Home > Texas First Bank > Income and Expense
Texas First Bank, Income and Expense
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $0 | 8,298 |
| Total interest expense | $0 | 8,290 |
| Net interest income | $0 | 8,294 |
| Provision for loan and lease losses | $0 | 7,334 |
| Total noninterest income | $0 | 8,110 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $0 | 7,335 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $0 | 7,939 |
| Total noninterest expense | $0 | 8,298 |
| Salaries and employee benefits | $0 | 8,276 |
| Premises and equipment expense | $0 | 8,269 |
| Additional noninterest expense | $0 | 8,296 |
| Pre-tax net operating income | $0 | 6,309 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $0 | 6,229 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $0 | 6,229 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,039 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $0 | 6,365 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $7,227,000 | 3,685 |
| Total interest expense | $2,552,000 | 4,021 |
| Net interest income | $4,675,000 | 3,384 |
| Provision for loan and lease losses | $80,000 | 5,434 |
| Total noninterest income | $1,266,000 | 2,484 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $725,000 | 1,817 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $541,000 | 2,683 |
| Total noninterest expense | $3,240,000 | 3,983 |
| Salaries and employee benefits | $984,000 | 5,738 |
| Premises and equipment expense | $484,000 | 3,719 |
| Additional noninterest expense | $1,772,000 | 2,394 |
| Pre-tax net operating income | $2,621,000 | 1,852 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $891,000 | 1,266 |
| Income before extraordinary items | $1,730,000 | 2,034 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,730,000 | 2,033 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $50,000 | 4,686 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,730,000 | 2,133 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $4,746,000 | 3,768 |
| Total interest expense | $1,726,000 | 4,123 |
| Net interest income | $3,020,000 | 3,477 |
| Provision for loan and lease losses | $50,000 | 5,164 |
| Total noninterest income | $863,000 | 2,482 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $491,000 | 1,781 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $372,000 | 2,695 |
| Total noninterest expense | $2,167,000 | 3,995 |
| Salaries and employee benefits | $658,000 | 5,775 |
| Premises and equipment expense | $318,000 | 3,787 |
| Additional noninterest expense | $1,191,000 | 2,363 |
| Pre-tax net operating income | $1,666,000 | 1,997 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $566,000 | 1,462 |
| Income before extraordinary items | $1,100,000 | 2,376 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,100,000 | 2,376 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $45,000 | 3,894 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $1,100,000 | 2,332 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $2,368,000 | 3,847 |
| Total interest expense | $900,000 | 4,184 |
| Net interest income | $1,468,000 | 3,533 |
| Provision for loan and lease losses | $24,000 | 4,755 |
| Total noninterest income | $433,000 | 2,460 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $245,000 | 1,755 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $188,000 | 2,671 |
| Total noninterest expense | $1,077,000 | 4,024 |
| Salaries and employee benefits | $338,000 | 5,746 |
| Premises and equipment expense | $143,000 | 4,131 |
| Additional noninterest expense | $596,000 | 2,322 |
| Pre-tax net operating income | $800,000 | 2,158 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $272,000 | 1,583 |
| Income before extraordinary items | $528,000 | 2,565 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $528,000 | 2,567 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 3,539 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $528,000 | 2,499 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $9,503,000 | 3,900 |
| Total interest expense | $3,673,000 | 4,224 |
| Net interest income | $5,830,000 | 3,576 |
| Provision for loan and lease losses | $193,000 | 3,935 |
| Total noninterest income | $1,710,000 | 2,478 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $988,000 | 1,782 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $722,000 | 2,710 |
| Total noninterest expense | $4,217,000 | 3,954 |
| Salaries and employee benefits | $1,565,000 | 5,175 |
| Premises and equipment expense | $633,000 | 3,696 |
| Additional noninterest expense | $2,019,000 | 2,656 |
| Pre-tax net operating income | $3,130,000 | 2,382 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $1,066,000 | 1,789 |
| Income before extraordinary items | $2,064,000 | 2,747 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,064,000 | 2,746 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $256,000 | 2,514 |
| Cash dividends | $1,800,000 | 1,745 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $2,064,000 | 2,728 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $7,048,000 | 3,946 |
| Total interest expense | $2,717,000 | 4,271 |
| Net interest income | $4,331,000 | 3,622 |
| Provision for loan and lease losses | $186,000 | 3,106 |
| Total noninterest income | $1,266,000 | 2,498 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $731,000 | 1,785 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $535,000 | 2,726 |
| Total noninterest expense | $2,994,000 | 4,102 |
| Salaries and employee benefits | $978,000 | 5,710 |
| Premises and equipment expense | $487,000 | 3,613 |
| Additional noninterest expense | $1,529,000 | 2,568 |
| Pre-tax net operating income | $2,417,000 | 2,497 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $822,000 | 1,872 |
| Income before extraordinary items | $1,595,000 | 2,840 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,595,000 | 2,839 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $203,000 | 1,953 |
| Cash dividends | $800,000 | 2,293 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,595,000 | 2,826 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $4,563,000 | 4,040 |
| Total interest expense | $1,770,000 | 4,336 |
| Net interest income | $2,793,000 | 3,726 |
| Provision for loan and lease losses | $160,000 | 2,495 |
| Total noninterest income | $842,000 | 2,502 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $482,000 | 1,805 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $360,000 | 2,727 |
| Total noninterest expense | $1,974,000 | 4,164 |
| Salaries and employee benefits | $650,000 | 5,773 |
| Premises and equipment expense | $309,000 | 3,777 |
| Additional noninterest expense | $1,015,000 | 2,591 |
| Pre-tax net operating income | $1,501,000 | 2,671 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $510,000 | 2,041 |
| Income before extraordinary items | $991,000 | 3,057 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $991,000 | 3,056 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $178,000 | 1,444 |
| Cash dividends | $500,000 | 2,415 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $991,000 | 3,040 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $2,201,000 | 4,123 |
| Total interest expense | $867,000 | 4,368 |
| Net interest income | $1,334,000 | 3,852 |
| Provision for loan and lease losses | $132,000 | 1,651 |
| Total noninterest income | $425,000 | 2,452 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $241,000 | 1,760 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $184,000 | 2,677 |
| Total noninterest expense | $964,000 | 4,246 |
| Salaries and employee benefits | $326,000 | 5,826 |
| Premises and equipment expense | $162,000 | 3,666 |
| Additional noninterest expense | $476,000 | 2,725 |
| Pre-tax net operating income | $663,000 | 2,912 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $226,000 | 2,229 |
| Income before extraordinary items | $437,000 | 3,299 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $437,000 | 3,299 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $131,000 | 973 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $437,000 | 3,275 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $8,638,000 | 3,993 |
| Total interest expense | $3,083,000 | 4,250 |
| Net interest income | $5,555,000 | 3,729 |
| Provision for loan and lease losses | $228,000 | 3,291 |
| Total noninterest income | $1,468,000 | 2,737 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $885,000 | 1,943 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $583,000 | 3,070 |
| Total noninterest expense | $4,172,000 | 3,864 |
| Salaries and employee benefits | $1,574,000 | 5,031 |
| Premises and equipment expense | $614,000 | 3,696 |
| Additional noninterest expense | $1,984,000 | 2,586 |
| Pre-tax net operating income | $2,623,000 | 3,020 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $890,000 | 2,343 |
| Income before extraordinary items | $1,733,000 | 3,441 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,733,000 | 3,439 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $149,000 | 2,593 |
| Cash dividends | $3,500,000 | 979 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,733,000 | 3,427 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $6,391,000 | 3,997 |
| Total interest expense | $2,233,000 | 4,249 |
| Net interest income | $4,158,000 | 3,758 |
| Provision for loan and lease losses | $208,000 | 2,811 |
| Total noninterest income | $1,029,000 | 2,874 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $647,000 | 1,981 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $382,000 | 3,289 |
| Total noninterest expense | $2,871,000 | 4,103 |
| Salaries and employee benefits | $1,034,000 | 5,439 |
| Premises and equipment expense | $477,000 | 3,604 |
| Additional noninterest expense | $1,360,000 | 2,785 |
| Pre-tax net operating income | $2,108,000 | 3,005 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $717,000 | 2,360 |
| Income before extraordinary items | $1,391,000 | 3,364 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,391,000 | 3,366 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $132,000 | 1,972 |
| Cash dividends | $3,500,000 | 727 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,391,000 | 3,354 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $4,173,000 | 4,006 |
| Total interest expense | $1,439,000 | 4,220 |
| Net interest income | $2,734,000 | 3,802 |
| Provision for loan and lease losses | $68,000 | 3,941 |
| Total noninterest income | $677,000 | 2,886 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $424,000 | 2,000 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $253,000 | 3,310 |
| Total noninterest expense | $1,923,000 | 4,104 |
| Salaries and employee benefits | $699,000 | 5,433 |
| Premises and equipment expense | $313,000 | 3,643 |
| Additional noninterest expense | $911,000 | 2,790 |
| Pre-tax net operating income | $1,420,000 | 2,989 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $482,000 | 2,365 |
| Income before extraordinary items | $938,000 | 3,356 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $938,000 | 3,359 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-8,000 | 7,675 |
| Cash dividends | $2,000,000 | 795 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $938,000 | 3,347 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $2,029,000 | 4,038 |
| Total interest expense | $708,000 | 4,152 |
| Net interest income | $1,321,000 | 3,892 |
| Provision for loan and lease losses | $60,000 | 2,788 |
| Total noninterest income | $349,000 | 2,789 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $212,000 | 1,947 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $137,000 | 3,134 |
| Total noninterest expense | $946,000 | 4,168 |
| Salaries and employee benefits | $351,000 | 5,431 |
| Premises and equipment expense | $155,000 | 3,684 |
| Additional noninterest expense | $440,000 | 2,862 |
| Pre-tax net operating income | $664,000 | 3,090 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $226,000 | 2,433 |
| Income before extraordinary items | $438,000 | 3,470 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $438,000 | 3,469 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-8,000 | 7,725 |
| Cash dividends | $2,000,000 | 412 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $438,000 | 3,445 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $7,848,000 | 3,810 |
| Total interest expense | $2,249,000 | 4,095 |
| Net interest income | $5,599,000 | 3,635 |
| Provision for loan and lease losses | $516,000 | 1,852 |
| Total noninterest income | $1,628,000 | 2,555 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $861,000 | 1,984 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $767,000 | 2,617 |
| Total noninterest expense | $3,992,000 | 3,864 |
| Salaries and employee benefits | $1,583,000 | 4,881 |
| Premises and equipment expense | $608,000 | 3,620 |
| Additional noninterest expense | $1,801,000 | 2,752 |
| Pre-tax net operating income | $2,719,000 | 2,986 |
| Securities gains (losses) | $1,000 | 2,117 |
| Applicable income taxes | $922,000 | 2,369 |
| Income before extraordinary items | $1,798,000 | 3,360 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,798,000 | 3,362 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $381,000 | 1,459 |
| Cash dividends | $700,000 | 3,073 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,797,340 | 3,330 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $5,788,000 | 3,814 |
| Total interest expense | $1,582,000 | 4,143 |
| Net interest income | $4,206,000 | 3,619 |
| Provision for loan and lease losses | $485,000 | 1,439 |
| Total noninterest income | $1,284,000 | 2,455 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $663,000 | 1,936 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $621,000 | 2,503 |
| Total noninterest expense | $2,843,000 | 3,998 |
| Salaries and employee benefits | $1,012,000 | 5,377 |
| Premises and equipment expense | $436,000 | 3,729 |
| Additional noninterest expense | $1,395,000 | 2,634 |
| Pre-tax net operating income | $2,162,000 | 2,882 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $735,000 | 2,324 |
| Income before extraordinary items | $1,427,000 | 3,257 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,427,000 | 3,258 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $300,000 | 1,258 |
| Cash dividends | $350,000 | 3,299 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,427,000 | 3,223 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $3,771,000 | 3,800 |
| Total interest expense | $985,000 | 4,179 |
| Net interest income | $2,786,000 | 3,615 |
| Provision for loan and lease losses | $229,000 | 1,936 |
| Total noninterest income | $896,000 | 2,365 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $432,000 | 1,945 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $464,000 | 2,299 |
| Total noninterest expense | $1,944,000 | 3,892 |
| Salaries and employee benefits | $660,000 | 5,432 |
| Premises and equipment expense | $286,000 | 3,760 |
| Additional noninterest expense | $998,000 | 2,434 |
| Pre-tax net operating income | $1,509,000 | 2,736 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $513,000 | 2,240 |
| Income before extraordinary items | $996,000 | 3,111 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $996,000 | 3,112 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $111,000 | 1,792 |
| Cash dividends | $350,000 | 2,694 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $996,000 | 3,064 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,879,000 | 3,779 |
| Total interest expense | $477,000 | 4,154 |
| Net interest income | $1,402,000 | 3,602 |
| Provision for loan and lease losses | $199,000 | 1,142 |
| Total noninterest income | $484,000 | 2,184 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $224,000 | 1,808 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $260,000 | 2,092 |
| Total noninterest expense | $906,000 | 4,141 |
| Salaries and employee benefits | $326,000 | 5,527 |
| Premises and equipment expense | $141,000 | 3,820 |
| Additional noninterest expense | $439,000 | 2,757 |
| Pre-tax net operating income | $781,000 | 2,623 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $265,000 | 2,176 |
| Income before extraordinary items | $516,000 | 2,980 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $516,000 | 2,981 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 2,093 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $516,000 | 2,937 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $7,351,000 | 3,657 |
| Total interest expense | $1,797,000 | 3,983 |
| Net interest income | $5,554,000 | 3,515 |
| Provision for loan and lease losses | $625,000 | 1,589 |
| Total noninterest income | $1,528,000 | 2,652 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $998,000 | 1,756 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $530,000 | 3,215 |
| Total noninterest expense | $4,109,000 | 3,654 |
| Salaries and employee benefits | $1,527,000 | 4,882 |
| Premises and equipment expense | $585,000 | 3,606 |
| Additional noninterest expense | $1,997,000 | 2,430 |
| Pre-tax net operating income | $2,348,000 | 3,152 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $796,000 | 2,542 |
| Income before extraordinary items | $1,552,000 | 3,552 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,552,000 | 3,553 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $592,000 | 1,167 |
| Cash dividends | $820,000 | 2,673 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,552,000 | 3,482 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $5,460,000 | 3,665 |
| Total interest expense | $1,331,000 | 3,981 |
| Net interest income | $4,129,000 | 3,505 |
| Provision for loan and lease losses | $465,000 | 1,538 |
| Total noninterest income | $1,138,000 | 2,670 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $757,000 | 1,753 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $381,000 | 3,283 |
| Total noninterest expense | $2,901,000 | 3,814 |
| Salaries and employee benefits | $999,000 | 5,325 |
| Premises and equipment expense | $422,000 | 3,730 |
| Additional noninterest expense | $1,480,000 | 2,422 |
| Pre-tax net operating income | $1,901,000 | 3,007 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $652,000 | 2,428 |
| Income before extraordinary items | $1,249,000 | 3,443 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,249,000 | 3,443 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $407,000 | 1,144 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,249,000 | 3,352 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $3,610,000 | 3,686 |
| Total interest expense | $884,000 | 3,986 |
| Net interest income | $2,726,000 | 3,519 |
| Provision for loan and lease losses | $340,000 | 1,401 |
| Total noninterest income | $757,000 | 2,691 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $507,000 | 1,722 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $250,000 | 3,321 |
| Total noninterest expense | $1,885,000 | 3,932 |
| Salaries and employee benefits | $656,000 | 5,411 |
| Premises and equipment expense | $269,000 | 3,850 |
| Additional noninterest expense | $960,000 | 2,476 |
| Pre-tax net operating income | $1,258,000 | 2,996 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $420,000 | 2,477 |
| Income before extraordinary items | $838,000 | 3,410 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $838,000 | 3,410 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $270,000 | 1,118 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $838,000 | 3,311 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,816,000 | 3,681 |
| Total interest expense | $457,000 | 3,920 |
| Net interest income | $1,359,000 | 3,529 |
| Provision for loan and lease losses | $120,000 | 1,785 |
| Total noninterest income | $358,000 | 2,748 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $243,000 | 1,755 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $115,000 | 3,415 |
| Total noninterest expense | $911,000 | 4,051 |
| Salaries and employee benefits | $327,000 | 5,446 |
| Premises and equipment expense | $138,000 | 3,818 |
| Additional noninterest expense | $446,000 | 2,626 |
| Pre-tax net operating income | $686,000 | 2,747 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $233,000 | 2,299 |
| Income before extraordinary items | $453,000 | 3,182 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $453,000 | 3,182 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $80,000 | 1,505 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $453,000 | 3,067 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $7,455,000 | 3,624 |
| Total interest expense | $2,082,000 | 3,903 |
| Net interest income | $5,373,000 | 3,495 |
| Provision for loan and lease losses | $510,000 | 2,129 |
| Total noninterest income | $1,485,000 | 2,861 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $956,000 | 1,812 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $529,000 | 3,483 |
| Total noninterest expense | $3,974,000 | 3,737 |
| Salaries and employee benefits | $1,542,000 | 4,763 |
| Premises and equipment expense | $582,000 | 3,611 |
| Additional noninterest expense | $1,850,000 | 2,567 |
| Pre-tax net operating income | $2,374,000 | 3,005 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $803,000 | 2,527 |
| Income before extraordinary items | $1,571,000 | 3,449 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,571,000 | 3,448 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $367,000 | 1,971 |
| Cash dividends | $400,000 | 3,891 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,571,000 | 3,276 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $5,608,000 | 3,663 |
| Total interest expense | $1,609,000 | 3,928 |
| Net interest income | $3,999,000 | 3,529 |
| Provision for loan and lease losses | $380,000 | 2,093 |
| Total noninterest income | $1,137,000 | 2,889 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $713,000 | 1,821 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $424,000 | 3,427 |
| Total noninterest expense | $2,802,000 | 3,891 |
| Salaries and employee benefits | $997,000 | 5,261 |
| Premises and equipment expense | $445,000 | 3,554 |
| Additional noninterest expense | $1,360,000 | 2,604 |
| Pre-tax net operating income | $1,954,000 | 2,899 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $664,000 | 2,475 |
| Income before extraordinary items | $1,290,000 | 3,307 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,290,000 | 3,306 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $216,000 | 2,112 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,290,000 | 3,154 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $3,720,000 | 3,703 |
| Total interest expense | $1,110,000 | 3,925 |
| Net interest income | $2,610,000 | 3,576 |
| Provision for loan and lease losses | $260,000 | 2,063 |
| Total noninterest income | $770,000 | 2,833 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $476,000 | 1,782 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $294,000 | 3,327 |
| Total noninterest expense | $1,878,000 | 3,869 |
| Salaries and employee benefits | $672,000 | 5,228 |
| Premises and equipment expense | $284,000 | 3,658 |
| Additional noninterest expense | $922,000 | 2,557 |
| Pre-tax net operating income | $1,242,000 | 3,003 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $412,000 | 2,628 |
| Income before extraordinary items | $830,000 | 3,414 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $830,000 | 3,414 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $132,000 | 2,128 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $830,000 | 3,231 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,879,000 | 3,704 |
| Total interest expense | $568,000 | 3,940 |
| Net interest income | $1,311,000 | 3,552 |
| Provision for loan and lease losses | $120,000 | 2,030 |
| Total noninterest income | $389,000 | 2,729 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $241,000 | 1,696 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $148,000 | 3,237 |
| Total noninterest expense | $956,000 | 3,809 |
| Salaries and employee benefits | $337,000 | 5,232 |
| Premises and equipment expense | $138,000 | 3,737 |
| Additional noninterest expense | $481,000 | 2,414 |
| Pre-tax net operating income | $624,000 | 2,990 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $213,000 | 2,586 |
| Income before extraordinary items | $411,000 | 3,391 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $411,000 | 3,389 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 3,174 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $411,000 | 3,225 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $7,924,000 | 3,666 |
| Total interest expense | $2,727,000 | 3,828 |
| Net interest income | $5,197,000 | 3,546 |
| Provision for loan and lease losses | $558,000 | 2,196 |
| Total noninterest income | $1,297,000 | 2,917 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $854,000 | 1,894 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $443,000 | 3,504 |
| Total noninterest expense | $3,632,000 | 3,833 |
| Salaries and employee benefits | $1,461,000 | 4,788 |
| Premises and equipment expense | $601,000 | 3,412 |
| Additional noninterest expense | $1,570,000 | 2,854 |
| Pre-tax net operating income | $2,304,000 | 3,073 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $778,000 | 2,641 |
| Income before extraordinary items | $1,526,000 | 3,453 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,526,000 | 3,451 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $544,000 | 1,567 |
| Cash dividends | $400,000 | 3,806 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,526,000 | 3,351 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $7,965,000 | 4,040 |
| Total interest expense | $3,252,000 | 4,438 |
| Net interest income | $4,713,000 | 3,609 |
| Provision for loan and lease losses | $315,000 | 3,101 |
| Total noninterest income | $1,230,000 | 2,883 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $783,000 | 1,943 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $447,000 | 3,326 |
| Total noninterest expense | $3,517,000 | 3,808 |
| Salaries and employee benefits | $1,205,000 | 5,312 |
| Premises and equipment expense | $798,000 | 2,635 |
| Additional noninterest expense | $1,514,000 | 2,844 |
| Pre-tax net operating income | $2,111,000 | 3,045 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $712,000 | 2,633 |
| Income before extraordinary items | $1,399,000 | 3,402 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,399,000 | 3,407 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $281,000 | 2,339 |
| Cash dividends | $265,000 | 4,584 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,399,000 | 3,306 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $7,515,000 | 4,327 |
| Total interest expense | $2,949,000 | 4,987 |
| Net interest income | $4,566,000 | 3,745 |
| Provision for loan and lease losses | $391,000 | 2,315 |
| Total noninterest income | $1,397,000 | 2,475 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $925,000 | 1,480 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $472,000 | 3,047 |
| Total noninterest expense | $3,383,000 | 3,829 |
| Salaries and employee benefits | $1,455,000 | 4,470 |
| Premises and equipment expense | $607,000 | 3,239 |
| Additional noninterest expense | $1,321,000 | 3,140 |
| Pre-tax net operating income | $2,189,000 | 3,097 |
| Securities gains (losses) | $-1,000 | 7,406 |
| Applicable income taxes | $736,000 | 2,676 |
| Income before extraordinary items | $1,452,000 | 3,341 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,452,000 | 3,340 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $364,000 | 1,582 |
| Cash dividends | $840,000 | 2,575 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,452,660 | 3,332 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $7,153,000 | 4,321 |
| Total interest expense | $2,814,000 | 4,836 |
| Net interest income | $4,339,000 | 3,899 |
| Provision for loan and lease losses | $220,000 | 3,352 |
| Total noninterest income | $1,143,000 | 2,797 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $740,000 | 1,792 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $403,000 | 3,397 |
| Total noninterest expense | $3,196,000 | 4,003 |
| Salaries and employee benefits | $1,438,000 | 4,495 |
| Premises and equipment expense | $571,000 | 3,405 |
| Additional noninterest expense | $1,187,000 | 3,460 |
| Pre-tax net operating income | $2,066,000 | 3,253 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $660,000 | 3,018 |
| Income before extraordinary items | $1,406,000 | 3,408 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,406,000 | 3,407 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $208,000 | 2,341 |
| Cash dividends | $2,250,000 | 1,243 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,406,000 | 3,372 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $7,020,000 | 4,386 |
| Total interest expense | $2,795,000 | 4,966 |
| Net interest income | $4,226,000 | 3,947 |
| Provision for loan and lease losses | $315,000 | 2,500 |
| Total noninterest income | $1,001,000 | 3,083 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $677,000 | 1,889 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $324,000 | 3,856 |
| Total noninterest expense | $2,937,000 | 4,193 |
| Salaries and employee benefits | $1,319,000 | 4,701 |
| Premises and equipment expense | $511,000 | 3,632 |
| Additional noninterest expense | $1,107,000 | 3,605 |
| Pre-tax net operating income | $1,974,000 | 3,377 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $650,000 | 3,202 |
| Income before extraordinary items | $1,324,000 | 3,621 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,324,000 | 3,621 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $152,000 | 2,892 |
| Cash dividends | $200,000 | 5,324 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,324,000 | 3,529 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $6,648,000 | 4,695 |
| Total interest expense | $2,633,000 | 5,207 |
| Net interest income | $4,015,000 | 4,227 |
| Provision for loan and lease losses | $605,000 | 1,499 |
| Total noninterest income | $1,005,000 | 3,027 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $709,000 | 1,834 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $296,000 | 3,959 |
| Total noninterest expense | $2,592,000 | 4,648 |
| Salaries and employee benefits | $1,235,000 | 4,965 |
| Premises and equipment expense | $373,000 | 4,681 |
| Additional noninterest expense | $984,000 | 3,966 |
| Pre-tax net operating income | $1,823,000 | 3,820 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $616,000 | 3,596 |
| Income before extraordinary items | $1,207,000 | 4,028 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,207,000 | 4,027 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $604,000 | 1,151 |
| Cash dividends | $100,000 | 6,450 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,207,000 | 3,967 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $6,124,000 | 5,107 |
| Total interest expense | $2,421,000 | 5,642 |
| Net interest income | $3,703,000 | 4,612 |
| Provision for loan and lease losses | $289,000 | 2,671 |
| Total noninterest income | $896,000 | 3,409 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $619,000 | 2,179 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $277,000 | 4,267 |
| Total noninterest expense | $2,507,000 | 4,994 |
| Salaries and employee benefits | $1,155,000 | 5,374 |
| Premises and equipment expense | $357,000 | 4,955 |
| Additional noninterest expense | $995,000 | 4,422 |
| Pre-tax net operating income | $1,803,000 | 3,716 |
| Securities gains (losses) | $9,000 | 2,573 |
| Applicable income taxes | $598,000 | 3,602 |
| Income before extraordinary items | $1,214,000 | 3,840 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,214,000 | 3,840 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $244,000 | 2,382 |
| Cash dividends | $100,000 | 6,641 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,207,970 | 3,806 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $5,559,000 | 5,544 |
| Total interest expense | $2,288,000 | 5,911 |
| Net interest income | $3,271,000 | 5,144 |
| Provision for loan and lease losses | $172,000 | 3,375 |
| Total noninterest income | $733,000 | 3,944 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $509,000 | 2,667 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $224,000 | 4,795 |
| Total noninterest expense | $2,352,000 | 5,258 |
| Salaries and employee benefits | $1,087,000 | 5,659 |
| Premises and equipment expense | $320,000 | 5,351 |
| Additional noninterest expense | $945,000 | 4,565 |
| Pre-tax net operating income | $1,480,000 | 4,506 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $472,000 | 4,372 |
| Income before extraordinary items | $1,008,000 | 4,584 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,008,000 | 4,582 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $172,000 | 2,758 |
| Cash dividends | $300,000 | 4,483 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,008,000 | 4,561 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $5,335,000 | 5,370 |
| Total interest expense | $1,897,000 | 5,840 |
| Net interest income | $3,438,000 | 5,016 |
| Provision for loan and lease losses | $169,000 | 3,374 |
| Total noninterest income | $679,000 | 4,220 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $476,000 | 2,903 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $203,000 | 5,218 |
| Total noninterest expense | $2,310,000 | 5,526 |
| Salaries and employee benefits | $1,086,000 | 5,699 |
| Premises and equipment expense | $315,000 | 5,499 |
| Additional noninterest expense | $909,000 | 5,127 |
| Pre-tax net operating income | $1,638,000 | 4,088 |
| Securities gains (losses) | $-122,000 | 11,675 |
| Applicable income taxes | $475,000 | 4,214 |
| Income before extraordinary items | $1,041,000 | 4,382 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,041,000 | 4,381 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $164,000 | 2,833 |
| Cash dividends | $800,000 | 2,270 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,125,180 | 4,129 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,891,000 | 5,895 |
| Total interest expense | $1,967,000 | 5,912 |
| Net interest income | $2,924,000 | 5,765 |
| Provision for loan and lease losses | $107,000 | 5,595 |
| Total noninterest income | $546,000 | 5,282 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $381,000 | 3,604 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $165,000 | 6,257 |
| Total noninterest expense | $2,052,000 | 6,199 |
| Salaries and employee benefits | $892,000 | 6,761 |
| Premises and equipment expense | $346,000 | 5,285 |
| Additional noninterest expense | $814,000 | 5,844 |
| Pre-tax net operating income | $1,311,000 | 4,831 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $436,000 | 4,702 |
| Income before extraordinary items | $875,000 | 5,198 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $875,000 | 5,342 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $107,000 | 4,406 |
| Cash dividends | $201,000 | 5,361 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $875,000 | 4,978 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $5,154,000 | 6,238 |
| Total interest expense | $2,563,000 | 5,867 |
| Net interest income | $2,591,000 | 6,418 |
| Provision for loan and lease losses | $108,000 | 7,079 |
| Total noninterest income | $501,000 | 5,637 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $369,000 | 3,748 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $132,000 | 7,114 |
| Total noninterest expense | $1,702,000 | 7,260 |
| Salaries and employee benefits | $810,000 | 7,201 |
| Premises and equipment expense | $243,000 | 6,920 |
| Additional noninterest expense | $649,000 | 7,108 |
| Pre-tax net operating income | $1,282,000 | 4,661 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $404,000 | 4,753 |
| Income before extraordinary items | $878,000 | 5,010 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $878,000 | 5,060 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $107,000 | 5,743 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $878,000 | 4,712 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.