Home > Texas Heritage Savings Association/banc > Income and Expense
Texas Heritage Savings Association/banc, Income and Expense
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $5,805,000 | 5,343 |
| Total interest expense | $2,959,000 | 4,823 |
| Net interest income | $2,846,000 | 5,741 |
| Provision for loan and lease losses | $83,000 | 5,026 |
| Total noninterest income | $597,000 | 4,585 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $597,000 | 2,539 |
| Total noninterest expense | $2,035,000 | 5,909 |
| Salaries and employee benefits | $985,000 | 6,141 |
| Premises and equipment expense | $390,000 | 4,645 |
| Additional noninterest expense | $660,000 | 6,125 |
| Pre-tax net operating income | $1,325,000 | 4,891 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $467,000 | 4,411 |
| Income before extraordinary items | $858,000 | 5,173 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $858,000 | 5,170 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $35,000 | 5,745 |
| Cash dividends | $150,000 | 6,032 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $858,000 | 5,163 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,022,000 | 6,673 |
| Total interest expense | $1,771,000 | 6,142 |
| Net interest income | $2,251,000 | 6,973 |
| Provision for loan and lease losses | $160,000 | 3,463 |
| Total noninterest income | $459,000 | 5,610 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $459,000 | 3,123 |
| Total noninterest expense | $1,627,000 | 7,207 |
| Salaries and employee benefits | $831,000 | 7,042 |
| Premises and equipment expense | $306,000 | 5,631 |
| Additional noninterest expense | $490,000 | 7,947 |
| Pre-tax net operating income | $923,000 | 6,284 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $329,000 | 5,526 |
| Income before extraordinary items | $594,000 | 6,591 |
| Extraordinary gains, net | $78,000 | 132 |
| Net income | $672,000 | 6,096 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $73,000 | 4,348 |
| Cash dividends | $142,000 | 6,233 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $594,000 | 6,650 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,974,000 | 8,379 |
| Total interest expense | $1,309,000 | 7,842 |
| Net interest income | $1,665,000 | 8,591 |
| Provision for loan and lease losses | $120,000 | 5,200 |
| Total noninterest income | $399,000 | 6,484 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $399,000 | 3,761 |
| Total noninterest expense | $1,265,000 | 8,640 |
| Salaries and employee benefits | $638,000 | 8,492 |
| Premises and equipment expense | $259,000 | 6,527 |
| Additional noninterest expense | $368,000 | 9,631 |
| Pre-tax net operating income | $679,000 | 7,473 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $152,000 | 8,594 |
| Income before extraordinary items | $527,000 | 7,332 |
| Extraordinary gains, net | $157,000 | 1,191 |
| Net income | $684,000 | 6,381 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $65,000 | 5,491 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $527,000 | 7,078 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,668,000 | 9,592 |
| Total interest expense | $1,349,000 | 9,032 |
| Net interest income | $1,319,000 | 9,912 |
| Provision for loan and lease losses | $155,000 | 5,991 |
| Total noninterest income | $425,000 | 6,307 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $425,000 | 3,555 |
| Total noninterest expense | $1,193,000 | 9,070 |
| Salaries and employee benefits | $543,000 | 9,340 |
| Premises and equipment expense | $255,000 | 6,685 |
| Additional noninterest expense | $395,000 | 9,613 |
| Pre-tax net operating income | $396,000 | 9,277 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $4,000 | 12,540 |
| Income before extraordinary items | $392,000 | 8,303 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $392,000 | 8,429 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 11,020 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $392,000 | 7,943 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.