Home > Texas Central Bank > Assets and Liabilities
Texas Central Bank, Assets and Liabilities
| 1998-12-31 | Rank | |
| # of Employees: | 41 | 4,171 |
| Assets and Liabilities | ||
| Total Assets: | $116,008,000 | 3,821 |
| Cash and due from depository institutions | $7,914,000 | 4,171 |
| Interest-bearing balances | $0 | 6,728 |
| Securities | $19,950,000 | 4,848 |
| Federal funds sold & reverse repurchase agreements | $20,799,000 | 774 |
| Net loans & leases | $64,153,000 | 4,047 |
| Loan loss allowance | $476,000 | 5,787 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $2,118,000 | 3,734 |
| Other real estate owned | $0 | 4,171 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $1,074,000 | 5,647 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $116,008,000 | 3,821 |
| Total liabilities | $109,072,000 | 3,664 |
| Total deposits | $96,001,000 | 3,868 |
| Interest-bearing deposits | $61,780,000 | 4,947 |
| Deposits held in domestic offices | $96,001,000 | 3,862 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $12,301,000 | 952 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $204,000 | 4,580 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $566,000 | 5,332 |
| Total equity capital | $6,936,000 | 5,816 |
| Total bank equity capital | $6,936,000 | 5,816 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $1,527,000 | 2,305 |
| Surplus | $1,520,000 | 6,163 |
| Undivided profits | $3,889,000 | 5,176 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $719,000 | 3,082 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $374,000 | 5,745 |
| Earning assets | $104,902,000 | 3,880 |
| Long-term assets (5+ years) | $8,596,000 | 5,079 |
| Average Assets, year-to-date | $97,980,800 | 4,243 |
| Average Assets, quarterly | $108,263,000 | 3,988 |
| Volatile liabilities | $24,909,000 | 2,507 |
| Insider loans | $2,039,000 | 2,090 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $17,585,000 | 2,481 |
| Tier 1 (core) risk-based capital | $6,936,000 | 5,631 |
| Tier 2 risk-based capital | $476,000 | 5,390 |
| Total risk weighted assets | $73,348,700 | 3,710 |
| Total unused commitments | $17,585,000 | 2,486 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 36 | 4,776 |
| Assets and Liabilities | ||
| Total Assets: | $87,261,000 | 4,858 |
| Cash and due from depository institutions | $7,379,000 | 4,776 |
| Interest-bearing balances | $100,000 | 4,537 |
| Securities | $8,151,000 | 8,043 |
| Federal funds sold & reverse repurchase agreements | $17,040,000 | 772 |
| Net loans & leases | $51,171,000 | 4,888 |
| Loan loss allowance | $549,000 | 5,349 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $2,052,000 | 3,769 |
| Other real estate owned | $0 | 4,776 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $1,468,000 | 4,542 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $87,261,000 | 4,858 |
| Total liabilities | $81,385,000 | 4,696 |
| Total deposits | $76,977,000 | 4,666 |
| Interest-bearing deposits | $45,230,000 | 6,159 |
| Deposits held in domestic offices | $76,977,000 | 4,658 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,701,000 | 1,709 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $237,000 | 4,457 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $470,000 | 6,159 |
| Total equity capital | $5,876,000 | 6,475 |
| Total bank equity capital | $5,876,000 | 6,475 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $1,527,000 | 2,333 |
| Surplus | $1,520,000 | 6,234 |
| Undivided profits | $2,829,000 | 6,183 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $174,000 | 6,627 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $325,000 | 6,507 |
| Earning assets | $76,462,000 | 5,023 |
| Long-term assets (5+ years) | $2,294,000 | 7,479 |
| Average Assets, year-to-date | $77,764,800 | 5,116 |
| Average Assets, quarterly | $87,163,000 | 4,810 |
| Volatile liabilities | $13,914,000 | 3,968 |
| Insider loans | $1,025,000 | 3,498 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $10,638,000 | 3,309 |
| Tier 1 (core) risk-based capital | $5,876,000 | 6,358 |
| Tier 2 risk-based capital | $549,000 | 4,844 |
| Total risk weighted assets | $57,195,300 | 4,543 |
| Total unused commitments | $10,638,000 | 3,311 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 30 | 5,814 |
| Assets and Liabilities | ||
| Total Assets: | $77,475,000 | 5,453 |
| Cash and due from depository institutions | $5,464,000 | 5,814 |
| Interest-bearing balances | $100,000 | 4,564 |
| Securities | $9,811,000 | 8,022 |
| Federal funds sold & reverse repurchase agreements | $14,945,000 | 860 |
| Net loans & leases | $44,379,000 | 5,475 |
| Loan loss allowance | $544,000 | 5,579 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $1,721,000 | 4,229 |
| Other real estate owned | $36,000 | 5,814 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $1,119,000 | 5,767 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $77,475,000 | 5,453 |
| Total liabilities | $72,131,000 | 5,301 |
| Total deposits | $69,388,000 | 5,231 |
| Interest-bearing deposits | $46,265,000 | 6,290 |
| Deposits held in domestic offices | $69,388,000 | 5,221 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,000,000 | 2,232 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $268,000 | 4,371 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $475,000 | 6,153 |
| Total equity capital | $5,344,000 | 6,953 |
| Total bank equity capital | $5,344,000 | 6,953 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $1,513,000 | 2,479 |
| Surplus | $1,506,000 | 6,412 |
| Undivided profits | $2,325,000 | 6,815 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $9,000 | 10,157 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $293,000 | 7,000 |
| Earning assets | $69,235,000 | 5,551 |
| Long-term assets (5+ years) | $1,872,000 | 7,905 |
| Average Assets, year-to-date | $63,666,600 | 6,101 |
| Average Assets, quarterly | $73,079,500 | 5,643 |
| Volatile liabilities | $7,078,000 | 6,022 |
| Insider loans | $347,000 | 6,468 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $8,760,000 | 3,678 |
| Tier 1 (core) risk-based capital | $5,344,000 | 6,852 |
| Tier 2 risk-based capital | $544,000 | 4,943 |
| Total risk weighted assets | $49,731,900 | 5,080 |
| Total unused commitments | $8,760,000 | 3,693 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 28 | 6,302 |
| Assets and Liabilities | ||
| Total Assets: | $59,278,000 | 6,705 |
| Cash and due from depository institutions | $4,191,000 | 6,302 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $8,402,000 | 8,851 |
| Federal funds sold & reverse repurchase agreements | $11,585,000 | 1,223 |
| Net loans & leases | $33,125,000 | 6,591 |
| Loan loss allowance | $369,000 | 7,315 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $865,000 | 6,547 |
| Other real estate owned | $77,000 | 6,302 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $1,033,000 | 6,224 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $59,278,000 | 6,705 |
| Total liabilities | $54,645,000 | 6,570 |
| Total deposits | $54,199,000 | 6,397 |
| Interest-bearing deposits | $35,986,000 | 7,509 |
| Deposits held in domestic offices | $54,199,000 | 6,390 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $298,000 | 3,799 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $148,000 | 10,462 |
| Total equity capital | $4,633,000 | 7,695 |
| Total bank equity capital | $4,633,000 | 7,695 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $1,507,000 | 2,558 |
| Surplus | $1,504,000 | 6,491 |
| Undivided profits | $1,622,000 | 8,093 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $665,000 | 3,557 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $256,000 | 7,820 |
| Earning assets | $53,112,000 | 6,794 |
| Long-term assets (5+ years) | $1,401,000 | 8,520 |
| Average Assets, year-to-date | $53,665,000 | 6,932 |
| Average Assets, quarterly | $57,211,500 | 6,800 |
| Volatile liabilities | $3,850,000 | 7,789 |
| Insider loans | $300,000 | 7,043 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $4,290,000 | 5,383 |
| Tier 1 (core) risk-based capital | $4,630,000 | 7,572 |
| Tier 2 risk-based capital | $369,000 | 6,519 |
| Total risk weighted assets | $39,299,100 | 6,033 |
| Total unused commitments | $4,290,000 | 5,393 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 25 | 7,052 |
| Assets and Liabilities | ||
| Total Assets: | $54,070,000 | 7,141 |
| Cash and due from depository institutions | $3,212,000 | 7,052 |
| Interest-bearing balances | $1,000 | 6,985 |
| Securities | $6,600,000 | 10,095 |
| Federal funds sold & reverse repurchase agreements | $10,370,000 | 909 |
| Net loans & leases | $33,251,000 | 6,584 |
| Loan loss allowance | $302,000 | 8,362 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $217,000 | 10,526 |
| Other real estate owned | $10,000 | 7,052 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $410,000 | 10,283 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $54,070,000 | 7,141 |
| Total liabilities | $49,964,000 | 7,023 |
| Total deposits | $49,342,000 | 6,864 |
| Interest-bearing deposits | $30,284,000 | 8,393 |
| Deposits held in domestic offices | $49,342,000 | 6,857 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $105,000 | 4,629 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $326,000 | 4,079 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $191,000 | 9,190 |
| Total equity capital | $4,106,000 | 8,058 |
| Total bank equity capital | $4,106,000 | 8,058 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $1,508,000 | 2,640 |
| Surplus | $1,504,000 | 6,565 |
| Undivided profits | $1,094,000 | 8,809 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $200,000 | 6,751 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $181,000 | 8,916 |
| Earning assets | $50,222,000 | 7,032 |
| Long-term assets (5+ years) | $53,000 | 10,811 |
| Average Assets, year-to-date | $52,865,600 | 7,128 |
| Average Assets, quarterly | $49,704,000 | 7,505 |
| Volatile liabilities | $5,460,000 | 6,416 |
| Insider loans | $0 | 11,229 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $5,129,000 | 4,855 |
| Tier 1 (core) risk-based capital | $4,159,000 | 8,089 |
| Tier 2 risk-based capital | $302,000 | 7,474 |
| Total risk weighted assets | $37,462,000 | 6,195 |
| Total unused commitments | $5,129,000 | 4,863 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 27 | 6,938 |
| Assets and Liabilities | ||
| Total Assets: | $63,263,000 | 6,569 |
| Cash and due from depository institutions | $3,972,000 | 6,938 |
| Interest-bearing balances | $10,000 | 7,430 |
| Securities | $8,003,000 | 9,888 |
| Federal funds sold & reverse repurchase agreements | $4,320,000 | 3,191 |
| Net loans & leases | $46,138,000 | 5,136 |
| Loan loss allowance | $353,000 | 7,961 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $271,000 | 10,490 |
| Other real estate owned | $14,000 | 6,938 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $545,000 | 8,959 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $63,263,000 | 6,569 |
| Total liabilities | $59,448,000 | 6,383 |
| Total deposits | $41,860,000 | 7,929 |
| Interest-bearing deposits | $25,518,000 | 9,552 |
| Deposits held in domestic offices | $41,860,000 | 7,922 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,025,000 | 2,739 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $16,045,000 | 851 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $518,000 | 5,197 |
| Total equity capital | $3,815,000 | 8,614 |
| Total bank equity capital | $3,815,000 | 8,614 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $1,505,000 | 2,703 |
| Surplus | $1,503,000 | 6,594 |
| Undivided profits | $807,000 | 10,027 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $41,000 | 10,689 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $180,000 | 8,652 |
| Earning assets | $58,471,000 | 6,536 |
| Long-term assets (5+ years) | $1,374,000 | 9,449 |
| Average Assets, year-to-date | $55,194,000 | 7,094 |
| Average Assets, quarterly | $61,816,000 | 6,611 |
| Volatile liabilities | $21,029,000 | 2,299 |
| Insider loans | $0 | 11,728 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $1,944,000 | 7,601 |
| Tier 1 (core) risk-based capital | $3,815,000 | 8,525 |
| Tier 2 risk-based capital | $353,000 | 6,817 |
| Total risk weighted assets | $37,717,300 | 6,176 |
| Total unused commitments | $1,944,000 | 7,627 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 22 | 8,155 |
| Assets and Liabilities | ||
| Total Assets: | $48,751,000 | 7,996 |
| Cash and due from depository institutions | $4,157,000 | 8,155 |
| Interest-bearing balances | $104,000 | 6,643 |
| Securities | $11,424,000 | 8,600 |
| Federal funds sold & reverse repurchase agreements | $3,850,000 | 4,151 |
| Net loans & leases | $28,598,000 | 7,280 |
| Loan loss allowance | $366,000 | 7,877 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $231,000 | 11,252 |
| Other real estate owned | $69,000 | 8,155 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $422,000 | 10,455 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $48,751,000 | 7,996 |
| Total liabilities | $45,572,000 | 7,867 |
| Total deposits | $40,316,000 | 8,312 |
| Interest-bearing deposits | $26,696,000 | 9,596 |
| Deposits held in domestic offices | $40,316,000 | 8,305 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,230,000 | 2,399 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $3,603,000 | 1,527 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $423,000 | 6,577 |
| Total equity capital | $3,179,000 | 9,450 |
| Total bank equity capital | $3,179,000 | 9,450 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $1,500,000 | 2,815 |
| Surplus | $1,500,000 | 6,543 |
| Undivided profits | $179,000 | 11,994 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $519,000 | 5,513 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $174,000 | 9,354 |
| Earning assets | $43,976,000 | 8,034 |
| Long-term assets (5+ years) | $6,604,000 | 5,612 |
| Average Assets, year-to-date | $41,731,800 | 8,614 |
| Average Assets, quarterly | $45,184,500 | 8,338 |
| Volatile liabilities | $9,472,000 | 4,284 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $2,316,000 | 6,893 |
| Tier 1 (core) risk-based capital | $3,179,000 | 9,379 |
| Tier 2 risk-based capital | $354,950 | 6,824 |
| Total risk weighted assets | $28,315,650 | 7,630 |
| Total unused commitments | $2,316,000 | 6,923 |
| Derivatives | $0 | 651 |