Home > Texas Bank of Garland > Income and Expense
Texas Bank of Garland, Income and Expense
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,326,000 | 9,515 |
| Total interest expense | $530,000 | 11,537 |
| Net interest income | $1,796,000 | 8,260 |
| Provision for loan and lease losses | $50,000 | 7,415 |
| Total noninterest income | $700,000 | 4,442 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $381,000 | 3,604 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $319,000 | 4,314 |
| Total noninterest expense | $1,891,000 | 6,647 |
| Salaries and employee benefits | $701,000 | 7,989 |
| Premises and equipment expense | $354,000 | 5,176 |
| Additional noninterest expense | $836,000 | 5,712 |
| Pre-tax net operating income | $555,000 | 8,263 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $190,000 | 7,806 |
| Income before extraordinary items | $365,000 | 8,794 |
| Extraordinary gains, net | $243,000 | 862 |
| Net income | $608,000 | 6,880 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $147,000 | 3,724 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $5,000 | 1,167 |
| Net operating income | $365,000 | 8,527 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,464,000 | 9,983 |
| Total interest expense | $813,000 | 11,265 |
| Net interest income | $1,651,000 | 8,806 |
| Provision for loan and lease losses | $50,000 | 9,026 |
| Total noninterest income | $670,000 | 4,559 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $401,000 | 3,478 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $269,000 | 4,742 |
| Total noninterest expense | $1,960,000 | 6,481 |
| Salaries and employee benefits | $670,000 | 8,220 |
| Premises and equipment expense | $346,000 | 5,415 |
| Additional noninterest expense | $944,000 | 5,303 |
| Pre-tax net operating income | $311,000 | 10,029 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $105,000 | 9,775 |
| Income before extraordinary items | $206,000 | 10,515 |
| Extraordinary gains, net | $105,000 | 724 |
| Net income | $311,000 | 9,299 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $182,000 | 4,417 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $141,000 | 784 |
| Net operating income | $206,000 | 10,170 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.