Home > Texas First Bank > Income and Expense
Texas First Bank, Income and Expense
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $3,089,000 | 2,317 |
| Total interest expense | $403,000 | 3,592 |
| Net interest income | $2,686,000 | 2,036 |
| Provision for loan and lease losses | $99,000 | 3,417 |
| Total noninterest income | $538,000 | 1,888 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $251,000 | 1,421 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $287,000 | 1,962 |
| Total noninterest expense | $2,273,000 | 2,122 |
| Salaries and employee benefits | $858,000 | 2,819 |
| Premises and equipment expense | $301,000 | 2,131 |
| Additional noninterest expense | $1,114,000 | 1,556 |
| Pre-tax net operating income | $852,000 | 1,683 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $294,000 | 1,137 |
| Income before extraordinary items | $558,000 | 2,044 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $558,000 | 2,043 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $558,000 | 2,044 |
| Net charge-offs | $16,000 | 4,159 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $558,000 | 2,005 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $12,973,000 | 2,314 |
| Total interest expense | $2,033,000 | 3,518 |
| Net interest income | $10,940,000 | 1,992 |
| Provision for loan and lease losses | $2,451,000 | 1,823 |
| Total noninterest income | $2,265,000 | 1,902 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $1,149,000 | 1,319 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $1,116,000 | 2,050 |
| Total noninterest expense | $9,623,000 | 2,021 |
| Salaries and employee benefits | $3,745,000 | 2,563 |
| Premises and equipment expense | $1,151,000 | 2,199 |
| Additional noninterest expense | $4,727,000 | 1,522 |
| Pre-tax net operating income | $1,131,000 | 3,173 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $380,000 | 2,140 |
| Income before extraordinary items | $751,000 | 3,727 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $751,000 | 3,726 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $751,000 | 3,728 |
| Net charge-offs | $2,071,000 | 1,826 |
| Cash dividends | $1,000,000 | 1,460 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $751,000 | 3,591 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $9,473,000 | 2,437 |
| Total interest expense | $1,569,000 | 3,577 |
| Net interest income | $7,904,000 | 2,095 |
| Provision for loan and lease losses | $1,918,000 | 1,706 |
| Total noninterest income | $1,731,000 | 1,889 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $878,000 | 1,336 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $853,000 | 1,995 |
| Total noninterest expense | $6,925,000 | 2,088 |
| Salaries and employee benefits | $2,924,000 | 2,482 |
| Premises and equipment expense | $877,000 | 2,189 |
| Additional noninterest expense | $3,124,000 | 1,701 |
| Pre-tax net operating income | $792,000 | 3,487 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $285,000 | 2,200 |
| Income before extraordinary items | $507,000 | 4,087 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $507,000 | 4,090 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $507,000 | 4,090 |
| Net charge-offs | $1,640,000 | 1,699 |
| Cash dividends | $1,000,000 | 1,046 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $507,000 | 3,939 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $6,440,000 | 2,420 |
| Total interest expense | $1,054,000 | 3,663 |
| Net interest income | $5,386,000 | 2,055 |
| Provision for loan and lease losses | $1,427,000 | 1,573 |
| Total noninterest income | $1,177,000 | 1,798 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $587,000 | 1,334 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $590,000 | 1,882 |
| Total noninterest expense | $4,521,000 | 2,146 |
| Salaries and employee benefits | $1,985,000 | 2,448 |
| Premises and equipment expense | $607,000 | 2,133 |
| Additional noninterest expense | $1,929,000 | 1,826 |
| Pre-tax net operating income | $615,000 | 3,258 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $220,000 | 2,041 |
| Income before extraordinary items | $395,000 | 3,812 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $395,000 | 3,810 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $395,000 | 3,811 |
| Net charge-offs | $1,283,000 | 1,503 |
| Cash dividends | $1,000,000 | 705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $395,000 | 3,703 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $3,222,000 | 2,470 |
| Total interest expense | $540,000 | 3,722 |
| Net interest income | $2,682,000 | 2,086 |
| Provision for loan and lease losses | $245,000 | 2,726 |
| Total noninterest income | $572,000 | 1,838 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $285,000 | 1,374 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $287,000 | 1,891 |
| Total noninterest expense | $2,188,000 | 2,230 |
| Salaries and employee benefits | $980,000 | 2,513 |
| Premises and equipment expense | $297,000 | 2,221 |
| Additional noninterest expense | $911,000 | 1,881 |
| Pre-tax net operating income | $821,000 | 1,586 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $285,000 | 1,091 |
| Income before extraordinary items | $536,000 | 2,023 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $536,000 | 2,021 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $536,000 | 2,023 |
| Net charge-offs | $170,000 | 2,609 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $536,000 | 1,944 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $13,266,000 | 2,512 |
| Total interest expense | $2,680,000 | 3,720 |
| Net interest income | $10,586,000 | 2,075 |
| Provision for loan and lease losses | $918,000 | 3,628 |
| Total noninterest income | $2,402,000 | 1,885 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $1,223,000 | 1,410 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $1,179,000 | 1,931 |
| Total noninterest expense | $9,018,000 | 2,204 |
| Salaries and employee benefits | $4,037,000 | 2,420 |
| Premises and equipment expense | $1,086,000 | 2,410 |
| Additional noninterest expense | $3,895,000 | 1,887 |
| Pre-tax net operating income | $3,052,000 | 1,303 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $1,044,000 | 928 |
| Income before extraordinary items | $2,008,000 | 1,676 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,008,000 | 1,674 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $2,008,000 | 1,676 |
| Net charge-offs | $418,000 | 4,024 |
| Cash dividends | $1,250,000 | 1,372 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $2,008,000 | 1,619 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $9,990,000 | 2,529 |
| Total interest expense | $2,074,000 | 3,766 |
| Net interest income | $7,916,000 | 2,079 |
| Provision for loan and lease losses | $649,000 | 3,410 |
| Total noninterest income | $1,782,000 | 1,930 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $898,000 | 1,434 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $884,000 | 1,988 |
| Total noninterest expense | $6,522,000 | 2,278 |
| Salaries and employee benefits | $2,882,000 | 2,554 |
| Premises and equipment expense | $803,000 | 2,469 |
| Additional noninterest expense | $2,837,000 | 1,872 |
| Pre-tax net operating income | $2,527,000 | 1,284 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $873,000 | 932 |
| Income before extraordinary items | $1,654,000 | 1,614 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $1,654,000 | 1,612 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $1,654,000 | 1,614 |
| Net charge-offs | $280,000 | 3,814 |
| Cash dividends | $1,250,000 | 1,021 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,654,000 | 1,575 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $6,655,000 | 2,570 |
| Total interest expense | $1,407,000 | 3,832 |
| Net interest income | $5,248,000 | 2,091 |
| Provision for loan and lease losses | $393,000 | 3,306 |
| Total noninterest income | $1,129,000 | 2,001 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $564,000 | 1,488 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $565,000 | 2,069 |
| Total noninterest expense | $4,384,000 | 2,292 |
| Salaries and employee benefits | $1,980,000 | 2,538 |
| Premises and equipment expense | $531,000 | 2,513 |
| Additional noninterest expense | $1,873,000 | 1,910 |
| Pre-tax net operating income | $1,600,000 | 1,431 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $589,000 | 945 |
| Income before extraordinary items | $1,011,000 | 1,831 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,011,000 | 1,828 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $1,011,000 | 1,830 |
| Net charge-offs | $129,000 | 3,952 |
| Cash dividends | $1,250,000 | 721 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $1,011,000 | 1,773 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $3,347,000 | 2,593 |
| Total interest expense | $714,000 | 3,887 |
| Net interest income | $2,633,000 | 2,077 |
| Provision for loan and lease losses | $177,000 | 3,020 |
| Total noninterest income | $573,000 | 1,936 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $268,000 | 1,516 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $305,000 | 1,935 |
| Total noninterest expense | $2,134,000 | 2,283 |
| Salaries and employee benefits | $1,010,000 | 2,524 |
| Premises and equipment expense | $265,000 | 2,561 |
| Additional noninterest expense | $859,000 | 1,875 |
| Pre-tax net operating income | $895,000 | 1,441 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $341,000 | 946 |
| Income before extraordinary items | $554,000 | 1,938 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $554,000 | 1,940 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $554,000 | 1,940 |
| Net charge-offs | $33,000 | 3,934 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $554,000 | 1,828 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $13,045,000 | 2,824 |
| Total interest expense | $3,612,000 | 3,769 |
| Net interest income | $9,433,000 | 2,327 |
| Provision for loan and lease losses | $608,000 | 3,472 |
| Total noninterest income | $2,365,000 | 1,896 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $1,237,000 | 1,451 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $1,128,000 | 1,971 |
| Total noninterest expense | $8,537,000 | 2,244 |
| Salaries and employee benefits | $3,914,000 | 2,559 |
| Premises and equipment expense | $1,225,000 | 2,201 |
| Additional noninterest expense | $3,398,000 | 1,803 |
| Pre-tax net operating income | $2,653,000 | 1,999 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $904,000 | 1,284 |
| Income before extraordinary items | $1,749,000 | 2,243 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,749,000 | 2,244 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $458,000 | 2,926 |
| Cash dividends | $750,000 | 2,739 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $1,749,000 | 2,376 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $9,845,000 | 2,855 |
| Total interest expense | $2,801,000 | 3,795 |
| Net interest income | $7,044,000 | 2,348 |
| Provision for loan and lease losses | $187,000 | 4,309 |
| Total noninterest income | $1,798,000 | 1,921 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $962,000 | 1,412 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $836,000 | 2,062 |
| Total noninterest expense | $6,114,000 | 2,330 |
| Salaries and employee benefits | $2,741,000 | 2,739 |
| Premises and equipment expense | $892,000 | 2,275 |
| Additional noninterest expense | $2,481,000 | 1,788 |
| Pre-tax net operating income | $2,541,000 | 1,900 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $867,000 | 1,296 |
| Income before extraordinary items | $1,674,000 | 2,110 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,674,000 | 2,108 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $167,000 | 3,282 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,674,000 | 2,208 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $6,577,000 | 2,892 |
| Total interest expense | $1,922,000 | 3,843 |
| Net interest income | $4,655,000 | 2,356 |
| Provision for loan and lease losses | $122,000 | 3,949 |
| Total noninterest income | $1,217,000 | 1,927 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $642,000 | 1,391 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $575,000 | 2,050 |
| Total noninterest expense | $4,095,000 | 2,330 |
| Salaries and employee benefits | $1,797,000 | 2,814 |
| Premises and equipment expense | $604,000 | 2,245 |
| Additional noninterest expense | $1,694,000 | 1,730 |
| Pre-tax net operating income | $1,655,000 | 2,013 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $563,000 | 1,468 |
| Income before extraordinary items | $1,092,000 | 2,391 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,092,000 | 2,391 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $97,000 | 3,066 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $1,092,000 | 2,346 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $3,256,000 | 2,989 |
| Total interest expense | $990,000 | 3,939 |
| Net interest income | $2,266,000 | 2,418 |
| Provision for loan and lease losses | $50,000 | 3,776 |
| Total noninterest income | $631,000 | 1,883 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $330,000 | 1,321 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $301,000 | 1,967 |
| Total noninterest expense | $2,090,000 | 2,281 |
| Salaries and employee benefits | $902,000 | 2,821 |
| Premises and equipment expense | $305,000 | 2,229 |
| Additional noninterest expense | $883,000 | 1,621 |
| Pre-tax net operating income | $757,000 | 2,271 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $257,000 | 1,654 |
| Income before extraordinary items | $500,000 | 2,685 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $500,000 | 2,687 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 3,413 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $500,000 | 2,617 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $13,461,000 | 2,953 |
| Total interest expense | $4,089,000 | 3,956 |
| Net interest income | $9,372,000 | 2,377 |
| Provision for loan and lease losses | $140,000 | 4,423 |
| Total noninterest income | $2,536,000 | 1,870 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $1,469,000 | 1,210 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $1,067,000 | 2,128 |
| Total noninterest expense | $8,052,000 | 2,280 |
| Salaries and employee benefits | $3,942,000 | 2,512 |
| Premises and equipment expense | $1,057,000 | 2,445 |
| Additional noninterest expense | $3,053,000 | 1,807 |
| Pre-tax net operating income | $3,716,000 | 2,101 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $1,264,000 | 1,595 |
| Income before extraordinary items | $2,452,000 | 2,416 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,452,000 | 2,415 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $279,000 | 2,398 |
| Cash dividends | $1,800,000 | 1,745 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $2,452,000 | 2,404 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $10,051,000 | 2,972 |
| Total interest expense | $3,042,000 | 3,975 |
| Net interest income | $7,009,000 | 2,398 |
| Provision for loan and lease losses | $123,000 | 3,826 |
| Total noninterest income | $1,909,000 | 1,856 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $1,089,000 | 1,209 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $820,000 | 2,093 |
| Total noninterest expense | $5,716,000 | 2,374 |
| Salaries and employee benefits | $2,670,000 | 2,751 |
| Premises and equipment expense | $754,000 | 2,554 |
| Additional noninterest expense | $2,292,000 | 1,767 |
| Pre-tax net operating income | $3,079,000 | 2,055 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $1,046,000 | 1,588 |
| Income before extraordinary items | $2,033,000 | 2,334 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $2,033,000 | 2,333 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $142,000 | 2,382 |
| Cash dividends | $800,000 | 2,293 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $2,033,000 | 2,314 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $6,678,000 | 2,993 |
| Total interest expense | $1,997,000 | 4,031 |
| Net interest income | $4,681,000 | 2,415 |
| Provision for loan and lease losses | $90,000 | 3,429 |
| Total noninterest income | $1,259,000 | 1,883 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $715,000 | 1,233 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $544,000 | 2,123 |
| Total noninterest expense | $3,731,000 | 2,439 |
| Salaries and employee benefits | $1,771,000 | 2,806 |
| Premises and equipment expense | $497,000 | 2,600 |
| Additional noninterest expense | $1,463,000 | 1,854 |
| Pre-tax net operating income | $2,119,000 | 2,061 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $724,000 | 1,617 |
| Income before extraordinary items | $1,395,000 | 2,341 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,395,000 | 2,340 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $122,000 | 1,850 |
| Cash dividends | $500,000 | 2,415 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $1,395,000 | 2,323 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $3,264,000 | 3,043 |
| Total interest expense | $988,000 | 4,049 |
| Net interest income | $2,276,000 | 2,479 |
| Provision for loan and lease losses | $50,000 | 3,068 |
| Total noninterest income | $624,000 | 1,887 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $359,000 | 1,205 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $265,000 | 2,135 |
| Total noninterest expense | $1,834,000 | 2,501 |
| Salaries and employee benefits | $896,000 | 2,796 |
| Premises and equipment expense | $253,000 | 2,561 |
| Additional noninterest expense | $685,000 | 1,937 |
| Pre-tax net operating income | $1,016,000 | 2,137 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $345,000 | 1,691 |
| Income before extraordinary items | $671,000 | 2,417 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $671,000 | 2,416 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 2,588 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $671,000 | 2,398 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $12,191,000 | 3,044 |
| Total interest expense | $3,553,000 | 3,875 |
| Net interest income | $8,638,000 | 2,608 |
| Provision for loan and lease losses | $237,000 | 3,229 |
| Total noninterest income | $2,401,000 | 1,945 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $1,349,000 | 1,323 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,052,000 | 2,146 |
| Total noninterest expense | $7,482,000 | 2,368 |
| Salaries and employee benefits | $3,530,000 | 2,720 |
| Premises and equipment expense | $1,010,000 | 2,449 |
| Additional noninterest expense | $2,942,000 | 1,789 |
| Pre-tax net operating income | $3,320,000 | 2,591 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $1,133,000 | 2,024 |
| Income before extraordinary items | $2,187,000 | 2,906 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $2,187,000 | 2,906 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 5,321 |
| Cash dividends | $7,500,000 | 498 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $2,187,000 | 2,896 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $8,883,000 | 3,101 |
| Total interest expense | $2,590,000 | 3,868 |
| Net interest income | $6,293,000 | 2,689 |
| Provision for loan and lease losses | $177,000 | 3,136 |
| Total noninterest income | $1,744,000 | 1,999 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $978,000 | 1,370 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $766,000 | 2,196 |
| Total noninterest expense | $5,314,000 | 2,480 |
| Salaries and employee benefits | $2,464,000 | 2,880 |
| Premises and equipment expense | $740,000 | 2,503 |
| Additional noninterest expense | $2,110,000 | 1,836 |
| Pre-tax net operating income | $2,546,000 | 2,611 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $857,000 | 2,092 |
| Income before extraordinary items | $1,689,000 | 2,934 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,689,000 | 2,934 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-31,000 | 8,208 |
| Cash dividends | $7,500,000 | 372 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,689,000 | 2,924 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $5,800,000 | 3,120 |
| Total interest expense | $1,685,000 | 3,825 |
| Net interest income | $4,115,000 | 2,728 |
| Provision for loan and lease losses | $136,000 | 2,806 |
| Total noninterest income | $1,191,000 | 1,962 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $629,000 | 1,411 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $562,000 | 2,052 |
| Total noninterest expense | $3,541,000 | 2,495 |
| Salaries and employee benefits | $1,581,000 | 2,994 |
| Premises and equipment expense | $516,000 | 2,402 |
| Additional noninterest expense | $1,444,000 | 1,810 |
| Pre-tax net operating income | $1,629,000 | 2,711 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $555,000 | 2,158 |
| Income before extraordinary items | $1,074,000 | 3,046 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,074,000 | 3,048 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,000 | 2,811 |
| Cash dividends | $5,000,000 | 371 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $1,074,000 | 3,037 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $2,849,000 | 3,103 |
| Total interest expense | $829,000 | 3,725 |
| Net interest income | $2,020,000 | 2,757 |
| Provision for loan and lease losses | $99,000 | 2,041 |
| Total noninterest income | $597,000 | 1,944 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $301,000 | 1,424 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $296,000 | 1,961 |
| Total noninterest expense | $1,766,000 | 2,512 |
| Salaries and employee benefits | $790,000 | 3,006 |
| Premises and equipment expense | $263,000 | 2,370 |
| Additional noninterest expense | $713,000 | 1,835 |
| Pre-tax net operating income | $752,000 | 2,824 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $255,000 | 2,235 |
| Income before extraordinary items | $497,000 | 3,174 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $497,000 | 3,173 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 2,099 |
| Cash dividends | $5,000,000 | 202 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $497,000 | 3,153 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $11,478,000 | 2,803 |
| Total interest expense | $2,822,000 | 3,502 |
| Net interest income | $8,656,000 | 2,518 |
| Provision for loan and lease losses | $757,000 | 1,327 |
| Total noninterest income | $2,163,000 | 2,090 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $1,266,000 | 1,384 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $897,000 | 2,365 |
| Total noninterest expense | $7,149,000 | 2,345 |
| Salaries and employee benefits | $3,360,000 | 2,698 |
| Premises and equipment expense | $890,000 | 2,626 |
| Additional noninterest expense | $2,899,000 | 1,747 |
| Pre-tax net operating income | $2,913,000 | 2,828 |
| Securities gains (losses) | $-5,000 | 7,296 |
| Applicable income taxes | $992,000 | 2,272 |
| Income before extraordinary items | $1,916,000 | 3,201 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,916,000 | 3,203 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $700,000 | 890 |
| Cash dividends | $700,000 | 3,073 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,919,300 | 3,165 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $8,555,000 | 2,767 |
| Total interest expense | $2,024,000 | 3,478 |
| Net interest income | $6,531,000 | 2,486 |
| Provision for loan and lease losses | $715,000 | 1,041 |
| Total noninterest income | $1,613,000 | 2,092 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $962,000 | 1,356 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $651,000 | 2,425 |
| Total noninterest expense | $5,071,000 | 2,445 |
| Salaries and employee benefits | $2,333,000 | 2,842 |
| Premises and equipment expense | $639,000 | 2,710 |
| Additional noninterest expense | $2,099,000 | 1,781 |
| Pre-tax net operating income | $2,358,000 | 2,694 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $825,000 | 2,155 |
| Income before extraordinary items | $1,533,000 | 3,075 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,533,000 | 3,076 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $585,000 | 739 |
| Cash dividends | $350,000 | 3,299 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,533,000 | 3,039 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $5,707,000 | 2,711 |
| Total interest expense | $1,289,000 | 3,453 |
| Net interest income | $4,418,000 | 2,440 |
| Provision for loan and lease losses | $511,000 | 953 |
| Total noninterest income | $1,086,000 | 2,066 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $647,000 | 1,328 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $439,000 | 2,383 |
| Total noninterest expense | $3,284,000 | 2,480 |
| Salaries and employee benefits | $1,502,000 | 2,925 |
| Premises and equipment expense | $410,000 | 2,780 |
| Additional noninterest expense | $1,372,000 | 1,799 |
| Pre-tax net operating income | $1,709,000 | 2,463 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $591,000 | 2,034 |
| Income before extraordinary items | $1,118,000 | 2,831 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,118,000 | 2,831 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $446,000 | 655 |
| Cash dividends | $350,000 | 2,694 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,118,000 | 2,790 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $2,734,000 | 2,781 |
| Total interest expense | $633,000 | 3,372 |
| Net interest income | $2,101,000 | 2,544 |
| Provision for loan and lease losses | $226,000 | 1,002 |
| Total noninterest income | $518,000 | 2,084 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $307,000 | 1,338 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $211,000 | 2,401 |
| Total noninterest expense | $1,566,000 | 2,605 |
| Salaries and employee benefits | $737,000 | 2,977 |
| Premises and equipment expense | $188,000 | 3,032 |
| Additional noninterest expense | $641,000 | 1,913 |
| Pre-tax net operating income | $827,000 | 2,507 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $283,000 | 2,063 |
| Income before extraordinary items | $544,000 | 2,834 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $544,000 | 2,835 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $136,000 | 906 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $544,000 | 2,783 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $10,901,000 | 2,609 |
| Total interest expense | $2,619,000 | 2,929 |
| Net interest income | $8,282,000 | 2,474 |
| Provision for loan and lease losses | $1,181,000 | 911 |
| Total noninterest income | $2,291,000 | 1,995 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $1,392,000 | 1,274 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $899,000 | 2,300 |
| Total noninterest expense | $6,261,000 | 2,539 |
| Salaries and employee benefits | $2,752,000 | 3,078 |
| Premises and equipment expense | $728,000 | 3,029 |
| Additional noninterest expense | $2,781,000 | 1,748 |
| Pre-tax net operating income | $3,131,000 | 2,500 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $1,062,000 | 2,054 |
| Income before extraordinary items | $2,069,000 | 2,824 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,069,000 | 2,826 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,146,000 | 701 |
| Cash dividends | $1,320,000 | 1,898 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $2,069,000 | 2,762 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $7,967,000 | 2,645 |
| Total interest expense | $1,973,000 | 2,877 |
| Net interest income | $5,994,000 | 2,524 |
| Provision for loan and lease losses | $993,000 | 784 |
| Total noninterest income | $1,710,000 | 2,016 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $1,067,000 | 1,257 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $643,000 | 2,397 |
| Total noninterest expense | $4,425,000 | 2,659 |
| Salaries and employee benefits | $1,844,000 | 3,365 |
| Premises and equipment expense | $542,000 | 3,038 |
| Additional noninterest expense | $2,039,000 | 1,765 |
| Pre-tax net operating income | $2,286,000 | 2,575 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $778,000 | 2,140 |
| Income before extraordinary items | $1,508,000 | 2,940 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,508,000 | 2,941 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $906,000 | 616 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,508,000 | 2,863 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $5,303,000 | 2,633 |
| Total interest expense | $1,330,000 | 2,834 |
| Net interest income | $3,973,000 | 2,501 |
| Provision for loan and lease losses | $720,000 | 706 |
| Total noninterest income | $1,142,000 | 1,997 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $708,000 | 1,247 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $434,000 | 2,399 |
| Total noninterest expense | $2,934,000 | 2,672 |
| Salaries and employee benefits | $1,210,000 | 3,419 |
| Premises and equipment expense | $354,000 | 3,094 |
| Additional noninterest expense | $1,370,000 | 1,747 |
| Pre-tax net operating income | $1,461,000 | 2,639 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $496,000 | 2,215 |
| Income before extraordinary items | $965,000 | 3,024 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $965,000 | 3,024 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $695,000 | 557 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $965,000 | 2,940 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $2,604,000 | 2,681 |
| Total interest expense | $679,000 | 2,820 |
| Net interest income | $1,925,000 | 2,575 |
| Provision for loan and lease losses | $383,000 | 654 |
| Total noninterest income | $579,000 | 1,942 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $352,000 | 1,213 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $227,000 | 2,274 |
| Total noninterest expense | $1,481,000 | 2,656 |
| Salaries and employee benefits | $595,000 | 3,489 |
| Premises and equipment expense | $175,000 | 3,162 |
| Additional noninterest expense | $711,000 | 1,671 |
| Pre-tax net operating income | $640,000 | 2,914 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $219,000 | 2,420 |
| Income before extraordinary items | $421,000 | 3,375 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $421,000 | 3,374 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $332,000 | 570 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $421,000 | 3,254 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $10,473,000 | 2,700 |
| Total interest expense | $3,121,000 | 2,763 |
| Net interest income | $7,352,000 | 2,631 |
| Provision for loan and lease losses | $2,080,000 | 625 |
| Total noninterest income | $2,415,000 | 2,002 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $1,465,000 | 1,186 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $950,000 | 2,466 |
| Total noninterest expense | $5,829,000 | 2,660 |
| Salaries and employee benefits | $2,324,000 | 3,472 |
| Premises and equipment expense | $716,000 | 3,028 |
| Additional noninterest expense | $2,789,000 | 1,742 |
| Pre-tax net operating income | $1,858,000 | 3,554 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $628,000 | 2,964 |
| Income before extraordinary items | $1,230,000 | 4,077 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,230,000 | 4,079 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,679,000 | 626 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,230,000 | 3,894 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $7,944,000 | 2,710 |
| Total interest expense | $2,445,000 | 2,735 |
| Net interest income | $5,499,000 | 2,657 |
| Provision for loan and lease losses | $1,140,000 | 795 |
| Total noninterest income | $1,770,000 | 2,095 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $1,121,000 | 1,156 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $649,000 | 2,695 |
| Total noninterest expense | $4,099,000 | 2,833 |
| Salaries and employee benefits | $1,527,000 | 3,852 |
| Premises and equipment expense | $537,000 | 3,030 |
| Additional noninterest expense | $2,035,000 | 1,778 |
| Pre-tax net operating income | $2,030,000 | 2,818 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $690,000 | 2,414 |
| Income before extraordinary items | $1,340,000 | 3,217 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,340,000 | 3,216 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $542,000 | 1,098 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,340,000 | 3,067 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $5,323,000 | 2,722 |
| Total interest expense | $1,701,000 | 2,712 |
| Net interest income | $3,622,000 | 2,692 |
| Provision for loan and lease losses | $480,000 | 1,186 |
| Total noninterest income | $1,186,000 | 2,079 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $745,000 | 1,145 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $441,000 | 2,642 |
| Total noninterest expense | $2,698,000 | 2,865 |
| Salaries and employee benefits | $1,003,000 | 3,901 |
| Premises and equipment expense | $346,000 | 3,105 |
| Additional noninterest expense | $1,349,000 | 1,783 |
| Pre-tax net operating income | $1,630,000 | 2,426 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $751,000 | 1,715 |
| Income before extraordinary items | $879,000 | 3,270 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $879,000 | 3,270 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $341,000 | 1,132 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $879,000 | 3,099 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $2,722,000 | 2,684 |
| Total interest expense | $876,000 | 2,704 |
| Net interest income | $1,846,000 | 2,626 |
| Provision for loan and lease losses | $195,000 | 1,399 |
| Total noninterest income | $602,000 | 1,993 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $374,000 | 1,102 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $228,000 | 2,493 |
| Total noninterest expense | $1,322,000 | 2,895 |
| Salaries and employee benefits | $490,000 | 3,963 |
| Premises and equipment expense | $160,000 | 3,310 |
| Additional noninterest expense | $672,000 | 1,749 |
| Pre-tax net operating income | $931,000 | 2,173 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $316,000 | 1,982 |
| Income before extraordinary items | $615,000 | 2,478 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $615,000 | 2,475 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $121,000 | 1,321 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $615,000 | 2,341 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $11,575,000 | 2,640 |
| Total interest expense | $4,344,000 | 2,559 |
| Net interest income | $7,231,000 | 2,638 |
| Provision for loan and lease losses | $588,000 | 2,110 |
| Total noninterest income | $2,149,000 | 2,012 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $1,372,000 | 1,172 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $777,000 | 2,547 |
| Total noninterest expense | $5,282,000 | 2,790 |
| Salaries and employee benefits | $2,192,000 | 3,470 |
| Premises and equipment expense | $757,000 | 2,799 |
| Additional noninterest expense | $2,333,000 | 1,987 |
| Pre-tax net operating income | $3,510,000 | 2,203 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $1,102,000 | 2,062 |
| Income before extraordinary items | $2,408,000 | 2,423 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $2,408,000 | 2,423 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $586,000 | 1,463 |
| Cash dividends | $550,000 | 3,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $2,408,000 | 2,345 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $11,568,000 | 2,930 |
| Total interest expense | $5,139,000 | 3,082 |
| Net interest income | $6,429,000 | 2,761 |
| Provision for loan and lease losses | $629,000 | 1,829 |
| Total noninterest income | $1,977,000 | 2,035 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $1,256,000 | 1,182 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $721,000 | 2,531 |
| Total noninterest expense | $5,067,000 | 2,795 |
| Salaries and employee benefits | $2,009,000 | 3,578 |
| Premises and equipment expense | $796,000 | 2,643 |
| Additional noninterest expense | $2,262,000 | 1,989 |
| Pre-tax net operating income | $2,710,000 | 2,503 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $987,000 | 2,087 |
| Income before extraordinary items | $1,723,000 | 2,899 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,723,000 | 2,902 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $831,000 | 1,072 |
| Cash dividends | $365,000 | 4,056 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,723,000 | 2,808 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $11,485,000 | 3,002 |
| Total interest expense | $4,730,000 | 3,475 |
| Net interest income | $6,755,000 | 2,639 |
| Provision for loan and lease losses | $1,004,000 | 1,056 |
| Total noninterest income | $1,921,000 | 1,922 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $1,221,000 | 1,116 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $700,000 | 2,360 |
| Total noninterest expense | $5,265,000 | 2,581 |
| Salaries and employee benefits | $2,195,000 | 3,196 |
| Premises and equipment expense | $769,000 | 2,668 |
| Additional noninterest expense | $2,301,000 | 1,901 |
| Pre-tax net operating income | $2,407,000 | 2,844 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $1,254,000 | 1,764 |
| Income before extraordinary items | $1,153,000 | 3,973 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,153,000 | 3,975 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $794,000 | 884 |
| Cash dividends | $1,085,000 | 2,139 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,153,000 | 3,959 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $5,881,000 | 5,014 |
| Total interest expense | $2,091,000 | 5,839 |
| Net interest income | $3,790,000 | 4,364 |
| Provision for loan and lease losses | $300,000 | 2,624 |
| Total noninterest income | $1,103,000 | 2,883 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $693,000 | 1,920 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $410,000 | 3,362 |
| Total noninterest expense | $2,951,000 | 4,273 |
| Salaries and employee benefits | $1,318,000 | 4,824 |
| Premises and equipment expense | $479,000 | 3,912 |
| Additional noninterest expense | $1,154,000 | 3,567 |
| Pre-tax net operating income | $1,642,000 | 3,855 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $614,000 | 3,172 |
| Income before extraordinary items | $1,028,000 | 4,347 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,028,000 | 4,349 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $159,000 | 2,758 |
| Cash dividends | $1,450,000 | 1,734 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,028,000 | 4,312 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $5,433,000 | 5,352 |
| Total interest expense | $2,064,000 | 6,076 |
| Net interest income | $3,369,000 | 4,735 |
| Provision for loan and lease losses | $215,000 | 3,365 |
| Total noninterest income | $874,000 | 3,383 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $592,000 | 2,180 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $282,000 | 4,156 |
| Total noninterest expense | $2,504,000 | 4,775 |
| Salaries and employee benefits | $1,107,000 | 5,378 |
| Premises and equipment expense | $362,000 | 4,769 |
| Additional noninterest expense | $1,035,000 | 3,848 |
| Pre-tax net operating income | $1,524,000 | 4,140 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $513,000 | 3,769 |
| Income before extraordinary items | $1,011,000 | 4,478 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,011,000 | 4,477 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $156,000 | 2,847 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,011,000 | 4,377 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $4,770,000 | 5,980 |
| Total interest expense | $1,872,000 | 6,522 |
| Net interest income | $2,898,000 | 5,447 |
| Provision for loan and lease losses | $180,000 | 3,648 |
| Total noninterest income | $827,000 | 3,495 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $575,000 | 2,279 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $252,000 | 4,342 |
| Total noninterest expense | $2,015,000 | 5,635 |
| Salaries and employee benefits | $948,000 | 6,065 |
| Premises and equipment expense | $259,000 | 5,930 |
| Additional noninterest expense | $808,000 | 4,687 |
| Pre-tax net operating income | $1,530,000 | 4,423 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $513,000 | 4,138 |
| Income before extraordinary items | $1,017,000 | 4,647 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,017,000 | 4,646 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $151,000 | 3,018 |
| Cash dividends | $100,000 | 6,450 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,017,000 | 4,580 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $4,364,000 | 6,512 |
| Total interest expense | $1,706,000 | 7,069 |
| Net interest income | $2,658,000 | 5,947 |
| Provision for loan and lease losses | $201,000 | 3,389 |
| Total noninterest income | $696,000 | 4,132 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $485,000 | 2,791 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $211,000 | 5,022 |
| Total noninterest expense | $1,662,000 | 6,689 |
| Salaries and employee benefits | $797,000 | 6,997 |
| Premises and equipment expense | $199,000 | 7,045 |
| Additional noninterest expense | $666,000 | 5,939 |
| Pre-tax net operating income | $1,491,000 | 4,357 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $498,000 | 4,160 |
| Income before extraordinary items | $993,000 | 4,544 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $993,000 | 4,545 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $201,000 | 2,662 |
| Cash dividends | $100,000 | 6,641 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $993,000 | 4,490 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,953,000 | 7,050 |
| Total interest expense | $1,683,000 | 7,180 |
| Net interest income | $2,270,000 | 6,751 |
| Provision for loan and lease losses | $113,000 | 4,343 |
| Total noninterest income | $551,000 | 4,857 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $429,000 | 3,133 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $122,000 | 6,598 |
| Total noninterest expense | $1,490,000 | 7,302 |
| Salaries and employee benefits | $694,000 | 7,750 |
| Premises and equipment expense | $169,000 | 7,842 |
| Additional noninterest expense | $627,000 | 6,347 |
| Pre-tax net operating income | $1,218,000 | 5,191 |
| Securities gains (losses) | $-12,000 | 10,219 |
| Applicable income taxes | $397,000 | 4,971 |
| Income before extraordinary items | $809,000 | 5,406 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $809,000 | 5,403 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $113,000 | 3,482 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $817,040 | 5,337 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,600,000 | 7,189 |
| Total interest expense | $1,315,000 | 7,499 |
| Net interest income | $2,285,000 | 6,893 |
| Provision for loan and lease losses | $42,000 | 6,508 |
| Total noninterest income | $493,000 | 5,342 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $397,000 | 3,398 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $96,000 | 7,636 |
| Total noninterest expense | $1,485,000 | 7,646 |
| Salaries and employee benefits | $696,000 | 7,913 |
| Premises and equipment expense | $184,000 | 7,770 |
| Additional noninterest expense | $605,000 | 7,006 |
| Pre-tax net operating income | $1,251,000 | 5,078 |
| Securities gains (losses) | $-24,000 | 10,481 |
| Applicable income taxes | $401,000 | 4,753 |
| Income before extraordinary items | $826,000 | 5,235 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $826,000 | 5,244 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $42,000 | 5,444 |
| Cash dividends | $700,000 | 2,518 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $842,080 | 5,215 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,775,000 | 7,153 |
| Total interest expense | $1,529,000 | 7,114 |
| Net interest income | $2,246,000 | 7,046 |
| Provision for loan and lease losses | $7,000 | 9,969 |
| Total noninterest income | $468,000 | 5,846 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $394,000 | 3,487 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $74,000 | 8,889 |
| Total noninterest expense | $1,447,000 | 8,013 |
| Salaries and employee benefits | $649,000 | 8,397 |
| Premises and equipment expense | $167,000 | 8,450 |
| Additional noninterest expense | $631,000 | 7,067 |
| Pre-tax net operating income | $1,260,000 | 4,997 |
| Securities gains (losses) | $4,000 | 6,316 |
| Applicable income taxes | $231,000 | 7,089 |
| Income before extraordinary items | $1,033,000 | 4,575 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,033,000 | 4,704 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 9,922 |
| Cash dividends | $950,000 | 1,850 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,029,720 | 4,347 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,013,000 | 7,488 |
| Total interest expense | $1,803,000 | 7,598 |
| Net interest income | $2,210,000 | 7,220 |
| Provision for loan and lease losses | $58,000 | 8,742 |
| Total noninterest income | $412,000 | 6,443 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $349,000 | 3,921 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $63,000 | 9,641 |
| Total noninterest expense | $1,302,000 | 8,652 |
| Salaries and employee benefits | $608,000 | 8,743 |
| Premises and equipment expense | $148,000 | 9,172 |
| Additional noninterest expense | $546,000 | 8,023 |
| Pre-tax net operating income | $1,262,000 | 4,721 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $440,000 | 4,451 |
| Income before extraordinary items | $822,000 | 5,250 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $822,000 | 5,305 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 8,990 |
| Cash dividends | $200,000 | 4,982 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $822,000 | 4,951 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.