Home > Texas Gulf Bank > Income and Expense

Texas Gulf Bank, Income and Expense

2025-06-30 (YTD Data)Rank
Total interest income$17,962,0001,377
Total interest expense$5,838,0001,473
Net interest income$12,124,0001,340
Provision for loan and lease losses$484,0001,032
Total noninterest income$2,013,0001,326
Gross Fiduciary activities income$1,304,000381
Service charges on deposit accounts$265,0001,566
Trading account gains and feesNANA
Additional Noninterest Income$444,0002,325
Total noninterest expense$12,162,0001,094
Salaries and employee benefits$7,251,0001,046
Premises and equipment expense$1,597,000851
Additional noninterest expense$444,0002,351
Pre-tax net operating income$1,491,0002,627
Securities gains (losses)$0804
Applicable income taxes$03,247
Income before extraordinary items$1,491,0002,475
Extraordinary gains, net$020
Net income$1,491,0002,497
Minority interest net income$069
Net income of bank and minority interests.$1,491,0002,475
Net charge-offs$105,0001,236
Cash dividends$950,0001,552
Sale, conversion, retirement of capital stock, net$0478
Net operating income$1,491,0002,485
2025-03-31 (YTD Data)Rank
Total interest income$8,775,0001,392
Total interest expense$2,911,0001,453
Net interest income$5,864,0001,368
Provision for loan and lease losses$242,000920
Total noninterest income$982,0001,309
Gross Fiduciary activities income$642,000418
Service charges on deposit accounts$136,0001,548
Trading account gains and feesNANA
Additional Noninterest Income$204,0002,369
Total noninterest expense$5,538,0001,176
Salaries and employee benefits$3,595,0001,044
Premises and equipment expense$789,000863
Additional noninterest expense$204,0002,369
Pre-tax net operating income$1,066,0002,166
Securities gains (losses)$0665
Applicable income taxes$03,151
Income before extraordinary items$1,066,0001,957
Extraordinary gains, net$047
Net income$1,066,0001,981
Minority interest net income$065
Net income of bank and minority interests.$1,066,0001,957
Net charge-offs$107,000771
Cash dividends$550,0001,282
Sale, conversion, retirement of capital stock, net$0467
Net operating income$1,066,0001,973
2024-12-31 (YTD Data)Rank
Total interest income$35,322,0001,380
Total interest expense$13,227,0001,371
Net interest income$22,095,0001,358
Provision for loan and lease losses$878,0001,008
Total noninterest income$4,008,0001,342
Gross Fiduciary activities income$2,487,000409
Service charges on deposit accounts$499,0001,657
Trading account gains and feesNANA
Additional Noninterest Income$1,022,0002,227
Total noninterest expense$20,516,0001,215
Salaries and employee benefits$12,895,0001,119
Premises and equipment expense$3,096,000860
Additional noninterest expense$1,022,0002,227
Pre-tax net operating income$4,709,0001,924
Securities gains (losses)$0940
Applicable income taxes$03,278
Income before extraordinary items$4,709,0001,758
Extraordinary gains, net$053
Net income$4,709,0001,777
Minority interest net income$090
Net income of bank and minority interests.$4,709,0001,758
Net charge-offs$79,0001,862
Cash dividends$1,550,0001,867
Sale, conversion, retirement of capital stock, net$0564
Net operating income$4,709,0001,766
2024-09-30 (YTD Data)Rank
Total interest income$26,157,0001,379
Total interest expense$10,091,0001,349
Net interest income$16,066,0001,379
Provision for loan and lease losses$636,000948
Total noninterest income$2,968,0001,350
Gross Fiduciary activities income$1,854,000409
Service charges on deposit accounts$369,0001,669
Trading account gains and feesNANA
Additional Noninterest Income$745,0002,232
Total noninterest expense$15,116,0001,216
Salaries and employee benefits$9,430,0001,140
Premises and equipment expense$2,275,000873
Additional noninterest expense$745,0002,232
Pre-tax net operating income$3,282,0002,016
Securities gains (losses)$0930
Applicable income taxes$03,278
Income before extraordinary items$3,282,0001,844
Extraordinary gains, net$051
Net income$3,282,0001,863
Minority interest net income$082
Net income of bank and minority interests.$3,282,0001,845
Net charge-offs$78,0001,499
Cash dividends$1,050,0001,714
Sale, conversion, retirement of capital stock, net$0527
Net operating income$3,282,0001,848
2024-06-30 (YTD Data)Rank
Total interest income$16,870,0001,402
Total interest expense$6,605,0001,349
Net interest income$10,265,0001,413
Provision for loan and lease losses$394,000960
Total noninterest income$1,892,0001,380
Gross Fiduciary activities income$1,173,000418
Service charges on deposit accounts$243,0001,670
Trading account gains and feesNANA
Additional Noninterest Income$476,0002,249
Total noninterest expense$10,094,0001,220
Salaries and employee benefits$6,316,0001,130
Premises and equipment expense$1,481,000893
Additional noninterest expense$476,0002,249
Pre-tax net operating income$1,669,0002,314
Securities gains (losses)$0628
Applicable income taxes$03,283
Income before extraordinary items$1,669,0002,145
Extraordinary gains, net$052
Net income$1,669,0002,174
Minority interest net income$084
Net income of bank and minority interests.$1,669,0002,147
Net charge-offs$5,0002,232
Cash dividends$550,0001,921
Sale, conversion, retirement of capital stock, net$0496
Net operating income$1,669,0002,145
2024-03-31 (YTD Data)Rank
Total interest income$8,040,0001,442
Total interest expense$3,305,0001,325
Net interest income$4,735,0001,505
Provision for loan and lease losses$154,000951
Total noninterest income$956,0001,338
Gross Fiduciary activities income$587,000393
Service charges on deposit accounts$129,0001,588
Trading account gains and feesNANA
Additional Noninterest Income$240,0002,187
Total noninterest expense$4,975,0001,226
Salaries and employee benefits$3,174,0001,129
Premises and equipment expense$741,000910
Additional noninterest expense$240,0002,187
Pre-tax net operating income$562,0002,677
Securities gains (losses)$0689
Applicable income taxes$03,183
Income before extraordinary items$562,0002,543
Extraordinary gains, net$051
Net income$562,0002,572
Minority interest net income$072
Net income of bank and minority interests.$562,0002,543
Net charge-offs$2,0001,977
Cash dividends$150,0001,923
Sale, conversion, retirement of capital stock, net$0434
Net operating income$562,0002,547
2023-12-31 (YTD Data)Rank
Total interest income$30,020,0001,396
Total interest expense$9,938,0001,298
Net interest income$20,082,0001,435
Provision for loan and lease losses$308,0001,632
Total noninterest income$3,540,0001,469
Gross Fiduciary activities income$2,084,000392
Service charges on deposit accounts$576,0001,501
Trading account gains and feesNANA
Additional Noninterest Income$880,0002,412
Total noninterest expense$19,577,0001,231
Salaries and employee benefits$12,340,0001,125
Premises and equipment expense$2,923,000890
Additional noninterest expense$880,0002,412
Pre-tax net operating income$3,737,0002,253
Securities gains (losses)$0988
Applicable income taxes$03,369
Income before extraordinary items$3,737,0002,067
Extraordinary gains, net$054
Net income$3,737,0002,092
Minority interest net income$088
Net income of bank and minority interests.$3,737,0002,070
Net charge-offs$222,0001,108
Cash dividends$1,255,0001,929
Sale, conversion, retirement of capital stock, net$0540
Net operating income$3,737,0002,101
2023-09-30 (YTD Data)Rank
Total interest income$22,181,0001,380
Total interest expense$6,922,0001,279
Net interest income$15,259,0001,427
Provision for loan and lease losses$157,0001,843
Total noninterest income$2,655,0001,482
Gross Fiduciary activities income$1,579,000393
Service charges on deposit accounts$433,0001,500
Trading account gains and feesNANA
Additional Noninterest Income$643,0002,426
Total noninterest expense$14,709,0001,223
Salaries and employee benefits$9,338,0001,122
Premises and equipment expense$2,197,000899
Additional noninterest expense$643,0002,425
Pre-tax net operating income$3,048,0002,207
Securities gains (losses)$0849
Applicable income taxes$03,407
Income before extraordinary items$3,048,0002,037
Extraordinary gains, net$052
Net income$3,048,0002,056
Minority interest net income$081
Net income of bank and minority interests.$3,048,0002,037
Net charge-offs$10,0002,131
Cash dividends$930,0001,746
Sale, conversion, retirement of capital stock, net$0507
Net operating income$3,048,0002,061
2023-06-30 (YTD Data)Rank
Total interest income$14,473,0001,378
Total interest expense$4,136,0001,276
Net interest income$10,337,0001,427
Provision for loan and lease losses$4,0002,862
Total noninterest income$1,728,0001,425
Gross Fiduciary activities income$1,000,000398
Service charges on deposit accounts$297,0001,464
Trading account gains and feesNANA
Additional Noninterest Income$431,0002,352
Total noninterest expense$9,766,0001,217
Salaries and employee benefits$6,245,0001,111
Premises and equipment expense$1,456,000890
Additional noninterest expense$431,0002,348
Pre-tax net operating income$2,295,0002,073
Securities gains (losses)$0938
Applicable income taxes$03,436
Income before extraordinary items$2,295,0001,885
Extraordinary gains, net$051
Net income$2,295,0001,909
Minority interest net income$081
Net income of bank and minority interests.$2,295,0001,885
Net charge-offs$4,0002,088
Cash dividends$880,0001,491
Sale, conversion, retirement of capital stock, net$0486
Net operating income$2,295,0001,894
2023-03-31 (YTD Data)Rank
Total interest income$7,066,0001,378
Total interest expense$1,818,0001,277
Net interest income$5,248,0001,412
Provision for loan and lease losses$3,0002,523
Total noninterest income$865,0001,415
Gross Fiduciary activities income$496,000408
Service charges on deposit accounts$153,0001,457
Trading account gains and feesNANA
Additional Noninterest Income$216,0002,347
Total noninterest expense$4,840,0001,239
Salaries and employee benefits$3,146,0001,133
Premises and equipment expense$718,000921
Additional noninterest expense$216,0002,347
Pre-tax net operating income$1,270,0002,000
Securities gains (losses)$0950
Applicable income taxes$03,388
Income before extraordinary items$1,270,0001,781
Extraordinary gains, net$04
Net income$1,270,0001,782
Minority interest net income$048
Net income of bank and minority interests.$1,270,0001,781
Net charge-offs$4,0001,642
Cash dividends$500,0001,222
Sale, conversion, retirement of capital stock, net$0430
Net operating income$1,270,0001,804
2022-12-31 (YTD Data)Rank
Total interest income$23,912,0001,355
Total interest expense$2,514,0001,356
Net interest income$21,398,0001,359
Provision for loan and lease losses$-586,0004,548
Total noninterest income$4,742,0001,238
Gross Fiduciary activities income$2,020,000416
Service charges on deposit accounts$713,0001,326
Trading account gains and feesNANA
Additional Noninterest Income$2,009,0001,619
Total noninterest expense$18,616,0001,257
Salaries and employee benefits$11,719,0001,164
Premises and equipment expense$2,945,000876
Additional noninterest expense$2,009,0001,619
Pre-tax net operating income$8,110,0001,472
Securities gains (losses)$0691
Applicable income taxes$03,596
Income before extraordinary items$8,110,0001,298
Extraordinary gains, net$05
Net income$8,110,0001,298
Minority interest net income$063
Net income of bank and minority interests.$8,110,0001,298
Net charge-offs$13,0002,062
Cash dividends$4,497,000853
Sale, conversion, retirement of capital stock, net$0568
Net operating income$8,110,0001,317
2022-09-30 (YTD Data)Rank
Total interest income$17,169,0001,349
Total interest expense$1,179,0001,584
Net interest income$15,990,0001,342
Provision for loan and lease losses$-440,0004,577
Total noninterest income$3,859,0001,195
Gross Fiduciary activities income$1,543,000411
Service charges on deposit accounts$548,0001,311
Trading account gains and feesNANA
Additional Noninterest Income$1,768,0001,494
Total noninterest expense$13,923,0001,252
Salaries and employee benefits$8,799,0001,158
Premises and equipment expense$2,186,000883
Additional noninterest expense$1,768,0001,494
Pre-tax net operating income$6,366,0001,420
Securities gains (losses)$0740
Applicable income taxes$03,603
Income before extraordinary items$6,366,0001,230
Extraordinary gains, net$04
Net income$6,366,0001,229
Minority interest net income$057
Net income of bank and minority interests.$6,366,0001,230
Net charge-offs$10,0001,827
Cash dividends$3,197,000810
Sale, conversion, retirement of capital stock, net$0519
Net operating income$6,366,0001,256
2022-06-30 (YTD Data)Rank
Total interest income$10,917,0001,372
Total interest expense$562,0001,810
Net interest income$10,355,0001,347
Provision for loan and lease losses$-294,0004,559
Total noninterest income$2,876,0001,100
Gross Fiduciary activities income$997,000374
Service charges on deposit accounts$368,0001,280
Trading account gains and feesNANA
Additional Noninterest Income$1,511,0001,307
Total noninterest expense$9,227,0001,248
Salaries and employee benefits$5,924,0001,142
Premises and equipment expense$1,367,000918
Additional noninterest expense$1,936,0001,642
Pre-tax net operating income$4,298,0001,339
Securities gains (losses)$0687
Applicable income taxes$03,564
Income before extraordinary items$4,298,0001,170
Extraordinary gains, net$04
Net income$4,298,0001,168
Minority interest net income$060
Net income of bank and minority interests.$4,298,0001,170
Net charge-offs$6,0001,731
Cash dividends$1,575,0001,002
Sale, conversion, retirement of capital stock, net$0494
Net operating income$4,298,0001,196
2022-03-31 (YTD Data)Rank
Total interest income$5,212,0001,381
Total interest expense$243,0001,955
Net interest income$4,969,0001,356
Provision for loan and lease losses$-147,0004,545
Total noninterest income$1,205,0001,232
Gross Fiduciary activities income$501,000376
Service charges on deposit accounts$182,0001,266
Trading account gains and feesNANA
Additional Noninterest Income$522,0001,624
Total noninterest expense$4,528,0001,263
Salaries and employee benefits$2,964,0001,148
Premises and equipment expense$660,000957
Additional noninterest expense$904,0001,712
Pre-tax net operating income$1,793,0001,452
Securities gains (losses)$0623
Applicable income taxes$03,450
Income before extraordinary items$1,793,0001,290
Extraordinary gains, net$04
Net income$1,793,0001,289
Minority interest net income$050
Net income of bank and minority interests.$1,793,0001,290
Net charge-offs$42,000733
Cash dividends$975,000799
Sale, conversion, retirement of capital stock, net$0453
Net operating income$1,793,0001,305
2021-12-31 (YTD Data)Rank
Total interest income$23,933,0001,277
Total interest expense$1,166,0001,996
Net interest income$22,767,0001,220
Provision for loan and lease losses$107,0002,148
Total noninterest income$5,434,0001,243
Gross Fiduciary activities income$1,915,000379
Service charges on deposit accounts$669,0001,293
Trading account gains and feesNANA
Additional Noninterest Income$2,850,0001,536
Total noninterest expense$17,990,0001,259
Salaries and employee benefits$11,517,0001,162
Premises and equipment expense$2,732,000934
Additional noninterest expense$3,741,0001,664
Pre-tax net operating income$10,104,0001,271
Securities gains (losses)$02,062
Applicable income taxes$03,710
Income before extraordinary items$10,104,0001,145
Extraordinary gains, net$010
Net income$10,104,0001,145
Minority interest net income$074
Net income of bank and minority interests.$10,104,0001,145
Net charge-offs$9,0002,316
Cash dividends$5,635,000728
Sale, conversion, retirement of capital stock, net$0582
Net operating income$10,104,0001,127
2021-09-30 (YTD Data)Rank
Total interest income$18,351,0001,279
Total interest expense$863,0002,098
Net interest income$17,488,0001,223
Provision for loan and lease losses$153,0001,656
Total noninterest income$3,272,0001,469
Gross Fiduciary activities income$1,428,000378
Service charges on deposit accounts$480,0001,337
Trading account gains and feesNANA
Additional Noninterest Income$1,364,0002,062
Total noninterest expense$13,311,0001,280
Salaries and employee benefits$8,704,0001,158
Premises and equipment expense$1,977,000972
Additional noninterest expense$2,630,0001,747
Pre-tax net operating income$7,296,0001,342
Securities gains (losses)$02,015
Applicable income taxes$03,719
Income before extraordinary items$7,296,0001,212
Extraordinary gains, net$08
Net income$7,296,0001,212
Minority interest net income$069
Net income of bank and minority interests.$7,296,0001,212
Net charge-offs$5,0002,152
Cash dividends$5,035,000586
Sale, conversion, retirement of capital stock, net$0543
Net operating income$7,296,0001,195
2021-06-30 (YTD Data)Rank
Total interest income$12,632,0001,237
Total interest expense$597,0002,107
Net interest income$12,035,0001,180
Provision for loan and lease losses$148,0001,446
Total noninterest income$2,008,0001,524
Gross Fiduciary activities income$945,000377
Service charges on deposit accounts$314,0001,312
Trading account gains and feesNANA
Additional Noninterest Income$749,0002,228
Total noninterest expense$8,815,0001,276
Salaries and employee benefits$5,784,0001,162
Premises and equipment expense$1,313,000972
Additional noninterest expense$1,718,0001,761
Pre-tax net operating income$5,080,0001,301
Securities gains (losses)$01,818
Applicable income taxes$03,702
Income before extraordinary items$5,080,0001,163
Extraordinary gains, net$06
Net income$5,080,0001,164
Minority interest net income$067
Net income of bank and minority interests.$5,080,0001,164
Net charge-offs$02,245
Cash dividends$3,360,000571
Sale, conversion, retirement of capital stock, net$0517
Net operating income$5,080,0001,148
2021-03-31 (YTD Data)Rank
Total interest income$6,450,0001,227
Total interest expense$316,0002,108
Net interest income$6,134,0001,153
Provision for loan and lease losses$149,0001,040
Total noninterest income$1,157,0001,401
Gross Fiduciary activities income$469,000376
Service charges on deposit accounts$160,0001,289
Trading account gains and feesNANA
Additional Noninterest Income$528,0001,869
Total noninterest expense$4,384,0001,264
Salaries and employee benefits$2,926,0001,137
Premises and equipment expense$635,000992
Additional noninterest expense$823,0001,792
Pre-tax net operating income$2,758,0001,217
Securities gains (losses)$01,392
Applicable income taxes$03,613
Income before extraordinary items$2,758,0001,100
Extraordinary gains, net$03
Net income$2,758,0001,099
Minority interest net income$055
Net income of bank and minority interests.$2,758,0001,100
Net charge-offs$2,0001,718
Cash dividends$1,935,000482
Sale, conversion, retirement of capital stock, net$0482
Net operating income$2,758,0001,066
2020-12-31 (YTD Data)Rank
Total interest income$26,200,0001,187
Total interest expense$2,178,0001,870
Net interest income$24,022,0001,110
Provision for loan and lease losses$462,0002,323
Total noninterest income$3,760,0001,521
Gross Fiduciary activities income$1,719,000376
Service charges on deposit accounts$643,0001,327
Trading account gains and feesNANA
Additional Noninterest Income$1,398,0002,139
Total noninterest expense$17,601,0001,221
Salaries and employee benefits$11,461,0001,118
Premises and equipment expense$2,621,000951
Additional noninterest expense$3,519,0001,693
Pre-tax net operating income$9,719,0001,087
Securities gains (losses)$8,0002,357
Applicable income taxes$03,697
Income before extraordinary items$9,727,000986
Extraordinary gains, net$04
Net income$9,727,000986
Minority interest net income$072
Net income of bank and minority interests.$9,727,000986
Net charge-offs$181,0001,618
Cash dividends$4,050,000893
Sale, conversion, retirement of capital stock, net$0566
Net operating income$9,719,000950
2020-09-30 (YTD Data)Rank
Total interest income$19,855,0001,175
Total interest expense$1,825,0001,817
Net interest income$18,030,0001,092
Provision for loan and lease losses$306,0002,409
Total noninterest income$2,938,0001,449
Gross Fiduciary activities income$1,293,000372
Service charges on deposit accounts$472,0001,346
Trading account gains and feesNANA
Additional Noninterest Income$1,173,0002,007
Total noninterest expense$13,164,0001,208
Salaries and employee benefits$8,629,0001,091
Premises and equipment expense$1,936,000953
Additional noninterest expense$2,599,0001,694
Pre-tax net operating income$7,498,0001,025
Securities gains (losses)$9,0002,150
Applicable income taxes$03,696
Income before extraordinary items$7,507,000915
Extraordinary gains, net$04
Net income$7,507,000915
Minority interest net income$065
Net income of bank and minority interests.$7,507,000915
Net charge-offs$178,0001,329
Cash dividends$4,050,000658
Sale, conversion, retirement of capital stock, net$0532
Net operating income$7,498,000884
2020-06-30 (YTD Data)Rank
Total interest income$13,607,0001,159
Total interest expense$1,413,0001,730
Net interest income$12,194,0001,084
Provision for loan and lease losses$153,0002,622
Total noninterest income$1,721,0001,493
Gross Fiduciary activities income$860,000373
Service charges on deposit accounts$317,0001,345
Trading account gains and feesNANA
Additional Noninterest Income$544,0002,301
Total noninterest expense$8,813,0001,196
Salaries and employee benefits$5,801,0001,080
Premises and equipment expense$1,266,000970
Additional noninterest expense$1,746,0001,683
Pre-tax net operating income$4,949,000964
Securities gains (losses)$9,0001,899
Applicable income taxes$03,655
Income before extraordinary items$4,958,000858
Extraordinary gains, net$04
Net income$4,958,000858
Minority interest net income$065
Net income of bank and minority interests.$4,958,000858
Net charge-offs$88,0001,425
Cash dividends$2,250,000736
Sale, conversion, retirement of capital stock, net$0504
Net operating income$4,949,000828
2020-03-31 (YTD Data)Rank
Total interest income$6,543,0001,210
Total interest expense$898,0001,543
Net interest income$5,645,0001,132
Provision for loan and lease losses$2,0003,660
Total noninterest income$978,0001,307
Gross Fiduciary activities income$449,000370
Service charges on deposit accounts$180,0001,415
Trading account gains and feesNANA
Additional Noninterest Income$349,0001,858
Total noninterest expense$4,410,0001,208
Salaries and employee benefits$2,915,0001,087
Premises and equipment expense$633,000988
Additional noninterest expense$862,0001,713
Pre-tax net operating income$2,211,000959
Securities gains (losses)$9,0001,340
Applicable income taxes$03,513
Income before extraordinary items$2,220,000852
Extraordinary gains, net$04
Net income$2,220,000852
Minority interest net income$056
Net income of bank and minority interests.$2,220,000852
Net charge-offs$92,000918
Cash dividends$1,400,000644
Sale, conversion, retirement of capital stock, net$0482
Net operating income$2,211,000843
2019-12-31 (YTD Data)Rank
Total interest income$27,868,0001,147
Total interest expense$4,375,0001,376
Net interest income$23,493,0001,101
Provision for loan and lease losses$564,0001,390
Total noninterest income$3,714,0001,387
Gross Fiduciary activities income$1,788,000368
Service charges on deposit accounts$750,0001,419
Trading account gains and feesNANA
Additional Noninterest Income$1,176,0002,079
Total noninterest expense$17,501,0001,194
Salaries and employee benefits$11,096,0001,113
Premises and equipment expense$2,653,000933
Additional noninterest expense$3,752,0001,591
Pre-tax net operating income$9,142,0001,121
Securities gains (losses)$8,0001,962
Applicable income taxes$03,859
Income before extraordinary items$9,150,0001,004
Extraordinary gains, net$011
Net income$9,150,0001,005
Minority interest net income$076
Net income of bank and minority interests.$9,150,0001,005
Net charge-offs$21,0003,107
Cash dividends$8,500,000535
Sale, conversion, retirement of capital stock, net$0626
Net operating income$9,142,000986
2019-09-30 (YTD Data)Rank
Total interest income$19,739,0001,208
Total interest expense$3,333,0001,368
Net interest income$16,406,0001,174
Provision for loan and lease losses$460,0001,226
Total noninterest income$2,885,0001,341
Gross Fiduciary activities income$1,341,000369
Service charges on deposit accounts$548,0001,445
Trading account gains and feesNANA
Additional Noninterest Income$996,0001,918
Total noninterest expense$13,130,0001,199
Salaries and employee benefits$8,238,0001,122
Premises and equipment expense$2,017,000926
Additional noninterest expense$2,875,0001,557
Pre-tax net operating income$5,701,0001,312
Securities gains (losses)$6,0001,791
Applicable income taxes$03,902
Income before extraordinary items$5,707,0001,185
Extraordinary gains, net$011
Net income$5,707,0001,186
Minority interest net income$072
Net income of bank and minority interests.$5,707,0001,187
Net charge-offs$24,0002,619
Cash dividends$8,500,000417
Sale, conversion, retirement of capital stock, net$0590
Net operating income$5,701,0001,168
2019-06-30 (YTD Data)Rank
Total interest income$12,919,0001,224
Total interest expense$2,143,0001,386
Net interest income$10,776,0001,198
Provision for loan and lease losses$306,0001,179
Total noninterest income$1,940,0001,304
Gross Fiduciary activities income$895,000368
Service charges on deposit accounts$352,0001,474
Trading account gains and feesNANA
Additional Noninterest Income$693,0001,854
Total noninterest expense$8,764,0001,196
Salaries and employee benefits$5,495,0001,118
Premises and equipment expense$1,347,000929
Additional noninterest expense$1,922,0001,567
Pre-tax net operating income$3,646,0001,326
Securities gains (losses)$6,0001,330
Applicable income taxes$03,901
Income before extraordinary items$3,652,0001,192
Extraordinary gains, net$011
Net income$3,652,0001,192
Minority interest net income$069
Net income of bank and minority interests.$3,652,0001,192
Net charge-offs$45,0001,906
Cash dividends$1,550,0001,070
Sale, conversion, retirement of capital stock, net$0573
Net operating income$3,646,0001,170
2019-03-31 (YTD Data)Rank
Total interest income$6,392,0001,218
Total interest expense$974,0001,458
Net interest income$5,418,0001,190
Provision for loan and lease losses$152,0001,130
Total noninterest income$1,109,0001,160
Gross Fiduciary activities income$445,000368
Service charges on deposit accounts$179,0001,450
Trading account gains and feesNANA
Additional Noninterest Income$485,0001,478
Total noninterest expense$4,414,0001,190
Salaries and employee benefits$2,784,0001,104
Premises and equipment expense$665,000941
Additional noninterest expense$965,0001,548
Pre-tax net operating income$1,961,0001,233
Securities gains (losses)$01,087
Applicable income taxes$03,800
Income before extraordinary items$1,961,0001,105
Extraordinary gains, net$05
Net income$1,961,0001,104
Minority interest net income$052
Net income of bank and minority interests.$1,961,0001,104
Net charge-offs$3,0002,375
Cash dividends$900,000902
Sale, conversion, retirement of capital stock, net$0529
Net operating income$1,961,0001,089
2018-12-31 (YTD Data)Rank
Total interest income$24,094,0001,220
Total interest expense$3,032,0001,425
Net interest income$21,062,0001,184
Provision for loan and lease losses$321,0001,895
Total noninterest income$3,817,0001,312
Gross Fiduciary activities income$1,615,000386
Service charges on deposit accounts$783,0001,396
Trading account gains and feesNANA
Additional Noninterest Income$1,419,0001,862
Total noninterest expense$16,821,0001,215
Salaries and employee benefits$10,161,0001,158
Premises and equipment expense$2,794,000895
Additional noninterest expense$3,866,0001,551
Pre-tax net operating income$7,737,0001,250
Securities gains (losses)$01,125
Applicable income taxes$03,978
Income before extraordinary items$7,737,0001,117
Extraordinary gains, net$06
Net income$7,737,0001,116
Minority interest net income$072
Net income of bank and minority interests.$7,737,0001,116
Net charge-offs$322,0001,275
Cash dividends$5,480,000690
Sale, conversion, retirement of capital stock, net$0671
Net operating income$7,737,0001,114
2018-09-30 (YTD Data)Rank
Total interest income$17,754,0001,228
Total interest expense$2,064,0001,458
Net interest income$15,690,0001,192
Provision for loan and lease losses$315,0001,521
Total noninterest income$2,934,0001,297
Gross Fiduciary activities income$1,164,000390
Service charges on deposit accounts$582,0001,412
Trading account gains and feesNANA
Additional Noninterest Income$1,188,0001,753
Total noninterest expense$12,695,0001,212
Salaries and employee benefits$7,724,0001,146
Premises and equipment expense$2,084,000901
Additional noninterest expense$2,887,0001,557
Pre-tax net operating income$5,614,0001,296
Securities gains (losses)$01,118
Applicable income taxes$04,032
Income before extraordinary items$5,614,0001,150
Extraordinary gains, net$05
Net income$5,614,0001,149
Minority interest net income$066
Net income of bank and minority interests.$5,614,0001,149
Net charge-offs$115,0001,629
Cash dividends$2,550,000883
Sale, conversion, retirement of capital stock, net$0633
Net operating income$5,614,0001,143
2018-06-30 (YTD Data)Rank
Total interest income$11,474,0001,250
Total interest expense$1,243,0001,504
Net interest income$10,231,0001,210
Provision for loan and lease losses$312,0001,136
Total noninterest income$2,059,0001,251
Gross Fiduciary activities income$710,000408
Service charges on deposit accounts$384,0001,423
Trading account gains and feesNANA
Additional Noninterest Income$965,0001,557
Total noninterest expense$8,448,0001,220
Salaries and employee benefits$5,182,0001,150
Premises and equipment expense$1,378,000906
Additional noninterest expense$1,888,0001,586
Pre-tax net operating income$3,530,0001,332
Securities gains (losses)$0961
Applicable income taxes$04,018
Income before extraordinary items$3,530,0001,170
Extraordinary gains, net$06
Net income$3,530,0001,168
Minority interest net income$065
Net income of bank and minority interests.$3,530,0001,169
Net charge-offs$118,0001,221
Cash dividends$1,975,000788
Sale, conversion, retirement of capital stock, net$0620
Net operating income$3,530,0001,169
2018-03-31 (YTD Data)Rank
Total interest income$5,551,0001,279
Total interest expense$567,0001,561
Net interest income$4,984,0001,240
Provision for loan and lease losses$155,0001,090
Total noninterest income$744,0001,558
Gross Fiduciary activities income$337,000418
Service charges on deposit accounts$197,0001,405
Trading account gains and feesNANA
Additional Noninterest Income$210,0002,418
Total noninterest expense$4,188,0001,232
Salaries and employee benefits$2,561,0001,162
Premises and equipment expense$683,000914
Additional noninterest expense$944,0001,591
Pre-tax net operating income$1,385,0001,584
Securities gains (losses)$0735
Applicable income taxes$03,948
Income before extraordinary items$1,385,0001,416
Extraordinary gains, net$07
Net income$1,385,0001,416
Minority interest net income$052
Net income of bank and minority interests.$1,385,0001,416
Net charge-offs$144,000698
Cash dividends$1,450,000552
Sale, conversion, retirement of capital stock, net$0580
Net operating income$1,385,0001,407
2017-12-31 (YTD Data)Rank
Total interest income$22,489,0001,223
Total interest expense$1,869,0001,613
Net interest income$20,620,0001,177
Provision for loan and lease losses$618,0001,257
Total noninterest income$3,164,0001,525
Gross Fiduciary activities income$1,290,000413
Service charges on deposit accounts$773,0001,453
Trading account gains and feesNANA
Additional Noninterest Income$1,101,0002,179
Total noninterest expense$16,722,0001,212
Salaries and employee benefits$10,198,0001,142
Premises and equipment expense$2,793,000879
Additional noninterest expense$3,731,0001,610
Pre-tax net operating income$6,444,0001,393
Securities gains (losses)$1,0002,108
Applicable income taxes$04,135
Income before extraordinary items$6,445,0001,102
Extraordinary gains, net$09
Net income$6,445,0001,102
Minority interest net income$076
Net income of bank and minority interests.$6,445,0001,102
Net charge-offs$330,0001,396
Cash dividends$2,275,0001,282
Sale, conversion, retirement of capital stock, net$0711
Net operating income$6,444,0001,089
2017-09-30 (YTD Data)Rank
Total interest income$16,873,0001,221
Total interest expense$1,391,0001,611
Net interest income$15,482,0001,184
Provision for loan and lease losses$465,0001,206
Total noninterest income$2,411,0001,517
Gross Fiduciary activities income$970,000417
Service charges on deposit accounts$595,0001,438
Trading account gains and feesNANA
Additional Noninterest Income$846,0002,168
Total noninterest expense$12,550,0001,217
Salaries and employee benefits$7,663,0001,153
Premises and equipment expense$2,093,000890
Additional noninterest expense$2,794,0001,598
Pre-tax net operating income$4,878,0001,395
Securities gains (losses)$1,0002,145
Applicable income taxes$04,172
Income before extraordinary items$4,879,0001,184
Extraordinary gains, net$09
Net income$4,879,0001,184
Minority interest net income$071
Net income of bank and minority interests.$4,879,0001,184
Net charge-offs$70,0002,204
Cash dividends$1,750,0001,174
Sale, conversion, retirement of capital stock, net$0677
Net operating income$4,878,0001,163
2017-06-30 (YTD Data)Rank
Total interest income$11,249,0001,218
Total interest expense$925,0001,570
Net interest income$10,324,0001,175
Provision for loan and lease losses$308,0001,158
Total noninterest income$1,653,0001,490
Gross Fiduciary activities income$642,000419
Service charges on deposit accounts$423,0001,353
Trading account gains and feesNANA
Additional Noninterest Income$588,0002,136
Total noninterest expense$8,380,0001,226
Salaries and employee benefits$5,140,0001,151
Premises and equipment expense$1,392,000888
Additional noninterest expense$1,848,0001,613
Pre-tax net operating income$3,289,0001,370
Securities gains (losses)$1,0001,756
Applicable income taxes$04,189
Income before extraordinary items$3,290,0001,157
Extraordinary gains, net$011
Net income$3,290,0001,157
Minority interest net income$071
Net income of bank and minority interests.$3,290,0001,157
Net charge-offs$56,0001,916
Cash dividends$1,150,0001,190
Sale, conversion, retirement of capital stock, net$0659
Net operating income$3,289,0001,136
2017-03-31 (YTD Data)Rank
Total interest income$5,585,0001,210
Total interest expense$461,0001,552
Net interest income$5,124,0001,172
Provision for loan and lease losses$152,0001,104
Total noninterest income$885,0001,409
Gross Fiduciary activities income$319,000423
Service charges on deposit accounts$221,0001,306
Trading account gains and feesNANA
Additional Noninterest Income$345,0001,913
Total noninterest expense$4,229,0001,229
Salaries and employee benefits$2,584,0001,161
Premises and equipment expense$702,000893
Additional noninterest expense$943,0001,589
Pre-tax net operating income$1,628,0001,359
Securities gains (losses)$01,153
Applicable income taxes$04,086
Income before extraordinary items$1,628,0001,148
Extraordinary gains, net$08
Net income$1,628,0001,147
Minority interest net income$055
Net income of bank and minority interests.$1,628,0001,148
Net charge-offs$42,0001,435
Cash dividends$525,0001,157
Sale, conversion, retirement of capital stock, net$0632
Net operating income$1,628,0001,130
2016-12-31 (YTD Data)Rank
Total interest income$21,422,0001,226
Total interest expense$1,665,0001,650
Net interest income$19,757,0001,191
Provision for loan and lease losses$601,0001,294
Total noninterest income$3,331,0001,529
Gross Fiduciary activities income$1,263,000421
Service charges on deposit accounts$933,0001,287
Trading account gains and fees$0170
Additional Noninterest Income$1,135,0002,248
Total noninterest expense$16,279,0001,236
Salaries and employee benefits$9,778,0001,170
Premises and equipment expense$2,729,000903
Additional noninterest expense$3,772,0001,618
Pre-tax net operating income$6,208,0001,362
Securities gains (losses)$10,0002,659
Applicable income taxes$04,278
Income before extraordinary items$6,218,0001,159
Extraordinary gains, net$05
Net income$6,218,0001,158
Minority interest net income$082
Net income of bank and minority interests.$6,218,0001,158
Net charge-offs$28,0003,485
Cash dividends$2,000,0001,397
Sale, conversion, retirement of capital stock, net$0759
Net operating income$6,208,0001,134
2016-09-30 (YTD Data)Rank
Total interest income$15,912,0001,240
Total interest expense$1,250,0001,648
Net interest income$14,662,0001,198
Provision for loan and lease losses$451,0001,223
Total noninterest income$2,568,0001,492
Gross Fiduciary activities income$946,000420
Service charges on deposit accounts$696,0001,287
Trading account gains and fees$0169
Additional Noninterest Income$926,0002,141
Total noninterest expense$12,249,0001,236
Salaries and employee benefits$7,393,0001,162
Premises and equipment expense$2,051,000900
Additional noninterest expense$2,805,0001,624
Pre-tax net operating income$4,530,0001,414
Securities gains (losses)$10,0002,582
Applicable income taxes$04,325
Income before extraordinary items$4,540,0001,200
Extraordinary gains, net$05
Net income$4,540,0001,200
Minority interest net income$071
Net income of bank and minority interests.$4,540,0001,200
Net charge-offs$55,0002,517
Cash dividends$1,500,0001,263
Sale, conversion, retirement of capital stock, net$0719
Net operating income$4,530,0001,168
2016-06-30 (YTD Data)Rank
Total interest income$10,601,0001,240
Total interest expense$828,0001,648
Net interest income$9,773,0001,200
Provision for loan and lease losses$299,0001,306
Total noninterest income$1,673,0001,501
Gross Fiduciary activities income$623,000425
Service charges on deposit accounts$460,0001,281
Trading account gains and fees$0157
Additional Noninterest Income$590,0002,168
Total noninterest expense$8,095,0001,245
Salaries and employee benefits$4,895,0001,171
Premises and equipment expense$1,330,000923
Additional noninterest expense$1,870,0001,628
Pre-tax net operating income$3,052,0001,383
Securities gains (losses)$10,0002,238
Applicable income taxes$04,338
Income before extraordinary items$3,062,0001,178
Extraordinary gains, net$016
Net income$3,062,0001,178
Minority interest net income$071
Net income of bank and minority interests.$3,062,0001,178
Net charge-offs$47,0002,186
Cash dividends$1,000,0001,296
Sale, conversion, retirement of capital stock, net$0705
Net operating income$3,052,0001,143
2016-03-31 (YTD Data)Rank
Total interest income$5,313,0001,234
Total interest expense$407,0001,667
Net interest income$4,906,0001,197
Provision for loan and lease losses$149,0001,233
Total noninterest income$734,0001,619
Gross Fiduciary activities income$307,000430
Service charges on deposit accounts$228,0001,279
Trading account gains and fees$0142
Additional Noninterest Income$199,0002,621
Total noninterest expense$4,013,0001,263
Salaries and employee benefits$2,437,0001,185
Premises and equipment expense$675,000922
Additional noninterest expense$901,0001,685
Pre-tax net operating income$1,478,0001,417
Securities gains (losses)$10,0001,503
Applicable income taxes$04,259
Income before extraordinary items$1,488,0001,194
Extraordinary gains, net$012
Net income$1,488,0001,195
Minority interest net income$062
Net income of bank and minority interests.$1,488,0001,195
Net charge-offs$8,0002,423
Cash dividends$500,0001,173
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,478,0001,167
2015-12-31 (YTD Data)Rank
Total interest income$20,348,0001,253
Total interest expense$1,518,0001,755
Net interest income$18,830,0001,213
Provision for loan and lease losses$175,0002,493
Total noninterest income$2,953,0001,622
Gross Fiduciary activities income$1,217,000431
Service charges on deposit accounts$917,0001,303
Trading account gains and fees$0159
Additional Noninterest Income$819,0002,618
Total noninterest expense$15,106,0001,307
Salaries and employee benefits$9,097,0001,225
Premises and equipment expense$2,575,000941
Additional noninterest expense$3,434,0001,766
Pre-tax net operating income$6,502,0001,267
Securities gains (losses)$1,0003,117
Applicable income taxes$04,402
Income before extraordinary items$6,503,0001,084
Extraordinary gains, net$023
Net income$6,503,0001,084
Minority interest net income$081
Net income of bank and minority interests.$6,503,0001,084
Net charge-offs$305,0001,582
Cash dividends$1,950,0001,386
Sale, conversion, retirement of capital stock, net$0804
Net operating income$6,502,0001,063
2015-09-30 (YTD Data)Rank
Total interest income$15,125,0001,270
Total interest expense$1,131,0001,782
Net interest income$13,994,0001,229
Provision for loan and lease losses$60,0003,107
Total noninterest income$2,217,0001,633
Gross Fiduciary activities income$909,000430
Service charges on deposit accounts$679,0001,339
Trading account gains and fees$0153
Additional Noninterest Income$629,0002,609
Total noninterest expense$11,242,0001,315
Salaries and employee benefits$6,817,0001,233
Premises and equipment expense$1,867,000981
Additional noninterest expense$2,558,0001,766
Pre-tax net operating income$4,909,0001,298
Securities gains (losses)$03,031
Applicable income taxes$04,489
Income before extraordinary items$4,909,0001,096
Extraordinary gains, net$021
Net income$4,909,0001,094
Minority interest net income$078
Net income of bank and minority interests.$4,909,0001,096
Net charge-offs$291,0001,223
Cash dividends$1,450,0001,249
Sale, conversion, retirement of capital stock, net$0773
Net operating income$4,909,0001,065
2015-06-30 (YTD Data)Rank
Total interest income$9,915,0001,291
Total interest expense$741,0001,817
Net interest income$9,174,0001,249
Provision for loan and lease losses$16,0003,613
Total noninterest income$1,440,0001,659
Gross Fiduciary activities income$587,000440
Service charges on deposit accounts$449,0001,329
Trading account gains and fees$0157
Additional Noninterest Income$404,0002,664
Total noninterest expense$7,387,0001,341
Salaries and employee benefits$4,497,0001,244
Premises and equipment expense$1,200,0001,013
Additional noninterest expense$1,690,0001,798
Pre-tax net operating income$3,211,0001,299
Securities gains (losses)$02,636
Applicable income taxes$04,497
Income before extraordinary items$3,211,0001,100
Extraordinary gains, net$022
Net income$3,211,0001,099
Minority interest net income$075
Net income of bank and minority interests.$3,211,0001,101
Net charge-offs$223,0001,115
Cash dividends$1,000,0001,209
Sale, conversion, retirement of capital stock, net$0751
Net operating income$3,211,0001,067
2015-03-31 (YTD Data)Rank
Total interest income$4,911,0001,300
Total interest expense$366,0001,838
Net interest income$4,545,0001,248
Provision for loan and lease losses$7,0003,380
Total noninterest income$717,0001,619
Gross Fiduciary activities income$293,000441
Service charges on deposit accounts$224,0001,307
Trading account gains and fees$0152
Additional Noninterest Income$200,0002,634
Total noninterest expense$3,646,0001,350
Salaries and employee benefits$2,257,0001,242
Premises and equipment expense$563,0001,079
Additional noninterest expense$826,0001,821
Pre-tax net operating income$1,609,0001,261
Securities gains (losses)$02,027
Applicable income taxes$04,400
Income before extraordinary items$1,609,0001,053
Extraordinary gains, net$013
Net income$1,609,0001,052
Minority interest net income$064
Net income of bank and minority interests.$1,609,0001,054
Net charge-offs$215,000685
Cash dividends$500,0001,094
Sale, conversion, retirement of capital stock, net$0697
Net operating income$1,609,0001,026
2014-12-31 (YTD Data)Rank
Total interest income$19,528,0001,298
Total interest expense$1,414,0001,995
Net interest income$18,114,0001,236
Provision for loan and lease losses$24,0004,186
Total noninterest income$3,524,0001,389
Gross Fiduciary activities income$1,131,000445
Service charges on deposit accounts$948,0001,358
Trading account gains and fees$0180
Additional Noninterest Income$1,445,0001,812
Total noninterest expense$14,752,0001,326
Salaries and employee benefits$9,007,0001,199
Premises and equipment expense$2,264,0001,064
Additional noninterest expense$3,481,0001,780
Pre-tax net operating income$6,862,0001,178
Securities gains (losses)$39,0001,908
Applicable income taxes$04,531
Income before extraordinary items$6,901,000965
Extraordinary gains, net$017
Net income$6,901,000964
Minority interest net income$084
Net income of bank and minority interests.$6,901,000964
Net charge-offs$39,0003,960
Cash dividends$2,250,0001,164
Sale, conversion, retirement of capital stock, net$0862
Net operating income$6,862,000943
2014-09-30 (YTD Data)Rank
Total interest income$14,507,0001,312
Total interest expense$1,063,0002,010
Net interest income$13,444,0001,257
Provision for loan and lease losses$22,0003,913
Total noninterest income$2,787,0001,355
Gross Fiduciary activities income$839,000447
Service charges on deposit accounts$704,0001,390
Trading account gains and fees$0174
Additional Noninterest Income$1,244,0001,671
Total noninterest expense$11,096,0001,340
Salaries and employee benefits$6,789,0001,191
Premises and equipment expense$1,706,0001,063
Additional noninterest expense$2,601,0001,770
Pre-tax net operating income$5,113,0001,197
Securities gains (losses)$39,0001,599
Applicable income taxes$04,583
Income before extraordinary items$5,152,000973
Extraordinary gains, net$015
Net income$5,152,000972
Minority interest net income$081
Net income of bank and minority interests.$5,152,000972
Net charge-offs$32,0003,574
Cash dividends$1,650,0001,086
Sale, conversion, retirement of capital stock, net$0819
Net operating income$5,113,000952
2014-06-30 (YTD Data)Rank
Total interest income$9,575,0001,328
Total interest expense$705,0002,040
Net interest income$8,870,0001,253
Provision for loan and lease losses$14,0003,812
Total noninterest income$1,879,0001,333
Gross Fiduciary activities income$553,000449
Service charges on deposit accounts$462,0001,385
Trading account gains and fees$0172
Additional Noninterest Income$864,0001,607
Total noninterest expense$7,409,0001,332
Salaries and employee benefits$4,514,0001,195
Premises and equipment expense$1,142,0001,069
Additional noninterest expense$1,753,0001,747
Pre-tax net operating income$3,326,0001,189
Securities gains (losses)$39,0001,311
Applicable income taxes$04,568
Income before extraordinary items$3,365,000967
Extraordinary gains, net$020
Net income$3,365,000968
Minority interest net income$080
Net income of bank and minority interests.$3,365,000968
Net charge-offs$22,0003,363
Cash dividends$1,150,0001,043
Sale, conversion, retirement of capital stock, net$0794
Net operating income$3,326,000958
2014-03-31 (YTD Data)Rank
Total interest income$4,745,0001,337
Total interest expense$350,0002,075
Net interest income$4,395,0001,270
Provision for loan and lease losses$7,0003,504
Total noninterest income$876,0001,370
Gross Fiduciary activities income$275,000457
Service charges on deposit accounts$223,0001,406
Trading account gains and fees$0147
Additional Noninterest Income$378,0001,722
Total noninterest expense$3,651,0001,361
Salaries and employee benefits$2,209,0001,247
Premises and equipment expense$563,0001,108
Additional noninterest expense$879,0001,738
Pre-tax net operating income$1,613,0001,179
Securities gains (losses)$01,715
Applicable income taxes$04,445
Income before extraordinary items$1,613,000967
Extraordinary gains, net$016
Net income$1,613,000967
Minority interest net income$066
Net income of bank and minority interests.$1,613,000968
Net charge-offs$10,0002,841
Cash dividends$650,000849
Sale, conversion, retirement of capital stock, net$0747
Net operating income$1,613,000947
2013-12-31 (YTD Data)Rank
Total interest income$19,269,0001,321
Total interest expense$1,585,0002,063
Net interest income$17,684,0001,248
Provision for loan and lease losses$385,0002,154
Total noninterest income$2,897,0001,646
Gross Fiduciary activities income$1,050,000450
Service charges on deposit accounts$1,002,0001,355
Trading account gains and fees$0184
Additional Noninterest Income$845,0002,604
Total noninterest expense$14,334,0001,383
Salaries and employee benefits$8,414,0001,262
Premises and equipment expense$2,227,0001,070
Additional noninterest expense$3,693,0001,727
Pre-tax net operating income$5,862,0001,259
Securities gains (losses)$03,182
Applicable income taxes$04,631
Income before extraordinary items$5,862,0001,057
Extraordinary gains, net$029
Net income$5,862,0001,058
Minority interest net income$090
Net income of bank and minority interests.$5,862,0001,059
Net charge-offs$84,0003,918
Cash dividends$1,500,0001,473
Sale, conversion, retirement of capital stock, net$0924
Net operating income$5,862,0001,031
2013-09-30 (YTD Data)Rank
Total interest income$14,236,0001,349
Total interest expense$1,216,0002,081
Net interest income$13,020,0001,263
Provision for loan and lease losses$377,0001,836
Total noninterest income$2,131,0001,710
Gross Fiduciary activities income$789,000450
Service charges on deposit accounts$747,0001,371
Trading account gains and fees$0180
Additional Noninterest Income$595,0002,753
Total noninterest expense$10,691,0001,388
Salaries and employee benefits$6,263,0001,285
Premises and equipment expense$1,679,0001,074
Additional noninterest expense$2,749,0001,723
Pre-tax net operating income$4,083,0001,365
Securities gains (losses)$03,040
Applicable income taxes$04,713
Income before extraordinary items$4,083,0001,144
Extraordinary gains, net$025
Net income$4,083,0001,146
Minority interest net income$084
Net income of bank and minority interests.$4,083,0001,146
Net charge-offs$75,0003,529
Cash dividends$900,0001,547
Sale, conversion, retirement of capital stock, net$0868
Net operating income$4,083,0001,111
2013-06-30 (YTD Data)Rank
Total interest income$9,288,0001,366
Total interest expense$826,0002,082
Net interest income$8,462,0001,273
Provision for loan and lease losses$370,0001,451
Total noninterest income$1,390,0001,747
Gross Fiduciary activities income$531,000448
Service charges on deposit accounts$483,0001,382
Trading account gains and fees$0157
Additional Noninterest Income$376,0002,892
Total noninterest expense$7,037,0001,401
Salaries and employee benefits$4,123,0001,292
Premises and equipment expense$1,123,0001,066
Additional noninterest expense$1,791,0001,762
Pre-tax net operating income$2,445,0001,461
Securities gains (losses)$02,791
Applicable income taxes$04,679
Income before extraordinary items$2,445,0001,241
Extraordinary gains, net$022
Net income$2,445,0001,243
Minority interest net income$082
Net income of bank and minority interests.$2,445,0001,244
Net charge-offs$46,0003,420
Cash dividends$400,0001,902
Sale, conversion, retirement of capital stock, net$0838
Net operating income$2,445,0001,193
2013-03-31 (YTD Data)Rank
Total interest income$4,595,0001,388
Total interest expense$429,0002,058
Net interest income$4,166,0001,294
Provision for loan and lease losses$184,0001,432
Total noninterest income$674,0001,785
Gross Fiduciary activities income$260,000455
Service charges on deposit accounts$238,0001,392
Trading account gains and fees$0148
Additional Noninterest Income$176,0002,955
Total noninterest expense$3,419,0001,446
Salaries and employee benefits$2,012,0001,334
Premises and equipment expense$557,0001,093
Additional noninterest expense$850,0001,843
Pre-tax net operating income$1,237,0001,433
Securities gains (losses)$01,966
Applicable income taxes$04,602
Income before extraordinary items$1,237,0001,210
Extraordinary gains, net$010
Net income$1,237,0001,212
Minority interest net income$076
Net income of bank and minority interests.$1,237,0001,212
Net charge-offs$39,0002,600
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$1,237,0001,153
2012-12-31 (YTD Data)Rank
Total interest income$18,213,0001,459
Total interest expense$1,977,0002,154
Net interest income$16,236,0001,353
Provision for loan and lease losses$749,0002,180
Total noninterest income$2,609,0001,815
Gross Fiduciary activities income$940,000467
Service charges on deposit accounts$1,011,0001,404
Trading account gains and fees$0166
Additional Noninterest Income$658,0002,977
Total noninterest expense$13,020,0001,501
Salaries and employee benefits$7,864,0001,309
Premises and equipment expense$2,059,0001,151
Additional noninterest expense$3,097,0002,091
Pre-tax net operating income$5,076,0001,353
Securities gains (losses)$03,810
Applicable income taxes$04,751
Income before extraordinary items$5,076,0001,167
Extraordinary gains, net$029
Net income$5,076,0001,168
Minority interest net income$093
Net income of bank and minority interests.$5,076,0001,168
Net charge-offs$225,0003,643
Cash dividends$950,0002,023
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$5,076,0001,099
2012-09-30 (YTD Data)Rank
Total interest income$13,412,0001,507
Total interest expense$1,506,0002,206
Net interest income$11,906,0001,393
Provision for loan and lease losses$562,0002,133
Total noninterest income$1,921,0001,836
Gross Fiduciary activities income$683,000468
Service charges on deposit accounts$753,0001,424
Trading account gains and fees$0157
Additional Noninterest Income$485,0002,995
Total noninterest expense$9,637,0001,525
Salaries and employee benefits$5,829,0001,322
Premises and equipment expense$1,500,0001,185
Additional noninterest expense$2,308,0002,109
Pre-tax net operating income$3,628,0001,451
Securities gains (losses)$03,575
Applicable income taxes$04,802
Income before extraordinary items$3,628,0001,240
Extraordinary gains, net$020
Net income$3,628,0001,241
Minority interest net income$086
Net income of bank and minority interests.$3,628,0001,241
Net charge-offs$99,0003,980
Cash dividends$800,0001,535
Sale, conversion, retirement of capital stock, net$0952
Net operating income$3,628,0001,171
2012-06-30 (YTD Data)Rank
Total interest income$8,861,0001,540
Total interest expense$1,029,0002,232
Net interest income$7,832,0001,413
Provision for loan and lease losses$373,0002,176
Total noninterest income$1,261,0001,849
Gross Fiduciary activities income$440,000475
Service charges on deposit accounts$499,0001,416
Trading account gains and fees$0153
Additional Noninterest Income$322,0002,976
Total noninterest expense$6,337,0001,540
Salaries and employee benefits$3,835,0001,344
Premises and equipment expense$994,0001,197
Additional noninterest expense$1,508,0002,146
Pre-tax net operating income$2,383,0001,462
Securities gains (losses)$03,178
Applicable income taxes$04,770
Income before extraordinary items$2,383,0001,254
Extraordinary gains, net$019
Net income$2,383,0001,254
Minority interest net income$084
Net income of bank and minority interests.$2,383,0001,254
Net charge-offs$-8,0006,578
Cash dividends$700,0001,279
Sale, conversion, retirement of capital stock, net$0928
Net operating income$2,383,0001,180
2012-03-31 (YTD Data)Rank
Total interest income$4,436,0001,554
Total interest expense$532,0002,247
Net interest income$3,904,0001,420
Provision for loan and lease losses$184,0002,107
Total noninterest income$626,0001,851
Gross Fiduciary activities income$209,000488
Service charges on deposit accounts$253,0001,393
Trading account gains and fees$0148
Additional Noninterest Income$164,0002,942
Total noninterest expense$3,128,0001,561
Salaries and employee benefits$1,902,0001,359
Premises and equipment expense$487,0001,230
Additional noninterest expense$739,0002,183
Pre-tax net operating income$1,218,0001,425
Securities gains (losses)$02,210
Applicable income taxes$04,704
Income before extraordinary items$1,218,0001,196
Extraordinary gains, net$019
Net income$1,218,0001,195
Minority interest net income$078
Net income of bank and minority interests.$1,218,0001,196
Net charge-offs$9,0004,072
Cash dividends$400,0001,024
Sale, conversion, retirement of capital stock, net$0861
Net operating income$1,218,0001,138
2011-12-31 (YTD Data)Rank
Total interest income$15,708,0001,795
Total interest expense$2,230,0002,537
Net interest income$13,478,0001,649
Provision for loan and lease losses$535,0003,362
Total noninterest income$2,435,0001,747
Gross Fiduciary activities income$776,000455
Service charges on deposit accounts$1,074,0001,383
Trading account gains and fees$0146
Additional Noninterest Income$585,0002,892
Total noninterest expense$12,084,0001,622
Salaries and employee benefits$7,328,0001,360
Premises and equipment expense$1,864,0001,333
Additional noninterest expense$2,892,0002,279
Pre-tax net operating income$3,294,0001,686
Securities gains (losses)$3,0003,591
Applicable income taxes$04,719
Income before extraordinary items$3,297,0001,485
Extraordinary gains, net$029
Net income$3,297,0001,485
Minority interest net income$096
Net income of bank and minority interests.$3,297,0001,485
Net charge-offs$72,0005,243
Cash dividends$650,0002,118
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$3,294,0001,415
2011-09-30 (YTD Data)Rank
Total interest income$11,466,0001,860
Total interest expense$1,676,0002,631
Net interest income$9,790,0001,717
Provision for loan and lease losses$438,0003,102
Total noninterest income$1,801,0001,745
Gross Fiduciary activities income$578,000455
Service charges on deposit accounts$787,0001,418
Trading account gains and fees$0145
Additional Noninterest Income$436,0002,900
Total noninterest expense$8,942,0001,634
Salaries and employee benefits$5,334,0001,394
Premises and equipment expense$1,373,0001,368
Additional noninterest expense$2,235,0002,224
Pre-tax net operating income$2,211,0001,930
Securities gains (losses)$03,555
Applicable income taxes$04,740
Income before extraordinary items$2,211,0001,691
Extraordinary gains, net$021
Net income$2,211,0001,692
Minority interest net income$087
Net income of bank and minority interests.$2,211,0001,692
Net charge-offs$118,0004,263
Cash dividends$350,0002,179
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$2,211,0001,611
2011-06-30 (YTD Data)Rank
Total interest income$7,366,0001,952
Total interest expense$1,126,0002,695
Net interest income$6,240,0001,791
Provision for loan and lease losses$338,0002,812
Total noninterest income$1,182,0001,768
Gross Fiduciary activities income$387,000460
Service charges on deposit accounts$509,0001,437
Trading account gains and fees$0153
Additional Noninterest Income$286,0002,953
Total noninterest expense$5,920,0001,655
Salaries and employee benefits$3,511,0001,420
Premises and equipment expense$872,0001,446
Additional noninterest expense$1,537,0002,198
Pre-tax net operating income$1,164,0002,283
Securities gains (losses)$02,914
Applicable income taxes$04,697
Income before extraordinary items$1,164,0002,004
Extraordinary gains, net$015
Net income$1,164,0002,004
Minority interest net income$089
Net income of bank and minority interests.$1,164,0002,004
Net charge-offs$25,0004,940
Cash dividends$100,0002,767
Sale, conversion, retirement of capital stock, net$0986
Net operating income$1,164,0001,930
2011-03-31 (YTD Data)Rank
Total interest income$3,551,0002,019
Total interest expense$564,0002,769
Net interest income$2,987,0001,855
Provision for loan and lease losses$184,0002,541
Total noninterest income$578,0001,801
Gross Fiduciary activities income$186,000475
Service charges on deposit accounts$253,0001,415
Trading account gains and fees$0158
Additional Noninterest Income$139,0003,036
Total noninterest expense$2,919,0001,695
Salaries and employee benefits$1,721,0001,463
Premises and equipment expense$420,0001,530
Additional noninterest expense$778,0002,159
Pre-tax net operating income$462,0002,707
Securities gains (losses)$01,772
Applicable income taxes$04,545
Income before extraordinary items$462,0002,403
Extraordinary gains, net$09
Net income$462,0002,402
Minority interest net income$086
Net income of bank and minority interests.$462,0002,403
Net charge-offs$4,0004,727
Cash dividends$100,0001,891
Sale, conversion, retirement of capital stock, net$0925
Net operating income$462,0002,358
2010-12-31 (YTD Data)Rank
Total interest income$14,104,0002,137
Total interest expense$2,461,0003,031
Net interest income$11,643,0001,883
Provision for loan and lease losses$743,0003,504
Total noninterest income$2,385,0001,825
Gross Fiduciary activities income$611,000513
Service charges on deposit accounts$1,176,0001,278
Trading account gains and fees$0175
Additional Noninterest Income$598,0002,923
Total noninterest expense$10,306,0001,901
Salaries and employee benefits$5,763,0001,686
Premises and equipment expense$1,635,0001,561
Additional noninterest expense$2,908,0002,338
Pre-tax net operating income$2,979,0001,637
Securities gains (losses)$03,793
Applicable income taxes$04,655
Income before extraordinary items$2,979,0001,412
Extraordinary gains, net$029
Net income$2,979,0001,415
Minority interest net income$0111
Net income of bank and minority interests.$2,979,0001,416
Net charge-offs$35,0006,121
Cash dividends$650,0002,019
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$2,979,0001,366
2010-09-30 (YTD Data)Rank
Total interest income$10,459,0002,216
Total interest expense$1,870,0003,119
Net interest income$8,589,0001,935
Provision for loan and lease losses$552,0003,374
Total noninterest income$1,803,0001,832
Gross Fiduciary activities income$447,000517
Service charges on deposit accounts$889,0001,311
Trading account gains and fees$0165
Additional Noninterest Income$467,0002,867
Total noninterest expense$7,482,0001,941
Salaries and employee benefits$4,188,0001,755
Premises and equipment expense$1,195,0001,636
Additional noninterest expense$2,099,0002,384
Pre-tax net operating income$2,358,0001,664
Securities gains (losses)$03,651
Applicable income taxes$04,726
Income before extraordinary items$2,358,0001,414
Extraordinary gains, net$023
Net income$2,358,0001,417
Minority interest net income$0110
Net income of bank and minority interests.$2,358,0001,418
Net charge-offs$21,0006,000
Cash dividends$500,0001,751
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$2,358,0001,355
2010-06-30 (YTD Data)Rank
Total interest income$6,822,0002,294
Total interest expense$1,240,0003,226
Net interest income$5,582,0001,984
Provision for loan and lease losses$360,0003,339
Total noninterest income$1,241,0001,730
Gross Fiduciary activities income$304,000514
Service charges on deposit accounts$596,0001,317
Trading account gains and fees$0152
Additional Noninterest Income$341,0002,649
Total noninterest expense$4,960,0001,971
Salaries and employee benefits$2,781,0001,764
Premises and equipment expense$780,0001,688
Additional noninterest expense$1,399,0002,387
Pre-tax net operating income$1,503,0001,722
Securities gains (losses)$03,184
Applicable income taxes$04,691
Income before extraordinary items$1,503,0001,468
Extraordinary gains, net$019
Net income$1,503,0001,468
Minority interest net income$0105
Net income of bank and minority interests.$1,503,0001,469
Net charge-offs$18,0005,558
Cash dividends$250,0002,089
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,503,0001,405
2010-03-31 (YTD Data)Rank
Total interest income$3,299,0002,416
Total interest expense$596,0003,446
Net interest income$2,703,0002,063
Provision for loan and lease losses$159,0003,271
Total noninterest income$661,0001,669
Gross Fiduciary activities income$147,000532
Service charges on deposit accounts$300,0001,305
Trading account gains and fees$0175
Additional Noninterest Income$214,0002,294
Total noninterest expense$2,471,0001,996
Salaries and employee benefits$1,415,0001,770
Premises and equipment expense$378,0001,794
Additional noninterest expense$678,0002,439
Pre-tax net operating income$734,0001,739
Securities gains (losses)$02,284
Applicable income taxes$04,611
Income before extraordinary items$734,0001,488
Extraordinary gains, net$016
Net income$734,0001,490
Minority interest net income$091
Net income of bank and minority interests.$734,0001,490
Net charge-offs$8,0004,945
Cash dividends$250,0001,200
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$734,0001,433
2009-12-31 (YTD Data)Rank
Total interest income$12,789,0002,580
Total interest expense$2,637,0003,759
Net interest income$10,152,0002,157
Provision for loan and lease losses$384,0004,924
Total noninterest income$2,451,0001,858
Gross Fiduciary activities income$641,000488
Service charges on deposit accounts$1,265,0001,364
Trading account gains and fees$0211
Additional Noninterest Income$545,0003,056
Total noninterest expense$9,462,0002,113
Salaries and employee benefits$5,286,0001,872
Premises and equipment expense$1,442,0001,866
Additional noninterest expense$2,734,0002,548
Pre-tax net operating income$2,757,0001,449
Securities gains (losses)$03,754
Applicable income taxes$04,388
Income before extraordinary items$2,757,0001,199
Extraordinary gains, net$034
Net income$2,757,0001,199
Minority interest net income$0115
Net income of bank and minority interests.$2,757,0001,198
Net charge-offs$210,0004,945
Cash dividends$1,430,0001,242
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$2,757,0001,198
2009-09-30 (YTD Data)Rank
Total interest income$9,492,0002,652
Total interest expense$2,023,0003,822
Net interest income$7,469,0002,198
Provision for loan and lease losses$284,0004,667
Total noninterest income$1,834,0001,900
Gross Fiduciary activities income$493,000476
Service charges on deposit accounts$924,0001,408
Trading account gains and fees$0212
Additional Noninterest Income$417,0003,109
Total noninterest expense$6,862,0002,176
Salaries and employee benefits$3,803,0001,952
Premises and equipment expense$1,032,0001,968
Additional noninterest expense$2,027,0002,544
Pre-tax net operating income$2,157,0001,503
Securities gains (losses)$03,497
Applicable income taxes$04,592
Income before extraordinary items$2,157,0001,246
Extraordinary gains, net$027
Net income$2,157,0001,244
Minority interest net income$0118
Net income of bank and minority interests.$2,157,0001,246
Net charge-offs$105,0005,020
Cash dividends$1,100,0001,153
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$2,157,0001,224
2009-06-30 (YTD Data)Rank
Total interest income$6,226,0002,727
Total interest expense$1,377,0003,886
Net interest income$4,849,0002,249
Provision for loan and lease losses$185,0004,435
Total noninterest income$1,233,0001,881
Gross Fiduciary activities income$323,000485
Service charges on deposit accounts$601,0001,419
Trading account gains and fees$0193
Additional Noninterest Income$309,0002,955
Total noninterest expense$4,557,0002,207
Salaries and employee benefits$2,506,0002,011
Premises and equipment expense$670,0002,042
Additional noninterest expense$1,381,0002,518
Pre-tax net operating income$1,340,0001,679
Securities gains (losses)$03,136
Applicable income taxes$04,657
Income before extraordinary items$1,340,0001,407
Extraordinary gains, net$021
Net income$1,340,0001,405
Minority interest net income$0112
Net income of bank and minority interests.$1,340,0001,406
Net charge-offs$63,0004,708
Cash dividends$950,000973
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$1,340,0001,369
2009-03-31 (YTD Data)Rank
Total interest income$3,081,0002,780
Total interest expense$693,0003,972
Net interest income$2,388,0002,291
Provision for loan and lease losses$86,0004,154
Total noninterest income$638,0001,812
Gross Fiduciary activities income$219,000417
Service charges on deposit accounts$296,0001,395
Trading account gains and fees$0171
Additional Noninterest Income$123,0003,311
Total noninterest expense$2,143,0002,275
Salaries and employee benefits$1,236,0002,069
Premises and equipment expense$325,0002,147
Additional noninterest expense$582,0002,630
Pre-tax net operating income$797,0001,609
Securities gains (losses)$02,434
Applicable income taxes$04,835
Income before extraordinary items$797,0001,372
Extraordinary gains, net$015
Net income$797,0001,373
Minority interest net income$0102
Net income of bank and minority interests.$797,0001,374
Net charge-offs$26,0004,134
Cash dividends$600,000715
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$797,0001,300
2008-12-31 (YTD Data)Rank
Total interest income$12,564,0002,912
Total interest expense$3,715,0003,699
Net interest income$8,849,0002,460
Provision for loan and lease losses$93,0006,122
Total noninterest income$2,419,0001,852
Gross Fiduciary activities income$687,000500
Service charges on deposit accounts$1,172,0001,521
Trading account gains and fees$0154
Additional Noninterest Income$560,0003,003
Total noninterest expense$7,959,0002,388
Salaries and employee benefits$4,745,0002,139
Premises and equipment expense$1,127,0002,365
Additional noninterest expense$2,087,0002,751
Pre-tax net operating income$3,216,0001,689
Securities gains (losses)$83,0001,267
Applicable income taxes$04,979
Income before extraordinary items$3,299,0001,259
Extraordinary gains, net$039
Net income$3,299,0001,260
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$88,0005,124
Cash dividends$05,455
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$3,216,0001,363
2008-09-30 (YTD Data)Rank
Total interest income$9,412,0002,984
Total interest expense$2,920,0003,693
Net interest income$6,492,0002,535
Provision for loan and lease losses$59,0005,740
Total noninterest income$1,793,0001,930
Gross Fiduciary activities income$504,000508
Service charges on deposit accounts$863,0001,562
Trading account gains and fees$0148
Additional Noninterest Income$426,0003,083
Total noninterest expense$5,992,0002,374
Salaries and employee benefits$3,618,0002,123
Premises and equipment expense$809,0002,463
Additional noninterest expense$1,565,0002,669
Pre-tax net operating income$2,234,0002,115
Securities gains (losses)$03,106
Applicable income taxes$05,372
Income before extraordinary items$2,234,0001,621
Extraordinary gains, net$031
Net income$2,234,0001,621
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$27,0005,222
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$2,234,0001,708
2008-06-30 (YTD Data)Rank
Total interest income$6,240,0003,045
Total interest expense$2,014,0003,728
Net interest income$4,226,0002,585
Provision for loan and lease losses$41,0005,370
Total noninterest income$1,151,0002,009
Gross Fiduciary activities income$305,000540
Service charges on deposit accounts$596,0001,495
Trading account gains and fees$0149
Additional Noninterest Income$250,0003,348
Total noninterest expense$4,060,0002,347
Salaries and employee benefits$2,501,0002,078
Premises and equipment expense$513,0002,586
Additional noninterest expense$1,046,0002,641
Pre-tax net operating income$1,276,0002,489
Securities gains (losses)$03,233
Applicable income taxes$05,627
Income before extraordinary items$1,276,0002,073
Extraordinary gains, net$021
Net income$1,276,0002,073
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$9,0005,182
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$1,276,0002,026
2008-03-31 (YTD Data)Rank
Total interest income$3,164,0003,071
Total interest expense$1,079,0003,724
Net interest income$2,085,0002,614
Provision for loan and lease losses$21,0004,844
Total noninterest income$569,0002,042
Gross Fiduciary activities income$152,000554
Service charges on deposit accounts$300,0001,456
Trading account gains and fees$0158
Additional Noninterest Income$117,0003,478
Total noninterest expense$1,992,0002,375
Salaries and employee benefits$1,243,0002,110
Premises and equipment expense$239,0002,753
Additional noninterest expense$510,0002,675
Pre-tax net operating income$641,0002,577
Securities gains (losses)$02,688
Applicable income taxes$05,622
Income before extraordinary items$641,0002,180
Extraordinary gains, net$015
Net income$641,0002,183
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$6,0004,162
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$641,0002,113
2007-12-31 (YTD Data)Rank
Total interest income$12,627,0003,146
Total interest expense$4,491,0003,719
Net interest income$8,136,0002,677
Provision for loan and lease losses$150,0004,308
Total noninterest income$2,302,0002,004
Gross Fiduciary activities income$542,000571
Service charges on deposit accounts$1,296,0001,381
Trading account gains and fees$0178
Additional Noninterest Income$464,0003,451
Total noninterest expense$6,784,0002,669
Salaries and employee benefits$3,880,0002,556
Premises and equipment expense$980,0002,624
Additional noninterest expense$1,924,0002,756
Pre-tax net operating income$3,504,0002,197
Securities gains (losses)$02,146
Applicable income taxes$06,070
Income before extraordinary items$3,504,0001,798
Extraordinary gains, net$039
Net income$3,504,0001,797
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$165,0003,101
Cash dividends$3,000,0001,163
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$3,504,0001,788
2007-09-30 (YTD Data)Rank
Total interest income$9,391,0003,165
Total interest expense$3,344,0003,745
Net interest income$6,047,0002,708
Provision for loan and lease losses$124,0003,818
Total noninterest income$1,718,0002,013
Gross Fiduciary activities income$385,000584
Service charges on deposit accounts$981,0001,343
Trading account gains and fees$0184
Additional Noninterest Income$352,0003,444
Total noninterest expense$5,024,0002,678
Salaries and employee benefits$2,877,0002,582
Premises and equipment expense$738,0002,602
Additional noninterest expense$1,409,0002,758
Pre-tax net operating income$2,617,0002,350
Securities gains (losses)$01,655
Applicable income taxes$06,220
Income before extraordinary items$2,617,0001,931
Extraordinary gains, net$033
Net income$2,617,0001,929
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$25,0004,396
Cash dividends$05,179
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$2,617,0001,918
2007-06-30 (YTD Data)Rank
Total interest income$6,183,0003,211
Total interest expense$2,204,0003,762
Net interest income$3,979,0002,767
Provision for loan and lease losses$93,0003,403
Total noninterest income$1,131,0002,052
Gross Fiduciary activities income$244,000604
Service charges on deposit accounts$646,0001,368
Trading account gains and fees$0168
Additional Noninterest Income$241,0003,420
Total noninterest expense$3,377,0002,682
Salaries and employee benefits$1,924,0002,604
Premises and equipment expense$493,0002,620
Additional noninterest expense$960,0002,724
Pre-tax net operating income$1,640,0002,522
Securities gains (losses)$01,444
Applicable income taxes$06,265
Income before extraordinary items$1,640,0002,074
Extraordinary gains, net$029
Net income$1,640,0002,073
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$30,0003,376
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$1,640,0002,056
2007-03-31 (YTD Data)Rank
Total interest income$3,041,0003,244
Total interest expense$1,085,0003,794
Net interest income$1,956,0002,819
Provision for loan and lease losses$70,0002,576
Total noninterest income$547,0002,084
Gross Fiduciary activities income$115,000628
Service charges on deposit accounts$323,0001,331
Trading account gains and fees$0195
Additional Noninterest Income$109,0003,600
Total noninterest expense$1,676,0002,711
Salaries and employee benefits$966,0002,624
Premises and equipment expense$244,0002,650
Additional noninterest expense$466,0002,763
Pre-tax net operating income$757,0002,653
Securities gains (losses)$01,187
Applicable income taxes$06,196
Income before extraordinary items$757,0002,162
Extraordinary gains, net$022
Net income$757,0002,162
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$28,0002,253
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$757,0002,155
2006-12-31 (YTD Data)Rank
Total interest income$11,709,0003,168
Total interest expense$3,528,0003,889
Net interest income$8,181,0002,699
Provision for loan and lease losses$229,0003,288
Total noninterest income$2,137,0002,121
Gross Fiduciary activities income$376,000655
Service charges on deposit accounts$1,374,0001,297
Trading account gains and fees$0130
Additional Noninterest Income$387,0003,790
Total noninterest expense$6,375,0002,729
Salaries and employee benefits$3,534,0002,717
Premises and equipment expense$1,038,0002,381
Additional noninterest expense$1,803,0002,811
Pre-tax net operating income$3,714,0002,375
Securities gains (losses)$01,687
Applicable income taxes$06,600
Income before extraordinary items$3,714,0001,911
Extraordinary gains, net$051
Net income$3,714,0001,912
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$294,0001,707
Cash dividends$2,500,0001,287
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$3,714,0001,898
2006-09-30 (YTD Data)Rank
Total interest income$8,677,0003,168
Total interest expense$2,506,0003,947
Net interest income$6,171,0002,719
Provision for loan and lease losses$155,0003,347
Total noninterest income$1,582,0002,149
Gross Fiduciary activities income$277,000652
Service charges on deposit accounts$1,019,0001,315
Trading account gains and fees$0126
Additional Noninterest Income$286,0003,821
Total noninterest expense$4,751,0002,744
Salaries and employee benefits$2,612,0002,742
Premises and equipment expense$770,0002,417
Additional noninterest expense$1,369,0002,767
Pre-tax net operating income$2,847,0002,420
Securities gains (losses)$01,388
Applicable income taxes$06,687
Income before extraordinary items$2,847,0001,916
Extraordinary gains, net$045
Net income$2,847,0001,917
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$282,0001,198
Cash dividends$05,292
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$2,847,0001,905
2006-06-30 (YTD Data)Rank
Total interest income$5,705,0003,155
Total interest expense$1,553,0004,015
Net interest income$4,152,0002,708
Provision for loan and lease losses$132,0002,859
Total noninterest income$1,030,0002,168
Gross Fiduciary activities income$183,000660
Service charges on deposit accounts$661,0001,340
Trading account gains and fees$0126
Additional Noninterest Income$186,0003,880
Total noninterest expense$3,173,0002,763
Salaries and employee benefits$1,749,0002,745
Premises and equipment expense$506,0002,437
Additional noninterest expense$918,0002,769
Pre-tax net operating income$1,877,0002,432
Securities gains (losses)$01,185
Applicable income taxes$06,706
Income before extraordinary items$1,877,0001,941
Extraordinary gains, net$039
Net income$1,877,0001,943
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$262,000916
Cash dividends$05,069
Sale, conversion, retirement of capital stock, net$0887
Net operating income$1,877,0001,926
2006-03-31 (YTD Data)Rank
Total interest income$2,817,0003,144
Total interest expense$744,0004,018
Net interest income$2,073,0002,700
Provision for loan and lease losses$77,0002,375
Total noninterest income$508,0002,172
Gross Fiduciary activities income$89,000668
Service charges on deposit accounts$325,0001,320
Trading account gains and fees$0115
Additional Noninterest Income$94,0003,842
Total noninterest expense$1,606,0002,723
Salaries and employee benefits$901,0002,680
Premises and equipment expense$254,0002,440
Additional noninterest expense$451,0002,804
Pre-tax net operating income$898,0002,469
Securities gains (losses)$0955
Applicable income taxes$06,588
Income before extraordinary items$898,0001,977
Extraordinary gains, net$021
Net income$898,0001,976
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$226,000567
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$898,0001,960
2005-12-31 (YTD Data)Rank
Total interest income$10,185,0003,108
Total interest expense$2,309,0004,026
Net interest income$7,876,0002,744
Provision for loan and lease losses$370,0002,412
Total noninterest income$2,156,0002,094
Gross Fiduciary activities income$324,000684
Service charges on deposit accounts$1,435,0001,236
Trading account gains and fees$0138
Additional Noninterest Income$397,0003,789
Total noninterest expense$6,085,0002,719
Salaries and employee benefits$3,248,0002,766
Premises and equipment expense$1,015,0002,339
Additional noninterest expense$1,822,0002,724
Pre-tax net operating income$3,577,0002,423
Securities gains (losses)$02,296
Applicable income taxes$06,964
Income before extraordinary items$3,577,0001,918
Extraordinary gains, net$046
Net income$3,577,0001,917
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$160,0002,637
Cash dividends$06,054
Sale, conversion, retirement of capital stock, net$0934
Net operating income$3,577,0001,896
2005-09-30 (YTD Data)Rank
Total interest income$7,508,0003,106
Total interest expense$1,645,0004,040
Net interest income$5,863,0002,751
Provision for loan and lease losses$282,0002,296
Total noninterest income$1,618,0002,089
Gross Fiduciary activities income$239,000672
Service charges on deposit accounts$1,073,0001,226
Trading account gains and fees$0126
Additional Noninterest Income$306,0003,760
Total noninterest expense$4,525,0002,704
Salaries and employee benefits$2,407,0002,762
Premises and equipment expense$762,0002,320
Additional noninterest expense$1,356,0002,716
Pre-tax net operating income$2,674,0002,444
Securities gains (losses)$02,317
Applicable income taxes$06,976
Income before extraordinary items$2,674,0001,959
Extraordinary gains, net$035
Net income$2,674,0001,958
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$81,0002,846
Cash dividends$05,317
Sale, conversion, retirement of capital stock, net$0769
Net operating income$2,674,0001,923
2005-06-30 (YTD Data)Rank
Total interest income$4,921,0003,079
Total interest expense$1,051,0003,993
Net interest income$3,870,0002,742
Provision for loan and lease losses$182,0002,291
Total noninterest income$1,027,0002,137
Gross Fiduciary activities income$159,000674
Service charges on deposit accounts$681,0001,250
Trading account gains and fees$0116
Additional Noninterest Income$187,0003,882
Total noninterest expense$3,017,0002,681
Salaries and employee benefits$1,606,0002,753
Premises and equipment expense$508,0002,296
Additional noninterest expense$903,0002,691
Pre-tax net operating income$1,698,0002,482
Securities gains (losses)$02,146
Applicable income taxes$06,961
Income before extraordinary items$1,698,0002,001
Extraordinary gains, net$030
Net income$1,698,0002,000
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$74,0002,257
Cash dividends$05,072
Sale, conversion, retirement of capital stock, net$0643
Net operating income$1,698,0001,965
2005-03-31 (YTD Data)Rank
Total interest income$2,420,0003,074
Total interest expense$510,0003,974
Net interest income$1,910,0002,763
Provision for loan and lease losses$84,0002,355
Total noninterest income$496,0002,147
Gross Fiduciary activities income$78,000696
Service charges on deposit accounts$328,0001,249
Trading account gains and fees$0115
Additional Noninterest Income$90,0003,957
Total noninterest expense$1,480,0002,749
Salaries and employee benefits$793,0002,789
Premises and equipment expense$248,0002,371
Additional noninterest expense$439,0002,757
Pre-tax net operating income$842,0002,474
Securities gains (losses)$01,685
Applicable income taxes$06,892
Income before extraordinary items$842,0001,995
Extraordinary gains, net$024
Net income$842,0001,996
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$26,0002,325
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$842,0001,958
2004-12-31 (YTD Data)Rank
Total interest income$9,326,0003,011
Total interest expense$1,642,0004,247
Net interest income$7,684,0002,628
Provision for loan and lease losses$406,0002,338
Total noninterest income$2,091,0002,134
Gross Fiduciary activities income$283,000706
Service charges on deposit accounts$1,496,0001,193
Trading account gains and fees$0138
Additional Noninterest Income$312,0004,189
Total noninterest expense$6,023,0002,636
Salaries and employee benefits$3,322,0002,596
Premises and equipment expense$845,0002,656
Additional noninterest expense$1,856,0002,588
Pre-tax net operating income$3,346,0002,357
Securities gains (losses)$03,819
Applicable income taxes$190,0004,820
Income before extraordinary items$3,156,0001,984
Extraordinary gains, net$034
Net income$3,156,0001,984
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$604,0001,150
Cash dividends$2,878,0001,009
Sale, conversion, retirement of capital stock, net$0872
Net operating income$3,156,0001,939
2004-09-30 (YTD Data)Rank
Total interest income$6,965,0002,986
Total interest expense$1,190,0004,314
Net interest income$5,775,0002,598
Provision for loan and lease losses$324,0002,127
Total noninterest income$1,550,0002,164
Gross Fiduciary activities income$208,000716
Service charges on deposit accounts$1,116,0001,201
Trading account gains and fees$0134
Additional Noninterest Income$226,0004,260
Total noninterest expense$4,511,0002,599
Salaries and employee benefits$2,507,0002,569
Premises and equipment expense$619,0002,707
Additional noninterest expense$1,385,0002,561
Pre-tax net operating income$2,490,0002,399
Securities gains (losses)$03,710
Applicable income taxes$190,0004,520
Income before extraordinary items$2,300,0002,039
Extraordinary gains, net$026
Net income$2,300,0002,040
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$452,0001,049
Cash dividends$878,0001,898
Sale, conversion, retirement of capital stock, net$0738
Net operating income$2,300,0001,988
2004-06-30 (YTD Data)Rank
Total interest income$4,608,0003,002
Total interest expense$768,0004,393
Net interest income$3,840,0002,588
Provision for loan and lease losses$233,0001,963
Total noninterest income$1,061,0002,109
Gross Fiduciary activities income$134,000725
Service charges on deposit accounts$726,0001,216
Trading account gains and fees$0130
Additional Noninterest Income$201,0003,722
Total noninterest expense$3,006,0002,606
Salaries and employee benefits$1,695,0002,538
Premises and equipment expense$394,0002,823
Additional noninterest expense$917,0002,581
Pre-tax net operating income$1,662,0002,373
Securities gains (losses)$03,413
Applicable income taxes$190,0003,876
Income before extraordinary items$1,472,0002,107
Extraordinary gains, net$021
Net income$1,472,0002,108
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$347,000938
Cash dividends$878,0001,428
Sale, conversion, retirement of capital stock, net$0638
Net operating income$1,472,0002,045
2004-03-31 (YTD Data)Rank
Total interest income$2,323,0002,992
Total interest expense$393,0004,394
Net interest income$1,930,0002,567
Provision for loan and lease losses$120,0001,785
Total noninterest income$523,0002,086
Gross Fiduciary activities income$66,000741
Service charges on deposit accounts$358,0001,190
Trading account gains and fees$0121
Additional Noninterest Income$99,0003,738
Total noninterest expense$1,498,0002,626
Salaries and employee benefits$839,0002,575
Premises and equipment expense$191,0002,938
Additional noninterest expense$468,0002,514
Pre-tax net operating income$835,0002,338
Securities gains (losses)$02,934
Applicable income taxes$190,0002,655
Income before extraordinary items$645,0002,330
Extraordinary gains, net$016
Net income$645,0002,331
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$168,000921
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$645,0002,244
2003-12-31 (YTD Data)Rank
Total interest income$10,353,0002,734
Total interest expense$2,672,0003,177
Net interest income$7,681,0002,510
Provision for loan and lease losses$332,0002,952
Total noninterest income$2,314,0002,079
Gross Fiduciary activities income$246,000759
Service charges on deposit accounts$1,566,0001,103
Trading account gains and fees$0160
Additional Noninterest Income$502,0003,580
Total noninterest expense$5,830,0002,659
Salaries and employee benefits$3,191,0002,635
Premises and equipment expense$813,0002,718
Additional noninterest expense$1,826,0002,602
Pre-tax net operating income$3,833,0002,036
Securities gains (losses)$04,500
Applicable income taxes$1,197,0001,941
Income before extraordinary items$2,636,0002,271
Extraordinary gains, net$054
Net income$2,636,0002,274
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$289,0002,307
Cash dividends$2,400,0001,192
Sale, conversion, retirement of capital stock, net$0868
Net operating income$2,636,0002,173
2003-09-30 (YTD Data)Rank
Total interest income$7,926,0002,715
Total interest expense$2,242,0002,963
Net interest income$5,684,0002,562
Provision for loan and lease losses$232,0003,003
Total noninterest income$1,768,0002,097
Gross Fiduciary activities income$177,000761
Service charges on deposit accounts$1,183,0001,101
Trading account gains and fees$0153
Additional Noninterest Income$408,0003,495
Total noninterest expense$4,331,0002,688
Salaries and employee benefits$2,402,0002,622
Premises and equipment expense$615,0002,714
Additional noninterest expense$1,314,0002,681
Pre-tax net operating income$2,889,0002,103
Securities gains (losses)$04,204
Applicable income taxes$897,0002,028
Income before extraordinary items$1,992,0002,346
Extraordinary gains, net$040
Net income$1,992,0002,345
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$208,0002,154
Cash dividends$05,519
Sale, conversion, retirement of capital stock, net$0722
Net operating income$1,992,0002,230
2003-06-30 (YTD Data)Rank
Total interest income$5,358,0002,706
Total interest expense$1,599,0002,876
Net interest income$3,759,0002,579
Provision for loan and lease losses$151,0002,992
Total noninterest income$1,124,0002,169
Gross Fiduciary activities income$118,000766
Service charges on deposit accounts$759,0001,122
Trading account gains and fees$0150
Additional Noninterest Income$247,0003,648
Total noninterest expense$2,876,0002,703
Salaries and employee benefits$1,595,0002,632
Premises and equipment expense$401,0002,757
Additional noninterest expense$880,0002,664
Pre-tax net operating income$1,856,0002,172
Securities gains (losses)$03,782
Applicable income taxes$569,0002,123
Income before extraordinary items$1,287,0002,412
Extraordinary gains, net$030
Net income$1,287,0002,410
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$6,0005,638
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$0589
Net operating income$1,287,0002,286
2003-03-31 (YTD Data)Rank
Total interest income$2,691,0002,709
Total interest expense$786,0002,988
Net interest income$1,909,0002,540
Provision for loan and lease losses$72,0003,031
Total noninterest income$517,0002,232
Gross Fiduciary activities income$54,000796
Service charges on deposit accounts$354,0001,173
Trading account gains and fees$0134
Additional Noninterest Income$109,0003,778
Total noninterest expense$1,436,0002,690
Salaries and employee benefits$807,0002,598
Premises and equipment expense$199,0002,770
Additional noninterest expense$430,0002,682
Pre-tax net operating income$914,0002,213
Securities gains (losses)$02,891
Applicable income taxes$276,0002,164
Income before extraordinary items$638,0002,390
Extraordinary gains, net$021
Net income$638,0002,388
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-10,0008,558
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$638,0002,266
2002-12-31 (YTD Data)Rank
Total interest income$11,700,0002,614
Total interest expense$3,638,0002,990
Net interest income$8,062,0002,380
Provision for loan and lease losses$378,0002,953
Total noninterest income$2,211,0001,965
Gross Fiduciary activities income$218,000802
Service charges on deposit accounts$1,518,0001,059
Trading account gains and fees$0153
Additional Noninterest Income$475,0003,380
Total noninterest expense$5,885,0002,504
Salaries and employee benefits$3,161,0002,501
Premises and equipment expense$906,0002,392
Additional noninterest expense$1,818,0002,529
Pre-tax net operating income$4,010,0001,983
Securities gains (losses)$-5,0008,824
Applicable income taxes$1,176,0001,966
Income before extraordinary items$2,829,0002,111
Extraordinary gains, net$070
Net income$2,829,0002,110
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$160,0003,393
Cash dividends$2,700,0001,013
Sale, conversion, retirement of capital stock, net$0862
Net operating income$2,832,5502,038
2001-12-31 (YTD Data)Rank
Total interest income$12,780,0002,664
Total interest expense$5,297,0003,001
Net interest income$7,483,0002,397
Provision for loan and lease losses$242,0003,690
Total noninterest income$2,327,0001,790
Gross Fiduciary activities income$219,000813
Service charges on deposit accounts$1,533,000971
Trading account gains and fees$0177
Additional Noninterest Income$575,0002,903
Total noninterest expense$5,739,0002,473
Salaries and employee benefits$2,978,0002,522
Premises and equipment expense$932,0002,290
Additional noninterest expense$1,829,0002,435
Pre-tax net operating income$3,829,0001,841
Securities gains (losses)$30,0002,828
Applicable income taxes$1,074,0001,971
Income before extraordinary items$2,785,0001,890
Extraordinary gains, net$0105
Net income$2,785,0001,893
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$152,0003,350
Cash dividends$2,500,0001,072
Sale, conversion, retirement of capital stock, net$0922
Net operating income$2,763,4001,822
2000-12-31 (YTD Data)Rank
Total interest income$13,120,0002,652
Total interest expense$5,395,0003,096
Net interest income$7,725,0002,299
Provision for loan and lease losses$274,0003,057
Total noninterest income$1,976,0001,893
Gross Fiduciary activities income$193,000815
Service charges on deposit accounts$1,445,000930
Trading account gains and fees$0180
Additional Noninterest Income$338,0003,680
Total noninterest expense$5,577,0002,450
Salaries and employee benefits$2,979,0002,409
Premises and equipment expense$836,0002,476
Additional noninterest expense$1,762,0002,438
Pre-tax net operating income$3,850,0001,898
Securities gains (losses)$01,956
Applicable income taxes$1,037,0002,058
Income before extraordinary items$2,813,0001,852
Extraordinary gains, net$038
Net income$2,813,0001,852
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$47,0004,865
Cash dividends$2,650,0001,072
Sale, conversion, retirement of capital stock, net$0969
Net operating income$2,813,0001,852
1999-12-31 (YTD Data)Rank
Total interest income$12,056,0002,695
Total interest expense$4,792,0003,049
Net interest income$7,264,0002,433
Provision for loan and lease losses$396,0002,134
Total noninterest income$1,993,0001,865
Gross Fiduciary activities income$189,000877
Service charges on deposit accounts$1,473,000896
Trading account gains and fees$0173
Additional Noninterest Income$331,0003,796
Total noninterest expense$5,247,0002,575
Salaries and employee benefits$2,711,0002,599
Premises and equipment expense$873,0002,325
Additional noninterest expense$1,663,0002,594
Pre-tax net operating income$3,614,0002,019
Securities gains (losses)$74,000848
Applicable income taxes$994,0002,226
Income before extraordinary items$2,694,0001,971
Extraordinary gains, net$035
Net income$2,694,0001,972
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$110,0003,405
Cash dividends$2,500,0001,126
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$2,639,9801,970
1998-12-31 (YTD Data)Rank
Total interest income$12,902,0002,532
Total interest expense$5,585,0002,713
Net interest income$7,317,0002,331
Provision for loan and lease losses$08,652
Total noninterest income$1,702,0002,059
Gross Fiduciary activities income$197,000872
Service charges on deposit accounts$1,178,0001,062
Trading account gains and fees$0224
Additional Noninterest Income$327,0003,829
Total noninterest expense$5,127,0002,538
Salaries and employee benefits$2,580,0002,626
Premises and equipment expense$879,0002,218
Additional noninterest expense$1,668,0002,499
Pre-tax net operating income$3,892,0001,874
Securities gains (losses)$46,0001,806
Applicable income taxes$1,115,0002,117
Income before extraordinary items$2,823,0001,861
Extraordinary gains, net$032
Net income$2,823,0001,862
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$143,0002,996
Cash dividends$2,500,0001,112
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$2,789,8801,806
1997-12-31 (YTD Data)Rank
Total interest income$13,177,0002,489
Total interest expense$5,956,0002,503
Net interest income$7,221,0002,416
Provision for loan and lease losses$08,829
Total noninterest income$1,659,0002,042
Gross Fiduciary activities income$191,000906
Service charges on deposit accounts$1,137,0001,102
Trading account gains and fees$0239
Additional Noninterest Income$331,0003,707
Total noninterest expense$4,899,0002,617
Salaries and employee benefits$2,457,0002,694
Premises and equipment expense$794,0002,443
Additional noninterest expense$1,648,0002,501
Pre-tax net operating income$3,981,0001,891
Securities gains (losses)$03,944
Applicable income taxes$1,334,0001,891
Income before extraordinary items$2,647,0001,995
Extraordinary gains, net$044
Net income$2,647,0001,995
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$43,0005,394
Cash dividends$2,647,0001,044
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$2,647,0001,937
1996-12-31 (YTD Data)Rank
Total interest income$12,819,0002,610
Total interest expense$6,064,0002,527
Net interest income$6,755,0002,607
Provision for loan and lease losses$09,041
Total noninterest income$1,625,0002,159
Gross Fiduciary activities income$201,000964
Service charges on deposit accounts$1,104,0001,206
Trading account gains and fees$0262
Additional Noninterest Income$320,0003,926
Total noninterest expense$4,593,0002,958
Salaries and employee benefits$2,316,0002,886
Premises and equipment expense$698,0002,802
Additional noninterest expense$1,579,0002,998
Pre-tax net operating income$3,787,0001,913
Securities gains (losses)$9,0002,573
Applicable income taxes$1,275,0001,898
Income before extraordinary items$2,521,0001,965
Extraordinary gains, net$053
Net income$2,521,0001,966
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$47,0005,431
Cash dividends$3,600,000825
Sale, conversion, retirement of capital stock, net$0953
Net operating income$2,515,0601,925
1995-12-31 (YTD Data)Rank
Total interest income$11,255,0002,958
Total interest expense$6,038,0002,539
Net interest income$5,217,0003,393
Provision for loan and lease losses$-212,00011,819
Total noninterest income$1,509,0002,275
Gross Fiduciary activities income$184,0001,026
Service charges on deposit accounts$1,084,0001,234
Trading account gains and fees$0522
Additional Noninterest Income$241,0004,582
Total noninterest expense$5,220,0002,600
Salaries and employee benefits$1,982,0003,338
Premises and equipment expense$796,0002,485
Additional noninterest expense$2,442,0002,038
Pre-tax net operating income$1,718,0004,002
Securities gains (losses)$03,831
Applicable income taxes$565,0003,820
Income before extraordinary items$1,153,0004,083
Extraordinary gains, net$065
Net income$1,153,0004,081
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-68,00011,592
Cash dividends$08,717
Sale, conversion, retirement of capital stock, net$0809
Net operating income$1,153,0004,070
1994-12-31 (YTD Data)Rank
Total interest income$9,634,0003,145
Total interest expense$3,826,0003,197
Net interest income$5,808,0003,089
Provision for loan and lease losses$-500,00012,457
Total noninterest income$1,583,0002,198
Gross Fiduciary activities income$175,0001,051
Service charges on deposit accounts$1,054,0001,270
Trading account gains and fees$0475
Additional Noninterest Income$354,0003,687
Total noninterest expense$4,687,0002,948
Salaries and employee benefits$2,140,0003,084
Premises and equipment expense$777,0002,592
Additional noninterest expense$1,770,0002,871
Pre-tax net operating income$3,204,0002,217
Securities gains (losses)$-554,00012,276
Applicable income taxes$877,0002,552
Income before extraordinary items$1,773,0002,728
Extraordinary gains, net$0249
Net income$1,773,0002,729
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-66,00012,040
Cash dividends$1,000,0001,879
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$2,144,1802,296
1993-12-31 (YTD Data)Rank
Total interest income$10,674,0002,903
Total interest expense$3,503,0003,586
Net interest income$7,171,0002,506
Provision for loan and lease losses$-34,00012,660
Total noninterest income$1,589,0002,332
Gross Fiduciary activities income$172,0001,088
Service charges on deposit accounts$1,070,0001,266
Trading account gains and fees$0532
Additional Noninterest Income$347,0004,127
Total noninterest expense$4,590,0003,060
Salaries and employee benefits$2,236,0002,938
Premises and equipment expense$791,0002,584
Additional noninterest expense$1,563,0003,379
Pre-tax net operating income$4,204,0001,650
Securities gains (losses)$07,477
Applicable income taxes$1,394,0001,668
Income before extraordinary items$2,810,0001,777
Extraordinary gains, net$03,149
Net income$2,810,0001,847
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-189,00013,102
Cash dividends$2,850,000758
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$2,810,0001,677
1992-12-31 (YTD Data)Rank
Total interest income$11,608,0003,027
Total interest expense$4,570,0003,591
Net interest income$7,038,0002,574
Provision for loan and lease losses$927,0001,927
Total noninterest income$1,722,0002,149
Gross Fiduciary activities income$213,0001,066
Service charges on deposit accounts$1,126,0001,181
Trading account gains and fees$0504
Additional Noninterest Income$383,0003,813
Total noninterest expense$4,790,0002,984
Salaries and employee benefits$2,193,0002,949
Premises and equipment expense$831,0002,486
Additional noninterest expense$1,766,0003,112
Pre-tax net operating income$3,043,0002,041
Securities gains (losses)$18,0005,726
Applicable income taxes$1,003,0002,108
Income before extraordinary items$2,058,0002,222
Extraordinary gains, net$01,422
Net income$2,058,0002,255
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$913,0001,654
Cash dividends$1,550,0001,054
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$2,045,9402,055

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.