Home > Texas Country Bank > Income and Expense

Texas Country Bank, Income and Expense

2010-12-31 (YTD Data)		Rank
Total interest income	$3,293,000	5,857
Total interest expense	$791,000	5,730
Net interest income	$2,502,000	5,762
Provision for loan and lease losses	$-20,000	7,581
Total noninterest income	$492,000	4,597
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$55,000	6,156
Trading account gains and fees	$0	175
Additional Noninterest Income	$437,000	3,379
Total noninterest expense	$3,452,000	4,636
Salaries and employee benefits	$1,559,000	4,953
Premises and equipment expense	$339,000	5,144
Additional noninterest expense	$1,554,000	3,912
Pre-tax net operating income	$-438,000	6,223
Securities gains (losses)	$89,000	2,258
Applicable income taxes	$0	4,655
Income before extraordinary items	$-349,000	6,274
Extraordinary gains, net	$0	29
Net income	$-349,000	6,275
Minority interest net income	$0	111
Net income of bank and minority interests.	$-349,000	6,276
Net charge-offs	$794,000	2,999
Cash dividends	$0	4,193
Sale, conversion, retirement of capital stock, net	$0	1,226
Net operating income	$-438,000	6,287
2010-09-30 (YTD Data)		Rank
Total interest income	$2,514,000	5,917
Total interest expense	$653,000	5,698
Net interest income	$1,861,000	5,858
Provision for loan and lease losses	$-20,000	7,684
Total noninterest income	$412,000	4,451
Gross Fiduciary activities income	$0	1,319
Service charges on deposit accounts	$42,000	6,224
Trading account gains and fees	$0	165
Additional Noninterest Income	$370,000	3,219
Total noninterest expense	$2,619,000	4,620
Salaries and employee benefits	$1,220,000	4,854
Premises and equipment expense	$269,000	5,083
Additional noninterest expense	$1,130,000	3,968
Pre-tax net operating income	$-326,000	6,417
Securities gains (losses)	$89,000	2,025
Applicable income taxes	$0	4,726
Income before extraordinary items	$-237,000	6,475
Extraordinary gains, net	$0	23
Net income	$-237,000	6,476
Minority interest net income	$0	110
Net income of bank and minority interests.	$-237,000	6,475
Net charge-offs	$842,000	2,396
Cash dividends	$0	3,702
Sale, conversion, retirement of capital stock, net	$0	1,139
Net operating income	$-326,000	6,471
2010-06-30 (YTD Data)		Rank
Total interest income	$1,783,000	5,816
Total interest expense	$490,000	5,532
Net interest income	$1,293,000	5,794
Provision for loan and lease losses	$30,000	6,130
Total noninterest income	$370,000	3,796
Gross Fiduciary activities income	$0	1,300
Service charges on deposit accounts	$29,000	6,223
Trading account gains and fees	$0	152
Additional Noninterest Income	$341,000	2,649
Total noninterest expense	$1,750,000	4,619
Salaries and employee benefits	$855,000	4,739
Premises and equipment expense	$191,000	4,980
Additional noninterest expense	$704,000	4,142
Pre-tax net operating income	$-117,000	6,311
Securities gains (losses)	$89,000	1,487
Applicable income taxes	$0	4,691
Income before extraordinary items	$-28,000	6,258
Extraordinary gains, net	$0	19
Net income	$-28,000	6,259
Minority interest net income	$0	105
Net income of bank and minority interests.	$-28,000	6,258
Net charge-offs	$521,000	2,397
Cash dividends	$0	3,476
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$-117,000	6,377
2010-03-31 (YTD Data)		Rank
Total interest income	$991,000	5,634
Total interest expense	$296,000	5,227
Net interest income	$695,000	5,674
Provision for loan and lease losses	$30,000	5,300
Total noninterest income	$211,000	3,532
Gross Fiduciary activities income	$0	1,246
Service charges on deposit accounts	$13,000	6,352
Trading account gains and fees	$0	175
Additional Noninterest Income	$198,000	2,418
Total noninterest expense	$864,000	4,702
Salaries and employee benefits	$443,000	4,695
Premises and equipment expense	$104,000	4,851
Additional noninterest expense	$317,000	4,435
Pre-tax net operating income	$12,000	6,119
Securities gains (losses)	$89,000	835
Applicable income taxes	$0	4,611
Income before extraordinary items	$101,000	4,958
Extraordinary gains, net	$0	16
Net income	$101,000	4,959
Minority interest net income	$0	91
Net income of bank and minority interests.	$101,000	4,958
Net charge-offs	$360,000	1,861
Cash dividends	$0	2,646
Sale, conversion, retirement of capital stock, net	$0	1,017
Net operating income	$12,000	6,116
2009-12-31 (YTD Data)		Rank
Total interest income	$5,523,000	4,849
Total interest expense	$2,022,000	4,421
Net interest income	$3,501,000	4,965
Provision for loan and lease losses	$2,911,000	2,022
Total noninterest income	$1,472,000	2,582
Gross Fiduciary activities income	$0	1,390
Service charges on deposit accounts	$56,000	6,379
Trading account gains and fees	$0	211
Additional Noninterest Income	$1,416,000	1,713
Total noninterest expense	$4,744,000	3,844
Salaries and employee benefits	$2,200,000	4,070
Premises and equipment expense	$453,000	4,658
Additional noninterest expense	$2,091,000	3,196
Pre-tax net operating income	$-2,682,000	6,821
Securities gains (losses)	$-297,000	7,492
Applicable income taxes	$36,000	3,428
Income before extraordinary items	$-3,015,000	6,998
Extraordinary gains, net	$0	34
Net income	$-3,015,000	6,997
Minority interest net income	$0	115
Net income of bank and minority interests.	$-3,015,000	6,997
Net charge-offs	$1,396,000	2,464
Cash dividends	$0	4,670
Sale, conversion, retirement of capital stock, net	$0	1,342
Net operating income	$-2,718,000	6,946
2009-09-30 (YTD Data)		Rank
Total interest income	$4,337,000	4,783
Total interest expense	$1,623,000	4,369
Net interest income	$2,714,000	4,882
Provision for loan and lease losses	$1,815,000	2,026
Total noninterest income	$1,254,000	2,432
Gross Fiduciary activities income	$0	1,353
Service charges on deposit accounts	$41,000	6,447
Trading account gains and fees	$0	212
Additional Noninterest Income	$1,213,000	1,607
Total noninterest expense	$3,107,000	4,258
Salaries and employee benefits	$1,725,000	3,964
Premises and equipment expense	$348,000	4,625
Additional noninterest expense	$1,034,000	4,280
Pre-tax net operating income	$-954,000	6,630
Securities gains (losses)	$53,000	2,261
Applicable income taxes	$26,000	3,685
Income before extraordinary items	$-927,000	6,711
Extraordinary gains, net	$0	27
Net income	$-927,000	6,712
Minority interest net income	$0	118
Net income of bank and minority interests.	$-927,000	6,712
Net charge-offs	$1,431,000	1,817
Cash dividends	$0	4,191
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$-980,000	6,734
2009-06-30 (YTD Data)		Rank
Total interest income	$2,928,000	4,780
Total interest expense	$1,134,000	4,384
Net interest income	$1,794,000	4,890
Provision for loan and lease losses	$1,331,000	1,758
Total noninterest income	$863,000	2,409
Gross Fiduciary activities income	$0	1,340
Service charges on deposit accounts	$28,000	6,462
Trading account gains and fees	$0	193
Additional Noninterest Income	$835,000	1,595
Total noninterest expense	$2,031,000	4,340
Salaries and employee benefits	$1,184,000	3,938
Premises and equipment expense	$240,000	4,564
Additional noninterest expense	$607,000	4,689
Pre-tax net operating income	$-705,000	6,814
Securities gains (losses)	$53,000	1,874
Applicable income taxes	$-224,000	7,334
Income before extraordinary items	$-428,000	6,686
Extraordinary gains, net	$0	21
Net income	$-428,000	6,687
Minority interest net income	$0	112
Net income of bank and minority interests.	$-428,000	6,687
Net charge-offs	$1,301,000	1,441
Cash dividends	$0	3,983
Sale, conversion, retirement of capital stock, net	$0	1,195
Net operating income	$-462,980	6,705
2009-03-31 (YTD Data)		Rank
Total interest income	$1,491,000	4,773
Total interest expense	$594,000	4,380
Net interest income	$897,000	4,901
Provision for loan and lease losses	$162,000	3,120
Total noninterest income	$378,000	2,607
Gross Fiduciary activities income	$0	1,285
Service charges on deposit accounts	$13,000	6,516
Trading account gains and fees	$0	171
Additional Noninterest Income	$365,000	1,717
Total noninterest expense	$975,000	4,374
Salaries and employee benefits	$574,000	4,033
Premises and equipment expense	$139,000	4,200
Additional noninterest expense	$262,000	4,816
Pre-tax net operating income	$138,000	4,628
Securities gains (losses)	$0	2,434
Applicable income taxes	$46,000	2,957
Income before extraordinary items	$92,000	5,060
Extraordinary gains, net	$0	15
Net income	$92,000	5,065
Minority interest net income	$0	102
Net income of bank and minority interests.	$92,000	5,064
Net charge-offs	$0	5,728
Cash dividends	$0	3,051
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$92,000	4,894
2008-12-31 (YTD Data)		Rank
Total interest income	$5,068,000	5,417
Total interest expense	$2,004,000	5,296
Net interest income	$3,064,000	5,360
Provision for loan and lease losses	$136,000	5,680
Total noninterest income	$492,000	4,875
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$54,000	6,572
Trading account gains and fees	$0	154
Additional Noninterest Income	$438,000	3,427
Total noninterest expense	$2,911,000	5,217
Salaries and employee benefits	$1,579,000	5,174
Premises and equipment expense	$498,000	4,469
Additional noninterest expense	$834,000	5,368
Pre-tax net operating income	$509,000	4,843
Securities gains (losses)	$0	3,220
Applicable income taxes	$175,000	2,937
Income before extraordinary items	$334,000	4,974
Extraordinary gains, net	$0	39
Net income	$334,000	4,973
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$61,000	5,443
Cash dividends	$0	5,455
Sale, conversion, retirement of capital stock, net	$0	1,389
Net operating income	$334,000	5,138
2008-09-30 (YTD Data)		Rank
Total interest income	$3,717,000	5,557
Total interest expense	$1,444,000	5,531
Net interest income	$2,273,000	5,433
Provision for loan and lease losses	$118,000	4,978
Total noninterest income	$353,000	5,061
Gross Fiduciary activities income	$0	1,405
Service charges on deposit accounts	$42,000	6,600
Trading account gains and fees	$0	148
Additional Noninterest Income	$311,000	3,628
Total noninterest expense	$2,144,000	5,255
Salaries and employee benefits	$1,168,000	5,254
Premises and equipment expense	$368,000	4,531
Additional noninterest expense	$608,000	5,385
Pre-tax net operating income	$364,000	5,389
Securities gains (losses)	$0	3,106
Applicable income taxes	$125,000	3,400
Income before extraordinary items	$239,000	5,508
Extraordinary gains, net	$0	31
Net income	$239,000	5,505
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$60,000	4,500
Cash dividends	$0	4,937
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$239,000	5,684
2008-06-30 (YTD Data)		Rank
Total interest income	$2,430,000	5,690
Total interest expense	$966,000	5,665
Net interest income	$1,464,000	5,533
Provision for loan and lease losses	$70,000	4,755
Total noninterest income	$207,000	5,363
Gross Fiduciary activities income	$0	1,395
Service charges on deposit accounts	$27,000	6,653
Trading account gains and fees	$0	149
Additional Noninterest Income	$180,000	3,971
Total noninterest expense	$1,379,000	5,392
Salaries and employee benefits	$749,000	5,403
Premises and equipment expense	$237,000	4,655
Additional noninterest expense	$393,000	5,467
Pre-tax net operating income	$222,000	5,674
Securities gains (losses)	$0	3,233
Applicable income taxes	$76,000	3,719
Income before extraordinary items	$146,000	6,001
Extraordinary gains, net	$0	21
Net income	$146,000	5,999
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$60,000	3,610
Cash dividends	$0	4,733
Sale, conversion, retirement of capital stock, net	$0	1,136
Net operating income	$146,000	5,945
2008-03-31 (YTD Data)		Rank
Total interest income	$1,219,000	5,762
Total interest expense	$516,000	5,675
Net interest income	$703,000	5,676
Provision for loan and lease losses	$30,000	4,346
Total noninterest income	$107,000	5,281
Gross Fiduciary activities income	$0	1,326
Service charges on deposit accounts	$12,000	6,732
Trading account gains and fees	$0	158
Additional Noninterest Income	$95,000	3,878
Total noninterest expense	$666,000	5,509
Salaries and employee benefits	$360,000	5,557
Premises and equipment expense	$123,000	4,560
Additional noninterest expense	$183,000	5,620
Pre-tax net operating income	$114,000	5,844
Securities gains (losses)	$0	2,688
Applicable income taxes	$39,000	3,818
Income before extraordinary items	$75,000	6,200
Extraordinary gains, net	$0	15
Net income	$75,000	6,202
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$50,000	2,452
Cash dividends	$0	3,705
Sale, conversion, retirement of capital stock, net	$0	1,000
Net operating income	$75,000	6,103
2007-12-31 (YTD Data)		Rank
Total interest income	$5,512,000	5,462
Total interest expense	$2,610,000	5,143
Net interest income	$2,902,000	5,590
Provision for loan and lease losses	$237,000	3,636
Total noninterest income	$452,000	5,244
Gross Fiduciary activities income	$0	1,498
Service charges on deposit accounts	$40,000	6,897
Trading account gains and fees	$0	178
Additional Noninterest Income	$412,000	3,678
Total noninterest expense	$2,763,000	5,278
Salaries and employee benefits	$1,554,000	5,197
Premises and equipment expense	$472,000	4,537
Additional noninterest expense	$737,000	5,592
Pre-tax net operating income	$354,000	6,419
Securities gains (losses)	$0	2,146
Applicable income taxes	$-11,000	7,796
Income before extraordinary items	$365,000	6,180
Extraordinary gains, net	$0	39
Net income	$365,000	6,179
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$229,000	2,649
Cash dividends	$0	5,817
Sale, conversion, retirement of capital stock, net	$321,000	627
Net operating income	$365,000	6,166
2007-09-30 (YTD Data)		Rank
Total interest income	$4,185,000	5,447
Total interest expense	$1,964,000	5,150
Net interest income	$2,221,000	5,569
Provision for loan and lease losses	$131,000	3,734
Total noninterest income	$361,000	5,134
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$28,000	6,967
Trading account gains and fees	$0	184
Additional Noninterest Income	$333,000	3,554
Total noninterest expense	$2,059,000	5,265
Salaries and employee benefits	$1,175,000	5,163
Premises and equipment expense	$356,000	4,492
Additional noninterest expense	$528,000	5,663
Pre-tax net operating income	$392,000	6,202
Securities gains (losses)	$0	1,655
Applicable income taxes	$59,000	4,842
Income before extraordinary items	$333,000	6,146
Extraordinary gains, net	$0	33
Net income	$333,000	6,143
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,076
Cash dividends	$0	5,179
Sale, conversion, retirement of capital stock, net	$321,000	491
Net operating income	$333,000	6,134
2007-06-30 (YTD Data)		Rank
Total interest income	$2,731,000	5,532
Total interest expense	$1,250,000	5,285
Net interest income	$1,481,000	5,592
Provision for loan and lease losses	$93,000	3,403
Total noninterest income	$232,000	5,264
Gross Fiduciary activities income	$0	1,429
Service charges on deposit accounts	$18,000	7,024
Trading account gains and fees	$0	168
Additional Noninterest Income	$214,000	3,656
Total noninterest expense	$1,342,000	5,372
Salaries and employee benefits	$774,000	5,238
Premises and equipment expense	$228,000	4,639
Additional noninterest expense	$340,000	5,767
Pre-tax net operating income	$278,000	6,172
Securities gains (losses)	$0	1,444
Applicable income taxes	$42,000	4,880
Income before extraordinary items	$236,000	6,113
Extraordinary gains, net	$0	29
Net income	$236,000	6,112
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,517
Cash dividends	$0	4,977
Sale, conversion, retirement of capital stock, net	$321,000	371
Net operating income	$236,000	6,101
2007-03-31 (YTD Data)		Rank
Total interest income	$1,251,000	5,779
Total interest expense	$555,000	5,591
Net interest income	$696,000	5,766
Provision for loan and lease losses	$65,000	2,671
Total noninterest income	$114,000	5,237
Gross Fiduciary activities income	$0	1,355
Service charges on deposit accounts	$10,000	6,985
Trading account gains and fees	$0	195
Additional Noninterest Income	$104,000	3,699
Total noninterest expense	$651,000	5,496
Salaries and employee benefits	$364,000	5,467
Premises and equipment expense	$115,000	4,635
Additional noninterest expense	$172,000	5,709
Pre-tax net operating income	$94,000	6,738
Securities gains (losses)	$0	1,187
Applicable income taxes	$14,000	5,152
Income before extraordinary items	$80,000	6,711
Extraordinary gains, net	$0	22
Net income	$80,000	6,710
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	4,509
Cash dividends	$0	3,942
Sale, conversion, retirement of capital stock, net	$321,000	199
Net operating income	$80,000	6,694
2006-12-31 (YTD Data)		Rank
Total interest income	$3,142,000	6,669
Total interest expense	$1,113,000	6,725
Net interest income	$2,029,000	6,526
Provision for loan and lease losses	$242,000	3,151
Total noninterest income	$413,000	5,537
Gross Fiduciary activities income	$0	1,523
Service charges on deposit accounts	$20,000	7,270
Trading account gains and fees	$0	130
Additional Noninterest Income	$393,000	3,765
Total noninterest expense	$2,450,000	5,555
Salaries and employee benefits	$1,445,000	5,327
Premises and equipment expense	$435,000	4,665
Additional noninterest expense	$570,000	6,205
Pre-tax net operating income	$-250,000	8,145
Securities gains (losses)	$0	1,687
Applicable income taxes	$-37,000	8,265
Income before extraordinary items	$-213,000	8,159
Extraordinary gains, net	$0	51
Net income	$-213,000	8,161
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,377
Cash dividends	$0	5,941
Sale, conversion, retirement of capital stock, net	$79,000	927
Net operating income	$-213,000	8,154
2006-09-30 (YTD Data)		Rank
Total interest income	$2,024,000	7,043
Total interest expense	$652,000	7,182
Net interest income	$1,372,000	6,845
Provision for loan and lease losses	$193,000	2,941
Total noninterest income	$279,000	5,787
Gross Fiduciary activities income	$0	1,468
Service charges on deposit accounts	$13,000	7,381
Trading account gains and fees	$0	126
Additional Noninterest Income	$266,000	3,980
Total noninterest expense	$1,814,000	5,564
Salaries and employee benefits	$1,092,000	5,265
Premises and equipment expense	$324,000	4,691
Additional noninterest expense	$398,000	6,406
Pre-tax net operating income	$-356,000	8,371
Securities gains (losses)	$0	1,388
Applicable income taxes	$-45,000	8,502
Income before extraordinary items	$-311,000	8,384
Extraordinary gains, net	$0	45
Net income	$-311,000	8,384
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,858
Cash dividends	$0	5,292
Sale, conversion, retirement of capital stock, net	$79,000	745
Net operating income	$-311,000	8,377
2006-06-30 (YTD Data)		Rank
Total interest income	$1,087,000	7,457
Total interest expense	$299,000	7,707
Net interest income	$788,000	7,205
Provision for loan and lease losses	$132,000	2,859
Total noninterest income	$179,000	5,864
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$1,000	7,650
Trading account gains and fees	$0	126
Additional Noninterest Income	$178,000	3,960
Total noninterest expense	$1,195,000	5,623
Salaries and employee benefits	$735,000	5,250
Premises and equipment expense	$215,000	4,718
Additional noninterest expense	$245,000	6,615
Pre-tax net operating income	$-360,000	8,504
Securities gains (losses)	$0	1,185
Applicable income taxes	$-49,000	8,583
Income before extraordinary items	$-311,000	8,500
Extraordinary gains, net	$0	39
Net income	$-311,000	8,500
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,361
Cash dividends	$0	5,069
Sale, conversion, retirement of capital stock, net	$79,000	576
Net operating income	$-311,000	8,498
2006-03-31 (YTD Data)		Rank
Total interest income	$404,000	7,921
Total interest expense	$100,000	8,129
Net interest income	$304,000	7,682
Provision for loan and lease losses	$53,000	3,054
Total noninterest income	$73,000	6,246
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$2,000	7,586
Trading account gains and fees	$0	115
Additional Noninterest Income	$71,000	4,406
Total noninterest expense	$557,000	5,848
Salaries and employee benefits	$368,000	5,278
Premises and equipment expense	$89,000	5,311
Additional noninterest expense	$100,000	7,083
Pre-tax net operating income	$-233,000	8,574
Securities gains (losses)	$0	955
Applicable income taxes	$-34,000	8,617
Income before extraordinary items	$-199,000	8,563
Extraordinary gains, net	$0	21
Net income	$-199,000	8,562
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	4,399
Cash dividends	$0	3,943
Sale, conversion, retirement of capital stock, net	$79,000	347
Net operating income	$-199,000	8,557
2005-12-31 (YTD Data)		Rank
Total interest income	$237,000	8,742
Total interest expense	$51,000	8,692
Net interest income	$186,000	8,740
Provision for loan and lease losses	$40,000	5,969
Total noninterest income	$218,000	6,929
Gross Fiduciary activities income	$0	1,557
Service charges on deposit accounts	$0	7,759
Trading account gains and fees	$0	138
Additional Noninterest Income	$218,000	4,999
Total noninterest expense	$1,296,000	7,234
Salaries and employee benefits	$324,000	8,418
Premises and equipment expense	$80,000	8,104
Additional noninterest expense	$892,000	4,803
Pre-tax net operating income	$-932,000	8,619
Securities gains (losses)	$0	2,296
Applicable income taxes	$-143,000	8,638
Income before extraordinary items	$-789,000	8,621
Extraordinary gains, net	$0	46
Net income	$-789,000	8,621
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,618
Cash dividends	$0	6,054
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$-789,000	8,601
2005-09-30 (YTD Data)		Rank
Total interest income	$8,000	8,852
Total interest expense	$2,000	8,832
Net interest income	$6,000	8,850
Provision for loan and lease losses	$13,000	6,408
Total noninterest income	$35,000	8,497
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$0	7,794
Trading account gains and fees	$0	126
Additional Noninterest Income	$35,000	7,480
Total noninterest expense	$936,000	7,310
Salaries and employee benefits	$43,000	8,828
Premises and equipment expense	$18,000	8,723
Additional noninterest expense	$875,000	3,906
Pre-tax net operating income	$-908,000	8,706
Securities gains (losses)	$0	2,317
Applicable income taxes	$0	6,976
Income before extraordinary items	$-908,000	8,733
Extraordinary gains, net	$0	35
Net income	$-908,000	8,733
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,144
Cash dividends	$0	5,317
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$-908,000	8,712

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.