Home > Texas National Bank > Income and Expense
Texas National Bank, Income and Expense
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $5,750,000 | 5,051 |
| Total interest expense | $2,082,000 | 5,438 |
| Net interest income | $3,668,000 | 4,730 |
| Provision for loan and lease losses | $122,000 | 4,017 |
| Total noninterest income | $1,401,000 | 2,430 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $1,101,000 | 1,208 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $300,000 | 4,091 |
| Total noninterest expense | $3,799,000 | 3,579 |
| Salaries and employee benefits | $1,696,000 | 3,832 |
| Premises and equipment expense | $529,000 | 3,619 |
| Additional noninterest expense | $1,574,000 | 3,169 |
| Pre-tax net operating income | $1,148,000 | 5,401 |
| Securities gains (losses) | $-17,000 | 10,215 |
| Applicable income taxes | $275,000 | 6,190 |
| Income before extraordinary items | $856,000 | 5,091 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $856,000 | 5,098 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $99,000 | 3,752 |
| Cash dividends | $343,000 | 4,140 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $868,920 | 5,096 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $5,085,000 | 5,692 |
| Total interest expense | $1,782,000 | 6,379 |
| Net interest income | $3,303,000 | 5,213 |
| Provision for loan and lease losses | $12,000 | 9,545 |
| Total noninterest income | $1,474,000 | 2,478 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $1,140,000 | 1,172 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $334,000 | 4,215 |
| Total noninterest expense | $3,828,000 | 3,628 |
| Salaries and employee benefits | $1,880,000 | 3,469 |
| Premises and equipment expense | $478,000 | 4,039 |
| Additional noninterest expense | $1,470,000 | 3,568 |
| Pre-tax net operating income | $937,000 | 6,180 |
| Securities gains (losses) | $255,000 | 1,441 |
| Applicable income taxes | $276,000 | 6,401 |
| Income before extraordinary items | $916,000 | 5,029 |
| Extraordinary gains, net | $44,000 | 2,256 |
| Net income | $960,000 | 4,978 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 6,983 |
| Cash dividends | $253,000 | 4,806 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $719,650 | 5,731 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $5,661,000 | 5,758 |
| Total interest expense | $2,346,000 | 6,297 |
| Net interest income | $3,315,000 | 5,261 |
| Provision for loan and lease losses | $193,000 | 5,318 |
| Total noninterest income | $1,418,000 | 2,500 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $1,191,000 | 1,104 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $227,000 | 5,269 |
| Total noninterest expense | $4,015,000 | 3,495 |
| Salaries and employee benefits | $1,860,000 | 3,430 |
| Premises and equipment expense | $466,000 | 4,222 |
| Additional noninterest expense | $1,689,000 | 3,236 |
| Pre-tax net operating income | $525,000 | 8,231 |
| Securities gains (losses) | $379,000 | 1,330 |
| Applicable income taxes | $179,000 | 7,994 |
| Income before extraordinary items | $725,000 | 5,781 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $725,000 | 5,849 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $115,000 | 5,553 |
| Cash dividends | $248,000 | 4,530 |
| Sale, conversion, retirement of capital stock, net | $581,000 | 523 |
| Net operating income | $421,800 | 7,646 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.