Home > Texas Country Bank > Income and Expense
Texas Country Bank, Income and Expense
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $3,299,000 | 6,934 |
| Total interest expense | $1,343,000 | 7,315 |
| Net interest income | $1,956,000 | 6,501 |
| Provision for loan and lease losses | $5,000 | 8,099 |
| Total noninterest income | $444,000 | 5,403 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $374,000 | 3,579 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $70,000 | 7,115 |
| Total noninterest expense | $2,160,000 | 5,451 |
| Salaries and employee benefits | $1,238,000 | 5,194 |
| Premises and equipment expense | $355,000 | 4,979 |
| Additional noninterest expense | $567,000 | 6,047 |
| Pre-tax net operating income | $235,000 | 7,706 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $66,000 | 6,450 |
| Income before extraordinary items | $169,000 | 7,919 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $169,000 | 7,922 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $66,000 | 4,726 |
| Cash dividends | $135,000 | 5,458 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $169,000 | 7,810 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $3,589,000 | 6,834 |
| Total interest expense | $1,300,000 | 7,579 |
| Net interest income | $2,289,000 | 6,131 |
| Provision for loan and lease losses | $103,000 | 5,231 |
| Total noninterest income | $455,000 | 5,157 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $371,000 | 3,435 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $84,000 | 6,813 |
| Total noninterest expense | $2,218,000 | 5,304 |
| Salaries and employee benefits | $1,262,000 | 4,997 |
| Premises and equipment expense | $363,000 | 4,817 |
| Additional noninterest expense | $593,000 | 5,841 |
| Pre-tax net operating income | $423,000 | 7,352 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $131,000 | 6,146 |
| Income before extraordinary items | $292,000 | 7,525 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $292,000 | 7,524 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $251,000 | 2,043 |
| Cash dividends | $145,000 | 5,567 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $292,000 | 7,526 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $3,461,000 | 6,868 |
| Total interest expense | $1,287,000 | 7,434 |
| Net interest income | $2,174,000 | 6,329 |
| Provision for loan and lease losses | $441,000 | 1,951 |
| Total noninterest income | $462,000 | 5,204 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $364,000 | 3,462 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $98,000 | 6,696 |
| Total noninterest expense | $2,299,000 | 5,160 |
| Salaries and employee benefits | $1,278,000 | 4,931 |
| Premises and equipment expense | $439,000 | 4,214 |
| Additional noninterest expense | $582,000 | 5,935 |
| Pre-tax net operating income | $-104,000 | 9,540 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $-39,000 | 9,791 |
| Income before extraordinary items | $-65,000 | 9,532 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-65,000 | 9,530 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $391,000 | 1,485 |
| Cash dividends | $145,000 | 5,709 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $-65,000 | 9,509 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $3,874,000 | 6,581 |
| Total interest expense | $1,462,000 | 7,278 |
| Net interest income | $2,412,000 | 5,973 |
| Provision for loan and lease losses | $399,000 | 2,076 |
| Total noninterest income | $457,000 | 5,202 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $333,000 | 3,621 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $124,000 | 6,121 |
| Total noninterest expense | $2,259,000 | 5,115 |
| Salaries and employee benefits | $1,294,000 | 4,782 |
| Premises and equipment expense | $350,000 | 4,884 |
| Additional noninterest expense | $615,000 | 5,654 |
| Pre-tax net operating income | $211,000 | 8,864 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $34,000 | 8,631 |
| Income before extraordinary items | $177,000 | 8,788 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $177,000 | 8,787 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $422,000 | 1,446 |
| Cash dividends | $150,000 | 5,770 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $177,000 | 8,719 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $3,797,000 | 6,855 |
| Total interest expense | $1,275,000 | 7,908 |
| Net interest income | $2,522,000 | 6,022 |
| Provision for loan and lease losses | $755,000 | 1,248 |
| Total noninterest income | $499,000 | 5,003 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $357,000 | 3,550 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $142,000 | 5,840 |
| Total noninterest expense | $2,393,000 | 4,958 |
| Salaries and employee benefits | $1,270,000 | 4,862 |
| Premises and equipment expense | $329,000 | 5,130 |
| Additional noninterest expense | $794,000 | 4,750 |
| Pre-tax net operating income | $-127,000 | 10,512 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $-170,000 | 10,774 |
| Income before extraordinary items | $43,000 | 10,274 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $43,000 | 10,275 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $720,000 | 1,004 |
| Cash dividends | $150,000 | 5,875 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $43,000 | 10,236 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $3,935,000 | 6,929 |
| Total interest expense | $1,185,000 | 8,423 |
| Net interest income | $2,750,000 | 5,801 |
| Provision for loan and lease losses | $733,000 | 1,280 |
| Total noninterest income | $535,000 | 4,934 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $401,000 | 3,332 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $134,000 | 6,294 |
| Total noninterest expense | $2,387,000 | 5,200 |
| Salaries and employee benefits | $1,365,000 | 4,677 |
| Premises and equipment expense | $332,000 | 5,206 |
| Additional noninterest expense | $690,000 | 5,800 |
| Pre-tax net operating income | $165,000 | 9,998 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $-143,000 | 11,221 |
| Income before extraordinary items | $308,000 | 8,350 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $308,000 | 8,347 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $389,000 | 1,717 |
| Cash dividends | $165,000 | 5,822 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $308,000 | 8,297 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,059,000 | 8,124 |
| Total interest expense | $998,000 | 9,265 |
| Net interest income | $2,061,000 | 7,168 |
| Provision for loan and lease losses | $185,000 | 3,176 |
| Total noninterest income | $561,000 | 4,801 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $322,000 | 4,043 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $239,000 | 4,609 |
| Total noninterest expense | $2,171,000 | 5,618 |
| Salaries and employee benefits | $1,190,000 | 5,252 |
| Premises and equipment expense | $306,000 | 5,546 |
| Additional noninterest expense | $675,000 | 6,025 |
| Pre-tax net operating income | $266,000 | 9,995 |
| Securities gains (losses) | $-3,000 | 9,402 |
| Applicable income taxes | $66,000 | 9,861 |
| Income before extraordinary items | $197,000 | 9,961 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $197,000 | 9,966 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $92,000 | 3,939 |
| Cash dividends | $162,000 | 5,917 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $199,250 | 9,912 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,845,000 | 8,329 |
| Total interest expense | $859,000 | 9,312 |
| Net interest income | $1,986,000 | 7,601 |
| Provision for loan and lease losses | $26,000 | 7,364 |
| Total noninterest income | $409,000 | 6,055 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $290,000 | 4,488 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $119,000 | 6,953 |
| Total noninterest expense | $1,798,000 | 6,692 |
| Salaries and employee benefits | $988,000 | 6,145 |
| Premises and equipment expense | $216,000 | 7,121 |
| Additional noninterest expense | $594,000 | 7,083 |
| Pre-tax net operating income | $571,000 | 8,177 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $132,000 | 8,674 |
| Income before extraordinary items | $439,000 | 7,817 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $439,000 | 7,827 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 5,921 |
| Cash dividends | $175,000 | 5,766 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $439,000 | 7,869 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,944,000 | 8,434 |
| Total interest expense | $957,000 | 9,301 |
| Net interest income | $1,987,000 | 7,717 |
| Provision for loan and lease losses | $141,000 | 4,807 |
| Total noninterest income | $348,000 | 7,047 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $278,000 | 4,718 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $70,000 | 9,084 |
| Total noninterest expense | $1,635,000 | 7,396 |
| Salaries and employee benefits | $902,000 | 6,698 |
| Premises and equipment expense | $204,000 | 7,606 |
| Additional noninterest expense | $529,000 | 7,961 |
| Pre-tax net operating income | $559,000 | 8,236 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $150,000 | 8,653 |
| Income before extraordinary items | $409,000 | 8,338 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $409,000 | 8,501 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $123,000 | 4,115 |
| Cash dividends | $830,000 | 2,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $409,000 | 8,061 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,168,000 | 8,690 |
| Total interest expense | $1,331,000 | 9,117 |
| Net interest income | $1,837,000 | 8,228 |
| Provision for loan and lease losses | $129,000 | 6,532 |
| Total noninterest income | $354,000 | 7,059 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $253,000 | 5,084 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $101,000 | 8,026 |
| Total noninterest expense | $1,615,000 | 7,522 |
| Salaries and employee benefits | $808,000 | 7,211 |
| Premises and equipment expense | $178,000 | 8,364 |
| Additional noninterest expense | $629,000 | 7,263 |
| Pre-tax net operating income | $447,000 | 8,833 |
| Securities gains (losses) | $62,000 | 3,771 |
| Applicable income taxes | $130,000 | 9,108 |
| Income before extraordinary items | $379,000 | 8,423 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $379,000 | 8,550 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $126,000 | 5,311 |
| Cash dividends | $666,000 | 2,223 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $333,120 | 8,539 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.