Home > Texas First Bank - Winnie > Income and Expense
Texas First Bank - Winnie, Income and Expense
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $2,252,000 | 5,537 |
| Total interest expense | $397,000 | 6,723 |
| Net interest income | $1,855,000 | 4,800 |
| Provision for loan and lease losses | $16,000 | 6,772 |
| Total noninterest income | $538,000 | 3,237 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $342,000 | 2,281 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $196,000 | 3,677 |
| Total noninterest expense | $1,756,000 | 4,762 |
| Salaries and employee benefits | $795,000 | 5,118 |
| Premises and equipment expense | $213,000 | 4,899 |
| Additional noninterest expense | $748,000 | 4,078 |
| Pre-tax net operating income | $621,000 | 2,959 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $237,000 | 1,785 |
| Income before extraordinary items | $384,000 | 3,545 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $384,000 | 3,543 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $384,000 | 3,544 |
| Net charge-offs | $16,000 | 5,738 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $384,000 | 3,427 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,182,000 | 5,452 |
| Total interest expense | $208,000 | 6,739 |
| Net interest income | $974,000 | 4,648 |
| Provision for loan and lease losses | $9,000 | 6,357 |
| Total noninterest income | $266,000 | 3,249 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $163,000 | 2,291 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $103,000 | 3,613 |
| Total noninterest expense | $843,000 | 4,794 |
| Salaries and employee benefits | $410,000 | 5,064 |
| Premises and equipment expense | $108,000 | 4,900 |
| Additional noninterest expense | $325,000 | 4,160 |
| Pre-tax net operating income | $388,000 | 2,857 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $138,000 | 1,847 |
| Income before extraordinary items | $250,000 | 3,446 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $250,000 | 3,447 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $250,000 | 3,447 |
| Net charge-offs | $6,000 | 5,032 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $250,000 | 3,291 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $4,470,000 | 5,752 |
| Total interest expense | $915,000 | 6,932 |
| Net interest income | $3,555,000 | 4,937 |
| Provision for loan and lease losses | $28,000 | 6,899 |
| Total noninterest income | $1,053,000 | 3,294 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $738,000 | 2,256 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $315,000 | 4,023 |
| Total noninterest expense | $3,589,000 | 4,547 |
| Salaries and employee benefits | $1,631,000 | 5,073 |
| Premises and equipment expense | $523,000 | 4,339 |
| Additional noninterest expense | $1,435,000 | 3,744 |
| Pre-tax net operating income | $991,000 | 3,774 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $333,000 | 2,278 |
| Income before extraordinary items | $658,000 | 4,022 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $658,000 | 4,023 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 6,033 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $658,000 | 4,184 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $3,260,000 | 5,891 |
| Total interest expense | $691,000 | 7,026 |
| Net interest income | $2,569,000 | 5,083 |
| Provision for loan and lease losses | $23,000 | 6,429 |
| Total noninterest income | $801,000 | 3,334 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $590,000 | 2,181 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $211,000 | 4,315 |
| Total noninterest expense | $2,472,000 | 4,790 |
| Salaries and employee benefits | $1,175,000 | 5,240 |
| Premises and equipment expense | $370,000 | 4,514 |
| Additional noninterest expense | $927,000 | 4,110 |
| Pre-tax net operating income | $875,000 | 3,930 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $305,000 | 2,443 |
| Income before extraordinary items | $570,000 | 4,212 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $570,000 | 4,209 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 5,309 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $570,000 | 4,369 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $2,135,000 | 6,000 |
| Total interest expense | $469,000 | 7,113 |
| Net interest income | $1,666,000 | 5,168 |
| Provision for loan and lease losses | $23,000 | 5,895 |
| Total noninterest income | $527,000 | 3,400 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $389,000 | 2,186 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $138,000 | 4,450 |
| Total noninterest expense | $1,636,000 | 4,850 |
| Salaries and employee benefits | $758,000 | 5,374 |
| Premises and equipment expense | $242,000 | 4,602 |
| Additional noninterest expense | $636,000 | 3,996 |
| Pre-tax net operating income | $534,000 | 4,261 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $179,000 | 2,811 |
| Income before extraordinary items | $355,000 | 4,708 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $355,000 | 4,709 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 5,014 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $355,000 | 4,644 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,077,000 | 6,050 |
| Total interest expense | $250,000 | 7,136 |
| Net interest income | $827,000 | 5,209 |
| Provision for loan and lease losses | $20,000 | 4,875 |
| Total noninterest income | $270,000 | 3,348 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $201,000 | 2,073 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $69,000 | 4,449 |
| Total noninterest expense | $820,000 | 4,860 |
| Salaries and employee benefits | $379,000 | 5,411 |
| Premises and equipment expense | $113,000 | 4,801 |
| Additional noninterest expense | $328,000 | 3,854 |
| Pre-tax net operating income | $257,000 | 4,476 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $90,000 | 2,924 |
| Income before extraordinary items | $167,000 | 5,039 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $167,000 | 5,043 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 4,076 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $167,000 | 4,924 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $4,412,000 | 6,023 |
| Total interest expense | $1,031,000 | 7,119 |
| Net interest income | $3,381,000 | 5,152 |
| Provision for loan and lease losses | $68,000 | 5,379 |
| Total noninterest income | $1,122,000 | 3,289 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $852,000 | 2,022 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $270,000 | 4,431 |
| Total noninterest expense | $3,607,000 | 4,429 |
| Salaries and employee benefits | $1,713,000 | 4,914 |
| Premises and equipment expense | $445,000 | 4,706 |
| Additional noninterest expense | $1,449,000 | 3,523 |
| Pre-tax net operating income | $828,000 | 5,116 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $268,000 | 3,521 |
| Income before extraordinary items | $560,000 | 5,483 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $560,000 | 5,483 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $69,000 | 4,243 |
| Cash dividends | $350,000 | 4,232 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $560,000 | 5,465 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $3,285,000 | 6,065 |
| Total interest expense | $764,000 | 7,171 |
| Net interest income | $2,521,000 | 5,190 |
| Provision for loan and lease losses | $62,000 | 4,812 |
| Total noninterest income | $850,000 | 3,262 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $641,000 | 2,006 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $209,000 | 4,404 |
| Total noninterest expense | $2,438,000 | 4,735 |
| Salaries and employee benefits | $1,150,000 | 5,227 |
| Premises and equipment expense | $332,000 | 4,709 |
| Additional noninterest expense | $956,000 | 3,837 |
| Pre-tax net operating income | $871,000 | 4,667 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $296,000 | 3,218 |
| Income before extraordinary items | $575,000 | 5,091 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $575,000 | 5,091 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $62,000 | 3,397 |
| Cash dividends | $150,000 | 4,354 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $575,000 | 5,089 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $2,171,000 | 6,115 |
| Total interest expense | $502,000 | 7,219 |
| Net interest income | $1,669,000 | 5,242 |
| Provision for loan and lease losses | $42,000 | 4,587 |
| Total noninterest income | $535,000 | 3,419 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $418,000 | 2,036 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $117,000 | 4,803 |
| Total noninterest expense | $1,608,000 | 4,795 |
| Salaries and employee benefits | $796,000 | 5,156 |
| Premises and equipment expense | $216,000 | 4,792 |
| Additional noninterest expense | $596,000 | 4,030 |
| Pre-tax net operating income | $554,000 | 4,844 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $188,000 | 3,347 |
| Income before extraordinary items | $366,000 | 5,262 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $366,000 | 5,262 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $44,000 | 2,975 |
| Cash dividends | $50,000 | 4,675 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $366,000 | 5,252 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,093,000 | 6,108 |
| Total interest expense | $250,000 | 7,251 |
| Net interest income | $843,000 | 5,208 |
| Provision for loan and lease losses | $26,000 | 4,092 |
| Total noninterest income | $242,000 | 3,604 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $188,000 | 2,159 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $54,000 | 4,958 |
| Total noninterest expense | $838,000 | 4,659 |
| Salaries and employee benefits | $423,000 | 4,983 |
| Premises and equipment expense | $99,000 | 5,082 |
| Additional noninterest expense | $316,000 | 3,819 |
| Pre-tax net operating income | $221,000 | 5,300 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $75,000 | 3,661 |
| Income before extraordinary items | $146,000 | 5,695 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $146,000 | 5,695 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 2,284 |
| Cash dividends | $50,000 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $146,000 | 5,681 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $3,534,000 | 6,402 |
| Total interest expense | $722,000 | 7,479 |
| Net interest income | $2,812,000 | 5,719 |
| Provision for loan and lease losses | $96,000 | 4,805 |
| Total noninterest income | $748,000 | 4,218 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $565,000 | 2,805 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $183,000 | 5,281 |
| Total noninterest expense | $2,590,000 | 5,371 |
| Salaries and employee benefits | $1,263,000 | 5,747 |
| Premises and equipment expense | $320,000 | 5,578 |
| Additional noninterest expense | $1,007,000 | 4,490 |
| Pre-tax net operating income | $874,000 | 5,475 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $329,000 | 3,678 |
| Income before extraordinary items | $545,000 | 6,004 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $545,000 | 6,005 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $96,000 | 3,205 |
| Cash dividends | $500,000 | 3,695 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $545,000 | 6,002 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $2,392,000 | 6,670 |
| Total interest expense | $473,000 | 7,657 |
| Net interest income | $1,919,000 | 6,015 |
| Provision for loan and lease losses | $53,000 | 5,008 |
| Total noninterest income | $506,000 | 4,445 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $380,000 | 3,043 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $126,000 | 5,445 |
| Total noninterest expense | $1,653,000 | 5,858 |
| Salaries and employee benefits | $774,000 | 6,321 |
| Premises and equipment expense | $229,000 | 5,728 |
| Additional noninterest expense | $650,000 | 4,963 |
| Pre-tax net operating income | $719,000 | 5,455 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $243,000 | 3,884 |
| Income before extraordinary items | $476,000 | 5,867 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $476,000 | 5,868 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $71,000 | 2,754 |
| Cash dividends | $500,000 | 2,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $476,000 | 5,867 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $1,209,000 | 7,255 |
| Total interest expense | $234,000 | 8,010 |
| Net interest income | $975,000 | 6,720 |
| Provision for loan and lease losses | $49,000 | 4,503 |
| Total noninterest income | $242,000 | 5,221 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $182,000 | 3,753 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $60,000 | 6,084 |
| Total noninterest expense | $805,000 | 6,758 |
| Salaries and employee benefits | $375,000 | 7,138 |
| Premises and equipment expense | $106,000 | 6,637 |
| Additional noninterest expense | $324,000 | 5,850 |
| Pre-tax net operating income | $363,000 | 6,086 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $130,000 | 4,209 |
| Income before extraordinary items | $233,000 | 6,492 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $233,000 | 6,493 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $58,000 | 2,324 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $233,000 | 6,489 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,043,000 | 5,999 |
| Total interest expense | $197,000 | 7,248 |
| Net interest income | $846,000 | 5,242 |
| Provision for loan and lease losses | $22,000 | 4,442 |
| Total noninterest income | $235,000 | 3,622 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $172,000 | 2,312 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $63,000 | 4,642 |
| Total noninterest expense | $865,000 | 4,448 |
| Salaries and employee benefits | $467,000 | 4,500 |
| Premises and equipment expense | $100,000 | 4,961 |
| Additional noninterest expense | $298,000 | 3,922 |
| Pre-tax net operating income | $194,000 | 5,906 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $194,000 | 5,420 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $194,000 | 5,419 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 2,748 |
| Cash dividends | $165,000 | 2,621 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $194,000 | 5,419 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $3,733,000 | 6,019 |
| Total interest expense | $606,000 | 7,314 |
| Net interest income | $3,127,000 | 5,380 |
| Provision for loan and lease losses | $30,000 | 6,187 |
| Total noninterest income | $1,058,000 | 3,417 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $821,000 | 2,067 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $237,000 | 4,832 |
| Total noninterest expense | $3,471,000 | 4,307 |
| Salaries and employee benefits | $1,787,000 | 4,501 |
| Premises and equipment expense | $411,000 | 4,769 |
| Additional noninterest expense | $1,273,000 | 3,689 |
| Pre-tax net operating income | $684,000 | 6,195 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $0 | 6,964 |
| Income before extraordinary items | $684,000 | 5,722 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $684,000 | 5,725 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $35,000 | 4,711 |
| Cash dividends | $393,000 | 4,041 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $684,000 | 5,696 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $2,694,000 | 6,109 |
| Total interest expense | $413,000 | 7,429 |
| Net interest income | $2,281,000 | 5,479 |
| Provision for loan and lease losses | $98,000 | 4,217 |
| Total noninterest income | $846,000 | 3,288 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $670,000 | 1,919 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $176,000 | 4,883 |
| Total noninterest expense | $2,511,000 | 4,407 |
| Salaries and employee benefits | $1,328,000 | 4,498 |
| Premises and equipment expense | $300,000 | 4,841 |
| Additional noninterest expense | $883,000 | 3,864 |
| Pre-tax net operating income | $518,000 | 6,323 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $518,000 | 5,812 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $518,000 | 5,816 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 4,476 |
| Cash dividends | $309,000 | 3,469 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $518,000 | 5,783 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,771,000 | 6,094 |
| Total interest expense | $253,000 | 7,501 |
| Net interest income | $1,518,000 | 5,469 |
| Provision for loan and lease losses | $60,000 | 4,115 |
| Total noninterest income | $563,000 | 3,258 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $449,000 | 1,866 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $114,000 | 4,928 |
| Total noninterest expense | $1,663,000 | 4,416 |
| Salaries and employee benefits | $890,000 | 4,469 |
| Premises and equipment expense | $202,000 | 4,786 |
| Additional noninterest expense | $571,000 | 3,951 |
| Pre-tax net operating income | $358,000 | 6,244 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $358,000 | 5,724 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $358,000 | 5,727 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 4,010 |
| Cash dividends | $197,000 | 3,570 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $358,000 | 5,683 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $868,000 | 6,150 |
| Total interest expense | $114,000 | 7,649 |
| Net interest income | $754,000 | 5,518 |
| Provision for loan and lease losses | $30,000 | 3,913 |
| Total noninterest income | $284,000 | 3,179 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $220,000 | 1,850 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $64,000 | 4,644 |
| Total noninterest expense | $833,000 | 4,429 |
| Salaries and employee benefits | $447,000 | 4,467 |
| Premises and equipment expense | $107,000 | 4,643 |
| Additional noninterest expense | $279,000 | 4,023 |
| Pre-tax net operating income | $175,000 | 6,254 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $175,000 | 5,739 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $175,000 | 5,740 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 4,060 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $175,000 | 5,703 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $3,253,000 | 6,188 |
| Total interest expense | $316,000 | 8,022 |
| Net interest income | $2,937,000 | 5,478 |
| Provision for loan and lease losses | $120,000 | 4,623 |
| Total noninterest income | $1,121,000 | 3,284 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $1,032,000 | 1,707 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $89,000 | 6,612 |
| Total noninterest expense | $3,240,000 | 4,425 |
| Salaries and employee benefits | $1,718,000 | 4,487 |
| Premises and equipment expense | $403,000 | 4,733 |
| Additional noninterest expense | $1,119,000 | 3,969 |
| Pre-tax net operating income | $698,000 | 6,105 |
| Securities gains (losses) | $-1,000 | 7,794 |
| Applicable income taxes | $0 | 7,185 |
| Income before extraordinary items | $697,000 | 5,596 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $697,000 | 5,596 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $104,000 | 3,572 |
| Cash dividends | $407,000 | 3,864 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $698,000 | 5,522 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $2,403,000 | 6,239 |
| Total interest expense | $218,000 | 8,164 |
| Net interest income | $2,185,000 | 5,498 |
| Provision for loan and lease losses | $90,000 | 4,429 |
| Total noninterest income | $830,000 | 3,327 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $788,000 | 1,680 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $42,000 | 7,283 |
| Total noninterest expense | $2,456,000 | 4,361 |
| Salaries and employee benefits | $1,302,000 | 4,414 |
| Premises and equipment expense | $310,000 | 4,663 |
| Additional noninterest expense | $844,000 | 3,920 |
| Pre-tax net operating income | $469,000 | 6,460 |
| Securities gains (losses) | $-1,000 | 8,079 |
| Applicable income taxes | $0 | 7,220 |
| Income before extraordinary items | $468,000 | 5,972 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $468,000 | 5,971 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $97,000 | 2,863 |
| Cash dividends | $225,000 | 3,810 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $469,000 | 5,892 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,564,000 | 6,332 |
| Total interest expense | $133,000 | 8,330 |
| Net interest income | $1,431,000 | 5,547 |
| Provision for loan and lease losses | $60,000 | 4,267 |
| Total noninterest income | $561,000 | 3,313 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $514,000 | 1,703 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $47,000 | 6,544 |
| Total noninterest expense | $1,631,000 | 4,400 |
| Salaries and employee benefits | $874,000 | 4,420 |
| Premises and equipment expense | $207,000 | 4,664 |
| Additional noninterest expense | $550,000 | 4,009 |
| Pre-tax net operating income | $301,000 | 6,491 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $301,000 | 6,033 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $301,000 | 6,034 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $85,000 | 2,362 |
| Cash dividends | $118,000 | 4,060 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $301,000 | 5,950 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $787,000 | 6,325 |
| Total interest expense | $66,000 | 8,390 |
| Net interest income | $721,000 | 5,518 |
| Provision for loan and lease losses | $30,000 | 4,060 |
| Total noninterest income | $266,000 | 3,377 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $256,000 | 1,663 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $10,000 | 7,740 |
| Total noninterest expense | $836,000 | 4,346 |
| Salaries and employee benefits | $442,000 | 4,404 |
| Premises and equipment expense | $102,000 | 4,723 |
| Additional noninterest expense | $292,000 | 3,824 |
| Pre-tax net operating income | $121,000 | 6,841 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $121,000 | 6,498 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $121,000 | 6,497 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $74,000 | 1,573 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $121,000 | 6,382 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $3,256,000 | 6,254 |
| Total interest expense | $353,000 | 8,279 |
| Net interest income | $2,903,000 | 5,417 |
| Provision for loan and lease losses | $185,000 | 4,159 |
| Total noninterest income | $1,284,000 | 3,158 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $1,055,000 | 1,630 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $229,000 | 5,014 |
| Total noninterest expense | $3,214,000 | 4,396 |
| Salaries and employee benefits | $1,748,000 | 4,347 |
| Premises and equipment expense | $389,000 | 4,815 |
| Additional noninterest expense | $1,077,000 | 4,039 |
| Pre-tax net operating income | $788,000 | 5,734 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $12,000 | 6,979 |
| Income before extraordinary items | $776,000 | 5,315 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $776,000 | 5,315 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $66,000 | 4,709 |
| Cash dividends | $543,000 | 3,379 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $776,000 | 5,167 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $2,465,000 | 6,297 |
| Total interest expense | $285,000 | 8,310 |
| Net interest income | $2,180,000 | 5,428 |
| Provision for loan and lease losses | $165,000 | 3,731 |
| Total noninterest income | $959,000 | 3,229 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $786,000 | 1,642 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $173,000 | 5,056 |
| Total noninterest expense | $2,385,000 | 4,417 |
| Salaries and employee benefits | $1,302,000 | 4,365 |
| Premises and equipment expense | $299,000 | 4,721 |
| Additional noninterest expense | $784,000 | 4,119 |
| Pre-tax net operating income | $589,000 | 5,929 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $12,000 | 7,003 |
| Income before extraordinary items | $577,000 | 5,504 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $577,000 | 5,503 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $61,000 | 3,953 |
| Cash dividends | $387,000 | 3,099 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $577,000 | 5,308 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,660,000 | 6,309 |
| Total interest expense | $209,000 | 8,272 |
| Net interest income | $1,451,000 | 5,434 |
| Provision for loan and lease losses | $85,000 | 4,219 |
| Total noninterest income | $632,000 | 3,222 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $511,000 | 1,651 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $121,000 | 4,975 |
| Total noninterest expense | $1,528,000 | 4,523 |
| Salaries and employee benefits | $848,000 | 4,439 |
| Premises and equipment expense | $197,000 | 4,748 |
| Additional noninterest expense | $483,000 | 4,363 |
| Pre-tax net operating income | $470,000 | 5,466 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $12,000 | 6,875 |
| Income before extraordinary items | $458,000 | 5,032 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $458,000 | 5,032 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 4,131 |
| Cash dividends | $250,000 | 3,135 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $458,000 | 4,828 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $832,000 | 6,334 |
| Total interest expense | $111,000 | 8,292 |
| Net interest income | $721,000 | 5,451 |
| Provision for loan and lease losses | $24,000 | 4,998 |
| Total noninterest income | $285,000 | 3,370 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $247,000 | 1,651 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $38,000 | 5,786 |
| Total noninterest expense | $759,000 | 4,533 |
| Salaries and employee benefits | $413,000 | 4,525 |
| Premises and equipment expense | $110,000 | 4,431 |
| Additional noninterest expense | $236,000 | 4,401 |
| Pre-tax net operating income | $223,000 | 5,566 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $12,000 | 6,453 |
| Income before extraordinary items | $211,000 | 5,189 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $211,000 | 5,188 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 2,967 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $211,000 | 5,000 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $3,393,000 | 6,446 |
| Total interest expense | $591,000 | 8,121 |
| Net interest income | $2,802,000 | 5,522 |
| Provision for loan and lease losses | $48,000 | 6,757 |
| Total noninterest income | $1,057,000 | 3,356 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $879,000 | 1,830 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $178,000 | 5,245 |
| Total noninterest expense | $2,758,000 | 4,740 |
| Salaries and employee benefits | $1,507,000 | 4,679 |
| Premises and equipment expense | $340,000 | 5,183 |
| Additional noninterest expense | $911,000 | 4,504 |
| Pre-tax net operating income | $1,053,000 | 5,071 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $1,000 | 7,615 |
| Income before extraordinary items | $1,052,000 | 4,454 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,052,000 | 4,455 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 6,852 |
| Cash dividends | $692,000 | 2,931 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,052,000 | 4,344 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $3,650,000 | 6,633 |
| Total interest expense | $1,116,000 | 7,785 |
| Net interest income | $2,534,000 | 5,676 |
| Provision for loan and lease losses | $80,000 | 5,977 |
| Total noninterest income | $814,000 | 3,810 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $676,000 | 2,211 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $138,000 | 5,698 |
| Total noninterest expense | $2,231,000 | 5,341 |
| Salaries and employee benefits | $1,230,000 | 5,225 |
| Premises and equipment expense | $246,000 | 6,136 |
| Additional noninterest expense | $755,000 | 4,990 |
| Pre-tax net operating income | $1,037,000 | 4,820 |
| Securities gains (losses) | $-35,000 | 9,414 |
| Applicable income taxes | $5,000 | 7,734 |
| Income before extraordinary items | $997,000 | 4,300 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $997,000 | 4,301 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $51,000 | 5,124 |
| Cash dividends | $672,000 | 2,946 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,032,000 | 4,084 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $4,072,000 | 6,428 |
| Total interest expense | $1,331,000 | 7,504 |
| Net interest income | $2,741,000 | 5,482 |
| Provision for loan and lease losses | $130,000 | 4,683 |
| Total noninterest income | $841,000 | 3,543 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $692,000 | 2,000 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $149,000 | 5,494 |
| Total noninterest expense | $2,267,000 | 5,216 |
| Salaries and employee benefits | $1,295,000 | 4,911 |
| Premises and equipment expense | $272,000 | 5,750 |
| Additional noninterest expense | $700,000 | 5,177 |
| Pre-tax net operating income | $1,185,000 | 4,757 |
| Securities gains (losses) | $-37,000 | 9,058 |
| Applicable income taxes | $7,000 | 8,144 |
| Income before extraordinary items | $1,141,000 | 4,001 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,141,000 | 4,003 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $139,000 | 2,997 |
| Cash dividends | $913,000 | 2,444 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,177,630 | 3,899 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $3,710,000 | 6,602 |
| Total interest expense | $1,078,000 | 7,967 |
| Net interest income | $2,632,000 | 5,624 |
| Provision for loan and lease losses | $0 | 8,503 |
| Total noninterest income | $669,000 | 4,114 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $508,000 | 2,600 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $161,000 | 5,442 |
| Total noninterest expense | $2,114,000 | 5,468 |
| Salaries and employee benefits | $1,227,000 | 5,082 |
| Premises and equipment expense | $251,000 | 6,029 |
| Additional noninterest expense | $636,000 | 5,608 |
| Pre-tax net operating income | $1,187,000 | 4,794 |
| Securities gains (losses) | $-37,000 | 9,718 |
| Applicable income taxes | $0 | 8,765 |
| Income before extraordinary items | $1,150,000 | 4,001 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,150,000 | 4,003 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 6,647 |
| Cash dividends | $1,014,000 | 2,220 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,187,000 | 3,874 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $3,610,000 | 6,835 |
| Total interest expense | $1,152,000 | 8,022 |
| Net interest income | $2,458,000 | 5,914 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $624,000 | 4,272 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $455,000 | 2,781 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $169,000 | 5,382 |
| Total noninterest expense | $1,920,000 | 5,747 |
| Salaries and employee benefits | $1,074,000 | 5,504 |
| Premises and equipment expense | $259,000 | 5,838 |
| Additional noninterest expense | $587,000 | 5,839 |
| Pre-tax net operating income | $1,162,000 | 4,989 |
| Securities gains (losses) | $-37,000 | 10,350 |
| Applicable income taxes | $0 | 9,340 |
| Income before extraordinary items | $1,125,000 | 4,115 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,125,000 | 4,114 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 6,956 |
| Cash dividends | $1,104,000 | 2,071 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,162,000 | 3,941 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $3,421,000 | 7,254 |
| Total interest expense | $1,046,000 | 8,566 |
| Net interest income | $2,375,000 | 6,249 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $595,000 | 4,435 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $465,000 | 2,813 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $130,000 | 6,075 |
| Total noninterest expense | $1,907,000 | 5,828 |
| Salaries and employee benefits | $1,083,000 | 5,545 |
| Premises and equipment expense | $242,000 | 6,177 |
| Additional noninterest expense | $582,000 | 5,924 |
| Pre-tax net operating income | $1,063,000 | 5,643 |
| Securities gains (losses) | $-36,000 | 10,562 |
| Applicable income taxes | $-9,000 | 10,514 |
| Income before extraordinary items | $1,036,000 | 4,579 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,036,000 | 4,578 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 7,092 |
| Cash dividends | $872,000 | 2,436 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,072,000 | 4,381 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $3,284,000 | 7,615 |
| Total interest expense | $991,000 | 9,040 |
| Net interest income | $2,293,000 | 6,569 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $595,000 | 4,594 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $377,000 | 3,508 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $218,000 | 4,938 |
| Total noninterest expense | $1,797,000 | 6,397 |
| Salaries and employee benefits | $1,055,000 | 5,768 |
| Premises and equipment expense | $202,000 | 6,991 |
| Additional noninterest expense | $540,000 | 6,766 |
| Pre-tax net operating income | $1,091,000 | 5,441 |
| Securities gains (losses) | $-7,000 | 10,114 |
| Applicable income taxes | $366,000 | 5,177 |
| Income before extraordinary items | $718,000 | 5,685 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $718,000 | 5,686 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 10,098 |
| Cash dividends | $550,000 | 3,204 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $722,620 | 5,606 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,271,000 | 7,831 |
| Total interest expense | $1,039,000 | 9,122 |
| Net interest income | $2,232,000 | 6,812 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $460,000 | 5,478 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $341,000 | 3,856 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $119,000 | 6,675 |
| Total noninterest expense | $1,595,000 | 6,995 |
| Salaries and employee benefits | $905,000 | 6,533 |
| Premises and equipment expense | $162,000 | 7,994 |
| Additional noninterest expense | $528,000 | 7,049 |
| Pre-tax net operating income | $1,097,000 | 5,608 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $363,000 | 5,291 |
| Income before extraordinary items | $734,000 | 5,795 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $734,000 | 5,792 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 7,801 |
| Cash dividends | $455,000 | 3,546 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $734,000 | 5,772 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,886,000 | 8,256 |
| Total interest expense | $770,000 | 9,757 |
| Net interest income | $2,116,000 | 7,282 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $502,000 | 5,281 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $361,000 | 3,727 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $141,000 | 6,387 |
| Total noninterest expense | $1,652,000 | 7,124 |
| Salaries and employee benefits | $875,000 | 6,787 |
| Premises and equipment expense | $171,000 | 8,060 |
| Additional noninterest expense | $606,000 | 6,996 |
| Pre-tax net operating income | $966,000 | 6,092 |
| Securities gains (losses) | $24,000 | 1,636 |
| Applicable income taxes | $331,000 | 5,497 |
| Income before extraordinary items | $659,000 | 6,151 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $659,000 | 6,172 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 8,352 |
| Cash dividends | $455,000 | 3,424 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $642,920 | 6,330 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,889,000 | 8,513 |
| Total interest expense | $880,000 | 9,634 |
| Net interest income | $2,009,000 | 7,645 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $501,000 | 5,591 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $355,000 | 3,825 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $146,000 | 6,644 |
| Total noninterest expense | $1,495,000 | 7,854 |
| Salaries and employee benefits | $801,000 | 7,317 |
| Premises and equipment expense | $152,000 | 8,840 |
| Additional noninterest expense | $542,000 | 7,844 |
| Pre-tax net operating income | $1,015,000 | 5,836 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $376,000 | 5,226 |
| Income before extraordinary items | $639,000 | 6,502 |
| Extraordinary gains, net | $15,000 | 2,819 |
| Net income | $654,000 | 6,560 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 9,554 |
| Cash dividends | $455,000 | 3,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $639,000 | 6,256 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,228,000 | 8,593 |
| Total interest expense | $1,186,000 | 9,651 |
| Net interest income | $2,042,000 | 7,642 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $371,000 | 6,823 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $273,000 | 4,788 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $98,000 | 8,137 |
| Total noninterest expense | $1,444,000 | 8,117 |
| Salaries and employee benefits | $775,000 | 7,432 |
| Premises and equipment expense | $135,000 | 9,539 |
| Additional noninterest expense | $534,000 | 8,156 |
| Pre-tax net operating income | $969,000 | 5,757 |
| Securities gains (losses) | $-7,000 | 13,179 |
| Applicable income taxes | $257,000 | 6,552 |
| Income before extraordinary items | $705,000 | 5,887 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $705,000 | 5,956 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 10,474 |
| Cash dividends | $455,000 | 3,013 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $710,110 | 5,525 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.