Home > Texas Republic Bank > Income and Expense
Texas Republic Bank, Income and Expense
| 2025-03-31 (YTD Data) | Rank | |
| Total interest income | $8,324,000 | 1,460 |
| Total interest expense | $2,741,000 | 1,526 |
| Net interest income | $5,583,000 | 1,418 |
| Provision for loan and lease losses | $57,000 | 1,851 |
| Total noninterest income | $268,000 | 2,564 |
| Gross Fiduciary activities income | $0 | 918 |
| Service charges on deposit accounts | $95,000 | 1,936 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $173,000 | 2,539 |
| Total noninterest expense | $3,692,000 | 1,624 |
| Salaries and employee benefits | $2,538,000 | 1,387 |
| Premises and equipment expense | $377,000 | 1,593 |
| Additional noninterest expense | $173,000 | 2,539 |
| Pre-tax net operating income | $2,102,000 | 1,396 |
| Securities gains (losses) | $0 | 665 |
| Applicable income taxes | $447,000 | 1,088 |
| Income before extraordinary items | $1,655,000 | 1,479 |
| Extraordinary gains, net | $0 | 47 |
| Net income | $1,655,000 | 1,497 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,655,000 | 1,479 |
| Net charge-offs | $84,000 | 848 |
| Cash dividends | $0 | 2,364 |
| Sale, conversion, retirement of capital stock, net | $0 | 467 |
| Net operating income | $1,655,000 | 1,486 |
| 2024-12-31 (YTD Data) | Rank | |
| Total interest income | $33,509,000 | 1,434 |
| Total interest expense | $12,244,000 | 1,460 |
| Net interest income | $21,265,000 | 1,405 |
| Provision for loan and lease losses | $151,000 | 2,242 |
| Total noninterest income | $908,000 | 2,828 |
| Gross Fiduciary activities income | $0 | 1,000 |
| Service charges on deposit accounts | $377,000 | 1,970 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $531,000 | 2,887 |
| Total noninterest expense | $13,802,000 | 1,686 |
| Salaries and employee benefits | $9,324,000 | 1,467 |
| Premises and equipment expense | $1,388,000 | 1,650 |
| Additional noninterest expense | $531,000 | 2,887 |
| Pre-tax net operating income | $8,220,000 | 1,345 |
| Securities gains (losses) | $0 | 940 |
| Applicable income taxes | $1,734,000 | 1,045 |
| Income before extraordinary items | $6,486,000 | 1,430 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $6,486,000 | 1,443 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $6,486,000 | 1,430 |
| Net charge-offs | $15,000 | 2,572 |
| Cash dividends | $0 | 3,434 |
| Sale, conversion, retirement of capital stock, net | $23,000 | 531 |
| Net operating income | $6,486,000 | 1,433 |
| 2024-09-30 (YTD Data) | Rank | |
| Total interest income | $24,886,000 | 1,436 |
| Total interest expense | $9,331,000 | 1,445 |
| Net interest income | $15,555,000 | 1,418 |
| Provision for loan and lease losses | $168,000 | 1,854 |
| Total noninterest income | $659,000 | 2,823 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $287,000 | 1,953 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $372,000 | 2,907 |
| Total noninterest expense | $10,506,000 | 1,637 |
| Salaries and employee benefits | $7,206,000 | 1,414 |
| Premises and equipment expense | $1,008,000 | 1,689 |
| Additional noninterest expense | $372,000 | 2,907 |
| Pre-tax net operating income | $5,540,000 | 1,415 |
| Securities gains (losses) | $0 | 930 |
| Applicable income taxes | $1,166,000 | 1,109 |
| Income before extraordinary items | $4,374,000 | 1,507 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $4,374,000 | 1,524 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $4,374,000 | 1,509 |
| Net charge-offs | $11,000 | 2,325 |
| Cash dividends | $0 | 3,076 |
| Sale, conversion, retirement of capital stock, net | $0 | 527 |
| Net operating income | $4,374,000 | 1,511 |
| 2024-06-30 (YTD Data) | Rank | |
| Total interest income | $16,221,000 | 1,449 |
| Total interest expense | $6,104,000 | 1,434 |
| Net interest income | $10,117,000 | 1,440 |
| Provision for loan and lease losses | $95,000 | 1,895 |
| Total noninterest income | $439,000 | 2,804 |
| Gross Fiduciary activities income | $0 | 962 |
| Service charges on deposit accounts | $201,000 | 1,877 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $238,000 | 2,923 |
| Total noninterest expense | $6,794,000 | 1,695 |
| Salaries and employee benefits | $4,694,000 | 1,443 |
| Premises and equipment expense | $630,000 | 1,774 |
| Additional noninterest expense | $238,000 | 2,923 |
| Pre-tax net operating income | $3,667,000 | 1,404 |
| Securities gains (losses) | $0 | 628 |
| Applicable income taxes | $770,000 | 1,111 |
| Income before extraordinary items | $2,897,000 | 1,488 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $2,897,000 | 1,510 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,897,000 | 1,490 |
| Net charge-offs | $-1,000 | 3,466 |
| Cash dividends | $0 | 2,949 |
| Sale, conversion, retirement of capital stock, net | $0 | 496 |
| Net operating income | $2,897,000 | 1,491 |
| 2024-03-31 (YTD Data) | Rank | |
| Total interest income | $7,981,000 | 1,455 |
| Total interest expense | $2,956,000 | 1,448 |
| Net interest income | $5,025,000 | 1,442 |
| Provision for loan and lease losses | $20,000 | 2,103 |
| Total noninterest income | $217,000 | 2,790 |
| Gross Fiduciary activities income | $0 | 895 |
| Service charges on deposit accounts | $99,000 | 1,895 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $118,000 | 2,896 |
| Total noninterest expense | $3,348,000 | 1,710 |
| Salaries and employee benefits | $2,329,000 | 1,465 |
| Premises and equipment expense | $310,000 | 1,797 |
| Additional noninterest expense | $118,000 | 2,896 |
| Pre-tax net operating income | $1,874,000 | 1,359 |
| Securities gains (losses) | $0 | 689 |
| Applicable income taxes | $394,000 | 1,075 |
| Income before extraordinary items | $1,480,000 | 1,432 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,480,000 | 1,445 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,480,000 | 1,431 |
| Net charge-offs | $-1,000 | 3,381 |
| Cash dividends | $0 | 2,345 |
| Sale, conversion, retirement of capital stock, net | $0 | 434 |
| Net operating income | $1,480,000 | 1,432 |
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $29,136,000 | 1,433 |
| Total interest expense | $8,233,000 | 1,462 |
| Net interest income | $20,903,000 | 1,386 |
| Provision for loan and lease losses | $96,000 | 2,490 |
| Total noninterest income | $1,165,000 | 2,557 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $371,000 | 1,972 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $794,000 | 2,511 |
| Total noninterest expense | $12,850,000 | 1,723 |
| Salaries and employee benefits | $8,944,000 | 1,464 |
| Premises and equipment expense | $999,000 | 2,030 |
| Additional noninterest expense | $794,000 | 2,511 |
| Pre-tax net operating income | $9,122,000 | 1,248 |
| Securities gains (losses) | $0 | 988 |
| Applicable income taxes | $1,916,000 | 1,007 |
| Income before extraordinary items | $7,206,000 | 1,306 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $7,206,000 | 1,322 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $7,206,000 | 1,309 |
| Net charge-offs | $-3,000 | 3,644 |
| Cash dividends | $0 | 3,459 |
| Sale, conversion, retirement of capital stock, net | $17,000 | 488 |
| Net operating income | $7,206,000 | 1,330 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $21,244,000 | 1,433 |
| Total interest expense | $5,598,000 | 1,462 |
| Net interest income | $15,646,000 | 1,397 |
| Provision for loan and lease losses | $77,000 | 2,279 |
| Total noninterest income | $930,000 | 2,489 |
| Gross Fiduciary activities income | $0 | 950 |
| Service charges on deposit accounts | $275,000 | 1,991 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $655,000 | 2,404 |
| Total noninterest expense | $9,812,000 | 1,692 |
| Salaries and employee benefits | $6,984,000 | 1,414 |
| Premises and equipment expense | $708,000 | 2,097 |
| Additional noninterest expense | $655,000 | 2,403 |
| Pre-tax net operating income | $6,687,000 | 1,333 |
| Securities gains (losses) | $0 | 849 |
| Applicable income taxes | $1,405,000 | 1,052 |
| Income before extraordinary items | $5,282,000 | 1,389 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $5,282,000 | 1,400 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $5,282,000 | 1,389 |
| Net charge-offs | $-2,000 | 3,495 |
| Cash dividends | $0 | 3,078 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $5,282,000 | 1,403 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $13,597,000 | 1,448 |
| Total interest expense | $3,254,000 | 1,485 |
| Net interest income | $10,343,000 | 1,425 |
| Provision for loan and lease losses | $77,000 | 1,969 |
| Total noninterest income | $577,000 | 2,531 |
| Gross Fiduciary activities income | $0 | 931 |
| Service charges on deposit accounts | $177,000 | 2,014 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $400,000 | 2,453 |
| Total noninterest expense | $6,371,000 | 1,722 |
| Salaries and employee benefits | $4,579,000 | 1,425 |
| Premises and equipment expense | $409,000 | 2,281 |
| Additional noninterest expense | $400,000 | 2,449 |
| Pre-tax net operating income | $4,472,000 | 1,305 |
| Securities gains (losses) | $0 | 938 |
| Applicable income taxes | $940,000 | 1,058 |
| Income before extraordinary items | $3,532,000 | 1,374 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $3,532,000 | 1,389 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $3,532,000 | 1,374 |
| Net charge-offs | $-1,000 | 3,356 |
| Cash dividends | $0 | 2,952 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $3,532,000 | 1,386 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $6,686,000 | 1,448 |
| Total interest expense | $1,374,000 | 1,524 |
| Net interest income | $5,312,000 | 1,391 |
| Provision for loan and lease losses | $62,000 | 1,552 |
| Total noninterest income | $249,000 | 2,696 |
| Gross Fiduciary activities income | $0 | 913 |
| Service charges on deposit accounts | $83,000 | 2,106 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $166,000 | 2,636 |
| Total noninterest expense | $3,054,000 | 1,808 |
| Salaries and employee benefits | $2,243,000 | 1,475 |
| Premises and equipment expense | $191,000 | 2,416 |
| Additional noninterest expense | $166,000 | 2,636 |
| Pre-tax net operating income | $2,445,000 | 1,249 |
| Securities gains (losses) | $0 | 950 |
| Applicable income taxes | $514,000 | 1,030 |
| Income before extraordinary items | $1,931,000 | 1,324 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,931,000 | 1,323 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $1,931,000 | 1,324 |
| Net charge-offs | $0 | 2,062 |
| Cash dividends | $0 | 2,337 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $1,931,000 | 1,341 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $20,847,000 | 1,522 |
| Total interest expense | $1,818,000 | 1,700 |
| Net interest income | $19,029,000 | 1,499 |
| Provision for loan and lease losses | $851,000 | 909 |
| Total noninterest income | $1,645,000 | 2,235 |
| Gross Fiduciary activities income | $0 | 1,005 |
| Service charges on deposit accounts | $317,000 | 2,194 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,328,000 | 2,020 |
| Total noninterest expense | $12,036,000 | 1,771 |
| Salaries and employee benefits | $8,496,000 | 1,493 |
| Premises and equipment expense | $890,000 | 2,149 |
| Additional noninterest expense | $1,328,000 | 2,020 |
| Pre-tax net operating income | $7,787,000 | 1,513 |
| Securities gains (losses) | $0 | 691 |
| Applicable income taxes | $1,637,000 | 1,206 |
| Income before extraordinary items | $6,150,000 | 1,605 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $6,150,000 | 1,603 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $6,150,000 | 1,604 |
| Net charge-offs | $46,000 | 1,593 |
| Cash dividends | $0 | 3,475 |
| Sale, conversion, retirement of capital stock, net | $21,000 | 534 |
| Net operating income | $6,150,000 | 1,629 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $14,472,000 | 1,572 |
| Total interest expense | $1,055,000 | 1,694 |
| Net interest income | $13,417,000 | 1,553 |
| Provision for loan and lease losses | $483,000 | 983 |
| Total noninterest income | $1,309,000 | 2,223 |
| Gross Fiduciary activities income | $0 | 968 |
| Service charges on deposit accounts | $229,000 | 2,240 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,080,000 | 1,973 |
| Total noninterest expense | $8,759,000 | 1,805 |
| Salaries and employee benefits | $6,173,000 | 1,537 |
| Premises and equipment expense | $676,000 | 2,152 |
| Additional noninterest expense | $1,080,000 | 1,973 |
| Pre-tax net operating income | $5,484,000 | 1,586 |
| Securities gains (losses) | $0 | 740 |
| Applicable income taxes | $1,153,000 | 1,249 |
| Income before extraordinary items | $4,331,000 | 1,640 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $4,331,000 | 1,639 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $4,331,000 | 1,639 |
| Net charge-offs | $1,000 | 2,255 |
| Cash dividends | $0 | 3,099 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $4,331,000 | 1,674 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $9,000,000 | 1,611 |
| Total interest expense | $655,000 | 1,609 |
| Net interest income | $8,345,000 | 1,604 |
| Provision for loan and lease losses | $290,000 | 973 |
| Total noninterest income | $955,000 | 2,117 |
| Gross Fiduciary activities income | $0 | 925 |
| Service charges on deposit accounts | $145,000 | 2,289 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $810,000 | 1,891 |
| Total noninterest expense | $5,829,000 | 1,797 |
| Salaries and employee benefits | $4,097,000 | 1,535 |
| Premises and equipment expense | $453,000 | 2,148 |
| Additional noninterest expense | $1,279,000 | 2,217 |
| Pre-tax net operating income | $3,181,000 | 1,663 |
| Securities gains (losses) | $0 | 687 |
| Applicable income taxes | $669,000 | 1,272 |
| Income before extraordinary items | $2,512,000 | 1,714 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,512,000 | 1,712 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $2,512,000 | 1,714 |
| Net charge-offs | $1,000 | 2,041 |
| Cash dividends | $0 | 2,961 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $2,512,000 | 1,749 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $4,278,000 | 1,634 |
| Total interest expense | $327,000 | 1,551 |
| Net interest income | $3,951,000 | 1,638 |
| Provision for loan and lease losses | $134,000 | 860 |
| Total noninterest income | $560,000 | 1,942 |
| Gross Fiduciary activities income | $0 | 892 |
| Service charges on deposit accounts | $66,000 | 2,400 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $494,000 | 1,683 |
| Total noninterest expense | $2,927,000 | 1,786 |
| Salaries and employee benefits | $2,082,000 | 1,519 |
| Premises and equipment expense | $222,000 | 2,194 |
| Additional noninterest expense | $623,000 | 2,244 |
| Pre-tax net operating income | $1,450,000 | 1,673 |
| Securities gains (losses) | $0 | 623 |
| Applicable income taxes | $305,000 | 1,294 |
| Income before extraordinary items | $1,145,000 | 1,755 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,145,000 | 1,755 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $1,145,000 | 1,755 |
| Net charge-offs | $2,000 | 1,559 |
| Cash dividends | $0 | 2,284 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $1,145,000 | 1,774 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $17,164,000 | 1,677 |
| Total interest expense | $1,815,000 | 1,430 |
| Net interest income | $15,349,000 | 1,696 |
| Provision for loan and lease losses | $161,000 | 1,889 |
| Total noninterest income | $2,016,000 | 2,208 |
| Gross Fiduciary activities income | $0 | 994 |
| Service charges on deposit accounts | $280,000 | 2,270 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,736,000 | 2,060 |
| Total noninterest expense | $10,435,000 | 1,928 |
| Salaries and employee benefits | $7,022,000 | 1,713 |
| Premises and equipment expense | $828,000 | 2,264 |
| Additional noninterest expense | $2,585,000 | 2,208 |
| Pre-tax net operating income | $6,769,000 | 1,679 |
| Securities gains (losses) | $0 | 2,062 |
| Applicable income taxes | $1,421,000 | 1,352 |
| Income before extraordinary items | $5,348,000 | 1,798 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $5,348,000 | 1,798 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $5,348,000 | 1,799 |
| Net charge-offs | $-21,000 | 3,848 |
| Cash dividends | $2,000,000 | 1,514 |
| Sale, conversion, retirement of capital stock, net | $11,000 | 557 |
| Net operating income | $5,348,000 | 1,766 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $12,812,000 | 1,710 |
| Total interest expense | $1,426,000 | 1,457 |
| Net interest income | $11,386,000 | 1,735 |
| Provision for loan and lease losses | $161,000 | 1,628 |
| Total noninterest income | $1,496,000 | 2,272 |
| Gross Fiduciary activities income | $0 | 957 |
| Service charges on deposit accounts | $206,000 | 2,292 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,290,000 | 2,115 |
| Total noninterest expense | $7,573,000 | 1,970 |
| Salaries and employee benefits | $5,086,000 | 1,758 |
| Premises and equipment expense | $617,000 | 2,307 |
| Additional noninterest expense | $1,870,000 | 2,262 |
| Pre-tax net operating income | $5,148,000 | 1,716 |
| Securities gains (losses) | $0 | 2,015 |
| Applicable income taxes | $1,081,000 | 1,411 |
| Income before extraordinary items | $4,067,000 | 1,853 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $4,067,000 | 1,852 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $4,067,000 | 1,853 |
| Net charge-offs | $-7,000 | 3,541 |
| Cash dividends | $2,000,000 | 1,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $4,067,000 | 1,823 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $8,563,000 | 1,704 |
| Total interest expense | $1,000,000 | 1,458 |
| Net interest income | $7,563,000 | 1,730 |
| Provision for loan and lease losses | $161,000 | 1,326 |
| Total noninterest income | $949,000 | 2,294 |
| Gross Fiduciary activities income | $0 | 951 |
| Service charges on deposit accounts | $128,000 | 2,334 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $821,000 | 2,140 |
| Total noninterest expense | $5,031,000 | 1,968 |
| Salaries and employee benefits | $3,355,000 | 1,768 |
| Premises and equipment expense | $404,000 | 2,321 |
| Additional noninterest expense | $1,272,000 | 2,211 |
| Pre-tax net operating income | $3,320,000 | 1,725 |
| Securities gains (losses) | $0 | 1,818 |
| Applicable income taxes | $697,000 | 1,426 |
| Income before extraordinary items | $2,623,000 | 1,872 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $2,623,000 | 1,872 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $2,623,000 | 1,872 |
| Net charge-offs | $0 | 2,245 |
| Cash dividends | $0 | 3,104 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $2,623,000 | 1,841 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $4,336,000 | 1,682 |
| Total interest expense | $522,000 | 1,475 |
| Net interest income | $3,814,000 | 1,705 |
| Provision for loan and lease losses | $71,000 | 1,539 |
| Total noninterest income | $332,000 | 2,685 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $59,000 | 2,411 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $273,000 | 2,547 |
| Total noninterest expense | $2,419,000 | 2,008 |
| Salaries and employee benefits | $1,625,000 | 1,803 |
| Premises and equipment expense | $197,000 | 2,370 |
| Additional noninterest expense | $597,000 | 2,271 |
| Pre-tax net operating income | $1,656,000 | 1,742 |
| Securities gains (losses) | $0 | 1,392 |
| Applicable income taxes | $348,000 | 1,403 |
| Income before extraordinary items | $1,308,000 | 1,881 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $1,308,000 | 1,880 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $1,308,000 | 1,881 |
| Net charge-offs | $0 | 1,930 |
| Cash dividends | $0 | 2,452 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $1,308,000 | 1,851 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $17,981,000 | 1,635 |
| Total interest expense | $3,013,000 | 1,480 |
| Net interest income | $14,968,000 | 1,659 |
| Provision for loan and lease losses | $583,000 | 2,096 |
| Total noninterest income | $1,103,000 | 2,766 |
| Gross Fiduciary activities income | $0 | 1,030 |
| Service charges on deposit accounts | $217,000 | 2,668 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $886,000 | 2,598 |
| Total noninterest expense | $8,862,000 | 2,123 |
| Salaries and employee benefits | $5,693,000 | 1,970 |
| Premises and equipment expense | $681,000 | 2,572 |
| Additional noninterest expense | $2,488,000 | 2,202 |
| Pre-tax net operating income | $6,626,000 | 1,437 |
| Securities gains (losses) | $0 | 2,675 |
| Applicable income taxes | $1,394,000 | 1,188 |
| Income before extraordinary items | $5,232,000 | 1,576 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $5,232,000 | 1,576 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $5,232,000 | 1,576 |
| Net charge-offs | $-3,000 | 4,049 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $5,000 | 550 |
| Net operating income | $5,232,000 | 1,538 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $13,497,000 | 1,639 |
| Total interest expense | $2,348,000 | 1,511 |
| Net interest income | $11,149,000 | 1,653 |
| Provision for loan and lease losses | $451,000 | 2,047 |
| Total noninterest income | $736,000 | 2,865 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $161,000 | 2,687 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $575,000 | 2,694 |
| Total noninterest expense | $6,554,000 | 2,129 |
| Salaries and employee benefits | $4,214,000 | 1,964 |
| Premises and equipment expense | $509,000 | 2,577 |
| Additional noninterest expense | $1,831,000 | 2,209 |
| Pre-tax net operating income | $4,880,000 | 1,425 |
| Securities gains (losses) | $0 | 2,494 |
| Applicable income taxes | $1,027,000 | 1,163 |
| Income before extraordinary items | $3,853,000 | 1,559 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $3,853,000 | 1,559 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $3,853,000 | 1,560 |
| Net charge-offs | $-2,000 | 3,908 |
| Cash dividends | $0 | 3,384 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $3,853,000 | 1,520 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $9,077,000 | 1,645 |
| Total interest expense | $1,652,000 | 1,529 |
| Net interest income | $7,425,000 | 1,655 |
| Provision for loan and lease losses | $226,000 | 2,289 |
| Total noninterest income | $407,000 | 3,073 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $111,000 | 2,678 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $296,000 | 2,924 |
| Total noninterest expense | $4,349,000 | 2,131 |
| Salaries and employee benefits | $2,826,000 | 1,958 |
| Premises and equipment expense | $337,000 | 2,576 |
| Additional noninterest expense | $1,186,000 | 2,230 |
| Pre-tax net operating income | $3,257,000 | 1,349 |
| Securities gains (losses) | $0 | 2,249 |
| Applicable income taxes | $686,000 | 1,098 |
| Income before extraordinary items | $2,571,000 | 1,500 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,571,000 | 1,499 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $2,571,000 | 1,500 |
| Net charge-offs | $-1,000 | 3,744 |
| Cash dividends | $0 | 3,237 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $2,571,000 | 1,456 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $4,388,000 | 1,684 |
| Total interest expense | $867,000 | 1,591 |
| Net interest income | $3,521,000 | 1,701 |
| Provision for loan and lease losses | $51,000 | 2,490 |
| Total noninterest income | $206,000 | 2,974 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $64,000 | 2,747 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $142,000 | 2,820 |
| Total noninterest expense | $2,155,000 | 2,166 |
| Salaries and employee benefits | $1,429,000 | 1,957 |
| Premises and equipment expense | $167,000 | 2,611 |
| Additional noninterest expense | $559,000 | 2,355 |
| Pre-tax net operating income | $1,521,000 | 1,307 |
| Securities gains (losses) | $0 | 1,705 |
| Applicable income taxes | $320,000 | 1,027 |
| Income before extraordinary items | $1,201,000 | 1,432 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,201,000 | 1,430 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $1,201,000 | 1,432 |
| Net charge-offs | $-1,000 | 3,618 |
| Cash dividends | $0 | 2,639 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $1,201,000 | 1,403 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $17,145,000 | 1,728 |
| Total interest expense | $3,347,000 | 1,681 |
| Net interest income | $13,798,000 | 1,725 |
| Provision for loan and lease losses | $370,000 | 1,756 |
| Total noninterest income | $843,000 | 3,044 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $276,000 | 2,744 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $567,000 | 2,890 |
| Total noninterest expense | $8,172,000 | 2,215 |
| Salaries and employee benefits | $5,491,000 | 1,970 |
| Premises and equipment expense | $665,000 | 2,620 |
| Additional noninterest expense | $2,016,000 | 2,547 |
| Pre-tax net operating income | $6,099,000 | 1,509 |
| Securities gains (losses) | $0 | 2,379 |
| Applicable income taxes | $1,284,000 | 1,219 |
| Income before extraordinary items | $4,815,000 | 1,646 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $4,815,000 | 1,648 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $4,815,000 | 1,648 |
| Net charge-offs | $65,000 | 2,478 |
| Cash dividends | $0 | 3,944 |
| Sale, conversion, retirement of capital stock, net | $14,000 | 591 |
| Net operating income | $4,815,000 | 1,610 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $12,738,000 | 1,765 |
| Total interest expense | $2,465,000 | 1,711 |
| Net interest income | $10,273,000 | 1,758 |
| Provision for loan and lease losses | $310,000 | 1,574 |
| Total noninterest income | $667,000 | 2,995 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $212,000 | 2,748 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $455,000 | 2,828 |
| Total noninterest expense | $6,082,000 | 2,232 |
| Salaries and employee benefits | $4,056,000 | 2,001 |
| Premises and equipment expense | $498,000 | 2,654 |
| Additional noninterest expense | $1,528,000 | 2,532 |
| Pre-tax net operating income | $4,548,000 | 1,565 |
| Securities gains (losses) | $0 | 2,167 |
| Applicable income taxes | $957,000 | 1,265 |
| Income before extraordinary items | $3,591,000 | 1,678 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $3,591,000 | 1,680 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $3,591,000 | 1,680 |
| Net charge-offs | $65,000 | 2,050 |
| Cash dividends | $0 | 3,588 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $3,591,000 | 1,642 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $8,236,000 | 1,811 |
| Total interest expense | $1,568,000 | 1,738 |
| Net interest income | $6,668,000 | 1,805 |
| Provision for loan and lease losses | $210,000 | 1,506 |
| Total noninterest income | $461,000 | 2,913 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $150,000 | 2,628 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $311,000 | 2,777 |
| Total noninterest expense | $4,010,000 | 2,256 |
| Salaries and employee benefits | $2,661,000 | 2,016 |
| Premises and equipment expense | $332,000 | 2,638 |
| Additional noninterest expense | $1,017,000 | 2,550 |
| Pre-tax net operating income | $2,909,000 | 1,585 |
| Securities gains (losses) | $0 | 1,702 |
| Applicable income taxes | $612,000 | 1,285 |
| Income before extraordinary items | $2,297,000 | 1,705 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,297,000 | 1,705 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $2,297,000 | 1,705 |
| Net charge-offs | $8,000 | 2,672 |
| Cash dividends | $0 | 3,456 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $2,297,000 | 1,679 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $3,942,000 | 1,872 |
| Total interest expense | $710,000 | 1,822 |
| Net interest income | $3,232,000 | 1,854 |
| Provision for loan and lease losses | $90,000 | 1,533 |
| Total noninterest income | $161,000 | 3,322 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $74,000 | 2,647 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $87,000 | 3,398 |
| Total noninterest expense | $1,960,000 | 2,303 |
| Salaries and employee benefits | $1,305,000 | 2,071 |
| Premises and equipment expense | $166,000 | 2,674 |
| Additional noninterest expense | $489,000 | 2,633 |
| Pre-tax net operating income | $1,343,000 | 1,666 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $283,000 | 1,297 |
| Income before extraordinary items | $1,060,000 | 1,785 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,060,000 | 1,783 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $1,060,000 | 1,784 |
| Net charge-offs | $0 | 2,740 |
| Cash dividends | $0 | 2,803 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $1,060,000 | 1,769 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $14,123,000 | 1,942 |
| Total interest expense | $2,057,000 | 1,902 |
| Net interest income | $12,066,000 | 1,940 |
| Provision for loan and lease losses | $270,000 | 2,073 |
| Total noninterest income | $602,000 | 3,551 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $328,000 | 2,609 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $274,000 | 3,774 |
| Total noninterest expense | $7,313,000 | 2,403 |
| Salaries and employee benefits | $4,669,000 | 2,212 |
| Premises and equipment expense | $663,000 | 2,667 |
| Additional noninterest expense | $1,981,000 | 2,605 |
| Pre-tax net operating income | $5,085,000 | 1,761 |
| Securities gains (losses) | $0 | 1,125 |
| Applicable income taxes | $1,068,000 | 1,331 |
| Income before extraordinary items | $4,017,000 | 1,905 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $4,017,000 | 1,903 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $4,017,000 | 1,904 |
| Net charge-offs | $-3,000 | 4,310 |
| Cash dividends | $0 | 4,033 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $4,017,000 | 1,896 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $10,307,000 | 1,975 |
| Total interest expense | $1,444,000 | 1,916 |
| Net interest income | $8,863,000 | 1,979 |
| Provision for loan and lease losses | $180,000 | 2,069 |
| Total noninterest income | $454,000 | 3,564 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $246,000 | 2,622 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $208,000 | 3,796 |
| Total noninterest expense | $5,431,000 | 2,417 |
| Salaries and employee benefits | $3,446,000 | 2,232 |
| Premises and equipment expense | $499,000 | 2,674 |
| Additional noninterest expense | $1,486,000 | 2,626 |
| Pre-tax net operating income | $3,706,000 | 1,809 |
| Securities gains (losses) | $0 | 1,118 |
| Applicable income taxes | $779,000 | 1,403 |
| Income before extraordinary items | $2,927,000 | 1,942 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,927,000 | 1,939 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $2,927,000 | 1,941 |
| Net charge-offs | $-3,000 | 4,190 |
| Cash dividends | $0 | 3,618 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $2,927,000 | 1,931 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $6,695,000 | 2,009 |
| Total interest expense | $872,000 | 1,969 |
| Net interest income | $5,823,000 | 2,007 |
| Provision for loan and lease losses | $160,000 | 1,721 |
| Total noninterest income | $302,000 | 3,593 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $168,000 | 2,570 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $134,000 | 3,860 |
| Total noninterest expense | $3,527,000 | 2,478 |
| Salaries and employee benefits | $2,200,000 | 2,318 |
| Premises and equipment expense | $329,000 | 2,713 |
| Additional noninterest expense | $998,000 | 2,622 |
| Pre-tax net operating income | $2,438,000 | 1,806 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $512,000 | 1,388 |
| Income before extraordinary items | $1,926,000 | 1,938 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,926,000 | 1,936 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,926,000 | 1,937 |
| Net charge-offs | $-2,000 | 4,025 |
| Cash dividends | $0 | 3,485 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $1,926,000 | 1,928 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $3,313,000 | 2,013 |
| Total interest expense | $413,000 | 1,975 |
| Net interest income | $2,900,000 | 2,006 |
| Provision for loan and lease losses | $100,000 | 1,437 |
| Total noninterest income | $141,000 | 3,668 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $80,000 | 2,667 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $61,000 | 3,961 |
| Total noninterest expense | $1,711,000 | 2,542 |
| Salaries and employee benefits | $1,035,000 | 2,442 |
| Premises and equipment expense | $166,000 | 2,737 |
| Additional noninterest expense | $510,000 | 2,593 |
| Pre-tax net operating income | $1,230,000 | 1,757 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $258,000 | 1,342 |
| Income before extraordinary items | $972,000 | 1,880 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $972,000 | 1,879 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $972,000 | 1,880 |
| Net charge-offs | $0 | 2,722 |
| Cash dividends | $0 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $972,000 | 1,867 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $12,840,000 | 2,002 |
| Total interest expense | $1,450,000 | 1,981 |
| Net interest income | $11,390,000 | 2,001 |
| Provision for loan and lease losses | $325,000 | 1,888 |
| Total noninterest income | $582,000 | 3,739 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $279,000 | 2,968 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $303,000 | 3,799 |
| Total noninterest expense | $6,511,000 | 2,627 |
| Salaries and employee benefits | $4,044,000 | 2,454 |
| Premises and equipment expense | $600,000 | 2,917 |
| Additional noninterest expense | $1,867,000 | 2,781 |
| Pre-tax net operating income | $5,136,000 | 1,672 |
| Securities gains (losses) | $0 | 2,243 |
| Applicable income taxes | $2,082,000 | 1,247 |
| Income before extraordinary items | $3,054,000 | 2,004 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $3,054,000 | 2,002 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $3,054,000 | 2,004 |
| Net charge-offs | $74,000 | 2,701 |
| Cash dividends | $0 | 4,147 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $3,054,000 | 1,987 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $9,463,000 | 2,038 |
| Total interest expense | $1,051,000 | 2,009 |
| Net interest income | $8,412,000 | 2,028 |
| Provision for loan and lease losses | $300,000 | 1,614 |
| Total noninterest income | $447,000 | 3,730 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $214,000 | 2,957 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $233,000 | 3,793 |
| Total noninterest expense | $4,846,000 | 2,651 |
| Salaries and employee benefits | $3,067,000 | 2,439 |
| Premises and equipment expense | $440,000 | 2,990 |
| Additional noninterest expense | $1,339,000 | 2,869 |
| Pre-tax net operating income | $3,713,000 | 1,747 |
| Securities gains (losses) | $0 | 2,274 |
| Applicable income taxes | $1,276,000 | 1,251 |
| Income before extraordinary items | $2,437,000 | 2,064 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $2,437,000 | 2,065 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,437,000 | 2,065 |
| Net charge-offs | $85,000 | 2,064 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $2,437,000 | 2,029 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $5,983,000 | 2,123 |
| Total interest expense | $655,000 | 2,064 |
| Net interest income | $5,328,000 | 2,117 |
| Provision for loan and lease losses | $140,000 | 1,913 |
| Total noninterest income | $307,000 | 3,695 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $147,000 | 2,909 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $160,000 | 3,774 |
| Total noninterest expense | $3,202,000 | 2,682 |
| Salaries and employee benefits | $2,035,000 | 2,455 |
| Premises and equipment expense | $286,000 | 3,041 |
| Additional noninterest expense | $881,000 | 2,909 |
| Pre-tax net operating income | $2,293,000 | 1,828 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $789,000 | 1,281 |
| Income before extraordinary items | $1,504,000 | 2,146 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,504,000 | 2,146 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,504,000 | 2,147 |
| Net charge-offs | $-7,000 | 4,687 |
| Cash dividends | $0 | 3,544 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $1,504,000 | 2,115 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $2,884,000 | 2,182 |
| Total interest expense | $292,000 | 2,223 |
| Net interest income | $2,592,000 | 2,162 |
| Provision for loan and lease losses | $60,000 | 1,878 |
| Total noninterest income | $174,000 | 3,498 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $75,000 | 2,881 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $99,000 | 3,487 |
| Total noninterest expense | $1,581,000 | 2,726 |
| Salaries and employee benefits | $999,000 | 2,522 |
| Premises and equipment expense | $152,000 | 2,971 |
| Additional noninterest expense | $430,000 | 2,971 |
| Pre-tax net operating income | $1,125,000 | 1,802 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $386,000 | 1,270 |
| Income before extraordinary items | $739,000 | 2,111 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $739,000 | 2,112 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $739,000 | 2,112 |
| Net charge-offs | $0 | 2,943 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $739,000 | 2,080 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $9,888,000 | 2,419 |
| Total interest expense | $905,000 | 2,591 |
| Net interest income | $8,983,000 | 2,384 |
| Provision for loan and lease losses | $208,000 | 2,403 |
| Total noninterest income | $507,000 | 4,069 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $255,000 | 3,234 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $252,000 | 4,126 |
| Total noninterest expense | $6,033,000 | 2,842 |
| Salaries and employee benefits | $3,697,000 | 2,643 |
| Premises and equipment expense | $626,000 | 2,942 |
| Additional noninterest expense | $1,710,000 | 3,061 |
| Pre-tax net operating income | $3,249,000 | 2,265 |
| Securities gains (losses) | $0 | 3,212 |
| Applicable income taxes | $1,078,000 | 1,567 |
| Income before extraordinary items | $2,171,000 | 2,650 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,171,000 | 2,648 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $2,171,000 | 2,649 |
| Net charge-offs | $-10,000 | 4,985 |
| Cash dividends | $0 | 4,239 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $2,171,000 | 2,597 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $7,215,000 | 2,479 |
| Total interest expense | $663,000 | 2,623 |
| Net interest income | $6,552,000 | 2,445 |
| Provision for loan and lease losses | $208,000 | 2,014 |
| Total noninterest income | $394,000 | 4,048 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $191,000 | 3,253 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $203,000 | 4,090 |
| Total noninterest expense | $4,350,000 | 2,910 |
| Salaries and employee benefits | $2,640,000 | 2,739 |
| Premises and equipment expense | $470,000 | 2,951 |
| Additional noninterest expense | $1,240,000 | 3,146 |
| Pre-tax net operating income | $2,388,000 | 2,329 |
| Securities gains (losses) | $0 | 3,160 |
| Applicable income taxes | $786,000 | 1,639 |
| Income before extraordinary items | $1,602,000 | 2,711 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,602,000 | 2,711 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,602,000 | 2,711 |
| Net charge-offs | $-9,000 | 4,891 |
| Cash dividends | $0 | 3,792 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $1,602,000 | 2,656 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $4,646,000 | 2,568 |
| Total interest expense | $431,000 | 2,692 |
| Net interest income | $4,215,000 | 2,524 |
| Provision for loan and lease losses | $208,000 | 1,587 |
| Total noninterest income | $224,000 | 4,261 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $123,000 | 3,303 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $101,000 | 4,410 |
| Total noninterest expense | $2,858,000 | 2,950 |
| Salaries and employee benefits | $1,731,000 | 2,795 |
| Premises and equipment expense | $313,000 | 2,963 |
| Additional noninterest expense | $814,000 | 3,190 |
| Pre-tax net operating income | $1,373,000 | 2,544 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $439,000 | 1,790 |
| Income before extraordinary items | $934,000 | 2,916 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $934,000 | 2,914 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $934,000 | 2,915 |
| Net charge-offs | $-5,000 | 4,738 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $934,000 | 2,845 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $2,261,000 | 2,626 |
| Total interest expense | $205,000 | 2,801 |
| Net interest income | $2,056,000 | 2,574 |
| Provision for loan and lease losses | $91,000 | 1,584 |
| Total noninterest income | $133,000 | 4,009 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $54,000 | 3,493 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $79,000 | 3,885 |
| Total noninterest expense | $1,490,000 | 2,886 |
| Salaries and employee benefits | $903,000 | 2,712 |
| Premises and equipment expense | $155,000 | 3,012 |
| Additional noninterest expense | $432,000 | 3,054 |
| Pre-tax net operating income | $608,000 | 2,720 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $211,000 | 1,785 |
| Income before extraordinary items | $397,000 | 3,149 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $397,000 | 3,147 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $397,000 | 3,148 |
| Net charge-offs | $-3,000 | 4,617 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $14,000 | 487 |
| Net operating income | $397,000 | 3,089 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $8,123,000 | 2,807 |
| Total interest expense | $792,000 | 2,843 |
| Net interest income | $7,331,000 | 2,772 |
| Provision for loan and lease losses | $400,000 | 1,583 |
| Total noninterest income | $444,000 | 4,343 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $238,000 | 3,432 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $206,000 | 4,427 |
| Total noninterest expense | $5,146,000 | 3,148 |
| Salaries and employee benefits | $3,154,000 | 2,942 |
| Premises and equipment expense | $532,000 | 3,361 |
| Additional noninterest expense | $1,460,000 | 3,455 |
| Pre-tax net operating income | $2,229,000 | 2,816 |
| Securities gains (losses) | $0 | 3,216 |
| Applicable income taxes | $785,000 | 1,821 |
| Income before extraordinary items | $1,444,000 | 3,292 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,444,000 | 3,293 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,444,000 | 3,294 |
| Net charge-offs | $85,000 | 2,809 |
| Cash dividends | $0 | 4,291 |
| Sale, conversion, retirement of capital stock, net | $53,000 | 596 |
| Net operating income | $1,444,000 | 3,240 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $5,967,000 | 2,866 |
| Total interest expense | $587,000 | 2,907 |
| Net interest income | $5,380,000 | 2,832 |
| Provision for loan and lease losses | $283,000 | 1,571 |
| Total noninterest income | $352,000 | 4,289 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $189,000 | 3,369 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $163,000 | 4,393 |
| Total noninterest expense | $3,779,000 | 3,216 |
| Salaries and employee benefits | $2,322,000 | 3,000 |
| Premises and equipment expense | $396,000 | 3,416 |
| Additional noninterest expense | $1,061,000 | 3,545 |
| Pre-tax net operating income | $1,670,000 | 2,890 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $585,000 | 1,866 |
| Income before extraordinary items | $1,085,000 | 3,359 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,085,000 | 3,357 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,085,000 | 3,358 |
| Net charge-offs | $35,000 | 3,030 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $38,000 | 568 |
| Net operating income | $1,085,000 | 3,308 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $3,872,000 | 2,925 |
| Total interest expense | $376,000 | 2,990 |
| Net interest income | $3,496,000 | 2,882 |
| Provision for loan and lease losses | $166,000 | 1,690 |
| Total noninterest income | $222,000 | 4,384 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $129,000 | 3,308 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $93,000 | 4,596 |
| Total noninterest expense | $2,438,000 | 3,321 |
| Salaries and employee benefits | $1,488,000 | 3,096 |
| Premises and equipment expense | $262,000 | 3,443 |
| Additional noninterest expense | $688,000 | 3,629 |
| Pre-tax net operating income | $1,114,000 | 2,878 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $392,000 | 1,866 |
| Income before extraordinary items | $722,000 | 3,354 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $722,000 | 3,354 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $722,000 | 3,355 |
| Net charge-offs | $38,000 | 2,539 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $25,000 | 553 |
| Net operating income | $722,000 | 3,293 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $1,893,000 | 2,961 |
| Total interest expense | $178,000 | 3,119 |
| Net interest income | $1,715,000 | 2,928 |
| Provision for loan and lease losses | $78,000 | 1,659 |
| Total noninterest income | $101,000 | 4,512 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $63,000 | 3,309 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $38,000 | 4,805 |
| Total noninterest expense | $1,182,000 | 3,402 |
| Salaries and employee benefits | $703,000 | 3,230 |
| Premises and equipment expense | $131,000 | 3,472 |
| Additional noninterest expense | $348,000 | 3,603 |
| Pre-tax net operating income | $556,000 | 2,833 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $195,000 | 1,852 |
| Income before extraordinary items | $361,000 | 3,321 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $361,000 | 3,324 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $361,000 | 3,324 |
| Net charge-offs | $-6,000 | 5,215 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $12,000 | 529 |
| Net operating income | $361,000 | 3,239 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $6,624,000 | 3,312 |
| Total interest expense | $640,000 | 3,478 |
| Net interest income | $5,984,000 | 3,253 |
| Provision for loan and lease losses | $364,000 | 1,787 |
| Total noninterest income | $518,000 | 4,222 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $262,000 | 3,448 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $256,000 | 4,221 |
| Total noninterest expense | $4,168,000 | 3,736 |
| Salaries and employee benefits | $2,388,000 | 3,593 |
| Premises and equipment expense | $432,000 | 3,928 |
| Additional noninterest expense | $1,348,000 | 3,792 |
| Pre-tax net operating income | $1,970,000 | 3,000 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $679,000 | 1,924 |
| Income before extraordinary items | $1,291,000 | 3,493 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $1,291,000 | 3,495 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,291,000 | 3,495 |
| Net charge-offs | $-2,000 | 5,434 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $46,000 | 649 |
| Net operating income | $1,291,000 | 3,446 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $4,768,000 | 3,422 |
| Total interest expense | $458,000 | 3,652 |
| Net interest income | $4,310,000 | 3,376 |
| Provision for loan and lease losses | $221,000 | 1,978 |
| Total noninterest income | $397,000 | 4,230 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $192,000 | 3,537 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $205,000 | 4,176 |
| Total noninterest expense | $3,064,000 | 3,806 |
| Salaries and employee benefits | $1,714,000 | 3,716 |
| Premises and equipment expense | $307,000 | 4,087 |
| Additional noninterest expense | $1,043,000 | 3,731 |
| Pre-tax net operating income | $1,422,000 | 3,134 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $477,000 | 2,028 |
| Income before extraordinary items | $945,000 | 3,601 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $945,000 | 3,602 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $945,000 | 3,603 |
| Net charge-offs | $0 | 4,696 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $34,000 | 627 |
| Net operating income | $945,000 | 3,558 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $2,997,000 | 3,566 |
| Total interest expense | $284,000 | 3,849 |
| Net interest income | $2,713,000 | 3,492 |
| Provision for loan and lease losses | $93,000 | 2,434 |
| Total noninterest income | $333,000 | 3,831 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $172,000 | 2,979 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $161,000 | 3,959 |
| Total noninterest expense | $1,979,000 | 3,895 |
| Salaries and employee benefits | $1,098,000 | 3,822 |
| Premises and equipment expense | $186,000 | 4,327 |
| Additional noninterest expense | $695,000 | 3,753 |
| Pre-tax net operating income | $974,000 | 3,013 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $318,000 | 1,992 |
| Income before extraordinary items | $656,000 | 3,454 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $656,000 | 3,460 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $656,000 | 3,460 |
| Net charge-offs | $1,000 | 4,238 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $23,000 | 586 |
| Net operating income | $656,000 | 3,409 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,399,000 | 3,730 |
| Total interest expense | $133,000 | 4,048 |
| Net interest income | $1,266,000 | 3,651 |
| Provision for loan and lease losses | $14,000 | 3,260 |
| Total noninterest income | $191,000 | 3,528 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $55,000 | 3,769 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $136,000 | 3,110 |
| Total noninterest expense | $953,000 | 4,013 |
| Salaries and employee benefits | $512,000 | 4,014 |
| Premises and equipment expense | $87,000 | 4,537 |
| Additional noninterest expense | $354,000 | 3,692 |
| Pre-tax net operating income | $490,000 | 2,936 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $147,000 | 2,026 |
| Income before extraordinary items | $343,000 | 3,289 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $343,000 | 3,292 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $343,000 | 3,292 |
| Net charge-offs | $-3,000 | 5,214 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $11,000 | 559 |
| Net operating income | $343,000 | 3,255 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $5,062,000 | 4,044 |
| Total interest expense | $355,000 | 5,130 |
| Net interest income | $4,707,000 | 3,847 |
| Provision for loan and lease losses | $417,000 | 2,065 |
| Total noninterest income | $327,000 | 5,034 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $218,000 | 3,960 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $109,000 | 5,296 |
| Total noninterest expense | $3,263,000 | 4,421 |
| Salaries and employee benefits | $1,842,000 | 4,256 |
| Premises and equipment expense | $327,000 | 4,662 |
| Additional noninterest expense | $1,094,000 | 4,397 |
| Pre-tax net operating income | $1,354,000 | 3,575 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $229,000 | 2,851 |
| Income before extraordinary items | $1,125,000 | 3,674 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,125,000 | 3,677 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $1,125,000 | 3,678 |
| Net charge-offs | $16,000 | 4,930 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $47,000 | 674 |
| Net operating income | $1,125,000 | 3,629 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $3,623,000 | 4,209 |
| Total interest expense | $241,000 | 5,367 |
| Net interest income | $3,382,000 | 3,985 |
| Provision for loan and lease losses | $335,000 | 1,958 |
| Total noninterest income | $299,000 | 4,815 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $170,000 | 3,923 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $129,000 | 4,890 |
| Total noninterest expense | $2,386,000 | 4,493 |
| Salaries and employee benefits | $1,342,000 | 4,347 |
| Premises and equipment expense | $243,000 | 4,711 |
| Additional noninterest expense | $801,000 | 4,472 |
| Pre-tax net operating income | $960,000 | 3,746 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $91,000 | 3,367 |
| Income before extraordinary items | $869,000 | 3,673 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $869,000 | 3,676 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $869,000 | 3,677 |
| Net charge-offs | $22,000 | 4,361 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $36,000 | 633 |
| Net operating income | $869,000 | 3,600 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $2,290,000 | 4,363 |
| Total interest expense | $141,000 | 5,656 |
| Net interest income | $2,149,000 | 4,116 |
| Provision for loan and lease losses | $242,000 | 1,900 |
| Total noninterest income | $203,000 | 4,814 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $108,000 | 3,981 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $95,000 | 4,802 |
| Total noninterest expense | $1,564,000 | 4,549 |
| Salaries and employee benefits | $877,000 | 4,423 |
| Premises and equipment expense | $159,000 | 4,762 |
| Additional noninterest expense | $528,000 | 4,505 |
| Pre-tax net operating income | $546,000 | 3,984 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $546,000 | 3,768 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $546,000 | 3,769 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $546,000 | 3,771 |
| Net charge-offs | $24,000 | 3,889 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $23,000 | 607 |
| Net operating income | $546,000 | 3,672 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,100,000 | 4,486 |
| Total interest expense | $60,000 | 5,940 |
| Net interest income | $1,040,000 | 4,225 |
| Provision for loan and lease losses | $152,000 | 1,600 |
| Total noninterest income | $81,000 | 5,150 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $44,000 | 4,324 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $37,000 | 5,076 |
| Total noninterest expense | $766,000 | 4,631 |
| Salaries and employee benefits | $424,000 | 4,536 |
| Premises and equipment expense | $80,000 | 4,789 |
| Additional noninterest expense | $262,000 | 4,541 |
| Pre-tax net operating income | $203,000 | 4,443 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $203,000 | 4,248 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $203,000 | 4,250 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $203,000 | 4,250 |
| Net charge-offs | $26,000 | 2,890 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $11,000 | 566 |
| Net operating income | $203,000 | 4,150 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $3,410,000 | 5,228 |
| Total interest expense | $206,000 | 6,382 |
| Net interest income | $3,204,000 | 4,957 |
| Provision for loan and lease losses | $426,000 | 2,939 |
| Total noninterest income | $543,000 | 4,356 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $221,000 | 4,074 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $322,000 | 3,952 |
| Total noninterest expense | $2,869,000 | 4,852 |
| Salaries and employee benefits | $1,494,000 | 4,862 |
| Premises and equipment expense | $298,000 | 4,975 |
| Additional noninterest expense | $1,077,000 | 4,611 |
| Pre-tax net operating income | $452,000 | 5,017 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $0 | 4,751 |
| Income before extraordinary items | $452,000 | 5,060 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $452,000 | 5,057 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $452,000 | 5,058 |
| Net charge-offs | $31,000 | 5,193 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $34,000 | 763 |
| Net operating income | $452,000 | 4,857 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $2,396,000 | 5,447 |
| Total interest expense | $155,000 | 6,498 |
| Net interest income | $2,241,000 | 5,189 |
| Provision for loan and lease losses | $315,000 | 2,902 |
| Total noninterest income | $437,000 | 4,269 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $191,000 | 3,854 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $246,000 | 3,962 |
| Total noninterest expense | $2,126,000 | 4,911 |
| Salaries and employee benefits | $1,092,000 | 4,951 |
| Premises and equipment expense | $217,000 | 5,110 |
| Additional noninterest expense | $817,000 | 4,618 |
| Pre-tax net operating income | $237,000 | 5,541 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $237,000 | 5,570 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $237,000 | 5,569 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $237,000 | 5,569 |
| Net charge-offs | $3,000 | 5,588 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $22,000 | 751 |
| Net operating income | $237,000 | 5,383 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $1,487,000 | 5,626 |
| Total interest expense | $99,000 | 6,625 |
| Net interest income | $1,388,000 | 5,373 |
| Provision for loan and lease losses | $236,000 | 2,784 |
| Total noninterest income | $249,000 | 4,545 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $127,000 | 3,850 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $122,000 | 4,372 |
| Total noninterest expense | $1,414,000 | 4,946 |
| Salaries and employee benefits | $721,000 | 5,001 |
| Premises and equipment expense | $137,000 | 5,224 |
| Additional noninterest expense | $556,000 | 4,570 |
| Pre-tax net operating income | $-13,000 | 6,354 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $-13,000 | 6,485 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-13,000 | 6,485 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-13,000 | 6,485 |
| Net charge-offs | $1,000 | 5,406 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $12,000 | 743 |
| Net operating income | $-13,000 | 6,361 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $693,000 | 5,799 |
| Total interest expense | $45,000 | 6,788 |
| Net interest income | $648,000 | 5,543 |
| Provision for loan and lease losses | $129,000 | 2,579 |
| Total noninterest income | $78,000 | 5,290 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $68,000 | 3,711 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $10,000 | 6,212 |
| Total noninterest expense | $685,000 | 5,058 |
| Salaries and employee benefits | $348,000 | 5,150 |
| Premises and equipment expense | $68,000 | 5,284 |
| Additional noninterest expense | $269,000 | 4,661 |
| Pre-tax net operating income | $-88,000 | 6,707 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $-88,000 | 6,787 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-88,000 | 6,788 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $-88,000 | 6,788 |
| Net charge-offs | $1,000 | 4,615 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $12,000 | 577 |
| Net operating income | $-88,000 | 6,726 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $1,167,000 | 6,977 |
| Total interest expense | $151,000 | 7,060 |
| Net interest income | $1,016,000 | 6,923 |
| Provision for loan and lease losses | $294,000 | 4,164 |
| Total noninterest income | $151,000 | 6,044 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $145,000 | 4,955 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $6,000 | 6,599 |
| Total noninterest expense | $1,968,000 | 5,848 |
| Salaries and employee benefits | $918,000 | 6,022 |
| Premises and equipment expense | $229,000 | 5,783 |
| Additional noninterest expense | $821,000 | 5,364 |
| Pre-tax net operating income | $-1,095,000 | 6,606 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $0 | 4,719 |
| Income before extraordinary items | $-1,095,000 | 6,669 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-1,095,000 | 6,670 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $-1,095,000 | 6,669 |
| Net charge-offs | $0 | 6,441 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $8,400,000 | 78 |
| Net operating income | $-1,095,000 | 6,640 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $581,000 | 7,254 |
| Total interest expense | $98,000 | 7,206 |
| Net interest income | $483,000 | 7,245 |
| Provision for loan and lease losses | $161,000 | 4,409 |
| Total noninterest income | $93,000 | 6,328 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $88,000 | 5,318 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $5,000 | 6,748 |
| Total noninterest expense | $1,292,000 | 6,110 |
| Salaries and employee benefits | $585,000 | 6,327 |
| Premises and equipment expense | $146,000 | 6,088 |
| Additional noninterest expense | $561,000 | 5,593 |
| Pre-tax net operating income | $-877,000 | 6,762 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $-877,000 | 6,821 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-877,000 | 6,822 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $-877,000 | 6,821 |
| Net charge-offs | $0 | 6,185 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $8,400,000 | 63 |
| Net operating income | $-877,000 | 6,796 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $208,000 | 7,442 |
| Total interest expense | $37,000 | 7,403 |
| Net interest income | $171,000 | 7,445 |
| Provision for loan and lease losses | $8,000 | 6,035 |
| Total noninterest income | $57,000 | 6,449 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $36,000 | 5,964 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $21,000 | 6,204 |
| Total noninterest expense | $460,000 | 7,019 |
| Salaries and employee benefits | $226,000 | 7,091 |
| Premises and equipment expense | $59,000 | 6,768 |
| Additional noninterest expense | $175,000 | 6,804 |
| Pre-tax net operating income | $-240,000 | 6,595 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $-240,000 | 6,674 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-240,000 | 6,675 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $-240,000 | 6,675 |
| Net charge-offs | $0 | 5,875 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $8,400,000 | 40 |
| Net operating income | $-240,000 | 6,647 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $290,000 | 7,174 |
| Total interest expense | $51,000 | 7,150 |
| Net interest income | $239,000 | 7,148 |
| Provision for loan and lease losses | $0 | 5,840 |
| Total noninterest income | $54,000 | 5,845 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $49,000 | 4,390 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $5,000 | 6,705 |
| Total noninterest expense | $441,000 | 6,159 |
| Salaries and employee benefits | $195,000 | 6,427 |
| Premises and equipment expense | $89,000 | 4,984 |
| Additional noninterest expense | $157,000 | 6,055 |
| Pre-tax net operating income | $-148,000 | 6,762 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $-148,000 | 6,807 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-148,000 | 6,807 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-148,000 | 6,807 |
| Net charge-offs | $3,000 | 4,807 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $-148,000 | 6,801 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $1,508,000 | 7,045 |
| Total interest expense | $324,000 | 6,990 |
| Net interest income | $1,184,000 | 6,989 |
| Provision for loan and lease losses | $0 | 7,042 |
| Total noninterest income | $257,000 | 5,627 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $182,000 | 4,593 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $75,000 | 5,743 |
| Total noninterest expense | $2,035,000 | 5,981 |
| Salaries and employee benefits | $770,000 | 6,515 |
| Premises and equipment expense | $434,000 | 4,546 |
| Additional noninterest expense | $831,000 | 5,544 |
| Pre-tax net operating income | $-594,000 | 6,300 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $-594,000 | 6,413 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-594,000 | 6,414 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-594,000 | 6,414 |
| Net charge-offs | $153,000 | 5,033 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-594,000 | 6,377 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $1,174,000 | 7,119 |
| Total interest expense | $262,000 | 7,054 |
| Net interest income | $912,000 | 7,061 |
| Provision for loan and lease losses | $0 | 6,977 |
| Total noninterest income | $210,000 | 5,607 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $136,000 | 4,671 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $74,000 | 5,596 |
| Total noninterest expense | $1,518,000 | 6,024 |
| Salaries and employee benefits | $575,000 | 6,573 |
| Premises and equipment expense | $340,000 | 4,504 |
| Additional noninterest expense | $603,000 | 5,632 |
| Pre-tax net operating income | $-396,000 | 6,473 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $-396,000 | 6,609 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-396,000 | 6,609 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-396,000 | 6,609 |
| Net charge-offs | $142,000 | 4,548 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-396,000 | 6,526 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $811,000 | 7,141 |
| Total interest expense | $190,000 | 7,060 |
| Net interest income | $621,000 | 7,081 |
| Provision for loan and lease losses | $0 | 6,857 |
| Total noninterest income | $177,000 | 5,224 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $91,000 | 4,654 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $86,000 | 4,868 |
| Total noninterest expense | $1,050,000 | 5,975 |
| Salaries and employee benefits | $381,000 | 6,633 |
| Premises and equipment expense | $249,000 | 4,281 |
| Additional noninterest expense | $420,000 | 5,549 |
| Pre-tax net operating income | $-252,000 | 6,506 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $-252,000 | 6,630 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-252,000 | 6,632 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-252,000 | 6,631 |
| Net charge-offs | $124,000 | 4,010 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-252,000 | 6,578 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $427,000 | 7,190 |
| Total interest expense | $103,000 | 7,111 |
| Net interest income | $324,000 | 7,112 |
| Provision for loan and lease losses | $0 | 6,552 |
| Total noninterest income | $118,000 | 4,741 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $54,000 | 4,328 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $64,000 | 4,285 |
| Total noninterest expense | $592,000 | 5,770 |
| Salaries and employee benefits | $194,000 | 6,674 |
| Premises and equipment expense | $156,000 | 3,785 |
| Additional noninterest expense | $242,000 | 5,210 |
| Pre-tax net operating income | $-150,000 | 6,755 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $-150,000 | 6,856 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-150,000 | 6,857 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-150,000 | 6,856 |
| Net charge-offs | $103,000 | 3,070 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-150,000 | 6,813 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $2,250,000 | 6,878 |
| Total interest expense | $690,000 | 6,711 |
| Net interest income | $1,560,000 | 6,824 |
| Provision for loan and lease losses | $1,215,000 | 3,192 |
| Total noninterest income | $185,000 | 6,334 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $286,000 | 3,967 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $-101,000 | 7,594 |
| Total noninterest expense | $2,043,000 | 6,178 |
| Salaries and employee benefits | $813,000 | 6,675 |
| Premises and equipment expense | $391,000 | 5,045 |
| Additional noninterest expense | $839,000 | 5,700 |
| Pre-tax net operating income | $-1,513,000 | 6,448 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $-1,513,000 | 6,570 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-1,513,000 | 6,570 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-1,513,000 | 6,570 |
| Net charge-offs | $1,148,000 | 2,709 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-1,513,000 | 6,568 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $1,725,000 | 6,918 |
| Total interest expense | $565,000 | 6,703 |
| Net interest income | $1,160,000 | 6,884 |
| Provision for loan and lease losses | $865,000 | 3,001 |
| Total noninterest income | $122,000 | 6,605 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $222,000 | 3,911 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $-100,000 | 7,806 |
| Total noninterest expense | $1,551,000 | 6,176 |
| Salaries and employee benefits | $628,000 | 6,643 |
| Premises and equipment expense | $291,000 | 5,109 |
| Additional noninterest expense | $632,000 | 5,692 |
| Pre-tax net operating income | $-1,134,000 | 6,719 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $-1,134,000 | 6,813 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-1,134,000 | 6,813 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-1,134,000 | 6,814 |
| Net charge-offs | $1,081,000 | 2,120 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-1,134,000 | 6,806 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $1,187,000 | 6,932 |
| Total interest expense | $418,000 | 6,626 |
| Net interest income | $769,000 | 6,929 |
| Provision for loan and lease losses | $715,000 | 2,463 |
| Total noninterest income | $20,000 | 7,685 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $143,000 | 3,969 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $-123,000 | 7,981 |
| Total noninterest expense | $1,019,000 | 6,255 |
| Salaries and employee benefits | $420,000 | 6,708 |
| Premises and equipment expense | $196,000 | 5,130 |
| Additional noninterest expense | $403,000 | 5,811 |
| Pre-tax net operating income | $-945,000 | 6,991 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $-945,000 | 7,128 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-945,000 | 7,127 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-945,000 | 7,128 |
| Net charge-offs | $929,000 | 1,696 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-945,000 | 7,109 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $629,000 | 6,878 |
| Total interest expense | $227,000 | 6,576 |
| Net interest income | $402,000 | 6,859 |
| Provision for loan and lease losses | $315,000 | 2,243 |
| Total noninterest income | $57,000 | 6,178 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $61,000 | 4,216 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $-4,000 | 7,964 |
| Total noninterest expense | $451,000 | 6,497 |
| Salaries and employee benefits | $215,000 | 6,711 |
| Premises and equipment expense | $99,000 | 5,139 |
| Additional noninterest expense | $137,000 | 6,532 |
| Pre-tax net operating income | $-307,000 | 7,075 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $-307,000 | 7,217 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-307,000 | 7,217 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-307,000 | 7,218 |
| Net charge-offs | $308,000 | 1,746 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-307,000 | 7,164 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $2,968,000 | 6,642 |
| Total interest expense | $1,246,000 | 6,356 |
| Net interest income | $1,722,000 | 6,741 |
| Provision for loan and lease losses | $431,000 | 4,024 |
| Total noninterest income | $212,000 | 6,407 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $269,000 | 4,209 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $-57,000 | 8,094 |
| Total noninterest expense | $1,881,000 | 6,389 |
| Salaries and employee benefits | $807,000 | 6,879 |
| Premises and equipment expense | $425,000 | 4,926 |
| Additional noninterest expense | $649,000 | 6,025 |
| Pre-tax net operating income | $-378,000 | 6,691 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $-378,000 | 6,630 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-378,000 | 6,630 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $432,000 | 3,007 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-378,000 | 6,772 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $2,273,000 | 6,667 |
| Total interest expense | $959,000 | 6,429 |
| Net interest income | $1,314,000 | 6,748 |
| Provision for loan and lease losses | $356,000 | 3,273 |
| Total noninterest income | $152,000 | 6,572 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $207,000 | 4,182 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $-55,000 | 8,246 |
| Total noninterest expense | $1,422,000 | 6,363 |
| Salaries and employee benefits | $600,000 | 6,908 |
| Premises and equipment expense | $316,000 | 4,968 |
| Additional noninterest expense | $506,000 | 5,876 |
| Pre-tax net operating income | $-312,000 | 7,123 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $-312,000 | 7,036 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-312,000 | 7,033 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $384,000 | 2,264 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-312,000 | 7,184 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $1,563,000 | 6,676 |
| Total interest expense | $636,000 | 6,568 |
| Net interest income | $927,000 | 6,636 |
| Provision for loan and lease losses | $356,000 | 2,303 |
| Total noninterest income | $98,000 | 6,697 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $141,000 | 4,160 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $-43,000 | 8,363 |
| Total noninterest expense | $916,000 | 6,493 |
| Salaries and employee benefits | $378,000 | 7,073 |
| Premises and equipment expense | $207,000 | 5,044 |
| Additional noninterest expense | $331,000 | 5,917 |
| Pre-tax net operating income | $-247,000 | 7,375 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $-247,000 | 7,465 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-247,000 | 7,465 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $356,000 | 1,623 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $-247,000 | 7,447 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $797,000 | 6,715 |
| Total interest expense | $337,000 | 6,599 |
| Net interest income | $460,000 | 6,700 |
| Provision for loan and lease losses | $356,000 | 1,240 |
| Total noninterest income | $72,000 | 6,065 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $70,000 | 4,151 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $2,000 | 8,025 |
| Total noninterest expense | $489,000 | 6,351 |
| Salaries and employee benefits | $210,000 | 6,896 |
| Premises and equipment expense | $106,000 | 4,999 |
| Additional noninterest expense | $173,000 | 5,772 |
| Pre-tax net operating income | $-313,000 | 7,925 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $-313,000 | 7,996 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-313,000 | 7,995 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $56,000 | 2,353 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $-313,000 | 7,969 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $3,431,000 | 6,563 |
| Total interest expense | $1,458,000 | 6,492 |
| Net interest income | $1,973,000 | 6,531 |
| Provision for loan and lease losses | $495,000 | 2,336 |
| Total noninterest income | $434,000 | 5,325 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $370,000 | 3,675 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $64,000 | 6,820 |
| Total noninterest expense | $1,849,000 | 6,412 |
| Salaries and employee benefits | $779,000 | 7,034 |
| Premises and equipment expense | $397,000 | 5,048 |
| Additional noninterest expense | $673,000 | 5,833 |
| Pre-tax net operating income | $63,000 | 7,256 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $63,000 | 7,279 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $63,000 | 7,278 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $127,000 | 3,452 |
| Cash dividends | $181,000 | 4,993 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $63,000 | 7,251 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $2,600,000 | 6,584 |
| Total interest expense | $1,104,000 | 6,501 |
| Net interest income | $1,496,000 | 6,540 |
| Provision for loan and lease losses | $220,000 | 2,856 |
| Total noninterest income | $328,000 | 5,359 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $291,000 | 3,572 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $37,000 | 7,140 |
| Total noninterest expense | $1,343,000 | 6,480 |
| Salaries and employee benefits | $582,000 | 7,015 |
| Premises and equipment expense | $303,000 | 4,993 |
| Additional noninterest expense | $458,000 | 6,045 |
| Pre-tax net operating income | $261,000 | 6,721 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $261,000 | 6,518 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $261,000 | 6,516 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $82,000 | 3,057 |
| Cash dividends | $132,000 | 4,488 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $261,000 | 6,503 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $1,700,000 | 6,668 |
| Total interest expense | $719,000 | 6,562 |
| Net interest income | $981,000 | 6,632 |
| Provision for loan and lease losses | $170,000 | 2,429 |
| Total noninterest income | $196,000 | 5,615 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $193,000 | 3,579 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $3,000 | 8,264 |
| Total noninterest expense | $909,000 | 6,497 |
| Salaries and employee benefits | $390,000 | 7,056 |
| Premises and equipment expense | $193,000 | 5,138 |
| Additional noninterest expense | $326,000 | 5,888 |
| Pre-tax net operating income | $98,000 | 7,259 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $98,000 | 7,133 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $98,000 | 7,133 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $82,000 | 2,303 |
| Cash dividends | $65,000 | 4,585 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $98,000 | 7,122 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $820,000 | 6,767 |
| Total interest expense | $336,000 | 6,731 |
| Net interest income | $484,000 | 6,682 |
| Provision for loan and lease losses | $125,000 | 1,705 |
| Total noninterest income | $98,000 | 5,587 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $95,000 | 3,560 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $3,000 | 8,103 |
| Total noninterest expense | $429,000 | 6,661 |
| Salaries and employee benefits | $197,000 | 7,076 |
| Premises and equipment expense | $93,000 | 5,263 |
| Additional noninterest expense | $139,000 | 6,329 |
| Pre-tax net operating income | $28,000 | 7,559 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $28,000 | 7,495 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $28,000 | 7,494 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $82,000 | 1,321 |
| Cash dividends | $35,000 | 3,706 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $28,000 | 7,479 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $2,725,000 | 6,982 |
| Total interest expense | $857,000 | 7,211 |
| Net interest income | $1,868,000 | 6,717 |
| Provision for loan and lease losses | $115,000 | 4,549 |
| Total noninterest income | $410,000 | 5,553 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $392,000 | 3,575 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $18,000 | 8,036 |
| Total noninterest expense | $1,716,000 | 6,553 |
| Salaries and employee benefits | $718,000 | 7,213 |
| Premises and equipment expense | $381,000 | 5,085 |
| Additional noninterest expense | $617,000 | 5,984 |
| Pre-tax net operating income | $447,000 | 6,651 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $447,000 | 6,337 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $447,000 | 6,339 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 5,380 |
| Cash dividends | $193,000 | 5,005 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $447,000 | 6,338 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $1,905,000 | 7,148 |
| Total interest expense | $556,000 | 7,445 |
| Net interest income | $1,349,000 | 6,886 |
| Provision for loan and lease losses | $62,000 | 4,829 |
| Total noninterest income | $318,000 | 5,515 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $300,000 | 3,574 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $18,000 | 7,902 |
| Total noninterest expense | $1,274,000 | 6,605 |
| Salaries and employee benefits | $536,000 | 7,218 |
| Premises and equipment expense | $281,000 | 5,147 |
| Additional noninterest expense | $457,000 | 6,024 |
| Pre-tax net operating income | $331,000 | 6,871 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $331,000 | 6,555 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $331,000 | 6,555 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 4,178 |
| Cash dividends | $73,000 | 4,900 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $331,000 | 6,561 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $1,179,000 | 7,300 |
| Total interest expense | $319,000 | 7,628 |
| Net interest income | $860,000 | 7,019 |
| Provision for loan and lease losses | $25,000 | 5,320 |
| Total noninterest income | $192,000 | 5,726 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $188,000 | 3,684 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $4,000 | 8,426 |
| Total noninterest expense | $818,000 | 6,712 |
| Salaries and employee benefits | $334,000 | 7,407 |
| Premises and equipment expense | $185,000 | 5,180 |
| Additional noninterest expense | $299,000 | 6,096 |
| Pre-tax net operating income | $209,000 | 7,025 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $209,000 | 6,686 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $209,000 | 6,687 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 3,668 |
| Cash dividends | $43,000 | 4,831 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $209,000 | 6,689 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $551,000 | 7,429 |
| Total interest expense | $140,000 | 7,762 |
| Net interest income | $411,000 | 7,152 |
| Provision for loan and lease losses | $5,000 | 5,672 |
| Total noninterest income | $90,000 | 5,818 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $88,000 | 3,748 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $2,000 | 8,382 |
| Total noninterest expense | $373,000 | 6,957 |
| Salaries and employee benefits | $161,000 | 7,500 |
| Premises and equipment expense | $94,000 | 5,139 |
| Additional noninterest expense | $118,000 | 6,671 |
| Pre-tax net operating income | $123,000 | 6,769 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $123,000 | 6,368 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $123,000 | 6,368 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 2,616 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $123,000 | 6,367 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $1,760,000 | 7,675 |
| Total interest expense | $361,000 | 8,016 |
| Net interest income | $1,399,000 | 7,425 |
| Provision for loan and lease losses | $60,000 | 5,443 |
| Total noninterest income | $369,000 | 5,889 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $340,000 | 3,908 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $29,000 | 7,878 |
| Total noninterest expense | $1,487,000 | 6,909 |
| Salaries and employee benefits | $485,000 | 7,946 |
| Premises and equipment expense | $398,000 | 4,872 |
| Additional noninterest expense | $604,000 | 6,035 |
| Pre-tax net operating income | $221,000 | 7,641 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $0 | 6,964 |
| Income before extraordinary items | $221,000 | 7,492 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $221,000 | 7,495 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 5,434 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $221,000 | 7,467 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $1,229,000 | 7,793 |
| Total interest expense | $247,000 | 8,114 |
| Net interest income | $982,000 | 7,597 |
| Provision for loan and lease losses | $60,000 | 4,948 |
| Total noninterest income | $270,000 | 5,997 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $243,000 | 4,031 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $27,000 | 7,758 |
| Total noninterest expense | $1,055,000 | 7,044 |
| Salaries and employee benefits | $352,000 | 7,980 |
| Premises and equipment expense | $296,000 | 4,886 |
| Additional noninterest expense | $407,000 | 6,304 |
| Pre-tax net operating income | $137,000 | 7,871 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $137,000 | 7,765 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $137,000 | 7,766 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 4,700 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $137,000 | 7,732 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $753,000 | 7,910 |
| Total interest expense | $152,000 | 8,166 |
| Net interest income | $601,000 | 7,740 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $175,000 | 6,038 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $153,000 | 4,109 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $22,000 | 7,544 |
| Total noninterest expense | $687,000 | 7,115 |
| Salaries and employee benefits | $217,000 | 8,091 |
| Premises and equipment expense | $194,000 | 4,925 |
| Additional noninterest expense | $276,000 | 6,241 |
| Pre-tax net operating income | $89,000 | 7,903 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $89,000 | 7,823 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $89,000 | 7,822 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 5,009 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $89,000 | 7,780 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $350,000 | 8,069 |
| Total interest expense | $74,000 | 8,212 |
| Net interest income | $276,000 | 7,933 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $89,000 | 5,942 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $71,000 | 4,223 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $18,000 | 7,012 |
| Total noninterest expense | $334,000 | 7,214 |
| Salaries and employee benefits | $107,000 | 8,179 |
| Premises and equipment expense | $98,000 | 4,931 |
| Additional noninterest expense | $129,000 | 6,456 |
| Pre-tax net operating income | $31,000 | 8,132 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $31,000 | 8,075 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $31,000 | 8,075 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $31,000 | 8,047 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $1,152,000 | 8,257 |
| Total interest expense | $287,000 | 8,158 |
| Net interest income | $865,000 | 8,218 |
| Provision for loan and lease losses | $0 | 7,314 |
| Total noninterest income | $310,000 | 6,335 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $307,000 | 4,265 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $3,000 | 8,748 |
| Total noninterest expense | $1,317,000 | 7,234 |
| Salaries and employee benefits | $427,000 | 8,211 |
| Premises and equipment expense | $368,000 | 5,041 |
| Additional noninterest expense | $522,000 | 6,414 |
| Pre-tax net operating income | $-142,000 | 8,506 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $0 | 7,185 |
| Income before extraordinary items | $-142,000 | 8,546 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-142,000 | 8,547 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 6,559 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $-142,000 | 8,518 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $832,000 | 8,348 |
| Total interest expense | $214,000 | 8,189 |
| Net interest income | $618,000 | 8,305 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $229,000 | 6,408 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $226,000 | 4,333 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $3,000 | 8,783 |
| Total noninterest expense | $971,000 | 7,235 |
| Salaries and employee benefits | $318,000 | 8,206 |
| Premises and equipment expense | $265,000 | 5,155 |
| Additional noninterest expense | $388,000 | 6,404 |
| Pre-tax net operating income | $-124,000 | 8,611 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $0 | 7,220 |
| Income before extraordinary items | $-124,000 | 8,641 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $-124,000 | 8,643 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 8,054 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $-124,000 | 8,609 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $550,000 | 8,403 |
| Total interest expense | $147,000 | 8,219 |
| Net interest income | $403,000 | 8,379 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $147,000 | 6,500 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $146,000 | 4,391 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,000 | 8,898 |
| Total noninterest expense | $630,000 | 7,351 |
| Salaries and employee benefits | $212,000 | 8,266 |
| Premises and equipment expense | $165,000 | 5,397 |
| Additional noninterest expense | $253,000 | 6,491 |
| Pre-tax net operating income | $-80,000 | 8,670 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $-80,000 | 8,702 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-80,000 | 8,704 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,017 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $-80,000 | 8,671 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $266,000 | 8,490 |
| Total interest expense | $75,000 | 8,277 |
| Net interest income | $191,000 | 8,487 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $71,000 | 6,540 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $72,000 | 4,358 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $-1,000 | 9,064 |
| Total noninterest expense | $324,000 | 7,319 |
| Salaries and employee benefits | $107,000 | 8,297 |
| Premises and equipment expense | $86,000 | 5,308 |
| Additional noninterest expense | $131,000 | 6,404 |
| Pre-tax net operating income | $-62,000 | 8,744 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $-62,000 | 8,776 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-62,000 | 8,777 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $-62,000 | 8,743 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $832,000 | 8,734 |
| Total interest expense | $351,000 | 8,289 |
| Net interest income | $481,000 | 8,826 |
| Provision for loan and lease losses | $20,000 | 7,057 |
| Total noninterest income | $223,000 | 7,159 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $217,000 | 5,086 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $6,000 | 8,884 |
| Total noninterest expense | $1,240,000 | 7,392 |
| Salaries and employee benefits | $407,000 | 8,388 |
| Premises and equipment expense | $335,000 | 5,317 |
| Additional noninterest expense | $498,000 | 6,565 |
| Pre-tax net operating income | $-556,000 | 8,846 |
| Securities gains (losses) | $15,000 | 3,390 |
| Applicable income taxes | $0 | 7,459 |
| Income before extraordinary items | $-541,000 | 8,917 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $-541,000 | 8,917 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 6,724 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $-556,000 | 8,868 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $602,000 | 8,831 |
| Total interest expense | $269,000 | 8,376 |
| Net interest income | $333,000 | 8,939 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $146,000 | 7,437 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $144,000 | 5,398 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $2,000 | 9,035 |
| Total noninterest expense | $902,000 | 7,457 |
| Salaries and employee benefits | $298,000 | 8,433 |
| Premises and equipment expense | $248,000 | 5,360 |
| Additional noninterest expense | $356,000 | 6,669 |
| Pre-tax net operating income | $-423,000 | 8,927 |
| Securities gains (losses) | $15,000 | 3,125 |
| Applicable income taxes | $0 | 7,524 |
| Income before extraordinary items | $-408,000 | 8,999 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $-408,000 | 8,999 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 6,281 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $-423,000 | 8,941 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $406,000 | 8,871 |
| Total interest expense | $176,000 | 8,496 |
| Net interest income | $230,000 | 8,954 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $83,000 | 7,712 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $84,000 | 5,654 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $-1,000 | 9,199 |
| Total noninterest expense | $594,000 | 7,497 |
| Salaries and employee benefits | $204,000 | 8,434 |
| Premises and equipment expense | $161,000 | 5,416 |
| Additional noninterest expense | $229,000 | 6,783 |
| Pre-tax net operating income | $-281,000 | 8,977 |
| Securities gains (losses) | $15,000 | 2,750 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $-266,000 | 9,046 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $-266,000 | 9,045 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 5,737 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $-281,000 | 8,984 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $198,000 | 8,946 |
| Total interest expense | $89,000 | 8,572 |
| Net interest income | $109,000 | 9,030 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $39,000 | 7,793 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $40,000 | 5,673 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $-1,000 | 9,255 |
| Total noninterest expense | $292,000 | 7,581 |
| Salaries and employee benefits | $110,000 | 8,356 |
| Premises and equipment expense | $74,000 | 5,683 |
| Additional noninterest expense | $108,000 | 6,949 |
| Pre-tax net operating income | $-144,000 | 9,025 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $-144,000 | 9,090 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-144,000 | 9,087 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 5,022 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $-144,000 | 9,026 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $787,000 | 9,010 |
| Total interest expense | $440,000 | 8,541 |
| Net interest income | $347,000 | 9,139 |
| Provision for loan and lease losses | $0 | 8,089 |
| Total noninterest income | $168,000 | 7,632 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $142,000 | 5,935 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $26,000 | 8,334 |
| Total noninterest expense | $618,000 | 8,728 |
| Salaries and employee benefits | $280,000 | 8,960 |
| Premises and equipment expense | $110,000 | 8,038 |
| Additional noninterest expense | $228,000 | 8,342 |
| Pre-tax net operating income | $-103,000 | 8,764 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $0 | 7,681 |
| Income before extraordinary items | $-103,000 | 8,840 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $-103,000 | 8,839 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 7,119 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $-103,000 | 8,779 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $320,000 | 9,499 |
| Total interest expense | $160,000 | 9,423 |
| Net interest income | $160,000 | 9,516 |
| Provision for loan and lease losses | $0 | 8,228 |
| Total noninterest income | $52,000 | 9,145 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $51,000 | 7,582 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $1,000 | 9,443 |
| Total noninterest expense | $266,000 | 9,520 |
| Salaries and employee benefits | $134,000 | 9,512 |
| Premises and equipment expense | $44,000 | 9,231 |
| Additional noninterest expense | $88,000 | 9,440 |
| Pre-tax net operating income | $-54,000 | 8,817 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $0 | 7,903 |
| Income before extraordinary items | $-54,000 | 8,902 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $-54,000 | 8,902 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 7,017 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $-54,000 | 8,828 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $1,027,000 | 9,379 |
| Total interest expense | $389,000 | 9,438 |
| Net interest income | $638,000 | 9,229 |
| Provision for loan and lease losses | $1,000 | 8,301 |
| Total noninterest income | $196,000 | 7,321 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $148,000 | 5,796 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $48,000 | 7,902 |
| Total noninterest expense | $635,000 | 9,005 |
| Salaries and employee benefits | $337,000 | 9,072 |
| Premises and equipment expense | $99,000 | 8,459 |
| Additional noninterest expense | $199,000 | 8,793 |
| Pre-tax net operating income | $198,000 | 8,368 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $0 | 8,362 |
| Income before extraordinary items | $198,000 | 8,075 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $198,000 | 8,074 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 8,939 |
| Cash dividends | $162,000 | 5,390 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $198,000 | 8,076 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $1,000,000 | 9,617 |
| Total interest expense | $365,000 | 9,705 |
| Net interest income | $635,000 | 9,437 |
| Provision for loan and lease losses | $15,000 | 7,855 |
| Total noninterest income | $173,000 | 7,799 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $147,000 | 5,898 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $26,000 | 9,007 |
| Total noninterest expense | $605,000 | 9,306 |
| Salaries and employee benefits | $309,000 | 9,421 |
| Premises and equipment expense | $89,000 | 8,841 |
| Additional noninterest expense | $207,000 | 8,953 |
| Pre-tax net operating income | $188,000 | 8,638 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $0 | 8,765 |
| Income before extraordinary items | $188,000 | 8,387 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $188,000 | 8,387 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 5,628 |
| Cash dividends | $139,000 | 5,754 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $188,000 | 8,353 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $1,021,000 | 9,837 |
| Total interest expense | $388,000 | 9,909 |
| Net interest income | $633,000 | 9,651 |
| Provision for loan and lease losses | $64,000 | 6,030 |
| Total noninterest income | $543,000 | 4,697 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $136,000 | 6,169 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $407,000 | 3,396 |
| Total noninterest expense | $596,000 | 9,441 |
| Salaries and employee benefits | $297,000 | 9,639 |
| Premises and equipment expense | $100,000 | 8,699 |
| Additional noninterest expense | $199,000 | 9,125 |
| Pre-tax net operating income | $516,000 | 7,283 |
| Securities gains (losses) | $11,000 | 2,878 |
| Applicable income taxes | $2,000 | 9,272 |
| Income before extraordinary items | $525,000 | 6,454 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $525,000 | 6,453 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $81,000 | 4,028 |
| Cash dividends | $275,000 | 4,786 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $514,000 | 6,412 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $984,000 | 10,313 |
| Total interest expense | $378,000 | 10,374 |
| Net interest income | $606,000 | 10,172 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $139,000 | 8,746 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $129,000 | 6,577 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $10,000 | 10,416 |
| Total noninterest expense | $537,000 | 9,993 |
| Salaries and employee benefits | $281,000 | 10,089 |
| Premises and equipment expense | $103,000 | 8,887 |
| Additional noninterest expense | $153,000 | 9,961 |
| Pre-tax net operating income | $208,000 | 9,532 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $0 | 10,065 |
| Income before extraordinary items | $208,000 | 9,085 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $208,000 | 9,089 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,000 | 6,076 |
| Cash dividends | $91,000 | 6,638 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $208,000 | 9,047 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $919,000 | 10,910 |
| Total interest expense | $356,000 | 10,973 |
| Net interest income | $563,000 | 10,748 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $139,000 | 9,187 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $130,000 | 6,857 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $9,000 | 11,015 |
| Total noninterest expense | $619,000 | 10,099 |
| Salaries and employee benefits | $281,000 | 10,493 |
| Premises and equipment expense | $96,000 | 9,398 |
| Additional noninterest expense | $242,000 | 9,478 |
| Pre-tax net operating income | $83,000 | 10,460 |
| Securities gains (losses) | $-3,000 | 9,684 |
| Applicable income taxes | $0 | 10,572 |
| Income before extraordinary items | $80,000 | 10,390 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $80,000 | 10,389 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $37,000 | 5,845 |
| Cash dividends | $59,000 | 7,406 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $83,000 | 10,328 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $873,000 | 11,454 |
| Total interest expense | $320,000 | 11,535 |
| Net interest income | $553,000 | 11,260 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $146,000 | 9,381 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $136,000 | 6,970 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $10,000 | 11,496 |
| Total noninterest expense | $635,000 | 10,433 |
| Salaries and employee benefits | $278,000 | 10,936 |
| Premises and equipment expense | $94,000 | 9,797 |
| Additional noninterest expense | $263,000 | 9,685 |
| Pre-tax net operating income | $64,000 | 11,252 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $0 | 11,151 |
| Income before extraordinary items | $64,000 | 11,205 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $64,000 | 11,203 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 6,176 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $64,000 | 11,176 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $834,000 | 12,017 |
| Total interest expense | $263,000 | 12,168 |
| Net interest income | $571,000 | 11,799 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $153,000 | 9,643 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $128,000 | 7,411 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $25,000 | 11,111 |
| Total noninterest expense | $677,000 | 10,798 |
| Salaries and employee benefits | $268,000 | 11,498 |
| Premises and equipment expense | $100,000 | 10,031 |
| Additional noninterest expense | $309,000 | 9,857 |
| Pre-tax net operating income | $47,000 | 11,922 |
| Securities gains (losses) | $2,000 | 3,070 |
| Applicable income taxes | $0 | 11,630 |
| Income before extraordinary items | $49,000 | 11,811 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $49,000 | 11,814 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 5,921 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $47,000 | 11,860 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $896,000 | 12,511 |
| Total interest expense | $280,000 | 12,745 |
| Net interest income | $616,000 | 12,173 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $130,000 | 10,627 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $115,000 | 7,974 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $15,000 | 12,399 |
| Total noninterest expense | $840,000 | 10,472 |
| Salaries and employee benefits | $267,000 | 12,007 |
| Premises and equipment expense | $94,000 | 10,650 |
| Additional noninterest expense | $479,000 | 8,437 |
| Pre-tax net operating income | $-94,000 | 12,582 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $0 | 12,141 |
| Income before extraordinary items | $-94,000 | 12,657 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $-94,000 | 12,678 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $40,000 | 6,513 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $-94,000 | 12,555 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,118,000 | 12,791 |
| Total interest expense | $435,000 | 13,044 |
| Net interest income | $683,000 | 12,388 |
| Provision for loan and lease losses | $95,000 | 7,436 |
| Total noninterest income | $176,000 | 9,902 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $139,000 | 7,416 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $37,000 | 11,257 |
| Total noninterest expense | $618,000 | 11,946 |
| Salaries and employee benefits | $257,000 | 12,531 |
| Premises and equipment expense | $93,000 | 10,996 |
| Additional noninterest expense | $268,000 | 11,302 |
| Pre-tax net operating income | $146,000 | 11,570 |
| Securities gains (losses) | $67,000 | 3,651 |
| Applicable income taxes | $66,000 | 10,825 |
| Income before extraordinary items | $147,000 | 11,318 |
| Extraordinary gains, net | $66,000 | 909 |
| Net income | $213,000 | 10,559 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $90,000 | 6,172 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $100,770 | 11,644 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.