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Texas Citizens Bank, Income and Expense

2021-12-31 (YTD Data)Rank
Total interest income$20,399,0001,457
Total interest expense$1,244,0001,904
Net interest income$19,155,0001,416
Provision for loan and lease losses$-820,0004,509
Total noninterest income$2,079,0002,174
Gross Fiduciary activities income$0994
Service charges on deposit accounts$722,0001,222
Trading account gains and fees$0132
Additional Noninterest Income$1,357,0002,327
Total noninterest expense$17,848,0001,269
Salaries and employee benefits$9,432,0001,358
Premises and equipment expense$3,181,000815
Additional noninterest expense$5,235,0001,278
Pre-tax net operating income$4,206,0002,272
Securities gains (losses)$712,000276
Applicable income taxes$981,0001,617
Income before extraordinary items$3,937,0002,188
Extraordinary gains, net$010
Net income$3,937,0002,189
Minority interest net income$074
Net income of bank and minority interests.$3,937,0002,189
Net charge-offs$91,0001,381
Cash dividends$1,594,0001,753
Sale, conversion, retirement of capital stock, net$0582
Net operating income$3,367,4002,370
2021-09-30 (YTD Data)Rank
Total interest income$15,667,0001,453
Total interest expense$1,025,0001,865
Net interest income$14,642,0001,419
Provision for loan and lease losses$-820,0004,602
Total noninterest income$1,560,0002,226
Gross Fiduciary activities income$0957
Service charges on deposit accounts$536,0001,223
Trading account gains and fees$0132
Additional Noninterest Income$1,024,0002,351
Total noninterest expense$13,548,0001,259
Salaries and employee benefits$7,016,0001,368
Premises and equipment expense$2,346,000844
Additional noninterest expense$4,186,0001,199
Pre-tax net operating income$3,474,0002,242
Securities gains (losses)$728,000240
Applicable income taxes$838,0001,605
Income before extraordinary items$3,364,0002,100
Extraordinary gains, net$08
Net income$3,364,0002,101
Minority interest net income$069
Net income of bank and minority interests.$3,364,0002,101
Net charge-offs$175,000845
Cash dividends$350,0002,567
Sale, conversion, retirement of capital stock, net$0543
Net operating income$2,781,6002,341
2021-06-30 (YTD Data)Rank
Total interest income$10,273,0001,477
Total interest expense$757,0001,792
Net interest income$9,516,0001,432
Provision for loan and lease losses$-820,0004,661
Total noninterest income$1,192,0002,045
Gross Fiduciary activities income$0951
Service charges on deposit accounts$348,0001,217
Trading account gains and fees$0133
Additional Noninterest Income$844,0002,101
Total noninterest expense$8,887,0001,259
Salaries and employee benefits$4,598,0001,384
Premises and equipment expense$1,592,000830
Additional noninterest expense$2,697,0001,230
Pre-tax net operating income$2,641,0002,041
Securities gains (losses)$333,000356
Applicable income taxes$594,0001,534
Income before extraordinary items$2,380,0002,019
Extraordinary gains, net$06
Net income$2,380,0002,019
Minority interest net income$067
Net income of bank and minority interests.$2,380,0002,019
Net charge-offs$275,000538
Cash dividends$03,104
Sale, conversion, retirement of capital stock, net$0517
Net operating income$2,113,6002,119
2021-03-31 (YTD Data)Rank
Total interest income$5,226,0001,448
Total interest expense$416,0001,746
Net interest income$4,810,0001,413
Provision for loan and lease losses$-350,0004,731
Total noninterest income$480,0002,275
Gross Fiduciary activities income$0922
Service charges on deposit accounts$168,0001,245
Trading account gains and fees$0127
Additional Noninterest Income$312,0002,416
Total noninterest expense$4,557,0001,224
Salaries and employee benefits$2,225,0001,419
Premises and equipment expense$751,000882
Additional noninterest expense$1,581,0001,074
Pre-tax net operating income$1,083,0002,266
Securities gains (losses)$121,000428
Applicable income taxes$236,0001,686
Income before extraordinary items$968,0002,255
Extraordinary gains, net$03
Net income$968,0002,256
Minority interest net income$055
Net income of bank and minority interests.$968,0002,255
Net charge-offs$345,000317
Cash dividends$02,452
Sale, conversion, retirement of capital stock, net$0482
Net operating income$871,2002,352
2020-12-31 (YTD Data)Rank
Total interest income$24,707,0001,246
Total interest expense$3,122,0001,438
Net interest income$21,585,0001,200
Provision for loan and lease losses$1,206,0001,423
Total noninterest income$1,322,0002,576
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$563,0001,487
Trading account gains and fees$0133
Additional Noninterest Income$759,0002,729
Total noninterest expense$19,686,0001,135
Salaries and employee benefits$10,280,0001,227
Premises and equipment expense$3,258,000794
Additional noninterest expense$6,148,0001,070
Pre-tax net operating income$2,015,0002,945
Securities gains (losses)$91,0001,437
Applicable income taxes$385,0002,127
Income before extraordinary items$1,721,0003,014
Extraordinary gains, net$04
Net income$1,721,0003,013
Minority interest net income$072
Net income of bank and minority interests.$1,721,0003,014
Net charge-offs$1,603,000480
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0566
Net operating income$1,646,3803,028
2020-09-30 (YTD Data)Rank
Total interest income$18,726,0001,235
Total interest expense$2,646,0001,362
Net interest income$16,080,0001,195
Provision for loan and lease losses$1,206,0001,214
Total noninterest income$1,023,0002,493
Gross Fiduciary activities income$0981
Service charges on deposit accounts$392,0001,570
Trading account gains and fees$0125
Additional Noninterest Income$631,0002,609
Total noninterest expense$15,196,0001,098
Salaries and employee benefits$7,850,0001,194
Premises and equipment expense$2,448,000777
Additional noninterest expense$4,898,0001,028
Pre-tax net operating income$701,0003,787
Securities gains (losses)$-95,0004,941
Applicable income taxes$88,0002,870
Income before extraordinary items$518,0003,972
Extraordinary gains, net$04
Net income$518,0003,972
Minority interest net income$065
Net income of bank and minority interests.$518,0003,972
Net charge-offs$1,720,000356
Cash dividends$03,384
Sale, conversion, retirement of capital stock, net$0532
Net operating income$598,7503,817
2020-06-30 (YTD Data)Rank
Total interest income$12,900,0001,212
Total interest expense$2,018,0001,308
Net interest income$10,882,0001,186
Provision for loan and lease losses$1,951,000733
Total noninterest income$609,0002,591
Gross Fiduciary activities income$0970
Service charges on deposit accounts$259,0001,600
Trading account gains and fees$0123
Additional Noninterest Income$350,0002,753
Total noninterest expense$10,585,0001,048
Salaries and employee benefits$5,289,0001,181
Premises and equipment expense$1,695,000752
Additional noninterest expense$3,601,000945
Pre-tax net operating income$-1,045,0004,975
Securities gains (losses)$-92,0004,948
Applicable income taxes$-263,0004,977
Income before extraordinary items$-874,0004,966
Extraordinary gains, net$04
Net income$-874,0004,966
Minority interest net income$065
Net income of bank and minority interests.$-874,0004,966
Net charge-offs$1,801,000269
Cash dividends$03,237
Sale, conversion, retirement of capital stock, net$0504
Net operating income$-801,3204,964
2020-03-31 (YTD Data)Rank
Total interest income$6,247,0001,249
Total interest expense$1,153,0001,276
Net interest income$5,094,0001,233
Provision for loan and lease losses$1,318,000523
Total noninterest income$316,0002,456
Gross Fiduciary activities income$0941
Service charges on deposit accounts$140,0001,712
Trading account gains and fees$0106
Additional Noninterest Income$176,0002,580
Total noninterest expense$5,609,0001,010
Salaries and employee benefits$2,774,0001,138
Premises and equipment expense$862,000752
Additional noninterest expense$1,973,000874
Pre-tax net operating income$-1,517,0005,046
Securities gains (losses)$1,0001,614
Applicable income taxes$-331,0005,009
Income before extraordinary items$-1,185,0005,019
Extraordinary gains, net$04
Net income$-1,185,0005,019
Minority interest net income$056
Net income of bank and minority interests.$-1,185,0005,019
Net charge-offs$317,000479
Cash dividends$02,639
Sale, conversion, retirement of capital stock, net$0482
Net operating income$-1,185,7905,040
2019-12-31 (YTD Data)Rank
Total interest income$28,800,0001,122
Total interest expense$5,399,0001,169
Net interest income$23,401,0001,105
Provision for loan and lease losses$3,408,000344
Total noninterest income$2,117,0001,913
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$611,0001,645
Trading account gains and fees$0135
Additional Noninterest Income$1,506,0001,788
Total noninterest expense$20,439,0001,066
Salaries and employee benefits$10,218,0001,185
Premises and equipment expense$3,082,000828
Additional noninterest expense$7,139,000950
Pre-tax net operating income$1,671,0003,263
Securities gains (losses)$73,0001,088
Applicable income taxes$328,0002,298
Income before extraordinary items$1,416,0003,347
Extraordinary gains, net$011
Net income$1,416,0003,348
Minority interest net income$076
Net income of bank and minority interests.$1,416,0003,348
Net charge-offs$3,122,000302
Cash dividends$03,944
Sale, conversion, retirement of capital stock, net$0626
Net operating income$1,356,8703,364
2019-09-30 (YTD Data)Rank
Total interest income$21,817,0001,118
Total interest expense$4,243,0001,122
Net interest income$17,574,0001,109
Provision for loan and lease losses$2,872,000312
Total noninterest income$1,627,0001,890
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$474,0001,620
Trading account gains and fees$0129
Additional Noninterest Income$1,153,0001,767
Total noninterest expense$15,285,0001,068
Salaries and employee benefits$7,749,0001,177
Premises and equipment expense$2,310,000827
Additional noninterest expense$5,226,000964
Pre-tax net operating income$1,044,0003,577
Securities gains (losses)$23,0001,371
Applicable income taxes$192,0002,529
Income before extraordinary items$875,0003,690
Extraordinary gains, net$011
Net income$875,0003,689
Minority interest net income$072
Net income of bank and minority interests.$875,0003,690
Net charge-offs$2,034,000303
Cash dividends$03,588
Sale, conversion, retirement of capital stock, net$0590
Net operating income$856,1403,685
2019-06-30 (YTD Data)Rank
Total interest income$14,741,0001,096
Total interest expense$2,883,0001,081
Net interest income$11,858,0001,100
Provision for loan and lease losses$2,475,000249
Total noninterest income$1,062,0001,903
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$314,0001,611
Trading account gains and fees$0131
Additional Noninterest Income$748,0001,779
Total noninterest expense$10,279,0001,063
Salaries and employee benefits$5,142,0001,177
Premises and equipment expense$1,546,000827
Additional noninterest expense$3,591,000950
Pre-tax net operating income$166,0004,748
Securities gains (losses)$4,0001,415
Applicable income taxes$18,0003,464
Income before extraordinary items$152,0004,759
Extraordinary gains, net$011
Net income$152,0004,757
Minority interest net income$069
Net income of bank and minority interests.$152,0004,757
Net charge-offs$2,012,000231
Cash dividends$03,456
Sale, conversion, retirement of capital stock, net$0573
Net operating income$148,4404,758
2019-03-31 (YTD Data)Rank
Total interest income$7,333,0001,099
Total interest expense$1,418,0001,075
Net interest income$5,915,0001,105
Provision for loan and lease losses$1,999,000187
Total noninterest income$406,0002,150
Gross Fiduciary activities income$0972
Service charges on deposit accounts$156,0001,621
Trading account gains and fees$0126
Additional Noninterest Income$250,0002,147
Total noninterest expense$5,171,0001,050
Salaries and employee benefits$2,549,0001,188
Premises and equipment expense$769,000842
Additional noninterest expense$1,853,000896
Pre-tax net operating income$-849,0005,335
Securities gains (losses)$01,087
Applicable income taxes$-188,0005,320
Income before extraordinary items$-661,0005,318
Extraordinary gains, net$05
Net income$-661,0005,318
Minority interest net income$052
Net income of bank and minority interests.$-661,0005,317
Net charge-offs$413,000384
Cash dividends$02,803
Sale, conversion, retirement of capital stock, net$0529
Net operating income$-661,0005,321
2018-12-31 (YTD Data)Rank
Total interest income$27,865,0001,073
Total interest expense$4,155,0001,097
Net interest income$23,710,0001,078
Provision for loan and lease losses$6,533,000224
Total noninterest income$2,313,0001,836
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$646,0001,637
Trading account gains and fees$0126
Additional Noninterest Income$1,667,0001,679
Total noninterest expense$18,909,0001,109
Salaries and employee benefits$9,947,0001,180
Premises and equipment expense$3,217,000779
Additional noninterest expense$5,745,0001,115
Pre-tax net operating income$581,0004,544
Securities gains (losses)$01,125
Applicable income taxes$91,0003,137
Income before extraordinary items$490,0004,556
Extraordinary gains, net$06
Net income$490,0004,555
Minority interest net income$072
Net income of bank and minority interests.$490,0004,555
Net charge-offs$4,287,000218
Cash dividends$04,033
Sale, conversion, retirement of capital stock, net$0671
Net operating income$490,0004,563
2018-09-30 (YTD Data)Rank
Total interest income$20,446,0001,080
Total interest expense$2,782,0001,144
Net interest income$17,664,0001,081
Provision for loan and lease losses$5,168,000203
Total noninterest income$2,087,0001,645
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$504,0001,594
Trading account gains and fees$0138
Additional Noninterest Income$1,583,0001,469
Total noninterest expense$13,789,0001,135
Salaries and employee benefits$7,396,0001,185
Premises and equipment expense$2,366,000793
Additional noninterest expense$4,027,0001,178
Pre-tax net operating income$794,0004,044
Securities gains (losses)$01,118
Applicable income taxes$142,0002,785
Income before extraordinary items$652,0004,119
Extraordinary gains, net$05
Net income$652,0004,118
Minority interest net income$066
Net income of bank and minority interests.$652,0004,118
Net charge-offs$3,779,000191
Cash dividends$03,618
Sale, conversion, retirement of capital stock, net$0633
Net operating income$652,0004,122
2018-06-30 (YTD Data)Rank
Total interest income$13,212,0001,101
Total interest expense$1,546,0001,261
Net interest income$11,666,0001,093
Provision for loan and lease losses$1,556,000336
Total noninterest income$1,550,0001,528
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$337,0001,578
Trading account gains and fees$0130
Additional Noninterest Income$1,213,0001,347
Total noninterest expense$9,189,0001,135
Salaries and employee benefits$5,037,0001,172
Premises and equipment expense$1,537,000818
Additional noninterest expense$2,615,0001,200
Pre-tax net operating income$2,471,0001,779
Securities gains (losses)$0961
Applicable income taxes$505,0001,403
Income before extraordinary items$1,966,0001,902
Extraordinary gains, net$06
Net income$1,966,0001,900
Minority interest net income$065
Net income of bank and minority interests.$1,966,0001,901
Net charge-offs$1,008,000331
Cash dividends$03,485
Sale, conversion, retirement of capital stock, net$0620
Net operating income$1,966,0001,896
2018-03-31 (YTD Data)Rank
Total interest income$6,085,0001,177
Total interest expense$642,0001,411
Net interest income$5,443,0001,149
Provision for loan and lease losses$1,038,000269
Total noninterest income$620,0001,760
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$175,0001,541
Trading account gains and fees$0123
Additional Noninterest Income$445,0001,594
Total noninterest expense$4,325,0001,194
Salaries and employee benefits$2,355,0001,241
Premises and equipment expense$749,000846
Additional noninterest expense$1,221,0001,260
Pre-tax net operating income$700,0002,594
Securities gains (losses)$0735
Applicable income taxes$139,0001,896
Income before extraordinary items$561,0002,723
Extraordinary gains, net$07
Net income$561,0002,723
Minority interest net income$052
Net income of bank and minority interests.$561,0002,723
Net charge-offs$862,000242
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$0580
Net operating income$561,0002,714
2017-12-31 (YTD Data)Rank
Total interest income$21,618,0001,266
Total interest expense$1,625,0001,799
Net interest income$19,993,0001,216
Provision for loan and lease losses$1,841,000549
Total noninterest income$2,127,0001,957
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$601,0001,775
Trading account gains and fees$0151
Additional Noninterest Income$1,526,0001,802
Total noninterest expense$17,252,0001,186
Salaries and employee benefits$8,482,0001,336
Premises and equipment expense$3,418,000728
Additional noninterest expense$5,352,0001,187
Pre-tax net operating income$3,027,0002,471
Securities gains (losses)$02,243
Applicable income taxes$2,098,0001,239
Income before extraordinary items$929,0003,809
Extraordinary gains, net$09
Net income$929,0003,808
Minority interest net income$076
Net income of bank and minority interests.$929,0003,809
Net charge-offs$841,000786
Cash dividends$04,147
Sale, conversion, retirement of capital stock, net$0711
Net operating income$929,0003,793
2017-09-30 (YTD Data)Rank
Total interest income$15,672,0001,304
Total interest expense$1,147,0001,872
Net interest income$14,525,0001,252
Provision for loan and lease losses$1,515,000497
Total noninterest income$1,387,0002,155
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$437,0001,829
Trading account gains and fees$0145
Additional Noninterest Income$950,0002,031
Total noninterest expense$12,823,0001,200
Salaries and employee benefits$6,328,0001,341
Premises and equipment expense$2,556,000738
Additional noninterest expense$3,939,0001,192
Pre-tax net operating income$1,574,0003,081
Securities gains (losses)$02,274
Applicable income taxes$463,0002,139
Income before extraordinary items$1,111,0003,351
Extraordinary gains, net$09
Net income$1,111,0003,350
Minority interest net income$071
Net income of bank and minority interests.$1,111,0003,351
Net charge-offs$870,000543
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$0677
Net operating income$1,111,0003,324
2017-06-30 (YTD Data)Rank
Total interest income$10,156,0001,328
Total interest expense$714,0001,936
Net interest income$9,442,0001,279
Provision for loan and lease losses$1,177,000447
Total noninterest income$825,0002,312
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$291,0001,819
Trading account gains and fees$0139
Additional Noninterest Income$534,0002,245
Total noninterest expense$8,204,0001,241
Salaries and employee benefits$4,193,0001,351
Premises and equipment expense$1,687,000749
Additional noninterest expense$2,324,0001,318
Pre-tax net operating income$886,0003,324
Securities gains (losses)$01,906
Applicable income taxes$287,0002,179
Income before extraordinary items$599,0003,664
Extraordinary gains, net$011
Net income$599,0003,662
Minority interest net income$071
Net income of bank and minority interests.$599,0003,664
Net charge-offs$938,000373
Cash dividends$03,544
Sale, conversion, retirement of capital stock, net$0659
Net operating income$599,0003,642
2017-03-31 (YTD Data)Rank
Total interest income$4,908,0001,354
Total interest expense$330,0002,025
Net interest income$4,578,0001,297
Provision for loan and lease losses$863,000303
Total noninterest income$363,0002,463
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$156,0001,699
Trading account gains and fees$0142
Additional Noninterest Income$207,0002,533
Total noninterest expense$4,015,0001,272
Salaries and employee benefits$2,069,0001,385
Premises and equipment expense$793,000798
Additional noninterest expense$1,153,0001,325
Pre-tax net operating income$63,0005,210
Securities gains (losses)$01,153
Applicable income taxes$14,0003,484
Income before extraordinary items$49,0005,264
Extraordinary gains, net$08
Net income$49,0005,264
Minority interest net income$055
Net income of bank and minority interests.$49,0005,264
Net charge-offs$109,000895
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$0632
Net operating income$49,0005,256
2016-12-31 (YTD Data)Rank
Total interest income$19,539,0001,317
Total interest expense$1,226,0002,098
Net interest income$18,313,0001,264
Provision for loan and lease losses$869,0001,025
Total noninterest income$1,622,0002,386
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$523,0002,015
Trading account gains and fees$0170
Additional Noninterest Income$1,099,0002,280
Total noninterest expense$15,680,0001,280
Salaries and employee benefits$8,270,0001,338
Premises and equipment expense$2,852,000862
Additional noninterest expense$4,558,0001,369
Pre-tax net operating income$3,386,0002,179
Securities gains (losses)$03,212
Applicable income taxes$1,125,0001,531
Income before extraordinary items$2,261,0002,583
Extraordinary gains, net$05
Net income$2,261,0002,581
Minority interest net income$082
Net income of bank and minority interests.$2,261,0002,582
Net charge-offs$785,000793
Cash dividends$04,239
Sale, conversion, retirement of capital stock, net$0759
Net operating income$2,261,0002,526
2016-09-30 (YTD Data)Rank
Total interest income$14,618,0001,328
Total interest expense$915,0002,107
Net interest income$13,703,0001,276
Provision for loan and lease losses$535,0001,101
Total noninterest income$1,509,0002,115
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$384,0002,056
Trading account gains and fees$0169
Additional Noninterest Income$1,125,0001,899
Total noninterest expense$12,054,0001,249
Salaries and employee benefits$6,386,0001,308
Premises and equipment expense$2,174,000851
Additional noninterest expense$3,494,0001,340
Pre-tax net operating income$2,623,0002,174
Securities gains (losses)$03,160
Applicable income taxes$875,0001,542
Income before extraordinary items$1,748,0002,562
Extraordinary gains, net$05
Net income$1,748,0002,563
Minority interest net income$071
Net income of bank and minority interests.$1,748,0002,563
Net charge-offs$194,0001,484
Cash dividends$03,792
Sale, conversion, retirement of capital stock, net$0719
Net operating income$1,748,0002,507
2016-06-30 (YTD Data)Rank
Total interest income$9,662,0001,344
Total interest expense$597,0002,146
Net interest income$9,065,0001,288
Provision for loan and lease losses$225,0001,514
Total noninterest income$975,0002,147
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$225,0002,238
Trading account gains and fees$0157
Additional Noninterest Income$750,0001,869
Total noninterest expense$7,993,0001,257
Salaries and employee benefits$4,182,0001,329
Premises and equipment expense$1,462,000854
Additional noninterest expense$2,349,0001,336
Pre-tax net operating income$1,822,0002,090
Securities gains (losses)$02,835
Applicable income taxes$607,0001,488
Income before extraordinary items$1,215,0002,473
Extraordinary gains, net$016
Net income$1,215,0002,472
Minority interest net income$071
Net income of bank and minority interests.$1,215,0002,472
Net charge-offs$120,0001,467
Cash dividends$03,654
Sale, conversion, retirement of capital stock, net$0705
Net operating income$1,215,0002,414
2016-03-31 (YTD Data)Rank
Total interest income$4,769,0001,354
Total interest expense$293,0002,175
Net interest income$4,476,0001,296
Provision for loan and lease losses$230,000857
Total noninterest income$506,0002,054
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$182,0001,546
Trading account gains and fees$0142
Additional Noninterest Income$324,0002,007
Total noninterest expense$4,107,0001,240
Salaries and employee benefits$2,080,0001,340
Premises and equipment expense$699,000890
Additional noninterest expense$1,328,0001,206
Pre-tax net operating income$645,0002,620
Securities gains (losses)$02,077
Applicable income taxes$216,0001,765
Income before extraordinary items$429,0003,004
Extraordinary gains, net$012
Net income$429,0003,002
Minority interest net income$062
Net income of bank and minority interests.$429,0003,003
Net charge-offs$131,000861
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$0659
Net operating income$429,0002,941
2015-12-31 (YTD Data)Rank
Total interest income$18,185,0001,376
Total interest expense$1,115,0002,237
Net interest income$17,070,0001,316
Provision for loan and lease losses$2,071,000437
Total noninterest income$1,976,0002,133
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$484,0002,193
Trading account gains and fees$0159
Additional Noninterest Income$1,492,0001,856
Total noninterest expense$15,016,0001,314
Salaries and employee benefits$8,079,0001,346
Premises and equipment expense$3,013,000824
Additional noninterest expense$3,924,0001,560
Pre-tax net operating income$1,959,0003,047
Securities gains (losses)$03,216
Applicable income taxes$665,0001,975
Income before extraordinary items$1,294,0003,484
Extraordinary gains, net$023
Net income$1,294,0003,482
Minority interest net income$081
Net income of bank and minority interests.$1,294,0003,484
Net charge-offs$1,587,000471
Cash dividends$04,291
Sale, conversion, retirement of capital stock, net$191,000430
Net operating income$1,294,0003,441
2015-09-30 (YTD Data)Rank
Total interest income$13,479,0001,401
Total interest expense$832,0002,277
Net interest income$12,647,0001,344
Provision for loan and lease losses$739,000758
Total noninterest income$1,303,0002,311
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$419,0001,965
Trading account gains and fees$0153
Additional Noninterest Income$884,0002,186
Total noninterest expense$11,056,0001,337
Salaries and employee benefits$6,114,0001,338
Premises and equipment expense$2,270,000835
Additional noninterest expense$2,672,0001,697
Pre-tax net operating income$2,155,0002,430
Securities gains (losses)$03,031
Applicable income taxes$714,0001,677
Income before extraordinary items$1,441,0002,840
Extraordinary gains, net$021
Net income$1,441,0002,839
Minority interest net income$078
Net income of bank and minority interests.$1,441,0002,841
Net charge-offs$262,0001,308
Cash dividends$03,825
Sale, conversion, retirement of capital stock, net$178,000379
Net operating income$1,441,0002,787
2015-06-30 (YTD Data)Rank
Total interest income$8,788,0001,431
Total interest expense$548,0002,304
Net interest income$8,240,0001,371
Provision for loan and lease losses$316,0001,062
Total noninterest income$987,0002,152
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$236,0002,215
Trading account gains and fees$0157
Additional Noninterest Income$751,0001,878
Total noninterest expense$7,366,0001,344
Salaries and employee benefits$4,075,0001,344
Premises and equipment expense$1,522,000832
Additional noninterest expense$1,769,0001,716
Pre-tax net operating income$1,545,0002,289
Securities gains (losses)$02,636
Applicable income taxes$510,0001,604
Income before extraordinary items$1,035,0002,695
Extraordinary gains, net$022
Net income$1,035,0002,696
Minority interest net income$075
Net income of bank and minority interests.$1,035,0002,697
Net charge-offs$77,0001,964
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$155,000322
Net operating income$1,035,0002,640
2015-03-31 (YTD Data)Rank
Total interest income$4,342,0001,444
Total interest expense$272,0002,337
Net interest income$4,070,0001,378
Provision for loan and lease losses$122,0001,274
Total noninterest income$336,0002,636
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$133,0001,995
Trading account gains and fees$0152
Additional Noninterest Income$203,0002,608
Total noninterest expense$3,650,0001,348
Salaries and employee benefits$2,054,0001,349
Premises and equipment expense$712,000881
Additional noninterest expense$884,0001,704
Pre-tax net operating income$634,0002,593
Securities gains (losses)$02,027
Applicable income taxes$209,0001,783
Income before extraordinary items$425,0003,015
Extraordinary gains, net$013
Net income$425,0003,018
Minority interest net income$064
Net income of bank and minority interests.$425,0003,018
Net charge-offs$-9,0005,373
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$24,000455
Net operating income$425,0002,952
2014-12-31 (YTD Data)Rank
Total interest income$16,183,0001,532
Total interest expense$1,156,0002,328
Net interest income$15,027,0001,469
Provision for loan and lease losses$662,0001,179
Total noninterest income$2,329,0001,901
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$563,0002,065
Trading account gains and fees$0180
Additional Noninterest Income$1,766,0001,605
Total noninterest expense$14,262,0001,361
Salaries and employee benefits$7,834,0001,352
Premises and equipment expense$2,835,000866
Additional noninterest expense$3,593,0001,723
Pre-tax net operating income$2,432,0002,638
Securities gains (losses)$03,259
Applicable income taxes$806,0001,755
Income before extraordinary items$1,626,0003,095
Extraordinary gains, net$017
Net income$1,626,0003,095
Minority interest net income$084
Net income of bank and minority interests.$1,626,0003,096
Net charge-offs$90,0003,277
Cash dividends$04,358
Sale, conversion, retirement of capital stock, net$136,000494
Net operating income$1,626,0003,043
2014-09-30 (YTD Data)Rank
Total interest income$11,892,0001,569
Total interest expense$886,0002,329
Net interest income$11,006,0001,507
Provision for loan and lease losses$366,0001,452
Total noninterest income$1,662,0001,968
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$433,0002,039
Trading account gains and fees$0174
Additional Noninterest Income$1,229,0001,690
Total noninterest expense$10,730,0001,371
Salaries and employee benefits$5,823,0001,363
Premises and equipment expense$2,161,000857
Additional noninterest expense$2,746,0001,691
Pre-tax net operating income$1,572,0002,953
Securities gains (losses)$02,980
Applicable income taxes$529,0001,931
Income before extraordinary items$1,043,0003,417
Extraordinary gains, net$015
Net income$1,043,0003,418
Minority interest net income$081
Net income of bank and minority interests.$1,043,0003,418
Net charge-offs$-71,0006,135
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$117,000433
Net operating income$1,043,0003,372
2014-06-30 (YTD Data)Rank
Total interest income$7,834,0001,589
Total interest expense$614,0002,281
Net interest income$7,220,0001,527
Provision for loan and lease losses$178,0001,755
Total noninterest income$1,270,0001,755
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$291,0001,999
Trading account gains and fees$0172
Additional Noninterest Income$979,0001,469
Total noninterest expense$7,089,0001,378
Salaries and employee benefits$3,795,0001,395
Premises and equipment expense$1,432,000867
Additional noninterest expense$1,862,0001,666
Pre-tax net operating income$1,223,0002,612
Securities gains (losses)$02,580
Applicable income taxes$409,0001,739
Income before extraordinary items$814,0003,055
Extraordinary gains, net$020
Net income$814,0003,061
Minority interest net income$080
Net income of bank and minority interests.$814,0003,061
Net charge-offs$-65,0006,216
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$44,000498
Net operating income$814,0002,996
2014-03-31 (YTD Data)Rank
Total interest income$3,845,0001,610
Total interest expense$318,0002,247
Net interest income$3,527,0001,553
Provision for loan and lease losses$03,817
Total noninterest income$681,0001,636
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$155,0001,886
Trading account gains and fees$0147
Additional Noninterest Income$526,0001,367
Total noninterest expense$3,499,0001,396
Salaries and employee benefits$1,870,0001,424
Premises and equipment expense$716,000883
Additional noninterest expense$913,0001,673
Pre-tax net operating income$709,0002,296
Securities gains (losses)$01,715
Applicable income taxes$234,0001,568
Income before extraordinary items$475,0002,663
Extraordinary gains, net$016
Net income$475,0002,666
Minority interest net income$066
Net income of bank and minority interests.$475,0002,666
Net charge-offs$-68,0006,399
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$22,000457
Net operating income$475,0002,617
2013-12-31 (YTD Data)Rank
Total interest income$15,749,0001,581
Total interest expense$1,587,0002,059
Net interest income$14,162,0001,532
Provision for loan and lease losses$44,0004,374
Total noninterest income$1,713,0002,376
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$600,0002,062
Trading account gains and fees$0184
Additional Noninterest Income$1,113,0002,238
Total noninterest expense$13,493,0001,451
Salaries and employee benefits$6,859,0001,511
Premises and equipment expense$2,929,000831
Additional noninterest expense$3,705,0001,721
Pre-tax net operating income$2,338,0002,573
Securities gains (losses)$03,182
Applicable income taxes$-3,104,0006,743
Income before extraordinary items$5,442,0001,142
Extraordinary gains, net$029
Net income$5,442,0001,144
Minority interest net income$090
Net income of bank and minority interests.$5,442,0001,145
Net charge-offs$181,0003,121
Cash dividends$04,350
Sale, conversion, retirement of capital stock, net$175,000456
Net operating income$5,442,0001,110
2013-09-30 (YTD Data)Rank
Total interest income$11,879,0001,589
Total interest expense$1,224,0002,066
Net interest income$10,655,0001,538
Provision for loan and lease losses$14,0004,644
Total noninterest income$1,355,0002,340
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$452,0002,059
Trading account gains and fees$0180
Additional Noninterest Income$903,0002,195
Total noninterest expense$10,159,0001,450
Salaries and employee benefits$5,155,0001,514
Premises and equipment expense$2,224,000827
Additional noninterest expense$2,780,0001,706
Pre-tax net operating income$1,837,0002,586
Securities gains (losses)$03,040
Applicable income taxes$04,713
Income before extraordinary items$1,837,0002,284
Extraordinary gains, net$025
Net income$1,837,0002,289
Minority interest net income$084
Net income of bank and minority interests.$1,837,0002,289
Net charge-offs$185,0002,655
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$130,000422
Net operating income$1,837,0002,220
2013-06-30 (YTD Data)Rank
Total interest income$7,989,0001,571
Total interest expense$831,0002,074
Net interest income$7,158,0001,505
Provision for loan and lease losses$14,0004,421
Total noninterest income$1,031,0002,185
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$299,0002,042
Trading account gains and fees$0157
Additional Noninterest Income$732,0001,952
Total noninterest expense$6,810,0001,453
Salaries and employee benefits$3,467,0001,504
Premises and equipment expense$1,484,000828
Additional noninterest expense$1,859,0001,708
Pre-tax net operating income$1,365,0002,369
Securities gains (losses)$02,791
Applicable income taxes$04,679
Income before extraordinary items$1,365,0002,086
Extraordinary gains, net$022
Net income$1,365,0002,094
Minority interest net income$082
Net income of bank and minority interests.$1,365,0002,092
Net charge-offs$139,0002,446
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$48,000484
Net operating income$1,365,0002,003
2013-03-31 (YTD Data)Rank
Total interest income$4,051,0001,560
Total interest expense$429,0002,058
Net interest income$3,622,0001,492
Provision for loan and lease losses$14,0003,892
Total noninterest income$418,0002,492
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$151,0002,024
Trading account gains and fees$0148
Additional Noninterest Income$267,0002,377
Total noninterest expense$3,403,0001,454
Salaries and employee benefits$1,734,0001,524
Premises and equipment expense$743,000846
Additional noninterest expense$926,0001,727
Pre-tax net operating income$623,0002,490
Securities gains (losses)$01,966
Applicable income taxes$04,602
Income before extraordinary items$623,0002,194
Extraordinary gains, net$010
Net income$623,0002,196
Minority interest net income$076
Net income of bank and minority interests.$623,0002,196
Net charge-offs$95,0001,944
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$18,000482
Net operating income$623,0002,110
2012-12-31 (YTD Data)Rank
Total interest income$16,415,0001,619
Total interest expense$2,264,0001,931
Net interest income$14,151,0001,559
Provision for loan and lease losses$3,277,000713
Total noninterest income$1,554,0002,558
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$579,0002,215
Trading account gains and fees$0166
Additional Noninterest Income$975,0002,403
Total noninterest expense$13,473,0001,456
Salaries and employee benefits$6,728,0001,512
Premises and equipment expense$3,003,000808
Additional noninterest expense$3,742,0001,763
Pre-tax net operating income$-1,045,0006,678
Securities gains (losses)$201,0001,692
Applicable income taxes$04,751
Income before extraordinary items$-844,0006,686
Extraordinary gains, net$029
Net income$-844,0006,680
Minority interest net income$093
Net income of bank and minority interests.$-844,0006,682
Net charge-offs$3,410,000778
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$2,825,000134
Net operating income$-1,045,0006,688
2012-09-30 (YTD Data)Rank
Total interest income$12,241,0001,655
Total interest expense$1,807,0001,887
Net interest income$10,434,0001,596
Provision for loan and lease losses$3,057,000614
Total noninterest income$1,004,0002,786
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$417,0002,312
Trading account gains and fees$0157
Additional Noninterest Income$587,0002,706
Total noninterest expense$10,152,0001,450
Salaries and employee benefits$5,121,0001,483
Premises and equipment expense$2,305,000789
Additional noninterest expense$2,726,0001,817
Pre-tax net operating income$-1,771,0006,952
Securities gains (losses)$201,0001,435
Applicable income taxes$04,802
Income before extraordinary items$-1,570,0006,957
Extraordinary gains, net$020
Net income$-1,570,0006,954
Minority interest net income$086
Net income of bank and minority interests.$-1,570,0006,956
Net charge-offs$2,912,000685
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$2,788,00097
Net operating income$-1,771,0006,956
2012-06-30 (YTD Data)Rank
Total interest income$8,032,0001,694
Total interest expense$1,273,0001,840
Net interest income$6,759,0001,633
Provision for loan and lease losses$2,773,000491
Total noninterest income$592,0002,955
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$251,0002,471
Trading account gains and fees$0153
Additional Noninterest Income$341,0002,887
Total noninterest expense$6,711,0001,459
Salaries and employee benefits$3,364,0001,505
Premises and equipment expense$1,536,000789
Additional noninterest expense$1,811,0001,839
Pre-tax net operating income$-2,133,0007,098
Securities gains (losses)$201,0001,100
Applicable income taxes$04,770
Income before extraordinary items$-1,932,0007,103
Extraordinary gains, net$019
Net income$-1,932,0007,102
Minority interest net income$084
Net income of bank and minority interests.$-1,932,0007,103
Net charge-offs$659,0001,514
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$2,765,00067
Net operating income$-2,133,0007,103
2012-03-31 (YTD Data)Rank
Total interest income$3,924,0001,739
Total interest expense$663,0001,842
Net interest income$3,261,0001,710
Provision for loan and lease losses$651,000866
Total noninterest income$242,0003,295
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$117,0002,591
Trading account gains and fees$0148
Additional Noninterest Income$125,0003,353
Total noninterest expense$3,229,0001,519
Salaries and employee benefits$1,637,0001,547
Premises and equipment expense$763,000787
Additional noninterest expense$829,0001,974
Pre-tax net operating income$-377,0006,990
Securities gains (losses)$02,210
Applicable income taxes$04,704
Income before extraordinary items$-377,0007,030
Extraordinary gains, net$019
Net income$-377,0007,029
Minority interest net income$078
Net income of bank and minority interests.$-377,0007,030
Net charge-offs$50,0003,016
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$2,743,00036
Net operating income$-377,0007,007
2011-12-31 (YTD Data)Rank
Total interest income$14,570,0001,939
Total interest expense$3,068,0001,922
Net interest income$11,502,0001,908
Provision for loan and lease losses$1,225,0002,132
Total noninterest income$1,264,0002,708
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$444,0002,819
Trading account gains and fees$0146
Additional Noninterest Income$820,0002,405
Total noninterest expense$13,240,0001,462
Salaries and employee benefits$6,678,0001,479
Premises and equipment expense$3,135,000793
Additional noninterest expense$3,427,0001,963
Pre-tax net operating income$-1,699,0006,739
Securities gains (losses)$531,000763
Applicable income taxes$04,719
Income before extraordinary items$-1,168,0006,691
Extraordinary gains, net$029
Net income$-1,168,0006,691
Minority interest net income$096
Net income of bank and minority interests.$-1,168,0006,691
Net charge-offs$370,0003,548
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$931,000335
Net operating income$-1,699,0006,763
2011-09-30 (YTD Data)Rank
Total interest income$10,763,0001,985
Total interest expense$2,348,0001,956
Net interest income$8,415,0001,957
Provision for loan and lease losses$775,0002,308
Total noninterest income$887,0002,813
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$318,0002,914
Trading account gains and fees$0145
Additional Noninterest Income$569,0002,499
Total noninterest expense$10,007,0001,457
Salaries and employee benefits$5,080,0001,458
Premises and equipment expense$2,366,000799
Additional noninterest expense$2,561,0001,974
Pre-tax net operating income$-1,480,0006,917
Securities gains (losses)$531,000620
Applicable income taxes$04,740
Income before extraordinary items$-949,0006,843
Extraordinary gains, net$021
Net income$-949,0006,844
Minority interest net income$087
Net income of bank and minority interests.$-949,0006,843
Net charge-offs$219,0003,609
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$72,000629
Net operating income$-1,480,0006,952
2011-06-30 (YTD Data)Rank
Total interest income$7,095,0002,017
Total interest expense$1,590,0001,999
Net interest income$5,505,0001,995
Provision for loan and lease losses$641,0001,990
Total noninterest income$488,0003,164
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$203,0002,978
Trading account gains and fees$0153
Additional Noninterest Income$285,0002,960
Total noninterest expense$6,679,0001,473
Salaries and employee benefits$3,355,0001,493
Premises and equipment expense$1,578,000811
Additional noninterest expense$1,746,0001,953
Pre-tax net operating income$-1,327,0007,057
Securities gains (losses)$329,000512
Applicable income taxes$04,697
Income before extraordinary items$-998,0007,034
Extraordinary gains, net$015
Net income$-998,0007,033
Minority interest net income$089
Net income of bank and minority interests.$-998,0007,034
Net charge-offs$220,0003,009
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$52,000530
Net operating income$-1,327,0007,088
2011-03-31 (YTD Data)Rank
Total interest income$3,524,0002,038
Total interest expense$817,0002,016
Net interest income$2,707,0002,022
Provision for loan and lease losses$397,0001,659
Total noninterest income$240,0003,231
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$92,0003,157
Trading account gains and fees$0158
Additional Noninterest Income$148,0002,922
Total noninterest expense$3,329,0001,491
Salaries and employee benefits$1,753,0001,444
Premises and equipment expense$783,000840
Additional noninterest expense$793,0002,121
Pre-tax net operating income$-779,0007,207
Securities gains (losses)$183,000367
Applicable income taxes$04,545
Income before extraordinary items$-596,0007,169
Extraordinary gains, net$09
Net income$-596,0007,170
Minority interest net income$086
Net income of bank and minority interests.$-596,0007,170
Net charge-offs$185,0002,174
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$32,000442
Net operating income$-779,0007,230
2010-12-31 (YTD Data)Rank
Total interest income$12,465,0002,410
Total interest expense$3,769,0002,099
Net interest income$8,696,0002,531
Provision for loan and lease losses$935,0003,164
Total noninterest income$710,0003,911
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$262,0003,913
Trading account gains and fees$0175
Additional Noninterest Income$448,0003,346
Total noninterest expense$13,133,0001,505
Salaries and employee benefits$6,872,0001,435
Premises and equipment expense$2,481,0001,054
Additional noninterest expense$3,780,0001,891
Pre-tax net operating income$-4,662,0007,080
Securities gains (losses)$19,0003,127
Applicable income taxes$04,655
Income before extraordinary items$-4,643,0007,150
Extraordinary gains, net$029
Net income$-4,643,0007,150
Minority interest net income$0111
Net income of bank and minority interests.$-4,643,0007,150
Net charge-offs$256,0004,500
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$11,279,00077
Net operating income$-4,662,0007,131
2010-09-30 (YTD Data)Rank
Total interest income$8,984,0002,557
Total interest expense$2,825,0002,195
Net interest income$6,159,0002,689
Provision for loan and lease losses$768,0002,907
Total noninterest income$449,0004,283
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$187,0004,084
Trading account gains and fees$0165
Additional Noninterest Income$262,0003,756
Total noninterest expense$9,619,0001,541
Salaries and employee benefits$5,092,0001,453
Premises and equipment expense$1,793,0001,095
Additional noninterest expense$2,734,0001,904
Pre-tax net operating income$-3,779,0007,282
Securities gains (losses)$03,651
Applicable income taxes$04,726
Income before extraordinary items$-3,779,0007,344
Extraordinary gains, net$023
Net income$-3,779,0007,343
Minority interest net income$0110
Net income of bank and minority interests.$-3,779,0007,344
Net charge-offs$252,0003,947
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$8,114,00078
Net operating income$-3,779,0007,330
2010-06-30 (YTD Data)Rank
Total interest income$5,664,0002,724
Total interest expense$1,831,0002,343
Net interest income$3,833,0002,870
Provision for loan and lease losses$619,0002,532
Total noninterest income$161,0005,366
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$115,0004,223
Trading account gains and fees$0152
Additional Noninterest Income$46,0005,686
Total noninterest expense$6,150,0001,603
Salaries and employee benefits$3,248,0001,525
Premises and equipment expense$1,049,0001,264
Additional noninterest expense$1,853,0001,874
Pre-tax net operating income$-2,775,0007,386
Securities gains (losses)$03,184
Applicable income taxes$04,691
Income before extraordinary items$-2,775,0007,429
Extraordinary gains, net$019
Net income$-2,775,0007,429
Minority interest net income$0105
Net income of bank and minority interests.$-2,775,0007,429
Net charge-offs$236,0003,352
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$6,627,00061
Net operating income$-2,775,0007,422
2010-03-31 (YTD Data)Rank
Total interest income$2,587,0003,010
Total interest expense$846,0002,640
Net interest income$1,741,0003,146
Provision for loan and lease losses$464,0001,893
Total noninterest income$1,0007,632
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$56,0004,261
Trading account gains and fees$0175
Additional Noninterest Income$-55,0007,682
Total noninterest expense$2,667,0001,860
Salaries and employee benefits$1,411,0001,773
Premises and equipment expense$406,0001,666
Additional noninterest expense$850,0001,995
Pre-tax net operating income$-1,389,0007,502
Securities gains (losses)$02,284
Applicable income taxes$04,611
Income before extraordinary items$-1,389,0007,552
Extraordinary gains, net$016
Net income$-1,389,0007,553
Minority interest net income$091
Net income of bank and minority interests.$-1,389,0007,553
Net charge-offs$236,0002,267
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$4,616,00047
Net operating income$-1,389,0007,549
2009-12-31 (YTD Data)Rank
Total interest income$8,181,0003,756
Total interest expense$2,544,0003,842
Net interest income$5,637,0003,634
Provision for loan and lease losses$831,0003,792
Total noninterest income$452,0004,910
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$179,0004,842
Trading account gains and fees$0211
Additional Noninterest Income$273,0004,119
Total noninterest expense$7,835,0002,507
Salaries and employee benefits$3,797,0002,560
Premises and equipment expense$1,390,0001,935
Additional noninterest expense$2,648,0002,615
Pre-tax net operating income$-2,577,0006,795
Securities gains (losses)$85,0002,276
Applicable income taxes$04,388
Income before extraordinary items$-2,492,0006,885
Extraordinary gains, net$034
Net income$-2,492,0006,884
Minority interest net income$0115
Net income of bank and minority interests.$-2,492,0006,885
Net charge-offs$265,0004,643
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$3,009,000264
Net operating income$-2,577,0006,916
2009-09-30 (YTD Data)Rank
Total interest income$5,805,0003,966
Total interest expense$1,802,0004,125
Net interest income$4,003,0003,793
Provision for loan and lease losses$525,0003,724
Total noninterest income$326,0005,050
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$121,0005,060
Trading account gains and fees$0212
Additional Noninterest Income$205,0004,246
Total noninterest expense$5,142,0002,838
Salaries and employee benefits$2,524,0002,925
Premises and equipment expense$998,0002,025
Additional noninterest expense$1,620,0003,097
Pre-tax net operating income$-1,338,0006,803
Securities gains (losses)$85,0001,951
Applicable income taxes$04,592
Income before extraordinary items$-1,253,0006,883
Extraordinary gains, net$027
Net income$-1,253,0006,885
Minority interest net income$0118
Net income of bank and minority interests.$-1,253,0006,885
Net charge-offs$260,0003,911
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$93,000774
Net operating income$-1,338,0006,904
2009-06-30 (YTD Data)Rank
Total interest income$3,721,0004,104
Total interest expense$1,112,0004,434
Net interest income$2,609,0003,824
Provision for loan and lease losses$265,0003,926
Total noninterest income$206,0005,175
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$77,0005,132
Trading account gains and fees$0193
Additional Noninterest Income$129,0004,368
Total noninterest expense$3,128,0003,111
Salaries and employee benefits$1,505,0003,233
Premises and equipment expense$637,0002,137
Additional noninterest expense$986,0003,323
Pre-tax net operating income$-578,0006,703
Securities gains (losses)$85,0001,598
Applicable income taxes$04,657
Income before extraordinary items$-493,0006,767
Extraordinary gains, net$021
Net income$-493,0006,768
Minority interest net income$0112
Net income of bank and minority interests.$-493,0006,768
Net charge-offs$06,628
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$62,000744
Net operating income$-578,0006,818
2009-03-31 (YTD Data)Rank
Total interest income$1,779,0004,264
Total interest expense$501,0004,824
Net interest income$1,278,0003,872
Provision for loan and lease losses$105,0003,786
Total noninterest income$93,0005,334
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$34,0005,303
Trading account gains and fees$0171
Additional Noninterest Income$59,0004,537
Total noninterest expense$1,466,0003,197
Salaries and employee benefits$705,0003,441
Premises and equipment expense$320,0002,176
Additional noninterest expense$441,0003,320
Pre-tax net operating income$-200,0006,890
Securities gains (losses)$48,0001,321
Applicable income taxes$04,835
Income before extraordinary items$-152,0006,944
Extraordinary gains, net$015
Net income$-152,0006,945
Minority interest net income$0102
Net income of bank and minority interests.$-152,0006,945
Net charge-offs$05,728
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$31,000634
Net operating income$-200,0006,958
2008-12-31 (YTD Data)Rank
Total interest income$6,728,0004,603
Total interest expense$2,278,0004,988
Net interest income$4,450,0004,254
Provision for loan and lease losses$501,0003,794
Total noninterest income$444,0005,085
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$153,0005,280
Trading account gains and fees$0154
Additional Noninterest Income$291,0004,159
Total noninterest expense$4,612,0003,809
Salaries and employee benefits$2,412,0003,879
Premises and equipment expense$767,0003,283
Additional noninterest expense$1,433,0003,749
Pre-tax net operating income$-219,0006,573
Securities gains (losses)$105,0001,094
Applicable income taxes$04,979
Income before extraordinary items$-114,0006,375
Extraordinary gains, net$039
Net income$-114,0006,376
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$90,0005,088
Cash dividends$05,455
Sale, conversion, retirement of capital stock, net$124,000911
Net operating income$-219,0006,651
2008-09-30 (YTD Data)Rank
Total interest income$4,949,0004,734
Total interest expense$1,770,0005,015
Net interest income$3,179,0004,435
Provision for loan and lease losses$351,0003,293
Total noninterest income$328,0005,199
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$114,0005,319
Trading account gains and fees$0148
Additional Noninterest Income$214,0004,294
Total noninterest expense$3,248,0003,977
Salaries and employee benefits$1,784,0003,952
Premises and equipment expense$484,0003,719
Additional noninterest expense$980,0003,929
Pre-tax net operating income$-92,0006,895
Securities gains (losses)$46,0001,481
Applicable income taxes$05,372
Income before extraordinary items$-46,0006,692
Extraordinary gains, net$031
Net income$-46,0006,690
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$47,0004,748
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$93,000795
Net operating income$-92,0006,940
2008-06-30 (YTD Data)Rank
Total interest income$3,116,0004,962
Total interest expense$1,106,0005,333
Net interest income$2,010,0004,612
Provision for loan and lease losses$161,0003,494
Total noninterest income$214,0005,301
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$76,0005,344
Trading account gains and fees$0149
Additional Noninterest Income$138,0004,450
Total noninterest expense$2,088,0004,115
Salaries and employee benefits$1,179,0004,008
Premises and equipment expense$283,0004,132
Additional noninterest expense$626,0004,046
Pre-tax net operating income$-25,0007,024
Securities gains (losses)$42,0001,555
Applicable income taxes$05,627
Income before extraordinary items$17,0006,898
Extraordinary gains, net$021
Net income$17,0006,897
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,998
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$61,000712
Net operating income$-25,0007,052
2008-03-31 (YTD Data)Rank
Total interest income$1,498,0005,175
Total interest expense$510,0005,705
Net interest income$988,0004,667
Provision for loan and lease losses$71,0003,295
Total noninterest income$104,0005,342
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$36,0005,409
Trading account gains and fees$0158
Additional Noninterest Income$68,0004,477
Total noninterest expense$1,011,0004,203
Salaries and employee benefits$589,0004,025
Premises and equipment expense$144,0004,108
Additional noninterest expense$278,0004,359
Pre-tax net operating income$10,0007,055
Securities gains (losses)$18,0001,652
Applicable income taxes$05,622
Income before extraordinary items$28,0006,902
Extraordinary gains, net$015
Net income$28,0006,903
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,009
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$31,000584
Net operating income$10,0007,056
2007-12-31 (YTD Data)Rank
Total interest income$4,946,0005,752
Total interest expense$1,733,0006,143
Net interest income$3,213,0005,310
Provision for loan and lease losses$771,0001,715
Total noninterest income$227,0006,552
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$105,0005,968
Trading account gains and fees$0178
Additional Noninterest Income$122,0005,909
Total noninterest expense$3,442,0004,582
Salaries and employee benefits$1,937,0004,492
Premises and equipment expense$597,0003,850
Additional noninterest expense$908,0004,938
Pre-tax net operating income$-773,0007,952
Securities gains (losses)$4,0001,644
Applicable income taxes$06,070
Income before extraordinary items$-769,0008,022
Extraordinary gains, net$039
Net income$-769,0008,020
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$114,0003,585
Cash dividends$05,817
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$-773,0008,015
2007-09-30 (YTD Data)Rank
Total interest income$3,399,0005,992
Total interest expense$1,136,0006,441
Net interest income$2,263,0005,514
Provision for loan and lease losses$479,0001,633
Total noninterest income$128,0006,999
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$69,0006,161
Trading account gains and fees$0184
Additional Noninterest Income$59,0006,570
Total noninterest expense$2,463,0004,711
Salaries and employee benefits$1,405,0004,578
Premises and equipment expense$442,0003,879
Additional noninterest expense$616,0005,204
Pre-tax net operating income$-551,0008,109
Securities gains (losses)$01,655
Applicable income taxes$06,220
Income before extraordinary items$-551,0008,160
Extraordinary gains, net$033
Net income$-551,0008,156
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$13,0004,961
Cash dividends$05,179
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$-551,0008,147
2007-06-30 (YTD Data)Rank
Total interest income$2,015,0006,287
Total interest expense$672,0006,702
Net interest income$1,343,0005,850
Provision for loan and lease losses$317,0001,479
Total noninterest income$91,0006,962
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$38,0006,420
Trading account gains and fees$0168
Additional Noninterest Income$53,0006,185
Total noninterest expense$1,570,0004,865
Salaries and employee benefits$893,0004,787
Premises and equipment expense$278,0004,068
Additional noninterest expense$399,0005,308
Pre-tax net operating income$-453,0008,270
Securities gains (losses)$01,444
Applicable income taxes$06,265
Income before extraordinary items$-453,0008,303
Extraordinary gains, net$029
Net income$-453,0008,302
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$18,0003,915
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$-453,0008,297
2007-03-31 (YTD Data)Rank
Total interest income$885,0006,604
Total interest expense$297,0006,936
Net interest income$588,0006,208
Provision for loan and lease losses$130,0001,659
Total noninterest income$26,0007,612
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$16,0006,601
Trading account gains and fees$0195
Additional Noninterest Income$10,0007,401
Total noninterest expense$671,0005,395
Salaries and employee benefits$336,0005,720
Premises and equipment expense$119,0004,538
Additional noninterest expense$216,0005,011
Pre-tax net operating income$-187,0008,289
Securities gains (losses)$01,187
Applicable income taxes$06,196
Income before extraordinary items$-187,0008,316
Extraordinary gains, net$022
Net income$-187,0008,314
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$18,0002,637
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$-187,0008,303
2006-12-31 (YTD Data)Rank
Total interest income$1,510,0007,933
Total interest expense$466,0007,979
Net interest income$1,044,0007,783
Provision for loan and lease losses$272,0002,958
Total noninterest income$66,0008,074
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$21,0007,260
Trading account gains and fees$0130
Additional Noninterest Income$45,0007,356
Total noninterest expense$1,588,0006,748
Salaries and employee benefits$787,0007,003
Premises and equipment expense$308,0005,683
Additional noninterest expense$493,0006,569
Pre-tax net operating income$-750,0008,354
Securities gains (losses)$01,687
Applicable income taxes$06,600
Income before extraordinary items$-750,0008,391
Extraordinary gains, net$051
Net income$-750,0008,392
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,377
Cash dividends$05,941
Sale, conversion, retirement of capital stock, net$18,472,00092
Net operating income$-750,0008,376
2006-09-30 (YTD Data)Rank
Total interest income$726,0008,366
Total interest expense$199,0008,396
Net interest income$527,0008,284
Provision for loan and lease losses$144,0003,484
Total noninterest income$10,0008,546
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$10,0007,439
Trading account gains and fees$0126
Additional Noninterest Income$08,609
Total noninterest expense$903,0007,375
Salaries and employee benefits$445,0007,603
Premises and equipment expense$185,0006,275
Additional noninterest expense$273,0007,254
Pre-tax net operating income$-510,0008,454
Securities gains (losses)$01,388
Applicable income taxes$06,687
Income before extraordinary items$-510,0008,476
Extraordinary gains, net$045
Net income$-510,0008,476
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,858
Cash dividends$05,292
Sale, conversion, retirement of capital stock, net$18,451,00067
Net operating income$-510,0008,465
2006-06-30 (YTD Data)Rank
Total interest income$222,0008,678
Total interest expense$45,0008,642
Net interest income$177,0008,649
Provision for loan and lease losses$92,0003,443
Total noninterest income$2,0008,664
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$2,0007,616
Trading account gains and fees$0126
Additional Noninterest Income$08,630
Total noninterest expense$348,0008,220
Salaries and employee benefits$206,0008,173
Premises and equipment expense$65,0007,515
Additional noninterest expense$77,0008,409
Pre-tax net operating income$-261,0008,451
Securities gains (losses)$01,185
Applicable income taxes$06,706
Income before extraordinary items$-261,0008,473
Extraordinary gains, net$039
Net income$-261,0008,473
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,361
Cash dividends$05,069
Sale, conversion, retirement of capital stock, net$18,451,00037
Net operating income$-261,0008,470

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.