 | 6,985 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $0 | 7,524 |
| Income before extraordinary items | $342,000 | 6,696 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $342,000 | 6,696 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 5,966 |
| Cash dividends | $150,000 | 4,365 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $342,000 | 6,521 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,239,000 | 7,197 |
| Total interest expense | $519,000 | 6,280 |
| Net interest income | $720,000 | 7,522 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $90,000 | 7,570 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $45,000 | 6,765 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $45,000 | 6,742 |
| Total noninterest expense | $633,000 | 7,350 |
| Salaries and employee benefits | $342,000 | 7,359 |
| Premises and equipment expense | $48,000 | 8,136 |
| Additional noninterest expense | $243,000 | 6,617 |
| Pre-tax net operating income | $177,000 | 7,407 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $177,000 | 7,193 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $177,000 | 7,196 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 5,273 |
| Cash dividends | $75,000 | 4,495 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $177,000 | 7,013 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $617,000 | 7,240 |
| Total interest expense | $261,000 | 6,366 |
| Net interest income | $356,000 | 7,570 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $64,000 | 6,903 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $19,000 | 6,970 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $45,000 | 5,466 |
| Total noninterest expense | $344,000 | 7,168 |
| Salaries and employee benefits | $224,000 | 6,636 |
| Premises and equipment expense | $20,000 | 8,398 |
| Additional noninterest expense | $100,000 | 7,147 |
| Pre-tax net operating income | $76,000 | 7,593 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $76,000 | 7,373 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $76,000 | 7,374 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 4,155 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $76,000 | 7,217 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $2,506,000 | 7,351 |
| Total interest expense | $1,190,000 | 6,458 |
| Net interest income | $1,316,000 | 7,742 |
| Provision for loan and lease losses | $0 | 8,089 |
| Total noninterest income | $142,000 | 7,921 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $50,000 | 7,525 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $92,000 | 6,607 |
| Total noninterest expense | $1,116,000 | 7,681 |
| Salaries and employee benefits | $408,000 | 8,486 |
| Premises and equipment expense | $85,000 | 8,377 |
| Additional noninterest expense | $623,000 | 5,794 |
| Pre-tax net operating income | $342,000 | 7,390 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $0 | 7,681 |
| Income before extraordinary items | $342,000 | 7,118 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $342,000 | 7,119 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 6,742 |
| Cash dividends | $288,000 | 4,402 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $342,000 | 7,003 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $2,968,000 | 7,289 |
| Total interest expense | $1,774,000 | 6,461 |
| Net interest income | $1,194,000 | 7,893 |
| Provision for loan and lease losses | $5,000 | 8,099 |
| Total noninterest income | $77,000 | 8,817 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $48,000 | 7,644 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $29,000 | 8,383 |
| Total noninterest expense | $859,000 | 8,306 |
| Salaries and employee benefits | $401,000 | 8,619 |
| Premises and equipment expense | $104,000 | 8,232 |
| Additional noninterest expense | $354,000 | 7,483 |
| Pre-tax net operating income | $407,000 | 6,947 |
| Securities gains (losses) | $10,000 | 3,593 |
| Applicable income taxes | $1,000 | 7,858 |
| Income before extraordinary items | $416,000 | 6,484 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $416,000 | 6,487 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 5,713 |
| Cash dividends | $312,000 | 4,308 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $406,000 | 6,418 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $3,022,000 | 7,390 |
| Total interest expense | $1,825,000 | 6,548 |
| Net interest income | $1,197,000 | 8,073 |
| Provision for loan and lease losses | $23,000 | 7,535 |
| Total noninterest income | $145,000 | 7,964 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $25,000 | 8,186 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $120,000 | 5,988 |
| Total noninterest expense | $893,000 | 8,314 |
| Salaries and employee benefits | $371,000 | 8,897 |
| Premises and equipment expense | $111,000 | 8,251 |
| Additional noninterest expense | $411,000 | 7,061 |
| Pre-tax net operating income | $426,000 | 7,333 |
| Securities gains (losses) | $-9,000 | 8,282 |
| Applicable income taxes | $-73,000 | 9,542 |
| Income before extraordinary items | $490,000 | 6,378 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $490,000 | 6,376 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 6,934 |
| Cash dividends | $307,000 | 4,429 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $499,000 | 6,352 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $3,068,000 | 7,298 |
| Total interest expense | $1,865,000 | 6,231 |
| Net interest income | $1,203,000 | 8,183 |
| Provision for loan and lease losses | $19,000 | 7,736 |
| Total noninterest income | $67,000 | 9,338 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $16,000 | 8,565 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $51,000 | 8,031 |
| Total noninterest expense | $889,000 | 8,461 |
| Salaries and employee benefits | $363,000 | 9,109 |
| Premises and equipment expense | $120,000 | 8,235 |
| Additional noninterest expense | $406,000 | 7,213 |
| Pre-tax net operating income | $362,000 | 7,775 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $108,000 | 6,819 |
| Income before extraordinary items | $254,000 | 7,906 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $254,000 | 7,906 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 5,465 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $254,000 | 7,880 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $3,360,000 | 7,107 |
| Total interest expense | $2,247,000 | 5,752 |
| Net interest income | $1,113,000 | 8,545 |
| Provision for loan and lease losses | $22,000 | 7,668 |
| Total noninterest income | $109,000 | 8,860 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $109,000 | 6,429 |
| Total noninterest expense | $811,000 | 8,749 |
| Salaries and employee benefits | $467,000 | 8,557 |
| Premises and equipment expense | $197,000 | 6,767 |
| Additional noninterest expense | $147,000 | 9,685 |
| Pre-tax net operating income | $389,000 | 7,938 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $103,000 | 7,481 |
| Income before extraordinary items | $286,000 | 7,997 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $286,000 | 7,996 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,132 |
| Cash dividends | $150,000 | 5,770 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $286,000 | 7,917 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $3,484,000 | 7,179 |
| Total interest expense | $2,511,000 | 5,393 |
| Net interest income | $973,000 | 9,250 |
| Provision for loan and lease losses | $-1,000 | 10,576 |
| Total noninterest income | $193,000 | 7,925 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $193,000 | 5,044 |
| Total noninterest expense | $765,000 | 9,167 |
| Salaries and employee benefits | $430,000 | 9,065 |
| Premises and equipment expense | $187,000 | 7,075 |
| Additional noninterest expense | $148,000 | 10,018 |
| Pre-tax net operating income | $402,000 | 8,440 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $85,000 | 8,663 |
| Income before extraordinary items | $317,000 | 8,248 |
| Extraordinary gains, net | $-52,000 | 10,912 |
| Net income | $265,000 | 8,638 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,513 |
| Cash dividends | $150,000 | 5,875 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $317,000 | 8,204 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $3,373,000 | 7,537 |
| Total interest expense | $2,349,000 | 5,754 |
| Net interest income | $1,024,000 | 9,491 |
| Provision for loan and lease losses | $68,000 | 5,903 |
| Total noninterest income | $106,000 | 9,789 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $106,000 | 6,966 |
| Total noninterest expense | $1,032,000 | 8,556 |
| Salaries and employee benefits | $396,000 | 9,629 |
| Premises and equipment expense | $145,000 | 8,181 |
| Additional noninterest expense | $491,000 | 7,132 |
| Pre-tax net operating income | $30,000 | 10,680 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $7,000 | 10,417 |
| Income before extraordinary items | $23,000 | 10,727 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $23,000 | 10,723 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 7,243 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $23,000 | 10,669 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,436,000 | 7,635 |
| Total interest expense | $2,523,000 | 5,523 |
| Net interest income | $913,000 | 10,207 |
| Provision for loan and lease losses | $33,000 | 6,978 |
| Total noninterest income | $81,000 | 10,708 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $81,000 | 7,917 |
| Total noninterest expense | $709,000 | 10,145 |
| Salaries and employee benefits | $377,000 | 10,104 |
| Premises and equipment expense | $141,000 | 8,499 |
| Additional noninterest expense | $191,000 | 10,529 |
| Pre-tax net operating income | $252,000 | 10,098 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $101,000 | 9,160 |
| Income before extraordinary items | $151,000 | 10,455 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $151,000 | 10,459 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-10,000 | 10,662 |
| Cash dividends | $60,000 | 7,552 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $151,000 | 10,428 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,942,000 | 8,152 |
| Total interest expense | $1,681,000 | 6,387 |
| Net interest income | $1,261,000 | 9,588 |
| Provision for loan and lease losses | $-173,000 | 12,291 |
| Total noninterest income | $53,000 | 11,875 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $53,000 | 9,460 |
| Total noninterest expense | $745,000 | 10,495 |
| Salaries and employee benefits | $341,000 | 10,839 |
| Premises and equipment expense | $136,000 | 8,926 |
| Additional noninterest expense | $268,000 | 10,315 |
| Pre-tax net operating income | $742,000 | 7,176 |
| Securities gains (losses) | $7,000 | 2,440 |
| Applicable income taxes | $268,000 | 6,277 |
| Income before extraordinary items | $481,000 | 7,454 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $481,000 | 7,460 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-54,000 | 11,924 |
| Cash dividends | $150,000 | 6,052 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $476,520 | 7,526 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,871,000 | 8,544 |
| Total interest expense | $1,567,000 | 6,992 |
| Net interest income | $1,304,000 | 9,714 |
| Provision for loan and lease losses | $95,000 | 5,900 |
| Total noninterest income | $71,000 | 12,043 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $71,000 | 9,036 |
| Total noninterest expense | $688,000 | 11,222 |
| Salaries and employee benefits | $297,000 | 11,678 |
| Premises and equipment expense | $131,000 | 9,437 |
| Additional noninterest expense | $260,000 | 10,951 |
| Pre-tax net operating income | $592,000 | 7,995 |
| Securities gains (losses) | $1,000 | 7,052 |
| Applicable income taxes | $210,000 | 7,434 |
| Income before extraordinary items | $383,000 | 8,606 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $383,000 | 8,767 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 9,413 |
| Cash dividends | $150,000 | 6,064 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $382,350 | 8,355 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,934,000 | 9,102 |
| Total interest expense | $1,581,000 | 8,271 |
| Net interest income | $1,353,000 | 9,785 |
| Provision for loan and lease losses | $-34,000 | 13,573 |
| Total noninterest income | $51,000 | 13,086 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $51,000 | 10,352 |
| Total noninterest expense | $672,000 | 11,668 |
| Salaries and employee benefits | $323,000 | 11,754 |
| Premises and equipment expense | $115,000 | 10,217 |
| Additional noninterest expense | $234,000 | 11,767 |
| Pre-tax net operating income | $766,000 | 6,734 |
| Securities gains (losses) | $24,000 | 5,342 |
| Applicable income taxes | $251,000 | 6,641 |
| Income before extraordinary items | $539,000 | 7,009 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $539,000 | 7,100 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $60,000 | 7,125 |
| Cash dividends | $210,000 | 4,877 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $522,680 | 6,770 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.