Home > Texas Community Bank > Income and Expense
Texas Community Bank, Income and Expense
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $4,886,000 | 3,461 |
| Total interest expense | $1,244,000 | 2,042 |
| Net interest income | $3,642,000 | 3,795 |
| Provision for loan and lease losses | $1,546,000 | 634 |
| Total noninterest income | $251,000 | 5,075 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $71,000 | 5,377 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $180,000 | 4,443 |
| Total noninterest expense | $7,515,000 | 1,900 |
| Salaries and employee benefits | $2,764,000 | 2,679 |
| Premises and equipment expense | $1,227,000 | 1,466 |
| Additional noninterest expense | $3,524,000 | 1,415 |
| Pre-tax net operating income | $-5,168,000 | 6,862 |
| Securities gains (losses) | $-232,000 | 6,788 |
| Applicable income taxes | $0 | 4,713 |
| Income before extraordinary items | $-5,400,000 | 6,860 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $-5,400,000 | 6,861 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-5,400,000 | 6,861 |
| Net charge-offs | $3,764,000 | 344 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $-5,168,000 | 6,856 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $3,620,000 | 3,202 |
| Total interest expense | $864,000 | 2,004 |
| Net interest income | $2,756,000 | 3,493 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $219,000 | 4,719 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $49,000 | 5,335 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $170,000 | 4,030 |
| Total noninterest expense | $5,356,000 | 1,792 |
| Salaries and employee benefits | $2,009,000 | 2,486 |
| Premises and equipment expense | $889,000 | 1,341 |
| Additional noninterest expense | $2,458,000 | 1,345 |
| Pre-tax net operating income | $-2,381,000 | 6,887 |
| Securities gains (losses) | $-6,000 | 6,616 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $-2,387,000 | 6,890 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-2,387,000 | 6,891 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $-2,387,000 | 6,891 |
| Net charge-offs | $256,000 | 1,846 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $-2,381,000 | 6,882 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,967,000 | 3,029 |
| Total interest expense | $430,000 | 2,056 |
| Net interest income | $1,537,000 | 3,239 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $-105,000 | 6,961 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $24,000 | 5,346 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $-129,000 | 6,945 |
| Total noninterest expense | $2,992,000 | 1,623 |
| Salaries and employee benefits | $1,083,000 | 2,346 |
| Premises and equipment expense | $505,000 | 1,205 |
| Additional noninterest expense | $1,404,000 | 1,174 |
| Pre-tax net operating income | $-1,560,000 | 6,965 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $-1,560,000 | 6,969 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $-1,560,000 | 6,970 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $-1,560,000 | 6,970 |
| Net charge-offs | $329,000 | 996 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $-1,560,000 | 6,963 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $8,871,000 | 2,855 |
| Total interest expense | $2,224,000 | 1,958 |
| Net interest income | $6,647,000 | 3,112 |
| Provision for loan and lease losses | $4,799,000 | 528 |
| Total noninterest income | $-3,027,000 | 7,063 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $157,000 | 4,698 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $-3,184,000 | 7,062 |
| Total noninterest expense | $11,505,000 | 1,675 |
| Salaries and employee benefits | $3,974,000 | 2,467 |
| Premises and equipment expense | $2,127,000 | 1,112 |
| Additional noninterest expense | $5,404,000 | 1,262 |
| Pre-tax net operating income | $-12,684,000 | 7,038 |
| Securities gains (losses) | $53,000 | 2,698 |
| Applicable income taxes | $221,000 | 2,927 |
| Income before extraordinary items | $-12,852,000 | 7,036 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-12,852,000 | 7,036 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $-12,852,000 | 7,036 |
| Net charge-offs | $6,338,000 | 484 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $-12,905,000 | 7,034 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $7,034,000 | 2,784 |
| Total interest expense | $1,761,000 | 1,937 |
| Net interest income | $5,273,000 | 3,018 |
| Provision for loan and lease losses | $4,091,000 | 484 |
| Total noninterest income | $-2,583,000 | 7,166 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $129,000 | 4,595 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $-2,712,000 | 7,165 |
| Total noninterest expense | $8,907,000 | 1,632 |
| Salaries and employee benefits | $2,919,000 | 2,528 |
| Premises and equipment expense | $1,648,000 | 1,094 |
| Additional noninterest expense | $4,340,000 | 1,188 |
| Pre-tax net operating income | $-10,308,000 | 7,145 |
| Securities gains (losses) | $53,000 | 2,416 |
| Applicable income taxes | $221,000 | 2,745 |
| Income before extraordinary items | $-10,476,000 | 7,143 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $-10,476,000 | 7,143 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-10,476,000 | 7,143 |
| Net charge-offs | $4,149,000 | 534 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $-10,529,000 | 7,139 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $4,796,000 | 2,745 |
| Total interest expense | $1,270,000 | 1,849 |
| Net interest income | $3,526,000 | 3,025 |
| Provision for loan and lease losses | $4,091,000 | 355 |
| Total noninterest income | $-1,554,000 | 7,225 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $92,000 | 4,472 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-1,646,000 | 7,225 |
| Total noninterest expense | $5,928,000 | 1,635 |
| Salaries and employee benefits | $2,050,000 | 2,401 |
| Premises and equipment expense | $1,096,000 | 1,095 |
| Additional noninterest expense | $2,782,000 | 1,226 |
| Pre-tax net operating income | $-8,047,000 | 7,213 |
| Securities gains (losses) | $30,000 | 2,327 |
| Applicable income taxes | $221,000 | 2,355 |
| Income before extraordinary items | $-8,238,000 | 7,212 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-8,238,000 | 7,212 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-8,238,000 | 7,212 |
| Net charge-offs | $4,053,000 | 397 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $-8,268,000 | 7,210 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $2,404,000 | 2,767 |
| Total interest expense | $654,000 | 1,867 |
| Net interest income | $1,750,000 | 3,059 |
| Provision for loan and lease losses | $3,772,000 | 210 |
| Total noninterest income | $66,000 | 5,520 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $62,000 | 3,888 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $4,000 | 6,590 |
| Total noninterest expense | $3,419,000 | 1,435 |
| Salaries and employee benefits | $1,091,000 | 2,281 |
| Premises and equipment expense | $534,000 | 1,124 |
| Additional noninterest expense | $1,794,000 | 943 |
| Pre-tax net operating income | $-5,375,000 | 7,291 |
| Securities gains (losses) | $30,000 | 1,442 |
| Applicable income taxes | $211,000 | 1,664 |
| Income before extraordinary items | $-5,556,000 | 7,288 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-5,556,000 | 7,287 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $-5,556,000 | 7,288 |
| Net charge-offs | $2,571,000 | 335 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $-5,586,000 | 7,287 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $15,566,000 | 1,808 |
| Total interest expense | $3,915,000 | 1,551 |
| Net interest income | $11,651,000 | 1,894 |
| Provision for loan and lease losses | $5,493,000 | 726 |
| Total noninterest income | $277,000 | 5,329 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $304,000 | 3,565 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $-27,000 | 6,774 |
| Total noninterest expense | $16,413,000 | 1,204 |
| Salaries and employee benefits | $5,210,000 | 1,875 |
| Premises and equipment expense | $2,482,000 | 1,005 |
| Additional noninterest expense | $8,721,000 | 824 |
| Pre-tax net operating income | $-9,978,000 | 7,212 |
| Securities gains (losses) | $-71,000 | 7,060 |
| Applicable income taxes | $83,000 | 3,478 |
| Income before extraordinary items | $-10,132,000 | 7,212 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-10,132,000 | 7,212 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $-10,132,000 | 7,212 |
| Net charge-offs | $6,799,000 | 625 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $-10,061,000 | 7,208 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $12,634,000 | 1,698 |
| Total interest expense | $3,112,000 | 1,518 |
| Net interest income | $9,522,000 | 1,772 |
| Provision for loan and lease losses | $1,953,000 | 1,260 |
| Total noninterest income | $-1,025,000 | 7,357 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $243,000 | 3,453 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $-1,268,000 | 7,343 |
| Total noninterest expense | $12,290,000 | 1,197 |
| Salaries and employee benefits | $4,160,000 | 1,749 |
| Premises and equipment expense | $1,915,000 | 992 |
| Additional noninterest expense | $6,215,000 | 855 |
| Pre-tax net operating income | $-5,746,000 | 7,259 |
| Securities gains (losses) | $84,000 | 1,935 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $-5,662,000 | 7,273 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-5,662,000 | 7,272 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $-5,662,000 | 7,272 |
| Net charge-offs | $2,790,000 | 989 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $-5,746,000 | 7,271 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $8,721,000 | 1,658 |
| Total interest expense | $2,121,000 | 1,539 |
| Net interest income | $6,600,000 | 1,701 |
| Provision for loan and lease losses | $1,953,000 | 925 |
| Total noninterest income | $-1,188,000 | 7,459 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $169,000 | 3,358 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-1,357,000 | 7,459 |
| Total noninterest expense | $8,085,000 | 1,237 |
| Salaries and employee benefits | $2,905,000 | 1,686 |
| Premises and equipment expense | $1,262,000 | 1,013 |
| Additional noninterest expense | $3,918,000 | 923 |
| Pre-tax net operating income | $-4,626,000 | 7,357 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $-4,626,000 | 7,365 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-4,626,000 | 7,365 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $-4,626,000 | 7,365 |
| Net charge-offs | $1,921,000 | 948 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $-4,626,000 | 7,359 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $4,516,000 | 1,617 |
| Total interest expense | $1,107,000 | 1,532 |
| Net interest income | $3,409,000 | 1,643 |
| Provision for loan and lease losses | $1,748,000 | 578 |
| Total noninterest income | $-765,000 | 7,534 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $93,000 | 3,131 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $-858,000 | 7,538 |
| Total noninterest expense | $3,768,000 | 1,326 |
| Salaries and employee benefits | $1,473,000 | 1,683 |
| Premises and equipment expense | $620,000 | 1,049 |
| Additional noninterest expense | $1,675,000 | 1,060 |
| Pre-tax net operating income | $-2,872,000 | 7,450 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $-2,872,000 | 7,445 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-2,872,000 | 7,445 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-2,872,000 | 7,445 |
| Net charge-offs | $1,598,000 | 624 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $-2,872,000 | 7,447 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $21,838,000 | 1,399 |
| Total interest expense | $7,392,000 | 1,118 |
| Net interest income | $14,446,000 | 1,549 |
| Provision for loan and lease losses | $5,277,000 | 1,100 |
| Total noninterest income | $297,000 | 5,419 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $461,000 | 2,794 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $-164,000 | 7,252 |
| Total noninterest expense | $14,608,000 | 1,372 |
| Salaries and employee benefits | $6,003,000 | 1,619 |
| Premises and equipment expense | $2,736,000 | 940 |
| Additional noninterest expense | $5,869,000 | 1,258 |
| Pre-tax net operating income | $-5,142,000 | 7,115 |
| Securities gains (losses) | $206,000 | 1,557 |
| Applicable income taxes | $-379,000 | 7,099 |
| Income before extraordinary items | $-4,557,000 | 7,144 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-4,557,000 | 7,144 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-4,557,000 | 7,144 |
| Net charge-offs | $4,777,000 | 1,067 |
| Cash dividends | $417,000 | 2,569 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-4,746,520 | 7,137 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $16,570,000 | 1,410 |
| Total interest expense | $5,920,000 | 1,087 |
| Net interest income | $10,650,000 | 1,590 |
| Provision for loan and lease losses | $3,101,000 | 1,239 |
| Total noninterest income | $789,000 | 3,178 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $350,000 | 2,826 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $439,000 | 2,968 |
| Total noninterest expense | $10,639,000 | 1,400 |
| Salaries and employee benefits | $4,498,000 | 1,628 |
| Premises and equipment expense | $1,996,000 | 966 |
| Additional noninterest expense | $4,145,000 | 1,306 |
| Pre-tax net operating income | $-2,301,000 | 7,114 |
| Securities gains (losses) | $206,000 | 1,357 |
| Applicable income taxes | $-379,000 | 7,314 |
| Income before extraordinary items | $-1,716,000 | 7,087 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-1,716,000 | 7,085 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-1,716,000 | 7,087 |
| Net charge-offs | $3,029,000 | 1,137 |
| Cash dividends | $417,000 | 1,974 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-1,884,920 | 7,090 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $11,871,000 | 1,327 |
| Total interest expense | $4,332,000 | 1,035 |
| Net interest income | $7,539,000 | 1,506 |
| Provision for loan and lease losses | $2,702,000 | 1,025 |
| Total noninterest income | $295,000 | 4,297 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $256,000 | 2,668 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $39,000 | 5,874 |
| Total noninterest expense | $6,928,000 | 1,427 |
| Salaries and employee benefits | $2,978,000 | 1,657 |
| Premises and equipment expense | $1,266,000 | 1,054 |
| Additional noninterest expense | $2,684,000 | 1,327 |
| Pre-tax net operating income | $-1,796,000 | 7,224 |
| Securities gains (losses) | $38,000 | 2,052 |
| Applicable income taxes | $-379,000 | 7,432 |
| Income before extraordinary items | $-1,379,000 | 7,210 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-1,379,000 | 7,209 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-1,379,000 | 7,210 |
| Net charge-offs | $1,855,000 | 1,192 |
| Cash dividends | $417,000 | 1,527 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-1,408,640 | 7,207 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $6,039,000 | 1,340 |
| Total interest expense | $2,252,000 | 1,044 |
| Net interest income | $3,787,000 | 1,521 |
| Provision for loan and lease losses | $2,672,000 | 601 |
| Total noninterest income | $166,000 | 4,049 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $138,000 | 2,500 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $28,000 | 5,531 |
| Total noninterest expense | $3,294,000 | 1,528 |
| Salaries and employee benefits | $1,470,000 | 1,706 |
| Premises and equipment expense | $604,000 | 1,129 |
| Additional noninterest expense | $1,220,000 | 1,450 |
| Pre-tax net operating income | $-2,013,000 | 7,599 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $-379,000 | 7,670 |
| Income before extraordinary items | $-1,634,000 | 7,595 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-1,634,000 | 7,596 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-1,634,000 | 7,596 |
| Net charge-offs | $1,211,000 | 909 |
| Cash dividends | $417,000 | 807 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-1,634,000 | 7,591 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $24,898,000 | 1,381 |
| Total interest expense | $13,393,000 | 879 |
| Net interest income | $11,505,000 | 1,927 |
| Provision for loan and lease losses | $3,004,000 | 1,981 |
| Total noninterest income | $1,023,000 | 3,295 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $700,000 | 2,251 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $323,000 | 3,880 |
| Total noninterest expense | $13,361,000 | 1,546 |
| Salaries and employee benefits | $6,295,000 | 1,573 |
| Premises and equipment expense | $2,391,000 | 1,147 |
| Additional noninterest expense | $4,675,000 | 1,600 |
| Pre-tax net operating income | $-3,837,000 | 7,034 |
| Securities gains (losses) | $116,000 | 2,013 |
| Applicable income taxes | $-79,000 | 6,526 |
| Income before extraordinary items | $-3,642,000 | 7,104 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-3,642,000 | 7,102 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-3,642,000 | 7,102 |
| Net charge-offs | $2,219,000 | 1,914 |
| Cash dividends | $1,831,000 | 990 |
| Sale, conversion, retirement of capital stock, net | $11,730,000 | 78 |
| Net operating income | $-3,755,680 | 7,120 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $22,101,000 | 1,189 |
| Total interest expense | $10,599,000 | 876 |
| Net interest income | $11,502,000 | 1,451 |
| Provision for loan and lease losses | $803,000 | 3,102 |
| Total noninterest income | $1,209,000 | 2,489 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $524,000 | 2,265 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $685,000 | 2,320 |
| Total noninterest expense | $9,383,000 | 1,626 |
| Salaries and employee benefits | $4,671,000 | 1,610 |
| Premises and equipment expense | $1,801,000 | 1,150 |
| Additional noninterest expense | $2,911,000 | 1,837 |
| Pre-tax net operating income | $2,525,000 | 1,286 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $432,000 | 1,552 |
| Income before extraordinary items | $2,093,000 | 1,281 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $2,093,000 | 1,279 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $2,093,000 | 1,281 |
| Net charge-offs | $895,000 | 2,322 |
| Cash dividends | $1,416,000 | 917 |
| Sale, conversion, retirement of capital stock, net | $11,730,000 | 63 |
| Net operating income | $2,093,000 | 1,249 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $14,577,000 | 1,227 |
| Total interest expense | $7,266,000 | 902 |
| Net interest income | $7,311,000 | 1,536 |
| Provision for loan and lease losses | $698,000 | 2,507 |
| Total noninterest income | $1,030,000 | 2,135 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $361,000 | 2,192 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $669,000 | 1,858 |
| Total noninterest expense | $5,900,000 | 1,742 |
| Salaries and employee benefits | $3,025,000 | 1,692 |
| Premises and equipment expense | $1,160,000 | 1,221 |
| Additional noninterest expense | $1,715,000 | 2,065 |
| Pre-tax net operating income | $1,743,000 | 1,321 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $332,000 | 1,435 |
| Income before extraordinary items | $1,411,000 | 1,345 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,411,000 | 1,342 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $1,411,000 | 1,343 |
| Net charge-offs | $133,000 | 3,913 |
| Cash dividends | $985,000 | 940 |
| Sale, conversion, retirement of capital stock, net | $11,730,000 | 46 |
| Net operating income | $1,411,000 | 1,300 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $7,269,000 | 1,245 |
| Total interest expense | $3,813,000 | 892 |
| Net interest income | $3,456,000 | 1,620 |
| Provision for loan and lease losses | $68,000 | 4,513 |
| Total noninterest income | $219,000 | 3,636 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $165,000 | 2,274 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $54,000 | 4,691 |
| Total noninterest expense | $2,793,000 | 1,772 |
| Salaries and employee benefits | $1,509,000 | 1,714 |
| Premises and equipment expense | $546,000 | 1,309 |
| Additional noninterest expense | $738,000 | 2,127 |
| Pre-tax net operating income | $814,000 | 1,569 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $70,000 | 2,552 |
| Income before extraordinary items | $744,000 | 1,465 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $744,000 | 1,465 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $744,000 | 1,467 |
| Net charge-offs | $6,000 | 5,032 |
| Cash dividends | $459,000 | 960 |
| Sale, conversion, retirement of capital stock, net | $11,730,000 | 21 |
| Net operating income | $744,000 | 1,384 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $29,070,000 | 1,335 |
| Total interest expense | $14,644,000 | 1,110 |
| Net interest income | $14,426,000 | 1,553 |
| Provision for loan and lease losses | $3,249,000 | 1,315 |
| Total noninterest income | $636,000 | 4,342 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $591,000 | 2,677 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $45,000 | 6,857 |
| Total noninterest expense | $10,348,000 | 1,868 |
| Salaries and employee benefits | $5,849,000 | 1,737 |
| Premises and equipment expense | $2,008,000 | 1,369 |
| Additional noninterest expense | $2,491,000 | 2,348 |
| Pre-tax net operating income | $1,465,000 | 3,070 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $192,000 | 2,857 |
| Income before extraordinary items | $1,273,000 | 2,804 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,273,000 | 2,804 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $570,000 | 2,621 |
| Cash dividends | $1,882,000 | 1,440 |
| Sale, conversion, retirement of capital stock, net | $3,000,000 | 270 |
| Net operating income | $1,273,000 | 2,945 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $21,538,000 | 1,376 |
| Total interest expense | $10,841,000 | 1,167 |
| Net interest income | $10,697,000 | 1,577 |
| Provision for loan and lease losses | $1,393,000 | 1,504 |
| Total noninterest income | $442,000 | 4,621 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $414,000 | 2,820 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $28,000 | 7,176 |
| Total noninterest expense | $7,865,000 | 1,839 |
| Salaries and employee benefits | $4,544,000 | 1,711 |
| Premises and equipment expense | $1,476,000 | 1,409 |
| Additional noninterest expense | $1,845,000 | 2,306 |
| Pre-tax net operating income | $1,881,000 | 2,403 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $392,000 | 2,178 |
| Income before extraordinary items | $1,489,000 | 2,339 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,489,000 | 2,337 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $357,000 | 2,350 |
| Cash dividends | $1,135,000 | 1,652 |
| Sale, conversion, retirement of capital stock, net | $3,000,000 | 189 |
| Net operating income | $1,489,000 | 2,456 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $14,501,000 | 1,375 |
| Total interest expense | $7,276,000 | 1,209 |
| Net interest income | $7,225,000 | 1,549 |
| Provision for loan and lease losses | $1,272,000 | 1,051 |
| Total noninterest income | $268,000 | 4,846 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $254,000 | 2,965 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $14,000 | 7,482 |
| Total noninterest expense | $5,242,000 | 1,838 |
| Salaries and employee benefits | $3,067,000 | 1,704 |
| Premises and equipment expense | $963,000 | 1,449 |
| Additional noninterest expense | $1,212,000 | 2,319 |
| Pre-tax net operating income | $979,000 | 2,995 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $217,000 | 2,580 |
| Income before extraordinary items | $762,000 | 3,153 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $762,000 | 3,155 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $527,000 | 1,265 |
| Cash dividends | $963,000 | 1,474 |
| Sale, conversion, retirement of capital stock, net | $3,000,000 | 130 |
| Net operating income | $762,000 | 3,099 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $7,403,000 | 1,390 |
| Total interest expense | $3,638,000 | 1,286 |
| Net interest income | $3,765,000 | 1,470 |
| Provision for loan and lease losses | $727,000 | 777 |
| Total noninterest income | $129,000 | 4,937 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $120,000 | 3,055 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $9,000 | 7,309 |
| Total noninterest expense | $2,665,000 | 1,794 |
| Salaries and employee benefits | $1,515,000 | 1,736 |
| Premises and equipment expense | $519,000 | 1,335 |
| Additional noninterest expense | $631,000 | 2,221 |
| Pre-tax net operating income | $502,000 | 3,069 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $127,000 | 2,519 |
| Income before extraordinary items | $375,000 | 3,325 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $375,000 | 3,327 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $69,000 | 2,155 |
| Cash dividends | $534,000 | 1,287 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $375,000 | 3,231 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $22,378,000 | 1,893 |
| Total interest expense | $10,027,000 | 1,944 |
| Net interest income | $12,351,000 | 1,832 |
| Provision for loan and lease losses | $1,446,000 | 1,087 |
| Total noninterest income | $496,000 | 5,046 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $336,000 | 3,859 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $160,000 | 5,467 |
| Total noninterest expense | $7,587,000 | 2,404 |
| Salaries and employee benefits | $4,121,000 | 2,429 |
| Premises and equipment expense | $1,475,000 | 1,788 |
| Additional noninterest expense | $1,991,000 | 2,684 |
| Pre-tax net operating income | $3,814,000 | 2,058 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $1,067,000 | 1,787 |
| Income before extraordinary items | $2,747,000 | 2,193 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,747,000 | 2,192 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $66,000 | 4,295 |
| Cash dividends | $1,479,000 | 2,034 |
| Sale, conversion, retirement of capital stock, net | $10,517,000 | 174 |
| Net operating income | $2,747,000 | 2,178 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $15,582,000 | 2,031 |
| Total interest expense | $7,011,000 | 2,040 |
| Net interest income | $8,571,000 | 2,003 |
| Provision for loan and lease losses | $859,000 | 1,019 |
| Total noninterest income | $331,000 | 5,327 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $229,000 | 4,051 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $102,000 | 5,767 |
| Total noninterest expense | $5,471,000 | 2,477 |
| Salaries and employee benefits | $2,898,000 | 2,561 |
| Premises and equipment expense | $1,044,000 | 1,871 |
| Additional noninterest expense | $1,529,000 | 2,568 |
| Pre-tax net operating income | $2,572,000 | 2,385 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $747,000 | 1,991 |
| Income before extraordinary items | $1,825,000 | 2,570 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,825,000 | 2,568 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $123,000 | 2,570 |
| Cash dividends | $840,000 | 2,253 |
| Sale, conversion, retirement of capital stock, net | $10,517,000 | 126 |
| Net operating income | $1,825,000 | 2,548 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $9,815,000 | 2,141 |
| Total interest expense | $4,377,000 | 2,159 |
| Net interest income | $5,438,000 | 2,129 |
| Provision for loan and lease losses | $447,000 | 1,140 |
| Total noninterest income | $222,000 | 5,364 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $135,000 | 4,319 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $87,000 | 5,361 |
| Total noninterest expense | $3,496,000 | 2,600 |
| Salaries and employee benefits | $1,857,000 | 2,685 |
| Premises and equipment expense | $617,000 | 2,102 |
| Additional noninterest expense | $1,022,000 | 2,582 |
| Pre-tax net operating income | $1,717,000 | 2,431 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $542,000 | 1,956 |
| Income before extraordinary items | $1,175,000 | 2,684 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,175,000 | 2,683 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $107,000 | 1,985 |
| Cash dividends | $500,000 | 2,415 |
| Sale, conversion, retirement of capital stock, net | $10,226,000 | 92 |
| Net operating income | $1,175,000 | 2,669 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $4,734,000 | 2,202 |
| Total interest expense | $2,144,000 | 2,187 |
| Net interest income | $2,590,000 | 2,216 |
| Provision for loan and lease losses | $157,000 | 1,390 |
| Total noninterest income | $91,000 | 5,737 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $62,000 | 4,457 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $29,000 | 6,041 |
| Total noninterest expense | $1,771,000 | 2,578 |
| Salaries and employee benefits | $889,000 | 2,813 |
| Premises and equipment expense | $318,000 | 2,052 |
| Additional noninterest expense | $564,000 | 2,330 |
| Pre-tax net operating income | $753,000 | 2,660 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $244,000 | 2,125 |
| Income before extraordinary items | $509,000 | 2,992 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $509,000 | 2,992 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $107,000 | 1,127 |
| Cash dividends | $225,000 | 2,281 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $509,000 | 2,975 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $16,156,000 | 2,403 |
| Total interest expense | $6,221,000 | 2,522 |
| Net interest income | $9,935,000 | 2,299 |
| Provision for loan and lease losses | $1,150,000 | 910 |
| Total noninterest income | $284,000 | 6,281 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $235,000 | 4,642 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $49,000 | 7,272 |
| Total noninterest expense | $4,963,000 | 3,374 |
| Salaries and employee benefits | $2,731,000 | 3,387 |
| Premises and equipment expense | $1,071,000 | 2,313 |
| Additional noninterest expense | $1,161,000 | 4,041 |
| Pre-tax net operating income | $4,106,000 | 2,219 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $1,400,000 | 1,771 |
| Income before extraordinary items | $2,706,000 | 2,450 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $2,706,000 | 2,452 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $864,000 | 780 |
| Cash dividends | $650,000 | 3,319 |
| Sale, conversion, retirement of capital stock, net | $2,000,000 | 407 |
| Net operating income | $2,706,000 | 2,436 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $11,536,000 | 2,486 |
| Total interest expense | $4,335,000 | 2,602 |
| Net interest income | $7,201,000 | 2,397 |
| Provision for loan and lease losses | $482,000 | 1,434 |
| Total noninterest income | $211,000 | 6,351 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $181,000 | 4,618 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $30,000 | 7,516 |
| Total noninterest expense | $3,755,000 | 3,345 |
| Salaries and employee benefits | $1,949,000 | 3,517 |
| Premises and equipment expense | $846,000 | 2,204 |
| Additional noninterest expense | $960,000 | 3,736 |
| Pre-tax net operating income | $3,175,000 | 2,223 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $1,000,000 | 1,888 |
| Income before extraordinary items | $2,175,000 | 2,411 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $2,175,000 | 2,412 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $827,000 | 542 |
| Cash dividends | $400,000 | 3,240 |
| Sale, conversion, retirement of capital stock, net | $2,000,000 | 307 |
| Net operating income | $2,175,000 | 2,403 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $7,269,000 | 2,580 |
| Total interest expense | $2,593,000 | 2,732 |
| Net interest income | $4,676,000 | 2,450 |
| Provision for loan and lease losses | $339,000 | 1,337 |
| Total noninterest income | $131,000 | 6,491 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $108,000 | 4,845 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $23,000 | 7,410 |
| Total noninterest expense | $2,474,000 | 3,374 |
| Salaries and employee benefits | $1,289,000 | 3,551 |
| Premises and equipment expense | $565,000 | 2,203 |
| Additional noninterest expense | $620,000 | 3,814 |
| Pre-tax net operating income | $1,994,000 | 2,315 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $602,000 | 2,050 |
| Income before extraordinary items | $1,392,000 | 2,485 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,392,000 | 2,487 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $539,000 | 532 |
| Cash dividends | $400,000 | 2,681 |
| Sale, conversion, retirement of capital stock, net | $2,000,000 | 213 |
| Net operating income | $1,392,000 | 2,470 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $3,439,000 | 2,644 |
| Total interest expense | $1,202,000 | 2,802 |
| Net interest income | $2,237,000 | 2,532 |
| Provision for loan and lease losses | $204,000 | 1,117 |
| Total noninterest income | $60,000 | 6,628 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $48,000 | 5,036 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $12,000 | 7,358 |
| Total noninterest expense | $1,186,000 | 3,506 |
| Salaries and employee benefits | $632,000 | 3,616 |
| Premises and equipment expense | $295,000 | 2,134 |
| Additional noninterest expense | $259,000 | 4,358 |
| Pre-tax net operating income | $907,000 | 2,450 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $269,000 | 2,159 |
| Income before extraordinary items | $638,000 | 2,623 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $638,000 | 2,623 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $474,000 | 337 |
| Cash dividends | $300,000 | 1,914 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $638,000 | 2,602 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $10,018,000 | 3,150 |
| Total interest expense | $2,982,000 | 3,343 |
| Net interest income | $7,036,000 | 3,033 |
| Provision for loan and lease losses | $717,000 | 1,388 |
| Total noninterest income | $164,000 | 7,367 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $138,000 | 5,767 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $26,000 | 7,968 |
| Total noninterest expense | $3,871,000 | 3,961 |
| Salaries and employee benefits | $1,961,000 | 4,181 |
| Premises and equipment expense | $868,000 | 2,680 |
| Additional noninterest expense | $1,042,000 | 4,282 |
| Pre-tax net operating income | $2,612,000 | 3,083 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $610,000 | 3,050 |
| Income before extraordinary items | $2,002,000 | 3,094 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $2,002,000 | 3,096 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,618 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $2,002,000 | 3,055 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $6,983,000 | 3,283 |
| Total interest expense | $1,961,000 | 3,564 |
| Net interest income | $5,022,000 | 3,133 |
| Provision for loan and lease losses | $645,000 | 1,148 |
| Total noninterest income | $119,000 | 7,446 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $101,000 | 5,845 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $18,000 | 8,051 |
| Total noninterest expense | $2,712,000 | 4,142 |
| Salaries and employee benefits | $1,377,000 | 4,373 |
| Premises and equipment expense | $616,000 | 2,809 |
| Additional noninterest expense | $719,000 | 4,538 |
| Pre-tax net operating income | $1,784,000 | 3,315 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $382,000 | 3,404 |
| Income before extraordinary items | $1,402,000 | 3,297 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,402,000 | 3,298 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 5,516 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,402,000 | 3,256 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $4,176,000 | 3,504 |
| Total interest expense | $1,064,000 | 3,963 |
| Net interest income | $3,112,000 | 3,305 |
| Provision for loan and lease losses | $384,000 | 1,229 |
| Total noninterest income | $74,000 | 7,525 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $63,000 | 5,922 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $11,000 | 8,096 |
| Total noninterest expense | $1,718,000 | 4,308 |
| Salaries and employee benefits | $868,000 | 4,535 |
| Premises and equipment expense | $370,000 | 3,051 |
| Additional noninterest expense | $480,000 | 4,513 |
| Pre-tax net operating income | $1,084,000 | 3,512 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $220,000 | 3,629 |
| Income before extraordinary items | $864,000 | 3,447 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $864,000 | 3,449 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,660 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $864,000 | 3,403 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,795,000 | 3,929 |
| Total interest expense | $434,000 | 4,434 |
| Net interest income | $1,361,000 | 3,695 |
| Provision for loan and lease losses | $130,000 | 1,632 |
| Total noninterest income | $37,000 | 7,531 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $27,000 | 6,147 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $10,000 | 7,741 |
| Total noninterest expense | $719,000 | 4,901 |
| Salaries and employee benefits | $373,000 | 5,064 |
| Premises and equipment expense | $142,000 | 3,794 |
| Additional noninterest expense | $204,000 | 4,996 |
| Pre-tax net operating income | $549,000 | 3,435 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $75,000 | 4,202 |
| Income before extraordinary items | $474,000 | 3,170 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $474,000 | 3,171 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $474,000 | 3,132 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $5,519,000 | 4,527 |
| Total interest expense | $1,197,000 | 5,129 |
| Net interest income | $4,322,000 | 4,244 |
| Provision for loan and lease losses | $490,000 | 1,988 |
| Total noninterest income | $212,000 | 7,051 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $155,000 | 5,712 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $57,000 | 7,247 |
| Total noninterest expense | $2,598,000 | 5,164 |
| Salaries and employee benefits | $1,228,000 | 5,622 |
| Premises and equipment expense | $584,000 | 3,612 |
| Additional noninterest expense | $786,000 | 5,152 |
| Pre-tax net operating income | $1,446,000 | 4,335 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $240,000 | 4,500 |
| Income before extraordinary items | $1,206,000 | 4,196 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,206,000 | 4,197 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 6,099 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $3,000,000 | 287 |
| Net operating income | $1,206,000 | 4,125 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $3,873,000 | 4,718 |
| Total interest expense | $839,000 | 5,313 |
| Net interest income | $3,034,000 | 4,429 |
| Provision for loan and lease losses | $393,000 | 1,810 |
| Total noninterest income | $169,000 | 6,980 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $118,000 | 5,739 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $51,000 | 7,030 |
| Total noninterest expense | $1,982,000 | 5,071 |
| Salaries and employee benefits | $905,000 | 5,646 |
| Premises and equipment expense | $432,000 | 3,661 |
| Additional noninterest expense | $645,000 | 4,805 |
| Pre-tax net operating income | $828,000 | 5,099 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $131,000 | 5,029 |
| Income before extraordinary items | $697,000 | 4,964 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $697,000 | 4,965 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 5,550 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $697,000 | 4,876 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $2,456,000 | 4,901 |
| Total interest expense | $524,000 | 5,520 |
| Net interest income | $1,932,000 | 4,577 |
| Provision for loan and lease losses | $313,000 | 1,481 |
| Total noninterest income | $119,000 | 6,916 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $75,000 | 5,834 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $44,000 | 6,668 |
| Total noninterest expense | $1,277,000 | 5,211 |
| Salaries and employee benefits | $608,000 | 5,656 |
| Premises and equipment expense | $286,000 | 3,686 |
| Additional noninterest expense | $383,000 | 5,216 |
| Pre-tax net operating income | $461,000 | 5,504 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $39,000 | 5,843 |
| Income before extraordinary items | $422,000 | 5,184 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $422,000 | 5,184 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 4,897 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $422,000 | 5,096 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,096,000 | 5,281 |
| Total interest expense | $241,000 | 5,809 |
| Net interest income | $855,000 | 4,981 |
| Provision for loan and lease losses | $123,000 | 1,774 |
| Total noninterest income | $78,000 | 6,348 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $34,000 | 5,974 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $44,000 | 5,375 |
| Total noninterest expense | $618,000 | 5,355 |
| Salaries and employee benefits | $299,000 | 5,743 |
| Premises and equipment expense | $144,000 | 3,699 |
| Additional noninterest expense | $175,000 | 5,515 |
| Pre-tax net operating income | $192,000 | 5,914 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $192,000 | 5,448 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $192,000 | 5,447 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $192,000 | 5,322 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $2,456,000 | 7,085 |
| Total interest expense | $556,000 | 7,546 |
| Net interest income | $1,900,000 | 6,741 |
| Provision for loan and lease losses | $532,000 | 2,054 |
| Total noninterest income | $654,000 | 4,735 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $82,000 | 6,865 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $572,000 | 3,351 |
| Total noninterest expense | $1,892,000 | 6,173 |
| Salaries and employee benefits | $982,000 | 6,323 |
| Premises and equipment expense | $398,000 | 4,744 |
| Additional noninterest expense | $512,000 | 6,492 |
| Pre-tax net operating income | $130,000 | 8,082 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $0 | 7,459 |
| Income before extraordinary items | $130,000 | 8,090 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $130,000 | 8,092 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,416 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $130,000 | 7,972 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $1,625,000 | 7,476 |
| Total interest expense | $370,000 | 7,912 |
| Net interest income | $1,255,000 | 7,141 |
| Provision for loan and lease losses | $393,000 | 2,056 |
| Total noninterest income | $434,000 | 5,101 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $58,000 | 7,002 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $376,000 | 3,642 |
| Total noninterest expense | $1,256,000 | 6,563 |
| Salaries and employee benefits | $654,000 | 6,683 |
| Premises and equipment expense | $258,000 | 5,228 |
| Additional noninterest expense | $344,000 | 6,769 |
| Pre-tax net operating income | $40,000 | 8,494 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $0 | 7,524 |
| Income before extraordinary items | $40,000 | 8,565 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $40,000 | 8,566 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,967 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $40,000 | 8,458 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $917,000 | 7,881 |
| Total interest expense | $219,000 | 8,207 |
| Net interest income | $698,000 | 7,588 |
| Provision for loan and lease losses | $274,000 | 1,988 |
| Total noninterest income | $249,000 | 5,468 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $32,000 | 7,257 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $217,000 | 3,890 |
| Total noninterest expense | $791,000 | 6,748 |
| Salaries and employee benefits | $400,000 | 6,942 |
| Premises and equipment expense | $163,000 | 5,379 |
| Additional noninterest expense | $228,000 | 6,791 |
| Pre-tax net operating income | $-118,000 | 8,847 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $-118,000 | 8,936 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $-118,000 | 8,936 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,535 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $-118,000 | 8,852 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $369,000 | 8,295 |
| Total interest expense | $84,000 | 8,621 |
| Net interest income | $285,000 | 8,034 |
| Provision for loan and lease losses | $157,000 | 1,637 |
| Total noninterest income | $136,000 | 5,137 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $11,000 | 7,586 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $125,000 | 3,535 |
| Total noninterest expense | $380,000 | 6,871 |
| Salaries and employee benefits | $190,000 | 7,100 |
| Premises and equipment expense | $87,000 | 5,158 |
| Additional noninterest expense | $103,000 | 7,068 |
| Pre-tax net operating income | $-116,000 | 8,989 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $-116,000 | 9,053 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-116,000 | 9,050 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $-116,000 | 8,985 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $199,000 | 9,277 |
| Total interest expense | $33,000 | 9,260 |
| Net interest income | $166,000 | 9,259 |
| Provision for loan and lease losses | $246,000 | 3,899 |
| Total noninterest income | $81,000 | 8,632 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $3,000 | 8,157 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $78,000 | 6,931 |
| Total noninterest expense | $716,000 | 8,516 |
| Salaries and employee benefits | $433,000 | 8,387 |
| Premises and equipment expense | $128,000 | 7,773 |
| Additional noninterest expense | $155,000 | 8,841 |
| Pre-tax net operating income | $-715,000 | 9,062 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $0 | 7,681 |
| Income before extraordinary items | $-715,000 | 9,117 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $-715,000 | 9,113 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,632 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $7,000,000 | 99 |
| Net operating income | $-715,000 | 9,074 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.