Home > Texas First Bank > Income and Expense

Texas First Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$88,958,000595
Total interest expense$26,816,000639
Net interest income$62,142,000564
Provision for loan and lease losses$85,0002,555
Total noninterest income$11,759,000667
Gross Fiduciary activities income$0981
Service charges on deposit accounts$4,574,000293
Trading account gains and feesNANA
Additional Noninterest Income$7,185,000695
Total noninterest expense$50,372,000568
Salaries and employee benefits$27,094,000575
Premises and equipment expense$5,672,000497
Additional noninterest expense$7,185,000695
Pre-tax net operating income$23,444,000603
Securities gains (losses)$813,00083
Applicable income taxes$03,369
Income before extraordinary items$24,257,000508
Extraordinary gains, net$054
Net income$24,257,000514
Minority interest net income$088
Net income of bank and minority interests.$24,257,000510
Net charge-offs$-412,0004,521
Cash dividends$9,500,000512
Sale, conversion, retirement of capital stock, net$0540
Net operating income$23,444,000533
2023-06-30 (YTD Data)Rank
Total interest income$42,177,000585
Total interest expense$9,907,000686
Net interest income$32,270,000555
Provision for loan and lease losses$85,0001,921
Total noninterest income$6,062,000651
Gross Fiduciary activities income$0931
Service charges on deposit accounts$2,253,000287
Trading account gains and feesNANA
Additional Noninterest Income$3,809,000639
Total noninterest expense$26,234,000533
Salaries and employee benefits$14,234,000544
Premises and equipment expense$2,787,000495
Additional noninterest expense$3,809,000639
Pre-tax net operating income$12,013,000602
Securities gains (losses)$802,00056
Applicable income taxes$03,436
Income before extraordinary items$12,815,000501
Extraordinary gains, net$051
Net income$12,815,000509
Minority interest net income$081
Net income of bank and minority interests.$12,815,000500
Net charge-offs$61,0001,105
Cash dividends$7,500,000338
Sale, conversion, retirement of capital stock, net$0486
Net operating income$12,013,000523
2023-03-31 (YTD Data)Rank
Total interest income$20,386,000593
Total interest expense$3,217,000846
Net interest income$17,169,000533
Provision for loan and lease losses$85,0001,377
Total noninterest income$2,925,000664
Gross Fiduciary activities income$0913
Service charges on deposit accounts$1,108,000299
Trading account gains and feesNANA
Additional Noninterest Income$1,817,000649
Total noninterest expense$12,894,000553
Salaries and employee benefits$7,100,000563
Premises and equipment expense$1,441,000496
Additional noninterest expense$1,817,000649
Pre-tax net operating income$7,115,000555
Securities gains (losses)$-87,0004,338
Applicable income taxes$03,388
Income before extraordinary items$7,028,000478
Extraordinary gains, net$04
Net income$7,028,000479
Minority interest net income$048
Net income of bank and minority interests.$7,028,000479
Net charge-offs$53,000787
Cash dividends$3,750,000323
Sale, conversion, retirement of capital stock, net$0430
Net operating income$7,115,000484
2022-12-31 (YTD Data)Rank
Total interest income$73,819,000541
Total interest expense$4,095,000917
Net interest income$69,724,000513
Provision for loan and lease losses$1,116,000757
Total noninterest income$11,153,000713
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$4,408,000316
Trading account gains and feesNANA
Additional Noninterest Income$6,745,000734
Total noninterest expense$46,191,000584
Salaries and employee benefits$27,292,000563
Premises and equipment expense$5,321,000512
Additional noninterest expense$6,745,000734
Pre-tax net operating income$33,570,000523
Securities gains (losses)$2,243,00035
Applicable income taxes$03,596
Income before extraordinary items$35,813,000405
Extraordinary gains, net$05
Net income$35,813,000406
Minority interest net income$063
Net income of bank and minority interests.$35,813,000406
Net charge-offs$39,0001,660
Cash dividends$16,250,000327
Sale, conversion, retirement of capital stock, net$0568
Net operating income$33,570,000433
2022-09-30 (YTD Data)Rank
Total interest income$53,663,000525
Total interest expense$2,296,000892
Net interest income$51,367,000503
Provision for loan and lease losses$846,000701
Total noninterest income$8,244,000730
Gross Fiduciary activities income$0968
Service charges on deposit accounts$3,318,000311
Trading account gains and feesNANA
Additional Noninterest Income$4,926,000763
Total noninterest expense$34,245,000586
Salaries and employee benefits$20,117,000575
Premises and equipment expense$3,888,000520
Additional noninterest expense$4,926,000763
Pre-tax net operating income$24,520,000522
Securities gains (losses)$3,589,00025
Applicable income taxes$03,603
Income before extraordinary items$28,109,000385
Extraordinary gains, net$04
Net income$28,109,000385
Minority interest net income$057
Net income of bank and minority interests.$28,109,000385
Net charge-offs$33,0001,393
Cash dividends$10,250,000345
Sale, conversion, retirement of capital stock, net$0519
Net operating income$24,520,000443
2022-06-30 (YTD Data)Rank
Total interest income$34,848,000512
Total interest expense$1,357,000850
Net interest income$33,491,000499
Provision for loan and lease losses$578,000642
Total noninterest income$5,519,000719
Gross Fiduciary activities income$0925
Service charges on deposit accounts$2,209,000306
Trading account gains and feesNANA
Additional Noninterest Income$3,310,000770
Total noninterest expense$22,203,000594
Salaries and employee benefits$13,321,000568
Premises and equipment expense$2,544,000531
Additional noninterest expense$6,338,000629
Pre-tax net operating income$16,229,000499
Securities gains (losses)$3,300,00022
Applicable income taxes$03,564
Income before extraordinary items$19,529,000366
Extraordinary gains, net$04
Net income$19,529,000366
Minority interest net income$060
Net income of bank and minority interests.$19,529,000366
Net charge-offs$16,0001,414
Cash dividends$6,750,000356
Sale, conversion, retirement of capital stock, net$0494
Net operating income$16,229,000429
2022-03-31 (YTD Data)Rank
Total interest income$17,401,000501
Total interest expense$662,000826
Net interest income$16,739,000489
Provision for loan and lease losses$300,000484
Total noninterest income$2,776,000730
Gross Fiduciary activities income$0892
Service charges on deposit accounts$1,075,000311
Trading account gains and feesNANA
Additional Noninterest Income$1,701,000770
Total noninterest expense$11,139,000592
Salaries and employee benefits$6,754,000562
Premises and equipment expense$1,264,000536
Additional noninterest expense$3,121,000635
Pre-tax net operating income$8,076,000488
Securities gains (losses)$1,118,00030
Applicable income taxes$03,450
Income before extraordinary items$9,194,000381
Extraordinary gains, net$04
Net income$9,194,000381
Minority interest net income$050
Net income of bank and minority interests.$9,194,000381
Net charge-offs$8,0001,246
Cash dividends$3,000,000350
Sale, conversion, retirement of capital stock, net$0453
Net operating income$8,076,000426
2021-12-31 (YTD Data)Rank
Total interest income$67,109,000520
Total interest expense$2,833,000971
Net interest income$64,276,000501
Provision for loan and lease losses$1,920,000305
Total noninterest income$10,357,000811
Gross Fiduciary activities income$0994
Service charges on deposit accounts$4,080,000307
Trading account gains and feesNANA
Additional Noninterest Income$6,277,000921
Total noninterest expense$41,630,000630
Salaries and employee benefits$24,948,000594
Premises and equipment expense$4,991,000537
Additional noninterest expense$11,691,000680
Pre-tax net operating income$31,083,000535
Securities gains (losses)$1,208,000190
Applicable income taxes$03,710
Income before extraordinary items$32,291,000453
Extraordinary gains, net$010
Net income$32,291,000453
Minority interest net income$074
Net income of bank and minority interests.$32,291,000454
Net charge-offs$74,0001,476
Cash dividends$13,750,000386
Sale, conversion, retirement of capital stock, net$0582
Net operating income$31,083,000459
2021-09-30 (YTD Data)Rank
Total interest income$50,136,000529
Total interest expense$2,152,0001,000
Net interest income$47,984,000512
Provision for loan and lease losses$1,255,000348
Total noninterest income$7,751,000833
Gross Fiduciary activities income$0957
Service charges on deposit accounts$3,002,000310
Trading account gains and feesNANA
Additional Noninterest Income$4,749,000923
Total noninterest expense$30,716,000645
Salaries and employee benefits$18,354,000602
Premises and equipment expense$3,665,000550
Additional noninterest expense$8,697,000680
Pre-tax net operating income$23,764,000545
Securities gains (losses)$299,000448
Applicable income taxes$03,719
Income before extraordinary items$24,063,000462
Extraordinary gains, net$08
Net income$24,063,000460
Minority interest net income$069
Net income of bank and minority interests.$24,063,000462
Net charge-offs$53,0001,332
Cash dividends$10,500,000366
Sale, conversion, retirement of capital stock, net$0543
Net operating income$23,764,000460
2021-06-30 (YTD Data)Rank
Total interest income$32,312,000534
Total interest expense$1,466,0001,033
Net interest income$30,846,000514
Provision for loan and lease losses$812,000380
Total noninterest income$4,907,000866
Gross Fiduciary activities income$0951
Service charges on deposit accounts$1,920,000312
Trading account gains and feesNANA
Additional Noninterest Income$2,987,000976
Total noninterest expense$20,039,000655
Salaries and employee benefits$12,131,000612
Premises and equipment expense$2,367,000566
Additional noninterest expense$5,541,000696
Pre-tax net operating income$14,902,000561
Securities gains (losses)$8,0001,476
Applicable income taxes$03,702
Income before extraordinary items$14,910,000491
Extraordinary gains, net$06
Net income$14,910,000488
Minority interest net income$067
Net income of bank and minority interests.$14,910,000491
Net charge-offs$16,0001,585
Cash dividends$8,000,000319
Sale, conversion, retirement of capital stock, net$0517
Net operating income$14,902,000481
2021-03-31 (YTD Data)Rank
Total interest income$16,645,000524
Total interest expense$743,0001,076
Net interest income$15,902,000498
Provision for loan and lease losses$425,000421
Total noninterest income$2,434,000873
Gross Fiduciary activities income$0922
Service charges on deposit accounts$941,000311
Trading account gains and feesNANA
Additional Noninterest Income$1,493,000981
Total noninterest expense$9,934,000648
Salaries and employee benefits$6,069,000608
Premises and equipment expense$1,140,000597
Additional noninterest expense$2,725,000695
Pre-tax net operating income$7,977,000534
Securities gains (losses)$01,392
Applicable income taxes$03,613
Income before extraordinary items$7,977,000471
Extraordinary gains, net$03
Net income$7,977,000469
Minority interest net income$055
Net income of bank and minority interests.$7,977,000471
Net charge-offs$10,0001,363
Cash dividends$4,000,000273
Sale, conversion, retirement of capital stock, net$0482
Net operating income$7,977,000462
2020-12-31 (YTD Data)Rank
Total interest income$61,403,000564
Total interest expense$4,409,0001,061
Net interest income$56,994,000517
Provision for loan and lease losses$3,851,000682
Total noninterest income$8,432,000899
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$3,415,000345
Trading account gains and feesNANA
Additional Noninterest Income$5,017,0001,015
Total noninterest expense$37,289,000670
Salaries and employee benefits$22,115,000643
Premises and equipment expense$4,683,000560
Additional noninterest expense$10,491,000711
Pre-tax net operating income$24,286,000504
Securities gains (losses)$1,345,000296
Applicable income taxes$03,697
Income before extraordinary items$25,631,000431
Extraordinary gains, net$04
Net income$25,631,000430
Minority interest net income$072
Net income of bank and minority interests.$25,631,000431
Net charge-offs$672,000831
Cash dividends$19,200,000291
Sale, conversion, retirement of capital stock, net$0566
Net operating income$24,286,000434
2020-09-30 (YTD Data)Rank
Total interest income$46,062,000557
Total interest expense$3,574,0001,053
Net interest income$42,488,000509
Provision for loan and lease losses$2,850,000717
Total noninterest income$6,181,000889
Gross Fiduciary activities income$0981
Service charges on deposit accounts$2,459,000349
Trading account gains and feesNANA
Additional Noninterest Income$3,722,000991
Total noninterest expense$27,986,000661
Salaries and employee benefits$16,862,000619
Premises and equipment expense$3,412,000569
Additional noninterest expense$7,712,000710
Pre-tax net operating income$17,833,000486
Securities gains (losses)$648,000420
Applicable income taxes$03,696
Income before extraordinary items$18,481,000416
Extraordinary gains, net$04
Net income$18,481,000416
Minority interest net income$065
Net income of bank and minority interests.$18,481,000416
Net charge-offs$13,0002,660
Cash dividends$13,200,000293
Sale, conversion, retirement of capital stock, net$0532
Net operating income$17,833,000420
2020-06-30 (YTD Data)Rank
Total interest income$30,841,000560
Total interest expense$2,640,0001,036
Net interest income$28,201,000506
Provision for loan and lease losses$1,850,000756
Total noninterest income$4,015,000855
Gross Fiduciary activities income$0970
Service charges on deposit accounts$1,549,000366
Trading account gains and feesNANA
Additional Noninterest Income$2,466,000931
Total noninterest expense$18,682,000651
Salaries and employee benefits$11,245,000611
Premises and equipment expense$2,300,000562
Additional noninterest expense$5,137,000695
Pre-tax net operating income$11,684,000439
Securities gains (losses)$648,000308
Applicable income taxes$03,655
Income before extraordinary items$12,332,000368
Extraordinary gains, net$04
Net income$12,332,000367
Minority interest net income$065
Net income of bank and minority interests.$12,332,000368
Net charge-offs$-21,0004,534
Cash dividends$11,200,000258
Sale, conversion, retirement of capital stock, net$0504
Net operating income$11,684,000377
2020-03-31 (YTD Data)Rank
Total interest income$14,552,000594
Total interest expense$1,608,000951
Net interest income$12,944,000545
Provision for loan and lease losses$03,711
Total noninterest income$2,189,000767
Gross Fiduciary activities income$0941
Service charges on deposit accounts$916,000360
Trading account gains and feesNANA
Additional Noninterest Income$1,273,000823
Total noninterest expense$9,251,000657
Salaries and employee benefits$5,503,000631
Premises and equipment expense$1,201,000548
Additional noninterest expense$2,547,000709
Pre-tax net operating income$5,882,000406
Securities gains (losses)$157,000455
Applicable income taxes$03,513
Income before extraordinary items$6,039,000343
Extraordinary gains, net$04
Net income$6,039,000343
Minority interest net income$056
Net income of bank and minority interests.$6,039,000343
Net charge-offs$-48,0004,849
Cash dividends$7,200,000245
Sale, conversion, retirement of capital stock, net$0482
Net operating income$5,882,000347
2019-12-31 (YTD Data)Rank
Total interest income$50,463,000686
Total interest expense$4,825,0001,278
Net interest income$45,638,000615
Provision for loan and lease losses$1,870,000563
Total noninterest income$8,114,000807
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$3,683,000360
Trading account gains and feesNANA
Additional Noninterest Income$4,431,000901
Total noninterest expense$31,574,000744
Salaries and employee benefits$18,395,000730
Premises and equipment expense$4,042,000632
Additional noninterest expense$9,137,000758
Pre-tax net operating income$20,308,000606
Securities gains (losses)$-78,0005,058
Applicable income taxes$03,859
Income before extraordinary items$20,230,000539
Extraordinary gains, net$011
Net income$20,230,000539
Minority interest net income$076
Net income of bank and minority interests.$20,230,000540
Net charge-offs$371,0001,239
Cash dividends$14,000,000380
Sale, conversion, retirement of capital stock, net$0626
Net operating income$20,308,000527
2019-09-30 (YTD Data)Rank
Total interest income$34,768,000747
Total interest expense$3,099,0001,450
Net interest income$31,669,000655
Provision for loan and lease losses$1,080,000650
Total noninterest income$6,002,000813
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$2,702,000362
Trading account gains and feesNANA
Additional Noninterest Income$3,300,000896
Total noninterest expense$22,196,000772
Salaries and employee benefits$12,655,000777
Premises and equipment expense$2,808,000682
Additional noninterest expense$6,733,000771
Pre-tax net operating income$14,395,000639
Securities gains (losses)$101,000772
Applicable income taxes$03,902
Income before extraordinary items$14,496,000565
Extraordinary gains, net$011
Net income$14,496,000562
Minority interest net income$072
Net income of bank and minority interests.$14,496,000565
Net charge-offs$299,0001,032
Cash dividends$10,000,000366
Sale, conversion, retirement of capital stock, net$0590
Net operating income$14,395,000558
2019-06-30 (YTD Data)Rank
Total interest income$22,936,000748
Total interest expense$1,962,0001,491
Net interest income$20,974,000662
Provision for loan and lease losses$720,000637
Total noninterest income$4,170,000770
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$1,760,000368
Trading account gains and fees$0131
Additional Noninterest Income$2,410,000822
Total noninterest expense$14,836,000771
Salaries and employee benefits$8,359,000777
Premises and equipment expense$1,882,000680
Additional noninterest expense$4,595,000763
Pre-tax net operating income$9,588,000621
Securities gains (losses)$01,702
Applicable income taxes$03,901
Income before extraordinary items$9,588,000553
Extraordinary gains, net$011
Net income$9,588,000551
Minority interest net income$069
Net income of bank and minority interests.$9,588,000553
Net charge-offs$47,0001,879
Cash dividends$10,000,000273
Sale, conversion, retirement of capital stock, net$0573
Net operating income$9,588,000543
2019-03-31 (YTD Data)Rank
Total interest income$11,176,000761
Total interest expense$938,0001,505
Net interest income$10,238,000676
Provision for loan and lease losses$360,000604
Total noninterest income$2,109,000739
Gross Fiduciary activities income$0972
Service charges on deposit accounts$870,000366
Trading account gains and fees$0126
Additional Noninterest Income$1,239,000774
Total noninterest expense$7,446,000774
Salaries and employee benefits$4,213,000772
Premises and equipment expense$909,000716
Additional noninterest expense$2,324,000746
Pre-tax net operating income$4,541,000634
Securities gains (losses)$01,087
Applicable income taxes$03,800
Income before extraordinary items$4,541,000564
Extraordinary gains, net$05
Net income$4,541,000563
Minority interest net income$052
Net income of bank and minority interests.$4,541,000563
Net charge-offs$32,0001,464
Cash dividends$4,000,000307
Sale, conversion, retirement of capital stock, net$0529
Net operating income$4,541,000551
2018-12-31 (YTD Data)Rank
Total interest income$43,744,000726
Total interest expense$2,727,0001,534
Net interest income$41,017,000665
Provision for loan and lease losses$2,008,000503
Total noninterest income$7,561,000842
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$3,245,000401
Trading account gains and fees$0126
Additional Noninterest Income$4,316,000872
Total noninterest expense$28,711,000783
Salaries and employee benefits$16,405,000766
Premises and equipment expense$3,645,000690
Additional noninterest expense$8,661,000795
Pre-tax net operating income$17,859,000647
Securities gains (losses)$-10,0004,411
Applicable income taxes$03,978
Income before extraordinary items$17,849,000564
Extraordinary gains, net$06
Net income$17,849,000564
Minority interest net income$072
Net income of bank and minority interests.$17,849,000563
Net charge-offs$1,461,000440
Cash dividends$12,699,000346
Sale, conversion, retirement of capital stock, net$0671
Net operating income$17,859,000560
2018-09-30 (YTD Data)Rank
Total interest income$32,300,000724
Total interest expense$1,753,0001,652
Net interest income$30,547,000667
Provision for loan and lease losses$1,578,000456
Total noninterest income$5,635,000844
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$2,383,000408
Trading account gains and fees$0138
Additional Noninterest Income$3,252,000884
Total noninterest expense$21,574,000777
Salaries and employee benefits$12,281,000770
Premises and equipment expense$2,685,000706
Additional noninterest expense$6,608,000775
Pre-tax net operating income$13,030,000664
Securities gains (losses)$-10,0004,769
Applicable income taxes$04,032
Income before extraordinary items$13,020,000576
Extraordinary gains, net$05
Net income$13,020,000575
Minority interest net income$066
Net income of bank and minority interests.$13,020,000575
Net charge-offs$1,488,000341
Cash dividends$8,700,000353
Sale, conversion, retirement of capital stock, net$0633
Net operating income$13,030,000573
2018-06-30 (YTD Data)Rank
Total interest income$20,955,000733
Total interest expense$1,005,0001,770
Net interest income$19,950,000674
Provision for loan and lease losses$1,158,000421
Total noninterest income$3,714,000850
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$1,536,000413
Trading account gains and fees$0130
Additional Noninterest Income$2,178,000891
Total noninterest expense$14,190,000787
Salaries and employee benefits$8,062,000786
Premises and equipment expense$1,798,000706
Additional noninterest expense$4,330,000780
Pre-tax net operating income$8,316,000685
Securities gains (losses)$-10,0004,991
Applicable income taxes$04,018
Income before extraordinary items$8,306,000590
Extraordinary gains, net$06
Net income$8,306,000589
Minority interest net income$065
Net income of bank and minority interests.$8,306,000589
Net charge-offs$1,454,000268
Cash dividends$5,700,000350
Sale, conversion, retirement of capital stock, net$0620
Net operating income$8,316,000587
2018-03-31 (YTD Data)Rank
Total interest income$10,200,000743
Total interest expense$475,0001,775
Net interest income$9,725,000686
Provision for loan and lease losses$388,000569
Total noninterest income$1,854,000829
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$726,000442
Trading account gains and fees$0123
Additional Noninterest Income$1,128,000847
Total noninterest expense$7,078,000790
Salaries and employee benefits$4,090,000781
Premises and equipment expense$876,000734
Additional noninterest expense$2,112,000782
Pre-tax net operating income$4,113,000671
Securities gains (losses)$0735
Applicable income taxes$03,948
Income before extraordinary items$4,113,000582
Extraordinary gains, net$07
Net income$4,113,000582
Minority interest net income$052
Net income of bank and minority interests.$4,113,000582
Net charge-offs$458,000326
Cash dividends$3,000,000300
Sale, conversion, retirement of capital stock, net$0580
Net operating income$4,113,000584
2017-12-31 (YTD Data)Rank
Total interest income$38,935,000737
Total interest expense$1,689,0001,743
Net interest income$37,246,000683
Provision for loan and lease losses$965,000929
Total noninterest income$7,197,000864
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$3,007,000437
Trading account gains and fees$0151
Additional Noninterest Income$4,190,000920
Total noninterest expense$28,006,000776
Salaries and employee benefits$15,884,000772
Premises and equipment expense$3,716,000677
Additional noninterest expense$8,406,000792
Pre-tax net operating income$15,472,000674
Securities gains (losses)$39,0001,002
Applicable income taxes$04,135
Income before extraordinary items$15,511,000506
Extraordinary gains, net$09
Net income$15,511,000504
Minority interest net income$076
Net income of bank and minority interests.$15,511,000506
Net charge-offs$765,000837
Cash dividends$8,700,000422
Sale, conversion, retirement of capital stock, net$0711
Net operating income$15,472,000503
2017-09-30 (YTD Data)Rank
Total interest income$28,762,000744
Total interest expense$1,224,0001,777
Net interest income$27,538,000693
Provision for loan and lease losses$585,0001,036
Total noninterest income$5,290,000891
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$2,348,000427
Trading account gains and fees$0145
Additional Noninterest Income$2,942,000984
Total noninterest expense$21,277,000774
Salaries and employee benefits$12,258,000753
Premises and equipment expense$2,775,000684
Additional noninterest expense$6,244,000790
Pre-tax net operating income$10,966,000710
Securities gains (losses)$49,000888
Applicable income taxes$04,172
Income before extraordinary items$11,015,000573
Extraordinary gains, net$09
Net income$11,015,000573
Minority interest net income$071
Net income of bank and minority interests.$11,015,000573
Net charge-offs$32,0002,743
Cash dividends$5,700,000451
Sale, conversion, retirement of capital stock, net$0677
Net operating income$10,966,000569
2017-06-30 (YTD Data)Rank
Total interest income$19,009,000741
Total interest expense$796,0001,776
Net interest income$18,213,000694
Provision for loan and lease losses$390,0001,007
Total noninterest income$3,662,000868
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$1,636,000409
Trading account gains and fees$0139
Additional Noninterest Income$2,026,000962
Total noninterest expense$14,262,000763
Salaries and employee benefits$8,232,000748
Premises and equipment expense$1,888,000664
Additional noninterest expense$4,142,000797
Pre-tax net operating income$7,223,000702
Securities gains (losses)$54,000631
Applicable income taxes$04,189
Income before extraordinary items$7,277,000577
Extraordinary gains, net$011
Net income$7,277,000576
Minority interest net income$071
Net income of bank and minority interests.$7,277,000577
Net charge-offs$7,0003,031
Cash dividends$3,700,000460
Sale, conversion, retirement of capital stock, net$0659
Net operating income$7,223,000570
2017-03-31 (YTD Data)Rank
Total interest income$9,432,000745
Total interest expense$380,0001,821
Net interest income$9,052,000695
Provision for loan and lease losses$195,000957
Total noninterest income$1,886,000852
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$814,000409
Trading account gains and fees$0142
Additional Noninterest Income$1,072,000912
Total noninterest expense$7,219,000763
Salaries and employee benefits$4,213,000736
Premises and equipment expense$915,000699
Additional noninterest expense$2,091,000778
Pre-tax net operating income$3,524,000709
Securities gains (losses)$01,153
Applicable income taxes$04,086
Income before extraordinary items$3,524,000578
Extraordinary gains, net$08
Net income$3,524,000578
Minority interest net income$055
Net income of bank and minority interests.$3,524,000578
Net charge-offs$22,0001,835
Cash dividends$2,000,000391
Sale, conversion, retirement of capital stock, net$0632
Net operating income$3,524,000567
2016-12-31 (YTD Data)Rank
Total interest income$36,119,000743
Total interest expense$1,531,0001,776
Net interest income$34,588,000700
Provision for loan and lease losses$593,0001,334
Total noninterest income$8,332,000796
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$3,342,000415
Trading account gains and fees$0170
Additional Noninterest Income$4,990,000846
Total noninterest expense$28,283,000759
Salaries and employee benefits$15,675,000753
Premises and equipment expense$3,662,000685
Additional noninterest expense$8,946,000746
Pre-tax net operating income$14,044,000682
Securities gains (losses)$8,0002,738
Applicable income taxes$04,278
Income before extraordinary items$14,052,000550
Extraordinary gains, net$05
Net income$14,052,000548
Minority interest net income$082
Net income of bank and minority interests.$14,052,000549
Net charge-offs$617,000945
Cash dividends$2,000,0001,397
Sale, conversion, retirement of capital stock, net$0759
Net operating income$14,044,000540
2016-09-30 (YTD Data)Rank
Total interest income$26,933,000744
Total interest expense$1,167,0001,759
Net interest income$25,766,000696
Provision for loan and lease losses$50,0003,314
Total noninterest income$5,703,000851
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$2,500,000414
Trading account gains and fees$0169
Additional Noninterest Income$3,203,000944
Total noninterest expense$21,575,000739
Salaries and employee benefits$11,684,000761
Premises and equipment expense$2,761,000680
Additional noninterest expense$7,130,000708
Pre-tax net operating income$9,844,000720
Securities gains (losses)$03,160
Applicable income taxes$04,325
Income before extraordinary items$9,844,000596
Extraordinary gains, net$05
Net income$9,844,000596
Minority interest net income$071
Net income of bank and minority interests.$9,844,000596
Net charge-offs$262,0001,251
Cash dividends$03,792
Sale, conversion, retirement of capital stock, net$0719
Net operating income$9,844,000575
2016-06-30 (YTD Data)Rank
Total interest income$18,090,000743
Total interest expense$796,0001,710
Net interest income$17,294,000692
Provision for loan and lease losses$04,017
Total noninterest income$3,829,000839
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$1,639,000415
Trading account gains and fees$0157
Additional Noninterest Income$2,190,000911
Total noninterest expense$14,340,000740
Salaries and employee benefits$7,619,000773
Premises and equipment expense$1,811,000679
Additional noninterest expense$4,910,000703
Pre-tax net operating income$6,783,000688
Securities gains (losses)$02,835
Applicable income taxes$04,338
Income before extraordinary items$6,783,000567
Extraordinary gains, net$016
Net income$6,783,000565
Minority interest net income$071
Net income of bank and minority interests.$6,783,000566
Net charge-offs$56,0002,063
Cash dividends$03,654
Sale, conversion, retirement of capital stock, net$0705
Net operating income$6,783,000549
2016-03-31 (YTD Data)Rank
Total interest income$9,330,000720
Total interest expense$401,0001,692
Net interest income$8,929,000670
Provision for loan and lease losses$03,656
Total noninterest income$1,906,000815
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$792,000422
Trading account gains and fees$0142
Additional Noninterest Income$1,114,000867
Total noninterest expense$7,144,000743
Salaries and employee benefits$3,808,000778
Premises and equipment expense$903,000692
Additional noninterest expense$2,433,000694
Pre-tax net operating income$3,691,000633
Securities gains (losses)$02,077
Applicable income taxes$04,259
Income before extraordinary items$3,691,000510
Extraordinary gains, net$012
Net income$3,691,000508
Minority interest net income$062
Net income of bank and minority interests.$3,691,000510
Net charge-offs$-3,0004,617
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$0659
Net operating income$3,691,000498
2015-12-31 (YTD Data)Rank
Total interest income$34,647,000729
Total interest expense$1,642,0001,645
Net interest income$33,005,000692
Provision for loan and lease losses$738,0001,033
Total noninterest income$7,818,000814
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$3,350,000407
Trading account gains and fees$0159
Additional Noninterest Income$4,468,000870
Total noninterest expense$28,084,000735
Salaries and employee benefits$14,800,000772
Premises and equipment expense$3,723,000667
Additional noninterest expense$9,561,000700
Pre-tax net operating income$12,001,000750
Securities gains (losses)$03,216
Applicable income taxes$04,402
Income before extraordinary items$12,001,000609
Extraordinary gains, net$023
Net income$12,001,000608
Minority interest net income$081
Net income of bank and minority interests.$12,001,000610
Net charge-offs$138,0002,343
Cash dividends$4,973,000675
Sale, conversion, retirement of capital stock, net$0804
Net operating income$12,001,000601
2015-09-30 (YTD Data)Rank
Total interest income$25,695,000747
Total interest expense$1,242,0001,657
Net interest income$24,453,000703
Provision for loan and lease losses$545,000976
Total noninterest income$5,811,000838
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$2,504,000410
Trading account gains and fees$0153
Additional Noninterest Income$3,307,000887
Total noninterest expense$19,838,000785
Salaries and employee benefits$10,196,000844
Premises and equipment expense$2,825,000675
Additional noninterest expense$6,817,000734
Pre-tax net operating income$9,881,000703
Securities gains (losses)$03,031
Applicable income taxes$25,0003,893
Income before extraordinary items$9,856,000571
Extraordinary gains, net$021
Net income$9,856,000569
Minority interest net income$078
Net income of bank and minority interests.$9,856,000571
Net charge-offs$162,0001,720
Cash dividends$4,973,000493
Sale, conversion, retirement of capital stock, net$0773
Net operating income$9,856,000558
2015-06-30 (YTD Data)Rank
Total interest income$17,095,000748
Total interest expense$830,0001,668
Net interest income$16,265,000708
Provision for loan and lease losses$316,0001,062
Total noninterest income$3,879,000837
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$1,642,000411
Trading account gains and fees$0157
Additional Noninterest Income$2,237,000892
Total noninterest expense$13,191,000785
Salaries and employee benefits$6,784,000847
Premises and equipment expense$1,860,000688
Additional noninterest expense$4,547,000736
Pre-tax net operating income$6,637,000711
Securities gains (losses)$02,636
Applicable income taxes$16,0003,931
Income before extraordinary items$6,621,000570
Extraordinary gains, net$022
Net income$6,621,000567
Minority interest net income$075
Net income of bank and minority interests.$6,621,000570
Net charge-offs$59,0002,188
Cash dividends$3,550,000444
Sale, conversion, retirement of capital stock, net$0751
Net operating income$6,621,000552
2015-03-31 (YTD Data)Rank
Total interest income$8,487,000750
Total interest expense$418,0001,656
Net interest income$8,069,000707
Provision for loan and lease losses$158,0001,036
Total noninterest income$1,958,000801
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$812,000414
Trading account gains and fees$0152
Additional Noninterest Income$1,146,000835
Total noninterest expense$6,513,000803
Salaries and employee benefits$3,428,000841
Premises and equipment expense$904,000701
Additional noninterest expense$2,181,000753
Pre-tax net operating income$3,356,000678
Securities gains (losses)$02,027
Applicable income taxes$10,0003,833
Income before extraordinary items$3,346,000551
Extraordinary gains, net$013
Net income$3,346,000549
Minority interest net income$064
Net income of bank and minority interests.$3,346,000551
Net charge-offs$-5,0005,132
Cash dividends$2,151,000337
Sale, conversion, retirement of capital stock, net$0697
Net operating income$3,346,000534
2014-12-31 (YTD Data)Rank
Total interest income$33,831,000746
Total interest expense$1,676,0001,724
Net interest income$32,155,000689
Provision for loan and lease losses$708,0001,122
Total noninterest income$7,330,000830
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$3,473,000409
Trading account gains and fees$0180
Additional Noninterest Income$3,857,000923
Total noninterest expense$27,875,000731
Salaries and employee benefits$14,516,000763
Premises and equipment expense$3,697,000668
Additional noninterest expense$9,662,000692
Pre-tax net operating income$10,902,000766
Securities gains (losses)$03,259
Applicable income taxes$104,0003,371
Income before extraordinary items$10,798,000630
Extraordinary gains, net$017
Net income$10,798,000629
Minority interest net income$084
Net income of bank and minority interests.$10,798,000630
Net charge-offs$122,0002,981
Cash dividends$5,630,000550
Sale, conversion, retirement of capital stock, net$0862
Net operating income$10,798,000619
2014-09-30 (YTD Data)Rank
Total interest income$25,368,000747
Total interest expense$1,268,0001,727
Net interest income$24,100,000685
Provision for loan and lease losses$476,0001,184
Total noninterest income$5,876,000787
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$2,607,000413
Trading account gains and fees$0174
Additional Noninterest Income$3,269,000837
Total noninterest expense$19,852,000764
Salaries and employee benefits$10,074,000820
Premises and equipment expense$2,753,000670
Additional noninterest expense$7,025,000705
Pre-tax net operating income$9,648,000652
Securities gains (losses)$02,980
Applicable income taxes$94,0003,325
Income before extraordinary items$9,554,000536
Extraordinary gains, net$015
Net income$9,554,000533
Minority interest net income$081
Net income of bank and minority interests.$9,554,000536
Net charge-offs$16,0003,939
Cash dividends$4,260,000509
Sale, conversion, retirement of capital stock, net$0819
Net operating income$9,554,000523
2014-06-30 (YTD Data)Rank
Total interest income$16,704,000753
Total interest expense$854,0001,734
Net interest income$15,850,000686
Provision for loan and lease losses$36,0003,234
Total noninterest income$3,846,000775
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$1,706,000412
Trading account gains and fees$0172
Additional Noninterest Income$2,140,000836
Total noninterest expense$13,164,000770
Salaries and employee benefits$6,670,000819
Premises and equipment expense$1,833,000676
Additional noninterest expense$4,661,000701
Pre-tax net operating income$6,496,000638
Securities gains (losses)$02,580
Applicable income taxes$73,0003,240
Income before extraordinary items$6,423,000511
Extraordinary gains, net$020
Net income$6,423,000510
Minority interest net income$080
Net income of bank and minority interests.$6,423,000511
Net charge-offs$2,0004,144
Cash dividends$2,841,000496
Sale, conversion, retirement of capital stock, net$0794
Net operating income$6,423,000507
2014-03-31 (YTD Data)Rank
Total interest income$8,092,000779
Total interest expense$423,0001,772
Net interest income$7,669,000716
Provision for loan and lease losses$19,0003,021
Total noninterest income$1,950,000736
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$840,000412
Trading account gains and fees$0147
Additional Noninterest Income$1,110,000774
Total noninterest expense$6,510,000782
Salaries and employee benefits$2,840,000974
Premises and equipment expense$921,000693
Additional noninterest expense$2,749,000600
Pre-tax net operating income$3,090,000654
Securities gains (losses)$01,715
Applicable income taxes$35,0003,196
Income before extraordinary items$3,055,000525
Extraordinary gains, net$016
Net income$3,055,000525
Minority interest net income$066
Net income of bank and minority interests.$3,055,000526
Net charge-offs$-8,0005,661
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$3,055,000521
2013-12-31 (YTD Data)Rank
Total interest income$29,879,000835
Total interest expense$1,960,0001,736
Net interest income$27,919,000766
Provision for loan and lease losses$334,0002,321
Total noninterest income$7,039,000883
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$4,731,000321
Trading account gains and fees$0184
Additional Noninterest Income$2,308,0001,371
Total noninterest expense$25,707,000792
Salaries and employee benefits$10,510,0001,030
Premises and equipment expense$3,526,000697
Additional noninterest expense$11,671,000593
Pre-tax net operating income$8,917,000866
Securities gains (losses)$03,182
Applicable income taxes$2,585,000743
Income before extraordinary items$6,332,000983
Extraordinary gains, net$029
Net income$6,332,000986
Minority interest net income$090
Net income of bank and minority interests.$6,332,000986
Net charge-offs$125,0003,522
Cash dividends$6,300,000466
Sale, conversion, retirement of capital stock, net$0924
Net operating income$6,332,000953
2013-09-30 (YTD Data)Rank
Total interest income$22,165,000850
Total interest expense$1,492,0001,759
Net interest income$20,673,000772
Provision for loan and lease losses$258,0002,254
Total noninterest income$5,230,000902
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$3,500,000324
Trading account gains and fees$0180
Additional Noninterest Income$1,730,0001,405
Total noninterest expense$18,488,000829
Salaries and employee benefits$7,568,0001,078
Premises and equipment expense$2,644,000696
Additional noninterest expense$8,276,000628
Pre-tax net operating income$7,157,000828
Securities gains (losses)$03,040
Applicable income taxes$2,381,000638
Income before extraordinary items$4,776,000976
Extraordinary gains, net$025
Net income$4,776,000979
Minority interest net income$084
Net income of bank and minority interests.$4,776,000979
Net charge-offs$98,0003,276
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0868
Net operating income$4,776,000945
2013-06-30 (YTD Data)Rank
Total interest income$14,497,000860
Total interest expense$1,029,0001,737
Net interest income$13,468,000786
Provision for loan and lease losses$225,0001,972
Total noninterest income$3,400,000925
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$2,275,000328
Trading account gains and fees$0157
Additional Noninterest Income$1,125,0001,467
Total noninterest expense$12,366,000823
Salaries and employee benefits$5,087,0001,060
Premises and equipment expense$1,769,000702
Additional noninterest expense$5,510,000621
Pre-tax net operating income$4,277,000890
Securities gains (losses)$02,791
Applicable income taxes$1,497,000672
Income before extraordinary items$2,780,0001,110
Extraordinary gains, net$022
Net income$2,780,0001,112
Minority interest net income$082
Net income of bank and minority interests.$2,780,0001,113
Net charge-offs$93,0002,824
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$0838
Net operating income$2,780,0001,070
2013-03-31 (YTD Data)Rank
Total interest income$7,197,000865
Total interest expense$539,0001,707
Net interest income$6,658,000793
Provision for loan and lease losses$102,0002,029
Total noninterest income$1,652,000953
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$1,100,000334
Trading account gains and fees$0148
Additional Noninterest Income$552,0001,465
Total noninterest expense$6,303,000816
Salaries and employee benefits$2,665,0001,020
Premises and equipment expense$907,000697
Additional noninterest expense$2,731,000631
Pre-tax net operating income$1,905,000973
Securities gains (losses)$01,966
Applicable income taxes$700,000696
Income before extraordinary items$1,205,0001,242
Extraordinary gains, net$010
Net income$1,205,0001,244
Minority interest net income$076
Net income of bank and minority interests.$1,205,0001,244
Net charge-offs$72,0002,149
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$1,205,0001,189
2012-12-31 (YTD Data)Rank
Total interest income$29,765,000877
Total interest expense$2,452,0001,784
Net interest income$27,313,000788
Provision for loan and lease losses$817,0002,042
Total noninterest income$7,300,000855
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$5,016,000307
Trading account gains and fees$0166
Additional Noninterest Income$2,284,0001,420
Total noninterest expense$25,159,000795
Salaries and employee benefits$9,973,0001,053
Premises and equipment expense$3,628,000667
Additional noninterest expense$11,558,000621
Pre-tax net operating income$8,637,000830
Securities gains (losses)$44,0002,803
Applicable income taxes$2,521,000714
Income before extraordinary items$6,160,000982
Extraordinary gains, net$029
Net income$6,160,000982
Minority interest net income$093
Net income of bank and minority interests.$6,160,000982
Net charge-offs$236,0003,591
Cash dividends$7,000,000420
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$6,128,760919
2012-09-30 (YTD Data)Rank
Total interest income$22,576,000881
Total interest expense$1,895,0001,797
Net interest income$20,681,000793
Provision for loan and lease losses$137,0003,993
Total noninterest income$4,845,000945
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$3,673,000314
Trading account gains and fees$0157
Additional Noninterest Income$1,172,0001,795
Total noninterest expense$18,024,000825
Salaries and employee benefits$6,998,0001,122
Premises and equipment expense$2,611,000702
Additional noninterest expense$8,415,000640
Pre-tax net operating income$7,365,000754
Securities gains (losses)$44,0002,510
Applicable income taxes$2,535,000582
Income before extraordinary items$4,874,000944
Extraordinary gains, net$020
Net income$4,874,000944
Minority interest net income$086
Net income of bank and minority interests.$4,874,000944
Net charge-offs$100,0003,971
Cash dividends$7,000,000274
Sale, conversion, retirement of capital stock, net$0952
Net operating income$4,844,960893
2012-06-30 (YTD Data)Rank
Total interest income$14,394,000937
Total interest expense$1,223,0001,928
Net interest income$13,171,000826
Provision for loan and lease losses$107,0003,781
Total noninterest income$3,114,000953
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$2,346,000330
Trading account gains and fees$0153
Additional Noninterest Income$768,0001,800
Total noninterest expense$10,707,000938
Salaries and employee benefits$4,173,0001,256
Premises and equipment expense$1,552,000774
Additional noninterest expense$4,982,000700
Pre-tax net operating income$5,471,000678
Securities gains (losses)$03,178
Applicable income taxes$1,709,000575
Income before extraordinary items$3,762,000808
Extraordinary gains, net$019
Net income$3,762,000807
Minority interest net income$084
Net income of bank and minority interests.$3,762,000808
Net charge-offs$85,0003,574
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$0928
Net operating income$3,762,000757
2012-03-31 (YTD Data)Rank
Total interest income$7,326,000919
Total interest expense$636,0001,930
Net interest income$6,690,000820
Provision for loan and lease losses$36,0003,992
Total noninterest income$1,676,000883
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$1,181,000322
Trading account gains and fees$0148
Additional Noninterest Income$495,0001,520
Total noninterest expense$5,401,000919
Salaries and employee benefits$2,100,0001,244
Premises and equipment expense$772,000782
Additional noninterest expense$2,529,000681
Pre-tax net operating income$2,929,000636
Securities gains (losses)$02,210
Applicable income taxes$906,000549
Income before extraordinary items$2,023,000745
Extraordinary gains, net$019
Net income$2,023,000746
Minority interest net income$078
Net income of bank and minority interests.$2,023,000746
Net charge-offs$16,0003,803
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$2,023,000703
2011-12-31 (YTD Data)Rank
Total interest income$29,705,000942
Total interest expense$3,602,0001,663
Net interest income$26,103,000839
Provision for loan and lease losses$2,443,0001,361
Total noninterest income$5,565,000949
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$3,066,000494
Trading account gains and fees$0146
Additional Noninterest Income$2,499,0001,174
Total noninterest expense$23,373,000849
Salaries and employee benefits$8,488,0001,172
Premises and equipment expense$3,134,000795
Additional noninterest expense$11,751,000618
Pre-tax net operating income$5,852,0001,025
Securities gains (losses)$03,838
Applicable income taxes$1,788,000871
Income before extraordinary items$4,064,0001,234
Extraordinary gains, net$029
Net income$4,064,0001,234
Minority interest net income$096
Net income of bank and minority interests.$4,064,0001,234
Net charge-offs$2,357,0001,408
Cash dividends$2,000,000950
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$4,064,0001,164
2011-09-30 (YTD Data)Rank
Total interest income$22,630,000940
Total interest expense$2,866,0001,644
Net interest income$19,764,000834
Provision for loan and lease losses$1,400,0001,576
Total noninterest income$4,388,000927
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$2,254,000507
Trading account gains and fees$0145
Additional Noninterest Income$2,134,0001,075
Total noninterest expense$17,171,000863
Salaries and employee benefits$6,232,0001,196
Premises and equipment expense$2,304,000827
Additional noninterest expense$8,635,000629
Pre-tax net operating income$5,581,000831
Securities gains (losses)$03,555
Applicable income taxes$2,144,000587
Income before extraordinary items$3,437,0001,115
Extraordinary gains, net$021
Net income$3,437,0001,115
Minority interest net income$087
Net income of bank and minority interests.$3,437,0001,115
Net charge-offs$1,330,0001,619
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$3,437,0001,060
2011-06-30 (YTD Data)Rank
Total interest income$14,948,000963
Total interest expense$2,002,0001,632
Net interest income$12,946,000852
Provision for loan and lease losses$601,0002,043
Total noninterest income$3,122,000890
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$1,402,000530
Trading account gains and fees$0153
Additional Noninterest Income$1,720,000924
Total noninterest expense$11,216,000894
Salaries and employee benefits$4,007,0001,244
Premises and equipment expense$1,449,000885
Additional noninterest expense$5,760,000636
Pre-tax net operating income$4,251,000731
Securities gains (losses)$02,914
Applicable income taxes$1,474,000560
Income before extraordinary items$2,777,000889
Extraordinary gains, net$015
Net income$2,777,000889
Minority interest net income$089
Net income of bank and minority interests.$2,777,000889
Net charge-offs$387,0002,401
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$2,777,000861
2011-03-31 (YTD Data)Rank
Total interest income$4,486,0001,627
Total interest expense$650,0002,478
Net interest income$3,836,0001,457
Provision for loan and lease losses$68,0003,861
Total noninterest income$1,020,0001,197
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$432,000834
Trading account gains and fees$0158
Additional Noninterest Income$588,0001,200
Total noninterest expense$3,228,0001,529
Salaries and employee benefits$1,101,0002,225
Premises and equipment expense$454,0001,419
Additional noninterest expense$1,673,0001,061
Pre-tax net operating income$1,560,000975
Securities gains (losses)$01,772
Applicable income taxes$541,000695
Income before extraordinary items$1,019,0001,213
Extraordinary gains, net$09
Net income$1,019,0001,212
Minority interest net income$086
Net income of bank and minority interests.$1,019,0001,213
Net charge-offs$59,0003,213
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$1,019,0001,172
2010-12-31 (YTD Data)Rank
Total interest income$19,284,0001,596
Total interest expense$3,128,0002,517
Net interest income$16,156,0001,381
Provision for loan and lease losses$874,0003,264
Total noninterest income$4,357,0001,191
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$1,997,000754
Trading account gains and fees$0175
Additional Noninterest Income$2,360,0001,255
Total noninterest expense$13,035,0001,517
Salaries and employee benefits$4,322,0002,232
Premises and equipment expense$1,705,0001,502
Additional noninterest expense$7,008,0001,053
Pre-tax net operating income$6,604,000806
Securities gains (losses)$03,793
Applicable income taxes$2,208,000681
Income before extraordinary items$4,396,000986
Extraordinary gains, net$029
Net income$4,396,000988
Minority interest net income$0111
Net income of bank and minority interests.$4,396,000989
Net charge-offs$872,0002,878
Cash dividends$2,000,000811
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$4,396,000953
2010-09-30 (YTD Data)Rank
Total interest income$14,631,0001,610
Total interest expense$2,416,0002,544
Net interest income$12,215,0001,387
Provision for loan and lease losses$491,0003,568
Total noninterest income$3,352,0001,170
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$1,544,000746
Trading account gains and fees$0165
Additional Noninterest Income$1,808,0001,193
Total noninterest expense$9,457,0001,566
Salaries and employee benefits$3,259,0002,229
Premises and equipment expense$1,273,0001,525
Additional noninterest expense$4,925,0001,091
Pre-tax net operating income$5,619,000759
Securities gains (losses)$03,651
Applicable income taxes$1,932,000604
Income before extraordinary items$3,687,000943
Extraordinary gains, net$023
Net income$3,687,000945
Minority interest net income$0110
Net income of bank and minority interests.$3,687,000945
Net charge-offs$489,0003,109
Cash dividends$2,000,000529
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$3,687,000902
2010-06-30 (YTD Data)Rank
Total interest income$9,854,0001,613
Total interest expense$1,636,0002,597
Net interest income$8,218,0001,377
Provision for loan and lease losses$430,0003,089
Total noninterest income$2,315,0001,103
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$1,037,000742
Trading account gains and fees$0152
Additional Noninterest Income$1,278,0001,097
Total noninterest expense$6,174,0001,598
Salaries and employee benefits$2,137,0002,272
Premises and equipment expense$843,0001,560
Additional noninterest expense$3,194,0001,117
Pre-tax net operating income$3,929,000705
Securities gains (losses)$03,184
Applicable income taxes$1,347,000559
Income before extraordinary items$2,582,000858
Extraordinary gains, net$019
Net income$2,582,000858
Minority interest net income$0105
Net income of bank and minority interests.$2,582,000859
Net charge-offs$417,0002,655
Cash dividends$2,000,000348
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$2,582,000830
2010-03-31 (YTD Data)Rank
Total interest income$5,002,0001,615
Total interest expense$840,0002,659
Net interest income$4,162,0001,376
Provision for loan and lease losses$153,0003,312
Total noninterest income$1,076,0001,149
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$521,000743
Trading account gains and fees$0175
Additional Noninterest Income$555,0001,190
Total noninterest expense$3,351,0001,502
Salaries and employee benefits$1,054,0002,338
Premises and equipment expense$420,0001,611
Additional noninterest expense$1,877,000951
Pre-tax net operating income$1,734,000784
Securities gains (losses)$02,284
Applicable income taxes$700,000511
Income before extraordinary items$1,034,0001,060
Extraordinary gains, net$016
Net income$1,034,0001,061
Minority interest net income$091
Net income of bank and minority interests.$1,034,0001,062
Net charge-offs$141,0002,788
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$1,034,0001,025
2009-12-31 (YTD Data)Rank
Total interest income$21,475,0001,597
Total interest expense$4,707,0002,393
Net interest income$16,768,0001,325
Provision for loan and lease losses$1,541,0002,850
Total noninterest income$5,744,000982
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$2,039,000846
Trading account gains and fees$0211
Additional Noninterest Income$3,705,000901
Total noninterest expense$13,956,0001,478
Salaries and employee benefits$4,791,0002,052
Premises and equipment expense$1,494,0001,814
Additional noninterest expense$7,671,0001,020
Pre-tax net operating income$7,015,000620
Securities gains (losses)$03,754
Applicable income taxes$2,382,000490
Income before extraordinary items$4,633,000736
Extraordinary gains, net$034
Net income$4,633,000735
Minority interest net income$0115
Net income of bank and minority interests.$4,633,000736
Net charge-offs$1,103,0002,746
Cash dividends$4,750,000366
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$4,633,000730
2009-09-30 (YTD Data)Rank
Total interest income$16,314,0001,599
Total interest expense$3,738,0002,357
Net interest income$12,576,0001,327
Provision for loan and lease losses$886,0002,959
Total noninterest income$4,695,000928
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$1,492,000860
Trading account gains and fees$0212
Additional Noninterest Income$3,203,000822
Total noninterest expense$9,527,0001,603
Salaries and employee benefits$3,109,0002,393
Premises and equipment expense$1,069,0001,907
Additional noninterest expense$5,349,0001,055
Pre-tax net operating income$6,858,000495
Securities gains (losses)$03,497
Applicable income taxes$2,353,000407
Income before extraordinary items$4,505,000606
Extraordinary gains, net$027
Net income$4,505,000607
Minority interest net income$0118
Net income of bank and minority interests.$4,505,000608
Net charge-offs$558,0002,892
Cash dividends$4,750,000267
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$4,505,000605
2009-06-30 (YTD Data)Rank
Total interest income$8,781,0001,998
Total interest expense$2,243,0002,695
Net interest income$6,538,0001,702
Provision for loan and lease losses$371,0003,396
Total noninterest income$1,562,0001,601
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$608,0001,397
Trading account gains and fees$0193
Additional Noninterest Income$954,0001,474
Total noninterest expense$4,472,0002,245
Salaries and employee benefits$1,292,0003,675
Premises and equipment expense$414,0003,088
Additional noninterest expense$2,766,0001,343
Pre-tax net operating income$3,257,000707
Securities gains (losses)$03,136
Applicable income taxes$1,173,000533
Income before extraordinary items$2,084,000905
Extraordinary gains, net$021
Net income$2,084,000905
Minority interest net income$0112
Net income of bank and minority interests.$2,084,000905
Net charge-offs$147,0003,802
Cash dividends$4,750,000185
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$2,084,000873
2009-03-31 (YTD Data)Rank
Total interest income$4,522,0001,971
Total interest expense$1,226,0002,580
Net interest income$3,296,0001,681
Provision for loan and lease losses$234,0002,643
Total noninterest income$717,0001,669
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$284,0001,445
Trading account gains and fees$0171
Additional Noninterest Income$433,0001,533
Total noninterest expense$2,069,0002,351
Salaries and employee benefits$628,0003,788
Premises and equipment expense$208,0003,126
Additional noninterest expense$1,233,0001,325
Pre-tax net operating income$1,710,000739
Securities gains (losses)$02,434
Applicable income taxes$586,000569
Income before extraordinary items$1,124,000949
Extraordinary gains, net$015
Net income$1,124,000950
Minority interest net income$0102
Net income of bank and minority interests.$1,124,000951
Net charge-offs$128,0002,597
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,124,000890
2008-12-31 (YTD Data)Rank
Total interest income$18,214,0002,092
Total interest expense$5,944,0002,540
Net interest income$12,270,0001,819
Provision for loan and lease losses$431,0004,024
Total noninterest income$3,277,0001,469
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$1,528,0001,174
Trading account gains and fees$0154
Additional Noninterest Income$1,749,0001,434
Total noninterest expense$8,236,0002,321
Salaries and employee benefits$3,203,0003,075
Premises and equipment expense$964,0002,713
Additional noninterest expense$4,069,0001,521
Pre-tax net operating income$6,880,000805
Securities gains (losses)$03,220
Applicable income taxes$2,345,000584
Income before extraordinary items$4,535,000903
Extraordinary gains, net$039
Net income$4,535,000902
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$346,0003,329
Cash dividends$750,0002,739
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$4,535,000975
2008-09-30 (YTD Data)Rank
Total interest income$6,601,0003,924
Total interest expense$2,065,0004,601
Net interest income$4,536,0003,475
Provision for loan and lease losses$84,0005,407
Total noninterest income$1,199,0002,584
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$517,0002,389
Trading account gains and fees$0148
Additional Noninterest Income$682,0002,359
Total noninterest expense$2,839,0004,397
Salaries and employee benefits$991,0005,715
Premises and equipment expense$385,0004,406
Additional noninterest expense$1,463,0002,836
Pre-tax net operating income$2,812,0001,730
Securities gains (losses)$03,106
Applicable income taxes$956,0001,194
Income before extraordinary items$1,856,0001,913
Extraordinary gains, net$031
Net income$1,856,0001,913
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$81,0004,182
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$1,856,0002,010
2008-06-30 (YTD Data)Rank
Total interest income$4,393,0003,986
Total interest expense$1,476,0004,545
Net interest income$2,917,0003,568
Provision for loan and lease losses$84,0004,545
Total noninterest income$859,0002,487
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$358,0002,309
Trading account gains and fees$0149
Additional Noninterest Income$501,0002,244
Total noninterest expense$1,919,0004,373
Salaries and employee benefits$657,0005,782
Premises and equipment expense$258,0004,423
Additional noninterest expense$1,004,0002,730
Pre-tax net operating income$1,773,0001,888
Securities gains (losses)$03,233
Applicable income taxes$603,0001,386
Income before extraordinary items$1,170,0002,253
Extraordinary gains, net$021
Net income$1,170,0002,253
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$83,0003,249
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$1,170,0002,207
2008-03-31 (YTD Data)Rank
Total interest income$2,223,0004,040
Total interest expense$790,0004,544
Net interest income$1,433,0003,605
Provision for loan and lease losses$75,0003,123
Total noninterest income$406,0002,573
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$186,0002,212
Trading account gains and fees$0158
Additional Noninterest Income$220,0002,435
Total noninterest expense$961,0004,355
Salaries and employee benefits$333,0005,798
Premises and equipment expense$124,0004,535
Additional noninterest expense$504,0002,707
Pre-tax net operating income$803,0002,152
Securities gains (losses)$02,688
Applicable income taxes$273,0001,578
Income before extraordinary items$530,0002,557
Extraordinary gains, net$015
Net income$530,0002,559
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$70,0002,134
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$530,0002,488
2007-12-31 (YTD Data)Rank
Total interest income$8,519,0004,196
Total interest expense$3,118,0004,679
Net interest income$5,401,0003,779
Provision for loan and lease losses$71,0005,334
Total noninterest income$1,486,0002,737
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$754,0002,231
Trading account gains and fees$0178
Additional Noninterest Income$732,0002,695
Total noninterest expense$3,809,0004,279
Salaries and employee benefits$1,559,0005,191
Premises and equipment expense$392,0005,087
Additional noninterest expense$1,858,0002,846
Pre-tax net operating income$3,007,0002,471
Securities gains (losses)$02,146
Applicable income taxes$1,020,0001,839
Income before extraordinary items$1,987,0002,842
Extraordinary gains, net$039
Net income$1,987,0002,841
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-135,0008,415
Cash dividends$2,000,0001,596
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$1,987,0002,819
2007-09-30 (YTD Data)Rank
Total interest income$6,336,0004,238
Total interest expense$2,376,0004,639
Net interest income$3,960,0003,852
Provision for loan and lease losses$57,0004,915
Total noninterest income$1,092,0002,748
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$557,0002,240
Trading account gains and fees$0184
Additional Noninterest Income$535,0002,726
Total noninterest expense$2,626,0004,498
Salaries and employee benefits$956,0005,780
Premises and equipment expense$286,0005,148
Additional noninterest expense$1,384,0002,801
Pre-tax net operating income$2,369,0002,523
Securities gains (losses)$01,655
Applicable income taxes$802,0001,906
Income before extraordinary items$1,567,0002,880
Extraordinary gains, net$033
Net income$1,567,0002,879
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$53,0003,581
Cash dividends$1,000,0001,979
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$1,567,0002,867
2007-06-30 (YTD Data)Rank
Total interest income$4,187,0004,286
Total interest expense$1,616,0004,565
Net interest income$2,571,0003,940
Provision for loan and lease losses$47,0004,470
Total noninterest income$725,0002,761
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$374,0002,230
Trading account gains and fees$0168
Additional Noninterest Income$351,0002,761
Total noninterest expense$1,702,0004,608
Salaries and employee benefits$627,0005,876
Premises and equipment expense$174,0005,447
Additional noninterest expense$901,0002,880
Pre-tax net operating income$1,547,0002,621
Securities gains (losses)$01,444
Applicable income taxes$525,0001,989
Income before extraordinary items$1,022,0002,995
Extraordinary gains, net$029
Net income$1,022,0002,994
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$40,0003,070
Cash dividends$700,0001,963
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$1,022,0002,979
2007-03-31 (YTD Data)Rank
Total interest income$2,043,0004,342
Total interest expense$795,0004,585
Net interest income$1,248,0004,038
Provision for loan and lease losses$36,0003,550
Total noninterest income$357,0002,774
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$187,0002,167
Trading account gains and fees$0195
Additional Noninterest Income$170,0002,796
Total noninterest expense$867,0004,554
Salaries and employee benefits$336,0005,720
Premises and equipment expense$83,0005,593
Additional noninterest expense$448,0002,867
Pre-tax net operating income$702,0002,798
Securities gains (losses)$01,187
Applicable income taxes$239,0002,155
Income before extraordinary items$463,0003,188
Extraordinary gains, net$022
Net income$463,0003,188
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$40,0001,933
Cash dividends$700,0001,071
Sale, conversion, retirement of capital stock, net$0885
Net operating income$463,0003,161
2006-12-31 (YTD Data)Rank
Total interest income$7,731,0004,284
Total interest expense$2,735,0004,555
Net interest income$4,996,0004,004
Provision for loan and lease losses$167,0003,883
Total noninterest income$1,499,0002,703
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$788,0002,135
Trading account gains and fees$0130
Additional Noninterest Income$711,0002,742
Total noninterest expense$3,650,0004,258
Salaries and employee benefits$1,514,0005,164
Premises and equipment expense$336,0005,433
Additional noninterest expense$1,800,0002,815
Pre-tax net operating income$2,678,0002,989
Securities gains (losses)$01,687
Applicable income taxes$947,0002,276
Income before extraordinary items$1,731,0003,447
Extraordinary gains, net$051
Net income$1,731,0003,445
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$39,0004,358
Cash dividends$2,500,0001,287
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$1,731,0003,432
2006-09-30 (YTD Data)Rank
Total interest income$5,773,0004,277
Total interest expense$1,967,0004,595
Net interest income$3,806,0003,988
Provision for loan and lease losses$162,0003,271
Total noninterest income$1,102,0002,743
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$589,0002,155
Trading account gains and fees$0126
Additional Noninterest Income$513,0002,815
Total noninterest expense$2,482,0004,566
Salaries and employee benefits$959,0005,674
Premises and equipment expense$253,0005,442
Additional noninterest expense$1,270,0002,971
Pre-tax net operating income$2,264,0002,858
Securities gains (losses)$01,388
Applicable income taxes$769,0002,259
Income before extraordinary items$1,495,0003,215
Extraordinary gains, net$045
Net income$1,495,0003,216
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$33,0003,707
Cash dividends$2,500,000955
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$1,495,0003,213
2006-06-30 (YTD Data)Rank
Total interest income$3,828,0004,257
Total interest expense$1,182,0004,762
Net interest income$2,646,0003,889
Provision for loan and lease losses$162,0002,467
Total noninterest income$736,0002,745
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$383,0002,179
Trading account gains and fees$0126
Additional Noninterest Income$353,0002,746
Total noninterest expense$1,691,0004,503
Salaries and employee benefits$634,0005,730
Premises and equipment expense$176,0005,313
Additional noninterest expense$881,0002,875
Pre-tax net operating income$1,529,0002,849
Securities gains (losses)$01,185
Applicable income taxes$521,0002,243
Income before extraordinary items$1,008,0003,186
Extraordinary gains, net$039
Net income$1,008,0003,188
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$121,0001,530
Cash dividends$1,000,0001,414
Sale, conversion, retirement of capital stock, net$0887
Net operating income$1,008,0003,179
2006-03-31 (YTD Data)Rank
Total interest income$1,968,0004,134
Total interest expense$562,0004,776
Net interest income$1,406,0003,724
Provision for loan and lease losses$144,0001,529
Total noninterest income$354,0002,760
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$180,0002,228
Trading account gains and fees$0115
Additional Noninterest Income$174,0002,726
Total noninterest expense$825,0004,594
Salaries and employee benefits$318,0005,758
Premises and equipment expense$90,0005,271
Additional noninterest expense$417,0003,000
Pre-tax net operating income$791,0002,732
Securities gains (losses)$0955
Applicable income taxes$270,0002,149
Income before extraordinary items$521,0003,067
Extraordinary gains, net$021
Net income$521,0003,066
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$106,000920
Cash dividends$1,000,000729
Sale, conversion, retirement of capital stock, net$0648
Net operating income$521,0003,047
2005-12-31 (YTD Data)Rank
Total interest income$6,659,0004,297
Total interest expense$1,786,0004,765
Net interest income$4,873,0004,033
Provision for loan and lease losses$218,0003,451
Total noninterest income$1,381,0002,845
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$813,0002,081
Trading account gains and fees$0138
Additional Noninterest Income$568,0003,161
Total noninterest expense$3,432,0004,357
Salaries and employee benefits$1,475,0005,103
Premises and equipment expense$316,0005,584
Additional noninterest expense$1,641,0003,013
Pre-tax net operating income$2,604,0003,089
Securities gains (losses)$-2,0007,064
Applicable income taxes$835,0002,547
Income before extraordinary items$1,767,0003,406
Extraordinary gains, net$046
Net income$1,767,0003,408
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$139,0002,845
Cash dividends$700,0003,073
Sale, conversion, retirement of capital stock, net$0934
Net operating income$1,768,3603,371
2005-09-30 (YTD Data)Rank
Total interest income$4,886,0004,319
Total interest expense$1,259,0004,809
Net interest income$3,627,0004,049
Provision for loan and lease losses$244,0002,593
Total noninterest income$1,041,0002,825
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$628,0002,033
Trading account gains and fees$0126
Additional Noninterest Income$413,0003,220
Total noninterest expense$2,339,0004,633
Salaries and employee benefits$923,0005,688
Premises and equipment expense$234,0005,620
Additional noninterest expense$1,182,0003,079
Pre-tax net operating income$2,085,0002,958
Securities gains (losses)$02,317
Applicable income taxes$709,0002,375
Income before extraordinary items$1,376,0003,354
Extraordinary gains, net$035
Net income$1,376,0003,356
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$116,0002,351
Cash dividends$350,0003,299
Sale, conversion, retirement of capital stock, net$0769
Net operating income$1,376,0003,311
2005-06-30 (YTD Data)Rank
Total interest income$3,134,0004,370
Total interest expense$779,0004,857
Net interest income$2,355,0004,110
Provision for loan and lease losses$127,0002,926
Total noninterest income$698,0002,773
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$424,0001,971
Trading account gains and fees$0116
Additional Noninterest Income$274,0003,231
Total noninterest expense$1,551,0004,627
Salaries and employee benefits$614,0005,683
Premises and equipment expense$160,0005,527
Additional noninterest expense$777,0003,095
Pre-tax net operating income$1,375,0002,940
Securities gains (losses)$02,146
Applicable income taxes$468,0002,360
Income before extraordinary items$907,0003,334
Extraordinary gains, net$030
Net income$907,0003,336
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$33,0003,220
Cash dividends$350,0002,694
Sale, conversion, retirement of capital stock, net$0643
Net operating income$907,0003,287
2005-03-31 (YTD Data)Rank
Total interest income$1,552,0004,370
Total interest expense$350,0005,060
Net interest income$1,202,0004,057
Provision for loan and lease losses$65,0002,741
Total noninterest income$339,0002,788
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$207,0001,948
Trading account gains and fees$0115
Additional Noninterest Income$132,0003,224
Total noninterest expense$772,0004,667
Salaries and employee benefits$315,0005,618
Premises and equipment expense$78,0005,638
Additional noninterest expense$379,0003,160
Pre-tax net operating income$704,0002,850
Securities gains (losses)$01,685
Applicable income taxes$240,0002,325
Income before extraordinary items$464,0003,232
Extraordinary gains, net$024
Net income$464,0003,233
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$14,0002,934
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$464,0003,193
2004-12-31 (YTD Data)Rank
Total interest income$6,117,0004,198
Total interest expense$1,385,0004,734
Net interest income$4,732,0003,965
Provision for loan and lease losses$228,0003,473
Total noninterest income$1,390,0002,824
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$858,0002,001
Trading account gains and fees$0138
Additional Noninterest Income$532,0003,207
Total noninterest expense$3,433,0004,243
Salaries and employee benefits$1,507,0004,933
Premises and equipment expense$347,0005,246
Additional noninterest expense$1,579,0002,998
Pre-tax net operating income$2,461,0003,045
Securities gains (losses)$03,819
Applicable income taxes$815,0002,498
Income before extraordinary items$1,646,0003,404
Extraordinary gains, net$034
Net income$1,646,0003,403
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$136,0003,186
Cash dividends$360,0004,067
Sale, conversion, retirement of capital stock, net$0872
Net operating income$1,646,0003,336
2004-09-30 (YTD Data)Rank
Total interest income$4,577,0004,188
Total interest expense$1,037,0004,692
Net interest income$3,540,0003,970
Provision for loan and lease losses$205,0002,947
Total noninterest income$1,068,0002,792
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$652,0002,003
Trading account gains and fees$0134
Additional Noninterest Income$416,0003,129
Total noninterest expense$2,400,0004,432
Salaries and employee benefits$971,0005,416
Premises and equipment expense$263,0005,174
Additional noninterest expense$1,166,0003,019
Pre-tax net operating income$2,003,0002,879
Securities gains (losses)$03,710
Applicable income taxes$681,0002,372
Income before extraordinary items$1,322,0003,307
Extraordinary gains, net$026
Net income$1,322,0003,308
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$84,0003,071
Cash dividends$05,363
Sale, conversion, retirement of capital stock, net$0738
Net operating income$1,322,0003,222
2004-06-30 (YTD Data)Rank
Total interest income$3,022,0004,228
Total interest expense$695,0004,695
Net interest income$2,327,0004,009
Provision for loan and lease losses$138,0002,915
Total noninterest income$729,0002,761
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$446,0001,937
Trading account gains and fees$0130
Additional Noninterest Income$283,0003,087
Total noninterest expense$1,608,0004,438
Salaries and employee benefits$641,0005,489
Premises and equipment expense$182,0005,083
Additional noninterest expense$785,0002,986
Pre-tax net operating income$1,310,0002,897
Securities gains (losses)$03,413
Applicable income taxes$446,0002,383
Income before extraordinary items$864,0003,320
Extraordinary gains, net$021
Net income$864,0003,320
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$45,0003,165
Cash dividends$05,087
Sale, conversion, retirement of capital stock, net$0638
Net operating income$864,0003,228
2004-03-31 (YTD Data)Rank
Total interest income$1,523,0004,219
Total interest expense$364,0004,601
Net interest income$1,159,0004,004
Provision for loan and lease losses$70,0002,755
Total noninterest income$364,0002,709
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$224,0001,881
Trading account gains and fees$0121
Additional Noninterest Income$140,0003,060
Total noninterest expense$811,0004,429
Salaries and employee benefits$329,0005,418
Premises and equipment expense$100,0004,791
Additional noninterest expense$382,0003,033
Pre-tax net operating income$642,0002,903
Securities gains (losses)$02,934
Applicable income taxes$218,0002,428
Income before extraordinary items$424,0003,350
Extraordinary gains, net$016
Net income$424,0003,349
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$14,0003,279
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$424,0003,235
2003-12-31 (YTD Data)Rank
Total interest income$6,441,0004,081
Total interest expense$1,682,0004,544
Net interest income$4,759,0003,829
Provision for loan and lease losses$300,0003,140
Total noninterest income$1,393,0002,990
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$887,0001,945
Trading account gains and fees$0160
Additional Noninterest Income$506,0003,569
Total noninterest expense$3,512,0004,104
Salaries and employee benefits$1,476,0004,892
Premises and equipment expense$342,0005,256
Additional noninterest expense$1,694,0002,761
Pre-tax net operating income$2,340,0003,037
Securities gains (losses)$04,500
Applicable income taxes$789,0002,561
Income before extraordinary items$1,551,0003,488
Extraordinary gains, net$054
Net income$1,551,0003,487
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$154,0003,316
Cash dividends$400,0003,891
Sale, conversion, retirement of capital stock, net$0868
Net operating income$1,551,0003,313
2003-09-30 (YTD Data)Rank
Total interest income$4,851,0004,112
Total interest expense$1,308,0004,562
Net interest income$3,543,0003,869
Provision for loan and lease losses$225,0003,052
Total noninterest income$1,055,0003,023
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$664,0001,953
Trading account gains and fees$0153
Additional Noninterest Income$391,0003,573
Total noninterest expense$2,433,0004,358
Salaries and employee benefits$928,0005,496
Premises and equipment expense$253,0005,289
Additional noninterest expense$1,252,0002,779
Pre-tax net operating income$1,940,0002,910
Securities gains (losses)$04,204
Applicable income taxes$660,0002,485
Income before extraordinary items$1,280,0003,326
Extraordinary gains, net$040
Net income$1,280,0003,325
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$95,0003,318
Cash dividends$05,519
Sale, conversion, retirement of capital stock, net$0722
Net operating income$1,280,0003,167
2003-06-30 (YTD Data)Rank
Total interest income$3,264,0004,130
Total interest expense$918,0004,524
Net interest income$2,346,0003,891
Provision for loan and lease losses$150,0003,000
Total noninterest income$719,0002,953
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$442,0001,920
Trading account gains and fees$0150
Additional Noninterest Income$277,0003,443
Total noninterest expense$1,640,0004,316
Salaries and employee benefits$622,0005,499
Premises and equipment expense$164,0005,356
Additional noninterest expense$854,0002,722
Pre-tax net operating income$1,275,0002,943
Securities gains (losses)$03,782
Applicable income taxes$434,0002,532
Income before extraordinary items$841,0003,373
Extraordinary gains, net$030
Net income$841,0003,373
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$44,0003,597
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$0589
Net operating income$841,0003,195
2003-03-31 (YTD Data)Rank
Total interest income$1,677,0004,079
Total interest expense$487,0004,418
Net interest income$1,190,0003,848
Provision for loan and lease losses$75,0002,805
Total noninterest income$359,0002,869
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$224,0001,823
Trading account gains and fees$0134
Additional Noninterest Income$135,0003,397
Total noninterest expense$801,0004,366
Salaries and employee benefits$312,0005,504
Premises and equipment expense$72,0005,758
Additional noninterest expense$417,0002,753
Pre-tax net operating income$673,0002,819
Securities gains (losses)$02,891
Applicable income taxes$228,0002,469
Income before extraordinary items$445,0003,202
Extraordinary gains, net$021
Net income$445,0003,200
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$18,0003,340
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$445,0003,043
2002-12-31 (YTD Data)Rank
Total interest income$6,307,0004,413
Total interest expense$2,078,0004,669
Net interest income$4,229,0004,175
Provision for loan and lease losses$361,0003,050
Total noninterest income$1,178,0003,111
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$763,0002,085
Trading account gains and fees$0153
Additional Noninterest Income$415,0003,633
Total noninterest expense$3,112,0004,340
Salaries and employee benefits$1,341,0005,091
Premises and equipment expense$372,0004,893
Additional noninterest expense$1,399,0003,132
Pre-tax net operating income$1,934,0003,507
Securities gains (losses)$04,537
Applicable income taxes$645,0002,998
Income before extraordinary items$1,289,0003,902
Extraordinary gains, net$070
Net income$1,289,0003,901
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$361,0002,087
Cash dividends$300,0004,293
Sale, conversion, retirement of capital stock, net$0862
Net operating income$1,289,0003,800
2001-12-31 (YTD Data)Rank
Total interest income$6,409,0004,729
Total interest expense$2,601,0005,275
Net interest income$3,808,0004,279
Provision for loan and lease losses$240,0003,705
Total noninterest income$1,095,0003,130
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$699,0002,144
Trading account gains and fees$0177
Additional Noninterest Income$396,0003,552
Total noninterest expense$2,971,0004,363
Salaries and employee benefits$1,264,0005,126
Premises and equipment expense$411,0004,510
Additional noninterest expense$1,296,0003,261
Pre-tax net operating income$1,692,0003,565
Securities gains (losses)$04,612
Applicable income taxes$561,0003,105
Income before extraordinary items$1,131,0003,958
Extraordinary gains, net$0105
Net income$1,131,0003,959
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$103,0004,010
Cash dividends$230,0004,798
Sale, conversion, retirement of capital stock, net$0922
Net operating income$1,131,0003,827
2000-12-31 (YTD Data)Rank
Total interest income$6,115,0005,012
Total interest expense$2,425,0005,663
Net interest income$3,690,0004,445
Provision for loan and lease losses$287,0002,960
Total noninterest income$1,181,0002,789
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$684,0002,035
Trading account gains and feesNANA
Additional Noninterest Income$497,0002,962
Total noninterest expense$2,909,0004,334
Salaries and employee benefits$1,262,0004,997
Premises and equipment expense$426,0004,300
Additional noninterest expense$1,221,0003,377
Pre-tax net operating income$1,675,0003,762
Securities gains (losses)$01,956
Applicable income taxes$564,0003,236
Income before extraordinary items$1,111,0004,071
Extraordinary gains, net$038
Net income$1,111,0004,072
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$287,0001,880
Cash dividends$675,0002,991
Sale, conversion, retirement of capital stock, net$0969
Net operating income$1,111,0004,068
1999-12-31 (YTD Data)Rank
Total interest income$5,644,0005,148
Total interest expense$2,283,0005,506
Net interest income$3,361,0004,772
Provision for loan and lease losses$240,0003,119
Total noninterest income$1,070,0002,943
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$651,0002,041
Trading account gains and feesNANA
Additional Noninterest Income$419,0003,303
Total noninterest expense$2,399,0005,024
Salaries and employee benefits$1,062,0005,658
Premises and equipment expense$362,0004,853
Additional noninterest expense$975,0004,103
Pre-tax net operating income$1,792,0003,631
Securities gains (losses)$-1,0008,592
Applicable income taxes$624,0003,138
Income before extraordinary items$1,167,0003,960
Extraordinary gains, net$035
Net income$1,167,0003,961
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$203,0002,376
Cash dividends$07,131
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$1,167,6503,932
1998-12-31 (YTD Data)Rank
Total interest income$5,651,0005,202
Total interest expense$2,322,0005,630
Net interest income$3,329,0004,774
Provision for loan and lease losses$343,0002,348
Total noninterest income$824,0003,548
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$553,0002,331
Trading account gains and feesNANA
Additional Noninterest Income$271,0004,233
Total noninterest expense$2,174,0005,276
Salaries and employee benefits$982,0005,849
Premises and equipment expense$317,0005,215
Additional noninterest expense$875,0004,382
Pre-tax net operating income$1,636,0003,926
Securities gains (losses)$04,449
Applicable income taxes$612,0003,356
Income before extraordinary items$1,024,0004,431
Extraordinary gains, net$032
Net income$1,024,0004,430
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$341,0001,695
Cash dividends$200,0005,324
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$1,024,0004,336
1997-12-31 (YTD Data)Rank
Total interest income$5,131,0005,683
Total interest expense$2,139,0006,011
Net interest income$2,992,0005,312
Provision for loan and lease losses$132,0004,415
Total noninterest income$831,0003,481
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$598,0002,200
Trading account gains and feesNANA
Additional Noninterest Income$233,0004,566
Total noninterest expense$2,054,0005,553
Salaries and employee benefits$998,0005,880
Premises and equipment expense$235,0006,280
Additional noninterest expense$821,0004,634
Pre-tax net operating income$1,637,0004,154
Securities gains (losses)$03,944
Applicable income taxes$490,0004,274
Income before extraordinary items$1,147,0004,210
Extraordinary gains, net$044
Net income$1,147,0004,210
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$121,0003,434
Cash dividends$100,0006,450
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$1,147,0004,153
1996-12-31 (YTD Data)Rank
Total interest income$4,572,0006,326
Total interest expense$1,891,0006,641
Net interest income$2,681,0005,908
Provision for loan and lease losses$138,0004,289
Total noninterest income$745,0003,894
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$550,0002,475
Trading account gains and feesNANA
Additional Noninterest Income$195,0005,239
Total noninterest expense$1,829,0006,322
Salaries and employee benefits$909,0006,414
Premises and equipment expense$207,0006,906
Additional noninterest expense$713,0005,670
Pre-tax net operating income$1,459,0004,442
Securities gains (losses)$14,0002,256
Applicable income taxes$497,0004,170
Income before extraordinary items$976,0004,597
Extraordinary gains, net$053
Net income$976,0004,598
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$138,0003,326
Cash dividends$08,336
Sale, conversion, retirement of capital stock, net$0953
Net operating income$966,7604,565
1995-12-31 (YTD Data)Rank
Total interest income$3,707,0007,300
Total interest expense$1,548,0007,565
Net interest income$2,159,0006,961
Provision for loan and lease losses$84,0004,983
Total noninterest income$563,0004,788
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$415,0003,245
Trading account gains and feesNANA
Additional Noninterest Income$148,0006,025
Total noninterest expense$1,527,0007,180
Salaries and employee benefits$751,0007,393
Premises and equipment expense$125,0008,917
Additional noninterest expense$651,0006,191
Pre-tax net operating income$1,111,0005,567
Securities gains (losses)$-1,0009,017
Applicable income taxes$378,0005,146
Income before extraordinary items$732,0005,803
Extraordinary gains, net$065
Net income$732,0005,800
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$72,0004,456
Cash dividends$400,0003,839
Sale, conversion, retirement of capital stock, net$0809
Net operating income$732,6605,781
1994-12-31 (YTD Data)Rank
Total interest income$3,494,0007,330
Total interest expense$1,219,0007,822
Net interest income$2,275,0006,913
Provision for loan and lease losses$153,0003,564
Total noninterest income$556,0004,919
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$396,0003,405
Trading account gains and feesNANA
Additional Noninterest Income$160,0006,008
Total noninterest expense$1,437,0007,801
Salaries and employee benefits$720,0007,731
Premises and equipment expense$102,0009,964
Additional noninterest expense$615,0006,926
Pre-tax net operating income$1,241,0005,113
Securities gains (losses)$-122,00011,675
Applicable income taxes$417,0004,615
Income before extraordinary items$702,0005,898
Extraordinary gains, net$0249
Net income$702,0005,917
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$153,0002,937
Cash dividends$700,0002,518
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$780,0805,534
1993-12-31 (YTD Data)Rank
Total interest income$3,453,0007,602
Total interest expense$1,227,0008,152
Net interest income$2,226,0007,102
Provision for loan and lease losses$178,0004,233
Total noninterest income$570,0005,131
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$426,0003,260
Trading account gains and feesNANA
Additional Noninterest Income$144,0006,692
Total noninterest expense$1,401,0008,182
Salaries and employee benefits$702,0007,985
Premises and equipment expense$119,0009,813
Additional noninterest expense$580,0007,517
Pre-tax net operating income$1,217,0005,129
Securities gains (losses)$07,477
Applicable income taxes$428,0004,761
Income before extraordinary items$789,0005,622
Extraordinary gains, net$03,149
Net income$789,0005,768
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$133,0003,932
Cash dividends$300,0004,359
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$789,0005,391
1992-12-31 (YTD Data)Rank
Total interest income$3,658,0007,966
Total interest expense$1,560,0008,332
Net interest income$2,098,0007,498
Provision for loan and lease losses$165,0005,823
Total noninterest income$572,0005,137
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$447,0003,137
Trading account gains and feesNANA
Additional Noninterest Income$125,0007,308
Total noninterest expense$1,271,0008,762
Salaries and employee benefits$654,0008,357
Premises and equipment expense$125,0009,856
Additional noninterest expense$492,0008,535
Pre-tax net operating income$1,234,0004,812
Securities gains (losses)$08,369
Applicable income taxes$428,0004,544
Income before extraordinary items$806,0005,329
Extraordinary gains, net$01,422
Net income$806,0005,385
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$165,0004,664
Cash dividends$395,0003,396
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$806,0005,027

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.