Texas Commerce Bank - Rio Grande Valley, Income and Expense

1992-12-31 (YTD Data)		Rank
Total interest income	$39,697,000	952
Total interest expense	$20,701,000	888
Net interest income	$18,996,000	983
Provision for loan and lease losses	$-5,800,000	13,930
Total noninterest income	$6,286,000	832
Gross Fiduciary activities income	$1,331,000	478
Service charges on deposit accounts	$2,622,000	527
Trading account gains and fees	$-2,000	5,198
Additional Noninterest Income	$2,335,000	1,125
Total noninterest expense	$16,126,000	1,010
Salaries and employee benefits	$5,987,000	1,117
Premises and equipment expense	$2,444,000	948
Additional noninterest expense	$7,695,000	944
Pre-tax net operating income	$14,956,000	444
Securities gains (losses)	$0	8,369
Applicable income taxes	$1,916,000	1,163
Income before extraordinary items	$13,040,000	390
Extraordinary gains, net	$0	1,422
Net income	$13,040,000	392
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-1,617,000	13,932
Cash dividends	$0	8,912
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$13,040,000	351

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.