Home > Texas First Bank > Net charge- offs to loans
Texas First Bank, Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0377% | 4,307 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,113 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 239 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 532 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 792 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 246 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 740 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2594% | 4,438 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4012% | 1,395 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3946% | 240 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2599% | 4,478 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0114% | 1,769 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 735 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 127 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 312 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 481 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0394% | 982 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6739% | 808 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9628% | 221 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1977% | 1,566 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0200% | 1,280 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 512 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 62 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 372 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 101 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 332 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0854% | 569 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9402% | 595 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4889% | 164 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3428% | 1,096 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0039% | 2,312 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,043 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 506 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 805 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 205 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 764 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0023% | 3,407 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5979% | 876 |
| Percentage Net Loans Charged-off: Credit card loans | -0.3242% | 4,692 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9689% | 506 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0045% | 2,029 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 831 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 133 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 378 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 647 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 623 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0023% | 3,319 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6632% | 745 |
| Percentage Net Loans Charged-off: Credit card loans | -0.3784% | 4,723 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0768% | 406 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0033% | 1,938 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 698 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 94 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 298 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 547 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 521 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0023% | 3,163 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5139% | 858 |
| Percentage Net Loans Charged-off: Credit card loans | -0.4802% | 798 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9036% | 487 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0033% | 1,661 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 527 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 61 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 205 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 390 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 357 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0047% | 3,319 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6027% | 748 |
| Percentage Net Loans Charged-off: Credit card loans | -0.7780% | 795 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1443% | 390 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0077% | 2,288 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,370 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 225 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 744 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,013 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 983 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0009% | 3,244 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0123% | 410 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0202% | 164 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6263% | 630 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0073% | 2,045 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,226 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 641 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 889 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 854 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0006% | 3,229 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9607% | 406 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0958% | 281 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9092% | 380 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0033% | 2,058 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,096 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 159 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 544 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 792 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 755 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0008% | 3,280 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4495% | 811 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7696% | 314 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3281% | 901 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0041% | 1,771 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 775 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 118 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 349 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 564 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 521 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 814 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5188% | 775 |
| Percentage Net Loans Charged-off: Credit card loans | 0.1906% | 344 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6415% | 594 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0754% | 1,731 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0034% | 1,852 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0050% | 4,322 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0304% | 992 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0304% | 944 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2985% | 935 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7728% | 816 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7055% | 298 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4271% | 1,280 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0020% | 3,130 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0046% | 1,551 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 273 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0068% | 4,371 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0402% | 762 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0402% | 719 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0392% | 4,229 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7431% | 810 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6158% | 441 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7897% | 685 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0049% | 4,013 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0045% | 1,359 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 191 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0102% | 4,503 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0485% | 634 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0485% | 591 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0661% | 4,328 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4431% | 1,373 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5427% | 452 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4058% | 1,323 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0239% | 4,396 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0121% | 4,306 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 120 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0205% | 4,645 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 861 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 803 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1851% | 4,560 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2507% | 627 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0506% | 347 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3265% | 527 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0462% | 2,464 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,241 |
| Percentage Net Loans Charged-off:Construction & development | 0.0017% | 391 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0051% | 1,044 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0154% | 4,340 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 494 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0154% | 4,360 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2628% | 1,276 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8101% | 1,010 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8468% | 344 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4555% | 1,560 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0629% | 1,924 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0005% | 3,694 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 304 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0077% | 809 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0568% | 4,803 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | -0.0568% | 4,795 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3213% | 947 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7675% | 994 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8632% | 450 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7347% | 948 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0150% | 2,599 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0008% | 3,730 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 234 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0117% | 615 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0879% | 4,942 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | -0.0879% | 4,940 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0523% | 1,359 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4797% | 1,393 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9549% | 404 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3203% | 1,648 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0206% | 2,042 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0016% | 3,874 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 153 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 441 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0166% | 4,523 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | -0.0166% | 4,534 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1041% | 850 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2973% | 1,670 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8571% | 373 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1129% | 2,023 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2451% | 792 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2035% | 357 |
| Percentage Net Loans Charged-off:Construction & development | 1.1358% | 64 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,145 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,071 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,969 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4277% | 904 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4543% | 1,667 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5289% | 366 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1192% | 2,715 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3353% | 495 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2817% | 212 |
| Percentage Net Loans Charged-off:Construction & development | 1.5943% | 43 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 901 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0140% | 4,484 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | -0.0140% | 4,523 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5496% | 654 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7487% | 1,014 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7125% | 319 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4540% | 1,380 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4975% | 308 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4309% | 118 |
| Percentage Net Loans Charged-off:Construction & development | 2.4461% | 26 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 695 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0109% | 4,433 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | -0.0109% | 4,491 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8153% | 447 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4574% | 1,414 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0242% | 399 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2852% | 1,738 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3191% | 478 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0478% | 5,054 |
| Percentage Net Loans Charged-off:Construction & development | -0.2710% | 4,920 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0111% | 4,504 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | -0.0111% | 4,552 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6920% | 202 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3527% | 1,590 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8624% | 264 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1020% | 4,677 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1423% | 1,649 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1824% | 589 |
| Percentage Net Loans Charged-off:Construction & development | 1.0522% | 111 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0113% | 4,817 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0474% | 1,566 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0474% | 1,503 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0296% | 2,184 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0393% | 3,480 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4699% | 612 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0892% | 5,012 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0081% | 3,438 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0007% | 4,049 |
| Percentage Net Loans Charged-off:Construction & development | -0.0359% | 4,654 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0005% | 4,533 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0721% | 1,158 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0721% | 1,133 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0406% | 1,763 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0524% | 3,174 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5165% | 559 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0851% | 4,963 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0027% | 3,407 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0139% | 4,687 |
| Percentage Net Loans Charged-off:Construction & development | -0.0547% | 4,766 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0007% | 4,609 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0423% | 5,115 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | -0.0423% | 5,128 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0593% | 1,437 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0978% | 2,705 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3461% | 537 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0253% | 2,872 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0171% | 2,447 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0062% | 4,462 |
| Percentage Net Loans Charged-off:Construction & development | -0.0059% | 4,652 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0015% | 4,791 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0482% | 5,210 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | -0.0482% | 5,217 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1197% | 840 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0383% | 4,775 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5148% | 421 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1973% | 5,077 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1291% | 1,950 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1626% | 831 |
| Percentage Net Loans Charged-off:Construction & development | 0.6787% | 184 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0184% | 1,265 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0291% | 5,212 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | -0.0291% | 5,226 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0263% | 2,241 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0152% | 3,667 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8391% | 547 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1557% | 5,334 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,609 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0744% | 2,259 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0914% | 1,108 |
| Percentage Net Loans Charged-off:Construction & development | 0.3241% | 228 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0256% | 968 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0305% | 5,229 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | -0.0305% | 5,243 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0402% | 1,814 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0871% | 5,173 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6576% | 551 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2309% | 5,399 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0242% | 3,002 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0363% | 1,658 |
| Percentage Net Loans Charged-off:Construction & development | 0.0811% | 287 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0294% | 785 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0298% | 5,250 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | -0.0298% | 5,276 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0079% | 4,195 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0809% | 5,083 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1640% | 412 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.3017% | 5,451 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,209 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0026% | 4,153 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0022% | 1,752 |
| Percentage Net Loans Charged-off:Construction & development | 0.0185% | 233 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 631 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0295% | 5,274 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | -0.0295% | 5,324 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0107% | 4,279 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0714% | 4,983 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3551% | 486 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1374% | 5,090 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 943 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0309% | 3,602 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0038% | 3,227 |
| Percentage Net Loans Charged-off:Construction & development | 0.1215% | 559 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0479% | 5,463 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0720% | 2,068 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0720% | 2,005 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0014% | 2,463 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0858% | 3,291 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4502% | 409 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1184% | 5,418 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7186% | 488 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0488% | 2,917 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0244% | 2,470 |
| Percentage Net Loans Charged-off:Construction & development | 0.1147% | 512 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0221% | 5,385 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1306% | 1,369 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.1306% | 1,328 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0054% | 2,071 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1516% | 2,652 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4112% | 377 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0348% | 5,047 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7262% | 446 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0269% | 3,141 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0054% | 2,604 |
| Percentage Net Loans Charged-off:Construction & development | 0.1345% | 423 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0336% | 5,587 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0529% | 5,730 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | -0.0529% | 5,741 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0135% | 1,708 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0113% | 4,952 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8795% | 447 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1422% | 5,350 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6639% | 429 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0046% | 4,474 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0169% | 5,248 |
| Percentage Net Loans Charged-off:Construction & development | 0.1509% | 294 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0678% | 5,879 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0948% | 5,916 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | -0.0948% | 5,927 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0268% | 1,085 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2225% | 5,510 |
| Percentage Net Loans Charged-off: Credit card loans | -0.5260% | 1,145 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1783% | 5,355 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4123% | 427 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0293% | 4,237 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0234% | 3,431 |
| Percentage Net Loans Charged-off:Construction & development | -0.0142% | 5,011 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0086% | 2,121 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2196% | 1,500 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.2196% | 1,455 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0473% | 5,096 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0687% | 3,582 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2922% | 288 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2281% | 5,860 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5734% | 586 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0052% | 4,517 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0026% | 3,559 |
| Percentage Net Loans Charged-off:Construction & development | -0.0496% | 5,198 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0115% | 1,773 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0576% | 2,571 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0576% | 2,445 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0350% | 4,934 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1027% | 5,605 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2766% | 437 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2830% | 5,907 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5085% | 547 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0010% | 4,360 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0045% | 5,322 |
| Percentage Net Loans Charged-off:Construction & development | -0.0516% | 5,282 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0047% | 5,503 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0941% | 2,051 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0941% | 1,968 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0359% | 4,910 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0094% | 3,285 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2519% | 424 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1482% | 5,613 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3909% | 549 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0080% | 4,958 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0066% | 5,336 |
| Percentage Net Loans Charged-off:Construction & development | -0.0275% | 5,291 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,059 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0134% | 5,668 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | -0.0134% | 5,675 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0436% | 5,014 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0370% | 5,265 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6474% | 315 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2501% | 5,751 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2340% | 566 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0338% | 4,764 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0387% | 3,886 |
| Percentage Net Loans Charged-off:Construction & development | -0.1119% | 5,600 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0277% | 2,481 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 619 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3717% | 1,433 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.3717% | 1,385 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1213% | 5,713 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1612% | 6,085 |
| Percentage Net Loans Charged-off: Credit card loans | 0.1185% | 797 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2021% | 6,102 |
| Percentage Net Loans Charged-off: All other loans and lease | 2.0066% | 327 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0358% | 4,422 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0525% | 3,423 |
| Percentage Net Loans Charged-off:Construction & development | -0.1088% | 5,653 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0265% | 2,179 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4848% | 1,101 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.4848% | 1,061 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1733% | 5,860 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1293% | 5,947 |
| Percentage Net Loans Charged-off: Credit card loans | 0.1054% | 731 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1642% | 5,990 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.9036% | 316 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0517% | 3,947 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0753% | 2,953 |
| Percentage Net Loans Charged-off:Construction & development | -0.1494% | 5,749 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0402% | 1,835 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6448% | 862 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.6448% | 837 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1706% | 5,853 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2239% | 6,048 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0778% | 667 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2718% | 6,089 |
| Percentage Net Loans Charged-off: All other loans and lease | 2.0659% | 290 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0807% | 3,035 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0935% | 2,306 |
| Percentage Net Loans Charged-off:Construction & development | 0.2078% | 789 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0800% | 1,189 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,565 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,407 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0555% | 1,532 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.8371% | 6,544 |
| Percentage Net Loans Charged-off: Credit card loans | -0.6193% | 1,255 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.8769% | 6,523 |
| Percentage Net Loans Charged-off: All other loans and lease | 3.2172% | 204 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0688% | 4,993 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0168% | 4,943 |
| Percentage Net Loans Charged-off:Construction & development | -0.0106% | 5,902 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 3,215 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 851 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1561% | 3,282 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,753 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1563% | 3,120 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0669% | 3,281 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1696% | 3,586 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6022% | 516 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0570% | 6,019 |
| Percentage Net Loans Charged-off: All other loans and lease | 2.9908% | 303 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0393% | 5,103 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0173% | 4,682 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,174 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,867 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1425% | 3,107 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,549 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1427% | 2,970 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0166% | 5,514 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1732% | 6,371 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3564% | 530 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.4080% | 6,608 |
| Percentage Net Loans Charged-off: All other loans and lease | 2.9624% | 281 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0545% | 4,645 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0255% | 4,262 |
| Percentage Net Loans Charged-off:Construction & development | -0.0108% | 5,942 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,477 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2205% | 2,526 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.2205% | 2,396 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0456% | 2,683 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1528% | 6,204 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0531% | 559 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.3407% | 6,475 |
| Percentage Net Loans Charged-off: All other loans and lease | 2.7914% | 263 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0205% | 4,401 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0032% | 6,243 |
| Percentage Net Loans Charged-off:Construction & development | -0.0070% | 5,963 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,722 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0125% | 6,462 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | -0.0125% | 6,462 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0208% | 1,983 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2816% | 6,325 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7998% | 496 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.4510% | 6,500 |
| Percentage Net Loans Charged-off: All other loans and lease | 2.9054% | 228 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7374% | 2,306 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7520% | 2,055 |
| Percentage Net Loans Charged-off:Construction & development | 0.8519% | 2,216 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9207% | 1,343 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,014 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0709% | 4,309 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0709% | 4,147 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6574% | 2,469 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2802% | 3,621 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2109% | 684 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1325% | 4,108 |
| Percentage Net Loans Charged-off: All other loans and lease | 2.5545% | 351 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5518% | 2,583 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5199% | 2,353 |
| Percentage Net Loans Charged-off:Construction & development | 0.9215% | 1,937 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4358% | 1,804 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0971% | 3,765 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0971% | 3,618 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7899% | 2,013 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2841% | 3,317 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0642% | 677 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1573% | 3,603 |
| Percentage Net Loans Charged-off: All other loans and lease | 2.0284% | 367 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2400% | 3,690 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1000% | 3,943 |
| Percentage Net Loans Charged-off:Construction & development | 0.2521% | 2,074 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0108% | 2,608 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1032% | 3,376 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.1032% | 3,200 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2821% | 1,387 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1673% | 3,480 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1112% | 618 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0281% | 3,896 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.9163% | 337 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1376% | 3,687 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0030% | 3,909 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,696 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0118% | 1,863 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0153% | 6,864 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | -0.0153% | 6,851 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3567% | 1,802 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7147% | 1,737 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4325% | 496 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4740% | 1,826 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.5377% | 330 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5051% | 3,598 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3691% | 3,426 |
| Percentage Net Loans Charged-off:Construction & development | 0.5211% | 2,828 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0263% | 3,512 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0297% | 1,351 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 1.0297% | 1,328 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5055% | 3,319 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9584% | 2,221 |
| Percentage Net Loans Charged-off: Credit card loans | 2.9023% | 529 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.7506% | 467 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3781% | 3,789 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2537% | 3,602 |
| Percentage Net Loans Charged-off:Construction & development | 0.4673% | 2,596 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0361% | 3,020 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4895% | 2,127 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.4895% | 2,049 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3519% | 3,250 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8184% | 2,349 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1915% | 604 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.3624% | 454 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4819% | 3,097 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3789% | 2,813 |
| Percentage Net Loans Charged-off:Construction & development | 0.6218% | 2,197 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,645 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9329% | 1,244 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.9329% | 1,210 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3877% | 2,831 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8815% | 2,107 |
| Percentage Net Loans Charged-off: Credit card loans | 3.0959% | 472 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.3891% | 395 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3254% | 3,112 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1588% | 3,083 |
| Percentage Net Loans Charged-off:Construction & development | 0.3628% | 1,757 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,882 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2189% | 2,214 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.2189% | 2,086 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0887% | 2,615 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3221% | 1,470 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6268% | 594 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.2544% | 379 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7138% | 3,046 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7705% | 2,275 |
| Percentage Net Loans Charged-off:Construction & development | 0.8083% | 2,687 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9405% | 1,193 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4236% | 2,291 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.4236% | 2,198 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2546% | 4,340 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7913% | 3,226 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3172% | 753 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 6.3820% | 354 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4951% | 3,243 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5262% | 2,375 |
| Percentage Net Loans Charged-off:Construction & development | 1.1930% | 2,069 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2418% | 1,842 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4057% | 2,031 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.4057% | 1,946 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1506% | 4,015 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5915% | 3,446 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6176% | 644 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 8.0154% | 256 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2066% | 4,225 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1267% | 3,589 |
| Percentage Net Loans Charged-off:Construction & development | 0.0316% | 2,612 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0590% | 1,978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6625% | 1,304 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.6625% | 1,255 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1057% | 3,541 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6306% | 3,132 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7791% | 902 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 14.9764% | 143 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3555% | 2,665 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1617% | 2,565 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,865 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2449% | 626 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 1.2449% | 605 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2018% | 2,275 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4757% | 1,514 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9033% | 625 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 14.6597% | 141 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4488% | 2,586 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1057% | 3,643 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,362 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9855% | 623 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.9855% | 598 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1979% | 3,588 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7579% | 1,205 |
| Percentage Net Loans Charged-off: Credit card loans | 2.9752% | 522 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 16.8095% | 142 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1800% | 3,495 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 4,589 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,246 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,766 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,509 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,263 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0184% | 3,774 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7894% | 2,347 |
| Percentage Net Loans Charged-off: Credit card loans | 3.1923% | 426 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 7.9820% | 187 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2802% | 2,241 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,788 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,702 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,334 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,841 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,615 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,159 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5147% | 1,106 |
| Percentage Net Loans Charged-off: Credit card loans | 5.3771% | 212 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 7.7697% | 177 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4695% | 1,110 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,687 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,939 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,774 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,192 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.6454% | 536 |
| Percentage Net Loans Charged-off: Credit card loans | 9.4273% | 97 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 8.3507% | 141 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2443% | 8,371 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0151% | 3,679 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,679 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1292% | 1,648 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.1292% | 1,571 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.1574% | 8,035 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4639% | 3,217 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5710% | 727 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 10.4644% | 141 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1302% | 2,728 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,385 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,176 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,699 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,489 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0146% | 6,870 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3898% | 3,149 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9494% | 575 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 10.8391% | 123 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1494% | 2,140 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,712 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,135 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,964 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0111% | 6,745 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3802% | 2,842 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5693% | 429 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 13.2263% | 97 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3002% | 1,000 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,851 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,473 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,345 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2913% | 1,133 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6906% | 1,738 |
| Percentage Net Loans Charged-off: Credit card loans | 4.9240% | 216 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 11.1266% | 92 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0760% | 3,766 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4216% | 334 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5720% | 278 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7621% | 179 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.7621% | 188 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5617% | 8,040 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0918% | 5,159 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8026% | 983 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0861% | 2,971 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5569% | 170 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7408% | 169 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0332% | 91 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 1.0332% | 106 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.7787% | 8,120 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0404% | 5,035 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8716% | 869 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4766% | 634 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8573% | 103 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1027% | 112 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.7513% | 48 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 1.7513% | 50 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,652 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1003% | 4,241 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3158% | 676 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8373% | 317 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.5587% | 41 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.1645% | 46 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.5157% | 35 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 2.5157% | 38 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,732 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,843 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 826 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2866% | 1,661 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3200% | 405 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,340 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.3790% | 33 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 2.3790% | 36 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0635% | 3,566 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4729% | 3,698 |
| Percentage Net Loans Charged-off: Credit card loans | 0.1830% | 1,440 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3209% | 1,252 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4105% | 271 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.0257% | 25 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 3.0257% | 28 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0214% | 3,267 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4592% | 3,275 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,324 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1374% | 2,401 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0238% | 1,924 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1759% | 775 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.1759% | 776 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0324% | 2,709 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5299% | 2,743 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,186 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1160% | 2,247 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0477% | 1,177 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3466% | 408 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.3466% | 407 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,974 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4121% | 2,837 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7619% | 821 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2924% | 1,968 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,891 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,548 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,241 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,066 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0547% | 7,521 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2562% | 1,562 |
| Percentage Net Loans Charged-off: Credit card loans | 3.9971% | 459 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2422% | 2,001 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,318 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,765 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,599 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0751% | 7,476 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0489% | 1,765 |
| Percentage Net Loans Charged-off: Credit card loans | 4.5517% | 378 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1937% | 2,307 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,799 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,286 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1320% | 7,655 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8966% | 2,088 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8520% | 677 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1191% | 2,654 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,955 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,591 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,471 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2549% | 7,913 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7091% | 2,388 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7188% | 1,010 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3162% | 2,358 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0042% | 8,069 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,593 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0306% | 8,545 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | -0.0306% | 8,531 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0558% | 4,411 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1889% | 1,893 |
| Percentage Net Loans Charged-off: Credit card loans | 3.6751% | 669 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2584% | 2,449 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0056% | 8,111 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0390% | 8,594 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | -0.0390% | 8,587 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,156 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0183% | 2,127 |
| Percentage Net Loans Charged-off: Credit card loans | 3.9500% | 602 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1766% | 2,996 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,928 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,402 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,287 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,532 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6858% | 2,878 |
| Percentage Net Loans Charged-off: Credit card loans | 4.4253% | 524 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1425% | 2,843 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,066 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,648 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,550 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,449 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5460% | 3,058 |
| Percentage Net Loans Charged-off: Credit card loans | 5.2093% | 436 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7497% | 1,042 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0793% | 2,076 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5044% | 427 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.5044% | 431 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8876% | 1,112 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8520% | 2,819 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8037% | 1,011 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2292% | 3,304 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0145% | 8,701 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0755% | 9,139 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | -0.0755% | 9,134 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0799% | 4,284 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6706% | 3,378 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7508% | 1,843 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6833% | 914 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5138% | 1,314 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8966% | 700 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3621% | 2,254 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4555% | 1,944 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2851% | 2,965 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6598% | 1,333 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6505% | 2,122 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8834% | 2,460 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |