Home > Texas National Bank of Baytown > Income and Expense

Texas National Bank of Baytown, Income and Expense

1996-12-31 (YTD Data)		Rank
Total interest income	$844,000	10,985
Total interest expense	$275,000	11,123
Net interest income	$569,000	10,736
Provision for loan and lease losses	$17,000	8,136
Total noninterest income	$280,000	7,194
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$230,000	5,107
Trading account gains and fees	NA	NA
Additional Noninterest Income	$50,000	8,888
Total noninterest expense	$620,000	10,094
Salaries and employee benefits	$269,000	10,587
Premises and equipment expense	$72,000	10,016
Additional noninterest expense	$279,000	9,092
Pre-tax net operating income	$212,000	9,717
Securities gains (losses)	$0	4,148
Applicable income taxes	$66,000	9,389
Income before extraordinary items	$146,000	9,832
Extraordinary gains, net	$0	53
Net income	$146,000	9,831
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	8,805
Cash dividends	$134,000	6,245
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$146,000	9,771
1995-12-31 (YTD Data)		Rank
Total interest income	$794,000	11,528
Total interest expense	$245,000	11,685
Net interest income	$549,000	11,274
Provision for loan and lease losses	$10,000	8,319
Total noninterest income	$225,000	8,061
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$217,000	5,396
Trading account gains and fees	NA	NA
Additional Noninterest Income	$8,000	11,604
Total noninterest expense	$590,000	10,611
Salaries and employee benefits	$242,000	11,218
Premises and equipment expense	$69,000	10,506
Additional noninterest expense	$279,000	9,499
Pre-tax net operating income	$174,000	10,614
Securities gains (losses)	$0	3,831
Applicable income taxes	$52,000	10,150
Income before extraordinary items	$122,000	10,727
Extraordinary gains, net	$0	65
Net income	$122,000	10,727
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$7,000	7,801
Cash dividends	$117,000	6,548
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$122,000	10,701
1994-12-31 (YTD Data)		Rank
Total interest income	$817,000	12,041
Total interest expense	$194,000	12,349
Net interest income	$623,000	11,634
Provision for loan and lease losses	$-100,000	12,140
Total noninterest income	$209,000	8,579
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$200,000	5,872
Trading account gains and fees	NA	NA
Additional Noninterest Income	$9,000	12,149
Total noninterest expense	$744,000	10,503
Salaries and employee benefits	$207,000	12,018
Premises and equipment expense	$71,000	10,948
Additional noninterest expense	$466,000	8,188
Pre-tax net operating income	$188,000	10,985
Securities gains (losses)	$0	3,600
Applicable income taxes	$51,000	10,446
Income before extraordinary items	$137,000	10,975
Extraordinary gains, net	$0	249
Net income	$137,000	10,982
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	8,921
Cash dividends	$136,000	6,318
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$137,000	11,028
1993-12-31 (YTD Data)		Rank
Total interest income	$764,000	12,726
Total interest expense	$186,000	13,025
Net interest income	$578,000	12,301
Provision for loan and lease losses	$0	10,371
Total noninterest income	$195,000	9,319
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$189,000	6,185
Trading account gains and fees	NA	NA
Additional Noninterest Income	$6,000	12,981
Total noninterest expense	$557,000	11,869
Salaries and employee benefits	$195,000	12,686
Premises and equipment expense	$57,000	11,958
Additional noninterest expense	$305,000	10,379
Pre-tax net operating income	$216,000	10,902
Securities gains (losses)	$-1,000	12,247
Applicable income taxes	$63,000	10,631
Income before extraordinary items	$152,000	11,177
Extraordinary gains, net	$0	3,149
Net income	$152,000	11,264
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	9,922
Cash dividends	$156,000	6,000
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$152,710	10,965
1992-12-31 (YTD Data)		Rank
Total interest income	$791,000	13,364
Total interest expense	$213,000	13,689
Net interest income	$578,000	12,813
Provision for loan and lease losses	$20,000	10,574
Total noninterest income	$219,000	9,045
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$199,000	6,008
Trading account gains and fees	NA	NA
Additional Noninterest Income	$20,000	12,557
Total noninterest expense	$488,000	12,698
Salaries and employee benefits	$192,000	13,237
Premises and equipment expense	$58,000	12,372
Additional noninterest expense	$238,000	11,701
Pre-tax net operating income	$289,000	10,244
Securities gains (losses)	$8,000	6,653
Applicable income taxes	$96,000	10,025
Income before extraordinary items	$201,000	10,590
Extraordinary gains, net	$0	1,422
Net income	$201,000	10,720
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,000	11,020
Cash dividends	$185,000	5,270
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$195,560	10,323

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.