Home > Texas Heritage Bank > Assets and Liabilities
Texas Heritage Bank, Assets and Liabilities
| 1999-12-31 | Rank | |
| # of Employees: | 55 | 3,178 |
| Assets and Liabilities | ||
| Total Assets: | $97,119,000 | 4,520 |
| Cash and due from depository institutions | $6,563,000 | 3,178 |
| Interest-bearing balances | $99,000 | 4,874 |
| Securities | $20,518,000 | 4,764 |
| Federal funds sold & reverse repurchase agreements | $1,450,000 | 4,319 |
| Net loans & leases | $64,326,000 | 4,265 |
| Loan loss allowance | $525,000 | 5,506 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $3,246,000 | 2,650 |
| Other real estate owned | $0 | 3,178 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $1,016,000 | 6,148 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $97,119,000 | 4,520 |
| Total liabilities | $91,283,000 | 4,360 |
| Total deposits | $90,402,000 | 4,091 |
| Interest-bearing deposits | $69,698,000 | 4,499 |
| Deposits held in domestic offices | $90,402,000 | 4,087 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,751 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $881,000 | 3,576 |
| Total equity capital | $5,836,000 | 6,363 |
| Total bank equity capital | $5,836,000 | 6,363 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $1,050,000 | 2,982 |
| Surplus | $4,950,000 | 3,038 |
| Undivided profits | $-164,000 | 9,353 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $43,000 | 7,804 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $360,000 | 5,803 |
| Earning assets | $86,393,000 | 4,634 |
| Long-term assets (5+ years) | $7,933,000 | 5,392 |
| Average Assets, year-to-date | $90,252,600 | 4,652 |
| Average Assets, quarterly | $93,016,500 | 4,655 |
| Volatile liabilities | $8,085,000 | 6,021 |
| Insider loans | $111,000 | 7,894 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $19,337,000 | 2,428 |
| Tier 1 (core) risk-based capital | $6,219,000 | 6,139 |
| Tier 2 risk-based capital | $525,000 | 5,151 |
| Total risk weighted assets | $66,702,400 | 4,234 |
| Total unused commitments | $19,337,000 | 2,431 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 48 | 3,601 |
| Assets and Liabilities | ||
| Total Assets: | $82,655,000 | 5,091 |
| Cash and due from depository institutions | $5,850,000 | 3,601 |
| Interest-bearing balances | $99,000 | 5,042 |
| Securities | $18,405,000 | 5,113 |
| Federal funds sold & reverse repurchase agreements | $7,015,000 | 2,469 |
| Net loans & leases | $47,620,000 | 5,092 |
| Loan loss allowance | $305,000 | 7,343 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $2,935,000 | 2,755 |
| Other real estate owned | $0 | 3,601 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $830,000 | 6,572 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $82,655,000 | 5,091 |
| Total liabilities | $77,467,000 | 4,911 |
| Total deposits | $77,190,000 | 4,665 |
| Interest-bearing deposits | $59,695,000 | 5,058 |
| Deposits held in domestic offices | $77,190,000 | 4,661 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $277,000 | 7,721 |
| Total equity capital | $5,188,000 | 6,948 |
| Total bank equity capital | $5,188,000 | 6,948 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $1,050,000 | 2,981 |
| Surplus | $3,450,000 | 3,850 |
| Undivided profits | $688,000 | 8,715 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $262,000 | 5,502 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $312,000 | 6,420 |
| Earning assets | $73,139,000 | 5,216 |
| Long-term assets (5+ years) | $5,957,000 | 5,874 |
| Average Assets, year-to-date | $71,675,600 | 5,400 |
| Average Assets, quarterly | $79,023,000 | 5,180 |
| Volatile liabilities | $4,224,000 | 7,454 |
| Insider loans | $121,000 | 7,859 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $9,213,000 | 3,823 |
| Tier 1 (core) risk-based capital | $5,122,000 | 6,838 |
| Tier 2 risk-based capital | $305,000 | 6,936 |
| Total risk weighted assets | $51,901,200 | 4,947 |
| Total unused commitments | $9,213,000 | 3,830 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 44 | 4,033 |
| Assets and Liabilities | ||
| Total Assets: | $57,989,000 | 6,486 |
| Cash and due from depository institutions | $1,982,000 | 4,033 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $11,389,000 | 7,001 |
| Federal funds sold & reverse repurchase agreements | $3,975,000 | 3,258 |
| Net loans & leases | $36,822,000 | 6,112 |
| Loan loss allowance | $281,000 | 7,764 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $2,991,000 | 2,636 |
| Other real estate owned | $4,000 | 4,033 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $826,000 | 6,772 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $57,989,000 | 6,486 |
| Total liabilities | $53,799,000 | 6,329 |
| Total deposits | $53,535,000 | 6,126 |
| Interest-bearing deposits | $40,642,000 | 6,610 |
| Deposits held in domestic offices | $53,535,000 | 6,119 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $264,000 | 8,200 |
| Total equity capital | $4,190,000 | 7,878 |
| Total bank equity capital | $4,190,000 | 7,878 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $1,050,000 | 3,050 |
| Surplus | $2,550,000 | 4,641 |
| Undivided profits | $590,000 | 9,297 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $463,000 | 4,248 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $303,000 | 6,803 |
| Earning assets | $52,186,000 | 6,546 |
| Long-term assets (5+ years) | $1,294,000 | 8,242 |
| Average Assets, year-to-date | $55,529,400 | 6,474 |
| Average Assets, quarterly | $57,522,000 | 6,476 |
| Volatile liabilities | $3,208,000 | 8,338 |
| Insider loans | $73,000 | 8,746 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $4,732,000 | 5,324 |
| Tier 1 (core) risk-based capital | $4,183,000 | 7,759 |
| Tier 2 risk-based capital | $281,000 | 7,272 |
| Total risk weighted assets | $41,131,500 | 5,824 |
| Total unused commitments | $4,732,000 | 5,329 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 31 | 5,680 |
| Assets and Liabilities | ||
| Total Assets: | $53,448,000 | 6,986 |
| Cash and due from depository institutions | $2,702,000 | 5,680 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $14,178,000 | 6,651 |
| Federal funds sold & reverse repurchase agreements | $3,200,000 | 3,670 |
| Net loans & leases | $30,217,000 | 6,939 |
| Loan loss allowance | $147,000 | 9,913 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $2,457,000 | 3,145 |
| Other real estate owned | $0 | 5,680 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $694,000 | 7,674 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $53,448,000 | 6,986 |
| Total liabilities | $49,844,000 | 6,815 |
| Total deposits | $49,620,000 | 6,633 |
| Interest-bearing deposits | $36,233,000 | 7,289 |
| Deposits held in domestic offices | $49,620,000 | 6,624 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $224,000 | 8,916 |
| Total equity capital | $3,604,000 | 8,584 |
| Total bank equity capital | $3,604,000 | 8,584 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $1,050,000 | 3,262 |
| Surplus | $1,450,000 | 6,602 |
| Undivided profits | $1,104,000 | 8,670 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $73,000 | 8,616 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $249,000 | 7,669 |
| Earning assets | $47,595,000 | 7,098 |
| Long-term assets (5+ years) | $2,326,000 | 7,538 |
| Average Assets, year-to-date | $44,891,200 | 7,536 |
| Average Assets, quarterly | $52,131,500 | 7,022 |
| Volatile liabilities | $3,819,000 | 7,896 |
| Insider loans | $136,000 | 8,366 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $3,612,000 | 5,920 |
| Tier 1 (core) risk-based capital | $3,593,000 | 8,507 |
| Tier 2 risk-based capital | $147,000 | 9,530 |
| Total risk weighted assets | $34,675,400 | 6,563 |
| Total unused commitments | $3,612,000 | 5,936 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 24 | 6,946 |
| Assets and Liabilities | ||
| Total Assets: | $35,401,000 | 8,903 |
| Cash and due from depository institutions | $1,499,000 | 6,946 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $11,013,000 | 7,922 |
| Federal funds sold & reverse repurchase agreements | $675,000 | 7,979 |
| Net loans & leases | $20,056,000 | 8,588 |
| Loan loss allowance | $154,000 | 10,152 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $1,721,000 | 4,207 |
| Other real estate owned | $0 | 6,946 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $437,000 | 9,614 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $35,401,000 | 8,903 |
| Total liabilities | $32,298,000 | 8,817 |
| Total deposits | $32,109,000 | 8,674 |
| Interest-bearing deposits | $24,021,000 | 9,163 |
| Deposits held in domestic offices | $32,109,000 | 8,669 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $189,000 | 9,854 |
| Total equity capital | $3,103,000 | 9,355 |
| Total bank equity capital | $3,103,000 | 9,355 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $1,050,000 | 3,402 |
| Surplus | $1,450,000 | 6,692 |
| Undivided profits | $603,000 | 10,074 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $85,000 | 8,559 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $183,000 | 9,080 |
| Earning assets | $31,744,000 | 8,966 |
| Long-term assets (5+ years) | $1,939,000 | 7,953 |
| Average Assets, year-to-date | $33,392,200 | 8,952 |
| Average Assets, quarterly | $35,365,000 | 8,843 |
| Volatile liabilities | $1,800,000 | 9,848 |
| Insider loans | $27,000 | 10,261 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $1,325,000 | 8,394 |
| Tier 1 (core) risk-based capital | $3,115,000 | 9,257 |
| Tier 2 risk-based capital | $154,000 | 9,684 |
| Total risk weighted assets | $22,040,100 | 8,418 |
| Total unused commitments | $1,325,000 | 8,405 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 23 | 7,461 |
| Assets and Liabilities | ||
| Total Assets: | $30,845,000 | 9,668 |
| Cash and due from depository institutions | $2,654,000 | 7,461 |
| Interest-bearing balances | $99,000 | 5,563 |
| Securities | $8,689,000 | 9,255 |
| Federal funds sold & reverse repurchase agreements | $1,725,000 | 4,120 |
| Net loans & leases | $16,280,000 | 9,525 |
| Loan loss allowance | $153,000 | 10,658 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $1,036,000 | 5,975 |
| Other real estate owned | $38,000 | 7,461 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $423,000 | 10,185 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $30,845,000 | 9,668 |
| Total liabilities | $28,524,000 | 9,562 |
| Total deposits | $28,393,000 | 9,417 |
| Interest-bearing deposits | $19,926,000 | 10,119 |
| Deposits held in domestic offices | $28,393,000 | 9,412 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $131,000 | 10,417 |
| Total equity capital | $2,321,000 | 10,448 |
| Total bank equity capital | $2,321,000 | 10,448 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $900,000 | 4,236 |
| Surplus | $900,000 | 8,446 |
| Undivided profits | $521,000 | 10,241 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $24,000 | 10,443 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $148,000 | 9,711 |
| Earning assets | $26,793,000 | 9,835 |
| Long-term assets (5+ years) | $2,048,000 | 8,231 |
| Average Assets, year-to-date | $28,496,200 | 9,898 |
| Average Assets, quarterly | $30,995,000 | 9,620 |
| Volatile liabilities | $1,056,000 | 11,020 |
| Insider loans | $148,000 | 8,775 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $1,183,000 | 8,773 |
| Tier 1 (core) risk-based capital | $2,365,000 | 10,480 |
| Tier 2 risk-based capital | $153,000 | 10,077 |
| Total risk weighted assets | $18,253,900 | 9,342 |
| Total unused commitments | $1,183,000 | 8,783 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 21 | 8,210 |
| Assets and Liabilities | ||
| Total Assets: | $25,572,000 | 10,802 |
| Cash and due from depository institutions | $2,595,000 | 8,210 |
| Interest-bearing balances | $675,000 | 3,965 |
| Securities | $6,336,000 | 10,611 |
| Federal funds sold & reverse repurchase agreements | $1,500,000 | 6,677 |
| Net loans & leases | $13,643,000 | 10,391 |
| Loan loss allowance | $182,000 | 10,582 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $1,032,000 | 6,003 |
| Other real estate owned | $184,000 | 8,210 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $282,000 | 11,460 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $25,572,000 | 10,802 |
| Total liabilities | $23,759,000 | 10,678 |
| Total deposits | $23,724,000 | 10,566 |
| Interest-bearing deposits | $17,403,000 | 11,086 |
| Deposits held in domestic offices | $23,724,000 | 10,562 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $35,000 | 12,996 |
| Total equity capital | $1,813,000 | 11,621 |
| Total bank equity capital | $1,813,000 | 11,621 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $600,000 | 5,380 |
| Surplus | $600,000 | 9,799 |
| Undivided profits | $613,000 | 10,513 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $205,000 | 7,474 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $112,000 | 10,636 |
| Earning assets | $22,154,000 | 10,951 |
| Long-term assets (5+ years) | $2,288,000 | 8,467 |
| Average Assets, year-to-date | $23,996,000 | 10,930 |
| Average Assets, quarterly | $25,191,000 | 10,812 |
| Volatile liabilities | $601,000 | 12,140 |
| Insider loans | $623,000 | 5,060 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $1,362,000 | 8,533 |
| Tier 1 (core) risk-based capital | $1,813,000 | 11,584 |
| Tier 2 risk-based capital | $182,000 | 9,744 |
| Total risk weighted assets | $15,606,300 | 10,226 |
| Total unused commitments | $1,362,000 | 8,558 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 21 | 8,413 |
| Assets and Liabilities | ||
| Total Assets: | $22,744,000 | 11,555 |
| Cash and due from depository institutions | $1,801,000 | 8,413 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $4,622,000 | 11,806 |
| Federal funds sold & reverse repurchase agreements | $2,125,000 | 6,252 |
| Net loans & leases | $12,419,000 | 10,949 |
| Loan loss allowance | $173,000 | 11,042 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $711,000 | 7,579 |
| Other real estate owned | $848,000 | 8,413 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $218,000 | 12,654 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $22,744,000 | 11,555 |
| Total liabilities | $21,279,000 | 11,426 |
| Total deposits | $21,158,000 | 11,332 |
| Interest-bearing deposits | $15,740,000 | 11,822 |
| Deposits held in domestic offices | $21,158,000 | 11,329 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $121,000 | 11,851 |
| Total equity capital | $1,465,000 | 12,438 |
| Total bank equity capital | $1,465,000 | 12,438 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $600,000 | 5,656 |
| Surplus | $600,000 | 10,013 |
| Undivided profits | $265,000 | 11,723 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $50,000 | 11,257 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $116,000 | 11,044 |
| Earning assets | $19,166,000 | 11,796 |
| Long-term assets (5+ years) | $341,000 | 11,242 |
| Average Assets, year-to-date | $21,600,600 | 11,634 |
| Average Assets, quarterly | $22,543,000 | 11,547 |
| Volatile liabilities | $1,000,000 | 11,787 |
| Insider loans | $1,333,000 | 585 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $780,000 | 9,719 |
| Tier 1 (core) risk-based capital | $1,465,000 | 12,404 |
| Tier 2 risk-based capital | $173,000 | 10,062 |
| Total risk weighted assets | $14,148,300 | 10,865 |
| Total unused commitments | $780,000 | 9,746 |
| Derivatives | $0 | 651 |