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Texas Capital Bank, Income and Expense

2020-09-30 (YTD Data)Rank
Total interest income$803,161,00068
Total interest expense$150,311,00054
Net interest income$652,850,00070
Provision for loan and lease losses$219,962,00053
Total noninterest income$93,066,000134
Gross Fiduciary activities income$1,560,000339
Service charges on deposit accounts$8,865,000133
Trading account gains and fees$0125
Additional Noninterest Income$82,641,000122
Total noninterest expense$505,786,00073
Salaries and employee benefits$261,289,00063
Premises and equipment expense$26,543,000116
Additional noninterest expense$217,954,00068
Pre-tax net operating income$20,168,000440
Securities gains (losses)$1,285,000246
Applicable income taxes$5,491,000351
Income before extraordinary items$15,962,000476
Extraordinary gains, net$04
Net income$15,962,000475
Minority interest net income$065
Net income of bank and minority interests.$15,962,000476
Net charge-offs$133,429,00039
Cash dividends$7,800,000427
Sale, conversion, retirement of capital stock, net$11,348,00040
Net operating income$14,946,850487
2020-06-30 (YTD Data)Rank
Total interest income$559,186,00068
Total interest expense$115,814,00054
Net interest income$443,372,00069
Provision for loan and lease losses$192,935,00050
Total noninterest income$46,010,000167
Gross Fiduciary activities income$1,098,000326
Service charges on deposit accounts$5,920,000136
Trading account gains and fees$0123
Additional Noninterest Income$38,992,000137
Total noninterest expense$350,417,00070
Salaries and employee benefits$177,402,00060
Premises and equipment expense$17,821,000113
Additional noninterest expense$155,194,00067
Pre-tax net operating income$-53,970,0005,053
Securities gains (losses)$-65,0004,930
Applicable income taxes$-10,271,0005,045
Income before extraordinary items$-43,764,0005,047
Extraordinary gains, net$04
Net income$-43,764,0005,047
Minority interest net income$065
Net income of bank and minority interests.$-43,764,0005,047
Net charge-offs$131,845,00033
Cash dividends$5,200,000414
Sale, conversion, retirement of capital stock, net$6,549,00040
Net operating income$-43,711,3505,046
2020-03-31 (YTD Data)Rank
Total interest income$306,502,00063
Total interest expense$75,599,00052
Net interest income$230,903,00069
Provision for loan and lease losses$95,029,00055
Total noninterest income$-863,0005,096
Gross Fiduciary activities income$578,000321
Service charges on deposit accounts$3,384,000135
Trading account gains and fees$0106
Additional Noninterest Income$-4,825,0005,113
Total noninterest expense$148,974,00078
Salaries and employee benefits$76,407,00068
Premises and equipment expense$8,699,000117
Additional noninterest expense$63,868,00077
Pre-tax net operating income$-13,963,0005,092
Securities gains (losses)$-2,977,0005,075
Applicable income taxes$-3,812,0005,083
Income before extraordinary items$-13,128,0005,086
Extraordinary gains, net$04
Net income$-13,655,0005,085
Minority interest net income$527,00016
Net income of bank and minority interests.$-13,128,0005,085
Net charge-offs$57,703,00036
Cash dividends$2,600,000443
Sale, conversion, retirement of capital stock, net$3,226,00036
Net operating income$-10,776,1705,084
2019-12-31 (YTD Data)Rank
Total interest income$1,371,230,00060
Total interest expense$376,501,00054
Net interest income$994,729,00063
Provision for loan and lease losses$77,794,00046
Total noninterest income$66,149,000187
Gross Fiduciary activities income$2,082,000336
Service charges on deposit accounts$11,636,000150
Trading account gains and fees$0135
Additional Noninterest Income$52,431,000174
Total noninterest expense$561,061,00074
Salaries and employee benefits$313,451,00064
Premises and equipment expense$32,940,000118
Additional noninterest expense$214,670,00075
Pre-tax net operating income$422,023,00069
Securities gains (losses)$2,052,000147
Applicable income taxes$87,340,00078
Income before extraordinary items$336,735,00071
Extraordinary gains, net$011
Net income$334,183,00072
Minority interest net income$2,552,00015
Net income of bank and minority interests.$336,735,00071
Net charge-offs$74,269,00044
Cash dividends$10,400,000466
Sale, conversion, retirement of capital stock, net$11,774,00058
Net operating income$335,113,92069
2019-09-30 (YTD Data)Rank
Total interest income$1,032,054,00061
Total interest expense$289,307,00055
Net interest income$742,747,00064
Provision for loan and lease losses$60,083,00047
Total noninterest income$51,858,000175
Gross Fiduciary activities income$1,529,000347
Service charges on deposit accounts$8,750,000149
Trading account gains and fees$0129
Additional Noninterest Income$41,579,000160
Total noninterest expense$406,741,00077
Salaries and employee benefits$233,494,00066
Premises and equipment expense$23,876,000123
Additional noninterest expense$149,371,00080
Pre-tax net operating income$327,781,00068
Securities gains (losses)$1,544,000153
Applicable income taxes$69,992,00075
Income before extraordinary items$259,333,00070
Extraordinary gains, net$011
Net income$257,270,00070
Minority interest net income$2,063,00017
Net income of bank and minority interests.$259,333,00070
Net charge-offs$61,467,00042
Cash dividends$7,800,000439
Sale, conversion, retirement of capital stock, net$8,564,00051
Net operating income$258,113,24068
2019-06-30 (YTD Data)Rank
Total interest income$675,029,00060
Total interest expense$188,628,00056
Net interest income$486,401,00065
Provision for loan and lease losses$47,644,00041
Total noninterest income$40,187,000159
Gross Fiduciary activities income$971,000356
Service charges on deposit accounts$5,955,000146
Trading account gains and fees$0131
Additional Noninterest Income$33,261,000135
Total noninterest expense$267,141,00076
Salaries and employee benefits$153,728,00066
Premises and equipment expense$15,765,000122
Additional noninterest expense$97,648,00080
Pre-tax net operating income$211,803,00073
Securities gains (losses)$1,509,000125
Applicable income taxes$45,324,00079
Income before extraordinary items$167,988,00075
Extraordinary gains, net$011
Net income$166,482,00075
Minority interest net income$1,506,00016
Net income of bank and minority interests.$167,988,00075
Net charge-offs$24,594,00052
Cash dividends$5,200,000420
Sale, conversion, retirement of capital stock, net$5,543,00039
Net operating income$166,795,89074
2019-03-31 (YTD Data)Rank
Total interest income$326,765,00061
Total interest expense$87,598,00058
Net interest income$239,167,00067
Provision for loan and lease losses$21,639,00045
Total noninterest income$22,859,000145
Gross Fiduciary activities income$455,000364
Service charges on deposit accounts$3,026,000141
Trading account gains and fees$0126
Additional Noninterest Income$19,378,000121
Total noninterest expense$131,550,00078
Salaries and employee benefits$77,083,00067
Premises and equipment expense$7,867,000123
Additional noninterest expense$46,600,00084
Pre-tax net operating income$108,837,00072
Securities gains (losses)$935,00094
Applicable income taxes$23,202,00079
Income before extraordinary items$86,570,00071
Extraordinary gains, net$05
Net income$85,775,00072
Minority interest net income$795,00014
Net income of bank and minority interests.$86,570,00071
Net charge-offs$4,588,00096
Cash dividends$2,600,000419
Sale, conversion, retirement of capital stock, net$2,423,00034
Net operating income$85,831,35072
2018-12-31 (YTD Data)Rank
Total interest income$1,168,503,00065
Total interest expense$240,552,00057
Net interest income$927,951,00068
Provision for loan and lease losses$84,637,00042
Total noninterest income$65,736,000186
Gross Fiduciary activities income$1,883,000361
Service charges on deposit accounts$12,971,000138
Trading account gains and fees$0126
Additional Noninterest Income$50,882,000166
Total noninterest expense$512,489,00081
Salaries and employee benefits$290,723,00069
Premises and equipment expense$30,292,000123
Additional noninterest expense$191,474,00084
Pre-tax net operating income$396,561,00081
Securities gains (losses)$-974,0005,312
Applicable income taxes$82,735,00084
Income before extraordinary items$312,852,00080
Extraordinary gains, net$06
Net income$311,158,00079
Minority interest net income$1,694,00020
Net income of bank and minority interests.$312,852,00080
Net charge-offs$77,770,00042
Cash dividends$10,400,000407
Sale, conversion, retirement of capital stock, net$8,974,00059
Net operating income$313,621,46080
2018-09-30 (YTD Data)Rank
Total interest income$845,287,00068
Total interest expense$161,782,00057
Net interest income$683,505,00068
Provision for loan and lease losses$50,788,00046
Total noninterest income$52,242,000181
Gross Fiduciary activities income$1,397,000363
Service charges on deposit accounts$9,757,000138
Trading account gains and fees$0138
Additional Noninterest Income$41,088,000160
Total noninterest expense$384,520,00080
Salaries and employee benefits$221,424,00068
Premises and equipment expense$22,915,000120
Additional noninterest expense$140,181,00084
Pre-tax net operating income$300,439,00079
Securities gains (losses)$149,000242
Applicable income taxes$62,809,00082
Income before extraordinary items$237,779,00077
Extraordinary gains, net$05
Net income$236,560,00077
Minority interest net income$1,219,00022
Net income of bank and minority interests.$237,779,00077
Net charge-offs$45,137,00045
Cash dividends$7,800,000385
Sale, conversion, retirement of capital stock, net$6,383,00062
Net operating income$237,661,29077
2018-06-30 (YTD Data)Rank
Total interest income$542,363,00070
Total interest expense$94,456,00059
Net interest income$447,907,00068
Provision for loan and lease losses$37,613,00043
Total noninterest income$28,968,000201
Gross Fiduciary activities income$918,000367
Service charges on deposit accounts$6,232,000141
Trading account gains and fees$0130
Additional Noninterest Income$21,818,000181
Total noninterest expense$250,743,00082
Salaries and employee benefits$144,362,00068
Premises and equipment expense$14,565,000124
Additional noninterest expense$91,816,00085
Pre-tax net operating income$188,519,00081
Securities gains (losses)$-104,0005,355
Applicable income taxes$39,144,00089
Income before extraordinary items$149,271,00077
Extraordinary gains, net$06
Net income$148,517,00077
Minority interest net income$754,00025
Net income of bank and minority interests.$149,271,00077
Net charge-offs$43,172,00042
Cash dividends$5,200,000370
Sale, conversion, retirement of capital stock, net$4,091,00053
Net operating income$149,353,16077
2018-03-31 (YTD Data)Rank
Total interest income$254,476,00071
Total interest expense$41,525,00059
Net interest income$212,951,00074
Provision for loan and lease losses$11,448,00065
Total noninterest income$15,481,000196
Gross Fiduciary activities income$458,000365
Service charges on deposit accounts$3,182,000139
Trading account gains and fees$0123
Additional Noninterest Income$11,841,000171
Total noninterest expense$122,027,00084
Salaries and employee benefits$72,306,00067
Premises and equipment expense$7,222,000124
Additional noninterest expense$42,499,00092
Pre-tax net operating income$94,957,00076
Securities gains (losses)$-212,0005,534
Applicable income taxes$20,003,00083
Income before extraordinary items$74,742,00079
Extraordinary gains, net$07
Net income$74,404,00079
Minority interest net income$338,00023
Net income of bank and minority interests.$74,742,00079
Net charge-offs$5,205,00083
Cash dividends$2,600,000338
Sale, conversion, retirement of capital stock, net$1,959,00050
Net operating income$74,909,48078
2017-12-31 (YTD Data)Rank
Total interest income$881,255,00074
Total interest expense$110,313,00068
Net interest income$770,942,00073
Provision for loan and lease losses$46,351,00064
Total noninterest income$54,704,000211
Gross Fiduciary activities income$2,063,000335
Service charges on deposit accounts$12,622,000137
Trading account gains and fees$0151
Additional Noninterest Income$40,019,000192
Total noninterest expense$440,873,00086
Salaries and employee benefits$263,470,00068
Premises and equipment expense$25,761,000124
Additional noninterest expense$151,642,00093
Pre-tax net operating income$338,422,00081
Securities gains (losses)$02,243
Applicable income taxes$132,656,00077
Income before extraordinary items$205,766,00084
Extraordinary gains, net$09
Net income$204,518,00083
Minority interest net income$1,248,00024
Net income of bank and minority interests.$205,766,00084
Net charge-offs$29,822,00075
Cash dividends$10,400,000365
Sale, conversion, retirement of capital stock, net$8,078,00076
Net operating income$205,766,00084
2017-09-30 (YTD Data)Rank
Total interest income$630,976,00074
Total interest expense$73,411,00070
Net interest income$557,565,00074
Provision for loan and lease losses$43,661,00055
Total noninterest income$47,955,000181
Gross Fiduciary activities income$1,538,000337
Service charges on deposit accounts$9,466,000138
Trading account gains and fees$0145
Additional Noninterest Income$36,951,000161
Total noninterest expense$321,558,00088
Salaries and employee benefits$193,503,00067
Premises and equipment expense$19,025,000127
Additional noninterest expense$109,030,00092
Pre-tax net operating income$240,301,00083
Securities gains (losses)$02,274
Applicable income taxes$81,496,00079
Income before extraordinary items$158,805,00088
Extraordinary gains, net$09
Net income$157,887,00088
Minority interest net income$918,00025
Net income of bank and minority interests.$158,805,00088
Net charge-offs$28,858,00063
Cash dividends$7,800,000348
Sale, conversion, retirement of capital stock, net$5,718,00075
Net operating income$158,805,00088
2017-06-30 (YTD Data)Rank
Total interest income$393,168,00076
Total interest expense$42,075,00075
Net interest income$351,093,00075
Provision for loan and lease losses$24,217,00061
Total noninterest income$31,926,000179
Gross Fiduciary activities income$2,722,000194
Service charges on deposit accounts$6,112,000140
Trading account gains and fees$0139
Additional Noninterest Income$23,092,000174
Total noninterest expense$210,199,00087
Salaries and employee benefits$125,812,00070
Premises and equipment expense$12,601,000130
Additional noninterest expense$71,786,00095
Pre-tax net operating income$148,603,00086
Securities gains (losses)$01,906
Applicable income taxes$50,661,00085
Income before extraordinary items$97,942,00094
Extraordinary gains, net$011
Net income$97,370,00093
Minority interest net income$572,00025
Net income of bank and minority interests.$97,942,00094
Net charge-offs$18,118,00067
Cash dividends$5,200,000343
Sale, conversion, retirement of capital stock, net$3,461,00068
Net operating income$97,942,00092
2017-03-31 (YTD Data)Rank
Total interest income$184,452,00080
Total interest expense$18,740,00077
Net interest income$165,712,00080
Provision for loan and lease losses$9,575,00066
Total noninterest income$15,472,000184
Gross Fiduciary activities income$1,329,000196
Service charges on deposit accounts$3,046,000141
Trading account gains and fees$0142
Additional Noninterest Income$11,097,000178
Total noninterest expense$103,116,00090
Salaries and employee benefits$62,801,00071
Premises and equipment expense$6,099,000134
Additional noninterest expense$34,216,00099
Pre-tax net operating income$68,493,00094
Securities gains (losses)$01,153
Applicable income taxes$23,857,00085
Income before extraordinary items$44,636,00094
Extraordinary gains, net$08
Net income$44,361,00094
Minority interest net income$275,00025
Net income of bank and minority interests.$44,636,00094
Net charge-offs$5,688,00086
Cash dividends$2,600,000325
Sale, conversion, retirement of capital stock, net$1,668,00056
Net operating income$44,636,00094
2016-12-31 (YTD Data)Rank
Total interest income$705,257,00076
Total interest expense$56,319,00085
Net interest income$648,938,00075
Provision for loan and lease losses$74,589,00053
Total noninterest income$56,987,000201
Gross Fiduciary activities income$4,214,000220
Service charges on deposit accounts$10,341,000159
Trading account gains and fees$0170
Additional Noninterest Income$42,432,000183
Total noninterest expense$378,601,00091
Salaries and employee benefits$227,789,00071
Premises and equipment expense$23,172,000136
Additional noninterest expense$127,640,000101
Pre-tax net operating income$252,735,00089
Securities gains (losses)$03,212
Applicable income taxes$89,839,00085
Income before extraordinary items$162,896,00094
Extraordinary gains, net$05
Net income$161,845,00095
Minority interest net income$1,051,00023
Net income of bank and minority interests.$162,896,00094
Net charge-offs$47,574,00059
Cash dividends$10,400,000362
Sale, conversion, retirement of capital stock, net$5,093,00091
Net operating income$162,896,00094
2016-09-30 (YTD Data)Rank
Total interest income$515,991,00076
Total interest expense$40,811,00084
Net interest income$475,180,00076
Provision for loan and lease losses$66,139,00049
Total noninterest income$39,170,000215
Gross Fiduciary activities income$3,024,000223
Service charges on deposit accounts$7,401,000162
Trading account gains and fees$0169
Additional Noninterest Income$28,745,000198
Total noninterest expense$272,753,00093
Salaries and employee benefits$161,966,00074
Premises and equipment expense$17,247,000138
Additional noninterest expense$93,540,000101
Pre-tax net operating income$175,458,00096
Securities gains (losses)$03,160
Applicable income taxes$62,799,00091
Income before extraordinary items$112,659,000100
Extraordinary gains, net$05
Net income$111,873,00099
Minority interest net income$786,00024
Net income of bank and minority interests.$112,659,00099
Net charge-offs$26,814,00066
Cash dividends$7,800,000356
Sale, conversion, retirement of capital stock, net$3,466,00084
Net operating income$112,659,000100
2016-06-30 (YTD Data)Rank
Total interest income$333,103,00079
Total interest expense$26,881,00086
Net interest income$306,222,00080
Provision for loan and lease losses$45,656,00051
Total noninterest income$23,641,000227
Gross Fiduciary activities income$1,911,000235
Service charges on deposit accounts$4,521,000172
Trading account gains and fees$0157
Additional Noninterest Income$17,209,000212
Total noninterest expense$178,301,00095
Salaries and employee benefits$105,679,00078
Premises and equipment expense$11,625,000138
Additional noninterest expense$60,997,000105
Pre-tax net operating income$105,906,000102
Securities gains (losses)$02,835
Applicable income taxes$37,945,00098
Income before extraordinary items$67,961,000103
Extraordinary gains, net$016
Net income$67,448,000102
Minority interest net income$513,00023
Net income of bank and minority interests.$67,961,000102
Net charge-offs$19,370,00064
Cash dividends$5,200,000352
Sale, conversion, retirement of capital stock, net$2,243,00077
Net operating income$67,961,000101
2016-03-31 (YTD Data)Rank
Total interest income$160,509,00080
Total interest expense$13,288,00085
Net interest income$147,221,00080
Provision for loan and lease losses$28,795,00048
Total noninterest income$10,529,000239
Gross Fiduciary activities income$813,000257
Service charges on deposit accounts$2,110,000179
Trading account gains and fees$0142
Additional Noninterest Income$7,606,000221
Total noninterest expense$86,830,00096
Salaries and employee benefits$51,133,00077
Premises and equipment expense$5,799,000139
Additional noninterest expense$29,898,000105
Pre-tax net operating income$42,125,000110
Securities gains (losses)$02,077
Applicable income taxes$15,075,000107
Income before extraordinary items$27,050,000114
Extraordinary gains, net$012
Net income$26,794,000114
Minority interest net income$256,00025
Net income of bank and minority interests.$27,050,000114
Net charge-offs$7,396,00070
Cash dividends$2,600,000349
Sale, conversion, retirement of capital stock, net$1,132,00066
Net operating income$27,050,000112
2015-12-31 (YTD Data)Rank
Total interest income$605,028,00082
Total interest expense$39,812,00098
Net interest income$565,216,00077
Provision for loan and lease losses$51,299,00057
Total noninterest income$45,571,000234
Gross Fiduciary activities income$5,022,000200
Service charges on deposit accounts$8,323,000183
Trading account gains and fees$0159
Additional Noninterest Income$32,226,000217
Total noninterest expense$323,709,000100
Salaries and employee benefits$190,721,00077
Premises and equipment expense$23,133,000136
Additional noninterest expense$109,855,000110
Pre-tax net operating income$235,779,00087
Securities gains (losses)$03,216
Applicable income taxes$83,362,00083
Income before extraordinary items$152,417,00094
Extraordinary gains, net$023
Net income$151,441,00094
Minority interest net income$976,00027
Net income of bank and minority interests.$152,417,00094
Net charge-offs$11,142,000105
Cash dividends$10,400,000380
Sale, conversion, retirement of capital stock, net$4,596,00088
Net operating income$152,417,00091
2015-09-30 (YTD Data)Rank
Total interest income$449,662,00083
Total interest expense$28,856,000100
Net interest income$420,806,00077
Provision for loan and lease losses$38,728,00053
Total noninterest income$34,830,000232
Gross Fiduciary activities income$3,709,000203
Service charges on deposit accounts$6,339,000188
Trading account gains and fees$0153
Additional Noninterest Income$24,782,000214
Total noninterest expense$236,325,000103
Salaries and employee benefits$141,583,00078
Premises and equipment expense$17,335,000138
Additional noninterest expense$77,407,000115
Pre-tax net operating income$180,583,00088
Securities gains (losses)$03,031
Applicable income taxes$64,750,00082
Income before extraordinary items$115,833,00095
Extraordinary gains, net$021
Net income$115,096,00095
Minority interest net income$737,00029
Net income of bank and minority interests.$115,833,00095
Net charge-offs$9,142,000103
Cash dividends$7,800,000339
Sale, conversion, retirement of capital stock, net$3,328,00079
Net operating income$115,833,00095
2015-06-30 (YTD Data)Rank
Total interest income$295,275,00084
Total interest expense$18,704,000104
Net interest income$276,571,00076
Provision for loan and lease losses$24,626,00054
Total noninterest income$24,000,000231
Gross Fiduciary activities income$2,487,000206
Service charges on deposit accounts$4,243,000183
Trading account gains and fees$0157
Additional Noninterest Income$17,270,000215
Total noninterest expense$155,824,000103
Salaries and employee benefits$93,468,00080
Premises and equipment expense$11,474,000139
Additional noninterest expense$50,882,000118
Pre-tax net operating income$120,121,00088
Securities gains (losses)$02,636
Applicable income taxes$43,075,00083
Income before extraordinary items$77,046,00094
Extraordinary gains, net$022
Net income$76,570,00094
Minority interest net income$476,00029
Net income of bank and minority interests.$77,046,00094
Net charge-offs$6,810,00094
Cash dividends$5,200,000339
Sale, conversion, retirement of capital stock, net$2,102,00090
Net operating income$77,046,00093
2015-03-31 (YTD Data)Rank
Total interest income$141,386,00084
Total interest expense$9,264,000105
Net interest income$132,122,00079
Provision for loan and lease losses$10,245,00056
Total noninterest income$11,766,000226
Gross Fiduciary activities income$1,200,000212
Service charges on deposit accounts$2,094,000182
Trading account gains and fees$0152
Additional Noninterest Income$8,472,000210
Total noninterest expense$76,006,000104
Salaries and employee benefits$45,538,00081
Premises and equipment expense$5,678,000143
Additional noninterest expense$24,790,000120
Pre-tax net operating income$57,637,00094
Securities gains (losses)$02,027
Applicable income taxes$20,665,00088
Income before extraordinary items$36,972,00096
Extraordinary gains, net$013
Net income$36,741,00096
Minority interest net income$231,00027
Net income of bank and minority interests.$36,972,00096
Net charge-offs$3,121,000104
Cash dividends$2,600,000300
Sale, conversion, retirement of capital stock, net$991,00085
Net operating income$36,972,00094
2014-12-31 (YTD Data)Rank
Total interest income$516,057,00087
Total interest expense$38,395,000101
Net interest income$477,662,00084
Provision for loan and lease losses$19,630,00083
Total noninterest income$40,924,000236
Gross Fiduciary activities income$4,936,000198
Service charges on deposit accounts$7,253,000222
Trading account gains and fees$0180
Additional Noninterest Income$28,735,000215
Total noninterest expense$282,863,000110
Salaries and employee benefits$167,325,00081
Premises and equipment expense$20,818,000153
Additional noninterest expense$94,720,000126
Pre-tax net operating income$216,093,00091
Securities gains (losses)$3,0002,996
Applicable income taxes$77,060,00089
Income before extraordinary items$139,036,00096
Extraordinary gains, net$017
Net income$138,180,00095
Minority interest net income$856,00027
Net income of bank and minority interests.$139,036,00096
Net charge-offs$6,280,000195
Cash dividends$5,200,000579
Sale, conversion, retirement of capital stock, net$164,628,0004
Net operating income$139,034,08094
2014-09-30 (YTD Data)Rank
Total interest income$377,871,00089
Total interest expense$29,836,00099
Net interest income$348,035,00086
Provision for loan and lease losses$13,870,00087
Total noninterest income$30,070,000239
Gross Fiduciary activities income$3,713,000198
Service charges on deposit accounts$5,277,000227
Trading account gains and fees$0174
Additional Noninterest Income$21,080,000212
Total noninterest expense$209,198,000112
Salaries and employee benefits$123,977,00084
Premises and equipment expense$15,084,000156
Additional noninterest expense$70,137,000128
Pre-tax net operating income$155,037,00094
Securities gains (losses)$2,0002,770
Applicable income taxes$55,740,00089
Income before extraordinary items$99,299,00097
Extraordinary gains, net$015
Net income$98,662,00097
Minority interest net income$637,00025
Net income of bank and minority interests.$99,299,00097
Net charge-offs$5,152,000176
Cash dividends$2,600,000755
Sale, conversion, retirement of capital stock, net$163,627,0004
Net operating income$99,297,72096
2014-06-30 (YTD Data)Rank
Total interest income$242,174,00092
Total interest expense$21,097,00093
Net interest income$221,077,00090
Provision for loan and lease losses$8,067,00093
Total noninterest income$20,100,000241
Gross Fiduciary activities income$2,524,000196
Service charges on deposit accounts$3,460,000229
Trading account gains and fees$0172
Additional Noninterest Income$14,116,000214
Total noninterest expense$137,681,000112
Salaries and employee benefits$81,211,00086
Premises and equipment expense$9,817,000160
Additional noninterest expense$46,653,000128
Pre-tax net operating income$95,429,00097
Securities gains (losses)$2,0002,363
Applicable income taxes$34,305,00090
Income before extraordinary items$61,126,000104
Extraordinary gains, net$020
Net income$60,725,000103
Minority interest net income$401,00025
Net income of bank and minority interests.$61,126,000103
Net charge-offs$4,557,000148
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$162,527,0004
Net operating income$61,124,720101
2014-03-31 (YTD Data)Rank
Total interest income$116,948,00090
Total interest expense$9,993,00098
Net interest income$106,955,00090
Provision for loan and lease losses$4,710,00086
Total noninterest income$10,001,000240
Gross Fiduciary activities income$1,282,000192
Service charges on deposit accounts$1,696,000230
Trading account gains and fees$0147
Additional Noninterest Income$7,023,000211
Total noninterest expense$68,543,000113
Salaries and employee benefits$41,661,00083
Premises and equipment expense$4,756,000162
Additional noninterest expense$22,126,000130
Pre-tax net operating income$43,703,000106
Securities gains (losses)$2,0001,528
Applicable income taxes$15,785,000100
Income before extraordinary items$27,920,000114
Extraordinary gains, net$016
Net income$27,729,000114
Minority interest net income$191,00022
Net income of bank and minority interests.$27,920,000114
Net charge-offs$2,080,000169
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$1,261,00054
Net operating income$27,918,720114
2013-12-31 (YTD Data)Rank
Total interest income$446,042,00095
Total interest expense$25,631,000136
Net interest income$420,411,00090
Provision for loan and lease losses$18,164,000103
Total noninterest income$41,565,000243
Gross Fiduciary activities income$5,023,000185
Service charges on deposit accounts$6,783,000238
Trading account gains and fees$0184
Additional Noninterest Income$29,759,000218
Total noninterest expense$252,048,000117
Salaries and employee benefits$155,585,00084
Premises and equipment expense$16,773,000171
Additional noninterest expense$79,690,000145
Pre-tax net operating income$191,764,00095
Securities gains (losses)$3,0002,899
Applicable income taxes$67,925,00093
Income before extraordinary items$123,842,000108
Extraordinary gains, net$029
Net income$123,144,000108
Minority interest net income$698,00031
Net income of bank and minority interests.$123,842,000108
Net charge-offs$4,898,000338
Cash dividends$04,350
Sale, conversion, retirement of capital stock, net$4,118,00098
Net operating income$123,840,050107
2013-09-30 (YTD Data)Rank
Total interest income$327,762,00097
Total interest expense$18,200,000146
Net interest income$309,562,00090
Provision for loan and lease losses$13,299,000106
Total noninterest income$31,242,000244
Gross Fiduciary activities income$3,772,000178
Service charges on deposit accounts$5,109,000236
Trading account gains and fees$0180
Additional Noninterest Income$22,361,000227
Total noninterest expense$183,168,000119
Salaries and employee benefits$112,948,00087
Premises and equipment expense$12,299,000168
Additional noninterest expense$57,921,000143
Pre-tax net operating income$144,337,00095
Securities gains (losses)$3,0002,773
Applicable income taxes$50,960,00093
Income before extraordinary items$93,380,000105
Extraordinary gains, net$025
Net income$92,871,000105
Minority interest net income$509,00035
Net income of bank and minority interests.$93,380,000105
Net charge-offs$3,630,000358
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$2,896,00091
Net operating income$93,378,050104
2013-06-30 (YTD Data)Rank
Total interest income$212,163,000100
Total interest expense$10,812,000156
Net interest income$201,351,00091
Provision for loan and lease losses$8,674,000109
Total noninterest income$21,205,000238
Gross Fiduciary activities income$2,510,000179
Service charges on deposit accounts$3,450,000234
Trading account gains and fees$0157
Additional Noninterest Income$15,245,000232
Total noninterest expense$121,987,000119
Salaries and employee benefits$77,672,00085
Premises and equipment expense$7,968,000173
Additional noninterest expense$36,347,000143
Pre-tax net operating income$91,895,00099
Securities gains (losses)$3,0002,553
Applicable income taxes$32,220,00097
Income before extraordinary items$59,678,000105
Extraordinary gains, net$022
Net income$59,366,000105
Minority interest net income$312,00036
Net income of bank and minority interests.$59,678,000105
Net charge-offs$3,584,000274
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$1,843,00082
Net operating income$59,676,050104
2013-03-31 (YTD Data)Rank
Total interest income$104,558,000104
Total interest expense$4,839,000183
Net interest income$99,719,00092
Provision for loan and lease losses$1,878,000220
Total noninterest income$10,816,000230
Gross Fiduciary activities income$1,241,000178
Service charges on deposit accounts$1,701,000233
Trading account gains and fees$0148
Additional Noninterest Income$7,874,000219
Total noninterest expense$54,753,000123
Salaries and employee benefits$33,025,00095
Premises and equipment expense$3,845,000180
Additional noninterest expense$17,883,000146
Pre-tax net operating income$53,904,00094
Securities gains (losses)$3,0001,729
Applicable income taxes$19,245,00087
Income before extraordinary items$34,662,00097
Extraordinary gains, net$010
Net income$34,518,00098
Minority interest net income$144,00040
Net income of bank and minority interests.$34,662,00097
Net charge-offs$1,216,000399
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$904,00069
Net operating income$34,660,08095
2012-12-31 (YTD Data)Rank
Total interest income$399,894,000106
Total interest expense$18,149,000233
Net interest income$381,745,00096
Provision for loan and lease losses$10,108,000267
Total noninterest income$34,571,000290
Gross Fiduciary activities income$4,822,000179
Service charges on deposit accounts$6,604,000249
Trading account gains and fees$0166
Additional Noninterest Income$23,145,000273
Total noninterest expense$210,439,000126
Salaries and employee benefits$120,225,000102
Premises and equipment expense$14,805,000179
Additional noninterest expense$75,409,000149
Pre-tax net operating income$195,769,00092
Securities gains (losses)$03,810
Applicable income taxes$70,281,00090
Income before extraordinary items$125,488,000102
Extraordinary gains, net$029
Net income$124,950,000102
Minority interest net income$538,00043
Net income of bank and minority interests.$125,488,000102
Net charge-offs$6,065,000495
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$5,579,00071
Net operating income$125,488,000100
2012-09-30 (YTD Data)Rank
Total interest income$291,810,000111
Total interest expense$13,217,000246
Net interest income$278,593,00099
Provision for loan and lease losses$6,018,000347
Total noninterest income$23,026,000309
Gross Fiduciary activities income$3,562,000177
Service charges on deposit accounts$4,912,000250
Trading account gains and fees$0157
Additional Noninterest Income$14,552,000306
Total noninterest expense$151,781,000130
Salaries and employee benefits$89,417,000102
Premises and equipment expense$10,900,000184
Additional noninterest expense$51,464,000158
Pre-tax net operating income$143,820,00096
Securities gains (losses)$03,575
Applicable income taxes$51,408,00095
Income before extraordinary items$92,412,000103
Extraordinary gains, net$020
Net income$92,019,000103
Minority interest net income$393,00045
Net income of bank and minority interests.$92,412,000103
Net charge-offs$2,592,000756
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$4,649,00059
Net operating income$92,412,000101
2012-06-30 (YTD Data)Rank
Total interest income$189,475,000112
Total interest expense$8,592,000260
Net interest income$180,883,000100
Provision for loan and lease losses$3,470,000403
Total noninterest income$12,932,000343
Gross Fiduciary activities income$2,346,000179
Service charges on deposit accounts$3,228,000250
Trading account gains and fees$0153
Additional Noninterest Income$7,358,000357
Total noninterest expense$98,842,000129
Salaries and employee benefits$58,728,000102
Premises and equipment expense$7,259,000183
Additional noninterest expense$32,855,000160
Pre-tax net operating income$91,503,00097
Securities gains (losses)$03,178
Applicable income taxes$32,635,00096
Income before extraordinary items$58,868,000105
Extraordinary gains, net$019
Net income$58,625,000104
Minority interest net income$243,00043
Net income of bank and minority interests.$58,868,000105
Net charge-offs$1,361,000920
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$3,554,00057
Net operating income$58,868,000103
2012-03-31 (YTD Data)Rank
Total interest income$93,413,000113
Total interest expense$4,191,000272
Net interest income$89,222,000101
Provision for loan and lease losses$2,525,000288
Total noninterest income$6,125,000346
Gross Fiduciary activities income$1,114,000186
Service charges on deposit accounts$1,604,000247
Trading account gains and fees$0148
Additional Noninterest Income$3,407,000372
Total noninterest expense$49,012,000132
Salaries and employee benefits$28,778,000102
Premises and equipment expense$3,592,000183
Additional noninterest expense$16,642,000158
Pre-tax net operating income$43,810,000100
Securities gains (losses)$02,210
Applicable income taxes$15,615,00097
Income before extraordinary items$28,195,000107
Extraordinary gains, net$019
Net income$28,079,000108
Minority interest net income$116,00039
Net income of bank and minority interests.$28,195,000108
Net charge-offs$828,000765
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$1,953,00044
Net operating income$28,195,000106
2011-12-31 (YTD Data)Rank
Total interest income$322,497,000126
Total interest expense$16,091,000345
Net interest income$306,406,000113
Provision for loan and lease losses$27,935,000179
Total noninterest income$24,444,000317
Gross Fiduciary activities income$4,219,000159
Service charges on deposit accounts$6,480,000257
Trading account gains and fees$0146
Additional Noninterest Income$13,745,000343
Total noninterest expense$178,851,000136
Salaries and employee benefits$99,566,000108
Premises and equipment expense$13,608,000197
Additional noninterest expense$65,677,000159
Pre-tax net operating income$124,064,000111
Securities gains (losses)$11,0003,300
Applicable income taxes$44,187,000108
Income before extraordinary items$79,888,000120
Extraordinary gains, net$029
Net income$79,501,000121
Minority interest net income$387,00047
Net income of bank and minority interests.$79,888,000121
Net charge-offs$29,149,000185
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$7,340,00090
Net operating income$79,880,960118
2011-09-30 (YTD Data)Rank
Total interest income$229,302,000132
Total interest expense$11,939,000362
Net interest income$217,363,000119
Provision for loan and lease losses$22,123,000164
Total noninterest income$16,786,000341
Gross Fiduciary activities income$3,111,000162
Service charges on deposit accounts$4,976,000251
Trading account gains and fees$0145
Additional Noninterest Income$8,699,000384
Total noninterest expense$130,092,000138
Salaries and employee benefits$73,122,000111
Premises and equipment expense$10,083,000197
Additional noninterest expense$46,887,000161
Pre-tax net operating income$81,934,000121
Securities gains (losses)$6,0003,178
Applicable income taxes$28,710,000115
Income before extraordinary items$53,230,000131
Extraordinary gains, net$021
Net income$52,965,000133
Minority interest net income$265,00048
Net income of bank and minority interests.$53,230,000132
Net charge-offs$25,735,000162
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$5,802,00096
Net operating income$53,226,100129
2011-06-30 (YTD Data)Rank
Total interest income$145,825,000139
Total interest expense$8,508,000360
Net interest income$137,317,000123
Provision for loan and lease losses$15,721,000159
Total noninterest income$11,100,000347
Gross Fiduciary activities income$2,020,000168
Service charges on deposit accounts$3,391,000246
Trading account gains and fees$0153
Additional Noninterest Income$5,689,000387
Total noninterest expense$85,661,000140
Salaries and employee benefits$47,755,000114
Premises and equipment expense$6,728,000198
Additional noninterest expense$31,178,000165
Pre-tax net operating income$47,035,000129
Securities gains (losses)$3,0002,636
Applicable income taxes$16,396,000124
Income before extraordinary items$30,642,000143
Extraordinary gains, net$015
Net income$30,496,000144
Minority interest net income$146,00050
Net income of bank and minority interests.$30,642,000143
Net charge-offs$19,482,000153
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$4,186,00067
Net operating income$30,640,050139
2011-03-31 (YTD Data)Rank
Total interest income$70,290,000144
Total interest expense$4,980,000319
Net interest income$65,310,000130
Provision for loan and lease losses$7,690,000168
Total noninterest income$4,146,000424
Gross Fiduciary activities income$954,000176
Service charges on deposit accounts$1,783,000238
Trading account gains and fees$0158
Additional Noninterest Income$1,409,000654
Total noninterest expense$42,234,000145
Salaries and employee benefits$23,903,000115
Premises and equipment expense$3,298,000205
Additional noninterest expense$15,033,000167
Pre-tax net operating income$19,532,000152
Securities gains (losses)$01,772
Applicable income taxes$6,751,000133
Income before extraordinary items$12,781,000155
Extraordinary gains, net$09
Net income$12,717,000156
Minority interest net income$64,00054
Net income of bank and minority interests.$12,781,000155
Net charge-offs$8,951,000172
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$2,134,00056
Net operating income$12,781,000154
2010-12-31 (YTD Data)Rank
Total interest income$280,492,000147
Total interest expense$34,467,000224
Net interest income$246,025,000132
Provision for loan and lease losses$54,551,000168
Total noninterest income$22,925,000354
Gross Fiduciary activities income$3,846,000165
Service charges on deposit accounts$6,392,000253
Trading account gains and fees$0175
Additional Noninterest Income$12,687,000388
Total noninterest expense$151,200,000162
Salaries and employee benefits$84,145,000120
Premises and equipment expense$12,270,000218
Additional noninterest expense$54,785,000187
Pre-tax net operating income$63,199,000146
Securities gains (losses)$1,0003,687
Applicable income taxes$21,545,000140
Income before extraordinary items$41,655,000160
Extraordinary gains, net$029
Net income$41,026,000159
Minority interest net income$629,00041
Net income of bank and minority interests.$41,655,000160
Net charge-offs$50,973,000172
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$-3,382,0007,653
Net operating income$41,654,340156
2010-09-30 (YTD Data)Rank
Total interest income$204,929,000148
Total interest expense$25,865,000238
Net interest income$179,064,000133
Provision for loan and lease losses$41,671,000163
Total noninterest income$16,232,000361
Gross Fiduciary activities income$2,947,000161
Service charges on deposit accounts$4,684,000255
Trading account gains and fees$0165
Additional Noninterest Income$8,601,000403
Total noninterest expense$110,247,000161
Salaries and employee benefits$62,403,000119
Premises and equipment expense$9,138,000217
Additional noninterest expense$38,706,000191
Pre-tax net operating income$43,378,000155
Securities gains (losses)$1,0003,533
Applicable income taxes$14,651,000140
Income before extraordinary items$28,728,000168
Extraordinary gains, net$023
Net income$28,159,000169
Minority interest net income$569,00041
Net income of bank and minority interests.$28,728,000169
Net charge-offs$33,947,000183
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$-4,538,0007,757
Net operating income$28,727,340165
2010-06-30 (YTD Data)Rank
Total interest income$132,182,000151
Total interest expense$16,842,000245
Net interest income$115,340,000136
Provision for loan and lease losses$28,783,000165
Total noninterest income$14,472,000289
Gross Fiduciary activities income$1,934,000166
Service charges on deposit accounts$3,022,000264
Trading account gains and fees$0152
Additional Noninterest Income$9,516,000275
Total noninterest expense$73,927,000161
Salaries and employee benefits$40,818,000122
Premises and equipment expense$6,022,000222
Additional noninterest expense$27,087,000185
Pre-tax net operating income$27,102,000151
Securities gains (losses)$-2,0007,211
Applicable income taxes$9,057,000137
Income before extraordinary items$18,043,000166
Extraordinary gains, net$019
Net income$17,615,000167
Minority interest net income$428,00036
Net income of bank and minority interests.$18,043,000166
Net charge-offs$21,833,000189
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$3,166,000110
Net operating income$18,044,340157
2010-03-31 (YTD Data)Rank
Total interest income$64,459,000157
Total interest expense$8,174,000271
Net interest income$56,285,000141
Provision for loan and lease losses$13,054,000186
Total noninterest income$6,716,000312
Gross Fiduciary activities income$954,000169
Service charges on deposit accounts$1,483,000268
Trading account gains and fees$0175
Additional Noninterest Income$4,279,000296
Total noninterest expense$36,803,000162
Salaries and employee benefits$19,715,000124
Premises and equipment expense$3,002,000227
Additional noninterest expense$14,086,000178
Pre-tax net operating income$13,144,000147
Securities gains (losses)$02,284
Applicable income taxes$4,380,000136
Income before extraordinary items$8,764,000159
Extraordinary gains, net$016
Net income$8,554,000163
Minority interest net income$210,00032
Net income of bank and minority interests.$8,764,000161
Net charge-offs$9,280,000221
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$1,572,000100
Net operating income$8,764,000152
2009-12-31 (YTD Data)Rank
Total interest income$243,785,000159
Total interest expense$42,114,000273
Net interest income$201,671,000142
Provision for loan and lease losses$43,500,000276
Total noninterest income$28,080,000309
Gross Fiduciary activities income$3,815,000166
Service charges on deposit accounts$6,287,000277
Trading account gains and fees$0211
Additional Noninterest Income$17,978,000292
Total noninterest expense$142,821,000178
Salaries and employee benefits$71,990,000131
Premises and equipment expense$12,247,000222
Additional noninterest expense$58,584,000199
Pre-tax net operating income$43,430,000135
Securities gains (losses)$-22,0007,073
Applicable income taxes$14,539,000126
Income before extraordinary items$28,869,000142
Extraordinary gains, net$034
Net income$28,284,000146
Minority interest net income$585,00043
Net income of bank and minority interests.$28,869,000142
Net charge-offs$19,456,000420
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$5,960,000158
Net operating income$28,883,740140
2009-09-30 (YTD Data)Rank
Total interest income$178,501,000172
Total interest expense$33,004,000286
Net interest income$145,497,000148
Provision for loan and lease losses$33,000,000271
Total noninterest income$20,533,000319
Gross Fiduciary activities income$2,836,000167
Service charges on deposit accounts$4,797,000276
Trading account gains and fees$0212
Additional Noninterest Income$12,900,000309
Total noninterest expense$100,614,000197
Salaries and employee benefits$52,714,000139
Premises and equipment expense$9,274,000227
Additional noninterest expense$38,626,000214
Pre-tax net operating income$32,416,000137
Securities gains (losses)$-21,0007,291
Applicable income taxes$10,911,000134
Income before extraordinary items$21,484,000151
Extraordinary gains, net$027
Net income$21,020,000151
Minority interest net income$464,00045
Net income of bank and minority interests.$21,484,000151
Net charge-offs$11,467,000460
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$4,395,000166
Net operating income$21,497,860150
2009-06-30 (YTD Data)Rank
Total interest income$116,151,000187
Total interest expense$23,363,000282
Net interest income$92,788,000156
Provision for loan and lease losses$19,500,000301
Total noninterest income$13,658,000323
Gross Fiduciary activities income$1,836,000172
Service charges on deposit accounts$3,139,000278
Trading account gains and fees$0193
Additional Noninterest Income$8,683,000309
Total noninterest expense$64,582,000209
Salaries and employee benefits$33,531,000149
Premises and equipment expense$6,122,000234
Additional noninterest expense$24,929,000224
Pre-tax net operating income$22,364,000130
Securities gains (losses)$03,136
Applicable income taxes$7,643,000126
Income before extraordinary items$14,721,000144
Extraordinary gains, net$021
Net income$14,721,000143
Minority interest net income$0112
Net income of bank and minority interests.$14,721,000144
Net charge-offs$9,442,000394
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$2,890,000173
Net operating income$14,721,000138
2009-03-31 (YTD Data)Rank
Total interest income$55,943,000194
Total interest expense$13,268,000260
Net interest income$42,675,000163
Provision for loan and lease losses$8,500,000289
Total noninterest income$6,465,000312
Gross Fiduciary activities income$884,000178
Service charges on deposit accounts$1,525,000277
Trading account gains and fees$0171
Additional Noninterest Income$4,056,000292
Total noninterest expense$29,862,000213
Salaries and employee benefits$15,831,000163
Premises and equipment expense$2,746,000270
Additional noninterest expense$11,285,000216
Pre-tax net operating income$10,778,000143
Securities gains (losses)$02,434
Applicable income taxes$3,687,000129
Income before extraordinary items$7,091,000162
Extraordinary gains, net$015
Net income$7,091,000160
Minority interest net income$0102
Net income of bank and minority interests.$7,091,000163
Net charge-offs$2,609,000499
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$1,427,000142
Net operating income$7,091,000150
2008-12-31 (YTD Data)Rank
Total interest income$249,897,000188
Total interest expense$89,547,000198
Net interest income$160,350,000169
Provision for loan and lease losses$26,750,000297
Total noninterest income$21,293,000340
Gross Fiduciary activities income$4,692,000158
Service charges on deposit accounts$4,699,000367
Trading account gains and fees$0154
Additional Noninterest Income$11,902,000345
Total noninterest expense$108,257,000226
Salaries and employee benefits$60,794,000163
Premises and equipment expense$9,643,000297
Additional noninterest expense$37,820,000258
Pre-tax net operating income$46,636,000150
Securities gains (losses)$03,220
Applicable income taxes$15,974,000137
Income before extraordinary items$30,662,000145
Extraordinary gains, net$039
Net income$30,662,000146
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$12,736,000340
Cash dividends$05,455
Sale, conversion, retirement of capital stock, net$4,676,000232
Net operating income$30,662,000159
2008-09-30 (YTD Data)Rank
Total interest income$190,842,000195
Total interest expense$71,278,000208
Net interest income$119,564,000176
Provision for loan and lease losses$15,750,000284
Total noninterest income$15,583,000369
Gross Fiduciary activities income$3,656,000161
Service charges on deposit accounts$3,566,000371
Trading account gains and fees$0148
Additional Noninterest Income$8,361,000388
Total noninterest expense$80,228,000221
Salaries and employee benefits$46,441,000169
Premises and equipment expense$7,108,000312
Additional noninterest expense$26,679,000243
Pre-tax net operating income$39,169,000168
Securities gains (losses)$03,106
Applicable income taxes$13,461,000146
Income before extraordinary items$25,708,000168
Extraordinary gains, net$031
Net income$25,708,000167
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$7,573,000335
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$3,838,000172
Net operating income$25,708,000182
2008-06-30 (YTD Data)Rank
Total interest income$128,386,000195
Total interest expense$49,188,000214
Net interest income$79,198,000178
Provision for loan and lease losses$11,750,000238
Total noninterest income$10,987,000369
Gross Fiduciary activities income$2,422,000164
Service charges on deposit accounts$2,405,000363
Trading account gains and fees$0149
Additional Noninterest Income$6,160,000375
Total noninterest expense$52,763,000221
Salaries and employee benefits$30,530,000171
Premises and equipment expense$4,815,000304
Additional noninterest expense$17,418,000244
Pre-tax net operating income$25,672,000176
Securities gains (losses)$03,233
Applicable income taxes$8,853,000167
Income before extraordinary items$16,819,000195
Extraordinary gains, net$021
Net income$16,819,000194
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$6,111,000259
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$2,566,000140
Net operating income$16,819,000192
2008-03-31 (YTD Data)Rank
Total interest income$67,094,000196
Total interest expense$28,050,000203
Net interest income$39,044,000181
Provision for loan and lease losses$3,750,000262
Total noninterest income$5,353,000376
Gross Fiduciary activities income$1,216,000162
Service charges on deposit accounts$1,117,000382
Trading account gains and fees$0158
Additional Noninterest Income$3,020,000392
Total noninterest expense$25,992,000227
Salaries and employee benefits$15,259,000175
Premises and equipment expense$2,370,000314
Additional noninterest expense$8,363,000238
Pre-tax net operating income$14,655,000168
Securities gains (losses)$02,688
Applicable income taxes$5,054,000163
Income before extraordinary items$9,601,000190
Extraordinary gains, net$015
Net income$9,601,000190
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,550,000257
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$1,295,00092
Net operating income$9,601,000183
2007-12-31 (YTD Data)Rank
Total interest income$291,563,000186
Total interest expense$141,400,000189
Net interest income$150,163,000180
Provision for loan and lease losses$14,000,000203
Total noninterest income$19,701,000383
Gross Fiduciary activities income$4,691,000165
Service charges on deposit accounts$4,091,000423
Trading account gains and fees$0178
Additional Noninterest Income$10,919,000392
Total noninterest expense$100,966,000221
Salaries and employee benefits$59,120,000177
Premises and equipment expense$8,728,000321
Additional noninterest expense$33,118,000236
Pre-tax net operating income$54,898,000213
Securities gains (losses)$02,146
Applicable income taxes$18,867,000206
Income before extraordinary items$36,031,000223
Extraordinary gains, net$039
Net income$36,031,000220
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,182,000573
Cash dividends$05,817
Sale, conversion, retirement of capital stock, net$4,762,000276
Net operating income$36,031,000226
2007-09-30 (YTD Data)Rank
Total interest income$217,295,000185
Total interest expense$107,089,000186
Net interest income$110,206,000184
Provision for loan and lease losses$4,700,000263
Total noninterest income$16,957,000346
Gross Fiduciary activities income$3,453,000164
Service charges on deposit accounts$2,935,000438
Trading account gains and fees$0184
Additional Noninterest Income$10,569,000328
Total noninterest expense$78,169,000211
Salaries and employee benefits$47,211,000168
Premises and equipment expense$6,548,000321
Additional noninterest expense$24,410,000231
Pre-tax net operating income$44,294,000220
Securities gains (losses)$01,655
Applicable income taxes$15,248,000209
Income before extraordinary items$29,046,000232
Extraordinary gains, net$033
Net income$29,046,000230
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-299,0008,501
Cash dividends$05,179
Sale, conversion, retirement of capital stock, net$3,810,000218
Net operating income$29,046,000228
2007-06-30 (YTD Data)Rank
Total interest income$140,927,000199
Total interest expense$69,553,000202
Net interest income$71,374,000201
Provision for loan and lease losses$2,700,000258
Total noninterest income$13,108,000328
Gross Fiduciary activities income$2,271,000173
Service charges on deposit accounts$1,846,000473
Trading account gains and fees$0168
Additional Noninterest Income$8,991,000295
Total noninterest expense$52,625,000218
Salaries and employee benefits$32,136,000176
Premises and equipment expense$4,337,000332
Additional noninterest expense$16,152,000244
Pre-tax net operating income$29,157,000237
Securities gains (losses)$01,444
Applicable income taxes$10,023,000230
Income before extraordinary items$19,134,000251
Extraordinary gains, net$029
Net income$19,134,000250
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-358,0008,563
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$2,509,000186
Net operating income$19,134,000246
2007-03-31 (YTD Data)Rank
Total interest income$68,336,000201
Total interest expense$33,613,000204
Net interest income$34,723,000202
Provision for loan and lease losses$1,200,000257
Total noninterest income$7,734,000282
Gross Fiduciary activities income$1,077,000177
Service charges on deposit accounts$893,000470
Trading account gains and fees$0195
Additional Noninterest Income$5,764,000251
Total noninterest expense$27,221,000209
Salaries and employee benefits$17,285,000166
Premises and equipment expense$2,208,000325
Additional noninterest expense$7,728,000244
Pre-tax net operating income$14,036,000249
Securities gains (losses)$01,187
Applicable income taxes$4,782,000243
Income before extraordinary items$9,254,000261
Extraordinary gains, net$022
Net income$9,254,000260
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-386,0008,615
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$1,252,000126
Net operating income$9,254,000258
2006-12-31 (YTD Data)Rank
Total interest income$246,199,000200
Total interest expense$115,127,000202
Net interest income$131,072,000206
Provision for loan and lease losses$4,000,000300
Total noninterest income$27,267,000295
Gross Fiduciary activities income$3,790,000178
Service charges on deposit accounts$3,307,000521
Trading account gains and fees$0130
Additional Noninterest Income$20,170,000264
Total noninterest expense$103,717,000208
Salaries and employee benefits$64,345,000163
Premises and equipment expense$9,460,000274
Additional noninterest expense$29,912,000241
Pre-tax net operating income$50,622,000276
Securities gains (losses)$01,687
Applicable income taxes$17,213,000270
Income before extraordinary items$33,409,000283
Extraordinary gains, net$051
Net income$33,409,000281
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,894,000405
Cash dividends$05,941
Sale, conversion, retirement of capital stock, net$2,846,000377
Net operating income$33,409,000281
2006-09-30 (YTD Data)Rank
Total interest income$177,812,000214
Total interest expense$82,556,000212
Net interest income$95,256,000224
Provision for loan and lease losses$3,000,000274
Total noninterest income$19,490,000318
Gross Fiduciary activities income$2,717,000189
Service charges on deposit accounts$2,441,000527
Trading account gains and fees$0126
Additional Noninterest Income$14,332,000292
Total noninterest expense$76,050,000227
Salaries and employee benefits$47,456,000179
Premises and equipment expense$7,091,000287
Additional noninterest expense$21,503,000257
Pre-tax net operating income$35,696,000307
Securities gains (losses)$01,388
Applicable income taxes$12,164,000302
Income before extraordinary items$23,532,000320
Extraordinary gains, net$045
Net income$23,532,000319
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,057,000438
Cash dividends$05,292
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$23,532,000316
2006-06-30 (YTD Data)Rank
Total interest income$112,701,000225
Total interest expense$50,861,000217
Net interest income$61,840,000234
Provision for loan and lease losses$2,250,000251
Total noninterest income$12,296,000341
Gross Fiduciary activities income$1,710,000200
Service charges on deposit accounts$1,661,000512
Trading account gains and fees$0126
Additional Noninterest Income$8,925,000305
Total noninterest expense$49,863,000233
Salaries and employee benefits$31,421,000182
Premises and equipment expense$4,723,000286
Additional noninterest expense$13,719,000268
Pre-tax net operating income$22,023,000325
Securities gains (losses)$01,185
Applicable income taxes$7,505,000315
Income before extraordinary items$14,518,000340
Extraordinary gains, net$039
Net income$14,518,000339
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,501,000258
Cash dividends$05,069
Sale, conversion, retirement of capital stock, net$0887
Net operating income$14,518,000335
2006-03-31 (YTD Data)Rank
Total interest income$52,814,000232
Total interest expense$23,258,000222
Net interest income$29,556,000242
Provision for loan and lease losses$06,013
Total noninterest income$5,653,000356
Gross Fiduciary activities income$843,000203
Service charges on deposit accounts$856,000480
Trading account gains and fees$0115
Additional Noninterest Income$3,954,000321
Total noninterest expense$24,310,000236
Salaries and employee benefits$15,306,000185
Premises and equipment expense$2,747,000254
Additional noninterest expense$6,257,000278
Pre-tax net operating income$10,899,000322
Securities gains (losses)$0955
Applicable income taxes$3,714,000309
Income before extraordinary items$7,185,000330
Extraordinary gains, net$021
Net income$7,185,000328
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-12,0007,940
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$7,185,000328
2005-12-31 (YTD Data)Rank
Total interest income$167,742,000245
Total interest expense$64,267,000229
Net interest income$103,475,000254
Provision for loan and lease losses$07,120
Total noninterest income$20,034,000405
Gross Fiduciary activities income$2,740,000218
Service charges on deposit accounts$3,223,000528
Trading account gains and fees$0138
Additional Noninterest Income$14,071,000345
Total noninterest expense$79,264,000261
Salaries and employee benefits$49,980,000208
Premises and equipment expense$7,546,000339
Additional noninterest expense$21,738,000311
Pre-tax net operating income$44,245,000301
Securities gains (losses)$02,296
Applicable income taxes$15,015,000305
Income before extraordinary items$29,230,000310
Extraordinary gains, net$046
Net income$29,230,000311
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-199,0008,730
Cash dividends$06,054
Sale, conversion, retirement of capital stock, net$0934
Net operating income$29,230,000306
2005-09-30 (YTD Data)Rank
Total interest income$118,555,000254
Total interest expense$44,321,000233
Net interest income$74,234,000264
Provision for loan and lease losses$06,899
Total noninterest income$14,071,000423
Gross Fiduciary activities income$1,979,000219
Service charges on deposit accounts$2,390,000530
Trading account gains and fees$0126
Additional Noninterest Income$9,702,000370
Total noninterest expense$56,640,000273
Salaries and employee benefits$36,067,000212
Premises and equipment expense$5,479,000344
Additional noninterest expense$15,094,000326
Pre-tax net operating income$31,665,000311
Securities gains (losses)$02,317
Applicable income taxes$10,754,000314
Income before extraordinary items$20,911,000323
Extraordinary gains, net$035
Net income$20,911,000324
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-210,0008,752
Cash dividends$05,317
Sale, conversion, retirement of capital stock, net$0769
Net operating income$20,911,000316
2005-06-30 (YTD Data)Rank
Total interest income$73,393,000263
Total interest expense$26,517,000241
Net interest income$46,876,000269
Provision for loan and lease losses$06,626
Total noninterest income$8,864,000434
Gross Fiduciary activities income$1,201,000234
Service charges on deposit accounts$1,574,000526
Trading account gains and fees$0116
Additional Noninterest Income$6,089,000379
Total noninterest expense$36,153,000275
Salaries and employee benefits$23,078,000216
Premises and equipment expense$3,548,000349
Additional noninterest expense$9,527,000342
Pre-tax net operating income$19,587,000331
Securities gains (losses)$02,146
Applicable income taxes$6,643,000330
Income before extraordinary items$12,944,000339
Extraordinary gains, net$030
Net income$12,944,000339
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-76,0008,596
Cash dividends$05,072
Sale, conversion, retirement of capital stock, net$0643
Net operating income$12,944,000331
2005-03-31 (YTD Data)Rank
Total interest income$34,211,000273
Total interest expense$12,192,000245
Net interest income$22,019,000278
Provision for loan and lease losses$06,226
Total noninterest income$4,146,000435
Gross Fiduciary activities income$586,000241
Service charges on deposit accounts$781,000513
Trading account gains and fees$0115
Additional Noninterest Income$2,779,000388
Total noninterest expense$17,473,000284
Salaries and employee benefits$11,378,000224
Premises and equipment expense$1,678,000372
Additional noninterest expense$4,417,000361
Pre-tax net operating income$8,692,000348
Securities gains (losses)$01,685
Applicable income taxes$2,953,000356
Income before extraordinary items$5,739,000365
Extraordinary gains, net$024
Net income$5,739,000365
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-17,0008,248
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$5,739,000359
2004-12-31 (YTD Data)Rank
Total interest income$111,030,000301
Total interest expense$34,994,000270
Net interest income$76,036,000304
Provision for loan and lease losses$1,688,000638
Total noninterest income$13,451,000497
Gross Fiduciary activities income$1,932,000264
Service charges on deposit accounts$3,370,000519
Trading account gains and fees$0138
Additional Noninterest Income$8,149,000472
Total noninterest expense$55,665,000335
Salaries and employee benefits$34,040,000279
Premises and equipment expense$5,667,000416
Additional noninterest expense$15,958,000380
Pre-tax net operating income$32,134,000353
Securities gains (losses)$03,819
Applicable income taxes$10,707,000353
Income before extraordinary items$21,427,000369
Extraordinary gains, net$034
Net income$21,427,000371
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$717,000984
Cash dividends$06,149
Sale, conversion, retirement of capital stock, net$0872
Net operating income$21,427,000355
2004-09-30 (YTD Data)Rank
Total interest income$78,454,000313
Total interest expense$24,227,000284
Net interest income$54,227,000315
Provision for loan and lease losses$1,488,000528
Total noninterest income$9,742,000520
Gross Fiduciary activities income$1,373,000278
Service charges on deposit accounts$2,573,000518
Trading account gains and fees$0134
Additional Noninterest Income$5,796,000496
Total noninterest expense$40,098,000347
Salaries and employee benefits$24,396,000294
Premises and equipment expense$4,097,000435
Additional noninterest expense$11,605,000384
Pre-tax net operating income$22,383,000374
Securities gains (losses)$03,710
Applicable income taxes$7,430,000373
Income before extraordinary items$14,953,000391
Extraordinary gains, net$026
Net income$14,953,000392
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$484,000977
Cash dividends$05,363
Sale, conversion, retirement of capital stock, net$0738
Net operating income$14,953,000377
2004-06-30 (YTD Data)Rank
Total interest income$49,373,000320
Total interest expense$14,875,000297
Net interest income$34,498,000325
Provision for loan and lease losses$1,113,000483
Total noninterest income$6,349,000519
Gross Fiduciary activities income$891,000283
Service charges on deposit accounts$1,748,000509
Trading account gains and fees$0130
Additional Noninterest Income$3,710,000518
Total noninterest expense$25,921,000356
Salaries and employee benefits$15,692,000296
Premises and equipment expense$2,658,000444
Additional noninterest expense$7,571,000389
Pre-tax net operating income$13,813,000390
Securities gains (losses)$03,413
Applicable income taxes$4,558,000400
Income before extraordinary items$9,255,000413
Extraordinary gains, net$021
Net income$9,255,000413
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$562,000637
Cash dividends$05,087
Sale, conversion, retirement of capital stock, net$0638
Net operating income$9,255,000399
2004-03-31 (YTD Data)Rank
Total interest income$24,301,000327
Total interest expense$7,340,000308
Net interest income$16,961,000333
Provision for loan and lease losses$750,000379
Total noninterest income$3,282,000512
Gross Fiduciary activities income$437,000286
Service charges on deposit accounts$857,000510
Trading account gains and fees$0121
Additional Noninterest Income$1,988,000484
Total noninterest expense$12,929,000360
Salaries and employee benefits$7,921,000301
Premises and equipment expense$1,323,000452
Additional noninterest expense$3,685,000394
Pre-tax net operating income$6,564,000398
Securities gains (losses)$02,934
Applicable income taxes$2,167,000417
Income before extraordinary items$4,397,000422
Extraordinary gains, net$016
Net income$4,397,000421
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$466,000445
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$4,397,000402
2003-12-31 (YTD Data)Rank
Total interest income$85,581,000362
Total interest expense$31,364,000311
Net interest income$54,217,000392
Provision for loan and lease losses$4,025,000380
Total noninterest income$10,103,000645
Gross Fiduciary activities income$1,314,000330
Service charges on deposit accounts$3,446,000498
Trading account gains and fees$0160
Additional Noninterest Income$5,343,000720
Total noninterest expense$47,007,000396
Salaries and employee benefits$22,924,000395
Premises and equipment expense$4,966,000479
Additional noninterest expense$19,117,000346
Pre-tax net operating income$13,288,000665
Securities gains (losses)$666,000628
Applicable income taxes$-1,444,0009,148
Income before extraordinary items$15,398,000469
Extraordinary gains, net$054
Net income$15,398,000471
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$836,0001,056
Cash dividends$06,283
Sale, conversion, retirement of capital stock, net$0868
Net operating income$14,732,000454
2003-09-30 (YTD Data)Rank
Total interest income$62,559,000378
Total interest expense$24,058,000323
Net interest income$38,501,000421
Provision for loan and lease losses$3,325,000370
Total noninterest income$7,880,000654
Gross Fiduciary activities income$937,000348
Service charges on deposit accounts$2,596,000501
Trading account gains and fees$0153
Additional Noninterest Income$4,347,000705
Total noninterest expense$35,653,000397
Salaries and employee benefits$16,489,000422
Premises and equipment expense$3,636,000493
Additional noninterest expense$15,528,000337
Pre-tax net operating income$7,403,000902
Securities gains (losses)$686,000562
Applicable income taxes$-3,320,0009,223
Income before extraordinary items$11,409,000490
Extraordinary gains, net$040
Net income$11,409,000490
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$587,0001,029
Cash dividends$05,519
Sale, conversion, retirement of capital stock, net$0722
Net operating income$10,723,000479
2003-06-30 (YTD Data)Rank
Total interest income$41,566,000383
Total interest expense$16,712,000322
Net interest income$24,854,000428
Provision for loan and lease losses$2,850,000303
Total noninterest income$5,391,000634
Gross Fiduciary activities income$587,000368
Service charges on deposit accounts$1,740,000499
Trading account gains and fees$0150
Additional Noninterest Income$3,064,000669
Total noninterest expense$25,465,000375
Salaries and employee benefits$10,890,000422
Premises and equipment expense$2,376,000504
Additional noninterest expense$12,199,000295
Pre-tax net operating income$1,930,0002,102
Securities gains (losses)$686,000474
Applicable income taxes$-5,074,0009,262
Income before extraordinary items$7,690,000490
Extraordinary gains, net$030
Net income$7,690,000490
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$114,0002,312
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$0589
Net operating income$7,004,000485
2003-03-31 (YTD Data)Rank
Total interest income$20,140,000404
Total interest expense$8,267,000332
Net interest income$11,873,000448
Provision for loan and lease losses$1,250,000325
Total noninterest income$2,988,000596
Gross Fiduciary activities income$281,000379
Service charges on deposit accounts$843,000497
Trading account gains and fees$0134
Additional Noninterest Income$1,864,000569
Total noninterest expense$9,057,000506
Salaries and employee benefits$5,301,000436
Premises and equipment expense$1,182,000515
Additional noninterest expense$2,574,000549
Pre-tax net operating income$4,554,000524
Securities gains (losses)$341,000467
Applicable income taxes$1,568,000548
Income before extraordinary items$3,327,000537
Extraordinary gains, net$021
Net income$3,327,000536
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-105,0009,214
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$3,095,120534
2002-12-31 (YTD Data)Rank
Total interest income$70,142,000467
Total interest expense$27,830,000437
Net interest income$42,312,000489
Provision for loan and lease losses$5,629,000353
Total noninterest income$7,250,000776
Gross Fiduciary activities income$987,000409
Service charges on deposit accounts$2,771,000588
Trading account gains and fees$0153
Additional Noninterest Income$3,492,000908
Total noninterest expense$32,981,000526
Salaries and employee benefits$16,315,000519
Premises and equipment expense$5,001,000463
Additional noninterest expense$11,665,000496
Pre-tax net operating income$10,952,000793
Securities gains (losses)$1,375,000349
Applicable income taxes$3,173,000882
Income before extraordinary items$9,154,000693
Extraordinary gains, net$070
Net income$9,154,000694
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,689,000387
Cash dividends$06,377
Sale, conversion, retirement of capital stock, net$0862
Net operating income$8,136,500749
2001-12-31 (YTD Data)Rank
Total interest income$70,593,000511
Total interest expense$35,538,000487
Net interest income$35,055,000535
Provision for loan and lease losses$5,762,000325
Total noninterest income$4,080,0001,162
Gross Fiduciary activities income$826,000460
Service charges on deposit accounts$1,857,000791
Trading account gains and fees$0177
Additional Noninterest Income$1,397,0001,621
Total noninterest expense$28,415,000583
Salaries and employee benefits$14,520,000543
Premises and equipment expense$4,795,000480
Additional noninterest expense$9,100,000617
Pre-tax net operating income$4,958,0001,447
Securities gains (losses)$1,902,000254
Applicable income taxes$07,903
Income before extraordinary items$6,860,000810
Extraordinary gains, net$0105
Net income$6,860,000809
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,074,000557
Cash dividends$06,617
Sale, conversion, retirement of capital stock, net$0922
Net operating income$4,958,0001,063
2000-12-31 (YTD Data)Rank
Total interest income$55,691,000660
Total interest expense$32,930,000584
Net interest income$22,761,000772
Provision for loan and lease losses$6,135,000277
Total noninterest income$1,939,0001,916
Gross Fiduciary activities income$574,000554
Service charges on deposit accounts$487,0002,755
Trading account gains and fees$0180
Additional Noninterest Income$878,0002,023
Total noninterest expense$32,981,000489
Salaries and employee benefits$14,631,000503
Premises and equipment expense$4,122,000541
Additional noninterest expense$14,228,000455
Pre-tax net operating income$-14,416,0009,895
Securities gains (losses)$19,000967
Applicable income taxes$08,362
Income before extraordinary items$-14,397,0009,883
Extraordinary gains, net$038
Net income$-14,397,0009,883
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,622
Cash dividends$06,853
Sale, conversion, retirement of capital stock, net$0969
Net operating income$-14,416,0009,885
1999-12-31 (YTD Data)Rank
Total interest income$14,398,0002,264
Total interest expense$6,166,0002,382
Net interest income$8,232,0002,133
Provision for loan and lease losses$2,687,000443
Total noninterest income$360,0005,920
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$128,0006,204
Trading account gains and feesNANA
Additional Noninterest Income$232,0004,605
Total noninterest expense$14,030,000994
Salaries and employee benefits$6,998,000984
Premises and equipment expense$1,825,0001,102
Additional noninterest expense$5,207,000929
Pre-tax net operating income$-8,125,00010,220
Securities gains (losses)$1,0002,805
Applicable income taxes$08,765
Income before extraordinary items$-8,124,00010,209
Extraordinary gains, net$035
Net income$-8,124,00010,209
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$12,0006,647
Cash dividends$07,131
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$-8,125,00010,207
1998-12-31 (YTD Data)Rank
Total interest income$60,00010,431
Total interest expense$25,00010,376
Net interest income$35,00010,430
Provision for loan and lease losses$1,0008,622
Total noninterest income$4,00010,356
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$2,0009,010
Trading account gains and feesNANA
Additional Noninterest Income$2,00010,319
Total noninterest expense$43,00010,451
Salaries and employee benefits$22,00010,435
Premises and equipment expense$4,00010,414
Additional noninterest expense$17,00010,446
Pre-tax net operating income$-5,0009,811
Securities gains (losses)$04,449
Applicable income taxes$09,340
Income before extraordinary items$-5,0009,849
Extraordinary gains, net$032
Net income$-5,0009,846
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$08,132
Cash dividends$07,473
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$-5,0009,803
1997-12-31 (YTD Data)Rank
Total interest income$153,00010,857
Total interest expense$10,00010,870
Net interest income$143,00010,825
Provision for loan and lease losses$30,0007,369
Total noninterest income$3,00010,849
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$1,0009,453
Trading account gains and feesNANA
Additional Noninterest Income$2,00010,800
Total noninterest expense$478,00010,202
Salaries and employee benefits$288,00010,037
Premises and equipment expense$59,0009,970
Additional noninterest expense$131,00010,218
Pre-tax net operating income$-362,00010,676
Securities gains (losses)$03,944
Applicable income taxes$010,065
Income before extraordinary items$-362,00010,705
Extraordinary gains, net$044
Net income$-362,00010,705
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$08,513
Cash dividends$07,871
Sale, conversion, retirement of capital stock, net$5,000,000200
Net operating income$-362,00010,686

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.