Home > Texas City Bank > Income and Expense
Texas City Bank, Income and Expense
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $5,656,000 | 5,469 |
| Total interest expense | $2,247,000 | 5,981 |
| Net interest income | $3,409,000 | 4,969 |
| Provision for loan and lease losses | $121,000 | 4,076 |
| Total noninterest income | $899,000 | 3,366 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $649,000 | 2,095 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $250,000 | 4,479 |
| Total noninterest expense | $3,253,000 | 4,008 |
| Salaries and employee benefits | $1,597,000 | 4,055 |
| Premises and equipment expense | $448,000 | 4,129 |
| Additional noninterest expense | $1,208,000 | 3,715 |
| Pre-tax net operating income | $934,000 | 6,270 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $196,000 | 7,489 |
| Income before extraordinary items | $738,000 | 5,772 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $738,000 | 5,769 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $71,000 | 4,478 |
| Cash dividends | $100,000 | 6,741 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $738,000 | 5,749 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $5,253,000 | 5,436 |
| Total interest expense | $1,735,000 | 6,250 |
| Net interest income | $3,518,000 | 4,924 |
| Provision for loan and lease losses | $90,000 | 4,765 |
| Total noninterest income | $1,064,000 | 2,980 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $744,000 | 1,816 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $320,000 | 3,914 |
| Total noninterest expense | $3,535,000 | 3,810 |
| Salaries and employee benefits | $1,599,000 | 4,052 |
| Premises and equipment expense | $486,000 | 3,899 |
| Additional noninterest expense | $1,450,000 | 3,419 |
| Pre-tax net operating income | $957,000 | 6,138 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $207,000 | 7,228 |
| Income before extraordinary items | $750,000 | 5,613 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $750,000 | 5,632 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $195,000 | 2,540 |
| Cash dividends | $450,000 | 3,436 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $750,000 | 5,690 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $5,676,000 | 5,195 |
| Total interest expense | $1,824,000 | 6,281 |
| Net interest income | $3,852,000 | 4,555 |
| Provision for loan and lease losses | $233,000 | 3,595 |
| Total noninterest income | $1,062,000 | 3,183 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $826,000 | 1,662 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $236,000 | 5,167 |
| Total noninterest expense | $4,143,000 | 3,378 |
| Salaries and employee benefits | $1,852,000 | 3,518 |
| Premises and equipment expense | $504,000 | 3,838 |
| Additional noninterest expense | $1,787,000 | 3,000 |
| Pre-tax net operating income | $538,000 | 8,389 |
| Securities gains (losses) | $9,000 | 5,582 |
| Applicable income taxes | $79,000 | 10,245 |
| Income before extraordinary items | $468,000 | 7,813 |
| Extraordinary gains, net | $-29,000 | 12,546 |
| Net income | $439,000 | 8,235 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $217,000 | 2,974 |
| Cash dividends | $1,350,000 | 1,388 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $460,260 | 7,631 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $6,609,000 | 5,065 |
| Total interest expense | $2,652,000 | 5,716 |
| Net interest income | $3,957,000 | 4,491 |
| Provision for loan and lease losses | $112,000 | 6,979 |
| Total noninterest income | $1,041,000 | 3,210 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $805,000 | 1,686 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $236,000 | 5,159 |
| Total noninterest expense | $3,645,000 | 3,798 |
| Salaries and employee benefits | $1,670,000 | 3,841 |
| Premises and equipment expense | $419,000 | 4,626 |
| Additional noninterest expense | $1,556,000 | 3,488 |
| Pre-tax net operating income | $1,241,000 | 4,785 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $304,000 | 5,874 |
| Income before extraordinary items | $937,000 | 4,772 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $937,000 | 4,816 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $237,000 | 3,828 |
| Cash dividends | $600,000 | 2,382 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $937,000 | 4,453 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.