Home > Texas First State Bank > Income and Expense

Texas First State Bank, Income and Expense

2019-12-31 (YTD Data)		Rank
Total interest income	$12,901,000	2,163
Total interest expense	$3,183,000	1,732
Net interest income	$9,718,000	2,287
Provision for loan and lease losses	$11,000	3,850
Total noninterest income	$1,357,000	2,420
Gross Fiduciary activities income	$0	1,051
Service charges on deposit accounts	$436,000	2,112
Trading account gains and fees	NA	NA
Additional Noninterest Income	$921,000	2,356
Total noninterest expense	$9,603,000	1,986
Salaries and employee benefits	$4,979,000	2,111
Premises and equipment expense	$1,416,000	1,577
Additional noninterest expense	$3,208,000	1,801
Pre-tax net operating income	$1,461,000	3,432
Securities gains (losses)	$1,000	2,288
Applicable income taxes	$156,000	2,778
Income before extraordinary items	$1,306,000	3,450
Extraordinary gains, net	$0	11
Net income	$1,306,000	3,451
Minority interest net income	$0	76
Net income of bank and minority interests.	$1,306,000	3,451
Net charge-offs	$27,000	2,996
Cash dividends	$7,900,000	571
Sale, conversion, retirement of capital stock, net	$0	626
Net operating income	$1,305,110	3,417
2019-09-30 (YTD Data)		Rank
Total interest income	$9,625,000	2,194
Total interest expense	$2,414,000	1,729
Net interest income	$7,211,000	2,335
Provision for loan and lease losses	$5,000	3,771
Total noninterest income	$922,000	2,557
Gross Fiduciary activities income	$0	1,014
Service charges on deposit accounts	$328,000	2,113
Trading account gains and fees	NA	NA
Additional Noninterest Income	$594,000	2,517
Total noninterest expense	$7,108,000	2,002
Salaries and employee benefits	$3,713,000	2,130
Premises and equipment expense	$1,038,000	1,618
Additional noninterest expense	$2,357,000	1,834
Pre-tax net operating income	$1,020,000	3,597
Securities gains (losses)	$0	2,167
Applicable income taxes	$93,000	2,975
Income before extraordinary items	$927,000	3,607
Extraordinary gains, net	$0	11
Net income	$927,000	3,607
Minority interest net income	$0	72
Net income of bank and minority interests.	$927,000	3,607
Net charge-offs	$21,000	2,686
Cash dividends	$0	3,588
Sale, conversion, retirement of capital stock, net	$0	590
Net operating income	$927,000	3,573
2019-06-30 (YTD Data)		Rank
Total interest income	$6,409,000	2,196
Total interest expense	$1,611,000	1,705
Net interest income	$4,798,000	2,352
Provision for loan and lease losses	$0	3,685
Total noninterest income	$588,000	2,582
Gross Fiduciary activities income	$0	1,004
Service charges on deposit accounts	$217,000	2,092
Trading account gains and fees	NA	NA
Additional Noninterest Income	$371,000	2,581
Total noninterest expense	$4,765,000	2,013
Salaries and employee benefits	$2,491,000	2,122
Premises and equipment expense	$688,000	1,633
Additional noninterest expense	$1,586,000	1,843
Pre-tax net operating income	$621,000	3,733
Securities gains (losses)	$0	1,702
Applicable income taxes	$43,000	3,152
Income before extraordinary items	$578,000	3,686
Extraordinary gains, net	$0	11
Net income	$578,000	3,685
Minority interest net income	$0	69
Net income of bank and minority interests.	$578,000	3,685
Net charge-offs	$10,000	2,587
Cash dividends	$0	3,456
Sale, conversion, retirement of capital stock, net	$0	573
Net operating income	$578,000	3,658
2019-03-31 (YTD Data)		Rank
Total interest income	$3,210,000	2,192
Total interest expense	$805,000	1,673
Net interest income	$2,405,000	2,347
Provision for loan and lease losses	$0	3,406
Total noninterest income	$277,000	2,620
Gross Fiduciary activities income	$0	972
Service charges on deposit accounts	$105,000	2,135
Trading account gains and fees	NA	NA
Additional Noninterest Income	$172,000	2,585
Total noninterest expense	$2,427,000	1,981
Salaries and employee benefits	$1,256,000	2,128
Premises and equipment expense	$350,000	1,632
Additional noninterest expense	$821,000	1,781
Pre-tax net operating income	$255,000	3,969
Securities gains (losses)	$0	1,087
Applicable income taxes	$18,000	3,195
Income before extraordinary items	$237,000	3,913
Extraordinary gains, net	$0	5
Net income	$237,000	3,911
Minority interest net income	$0	52
Net income of bank and minority interests.	$237,000	3,912
Net charge-offs	$8,000	2,054
Cash dividends	$0	2,803
Sale, conversion, retirement of capital stock, net	$0	529
Net operating income	$237,000	3,908
2018-12-31 (YTD Data)		Rank
Total interest income	$12,431,000	2,153
Total interest expense	$2,830,000	1,497
Net interest income	$9,601,000	2,314
Provision for loan and lease losses	$0	4,082
Total noninterest income	$1,253,000	2,556
Gross Fiduciary activities income	$0	1,098
Service charges on deposit accounts	$448,000	2,151
Trading account gains and fees	NA	NA
Additional Noninterest Income	$805,000	2,491
Total noninterest expense	$9,584,000	1,962
Salaries and employee benefits	$4,842,000	2,154
Premises and equipment expense	$1,446,000	1,553
Additional noninterest expense	$3,296,000	1,764
Pre-tax net operating income	$1,270,000	3,749
Securities gains (losses)	$0	1,125
Applicable income taxes	$26,000	3,571
Income before extraordinary items	$1,244,000	3,623
Extraordinary gains, net	$0	6
Net income	$1,244,000	3,620
Minority interest net income	$0	72
Net income of bank and minority interests.	$1,244,000	3,622
Net charge-offs	$2,000	3,662
Cash dividends	$500,000	2,948
Sale, conversion, retirement of capital stock, net	$0	671
Net operating income	$1,244,000	3,625
2018-09-30 (YTD Data)		Rank
Total interest income	$9,264,000	2,154
Total interest expense	$2,074,000	1,455
Net interest income	$7,190,000	2,327
Provision for loan and lease losses	$220,000	1,905
Total noninterest income	$959,000	2,568
Gross Fiduciary activities income	$0	1,048
Service charges on deposit accounts	$334,000	2,166
Trading account gains and fees	NA	NA
Additional Noninterest Income	$625,000	2,475
Total noninterest expense	$7,033,000	2,003
Salaries and employee benefits	$3,598,000	2,159
Premises and equipment expense	$1,086,000	1,565
Additional noninterest expense	$2,349,000	1,841
Pre-tax net operating income	$896,000	3,893
Securities gains (losses)	$0	1,118
Applicable income taxes	$-8,000	5,333
Income before extraordinary items	$904,000	3,727
Extraordinary gains, net	$0	5
Net income	$904,000	3,726
Minority interest net income	$0	66
Net income of bank and minority interests.	$904,000	3,726
Net charge-offs	$11,000	2,953
Cash dividends	$0	3,618
Sale, conversion, retirement of capital stock, net	$0	633
Net operating income	$904,000	3,725
2018-06-30 (YTD Data)		Rank
Total interest income	$6,142,000	2,140
Total interest expense	$1,331,000	1,424
Net interest income	$4,811,000	2,323
Provision for loan and lease losses	$220,000	1,431
Total noninterest income	$663,000	2,512
Gross Fiduciary activities income	$0	1,037
Service charges on deposit accounts	$223,000	2,161
Trading account gains and fees	NA	NA
Additional Noninterest Income	$440,000	2,405
Total noninterest expense	$4,642,000	2,031
Salaries and employee benefits	$2,406,000	2,170
Premises and equipment expense	$717,000	1,586
Additional noninterest expense	$1,519,000	1,901
Pre-tax net operating income	$612,000	3,872
Securities gains (losses)	$0	961
Applicable income taxes	$-21,000	5,427
Income before extraordinary items	$633,000	3,645
Extraordinary gains, net	$0	6
Net income	$633,000	3,643
Minority interest net income	$0	65
Net income of bank and minority interests.	$633,000	3,644
Net charge-offs	$15,000	2,411
Cash dividends	$0	3,485
Sale, conversion, retirement of capital stock, net	$0	620
Net operating income	$633,000	3,647
2018-03-31 (YTD Data)		Rank
Total interest income	$3,045,000	2,148
Total interest expense	$650,000	1,394
Net interest income	$2,395,000	2,328
Provision for loan and lease losses	$100,000	1,437
Total noninterest income	$377,000	2,337
Gross Fiduciary activities income	$0	1,003
Service charges on deposit accounts	$121,000	2,026
Trading account gains and fees	NA	NA
Additional Noninterest Income	$256,000	2,203
Total noninterest expense	$2,289,000	2,070
Salaries and employee benefits	$1,223,000	2,157
Premises and equipment expense	$348,000	1,652
Additional noninterest expense	$718,000	1,990
Pre-tax net operating income	$383,000	3,502
Securities gains (losses)	$0	735
Applicable income taxes	$42,000	2,813
Income before extraordinary items	$341,000	3,501
Extraordinary gains, net	$0	7
Net income	$341,000	3,500
Minority interest net income	$0	52
Net income of bank and minority interests.	$341,000	3,501
Net charge-offs	$-4,000	4,365
Cash dividends	$0	2,774
Sale, conversion, retirement of capital stock, net	$0	580
Net operating income	$341,000	3,498
2017-12-31 (YTD Data)		Rank
Total interest income	$11,420,000	2,208
Total interest expense	$2,010,000	1,530
Net interest income	$9,410,000	2,315
Provision for loan and lease losses	$0	4,227
Total noninterest income	$1,132,000	2,768
Gross Fiduciary activities income	$0	1,137
Service charges on deposit accounts	$481,000	2,092
Trading account gains and fees	NA	NA
Additional Noninterest Income	$651,000	2,817
Total noninterest expense	$8,727,000	2,129
Salaries and employee benefits	$4,671,000	2,198
Premises and equipment expense	$1,458,000	1,551
Additional noninterest expense	$2,598,000	2,195
Pre-tax net operating income	$1,815,000	3,261
Securities gains (losses)	$0	2,243
Applicable income taxes	$259,000	2,828
Income before extraordinary items	$1,556,000	3,067
Extraordinary gains, net	$0	9
Net income	$1,556,000	3,065
Minority interest net income	$0	76
Net income of bank and minority interests.	$1,556,000	3,067
Net charge-offs	$140,000	2,142
Cash dividends	$500,000	2,941
Sale, conversion, retirement of capital stock, net	$0	711
Net operating income	$1,556,000	3,043
2017-09-30 (YTD Data)		Rank
Total interest income	$8,508,000	2,225
Total interest expense	$1,443,000	1,565
Net interest income	$7,065,000	2,330
Provision for loan and lease losses	$0	4,088
Total noninterest income	$833,000	2,815
Gross Fiduciary activities income	$0	1,093
Service charges on deposit accounts	$342,000	2,190
Trading account gains and fees	NA	NA
Additional Noninterest Income	$491,000	2,834
Total noninterest expense	$6,522,000	2,144
Salaries and employee benefits	$3,473,000	2,224
Premises and equipment expense	$1,098,000	1,556
Additional noninterest expense	$1,951,000	2,177
Pre-tax net operating income	$1,376,000	3,318
Securities gains (losses)	$0	2,274
Applicable income taxes	$215,000	2,716
Income before extraordinary items	$1,161,000	3,268
Extraordinary gains, net	$0	9
Net income	$1,161,000	3,267
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,161,000	3,268
Net charge-offs	$127,000	1,737
Cash dividends	$0	3,705
Sale, conversion, retirement of capital stock, net	$0	677
Net operating income	$1,161,000	3,249
2017-06-30 (YTD Data)		Rank
Total interest income	$5,688,000	2,207
Total interest expense	$915,000	1,584
Net interest income	$4,773,000	2,298
Provision for loan and lease losses	$0	3,871
Total noninterest income	$539,000	2,870
Gross Fiduciary activities income	$0	1,079
Service charges on deposit accounts	$220,000	2,241
Trading account gains and fees	NA	NA
Additional Noninterest Income	$319,000	2,859
Total noninterest expense	$4,314,000	2,167
Salaries and employee benefits	$2,282,000	2,268
Premises and equipment expense	$735,000	1,558
Additional noninterest expense	$1,297,000	2,179
Pre-tax net operating income	$998,000	3,122
Securities gains (losses)	$0	1,906
Applicable income taxes	$167,000	2,604
Income before extraordinary items	$831,000	3,110
Extraordinary gains, net	$0	11
Net income	$831,000	3,109
Minority interest net income	$0	71
Net income of bank and minority interests.	$831,000	3,110
Net charge-offs	$184,000	1,106
Cash dividends	$0	3,544
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$831,000	3,094
2017-03-31 (YTD Data)		Rank
Total interest income	$2,831,000	2,212
Total interest expense	$431,000	1,648
Net interest income	$2,400,000	2,296
Provision for loan and lease losses	$0	3,537
Total noninterest income	$261,000	2,891
Gross Fiduciary activities income	$0	1,045
Service charges on deposit accounts	$107,000	2,284
Trading account gains and fees	NA	NA
Additional Noninterest Income	$154,000	2,898
Total noninterest expense	$2,156,000	2,179
Salaries and employee benefits	$1,142,000	2,286
Premises and equipment expense	$365,000	1,577
Additional noninterest expense	$649,000	2,170
Pre-tax net operating income	$505,000	3,075
Securities gains (losses)	$0	1,153
Applicable income taxes	$85,000	2,553
Income before extraordinary items	$420,000	3,051
Extraordinary gains, net	$0	8
Net income	$420,000	3,051
Minority interest net income	$0	55
Net income of bank and minority interests.	$420,000	3,051
Net charge-offs	$2,000	2,694
Cash dividends	$0	2,846
Sale, conversion, retirement of capital stock, net	$0	632
Net operating income	$420,000	3,030
2016-12-31 (YTD Data)		Rank
Total interest income	$10,933,000	2,241
Total interest expense	$1,693,000	1,623
Net interest income	$9,240,000	2,333
Provision for loan and lease losses	$33,000	3,851
Total noninterest income	$1,021,000	3,013
Gross Fiduciary activities income	$0	1,172
Service charges on deposit accounts	$519,000	2,028
Trading account gains and fees	$0	170
Additional Noninterest Income	$502,000	3,267
Total noninterest expense	$8,388,000	2,210
Salaries and employee benefits	$4,345,000	2,355
Premises and equipment expense	$1,481,000	1,547
Additional noninterest expense	$2,562,000	2,265
Pre-tax net operating income	$1,840,000	3,202
Securities gains (losses)	$61,000	1,704
Applicable income taxes	$295,000	2,662
Income before extraordinary items	$1,606,000	3,154
Extraordinary gains, net	$0	5
Net income	$1,606,000	3,153
Minority interest net income	$0	82
Net income of bank and minority interests.	$1,606,000	3,153
Net charge-offs	$117,000	2,469
Cash dividends	$500,000	2,958
Sale, conversion, retirement of capital stock, net	$0	759
Net operating income	$1,554,760	3,175
2016-09-30 (YTD Data)		Rank
Total interest income	$8,160,000	2,248
Total interest expense	$1,267,000	1,625
Net interest income	$6,893,000	2,342
Provision for loan and lease losses	$33,000	3,618
Total noninterest income	$849,000	2,853
Gross Fiduciary activities income	$0	1,132
Service charges on deposit accounts	$393,000	2,012
Trading account gains and fees	$0	169
Additional Noninterest Income	$456,000	3,017
Total noninterest expense	$6,328,000	2,197
Salaries and employee benefits	$3,261,000	2,337
Premises and equipment expense	$1,135,000	1,510
Additional noninterest expense	$1,932,000	2,247
Pre-tax net operating income	$1,381,000	3,237
Securities gains (losses)	$0	3,160
Applicable income taxes	$204,000	2,793
Income before extraordinary items	$1,177,000	3,237
Extraordinary gains, net	$0	5
Net income	$1,177,000	3,236
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,177,000	3,237
Net charge-offs	$109,000	1,996
Cash dividends	$0	3,792
Sale, conversion, retirement of capital stock, net	$0	719
Net operating income	$1,177,000	3,182
2016-06-30 (YTD Data)		Rank
Total interest income	$5,455,000	2,244
Total interest expense	$855,000	1,608
Net interest income	$4,600,000	2,349
Provision for loan and lease losses	$33,000	3,214
Total noninterest income	$539,000	2,908
Gross Fiduciary activities income	$0	1,122
Service charges on deposit accounts	$257,000	2,024
Trading account gains and fees	$0	157
Additional Noninterest Income	$282,000	3,107
Total noninterest expense	$4,195,000	2,215
Salaries and employee benefits	$2,177,000	2,342
Premises and equipment expense	$735,000	1,555
Additional noninterest expense	$1,283,000	2,264
Pre-tax net operating income	$911,000	3,241
Securities gains (losses)	$0	2,835
Applicable income taxes	$131,000	2,814
Income before extraordinary items	$780,000	3,223
Extraordinary gains, net	$0	16
Net income	$780,000	3,220
Minority interest net income	$0	71
Net income of bank and minority interests.	$780,000	3,221
Net charge-offs	$27,000	2,572
Cash dividends	$0	3,654
Sale, conversion, retirement of capital stock, net	$0	705
Net operating income	$780,000	3,162
2016-03-31 (YTD Data)		Rank
Total interest income	$2,753,000	2,234
Total interest expense	$432,000	1,596
Net interest income	$2,321,000	2,333
Provision for loan and lease losses	$33,000	2,469
Total noninterest income	$248,000	3,030
Gross Fiduciary activities income	$0	1,076
Service charges on deposit accounts	$128,000	2,012
Trading account gains and fees	$0	142
Additional Noninterest Income	$120,000	3,271
Total noninterest expense	$2,109,000	2,221
Salaries and employee benefits	$1,106,000	2,316
Premises and equipment expense	$357,000	1,597
Additional noninterest expense	$646,000	2,240
Pre-tax net operating income	$427,000	3,291
Securities gains (losses)	$0	2,077
Applicable income taxes	$57,000	2,884
Income before extraordinary items	$370,000	3,271
Extraordinary gains, net	$0	12
Net income	$370,000	3,268
Minority interest net income	$0	62
Net income of bank and minority interests.	$370,000	3,269
Net charge-offs	$20,000	1,985
Cash dividends	$0	2,895
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$370,000	3,201
2015-12-31 (YTD Data)		Rank
Total interest income	$10,723,000	2,233
Total interest expense	$1,651,000	1,633
Net interest income	$9,072,000	2,335
Provision for loan and lease losses	$0	4,380
Total noninterest income	$1,080,000	2,938
Gross Fiduciary activities income	$0	1,209
Service charges on deposit accounts	$516,000	2,084
Trading account gains and fees	$0	159
Additional Noninterest Income	$564,000	3,119
Total noninterest expense	$8,145,000	2,262
Salaries and employee benefits	$4,280,000	2,344
Premises and equipment expense	$1,351,000	1,685
Additional noninterest expense	$2,514,000	2,323
Pre-tax net operating income	$2,007,000	3,005
Securities gains (losses)	$0	3,216
Applicable income taxes	$282,000	2,718
Income before extraordinary items	$1,725,000	2,987
Extraordinary gains, net	$0	23
Net income	$1,725,000	2,989
Minority interest net income	$0	81
Net income of bank and minority interests.	$1,725,000	2,989
Net charge-offs	$62,000	3,092
Cash dividends	$500,000	2,915
Sale, conversion, retirement of capital stock, net	$0	804
Net operating income	$1,725,000	2,944
2015-09-30 (YTD Data)		Rank
Total interest income	$8,023,000	2,252
Total interest expense	$1,244,000	1,653
Net interest income	$6,779,000	2,355
Provision for loan and lease losses	$0	4,232
Total noninterest income	$816,000	2,944
Gross Fiduciary activities income	$0	1,169
Service charges on deposit accounts	$380,000	2,126
Trading account gains and fees	$0	153
Additional Noninterest Income	$436,000	3,087
Total noninterest expense	$6,051,000	2,280
Salaries and employee benefits	$3,240,000	2,331
Premises and equipment expense	$964,000	1,792
Additional noninterest expense	$1,847,000	2,370
Pre-tax net operating income	$1,544,000	3,018
Securities gains (losses)	$0	3,031
Applicable income taxes	$188,000	2,864
Income before extraordinary items	$1,356,000	2,962
Extraordinary gains, net	$0	21
Net income	$1,356,000	2,962
Minority interest net income	$0	78
Net income of bank and minority interests.	$1,356,000	2,963
Net charge-offs	$28,000	3,161
Cash dividends	$0	3,825
Sale, conversion, retirement of capital stock, net	$0	773
Net operating income	$1,356,000	2,907
2015-06-30 (YTD Data)		Rank
Total interest income	$5,304,000	2,270
Total interest expense	$837,000	1,648
Net interest income	$4,467,000	2,382
Provision for loan and lease losses	$0	4,069
Total noninterest income	$528,000	2,982
Gross Fiduciary activities income	$0	1,152
Service charges on deposit accounts	$249,000	2,110
Trading account gains and fees	$0	157
Additional Noninterest Income	$279,000	3,161
Total noninterest expense	$4,050,000	2,276
Salaries and employee benefits	$2,187,000	2,317
Premises and equipment expense	$627,000	1,838
Additional noninterest expense	$1,236,000	2,371
Pre-tax net operating income	$945,000	3,166
Securities gains (losses)	$0	2,636
Applicable income taxes	$113,000	2,944
Income before extraordinary items	$832,000	3,093
Extraordinary gains, net	$0	22
Net income	$832,000	3,093
Minority interest net income	$0	75
Net income of bank and minority interests.	$832,000	3,094
Net charge-offs	$17,000	3,040
Cash dividends	$0	3,664
Sale, conversion, retirement of capital stock, net	$0	751
Net operating income	$832,000	3,035
2015-03-31 (YTD Data)		Rank
Total interest income	$2,602,000	2,303
Total interest expense	$421,000	1,644
Net interest income	$2,181,000	2,422
Provision for loan and lease losses	$0	3,703
Total noninterest income	$241,000	3,104
Gross Fiduciary activities income	$0	1,118
Service charges on deposit accounts	$117,000	2,215
Trading account gains and fees	$0	152
Additional Noninterest Income	$124,000	3,290
Total noninterest expense	$2,038,000	2,269
Salaries and employee benefits	$1,123,000	2,289
Premises and equipment expense	$316,000	1,841
Additional noninterest expense	$599,000	2,417
Pre-tax net operating income	$384,000	3,440
Securities gains (losses)	$0	2,027
Applicable income taxes	$46,000	3,052
Income before extraordinary items	$338,000	3,433
Extraordinary gains, net	$0	13
Net income	$338,000	3,436
Minority interest net income	$0	64
Net income of bank and minority interests.	$338,000	3,436
Net charge-offs	$12,000	2,395
Cash dividends	$0	2,892
Sale, conversion, retirement of capital stock, net	$0	697
Net operating income	$338,000	3,348
2014-12-31 (YTD Data)		Rank
Total interest income	$10,504,000	2,294
Total interest expense	$1,634,000	1,748
Net interest income	$8,870,000	2,389
Provision for loan and lease losses	$49,000	3,831
Total noninterest income	$1,054,000	3,035
Gross Fiduciary activities income	$0	1,256
Service charges on deposit accounts	$523,000	2,216
Trading account gains and fees	$0	180
Additional Noninterest Income	$531,000	3,193
Total noninterest expense	$7,478,000	2,458
Salaries and employee benefits	$4,182,000	2,404
Premises and equipment expense	$1,039,000	2,166
Additional noninterest expense	$2,257,000	2,620
Pre-tax net operating income	$2,397,000	2,666
Securities gains (losses)	$0	3,259
Applicable income taxes	$421,000	2,373
Income before extraordinary items	$1,976,000	2,729
Extraordinary gains, net	$0	17
Net income	$1,976,000	2,727
Minority interest net income	$0	84
Net income of bank and minority interests.	$1,976,000	2,729
Net charge-offs	$45,000	3,853
Cash dividends	$600,000	2,623
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$1,976,000	2,685
2014-09-30 (YTD Data)		Rank
Total interest income	$7,909,000	2,298
Total interest expense	$1,222,000	1,789
Net interest income	$6,687,000	2,390
Provision for loan and lease losses	$49,000	3,438
Total noninterest income	$798,000	3,040
Gross Fiduciary activities income	$0	1,202
Service charges on deposit accounts	$393,000	2,220
Trading account gains and fees	$0	174
Additional Noninterest Income	$405,000	3,210
Total noninterest expense	$5,491,000	2,515
Salaries and employee benefits	$3,121,000	2,400
Premises and equipment expense	$725,000	2,332
Additional noninterest expense	$1,645,000	2,684
Pre-tax net operating income	$1,945,000	2,556
Securities gains (losses)	$0	2,980
Applicable income taxes	$374,000	2,256
Income before extraordinary items	$1,571,000	2,650
Extraordinary gains, net	$0	15
Net income	$1,571,000	2,650
Minority interest net income	$0	81
Net income of bank and minority interests.	$1,571,000	2,650
Net charge-offs	$31,000	3,605
Cash dividends	$0	3,845
Sale, conversion, retirement of capital stock, net	$0	819
Net operating income	$1,571,000	2,602
2014-06-30 (YTD Data)		Rank
Total interest income	$5,306,000	2,270
Total interest expense	$818,000	1,804
Net interest income	$4,488,000	2,356
Provision for loan and lease losses	$49,000	3,076
Total noninterest income	$513,000	3,061
Gross Fiduciary activities income	$0	1,182
Service charges on deposit accounts	$254,000	2,242
Trading account gains and fees	$0	172
Additional Noninterest Income	$259,000	3,239
Total noninterest expense	$3,638,000	2,539
Salaries and employee benefits	$2,090,000	2,400
Premises and equipment expense	$464,000	2,421
Additional noninterest expense	$1,084,000	2,702
Pre-tax net operating income	$1,314,000	2,482
Securities gains (losses)	$0	2,580
Applicable income taxes	$270,000	2,122
Income before extraordinary items	$1,044,000	2,574
Extraordinary gains, net	$0	20
Net income	$1,044,000	2,577
Minority interest net income	$0	80
Net income of bank and minority interests.	$1,044,000	2,578
Net charge-offs	$15,000	3,541
Cash dividends	$0	3,668
Sale, conversion, retirement of capital stock, net	$0	794
Net operating income	$1,044,000	2,528
2014-03-31 (YTD Data)		Rank
Total interest income	$2,656,000	2,271
Total interest expense	$409,000	1,824
Net interest income	$2,247,000	2,338
Provision for loan and lease losses	$29,000	2,758
Total noninterest income	$238,000	3,144
Gross Fiduciary activities income	$0	1,141
Service charges on deposit accounts	$129,000	2,192
Trading account gains and fees	$0	147
Additional Noninterest Income	$109,000	3,444
Total noninterest expense	$1,779,000	2,592
Salaries and employee benefits	$1,063,000	2,372
Premises and equipment expense	$186,000	2,896
Additional noninterest expense	$530,000	2,756
Pre-tax net operating income	$677,000	2,384
Securities gains (losses)	$0	1,715
Applicable income taxes	$176,000	1,854
Income before extraordinary items	$501,000	2,567
Extraordinary gains, net	$0	16
Net income	$501,000	2,570
Minority interest net income	$0	66
Net income of bank and minority interests.	$501,000	2,570
Net charge-offs	$7,000	2,989
Cash dividends	$0	2,887
Sale, conversion, retirement of capital stock, net	$0	747
Net operating income	$501,000	2,518
2013-12-31 (YTD Data)		Rank
Total interest income	$10,505,000	2,312
Total interest expense	$1,724,000	1,945
Net interest income	$8,781,000	2,391
Provision for loan and lease losses	$54,000	4,222
Total noninterest income	$1,133,000	2,997
Gross Fiduciary activities income	$0	1,299
Service charges on deposit accounts	$606,000	2,048
Trading account gains and fees	$0	184
Additional Noninterest Income	$527,000	3,285
Total noninterest expense	$6,431,000	2,833
Salaries and employee benefits	$4,106,000	2,418
Premises and equipment expense	$227,000	5,364
Additional noninterest expense	$2,098,000	2,868
Pre-tax net operating income	$3,429,000	1,939
Securities gains (losses)	$0	3,182
Applicable income taxes	$793,000	1,690
Income before extraordinary items	$2,636,000	2,111
Extraordinary gains, net	$0	29
Net income	$2,636,000	2,116
Minority interest net income	$0	90
Net income of bank and minority interests.	$2,636,000	2,116
Net charge-offs	$30,000	4,644
Cash dividends	$500,000	2,742
Sale, conversion, retirement of capital stock, net	$0	924
Net operating income	$2,636,000	2,054
2013-09-30 (YTD Data)		Rank
Total interest income	$7,814,000	2,342
Total interest expense	$1,297,000	1,986
Net interest income	$6,517,000	2,432
Provision for loan and lease losses	$46,000	4,004
Total noninterest income	$864,000	3,015
Gross Fiduciary activities income	$0	1,238
Service charges on deposit accounts	$459,000	2,032
Trading account gains and fees	$0	180
Additional Noninterest Income	$405,000	3,319
Total noninterest expense	$4,790,000	2,852
Salaries and employee benefits	$3,070,000	2,439
Premises and equipment expense	$164,000	5,455
Additional noninterest expense	$1,556,000	2,893
Pre-tax net operating income	$2,545,000	2,024
Securities gains (losses)	$0	3,040
Applicable income taxes	$595,000	1,743
Income before extraordinary items	$1,950,000	2,178
Extraordinary gains, net	$0	25
Net income	$1,950,000	2,184
Minority interest net income	$0	84
Net income of bank and minority interests.	$1,950,000	2,184
Net charge-offs	$22,000	4,361
Cash dividends	$0	3,782
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$1,950,000	2,115
2013-06-30 (YTD Data)		Rank
Total interest income	$5,157,000	2,362
Total interest expense	$865,000	2,003
Net interest income	$4,292,000	2,433
Provision for loan and lease losses	$39,000	3,834
Total noninterest income	$568,000	3,076
Gross Fiduciary activities income	$0	1,226
Service charges on deposit accounts	$301,000	2,029
Trading account gains and fees	$0	157
Additional Noninterest Income	$267,000	3,372
Total noninterest expense	$3,178,000	2,862
Salaries and employee benefits	$2,037,000	2,458
Premises and equipment expense	$106,000	5,512
Additional noninterest expense	$1,035,000	2,892
Pre-tax net operating income	$1,643,000	2,041
Securities gains (losses)	$0	2,791
Applicable income taxes	$387,000	1,776
Income before extraordinary items	$1,256,000	2,222
Extraordinary gains, net	$0	22
Net income	$1,256,000	2,231
Minority interest net income	$0	82
Net income of bank and minority interests.	$1,256,000	2,229
Net charge-offs	$15,000	4,144
Cash dividends	$0	3,564
Sale, conversion, retirement of capital stock, net	$0	838
Net operating income	$1,256,000	2,132
2013-03-31 (YTD Data)		Rank
Total interest income	$2,575,000	2,403
Total interest expense	$439,000	2,026
Net interest income	$2,136,000	2,459
Provision for loan and lease losses	$24,000	3,487
Total noninterest income	$264,000	3,189
Gross Fiduciary activities income	$0	1,171
Service charges on deposit accounts	$143,000	2,105
Trading account gains and fees	$0	148
Additional Noninterest Income	$121,000	3,485
Total noninterest expense	$1,622,000	2,841
Salaries and employee benefits	$1,028,000	2,463
Premises and equipment expense	$54,000	5,518
Additional noninterest expense	$540,000	2,792
Pre-tax net operating income	$754,000	2,138
Securities gains (losses)	$0	1,966
Applicable income taxes	$193,000	1,753
Income before extraordinary items	$561,000	2,371
Extraordinary gains, net	$0	10
Net income	$561,000	2,373
Minority interest net income	$0	76
Net income of bank and minority interests.	$561,000	2,373
Net charge-offs	$0	4,145
Cash dividends	$0	2,726
Sale, conversion, retirement of capital stock, net	$0	789
Net operating income	$561,000	2,276
2012-12-31 (YTD Data)		Rank
Total interest income	$10,721,000	2,403
Total interest expense	$2,253,000	1,938
Net interest income	$8,468,000	2,538
Provision for loan and lease losses	$73,000	4,955
Total noninterest income	$1,067,000	3,151
Gross Fiduciary activities income	$0	1,334
Service charges on deposit accounts	$554,000	2,292
Trading account gains and fees	$0	166
Additional Noninterest Income	$513,000	3,314
Total noninterest expense	$6,383,000	2,898
Salaries and employee benefits	$4,028,000	2,426
Premises and equipment expense	$257,000	5,286
Additional noninterest expense	$2,098,000	2,985
Pre-tax net operating income	$3,079,000	2,041
Securities gains (losses)	$0	3,810
Applicable income taxes	$679,000	1,869
Income before extraordinary items	$2,400,000	2,252
Extraordinary gains, net	$0	29
Net income	$2,400,000	2,252
Minority interest net income	$0	93
Net income of bank and minority interests.	$2,400,000	2,254
Net charge-offs	$47,000	4,961
Cash dividends	$750,000	2,290
Sale, conversion, retirement of capital stock, net	$0	1,002
Net operating income	$2,400,000	2,117
2012-09-30 (YTD Data)		Rank
Total interest income	$8,145,000	2,421
Total interest expense	$1,741,000	1,961
Net interest income	$6,404,000	2,549
Provision for loan and lease losses	$73,000	4,693
Total noninterest income	$791,000	3,181
Gross Fiduciary activities income	$0	1,274
Service charges on deposit accounts	$396,000	2,404
Trading account gains and fees	$0	157
Additional Noninterest Income	$395,000	3,287
Total noninterest expense	$4,785,000	2,893
Salaries and employee benefits	$3,026,000	2,438
Premises and equipment expense	$209,000	5,182
Additional noninterest expense	$1,550,000	3,029
Pre-tax net operating income	$2,337,000	2,093
Securities gains (losses)	$0	3,575
Applicable income taxes	$581,000	1,782
Income before extraordinary items	$1,756,000	2,353
Extraordinary gains, net	$0	20
Net income	$1,756,000	2,354
Minority interest net income	$0	86
Net income of bank and minority interests.	$1,756,000	2,354
Net charge-offs	$24,000	4,974
Cash dividends	$0	3,773
Sale, conversion, retirement of capital stock, net	$0	952
Net operating income	$1,756,000	2,227
2012-06-30 (YTD Data)		Rank
Total interest income	$5,480,000	2,421
Total interest expense	$1,195,000	1,975
Net interest income	$4,285,000	2,540
Provision for loan and lease losses	$48,000	4,622
Total noninterest income	$507,000	3,222
Gross Fiduciary activities income	$0	1,262
Service charges on deposit accounts	$252,000	2,462
Trading account gains and fees	$0	153
Additional Noninterest Income	$255,000	3,303
Total noninterest expense	$3,200,000	2,895
Salaries and employee benefits	$2,029,000	2,424
Premises and equipment expense	$139,000	5,202
Additional noninterest expense	$1,032,000	3,047
Pre-tax net operating income	$1,544,000	2,089
Securities gains (losses)	$0	3,178
Applicable income taxes	$400,000	1,711
Income before extraordinary items	$1,144,000	2,361
Extraordinary gains, net	$0	19
Net income	$1,144,000	2,361
Minority interest net income	$0	84
Net income of bank and minority interests.	$1,144,000	2,361
Net charge-offs	$7,000	5,048
Cash dividends	$0	3,576
Sale, conversion, retirement of capital stock, net	$0	928
Net operating income	$1,144,000	2,223
2012-03-31 (YTD Data)		Rank
Total interest income	$2,720,000	2,461
Total interest expense	$619,000	1,985
Net interest income	$2,101,000	2,595
Provision for loan and lease losses	$12,000	4,780
Total noninterest income	$248,000	3,259
Gross Fiduciary activities income	$0	1,204
Service charges on deposit accounts	$124,000	2,487
Trading account gains and fees	$0	148
Additional Noninterest Income	$124,000	3,373
Total noninterest expense	$1,615,000	2,874
Salaries and employee benefits	$1,026,000	2,419
Premises and equipment expense	$71,000	5,195
Additional noninterest expense	$518,000	3,006
Pre-tax net operating income	$722,000	2,219
Securities gains (losses)	$0	2,210
Applicable income taxes	$188,000	1,801
Income before extraordinary items	$534,000	2,475
Extraordinary gains, net	$0	19
Net income	$534,000	2,476
Minority interest net income	$0	78
Net income of bank and minority interests.	$534,000	2,478
Net charge-offs	$-2,000	6,038
Cash dividends	$0	2,768
Sale, conversion, retirement of capital stock, net	$0	861
Net operating income	$534,000	2,352
2011-12-31 (YTD Data)		Rank
Total interest income	$10,958,000	2,541
Total interest expense	$2,497,000	2,318
Net interest income	$8,461,000	2,587
Provision for loan and lease losses	$120,000	5,149
Total noninterest income	$974,000	3,160
Gross Fiduciary activities income	$0	1,311
Service charges on deposit accounts	$601,000	2,234
Trading account gains and fees	$0	146
Additional Noninterest Income	$373,000	3,528
Total noninterest expense	$6,198,000	2,983
Salaries and employee benefits	$3,691,000	2,611
Premises and equipment expense	$598,000	3,584
Additional noninterest expense	$1,909,000	3,266
Pre-tax net operating income	$3,117,000	1,769
Securities gains (losses)	$289,000	1,164
Applicable income taxes	$804,000	1,552
Income before extraordinary items	$2,602,000	1,820
Extraordinary gains, net	$0	29
Net income	$2,602,000	1,821
Minority interest net income	$0	96
Net income of bank and minority interests.	$2,602,000	1,821
Net charge-offs	$63,000	5,336
Cash dividends	$500,000	2,425
Sale, conversion, retirement of capital stock, net	$0	1,108
Net operating income	$2,382,360	1,857
2011-09-30 (YTD Data)		Rank
Total interest income	$8,265,000	2,553
Total interest expense	$1,865,000	2,419
Net interest income	$6,400,000	2,582
Provision for loan and lease losses	$81,000	5,191
Total noninterest income	$745,000	3,136
Gross Fiduciary activities income	$0	1,257
Service charges on deposit accounts	$461,000	2,208
Trading account gains and fees	$0	145
Additional Noninterest Income	$284,000	3,539
Total noninterest expense	$4,771,000	2,919
Salaries and employee benefits	$2,738,000	2,635
Premises and equipment expense	$536,000	3,189
Additional noninterest expense	$1,497,000	3,158
Pre-tax net operating income	$2,293,000	1,876
Securities gains (losses)	$289,000	949
Applicable income taxes	$671,000	1,465
Income before extraordinary items	$1,911,000	1,908
Extraordinary gains, net	$0	21
Net income	$1,911,000	1,908
Minority interest net income	$0	87
Net income of bank and minority interests.	$1,911,000	1,908
Net charge-offs	$45,000	5,043
Cash dividends	$300,000	2,322
Sale, conversion, retirement of capital stock, net	$0	1,036
Net operating income	$1,697,140	1,999
2011-06-30 (YTD Data)		Rank
Total interest income	$5,509,000	2,575
Total interest expense	$1,253,000	2,473
Net interest income	$4,256,000	2,591
Provision for loan and lease losses	$54,000	5,070
Total noninterest income	$507,000	3,102
Gross Fiduciary activities income	$0	1,239
Service charges on deposit accounts	$315,000	2,150
Trading account gains and fees	$0	153
Additional Noninterest Income	$192,000	3,548
Total noninterest expense	$3,254,000	2,875
Salaries and employee benefits	$1,816,000	2,667
Premises and equipment expense	$426,000	2,799
Additional noninterest expense	$1,012,000	3,182
Pre-tax net operating income	$1,455,000	1,932
Securities gains (losses)	$0	2,914
Applicable income taxes	$378,000	1,578
Income before extraordinary items	$1,077,000	2,136
Extraordinary gains, net	$0	15
Net income	$1,077,000	2,137
Minority interest net income	$0	89
Net income of bank and minority interests.	$1,077,000	2,137
Net charge-offs	$35,000	4,733
Cash dividends	$0	3,374
Sale, conversion, retirement of capital stock, net	$0	986
Net operating income	$1,077,000	2,070
2011-03-31 (YTD Data)		Rank
Total interest income	$2,702,000	2,640
Total interest expense	$627,000	2,549
Net interest income	$2,075,000	2,646
Provision for loan and lease losses	$27,000	4,803
Total noninterest income	$250,000	3,155
Gross Fiduciary activities income	$0	1,199
Service charges on deposit accounts	$157,000	2,133
Trading account gains and fees	$0	158
Additional Noninterest Income	$93,000	3,692
Total noninterest expense	$1,630,000	2,878
Salaries and employee benefits	$915,000	2,651
Premises and equipment expense	$212,000	2,844
Additional noninterest expense	$503,000	3,165
Pre-tax net operating income	$668,000	2,041
Securities gains (losses)	$0	1,772
Applicable income taxes	$173,000	1,655
Income before extraordinary items	$495,000	2,274
Extraordinary gains, net	$0	9
Net income	$495,000	2,273
Minority interest net income	$0	86
Net income of bank and minority interests.	$495,000	2,274
Net charge-offs	$3,000	4,807
Cash dividends	$0	2,576
Sale, conversion, retirement of capital stock, net	$0	925
Net operating income	$495,000	2,222
2010-12-31 (YTD Data)		Rank
Total interest income	$11,147,000	2,694
Total interest expense	$2,810,000	2,746
Net interest income	$8,337,000	2,624
Provision for loan and lease losses	$120,000	5,848
Total noninterest income	$1,161,000	2,962
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$687,000	2,071
Trading account gains and fees	$0	175
Additional Noninterest Income	$474,000	3,269
Total noninterest expense	$6,335,000	2,978
Salaries and employee benefits	$3,360,000	2,828
Premises and equipment expense	$910,000	2,678
Additional noninterest expense	$2,065,000	3,169
Pre-tax net operating income	$3,043,000	1,613
Securities gains (losses)	$0	3,793
Applicable income taxes	$790,000	1,447
Income before extraordinary items	$2,253,000	1,822
Extraordinary gains, net	$0	29
Net income	$2,253,000	1,823
Minority interest net income	$0	111
Net income of bank and minority interests.	$2,253,000	1,824
Net charge-offs	$78,000	5,624
Cash dividends	$600,000	2,113
Sale, conversion, retirement of capital stock, net	$0	1,226
Net operating income	$2,253,000	1,753
2010-09-30 (YTD Data)		Rank
Total interest income	$8,447,000	2,717
Total interest expense	$2,108,000	2,844
Net interest income	$6,339,000	2,623
Provision for loan and lease losses	$90,000	5,755
Total noninterest income	$845,000	3,037
Gross Fiduciary activities income	$0	1,319
Service charges on deposit accounts	$495,000	2,189
Trading account gains and fees	$0	165
Additional Noninterest Income	$350,000	3,303
Total noninterest expense	$4,730,000	2,983
Salaries and employee benefits	$2,514,000	2,839
Premises and equipment expense	$693,000	2,676
Additional noninterest expense	$1,523,000	3,179
Pre-tax net operating income	$2,364,000	1,661
Securities gains (losses)	$0	3,651
Applicable income taxes	$614,000	1,450
Income before extraordinary items	$1,750,000	1,884
Extraordinary gains, net	$0	23
Net income	$1,750,000	1,885
Minority interest net income	$0	110
Net income of bank and minority interests.	$1,750,000	1,886
Net charge-offs	$42,000	5,637
Cash dividends	$300,000	2,316
Sale, conversion, retirement of capital stock, net	$0	1,139
Net operating income	$1,750,000	1,786
2010-06-30 (YTD Data)		Rank
Total interest income	$5,622,000	2,748
Total interest expense	$1,399,000	2,944
Net interest income	$4,223,000	2,625
Provision for loan and lease losses	$60,000	5,595
Total noninterest income	$519,000	3,140
Gross Fiduciary activities income	$0	1,300
Service charges on deposit accounts	$322,000	2,228
Trading account gains and fees	$0	152
Additional Noninterest Income	$197,000	3,527
Total noninterest expense	$3,144,000	2,996
Salaries and employee benefits	$1,658,000	2,875
Premises and equipment expense	$461,000	2,700
Additional noninterest expense	$1,025,000	3,129
Pre-tax net operating income	$1,538,000	1,692
Securities gains (losses)	$0	3,184
Applicable income taxes	$385,000	1,480
Income before extraordinary items	$1,153,000	1,866
Extraordinary gains, net	$0	19
Net income	$1,153,000	1,865
Minority interest net income	$0	105
Net income of bank and minority interests.	$1,153,000	1,866
Net charge-offs	$24,000	5,408
Cash dividends	$300,000	1,862
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$1,153,000	1,782
2010-03-31 (YTD Data)		Rank
Total interest income	$2,809,000	2,806
Total interest expense	$696,000	3,075
Net interest income	$2,113,000	2,647
Provision for loan and lease losses	$30,000	5,300
Total noninterest income	$254,000	3,184
Gross Fiduciary activities income	$0	1,246
Service charges on deposit accounts	$161,000	2,222
Trading account gains and fees	$0	175
Additional Noninterest Income	$93,000	3,649
Total noninterest expense	$1,530,000	3,100
Salaries and employee benefits	$820,000	2,948
Premises and equipment expense	$228,000	2,790
Additional noninterest expense	$482,000	3,284
Pre-tax net operating income	$807,000	1,602
Securities gains (losses)	$0	2,284
Applicable income taxes	$265,000	1,152
Income before extraordinary items	$542,000	1,996
Extraordinary gains, net	$0	16
Net income	$542,000	1,994
Minority interest net income	$0	91
Net income of bank and minority interests.	$542,000	1,996
Net charge-offs	$13,000	4,704
Cash dividends	$300,000	1,057
Sale, conversion, retirement of capital stock, net	$0	1,017
Net operating income	$542,000	1,917
2009-12-31 (YTD Data)		Rank
Total interest income	$11,812,000	2,796
Total interest expense	$3,897,000	2,793
Net interest income	$7,915,000	2,761
Provision for loan and lease losses	$135,000	6,155
Total noninterest income	$1,071,000	3,205
Gross Fiduciary activities income	$0	1,390
Service charges on deposit accounts	$732,000	2,168
Trading account gains and fees	$0	211
Additional Noninterest Income	$339,000	3,796
Total noninterest expense	$6,109,000	3,134
Salaries and employee benefits	$3,132,000	3,053
Premises and equipment expense	$897,000	2,833
Additional noninterest expense	$2,080,000	3,205
Pre-tax net operating income	$2,742,000	1,458
Securities gains (losses)	$6,000	3,400
Applicable income taxes	$827,000	1,108
Income before extraordinary items	$1,921,000	1,750
Extraordinary gains, net	$0	34
Net income	$1,921,000	1,749
Minority interest net income	$0	115
Net income of bank and minority interests.	$1,921,000	1,750
Net charge-offs	$45,000	6,264
Cash dividends	$200,000	3,638
Sale, conversion, retirement of capital stock, net	$0	1,342
Net operating income	$1,916,800	1,707
2009-09-30 (YTD Data)		Rank
Total interest income	$8,837,000	2,840
Total interest expense	$3,003,000	2,861
Net interest income	$5,834,000	2,805
Provision for loan and lease losses	$108,000	5,889
Total noninterest income	$782,000	3,311
Gross Fiduciary activities income	$0	1,353
Service charges on deposit accounts	$541,000	2,213
Trading account gains and fees	$0	212
Additional Noninterest Income	$241,000	3,972
Total noninterest expense	$4,559,000	3,154
Salaries and employee benefits	$2,342,000	3,086
Premises and equipment expense	$678,000	2,848
Additional noninterest expense	$1,539,000	3,221
Pre-tax net operating income	$1,949,000	1,667
Securities gains (losses)	$6,000	3,115
Applicable income taxes	$678,000	1,122
Income before extraordinary items	$1,277,000	2,075
Extraordinary gains, net	$0	27
Net income	$1,277,000	2,074
Minority interest net income	$0	118
Net income of bank and minority interests.	$1,277,000	2,075
Net charge-offs	$29,000	6,056
Cash dividends	$200,000	3,055
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$1,273,100	2,034
2009-06-30 (YTD Data)		Rank
Total interest income	$5,860,000	2,891
Total interest expense	$2,070,000	2,884
Net interest income	$3,790,000	2,858
Provision for loan and lease losses	$72,000	5,681
Total noninterest income	$489,000	3,463
Gross Fiduciary activities income	$0	1,340
Service charges on deposit accounts	$343,000	2,276
Trading account gains and fees	$0	193
Additional Noninterest Income	$146,000	4,171
Total noninterest expense	$3,080,000	3,154
Salaries and employee benefits	$1,552,000	3,148
Premises and equipment expense	$451,000	2,897
Additional noninterest expense	$1,077,000	3,099
Pre-tax net operating income	$1,127,000	1,925
Securities gains (losses)	$6,000	2,720
Applicable income taxes	$396,000	1,277
Income before extraordinary items	$737,000	2,376
Extraordinary gains, net	$0	21
Net income	$737,000	2,373
Minority interest net income	$0	112
Net income of bank and minority interests.	$737,000	2,375
Net charge-offs	$28,000	5,387
Cash dividends	$200,000	2,647
Sale, conversion, retirement of capital stock, net	$0	1,195
Net operating income	$733,100	2,312
2009-03-31 (YTD Data)		Rank
Total interest income	$2,964,000	2,895
Total interest expense	$1,085,000	2,870
Net interest income	$1,879,000	2,864
Provision for loan and lease losses	$36,000	5,276
Total noninterest income	$202,000	3,788
Gross Fiduciary activities income	$0	1,285
Service charges on deposit accounts	$161,000	2,315
Trading account gains and fees	$0	171
Additional Noninterest Income	$41,000	5,170
Total noninterest expense	$1,475,000	3,188
Salaries and employee benefits	$789,000	3,136
Premises and equipment expense	$229,000	2,894
Additional noninterest expense	$457,000	3,234
Pre-tax net operating income	$570,000	2,142
Securities gains (losses)	$0	2,434
Applicable income taxes	$190,000	1,511
Income before extraordinary items	$380,000	2,669
Extraordinary gains, net	$0	15
Net income	$380,000	2,668
Minority interest net income	$0	102
Net income of bank and minority interests.	$380,000	2,670
Net charge-offs	$4,000	5,207
Cash dividends	$200,000	1,688
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$380,000	2,529
2008-12-31 (YTD Data)		Rank
Total interest income	$12,186,000	2,996
Total interest expense	$5,405,000	2,774
Net interest income	$6,781,000	3,151
Provision for loan and lease losses	$144,000	5,623
Total noninterest income	$1,139,000	3,145
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$727,000	2,281
Trading account gains and fees	$0	154
Additional Noninterest Income	$412,000	3,532
Total noninterest expense	$5,717,000	3,217
Salaries and employee benefits	$3,038,000	3,215
Premises and equipment expense	$891,000	2,896
Additional noninterest expense	$1,788,000	3,157
Pre-tax net operating income	$2,059,000	2,393
Securities gains (losses)	$0	3,220
Applicable income taxes	$652,000	1,588
Income before extraordinary items	$1,407,000	2,625
Extraordinary gains, net	$0	39
Net income	$1,407,000	2,624
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$35,000	5,900
Cash dividends	$0	5,455
Sale, conversion, retirement of capital stock, net	$0	1,389
Net operating income	$1,407,000	2,777
2008-09-30 (YTD Data)		Rank
Total interest income	$9,151,000	3,058
Total interest expense	$4,187,000	2,792
Net interest income	$4,964,000	3,236
Provision for loan and lease losses	$144,000	4,684
Total noninterest income	$860,000	3,194
Gross Fiduciary activities income	$0	1,405
Service charges on deposit accounts	$541,000	2,309
Trading account gains and fees	$0	148
Additional Noninterest Income	$319,000	3,587
Total noninterest expense	$4,212,000	3,249
Salaries and employee benefits	$2,270,000	3,257
Premises and equipment expense	$653,000	2,978
Additional noninterest expense	$1,289,000	3,180
Pre-tax net operating income	$1,468,000	2,888
Securities gains (losses)	$0	3,106
Applicable income taxes	$493,000	1,926
Income before extraordinary items	$975,000	3,155
Extraordinary gains, net	$0	31
Net income	$975,000	3,152
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$24,000	5,309
Cash dividends	$0	4,937
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$975,000	3,302
2008-06-30 (YTD Data)		Rank
Total interest income	$6,094,000	3,107
Total interest expense	$2,909,000	2,780
Net interest income	$3,185,000	3,329
Provision for loan and lease losses	$144,000	3,739
Total noninterest income	$570,000	3,234
Gross Fiduciary activities income	$0	1,395
Service charges on deposit accounts	$343,000	2,382
Trading account gains and fees	$0	149
Additional Noninterest Income	$227,000	3,516
Total noninterest expense	$2,762,000	3,307
Salaries and employee benefits	$1,499,000	3,329
Premises and equipment expense	$431,000	3,004
Additional noninterest expense	$832,000	3,247
Pre-tax net operating income	$849,000	3,307
Securities gains (losses)	$0	3,233
Applicable income taxes	$289,000	2,261
Income before extraordinary items	$560,000	3,782
Extraordinary gains, net	$0	21
Net income	$560,000	3,783
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-6,000	7,731
Cash dividends	$0	4,733
Sale, conversion, retirement of capital stock, net	$0	1,136
Net operating income	$560,000	3,731
2008-03-31 (YTD Data)		Rank
Total interest income	$3,036,000	3,200
Total interest expense	$1,528,000	2,835
Net interest income	$1,508,000	3,470
Provision for loan and lease losses	$82,000	3,030
Total noninterest income	$249,000	3,523
Gross Fiduciary activities income	$0	1,326
Service charges on deposit accounts	$161,000	2,467
Trading account gains and fees	$0	158
Additional Noninterest Income	$88,000	4,007
Total noninterest expense	$1,347,000	3,377
Salaries and employee benefits	$738,000	3,405
Premises and equipment expense	$212,000	3,063
Additional noninterest expense	$397,000	3,336
Pre-tax net operating income	$328,000	3,948
Securities gains (losses)	$0	2,688
Applicable income taxes	$107,000	2,705
Income before extraordinary items	$221,000	4,459
Extraordinary gains, net	$0	15
Net income	$221,000	4,461
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-6,000	7,732
Cash dividends	$0	3,705
Sale, conversion, retirement of capital stock, net	$0	1,000
Net operating income	$221,000	4,352
2007-12-31 (YTD Data)		Rank
Total interest income	$11,430,000	3,413
Total interest expense	$6,324,000	2,876
Net interest income	$5,106,000	3,934
Provision for loan and lease losses	$786,000	1,693
Total noninterest income	$1,072,000	3,395
Gross Fiduciary activities income	$0	1,498
Service charges on deposit accounts	$735,000	2,276
Trading account gains and fees	$0	178
Additional Noninterest Income	$337,000	4,039
Total noninterest expense	$4,734,000	3,595
Salaries and employee benefits	$2,619,000	3,590
Premises and equipment expense	$663,000	3,579
Additional noninterest expense	$1,452,000	3,512
Pre-tax net operating income	$658,000	5,548
Securities gains (losses)	$0	2,146
Applicable income taxes	$200,000	3,846
Income before extraordinary items	$458,000	5,833
Extraordinary gains, net	$0	39
Net income	$458,000	5,832
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,049,000	990
Cash dividends	$400,000	4,028
Sale, conversion, retirement of capital stock, net	$0	1,304
Net operating income	$458,000	5,824
2007-09-30 (YTD Data)		Rank
Total interest income	$8,420,000	3,475
Total interest expense	$4,686,000	2,906
Net interest income	$3,734,000	4,024
Provision for loan and lease losses	$776,000	1,121
Total noninterest income	$760,000	3,512
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$546,000	2,277
Trading account gains and fees	$0	184
Additional Noninterest Income	$214,000	4,360
Total noninterest expense	$3,435,000	3,683
Salaries and employee benefits	$1,909,000	3,659
Premises and equipment expense	$494,000	3,574
Additional noninterest expense	$1,032,000	3,607
Pre-tax net operating income	$283,000	6,631
Securities gains (losses)	$0	1,655
Applicable income taxes	$113,000	4,327
Income before extraordinary items	$170,000	6,957
Extraordinary gains, net	$0	33
Net income	$170,000	6,955
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,049,000	630
Cash dividends	$400,000	3,222
Sale, conversion, retirement of capital stock, net	$0	1,144
Net operating income	$170,000	6,940
2007-06-30 (YTD Data)		Rank
Total interest income	$5,513,000	3,530
Total interest expense	$3,025,000	2,990
Net interest income	$2,488,000	4,043
Provision for loan and lease losses	$10,000	5,732
Total noninterest income	$505,000	3,534
Gross Fiduciary activities income	$0	1,429
Service charges on deposit accounts	$356,000	2,330
Trading account gains and fees	$0	168
Additional Noninterest Income	$149,000	4,320
Total noninterest expense	$2,311,000	3,681
Salaries and employee benefits	$1,338,000	3,555
Premises and equipment expense	$325,000	3,644
Additional noninterest expense	$648,000	3,786
Pre-tax net operating income	$672,000	4,412
Securities gains (losses)	$0	1,444
Applicable income taxes	$224,000	3,116
Income before extraordinary items	$448,000	4,812
Extraordinary gains, net	$0	29
Net income	$448,000	4,812
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$36,000	3,180
Cash dividends	$200,000	3,613
Sale, conversion, retirement of capital stock, net	$0	1,051
Net operating income	$448,000	4,809
2007-03-31 (YTD Data)		Rank
Total interest income	$2,676,000	3,592
Total interest expense	$1,457,000	3,066
Net interest income	$1,219,000	4,102
Provision for loan and lease losses	$10,000	5,012
Total noninterest income	$238,000	3,644
Gross Fiduciary activities income	$0	1,355
Service charges on deposit accounts	$171,000	2,345
Trading account gains and fees	$0	195
Additional Noninterest Income	$67,000	4,543
Total noninterest expense	$1,141,000	3,717
Salaries and employee benefits	$672,000	3,570
Premises and equipment expense	$162,000	3,666
Additional noninterest expense	$307,000	3,906
Pre-tax net operating income	$306,000	4,604
Securities gains (losses)	$0	1,187
Applicable income taxes	$99,000	3,281
Income before extraordinary items	$207,000	4,975
Extraordinary gains, net	$0	22
Net income	$207,000	4,975
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$44,000	1,828
Cash dividends	$200,000	2,393
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$207,000	4,961
2006-12-31 (YTD Data)		Rank
Total interest income	$9,903,000	3,602
Total interest expense	$4,816,000	3,127
Net interest income	$5,087,000	3,954
Provision for loan and lease losses	$0	6,850
Total noninterest income	$1,003,000	3,539
Gross Fiduciary activities income	$0	1,523
Service charges on deposit accounts	$744,000	2,255
Trading account gains and fees	$0	130
Additional Noninterest Income	$259,000	4,582
Total noninterest expense	$4,717,000	3,504
Salaries and employee benefits	$2,689,000	3,431
Premises and equipment expense	$676,000	3,422
Additional noninterest expense	$1,352,000	3,584
Pre-tax net operating income	$1,373,000	4,493
Securities gains (losses)	$0	1,687
Applicable income taxes	$469,000	3,232
Income before extraordinary items	$904,000	4,939
Extraordinary gains, net	$0	51
Net income	$904,000	4,942
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$85,000	3,366
Cash dividends	$400,000	4,043
Sale, conversion, retirement of capital stock, net	$0	1,251
Net operating income	$904,000	4,932
2006-09-30 (YTD Data)		Rank
Total interest income	$7,354,000	3,599
Total interest expense	$3,492,000	3,117
Net interest income	$3,862,000	3,945
Provision for loan and lease losses	$0	6,685
Total noninterest income	$741,000	3,584
Gross Fiduciary activities income	$0	1,468
Service charges on deposit accounts	$552,000	2,276
Trading account gains and fees	$0	126
Additional Noninterest Income	$189,000	4,650
Total noninterest expense	$3,540,000	3,498
Salaries and employee benefits	$2,020,000	3,421
Premises and equipment expense	$505,000	3,445
Additional noninterest expense	$1,015,000	3,571
Pre-tax net operating income	$1,063,000	4,595
Securities gains (losses)	$0	1,388
Applicable income taxes	$360,000	3,328
Income before extraordinary items	$703,000	4,997
Extraordinary gains, net	$0	45
Net income	$703,000	5,001
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$70,000	2,767
Cash dividends	$400,000	3,240
Sale, conversion, retirement of capital stock, net	$0	1,045
Net operating income	$703,000	4,993
2006-06-30 (YTD Data)		Rank
Total interest income	$4,825,000	3,594
Total interest expense	$2,221,000	3,126
Net interest income	$2,604,000	3,932
Provision for loan and lease losses	$0	6,419
Total noninterest income	$483,000	3,612
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$362,000	2,281
Trading account gains and fees	$0	126
Additional Noninterest Income	$121,000	4,728
Total noninterest expense	$2,361,000	3,500
Salaries and employee benefits	$1,339,000	3,453
Premises and equipment expense	$333,000	3,467
Additional noninterest expense	$689,000	3,531
Pre-tax net operating income	$726,000	4,551
Securities gains (losses)	$0	1,185
Applicable income taxes	$244,000	3,342
Income before extraordinary items	$482,000	4,974
Extraordinary gains, net	$0	39
Net income	$482,000	4,979
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$48,000	2,531
Cash dividends	$400,000	2,681
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$482,000	4,965
2006-03-31 (YTD Data)		Rank
Total interest income	$2,368,000	3,579
Total interest expense	$1,047,000	3,141
Net interest income	$1,321,000	3,892
Provision for loan and lease losses	$0	6,013
Total noninterest income	$223,000	3,735
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$166,000	2,388
Trading account gains and fees	$0	115
Additional Noninterest Income	$57,000	4,857
Total noninterest expense	$1,168,000	3,550
Salaries and employee benefits	$666,000	3,481
Premises and equipment expense	$164,000	3,516
Additional noninterest expense	$338,000	3,540
Pre-tax net operating income	$376,000	4,415
Securities gains (losses)	$0	955
Applicable income taxes	$125,000	3,281
Income before extraordinary items	$251,000	4,850
Extraordinary gains, net	$0	21
Net income	$251,000	4,850
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$32,000	1,896
Cash dividends	$200,000	2,370
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$251,000	4,833
2005-12-31 (YTD Data)		Rank
Total interest income	$8,728,000	3,503
Total interest expense	$3,376,000	3,030
Net interest income	$5,352,000	3,762
Provision for loan and lease losses	$0	7,120
Total noninterest income	$1,095,000	3,343
Gross Fiduciary activities income	$0	1,557
Service charges on deposit accounts	$843,000	2,015
Trading account gains and fees	$0	138
Additional Noninterest Income	$252,000	4,711
Total noninterest expense	$4,446,000	3,569
Salaries and employee benefits	$2,583,000	3,385
Premises and equipment expense	$622,000	3,549
Additional noninterest expense	$1,241,000	3,761
Pre-tax net operating income	$2,001,000	3,687
Securities gains (losses)	$2,000	1,993
Applicable income taxes	$674,000	2,878
Income before extraordinary items	$1,329,000	4,093
Extraordinary gains, net	$0	46
Net income	$1,329,000	4,094
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$34,000	4,747
Cash dividends	$400,000	3,975
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$1,327,680	4,066
2005-09-30 (YTD Data)		Rank
Total interest income	$6,361,000	3,528
Total interest expense	$2,394,000	3,029
Net interest income	$3,967,000	3,786
Provision for loan and lease losses	$0	6,899
Total noninterest income	$840,000	3,303
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$647,000	1,979
Trading account gains and fees	$0	126
Additional Noninterest Income	$193,000	4,673
Total noninterest expense	$3,319,000	3,548
Salaries and employee benefits	$1,937,000	3,370
Premises and equipment expense	$457,000	3,604
Additional noninterest expense	$925,000	3,724
Pre-tax net operating income	$1,488,000	3,773
Securities gains (losses)	$2,000	2,008
Applicable income taxes	$490,000	2,986
Income before extraordinary items	$1,000,000	4,155
Extraordinary gains, net	$0	35
Net income	$1,000,000	4,155
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$30,000	4,120
Cash dividends	$400,000	3,122
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$998,660	4,117
2005-06-30 (YTD Data)		Rank
Total interest income	$4,107,000	3,549
Total interest expense	$1,494,000	3,051
Net interest income	$2,613,000	3,795
Provision for loan and lease losses	$0	6,626
Total noninterest income	$568,000	3,230
Gross Fiduciary activities income	$0	1,480
Service charges on deposit accounts	$432,000	1,945
Trading account gains and fees	$0	116
Additional Noninterest Income	$136,000	4,526
Total noninterest expense	$2,226,000	3,509
Salaries and employee benefits	$1,307,000	3,313
Premises and equipment expense	$298,000	3,648
Additional noninterest expense	$621,000	3,693
Pre-tax net operating income	$955,000	3,829
Securities gains (losses)	$2,000	1,855
Applicable income taxes	$311,000	3,041
Income before extraordinary items	$646,000	4,224
Extraordinary gains, net	$0	30
Net income	$646,000	4,225
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$10,000	4,392
Cash dividends	$300,000	2,918
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$644,640	4,182
2005-03-31 (YTD Data)		Rank
Total interest income	$1,990,000	3,614
Total interest expense	$692,000	3,150
Net interest income	$1,298,000	3,801
Provision for loan and lease losses	$0	6,226
Total noninterest income	$280,000	3,210
Gross Fiduciary activities income	$0	1,418
Service charges on deposit accounts	$202,000	1,988
Trading account gains and fees	$0	115
Additional Noninterest Income	$78,000	4,243
Total noninterest expense	$1,116,000	3,519
Salaries and employee benefits	$659,000	3,285
Premises and equipment expense	$145,000	3,742
Additional noninterest expense	$312,000	3,692
Pre-tax net operating income	$462,000	3,883
Securities gains (losses)	$0	1,685
Applicable income taxes	$152,000	3,074
Income before extraordinary items	$310,000	4,275
Extraordinary gains, net	$0	24
Net income	$310,000	4,277
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-8,000	7,866
Cash dividends	$300,000	1,719
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$310,000	4,230
2004-12-31 (YTD Data)		Rank
Total interest income	$7,469,000	3,607
Total interest expense	$2,188,000	3,389
Net interest income	$5,281,000	3,653
Provision for loan and lease losses	$121,000	4,610
Total noninterest income	$1,001,000	3,541
Gross Fiduciary activities income	$0	1,582
Service charges on deposit accounts	$867,000	1,987
Trading account gains and fees	$0	138
Additional Noninterest Income	$134,000	5,904
Total noninterest expense	$4,351,000	3,502
Salaries and employee benefits	$2,542,000	3,306
Premises and equipment expense	$567,000	3,708
Additional noninterest expense	$1,242,000	3,640
Pre-tax net operating income	$1,810,000	3,774
Securities gains (losses)	$0	3,819
Applicable income taxes	$583,000	3,079
Income before extraordinary items	$1,227,000	4,149
Extraordinary gains, net	$0	34
Net income	$1,227,000	4,150
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$38,000	4,972
Cash dividends	$300,000	4,324
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$1,227,000	4,074
2004-09-30 (YTD Data)		Rank
Total interest income	$5,488,000	3,654
Total interest expense	$1,588,000	3,442
Net interest income	$3,900,000	3,671
Provision for loan and lease losses	$121,000	3,964
Total noninterest income	$733,000	3,616
Gross Fiduciary activities income	$0	1,547
Service charges on deposit accounts	$647,000	2,020
Trading account gains and fees	$0	134
Additional Noninterest Income	$86,000	6,193
Total noninterest expense	$3,265,000	3,485
Salaries and employee benefits	$1,731,000	3,542
Premises and equipment expense	$422,000	3,730
Additional noninterest expense	$1,112,000	3,131
Pre-tax net operating income	$1,247,000	4,060
Securities gains (losses)	$0	3,710
Applicable income taxes	$412,000	3,245
Income before extraordinary items	$835,000	4,498
Extraordinary gains, net	$0	26
Net income	$835,000	4,499
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$43,000	3,964
Cash dividends	$300,000	3,420
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$835,000	4,417
2004-06-30 (YTD Data)		Rank
Total interest income	$3,582,000	3,711
Total interest expense	$1,031,000	3,522
Net interest income	$2,551,000	3,715
Provision for loan and lease losses	$91,000	3,628
Total noninterest income	$484,000	3,647
Gross Fiduciary activities income	$0	1,518
Service charges on deposit accounts	$426,000	2,028
Trading account gains and fees	$0	130
Additional Noninterest Income	$58,000	6,187
Total noninterest expense	$2,194,000	3,485
Salaries and employee benefits	$1,167,000	3,530
Premises and equipment expense	$275,000	3,793
Additional noninterest expense	$752,000	3,114
Pre-tax net operating income	$750,000	4,279
Securities gains (losses)	$0	3,413
Applicable income taxes	$246,000	3,415
Income before extraordinary items	$504,000	4,718
Extraordinary gains, net	$0	21
Net income	$504,000	4,719
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$25,000	3,880
Cash dividends	$300,000	2,849
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$504,000	4,627
2004-03-31 (YTD Data)		Rank
Total interest income	$1,751,000	3,777
Total interest expense	$500,000	3,641
Net interest income	$1,251,000	3,761
Provision for loan and lease losses	$33,000	3,984
Total noninterest income	$232,000	3,693
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$207,000	2,008
Trading account gains and fees	$0	121
Additional Noninterest Income	$25,000	6,426
Total noninterest expense	$1,126,000	3,424
Salaries and employee benefits	$599,000	3,461
Premises and equipment expense	$137,000	3,844
Additional noninterest expense	$390,000	2,987
Pre-tax net operating income	$324,000	4,642
Securities gains (losses)	$0	2,934
Applicable income taxes	$104,000	3,719
Income before extraordinary items	$220,000	5,102
Extraordinary gains, net	$0	16
Net income	$220,000	5,101
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$8,000	3,775
Cash dividends	$300,000	1,707
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$220,000	4,971
2003-12-31 (YTD Data)		Rank
Total interest income	$7,086,000	3,783
Total interest expense	$2,073,000	3,920
Net interest income	$5,013,000	3,672
Provision for loan and lease losses	$214,000	3,905
Total noninterest income	$746,000	4,388
Gross Fiduciary activities income	$0	1,641
Service charges on deposit accounts	$626,000	2,621
Trading account gains and fees	$0	160
Additional Noninterest Income	$120,000	6,224
Total noninterest expense	$3,876,000	3,801
Salaries and employee benefits	$2,060,000	3,828
Premises and equipment expense	$451,000	4,361
Additional noninterest expense	$1,365,000	3,350
Pre-tax net operating income	$1,669,000	3,835
Securities gains (losses)	$0	4,500
Applicable income taxes	$529,000	3,285
Income before extraordinary items	$1,140,000	4,270
Extraordinary gains, net	$0	54
Net income	$1,140,000	4,271
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$164,000	3,201
Cash dividends	$300,000	4,343
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$1,140,000	4,104
2003-09-30 (YTD Data)		Rank
Total interest income	$5,373,000	3,799
Total interest expense	$1,578,000	3,982
Net interest income	$3,795,000	3,669
Provision for loan and lease losses	$160,000	3,772
Total noninterest income	$500,000	4,744
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$429,000	2,808
Trading account gains and fees	$0	153
Additional Noninterest Income	$71,000	6,675
Total noninterest expense	$2,817,000	3,876
Salaries and employee benefits	$1,501,000	3,913
Premises and equipment expense	$243,000	5,418
Additional noninterest expense	$1,073,000	3,200
Pre-tax net operating income	$1,318,000	3,805
Securities gains (losses)	$0	4,204
Applicable income taxes	$439,000	3,257
Income before extraordinary items	$879,000	4,357
Extraordinary gains, net	$0	40
Net income	$879,000	4,357
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$135,000	2,769
Cash dividends	$300,000	3,447
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$879,000	4,184
2003-06-30 (YTD Data)		Rank
Total interest income	$3,626,000	3,775
Total interest expense	$1,088,000	3,983
Net interest income	$2,538,000	3,650
Provision for loan and lease losses	$127,000	3,371
Total noninterest income	$306,000	4,940
Gross Fiduciary activities income	$0	1,577
Service charges on deposit accounts	$257,000	2,999
Trading account gains and fees	$0	150
Additional Noninterest Income	$49,000	6,605
Total noninterest expense	$1,856,000	3,904
Salaries and employee benefits	$990,000	3,950
Premises and equipment expense	$132,000	6,008
Additional noninterest expense	$734,000	3,106
Pre-tax net operating income	$861,000	3,873
Securities gains (losses)	$0	3,782
Applicable income taxes	$293,000	3,286
Income before extraordinary items	$568,000	4,448
Extraordinary gains, net	$0	30
Net income	$568,000	4,447
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$102,000	2,471
Cash dividends	$300,000	2,868
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$568,000	4,231
2003-03-31 (YTD Data)		Rank
Total interest income	$1,804,000	3,815
Total interest expense	$562,000	3,978
Net interest income	$1,242,000	3,705
Provision for loan and lease losses	$60,000	3,248
Total noninterest income	$116,000	5,535
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$92,000	3,749
Trading account gains and fees	$0	134
Additional Noninterest Income	$24,000	6,621
Total noninterest expense	$911,000	3,958
Salaries and employee benefits	$493,000	3,949
Premises and equipment expense	$107,000	4,503
Additional noninterest expense	$311,000	3,559
Pre-tax net operating income	$387,000	4,110
Securities gains (losses)	$0	2,891
Applicable income taxes	$132,000	3,455
Income before extraordinary items	$255,000	4,665
Extraordinary gains, net	$0	21
Net income	$255,000	4,665
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$56,000	2,069
Cash dividends	$300,000	1,748
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$255,000	4,460
2002-12-31 (YTD Data)		Rank
Total interest income	$7,508,000	3,832
Total interest expense	$2,503,000	4,096
Net interest income	$5,005,000	3,669
Provision for loan and lease losses	$373,000	2,984
Total noninterest income	$450,000	5,485
Gross Fiduciary activities income	$0	1,713
Service charges on deposit accounts	$363,000	3,773
Trading account gains and fees	$0	153
Additional Noninterest Income	$87,000	6,718
Total noninterest expense	$3,494,000	3,983
Salaries and employee benefits	$1,844,000	3,997
Premises and equipment expense	$431,000	4,390
Additional noninterest expense	$1,219,000	3,573
Pre-tax net operating income	$1,588,000	3,957
Securities gains (losses)	$0	4,537
Applicable income taxes	$545,000	3,291
Income before extraordinary items	$1,043,000	4,485
Extraordinary gains, net	$0	70
Net income	$1,043,000	4,486
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$244,000	2,703
Cash dividends	$300,000	4,293
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$1,043,000	4,372
2001-12-31 (YTD Data)		Rank
Total interest income	$8,136,000	3,966
Total interest expense	$4,023,000	3,780
Net interest income	$4,113,000	4,039
Provision for loan and lease losses	$250,000	3,605
Total noninterest income	$378,000	5,834
Gross Fiduciary activities income	$0	1,731
Service charges on deposit accounts	$296,000	4,191
Trading account gains and fees	$0	177
Additional Noninterest Income	$82,000	6,833
Total noninterest expense	$3,154,000	4,171
Salaries and employee benefits	$1,585,000	4,332
Premises and equipment expense	$355,000	4,979
Additional noninterest expense	$1,214,000	3,459
Pre-tax net operating income	$1,087,000	4,689
Securities gains (losses)	$-16,000	9,353
Applicable income taxes	$388,000	3,796
Income before extraordinary items	$683,000	5,290
Extraordinary gains, net	$0	105
Net income	$683,000	5,294
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$219,000	2,714
Cash dividends	$200,000	4,983
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$693,240	5,140
2000-12-31 (YTD Data)		Rank
Total interest income	$7,914,000	4,174
Total interest expense	$4,321,000	3,746
Net interest income	$3,593,000	4,515
Provision for loan and lease losses	$298,000	2,909
Total noninterest income	$363,000	5,807
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$271,000	4,317
Trading account gains and fees	NA	NA
Additional Noninterest Income	$92,000	6,616
Total noninterest expense	$2,702,000	4,591
Salaries and employee benefits	$1,361,000	4,722
Premises and equipment expense	$264,000	5,854
Additional noninterest expense	$1,077,000	3,757
Pre-tax net operating income	$956,000	5,377
Securities gains (losses)	$0	1,956
Applicable income taxes	$353,000	4,251
Income before extraordinary items	$603,000	5,829
Extraordinary gains, net	$0	38
Net income	$603,000	5,827
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$172,000	2,643
Cash dividends	$0	6,853
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$603,000	5,844
1999-12-31 (YTD Data)		Rank
Total interest income	$6,502,000	4,671
Total interest expense	$3,638,000	3,908
Net interest income	$2,864,000	5,342
Provision for loan and lease losses	$353,000	2,335
Total noninterest income	$309,000	6,369
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$200,000	5,121
Trading account gains and fees	NA	NA
Additional Noninterest Income	$109,000	6,428
Total noninterest expense	$2,308,000	5,147
Salaries and employee benefits	$1,214,000	5,125
Premises and equipment expense	$234,000	6,273
Additional noninterest expense	$860,000	4,541
Pre-tax net operating income	$512,000	7,087
Securities gains (losses)	$0	3,155
Applicable income taxes	$111,000	6,775
Income before extraordinary items	$401,000	6,986
Extraordinary gains, net	$0	35
Net income	$401,000	6,984
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$173,000	2,617
Cash dividends	$0	7,131
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$401,000	6,958
1998-12-31 (YTD Data)		Rank
Total interest income	$4,372,000	6,165
Total interest expense	$2,702,000	5,098
Net interest income	$1,670,000	7,346
Provision for loan and lease losses	$135,000	4,381
Total noninterest income	$164,000	8,032
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$123,000	6,406
Trading account gains and fees	NA	NA
Additional Noninterest Income	$41,000	8,487
Total noninterest expense	$1,636,000	6,348
Salaries and employee benefits	$912,000	6,154
Premises and equipment expense	$107,000	8,565
Additional noninterest expense	$617,000	5,642
Pre-tax net operating income	$63,000	9,573
Securities gains (losses)	$0	4,449
Applicable income taxes	$4,000	9,224
Income before extraordinary items	$59,000	9,574
Extraordinary gains, net	$0	32
Net income	$59,000	9,573
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$18,000	6,450
Cash dividends	$0	7,473
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$59,000	9,512
1997-12-31 (YTD Data)		Rank
Total interest income	$127,000	10,863
Total interest expense	$45,000	10,835
Net interest income	$82,000	10,866
Provision for loan and lease losses	$5,000	8,640
Total noninterest income	$13,000	10,762
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$11,000	9,265
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,000	10,800
Total noninterest expense	$189,000	10,835
Salaries and employee benefits	$148,000	10,729
Premises and equipment expense	$13,000	10,829
Additional noninterest expense	$28,000	10,891
Pre-tax net operating income	$-99,000	10,491
Securities gains (losses)	$0	3,944
Applicable income taxes	$-41,000	10,604
Income before extraordinary items	$-58,000	10,475
Extraordinary gains, net	$0	44
Net income	$-58,000	10,477
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$11,000	7,272
Cash dividends	$450,000	3,689
Sale, conversion, retirement of capital stock, net	$0	1,030
Net operating income	$-58,000	10,439
1996-12-31 (YTD Data)		Rank
Total interest income	$1,077,000	10,715
Total interest expense	$403,000	10,867
Net interest income	$674,000	10,460
Provision for loan and lease losses	$60,000	6,086
Total noninterest income	$126,000	9,423
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$116,000	7,151
Trading account gains and fees	NA	NA
Additional Noninterest Income	$10,000	10,975
Total noninterest expense	$481,000	10,662
Salaries and employee benefits	$327,000	10,125
Premises and equipment expense	$44,000	10,805
Additional noninterest expense	$110,000	10,997
Pre-tax net operating income	$259,000	9,417
Securities gains (losses)	$2,000	3,501
Applicable income taxes	$85,000	9,017
Income before extraordinary items	$176,000	9,529
Extraordinary gains, net	$0	53
Net income	$176,000	9,530
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-2,000	9,914
Cash dividends	$58,000	7,411
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$174,660	9,492
1995-12-31 (YTD Data)		Rank
Total interest income	$1,042,000	11,210
Total interest expense	$370,000	11,410
Net interest income	$672,000	10,921
Provision for loan and lease losses	$36,000	6,768
Total noninterest income	$134,000	9,586
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$126,000	7,185
Trading account gains and fees	NA	NA
Additional Noninterest Income	$8,000	11,604
Total noninterest expense	$460,000	11,192
Salaries and employee benefits	$297,000	10,774
Premises and equipment expense	$47,000	11,167
Additional noninterest expense	$116,000	11,460
Pre-tax net operating income	$310,000	9,668
Securities gains (losses)	$1,000	3,512
Applicable income taxes	$97,000	9,235
Income before extraordinary items	$214,000	9,786
Extraordinary gains, net	$0	65
Net income	$214,000	9,790
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$76,000	4,321
Cash dividends	$100,000	6,741
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$213,310	9,762
1994-12-31 (YTD Data)		Rank
Total interest income	$861,000	11,969
Total interest expense	$256,000	12,186
Net interest income	$605,000	11,688
Provision for loan and lease losses	$24,000	7,499
Total noninterest income	$144,000	9,822
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$131,000	7,336
Trading account gains and fees	NA	NA
Additional Noninterest Income	$13,000	11,916
Total noninterest expense	$427,000	11,921
Salaries and employee benefits	$260,000	11,577
Premises and equipment expense	$47,000	11,731
Additional noninterest expense	$120,000	12,113
Pre-tax net operating income	$298,000	10,152
Securities gains (losses)	$-3,000	9,178
Applicable income taxes	$103,000	9,288
Income before extraordinary items	$192,000	10,368
Extraordinary gains, net	$0	249
Net income	$192,000	10,372
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$6,000	7,944
Cash dividends	$95,000	7,051
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$193,950	10,394
1993-12-31 (YTD Data)		Rank
Total interest income	$905,000	12,494
Total interest expense	$240,000	12,870
Net interest income	$665,000	11,993
Provision for loan and lease losses	$27,000	8,602
Total noninterest income	$139,000	10,431
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$128,000	7,638
Trading account gains and fees	NA	NA
Additional Noninterest Income	$11,000	12,687
Total noninterest expense	$635,000	11,462
Salaries and employee benefits	$467,000	9,973
Premises and equipment expense	$39,000	12,577
Additional noninterest expense	$129,000	12,671
Pre-tax net operating income	$142,000	11,533
Securities gains (losses)	$84,000	2,738
Applicable income taxes	$67,000	10,544
Income before extraordinary items	$159,000	11,091
Extraordinary gains, net	$0	3,149
Net income	$159,000	11,178
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$4,000	9,293
Cash dividends	$268,000	4,704
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$100,200	11,610
1992-12-31 (YTD Data)		Rank
Total interest income	$983,000	13,053
Total interest expense	$316,000	13,438
Net interest income	$667,000	12,452
Provision for loan and lease losses	$53,000	8,929
Total noninterest income	$128,000	10,980
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$113,000	8,135
Trading account gains and fees	NA	NA
Additional Noninterest Income	$15,000	12,987
Total noninterest expense	$522,000	12,511
Salaries and employee benefits	$347,000	11,473
Premises and equipment expense	$36,000	13,211
Additional noninterest expense	$139,000	13,103
Pre-tax net operating income	$220,000	10,887
Securities gains (losses)	$16,000	5,884
Applicable income taxes	$64,000	10,889
Income before extraordinary items	$172,000	10,960
Extraordinary gains, net	$0	1,422
Net income	$172,000	11,050
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$53,000	7,424
Cash dividends	$92,000	6,796
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$160,320	10,787

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.