Home > Texas Champion Bank > Income and Expense

Texas Champion Bank, Income and Expense

2025-03-31 (YTD Data)Rank
Total interest income$6,415,0001,771
Total interest expense$1,968,0001,902
Net interest income$4,447,0001,693
Provision for loan and lease losses$02,775
Total noninterest income$292,0002,466
Gross Fiduciary activities income$0918
Service charges on deposit accounts$123,0001,641
Trading account gains and feesNANA
Additional Noninterest Income$169,0002,572
Total noninterest expense$3,581,0001,666
Salaries and employee benefits$2,089,0001,624
Premises and equipment expense$514,0001,248
Additional noninterest expense$169,0002,572
Pre-tax net operating income$1,158,0002,071
Securities gains (losses)$0665
Applicable income taxes$242,0001,464
Income before extraordinary items$916,0002,162
Extraordinary gains, net$047
Net income$916,0002,187
Minority interest net income$065
Net income of bank and minority interests.$916,0002,162
Net charge-offs$1,0002,169
Cash dividends$200,0001,861
Sale, conversion, retirement of capital stock, net$0467
Net operating income$916,0002,176
2024-12-31 (YTD Data)Rank
Total interest income$26,425,0001,714
Total interest expense$8,216,0001,896
Net interest income$18,209,0001,596
Provision for loan and lease losses$03,269
Total noninterest income$1,536,0002,280
Gross Fiduciary activities income$01,000
Service charges on deposit accounts$531,0001,593
Trading account gains and feesNANA
Additional Noninterest Income$1,005,0002,249
Total noninterest expense$14,636,0001,595
Salaries and employee benefits$8,201,0001,620
Premises and equipment expense$2,063,0001,203
Additional noninterest expense$1,005,0002,249
Pre-tax net operating income$5,109,0001,840
Securities gains (losses)$0940
Applicable income taxes$1,074,0001,361
Income before extraordinary items$4,035,0001,945
Extraordinary gains, net$053
Net income$4,035,0001,966
Minority interest net income$090
Net income of bank and minority interests.$4,035,0001,945
Net charge-offs$-21,0004,067
Cash dividends$1,728,0001,756
Sale, conversion, retirement of capital stock, net$0564
Net operating income$4,035,0001,950
2024-09-30 (YTD Data)Rank
Total interest income$19,730,0001,712
Total interest expense$6,157,0001,890
Net interest income$13,573,0001,583
Provision for loan and lease losses$03,100
Total noninterest income$1,094,0002,304
Gross Fiduciary activities income$0972
Service charges on deposit accounts$398,0001,589
Trading account gains and feesNANA
Additional Noninterest Income$696,0002,300
Total noninterest expense$10,722,0001,616
Salaries and employee benefits$6,118,0001,612
Premises and equipment expense$1,554,0001,200
Additional noninterest expense$696,0002,300
Pre-tax net operating income$3,945,0001,801
Securities gains (losses)$0930
Applicable income taxes$826,0001,339
Income before extraordinary items$3,119,0001,909
Extraordinary gains, net$051
Net income$3,119,0001,929
Minority interest net income$082
Net income of bank and minority interests.$3,119,0001,911
Net charge-offs$02,823
Cash dividends$1,528,0001,397
Sale, conversion, retirement of capital stock, net$0527
Net operating income$3,119,0001,913
2024-06-30 (YTD Data)Rank
Total interest income$12,943,0001,707
Total interest expense$3,962,0001,906
Net interest income$8,981,0001,584
Provision for loan and lease losses$160,0001,503
Total noninterest income$796,0002,208
Gross Fiduciary activities income$0962
Service charges on deposit accounts$260,0001,598
Trading account gains and feesNANA
Additional Noninterest Income$536,0002,143
Total noninterest expense$7,254,0001,588
Salaries and employee benefits$4,095,0001,622
Premises and equipment expense$1,048,0001,185
Additional noninterest expense$536,0002,143
Pre-tax net operating income$2,363,0001,908
Securities gains (losses)$0628
Applicable income taxes$496,0001,396
Income before extraordinary items$1,867,0002,004
Extraordinary gains, net$052
Net income$1,867,0002,030
Minority interest net income$084
Net income of bank and minority interests.$1,867,0002,005
Net charge-offs$5,0002,232
Cash dividends$1,528,0001,090
Sale, conversion, retirement of capital stock, net$0496
Net operating income$1,867,0002,009
2024-03-31 (YTD Data)Rank
Total interest income$6,385,0001,710
Total interest expense$1,861,0001,953
Net interest income$4,524,0001,564
Provision for loan and lease losses$110,0001,180
Total noninterest income$359,0002,269
Gross Fiduciary activities income$0895
Service charges on deposit accounts$133,0001,563
Trading account gains and feesNANA
Additional Noninterest Income$226,0002,248
Total noninterest expense$3,678,0001,574
Salaries and employee benefits$2,054,0001,619
Premises and equipment expense$531,0001,179
Additional noninterest expense$226,0002,248
Pre-tax net operating income$1,095,0001,952
Securities gains (losses)$0689
Applicable income taxes$232,0001,417
Income before extraordinary items$863,0002,080
Extraordinary gains, net$051
Net income$863,0002,105
Minority interest net income$072
Net income of bank and minority interests.$863,0002,080
Net charge-offs$7,0001,636
Cash dividends$02,345
Sale, conversion, retirement of capital stock, net$0434
Net operating income$863,0002,081
2023-12-31 (YTD Data)Rank
Total interest income$23,008,0001,716
Total interest expense$6,172,0001,792
Net interest income$16,836,0001,661
Provision for loan and lease losses$43,0002,856
Total noninterest income$1,344,0002,404
Gross Fiduciary activities income$0981
Service charges on deposit accounts$504,0001,638
Trading account gains and feesNANA
Additional Noninterest Income$840,0002,462
Total noninterest expense$14,213,0001,601
Salaries and employee benefits$8,050,0001,598
Premises and equipment expense$1,977,0001,230
Additional noninterest expense$840,0002,462
Pre-tax net operating income$3,924,0002,191
Securities gains (losses)$0988
Applicable income taxes$825,0001,558
Income before extraordinary items$3,099,0002,287
Extraordinary gains, net$054
Net income$3,099,0002,311
Minority interest net income$088
Net income of bank and minority interests.$3,099,0002,290
Net charge-offs$10,0002,421
Cash dividends$1,415,0001,845
Sale, conversion, retirement of capital stock, net$0540
Net operating income$3,099,0002,309
2023-09-30 (YTD Data)Rank
Total interest income$16,791,0001,719
Total interest expense$4,357,0001,741
Net interest income$12,434,0001,684
Provision for loan and lease losses$43,0002,588
Total noninterest income$999,0002,414
Gross Fiduciary activities income$0950
Service charges on deposit accounts$371,0001,657
Trading account gains and feesNANA
Additional Noninterest Income$628,0002,453
Total noninterest expense$10,439,0001,611
Salaries and employee benefits$5,901,0001,629
Premises and equipment expense$1,488,0001,226
Additional noninterest expense$628,0002,452
Pre-tax net operating income$2,951,0002,248
Securities gains (losses)$0849
Applicable income taxes$623,0001,601
Income before extraordinary items$2,328,0002,328
Extraordinary gains, net$052
Net income$2,328,0002,350
Minority interest net income$081
Net income of bank and minority interests.$2,328,0002,330
Net charge-offs$-9,0003,810
Cash dividends$1,215,0001,532
Sale, conversion, retirement of capital stock, net$0507
Net operating income$2,328,0002,353
2023-06-30 (YTD Data)Rank
Total interest income$10,757,0001,737
Total interest expense$2,627,0001,702
Net interest income$8,130,0001,718
Provision for loan and lease losses$43,0002,309
Total noninterest income$673,0002,361
Gross Fiduciary activities income$0931
Service charges on deposit accounts$244,0001,655
Trading account gains and feesNANA
Additional Noninterest Income$429,0002,357
Total noninterest expense$6,848,0001,622
Salaries and employee benefits$3,819,0001,658
Premises and equipment expense$986,0001,227
Additional noninterest expense$429,0002,353
Pre-tax net operating income$1,912,0002,302
Securities gains (losses)$0938
Applicable income taxes$398,0001,654
Income before extraordinary items$1,514,0002,393
Extraordinary gains, net$051
Net income$1,514,0002,420
Minority interest net income$081
Net income of bank and minority interests.$1,514,0002,393
Net charge-offs$-19,0004,096
Cash dividends$1,215,0001,241
Sale, conversion, retirement of capital stock, net$0486
Net operating income$1,514,0002,409
2023-03-31 (YTD Data)Rank
Total interest income$5,121,0001,775
Total interest expense$1,076,0001,748
Net interest income$4,045,0001,739
Provision for loan and lease losses$43,0001,790
Total noninterest income$333,0002,370
Gross Fiduciary activities income$0913
Service charges on deposit accounts$125,0001,643
Trading account gains and feesNANA
Additional Noninterest Income$208,0002,387
Total noninterest expense$3,327,0001,684
Salaries and employee benefits$1,906,0001,684
Premises and equipment expense$494,0001,259
Additional noninterest expense$208,0002,387
Pre-tax net operating income$1,008,0002,291
Securities gains (losses)$0950
Applicable income taxes$210,0001,632
Income before extraordinary items$798,0002,386
Extraordinary gains, net$04
Net income$798,0002,386
Minority interest net income$048
Net income of bank and minority interests.$798,0002,386
Net charge-offs$-3,0003,659
Cash dividends$1,215,000710
Sale, conversion, retirement of capital stock, net$0430
Net operating income$798,0002,408
2022-12-31 (YTD Data)Rank
Total interest income$17,329,0001,747
Total interest expense$1,338,0002,059
Net interest income$15,991,0001,707
Provision for loan and lease losses$1,063,000781
Total noninterest income$1,532,0002,318
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$566,0001,554
Trading account gains and feesNANA
Additional Noninterest Income$966,0002,361
Total noninterest expense$13,412,0001,632
Salaries and employee benefits$8,108,0001,548
Premises and equipment expense$1,962,0001,229
Additional noninterest expense$966,0002,361
Pre-tax net operating income$3,048,0002,640
Securities gains (losses)$0691
Applicable income taxes$643,0001,858
Income before extraordinary items$2,405,0002,731
Extraordinary gains, net$05
Net income$2,405,0002,728
Minority interest net income$063
Net income of bank and minority interests.$2,405,0002,730
Net charge-offs$-109,0004,298
Cash dividends$2,250,0001,381
Sale, conversion, retirement of capital stock, net$0568
Net operating income$2,405,0002,757
2022-09-30 (YTD Data)Rank
Total interest income$12,447,0001,754
Total interest expense$715,0002,174
Net interest income$11,732,0001,719
Provision for loan and lease losses$729,000770
Total noninterest income$1,083,0002,397
Gross Fiduciary activities income$0968
Service charges on deposit accounts$434,0001,543
Trading account gains and feesNANA
Additional Noninterest Income$649,0002,514
Total noninterest expense$9,457,0001,700
Salaries and employee benefits$5,557,0001,657
Premises and equipment expense$1,497,0001,206
Additional noninterest expense$649,0002,514
Pre-tax net operating income$2,629,0002,453
Securities gains (losses)$0740
Applicable income taxes$548,0001,771
Income before extraordinary items$2,081,0002,534
Extraordinary gains, net$04
Net income$2,081,0002,531
Minority interest net income$057
Net income of bank and minority interests.$2,081,0002,533
Net charge-offs$-134,0004,380
Cash dividends$2,250,0001,037
Sale, conversion, retirement of capital stock, net$0519
Net operating income$2,081,0002,570
2022-06-30 (YTD Data)Rank
Total interest income$7,978,0001,756
Total interest expense$375,0002,368
Net interest income$7,603,0001,726
Provision for loan and lease losses$445,000742
Total noninterest income$662,0002,494
Gross Fiduciary activities income$0925
Service charges on deposit accounts$285,0001,549
Trading account gains and feesNANA
Additional Noninterest Income$377,0002,701
Total noninterest expense$6,304,0001,685
Salaries and employee benefits$3,707,0001,656
Premises and equipment expense$1,013,0001,183
Additional noninterest expense$1,584,0001,917
Pre-tax net operating income$1,516,0002,552
Securities gains (losses)$0687
Applicable income taxes$322,0001,797
Income before extraordinary items$1,194,0002,631
Extraordinary gains, net$04
Net income$1,194,0002,629
Minority interest net income$060
Net income of bank and minority interests.$1,194,0002,631
Net charge-offs$-131,0004,457
Cash dividends$2,000,000829
Sale, conversion, retirement of capital stock, net$0494
Net operating income$1,194,0002,668
2022-03-31 (YTD Data)Rank
Total interest income$3,845,0001,775
Total interest expense$166,0002,494
Net interest income$3,679,0001,738
Provision for loan and lease losses$240,000594
Total noninterest income$348,0002,421
Gross Fiduciary activities income$0892
Service charges on deposit accounts$142,0001,546
Trading account gains and feesNANA
Additional Noninterest Income$206,0002,536
Total noninterest expense$3,079,0001,718
Salaries and employee benefits$1,825,0001,679
Premises and equipment expense$488,0001,247
Additional noninterest expense$766,0001,941
Pre-tax net operating income$708,0002,540
Securities gains (losses)$0623
Applicable income taxes$146,0001,817
Income before extraordinary items$562,0002,619
Extraordinary gains, net$04
Net income$562,0002,616
Minority interest net income$050
Net income of bank and minority interests.$562,0002,619
Net charge-offs$-2,0003,266
Cash dividends$02,284
Sale, conversion, retirement of capital stock, net$0453
Net operating income$562,0002,641
2021-12-31 (YTD Data)Rank
Total interest income$15,561,0001,816
Total interest expense$802,0002,514
Net interest income$14,759,0001,743
Provision for loan and lease losses$03,064
Total noninterest income$1,345,0002,668
Gross Fiduciary activities income$0994
Service charges on deposit accounts$533,0001,539
Trading account gains and feesNANA
Additional Noninterest Income$812,0002,816
Total noninterest expense$12,497,0001,693
Salaries and employee benefits$6,859,0001,735
Premises and equipment expense$2,036,0001,188
Additional noninterest expense$3,602,0001,721
Pre-tax net operating income$3,607,0002,457
Securities gains (losses)$02,062
Applicable income taxes$781,0001,790
Income before extraordinary items$2,826,0002,618
Extraordinary gains, net$010
Net income$2,826,0002,619
Minority interest net income$074
Net income of bank and minority interests.$2,826,0002,619
Net charge-offs$-26,0003,916
Cash dividends$2,000,0001,514
Sale, conversion, retirement of capital stock, net$0582
Net operating income$2,826,0002,600
2021-09-30 (YTD Data)Rank
Total interest income$11,928,0001,810
Total interest expense$639,0002,528
Net interest income$11,289,0001,746
Provision for loan and lease losses$-300,0004,489
Total noninterest income$936,0002,780
Gross Fiduciary activities income$0957
Service charges on deposit accounts$390,0001,553
Trading account gains and feesNANA
Additional Noninterest Income$546,0002,981
Total noninterest expense$8,892,0001,758
Salaries and employee benefits$4,585,0001,913
Premises and equipment expense$1,559,0001,193
Additional noninterest expense$2,748,0001,689
Pre-tax net operating income$3,633,0002,177
Securities gains (losses)$02,015
Applicable income taxes$761,0001,679
Income before extraordinary items$2,872,0002,314
Extraordinary gains, net$08
Net income$2,872,0002,313
Minority interest net income$069
Net income of bank and minority interests.$2,872,0002,314
Net charge-offs$-80,0004,385
Cash dividends$2,000,0001,149
Sale, conversion, retirement of capital stock, net$0543
Net operating income$2,872,0002,290
2021-06-30 (YTD Data)Rank
Total interest income$7,590,0001,875
Total interest expense$446,0002,535
Net interest income$7,144,0001,800
Provision for loan and lease losses$-300,0004,568
Total noninterest income$504,0002,993
Gross Fiduciary activities income$0951
Service charges on deposit accounts$259,0001,507
Trading account gains and feesNANA
Additional Noninterest Income$245,0003,328
Total noninterest expense$5,772,0001,776
Salaries and employee benefits$2,814,0002,007
Premises and equipment expense$1,050,0001,168
Additional noninterest expense$1,908,0001,637
Pre-tax net operating income$2,176,0002,274
Securities gains (losses)$01,818
Applicable income taxes$456,0001,732
Income before extraordinary items$1,720,0002,436
Extraordinary gains, net$06
Net income$1,720,0002,436
Minority interest net income$067
Net income of bank and minority interests.$1,720,0002,436
Net charge-offs$-21,0004,072
Cash dividends$03,104
Sale, conversion, retirement of capital stock, net$0517
Net operating income$1,720,0002,395
2021-03-31 (YTD Data)Rank
Total interest income$3,478,0001,990
Total interest expense$212,0002,668
Net interest income$3,266,0001,902
Provision for loan and lease losses$75,0001,426
Total noninterest income$-360,0004,972
Gross Fiduciary activities income$0922
Service charges on deposit accounts$139,0001,424
Trading account gains and feesNANA
Additional Noninterest Income$-499,0004,980
Total noninterest expense$2,747,0001,835
Salaries and employee benefits$1,309,0002,101
Premises and equipment expense$532,0001,166
Additional noninterest expense$906,0001,656
Pre-tax net operating income$84,0004,476
Securities gains (losses)$01,392
Applicable income taxes$16,0003,155
Income before extraordinary items$68,0004,524
Extraordinary gains, net$03
Net income$68,0004,523
Minority interest net income$055
Net income of bank and minority interests.$68,0004,524
Net charge-offs$-16,0004,237
Cash dividends$02,452
Sale, conversion, retirement of capital stock, net$0482
Net operating income$68,0004,507
2020-12-31 (YTD Data)Rank
Total interest income$13,950,0001,991
Total interest expense$1,133,0002,748
Net interest income$12,817,0001,861
Provision for loan and lease losses$935,0001,673
Total noninterest income$296,0004,055
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$535,0001,546
Trading account gains and feesNANA
Additional Noninterest Income$-239,0004,987
Total noninterest expense$11,270,0001,777
Salaries and employee benefits$5,335,0002,052
Premises and equipment expense$2,151,0001,103
Additional noninterest expense$3,784,0001,605
Pre-tax net operating income$908,0003,786
Securities gains (losses)$02,675
Applicable income taxes$182,0002,616
Income before extraordinary items$726,0003,925
Extraordinary gains, net$04
Net income$726,0003,923
Minority interest net income$072
Net income of bank and minority interests.$726,0003,925
Net charge-offs$-126,0004,796
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0566
Net operating income$726,0003,870
2020-09-30 (YTD Data)Rank
Total interest income$10,461,0001,998
Total interest expense$784,0002,965
Net interest income$9,677,0001,843
Provision for loan and lease losses$900,0001,436
Total noninterest income$660,0002,989
Gross Fiduciary activities income$0981
Service charges on deposit accounts$390,0001,578
Trading account gains and feesNANA
Additional Noninterest Income$270,0003,451
Total noninterest expense$8,520,0001,753
Salaries and employee benefits$3,610,0002,183
Premises and equipment expense$1,665,0001,073
Additional noninterest expense$3,245,0001,421
Pre-tax net operating income$917,0003,545
Securities gains (losses)$02,494
Applicable income taxes$189,0002,421
Income before extraordinary items$728,0003,705
Extraordinary gains, net$04
Net income$728,0003,704
Minority interest net income$065
Net income of bank and minority interests.$728,0003,705
Net charge-offs$-92,0004,800
Cash dividends$03,384
Sale, conversion, retirement of capital stock, net$0532
Net operating income$728,0003,650
2020-06-30 (YTD Data)Rank
Total interest income$8,154,0001,803
Total interest expense$582,0002,919
Net interest income$7,572,0001,625
Provision for loan and lease losses$900,0001,155
Total noninterest income$297,0003,413
Gross Fiduciary activities income$0970
Service charges on deposit accounts$266,0001,567
Trading account gains and feesNANA
Additional Noninterest Income$31,0004,554
Total noninterest expense$6,122,0001,653
Salaries and employee benefits$3,131,0001,813
Premises and equipment expense$965,0001,220
Additional noninterest expense$2,026,0001,481
Pre-tax net operating income$847,0003,156
Securities gains (losses)$02,249
Applicable income taxes$178,0002,151
Income before extraordinary items$669,0003,350
Extraordinary gains, net$04
Net income$669,0003,349
Minority interest net income$065
Net income of bank and minority interests.$669,0003,350
Net charge-offs$-28,0004,609
Cash dividends$03,237
Sale, conversion, retirement of capital stock, net$0504
Net operating income$669,0003,290
2020-03-31 (YTD Data)Rank
Total interest income$3,533,0001,995
Total interest expense$304,0002,994
Net interest income$3,229,0001,814
Provision for loan and lease losses$900,000650
Total noninterest income$281,0002,605
Gross Fiduciary activities income$0941
Service charges on deposit accounts$168,0001,505
Trading account gains and feesNANA
Additional Noninterest Income$113,0003,046
Total noninterest expense$3,105,0001,640
Salaries and employee benefits$1,576,0001,822
Premises and equipment expense$471,0001,247
Additional noninterest expense$1,058,0001,445
Pre-tax net operating income$-495,0004,978
Securities gains (losses)$01,705
Applicable income taxes$-104,0004,954
Income before extraordinary items$-391,0004,942
Extraordinary gains, net$04
Net income$-391,0004,943
Minority interest net income$056
Net income of bank and minority interests.$-391,0004,942
Net charge-offs$24,0001,516
Cash dividends$02,639
Sale, conversion, retirement of capital stock, net$0482
Net operating income$-391,0004,974
2019-12-31 (YTD Data)Rank
Total interest income$14,867,0001,939
Total interest expense$1,345,0002,890
Net interest income$13,522,0001,756
Provision for loan and lease losses$-1,537,0005,145
Total noninterest income$1,504,0002,285
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$732,0001,441
Trading account gains and feesNANA
Additional Noninterest Income$772,0002,538
Total noninterest expense$14,556,0001,396
Salaries and employee benefits$6,486,0001,735
Premises and equipment expense$2,104,0001,125
Additional noninterest expense$5,966,0001,084
Pre-tax net operating income$2,007,0003,025
Securities gains (losses)$-473,0005,137
Applicable income taxes$207,0002,607
Income before extraordinary items$1,327,0003,421
Extraordinary gains, net$011
Net income$1,327,0003,422
Minority interest net income$076
Net income of bank and minority interests.$1,327,0003,422
Net charge-offs$-489,0005,110
Cash dividends$03,944
Sale, conversion, retirement of capital stock, net$0626
Net operating income$1,738,5103,055
2019-09-30 (YTD Data)Rank
Total interest income$11,242,0001,938
Total interest expense$1,013,0002,907
Net interest income$10,229,0001,767
Provision for loan and lease losses$-737,0005,202
Total noninterest income$1,121,0002,294
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$549,0001,443
Trading account gains and feesNANA
Additional Noninterest Income$572,0002,569
Total noninterest expense$10,052,0001,496
Salaries and employee benefits$4,889,0001,735
Premises and equipment expense$1,440,0001,220
Additional noninterest expense$3,723,0001,259
Pre-tax net operating income$2,035,0002,699
Securities gains (losses)$-473,0005,223
Applicable income taxes$325,0002,174
Income before extraordinary items$1,237,0003,212
Extraordinary gains, net$011
Net income$1,237,0003,211
Minority interest net income$072
Net income of bank and minority interests.$1,237,0003,212
Net charge-offs$-195,0005,072
Cash dividends$03,588
Sale, conversion, retirement of capital stock, net$0590
Net operating income$1,610,6702,830
2019-06-30 (YTD Data)Rank
Total interest income$7,474,0001,939
Total interest expense$665,0002,919
Net interest income$6,809,0001,772
Provision for loan and lease losses$-737,0005,265
Total noninterest income$747,0002,272
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$363,0001,433
Trading account gains and feesNANA
Additional Noninterest Income$384,0002,530
Total noninterest expense$6,562,0001,527
Salaries and employee benefits$3,290,0001,731
Premises and equipment expense$927,0001,265
Additional noninterest expense$2,345,0001,332
Pre-tax net operating income$1,731,0002,286
Securities gains (losses)$01,702
Applicable income taxes$275,0001,928
Income before extraordinary items$1,456,0002,371
Extraordinary gains, net$011
Net income$1,456,0002,370
Minority interest net income$069
Net income of bank and minority interests.$1,456,0002,371
Net charge-offs$-138,0005,111
Cash dividends$03,456
Sale, conversion, retirement of capital stock, net$0573
Net operating income$1,456,0002,339
2019-03-31 (YTD Data)Rank
Total interest income$3,726,0001,949
Total interest expense$326,0002,919
Net interest income$3,400,0001,778
Provision for loan and lease losses$-737,0005,331
Total noninterest income$364,0002,289
Gross Fiduciary activities income$0972
Service charges on deposit accounts$182,0001,429
Trading account gains and feesNANA
Additional Noninterest Income$182,0002,516
Total noninterest expense$3,526,0001,453
Salaries and employee benefits$1,653,0001,732
Premises and equipment expense$480,0001,247
Additional noninterest expense$1,393,0001,145
Pre-tax net operating income$975,0002,088
Securities gains (losses)$01,087
Applicable income taxes$204,0001,573
Income before extraordinary items$771,0002,238
Extraordinary gains, net$05
Net income$771,0002,237
Minority interest net income$052
Net income of bank and minority interests.$771,0002,237
Net charge-offs$-111,0005,208
Cash dividends$02,803
Sale, conversion, retirement of capital stock, net$0529
Net operating income$771,0002,217
2018-12-31 (YTD Data)Rank
Total interest income$14,340,0001,923
Total interest expense$1,306,0002,546
Net interest income$13,034,0001,812
Provision for loan and lease losses$-994,0005,341
Total noninterest income$528,0003,708
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$764,0001,425
Trading account gains and feesNANA
Additional Noninterest Income$-236,0005,381
Total noninterest expense$12,724,0001,532
Salaries and employee benefits$6,614,0001,682
Premises and equipment expense$1,996,0001,173
Additional noninterest expense$4,114,0001,466
Pre-tax net operating income$1,832,0003,265
Securities gains (losses)$01,125
Applicable income taxes$216,0002,633
Income before extraordinary items$1,616,0003,259
Extraordinary gains, net$06
Net income$1,616,0003,258
Minority interest net income$072
Net income of bank and minority interests.$1,616,0003,258
Net charge-offs$1,142,000518
Cash dividends$04,033
Sale, conversion, retirement of capital stock, net$0671
Net operating income$1,616,0003,257
2018-09-30 (YTD Data)Rank
Total interest income$10,778,0001,910
Total interest expense$974,0002,482
Net interest income$9,804,0001,809
Provision for loan and lease losses$-994,0005,417
Total noninterest income$131,0004,798
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$570,0001,439
Trading account gains and feesNANA
Additional Noninterest Income$-439,0005,465
Total noninterest expense$9,500,0001,539
Salaries and employee benefits$4,838,0001,712
Premises and equipment expense$1,562,0001,133
Additional noninterest expense$3,100,0001,468
Pre-tax net operating income$1,429,0003,259
Securities gains (losses)$01,118
Applicable income taxes$128,0002,850
Income before extraordinary items$1,301,0003,212
Extraordinary gains, net$05
Net income$1,301,0003,211
Minority interest net income$066
Net income of bank and minority interests.$1,301,0003,211
Net charge-offs$613,000637
Cash dividends$03,618
Sale, conversion, retirement of capital stock, net$0633
Net operating income$1,301,0003,209
2018-06-30 (YTD Data)Rank
Total interest income$7,218,0001,896
Total interest expense$652,0002,405
Net interest income$6,566,0001,789
Provision for loan and lease losses$03,782
Total noninterest income$747,0002,359
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$381,0001,434
Trading account gains and feesNANA
Additional Noninterest Income$366,0002,637
Total noninterest expense$6,318,0001,554
Salaries and employee benefits$3,241,0001,721
Premises and equipment expense$1,019,0001,160
Additional noninterest expense$2,058,0001,474
Pre-tax net operating income$995,0003,163
Securities gains (losses)$0961
Applicable income taxes$37,0003,280
Income before extraordinary items$958,0003,028
Extraordinary gains, net$06
Net income$958,0003,027
Minority interest net income$065
Net income of bank and minority interests.$958,0003,027
Net charge-offs$691,000416
Cash dividends$03,485
Sale, conversion, retirement of capital stock, net$0620
Net operating income$958,0003,020
2018-03-31 (YTD Data)Rank
Total interest income$3,644,0001,865
Total interest expense$321,0002,347
Net interest income$3,323,0001,780
Provision for loan and lease losses$03,508
Total noninterest income$389,0002,292
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$197,0001,405
Trading account gains and feesNANA
Additional Noninterest Income$192,0002,538
Total noninterest expense$3,099,0001,587
Salaries and employee benefits$1,625,0001,740
Premises and equipment expense$508,0001,181
Additional noninterest expense$966,0001,555
Pre-tax net operating income$613,0002,782
Securities gains (losses)$0735
Applicable income taxes$128,0001,957
Income before extraordinary items$485,0002,949
Extraordinary gains, net$07
Net income$485,0002,950
Minority interest net income$052
Net income of bank and minority interests.$485,0002,949
Net charge-offs$-14,0004,864
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$0580
Net operating income$485,0002,939
2017-12-31 (YTD Data)Rank
Total interest income$13,870,0001,889
Total interest expense$1,314,0002,122
Net interest income$12,556,0001,843
Provision for loan and lease losses$1,271,000738
Total noninterest income$4,195,0001,241
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$846,0001,360
Trading account gains and feesNANA
Additional Noninterest Income$3,349,0001,079
Total noninterest expense$13,123,0001,514
Salaries and employee benefits$6,757,0001,642
Premises and equipment expense$2,105,0001,117
Additional noninterest expense$4,261,0001,436
Pre-tax net operating income$2,357,0002,842
Securities gains (losses)$02,243
Applicable income taxes$796,0002,072
Income before extraordinary items$1,561,0003,062
Extraordinary gains, net$09
Net income$1,561,0003,059
Minority interest net income$076
Net income of bank and minority interests.$1,561,0003,062
Net charge-offs$1,587,000489
Cash dividends$04,147
Sale, conversion, retirement of capital stock, net$0711
Net operating income$1,561,0003,036
2017-09-30 (YTD Data)Rank
Total interest income$10,388,0001,896
Total interest expense$994,0002,088
Net interest income$9,394,0001,854
Provision for loan and lease losses$1,173,000606
Total noninterest income$3,744,0001,136
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$654,0001,336
Trading account gains and feesNANA
Additional Noninterest Income$3,090,000947
Total noninterest expense$9,796,0001,524
Salaries and employee benefits$4,954,0001,681
Premises and equipment expense$1,600,0001,113
Additional noninterest expense$3,242,0001,406
Pre-tax net operating income$2,169,0002,596
Securities gains (losses)$02,274
Applicable income taxes$730,0001,748
Income before extraordinary items$1,439,0002,923
Extraordinary gains, net$09
Net income$1,439,0002,922
Minority interest net income$071
Net income of bank and minority interests.$1,439,0002,923
Net charge-offs$683,000645
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$0677
Net operating income$1,439,0002,900
2017-06-30 (YTD Data)Rank
Total interest income$6,654,0001,931
Total interest expense$680,0002,007
Net interest income$5,974,0001,909
Provision for loan and lease losses$1,173,000450
Total noninterest income$3,517,000892
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$429,0001,336
Trading account gains and feesNANA
Additional Noninterest Income$3,088,000724
Total noninterest expense$6,710,0001,500
Salaries and employee benefits$3,344,0001,668
Premises and equipment expense$1,066,0001,111
Additional noninterest expense$2,300,0001,326
Pre-tax net operating income$1,608,0002,377
Securities gains (losses)$01,906
Applicable income taxes$541,0001,621
Income before extraordinary items$1,067,0002,715
Extraordinary gains, net$011
Net income$1,067,0002,715
Minority interest net income$071
Net income of bank and minority interests.$1,067,0002,715
Net charge-offs$-294,0005,656
Cash dividends$03,544
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,067,0002,695
2017-03-31 (YTD Data)Rank
Total interest income$3,310,0001,938
Total interest expense$345,0001,973
Net interest income$2,965,0001,920
Provision for loan and lease losses$1,173,000243
Total noninterest income$3,104,000581
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$211,0001,351
Trading account gains and feesNANA
Additional Noninterest Income$2,893,000461
Total noninterest expense$3,493,0001,442
Salaries and employee benefits$1,681,0001,678
Premises and equipment expense$544,0001,099
Additional noninterest expense$1,268,0001,230
Pre-tax net operating income$1,403,0001,505
Securities gains (losses)$01,153
Applicable income taxes$472,0001,127
Income before extraordinary items$931,0001,755
Extraordinary gains, net$08
Net income$931,0001,754
Minority interest net income$055
Net income of bank and minority interests.$931,0001,755
Net charge-offs$-287,0005,769
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$0632
Net operating income$931,0001,740
2016-12-31 (YTD Data)Rank
Total interest income$14,744,0001,714
Total interest expense$1,161,0002,188
Net interest income$13,583,0001,644
Provision for loan and lease losses$1,618,000615
Total noninterest income$2,146,0002,035
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$972,0001,232
Trading account gains and fees$0170
Additional Noninterest Income$1,174,0002,211
Total noninterest expense$12,917,0001,515
Salaries and employee benefits$6,922,0001,569
Premises and equipment expense$2,058,0001,146
Additional noninterest expense$3,937,0001,558
Pre-tax net operating income$1,194,0003,820
Securities gains (losses)$9,0002,705
Applicable income taxes$04,278
Income before extraordinary items$1,203,0003,640
Extraordinary gains, net$05
Net income$1,203,0003,638
Minority interest net income$082
Net income of bank and minority interests.$1,203,0003,639
Net charge-offs$3,464,000267
Cash dividends$600,0002,761
Sale, conversion, retirement of capital stock, net$0759
Net operating income$1,194,0003,579
2016-09-30 (YTD Data)Rank
Total interest income$11,157,0001,707
Total interest expense$846,0002,229
Net interest income$10,311,0001,632
Provision for loan and lease losses$1,584,000491
Total noninterest income$1,545,0002,092
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$731,0001,230
Trading account gains and fees$0169
Additional Noninterest Income$814,0002,299
Total noninterest expense$9,570,0001,525
Salaries and employee benefits$5,059,0001,603
Premises and equipment expense$1,619,0001,099
Additional noninterest expense$2,892,0001,587
Pre-tax net operating income$702,0004,237
Securities gains (losses)$9,0002,624
Applicable income taxes$04,325
Income before extraordinary items$711,0004,021
Extraordinary gains, net$05
Net income$711,0004,019
Minority interest net income$071
Net income of bank and minority interests.$711,0004,021
Net charge-offs$2,819,000229
Cash dividends$600,0002,186
Sale, conversion, retirement of capital stock, net$0719
Net operating income$702,0003,963
2016-06-30 (YTD Data)Rank
Total interest income$7,402,0001,722
Total interest expense$542,0002,299
Net interest income$6,860,0001,631
Provision for loan and lease losses$682,000665
Total noninterest income$1,177,0001,906
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$471,0001,247
Trading account gains and fees$0157
Additional Noninterest Income$706,0001,941
Total noninterest expense$6,411,0001,528
Salaries and employee benefits$3,405,0001,598
Premises and equipment expense$1,056,0001,122
Additional noninterest expense$1,950,0001,570
Pre-tax net operating income$944,0003,188
Securities gains (losses)$9,0002,280
Applicable income taxes$04,338
Income before extraordinary items$953,0002,883
Extraordinary gains, net$016
Net income$953,0002,881
Minority interest net income$071
Net income of bank and minority interests.$953,0002,882
Net charge-offs$1,121,000327
Cash dividends$600,0001,762
Sale, conversion, retirement of capital stock, net$0705
Net operating income$944,0002,823
2016-03-31 (YTD Data)Rank
Total interest income$3,811,0001,665
Total interest expense$265,0002,350
Net interest income$3,546,0001,585
Provision for loan and lease losses$03,656
Total noninterest income$595,0001,854
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$244,0001,212
Trading account gains and fees$0142
Additional Noninterest Income$351,0001,898
Total noninterest expense$3,053,0001,594
Salaries and employee benefits$1,719,0001,587
Premises and equipment expense$520,0001,149
Additional noninterest expense$814,0001,819
Pre-tax net operating income$1,088,0001,809
Securities gains (losses)$02,077
Applicable income taxes$04,259
Income before extraordinary items$1,088,0001,511
Extraordinary gains, net$012
Net income$1,088,0001,512
Minority interest net income$062
Net income of bank and minority interests.$1,088,0001,512
Net charge-offs$1,128,000209
Cash dividends$600,0001,065
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,088,0001,476
2015-12-31 (YTD Data)Rank
Total interest income$16,526,0001,489
Total interest expense$901,0002,607
Net interest income$15,625,0001,422
Provision for loan and lease losses$3,411,000286
Total noninterest income$2,611,0001,778
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$1,002,0001,217
Trading account gains and fees$0159
Additional Noninterest Income$1,609,0001,769
Total noninterest expense$12,788,0001,513
Salaries and employee benefits$7,243,0001,471
Premises and equipment expense$2,201,0001,077
Additional noninterest expense$3,344,0001,810
Pre-tax net operating income$2,037,0002,974
Securities gains (losses)$34,0001,912
Applicable income taxes$04,402
Income before extraordinary items$2,071,0002,661
Extraordinary gains, net$023
Net income$2,071,0002,662
Minority interest net income$081
Net income of bank and minority interests.$2,071,0002,663
Net charge-offs$2,233,000341
Cash dividends$3,790,000826
Sale, conversion, retirement of capital stock, net$0804
Net operating income$2,037,0002,648
2015-09-30 (YTD Data)Rank
Total interest income$12,508,0001,489
Total interest expense$677,0002,640
Net interest income$11,831,0001,419
Provision for loan and lease losses$750,000739
Total noninterest income$1,882,0001,825
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$742,0001,242
Trading account gains and fees$0153
Additional Noninterest Income$1,140,0001,857
Total noninterest expense$9,156,0001,588
Salaries and employee benefits$4,827,0001,634
Premises and equipment expense$1,692,0001,070
Additional noninterest expense$2,637,0001,714
Pre-tax net operating income$3,807,0001,587
Securities gains (losses)$34,0001,718
Applicable income taxes$04,489
Income before extraordinary items$3,841,0001,340
Extraordinary gains, net$021
Net income$3,841,0001,340
Minority interest net income$078
Net income of bank and minority interests.$3,841,0001,340
Net charge-offs$110,0002,067
Cash dividends$3,040,000703
Sale, conversion, retirement of capital stock, net$0773
Net operating income$3,807,0001,319
2015-06-30 (YTD Data)Rank
Total interest income$8,155,0001,527
Total interest expense$457,0002,623
Net interest income$7,698,0001,458
Provision for loan and lease losses$300,0001,096
Total noninterest income$1,398,0001,692
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$483,0001,248
Trading account gains and fees$0157
Additional Noninterest Income$915,0001,653
Total noninterest expense$6,074,0001,605
Salaries and employee benefits$3,200,0001,659
Premises and equipment expense$1,106,0001,093
Additional noninterest expense$1,768,0001,719
Pre-tax net operating income$2,722,0001,493
Securities gains (losses)$02,636
Applicable income taxes$04,497
Income before extraordinary items$2,722,0001,266
Extraordinary gains, net$022
Net income$2,722,0001,268
Minority interest net income$075
Net income of bank and minority interests.$2,722,0001,267
Net charge-offs$83,0001,894
Cash dividends$1,890,000753
Sale, conversion, retirement of capital stock, net$0751
Net operating income$2,722,0001,238
2015-03-31 (YTD Data)Rank
Total interest income$4,008,0001,549
Total interest expense$235,0002,602
Net interest income$3,773,0001,479
Provision for loan and lease losses$150,0001,060
Total noninterest income$658,0001,748
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$258,0001,162
Trading account gains and fees$0152
Additional Noninterest Income$400,0001,772
Total noninterest expense$3,086,0001,573
Salaries and employee benefits$1,635,0001,634
Premises and equipment expense$557,0001,092
Additional noninterest expense$894,0001,683
Pre-tax net operating income$1,195,0001,599
Securities gains (losses)$02,027
Applicable income taxes$04,400
Income before extraordinary items$1,195,0001,382
Extraordinary gains, net$013
Net income$1,195,0001,384
Minority interest net income$064
Net income of bank and minority interests.$1,195,0001,384
Net charge-offs$21,0002,091
Cash dividends$1,000,000643
Sale, conversion, retirement of capital stock, net$0697
Net operating income$1,195,0001,336
2014-12-31 (YTD Data)Rank
Total interest income$16,046,0001,545
Total interest expense$911,0002,761
Net interest income$15,135,0001,460
Provision for loan and lease losses$-32,0005,934
Total noninterest income$4,726,0001,141
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$1,151,0001,147
Trading account gains and fees$0180
Additional Noninterest Income$3,575,000975
Total noninterest expense$13,076,0001,455
Salaries and employee benefits$7,062,0001,475
Premises and equipment expense$2,300,0001,047
Additional noninterest expense$3,714,0001,672
Pre-tax net operating income$6,817,0001,191
Securities gains (losses)$03,259
Applicable income taxes$04,531
Income before extraordinary items$6,817,000978
Extraordinary gains, net$017
Net income$6,817,000977
Minority interest net income$084
Net income of bank and minority interests.$6,817,000977
Net charge-offs$-63,0006,046
Cash dividends$5,250,000574
Sale, conversion, retirement of capital stock, net$0862
Net operating income$6,817,000956
2014-09-30 (YTD Data)Rank
Total interest income$11,777,0001,591
Total interest expense$681,0002,820
Net interest income$11,096,0001,499
Provision for loan and lease losses$25,0003,831
Total noninterest income$3,703,0001,115
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$863,0001,155
Trading account gains and fees$0174
Additional Noninterest Income$2,840,000945
Total noninterest expense$9,377,0001,534
Salaries and employee benefits$4,699,0001,651
Premises and equipment expense$1,743,0001,041
Additional noninterest expense$2,935,0001,596
Pre-tax net operating income$5,397,0001,136
Securities gains (losses)$02,980
Applicable income taxes$04,583
Income before extraordinary items$5,397,000921
Extraordinary gains, net$015
Net income$5,397,000920
Minority interest net income$081
Net income of bank and minority interests.$5,397,000920
Net charge-offs$-123,0006,251
Cash dividends$4,150,000516
Sale, conversion, retirement of capital stock, net$0819
Net operating income$5,397,000897
2014-06-30 (YTD Data)Rank
Total interest income$7,633,0001,626
Total interest expense$456,0002,835
Net interest income$7,177,0001,539
Provision for loan and lease losses$25,0003,493
Total noninterest income$2,600,0001,055
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$569,0001,140
Trading account gains and fees$0172
Additional Noninterest Income$2,031,000876
Total noninterest expense$6,316,0001,518
Salaries and employee benefits$3,120,0001,649
Premises and equipment expense$1,240,000988
Additional noninterest expense$1,956,0001,588
Pre-tax net operating income$3,436,0001,158
Securities gains (losses)$02,580
Applicable income taxes$04,568
Income before extraordinary items$3,436,000952
Extraordinary gains, net$020
Net income$3,436,000953
Minority interest net income$080
Net income of bank and minority interests.$3,436,000953
Net charge-offs$-130,0006,363
Cash dividends$3,150,000454
Sale, conversion, retirement of capital stock, net$0794
Net operating income$3,436,000932
2014-03-31 (YTD Data)Rank
Total interest income$3,759,0001,653
Total interest expense$227,0002,876
Net interest income$3,532,0001,549
Provision for loan and lease losses$25,0002,805
Total noninterest income$1,324,0001,004
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$288,0001,120
Trading account gains and fees$0147
Additional Noninterest Income$1,036,000821
Total noninterest expense$3,118,0001,540
Salaries and employee benefits$1,594,0001,634
Premises and equipment expense$620,0001,011
Additional noninterest expense$904,0001,686
Pre-tax net operating income$1,713,0001,121
Securities gains (losses)$01,715
Applicable income taxes$04,445
Income before extraordinary items$1,713,000915
Extraordinary gains, net$016
Net income$1,713,000916
Minority interest net income$066
Net income of bank and minority interests.$1,713,000916
Net charge-offs$103,0001,355
Cash dividends$1,100,000562
Sale, conversion, retirement of capital stock, net$0747
Net operating income$1,713,000892
2013-12-31 (YTD Data)Rank
Total interest income$14,892,0001,672
Total interest expense$858,0003,287
Net interest income$14,034,0001,552
Provision for loan and lease losses$624,0001,596
Total noninterest income$6,827,000904
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$1,194,0001,163
Trading account gains and fees$0184
Additional Noninterest Income$5,633,000737
Total noninterest expense$13,455,0001,453
Salaries and employee benefits$7,018,0001,481
Premises and equipment expense$2,233,0001,064
Additional noninterest expense$4,204,0001,563
Pre-tax net operating income$6,782,0001,099
Securities gains (losses)$92,0001,385
Applicable income taxes$04,631
Income before extraordinary items$6,874,000908
Extraordinary gains, net$029
Net income$6,874,000909
Minority interest net income$090
Net income of bank and minority interests.$6,874,000909
Net charge-offs$984,0001,281
Cash dividends$4,500,000617
Sale, conversion, retirement of capital stock, net$0924
Net operating income$6,782,000896
2013-09-30 (YTD Data)Rank
Total interest income$10,832,0001,733
Total interest expense$622,0003,451
Net interest income$10,210,0001,604
Provision for loan and lease losses$574,0001,383
Total noninterest income$4,516,0001,010
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$871,0001,189
Trading account gains and fees$0180
Additional Noninterest Income$3,645,000847
Total noninterest expense$9,645,0001,513
Salaries and employee benefits$4,907,0001,589
Premises and equipment expense$1,724,0001,049
Additional noninterest expense$3,014,0001,610
Pre-tax net operating income$4,507,0001,249
Securities gains (losses)$92,0001,284
Applicable income taxes$04,713
Income before extraordinary items$4,599,0001,012
Extraordinary gains, net$025
Net income$4,599,0001,015
Minority interest net income$084
Net income of bank and minority interests.$4,599,0001,015
Net charge-offs$945,0001,044
Cash dividends$2,400,000755
Sale, conversion, retirement of capital stock, net$0868
Net operating income$4,507,0001,013
2013-06-30 (YTD Data)Rank
Total interest income$7,224,0001,729
Total interest expense$411,0003,536
Net interest income$6,813,0001,584
Provision for loan and lease losses$474,0001,219
Total noninterest income$2,109,0001,314
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$557,0001,208
Trading account gains and fees$0157
Additional Noninterest Income$1,552,0001,174
Total noninterest expense$6,355,0001,524
Salaries and employee benefits$3,183,0001,633
Premises and equipment expense$1,143,0001,045
Additional noninterest expense$2,029,0001,591
Pre-tax net operating income$2,093,0001,657
Securities gains (losses)$92,0001,164
Applicable income taxes$04,679
Income before extraordinary items$2,185,0001,385
Extraordinary gains, net$022
Net income$2,185,0001,387
Minority interest net income$082
Net income of bank and minority interests.$2,185,0001,388
Net charge-offs$940,000803
Cash dividends$400,0001,902
Sale, conversion, retirement of capital stock, net$0838
Net operating income$2,093,0001,389
2013-03-31 (YTD Data)Rank
Total interest income$3,470,0001,821
Total interest expense$199,0003,684
Net interest income$3,271,0001,656
Provision for loan and lease losses$-76,0006,833
Total noninterest income$874,0001,477
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$272,0001,227
Trading account gains and fees$0148
Additional Noninterest Income$602,0001,387
Total noninterest expense$3,246,0001,512
Salaries and employee benefits$1,594,0001,652
Premises and equipment expense$590,0001,043
Additional noninterest expense$1,062,0001,529
Pre-tax net operating income$975,0001,759
Securities gains (losses)$01,966
Applicable income taxes$04,602
Income before extraordinary items$975,0001,524
Extraordinary gains, net$010
Net income$975,0001,526
Minority interest net income$076
Net income of bank and minority interests.$975,0001,526
Net charge-offs$-123,0006,868
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$975,0001,462
2012-12-31 (YTD Data)Rank
Total interest income$14,372,0001,833
Total interest expense$1,126,0003,330
Net interest income$13,246,0001,669
Provision for loan and lease losses$1,202,0001,553
Total noninterest income$5,443,0001,085
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$1,226,0001,158
Trading account gains and fees$0166
Additional Noninterest Income$4,217,000925
Total noninterest expense$13,725,0001,426
Salaries and employee benefits$6,301,0001,604
Premises and equipment expense$2,230,0001,067
Additional noninterest expense$5,194,0001,312
Pre-tax net operating income$3,762,0001,723
Securities gains (losses)$33,0002,972
Applicable income taxes$04,751
Income before extraordinary items$3,795,0001,522
Extraordinary gains, net$029
Net income$3,795,0001,524
Minority interest net income$093
Net income of bank and minority interests.$3,795,0001,523
Net charge-offs$1,720,0001,296
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$3,762,0001,436
2012-09-30 (YTD Data)Rank
Total interest income$10,890,0001,847
Total interest expense$902,0003,307
Net interest income$9,988,0001,673
Provision for loan and lease losses$1,557,0001,049
Total noninterest income$4,127,0001,068
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$921,0001,160
Trading account gains and fees$0157
Additional Noninterest Income$3,206,000899
Total noninterest expense$9,498,0001,540
Salaries and employee benefits$4,369,0001,722
Premises and equipment expense$1,715,0001,049
Additional noninterest expense$3,414,0001,483
Pre-tax net operating income$3,060,0001,664
Securities gains (losses)$33,0002,668
Applicable income taxes$04,802
Income before extraordinary items$3,093,0001,449
Extraordinary gains, net$020
Net income$3,093,0001,450
Minority interest net income$086
Net income of bank and minority interests.$3,093,0001,450
Net charge-offs$1,726,0001,012
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$0952
Net operating income$3,060,0001,373
2012-06-30 (YTD Data)Rank
Total interest income$7,446,0001,807
Total interest expense$649,0003,229
Net interest income$6,797,0001,626
Provision for loan and lease losses$1,257,000910
Total noninterest income$3,178,000935
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$630,0001,124
Trading account gains and fees$0153
Additional Noninterest Income$2,548,000782
Total noninterest expense$6,306,0001,547
Salaries and employee benefits$2,986,0001,675
Premises and equipment expense$1,117,0001,063
Additional noninterest expense$2,203,0001,543
Pre-tax net operating income$2,412,0001,443
Securities gains (losses)$03,178
Applicable income taxes$04,770
Income before extraordinary items$2,412,0001,245
Extraordinary gains, net$019
Net income$2,412,0001,245
Minority interest net income$084
Net income of bank and minority interests.$2,412,0001,245
Net charge-offs$1,502,000856
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$0928
Net operating income$2,412,0001,167
2012-03-31 (YTD Data)Rank
Total interest income$3,787,0001,802
Total interest expense$353,0003,126
Net interest income$3,434,0001,624
Provision for loan and lease losses$05,254
Total noninterest income$1,940,000799
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$324,0001,078
Trading account gains and fees$0148
Additional Noninterest Income$1,616,000646
Total noninterest expense$3,260,0001,505
Salaries and employee benefits$1,616,0001,563
Premises and equipment expense$563,0001,059
Additional noninterest expense$1,081,0001,556
Pre-tax net operating income$2,114,000846
Securities gains (losses)$02,210
Applicable income taxes$04,704
Income before extraordinary items$2,114,000719
Extraordinary gains, net$019
Net income$2,114,000720
Minority interest net income$078
Net income of bank and minority interests.$2,114,000720
Net charge-offs$880,000722
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$2,114,000679
2011-12-31 (YTD Data)Rank
Total interest income$14,440,0001,955
Total interest expense$1,815,0002,978
Net interest income$12,625,0001,776
Provision for loan and lease losses$3,170,0001,146
Total noninterest income$3,417,0001,362
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$1,765,000836
Trading account gains and fees$0146
Additional Noninterest Income$1,652,0001,540
Total noninterest expense$12,124,0001,618
Salaries and employee benefits$5,667,0001,707
Premises and equipment expense$2,210,0001,129
Additional noninterest expense$4,247,0001,610
Pre-tax net operating income$748,0004,176
Securities gains (losses)$03,838
Applicable income taxes$04,719
Income before extraordinary items$748,0004,050
Extraordinary gains, net$029
Net income$748,0004,055
Minority interest net income$096
Net income of bank and minority interests.$748,0004,054
Net charge-offs$1,655,0001,752
Cash dividends$200,0003,331
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$748,0003,916
2011-09-30 (YTD Data)Rank
Total interest income$10,889,0001,965
Total interest expense$1,400,0003,025
Net interest income$9,489,0001,780
Provision for loan and lease losses$1,547,0001,484
Total noninterest income$2,725,0001,313
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$1,414,000772
Trading account gains and fees$0145
Additional Noninterest Income$1,311,0001,467
Total noninterest expense$8,970,0001,630
Salaries and employee benefits$4,215,0001,726
Premises and equipment expense$1,670,0001,140
Additional noninterest expense$3,085,0001,657
Pre-tax net operating income$1,697,0002,362
Securities gains (losses)$03,555
Applicable income taxes$04,740
Income before extraordinary items$1,697,0002,098
Extraordinary gains, net$021
Net income$1,697,0002,098
Minority interest net income$087
Net income of bank and minority interests.$1,697,0002,099
Net charge-offs$1,134,0001,777
Cash dividends$200,0002,677
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$1,697,0002,000
2011-06-30 (YTD Data)Rank
Total interest income$7,136,0002,003
Total interest expense$954,0003,065
Net interest income$6,182,0001,807
Provision for loan and lease losses$795,0001,736
Total noninterest income$1,489,0001,486
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$1,000,000727
Trading account gains and fees$0153
Additional Noninterest Income$489,0002,134
Total noninterest expense$6,038,0001,623
Salaries and employee benefits$2,865,0001,714
Premises and equipment expense$1,116,0001,150
Additional noninterest expense$2,057,0001,676
Pre-tax net operating income$838,0002,846
Securities gains (losses)$02,914
Applicable income taxes$04,697
Income before extraordinary items$838,0002,598
Extraordinary gains, net$015
Net income$838,0002,598
Minority interest net income$089
Net income of bank and minority interests.$838,0002,598
Net charge-offs$705,0001,793
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$838,0002,512
2011-03-31 (YTD Data)Rank
Total interest income$3,710,0001,946
Total interest expense$494,0003,073
Net interest income$3,216,0001,735
Provision for loan and lease losses$310,0001,873
Total noninterest income$729,0001,527
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$499,000718
Trading account gains and fees$0158
Additional Noninterest Income$230,0002,275
Total noninterest expense$3,048,0001,627
Salaries and employee benefits$1,458,0001,695
Premises and equipment expense$581,0001,129
Additional noninterest expense$1,009,0001,700
Pre-tax net operating income$587,0002,265
Securities gains (losses)$01,772
Applicable income taxes$04,545
Income before extraordinary items$587,0001,950
Extraordinary gains, net$09
Net income$587,0001,949
Minority interest net income$086
Net income of bank and minority interests.$587,0001,950
Net charge-offs$183,0002,185
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$587,0001,899
2010-12-31 (YTD Data)Rank
Total interest income$16,710,0001,811
Total interest expense$2,555,0002,943
Net interest income$14,155,0001,578
Provision for loan and lease losses$2,535,0001,793
Total noninterest income$2,430,0001,799
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$2,222,000671
Trading account gains and fees$0175
Additional Noninterest Income$208,0004,539
Total noninterest expense$12,795,0001,546
Salaries and employee benefits$5,936,0001,636
Premises and equipment expense$2,499,0001,042
Additional noninterest expense$4,360,0001,652
Pre-tax net operating income$1,255,0003,023
Securities gains (losses)$03,793
Applicable income taxes$04,655
Income before extraordinary items$1,255,0002,828
Extraordinary gains, net$029
Net income$1,255,0002,825
Minority interest net income$0111
Net income of bank and minority interests.$1,255,0002,829
Net charge-offs$2,005,0001,857
Cash dividends$550,0002,230
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$1,255,0002,722
2010-09-30 (YTD Data)Rank
Total interest income$12,449,0001,865
Total interest expense$2,000,0002,954
Net interest income$10,449,0001,626
Provision for loan and lease losses$2,130,0001,584
Total noninterest income$1,858,0001,789
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$1,652,000688
Trading account gains and fees$0165
Additional Noninterest Income$206,0004,132
Total noninterest expense$9,074,0001,624
Salaries and employee benefits$4,202,0001,750
Premises and equipment expense$1,961,000994
Additional noninterest expense$2,911,0001,822
Pre-tax net operating income$1,103,0002,924
Securities gains (losses)$03,651
Applicable income taxes$04,726
Income before extraordinary items$1,103,0002,716
Extraordinary gains, net$023
Net income$1,103,0002,712
Minority interest net income$0110
Net income of bank and minority interests.$1,103,0002,717
Net charge-offs$519,0003,032
Cash dividends$550,0001,645
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$1,103,0002,584
2010-06-30 (YTD Data)Rank
Total interest income$8,536,0001,830
Total interest expense$1,396,0002,947
Net interest income$7,140,0001,584
Provision for loan and lease losses$2,130,0001,225
Total noninterest income$1,297,0001,675
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$1,055,000732
Trading account gains and fees$0152
Additional Noninterest Income$242,0003,176
Total noninterest expense$6,128,0001,607
Salaries and employee benefits$2,821,0001,739
Premises and equipment expense$1,313,0001,008
Additional noninterest expense$1,994,0001,766
Pre-tax net operating income$179,0005,049
Securities gains (losses)$03,184
Applicable income taxes$04,691
Income before extraordinary items$179,0005,038
Extraordinary gains, net$019
Net income$179,0005,040
Minority interest net income$0105
Net income of bank and minority interests.$179,0005,039
Net charge-offs$312,0002,994
Cash dividends$550,0001,229
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$179,0004,882
2010-03-31 (YTD Data)Rank
Total interest income$4,307,0001,862
Total interest expense$744,0002,928
Net interest income$3,563,0001,609
Provision for loan and lease losses$300,0002,372
Total noninterest income$658,0001,671
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$515,000752
Trading account gains and fees$0175
Additional Noninterest Income$143,0002,923
Total noninterest expense$3,000,0001,666
Salaries and employee benefits$1,405,0001,780
Premises and equipment expense$654,0001,042
Additional noninterest expense$941,0001,833
Pre-tax net operating income$921,0001,416
Securities gains (losses)$02,284
Applicable income taxes$04,611
Income before extraordinary items$921,0001,188
Extraordinary gains, net$016
Net income$921,0001,190
Minority interest net income$091
Net income of bank and minority interests.$921,0001,190
Net charge-offs$134,0002,842
Cash dividends$450,000752
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$921,0001,164
2009-12-31 (YTD Data)Rank
Total interest income$16,613,0002,051
Total interest expense$3,898,0002,792
Net interest income$12,715,0001,755
Provision for loan and lease losses$1,625,0002,763
Total noninterest income$2,483,0001,837
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$2,118,000813
Trading account gains and fees$0211
Additional Noninterest Income$365,0003,682
Total noninterest expense$12,242,0001,668
Salaries and employee benefits$5,874,0001,689
Premises and equipment expense$2,351,0001,158
Additional noninterest expense$4,017,0001,846
Pre-tax net operating income$1,331,0002,537
Securities gains (losses)$03,754
Applicable income taxes$04,388
Income before extraordinary items$1,331,0002,307
Extraordinary gains, net$034
Net income$1,331,0002,303
Minority interest net income$0115
Net income of bank and minority interests.$1,331,0002,305
Net charge-offs$1,620,0002,284
Cash dividends$1,160,0001,474
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$1,331,0002,268
2009-09-30 (YTD Data)Rank
Total interest income$12,536,0002,071
Total interest expense$3,035,0002,837
Net interest income$9,501,0001,763
Provision for loan and lease losses$915,0002,908
Total noninterest income$1,425,0002,245
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$1,552,000826
Trading account gains and fees$0212
Additional Noninterest Income$-127,0007,833
Total noninterest expense$8,751,0001,733
Salaries and employee benefits$4,205,0001,792
Premises and equipment expense$1,762,0001,174
Additional noninterest expense$2,784,0001,902
Pre-tax net operating income$1,260,0002,353
Securities gains (losses)$03,497
Applicable income taxes$04,592
Income before extraordinary items$1,260,0002,095
Extraordinary gains, net$027
Net income$1,260,0002,093
Minority interest net income$0118
Net income of bank and minority interests.$1,260,0002,095
Net charge-offs$1,242,0001,968
Cash dividends$1,110,0001,142
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$1,260,0002,048
2009-06-30 (YTD Data)Rank
Total interest income$8,257,0002,133
Total interest expense$2,112,0002,833
Net interest income$6,145,0001,810
Provision for loan and lease losses$575,0002,778
Total noninterest income$680,0002,790
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$1,007,000832
Trading account gains and fees$0193
Additional Noninterest Income$-327,0008,053
Total noninterest expense$5,785,0001,769
Salaries and employee benefits$2,834,0001,799
Premises and equipment expense$1,192,0001,184
Additional noninterest expense$1,759,0002,022
Pre-tax net operating income$465,0003,421
Securities gains (losses)$03,136
Applicable income taxes$04,657
Income before extraordinary items$465,0003,231
Extraordinary gains, net$021
Net income$465,0003,228
Minority interest net income$0112
Net income of bank and minority interests.$465,0003,230
Net charge-offs$1,058,0001,594
Cash dividends$760,0001,184
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$465,0003,115
2009-03-31 (YTD Data)Rank
Total interest income$4,122,0002,152
Total interest expense$1,108,0002,815
Net interest income$3,014,0001,839
Provision for loan and lease losses$320,0002,218
Total noninterest income$630,0001,826
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$497,000821
Trading account gains and fees$0171
Additional Noninterest Income$133,0003,173
Total noninterest expense$2,860,0001,734
Salaries and employee benefits$1,443,0001,798
Premises and equipment expense$611,0001,179
Additional noninterest expense$806,0001,976
Pre-tax net operating income$464,0002,512
Securities gains (losses)$02,434
Applicable income taxes$04,835
Income before extraordinary items$464,0002,271
Extraordinary gains, net$015
Net income$464,0002,271
Minority interest net income$0102
Net income of bank and minority interests.$464,0002,273
Net charge-offs$857,0001,042
Cash dividends$560,000772
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$464,0002,139
2008-12-31 (YTD Data)Rank
Total interest income$18,332,0002,082
Total interest expense$6,167,0002,453
Net interest income$12,165,0001,834
Provision for loan and lease losses$443,0003,993
Total noninterest income$3,096,0001,529
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$2,141,000821
Trading account gains and fees$0154
Additional Noninterest Income$955,0002,183
Total noninterest expense$11,512,0001,695
Salaries and employee benefits$6,045,0001,688
Premises and equipment expense$2,090,0001,311
Additional noninterest expense$3,377,0001,814
Pre-tax net operating income$3,306,0001,639
Securities gains (losses)$03,220
Applicable income taxes$04,979
Income before extraordinary items$3,306,0001,256
Extraordinary gains, net$039
Net income$3,306,0001,257
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$359,0003,281
Cash dividends$2,080,0001,297
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$3,306,0001,334
2008-09-30 (YTD Data)Rank
Total interest income$14,024,0002,091
Total interest expense$4,824,0002,452
Net interest income$9,200,0001,836
Provision for loan and lease losses$213,0004,107
Total noninterest income$2,295,0001,598
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$1,535,000860
Trading account gains and fees$0148
Additional Noninterest Income$760,0002,184
Total noninterest expense$8,450,0001,719
Salaries and employee benefits$4,319,0001,799
Premises and equipment expense$1,581,0001,307
Additional noninterest expense$2,550,0001,743
Pre-tax net operating income$2,832,0001,716
Securities gains (losses)$03,106
Applicable income taxes$05,372
Income before extraordinary items$2,832,0001,311
Extraordinary gains, net$031
Net income$2,832,0001,310
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$301,0002,553
Cash dividends$1,880,0001,095
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$2,832,0001,380
2008-06-30 (YTD Data)Rank
Total interest income$9,414,0002,097
Total interest expense$3,326,0002,469
Net interest income$6,088,0001,842
Provision for loan and lease losses$13,0006,212
Total noninterest income$1,544,0001,608
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$1,011,000863
Trading account gains and fees$0149
Additional Noninterest Income$533,0002,136
Total noninterest expense$5,615,0001,724
Salaries and employee benefits$2,874,0001,813
Premises and equipment expense$1,020,0001,355
Additional noninterest expense$1,721,0001,703
Pre-tax net operating income$2,004,0001,693
Securities gains (losses)$03,233
Applicable income taxes$05,627
Income before extraordinary items$2,004,0001,383
Extraordinary gains, net$021
Net income$2,004,0001,384
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$196,0002,257
Cash dividends$1,405,0001,054
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$2,004,0001,351
2008-03-31 (YTD Data)Rank
Total interest income$4,872,0002,091
Total interest expense$1,823,0002,430
Net interest income$3,049,0001,836
Provision for loan and lease losses$13,0005,304
Total noninterest income$606,0001,944
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$473,000915
Trading account gains and fees$0158
Additional Noninterest Income$133,0003,249
Total noninterest expense$2,893,0001,678
Salaries and employee benefits$1,431,0001,839
Premises and equipment expense$494,0001,413
Additional noninterest expense$968,0001,490
Pre-tax net operating income$749,0002,288
Securities gains (losses)$02,688
Applicable income taxes$05,622
Income before extraordinary items$749,0001,917
Extraordinary gains, net$015
Net income$749,0001,919
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$113,0001,694
Cash dividends$770,000951
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$749,0001,849
2007-12-31 (YTD Data)Rank
Total interest income$21,159,0001,993
Total interest expense$7,581,0002,442
Net interest income$13,578,0001,664
Provision for loan and lease losses$1,218,0001,237
Total noninterest income$2,884,0001,692
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$2,041,000873
Trading account gains and fees$0178
Additional Noninterest Income$843,0002,487
Total noninterest expense$11,203,0001,643
Salaries and employee benefits$5,824,0001,727
Premises and equipment expense$2,090,0001,271
Additional noninterest expense$3,289,0001,698
Pre-tax net operating income$4,041,0001,967
Securities gains (losses)$-302,0008,310
Applicable income taxes$06,070
Income before extraordinary items$3,739,0001,695
Extraordinary gains, net$039
Net income$3,739,0001,694
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$423,0001,892
Cash dividends$3,079,0001,152
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$4,041,0001,564
2007-09-30 (YTD Data)Rank
Total interest income$15,774,0002,006
Total interest expense$5,481,0002,518
Net interest income$10,293,0001,652
Provision for loan and lease losses$1,147,000807
Total noninterest income$1,718,0002,013
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$1,499,000882
Trading account gains and fees$0184
Additional Noninterest Income$219,0004,315
Total noninterest expense$7,710,0001,783
Salaries and employee benefits$4,109,0001,839
Premises and equipment expense$1,266,0001,573
Additional noninterest expense$2,335,0001,732
Pre-tax net operating income$3,154,0002,014
Securities gains (losses)$01,655
Applicable income taxes$06,220
Income before extraordinary items$3,154,0001,608
Extraordinary gains, net$033
Net income$3,154,0001,607
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$265,0001,639
Cash dividends$2,681,000959
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$3,154,0001,593
2007-06-30 (YTD Data)Rank
Total interest income$10,276,0002,062
Total interest expense$3,491,0002,626
Net interest income$6,785,0001,696
Provision for loan and lease losses$260,0001,740
Total noninterest income$1,132,0002,049
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$1,009,000886
Trading account gains and fees$0168
Additional Noninterest Income$123,0004,702
Total noninterest expense$5,052,0001,825
Salaries and employee benefits$2,703,0001,893
Premises and equipment expense$874,0001,538
Additional noninterest expense$1,475,0001,836
Pre-tax net operating income$2,605,0001,763
Securities gains (losses)$01,444
Applicable income taxes$06,265
Income before extraordinary items$2,605,0001,368
Extraordinary gains, net$029
Net income$2,605,0001,366
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$131,0001,764
Cash dividends$2,430,000752
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$2,605,0001,349
2007-03-31 (YTD Data)Rank
Total interest income$4,957,0002,123
Total interest expense$1,653,0002,739
Net interest income$3,304,0001,742
Provision for loan and lease losses$130,0001,659
Total noninterest income$634,0001,861
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$510,000838
Trading account gains and fees$0195
Additional Noninterest Income$124,0003,357
Total noninterest expense$2,525,0001,826
Salaries and employee benefits$1,312,0001,959
Premises and equipment expense$446,0001,505
Additional noninterest expense$767,0001,747
Pre-tax net operating income$1,283,0001,779
Securities gains (losses)$01,187
Applicable income taxes$06,196
Income before extraordinary items$1,283,0001,372
Extraordinary gains, net$022
Net income$1,283,0001,371
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$104,0001,157
Cash dividends$1,420,000614
Sale, conversion, retirement of capital stock, net$0885
Net operating income$1,283,0001,362
2006-12-31 (YTD Data)Rank
Total interest income$17,680,0002,206
Total interest expense$5,286,0002,888
Net interest income$12,394,0001,864
Provision for loan and lease losses$585,0001,668
Total noninterest income$2,541,0001,861
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$2,101,000839
Trading account gains and fees$0130
Additional Noninterest Income$440,0003,568
Total noninterest expense$9,343,0001,904
Salaries and employee benefits$5,178,0001,882
Premises and equipment expense$1,492,0001,701
Additional noninterest expense$2,673,0001,982
Pre-tax net operating income$5,007,0001,878
Securities gains (losses)$01,687
Applicable income taxes$06,600
Income before extraordinary items$5,007,0001,459
Extraordinary gains, net$051
Net income$5,007,0001,460
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$581,0001,042
Cash dividends$1,768,0001,726
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$5,007,0001,441
2006-09-30 (YTD Data)Rank
Total interest income$12,820,0002,271
Total interest expense$3,751,0002,947
Net interest income$9,069,0001,936
Provision for loan and lease losses$445,0001,562
Total noninterest income$1,783,0001,966
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$1,573,000841
Trading account gains and fees$0126
Additional Noninterest Income$210,0004,435
Total noninterest expense$6,819,0001,936
Salaries and employee benefits$3,675,0001,978
Premises and equipment expense$1,086,0001,755
Additional noninterest expense$2,058,0001,897
Pre-tax net operating income$3,588,0002,018
Securities gains (losses)$01,388
Applicable income taxes$06,687
Income before extraordinary items$3,588,0001,552
Extraordinary gains, net$045
Net income$3,588,0001,553
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$375,000993
Cash dividends$1,768,0001,275
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$3,588,0001,535
2006-06-30 (YTD Data)Rank
Total interest income$8,112,0002,342
Total interest expense$2,204,0003,139
Net interest income$5,908,0001,980
Provision for loan and lease losses$325,0001,371
Total noninterest income$1,183,0001,981
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$1,004,000868
Trading account gains and fees$0126
Additional Noninterest Income$179,0003,952
Total noninterest expense$4,505,0001,965
Salaries and employee benefits$2,386,0002,050
Premises and equipment expense$690,0001,829
Additional noninterest expense$1,429,0001,829
Pre-tax net operating income$2,261,0002,112
Securities gains (losses)$01,185
Applicable income taxes$06,706
Income before extraordinary items$2,261,0001,616
Extraordinary gains, net$039
Net income$2,261,0001,617
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$237,000979
Cash dividends$1,254,0001,205
Sale, conversion, retirement of capital stock, net$0887
Net operating income$2,261,0001,605
2006-03-31 (YTD Data)Rank
Total interest income$3,674,0002,506
Total interest expense$924,0003,461
Net interest income$2,750,0002,112
Provision for loan and lease losses$195,0001,170
Total noninterest income$562,0002,028
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$471,000894
Trading account gains and fees$0115
Additional Noninterest Income$91,0003,897
Total noninterest expense$2,175,0002,028
Salaries and employee benefits$1,170,0002,102
Premises and equipment expense$277,0002,256
Additional noninterest expense$728,0001,795
Pre-tax net operating income$942,0002,385
Securities gains (losses)$0955
Applicable income taxes$06,588
Income before extraordinary items$942,0001,896
Extraordinary gains, net$021
Net income$942,0001,895
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$66,0001,230
Cash dividends$508,0001,302
Sale, conversion, retirement of capital stock, net$0648
Net operating income$942,0001,875
2005-12-31 (YTD Data)Rank
Total interest income$11,655,0002,773
Total interest expense$2,607,0003,710
Net interest income$9,048,0002,429
Provision for loan and lease losses$727,0001,372
Total noninterest income$2,235,0002,048
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$1,834,000946
Trading account gains and fees$0138
Additional Noninterest Income$401,0003,775
Total noninterest expense$6,787,0002,463
Salaries and employee benefits$3,978,0002,298
Premises and equipment expense$829,0002,803
Additional noninterest expense$1,980,0002,519
Pre-tax net operating income$3,769,0002,314
Securities gains (losses)$02,296
Applicable income taxes$06,964
Income before extraordinary items$3,769,0001,824
Extraordinary gains, net$046
Net income$3,769,0001,822
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$567,0001,054
Cash dividends$1,740,0001,637
Sale, conversion, retirement of capital stock, net$0934
Net operating income$3,769,0001,802
2005-09-30 (YTD Data)Rank
Total interest income$8,288,0002,850
Total interest expense$1,744,0003,887
Net interest income$6,544,0002,479
Provision for loan and lease losses$457,0001,518
Total noninterest income$1,610,0002,097
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$1,347,000969
Trading account gains and fees$0126
Additional Noninterest Income$263,0004,036
Total noninterest expense$4,813,0002,561
Salaries and employee benefits$2,730,0002,473
Premises and equipment expense$637,0002,719
Additional noninterest expense$1,446,0002,545
Pre-tax net operating income$2,884,0002,312
Securities gains (losses)$02,317
Applicable income taxes$06,976
Income before extraordinary items$2,884,0001,812
Extraordinary gains, net$035
Net income$2,884,0001,813
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$336,0001,159
Cash dividends$1,650,0001,227
Sale, conversion, retirement of capital stock, net$0769
Net operating income$2,884,0001,781
2005-06-30 (YTD Data)Rank
Total interest income$5,180,0002,941
Total interest expense$1,022,0004,068
Net interest income$4,158,0002,562
Provision for loan and lease losses$232,0001,915
Total noninterest income$1,066,0002,078
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$879,000970
Trading account gains and fees$0116
Additional Noninterest Income$187,0003,882
Total noninterest expense$3,144,0002,584
Salaries and employee benefits$1,780,0002,505
Premises and equipment expense$382,0002,972
Additional noninterest expense$982,0002,472
Pre-tax net operating income$1,848,0002,324
Securities gains (losses)$02,146
Applicable income taxes$06,961
Income before extraordinary items$1,848,0001,848
Extraordinary gains, net$030
Net income$1,848,0001,848
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$53,0002,653
Cash dividends$1,146,0001,169
Sale, conversion, retirement of capital stock, net$0643
Net operating income$1,848,0001,812
2005-03-31 (YTD Data)Rank
Total interest income$2,489,0003,004
Total interest expense$481,0004,129
Net interest income$2,008,0002,631
Provision for loan and lease losses$137,0001,579
Total noninterest income$529,0002,060
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$432,000948
Trading account gains and fees$0115
Additional Noninterest Income$97,0003,786
Total noninterest expense$1,486,0002,736
Salaries and employee benefits$867,0002,580
Premises and equipment expense$183,0003,101
Additional noninterest expense$436,0002,779
Pre-tax net operating income$914,0002,325
Securities gains (losses)$01,685
Applicable income taxes$06,892
Income before extraordinary items$914,0001,853
Extraordinary gains, net$024
Net income$914,0001,855
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$19,0002,643
Cash dividends$516,0001,175
Sale, conversion, retirement of capital stock, net$0491
Net operating income$914,0001,810
2004-12-31 (YTD Data)Rank
Total interest income$8,656,0003,205
Total interest expense$1,445,0004,619
Net interest income$7,211,0002,811
Provision for loan and lease losses$933,0001,114
Total noninterest income$2,233,0002,040
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$1,828,000959
Trading account gains and fees$0138
Additional Noninterest Income$405,0003,692
Total noninterest expense$5,830,0002,718
Salaries and employee benefits$3,302,0002,609
Premises and equipment expense$790,0002,814
Additional noninterest expense$1,738,0002,750
Pre-tax net operating income$2,681,0002,831
Securities gains (losses)$03,819
Applicable income taxes$07,185
Income before extraordinary items$2,681,0002,280
Extraordinary gains, net$034
Net income$2,681,0002,282
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,104,000724
Cash dividends$06,149
Sale, conversion, retirement of capital stock, net$0872
Net operating income$2,681,0002,228
2004-09-30 (YTD Data)Rank
Total interest income$6,298,0003,265
Total interest expense$994,0004,800
Net interest income$5,304,0002,828
Provision for loan and lease losses$625,0001,197
Total noninterest income$1,633,0002,081
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$1,364,000971
Trading account gains and fees$0134
Additional Noninterest Income$269,0003,936
Total noninterest expense$4,334,0002,708
Salaries and employee benefits$2,354,0002,716
Premises and equipment expense$604,0002,763
Additional noninterest expense$1,376,0002,578
Pre-tax net operating income$1,978,0002,905
Securities gains (losses)$03,710
Applicable income taxes$07,220
Income before extraordinary items$1,978,0002,340
Extraordinary gains, net$026
Net income$1,978,0002,342
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$784,000683
Cash dividends$05,363
Sale, conversion, retirement of capital stock, net$0738
Net operating income$1,978,0002,291
2004-06-30 (YTD Data)Rank
Total interest income$4,089,0003,329
Total interest expense$627,0004,969
Net interest income$3,462,0002,880
Provision for loan and lease losses$375,0001,294
Total noninterest income$1,055,0002,114
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$886,000988
Trading account gains and fees$0130
Additional Noninterest Income$169,0004,080
Total noninterest expense$2,863,0002,739
Salaries and employee benefits$1,573,0002,715
Premises and equipment expense$377,0002,935
Additional noninterest expense$913,0002,590
Pre-tax net operating income$1,279,0002,961
Securities gains (losses)$03,413
Applicable income taxes$07,214
Income before extraordinary items$1,279,0002,384
Extraordinary gains, net$021
Net income$1,279,0002,384
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$500,000713
Cash dividends$05,087
Sale, conversion, retirement of capital stock, net$0638
Net operating income$1,279,0002,319
2004-03-31 (YTD Data)Rank
Total interest income$1,966,0003,439
Total interest expense$302,0005,143
Net interest income$1,664,0002,980
Provision for loan and lease losses$120,0001,785
Total noninterest income$526,0002,077
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$432,000981
Trading account gains and fees$0121
Additional Noninterest Income$94,0003,835
Total noninterest expense$1,390,0002,825
Salaries and employee benefits$736,0002,880
Premises and equipment expense$160,0003,415
Additional noninterest expense$494,0002,391
Pre-tax net operating income$680,0002,767
Securities gains (losses)$02,934
Applicable income taxes$07,103
Income before extraordinary items$680,0002,231
Extraordinary gains, net$016
Net income$680,0002,232
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$99,0001,325
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$680,0002,149
2003-12-31 (YTD Data)Rank
Total interest income$8,207,0003,364
Total interest expense$1,422,0005,038
Net interest income$6,785,0002,832
Provision for loan and lease losses$960,0001,231
Total noninterest income$1,938,0002,371
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$1,755,000986
Trading account gains and fees$0160
Additional Noninterest Income$183,0005,464
Total noninterest expense$5,655,0002,747
Salaries and employee benefits$3,163,0002,653
Premises and equipment expense$734,0002,965
Additional noninterest expense$1,758,0002,690
Pre-tax net operating income$2,108,0003,277
Securities gains (losses)$04,500
Applicable income taxes$07,459
Income before extraordinary items$2,108,0002,747
Extraordinary gains, net$054
Net income$2,108,0002,748
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$959,000959
Cash dividends$1,505,0001,710
Sale, conversion, retirement of capital stock, net$0868
Net operating income$2,108,0002,620
2003-09-30 (YTD Data)Rank
Total interest income$6,233,0003,380
Total interest expense$1,101,0005,078
Net interest income$5,132,0002,826
Provision for loan and lease losses$810,0001,070
Total noninterest income$1,395,0002,480
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$1,329,000983
Trading account gains and fees$0153
Additional Noninterest Income$66,0006,799
Total noninterest expense$4,154,0002,802
Salaries and employee benefits$2,282,0002,738
Premises and equipment expense$518,0003,127
Additional noninterest expense$1,354,0002,613
Pre-tax net operating income$1,563,0003,436
Securities gains (losses)$04,204
Applicable income taxes$07,524
Income before extraordinary items$1,563,0002,878
Extraordinary gains, net$040
Net income$1,563,0002,878
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$871,000758
Cash dividends$1,346,0001,398
Sale, conversion, retirement of capital stock, net$0722
Net operating income$1,563,0002,731
2003-06-30 (YTD Data)Rank
Total interest income$4,187,0003,372
Total interest expense$755,0005,109
Net interest income$3,432,0002,813
Provision for loan and lease losses$475,0001,201
Total noninterest income$854,0002,626
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$865,000990
Trading account gains and fees$0150
Additional Noninterest Income$-11,0009,224
Total noninterest expense$2,836,0002,734
Salaries and employee benefits$1,567,0002,679
Premises and equipment expense$350,0003,074
Additional noninterest expense$919,0002,561
Pre-tax net operating income$975,0003,585
Securities gains (losses)$03,782
Applicable income taxes$07,529
Income before extraordinary items$975,0003,039
Extraordinary gains, net$030
Net income$975,0003,038
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$188,0001,724
Cash dividends$1,040,0001,252
Sale, conversion, retirement of capital stock, net$0589
Net operating income$975,0002,879
2003-03-31 (YTD Data)Rank
Total interest income$2,074,0003,421
Total interest expense$384,0005,152
Net interest income$1,690,0002,851
Provision for loan and lease losses$380,000765
Total noninterest income$529,0002,191
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$428,000967
Trading account gains and fees$0134
Additional Noninterest Income$101,0003,918
Total noninterest expense$1,308,0002,922
Salaries and employee benefits$726,0002,863
Premises and equipment expense$172,0003,124
Additional noninterest expense$410,0002,794
Pre-tax net operating income$531,0003,356
Securities gains (losses)$02,891
Applicable income taxes$07,403
Income before extraordinary items$531,0002,819
Extraordinary gains, net$021
Net income$531,0002,816
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$139,0001,188
Cash dividends$420,0001,414
Sale, conversion, retirement of capital stock, net$0419
Net operating income$531,0002,674
2002-12-31 (YTD Data)Rank
Total interest income$9,180,0003,243
Total interest expense$2,245,0004,452
Net interest income$6,935,0002,764
Provision for loan and lease losses$1,564,000910
Total noninterest income$2,148,0002,013
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$1,858,000869
Trading account gains and fees$0153
Additional Noninterest Income$290,0004,333
Total noninterest expense$5,764,0002,566
Salaries and employee benefits$3,258,0002,438
Premises and equipment expense$761,0002,787
Additional noninterest expense$1,745,0002,605
Pre-tax net operating income$1,755,0003,720
Securities gains (losses)$04,537
Applicable income taxes$07,681
Income before extraordinary items$1,755,0003,097
Extraordinary gains, net$070
Net income$1,755,0003,096
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,482,000679
Cash dividends$892,0002,459
Sale, conversion, retirement of capital stock, net$0862
Net operating income$1,755,0003,000
2001-12-31 (YTD Data)Rank
Total interest income$10,761,0003,113
Total interest expense$4,076,0003,742
Net interest income$6,685,0002,673
Provision for loan and lease losses$1,368,000977
Total noninterest income$2,093,0001,948
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$1,852,000793
Trading account gains and fees$0177
Additional Noninterest Income$241,0004,556
Total noninterest expense$5,523,0002,559
Salaries and employee benefits$2,975,0002,526
Premises and equipment expense$725,0002,868
Additional noninterest expense$1,823,0002,437
Pre-tax net operating income$1,887,0003,313
Securities gains (losses)$04,612
Applicable income taxes$07,903
Income before extraordinary items$1,887,0002,673
Extraordinary gains, net$0105
Net income$1,887,0002,678
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,189,000829
Cash dividends$1,887,0001,408
Sale, conversion, retirement of capital stock, net$0922
Net operating income$1,887,0002,590
2000-12-31 (YTD Data)Rank
Total interest income$10,248,0003,333
Total interest expense$3,859,0004,088
Net interest income$6,389,0002,782
Provision for loan and lease losses$199,0003,780
Total noninterest income$1,645,0002,185
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$1,469,000915
Trading account gains and feesNANA
Additional Noninterest Income$176,0005,094
Total noninterest expense$4,813,0002,814
Salaries and employee benefits$2,691,0002,642
Premises and equipment expense$524,0003,650
Additional noninterest expense$1,598,0002,659
Pre-tax net operating income$3,022,0002,378
Securities gains (losses)$01,956
Applicable income taxes$08,362
Income before extraordinary items$3,022,0001,745
Extraordinary gains, net$038
Net income$3,022,0001,745
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$147,0002,894
Cash dividends$2,316,0001,192
Sale, conversion, retirement of capital stock, net$0969
Net operating income$3,022,0001,737
1999-12-31 (YTD Data)Rank
Total interest income$8,519,0003,689
Total interest expense$3,005,0004,598
Net interest income$5,514,0003,148
Provision for loan and lease losses$427,0001,991
Total noninterest income$1,505,0002,298
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$1,329,0001,006
Trading account gains and feesNANA
Additional Noninterest Income$176,0005,232
Total noninterest expense$4,361,0003,062
Salaries and employee benefits$2,347,0002,985
Premises and equipment expense$517,0003,657
Additional noninterest expense$1,497,0002,870
Pre-tax net operating income$2,231,0003,059
Securities gains (losses)$03,155
Applicable income taxes$08,765
Income before extraordinary items$2,231,0002,325
Extraordinary gains, net$035
Net income$2,231,0002,326
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$411,0001,431
Cash dividends$1,697,0001,541
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$2,231,0002,300
1998-12-31 (YTD Data)Rank
Total interest income$6,871,0004,466
Total interest expense$2,530,0005,321
Net interest income$4,341,0003,857
Provision for loan and lease losses$351,0002,303
Total noninterest income$1,242,0002,618
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$1,031,0001,219
Trading account gains and feesNANA
Additional Noninterest Income$211,0004,828
Total noninterest expense$3,333,0003,758
Salaries and employee benefits$1,768,0003,725
Premises and equipment expense$365,0004,744
Additional noninterest expense$1,200,0003,374
Pre-tax net operating income$1,899,0003,472
Securities gains (losses)$04,449
Applicable income taxes$09,340
Income before extraordinary items$1,899,0002,681
Extraordinary gains, net$032
Net income$1,899,0002,682
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$394,0001,522
Cash dividends$1,107,0002,067
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$1,899,0002,600
1997-12-31 (YTD Data)Rank
Total interest income$5,536,0005,384
Total interest expense$2,514,0005,387
Net interest income$3,022,0005,274
Provision for loan and lease losses$295,0002,666
Total noninterest income$831,0003,481
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$695,0001,874
Trading account gains and feesNANA
Additional Noninterest Income$136,0005,951
Total noninterest expense$2,261,0005,181
Salaries and employee benefits$1,169,0005,210
Premises and equipment expense$258,0005,947
Additional noninterest expense$834,0004,585
Pre-tax net operating income$1,297,0004,972
Securities gains (losses)$-4,0009,548
Applicable income taxes$010,065
Income before extraordinary items$1,293,0003,815
Extraordinary gains, net$044
Net income$1,293,0003,814
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$175,0002,759
Cash dividends$668,0002,872
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$1,297,0003,734
1996-12-31 (YTD Data)Rank
Total interest income$5,200,0005,779
Total interest expense$2,568,0005,404
Net interest income$2,632,0005,992
Provision for loan and lease losses$318,0002,468
Total noninterest income$751,0003,874
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$631,0002,144
Trading account gains and feesNANA
Additional Noninterest Income$120,0006,594
Total noninterest expense$2,051,0005,842
Salaries and employee benefits$1,147,0005,409
Premises and equipment expense$251,0006,239
Additional noninterest expense$653,0006,012
Pre-tax net operating income$1,014,0005,686
Securities gains (losses)$-1,0009,274
Applicable income taxes$346,0005,378
Income before extraordinary items$667,0005,905
Extraordinary gains, net$053
Net income$667,0005,907
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$317,0001,989
Cash dividends$106,0006,576
Sale, conversion, retirement of capital stock, net$0953
Net operating income$667,6605,851
1995-12-31 (YTD Data)Rank
Total interest income$4,092,0006,891
Total interest expense$1,813,0006,867
Net interest income$2,279,0006,729
Provision for loan and lease losses$66,0005,523
Total noninterest income$697,0004,098
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$610,0002,226
Trading account gains and feesNANA
Additional Noninterest Income$87,0007,676
Total noninterest expense$1,800,0006,457
Salaries and employee benefits$958,0006,256
Premises and equipment expense$233,0006,618
Additional noninterest expense$609,0006,479
Pre-tax net operating income$1,110,0005,573
Securities gains (losses)$-51,00011,184
Applicable income taxes$374,0005,178
Income before extraordinary items$685,0006,086
Extraordinary gains, net$065
Net income$685,0006,084
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$24,0006,354
Cash dividends$133,0006,304
Sale, conversion, retirement of capital stock, net$0809
Net operating income$718,1505,854
1994-12-31 (YTD Data)Rank
Total interest income$2,456,0008,982
Total interest expense$771,0009,754
Net interest income$1,685,0008,343
Provision for loan and lease losses$70,0005,310
Total noninterest income$549,0004,952
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$493,0002,791
Trading account gains and feesNANA
Additional Noninterest Income$56,0009,309
Total noninterest expense$1,405,0007,905
Salaries and employee benefits$724,0007,708
Premises and equipment expense$163,0008,231
Additional noninterest expense$518,0007,682
Pre-tax net operating income$759,0007,087
Securities gains (losses)$-18,00010,260
Applicable income taxes$263,0006,354
Income before extraordinary items$478,0007,472
Extraordinary gains, net$0249
Net income$478,0007,477
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$33,0005,828
Cash dividends$89,0007,163
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$489,7007,433
1993-12-31 (YTD Data)Rank
Total interest income$1,776,00010,638
Total interest expense$473,00011,820
Net interest income$1,303,0009,719
Provision for loan and lease losses$89,0006,111
Total noninterest income$447,0006,020
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$397,0003,468
Trading account gains and feesNANA
Additional Noninterest Income$50,00010,096
Total noninterest expense$978,0009,828
Salaries and employee benefits$495,0009,722
Premises and equipment expense$118,0009,857
Additional noninterest expense$365,0009,662
Pre-tax net operating income$683,0007,453
Securities gains (losses)$07,477
Applicable income taxes$244,0006,893
Income before extraordinary items$439,0008,067
Extraordinary gains, net$03,149
Net income$439,0008,235
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$33,0006,866
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$-1,316,00013,260
Net operating income$439,0007,798
1992-12-31 (YTD Data)Rank
Total interest income$1,496,00011,983
Total interest expense$408,00013,152
Net interest income$1,088,00010,741
Provision for loan and lease losses$87,0007,678
Total noninterest income$336,0007,273
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$279,0004,701
Trading account gains and feesNANA
Additional Noninterest Income$57,0009,979
Total noninterest expense$796,00011,020
Salaries and employee benefits$393,00010,951
Premises and equipment expense$106,00010,520
Additional noninterest expense$297,00010,861
Pre-tax net operating income$541,0008,129
Securities gains (losses)$08,369
Applicable income taxes$181,0007,951
Income before extraordinary items$360,0008,616
Extraordinary gains, net$01,422
Net income$360,0008,740
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$57,0007,255
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$360,0008,252

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.