Home > Texas Premier Bank > Income and Expense
Texas Premier Bank, Income and Expense
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $5,503,000 | 5,279 |
| Total interest expense | $543,000 | 7,837 |
| Net interest income | $4,960,000 | 4,026 |
| Provision for loan and lease losses | $20,000 | 6,291 |
| Total noninterest income | $423,000 | 5,478 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $309,000 | 4,072 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $114,000 | 6,103 |
| Total noninterest expense | $3,720,000 | 4,194 |
| Salaries and employee benefits | $2,173,000 | 4,020 |
| Premises and equipment expense | $359,000 | 5,258 |
| Additional noninterest expense | $1,188,000 | 3,970 |
| Pre-tax net operating income | $1,643,000 | 4,093 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $564,000 | 2,972 |
| Income before extraordinary items | $1,079,000 | 4,538 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,079,000 | 4,540 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 6,021 |
| Cash dividends | $187,000 | 5,033 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,079,000 | 4,525 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $4,134,000 | 5,264 |
| Total interest expense | $383,000 | 7,926 |
| Net interest income | $3,751,000 | 4,031 |
| Provision for loan and lease losses | $20,000 | 5,975 |
| Total noninterest income | $334,000 | 5,406 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $234,000 | 4,068 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $100,000 | 5,845 |
| Total noninterest expense | $2,790,000 | 4,186 |
| Salaries and employee benefits | $1,663,000 | 3,943 |
| Premises and equipment expense | $265,000 | 5,296 |
| Additional noninterest expense | $862,000 | 4,043 |
| Pre-tax net operating income | $1,275,000 | 4,152 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $438,000 | 3,048 |
| Income before extraordinary items | $837,000 | 4,597 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $837,000 | 4,601 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 5,412 |
| Cash dividends | $187,000 | 4,245 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $837,000 | 4,586 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $2,752,000 | 5,236 |
| Total interest expense | $244,000 | 7,966 |
| Net interest income | $2,508,000 | 4,036 |
| Provision for loan and lease losses | $20,000 | 5,511 |
| Total noninterest income | $225,000 | 5,371 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $153,000 | 4,098 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $72,000 | 5,737 |
| Total noninterest expense | $1,857,000 | 4,208 |
| Salaries and employee benefits | $1,087,000 | 4,019 |
| Premises and equipment expense | $199,000 | 4,947 |
| Additional noninterest expense | $571,000 | 4,067 |
| Pre-tax net operating income | $856,000 | 4,168 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $294,000 | 3,077 |
| Income before extraordinary items | $562,000 | 4,596 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $562,000 | 4,600 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 4,673 |
| Cash dividends | $188,000 | 3,784 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $562,000 | 4,587 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,333,000 | 5,287 |
| Total interest expense | $112,000 | 8,034 |
| Net interest income | $1,221,000 | 4,114 |
| Provision for loan and lease losses | $10,000 | 5,231 |
| Total noninterest income | $112,000 | 5,362 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $76,000 | 4,048 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $36,000 | 5,743 |
| Total noninterest expense | $918,000 | 4,256 |
| Salaries and employee benefits | $559,000 | 3,957 |
| Premises and equipment expense | $102,000 | 4,892 |
| Additional noninterest expense | $257,000 | 4,386 |
| Pre-tax net operating income | $405,000 | 4,250 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $139,000 | 3,153 |
| Income before extraordinary items | $266,000 | 4,712 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $266,000 | 4,712 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $187,000 | 2,499 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $266,000 | 4,694 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $4,789,000 | 5,299 |
| Total interest expense | $419,000 | 7,836 |
| Net interest income | $4,370,000 | 4,349 |
| Provision for loan and lease losses | $121,000 | 4,451 |
| Total noninterest income | $431,000 | 5,564 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $345,000 | 3,873 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $86,000 | 6,640 |
| Total noninterest expense | $3,439,000 | 4,347 |
| Salaries and employee benefits | $1,995,000 | 4,130 |
| Premises and equipment expense | $398,000 | 4,872 |
| Additional noninterest expense | $1,046,000 | 4,272 |
| Pre-tax net operating income | $1,241,000 | 4,833 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $431,000 | 3,585 |
| Income before extraordinary items | $810,000 | 5,314 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $810,000 | 5,318 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $53,000 | 4,212 |
| Cash dividends | $127,000 | 5,326 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $810,000 | 5,291 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $3,498,000 | 5,352 |
| Total interest expense | $315,000 | 7,818 |
| Net interest income | $3,183,000 | 4,458 |
| Provision for loan and lease losses | $91,000 | 4,295 |
| Total noninterest income | $336,000 | 5,516 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $267,000 | 3,819 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $69,000 | 6,541 |
| Total noninterest expense | $2,538,000 | 4,371 |
| Salaries and employee benefits | $1,475,000 | 4,149 |
| Premises and equipment expense | $296,000 | 4,886 |
| Additional noninterest expense | $767,000 | 4,318 |
| Pre-tax net operating income | $890,000 | 5,057 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $307,000 | 3,766 |
| Income before extraordinary items | $583,000 | 5,528 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $583,000 | 5,531 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $53,000 | 3,419 |
| Cash dividends | $126,000 | 4,522 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $583,000 | 5,492 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $2,307,000 | 5,312 |
| Total interest expense | $216,000 | 7,738 |
| Net interest income | $2,091,000 | 4,479 |
| Provision for loan and lease losses | $61,000 | 4,100 |
| Total noninterest income | $220,000 | 5,523 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $172,000 | 3,835 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $48,000 | 6,470 |
| Total noninterest expense | $1,694,000 | 4,349 |
| Salaries and employee benefits | $999,000 | 4,084 |
| Premises and equipment expense | $194,000 | 4,925 |
| Additional noninterest expense | $501,000 | 4,370 |
| Pre-tax net operating income | $556,000 | 5,202 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $193,000 | 3,842 |
| Income before extraordinary items | $363,000 | 5,693 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $363,000 | 5,696 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $42,000 | 2,928 |
| Cash dividends | $126,000 | 4,046 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $363,000 | 5,650 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,114,000 | 5,413 |
| Total interest expense | $111,000 | 7,695 |
| Net interest income | $1,003,000 | 4,615 |
| Provision for loan and lease losses | $30,000 | 3,913 |
| Total noninterest income | $108,000 | 5,518 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $84,000 | 3,817 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $24,000 | 6,543 |
| Total noninterest expense | $843,000 | 4,389 |
| Salaries and employee benefits | $504,000 | 4,068 |
| Premises and equipment expense | $98,000 | 4,931 |
| Additional noninterest expense | $241,000 | 4,475 |
| Pre-tax net operating income | $238,000 | 5,559 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $83,000 | 4,062 |
| Income before extraordinary items | $155,000 | 6,032 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $155,000 | 6,033 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 2,365 |
| Cash dividends | $127,000 | 2,721 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $155,000 | 5,991 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $4,066,000 | 5,509 |
| Total interest expense | $454,000 | 7,479 |
| Net interest income | $3,612,000 | 4,811 |
| Provision for loan and lease losses | $139,000 | 4,397 |
| Total noninterest income | $467,000 | 5,434 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $390,000 | 3,704 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $77,000 | 6,829 |
| Total noninterest expense | $3,169,000 | 4,480 |
| Salaries and employee benefits | $1,917,000 | 4,133 |
| Premises and equipment expense | $395,000 | 4,806 |
| Additional noninterest expense | $857,000 | 4,860 |
| Pre-tax net operating income | $771,000 | 5,879 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $269,000 | 4,353 |
| Income before extraordinary items | $502,000 | 6,354 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $502,000 | 6,358 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $140,000 | 3,138 |
| Cash dividends | $117,000 | 5,386 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $502,000 | 6,281 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $2,975,000 | 5,579 |
| Total interest expense | $340,000 | 7,507 |
| Net interest income | $2,635,000 | 4,874 |
| Provision for loan and lease losses | $108,000 | 4,154 |
| Total noninterest income | $349,000 | 5,480 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $296,000 | 3,697 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $53,000 | 6,981 |
| Total noninterest expense | $2,331,000 | 4,523 |
| Salaries and employee benefits | $1,395,000 | 4,188 |
| Premises and equipment expense | $296,000 | 4,794 |
| Additional noninterest expense | $640,000 | 4,840 |
| Pre-tax net operating income | $545,000 | 6,118 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $190,000 | 4,520 |
| Income before extraordinary items | $355,000 | 6,582 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $355,000 | 6,582 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $146,000 | 2,296 |
| Cash dividends | $117,000 | 4,525 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $355,000 | 6,509 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,958,000 | 5,613 |
| Total interest expense | $230,000 | 7,552 |
| Net interest income | $1,728,000 | 4,934 |
| Provision for loan and lease losses | $72,000 | 4,068 |
| Total noninterest income | $231,000 | 5,482 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $194,000 | 3,726 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $37,000 | 6,933 |
| Total noninterest expense | $1,542,000 | 4,577 |
| Salaries and employee benefits | $936,000 | 4,181 |
| Premises and equipment expense | $196,000 | 4,825 |
| Additional noninterest expense | $410,000 | 4,978 |
| Pre-tax net operating income | $345,000 | 6,219 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $120,000 | 4,610 |
| Income before extraordinary items | $225,000 | 6,669 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $225,000 | 6,669 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $144,000 | 1,721 |
| Cash dividends | $117,000 | 4,068 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $225,000 | 6,581 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $962,000 | 5,695 |
| Total interest expense | $117,000 | 7,585 |
| Net interest income | $845,000 | 5,009 |
| Provision for loan and lease losses | $36,000 | 3,870 |
| Total noninterest income | $115,000 | 5,443 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $95,000 | 3,703 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $20,000 | 6,798 |
| Total noninterest expense | $773,000 | 4,586 |
| Salaries and employee benefits | $479,000 | 4,148 |
| Premises and equipment expense | $99,000 | 4,820 |
| Additional noninterest expense | $195,000 | 5,165 |
| Pre-tax net operating income | $151,000 | 6,425 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $53,000 | 4,770 |
| Income before extraordinary items | $98,000 | 6,919 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $98,000 | 6,921 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $108,000 | 1,240 |
| Cash dividends | $117,000 | 2,736 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $98,000 | 6,819 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $3,994,000 | 5,652 |
| Total interest expense | $541,000 | 7,606 |
| Net interest income | $3,453,000 | 4,848 |
| Provision for loan and lease losses | $196,000 | 4,069 |
| Total noninterest income | $565,000 | 5,119 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $419,000 | 3,546 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $146,000 | 5,871 |
| Total noninterest expense | $3,124,000 | 4,483 |
| Salaries and employee benefits | $1,893,000 | 4,107 |
| Premises and equipment expense | $378,000 | 4,939 |
| Additional noninterest expense | $853,000 | 4,829 |
| Pre-tax net operating income | $698,000 | 6,019 |
| Securities gains (losses) | $38,000 | 2,739 |
| Applicable income taxes | $249,000 | 4,591 |
| Income before extraordinary items | $487,000 | 6,391 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $487,000 | 6,395 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $49,000 | 5,097 |
| Cash dividends | $94,000 | 5,623 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $461,920 | 6,354 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $3,006,000 | 5,701 |
| Total interest expense | $419,000 | 7,691 |
| Net interest income | $2,587,000 | 4,849 |
| Provision for loan and lease losses | $178,000 | 3,620 |
| Total noninterest income | $441,000 | 5,070 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $310,000 | 3,592 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $131,000 | 5,597 |
| Total noninterest expense | $2,324,000 | 4,496 |
| Salaries and employee benefits | $1,400,000 | 4,154 |
| Premises and equipment expense | $282,000 | 4,933 |
| Additional noninterest expense | $642,000 | 4,774 |
| Pre-tax net operating income | $526,000 | 6,174 |
| Securities gains (losses) | $38,000 | 2,527 |
| Applicable income taxes | $189,000 | 4,738 |
| Income before extraordinary items | $375,000 | 6,493 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $375,000 | 6,494 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $48,000 | 4,321 |
| Cash dividends | $94,000 | 4,798 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $349,920 | 6,483 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,026,000 | 5,692 |
| Total interest expense | $291,000 | 7,731 |
| Net interest income | $1,735,000 | 4,829 |
| Provision for loan and lease losses | $92,000 | 4,005 |
| Total noninterest income | $271,000 | 5,256 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $196,000 | 3,670 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $75,000 | 5,841 |
| Total noninterest expense | $1,526,000 | 4,524 |
| Salaries and employee benefits | $941,000 | 4,109 |
| Premises and equipment expense | $177,000 | 5,101 |
| Additional noninterest expense | $408,000 | 4,932 |
| Pre-tax net operating income | $388,000 | 5,946 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $129,000 | 4,742 |
| Income before extraordinary items | $259,000 | 6,447 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $259,000 | 6,447 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $47,000 | 3,501 |
| Cash dividends | $94,000 | 4,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $259,000 | 6,241 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,010,000 | 5,739 |
| Total interest expense | $149,000 | 7,778 |
| Net interest income | $861,000 | 4,839 |
| Provision for loan and lease losses | $36,000 | 4,248 |
| Total noninterest income | $122,000 | 5,426 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $104,000 | 3,444 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $18,000 | 7,075 |
| Total noninterest expense | $761,000 | 4,523 |
| Salaries and employee benefits | $477,000 | 4,046 |
| Premises and equipment expense | $89,000 | 5,083 |
| Additional noninterest expense | $195,000 | 5,052 |
| Pre-tax net operating income | $186,000 | 6,007 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $62,000 | 4,775 |
| Income before extraordinary items | $124,000 | 6,487 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $124,000 | 6,486 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 3,694 |
| Cash dividends | $94,000 | 3,025 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $124,000 | 6,311 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $4,192,000 | 5,762 |
| Total interest expense | $960,000 | 7,042 |
| Net interest income | $3,232,000 | 5,036 |
| Provision for loan and lease losses | $141,000 | 5,050 |
| Total noninterest income | $444,000 | 5,519 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $371,000 | 3,712 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $73,000 | 7,016 |
| Total noninterest expense | $2,995,000 | 4,466 |
| Salaries and employee benefits | $1,826,000 | 4,036 |
| Premises and equipment expense | $334,000 | 5,236 |
| Additional noninterest expense | $835,000 | 4,783 |
| Pre-tax net operating income | $540,000 | 6,609 |
| Securities gains (losses) | $22,000 | 3,078 |
| Applicable income taxes | $185,000 | 5,219 |
| Income before extraordinary items | $377,000 | 6,946 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $377,000 | 6,946 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 6,133 |
| Cash dividends | $141,000 | 5,271 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $362,260 | 6,892 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $4,255,000 | 6,144 |
| Total interest expense | $1,410,000 | 7,172 |
| Net interest income | $2,845,000 | 5,268 |
| Provision for loan and lease losses | $79,000 | 6,023 |
| Total noninterest income | $451,000 | 5,354 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $337,000 | 3,871 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $114,000 | 6,118 |
| Total noninterest expense | $2,629,000 | 4,791 |
| Salaries and employee benefits | $1,582,000 | 4,337 |
| Premises and equipment expense | $330,000 | 5,224 |
| Additional noninterest expense | $717,000 | 5,194 |
| Pre-tax net operating income | $588,000 | 6,205 |
| Securities gains (losses) | $2,000 | 4,242 |
| Applicable income taxes | $192,000 | 5,105 |
| Income before extraordinary items | $398,000 | 6,586 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $398,000 | 6,590 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $46,000 | 5,284 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $396,660 | 6,466 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $4,132,000 | 6,376 |
| Total interest expense | $1,192,000 | 7,818 |
| Net interest income | $2,940,000 | 5,226 |
| Provision for loan and lease losses | $160,000 | 4,252 |
| Total noninterest income | $427,000 | 5,361 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $345,000 | 3,635 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $82,000 | 6,864 |
| Total noninterest expense | $2,322,000 | 5,119 |
| Salaries and employee benefits | $1,384,000 | 4,669 |
| Premises and equipment expense | $286,000 | 5,578 |
| Additional noninterest expense | $652,000 | 5,456 |
| Pre-tax net operating income | $885,000 | 5,599 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $292,000 | 4,648 |
| Income before extraordinary items | $593,000 | 5,878 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $593,000 | 5,877 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $53,000 | 4,647 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $593,000 | 5,895 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $3,680,000 | 6,637 |
| Total interest expense | $1,192,000 | 7,668 |
| Net interest income | $2,488,000 | 5,811 |
| Provision for loan and lease losses | $90,000 | 5,432 |
| Total noninterest income | $387,000 | 5,728 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $303,000 | 3,958 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $84,000 | 7,038 |
| Total noninterest expense | $2,107,000 | 5,486 |
| Salaries and employee benefits | $1,265,000 | 4,972 |
| Premises and equipment expense | $275,000 | 5,750 |
| Additional noninterest expense | $567,000 | 6,040 |
| Pre-tax net operating income | $678,000 | 6,395 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $220,000 | 5,500 |
| Income before extraordinary items | $458,000 | 6,655 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $458,000 | 6,654 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $75,000 | 4,097 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $458,000 | 6,630 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $3,530,000 | 6,915 |
| Total interest expense | $1,253,000 | 7,782 |
| Net interest income | $2,277,000 | 6,173 |
| Provision for loan and lease losses | $60,000 | 6,123 |
| Total noninterest income | $335,000 | 6,149 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $270,000 | 4,258 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $65,000 | 7,637 |
| Total noninterest expense | $1,895,000 | 5,804 |
| Salaries and employee benefits | $1,128,000 | 5,309 |
| Premises and equipment expense | $286,000 | 5,529 |
| Additional noninterest expense | $481,000 | 6,570 |
| Pre-tax net operating income | $657,000 | 6,649 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $213,000 | 6,047 |
| Income before extraordinary items | $444,000 | 6,955 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $444,000 | 6,953 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 9,285 |
| Cash dividends | $94,000 | 6,363 |
| Sale, conversion, retirement of capital stock, net | $66,000 | 821 |
| Net operating income | $444,000 | 6,853 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $2,943,000 | 7,828 |
| Total interest expense | $973,000 | 8,762 |
| Net interest income | $1,970,000 | 6,975 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $278,000 | 6,914 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $222,000 | 5,021 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $56,000 | 8,171 |
| Total noninterest expense | $1,669,000 | 6,370 |
| Salaries and employee benefits | $925,000 | 6,169 |
| Premises and equipment expense | $244,000 | 6,139 |
| Additional noninterest expense | $500,000 | 6,500 |
| Pre-tax net operating income | $579,000 | 7,516 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $191,000 | 7,004 |
| Income before extraordinary items | $388,000 | 7,722 |
| Extraordinary gains, net | $3,000 | 36 |
| Net income | $391,000 | 7,710 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 6,572 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $388,000 | 7,667 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $2,743,000 | 8,357 |
| Total interest expense | $909,000 | 9,299 |
| Net interest income | $1,834,000 | 7,487 |
| Provision for loan and lease losses | $23,000 | 7,847 |
| Total noninterest income | $300,000 | 6,939 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $186,000 | 5,815 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $114,000 | 6,754 |
| Total noninterest expense | $1,450,000 | 7,254 |
| Salaries and employee benefits | $808,000 | 6,940 |
| Premises and equipment expense | $250,000 | 6,254 |
| Additional noninterest expense | $392,000 | 7,947 |
| Pre-tax net operating income | $661,000 | 7,109 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $225,000 | 6,772 |
| Income before extraordinary items | $436,000 | 7,338 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $436,000 | 7,338 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-16,000 | 10,584 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $436,000 | 7,284 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,550,000 | 8,887 |
| Total interest expense | $778,000 | 10,032 |
| Net interest income | $1,772,000 | 7,844 |
| Provision for loan and lease losses | $90,000 | 4,814 |
| Total noninterest income | $243,000 | 7,791 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $186,000 | 5,948 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $57,000 | 8,889 |
| Total noninterest expense | $1,249,000 | 8,050 |
| Salaries and employee benefits | $728,000 | 7,548 |
| Premises and equipment expense | $239,000 | 6,526 |
| Additional noninterest expense | $282,000 | 9,451 |
| Pre-tax net operating income | $676,000 | 7,434 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $253,000 | 6,605 |
| Income before extraordinary items | $423,000 | 7,860 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $423,000 | 7,858 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 6,571 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $423,000 | 7,828 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,830,000 | 10,105 |
| Total interest expense | $543,000 | 10,893 |
| Net interest income | $1,287,000 | 9,498 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $215,000 | 8,484 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $154,000 | 6,797 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $61,000 | 9,058 |
| Total noninterest expense | $1,169,000 | 8,727 |
| Salaries and employee benefits | $610,000 | 8,545 |
| Premises and equipment expense | $193,000 | 7,590 |
| Additional noninterest expense | $366,000 | 9,165 |
| Pre-tax net operating income | $333,000 | 9,876 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $123,000 | 8,863 |
| Income before extraordinary items | $210,000 | 10,161 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $210,000 | 10,172 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $35,000 | 5,738 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $317,000 | 618 |
| Net operating income | $210,000 | 10,208 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,575,000 | 11,049 |
| Total interest expense | $515,000 | 11,616 |
| Net interest income | $1,060,000 | 10,568 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $200,000 | 9,227 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $160,000 | 6,825 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $40,000 | 10,664 |
| Total noninterest expense | $979,000 | 9,824 |
| Salaries and employee benefits | $532,000 | 9,364 |
| Premises and equipment expense | $96,000 | 10,570 |
| Additional noninterest expense | $351,000 | 9,830 |
| Pre-tax net operating income | $281,000 | 10,389 |
| Securities gains (losses) | $30,000 | 4,104 |
| Applicable income taxes | $129,000 | 9,109 |
| Income before extraordinary items | $182,000 | 10,841 |
| Extraordinary gains, net | $52,000 | 2,136 |
| Net income | $234,000 | 10,358 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $58,000 | 5,762 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $162,800 | 10,846 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,391,000 | 12,202 |
| Total interest expense | $498,000 | 12,770 |
| Net interest income | $893,000 | 11,549 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $205,000 | 9,315 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $167,000 | 6,688 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $38,000 | 11,181 |
| Total noninterest expense | $849,000 | 10,759 |
| Salaries and employee benefits | $450,000 | 10,308 |
| Premises and equipment expense | $96,000 | 10,873 |
| Additional noninterest expense | $303,000 | 10,782 |
| Pre-tax net operating income | $249,000 | 10,613 |
| Securities gains (losses) | $32,000 | 4,877 |
| Applicable income taxes | $92,000 | 10,116 |
| Income before extraordinary items | $189,000 | 10,749 |
| Extraordinary gains, net | $92,000 | 776 |
| Net income | $281,000 | 9,667 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-8,000 | 12,698 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $167,560 | 10,699 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.