Home > Texas Leadership Bank > Income and Expense
Texas Leadership Bank, Income and Expense
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $635,000 | 5,954 |
| Total interest expense | $71,000 | 5,630 |
| Net interest income | $564,000 | 5,957 |
| Provision for loan and lease losses | $25,000 | 3,365 |
| Total noninterest income | $60,000 | 5,715 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $32,000 | 5,268 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $28,000 | 5,551 |
| Total noninterest expense | $414,000 | 6,065 |
| Salaries and employee benefits | $174,000 | 6,175 |
| Premises and equipment expense | $53,000 | 5,820 |
| Additional noninterest expense | $187,000 | 5,802 |
| Pre-tax net operating income | $185,000 | 5,297 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $0 | 4,497 |
| Income before extraordinary items | $185,000 | 5,192 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $185,000 | 5,194 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $185,000 | 5,196 |
| Net charge-offs | $0 | 3,893 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $5,110,000 | 45 |
| Net operating income | $185,000 | 5,150 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $657,000 | 5,166 |
| Total interest expense | $84,000 | 4,586 |
| Net interest income | $573,000 | 5,181 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $86,000 | 4,719 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $42,000 | 3,976 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $44,000 | 4,655 |
| Total noninterest expense | $1,175,000 | 3,426 |
| Salaries and employee benefits | $225,000 | 5,444 |
| Premises and equipment expense | $56,000 | 5,069 |
| Additional noninterest expense | $894,000 | 1,683 |
| Pre-tax net operating income | $-516,000 | 6,362 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $0 | 4,400 |
| Income before extraordinary items | $-516,000 | 6,364 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $-516,000 | 6,365 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $-516,000 | 6,365 |
| Net charge-offs | $0 | 3,288 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $-516,000 | 6,359 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $2,794,000 | 5,151 |
| Total interest expense | $353,000 | 4,681 |
| Net interest income | $2,441,000 | 5,151 |
| Provision for loan and lease losses | $-59,000 | 5,984 |
| Total noninterest income | $371,000 | 4,740 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $224,000 | 3,735 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $147,000 | 4,875 |
| Total noninterest expense | $2,317,000 | 5,029 |
| Salaries and employee benefits | $999,000 | 5,345 |
| Premises and equipment expense | $250,000 | 4,989 |
| Additional noninterest expense | $1,068,000 | 4,310 |
| Pre-tax net operating income | $554,000 | 4,931 |
| Securities gains (losses) | $7,000 | 2,776 |
| Applicable income taxes | $0 | 4,531 |
| Income before extraordinary items | $561,000 | 4,779 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $561,000 | 4,778 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $561,000 | 4,779 |
| Net charge-offs | $12,000 | 4,510 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $554,000 | 4,745 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $2,115,000 | 5,200 |
| Total interest expense | $268,000 | 4,727 |
| Net interest income | $1,847,000 | 5,199 |
| Provision for loan and lease losses | $1,000 | 4,384 |
| Total noninterest income | $279,000 | 4,777 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $168,000 | 3,779 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $111,000 | 4,922 |
| Total noninterest expense | $1,716,000 | 5,076 |
| Salaries and employee benefits | $745,000 | 5,377 |
| Premises and equipment expense | $192,000 | 5,004 |
| Additional noninterest expense | $779,000 | 4,400 |
| Pre-tax net operating income | $409,000 | 5,034 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $0 | 4,583 |
| Income before extraordinary items | $409,000 | 4,904 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $409,000 | 4,904 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $409,000 | 4,905 |
| Net charge-offs | $12,000 | 4,087 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $409,000 | 4,851 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $1,409,000 | 5,231 |
| Total interest expense | $178,000 | 4,785 |
| Net interest income | $1,231,000 | 5,226 |
| Provision for loan and lease losses | $1,000 | 4,178 |
| Total noninterest income | $183,000 | 4,797 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $111,000 | 3,771 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $72,000 | 4,959 |
| Total noninterest expense | $1,144,000 | 5,115 |
| Salaries and employee benefits | $497,000 | 5,432 |
| Premises and equipment expense | $133,000 | 4,981 |
| Additional noninterest expense | $514,000 | 4,436 |
| Pre-tax net operating income | $269,000 | 5,033 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $0 | 4,568 |
| Income before extraordinary items | $269,000 | 4,887 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $269,000 | 4,888 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $269,000 | 4,889 |
| Net charge-offs | $0 | 4,375 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $269,000 | 4,833 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $702,000 | 5,289 |
| Total interest expense | $86,000 | 4,912 |
| Net interest income | $616,000 | 5,279 |
| Provision for loan and lease losses | $6,000 | 3,525 |
| Total noninterest income | $90,000 | 4,792 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $55,000 | 3,769 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $35,000 | 4,979 |
| Total noninterest expense | $554,000 | 5,227 |
| Salaries and employee benefits | $244,000 | 5,529 |
| Premises and equipment expense | $68,000 | 5,000 |
| Additional noninterest expense | $242,000 | 4,577 |
| Pre-tax net operating income | $146,000 | 4,892 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $0 | 4,445 |
| Income before extraordinary items | $146,000 | 4,724 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $146,000 | 4,726 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $146,000 | 4,725 |
| Net charge-offs | $0 | 3,660 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $146,000 | 4,670 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $2,742,000 | 5,375 |
| Total interest expense | $320,000 | 5,281 |
| Net interest income | $2,422,000 | 5,337 |
| Provision for loan and lease losses | $93,000 | 3,773 |
| Total noninterest income | $376,000 | 4,827 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $228,000 | 3,877 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $148,000 | 4,961 |
| Total noninterest expense | $2,437,000 | 5,101 |
| Salaries and employee benefits | $1,197,000 | 5,267 |
| Premises and equipment expense | $313,000 | 4,760 |
| Additional noninterest expense | $927,000 | 4,745 |
| Pre-tax net operating income | $268,000 | 5,559 |
| Securities gains (losses) | $30,000 | 2,133 |
| Applicable income taxes | $0 | 4,631 |
| Income before extraordinary items | $298,000 | 5,417 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $298,000 | 5,422 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $298,000 | 5,422 |
| Net charge-offs | $12,000 | 5,040 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $6,000 | 867 |
| Net operating income | $268,000 | 5,453 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $2,036,000 | 5,457 |
| Total interest expense | $241,000 | 5,367 |
| Net interest income | $1,795,000 | 5,401 |
| Provision for loan and lease losses | $53,000 | 3,916 |
| Total noninterest income | $270,000 | 4,970 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $158,000 | 4,047 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $112,000 | 5,047 |
| Total noninterest expense | $1,687,000 | 5,272 |
| Salaries and employee benefits | $790,000 | 5,483 |
| Premises and equipment expense | $237,000 | 4,772 |
| Additional noninterest expense | $660,000 | 4,888 |
| Pre-tax net operating income | $325,000 | 5,258 |
| Securities gains (losses) | $30,000 | 1,995 |
| Applicable income taxes | $0 | 4,713 |
| Income before extraordinary items | $355,000 | 5,078 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $355,000 | 5,079 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $355,000 | 5,080 |
| Net charge-offs | $0 | 5,212 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $3,000 | 828 |
| Net operating income | $325,000 | 5,089 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $1,334,000 | 5,510 |
| Total interest expense | $161,000 | 5,426 |
| Net interest income | $1,173,000 | 5,451 |
| Provision for loan and lease losses | $35,000 | 3,880 |
| Total noninterest income | $174,000 | 5,044 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $102,000 | 4,073 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $72,000 | 5,124 |
| Total noninterest expense | $1,125,000 | 5,295 |
| Salaries and employee benefits | $521,000 | 5,523 |
| Premises and equipment expense | $147,000 | 4,943 |
| Additional noninterest expense | $457,000 | 4,815 |
| Pre-tax net operating income | $187,000 | 5,389 |
| Securities gains (losses) | $30,000 | 1,819 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $217,000 | 5,169 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $217,000 | 5,171 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $217,000 | 5,172 |
| Net charge-offs | $0 | 4,909 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $2,000 | 802 |
| Net operating income | $187,000 | 5,224 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $654,000 | 5,580 |
| Total interest expense | $79,000 | 5,549 |
| Net interest income | $575,000 | 5,524 |
| Provision for loan and lease losses | $23,000 | 3,509 |
| Total noninterest income | $81,000 | 5,150 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $50,000 | 4,085 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $31,000 | 5,280 |
| Total noninterest expense | $557,000 | 5,367 |
| Salaries and employee benefits | $260,000 | 5,567 |
| Premises and equipment expense | $72,000 | 5,012 |
| Additional noninterest expense | $225,000 | 4,884 |
| Pre-tax net operating income | $76,000 | 5,560 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $76,000 | 5,523 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $76,000 | 5,525 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $76,000 | 5,525 |
| Net charge-offs | $0 | 4,145 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $1,000 | 761 |
| Net operating income | $76,000 | 5,421 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $2,632,000 | 5,704 |
| Total interest expense | $383,000 | 5,614 |
| Net interest income | $2,249,000 | 5,664 |
| Provision for loan and lease losses | $117,000 | 4,538 |
| Total noninterest income | $322,000 | 5,106 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $207,000 | 4,198 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $115,000 | 5,209 |
| Total noninterest expense | $2,101,000 | 5,569 |
| Salaries and employee benefits | $986,000 | 5,727 |
| Premises and equipment expense | $283,000 | 5,092 |
| Additional noninterest expense | $832,000 | 5,198 |
| Pre-tax net operating income | $353,000 | 5,266 |
| Securities gains (losses) | $26,000 | 3,070 |
| Applicable income taxes | $0 | 4,751 |
| Income before extraordinary items | $379,000 | 5,259 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $379,000 | 5,256 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $379,000 | 5,257 |
| Net charge-offs | $0 | 5,985 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $5,000 | 945 |
| Net operating income | $353,000 | 5,127 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $1,965,000 | 5,819 |
| Total interest expense | $296,000 | 5,701 |
| Net interest income | $1,669,000 | 5,770 |
| Provision for loan and lease losses | $102,000 | 4,319 |
| Total noninterest income | $234,000 | 5,221 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $150,000 | 4,314 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $84,000 | 5,306 |
| Total noninterest expense | $1,563,000 | 5,620 |
| Salaries and employee benefits | $727,000 | 5,804 |
| Premises and equipment expense | $210,000 | 5,170 |
| Additional noninterest expense | $626,000 | 5,236 |
| Pre-tax net operating income | $238,000 | 5,536 |
| Securities gains (losses) | $27,000 | 2,753 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $265,000 | 5,471 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $265,000 | 5,470 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $265,000 | 5,470 |
| Net charge-offs | $0 | 5,771 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $4,000 | 909 |
| Net operating income | $238,000 | 5,378 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $1,304,000 | 5,875 |
| Total interest expense | $196,000 | 5,811 |
| Net interest income | $1,108,000 | 5,814 |
| Provision for loan and lease losses | $62,000 | 4,323 |
| Total noninterest income | $148,000 | 5,323 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $94,000 | 4,425 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $54,000 | 5,374 |
| Total noninterest expense | $1,024,000 | 5,675 |
| Salaries and employee benefits | $472,000 | 5,887 |
| Premises and equipment expense | $146,000 | 5,107 |
| Additional noninterest expense | $406,000 | 5,317 |
| Pre-tax net operating income | $170,000 | 5,478 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $170,000 | 5,521 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $170,000 | 5,520 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $170,000 | 5,520 |
| Net charge-offs | $0 | 5,507 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $3,000 | 880 |
| Net operating income | $170,000 | 5,334 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $616,000 | 6,030 |
| Total interest expense | $94,000 | 5,980 |
| Net interest income | $522,000 | 5,963 |
| Provision for loan and lease losses | $25,000 | 4,328 |
| Total noninterest income | $71,000 | 5,415 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $44,000 | 4,536 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $27,000 | 5,460 |
| Total noninterest expense | $492,000 | 5,808 |
| Salaries and employee benefits | $233,000 | 5,959 |
| Premises and equipment expense | $70,000 | 5,222 |
| Additional noninterest expense | $189,000 | 5,481 |
| Pre-tax net operating income | $76,000 | 5,646 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $76,000 | 5,657 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $76,000 | 5,657 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $76,000 | 5,657 |
| Net charge-offs | $0 | 4,730 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $2,000 | 805 |
| Net operating income | $76,000 | 5,501 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $2,194,000 | 6,308 |
| Total interest expense | $337,000 | 6,436 |
| Net interest income | $1,857,000 | 6,203 |
| Provision for loan and lease losses | $71,000 | 5,620 |
| Total noninterest income | $246,000 | 5,484 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $147,000 | 4,925 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $99,000 | 5,317 |
| Total noninterest expense | $2,178,000 | 5,657 |
| Salaries and employee benefits | $946,000 | 5,978 |
| Premises and equipment expense | $275,000 | 5,423 |
| Additional noninterest expense | $957,000 | 5,001 |
| Pre-tax net operating income | $-146,000 | 6,189 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $0 | 4,719 |
| Income before extraordinary items | $-146,000 | 6,305 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-146,000 | 6,309 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $-146,000 | 6,309 |
| Net charge-offs | $1,380,000 | 1,991 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $50,000 | 804 |
| Net operating income | $-146,000 | 6,229 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $1,639,000 | 6,381 |
| Total interest expense | $247,000 | 6,553 |
| Net interest income | $1,392,000 | 6,252 |
| Provision for loan and lease losses | $32,000 | 5,788 |
| Total noninterest income | $177,000 | 5,629 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $102,000 | 5,089 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $75,000 | 5,408 |
| Total noninterest expense | $1,662,000 | 5,636 |
| Salaries and employee benefits | $718,000 | 5,967 |
| Premises and equipment expense | $207,000 | 5,455 |
| Additional noninterest expense | $737,000 | 4,969 |
| Pre-tax net operating income | $-125,000 | 6,318 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $-125,000 | 6,437 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-125,000 | 6,441 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $-125,000 | 6,440 |
| Net charge-offs | $1,380,000 | 1,579 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $49,000 | 712 |
| Net operating income | $-125,000 | 6,357 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $1,073,000 | 6,459 |
| Total interest expense | $165,000 | 6,653 |
| Net interest income | $908,000 | 6,341 |
| Provision for loan and lease losses | $32,000 | 5,402 |
| Total noninterest income | $108,000 | 5,754 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $62,000 | 5,219 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $46,000 | 5,542 |
| Total noninterest expense | $1,164,000 | 5,585 |
| Salaries and employee benefits | $481,000 | 6,005 |
| Premises and equipment expense | $143,000 | 5,415 |
| Additional noninterest expense | $540,000 | 4,805 |
| Pre-tax net operating income | $-180,000 | 6,532 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $-180,000 | 6,603 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-180,000 | 6,603 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $-180,000 | 6,603 |
| Net charge-offs | $1,380,000 | 1,197 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $32,000 | 649 |
| Net operating income | $-180,000 | 6,566 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $530,000 | 6,524 |
| Total interest expense | $88,000 | 6,679 |
| Net interest income | $442,000 | 6,410 |
| Provision for loan and lease losses | $50,000 | 4,153 |
| Total noninterest income | $51,000 | 5,918 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $28,000 | 5,334 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $23,000 | 5,678 |
| Total noninterest expense | $606,000 | 5,526 |
| Salaries and employee benefits | $227,000 | 6,155 |
| Premises and equipment expense | $76,000 | 5,334 |
| Additional noninterest expense | $303,000 | 4,500 |
| Pre-tax net operating income | $-163,000 | 6,785 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $-163,000 | 6,829 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-163,000 | 6,829 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-163,000 | 6,829 |
| Net charge-offs | $44,000 | 3,462 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $15,000 | 613 |
| Net operating income | $-163,000 | 6,822 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $2,418,000 | 6,434 |
| Total interest expense | $519,000 | 6,477 |
| Net interest income | $1,899,000 | 6,332 |
| Provision for loan and lease losses | $1,768,000 | 2,240 |
| Total noninterest income | $178,000 | 6,105 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $106,000 | 5,404 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $72,000 | 5,789 |
| Total noninterest expense | $2,267,000 | 5,726 |
| Salaries and employee benefits | $881,000 | 6,264 |
| Premises and equipment expense | $362,000 | 4,988 |
| Additional noninterest expense | $1,024,000 | 5,030 |
| Pre-tax net operating income | $-1,958,000 | 6,764 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $-1,958,000 | 6,842 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-1,958,000 | 6,842 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-1,958,000 | 6,843 |
| Net charge-offs | $591,000 | 3,418 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $63,000 | 887 |
| Net operating income | $-1,958,000 | 6,818 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $1,850,000 | 6,514 |
| Total interest expense | $410,000 | 6,542 |
| Net interest income | $1,440,000 | 6,400 |
| Provision for loan and lease losses | $142,000 | 5,319 |
| Total noninterest income | $150,000 | 6,072 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $81,000 | 5,471 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $69,000 | 5,663 |
| Total noninterest expense | $1,732,000 | 5,728 |
| Salaries and employee benefits | $665,000 | 6,292 |
| Premises and equipment expense | $200,000 | 5,738 |
| Additional noninterest expense | $867,000 | 4,696 |
| Pre-tax net operating income | $-284,000 | 6,382 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $-284,000 | 6,513 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-284,000 | 6,514 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-284,000 | 6,513 |
| Net charge-offs | $-10,000 | 7,468 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $47,000 | 837 |
| Net operating income | $-284,000 | 6,434 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $1,246,000 | 6,537 |
| Total interest expense | $282,000 | 6,596 |
| Net interest income | $964,000 | 6,435 |
| Provision for loan and lease losses | $127,000 | 4,828 |
| Total noninterest income | $103,000 | 6,027 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $55,000 | 5,455 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $48,000 | 5,636 |
| Total noninterest expense | $1,223,000 | 5,618 |
| Salaries and employee benefits | $436,000 | 6,373 |
| Premises and equipment expense | $132,000 | 5,782 |
| Additional noninterest expense | $655,000 | 4,350 |
| Pre-tax net operating income | $-283,000 | 6,552 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $-283,000 | 6,673 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-283,000 | 6,675 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-283,000 | 6,674 |
| Net charge-offs | $-8,000 | 7,437 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $31,000 | 781 |
| Net operating income | $-283,000 | 6,625 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $632,000 | 6,589 |
| Total interest expense | $150,000 | 6,606 |
| Net interest income | $482,000 | 6,489 |
| Provision for loan and lease losses | $15,000 | 5,865 |
| Total noninterest income | $50,000 | 6,127 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $29,000 | 5,402 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $21,000 | 5,888 |
| Total noninterest expense | $506,000 | 6,143 |
| Salaries and employee benefits | $218,000 | 6,453 |
| Premises and equipment expense | $64,000 | 5,914 |
| Additional noninterest expense | $224,000 | 5,415 |
| Pre-tax net operating income | $11,000 | 6,129 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $11,000 | 6,236 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $11,000 | 6,238 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $11,000 | 6,238 |
| Net charge-offs | $-1,000 | 6,806 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $17,000 | 699 |
| Net operating income | $11,000 | 6,128 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $2,760,000 | 6,495 |
| Total interest expense | $863,000 | 6,324 |
| Net interest income | $1,897,000 | 6,470 |
| Provision for loan and lease losses | $277,000 | 5,390 |
| Total noninterest income | $120,000 | 6,818 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $87,000 | 5,935 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $33,000 | 6,679 |
| Total noninterest expense | $2,076,000 | 6,140 |
| Salaries and employee benefits | $1,019,000 | 6,202 |
| Premises and equipment expense | $279,000 | 5,814 |
| Additional noninterest expense | $778,000 | 5,889 |
| Pre-tax net operating income | $-336,000 | 5,842 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $-336,000 | 5,955 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-336,000 | 5,954 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-336,000 | 5,954 |
| Net charge-offs | $120,000 | 5,530 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $198,000 | 719 |
| Net operating income | $-336,000 | 5,955 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $2,089,000 | 6,554 |
| Total interest expense | $681,000 | 6,359 |
| Net interest income | $1,408,000 | 6,519 |
| Provision for loan and lease losses | $283,000 | 4,670 |
| Total noninterest income | $127,000 | 6,557 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $63,000 | 6,020 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $64,000 | 5,963 |
| Total noninterest expense | $1,630,000 | 6,045 |
| Salaries and employee benefits | $790,000 | 6,160 |
| Premises and equipment expense | $213,000 | 5,821 |
| Additional noninterest expense | $627,000 | 5,710 |
| Pre-tax net operating income | $-378,000 | 6,214 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $-378,000 | 6,310 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-378,000 | 6,311 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-378,000 | 6,310 |
| Net charge-offs | $78,000 | 5,294 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $88,000 | 788 |
| Net operating income | $-378,000 | 6,307 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $1,378,000 | 6,642 |
| Total interest expense | $466,000 | 6,418 |
| Net interest income | $912,000 | 6,600 |
| Provision for loan and lease losses | $95,000 | 5,384 |
| Total noninterest income | $71,000 | 6,816 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $41,000 | 6,055 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $30,000 | 6,402 |
| Total noninterest expense | $1,048,000 | 6,184 |
| Salaries and employee benefits | $511,000 | 6,298 |
| Premises and equipment expense | $143,000 | 5,858 |
| Additional noninterest expense | $394,000 | 5,869 |
| Pre-tax net operating income | $-160,000 | 6,201 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $-160,000 | 6,301 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-160,000 | 6,301 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-160,000 | 6,300 |
| Net charge-offs | $30,000 | 5,342 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $33,000 | 906 |
| Net operating income | $-160,000 | 6,277 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $678,000 | 6,720 |
| Total interest expense | $232,000 | 6,538 |
| Net interest income | $446,000 | 6,644 |
| Provision for loan and lease losses | $38,000 | 5,245 |
| Total noninterest income | $30,000 | 7,020 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $20,000 | 6,060 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $10,000 | 6,874 |
| Total noninterest expense | $513,000 | 6,194 |
| Salaries and employee benefits | $254,000 | 6,355 |
| Premises and equipment expense | $71,000 | 5,916 |
| Additional noninterest expense | $188,000 | 5,758 |
| Pre-tax net operating income | $-75,000 | 6,572 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $-75,000 | 6,749 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-75,000 | 6,750 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-75,000 | 6,750 |
| Net charge-offs | $0 | 5,728 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $16,000 | 797 |
| Net operating income | $-75,000 | 6,651 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $2,445,000 | 7,034 |
| Total interest expense | $858,000 | 7,026 |
| Net interest income | $1,587,000 | 6,889 |
| Provision for loan and lease losses | $141,000 | 5,642 |
| Total noninterest income | $113,000 | 7,178 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $66,000 | 6,405 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $47,000 | 6,812 |
| Total noninterest expense | $2,074,000 | 6,148 |
| Salaries and employee benefits | $1,023,000 | 6,363 |
| Premises and equipment expense | $292,000 | 5,859 |
| Additional noninterest expense | $759,000 | 5,607 |
| Pre-tax net operating income | $-515,000 | 6,780 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $-515,000 | 6,721 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-515,000 | 6,719 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 6,793 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $65,000 | 1,078 |
| Net operating income | $-515,000 | 6,853 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $1,807,000 | 7,135 |
| Total interest expense | $626,000 | 7,180 |
| Net interest income | $1,181,000 | 6,961 |
| Provision for loan and lease losses | $141,000 | 4,701 |
| Total noninterest income | $83,000 | 7,301 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $50,000 | 6,441 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $33,000 | 7,020 |
| Total noninterest expense | $1,539,000 | 6,159 |
| Salaries and employee benefits | $766,000 | 6,385 |
| Premises and equipment expense | $220,000 | 5,860 |
| Additional noninterest expense | $553,000 | 5,645 |
| Pre-tax net operating income | $-416,000 | 7,208 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $-416,000 | 7,123 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-416,000 | 7,120 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 6,164 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $50,000 | 951 |
| Net operating income | $-416,000 | 7,262 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $1,191,000 | 7,219 |
| Total interest expense | $413,000 | 7,314 |
| Net interest income | $778,000 | 7,008 |
| Provision for loan and lease losses | $122,000 | 3,949 |
| Total noninterest income | $47,000 | 7,556 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $26,000 | 6,681 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $21,000 | 7,150 |
| Total noninterest expense | $1,054,000 | 6,126 |
| Salaries and employee benefits | $544,000 | 6,297 |
| Premises and equipment expense | $145,000 | 5,915 |
| Additional noninterest expense | $365,000 | 5,671 |
| Pre-tax net operating income | $-351,000 | 7,484 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $-351,000 | 7,574 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-351,000 | 7,574 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,998 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $34,000 | 859 |
| Net operating income | $-351,000 | 7,555 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $577,000 | 7,343 |
| Total interest expense | $204,000 | 7,459 |
| Net interest income | $373,000 | 7,139 |
| Provision for loan and lease losses | $63,000 | 3,434 |
| Total noninterest income | $20,000 | 7,703 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $10,000 | 6,870 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $10,000 | 7,226 |
| Total noninterest expense | $526,000 | 6,173 |
| Salaries and employee benefits | $273,000 | 6,318 |
| Premises and equipment expense | $73,000 | 5,950 |
| Additional noninterest expense | $180,000 | 5,675 |
| Pre-tax net operating income | $-196,000 | 7,755 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $-196,000 | 7,833 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-196,000 | 7,833 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $16,000 | 748 |
| Net operating income | $-196,000 | 7,802 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $1,451,000 | 7,922 |
| Total interest expense | $448,000 | 8,022 |
| Net interest income | $1,003,000 | 7,737 |
| Provision for loan and lease losses | $216,000 | 3,749 |
| Total noninterest income | $56,000 | 7,978 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $35,000 | 6,951 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $21,000 | 7,774 |
| Total noninterest expense | $1,897,000 | 6,344 |
| Salaries and employee benefits | $950,000 | 6,556 |
| Premises and equipment expense | $288,000 | 5,883 |
| Additional noninterest expense | $659,000 | 5,890 |
| Pre-tax net operating income | $-1,054,000 | 8,061 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $-1,054,000 | 8,118 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-1,054,000 | 8,115 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $43,000 | 4,829 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $65,000 | 1,021 |
| Net operating income | $-1,054,000 | 8,109 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $937,000 | 8,119 |
| Total interest expense | $247,000 | 8,234 |
| Net interest income | $690,000 | 7,893 |
| Provision for loan and lease losses | $188,000 | 3,090 |
| Total noninterest income | $37,000 | 8,085 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $22,000 | 7,063 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $15,000 | 7,834 |
| Total noninterest expense | $1,425,000 | 6,332 |
| Salaries and employee benefits | $690,000 | 6,632 |
| Premises and equipment expense | $225,000 | 5,784 |
| Additional noninterest expense | $510,000 | 5,765 |
| Pre-tax net operating income | $-886,000 | 8,258 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $-886,000 | 8,303 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $-886,000 | 8,301 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,076 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $49,000 | 897 |
| Net operating income | $-886,000 | 8,293 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $522,000 | 8,292 |
| Total interest expense | $104,000 | 8,399 |
| Net interest income | $418,000 | 8,061 |
| Provision for loan and lease losses | $76,000 | 3,715 |
| Total noninterest income | $18,000 | 8,243 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $12,000 | 7,175 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $6,000 | 8,115 |
| Total noninterest expense | $957,000 | 6,364 |
| Salaries and employee benefits | $455,000 | 6,702 |
| Premises and equipment expense | $188,000 | 5,213 |
| Additional noninterest expense | $314,000 | 5,994 |
| Pre-tax net operating income | $-597,000 | 8,342 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $-597,000 | 8,375 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-597,000 | 8,374 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,517 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $33,000 | 822 |
| Net operating income | $-597,000 | 8,365 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $221,000 | 8,433 |
| Total interest expense | $33,000 | 8,513 |
| Net interest income | $188,000 | 8,212 |
| Provision for loan and lease losses | $33,000 | 3,661 |
| Total noninterest income | $6,000 | 8,365 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $4,000 | 7,300 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $2,000 | 8,219 |
| Total noninterest expense | $499,000 | 6,293 |
| Salaries and employee benefits | $228,000 | 6,741 |
| Premises and equipment expense | $106,000 | 4,871 |
| Additional noninterest expense | $165,000 | 5,838 |
| Pre-tax net operating income | $-338,000 | 8,435 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $-338,000 | 8,460 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-338,000 | 8,458 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $17,000 | 694 |
| Net operating income | $-338,000 | 8,450 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $156,000 | 8,643 |
| Total interest expense | $8,000 | 8,647 |
| Net interest income | $148,000 | 8,628 |
| Provision for loan and lease losses | $13,000 | 6,485 |
| Total noninterest income | $2,000 | 8,568 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $2,000 | 7,567 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $0 | 8,532 |
| Total noninterest expense | $496,000 | 8,445 |
| Salaries and employee benefits | $277,000 | 8,426 |
| Premises and equipment expense | $95,000 | 7,856 |
| Additional noninterest expense | $124,000 | 8,476 |
| Pre-tax net operating income | $-359,000 | 8,203 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $-359,000 | 8,230 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $-359,000 | 8,230 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,377 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $11,768,000 | 183 |
| Net operating income | $-359,000 | 8,225 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.