Home > Texas Community Bank and Trust > Assets and Liabilities
Texas Community Bank and Trust, Assets and Liabilities
| 2005-12-31 | Rank | |
| # of Employees: | 25 | 5,541 |
| Assets and Liabilities | ||
| Total Assets: | $122,571,000 | 4,357 |
| Cash and due from depository institutions | $4,194,000 | 5,541 |
| Interest-bearing balances | $172,000 | 4,434 |
| Securities | $25,903,000 | 3,965 |
| Federal funds sold & reverse repurchase agreements | $23,432,000 | 549 |
| Net loans & leases | $64,389,000 | 4,918 |
| Loan loss allowance | $768,000 | 4,862 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $587,000 | 6,775 |
| Other real estate owned | $0 | 5,541 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $4,066,000 | 3,365 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $122,572,000 | 4,357 |
| Total liabilities | $112,410,000 | 4,273 |
| Total deposits | $102,390,000 | 4,285 |
| Interest-bearing deposits | $59,310,000 | 5,405 |
| Deposits held in domestic offices | $102,390,000 | 4,282 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $9,773,000 | 1,176 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,856 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $247,000 | 6,728 |
| Total equity capital | $10,162,000 | 5,097 |
| Total bank equity capital | $10,162,000 | 5,097 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $1,908,000 | 2,011 |
| Surplus | $3,646,000 | 4,420 |
| Undivided profits | $4,608,000 | 4,790 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $51,000 | 6,711 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $490,000 | 5,825 |
| Earning assets | $113,896,000 | 4,304 |
| Long-term assets (5+ years) | $4,137,000 | 6,070 |
| Average Assets, year-to-date | $128,474,600 | 4,049 |
| Average Assets, quarterly | $122,350,500 | 4,316 |
| Volatile liabilities | $15,913,000 | 4,991 |
| Insider loans | $709,000 | 4,825 |
| FHLB advances | $0 | 5,326 |
| Loans and leases held for sale | $4,533,000 | 369 |
| Unused loan commitments | $10,435,000 | 4,634 |
| Tier 1 (core) risk-based capital | $10,439,000 | 4,959 |
| Tier 2 risk-based capital | $768,000 | 4,622 |
| Total risk weighted assets | $68,621,000 | 4,915 |
| Total unused commitments | $10,435,000 | 4,634 |
| Derivatives | $4,533,000 | 572 |
| 2005-09-30 | Rank | |
| # of Employees: | 25 | 5,543 |
| Assets and Liabilities | ||
| Total Assets: | $122,130,000 | 4,311 |
| Cash and due from depository institutions | $4,126,000 | 5,543 |
| Interest-bearing balances | $261,000 | 4,102 |
| Securities | $30,853,000 | 3,467 |
| Federal funds sold & reverse repurchase agreements | $611,000 | 5,007 |
| Net loans & leases | $80,911,000 | 4,247 |
| Loan loss allowance | $750,000 | 4,930 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $589,000 | 6,798 |
| Other real estate owned | $0 | 5,543 |
| Goodwill and other intangibles | $0 | 3,310 |
| All other assets | $5,040,000 | 2,815 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $122,129,000 | 4,311 |
| Total liabilities | $111,894,000 | 4,220 |
| Total deposits | $100,159,000 | 4,285 |
| Interest-bearing deposits | $63,590,000 | 5,154 |
| Deposits held in domestic offices | $100,159,000 | 4,280 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $9,493,000 | 1,174 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $2,000,000 | 4,699 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $242,000 | 6,875 |
| Total equity capital | $10,235,000 | 5,067 |
| Total bank equity capital | $10,235,000 | 5,067 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,908,000 | 1,978 |
| Surplus | $3,646,000 | 4,383 |
| Undivided profits | $4,681,000 | 4,813 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $51,000 | 6,818 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $503,000 | 5,724 |
| Earning assets | $112,636,000 | 4,295 |
| Long-term assets (5+ years) | $11,046,000 | 4,437 |
| Average Assets, year-to-date | $129,950,500 | 4,008 |
| Average Assets, quarterly | $127,028,500 | 4,146 |
| Volatile liabilities | $18,562,000 | 4,594 |
| Insider loans | $903,000 | 4,363 |
| FHLB advances | $2,000,000 | 4,492 |
| Loans and leases held for sale | $11,302,000 | 254 |
| Unused loan commitments | $11,306,000 | 4,393 |
| Tier 1 (core) risk-based capital | $10,453,000 | 4,923 |
| Tier 2 risk-based capital | $750,000 | 4,653 |
| Total risk weighted assets | $77,530,000 | 4,506 |
| Total unused commitments | $11,306,000 | 4,395 |
| Derivatives | $11,302,000 | 435 |
| 2005-06-30 | Rank | |
| # of Employees: | 24 | 5,674 |
| Assets and Liabilities | ||
| Total Assets: | $131,927,000 | 4,028 |
| Cash and due from depository institutions | $4,430,000 | 5,674 |
| Interest-bearing balances | $154,000 | 4,547 |
| Securities | $37,055,000 | 3,035 |
| Federal funds sold & reverse repurchase agreements | $726,000 | 4,667 |
| Net loans & leases | $83,615,000 | 4,093 |
| Loan loss allowance | $778,000 | 4,758 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $628,000 | 6,684 |
| Other real estate owned | $66,000 | 5,674 |
| Goodwill and other intangibles | $0 | 3,307 |
| All other assets | $5,407,000 | 2,574 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $131,927,000 | 4,028 |
| Total liabilities | $121,946,000 | 3,906 |
| Total deposits | $108,505,000 | 3,979 |
| Interest-bearing deposits | $71,320,000 | 4,729 |
| Deposits held in domestic offices | $108,505,000 | 3,976 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $7,784,000 | 1,322 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $5,475,000 | 3,507 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $182,000 | 7,199 |
| Total equity capital | $9,981,000 | 5,105 |
| Total bank equity capital | $9,981,000 | 5,105 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,908,000 | 1,961 |
| Surplus | $3,646,000 | 4,342 |
| Undivided profits | $4,427,000 | 4,883 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $290,000 | 4,679 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $571,000 | 4,980 |
| Earning assets | $121,550,000 | 4,003 |
| Long-term assets (5+ years) | $8,250,000 | 5,039 |
| Average Assets, year-to-date | $132,557,330 | 3,939 |
| Average Assets, quarterly | $132,629,000 | 3,960 |
| Volatile liabilities | $21,703,000 | 4,076 |
| Insider loans | $835,000 | 4,498 |
| FHLB advances | $5,475,000 | 3,363 |
| Loans and leases held for sale | $8,357,000 | 308 |
| Unused loan commitments | $12,942,000 | 4,074 |
| Tier 1 (core) risk-based capital | $10,232,000 | 4,926 |
| Tier 2 risk-based capital | $778,000 | 4,491 |
| Total risk weighted assets | $81,361,000 | 4,308 |
| Total unused commitments | $12,942,000 | 4,074 |
| Derivatives | $8,357,000 | 455 |
| 2005-03-31 | Rank | |
| # of Employees: | 23 | 5,847 |
| Assets and Liabilities | ||
| Total Assets: | $133,331,000 | 3,974 |
| Cash and due from depository institutions | $3,479,000 | 5,847 |
| Interest-bearing balances | $153,000 | 4,609 |
| Securities | $41,137,000 | 2,819 |
| Federal funds sold & reverse repurchase agreements | $830,000 | 5,228 |
| Net loans & leases | $81,639,000 | 4,114 |
| Loan loss allowance | $752,000 | 4,884 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $661,000 | 6,646 |
| Other real estate owned | $124,000 | 5,847 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $5,461,000 | 2,525 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $133,331,000 | 3,974 |
| Total liabilities | $123,611,000 | 3,867 |
| Total deposits | $104,569,000 | 4,101 |
| Interest-bearing deposits | $68,943,000 | 4,882 |
| Deposits held in domestic offices | $104,569,000 | 4,097 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $7,493,000 | 1,278 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $11,175,000 | 2,418 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $374,000 | 5,488 |
| Total equity capital | $9,720,000 | 5,121 |
| Total bank equity capital | $9,720,000 | 5,121 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,908,000 | 1,965 |
| Surplus | $3,646,000 | 4,326 |
| Undivided profits | $4,166,000 | 4,956 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $794,000 | 2,793 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $611,000 | 4,636 |
| Earning assets | $123,759,000 | 3,916 |
| Long-term assets (5+ years) | $6,807,000 | 5,476 |
| Average Assets, year-to-date | $132,872,500 | 3,948 |
| Average Assets, quarterly | $132,872,500 | 3,948 |
| Volatile liabilities | $26,755,000 | 3,447 |
| Insider loans | $806,000 | 4,550 |
| FHLB advances | $11,175,000 | 2,296 |
| Loans and leases held for sale | $6,756,000 | 319 |
| Unused loan commitments | $15,168,000 | 3,722 |
| Tier 1 (core) risk-based capital | $10,031,000 | 4,927 |
| Tier 2 risk-based capital | $752,000 | 4,606 |
| Total risk weighted assets | $77,221,000 | 4,428 |
| Total unused commitments | $15,168,000 | 3,723 |
| Derivatives | $6,756,000 | 442 |
| 2004-12-31 | Rank | |
| # of Employees: | 26 | 5,443 |
| Assets and Liabilities | ||
| Total Assets: | $132,414,000 | 3,976 |
| Cash and due from depository institutions | $4,461,000 | 5,443 |
| Interest-bearing balances | $112,000 | 4,923 |
| Securities | $45,935,000 | 2,588 |
| Federal funds sold & reverse repurchase agreements | $2,000 | 6,154 |
| Net loans & leases | $76,632,000 | 4,272 |
| Loan loss allowance | $734,000 | 4,937 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $679,000 | 6,606 |
| Other real estate owned | $0 | 5,443 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $4,705,000 | 2,794 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $132,414,000 | 3,976 |
| Total liabilities | $122,760,000 | 3,862 |
| Total deposits | $113,740,000 | 3,812 |
| Interest-bearing deposits | $65,518,000 | 5,021 |
| Deposits held in domestic offices | $113,740,000 | 3,808 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $7,596,000 | 1,313 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $1,200,000 | 4,926 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $224,000 | 6,629 |
| Total equity capital | $9,654,000 | 5,115 |
| Total bank equity capital | $9,654,000 | 5,115 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,908,000 | 1,948 |
| Surplus | $3,646,000 | 4,299 |
| Undivided profits | $4,100,000 | 5,093 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $259,000 | 5,006 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $633,000 | 4,512 |
| Earning assets | $122,681,000 | 3,949 |
| Long-term assets (5+ years) | $7,392,000 | 5,388 |
| Average Assets, year-to-date | $135,616,800 | 3,792 |
| Average Assets, quarterly | $135,827,500 | 3,857 |
| Volatile liabilities | $16,430,000 | 4,607 |
| Insider loans | $745,000 | 4,710 |
| FHLB advances | $1,200,000 | 4,702 |
| Loans and leases held for sale | $7,573,000 | 298 |
| Unused loan commitments | $18,308,000 | 3,203 |
| Tier 1 (core) risk-based capital | $9,827,000 | 4,940 |
| Tier 2 risk-based capital | $734,000 | 4,638 |
| Total risk weighted assets | $76,155,000 | 4,452 |
| Total unused commitments | $18,308,000 | 3,203 |
| Derivatives | $7,573,000 | 414 |
| 2004-09-30 | Rank | |
| # of Employees: | 26 | 5,471 |
| Assets and Liabilities | ||
| Total Assets: | $139,241,000 | 3,793 |
| Cash and due from depository institutions | $4,202,000 | 5,471 |
| Interest-bearing balances | $152,000 | 4,722 |
| Securities | $43,192,000 | 2,713 |
| Federal funds sold & reverse repurchase agreements | $2,342,000 | 3,357 |
| Net loans & leases | $83,868,000 | 3,981 |
| Loan loss allowance | $821,000 | 4,595 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $591,000 | 6,823 |
| Other real estate owned | $0 | 5,471 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $5,046,000 | 2,594 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $139,241,000 | 3,793 |
| Total liabilities | $129,684,000 | 3,683 |
| Total deposits | $117,133,000 | 3,680 |
| Interest-bearing deposits | $72,115,000 | 4,682 |
| Deposits held in domestic offices | $117,133,000 | 3,678 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,451,000 | 1,439 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $4,725,000 | 3,722 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $1,375,000 | 2,540 |
| Total equity capital | $9,557,000 | 5,141 |
| Total bank equity capital | $9,557,000 | 5,141 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $1,908,000 | 1,945 |
| Surplus | $3,646,000 | 4,265 |
| Undivided profits | $4,003,000 | 5,201 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $92,000 | 6,602 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $594,000 | 4,883 |
| Earning assets | $129,554,000 | 3,750 |
| Long-term assets (5+ years) | $16,117,000 | 3,978 |
| Average Assets, year-to-date | $136,417,500 | 3,772 |
| Average Assets, quarterly | $138,385,500 | 3,787 |
| Volatile liabilities | $18,969,000 | 4,215 |
| Insider loans | $715,000 | 4,777 |
| FHLB advances | $4,725,000 | 3,563 |
| Loans and leases held for sale | $15,255,000 | 202 |
| Unused loan commitments | $18,142,000 | 3,206 |
| Tier 1 (core) risk-based capital | $9,614,000 | 4,976 |
| Tier 2 risk-based capital | $821,000 | 4,310 |
| Total risk weighted assets | $73,311,000 | 4,534 |
| Total unused commitments | $18,142,000 | 3,209 |
| Derivatives | $15,255,000 | 355 |
| 2004-06-30 | Rank | |
| # of Employees: | 26 | 5,508 |
| Assets and Liabilities | ||
| Total Assets: | $137,530,000 | 3,821 |
| Cash and due from depository institutions | $4,598,000 | 5,508 |
| Interest-bearing balances | $156,000 | 4,777 |
| Securities | $43,742,000 | 2,730 |
| Federal funds sold & reverse repurchase agreements | $2,402,000 | 3,190 |
| Net loans & leases | $81,064,000 | 4,036 |
| Loan loss allowance | $866,000 | 4,448 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $686,000 | 6,602 |
| Other real estate owned | $0 | 5,508 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $5,038,000 | 2,606 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $137,530,000 | 3,821 |
| Total liabilities | $128,377,000 | 3,706 |
| Total deposits | $120,591,000 | 3,601 |
| Interest-bearing deposits | $72,980,000 | 4,646 |
| Deposits held in domestic offices | $120,591,000 | 3,598 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,346,000 | 1,461 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,862 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $1,440,000 | 2,267 |
| Total equity capital | $9,153,000 | 5,174 |
| Total bank equity capital | $9,153,000 | 5,174 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $1,908,000 | 1,948 |
| Surplus | $3,646,000 | 4,237 |
| Undivided profits | $3,599,000 | 5,271 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $87,000 | 6,693 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $556,000 | 4,895 |
| Earning assets | $127,364,000 | 3,774 |
| Long-term assets (5+ years) | $13,891,000 | 4,401 |
| Average Assets, year-to-date | $135,476,330 | 3,807 |
| Average Assets, quarterly | $134,364,500 | 3,868 |
| Volatile liabilities | $14,611,000 | 4,821 |
| Insider loans | $649,000 | 4,950 |
| FHLB advances | $0 | 5,298 |
| Loans and leases held for sale | $12,622,000 | 232 |
| Unused loan commitments | $14,227,000 | 3,695 |
| Tier 1 (core) risk-based capital | $9,383,000 | 5,003 |
| Tier 2 risk-based capital | $866,000 | 4,152 |
| Total risk weighted assets | $73,909,000 | 4,469 |
| Total unused commitments | $14,227,000 | 3,695 |
| Derivatives | $12,622,000 | 379 |
| 2004-03-31 | Rank | |
| # of Employees: | 26 | 5,485 |
| Assets and Liabilities | ||
| Total Assets: | $131,199,000 | 3,941 |
| Cash and due from depository institutions | $4,313,000 | 5,485 |
| Interest-bearing balances | $157,000 | 4,875 |
| Securities | $46,787,000 | 2,599 |
| Federal funds sold & reverse repurchase agreements | $1,697,000 | 4,911 |
| Net loans & leases | $73,209,000 | 4,247 |
| Loan loss allowance | $863,000 | 4,411 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $574,000 | 6,905 |
| Other real estate owned | $0 | 5,485 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $4,619,000 | 2,652 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $131,199,000 | 3,941 |
| Total liabilities | $121,663,000 | 3,833 |
| Total deposits | $107,869,000 | 3,928 |
| Interest-bearing deposits | $64,415,000 | 5,075 |
| Deposits held in domestic offices | $107,869,000 | 3,923 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $12,392,000 | 954 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $0 | 5,747 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $1,402,000 | 2,542 |
| Total equity capital | $9,536,000 | 5,108 |
| Total bank equity capital | $9,536,000 | 5,108 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $1,908,000 | 1,946 |
| Surplus | $3,646,000 | 4,212 |
| Undivided profits | $3,982,000 | 5,235 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $66,000 | 7,052 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $569,000 | 4,720 |
| Earning assets | $121,850,000 | 3,899 |
| Long-term assets (5+ years) | $12,027,000 | 4,620 |
| Average Assets, year-to-date | $134,449,500 | 3,837 |
| Average Assets, quarterly | $134,449,500 | 3,837 |
| Volatile liabilities | $20,051,000 | 3,909 |
| Insider loans | $619,000 | 5,030 |
| FHLB advances | $0 | 5,150 |
| Loans and leases held for sale | $10,127,000 | 274 |
| Unused loan commitments | $12,193,000 | 3,941 |
| Tier 1 (core) risk-based capital | $9,305,000 | 4,991 |
| Tier 2 risk-based capital | $847,000 | 4,173 |
| Total risk weighted assets | $67,761,000 | 4,692 |
| Total unused commitments | $12,193,000 | 3,946 |
| Derivatives | $10,127,000 | 401 |
| 2003-12-31 | Rank | |
| # of Employees: | 27 | 5,384 |
| Assets and Liabilities | ||
| Total Assets: | $137,700,000 | 3,775 |
| Cash and due from depository institutions | $4,958,000 | 5,384 |
| Interest-bearing balances | $152,000 | 4,836 |
| Securities | $46,078,000 | 2,651 |
| Federal funds sold & reverse repurchase agreements | $11,790,000 | 1,002 |
| Net loans & leases | $70,165,000 | 4,361 |
| Loan loss allowance | $859,000 | 4,404 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $507,000 | 7,138 |
| Other real estate owned | $0 | 5,384 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $4,202,000 | 2,853 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $137,700,000 | 3,775 |
| Total liabilities | $128,088,000 | 3,671 |
| Total deposits | $111,686,000 | 3,802 |
| Interest-bearing deposits | $66,942,000 | 4,954 |
| Deposits held in domestic offices | $111,686,000 | 3,799 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $15,139,000 | 869 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $1,263,000 | 2,638 |
| Total equity capital | $9,612,000 | 5,014 |
| Total bank equity capital | $9,612,000 | 5,014 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $1,908,000 | 1,962 |
| Surplus | $3,646,000 | 4,183 |
| Undivided profits | $4,058,000 | 5,124 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $66,000 | 7,086 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $546,000 | 5,046 |
| Earning assets | $128,185,000 | 3,733 |
| Long-term assets (5+ years) | $14,699,000 | 4,240 |
| Average Assets, year-to-date | $136,008,000 | 3,689 |
| Average Assets, quarterly | $134,763,500 | 3,800 |
| Volatile liabilities | $23,061,000 | 3,545 |
| Insider loans | $606,000 | 5,082 |
| FHLB advances | $0 | 5,171 |
| Loans and leases held for sale | $12,665,000 | 221 |
| Unused loan commitments | $11,595,000 | 3,943 |
| Tier 1 (core) risk-based capital | $9,521,000 | 4,879 |
| Tier 2 risk-based capital | $859,000 | 4,115 |
| Total risk weighted assets | $71,550,000 | 4,496 |
| Total unused commitments | $11,595,000 | 3,947 |
| Derivatives | $12,665,000 | 364 |
| 2003-09-30 | Rank | |
| # of Employees: | 29 | 5,153 |
| Assets and Liabilities | ||
| Total Assets: | $131,827,000 | 3,889 |
| Cash and due from depository institutions | $5,576,000 | 5,153 |
| Interest-bearing balances | $597,000 | 3,602 |
| Securities | $26,133,000 | 4,019 |
| Federal funds sold & reverse repurchase agreements | $24,707,000 | 589 |
| Net loans & leases | $69,792,000 | 4,368 |
| Loan loss allowance | $861,000 | 4,408 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $481,000 | 7,234 |
| Other real estate owned | $0 | 5,153 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $5,138,000 | 2,444 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $131,827,000 | 3,889 |
| Total liabilities | $122,508,000 | 3,783 |
| Total deposits | $112,012,000 | 3,775 |
| Interest-bearing deposits | $65,255,000 | 5,031 |
| Deposits held in domestic offices | $112,012,000 | 3,771 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $9,011,000 | 1,156 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,773 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $1,485,000 | 2,421 |
| Total equity capital | $9,319,000 | 5,094 |
| Total bank equity capital | $9,319,000 | 5,094 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $1,908,000 | 1,965 |
| Surplus | $3,646,000 | 4,125 |
| Undivided profits | $3,765,000 | 5,349 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $8,000 | 8,099 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $462,000 | 5,805 |
| Earning assets | $121,229,000 | 3,863 |
| Long-term assets (5+ years) | $16,238,000 | 4,052 |
| Average Assets, year-to-date | $135,585,000 | 3,713 |
| Average Assets, quarterly | $138,190,000 | 3,717 |
| Volatile liabilities | $16,863,000 | 4,310 |
| Insider loans | $577,000 | 5,174 |
| FHLB advances | $0 | 5,135 |
| Loans and leases held for sale | $16,376,000 | 257 |
| Unused loan commitments | $10,201,000 | 4,241 |
| Tier 1 (core) risk-based capital | $9,244,000 | 4,957 |
| Tier 2 risk-based capital | $754,000 | 4,510 |
| Total risk weighted assets | $60,248,000 | 5,031 |
| Total unused commitments | $10,201,000 | 4,248 |
| Derivatives | $16,376,000 | 342 |
| 2003-06-30 | Rank | |
| # of Employees: | 24 | 5,823 |
| Assets and Liabilities | ||
| Total Assets: | $144,553,000 | 3,583 |
| Cash and due from depository institutions | $9,914,000 | 5,823 |
| Interest-bearing balances | $3,157,000 | 1,990 |
| Securities | $19,278,000 | 4,796 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,888 |
| Net loans & leases | $109,835,000 | 3,030 |
| Loan loss allowance | $859,000 | 4,372 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $482,000 | 7,244 |
| Other real estate owned | $0 | 5,823 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $5,044,000 | 2,394 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $144,553,000 | 3,583 |
| Total liabilities | $135,281,000 | 3,454 |
| Total deposits | $114,069,000 | 3,719 |
| Interest-bearing deposits | $64,217,000 | 5,063 |
| Deposits held in domestic offices | $114,069,000 | 3,715 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $7,424,000 | 1,227 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $12,375,000 | 2,063 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $1,413,000 | 2,612 |
| Total equity capital | $9,272,000 | 5,095 |
| Total bank equity capital | $9,272,000 | 5,095 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $1,908,000 | 1,961 |
| Surplus | $3,646,000 | 4,078 |
| Undivided profits | $3,718,000 | 5,402 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $32,000 | 7,704 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $551,000 | 5,039 |
| Earning assets | $132,270,000 | 3,575 |
| Long-term assets (5+ years) | $55,933,000 | 1,668 |
| Average Assets, year-to-date | $136,837,670 | 3,687 |
| Average Assets, quarterly | $137,986,500 | 3,701 |
| Volatile liabilities | $27,060,000 | 3,082 |
| Insider loans | $539,000 | 5,305 |
| FHLB advances | $12,375,000 | 1,937 |
| Loans and leases held for sale | $57,976,000 | 148 |
| Unused loan commitments | $8,892,000 | 4,490 |
| Tier 1 (core) risk-based capital | $9,079,000 | 4,972 |
| Tier 2 risk-based capital | $859,000 | 4,078 |
| Total risk weighted assets | $84,611,000 | 3,935 |
| Total unused commitments | $8,892,000 | 4,500 |
| Derivatives | $57,976,000 | 241 |
| 2003-03-31 | Rank | |
| # of Employees: | 24 | 5,813 |
| Assets and Liabilities | ||
| Total Assets: | $131,420,000 | 3,843 |
| Cash and due from depository institutions | $9,785,000 | 5,813 |
| Interest-bearing balances | $2,826,000 | 2,134 |
| Securities | $18,353,000 | 4,913 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,247 |
| Net loans & leases | $97,826,000 | 3,311 |
| Loan loss allowance | $854,000 | 4,345 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $436,000 | 7,402 |
| Other real estate owned | $0 | 5,813 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $5,020,000 | 2,339 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $131,420,000 | 3,843 |
| Total liabilities | $122,680,000 | 3,720 |
| Total deposits | $110,651,000 | 3,776 |
| Interest-bearing deposits | $66,857,000 | 4,915 |
| Deposits held in domestic offices | $110,651,000 | 3,773 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,870,000 | 1,573 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $6,675,000 | 2,801 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,484,000 | 2,541 |
| Total equity capital | $8,740,000 | 5,232 |
| Total bank equity capital | $8,740,000 | 5,232 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $1,908,000 | 1,974 |
| Surplus | $3,646,000 | 4,031 |
| Undivided profits | $3,186,000 | 5,703 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $35,000 | 7,670 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $518,000 | 5,238 |
| Earning assets | $119,005,000 | 3,873 |
| Long-term assets (5+ years) | $45,236,000 | 1,900 |
| Average Assets, year-to-date | $132,980,000 | 3,772 |
| Average Assets, quarterly | $132,980,000 | 3,772 |
| Volatile liabilities | $17,758,000 | 4,081 |
| Insider loans | $492,000 | 5,445 |
| FHLB advances | $6,675,000 | 2,658 |
| Loans and leases held for sale | $45,018,000 | 167 |
| Unused loan commitments | $7,726,000 | 4,726 |
| Tier 1 (core) risk-based capital | $8,532,000 | 5,124 |
| Tier 2 risk-based capital | $854,000 | 4,044 |
| Total risk weighted assets | $76,915,000 | 4,167 |
| Total unused commitments | $7,726,000 | 4,738 |
| Derivatives | $45,018,000 | 252 |
| 2002-12-31 | Rank | |
| # of Employees: | 25 | 5,648 |
| Assets and Liabilities | ||
| Total Assets: | $134,540,000 | 3,712 |
| Cash and due from depository institutions | $6,998,000 | 5,648 |
| Interest-bearing balances | $1,115,000 | 2,969 |
| Securities | $18,888,000 | 4,813 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,991 |
| Net loans & leases | $103,355,000 | 3,126 |
| Loan loss allowance | $851,000 | 4,300 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $445,000 | 7,397 |
| Other real estate owned | $0 | 5,648 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $4,854,000 | 2,387 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $134,540,000 | 3,712 |
| Total liabilities | $125,972,000 | 3,582 |
| Total deposits | $98,252,000 | 4,117 |
| Interest-bearing deposits | $54,419,000 | 5,579 |
| Deposits held in domestic offices | $98,252,000 | 4,112 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,839,000 | 1,468 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $21,750,000 | 1,445 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,131,000 | 3,107 |
| Total equity capital | $8,568,000 | 5,261 |
| Total bank equity capital | $8,568,000 | 5,261 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $1,908,000 | 1,968 |
| Surplus | $3,646,000 | 3,989 |
| Undivided profits | $3,014,000 | 5,832 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $27,000 | 7,749 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $537,000 | 5,361 |
| Earning assets | $123,358,000 | 3,706 |
| Long-term assets (5+ years) | $47,531,000 | 1,789 |
| Average Assets, year-to-date | $112,714,400 | 4,130 |
| Average Assets, quarterly | $123,379,000 | 3,962 |
| Volatile liabilities | $34,707,000 | 2,488 |
| Insider loans | $473,000 | 5,557 |
| FHLB advances | $21,750,000 | 1,323 |
| Loans and leases held for sale | $47,887,000 | 183 |
| Unused loan commitments | $7,947,000 | 4,569 |
| Tier 1 (core) risk-based capital | $8,336,000 | 5,151 |
| Tier 2 risk-based capital | $851,000 | 4,006 |
| Total risk weighted assets | $76,670,000 | 4,170 |
| Total unused commitments | $7,947,000 | 4,572 |
| Derivatives | $47,887,000 | 230 |
| 2001-12-31 | Rank | |
| # of Employees: | 24 | 5,812 |
| Assets and Liabilities | ||
| Total Assets: | $117,158,000 | 4,033 |
| Cash and due from depository institutions | $4,815,000 | 5,812 |
| Interest-bearing balances | $266,000 | 4,237 |
| Securities | $16,383,000 | 5,134 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,110 |
| Net loans & leases | $90,942,000 | 3,411 |
| Loan loss allowance | $663,000 | 4,900 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $471,000 | 7,421 |
| Other real estate owned | $0 | 5,812 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $4,547,000 | 2,393 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $117,158,000 | 4,033 |
| Total liabilities | $109,029,000 | 3,939 |
| Total deposits | $98,424,000 | 3,993 |
| Interest-bearing deposits | $59,316,000 | 5,165 |
| Deposits held in domestic offices | $98,424,000 | 3,988 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,994,000 | 1,500 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $4,850,000 | 3,141 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $761,000 | 4,201 |
| Total equity capital | $8,129,000 | 5,293 |
| Total bank equity capital | $8,129,000 | 5,293 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $1,908,000 | 1,996 |
| Surplus | $3,646,000 | 3,892 |
| Undivided profits | $2,575,000 | 6,009 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $381,000 | 4,775 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $595,000 | 5,292 |
| Earning assets | $107,591,000 | 4,036 |
| Long-term assets (5+ years) | $36,233,000 | 2,174 |
| Average Assets, year-to-date | $105,825,200 | 4,216 |
| Average Assets, quarterly | $111,058,000 | 4,174 |
| Volatile liabilities | $26,179,000 | 3,024 |
| Insider loans | $118,000 | 7,528 |
| FHLB advances | $4,850,000 | 2,961 |
| Loans and leases held for sale | $35,869,000 | 184 |
| Unused loan commitments | $5,653,000 | 5,247 |
| Tier 1 (core) risk-based capital | $8,027,000 | 5,196 |
| Tier 2 risk-based capital | $663,000 | 4,602 |
| Total risk weighted assets | $71,390,000 | 4,265 |
| Total unused commitments | $5,653,000 | 5,255 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 26 | 5,597 |
| Assets and Liabilities | ||
| Total Assets: | $99,245,000 | 4,470 |
| Cash and due from depository institutions | $6,144,000 | 5,597 |
| Interest-bearing balances | $65,000 | 5,173 |
| Securities | $22,447,000 | 4,271 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,010 |
| Net loans & leases | $66,999,000 | 4,217 |
| Loan loss allowance | $680,000 | 4,687 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $559,000 | 7,276 |
| Other real estate owned | $0 | 5,597 |
| Goodwill and other intangibles | $19,000 | 2,966 |
| All other assets | $3,077,000 | 2,800 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $99,245,000 | 4,470 |
| Total liabilities | $91,703,000 | 4,369 |
| Total deposits | $84,576,000 | 4,357 |
| Interest-bearing deposits | $50,876,000 | 5,598 |
| Deposits held in domestic offices | $84,576,000 | 4,353 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,110,000 | 1,936 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $3,329,000 | 3,394 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $688,000 | 4,732 |
| Total equity capital | $7,542,000 | 5,502 |
| Total bank equity capital | $7,542,000 | 5,502 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $1,908,000 | 2,018 |
| Surplus | $3,646,000 | 3,849 |
| Undivided profits | $1,988,000 | 6,556 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,000 | 8,552 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $438,000 | 5,570 |
| Earning assets | $89,511,000 | 4,536 |
| Long-term assets (5+ years) | $13,887,000 | 3,931 |
| Average Assets, year-to-date | $101,498,200 | 4,248 |
| Average Assets, quarterly | $99,623,000 | 4,414 |
| Volatile liabilities | $23,006,000 | 3,313 |
| Insider loans | $174,000 | 7,316 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $12,361,000 | 208 |
| Unused loan commitments | $10,669,000 | 3,600 |
| Tier 1 (core) risk-based capital | $7,475,000 | 5,439 |
| Tier 2 risk-based capital | $680,000 | 4,421 |
| Total risk weighted assets | $64,992,200 | 4,426 |
| Total unused commitments | $10,669,000 | 3,600 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 30 | 5,233 |
| Assets and Liabilities | ||
| Total Assets: | $92,916,000 | 4,693 |
| Cash and due from depository institutions | $4,266,000 | 5,233 |
| Interest-bearing balances | $70,000 | 5,190 |
| Securities | $25,570,000 | 4,064 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,825 |
| Net loans & leases | $58,378,000 | 4,609 |
| Loan loss allowance | $542,000 | 5,385 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $716,000 | 6,917 |
| Other real estate owned | $917,000 | 5,233 |
| Goodwill and other intangibles | $58,000 | 2,842 |
| All other assets | $3,011,000 | 2,814 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $92,916,000 | 4,693 |
| Total liabilities | $86,415,000 | 4,571 |
| Total deposits | $82,556,000 | 4,425 |
| Interest-bearing deposits | $46,992,000 | 5,888 |
| Deposits held in domestic offices | $82,556,000 | 4,419 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,090,000 | 2,441 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $1,250,000 | 4,369 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $519,000 | 5,231 |
| Total equity capital | $6,501,000 | 5,959 |
| Total bank equity capital | $6,501,000 | 5,959 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $1,908,000 | 2,038 |
| Surplus | $3,646,000 | 3,822 |
| Undivided profits | $947,000 | 7,774 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $355,000 | 4,418 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $342,000 | 5,999 |
| Earning assets | $84,018,000 | 4,722 |
| Long-term assets (5+ years) | $3,177,000 | 7,089 |
| Average Assets, year-to-date | $93,555,200 | 4,499 |
| Average Assets, quarterly | $93,655,500 | 4,630 |
| Volatile liabilities | $19,131,000 | 3,591 |
| Insider loans | $181,000 | 7,338 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $2,403,000 | 460 |
| Unused loan commitments | $10,620,000 | 3,617 |
| Tier 1 (core) risk-based capital | $6,610,000 | 5,911 |
| Tier 2 risk-based capital | $542,000 | 5,050 |
| Total risk weighted assets | $62,752,200 | 4,456 |
| Total unused commitments | $10,620,000 | 3,621 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 29 | 5,457 |
| Assets and Liabilities | ||
| Total Assets: | $87,994,000 | 4,829 |
| Cash and due from depository institutions | $6,516,000 | 5,457 |
| Interest-bearing balances | $250,000 | 4,113 |
| Securities | $16,383,000 | 5,510 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,346 |
| Net loans & leases | $61,107,000 | 4,226 |
| Loan loss allowance | $723,000 | 4,360 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $1,453,000 | 4,870 |
| Other real estate owned | $595,000 | 5,457 |
| Goodwill and other intangibles | $87,000 | 2,724 |
| All other assets | $1,853,000 | 3,788 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $87,994,000 | 4,829 |
| Total liabilities | $81,839,000 | 4,698 |
| Total deposits | $75,024,000 | 4,785 |
| Interest-bearing deposits | $38,723,000 | 6,695 |
| Deposits held in domestic offices | $75,024,000 | 4,780 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,526,000 | 1,834 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $3,885,000 | 2,619 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $404,000 | 6,495 |
| Total equity capital | $6,155,000 | 6,263 |
| Total bank equity capital | $6,155,000 | 6,263 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $1,908,000 | 1,990 |
| Surplus | $3,646,000 | 3,689 |
| Undivided profits | $601,000 | 8,850 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $937,000 | 2,509 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $371,000 | 5,784 |
| Earning assets | $77,740,000 | 4,989 |
| Long-term assets (5+ years) | $7,254,000 | 5,448 |
| Average Assets, year-to-date | $89,328,000 | 4,569 |
| Average Assets, quarterly | $88,620,500 | 4,721 |
| Volatile liabilities | $16,545,000 | 3,525 |
| Insider loans | $198,000 | 7,217 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $5,652,000 | 490 |
| Unused loan commitments | $10,788,000 | 3,446 |
| Tier 1 (core) risk-based capital | $6,076,000 | 6,144 |
| Tier 2 risk-based capital | $698,750 | 4,085 |
| Total risk weighted assets | $55,875,650 | 4,663 |
| Total unused commitments | $10,788,000 | 3,451 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 36 | 4,776 |
| Assets and Liabilities | ||
| Total Assets: | $88,822,000 | 4,778 |
| Cash and due from depository institutions | $7,549,000 | 4,776 |
| Interest-bearing balances | $531,000 | 3,056 |
| Securities | $17,483,000 | 5,419 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,160 |
| Net loans & leases | $60,934,000 | 4,272 |
| Loan loss allowance | $582,000 | 5,145 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $1,410,000 | 4,919 |
| Other real estate owned | $50,000 | 4,776 |
| Goodwill and other intangibles | $368,000 | 1,946 |
| All other assets | $1,028,000 | 5,907 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $88,822,000 | 4,778 |
| Total liabilities | $81,930,000 | 4,663 |
| Total deposits | $72,152,000 | 4,921 |
| Interest-bearing deposits | $35,222,000 | 7,163 |
| Deposits held in domestic offices | $72,152,000 | 4,916 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,530,000 | 1,427 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $3,833,000 | 2,240 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $415,000 | 6,610 |
| Total equity capital | $6,892,000 | 5,828 |
| Total bank equity capital | $6,892,000 | 5,828 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $1,908,000 | 1,992 |
| Surplus | $3,646,000 | 3,613 |
| Undivided profits | $1,338,000 | 8,069 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $355,000 | 4,925 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $212,000 | 618 |
| Income earned, not collected on loans | $462,000 | 5,068 |
| Earning assets | $78,948,000 | 4,894 |
| Long-term assets (5+ years) | $6,893,000 | 5,243 |
| Average Assets, year-to-date | $82,796,600 | 4,878 |
| Average Assets, quarterly | $88,522,500 | 4,744 |
| Volatile liabilities | $17,578,000 | 3,327 |
| Insider loans | $514,000 | 5,343 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $4,694,000 | 365 |
| Unused loan commitments | $10,472,000 | 3,339 |
| Tier 1 (core) risk-based capital | $6,854,000 | 5,700 |
| Tier 2 risk-based capital | $582,000 | 4,628 |
| Total risk weighted assets | $61,292,800 | 4,276 |
| Total unused commitments | $10,472,000 | 3,340 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 28 | 6,081 |
| Assets and Liabilities | ||
| Total Assets: | $77,278,000 | 5,460 |
| Cash and due from depository institutions | $6,015,000 | 6,081 |
| Interest-bearing balances | $759,000 | 2,657 |
| Securities | $16,431,000 | 6,054 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,460 |
| Net loans & leases | $52,041,000 | 4,884 |
| Loan loss allowance | $620,000 | 5,092 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $1,441,000 | 4,821 |
| Other real estate owned | $260,000 | 6,081 |
| Goodwill and other intangibles | $207,000 | 2,122 |
| All other assets | $883,000 | 6,763 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $77,278,000 | 5,460 |
| Total liabilities | $71,144,000 | 5,352 |
| Total deposits | $60,593,000 | 5,803 |
| Interest-bearing deposits | $33,442,000 | 7,608 |
| Deposits held in domestic offices | $60,593,000 | 5,796 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,775,000 | 1,795 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $6,495,000 | 1,628 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $281,000 | 8,118 |
| Total equity capital | $6,134,000 | 6,363 |
| Total bank equity capital | $6,134,000 | 6,363 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $1,908,000 | 2,113 |
| Surplus | $3,646,000 | 3,702 |
| Undivided profits | $580,000 | 9,678 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $132,000 | 7,608 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $431,000 | 5,306 |
| Earning assets | $69,231,000 | 5,552 |
| Long-term assets (5+ years) | $6,367,000 | 5,285 |
| Average Assets, year-to-date | $75,059,000 | 5,420 |
| Average Assets, quarterly | $75,536,500 | 5,501 |
| Volatile liabilities | $11,667,000 | 4,375 |
| Insider loans | $280,000 | 7,005 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $4,092,000 | 363 |
| Unused loan commitments | $8,234,000 | 3,829 |
| Tier 1 (core) risk-based capital | $6,129,000 | 6,283 |
| Tier 2 risk-based capital | $620,000 | 4,468 |
| Total risk weighted assets | $50,279,800 | 5,038 |
| Total unused commitments | $8,234,000 | 3,844 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 27 | 6,461 |
| Assets and Liabilities | ||
| Total Assets: | $74,027,000 | 5,695 |
| Cash and due from depository institutions | $4,824,000 | 6,461 |
| Interest-bearing balances | $646,000 | 3,016 |
| Securities | $13,175,000 | 7,218 |
| Federal funds sold & reverse repurchase agreements | $0 | 9,298 |
| Net loans & leases | $53,464,000 | 4,744 |
| Loan loss allowance | $483,000 | 6,207 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $1,469,000 | 4,734 |
| Other real estate owned | $290,000 | 6,461 |
| Goodwill and other intangibles | $101,000 | 2,356 |
| All other assets | $704,000 | 7,848 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $74,027,000 | 5,695 |
| Total liabilities | $68,464,000 | 5,580 |
| Total deposits | $59,567,000 | 5,964 |
| Interest-bearing deposits | $37,938,000 | 7,279 |
| Deposits held in domestic offices | $59,567,000 | 5,955 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,890,000 | 2,240 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $6,750,000 | 1,433 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $257,000 | 8,875 |
| Total equity capital | $5,563,000 | 6,892 |
| Total bank equity capital | $5,563,000 | 6,892 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $1,908,000 | 2,173 |
| Surplus | $3,646,000 | 3,696 |
| Undivided profits | $9,000 | 11,305 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $701,000 | 3,426 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $358,000 | 6,320 |
| Earning assets | $67,285,000 | 5,746 |
| Long-term assets (5+ years) | $16,917,000 | 2,840 |
| Average Assets, year-to-date | $80,812,600 | 5,113 |
| Average Assets, quarterly | $76,494,000 | 5,497 |
| Volatile liabilities | $9,340,000 | 4,768 |
| Insider loans | $383,000 | 6,379 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $11,211,000 | 217 |
| Unused loan commitments | $6,529,000 | 4,280 |
| Tier 1 (core) risk-based capital | $5,512,000 | 6,817 |
| Tier 2 risk-based capital | $483,000 | 5,423 |
| Total risk weighted assets | $47,892,400 | 5,208 |
| Total unused commitments | $6,529,000 | 4,292 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 34 | 5,617 |
| Assets and Liabilities | ||
| Total Assets: | $77,370,000 | 5,472 |
| Cash and due from depository institutions | $5,694,000 | 5,617 |
| Interest-bearing balances | $70,000 | 5,952 |
| Securities | $23,734,000 | 5,189 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $44,672,000 | 5,348 |
| Loan loss allowance | $428,000 | 6,845 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $1,560,000 | 4,468 |
| Other real estate owned | $0 | 5,617 |
| Goodwill and other intangibles | $230,000 | 1,850 |
| All other assets | $1,480,000 | 4,987 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $77,370,000 | 5,472 |
| Total liabilities | $71,807,000 | 5,356 |
| Total deposits | $61,241,000 | 5,823 |
| Interest-bearing deposits | $39,356,000 | 7,168 |
| Deposits held in domestic offices | $61,241,000 | 5,816 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $10,418,000 | 1,252 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $148,000 | 10,053 |
| Total equity capital | $5,563,000 | 6,629 |
| Total bank equity capital | $5,563,000 | 6,629 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $1,908,000 | 2,229 |
| Surplus | $3,646,000 | 3,611 |
| Undivided profits | $9,000 | 11,501 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $391,000 | 4,946 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $280,000 | 6,932 |
| Earning assets | $68,476,000 | 5,630 |
| Long-term assets (5+ years) | $6,854,000 | 5,146 |
| Average Assets, year-to-date | $81,845,800 | 5,106 |
| Average Assets, quarterly | $79,571,000 | 5,300 |
| Volatile liabilities | $15,096,000 | 3,169 |
| Insider loans | $369,000 | 6,578 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $2,587,000 | 402 |
| Unused loan commitments | $5,022,000 | 4,897 |
| Tier 1 (core) risk-based capital | $5,926,000 | 6,420 |
| Tier 2 risk-based capital | $428,000 | 5,934 |
| Total risk weighted assets | $44,375,900 | 5,469 |
| Total unused commitments | $5,022,000 | 4,905 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 38 | 5,309 |
| Assets and Liabilities | ||
| Total Assets: | $80,480,000 | 5,392 |
| Cash and due from depository institutions | $8,824,000 | 5,309 |
| Interest-bearing balances | $2,145,000 | 2,291 |
| Securities | $16,942,000 | 6,843 |
| Federal funds sold & reverse repurchase agreements | $2,400,000 | 5,118 |
| Net loans & leases | $48,957,000 | 4,868 |
| Loan loss allowance | $512,000 | 6,267 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $1,801,000 | 3,991 |
| Other real estate owned | $47,000 | 5,309 |
| Goodwill and other intangibles | $721,000 | 1,160 |
| All other assets | $788,000 | 7,236 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $80,480,000 | 5,392 |
| Total liabilities | $74,513,000 | 5,293 |
| Total deposits | $68,874,000 | 5,479 |
| Interest-bearing deposits | $45,644,000 | 6,757 |
| Deposits held in domestic offices | $68,874,000 | 5,470 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,436,000 | 1,439 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $203,000 | 9,212 |
| Total equity capital | $5,967,000 | 6,411 |
| Total bank equity capital | $5,967,000 | 6,411 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $1,908,000 | 2,270 |
| Surplus | $3,646,000 | 3,554 |
| Undivided profits | $413,000 | 11,100 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $386,000 | 5,678 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $289,000 | 6,268 |
| Earning assets | $70,444,000 | 5,621 |
| Long-term assets (5+ years) | $13,597,000 | 3,547 |
| Average Assets, year-to-date | $75,360,600 | 5,562 |
| Average Assets, quarterly | $81,072,500 | 5,303 |
| Volatile liabilities | $10,635,000 | 3,927 |
| Insider loans | $424,000 | 6,218 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $10,061,000 | 334 |
| Unused loan commitments | $5,374,000 | 4,675 |
| Tier 1 (core) risk-based capital | $5,246,000 | 6,928 |
| Tier 2 risk-based capital | $512,000 | 5,164 |
| Total risk weighted assets | $44,611,400 | 5,402 |
| Total unused commitments | $5,374,000 | 4,700 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 21 | 8,413 |
| Assets and Liabilities | ||
| Total Assets: | $53,978,000 | 7,469 |
| Cash and due from depository institutions | $4,399,000 | 8,413 |
| Interest-bearing balances | $321,000 | 5,501 |
| Securities | $17,302,000 | 6,722 |
| Federal funds sold & reverse repurchase agreements | $1,585,000 | 7,331 |
| Net loans & leases | $29,260,000 | 7,186 |
| Loan loss allowance | $419,000 | 7,284 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $673,000 | 7,776 |
| Other real estate owned | $107,000 | 8,413 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $652,000 | 8,428 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $53,978,000 | 7,469 |
| Total liabilities | $50,267,000 | 7,370 |
| Total deposits | $48,764,000 | 7,332 |
| Interest-bearing deposits | $34,427,000 | 8,348 |
| Deposits held in domestic offices | $48,764,000 | 7,325 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,183,000 | 2,432 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $320,000 | 7,916 |
| Total equity capital | $3,711,000 | 8,644 |
| Total bank equity capital | $3,711,000 | 8,644 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $1,850,000 | 2,407 |
| Surplus | $1,850,000 | 5,814 |
| Undivided profits | $11,000 | 12,462 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $47,000 | 11,320 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $272,000 | 7,054 |
| Earning assets | $48,468,000 | 7,537 |
| Long-term assets (5+ years) | $7,111,000 | 5,382 |
| Average Assets, year-to-date | $51,149,600 | 7,594 |
| Average Assets, quarterly | $53,519,500 | 7,466 |
| Volatile liabilities | $4,588,000 | 6,913 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $5,826,000 | 317 |
| Unused loan commitments | $2,097,000 | 7,196 |
| Tier 1 (core) risk-based capital | $3,711,000 | 8,573 |
| Tier 2 risk-based capital | $347,300 | 6,928 |
| Total risk weighted assets | $27,712,600 | 7,742 |
| Total unused commitments | $2,097,000 | 7,226 |
| Derivatives | $0 | 651 |