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Texas Regional Bank, Income and Expense

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2023-12-31 (YTD Data)		Rank
Total interest income	$128,007,000	431
Total interest expense	$44,398,000	428
Net interest income	$83,609,000	432
Provision for loan and lease losses	$443,000	1,364
Total noninterest income	$17,624,000	505
Gross Fiduciary activities income	$2,301,000	375
Service charges on deposit accounts	$2,710,000	436
Trading account gains and fees	NA	NA
Additional Noninterest Income	$12,613,000	453
Total noninterest expense	$76,438,000	388
Salaries and employee benefits	$44,124,000	357
Premises and equipment expense	$9,159,000	322
Additional noninterest expense	$12,613,000	453
Pre-tax net operating income	$24,352,000	583
Securities gains (losses)	$-8,434,000	4,522
Applicable income taxes	$1,819,000	1,045
Income before extraordinary items	$14,099,000	775
Extraordinary gains, net	$0	54
Net income	$14,099,000	786
Minority interest net income	$0	88
Net income of bank and minority interests.	$14,099,000	778
Net charge-offs	$281,000	1,000
Cash dividends	$0	3,459
Sale, conversion, retirement of capital stock, net	$0	540
Net operating income	$21,605,260	565
2023-09-30 (YTD Data)		Rank
Total interest income	$93,750,000	434
Total interest expense	$31,467,000	417
Net interest income	$62,283,000	442
Provision for loan and lease losses	$166,000	1,814
Total noninterest income	$11,988,000	548
Gross Fiduciary activities income	$1,755,000	374
Service charges on deposit accounts	$2,016,000	433
Trading account gains and fees	NA	NA
Additional Noninterest Income	$8,217,000	513
Total noninterest expense	$56,277,000	391
Salaries and employee benefits	$32,276,000	371
Premises and equipment expense	$6,859,000	322
Additional noninterest expense	$8,217,000	513
Pre-tax net operating income	$17,828,000	613
Securities gains (losses)	$-8,434,000	4,583
Applicable income taxes	$849,000	1,398
Income before extraordinary items	$8,545,000	945
Extraordinary gains, net	$0	52
Net income	$8,545,000	949
Minority interest net income	$0	81
Net income of bank and minority interests.	$8,545,000	945
Net charge-offs	$227,000	841
Cash dividends	$0	3,078
Sale, conversion, retirement of capital stock, net	$0	507
Net operating income	$16,219,940	571
2023-06-30 (YTD Data)		Rank
Total interest income	$61,143,000	414
Total interest expense	$20,195,000	391
Net interest income	$40,948,000	446
Provision for loan and lease losses	$456,000	821
Total noninterest income	$7,960,000	534
Gross Fiduciary activities income	$1,191,000	365
Service charges on deposit accounts	$1,330,000	421
Trading account gains and fees	NA	NA
Additional Noninterest Income	$5,439,000	505
Total noninterest expense	$37,222,000	384
Salaries and employee benefits	$21,602,000	363
Premises and equipment expense	$4,540,000	318
Additional noninterest expense	$5,439,000	505
Pre-tax net operating income	$11,230,000	637
Securities gains (losses)	$-8,434,000	4,622
Applicable income taxes	$-236,000	4,584
Income before extraordinary items	$3,032,000	1,559
Extraordinary gains, net	$0	51
Net income	$3,032,000	1,578
Minority interest net income	$0	81
Net income of bank and minority interests.	$3,032,000	1,559
Net charge-offs	$252,000	604
Cash dividends	$0	2,952
Sale, conversion, retirement of capital stock, net	$0	486
Net operating income	$11,466,000	549
2023-03-31 (YTD Data)		Rank
Total interest income	$29,282,000	431
Total interest expense	$8,484,000	405
Net interest income	$20,798,000	453
Provision for loan and lease losses	$299,000	697
Total noninterest income	$3,848,000	540
Gross Fiduciary activities income	$594,000	375
Service charges on deposit accounts	$671,000	433
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,583,000	512
Total noninterest expense	$18,583,000	397
Salaries and employee benefits	$10,830,000	373
Premises and equipment expense	$2,170,000	340
Additional noninterest expense	$2,583,000	512
Pre-tax net operating income	$5,764,000	642
Securities gains (losses)	$-8,434,000	4,655
Applicable income taxes	$-992,000	4,651
Income before extraordinary items	$-1,678,000	4,638
Extraordinary gains, net	$0	4
Net income	$-1,678,000	4,637
Minority interest net income	$0	48
Net income of bank and minority interests.	$-1,678,000	4,638
Net charge-offs	$101,000	599
Cash dividends	$0	2,337
Sale, conversion, retirement of capital stock, net	$0	430
Net operating income	$4,984,860	626
2022-12-31 (YTD Data)		Rank
Total interest income	$85,107,000	472
Total interest expense	$8,458,000	520
Net interest income	$76,649,000	469
Provision for loan and lease losses	$3,926,000	328
Total noninterest income	$13,809,000	618
Gross Fiduciary activities income	$2,318,000	388
Service charges on deposit accounts	$2,355,000	494
Trading account gains and fees	NA	NA
Additional Noninterest Income	$9,136,000	600
Total noninterest expense	$60,098,000	467
Salaries and employee benefits	$36,138,000	425
Premises and equipment expense	$7,400,000	395
Additional noninterest expense	$9,136,000	600
Pre-tax net operating income	$26,434,000	619
Securities gains (losses)	$-1,628,000	4,527
Applicable income taxes	$4,207,000	670
Income before extraordinary items	$20,599,000	631
Extraordinary gains, net	$0	5
Net income	$20,599,000	632
Minority interest net income	$0	63
Net income of bank and minority interests.	$20,599,000	632
Net charge-offs	$433,000	644
Cash dividends	$0	3,475
Sale, conversion, retirement of capital stock, net	$0	568
Net operating income	$21,950,240	619
2022-09-30 (YTD Data)		Rank
Total interest income	$57,140,000	498
Total interest expense	$3,950,000	577
Net interest income	$53,190,000	492
Provision for loan and lease losses	$2,276,000	363
Total noninterest income	$10,126,000	642
Gross Fiduciary activities income	$1,719,000	393
Service charges on deposit accounts	$1,713,000	511
Trading account gains and fees	NA	NA
Additional Noninterest Income	$6,694,000	624
Total noninterest expense	$42,305,000	488
Salaries and employee benefits	$25,067,000	458
Premises and equipment expense	$5,298,000	408
Additional noninterest expense	$6,694,000	624
Pre-tax net operating income	$18,735,000	646
Securities gains (losses)	$-1,628,000	4,609
Applicable income taxes	$2,966,000	696
Income before extraordinary items	$14,141,000	668
Extraordinary gains, net	$0	4
Net income	$14,141,000	668
Minority interest net income	$0	57
Net income of bank and minority interests.	$14,141,000	668
Net charge-offs	$313,000	563
Cash dividends	$0	3,099
Sale, conversion, retirement of capital stock, net	$0	519
Net operating income	$15,492,240	643
2022-06-30 (YTD Data)		Rank
Total interest income	$31,360,000	560
Total interest expense	$1,818,000	651
Net interest income	$29,542,000	548
Provision for loan and lease losses	$1,101,000	397
Total noninterest income	$6,585,000	649
Gross Fiduciary activities income	$1,154,000	352
Service charges on deposit accounts	$1,034,000	558
Trading account gains and fees	NA	NA
Additional Noninterest Income	$4,397,000	648
Total noninterest expense	$24,891,000	535
Salaries and employee benefits	$14,627,000	508
Premises and equipment expense	$3,375,000	418
Additional noninterest expense	$6,889,000	588
Pre-tax net operating income	$10,135,000	698
Securities gains (losses)	$-1,628,000	4,661
Applicable income taxes	$1,498,000	792
Income before extraordinary items	$7,009,000	804
Extraordinary gains, net	$0	4
Net income	$7,009,000	804
Minority interest net income	$0	60
Net income of bank and minority interests.	$7,009,000	804
Net charge-offs	$124,000	664
Cash dividends	$0	2,961
Sale, conversion, retirement of capital stock, net	$0	494
Net operating income	$8,343,960	705
2022-03-31 (YTD Data)		Rank
Total interest income	$14,242,000	594
Total interest expense	$817,000	675
Net interest income	$13,425,000	585
Provision for loan and lease losses	$367,000	422
Total noninterest income	$3,326,000	651
Gross Fiduciary activities income	$584,000	352
Service charges on deposit accounts	$499,000	567
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,243,000	650
Total noninterest expense	$11,866,000	554
Salaries and employee benefits	$6,959,000	541
Premises and equipment expense	$1,671,000	424
Additional noninterest expense	$3,236,000	609
Pre-tax net operating income	$4,518,000	744
Securities gains (losses)	$0	623
Applicable income taxes	$855,000	712
Income before extraordinary items	$3,663,000	752
Extraordinary gains, net	$0	4
Net income	$3,663,000	752
Minority interest net income	$0	50
Net income of bank and minority interests.	$3,663,000	752
Net charge-offs	$90,000	513
Cash dividends	$0	2,284
Sale, conversion, retirement of capital stock, net	$0	453
Net operating income	$3,663,000	758
2021-12-31 (YTD Data)		Rank
Total interest income	$55,340,000	615
Total interest expense	$3,589,000	761
Net interest income	$51,751,000	606
Provision for loan and lease losses	$447,000	1,146
Total noninterest income	$12,199,000	726
Gross Fiduciary activities income	$2,985,000	305
Service charges on deposit accounts	$1,461,000	707
Trading account gains and fees	NA	NA
Additional Noninterest Income	$7,753,000	803
Total noninterest expense	$43,850,000	597
Salaries and employee benefits	$26,235,000	565
Premises and equipment expense	$5,964,000	465
Additional noninterest expense	$11,651,000	682
Pre-tax net operating income	$19,653,000	745
Securities gains (losses)	$5,335,000	78
Applicable income taxes	$4,709,000	656
Income before extraordinary items	$20,279,000	639
Extraordinary gains, net	$0	10
Net income	$20,279,000	639
Minority interest net income	$0	74
Net income of bank and minority interests.	$20,279,000	640
Net charge-offs	$125,000	1,240
Cash dividends	$0	3,608
Sale, conversion, retirement of capital stock, net	$0	582
Net operating income	$15,957,650	755
2021-09-30 (YTD Data)		Rank
Total interest income	$39,909,000	652
Total interest expense	$2,757,000	794
Net interest income	$37,152,000	641
Provision for loan and lease losses	$452,000	879
Total noninterest income	$8,946,000	752
Gross Fiduciary activities income	$2,168,000	309
Service charges on deposit accounts	$993,000	768
Trading account gains and fees	NA	NA
Additional Noninterest Income	$5,785,000	824
Total noninterest expense	$32,943,000	598
Salaries and employee benefits	$19,463,000	576
Premises and equipment expense	$4,554,000	459
Additional noninterest expense	$8,926,000	661
Pre-tax net operating income	$12,703,000	888
Securities gains (losses)	$5,335,000	67
Applicable income taxes	$3,389,000	691
Income before extraordinary items	$14,649,000	681
Extraordinary gains, net	$0	8
Net income	$14,649,000	681
Minority interest net income	$0	69
Net income of bank and minority interests.	$14,649,000	681
Net charge-offs	$110,000	1,045
Cash dividends	$0	3,251
Sale, conversion, retirement of capital stock, net	$0	543
Net operating income	$10,327,650	903
2021-06-30 (YTD Data)		Rank
Total interest income	$26,341,000	657
Total interest expense	$1,930,000	793
Net interest income	$24,411,000	644
Provision for loan and lease losses	$329,000	832
Total noninterest income	$5,513,000	802
Gross Fiduciary activities income	$1,410,000	309
Service charges on deposit accounts	$611,000	797
Trading account gains and fees	NA	NA
Additional Noninterest Income	$3,492,000	877
Total noninterest expense	$21,849,000	600
Salaries and employee benefits	$12,944,000	574
Premises and equipment expense	$3,004,000	466
Additional noninterest expense	$5,901,000	651
Pre-tax net operating income	$7,746,000	943
Securities gains (losses)	$5,296,000	60
Applicable income taxes	$2,419,000	659
Income before extraordinary items	$10,623,000	633
Extraordinary gains, net	$0	6
Net income	$10,623,000	633
Minority interest net income	$0	67
Net income of bank and minority interests.	$10,623,000	633
Net charge-offs	$54,000	1,129
Cash dividends	$0	3,104
Sale, conversion, retirement of capital stock, net	$0	517
Net operating income	$6,333,240	964
2021-03-31 (YTD Data)		Rank
Total interest income	$13,052,000	657
Total interest expense	$974,000	830
Net interest income	$12,078,000	642
Provision for loan and lease losses	$253,000	675
Total noninterest income	$2,650,000	821
Gross Fiduciary activities income	$696,000	306
Service charges on deposit accounts	$315,000	756
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,639,000	924
Total noninterest expense	$10,416,000	624
Salaries and employee benefits	$6,017,000	616
Premises and equipment expense	$1,521,000	460
Additional noninterest expense	$2,878,000	659
Pre-tax net operating income	$4,059,000	899
Securities gains (losses)	$1,140,000	98
Applicable income taxes	$891,000	804
Income before extraordinary items	$4,308,000	767
Extraordinary gains, net	$0	3
Net income	$4,308,000	767
Minority interest net income	$0	55
Net income of bank and minority interests.	$4,308,000	767
Net charge-offs	$47,000	860
Cash dividends	$0	2,452
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$3,361,800	907
2020-12-31 (YTD Data)		Rank
Total interest income	$48,890,000	697
Total interest expense	$4,867,000	979
Net interest income	$44,023,000	666
Provision for loan and lease losses	$2,712,000	864
Total noninterest income	$8,775,000	873
Gross Fiduciary activities income	$2,382,000	316
Service charges on deposit accounts	$1,255,000	778
Trading account gains and fees	NA	NA
Additional Noninterest Income	$5,138,000	998
Total noninterest expense	$36,754,000	677
Salaries and employee benefits	$22,077,000	644
Premises and equipment expense	$5,078,000	519
Additional noninterest expense	$9,599,000	759
Pre-tax net operating income	$13,332,000	832
Securities gains (losses)	$3,783,000	135
Applicable income taxes	$3,111,000	679
Income before extraordinary items	$14,004,000	707
Extraordinary gains, net	$0	4
Net income	$14,004,000	707
Minority interest net income	$0	72
Net income of bank and minority interests.	$14,004,000	707
Net charge-offs	$233,000	1,455
Cash dividends	$0	3,782
Sale, conversion, retirement of capital stock, net	$0	566
Net operating income	$10,901,940	846
2020-09-30 (YTD Data)		Rank
Total interest income	$36,092,000	706
Total interest expense	$3,798,000	1,004
Net interest income	$32,294,000	673
Provision for loan and lease losses	$2,269,000	825
Total noninterest income	$6,168,000	891
Gross Fiduciary activities income	$1,707,000	321
Service charges on deposit accounts	$931,000	783
Trading account gains and fees	NA	NA
Additional Noninterest Income	$3,530,000	1,031
Total noninterest expense	$27,305,000	678
Salaries and employee benefits	$16,492,000	628
Premises and equipment expense	$3,717,000	527
Additional noninterest expense	$7,096,000	760
Pre-tax net operating income	$8,888,000	888
Securities gains (losses)	$2,213,000	167
Applicable income taxes	$2,118,000	696
Income before extraordinary items	$8,983,000	782
Extraordinary gains, net	$0	4
Net income	$8,983,000	782
Minority interest net income	$0	65
Net income of bank and minority interests.	$8,983,000	782
Net charge-offs	$226,000	1,189
Cash dividends	$0	3,384
Sale, conversion, retirement of capital stock, net	$0	532
Net operating income	$7,190,470	929
2020-06-30 (YTD Data)		Rank
Total interest income	$23,450,000	731
Total interest expense	$2,665,000	1,028
Net interest income	$20,785,000	684
Provision for loan and lease losses	$1,993,000	725
Total noninterest income	$3,641,000	924
Gross Fiduciary activities income	$1,098,000	326
Service charges on deposit accounts	$657,000	760
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,886,000	1,126
Total noninterest expense	$18,103,000	679
Salaries and employee benefits	$10,907,000	634
Premises and equipment expense	$2,459,000	528
Additional noninterest expense	$4,737,000	754
Pre-tax net operating income	$4,330,000	1,103
Securities gains (losses)	$2,213,000	117
Applicable income taxes	$1,326,000	668
Income before extraordinary items	$5,217,000	823
Extraordinary gains, net	$0	4
Net income	$5,217,000	823
Minority interest net income	$0	65
Net income of bank and minority interests.	$5,217,000	823
Net charge-offs	$131,000	1,221
Cash dividends	$0	3,237
Sale, conversion, retirement of capital stock, net	$0	504
Net operating income	$3,446,600	1,147
2020-03-31 (YTD Data)		Rank
Total interest income	$10,695,000	791
Total interest expense	$1,439,000	1,042
Net interest income	$9,256,000	739
Provision for loan and lease losses	$578,000	815
Total noninterest income	$2,215,000	757
Gross Fiduciary activities income	$612,000	315
Service charges on deposit accounts	$416,000	722
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,187,000	859
Total noninterest expense	$8,683,000	702
Salaries and employee benefits	$5,216,000	665
Premises and equipment expense	$1,295,000	514
Additional noninterest expense	$2,172,000	805
Pre-tax net operating income	$2,210,000	961
Securities gains (losses)	$67,000	747
Applicable income taxes	$488,000	753
Income before extraordinary items	$1,789,000	1,023
Extraordinary gains, net	$0	4
Net income	$1,789,000	1,023
Minority interest net income	$0	56
Net income of bank and minority interests.	$1,789,000	1,023
Net charge-offs	$59,000	1,129
Cash dividends	$0	2,639
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$1,736,070	1,037
2019-12-31 (YTD Data)		Rank
Total interest income	$41,309,000	827
Total interest expense	$6,055,000	1,048
Net interest income	$35,254,000	774
Provision for loan and lease losses	$873,000	1,005
Total noninterest income	$7,755,000	834
Gross Fiduciary activities income	$2,382,000	313
Service charges on deposit accounts	$1,608,000	765
Trading account gains and fees	NA	NA
Additional Noninterest Income	$3,765,000	1,016
Total noninterest expense	$33,409,000	706
Salaries and employee benefits	$19,896,000	665
Premises and equipment expense	$4,940,000	531
Additional noninterest expense	$8,573,000	803
Pre-tax net operating income	$8,727,000	1,162
Securities gains (losses)	$1,673,000	167
Applicable income taxes	$2,089,000	872
Income before extraordinary items	$8,311,000	1,083
Extraordinary gains, net	$0	11
Net income	$8,311,000	1,085
Minority interest net income	$0	76
Net income of bank and minority interests.	$8,311,000	1,085
Net charge-offs	$207,000	1,660
Cash dividends	$0	3,944
Sale, conversion, retirement of capital stock, net	$0	626
Net operating income	$6,972,600	1,222
2019-09-30 (YTD Data)		Rank
Total interest income	$30,704,000	838
Total interest expense	$4,521,000	1,055
Net interest income	$26,183,000	784
Provision for loan and lease losses	$658,000	948
Total noninterest income	$6,259,000	783
Gross Fiduciary activities income	$1,763,000	315
Service charges on deposit accounts	$1,165,000	781
Trading account gains and fees	NA	NA
Additional Noninterest Income	$3,331,000	890
Total noninterest expense	$25,462,000	691
Salaries and employee benefits	$14,837,000	675
Premises and equipment expense	$3,663,000	538
Additional noninterest expense	$6,962,000	753
Pre-tax net operating income	$6,322,000	1,209
Securities gains (losses)	$1,691,000	142
Applicable income taxes	$1,463,000	954
Income before extraordinary items	$6,550,000	1,069
Extraordinary gains, net	$0	11
Net income	$6,550,000	1,070
Minority interest net income	$0	72
Net income of bank and minority interests.	$6,550,000	1,070
Net charge-offs	$103,000	1,746
Cash dividends	$0	3,588
Sale, conversion, retirement of capital stock, net	$0	590
Net operating income	$5,163,380	1,253
2019-06-30 (YTD Data)		Rank
Total interest income	$20,076,000	851
Total interest expense	$2,956,000	1,064
Net interest income	$17,120,000	797
Provision for loan and lease losses	$463,000	903
Total noninterest income	$4,131,000	783
Gross Fiduciary activities income	$1,211,000	315
Service charges on deposit accounts	$748,000	801
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,172,000	878
Total noninterest expense	$16,692,000	701
Salaries and employee benefits	$9,751,000	683
Premises and equipment expense	$2,401,000	552
Additional noninterest expense	$4,540,000	771
Pre-tax net operating income	$4,096,000	1,214
Securities gains (losses)	$34,000	860
Applicable income taxes	$683,000	1,185
Income before extraordinary items	$3,447,000	1,249
Extraordinary gains, net	$0	11
Net income	$3,447,000	1,249
Minority interest net income	$0	69
Net income of bank and minority interests.	$3,447,000	1,249
Net charge-offs	$75,000	1,571
Cash dividends	$0	3,456
Sale, conversion, retirement of capital stock, net	$0	573
Net operating income	$3,418,780	1,230
2019-03-31 (YTD Data)		Rank
Total interest income	$9,762,000	869
Total interest expense	$1,412,000	1,079
Net interest income	$8,350,000	817
Provision for loan and lease losses	$247,000	804
Total noninterest income	$1,848,000	820
Gross Fiduciary activities income	$519,000	333
Service charges on deposit accounts	$362,000	812
Trading account gains and fees	NA	NA
Additional Noninterest Income	$967,000	917
Total noninterest expense	$8,195,000	706
Salaries and employee benefits	$4,697,000	704
Premises and equipment expense	$1,157,000	562
Additional noninterest expense	$2,341,000	740
Pre-tax net operating income	$1,756,000	1,342
Securities gains (losses)	$0	1,087
Applicable income taxes	$277,000	1,314
Income before extraordinary items	$1,479,000	1,369
Extraordinary gains, net	$0	5
Net income	$1,479,000	1,367
Minority interest net income	$0	52
Net income of bank and minority interests.	$1,479,000	1,368
Net charge-offs	$48,000	1,230
Cash dividends	$0	2,803
Sale, conversion, retirement of capital stock, net	$0	529
Net operating income	$1,479,000	1,345
2018-12-31 (YTD Data)		Rank
Total interest income	$36,124,000	873
Total interest expense	$4,173,000	1,092
Net interest income	$31,951,000	838
Provision for loan and lease losses	$1,336,000	696
Total noninterest income	$7,021,000	879
Gross Fiduciary activities income	$2,204,000	328
Service charges on deposit accounts	$1,237,000	969
Trading account gains and fees	$0	126
Additional Noninterest Income	$3,580,000	1,009
Total noninterest expense	$29,907,000	757
Salaries and employee benefits	$18,088,000	703
Premises and equipment expense	$3,794,000	668
Additional noninterest expense	$8,025,000	839
Pre-tax net operating income	$7,729,000	1,253
Securities gains (losses)	$29,000	497
Applicable income taxes	$1,374,000	1,114
Income before extraordinary items	$6,384,000	1,298
Extraordinary gains, net	$0	6
Net income	$6,384,000	1,297
Minority interest net income	$0	72
Net income of bank and minority interests.	$6,384,000	1,297
Net charge-offs	$467,000	997
Cash dividends	$0	4,033
Sale, conversion, retirement of capital stock, net	$0	671
Net operating income	$6,360,220	1,290
2018-09-30 (YTD Data)		Rank
Total interest income	$26,506,000	877
Total interest expense	$2,907,000	1,093
Net interest income	$23,599,000	842
Provision for loan and lease losses	$836,000	754
Total noninterest income	$5,030,000	919
Gross Fiduciary activities income	$1,647,000	331
Service charges on deposit accounts	$856,000	1,041
Trading account gains and fees	$0	138
Additional Noninterest Income	$2,527,000	1,056
Total noninterest expense	$22,145,000	756
Salaries and employee benefits	$13,242,000	720
Premises and equipment expense	$2,771,000	686
Additional noninterest expense	$6,132,000	817
Pre-tax net operating income	$5,648,000	1,291
Securities gains (losses)	$29,000	507
Applicable income taxes	$975,000	1,186
Income before extraordinary items	$4,702,000	1,329
Extraordinary gains, net	$0	5
Net income	$4,702,000	1,328
Minority interest net income	$0	66
Net income of bank and minority interests.	$4,702,000	1,328
Net charge-offs	$27,000	2,553
Cash dividends	$0	3,618
Sale, conversion, retirement of capital stock, net	$0	633
Net operating income	$4,677,930	1,316
2018-06-30 (YTD Data)		Rank
Total interest income	$17,408,000	877
Total interest expense	$1,807,000	1,103
Net interest income	$15,601,000	842
Provision for loan and lease losses	$765,000	573
Total noninterest income	$3,236,000	934
Gross Fiduciary activities income	$1,070,000	339
Service charges on deposit accounts	$555,000	1,065
Trading account gains and fees	$0	130
Additional Noninterest Income	$1,611,000	1,102
Total noninterest expense	$14,652,000	761
Salaries and employee benefits	$8,660,000	741
Premises and equipment expense	$1,810,000	705
Additional noninterest expense	$4,182,000	800
Pre-tax net operating income	$3,420,000	1,370
Securities gains (losses)	$29,000	412
Applicable income taxes	$587,000	1,267
Income before extraordinary items	$2,862,000	1,401
Extraordinary gains, net	$0	6
Net income	$2,862,000	1,400
Minority interest net income	$0	65
Net income of bank and minority interests.	$2,862,000	1,400
Net charge-offs	$35,000	1,952
Cash dividends	$0	3,485
Sale, conversion, retirement of capital stock, net	$0	620
Net operating income	$2,837,930	1,396
2018-03-31 (YTD Data)		Rank
Total interest income	$8,522,000	889
Total interest expense	$819,000	1,149
Net interest income	$7,703,000	850
Provision for loan and lease losses	$249,000	818
Total noninterest income	$1,610,000	925
Gross Fiduciary activities income	$562,000	328
Service charges on deposit accounts	$286,000	1,038
Trading account gains and fees	$0	123
Additional Noninterest Income	$762,000	1,126
Total noninterest expense	$7,160,000	781
Salaries and employee benefits	$4,161,000	766
Premises and equipment expense	$888,000	722
Additional noninterest expense	$2,111,000	783
Pre-tax net operating income	$1,904,000	1,234
Securities gains (losses)	$0	735
Applicable income taxes	$320,000	1,168
Income before extraordinary items	$1,584,000	1,280
Extraordinary gains, net	$0	7
Net income	$1,584,000	1,280
Minority interest net income	$0	52
Net income of bank and minority interests.	$1,584,000	1,280
Net charge-offs	$16,000	1,764
Cash dividends	$0	2,774
Sale, conversion, retirement of capital stock, net	$0	580
Net operating income	$1,584,000	1,268
2017-12-31 (YTD Data)		Rank
Total interest income	$31,679,000	908
Total interest expense	$2,951,000	1,099
Net interest income	$28,728,000	877
Provision for loan and lease losses	$1,475,000	649
Total noninterest income	$6,207,000	948
Gross Fiduciary activities income	$2,106,000	329
Service charges on deposit accounts	$1,095,000	1,097
Trading account gains and fees	$0	151
Additional Noninterest Income	$3,006,000	1,160
Total noninterest expense	$27,444,000	797
Salaries and employee benefits	$15,641,000	784
Premises and equipment expense	$3,293,000	755
Additional noninterest expense	$8,510,000	787
Pre-tax net operating income	$6,016,000	1,461
Securities gains (losses)	$18,000	1,369
Applicable income taxes	$1,627,000	1,464
Income before extraordinary items	$4,407,000	1,494
Extraordinary gains, net	$0	9
Net income	$4,407,000	1,494
Minority interest net income	$0	76
Net income of bank and minority interests.	$4,407,000	1,494
Net charge-offs	$245,000	1,659
Cash dividends	$0	4,147
Sale, conversion, retirement of capital stock, net	$0	711
Net operating income	$4,393,860	1,485
2017-09-30 (YTD Data)		Rank
Total interest income	$23,023,000	934
Total interest expense	$2,170,000	1,101
Net interest income	$20,853,000	907
Provision for loan and lease losses	$1,086,000	652
Total noninterest income	$4,543,000	983
Gross Fiduciary activities income	$1,537,000	338
Service charges on deposit accounts	$802,000	1,130
Trading account gains and fees	$0	145
Additional Noninterest Income	$2,204,000	1,186
Total noninterest expense	$20,639,000	793
Salaries and employee benefits	$11,558,000	799
Premises and equipment expense	$2,419,000	777
Additional noninterest expense	$6,662,000	748
Pre-tax net operating income	$3,671,000	1,762
Securities gains (losses)	$17,000	1,393
Applicable income taxes	$1,027,000	1,444
Income before extraordinary items	$2,661,000	1,925
Extraordinary gains, net	$0	9
Net income	$2,661,000	1,924
Minority interest net income	$0	71
Net income of bank and minority interests.	$2,661,000	1,925
Net charge-offs	$244,000	1,256
Cash dividends	$0	3,705
Sale, conversion, retirement of capital stock, net	$0	677
Net operating income	$2,648,760	1,906
2017-06-30 (YTD Data)		Rank
Total interest income	$14,772,000	963
Total interest expense	$1,421,000	1,095
Net interest income	$13,351,000	940
Provision for loan and lease losses	$697,000	670
Total noninterest income	$2,715,000	1,075
Gross Fiduciary activities income	$981,000	342
Service charges on deposit accounts	$528,000	1,128
Trading account gains and fees	$0	139
Additional Noninterest Income	$1,206,000	1,370
Total noninterest expense	$13,780,000	793
Salaries and employee benefits	$7,438,000	820
Premises and equipment expense	$1,565,000	798
Additional noninterest expense	$4,777,000	710
Pre-tax net operating income	$1,589,000	2,401
Securities gains (losses)	$18,000	1,032
Applicable income taxes	$410,000	1,868
Income before extraordinary items	$1,197,000	2,538
Extraordinary gains, net	$0	11
Net income	$1,197,000	2,537
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,197,000	2,538
Net charge-offs	$135,000	1,306
Cash dividends	$0	3,544
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$1,183,680	2,532
2017-03-31 (YTD Data)		Rank
Total interest income	$6,642,000	1,054
Total interest expense	$692,000	1,101
Net interest income	$5,950,000	1,038
Provision for loan and lease losses	$243,000	816
Total noninterest income	$1,273,000	1,113
Gross Fiduciary activities income	$488,000	346
Service charges on deposit accounts	$238,000	1,240
Trading account gains and fees	$0	142
Additional Noninterest Income	$547,000	1,454
Total noninterest expense	$5,638,000	958
Salaries and employee benefits	$3,189,000	955
Premises and equipment expense	$721,000	872
Additional noninterest expense	$1,728,000	936
Pre-tax net operating income	$1,342,000	1,564
Securities gains (losses)	$0	1,153
Applicable income taxes	$428,000	1,193
Income before extraordinary items	$914,000	1,782
Extraordinary gains, net	$0	8
Net income	$914,000	1,781
Minority interest net income	$0	55
Net income of bank and minority interests.	$914,000	1,782
Net charge-offs	$114,000	857
Cash dividends	$0	2,846
Sale, conversion, retirement of capital stock, net	$0	632
Net operating income	$914,000	1,765
2016-12-31 (YTD Data)		Rank
Total interest income	$22,881,000	1,157
Total interest expense	$2,610,000	1,098
Net interest income	$20,271,000	1,151
Provision for loan and lease losses	$1,399,000	686
Total noninterest income	$4,549,000	1,237
Gross Fiduciary activities income	$1,906,000	346
Service charges on deposit accounts	$816,000	1,417
Trading account gains and fees	$0	170
Additional Noninterest Income	$1,827,000	1,675
Total noninterest expense	$19,113,000	1,091
Salaries and employee benefits	$11,400,000	1,031
Premises and equipment expense	$2,600,000	933
Additional noninterest expense	$5,113,000	1,235
Pre-tax net operating income	$4,308,000	1,826
Securities gains (losses)	$119,000	1,226
Applicable income taxes	$806,000	1,838
Income before extraordinary items	$3,621,000	1,797
Extraordinary gains, net	$0	5
Net income	$3,621,000	1,796
Minority interest net income	$0	82
Net income of bank and minority interests.	$3,621,000	1,796
Net charge-offs	$567,000	1,000
Cash dividends	$0	4,239
Sale, conversion, retirement of capital stock, net	$0	759
Net operating income	$3,523,420	1,802
2016-09-30 (YTD Data)		Rank
Total interest income	$16,978,000	1,171
Total interest expense	$1,930,000	1,111
Net interest income	$15,048,000	1,166
Provision for loan and lease losses	$1,049,000	662
Total noninterest income	$3,234,000	1,266
Gross Fiduciary activities income	$1,715,000	311
Service charges on deposit accounts	$604,000	1,430
Trading account gains and fees	$0	169
Additional Noninterest Income	$915,000	2,157
Total noninterest expense	$14,354,000	1,090
Salaries and employee benefits	$8,610,000	1,022
Premises and equipment expense	$1,911,000	950
Additional noninterest expense	$3,833,000	1,239
Pre-tax net operating income	$2,879,000	2,016
Securities gains (losses)	$119,000	1,142
Applicable income taxes	$339,000	2,397
Income before extraordinary items	$2,659,000	1,855
Extraordinary gains, net	$0	5
Net income	$2,659,000	1,855
Minority interest net income	$0	71
Net income of bank and minority interests.	$2,659,000	1,855
Net charge-offs	$411,000	913
Cash dividends	$0	3,792
Sale, conversion, retirement of capital stock, net	$0	719
Net operating income	$2,553,090	1,854
2016-06-30 (YTD Data)		Rank
Total interest income	$11,290,000	1,172
Total interest expense	$1,265,000	1,131
Net interest income	$10,025,000	1,171
Provision for loan and lease losses	$884,000	560
Total noninterest income	$2,099,000	1,266
Gross Fiduciary activities income	$1,111,000	313
Service charges on deposit accounts	$393,000	1,449
Trading account gains and fees	$0	157
Additional Noninterest Income	$595,000	2,156
Total noninterest expense	$9,622,000	1,079
Salaries and employee benefits	$5,787,000	1,008
Premises and equipment expense	$1,269,000	963
Additional noninterest expense	$2,566,000	1,239
Pre-tax net operating income	$1,618,000	2,272
Securities gains (losses)	$92,000	1,017
Applicable income taxes	$2,000	4,190
Income before extraordinary items	$1,708,000	1,889
Extraordinary gains, net	$0	16
Net income	$1,708,000	1,888
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,708,000	1,888
Net charge-offs	$110,000	1,536
Cash dividends	$0	3,654
Sale, conversion, retirement of capital stock, net	$0	705
Net operating income	$1,616,000	1,920
2016-03-31 (YTD Data)		Rank
Total interest income	$5,487,000	1,201
Total interest expense	$608,000	1,169
Net interest income	$4,879,000	1,201
Provision for loan and lease losses	$584,000	416
Total noninterest income	$1,061,000	1,252
Gross Fiduciary activities income	$569,000	304
Service charges on deposit accounts	$198,000	1,433
Trading account gains and fees	$0	142
Additional Noninterest Income	$294,000	2,111
Total noninterest expense	$4,786,000	1,099
Salaries and employee benefits	$2,899,000	1,016
Premises and equipment expense	$624,000	983
Additional noninterest expense	$1,263,000	1,249
Pre-tax net operating income	$570,000	2,806
Securities gains (losses)	$48,000	852
Applicable income taxes	$-351,000	6,096
Income before extraordinary items	$969,000	1,667
Extraordinary gains, net	$0	12
Net income	$969,000	1,668
Minority interest net income	$0	62
Net income of bank and minority interests.	$969,000	1,668
Net charge-offs	$89,000	1,081
Cash dividends	$0	2,895
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$921,000	1,704
2015-12-31 (YTD Data)		Rank
Total interest income	$19,811,000	1,286
Total interest expense	$2,071,000	1,344
Net interest income	$17,740,000	1,273
Provision for loan and lease losses	$1,045,000	799
Total noninterest income	$3,784,000	1,349
Gross Fiduciary activities income	$1,976,000	338
Service charges on deposit accounts	$743,000	1,574
Trading account gains and fees	$0	159
Additional Noninterest Income	$1,065,000	2,297
Total noninterest expense	$17,876,000	1,127
Salaries and employee benefits	$11,075,000	1,021
Premises and equipment expense	$2,197,000	1,082
Additional noninterest expense	$4,604,000	1,364
Pre-tax net operating income	$2,603,000	2,556
Securities gains (losses)	$314,000	534
Applicable income taxes	$730,000	1,884
Income before extraordinary items	$2,187,000	2,558
Extraordinary gains, net	$0	23
Net income	$2,187,000	2,560
Minority interest net income	$0	81
Net income of bank and minority interests.	$2,187,000	2,560
Net charge-offs	$-107,000	5,735
Cash dividends	$0	4,291
Sale, conversion, retirement of capital stock, net	$0	804
Net operating income	$1,951,500	2,728
2015-09-30 (YTD Data)		Rank
Total interest income	$14,288,000	1,345
Total interest expense	$1,499,000	1,400
Net interest income	$12,789,000	1,325
Provision for loan and lease losses	$714,000	781
Total noninterest income	$2,779,000	1,393
Gross Fiduciary activities income	$1,472,000	340
Service charges on deposit accounts	$530,000	1,644
Trading account gains and fees	$0	153
Additional Noninterest Income	$777,000	2,356
Total noninterest expense	$13,272,000	1,146
Salaries and employee benefits	$8,252,000	1,029
Premises and equipment expense	$1,619,000	1,116
Additional noninterest expense	$3,401,000	1,374
Pre-tax net operating income	$1,582,000	2,982
Securities gains (losses)	$111,000	973
Applicable income taxes	$383,000	2,249
Income before extraordinary items	$1,310,000	3,036
Extraordinary gains, net	$0	21
Net income	$1,310,000	3,036
Minority interest net income	$0	78
Net income of bank and minority interests.	$1,310,000	3,037
Net charge-offs	$14,000	3,512
Cash dividends	$0	3,825
Sale, conversion, retirement of capital stock, net	$0	773
Net operating income	$1,224,530	3,082
2015-06-30 (YTD Data)		Rank
Total interest income	$9,207,000	1,377
Total interest expense	$975,000	1,435
Net interest income	$8,232,000	1,372
Provision for loan and lease losses	$407,000	911
Total noninterest income	$1,854,000	1,394
Gross Fiduciary activities income	$995,000	336
Service charges on deposit accounts	$354,000	1,620
Trading account gains and fees	$0	157
Additional Noninterest Income	$505,000	2,395
Total noninterest expense	$8,657,000	1,169
Salaries and employee benefits	$5,381,000	1,061
Premises and equipment expense	$1,046,000	1,154
Additional noninterest expense	$2,230,000	1,406
Pre-tax net operating income	$1,022,000	3,029
Securities gains (losses)	$-15,000	6,151
Applicable income taxes	$213,000	2,417
Income before extraordinary items	$794,000	3,178
Extraordinary gains, net	$0	22
Net income	$794,000	3,178
Minority interest net income	$0	75
Net income of bank and minority interests.	$794,000	3,179
Net charge-offs	$41,000	2,481
Cash dividends	$0	3,664
Sale, conversion, retirement of capital stock, net	$0	751
Net operating income	$805,850	3,082
2015-03-31 (YTD Data)		Rank
Total interest income	$4,537,000	1,389
Total interest expense	$469,000	1,478
Net interest income	$4,068,000	1,380
Provision for loan and lease losses	$100,000	1,425
Total noninterest income	$922,000	1,364
Gross Fiduciary activities income	$506,000	334
Service charges on deposit accounts	$177,000	1,608
Trading account gains and fees	$0	152
Additional Noninterest Income	$239,000	2,414
Total noninterest expense	$4,210,000	1,213
Salaries and employee benefits	$2,564,000	1,109
Premises and equipment expense	$520,000	1,164
Additional noninterest expense	$1,126,000	1,370
Pre-tax net operating income	$680,000	2,464
Securities gains (losses)	$-16,000	6,281
Applicable income taxes	$157,000	2,050
Income before extraordinary items	$507,000	2,701
Extraordinary gains, net	$0	13
Net income	$507,000	2,704
Minority interest net income	$0	64
Net income of bank and minority interests.	$507,000	2,704
Net charge-offs	$20,000	2,118
Cash dividends	$0	2,892
Sale, conversion, retirement of capital stock, net	$0	697
Net operating income	$519,160	2,567
2014-12-31 (YTD Data)		Rank
Total interest income	$16,168,000	1,535
Total interest expense	$1,904,000	1,553
Net interest income	$14,264,000	1,554
Provision for loan and lease losses	$460,000	1,543
Total noninterest income	$3,779,000	1,329
Gross Fiduciary activities income	$1,921,000	343
Service charges on deposit accounts	$779,000	1,615
Trading account gains and fees	$0	180
Additional Noninterest Income	$1,079,000	2,232
Total noninterest expense	$15,471,000	1,281
Salaries and employee benefits	$9,443,000	1,150
Premises and equipment expense	$2,017,000	1,185
Additional noninterest expense	$4,011,000	1,561
Pre-tax net operating income	$2,112,000	2,893
Securities gains (losses)	$17,000	2,414
Applicable income taxes	$427,000	2,357
Income before extraordinary items	$1,702,000	3,014
Extraordinary gains, net	$0	17
Net income	$1,702,000	3,014
Minority interest net income	$0	84
Net income of bank and minority interests.	$1,702,000	3,015
Net charge-offs	$-25,000	5,850
Cash dividends	$0	4,358
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$1,688,400	2,976
2014-09-30 (YTD Data)		Rank
Total interest income	$11,654,000	1,610
Total interest expense	$1,380,000	1,608
Net interest income	$10,274,000	1,617
Provision for loan and lease losses	$393,000	1,404
Total noninterest income	$2,847,000	1,337
Gross Fiduciary activities income	$1,443,000	342
Service charges on deposit accounts	$566,000	1,660
Trading account gains and fees	$0	174
Additional Noninterest Income	$838,000	2,188
Total noninterest expense	$11,519,000	1,299
Salaries and employee benefits	$7,083,000	1,155
Premises and equipment expense	$1,502,000	1,199
Additional noninterest expense	$2,934,000	1,599
Pre-tax net operating income	$1,209,000	3,418
Securities gains (losses)	$18,000	2,074
Applicable income taxes	$201,000	2,805
Income before extraordinary items	$1,026,000	3,450
Extraordinary gains, net	$0	15
Net income	$1,026,000	3,450
Minority interest net income	$0	81
Net income of bank and minority interests.	$1,026,000	3,451
Net charge-offs	$-25,000	5,846
Cash dividends	$0	3,845
Sale, conversion, retirement of capital stock, net	$0	819
Net operating income	$1,010,880	3,426
2014-06-30 (YTD Data)		Rank
Total interest income	$7,429,000	1,682
Total interest expense	$885,000	1,670
Net interest income	$6,544,000	1,685
Provision for loan and lease losses	$161,000	1,832
Total noninterest income	$1,940,000	1,311
Gross Fiduciary activities income	$945,000	344
Service charges on deposit accounts	$372,000	1,664
Trading account gains and fees	$0	172
Additional Noninterest Income	$623,000	2,003
Total noninterest expense	$7,686,000	1,292
Salaries and employee benefits	$4,677,000	1,163
Premises and equipment expense	$1,012,000	1,200
Additional noninterest expense	$1,997,000	1,563
Pre-tax net operating income	$637,000	3,761
Securities gains (losses)	$18,000	1,704
Applicable income taxes	$82,000	3,165
Income before extraordinary items	$573,000	3,715
Extraordinary gains, net	$0	20
Net income	$573,000	3,720
Minority interest net income	$0	80
Net income of bank and minority interests.	$573,000	3,722
Net charge-offs	$18,000	3,462
Cash dividends	$0	3,668
Sale, conversion, retirement of capital stock, net	$0	794
Net operating income	$557,340	3,695
2014-03-31 (YTD Data)		Rank
Total interest income	$3,704,000	1,683
Total interest expense	$438,000	1,715
Net interest income	$3,266,000	1,672
Provision for loan and lease losses	$177,000	1,085
Total noninterest income	$1,044,000	1,209
Gross Fiduciary activities income	$477,000	344
Service charges on deposit accounts	$192,000	1,603
Trading account gains and fees	$0	147
Additional Noninterest Income	$375,000	1,731
Total noninterest expense	$3,855,000	1,302
Salaries and employee benefits	$2,383,000	1,153
Premises and equipment expense	$503,000	1,232
Additional noninterest expense	$969,000	1,590
Pre-tax net operating income	$278,000	3,939
Securities gains (losses)	$5,000	1,340
Applicable income taxes	$21,000	3,473
Income before extraordinary items	$262,000	3,778
Extraordinary gains, net	$0	16
Net income	$262,000	3,781
Minority interest net income	$0	66
Net income of bank and minority interests.	$262,000	3,781
Net charge-offs	$3,000	3,257
Cash dividends	$0	2,887
Sale, conversion, retirement of capital stock, net	$0	747
Net operating income	$257,350	3,769
2013-12-31 (YTD Data)		Rank
Total interest income	$7,617,000	3,047
Total interest expense	$980,000	2,983
Net interest income	$6,637,000	3,017
Provision for loan and lease losses	$241,000	2,735
Total noninterest income	$1,062,000	3,093
Gross Fiduciary activities income	$303,000	704
Service charges on deposit accounts	$405,000	2,786
Trading account gains and fees	$0	184
Additional Noninterest Income	$354,000	3,854
Total noninterest expense	$7,975,000	2,344
Salaries and employee benefits	$4,896,000	2,088
Premises and equipment expense	$928,000	2,399
Additional noninterest expense	$2,151,000	2,822
Pre-tax net operating income	$-517,000	6,477
Securities gains (losses)	$36,000	2,016
Applicable income taxes	$-174,000	6,537
Income before extraordinary items	$-307,000	6,433
Extraordinary gains, net	$0	29
Net income	$-307,000	6,433
Minority interest net income	$0	90
Net income of bank and minority interests.	$-307,000	6,434
Net charge-offs	$-69,000	6,468
Cash dividends	$0	4,350
Sale, conversion, retirement of capital stock, net	$0	924
Net operating income	$-330,040	6,432
2013-09-30 (YTD Data)		Rank
Total interest income	$4,685,000	3,556
Total interest expense	$637,000	3,388
Net interest income	$4,048,000	3,538
Provision for loan and lease losses	$416,000	1,718
Total noninterest income	$433,000	4,256
Gross Fiduciary activities income	$0	1,238
Service charges on deposit accounts	$247,000	3,212
Trading account gains and fees	$0	180
Additional Noninterest Income	$186,000	4,398
Total noninterest expense	$4,834,000	2,827
Salaries and employee benefits	$3,147,000	2,386
Premises and equipment expense	$588,000	2,765
Additional noninterest expense	$1,099,000	3,712
Pre-tax net operating income	$-769,000	6,670
Securities gains (losses)	$29,000	2,014
Applicable income taxes	$-241,000	6,754
Income before extraordinary items	$-499,000	6,634
Extraordinary gains, net	$0	25
Net income	$-499,000	6,635
Minority interest net income	$0	84
Net income of bank and minority interests.	$-499,000	6,635
Net charge-offs	$3,000	5,003
Cash dividends	$0	3,782
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$-518,430	6,623
2013-06-30 (YTD Data)		Rank
Total interest income	$2,908,000	3,748
Total interest expense	$411,000	3,536
Net interest income	$2,497,000	3,718
Provision for loan and lease losses	$290,000	1,732
Total noninterest income	$275,000	4,365
Gross Fiduciary activities income	$0	1,226
Service charges on deposit accounts	$155,000	3,292
Trading account gains and fees	$0	157
Additional Noninterest Income	$120,000	4,508
Total noninterest expense	$3,115,000	2,914
Salaries and employee benefits	$1,991,000	2,511
Premises and equipment expense	$368,000	2,894
Additional noninterest expense	$756,000	3,638
Pre-tax net operating income	$-633,000	6,725
Securities gains (losses)	$29,000	1,835
Applicable income taxes	$-198,000	6,814
Income before extraordinary items	$-406,000	6,691
Extraordinary gains, net	$0	22
Net income	$-406,000	6,692
Minority interest net income	$0	82
Net income of bank and minority interests.	$-406,000	6,692
Net charge-offs	$2,000	4,714
Cash dividends	$0	3,564
Sale, conversion, retirement of capital stock, net	$0	838
Net operating income	$-425,430	6,676
2013-03-31 (YTD Data)		Rank
Total interest income	$1,357,000	3,939
Total interest expense	$207,000	3,596
Net interest income	$1,150,000	3,935
Provision for loan and lease losses	$102,000	2,029
Total noninterest income	$136,000	4,355
Gross Fiduciary activities income	$0	1,171
Service charges on deposit accounts	$72,000	3,408
Trading account gains and fees	$0	148
Additional Noninterest Income	$64,000	4,392
Total noninterest expense	$1,521,000	2,983
Salaries and employee benefits	$946,000	2,645
Premises and equipment expense	$185,000	2,905
Additional noninterest expense	$390,000	3,573
Pre-tax net operating income	$-337,000	6,810
Securities gains (losses)	$0	1,966
Applicable income taxes	$-110,000	6,927
Income before extraordinary items	$-227,000	6,773
Extraordinary gains, net	$0	10
Net income	$-227,000	6,773
Minority interest net income	$0	76
Net income of bank and minority interests.	$-227,000	6,773
Net charge-offs	$0	4,145
Cash dividends	$0	2,726
Sale, conversion, retirement of capital stock, net	$0	789
Net operating income	$-227,000	6,756
2012-12-31 (YTD Data)		Rank
Total interest income	$4,382,000	4,639
Total interest expense	$478,000	5,198
Net interest income	$3,904,000	4,470
Provision for loan and lease losses	$417,000	2,965
Total noninterest income	$474,000	4,575
Gross Fiduciary activities income	$0	1,334
Service charges on deposit accounts	$295,000	3,516
Trading account gains and fees	$0	166
Additional Noninterest Income	$179,000	4,730
Total noninterest expense	$4,440,000	3,762
Salaries and employee benefits	$2,591,000	3,474
Premises and equipment expense	$521,000	3,717
Additional noninterest expense	$1,328,000	4,089
Pre-tax net operating income	$-479,000	6,495
Securities gains (losses)	$0	3,810
Applicable income taxes	$-156,000	6,756
Income before extraordinary items	$-323,000	6,520
Extraordinary gains, net	$0	29
Net income	$-323,000	6,514
Minority interest net income	$0	93
Net income of bank and minority interests.	$-323,000	6,516
Net charge-offs	$11,000	5,581
Cash dividends	$0	4,373
Sale, conversion, retirement of capital stock, net	$0	1,002
Net operating income	$-323,000	6,452
2012-09-30 (YTD Data)		Rank
Total interest income	$3,103,000	4,874
Total interest expense	$337,000	5,452
Net interest income	$2,766,000	4,691
Provision for loan and lease losses	$335,000	2,826
Total noninterest income	$356,000	4,622
Gross Fiduciary activities income	$0	1,274
Service charges on deposit accounts	$220,000	3,565
Trading account gains and fees	$0	157
Additional Noninterest Income	$136,000	4,749
Total noninterest expense	$3,061,000	4,007
Salaries and employee benefits	$1,734,000	3,776
Premises and equipment expense	$364,000	3,944
Additional noninterest expense	$963,000	4,203
Pre-tax net operating income	$-274,000	6,572
Securities gains (losses)	$0	3,575
Applicable income taxes	$-93,000	6,905
Income before extraordinary items	$-181,000	6,605
Extraordinary gains, net	$0	20
Net income	$-181,000	6,603
Minority interest net income	$0	86
Net income of bank and minority interests.	$-181,000	6,603
Net charge-offs	$11,000	5,283
Cash dividends	$0	3,773
Sale, conversion, retirement of capital stock, net	$0	952
Net operating income	$-181,000	6,521
2012-06-30 (YTD Data)		Rank
Total interest income	$1,939,000	5,080
Total interest expense	$222,000	5,568
Net interest income	$1,717,000	4,899
Provision for loan and lease losses	$231,000	2,807
Total noninterest income	$240,000	4,600
Gross Fiduciary activities income	$0	1,262
Service charges on deposit accounts	$144,000	3,597
Trading account gains and fees	$0	153
Additional Noninterest Income	$96,000	4,709
Total noninterest expense	$1,958,000	4,133
Salaries and employee benefits	$1,093,000	3,938
Premises and equipment expense	$234,000	4,039
Additional noninterest expense	$631,000	4,266
Pre-tax net operating income	$-232,000	6,651
Securities gains (losses)	$0	3,178
Applicable income taxes	$-79,000	7,000
Income before extraordinary items	$-153,000	6,679
Extraordinary gains, net	$0	19
Net income	$-153,000	6,680
Minority interest net income	$0	84
Net income of bank and minority interests.	$-153,000	6,680
Net charge-offs	$2,000	5,336
Cash dividends	$0	3,576
Sale, conversion, retirement of capital stock, net	$0	928
Net operating income	$-153,000	6,600
2012-03-31 (YTD Data)		Rank
Total interest income	$898,000	5,282
Total interest expense	$109,000	5,724
Net interest income	$789,000	5,121
Provision for loan and lease losses	$98,000	2,936
Total noninterest income	$115,000	4,706
Gross Fiduciary activities income	$0	1,204
Service charges on deposit accounts	$72,000	3,586
Trading account gains and fees	$0	148
Additional Noninterest Income	$43,000	4,943
Total noninterest expense	$952,000	4,220
Salaries and employee benefits	$530,000	4,061
Premises and equipment expense	$115,000	4,086
Additional noninterest expense	$307,000	4,333
Pre-tax net operating income	$-146,000	6,795
Securities gains (losses)	$0	2,210
Applicable income taxes	$-50,000	7,112
Income before extraordinary items	$-96,000	6,804
Extraordinary gains, net	$0	19
Net income	$-96,000	6,805
Minority interest net income	$0	78
Net income of bank and minority interests.	$-96,000	6,805
Net charge-offs	$2,000	4,518
Cash dividends	$0	2,768
Sale, conversion, retirement of capital stock, net	$0	861
Net operating income	$-96,000	6,740
2011-12-31 (YTD Data)		Rank
Total interest income	$1,986,000	6,456
Total interest expense	$348,000	6,396
Net interest income	$1,638,000	6,409
Provision for loan and lease losses	$455,000	3,581
Total noninterest income	$445,000	4,581
Gross Fiduciary activities income	$0	1,311
Service charges on deposit accounts	$277,000	3,761
Trading account gains and fees	$0	146
Additional Noninterest Income	$168,000	4,687
Total noninterest expense	$2,857,000	5,000
Salaries and employee benefits	$1,586,000	4,817
Premises and equipment expense	$334,000	4,993
Additional noninterest expense	$937,000	5,050
Pre-tax net operating income	$-1,229,000	6,642
Securities gains (losses)	$0	3,838
Applicable income taxes	$-418,000	7,031
Income before extraordinary items	$-811,000	6,589
Extraordinary gains, net	$0	29
Net income	$-811,000	6,590
Minority interest net income	$0	96
Net income of bank and minority interests.	$-811,000	6,589
Net charge-offs	$7,000	6,169
Cash dividends	$0	4,207
Sale, conversion, retirement of capital stock, net	$0	1,108
Net operating income	$-811,000	6,562
2011-09-30 (YTD Data)		Rank
Total interest income	$1,260,000	6,724
Total interest expense	$238,000	6,589
Net interest income	$1,022,000	6,695
Provision for loan and lease losses	$318,000	3,533
Total noninterest income	$316,000	4,738
Gross Fiduciary activities income	$0	1,257
Service charges on deposit accounts	$202,000	3,834
Trading account gains and fees	$0	145
Additional Noninterest Income	$114,000	4,934
Total noninterest expense	$2,000,000	5,191
Salaries and employee benefits	$1,101,000	5,016
Premises and equipment expense	$231,000	5,220
Additional noninterest expense	$668,000	5,210
Pre-tax net operating income	$-980,000	6,792
Securities gains (losses)	$0	3,555
Applicable income taxes	$-333,000	7,154
Income before extraordinary items	$-647,000	6,744
Extraordinary gains, net	$0	21
Net income	$-647,000	6,744
Minority interest net income	$0	87
Net income of bank and minority interests.	$-647,000	6,744
Net charge-offs	$7,000	5,861
Cash dividends	$0	3,617
Sale, conversion, retirement of capital stock, net	$0	1,036
Net operating income	$-647,000	6,704
2011-06-30 (YTD Data)		Rank
Total interest income	$751,000	6,897
Total interest expense	$140,000	6,813
Net interest income	$611,000	6,872
Provision for loan and lease losses	$152,000	3,863
Total noninterest income	$197,000	4,898
Gross Fiduciary activities income	$0	1,239
Service charges on deposit accounts	$128,000	3,906
Trading account gains and fees	$0	153
Additional Noninterest Income	$69,000	5,099
Total noninterest expense	$1,266,000	5,383
Salaries and employee benefits	$691,000	5,215
Premises and equipment expense	$145,000	5,391
Additional noninterest expense	$430,000	5,349
Pre-tax net operating income	$-610,000	6,837
Securities gains (losses)	$0	2,914
Applicable income taxes	$-207,000	7,220
Income before extraordinary items	$-403,000	6,785
Extraordinary gains, net	$0	15
Net income	$-403,000	6,784
Minority interest net income	$0	89
Net income of bank and minority interests.	$-403,000	6,785
Net charge-offs	$6,000	5,501
Cash dividends	$0	3,374
Sale, conversion, retirement of capital stock, net	$0	986
Net operating income	$-403,000	6,777
2011-03-31 (YTD Data)		Rank
Total interest income	$332,000	7,072
Total interest expense	$61,000	7,018
Net interest income	$271,000	7,018
Provision for loan and lease losses	$78,000	3,651
Total noninterest income	$84,000	5,202
Gross Fiduciary activities income	$0	1,199
Service charges on deposit accounts	$59,000	4,038
Trading account gains and fees	$0	158
Additional Noninterest Income	$25,000	5,598
Total noninterest expense	$571,000	5,664
Salaries and employee benefits	$307,000	5,564
Premises and equipment expense	$62,000	5,763
Additional noninterest expense	$202,000	5,513
Pre-tax net operating income	$-294,000	6,932
Securities gains (losses)	$0	1,772
Applicable income taxes	$-100,000	7,288
Income before extraordinary items	$-194,000	6,874
Extraordinary gains, net	$0	9
Net income	$-194,000	6,874
Minority interest net income	$0	86
Net income of bank and minority interests.	$-194,000	6,874
Net charge-offs	$0	5,107
Cash dividends	$0	2,576
Sale, conversion, retirement of capital stock, net	$0	925
Net operating income	$-194,000	6,864
2010-12-31 (YTD Data)		Rank
Total interest income	$521,000	7,547
Total interest expense	$105,000	7,512
Net interest income	$416,000	7,533
Provision for loan and lease losses	$155,000	5,615
Total noninterest income	$223,000	5,812
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$181,000	4,601
Trading account gains and fees	$0	175
Additional Noninterest Income	$42,000	6,229
Total noninterest expense	$1,463,000	6,569
Salaries and employee benefits	$748,000	6,574
Premises and equipment expense	$156,000	6,573
Additional noninterest expense	$559,000	6,327
Pre-tax net operating income	$-979,000	6,466
Securities gains (losses)	$0	3,793
Applicable income taxes	$-331,000	7,077
Income before extraordinary items	$-648,000	6,439
Extraordinary gains, net	$0	29
Net income	$-648,000	6,440
Minority interest net income	$0	111
Net income of bank and minority interests.	$-648,000	6,440
Net charge-offs	$0	6,851
Cash dividends	$0	4,193
Sale, conversion, retirement of capital stock, net	$20,437,000	45
Net operating income	$-648,000	6,400
2010-09-30 (YTD Data)		Rank
Total interest income	$258,000	7,705
Total interest expense	$54,000	7,671
Net interest income	$204,000	7,698
Provision for loan and lease losses	$70,000	6,010
Total noninterest income	$131,000	6,247
Gross Fiduciary activities income	$0	1,319
Service charges on deposit accounts	$106,000	5,088
Trading account gains and fees	$0	165
Additional Noninterest Income	$25,000	6,532
Total noninterest expense	$778,000	7,103
Salaries and employee benefits	$421,000	7,075
Premises and equipment expense	$74,000	7,153
Additional noninterest expense	$283,000	6,929
Pre-tax net operating income	$-513,000	6,558
Securities gains (losses)	$0	3,651
Applicable income taxes	$-172,000	7,170
Income before extraordinary items	$-341,000	6,567
Extraordinary gains, net	$0	23
Net income	$-341,000	6,567
Minority interest net income	$0	110
Net income of bank and minority interests.	$-341,000	6,567
Net charge-offs	$0	6,672
Cash dividends	$0	3,702
Sale, conversion, retirement of capital stock, net	$20,437,000	39
Net operating income	$-341,000	6,491
2010-06-30 (YTD Data)		Rank
Total interest income	$96,000	7,800
Total interest expense	$20,000	7,766
Net interest income	$76,000	7,795
Provision for loan and lease losses	$30,000	6,130
Total noninterest income	$51,000	6,840
Gross Fiduciary activities income	$0	1,300
Service charges on deposit accounts	$41,000	5,847
Trading account gains and fees	$0	152
Additional Noninterest Income	$10,000	6,845
Total noninterest expense	$258,000	7,683
Salaries and employee benefits	$151,000	7,621
Premises and equipment expense	$25,000	7,599
Additional noninterest expense	$82,000	7,650
Pre-tax net operating income	$-161,000	6,376
Securities gains (losses)	$0	3,184
Applicable income taxes	$0	4,691
Income before extraordinary items	$-161,000	6,514
Extraordinary gains, net	$0	19
Net income	$-161,000	6,516
Minority interest net income	$0	105
Net income of bank and minority interests.	$-161,000	6,514
Net charge-offs	$0	6,372
Cash dividends	$0	3,476
Sale, conversion, retirement of capital stock, net	$17,922,000	29
Net operating income	$-161,000	6,454
2010-03-31 (YTD Data)		Rank
Total interest income	$201,000	7,735
Total interest expense	$40,000	7,721
Net interest income	$161,000	7,691
Provision for loan and lease losses	$-9,000	7,845
Total noninterest income	$70,000	5,638
Gross Fiduciary activities income	$0	1,246
Service charges on deposit accounts	$52,000	4,405
Trading account gains and fees	$0	175
Additional Noninterest Income	$18,000	6,058
Total noninterest expense	$195,000	7,534
Salaries and employee benefits	$67,000	7,772
Premises and equipment expense	$29,000	7,134
Additional noninterest expense	$99,000	7,009
Pre-tax net operating income	$45,000	5,717
Securities gains (losses)	$0	2,284
Applicable income taxes	$0	4,611
Income before extraordinary items	$45,000	5,772
Extraordinary gains, net	$0	16
Net income	$45,000	5,773
Minority interest net income	$0	91
Net income of bank and minority interests.	$45,000	5,772
Net charge-offs	$1,000	5,481
Cash dividends	$0	2,646
Sale, conversion, retirement of capital stock, net	$0	1,017
Net operating income	$45,000	5,671
2009-12-31 (YTD Data)		Rank
Total interest income	$850,000	7,788
Total interest expense	$212,000	7,752
Net interest income	$638,000	7,756
Provision for loan and lease losses	$8,000	7,340
Total noninterest income	$325,000	5,481
Gross Fiduciary activities income	$0	1,390
Service charges on deposit accounts	$272,000	4,061
Trading account gains and fees	$0	211
Additional Noninterest Income	$53,000	6,304
Total noninterest expense	$768,000	7,656
Salaries and employee benefits	$291,000	7,821
Premises and equipment expense	$121,000	7,179
Additional noninterest expense	$356,000	7,236
Pre-tax net operating income	$187,000	4,843
Securities gains (losses)	$0	3,754
Applicable income taxes	$0	4,388
Income before extraordinary items	$187,000	4,852
Extraordinary gains, net	$0	34
Net income	$187,000	4,854
Minority interest net income	$0	115
Net income of bank and minority interests.	$187,000	4,854
Net charge-offs	$2,000	7,148
Cash dividends	$30,000	4,505
Sale, conversion, retirement of capital stock, net	$0	1,342
Net operating income	$187,000	4,784
2009-09-30 (YTD Data)		Rank
Total interest income	$645,000	7,865
Total interest expense	$165,000	7,838
Net interest income	$480,000	7,827
Provision for loan and lease losses	$4,000	7,229
Total noninterest income	$246,000	5,549
Gross Fiduciary activities income	$0	1,353
Service charges on deposit accounts	$206,000	4,075
Trading account gains and fees	$0	212
Additional Noninterest Income	$40,000	6,457
Total noninterest expense	$552,000	7,738
Salaries and employee benefits	$207,000	7,910
Premises and equipment expense	$93,000	7,218
Additional noninterest expense	$252,000	7,338
Pre-tax net operating income	$170,000	5,043
Securities gains (losses)	$0	3,497
Applicable income taxes	$0	4,592
Income before extraordinary items	$170,000	4,994
Extraordinary gains, net	$0	27
Net income	$170,000	4,993
Minority interest net income	$0	118
Net income of bank and minority interests.	$170,000	4,994
Net charge-offs	$1,000	6,910
Cash dividends	$0	4,191
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$170,000	4,938
2009-06-30 (YTD Data)		Rank
Total interest income	$425,000	7,969
Total interest expense	$115,000	7,916
Net interest income	$310,000	7,916
Provision for loan and lease losses	$0	7,158
Total noninterest income	$162,000	5,586
Gross Fiduciary activities income	$0	1,340
Service charges on deposit accounts	$134,000	4,095
Trading account gains and fees	$0	193
Additional Noninterest Income	$28,000	6,469
Total noninterest expense	$365,000	7,825
Salaries and employee benefits	$138,000	8,001
Premises and equipment expense	$61,000	7,303
Additional noninterest expense	$166,000	7,414
Pre-tax net operating income	$107,000	5,162
Securities gains (losses)	$0	3,136
Applicable income taxes	$0	4,657
Income before extraordinary items	$107,000	5,152
Extraordinary gains, net	$0	21
Net income	$107,000	5,149
Minority interest net income	$0	112
Net income of bank and minority interests.	$107,000	5,149
Net charge-offs	$0	6,628
Cash dividends	$0	3,983
Sale, conversion, retirement of capital stock, net	$0	1,195
Net operating income	$107,000	5,063
2009-03-31 (YTD Data)		Rank
Total interest income	$216,000	8,015
Total interest expense	$58,000	7,982
Net interest income	$158,000	7,952
Provision for loan and lease losses	$0	6,744
Total noninterest income	$79,000	5,610
Gross Fiduciary activities income	$0	1,285
Service charges on deposit accounts	$64,000	4,142
Trading account gains and fees	$0	171
Additional Noninterest Income	$15,000	6,478
Total noninterest expense	$178,000	7,867
Salaries and employee benefits	$69,000	8,052
Premises and equipment expense	$30,000	7,367
Additional noninterest expense	$79,000	7,399
Pre-tax net operating income	$59,000	5,506
Securities gains (losses)	$0	2,434
Applicable income taxes	$0	4,835
Income before extraordinary items	$59,000	5,559
Extraordinary gains, net	$0	15
Net income	$59,000	5,562
Minority interest net income	$0	102
Net income of bank and minority interests.	$59,000	5,562
Net charge-offs	$0	5,728
Cash dividends	$0	3,051
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$59,000	5,388
2008-12-31 (YTD Data)		Rank
Total interest income	$925,000	8,024
Total interest expense	$337,000	7,935
Net interest income	$588,000	8,022
Provision for loan and lease losses	$12,000	7,126
Total noninterest income	$292,000	5,867
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$254,000	4,323
Trading account gains and fees	$0	154
Additional Noninterest Income	$38,000	7,010
Total noninterest expense	$742,000	7,872
Salaries and employee benefits	$292,000	8,084
Premises and equipment expense	$116,000	7,466
Additional noninterest expense	$334,000	7,305
Pre-tax net operating income	$126,000	5,949
Securities gains (losses)	$0	3,220
Applicable income taxes	$0	4,979
Income before extraordinary items	$126,000	5,766
Extraordinary gains, net	$0	39
Net income	$126,000	5,767
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$5,000	6,751
Cash dividends	$325,000	3,968
Sale, conversion, retirement of capital stock, net	$0	1,389
Net operating income	$126,000	5,919
2008-09-30 (YTD Data)		Rank
Total interest income	$704,000	8,111
Total interest expense	$264,000	8,008
Net interest income	$440,000	8,116
Provision for loan and lease losses	$0	6,991
Total noninterest income	$209,000	6,036
Gross Fiduciary activities income	$0	1,405
Service charges on deposit accounts	$181,000	4,464
Trading account gains and fees	$0	148
Additional Noninterest Income	$28,000	7,176
Total noninterest expense	$530,000	7,952
Salaries and employee benefits	$208,000	8,173
Premises and equipment expense	$86,000	7,522
Additional noninterest expense	$236,000	7,398
Pre-tax net operating income	$119,000	6,331
Securities gains (losses)	$0	3,106
Applicable income taxes	$0	5,372
Income before extraordinary items	$119,000	6,084
Extraordinary gains, net	$0	31
Net income	$119,000	6,082
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,000	6,427
Cash dividends	$325,000	3,281
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$119,000	6,247
2008-06-30 (YTD Data)		Rank
Total interest income	$476,000	8,170
Total interest expense	$183,000	8,068
Net interest income	$293,000	8,166
Provision for loan and lease losses	$0	6,671
Total noninterest income	$132,000	6,204
Gross Fiduciary activities income	$0	1,395
Service charges on deposit accounts	$114,000	4,589
Trading account gains and fees	$0	149
Additional Noninterest Income	$18,000	7,278
Total noninterest expense	$353,000	8,008
Salaries and employee benefits	$139,000	8,236
Premises and equipment expense	$54,000	7,622
Additional noninterest expense	$160,000	7,413
Pre-tax net operating income	$72,000	6,558
Securities gains (losses)	$0	3,233
Applicable income taxes	$0	5,627
Income before extraordinary items	$72,000	6,537
Extraordinary gains, net	$0	21
Net income	$72,000	6,538
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,998
Cash dividends	$325,000	2,847
Sale, conversion, retirement of capital stock, net	$0	1,136
Net operating income	$72,000	6,478
2008-03-31 (YTD Data)		Rank
Total interest income	$244,000	8,222
Total interest expense	$93,000	8,129
Net interest income	$151,000	8,202
Provision for loan and lease losses	$0	6,080
Total noninterest income	$61,000	6,336
Gross Fiduciary activities income	$0	1,326
Service charges on deposit accounts	$53,000	4,696
Trading account gains and fees	$0	158
Additional Noninterest Income	$8,000	7,392
Total noninterest expense	$183,000	8,025
Salaries and employee benefits	$69,000	8,280
Premises and equipment expense	$26,000	7,696
Additional noninterest expense	$88,000	7,268
Pre-tax net operating income	$29,000	6,866
Securities gains (losses)	$0	2,688
Applicable income taxes	$0	5,622
Income before extraordinary items	$29,000	6,889
Extraordinary gains, net	$0	15
Net income	$29,000	6,890
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,009
Cash dividends	$325,000	1,789
Sale, conversion, retirement of capital stock, net	$0	1,000
Net operating income	$29,000	6,796
2007-12-31 (YTD Data)		Rank
Total interest income	$1,124,000	8,122
Total interest expense	$374,000	8,125
Net interest income	$750,000	8,030
Provision for loan and lease losses	$-38,000	8,292
Total noninterest income	$317,000	5,939
Gross Fiduciary activities income	$0	1,498
Service charges on deposit accounts	$274,000	4,278
Trading account gains and fees	$0	178
Additional Noninterest Income	$43,000	7,235
Total noninterest expense	$741,000	8,024
Salaries and employee benefits	$288,000	8,300
Premises and equipment expense	$104,000	7,710
Additional noninterest expense	$349,000	7,306
Pre-tax net operating income	$364,000	6,379
Securities gains (losses)	$0	2,146
Applicable income taxes	$0	6,070
Income before extraordinary items	$364,000	6,184
Extraordinary gains, net	$0	39
Net income	$364,000	6,183
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-26,000	8,165
Cash dividends	$300,000	4,401
Sale, conversion, retirement of capital stock, net	$0	1,304
Net operating income	$364,000	6,171
2007-09-30 (YTD Data)		Rank
Total interest income	$837,000	8,184
Total interest expense	$275,000	8,187
Net interest income	$562,000	8,092
Provision for loan and lease losses	$-40,000	8,358
Total noninterest income	$239,000	5,980
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$205,000	4,289
Trading account gains and fees	$0	184
Additional Noninterest Income	$34,000	7,219
Total noninterest expense	$513,000	8,085
Salaries and employee benefits	$202,000	8,321
Premises and equipment expense	$80,000	7,661
Additional noninterest expense	$231,000	7,490
Pre-tax net operating income	$328,000	6,458
Securities gains (losses)	$0	1,655
Applicable income taxes	$0	6,220
Income before extraordinary items	$328,000	6,176
Extraordinary gains, net	$0	33
Net income	$328,000	6,173
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-26,000	8,099
Cash dividends	$300,000	3,601
Sale, conversion, retirement of capital stock, net	$0	1,144
Net operating income	$328,000	6,167
2007-06-30 (YTD Data)		Rank
Total interest income	$538,000	8,273
Total interest expense	$183,000	8,247
Net interest income	$355,000	8,207
Provision for loan and lease losses	$-7,000	8,343
Total noninterest income	$157,000	6,050
Gross Fiduciary activities income	$0	1,429
Service charges on deposit accounts	$132,000	4,366
Trading account gains and fees	$0	168
Additional Noninterest Income	$25,000	7,165
Total noninterest expense	$346,000	8,123
Salaries and employee benefits	$134,000	8,384
Premises and equipment expense	$53,000	7,706
Additional noninterest expense	$159,000	7,475
Pre-tax net operating income	$173,000	6,797
Securities gains (losses)	$0	1,444
Applicable income taxes	$0	6,265
Income before extraordinary items	$173,000	6,576
Extraordinary gains, net	$0	29
Net income	$173,000	6,577
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-8,000	7,675
Cash dividends	$100,000	4,292
Sale, conversion, retirement of capital stock, net	$0	1,051
Net operating income	$173,000	6,563
2007-03-31 (YTD Data)		Rank
Total interest income	$268,000	8,332
Total interest expense	$91,000	8,291
Net interest income	$177,000	8,259
Provision for loan and lease losses	$0	5,779
Total noninterest income	$78,000	6,021
Gross Fiduciary activities income	$0	1,355
Service charges on deposit accounts	$64,000	4,392
Trading account gains and fees	$0	195
Additional Noninterest Income	$14,000	7,050
Total noninterest expense	$171,000	8,164
Salaries and employee benefits	$68,000	8,416
Premises and equipment expense	$27,000	7,716
Additional noninterest expense	$76,000	7,570
Pre-tax net operating income	$84,000	6,872
Securities gains (losses)	$0	1,187
Applicable income taxes	$0	6,196
Income before extraordinary items	$84,000	6,638
Extraordinary gains, net	$0	22
Net income	$84,000	6,637
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	4,509
Cash dividends	$0	3,942
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$84,000	6,629
2006-12-31 (YTD Data)		Rank
Total interest income	$1,032,000	8,255
Total interest expense	$322,000	8,263
Net interest income	$710,000	8,192
Provision for loan and lease losses	$50,000	5,567
Total noninterest income	$335,000	5,966
Gross Fiduciary activities income	$0	1,523
Service charges on deposit accounts	$297,000	4,153
Trading account gains and fees	$0	130
Additional Noninterest Income	$38,000	7,516
Total noninterest expense	$692,000	8,181
Salaries and employee benefits	$270,000	8,433
Premises and equipment expense	$102,000	7,775
Additional noninterest expense	$320,000	7,473
Pre-tax net operating income	$303,000	7,108
Securities gains (losses)	$0	1,687
Applicable income taxes	$0	6,600
Income before extraordinary items	$303,000	6,902
Extraordinary gains, net	$0	51
Net income	$303,000	6,903
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$75,000	3,522
Cash dividends	$280,000	4,566
Sale, conversion, retirement of capital stock, net	$0	1,251
Net operating income	$303,000	6,904
2006-09-30 (YTD Data)		Rank
Total interest income	$765,000	8,332
Total interest expense	$231,000	8,331
Net interest income	$534,000	8,271
Provision for loan and lease losses	$50,000	5,035
Total noninterest income	$253,000	5,990
Gross Fiduciary activities income	$0	1,468
Service charges on deposit accounts	$223,000	4,189
Trading account gains and fees	$0	126
Additional Noninterest Income	$30,000	7,516
Total noninterest expense	$514,000	8,209
Salaries and employee benefits	$193,000	8,494
Premises and equipment expense	$78,000	7,787
Additional noninterest expense	$243,000	7,460
Pre-tax net operating income	$223,000	7,330
Securities gains (losses)	$0	1,388
Applicable income taxes	$0	6,687
Income before extraordinary items	$223,000	7,100
Extraordinary gains, net	$0	45
Net income	$223,000	7,104
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$75,000	2,696
Cash dividends	$130,000	4,569
Sale, conversion, retirement of capital stock, net	$0	1,045
Net operating income	$223,000	7,099
2006-06-30 (YTD Data)		Rank
Total interest income	$501,000	8,394
Total interest expense	$147,000	8,370
Net interest income	$354,000	8,329
Provision for loan and lease losses	$50,000	4,407
Total noninterest income	$166,000	6,040
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$145,000	4,206
Trading account gains and fees	$0	126
Additional Noninterest Income	$21,000	7,503
Total noninterest expense	$344,000	8,232
Salaries and employee benefits	$129,000	8,541
Premises and equipment expense	$51,000	7,826
Additional noninterest expense	$164,000	7,468
Pre-tax net operating income	$126,000	7,525
Securities gains (losses)	$0	1,185
Applicable income taxes	$0	6,706
Income before extraordinary items	$126,000	7,342
Extraordinary gains, net	$0	39
Net income	$126,000	7,341
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$75,000	2,045
Cash dividends	$0	5,069
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$126,000	7,343
2006-03-31 (YTD Data)		Rank
Total interest income	$240,000	8,431
Total interest expense	$67,000	8,416
Net interest income	$173,000	8,377
Provision for loan and lease losses	$50,000	3,099
Total noninterest income	$80,000	6,074
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$68,000	4,286
Trading account gains and fees	$0	115
Additional Noninterest Income	$12,000	7,358
Total noninterest expense	$170,000	8,260
Salaries and employee benefits	$65,000	8,555
Premises and equipment expense	$25,000	7,853
Additional noninterest expense	$80,000	7,508
Pre-tax net operating income	$33,000	7,884
Securities gains (losses)	$0	955
Applicable income taxes	$0	6,588
Income before extraordinary items	$33,000	7,789
Extraordinary gains, net	$0	21
Net income	$33,000	7,789
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$75,000	1,147
Cash dividends	$0	3,943
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$33,000	7,786
2005-12-31 (YTD Data)		Rank
Total interest income	$876,000	8,436
Total interest expense	$206,000	8,436
Net interest income	$670,000	8,367
Provision for loan and lease losses	$75,000	5,186
Total noninterest income	$360,000	5,951
Gross Fiduciary activities income	$0	1,557
Service charges on deposit accounts	$317,000	4,056
Trading account gains and fees	$0	138
Additional Noninterest Income	$43,000	7,546
Total noninterest expense	$688,000	8,260
Salaries and employee benefits	$265,000	8,566
Premises and equipment expense	$107,000	7,786
Additional noninterest expense	$316,000	7,548
Pre-tax net operating income	$267,000	7,507
Securities gains (losses)	$0	2,296
Applicable income taxes	$0	6,964
Income before extraordinary items	$267,000	7,315
Extraordinary gains, net	$0	46
Net income	$267,000	7,320
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$38,000	4,615
Cash dividends	$200,000	4,874
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$267,000	7,299
2005-09-30 (YTD Data)		Rank
Total interest income	$641,000	8,479
Total interest expense	$143,000	8,483
Net interest income	$498,000	8,417
Provision for loan and lease losses	$42,000	5,513
Total noninterest income	$264,000	6,040
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$231,000	4,128
Trading account gains and fees	$0	126
Additional Noninterest Income	$33,000	7,552
Total noninterest expense	$514,000	8,260
Salaries and employee benefits	$190,000	8,589
Premises and equipment expense	$86,000	7,702
Additional noninterest expense	$238,000	7,542
Pre-tax net operating income	$206,000	7,601
Securities gains (losses)	$0	2,317
Applicable income taxes	$0	6,976
Income before extraordinary items	$206,000	7,411
Extraordinary gains, net	$0	35
Net income	$206,000	7,412
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$11,000	5,033
Cash dividends	$200,000	4,032
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$206,000	7,382
2005-06-30 (YTD Data)		Rank
Total interest income	$413,000	8,510
Total interest expense	$91,000	8,496
Net interest income	$322,000	8,455
Provision for loan and lease losses	$23,000	5,573
Total noninterest income	$171,000	6,080
Gross Fiduciary activities income	$0	1,480
Service charges on deposit accounts	$148,000	4,183
Trading account gains and fees	$0	116
Additional Noninterest Income	$23,000	7,491
Total noninterest expense	$344,000	8,250
Salaries and employee benefits	$125,000	8,614
Premises and equipment expense	$58,000	7,689
Additional noninterest expense	$161,000	7,496
Pre-tax net operating income	$126,000	7,695
Securities gains (losses)	$0	2,146
Applicable income taxes	$0	6,961
Income before extraordinary items	$126,000	7,536
Extraordinary gains, net	$0	30
Net income	$126,000	7,537
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$11,000	4,310
Cash dividends	$200,000	3,480
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$126,000	7,494
2005-03-31 (YTD Data)		Rank
Total interest income	$206,000	8,586
Total interest expense	$45,000	8,550
Net interest income	$161,000	8,539
Provision for loan and lease losses	$11,000	5,337
Total noninterest income	$78,000	6,223
Gross Fiduciary activities income	$0	1,418
Service charges on deposit accounts	$65,000	4,425
Trading account gains and fees	$0	115
Additional Noninterest Income	$13,000	7,447
Total noninterest expense	$173,000	8,317
Salaries and employee benefits	$60,000	8,696
Premises and equipment expense	$30,000	7,706
Additional noninterest expense	$83,000	7,500
Pre-tax net operating income	$55,000	7,831
Securities gains (losses)	$0	1,685
Applicable income taxes	$0	6,892
Income before extraordinary items	$55,000	7,676
Extraordinary gains, net	$0	24
Net income	$55,000	7,675
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$8,000	3,394
Cash dividends	$100,000	2,899
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$55,000	7,645
2004-12-31 (YTD Data)		Rank
Total interest income	$721,000	8,635
Total interest expense	$139,000	8,638
Net interest income	$582,000	8,568
Provision for loan and lease losses	$126,000	4,536
Total noninterest income	$407,000	5,750
Gross Fiduciary activities income	$0	1,582
Service charges on deposit accounts	$359,000	3,878
Trading account gains and fees	$0	138
Additional Noninterest Income	$48,000	7,455
Total noninterest expense	$717,000	8,292
Salaries and employee benefits	$259,000	8,703
Premises and equipment expense	$106,000	7,899
Additional noninterest expense	$352,000	7,394
Pre-tax net operating income	$146,000	7,960
Securities gains (losses)	$0	3,819
Applicable income taxes	$0	7,185
Income before extraordinary items	$146,000	7,902
Extraordinary gains, net	$0	34
Net income	$146,000	7,902
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$131,000	3,253
Cash dividends	$0	6,149
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$146,000	7,854
2004-09-30 (YTD Data)		Rank
Total interest income	$528,000	8,694
Total interest expense	$96,000	8,727
Net interest income	$432,000	8,625
Provision for loan and lease losses	$80,000	4,713
Total noninterest income	$317,000	5,693
Gross Fiduciary activities income	$0	1,547
Service charges on deposit accounts	$279,000	3,832
Trading account gains and fees	$0	134
Additional Noninterest Income	$38,000	7,412
Total noninterest expense	$538,000	8,296
Salaries and employee benefits	$188,000	8,747
Premises and equipment expense	$80,000	7,880
Additional noninterest expense	$270,000	7,330
Pre-tax net operating income	$131,000	7,993
Securities gains (losses)	$0	3,710
Applicable income taxes	$0	7,220
Income before extraordinary items	$131,000	7,909
Extraordinary gains, net	$0	26
Net income	$131,000	7,912
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$77,000	3,193
Cash dividends	$0	5,363
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$131,000	7,856
2004-06-30 (YTD Data)		Rank
Total interest income	$342,000	8,760
Total interest expense	$63,000	8,796
Net interest income	$279,000	8,692
Provision for loan and lease losses	$60,000	4,267
Total noninterest income	$214,000	5,672
Gross Fiduciary activities income	$0	1,518
Service charges on deposit accounts	$187,000	3,810
Trading account gains and fees	$0	130
Additional Noninterest Income	$27,000	7,377
Total noninterest expense	$341,000	8,427
Salaries and employee benefits	$129,000	8,788
Premises and equipment expense	$51,000	7,970
Additional noninterest expense	$161,000	7,599
Pre-tax net operating income	$92,000	7,982
Securities gains (losses)	$0	3,413
Applicable income taxes	$0	7,214
Income before extraordinary items	$92,000	7,861
Extraordinary gains, net	$0	21
Net income	$92,000	7,861
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$77,000	2,510
Cash dividends	$0	5,087
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$92,000	7,796
2004-03-31 (YTD Data)		Rank
Total interest income	$168,000	8,811
Total interest expense	$31,000	8,847
Net interest income	$137,000	8,751
Provision for loan and lease losses	$4,000	6,169
Total noninterest income	$102,000	5,732
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$88,000	3,887
Trading account gains and fees	$0	121
Additional Noninterest Income	$14,000	7,349
Total noninterest expense	$168,000	8,477
Salaries and employee benefits	$64,000	8,829
Premises and equipment expense	$26,000	7,959
Additional noninterest expense	$78,000	7,684
Pre-tax net operating income	$67,000	7,658
Securities gains (losses)	$0	2,934
Applicable income taxes	$0	7,103
Income before extraordinary items	$67,000	7,457
Extraordinary gains, net	$0	16
Net income	$67,000	7,459
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-1,000	6,968
Cash dividends	$0	3,841
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$67,000	7,384
2003-12-31 (YTD Data)		Rank
Total interest income	$729,000	8,803
Total interest expense	$191,000	8,767
Net interest income	$538,000	8,774
Provision for loan and lease losses	$51,000	6,233
Total noninterest income	$567,000	5,115
Gross Fiduciary activities income	$0	1,641
Service charges on deposit accounts	$357,000	3,898
Trading account gains and fees	$0	160
Additional Noninterest Income	$210,000	5,193
Total noninterest expense	$717,000	8,420
Salaries and employee benefits	$285,000	8,803
Premises and equipment expense	$107,000	7,982
Additional noninterest expense	$325,000	7,604
Pre-tax net operating income	$337,000	7,288
Securities gains (losses)	$0	4,500
Applicable income taxes	$0	7,459
Income before extraordinary items	$337,000	7,099
Extraordinary gains, net	$0	54
Net income	$337,000	7,100
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$100,000	4,052
Cash dividends	$320,000	4,262
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$337,000	6,956
2003-09-30 (YTD Data)		Rank
Total interest income	$562,000	8,874
Total interest expense	$156,000	8,824
Net interest income	$406,000	8,843
Provision for loan and lease losses	$42,000	6,061
Total noninterest income	$453,000	4,999
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$255,000	4,033
Trading account gains and fees	$0	153
Additional Noninterest Income	$198,000	4,819
Total noninterest expense	$538,000	8,429
Salaries and employee benefits	$208,000	8,858
Premises and equipment expense	$81,000	7,979
Additional noninterest expense	$249,000	7,568
Pre-tax net operating income	$279,000	7,287
Securities gains (losses)	$0	4,204
Applicable income taxes	$0	7,524
Income before extraordinary items	$279,000	7,069
Extraordinary gains, net	$0	40
Net income	$279,000	7,070
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$100,000	3,234
Cash dividends	$320,000	3,374
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$279,000	6,904
2003-06-30 (YTD Data)		Rank
Total interest income	$385,000	8,906
Total interest expense	$114,000	8,846
Net interest income	$271,000	8,879
Provision for loan and lease losses	$7,000	6,972
Total noninterest income	$153,000	6,594
Gross Fiduciary activities income	$0	1,577
Service charges on deposit accounts	$165,000	4,075
Trading account gains and fees	$0	150
Additional Noninterest Income	$-12,000	9,227
Total noninterest expense	$343,000	8,519
Salaries and employee benefits	$140,000	8,874
Premises and equipment expense	$50,000	8,086
Additional noninterest expense	$153,000	7,719
Pre-tax net operating income	$74,000	8,206
Securities gains (losses)	$0	3,782
Applicable income taxes	$0	7,529
Income before extraordinary items	$74,000	8,194
Extraordinary gains, net	$0	30
Net income	$74,000	8,196
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$56,000	3,270
Cash dividends	$0	5,215
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$74,000	8,040
2003-03-31 (YTD Data)		Rank
Total interest income	$192,000	8,963
Total interest expense	$63,000	8,855
Net interest income	$129,000	8,962
Provision for loan and lease losses	$7,000	6,361
Total noninterest income	$92,000	6,102
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$77,000	4,164
Trading account gains and fees	$0	134
Additional Noninterest Income	$15,000	7,351
Total noninterest expense	$169,000	8,572
Salaries and employee benefits	$69,000	8,922
Premises and equipment expense	$24,000	8,165
Additional noninterest expense	$76,000	7,777
Pre-tax net operating income	$45,000	8,066
Securities gains (losses)	$0	2,891
Applicable income taxes	$0	7,403
Income before extraordinary items	$45,000	7,996
Extraordinary gains, net	$0	21
Net income	$45,000	7,995
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$55,000	2,091
Cash dividends	$0	3,930
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$45,000	7,844
2002-12-31 (YTD Data)		Rank
Total interest income	$917,000	8,926
Total interest expense	$371,000	8,730
Net interest income	$546,000	8,952
Provision for loan and lease losses	$240,000	3,935
Total noninterest income	$374,000	5,945
Gross Fiduciary activities income	$0	1,713
Service charges on deposit accounts	$325,000	4,052
Trading account gains and fees	$0	153
Additional Noninterest Income	$49,000	7,624
Total noninterest expense	$663,000	8,621
Salaries and employee benefits	$276,000	8,976
Premises and equipment expense	$106,000	8,090
Additional noninterest expense	$281,000	7,940
Pre-tax net operating income	$17,000	8,582
Securities gains (losses)	$4,000	4,045
Applicable income taxes	$0	7,681
Income before extraordinary items	$21,000	8,665
Extraordinary gains, net	$0	70
Net income	$21,000	8,667
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$226,000	2,826
Cash dividends	$213,000	4,818
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$17,000	8,593
2001-12-31 (YTD Data)		Rank
Total interest income	$1,237,000	8,965
Total interest expense	$669,000	8,683
Net interest income	$568,000	9,088
Provision for loan and lease losses	$119,000	5,325
Total noninterest income	$339,000	6,096
Gross Fiduciary activities income	$0	1,731
Service charges on deposit accounts	$307,000	4,106
Trading account gains and fees	$0	177
Additional Noninterest Income	$32,000	8,285
Total noninterest expense	$673,000	8,747
Salaries and employee benefits	$272,000	9,169
Premises and equipment expense	$96,000	8,365
Additional noninterest expense	$305,000	7,814
Pre-tax net operating income	$115,000	8,262
Securities gains (losses)	$0	4,612
Applicable income taxes	$0	7,903
Income before extraordinary items	$115,000	8,240
Extraordinary gains, net	$0	105
Net income	$115,000	8,238
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$29,000	5,877
Cash dividends	$100,000	5,729
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$115,000	8,132
2000-12-31 (YTD Data)		Rank
Total interest income	$941,000	9,441
Total interest expense	$382,000	9,450
Net interest income	$559,000	9,350
Provision for loan and lease losses	$23,000	7,535
Total noninterest income	$220,000	7,069
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$197,000	5,125
Trading account gains and fees	NA	NA
Additional Noninterest Income	$23,000	8,843
Total noninterest expense	$651,000	8,961
Salaries and employee benefits	$234,000	9,516
Premises and equipment expense	$64,000	9,098
Additional noninterest expense	$353,000	7,534
Pre-tax net operating income	$105,000	8,782
Securities gains (losses)	$0	1,956
Applicable income taxes	$0	8,362
Income before extraordinary items	$105,000	8,674
Extraordinary gains, net	$0	38
Net income	$105,000	8,673
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$7,000	6,846
Cash dividends	$500,000	3,528
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$105,000	8,662
1999-12-31 (YTD Data)		Rank
Total interest income	$1,014,000	9,602
Total interest expense	$462,000	9,523
Net interest income	$552,000	9,597
Provision for loan and lease losses	$40,000	6,849
Total noninterest income	$233,000	7,116
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$203,000	5,078
Trading account gains and fees	NA	NA
Additional Noninterest Income	$30,000	8,834
Total noninterest expense	$627,000	9,245
Salaries and employee benefits	$301,000	9,459
Premises and equipment expense	$78,000	9,059
Additional noninterest expense	$248,000	8,575
Pre-tax net operating income	$118,000	8,984
Securities gains (losses)	$1,000	2,805
Applicable income taxes	$21,000	8,200
Income before extraordinary items	$98,000	8,981
Extraordinary gains, net	$0	35
Net income	$98,000	8,979
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$39,000	5,236
Cash dividends	$45,000	6,667
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$97,180	8,958
1998-12-31 (YTD Data)		Rank
Total interest income	$1,072,000	9,786
Total interest expense	$495,000	9,708
Net interest income	$577,000	9,789
Provision for loan and lease losses	$0	8,652
Total noninterest income	$204,000	7,525
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$181,000	5,420
Trading account gains and fees	NA	NA
Additional Noninterest Income	$23,000	9,338
Total noninterest expense	$590,000	9,473
Salaries and employee benefits	$301,000	9,619
Premises and equipment expense	$77,000	9,215
Additional noninterest expense	$212,000	8,999
Pre-tax net operating income	$191,000	8,946
Securities gains (losses)	$2,000	3,909
Applicable income taxes	$42,000	8,467
Income before extraordinary items	$151,000	8,971
Extraordinary gains, net	$0	32
Net income	$151,000	8,969
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$16,000	6,598
Cash dividends	$42,000	7,004
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$149,440	8,919
1997-12-31 (YTD Data)		Rank
Total interest income	$1,120,000	10,172
Total interest expense	$522,000	10,044
Net interest income	$598,000	10,184
Provision for loan and lease losses	$25,000	7,608
Total noninterest income	$204,000	7,784
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$179,000	5,677
Trading account gains and fees	NA	NA
Additional Noninterest Income	$25,000	9,587
Total noninterest expense	$562,000	9,891
Salaries and employee benefits	$296,000	9,980
Premises and equipment expense	$74,000	9,594
Additional noninterest expense	$192,000	9,519
Pre-tax net operating income	$215,000	9,498
Securities gains (losses)	$-4,000	9,548
Applicable income taxes	$70,000	8,905
Income before extraordinary items	$141,000	9,664
Extraordinary gains, net	$0	44
Net income	$141,000	9,665
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$25,000	6,261
Cash dividends	$36,000	7,401
Sale, conversion, retirement of capital stock, net	$0	1,030
Net operating income	$143,680	9,599
1996-12-31 (YTD Data)		Rank
Total interest income	$1,059,000	10,739
Total interest expense	$515,000	10,550
Net interest income	$544,000	10,787
Provision for loan and lease losses	$35,000	7,226
Total noninterest income	$215,000	8,019
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$192,000	5,700
Trading account gains and fees	NA	NA
Additional Noninterest Income	$23,000	10,237
Total noninterest expense	$552,000	10,390
Salaries and employee benefits	$278,000	10,525
Premises and equipment expense	$66,000	10,194
Additional noninterest expense	$208,000	9,854
Pre-tax net operating income	$172,000	9,949
Securities gains (losses)	$0	4,148
Applicable income taxes	$46,000	9,765
Income before extraordinary items	$126,000	9,988
Extraordinary gains, net	$0	53
Net income	$126,000	9,986
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$28,000	6,265
Cash dividends	$30,000	7,843
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$126,000	9,938
1995-12-31 (YTD Data)		Rank
Total interest income	$1,000,000	11,278
Total interest expense	$499,000	11,019
Net interest income	$501,000	11,396
Provision for loan and lease losses	$10,000	8,319
Total noninterest income	$193,000	8,538
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$168,000	6,292
Trading account gains and fees	NA	NA
Additional Noninterest Income	$25,000	10,586
Total noninterest expense	$544,000	10,824
Salaries and employee benefits	$270,000	11,007
Premises and equipment expense	$63,000	10,685
Additional noninterest expense	$211,000	10,294
Pre-tax net operating income	$140,000	10,831
Securities gains (losses)	$-3,000	9,402
Applicable income taxes	$28,000	10,615
Income before extraordinary items	$109,000	10,849
Extraordinary gains, net	$0	65
Net income	$109,000	10,849
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$15,000	7,018
Cash dividends	$45,000	7,893
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$111,400	10,803
1994-12-31 (YTD Data)		Rank
Total interest income	$933,000	11,829
Total interest expense	$387,000	11,655
Net interest income	$546,000	11,869
Provision for loan and lease losses	$18,000	7,907
Total noninterest income	$205,000	8,647
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$170,000	6,445
Trading account gains and fees	NA	NA
Additional Noninterest Income	$35,000	10,473
Total noninterest expense	$547,000	11,370
Salaries and employee benefits	$255,000	11,625
Premises and equipment expense	$68,000	11,037
Additional noninterest expense	$224,000	10,848
Pre-tax net operating income	$186,000	11,001
Securities gains (losses)	$-5,000	9,408
Applicable income taxes	$36,000	10,781
Income before extraordinary items	$145,000	10,881
Extraordinary gains, net	$0	249
Net income	$145,000	10,886
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$46,000	5,275
Cash dividends	$0	8,932
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$149,000	10,887
1993-12-31 (YTD Data)		Rank
Total interest income	$843,000	12,586
Total interest expense	$345,000	12,463
Net interest income	$498,000	12,558
Provision for loan and lease losses	$22,000	8,943
Total noninterest income	$145,000	10,311
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$130,000	7,580
Trading account gains and fees	NA	NA
Additional Noninterest Income	$15,000	12,399
Total noninterest expense	$551,000	11,901
Salaries and employee benefits	$252,000	12,167
Premises and equipment expense	$70,000	11,498
Additional noninterest expense	$229,000	11,340
Pre-tax net operating income	$70,000	12,053
Securities gains (losses)	$6,000	5,977
Applicable income taxes	$16,000	11,688
Income before extraordinary items	$60,000	12,177
Extraordinary gains, net	$87,000	1,703
Net income	$147,000	11,320
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$38,000	6,608
Cash dividends	$0	9,081
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$55,260	12,067
1992-12-31 (YTD Data)		Rank
Total interest income	$842,000	13,284
Total interest expense	$371,000	13,292
Net interest income	$471,000	13,174
Provision for loan and lease losses	$8,000	11,328
Total noninterest income	$148,000	10,533
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$128,000	7,737
Trading account gains and fees	NA	NA
Additional Noninterest Income	$20,000	12,557
Total noninterest expense	$507,000	12,598
Salaries and employee benefits	$233,000	12,790
Premises and equipment expense	$67,000	11,992
Additional noninterest expense	$207,000	12,147
Pre-tax net operating income	$104,000	11,985
Securities gains (losses)	$60,000	3,829
Applicable income taxes	$47,000	11,335
Income before extraordinary items	$117,000	11,713
Extraordinary gains, net	$47,000	1,012
Net income	$164,000	11,169
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$17,000	9,354
Cash dividends	$0	8,912
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$74,400	12,011

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.