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Texas Bank, Income and Expense

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2025-06-30 (YTD Data)		Rank
Total interest income	$26,510,000	1,018
Total interest expense	$9,759,000	1,030
Net interest income	$16,751,000	1,042
Provision for loan and lease losses	$1,443,000	525
Total noninterest income	$3,501,000	950
Gross Fiduciary activities income	$0	937
Service charges on deposit accounts	$891,000	644
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,610,000	842
Total noninterest expense	$13,904,000	980
Salaries and employee benefits	$7,870,000	980
Premises and equipment expense	$1,176,000	1,094
Additional noninterest expense	$2,610,000	857
Pre-tax net operating income	$4,905,000	1,302
Securities gains (losses)	$-3,000	3,795
Applicable income taxes	$0	3,247
Income before extraordinary items	$4,902,000	1,145
Extraordinary gains, net	$0	20
Net income	$4,902,000	1,156
Minority interest net income	$0	69
Net income of bank and minority interests.	$4,902,000	1,145
Net charge-offs	$1,454,000	412
Cash dividends	$2,900,000	766
Sale, conversion, retirement of capital stock, net	$0	478
Net operating income	$4,905,000	1,154
2025-03-31 (YTD Data)		Rank
Total interest income	$12,913,000	1,036
Total interest expense	$4,915,000	1,008
Net interest income	$7,998,000	1,070
Provision for loan and lease losses	$390,000	696
Total noninterest income	$1,216,000	1,161
Gross Fiduciary activities income	$0	918
Service charges on deposit accounts	$439,000	648
Trading account gains and fees	NA	NA
Additional Noninterest Income	$777,000	1,137
Total noninterest expense	$6,890,000	986
Salaries and employee benefits	$3,885,000	986
Premises and equipment expense	$623,000	1,054
Additional noninterest expense	$777,000	1,137
Pre-tax net operating income	$1,934,000	1,486
Securities gains (losses)	$-3,000	3,911
Applicable income taxes	$0	3,151
Income before extraordinary items	$1,931,000	1,319
Extraordinary gains, net	$0	47
Net income	$1,931,000	1,337
Minority interest net income	$0	65
Net income of bank and minority interests.	$1,931,000	1,319
Net charge-offs	$151,000	683
Cash dividends	$100,000	2,116
Sale, conversion, retirement of capital stock, net	$0	467
Net operating income	$1,934,000	1,331
2024-12-31 (YTD Data)		Rank
Total interest income	$51,739,000	1,017
Total interest expense	$20,983,000	997
Net interest income	$30,756,000	1,050
Provision for loan and lease losses	$1,103,000	886
Total noninterest income	$5,363,000	1,129
Gross Fiduciary activities income	$0	1,000
Service charges on deposit accounts	$1,835,000	615
Trading account gains and fees	NA	NA
Additional Noninterest Income	$3,528,000	1,079
Total noninterest expense	$25,152,000	1,036
Salaries and employee benefits	$14,834,000	1,004
Premises and equipment expense	$2,184,000	1,137
Additional noninterest expense	$3,528,000	1,079
Pre-tax net operating income	$9,864,000	1,166
Securities gains (losses)	$10,000	611
Applicable income taxes	$0	3,278
Income before extraordinary items	$9,874,000	1,022
Extraordinary gains, net	$0	53
Net income	$9,874,000	1,032
Minority interest net income	$0	90
Net income of bank and minority interests.	$9,874,000	1,022
Net charge-offs	$851,000	738
Cash dividends	$5,330,000	820
Sale, conversion, retirement of capital stock, net	$0	564
Net operating income	$9,864,000	1,035
2024-09-30 (YTD Data)		Rank
Total interest income	$38,222,000	1,022
Total interest expense	$15,686,000	996
Net interest income	$22,536,000	1,056
Provision for loan and lease losses	$543,000	1,038
Total noninterest income	$4,070,000	1,119
Gross Fiduciary activities income	$0	972
Service charges on deposit accounts	$1,358,000	619
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,712,000	1,066
Total noninterest expense	$18,380,000	1,046
Salaries and employee benefits	$10,733,000	1,022
Premises and equipment expense	$1,651,000	1,129
Additional noninterest expense	$2,712,000	1,066
Pre-tax net operating income	$7,683,000	1,119
Securities gains (losses)	$26,000	502
Applicable income taxes	$0	3,278
Income before extraordinary items	$7,709,000	989
Extraordinary gains, net	$0	51
Net income	$7,709,000	1,004
Minority interest net income	$0	82
Net income of bank and minority interests.	$7,709,000	991
Net charge-offs	$678,000	649
Cash dividends	$4,670,000	658
Sale, conversion, retirement of capital stock, net	$0	527
Net operating income	$7,683,000	991
2024-06-30 (YTD Data)		Rank
Total interest income	$25,055,000	1,030
Total interest expense	$10,302,000	993
Net interest income	$14,753,000	1,070
Provision for loan and lease losses	$349,000	1,014
Total noninterest income	$2,763,000	1,105
Gross Fiduciary activities income	$0	962
Service charges on deposit accounts	$876,000	628
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,887,000	1,043
Total noninterest expense	$12,163,000	1,054
Salaries and employee benefits	$7,129,000	1,031
Premises and equipment expense	$1,078,000	1,150
Additional noninterest expense	$1,887,000	1,043
Pre-tax net operating income	$5,004,000	1,133
Securities gains (losses)	$-1,000	3,490
Applicable income taxes	$0	3,283
Income before extraordinary items	$5,003,000	998
Extraordinary gains, net	$0	52
Net income	$5,003,000	1,012
Minority interest net income	$0	84
Net income of bank and minority interests.	$5,003,000	1,000
Net charge-offs	$192,000	818
Cash dividends	$3,770,000	576
Sale, conversion, retirement of capital stock, net	$0	496
Net operating income	$5,004,000	995
2024-03-31 (YTD Data)		Rank
Total interest income	$12,303,000	1,037
Total interest expense	$5,072,000	991
Net interest income	$7,231,000	1,086
Provision for loan and lease losses	$49,000	1,686
Total noninterest income	$1,354,000	1,118
Gross Fiduciary activities income	$0	895
Service charges on deposit accounts	$434,000	626
Trading account gains and fees	NA	NA
Additional Noninterest Income	$920,000	1,044
Total noninterest expense	$6,096,000	1,060
Salaries and employee benefits	$3,533,000	1,045
Premises and equipment expense	$541,000	1,162
Additional noninterest expense	$920,000	1,044
Pre-tax net operating income	$2,440,000	1,130
Securities gains (losses)	$12,000	338
Applicable income taxes	$0	3,183
Income before extraordinary items	$2,452,000	1,004
Extraordinary gains, net	$0	51
Net income	$2,452,000	1,016
Minority interest net income	$0	72
Net income of bank and minority interests.	$2,452,000	1,004
Net charge-offs	$171,000	568
Cash dividends	$210,000	1,763
Sale, conversion, retirement of capital stock, net	$0	434
Net operating income	$2,440,000	1,005
2023-12-31 (YTD Data)		Rank
Total interest income	$45,364,000	1,012
Total interest expense	$16,454,000	907
Net interest income	$28,910,000	1,081
Provision for loan and lease losses	$1,879,000	574
Total noninterest income	$5,409,000	1,134
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$1,742,000	638
Trading account gains and fees	NA	NA
Additional Noninterest Income	$3,667,000	1,099
Total noninterest expense	$23,329,000	1,076
Salaries and employee benefits	$13,576,000	1,038
Premises and equipment expense	$2,094,000	1,169
Additional noninterest expense	$3,667,000	1,099
Pre-tax net operating income	$9,111,000	1,250
Securities gains (losses)	$-102,000	3,793
Applicable income taxes	$0	3,369
Income before extraordinary items	$9,009,000	1,103
Extraordinary gains, net	$0	54
Net income	$9,009,000	1,116
Minority interest net income	$0	88
Net income of bank and minority interests.	$9,009,000	1,106
Net charge-offs	$1,456,000	437
Cash dividends	$3,425,000	1,072
Sale, conversion, retirement of capital stock, net	$0	540
Net operating income	$9,111,000	1,111
2023-09-30 (YTD Data)		Rank
Total interest income	$33,317,000	1,008
Total interest expense	$11,681,000	891
Net interest income	$21,636,000	1,091
Provision for loan and lease losses	$1,236,000	582
Total noninterest income	$4,113,000	1,130
Gross Fiduciary activities income	$0	950
Service charges on deposit accounts	$1,285,000	644
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,828,000	1,072
Total noninterest expense	$17,030,000	1,090
Salaries and employee benefits	$9,709,000	1,098
Premises and equipment expense	$1,564,000	1,178
Additional noninterest expense	$2,828,000	1,072
Pre-tax net operating income	$7,483,000	1,201
Securities gains (losses)	$-90,000	3,975
Applicable income taxes	$0	3,407
Income before extraordinary items	$7,393,000	1,070
Extraordinary gains, net	$0	52
Net income	$7,393,000	1,075
Minority interest net income	$0	81
Net income of bank and minority interests.	$7,393,000	1,070
Net charge-offs	$1,103,000	389
Cash dividends	$3,375,000	813
Sale, conversion, retirement of capital stock, net	$0	507
Net operating income	$7,483,000	1,070
2023-06-30 (YTD Data)		Rank
Total interest income	$21,697,000	1,003
Total interest expense	$7,320,000	854
Net interest income	$14,377,000	1,098
Provision for loan and lease losses	$1,184,000	472
Total noninterest income	$2,529,000	1,130
Gross Fiduciary activities income	$0	931
Service charges on deposit accounts	$830,000	660
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,699,000	1,098
Total noninterest expense	$11,346,000	1,076
Salaries and employee benefits	$6,511,000	1,078
Premises and equipment expense	$1,026,000	1,191
Additional noninterest expense	$1,699,000	1,097
Pre-tax net operating income	$4,376,000	1,323
Securities gains (losses)	$-90,000	4,195
Applicable income taxes	$0	3,436
Income before extraordinary items	$4,286,000	1,185
Extraordinary gains, net	$0	51
Net income	$4,286,000	1,195
Minority interest net income	$0	81
Net income of bank and minority interests.	$4,286,000	1,185
Net charge-offs	$594,000	395
Cash dividends	$3,125,000	614
Sale, conversion, retirement of capital stock, net	$0	486
Net operating income	$4,376,000	1,176
2023-03-31 (YTD Data)		Rank
Total interest income	$10,652,000	1,004
Total interest expense	$3,319,000	828
Net interest income	$7,333,000	1,076
Provision for loan and lease losses	$499,000	517
Total noninterest income	$1,215,000	1,156
Gross Fiduciary activities income	$0	913
Service charges on deposit accounts	$416,000	663
Trading account gains and fees	NA	NA
Additional Noninterest Income	$799,000	1,134
Total noninterest expense	$5,470,000	1,132
Salaries and employee benefits	$3,082,000	1,147
Premises and equipment expense	$511,000	1,225
Additional noninterest expense	$799,000	1,134
Pre-tax net operating income	$2,579,000	1,197
Securities gains (losses)	$-60,000	4,287
Applicable income taxes	$0	3,388
Income before extraordinary items	$2,519,000	1,064
Extraordinary gains, net	$0	4
Net income	$2,519,000	1,063
Minority interest net income	$0	48
Net income of bank and minority interests.	$2,519,000	1,063
Net charge-offs	$-150,000	4,582
Cash dividends	$75,000	2,148
Sale, conversion, retirement of capital stock, net	$0	430
Net operating income	$2,579,000	1,061
2022-12-31 (YTD Data)		Rank
Total interest income	$34,365,000	1,020
Total interest expense	$5,894,000	699
Net interest income	$28,471,000	1,080
Provision for loan and lease losses	$2,377,000	460
Total noninterest income	$4,777,000	1,232
Gross Fiduciary activities income	$0	1,005
Service charges on deposit accounts	$1,504,000	736
Trading account gains and fees	NA	NA
Additional Noninterest Income	$3,273,000	1,184
Total noninterest expense	$21,518,000	1,119
Salaries and employee benefits	$12,711,000	1,092
Premises and equipment expense	$2,057,000	1,176
Additional noninterest expense	$3,273,000	1,184
Pre-tax net operating income	$9,353,000	1,334
Securities gains (losses)	$-136,000	4,004
Applicable income taxes	$0	3,596
Income before extraordinary items	$9,217,000	1,168
Extraordinary gains, net	$0	5
Net income	$9,217,000	1,167
Minority interest net income	$0	63
Net income of bank and minority interests.	$9,217,000	1,168
Net charge-offs	$944,000	433
Cash dividends	$3,000,000	1,131
Sale, conversion, retirement of capital stock, net	$0	568
Net operating income	$9,353,000	1,182
2022-09-30 (YTD Data)		Rank
Total interest income	$24,472,000	1,023
Total interest expense	$3,162,000	702
Net interest income	$21,310,000	1,062
Provision for loan and lease losses	$2,098,000	384
Total noninterest income	$3,535,000	1,260
Gross Fiduciary activities income	$0	968
Service charges on deposit accounts	$1,115,000	754
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,420,000	1,226
Total noninterest expense	$15,531,000	1,152
Salaries and employee benefits	$9,197,000	1,124
Premises and equipment expense	$1,466,000	1,238
Additional noninterest expense	$2,420,000	1,226
Pre-tax net operating income	$7,216,000	1,301
Securities gains (losses)	$-113,000	4,243
Applicable income taxes	$0	3,603
Income before extraordinary items	$7,103,000	1,141
Extraordinary gains, net	$0	4
Net income	$7,103,000	1,139
Minority interest net income	$0	57
Net income of bank and minority interests.	$7,103,000	1,141
Net charge-offs	$751,000	355
Cash dividends	$3,000,000	841
Sale, conversion, retirement of capital stock, net	$0	519
Net operating income	$7,216,000	1,150
2022-06-30 (YTD Data)		Rank
Total interest income	$15,434,000	1,030
Total interest expense	$1,713,000	682
Net interest income	$13,721,000	1,070
Provision for loan and lease losses	$1,419,000	328
Total noninterest income	$2,317,000	1,259
Gross Fiduciary activities income	$0	925
Service charges on deposit accounts	$712,000	775
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,605,000	1,260
Total noninterest expense	$10,321,000	1,144
Salaries and employee benefits	$6,209,000	1,106
Premises and equipment expense	$964,000	1,248
Additional noninterest expense	$3,148,000	1,111
Pre-tax net operating income	$4,298,000	1,339
Securities gains (losses)	$-16,000	4,055
Applicable income taxes	$0	3,564
Income before extraordinary items	$4,282,000	1,175
Extraordinary gains, net	$0	4
Net income	$4,282,000	1,173
Minority interest net income	$0	60
Net income of bank and minority interests.	$4,282,000	1,175
Net charge-offs	$614,000	300
Cash dividends	$3,000,000	613
Sale, conversion, retirement of capital stock, net	$0	494
Net operating income	$4,298,000	1,196
2022-03-31 (YTD Data)		Rank
Total interest income	$7,355,000	1,045
Total interest expense	$762,000	715
Net interest income	$6,593,000	1,075
Provision for loan and lease losses	$997,000	201
Total noninterest income	$1,110,000	1,294
Gross Fiduciary activities income	$0	892
Service charges on deposit accounts	$352,000	775
Trading account gains and fees	NA	NA
Additional Noninterest Income	$758,000	1,300
Total noninterest expense	$5,096,000	1,152
Salaries and employee benefits	$3,075,000	1,116
Premises and equipment expense	$465,000	1,298
Additional noninterest expense	$1,556,000	1,109
Pre-tax net operating income	$1,610,000	1,560
Securities gains (losses)	$0	623
Applicable income taxes	$0	3,450
Income before extraordinary items	$1,610,000	1,381
Extraordinary gains, net	$0	4
Net income	$1,610,000	1,381
Minority interest net income	$0	50
Net income of bank and minority interests.	$1,610,000	1,381
Net charge-offs	$610,000	203
Cash dividends	$0	2,284
Sale, conversion, retirement of capital stock, net	$0	453
Net operating income	$1,610,000	1,394
2021-12-31 (YTD Data)		Rank
Total interest income	$28,576,000	1,103
Total interest expense	$3,510,000	779
Net interest income	$25,066,000	1,134
Provision for loan and lease losses	$1,132,000	530
Total noninterest income	$4,279,000	1,451
Gross Fiduciary activities income	$0	994
Service charges on deposit accounts	$1,284,000	794
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,995,000	1,492
Total noninterest expense	$18,325,000	1,241
Salaries and employee benefits	$10,978,000	1,211
Premises and equipment expense	$1,749,000	1,350
Additional noninterest expense	$5,598,000	1,202
Pre-tax net operating income	$9,888,000	1,292
Securities gains (losses)	$551,000	333
Applicable income taxes	$0	3,710
Income before extraordinary items	$10,439,000	1,115
Extraordinary gains, net	$0	10
Net income	$10,439,000	1,115
Minority interest net income	$0	74
Net income of bank and minority interests.	$10,439,000	1,115
Net charge-offs	$343,000	786
Cash dividends	$1,900,000	1,601
Sale, conversion, retirement of capital stock, net	$0	582
Net operating income	$9,888,000	1,143
2021-09-30 (YTD Data)		Rank
Total interest income	$21,320,000	1,133
Total interest expense	$2,672,000	822
Net interest income	$18,648,000	1,161
Provision for loan and lease losses	$660,000	647
Total noninterest income	$3,148,000	1,507
Gross Fiduciary activities income	$0	957
Service charges on deposit accounts	$928,000	819
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,220,000	1,555
Total noninterest expense	$13,218,000	1,288
Salaries and employee benefits	$7,908,000	1,257
Premises and equipment expense	$1,286,000	1,398
Additional noninterest expense	$4,024,000	1,251
Pre-tax net operating income	$7,918,000	1,279
Securities gains (losses)	$551,000	300
Applicable income taxes	$0	3,719
Income before extraordinary items	$8,469,000	1,081
Extraordinary gains, net	$0	8
Net income	$8,469,000	1,082
Minority interest net income	$0	69
Net income of bank and minority interests.	$8,469,000	1,082
Net charge-offs	$310,000	636
Cash dividends	$1,360,000	1,478
Sale, conversion, retirement of capital stock, net	$0	543
Net operating income	$7,918,000	1,123
2021-06-30 (YTD Data)		Rank
Total interest income	$14,416,000	1,109
Total interest expense	$1,819,000	841
Net interest income	$12,597,000	1,135
Provision for loan and lease losses	$387,000	747
Total noninterest income	$2,068,000	1,493
Gross Fiduciary activities income	$0	951
Service charges on deposit accounts	$583,000	820
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,485,000	1,523
Total noninterest expense	$8,844,000	1,269
Salaries and employee benefits	$5,310,000	1,241
Premises and equipment expense	$866,000	1,383
Additional noninterest expense	$2,668,000	1,241
Pre-tax net operating income	$5,434,000	1,237
Securities gains (losses)	$551,000	247
Applicable income taxes	$0	3,702
Income before extraordinary items	$5,985,000	1,031
Extraordinary gains, net	$0	6
Net income	$5,985,000	1,030
Minority interest net income	$0	67
Net income of bank and minority interests.	$5,985,000	1,031
Net charge-offs	$232,000	602
Cash dividends	$1,360,000	1,131
Sale, conversion, retirement of capital stock, net	$0	517
Net operating income	$5,434,000	1,092
2021-03-31 (YTD Data)		Rank
Total interest income	$7,100,000	1,119
Total interest expense	$914,000	872
Net interest income	$6,186,000	1,142
Provision for loan and lease losses	$169,000	898
Total noninterest income	$929,000	1,586
Gross Fiduciary activities income	$0	922
Service charges on deposit accounts	$291,000	809
Trading account gains and fees	NA	NA
Additional Noninterest Income	$638,000	1,665
Total noninterest expense	$4,347,000	1,275
Salaries and employee benefits	$2,681,000	1,214
Premises and equipment expense	$401,000	1,483
Additional noninterest expense	$1,265,000	1,282
Pre-tax net operating income	$2,599,000	1,276
Securities gains (losses)	$551,000	174
Applicable income taxes	$0	3,613
Income before extraordinary items	$3,150,000	968
Extraordinary gains, net	$0	3
Net income	$3,150,000	968
Minority interest net income	$0	55
Net income of bank and minority interests.	$3,150,000	968
Net charge-offs	$109,000	592
Cash dividends	$1,000,000	738
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$2,599,000	1,136
2020-12-31 (YTD Data)		Rank
Total interest income	$24,982,000	1,230
Total interest expense	$4,530,000	1,039
Net interest income	$20,452,000	1,257
Provision for loan and lease losses	$1,214,000	1,421
Total noninterest income	$3,620,000	1,556
Gross Fiduciary activities income	$0	1,030
Service charges on deposit accounts	$1,248,000	784
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,372,000	1,639
Total noninterest expense	$16,644,000	1,289
Salaries and employee benefits	$9,786,000	1,281
Premises and equipment expense	$1,999,000	1,184
Additional noninterest expense	$4,859,000	1,318
Pre-tax net operating income	$6,214,000	1,514
Securities gains (losses)	$0	2,675
Applicable income taxes	$0	3,697
Income before extraordinary items	$6,214,000	1,384
Extraordinary gains, net	$0	4
Net income	$6,214,000	1,385
Minority interest net income	$0	72
Net income of bank and minority interests.	$6,214,000	1,385
Net charge-offs	$310,000	1,267
Cash dividends	$1,645,000	1,698
Sale, conversion, retirement of capital stock, net	$0	566
Net operating income	$6,214,000	1,347
2020-09-30 (YTD Data)		Rank
Total interest income	$18,302,000	1,254
Total interest expense	$3,591,000	1,051
Net interest income	$14,711,000	1,296
Provision for loan and lease losses	$787,000	1,560
Total noninterest income	$2,595,000	1,557
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$885,000	813
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,710,000	1,626
Total noninterest expense	$12,168,000	1,303
Salaries and employee benefits	$7,184,000	1,286
Premises and equipment expense	$1,505,000	1,177
Additional noninterest expense	$3,479,000	1,351
Pre-tax net operating income	$4,351,000	1,572
Securities gains (losses)	$0	2,494
Applicable income taxes	$0	3,696
Income before extraordinary items	$4,351,000	1,412
Extraordinary gains, net	$0	4
Net income	$4,351,000	1,413
Minority interest net income	$0	65
Net income of bank and minority interests.	$4,351,000	1,413
Net charge-offs	$208,000	1,239
Cash dividends	$1,035,000	1,670
Sale, conversion, retirement of capital stock, net	$0	532
Net operating income	$4,351,000	1,368
2020-06-30 (YTD Data)		Rank
Total interest income	$11,995,000	1,290
Total interest expense	$2,543,000	1,073
Net interest income	$9,452,000	1,341
Provision for loan and lease losses	$767,000	1,252
Total noninterest income	$1,676,000	1,512
Gross Fiduciary activities income	$0	970
Service charges on deposit accounts	$587,000	828
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,089,000	1,581
Total noninterest expense	$8,088,000	1,295
Salaries and employee benefits	$4,787,000	1,284
Premises and equipment expense	$985,000	1,189
Additional noninterest expense	$2,316,000	1,335
Pre-tax net operating income	$2,273,000	1,827
Securities gains (losses)	$0	2,249
Applicable income taxes	$0	3,655
Income before extraordinary items	$2,273,000	1,655
Extraordinary gains, net	$0	4
Net income	$2,273,000	1,656
Minority interest net income	$0	65
Net income of bank and minority interests.	$2,273,000	1,656
Net charge-offs	$219,000	961
Cash dividends	$425,000	2,110
Sale, conversion, retirement of capital stock, net	$0	504
Net operating income	$2,273,000	1,610
2020-03-31 (YTD Data)		Rank
Total interest income	$5,734,000	1,339
Total interest expense	$1,406,000	1,073
Net interest income	$4,328,000	1,414
Provision for loan and lease losses	$152,000	1,619
Total noninterest income	$882,000	1,394
Gross Fiduciary activities income	$0	941
Service charges on deposit accounts	$367,000	796
Trading account gains and fees	NA	NA
Additional Noninterest Income	$515,000	1,491
Total noninterest expense	$3,991,000	1,329
Salaries and employee benefits	$2,402,000	1,287
Premises and equipment expense	$501,000	1,189
Additional noninterest expense	$1,088,000	1,413
Pre-tax net operating income	$1,067,000	1,740
Securities gains (losses)	$0	1,705
Applicable income taxes	$0	3,513
Income before extraordinary items	$1,067,000	1,580
Extraordinary gains, net	$0	4
Net income	$1,067,000	1,579
Minority interest net income	$0	56
Net income of bank and minority interests.	$1,067,000	1,580
Net charge-offs	$155,000	712
Cash dividends	$200,000	1,912
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$1,067,000	1,553
2019-12-31 (YTD Data)		Rank
Total interest income	$23,896,000	1,301
Total interest expense	$6,091,000	1,043
Net interest income	$17,805,000	1,371
Provision for loan and lease losses	$489,000	1,505
Total noninterest income	$3,635,000	1,405
Gross Fiduciary activities income	$0	1,051
Service charges on deposit accounts	$1,552,000	782
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,083,000	1,498
Total noninterest expense	$15,933,000	1,288
Salaries and employee benefits	$9,922,000	1,210
Premises and equipment expense	$2,075,000	1,135
Additional noninterest expense	$3,936,000	1,528
Pre-tax net operating income	$5,018,000	1,751
Securities gains (losses)	$9,000	1,922
Applicable income taxes	$0	3,859
Income before extraordinary items	$5,027,000	1,595
Extraordinary gains, net	$0	11
Net income	$5,027,000	1,597
Minority interest net income	$0	76
Net income of bank and minority interests.	$5,027,000	1,597
Net charge-offs	$236,000	1,543
Cash dividends	$2,610,000	1,324
Sale, conversion, retirement of capital stock, net	$0	626
Net operating income	$5,018,000	1,559
2019-09-30 (YTD Data)		Rank
Total interest income	$17,973,000	1,310
Total interest expense	$4,595,000	1,043
Net interest income	$13,378,000	1,378
Provision for loan and lease losses	$454,000	1,239
Total noninterest income	$2,582,000	1,453
Gross Fiduciary activities income	$0	1,014
Service charges on deposit accounts	$1,153,000	791
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,429,000	1,578
Total noninterest expense	$11,789,000	1,304
Salaries and employee benefits	$7,287,000	1,238
Premises and equipment expense	$1,550,000	1,145
Additional noninterest expense	$2,952,000	1,518
Pre-tax net operating income	$3,717,000	1,810
Securities gains (losses)	$9,000	1,686
Applicable income taxes	$0	3,902
Income before extraordinary items	$3,726,000	1,630
Extraordinary gains, net	$0	11
Net income	$3,726,000	1,631
Minority interest net income	$0	72
Net income of bank and minority interests.	$3,726,000	1,631
Net charge-offs	$202,000	1,287
Cash dividends	$2,030,000	1,175
Sale, conversion, retirement of capital stock, net	$0	590
Net operating income	$3,717,000	1,597
2019-06-30 (YTD Data)		Rank
Total interest income	$11,936,000	1,311
Total interest expense	$3,053,000	1,031
Net interest income	$8,883,000	1,382
Provision for loan and lease losses	$372,000	1,052
Total noninterest income	$1,729,000	1,419
Gross Fiduciary activities income	$0	1,004
Service charges on deposit accounts	$754,000	797
Trading account gains and fees	NA	NA
Additional Noninterest Income	$975,000	1,518
Total noninterest expense	$7,714,000	1,332
Salaries and employee benefits	$4,834,000	1,239
Premises and equipment expense	$1,008,000	1,173
Additional noninterest expense	$1,872,000	1,602
Pre-tax net operating income	$2,526,000	1,781
Securities gains (losses)	$9,000	1,239
Applicable income taxes	$0	3,901
Income before extraordinary items	$2,535,000	1,582
Extraordinary gains, net	$0	11
Net income	$2,535,000	1,583
Minority interest net income	$0	69
Net income of bank and minority interests.	$2,535,000	1,583
Net charge-offs	$119,000	1,308
Cash dividends	$730,000	1,741
Sale, conversion, retirement of capital stock, net	$0	573
Net operating income	$2,526,000	1,557
2019-03-31 (YTD Data)		Rank
Total interest income	$5,913,000	1,315
Total interest expense	$1,477,000	1,037
Net interest income	$4,436,000	1,388
Provision for loan and lease losses	$199,000	960
Total noninterest income	$715,000	1,542
Gross Fiduciary activities income	$0	972
Service charges on deposit accounts	$365,000	806
Trading account gains and fees	NA	NA
Additional Noninterest Income	$350,000	1,809
Total noninterest expense	$3,862,000	1,343
Salaries and employee benefits	$2,423,000	1,243
Premises and equipment expense	$516,000	1,156
Additional noninterest expense	$923,000	1,617
Pre-tax net operating income	$1,090,000	1,942
Securities gains (losses)	$9,000	735
Applicable income taxes	$0	3,800
Income before extraordinary items	$1,099,000	1,737
Extraordinary gains, net	$0	5
Net income	$1,099,000	1,735
Minority interest net income	$0	52
Net income of bank and minority interests.	$1,099,000	1,736
Net charge-offs	$39,000	1,348
Cash dividends	$250,000	1,856
Sale, conversion, retirement of capital stock, net	$0	529
Net operating income	$1,090,000	1,731
2018-12-31 (YTD Data)		Rank
Total interest income	$22,150,000	1,321
Total interest expense	$4,985,000	915
Net interest income	$17,165,000	1,413
Provision for loan and lease losses	$190,000	2,424
Total noninterest income	$2,883,000	1,587
Gross Fiduciary activities income	$0	1,098
Service charges on deposit accounts	$1,649,000	760
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,234,000	2,011
Total noninterest expense	$14,534,000	1,395
Salaries and employee benefits	$9,132,000	1,259
Premises and equipment expense	$2,057,000	1,143
Additional noninterest expense	$3,345,000	1,744
Pre-tax net operating income	$5,324,000	1,702
Securities gains (losses)	$-19,000	4,583
Applicable income taxes	$0	3,978
Income before extraordinary items	$5,305,000	1,504
Extraordinary gains, net	$0	6
Net income	$5,305,000	1,502
Minority interest net income	$0	72
Net income of bank and minority interests.	$5,305,000	1,503
Net charge-offs	$701,000	778
Cash dividends	$1,310,000	1,897
Sale, conversion, retirement of capital stock, net	$0	671
Net operating income	$5,324,000	1,494
2018-09-30 (YTD Data)		Rank
Total interest income	$16,266,000	1,327
Total interest expense	$3,551,000	904
Net interest income	$12,715,000	1,424
Provision for loan and lease losses	$179,000	2,131
Total noninterest income	$2,092,000	1,638
Gross Fiduciary activities income	$0	1,048
Service charges on deposit accounts	$1,215,000	761
Trading account gains and fees	NA	NA
Additional Noninterest Income	$877,000	2,093
Total noninterest expense	$10,839,000	1,397
Salaries and employee benefits	$7,000,000	1,234
Premises and equipment expense	$1,414,000	1,237
Additional noninterest expense	$2,425,000	1,798
Pre-tax net operating income	$3,789,000	1,789
Securities gains (losses)	$5,000	822
Applicable income taxes	$0	4,032
Income before extraordinary items	$3,794,000	1,592
Extraordinary gains, net	$0	5
Net income	$3,794,000	1,591
Minority interest net income	$0	66
Net income of bank and minority interests.	$3,794,000	1,591
Net charge-offs	$596,000	645
Cash dividends	$930,000	1,743
Sale, conversion, retirement of capital stock, net	$0	633
Net operating income	$3,789,000	1,579
2018-06-30 (YTD Data)		Rank
Total interest income	$10,428,000	1,359
Total interest expense	$2,222,000	905
Net interest income	$8,206,000	1,462
Provision for loan and lease losses	$158,000	1,739
Total noninterest income	$1,383,000	1,645
Gross Fiduciary activities income	$0	1,037
Service charges on deposit accounts	$800,000	766
Trading account gains and fees	NA	NA
Additional Noninterest Income	$583,000	2,098
Total noninterest expense	$7,117,000	1,425
Salaries and employee benefits	$4,673,000	1,237
Premises and equipment expense	$910,000	1,284
Additional noninterest expense	$1,534,000	1,888
Pre-tax net operating income	$2,314,000	1,878
Securities gains (losses)	$8,000	635
Applicable income taxes	$0	4,018
Income before extraordinary items	$2,322,000	1,676
Extraordinary gains, net	$0	6
Net income	$2,322,000	1,675
Minority interest net income	$0	65
Net income of bank and minority interests.	$2,322,000	1,675
Net charge-offs	$114,000	1,243
Cash dividends	$730,000	1,589
Sale, conversion, retirement of capital stock, net	$0	620
Net operating income	$2,314,000	1,665
2018-03-31 (YTD Data)		Rank
Total interest income	$5,011,000	1,394
Total interest expense	$1,046,000	912
Net interest income	$3,965,000	1,509
Provision for loan and lease losses	$133,000	1,259
Total noninterest income	$664,000	1,682
Gross Fiduciary activities income	$0	1,003
Service charges on deposit accounts	$412,000	752
Trading account gains and fees	NA	NA
Additional Noninterest Income	$252,000	2,215
Total noninterest expense	$3,501,000	1,459
Salaries and employee benefits	$2,313,000	1,263
Premises and equipment expense	$413,000	1,414
Additional noninterest expense	$775,000	1,867
Pre-tax net operating income	$995,000	2,053
Securities gains (losses)	$0	735
Applicable income taxes	$0	3,948
Income before extraordinary items	$995,000	1,852
Extraordinary gains, net	$0	7
Net income	$995,000	1,851
Minority interest net income	$0	52
Net income of bank and minority interests.	$995,000	1,852
Net charge-offs	$69,000	1,030
Cash dividends	$150,000	2,088
Sale, conversion, retirement of capital stock, net	$0	580
Net operating income	$995,000	1,843
2017-12-31 (YTD Data)		Rank
Total interest income	$19,564,000	1,370
Total interest expense	$3,696,000	894
Net interest income	$15,868,000	1,482
Provision for loan and lease losses	$207,000	2,331
Total noninterest income	$2,554,000	1,749
Gross Fiduciary activities income	$0	1,137
Service charges on deposit accounts	$1,704,000	736
Trading account gains and fees	NA	NA
Additional Noninterest Income	$850,000	2,487
Total noninterest expense	$14,111,000	1,416
Salaries and employee benefits	$9,360,000	1,221
Premises and equipment expense	$1,805,000	1,287
Additional noninterest expense	$2,946,000	1,964
Pre-tax net operating income	$4,104,000	2,007
Securities gains (losses)	$35,000	1,066
Applicable income taxes	$0	4,135
Income before extraordinary items	$4,139,000	1,570
Extraordinary gains, net	$0	9
Net income	$4,139,000	1,570
Minority interest net income	$0	76
Net income of bank and minority interests.	$4,139,000	1,570
Net charge-offs	$292,000	1,504
Cash dividends	$1,515,000	1,703
Sale, conversion, retirement of capital stock, net	$0	711
Net operating income	$4,104,000	1,563
2017-09-30 (YTD Data)		Rank
Total interest income	$14,510,000	1,385
Total interest expense	$2,696,000	895
Net interest income	$11,814,000	1,490
Provision for loan and lease losses	$176,000	2,172
Total noninterest income	$1,898,000	1,781
Gross Fiduciary activities income	$0	1,093
Service charges on deposit accounts	$1,267,000	746
Trading account gains and fees	NA	NA
Additional Noninterest Income	$631,000	2,518
Total noninterest expense	$10,357,000	1,452
Salaries and employee benefits	$6,706,000	1,276
Premises and equipment expense	$1,364,000	1,296
Additional noninterest expense	$2,287,000	1,913
Pre-tax net operating income	$3,179,000	1,975
Securities gains (losses)	$25,000	1,221
Applicable income taxes	$0	4,172
Income before extraordinary items	$3,204,000	1,643
Extraordinary gains, net	$0	9
Net income	$3,204,000	1,644
Minority interest net income	$0	71
Net income of bank and minority interests.	$3,204,000	1,644
Net charge-offs	$218,000	1,334
Cash dividends	$840,000	1,880
Sale, conversion, retirement of capital stock, net	$0	677
Net operating income	$3,179,000	1,634
2017-06-30 (YTD Data)		Rank
Total interest income	$9,579,000	1,387
Total interest expense	$1,729,000	912
Net interest income	$7,850,000	1,480
Provision for loan and lease losses	$30,000	3,129
Total noninterest income	$1,196,000	1,832
Gross Fiduciary activities income	$0	1,079
Service charges on deposit accounts	$818,000	756
Trading account gains and fees	NA	NA
Additional Noninterest Income	$378,000	2,660
Total noninterest expense	$6,852,000	1,469
Salaries and employee benefits	$4,466,000	1,274
Premises and equipment expense	$910,000	1,300
Additional noninterest expense	$1,476,000	1,964
Pre-tax net operating income	$2,164,000	1,909
Securities gains (losses)	$25,000	909
Applicable income taxes	$0	4,189
Income before extraordinary items	$2,189,000	1,580
Extraordinary gains, net	$0	11
Net income	$2,189,000	1,580
Minority interest net income	$0	71
Net income of bank and minority interests.	$2,189,000	1,580
Net charge-offs	$51,000	1,986
Cash dividends	$800,000	1,516
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$2,164,000	1,573
2017-03-31 (YTD Data)		Rank
Total interest income	$4,865,000	1,362
Total interest expense	$839,000	912
Net interest income	$4,026,000	1,436
Provision for loan and lease losses	$29,000	2,606
Total noninterest income	$651,000	1,729
Gross Fiduciary activities income	$0	1,045
Service charges on deposit accounts	$410,000	757
Trading account gains and fees	NA	NA
Additional Noninterest Income	$241,000	2,359
Total noninterest expense	$3,369,000	1,490
Salaries and employee benefits	$2,221,000	1,297
Premises and equipment expense	$441,000	1,334
Additional noninterest expense	$707,000	2,031
Pre-tax net operating income	$1,279,000	1,631
Securities gains (losses)	$0	1,153
Applicable income taxes	$0	4,086
Income before extraordinary items	$1,279,000	1,387
Extraordinary gains, net	$0	8
Net income	$1,279,000	1,387
Minority interest net income	$0	55
Net income of bank and minority interests.	$1,279,000	1,387
Net charge-offs	$-62,000	5,518
Cash dividends	$250,000	1,772
Sale, conversion, retirement of capital stock, net	$0	632
Net operating income	$1,279,000	1,368
2016-12-31 (YTD Data)		Rank
Total interest income	$18,173,000	1,403
Total interest expense	$3,044,000	962
Net interest income	$15,129,000	1,485
Provision for loan and lease losses	$255,000	2,160
Total noninterest income	$3,075,000	1,612
Gross Fiduciary activities income	$0	1,172
Service charges on deposit accounts	$1,794,000	724
Trading account gains and fees	$0	170
Additional Noninterest Income	$1,281,000	2,090
Total noninterest expense	$13,648,000	1,440
Salaries and employee benefits	$8,708,000	1,277
Premises and equipment expense	$1,378,000	1,644
Additional noninterest expense	$3,562,000	1,706
Pre-tax net operating income	$4,301,000	1,828
Securities gains (losses)	$427,000	505
Applicable income taxes	$126,000	3,190
Income before extraordinary items	$4,602,000	1,482
Extraordinary gains, net	$0	5
Net income	$4,602,000	1,481
Minority interest net income	$0	82
Net income of bank and minority interests.	$4,602,000	1,481
Net charge-offs	$661,000	901
Cash dividends	$935,000	2,303
Sale, conversion, retirement of capital stock, net	$0	759
Net operating income	$4,187,810	1,563
2016-09-30 (YTD Data)		Rank
Total interest income	$13,606,000	1,404
Total interest expense	$2,210,000	985
Net interest income	$11,396,000	1,482
Provision for loan and lease losses	$193,000	2,088
Total noninterest income	$2,376,000	1,586
Gross Fiduciary activities income	$0	1,132
Service charges on deposit accounts	$1,334,000	724
Trading account gains and fees	$0	169
Additional Noninterest Income	$1,042,000	1,995
Total noninterest expense	$10,054,000	1,467
Salaries and employee benefits	$6,216,000	1,333
Premises and equipment expense	$1,043,000	1,633
Additional noninterest expense	$2,795,000	1,628
Pre-tax net operating income	$3,525,000	1,729
Securities gains (losses)	$427,000	455
Applicable income taxes	$126,000	3,091
Income before extraordinary items	$3,826,000	1,380
Extraordinary gains, net	$0	5
Net income	$3,826,000	1,381
Minority interest net income	$0	71
Net income of bank and minority interests.	$3,826,000	1,381
Net charge-offs	$396,000	937
Cash dividends	$455,000	2,500
Sale, conversion, retirement of capital stock, net	$0	719
Net operating income	$3,411,810	1,475
2016-06-30 (YTD Data)		Rank
Total interest income	$7,255,000	1,758
Total interest expense	$1,225,000	1,167
Net interest income	$6,030,000	1,858
Provision for loan and lease losses	$124,000	2,089
Total noninterest income	$1,369,000	1,737
Gross Fiduciary activities income	$0	1,122
Service charges on deposit accounts	$815,000	767
Trading account gains and fees	$0	157
Additional Noninterest Income	$554,000	2,255
Total noninterest expense	$5,451,000	1,768
Salaries and employee benefits	$3,470,000	1,560
Premises and equipment expense	$608,000	1,855
Additional noninterest expense	$1,373,000	2,149
Pre-tax net operating income	$1,824,000	2,087
Securities gains (losses)	$108,000	914
Applicable income taxes	$0	4,338
Income before extraordinary items	$1,932,000	1,719
Extraordinary gains, net	$0	16
Net income	$1,932,000	1,720
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,932,000	1,720
Net charge-offs	$223,000	1,048
Cash dividends	$125,000	3,130
Sale, conversion, retirement of capital stock, net	$0	705
Net operating income	$1,824,000	1,746
2016-03-31 (YTD Data)		Rank
Total interest income	$3,693,000	1,721
Total interest expense	$599,000	1,186
Net interest income	$3,094,000	1,817
Provision for loan and lease losses	$31,000	2,500
Total noninterest income	$657,000	1,742
Gross Fiduciary activities income	$0	1,076
Service charges on deposit accounts	$398,000	782
Trading account gains and fees	$0	142
Additional Noninterest Income	$259,000	2,289
Total noninterest expense	$2,678,000	1,794
Salaries and employee benefits	$1,738,000	1,570
Premises and equipment expense	$290,000	1,929
Additional noninterest expense	$650,000	2,230
Pre-tax net operating income	$1,042,000	1,862
Securities gains (losses)	$69,000	681
Applicable income taxes	$0	4,259
Income before extraordinary items	$1,111,000	1,488
Extraordinary gains, net	$0	12
Net income	$1,111,000	1,489
Minority interest net income	$0	62
Net income of bank and minority interests.	$1,111,000	1,489
Net charge-offs	$134,000	848
Cash dividends	$125,000	2,248
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$1,042,000	1,525
2015-12-31 (YTD Data)		Rank
Total interest income	$14,596,000	1,693
Total interest expense	$2,471,000	1,128
Net interest income	$12,125,000	1,808
Provision for loan and lease losses	$771,000	999
Total noninterest income	$2,492,000	1,834
Gross Fiduciary activities income	$0	1,209
Service charges on deposit accounts	$1,588,000	810
Trading account gains and fees	$0	159
Additional Noninterest Income	$904,000	2,508
Total noninterest expense	$10,592,000	1,788
Salaries and employee benefits	$6,759,000	1,555
Premises and equipment expense	$1,191,000	1,906
Additional noninterest expense	$2,642,000	2,227
Pre-tax net operating income	$3,254,000	2,193
Securities gains (losses)	$84,000	1,264
Applicable income taxes	$0	4,402
Income before extraordinary items	$3,338,000	1,865
Extraordinary gains, net	$0	23
Net income	$3,338,000	1,865
Minority interest net income	$0	81
Net income of bank and minority interests.	$3,338,000	1,867
Net charge-offs	$321,000	1,543
Cash dividends	$755,000	2,451
Sale, conversion, retirement of capital stock, net	$0	804
Net operating income	$3,254,000	1,881
2015-09-30 (YTD Data)		Rank
Total interest income	$10,922,000	1,711
Total interest expense	$1,866,000	1,137
Net interest income	$9,056,000	1,832
Provision for loan and lease losses	$718,000	779
Total noninterest income	$1,883,000	1,824
Gross Fiduciary activities income	$0	1,169
Service charges on deposit accounts	$1,157,000	840
Trading account gains and fees	$0	153
Additional Noninterest Income	$726,000	2,440
Total noninterest expense	$7,769,000	1,834
Salaries and employee benefits	$4,916,000	1,611
Premises and equipment expense	$917,000	1,870
Additional noninterest expense	$1,936,000	2,268
Pre-tax net operating income	$2,452,000	2,218
Securities gains (losses)	$35,000	1,699
Applicable income taxes	$0	4,489
Income before extraordinary items	$2,487,000	1,898
Extraordinary gains, net	$0	21
Net income	$2,487,000	1,900
Minority interest net income	$0	78
Net income of bank and minority interests.	$2,487,000	1,900
Net charge-offs	$298,000	1,202
Cash dividends	$580,000	2,176
Sale, conversion, retirement of capital stock, net	$0	773
Net operating income	$2,452,000	1,887
2015-06-30 (YTD Data)		Rank
Total interest income	$7,191,000	1,734
Total interest expense	$1,251,000	1,138
Net interest income	$5,940,000	1,860
Provision for loan and lease losses	$107,000	2,150
Total noninterest income	$1,236,000	1,863
Gross Fiduciary activities income	$0	1,152
Service charges on deposit accounts	$762,000	840
Trading account gains and fees	$0	157
Additional Noninterest Income	$474,000	2,467
Total noninterest expense	$5,130,000	1,859
Salaries and employee benefits	$3,268,000	1,626
Premises and equipment expense	$591,000	1,941
Additional noninterest expense	$1,271,000	2,319
Pre-tax net operating income	$1,939,000	1,931
Securities gains (losses)	$0	2,636
Applicable income taxes	$0	4,497
Income before extraordinary items	$1,939,000	1,659
Extraordinary gains, net	$0	22
Net income	$1,939,000	1,663
Minority interest net income	$0	75
Net income of bank and minority interests.	$1,939,000	1,663
Net charge-offs	$262,000	1,012
Cash dividends	$275,000	2,507
Sale, conversion, retirement of capital stock, net	$0	751
Net operating income	$1,939,000	1,614
2015-03-31 (YTD Data)		Rank
Total interest income	$3,592,000	1,735
Total interest expense	$620,000	1,144
Net interest income	$2,972,000	1,853
Provision for loan and lease losses	$4,000	3,525
Total noninterest income	$614,000	1,847
Gross Fiduciary activities income	$0	1,118
Service charges on deposit accounts	$367,000	842
Trading account gains and fees	$0	152
Additional Noninterest Income	$247,000	2,369
Total noninterest expense	$2,602,000	1,829
Salaries and employee benefits	$1,684,000	1,593
Premises and equipment expense	$301,000	1,933
Additional noninterest expense	$617,000	2,362
Pre-tax net operating income	$980,000	1,891
Securities gains (losses)	$0	2,027
Applicable income taxes	$0	4,400
Income before extraordinary items	$980,000	1,636
Extraordinary gains, net	$0	13
Net income	$980,000	1,638
Minority interest net income	$0	64
Net income of bank and minority interests.	$980,000	1,638
Net charge-offs	$158,000	844
Cash dividends	$125,000	2,171
Sale, conversion, retirement of capital stock, net	$0	697
Net operating income	$980,000	1,569
2014-12-31 (YTD Data)		Rank
Total interest income	$14,005,000	1,796
Total interest expense	$2,537,000	1,156
Net interest income	$11,468,000	1,900
Provision for loan and lease losses	$-449,000	6,238
Total noninterest income	$2,784,000	1,654
Gross Fiduciary activities income	$0	1,256
Service charges on deposit accounts	$1,634,000	823
Trading account gains and fees	$0	180
Additional Noninterest Income	$1,150,000	2,137
Total noninterest expense	$10,500,000	1,807
Salaries and employee benefits	$6,670,000	1,568
Premises and equipment expense	$1,185,000	1,938
Additional noninterest expense	$2,645,000	2,286
Pre-tax net operating income	$4,201,000	1,766
Securities gains (losses)	$10,000	2,652
Applicable income taxes	$0	4,531
Income before extraordinary items	$4,211,000	1,514
Extraordinary gains, net	$0	17
Net income	$4,211,000	1,512
Minority interest net income	$0	84
Net income of bank and minority interests.	$4,211,000	1,513
Net charge-offs	$475,000	1,521
Cash dividends	$525,000	2,785
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$4,201,000	1,491
2014-09-30 (YTD Data)		Rank
Total interest income	$10,441,000	1,816
Total interest expense	$1,904,000	1,166
Net interest income	$8,537,000	1,919
Provision for loan and lease losses	$-475,000	6,378
Total noninterest income	$2,160,000	1,619
Gross Fiduciary activities income	$0	1,202
Service charges on deposit accounts	$1,238,000	821
Trading account gains and fees	$0	174
Additional Noninterest Income	$922,000	2,047
Total noninterest expense	$7,711,000	1,841
Salaries and employee benefits	$4,804,000	1,611
Premises and equipment expense	$916,000	1,897
Additional noninterest expense	$1,991,000	2,253
Pre-tax net operating income	$3,461,000	1,641
Securities gains (losses)	$10,000	2,341
Applicable income taxes	$0	4,583
Income before extraordinary items	$3,471,000	1,396
Extraordinary gains, net	$0	15
Net income	$3,471,000	1,394
Minority interest net income	$0	81
Net income of bank and minority interests.	$3,471,000	1,396
Net charge-offs	$390,000	1,370
Cash dividends	$390,000	2,494
Sale, conversion, retirement of capital stock, net	$0	819
Net operating income	$3,461,000	1,368
2014-06-30 (YTD Data)		Rank
Total interest income	$6,884,000	1,824
Total interest expense	$1,264,000	1,174
Net interest income	$5,620,000	1,925
Provision for loan and lease losses	$-560,000	6,516
Total noninterest income	$1,481,000	1,567
Gross Fiduciary activities income	$0	1,182
Service charges on deposit accounts	$802,000	830
Trading account gains and fees	$0	172
Additional Noninterest Income	$679,000	1,889
Total noninterest expense	$5,110,000	1,852
Salaries and employee benefits	$3,227,000	1,603
Premises and equipment expense	$590,000	1,979
Additional noninterest expense	$1,293,000	2,319
Pre-tax net operating income	$2,551,000	1,473
Securities gains (losses)	$9,000	1,986
Applicable income taxes	$0	4,568
Income before extraordinary items	$2,560,000	1,233
Extraordinary gains, net	$0	20
Net income	$2,560,000	1,232
Minority interest net income	$0	80
Net income of bank and minority interests.	$2,560,000	1,234
Net charge-offs	$321,000	1,209
Cash dividends	$265,000	2,472
Sale, conversion, retirement of capital stock, net	$0	794
Net operating income	$2,551,000	1,215
2014-03-31 (YTD Data)		Rank
Total interest income	$3,471,000	1,798
Total interest expense	$633,000	1,192
Net interest income	$2,838,000	1,903
Provision for loan and lease losses	$325,000	653
Total noninterest income	$794,000	1,466
Gross Fiduciary activities income	$0	1,141
Service charges on deposit accounts	$388,000	837
Trading account gains and fees	$0	147
Additional Noninterest Income	$406,000	1,639
Total noninterest expense	$2,607,000	1,819
Salaries and employee benefits	$1,635,000	1,600
Premises and equipment expense	$294,000	2,017
Additional noninterest expense	$678,000	2,207
Pre-tax net operating income	$700,000	2,319
Securities gains (losses)	$0	1,715
Applicable income taxes	$0	4,445
Income before extraordinary items	$700,000	2,000
Extraordinary gains, net	$0	16
Net income	$700,000	2,003
Minority interest net income	$0	66
Net income of bank and minority interests.	$700,000	2,003
Net charge-offs	$289,000	734
Cash dividends	$125,000	2,093
Sale, conversion, retirement of capital stock, net	$0	747
Net operating income	$700,000	1,964
2013-12-31 (YTD Data)		Rank
Total interest income	$13,619,000	1,832
Total interest expense	$2,762,000	1,226
Net interest income	$10,857,000	1,952
Provision for loan and lease losses	$1,476,000	803
Total noninterest income	$3,065,000	1,584
Gross Fiduciary activities income	$0	1,299
Service charges on deposit accounts	$1,916,000	727
Trading account gains and fees	$0	184
Additional Noninterest Income	$1,149,000	2,188
Total noninterest expense	$10,056,000	1,889
Salaries and employee benefits	$6,420,000	1,615
Premises and equipment expense	$1,140,000	2,000
Additional noninterest expense	$2,496,000	2,468
Pre-tax net operating income	$2,390,000	2,539
Securities gains (losses)	$352,000	617
Applicable income taxes	$0	4,631
Income before extraordinary items	$2,742,000	2,031
Extraordinary gains, net	$0	29
Net income	$2,742,000	2,035
Minority interest net income	$0	90
Net income of bank and minority interests.	$2,742,000	2,035
Net charge-offs	$434,000	2,167
Cash dividends	$525,000	2,692
Sale, conversion, retirement of capital stock, net	$0	924
Net operating income	$2,390,000	2,230
2013-09-30 (YTD Data)		Rank
Total interest income	$10,245,000	1,836
Total interest expense	$2,123,000	1,238
Net interest income	$8,122,000	1,955
Provision for loan and lease losses	$239,000	2,348
Total noninterest income	$2,186,000	1,675
Gross Fiduciary activities income	$0	1,238
Service charges on deposit accounts	$1,437,000	736
Trading account gains and fees	$0	180
Additional Noninterest Income	$749,000	2,420
Total noninterest expense	$7,267,000	1,953
Salaries and employee benefits	$4,639,000	1,668
Premises and equipment expense	$808,000	2,125
Additional noninterest expense	$1,820,000	2,514
Pre-tax net operating income	$2,802,000	1,851
Securities gains (losses)	$177,000	875
Applicable income taxes	$0	4,713
Income before extraordinary items	$2,979,000	1,519
Extraordinary gains, net	$0	25
Net income	$2,979,000	1,521
Minority interest net income	$0	84
Net income of bank and minority interests.	$2,979,000	1,522
Net charge-offs	$231,000	2,407
Cash dividends	$395,000	2,360
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$2,802,000	1,560
2013-06-30 (YTD Data)		Rank
Total interest income	$6,821,000	1,832
Total interest expense	$1,460,000	1,227
Net interest income	$5,361,000	1,966
Provision for loan and lease losses	$57,000	3,524
Total noninterest income	$1,468,000	1,668
Gross Fiduciary activities income	$0	1,226
Service charges on deposit accounts	$948,000	723
Trading account gains and fees	$0	157
Additional Noninterest Income	$520,000	2,428
Total noninterest expense	$4,849,000	1,953
Salaries and employee benefits	$3,097,000	1,672
Premises and equipment expense	$519,000	2,204
Additional noninterest expense	$1,233,000	2,471
Pre-tax net operating income	$1,923,000	1,786
Securities gains (losses)	$170,000	816
Applicable income taxes	$0	4,679
Income before extraordinary items	$2,093,000	1,440
Extraordinary gains, net	$0	22
Net income	$2,093,000	1,443
Minority interest net income	$0	82
Net income of bank and minority interests.	$2,093,000	1,443
Net charge-offs	$47,000	3,402
Cash dividends	$395,000	1,944
Sale, conversion, retirement of capital stock, net	$0	838
Net operating income	$1,923,000	1,515
2013-03-31 (YTD Data)		Rank
Total interest income	$3,397,000	1,854
Total interest expense	$738,000	1,244
Net interest income	$2,659,000	1,993
Provision for loan and lease losses	$45,000	2,886
Total noninterest income	$740,000	1,658
Gross Fiduciary activities income	$0	1,171
Service charges on deposit accounts	$487,000	698
Trading account gains and fees	$0	148
Additional Noninterest Income	$253,000	2,458
Total noninterest expense	$2,375,000	2,016
Salaries and employee benefits	$1,542,000	1,702
Premises and equipment expense	$246,000	2,337
Additional noninterest expense	$587,000	2,601
Pre-tax net operating income	$979,000	1,749
Securities gains (losses)	$3,000	1,729
Applicable income taxes	$0	4,602
Income before extraordinary items	$982,000	1,513
Extraordinary gains, net	$0	10
Net income	$982,000	1,516
Minority interest net income	$0	76
Net income of bank and minority interests.	$982,000	1,515
Net charge-offs	$12,000	3,363
Cash dividends	$125,000	1,916
Sale, conversion, retirement of capital stock, net	$0	789
Net operating income	$979,000	1,457
2012-12-31 (YTD Data)		Rank
Total interest income	$13,729,000	1,924
Total interest expense	$3,255,000	1,367
Net interest income	$10,474,000	2,064
Provision for loan and lease losses	$488,000	2,752
Total noninterest income	$2,950,000	1,651
Gross Fiduciary activities income	$0	1,334
Service charges on deposit accounts	$2,060,000	692
Trading account gains and fees	$0	166
Additional Noninterest Income	$890,000	2,528
Total noninterest expense	$9,574,000	2,005
Salaries and employee benefits	$6,110,000	1,659
Premises and equipment expense	$1,249,000	1,883
Additional noninterest expense	$2,215,000	2,850
Pre-tax net operating income	$3,362,000	1,892
Securities gains (losses)	$141,000	1,994
Applicable income taxes	$0	4,751
Income before extraordinary items	$3,503,000	1,630
Extraordinary gains, net	$0	29
Net income	$3,503,000	1,631
Minority interest net income	$0	93
Net income of bank and minority interests.	$3,503,000	1,631
Net charge-offs	$364,000	3,054
Cash dividends	$650,000	2,467
Sale, conversion, retirement of capital stock, net	$0	1,002
Net operating income	$3,362,000	1,598
2012-09-30 (YTD Data)		Rank
Total interest income	$10,280,000	1,954
Total interest expense	$2,433,000	1,434
Net interest income	$7,847,000	2,093
Provision for loan and lease losses	$419,000	2,528
Total noninterest income	$2,206,000	1,659
Gross Fiduciary activities income	$0	1,274
Service charges on deposit accounts	$1,533,000	700
Trading account gains and fees	$0	157
Additional Noninterest Income	$673,000	2,524
Total noninterest expense	$6,912,000	2,083
Salaries and employee benefits	$4,327,000	1,743
Premises and equipment expense	$999,000	1,784
Additional noninterest expense	$1,586,000	2,969
Pre-tax net operating income	$2,722,000	1,818
Securities gains (losses)	$103,000	1,953
Applicable income taxes	$0	4,802
Income before extraordinary items	$2,825,000	1,569
Extraordinary gains, net	$0	20
Net income	$2,825,000	1,569
Minority interest net income	$0	86
Net income of bank and minority interests.	$2,825,000	1,570
Net charge-offs	$297,000	2,842
Cash dividends	$525,000	1,973
Sale, conversion, retirement of capital stock, net	$0	952
Net operating income	$2,722,000	1,530
2012-06-30 (YTD Data)		Rank
Total interest income	$6,917,000	1,943
Total interest expense	$1,684,000	1,432
Net interest income	$5,233,000	2,092
Provision for loan and lease losses	$9,000	5,395
Total noninterest income	$1,443,000	1,672
Gross Fiduciary activities income	$0	1,262
Service charges on deposit accounts	$991,000	721
Trading account gains and fees	$0	153
Additional Noninterest Income	$452,000	2,471
Total noninterest expense	$4,698,000	2,039
Salaries and employee benefits	$2,883,000	1,738
Premises and equipment expense	$674,000	1,750
Additional noninterest expense	$1,141,000	2,806
Pre-tax net operating income	$1,969,000	1,701
Securities gains (losses)	$58,000	1,958
Applicable income taxes	$0	4,770
Income before extraordinary items	$2,027,000	1,466
Extraordinary gains, net	$0	19
Net income	$2,027,000	1,466
Minority interest net income	$0	84
Net income of bank and minority interests.	$2,027,000	1,466
Net charge-offs	$26,000	4,477
Cash dividends	$375,000	1,918
Sale, conversion, retirement of capital stock, net	$0	928
Net operating income	$1,969,000	1,416
2012-03-31 (YTD Data)		Rank
Total interest income	$3,456,000	1,958
Total interest expense	$847,000	1,483
Net interest income	$2,609,000	2,114
Provision for loan and lease losses	$0	5,254
Total noninterest income	$724,000	1,650
Gross Fiduciary activities income	$0	1,204
Service charges on deposit accounts	$475,000	743
Trading account gains and fees	$0	148
Additional Noninterest Income	$249,000	2,346
Total noninterest expense	$2,388,000	2,005
Salaries and employee benefits	$1,484,000	1,696
Premises and equipment expense	$329,000	1,798
Additional noninterest expense	$575,000	2,750
Pre-tax net operating income	$945,000	1,766
Securities gains (losses)	$6,000	1,875
Applicable income taxes	$0	4,704
Income before extraordinary items	$951,000	1,541
Extraordinary gains, net	$0	19
Net income	$951,000	1,542
Minority interest net income	$0	78
Net income of bank and minority interests.	$951,000	1,542
Net charge-offs	$17,000	3,772
Cash dividends	$175,000	1,694
Sale, conversion, retirement of capital stock, net	$0	861
Net operating income	$945,000	1,456
2011-12-31 (YTD Data)		Rank
Total interest income	$13,438,000	2,081
Total interest expense	$3,419,000	1,736
Net interest income	$10,019,000	2,177
Provision for loan and lease losses	$552,000	3,314
Total noninterest income	$2,890,000	1,533
Gross Fiduciary activities income	$0	1,311
Service charges on deposit accounts	$2,265,000	648
Trading account gains and fees	$0	146
Additional Noninterest Income	$625,000	2,798
Total noninterest expense	$9,471,000	2,017
Salaries and employee benefits	$6,092,000	1,607
Premises and equipment expense	$1,267,000	1,957
Additional noninterest expense	$2,112,000	2,982
Pre-tax net operating income	$2,886,000	1,908
Securities gains (losses)	$71,000	2,325
Applicable income taxes	$0	4,719
Income before extraordinary items	$2,957,000	1,634
Extraordinary gains, net	$0	29
Net income	$2,957,000	1,634
Minority interest net income	$0	96
Net income of bank and minority interests.	$2,957,000	1,634
Net charge-offs	$487,000	3,208
Cash dividends	$1,190,000	1,449
Sale, conversion, retirement of capital stock, net	$0	1,108
Net operating income	$2,886,000	1,591
2011-09-30 (YTD Data)		Rank
Total interest income	$10,041,000	2,115
Total interest expense	$2,554,000	1,804
Net interest income	$7,487,000	2,199
Provision for loan and lease losses	$163,000	4,396
Total noninterest income	$2,161,000	1,530
Gross Fiduciary activities income	$0	1,257
Service charges on deposit accounts	$1,715,000	651
Trading account gains and fees	$0	145
Additional Noninterest Income	$446,000	2,866
Total noninterest expense	$6,806,000	2,109
Salaries and employee benefits	$4,232,000	1,720
Premises and equipment expense	$965,000	1,939
Additional noninterest expense	$1,609,000	2,948
Pre-tax net operating income	$2,679,000	1,634
Securities gains (losses)	$71,000	2,065
Applicable income taxes	$0	4,740
Income before extraordinary items	$2,750,000	1,401
Extraordinary gains, net	$0	21
Net income	$2,750,000	1,401
Minority interest net income	$0	87
Net income of bank and minority interests.	$2,750,000	1,401
Net charge-offs	$251,000	3,440
Cash dividends	$740,000	1,438
Sale, conversion, retirement of capital stock, net	$0	1,036
Net operating income	$2,679,000	1,351
2011-06-30 (YTD Data)		Rank
Total interest income	$6,648,000	2,149
Total interest expense	$1,714,000	1,866
Net interest income	$4,934,000	2,227
Provision for loan and lease losses	$103,000	4,348
Total noninterest income	$1,351,000	1,596
Gross Fiduciary activities income	$0	1,239
Service charges on deposit accounts	$1,128,000	652
Trading account gains and fees	$0	153
Additional Noninterest Income	$223,000	3,317
Total noninterest expense	$4,455,000	2,170
Salaries and employee benefits	$2,802,000	1,740
Premises and equipment expense	$628,000	2,012
Additional noninterest expense	$1,025,000	3,147
Pre-tax net operating income	$1,727,000	1,647
Securities gains (losses)	$51,000	1,585
Applicable income taxes	$0	4,697
Income before extraordinary items	$1,778,000	1,395
Extraordinary gains, net	$0	15
Net income	$1,778,000	1,395
Minority interest net income	$0	89
Net income of bank and minority interests.	$1,778,000	1,395
Net charge-offs	$140,000	3,489
Cash dividends	$600,000	1,233
Sale, conversion, retirement of capital stock, net	$0	986
Net operating income	$1,727,000	1,367
2011-03-31 (YTD Data)		Rank
Total interest income	$3,305,000	2,169
Total interest expense	$856,000	1,939
Net interest income	$2,449,000	2,235
Provision for loan and lease losses	$2,000	5,755
Total noninterest income	$615,000	1,725
Gross Fiduciary activities income	$0	1,199
Service charges on deposit accounts	$564,000	638
Trading account gains and fees	$0	158
Additional Noninterest Income	$51,000	4,640
Total noninterest expense	$2,096,000	2,318
Salaries and employee benefits	$1,290,000	1,919
Premises and equipment expense	$317,000	2,027
Additional noninterest expense	$489,000	3,251
Pre-tax net operating income	$966,000	1,491
Securities gains (losses)	$-4,000	7,085
Applicable income taxes	$0	4,545
Income before extraordinary items	$962,000	1,284
Extraordinary gains, net	$0	9
Net income	$962,000	1,284
Minority interest net income	$0	86
Net income of bank and minority interests.	$962,000	1,284
Net charge-offs	$87,000	2,882
Cash dividends	$400,000	888
Sale, conversion, retirement of capital stock, net	$0	925
Net operating income	$966,000	1,238
2010-12-31 (YTD Data)		Rank
Total interest income	$11,753,000	2,541
Total interest expense	$3,182,000	2,476
Net interest income	$8,571,000	2,561
Provision for loan and lease losses	$637,000	3,751
Total noninterest income	$2,905,000	1,589
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$2,378,000	626
Trading account gains and fees	$0	175
Additional Noninterest Income	$527,000	3,108
Total noninterest expense	$8,473,000	2,285
Salaries and employee benefits	$5,266,000	1,843
Premises and equipment expense	$1,213,000	2,080
Additional noninterest expense	$1,994,000	3,263
Pre-tax net operating income	$2,366,000	1,966
Securities gains (losses)	$115,000	2,042
Applicable income taxes	$0	4,655
Income before extraordinary items	$2,481,000	1,662
Extraordinary gains, net	$0	29
Net income	$2,481,000	1,662
Minority interest net income	$0	111
Net income of bank and minority interests.	$2,481,000	1,664
Net charge-offs	$387,000	3,972
Cash dividends	$900,000	1,609
Sale, conversion, retirement of capital stock, net	$0	1,226
Net operating income	$2,366,000	1,673
2010-09-30 (YTD Data)		Rank
Total interest income	$8,575,000	2,676
Total interest expense	$2,283,000	2,666
Net interest income	$6,292,000	2,640
Provision for loan and lease losses	$376,000	3,992
Total noninterest income	$2,110,000	1,625
Gross Fiduciary activities income	$0	1,319
Service charges on deposit accounts	$1,766,000	643
Trading account gains and fees	$0	165
Additional Noninterest Income	$344,000	3,329
Total noninterest expense	$6,139,000	2,364
Salaries and employee benefits	$3,771,000	1,920
Premises and equipment expense	$875,000	2,194
Additional noninterest expense	$1,493,000	3,237
Pre-tax net operating income	$1,887,000	1,990
Securities gains (losses)	$165,000	1,524
Applicable income taxes	$0	4,726
Income before extraordinary items	$2,052,000	1,606
Extraordinary gains, net	$0	23
Net income	$2,052,000	1,609
Minority interest net income	$0	110
Net income of bank and minority interests.	$2,052,000	1,609
Net charge-offs	$256,000	3,932
Cash dividends	$900,000	1,140
Sale, conversion, retirement of capital stock, net	$0	1,139
Net operating income	$1,887,000	1,659
2010-06-30 (YTD Data)		Rank
Total interest income	$5,579,000	2,777
Total interest expense	$1,480,000	2,826
Net interest income	$4,099,000	2,701
Provision for loan and lease losses	$188,000	4,314
Total noninterest income	$1,283,000	1,688
Gross Fiduciary activities income	$0	1,300
Service charges on deposit accounts	$1,146,000	670
Trading account gains and fees	$0	152
Additional Noninterest Income	$137,000	4,139
Total noninterest expense	$4,142,000	2,338
Salaries and employee benefits	$2,549,000	1,913
Premises and equipment expense	$557,000	2,318
Additional noninterest expense	$1,036,000	3,098
Pre-tax net operating income	$1,052,000	2,285
Securities gains (losses)	$123,000	1,279
Applicable income taxes	$0	4,691
Income before extraordinary items	$1,175,000	1,846
Extraordinary gains, net	$0	19
Net income	$1,175,000	1,845
Minority interest net income	$0	105
Net income of bank and minority interests.	$1,175,000	1,846
Net charge-offs	$169,000	3,709
Cash dividends	$900,000	798
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$1,052,000	1,939
2010-03-31 (YTD Data)		Rank
Total interest income	$2,755,000	2,860
Total interest expense	$734,000	2,953
Net interest income	$2,021,000	2,744
Provision for loan and lease losses	$36,000	5,192
Total noninterest income	$527,000	1,957
Gross Fiduciary activities income	$0	1,246
Service charges on deposit accounts	$539,000	715
Trading account gains and fees	$0	175
Additional Noninterest Income	$-12,000	7,580
Total noninterest expense	$1,908,000	2,564
Salaries and employee benefits	$1,169,000	2,114
Premises and equipment expense	$277,000	2,374
Additional noninterest expense	$462,000	3,396
Pre-tax net operating income	$604,000	2,090
Securities gains (losses)	$15,000	1,604
Applicable income taxes	$0	4,611
Income before extraordinary items	$619,000	1,784
Extraordinary gains, net	$0	16
Net income	$619,000	1,783
Minority interest net income	$0	91
Net income of bank and minority interests.	$619,000	1,785
Net charge-offs	$52,000	3,679
Cash dividends	$450,000	752
Sale, conversion, retirement of capital stock, net	$0	1,017
Net operating income	$604,000	1,739
2009-12-31 (YTD Data)		Rank
Total interest income	$10,347,000	3,151
Total interest expense	$3,216,000	3,253
Net interest income	$7,131,000	3,023
Provision for loan and lease losses	$816,000	3,816
Total noninterest income	$3,310,000	1,506
Gross Fiduciary activities income	$0	1,390
Service charges on deposit accounts	$2,552,000	658
Trading account gains and fees	$0	211
Additional Noninterest Income	$758,000	2,545
Total noninterest expense	$7,549,000	2,608
Salaries and employee benefits	$4,577,000	2,146
Premises and equipment expense	$1,228,000	2,172
Additional noninterest expense	$1,744,000	3,688
Pre-tax net operating income	$2,076,000	1,856
Securities gains (losses)	$23,000	2,986
Applicable income taxes	$0	4,388
Income before extraordinary items	$2,099,000	1,582
Extraordinary gains, net	$0	34
Net income	$2,099,000	1,580
Minority interest net income	$0	115
Net income of bank and minority interests.	$2,099,000	1,581
Net charge-offs	$861,000	3,067
Cash dividends	$1,800,000	1,003
Sale, conversion, retirement of capital stock, net	$0	1,342
Net operating income	$2,076,000	1,558
2009-09-30 (YTD Data)		Rank
Total interest income	$7,679,000	3,230
Total interest expense	$2,376,000	3,409
Net interest income	$5,303,000	3,038
Provision for loan and lease losses	$488,000	3,834
Total noninterest income	$2,546,000	1,498
Gross Fiduciary activities income	$0	1,353
Service charges on deposit accounts	$1,911,000	655
Trading account gains and fees	$0	212
Additional Noninterest Income	$635,000	2,437
Total noninterest expense	$5,331,000	2,763
Salaries and employee benefits	$3,274,000	2,277
Premises and equipment expense	$904,000	2,231
Additional noninterest expense	$1,153,000	3,987
Pre-tax net operating income	$2,030,000	1,598
Securities gains (losses)	$23,000	2,682
Applicable income taxes	$0	4,592
Income before extraordinary items	$2,053,000	1,307
Extraordinary gains, net	$0	27
Net income	$2,053,000	1,306
Minority interest net income	$0	118
Net income of bank and minority interests.	$2,053,000	1,307
Net charge-offs	$484,000	3,092
Cash dividends	$1,350,000	963
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$2,030,000	1,291
2009-06-30 (YTD Data)		Rank
Total interest income	$5,151,000	3,239
Total interest expense	$1,634,000	3,451
Net interest income	$3,517,000	3,031
Provision for loan and lease losses	$363,000	3,428
Total noninterest income	$1,715,000	1,495
Gross Fiduciary activities income	$0	1,340
Service charges on deposit accounts	$1,255,000	661
Trading account gains and fees	$0	193
Additional Noninterest Income	$460,000	2,332
Total noninterest expense	$3,583,000	2,774
Salaries and employee benefits	$2,234,000	2,259
Premises and equipment expense	$598,000	2,277
Additional noninterest expense	$751,000	4,066
Pre-tax net operating income	$1,286,000	1,724
Securities gains (losses)	$21,000	2,305
Applicable income taxes	$0	4,657
Income before extraordinary items	$1,307,000	1,435
Extraordinary gains, net	$0	21
Net income	$1,307,000	1,433
Minority interest net income	$0	112
Net income of bank and minority interests.	$1,307,000	1,434
Net charge-offs	$401,000	2,609
Cash dividends	$900,000	1,017
Sale, conversion, retirement of capital stock, net	$0	1,195
Net operating income	$1,286,000	1,424
2009-03-31 (YTD Data)		Rank
Total interest income	$2,613,000	3,218
Total interest expense	$846,000	3,475
Net interest income	$1,767,000	3,016
Provision for loan and lease losses	$158,000	3,157
Total noninterest income	$761,000	1,606
Gross Fiduciary activities income	$0	1,285
Service charges on deposit accounts	$588,000	686
Trading account gains and fees	$0	171
Additional Noninterest Income	$173,000	2,714
Total noninterest expense	$1,669,000	2,863
Salaries and employee benefits	$1,000,000	2,547
Premises and equipment expense	$278,000	2,454
Additional noninterest expense	$391,000	3,639
Pre-tax net operating income	$701,000	1,806
Securities gains (losses)	$21,000	1,659
Applicable income taxes	$0	4,835
Income before extraordinary items	$722,000	1,515
Extraordinary gains, net	$0	15
Net income	$722,000	1,517
Minority interest net income	$0	102
Net income of bank and minority interests.	$722,000	1,517
Net charge-offs	$174,000	2,268
Cash dividends	$450,000	974
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$701,000	1,471
2008-12-31 (YTD Data)		Rank
Total interest income	$11,008,000	3,275
Total interest expense	$4,150,000	3,424
Net interest income	$6,858,000	3,110
Provision for loan and lease losses	$635,000	3,407
Total noninterest income	$3,266,000	1,472
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$2,554,000	678
Trading account gains and fees	$0	154
Additional Noninterest Income	$712,000	2,627
Total noninterest expense	$6,319,000	2,932
Salaries and employee benefits	$4,023,000	2,492
Premises and equipment expense	$814,000	3,139
Additional noninterest expense	$1,482,000	3,646
Pre-tax net operating income	$3,170,000	1,708
Securities gains (losses)	$63,000	1,446
Applicable income taxes	$0	4,979
Income before extraordinary items	$3,233,000	1,271
Extraordinary gains, net	$0	39
Net income	$3,233,000	1,272
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$424,000	3,028
Cash dividends	$1,762,000	1,512
Sale, conversion, retirement of capital stock, net	$0	1,389
Net operating income	$3,170,000	1,385
2008-09-30 (YTD Data)		Rank
Total interest income	$8,172,000	3,370
Total interest expense	$3,149,000	3,503
Net interest income	$5,023,000	3,205
Provision for loan and lease losses	$438,000	2,951
Total noninterest income	$2,472,000	1,513
Gross Fiduciary activities income	$0	1,405
Service charges on deposit accounts	$1,910,000	688
Trading account gains and fees	$0	148
Additional Noninterest Income	$562,000	2,623
Total noninterest expense	$4,381,000	3,135
Salaries and employee benefits	$2,775,000	2,712
Premises and equipment expense	$652,000	2,983
Additional noninterest expense	$954,000	4,004
Pre-tax net operating income	$2,676,000	1,822
Securities gains (losses)	$58,000	1,318
Applicable income taxes	$0	5,372
Income before extraordinary items	$2,734,000	1,362
Extraordinary gains, net	$0	31
Net income	$2,734,000	1,360
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$305,000	2,538
Cash dividends	$1,312,000	1,475
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$2,676,000	1,454
2008-06-30 (YTD Data)		Rank
Total interest income	$5,412,000	3,429
Total interest expense	$2,172,000	3,533
Net interest income	$3,240,000	3,287
Provision for loan and lease losses	$109,000	4,150
Total noninterest income	$1,558,000	1,598
Gross Fiduciary activities income	$0	1,395
Service charges on deposit accounts	$1,239,000	695
Trading account gains and fees	$0	149
Additional Noninterest Income	$319,000	2,924
Total noninterest expense	$2,824,000	3,244
Salaries and employee benefits	$1,782,000	2,837
Premises and equipment expense	$431,000	3,004
Additional noninterest expense	$611,000	4,134
Pre-tax net operating income	$1,865,000	1,788
Securities gains (losses)	$59,000	1,324
Applicable income taxes	$0	5,627
Income before extraordinary items	$1,924,000	1,438
Extraordinary gains, net	$0	21
Net income	$1,924,000	1,439
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$204,000	2,219
Cash dividends	$810,000	1,667
Sale, conversion, retirement of capital stock, net	$0	1,136
Net operating income	$1,865,000	1,446
2008-03-31 (YTD Data)		Rank
Total interest income	$2,701,000	3,526
Total interest expense	$1,173,000	3,507
Net interest income	$1,528,000	3,440
Provision for loan and lease losses	$32,000	4,306
Total noninterest income	$783,000	1,587
Gross Fiduciary activities income	$0	1,326
Service charges on deposit accounts	$629,000	680
Trading account gains and fees	$0	158
Additional Noninterest Income	$154,000	2,987
Total noninterest expense	$1,406,000	3,255
Salaries and employee benefits	$889,000	2,870
Premises and equipment expense	$208,000	3,122
Additional noninterest expense	$309,000	4,023
Pre-tax net operating income	$873,000	2,013
Securities gains (losses)	$43,000	1,162
Applicable income taxes	$0	5,622
Income before extraordinary items	$916,000	1,625
Extraordinary gains, net	$0	15
Net income	$916,000	1,627
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$8,000	3,990
Cash dividends	$360,000	1,707
Sale, conversion, retirement of capital stock, net	$0	1,000
Net operating income	$873,000	1,635
2007-12-31 (YTD Data)		Rank
Total interest income	$10,573,000	3,637
Total interest expense	$5,073,000	3,431
Net interest income	$5,500,000	3,737
Provision for loan and lease losses	$260,000	3,438
Total noninterest income	$3,451,000	1,472
Gross Fiduciary activities income	$0	1,498
Service charges on deposit accounts	$2,814,000	622
Trading account gains and fees	$0	178
Additional Noninterest Income	$637,000	2,910
Total noninterest expense	$5,782,000	3,069
Salaries and employee benefits	$3,627,000	2,714
Premises and equipment expense	$881,000	2,851
Additional noninterest expense	$1,274,000	3,902
Pre-tax net operating income	$2,909,000	2,536
Securities gains (losses)	$-1,000	7,069
Applicable income taxes	$0	6,070
Income before extraordinary items	$2,908,000	2,098
Extraordinary gains, net	$0	39
Net income	$2,908,000	2,098
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$402,000	1,950
Cash dividends	$1,530,000	1,967
Sale, conversion, retirement of capital stock, net	$0	1,304
Net operating income	$2,909,000	2,085
2007-09-30 (YTD Data)		Rank
Total interest income	$7,732,000	3,702
Total interest expense	$3,727,000	3,482
Net interest income	$4,005,000	3,822
Provision for loan and lease losses	$180,000	3,151
Total noninterest income	$2,564,000	1,491
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$2,089,000	612
Trading account gains and fees	$0	184
Additional Noninterest Income	$475,000	2,938
Total noninterest expense	$4,110,000	3,178
Salaries and employee benefits	$2,457,000	2,977
Premises and equipment expense	$668,000	2,813
Additional noninterest expense	$985,000	3,750
Pre-tax net operating income	$2,279,000	2,595
Securities gains (losses)	$-3,000	7,511
Applicable income taxes	$0	6,220
Income before extraordinary items	$2,276,000	2,145
Extraordinary gains, net	$0	33
Net income	$2,276,000	2,143
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$211,000	1,899
Cash dividends	$1,080,000	1,891
Sale, conversion, retirement of capital stock, net	$0	1,144
Net operating income	$2,279,000	2,124
2007-06-30 (YTD Data)		Rank
Total interest income	$5,113,000	3,726
Total interest expense	$2,455,000	3,505
Net interest income	$2,658,000	3,857
Provision for loan and lease losses	$77,000	3,706
Total noninterest income	$1,671,000	1,544
Gross Fiduciary activities income	$0	1,429
Service charges on deposit accounts	$1,356,000	638
Trading account gains and fees	$0	168
Additional Noninterest Income	$315,000	2,937
Total noninterest expense	$2,715,000	3,225
Salaries and employee benefits	$1,643,000	3,001
Premises and equipment expense	$466,000	2,728
Additional noninterest expense	$606,000	3,984
Pre-tax net operating income	$1,537,000	2,630
Securities gains (losses)	$-5,000	7,859
Applicable income taxes	$0	6,265
Income before extraordinary items	$1,532,000	2,176
Extraordinary gains, net	$0	29
Net income	$1,532,000	2,175
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$62,000	2,609
Cash dividends	$720,000	1,943
Sale, conversion, retirement of capital stock, net	$0	1,051
Net operating income	$1,537,000	2,150
2007-03-31 (YTD Data)		Rank
Total interest income	$2,553,000	3,727
Total interest expense	$1,231,000	3,476
Net interest income	$1,322,000	3,872
Provision for loan and lease losses	$29,000	4,032
Total noninterest income	$798,000	1,583
Gross Fiduciary activities income	$0	1,355
Service charges on deposit accounts	$645,000	658
Trading account gains and fees	$0	195
Additional Noninterest Income	$153,000	2,982
Total noninterest expense	$1,343,000	3,268
Salaries and employee benefits	$814,000	3,044
Premises and equipment expense	$231,000	2,775
Additional noninterest expense	$298,000	3,993
Pre-tax net operating income	$748,000	2,678
Securities gains (losses)	$0	1,187
Applicable income taxes	$0	6,196
Income before extraordinary items	$748,000	2,186
Extraordinary gains, net	$0	22
Net income	$748,000	2,186
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$12,000	2,972
Cash dividends	$360,000	1,766
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$748,000	2,178
2006-12-31 (YTD Data)		Rank
Total interest income	$9,550,000	3,700
Total interest expense	$4,624,000	3,231
Net interest income	$4,926,000	4,046
Provision for loan and lease losses	$154,000	4,008
Total noninterest income	$3,067,000	1,591
Gross Fiduciary activities income	$0	1,523
Service charges on deposit accounts	$2,554,000	688
Trading account gains and fees	$0	130
Additional Noninterest Income	$513,000	3,294
Total noninterest expense	$5,321,000	3,178
Salaries and employee benefits	$3,286,000	2,889
Premises and equipment expense	$868,000	2,799
Additional noninterest expense	$1,167,000	4,025
Pre-tax net operating income	$2,518,000	3,115
Securities gains (losses)	$-16,000	7,468
Applicable income taxes	$0	6,600
Income before extraordinary items	$2,502,000	2,623
Extraordinary gains, net	$0	51
Net income	$2,502,000	2,625
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$120,000	2,893
Cash dividends	$1,190,000	2,291
Sale, conversion, retirement of capital stock, net	$0	1,251
Net operating income	$2,518,000	2,591
2006-09-30 (YTD Data)		Rank
Total interest income	$6,985,000	3,749
Total interest expense	$3,354,000	3,217
Net interest income	$3,631,000	4,125
Provision for loan and lease losses	$57,000	4,937
Total noninterest income	$2,276,000	1,612
Gross Fiduciary activities income	$0	1,468
Service charges on deposit accounts	$1,869,000	718
Trading account gains and fees	$0	126
Additional Noninterest Income	$407,000	3,190
Total noninterest expense	$3,798,000	3,314
Salaries and employee benefits	$2,257,000	3,110
Premises and equipment expense	$691,000	2,674
Additional noninterest expense	$850,000	4,089
Pre-tax net operating income	$2,052,000	3,050
Securities gains (losses)	$-41,000	8,113
Applicable income taxes	$0	6,687
Income before extraordinary items	$2,011,000	2,552
Extraordinary gains, net	$0	45
Net income	$2,011,000	2,554
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$68,000	2,805
Cash dividends	$830,000	2,198
Sale, conversion, retirement of capital stock, net	$0	1,045
Net operating income	$2,052,000	2,500
2006-06-30 (YTD Data)		Rank
Total interest income	$4,618,000	3,724
Total interest expense	$2,208,000	3,135
Net interest income	$2,410,000	4,149
Provision for loan and lease losses	$-12,000	8,508
Total noninterest income	$1,488,000	1,657
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$1,219,000	722
Trading account gains and fees	$0	126
Additional Noninterest Income	$269,000	3,205
Total noninterest expense	$2,499,000	3,345
Salaries and employee benefits	$1,497,000	3,119
Premises and equipment expense	$450,000	2,720
Additional noninterest expense	$552,000	4,172
Pre-tax net operating income	$1,411,000	3,002
Securities gains (losses)	$-85,000	8,501
Applicable income taxes	$0	6,706
Income before extraordinary items	$1,326,000	2,579
Extraordinary gains, net	$0	39
Net income	$1,326,000	2,581
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$56,000	2,363
Cash dividends	$560,000	2,217
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$1,411,000	2,441
2006-03-31 (YTD Data)		Rank
Total interest income	$2,278,000	3,706
Total interest expense	$1,061,000	3,110
Net interest income	$1,217,000	4,121
Provision for loan and lease losses	$-82,000	8,656
Total noninterest income	$713,000	1,671
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$561,000	756
Trading account gains and fees	$0	115
Additional Noninterest Income	$152,000	2,950
Total noninterest expense	$1,273,000	3,319
Salaries and employee benefits	$746,000	3,164
Premises and equipment expense	$227,000	2,699
Additional noninterest expense	$300,000	3,896
Pre-tax net operating income	$739,000	2,864
Securities gains (losses)	$-28,000	8,452
Applicable income taxes	$0	6,588
Income before extraordinary items	$711,000	2,415
Extraordinary gains, net	$0	21
Net income	$711,000	2,417
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-79,000	8,600
Cash dividends	$0	3,943
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$739,000	2,332
2005-12-31 (YTD Data)		Rank
Total interest income	$7,884,000	3,797
Total interest expense	$3,178,000	3,173
Net interest income	$4,706,000	4,133
Provision for loan and lease losses	$330,000	2,627
Total noninterest income	$2,485,000	1,881
Gross Fiduciary activities income	$0	1,557
Service charges on deposit accounts	$2,042,000	852
Trading account gains and fees	$0	138
Additional Noninterest Income	$443,000	3,594
Total noninterest expense	$4,905,000	3,287
Salaries and employee benefits	$2,941,000	3,015
Premises and equipment expense	$799,000	2,901
Additional noninterest expense	$1,165,000	3,938
Pre-tax net operating income	$1,956,000	3,745
Securities gains (losses)	$-85,000	8,369
Applicable income taxes	$0	6,964
Income before extraordinary items	$1,871,000	3,259
Extraordinary gains, net	$0	46
Net income	$1,871,000	3,261
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$487,000	1,191
Cash dividends	$720,000	3,020
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$1,956,000	3,108
2005-09-30 (YTD Data)		Rank
Total interest income	$5,715,000	3,846
Total interest expense	$2,197,000	3,249
Net interest income	$3,518,000	4,143
Provision for loan and lease losses	$141,000	3,576
Total noninterest income	$1,743,000	1,977
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$1,410,000	924
Trading account gains and fees	$0	126
Additional Noninterest Income	$333,000	3,615
Total noninterest expense	$3,579,000	3,341
Salaries and employee benefits	$2,048,000	3,215
Premises and equipment expense	$602,000	2,874
Additional noninterest expense	$929,000	3,715
Pre-tax net operating income	$1,541,000	3,675
Securities gains (losses)	$-33,000	8,363
Applicable income taxes	$0	6,976
Income before extraordinary items	$1,508,000	3,116
Extraordinary gains, net	$0	35
Net income	$1,508,000	3,117
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$106,000	2,470
Cash dividends	$450,000	2,957
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$1,541,000	3,027
2005-06-30 (YTD Data)		Rank
Total interest income	$3,743,000	3,821
Total interest expense	$1,432,000	3,165
Net interest income	$2,311,000	4,165
Provision for loan and lease losses	$109,000	3,247
Total noninterest income	$1,139,000	1,987
Gross Fiduciary activities income	$0	1,480
Service charges on deposit accounts	$920,000	921
Trading account gains and fees	$0	116
Additional Noninterest Income	$219,000	3,611
Total noninterest expense	$2,342,000	3,368
Salaries and employee benefits	$1,360,000	3,204
Premises and equipment expense	$387,000	2,941
Additional noninterest expense	$595,000	3,835
Pre-tax net operating income	$999,000	3,711
Securities gains (losses)	$-22,000	8,391
Applicable income taxes	$0	6,961
Income before extraordinary items	$977,000	3,144
Extraordinary gains, net	$0	30
Net income	$977,000	3,145
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$59,000	2,529
Cash dividends	$270,000	3,119
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$999,000	3,047
2005-03-31 (YTD Data)		Rank
Total interest income	$1,822,000	3,877
Total interest expense	$705,000	3,098
Net interest income	$1,117,000	4,276
Provision for loan and lease losses	$57,000	3,030
Total noninterest income	$560,000	1,971
Gross Fiduciary activities income	$0	1,418
Service charges on deposit accounts	$464,000	887
Trading account gains and fees	$0	115
Additional Noninterest Income	$96,000	3,813
Total noninterest expense	$1,160,000	3,403
Salaries and employee benefits	$670,000	3,244
Premises and equipment expense	$206,000	2,807
Additional noninterest expense	$284,000	3,974
Pre-tax net operating income	$460,000	3,902
Securities gains (losses)	$-10,000	8,531
Applicable income taxes	$0	6,892
Income before extraordinary items	$450,000	3,309
Extraordinary gains, net	$0	24
Net income	$450,000	3,310
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$33,000	2,093
Cash dividends	$90,000	3,047
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$460,000	3,214
2004-12-31 (YTD Data)		Rank
Total interest income	$6,464,000	4,037
Total interest expense	$1,835,000	3,911
Net interest income	$4,629,000	4,036
Provision for loan and lease losses	$323,000	2,772
Total noninterest income	$2,043,000	2,168
Gross Fiduciary activities income	$0	1,582
Service charges on deposit accounts	$1,715,000	1,043
Trading account gains and fees	$0	138
Additional Noninterest Income	$328,000	4,099
Total noninterest expense	$4,762,000	3,264
Salaries and employee benefits	$2,641,000	3,197
Premises and equipment expense	$736,000	2,999
Additional noninterest expense	$1,385,000	3,333
Pre-tax net operating income	$1,587,000	4,105
Securities gains (losses)	$18,000	2,469
Applicable income taxes	$0	7,185
Income before extraordinary items	$1,605,000	3,459
Extraordinary gains, net	$0	34
Net income	$1,605,000	3,458
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$534,000	1,271
Cash dividends	$810,000	2,682
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$1,587,000	3,418
2004-09-30 (YTD Data)		Rank
Total interest income	$4,716,000	4,103
Total interest expense	$1,236,000	4,189
Net interest income	$3,480,000	4,028
Provision for loan and lease losses	$265,000	2,488
Total noninterest income	$1,551,000	2,162
Gross Fiduciary activities income	$0	1,547
Service charges on deposit accounts	$1,277,000	1,057
Trading account gains and fees	$0	134
Additional Noninterest Income	$274,000	3,899
Total noninterest expense	$3,305,000	3,448
Salaries and employee benefits	$1,772,000	3,482
Premises and equipment expense	$519,000	3,150
Additional noninterest expense	$1,014,000	3,385
Pre-tax net operating income	$1,461,000	3,630
Securities gains (losses)	$18,000	2,374
Applicable income taxes	$0	7,220
Income before extraordinary items	$1,479,000	2,987
Extraordinary gains, net	$0	26
Net income	$1,479,000	2,988
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$477,000	990
Cash dividends	$630,000	2,337
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$1,461,000	2,940
2004-06-30 (YTD Data)		Rank
Total interest income	$3,105,000	4,139
Total interest expense	$793,000	4,312
Net interest income	$2,312,000	4,035
Provision for loan and lease losses	$206,000	2,155
Total noninterest income	$979,000	2,228
Gross Fiduciary activities income	$0	1,518
Service charges on deposit accounts	$825,000	1,075
Trading account gains and fees	$0	130
Additional Noninterest Income	$154,000	4,256
Total noninterest expense	$2,145,000	3,535
Salaries and employee benefits	$1,137,000	3,595
Premises and equipment expense	$332,000	3,268
Additional noninterest expense	$676,000	3,399
Pre-tax net operating income	$940,000	3,680
Securities gains (losses)	$-8,000	8,658
Applicable income taxes	$0	7,214
Income before extraordinary items	$932,000	3,108
Extraordinary gains, net	$0	21
Net income	$932,000	3,109
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$147,000	1,694
Cash dividends	$450,000	2,291
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$940,000	3,009
2004-03-31 (YTD Data)		Rank
Total interest income	$1,612,000	4,042
Total interest expense	$398,000	4,354
Net interest income	$1,214,000	3,860
Provision for loan and lease losses	$117,000	1,897
Total noninterest income	$463,000	2,280
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$396,000	1,078
Trading account gains and fees	$0	121
Additional Noninterest Income	$67,000	4,532
Total noninterest expense	$1,083,000	3,532
Salaries and employee benefits	$543,000	3,762
Premises and equipment expense	$217,000	2,611
Additional noninterest expense	$323,000	3,527
Pre-tax net operating income	$477,000	3,651
Securities gains (losses)	$-8,000	8,893
Applicable income taxes	$0	7,103
Income before extraordinary items	$469,000	3,093
Extraordinary gains, net	$0	16
Net income	$469,000	3,093
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$51,000	1,934
Cash dividends	$270,000	1,853
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$477,000	2,943
2003-12-31 (YTD Data)		Rank
Total interest income	$6,292,000	4,173
Total interest expense	$1,615,000	4,668
Net interest income	$4,677,000	3,878
Provision for loan and lease losses	$605,000	1,826
Total noninterest income	$1,835,000	2,461
Gross Fiduciary activities income	$0	1,641
Service charges on deposit accounts	$1,531,000	1,127
Trading account gains and fees	$0	160
Additional Noninterest Income	$304,000	4,481
Total noninterest expense	$4,447,000	3,382
Salaries and employee benefits	$2,459,000	3,314
Premises and equipment expense	$711,000	3,045
Additional noninterest expense	$1,277,000	3,550
Pre-tax net operating income	$1,460,000	4,190
Securities gains (losses)	$61,000	2,329
Applicable income taxes	$0	7,459
Income before extraordinary items	$1,521,000	3,526
Extraordinary gains, net	$0	54
Net income	$1,521,000	3,526
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$923,000	984
Cash dividends	$270,000	4,530
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$1,460,000	3,473
2003-09-30 (YTD Data)		Rank
Total interest income	$4,666,000	4,253
Total interest expense	$1,211,000	4,794
Net interest income	$3,455,000	3,946
Provision for loan and lease losses	$486,000	1,703
Total noninterest income	$1,357,000	2,537
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$1,120,000	1,160
Trading account gains and fees	$0	153
Additional Noninterest Income	$237,000	4,478
Total noninterest expense	$3,135,000	3,568
Salaries and employee benefits	$1,718,000	3,496
Premises and equipment expense	$558,000	2,928
Additional noninterest expense	$859,000	3,858
Pre-tax net operating income	$1,191,000	4,097
Securities gains (losses)	$61,000	2,145
Applicable income taxes	$0	7,524
Income before extraordinary items	$1,252,000	3,383
Extraordinary gains, net	$0	40
Net income	$1,252,000	3,382
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$683,000	916
Cash dividends	$270,000	3,640
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$1,191,000	3,357
2003-06-30 (YTD Data)		Rank
Total interest income	$3,174,000	4,227
Total interest expense	$840,000	4,781
Net interest income	$2,334,000	3,907
Provision for loan and lease losses	$366,000	1,519
Total noninterest income	$895,000	2,539
Gross Fiduciary activities income	$0	1,577
Service charges on deposit accounts	$728,000	1,175
Trading account gains and fees	$0	150
Additional Noninterest Income	$167,000	4,364
Total noninterest expense	$2,117,000	3,514
Salaries and employee benefits	$1,150,000	3,493
Premises and equipment expense	$371,000	2,942
Additional noninterest expense	$596,000	3,718
Pre-tax net operating income	$746,000	4,257
Securities gains (losses)	$30,000	2,360
Applicable income taxes	$0	7,529
Income before extraordinary items	$776,000	3,594
Extraordinary gains, net	$0	30
Net income	$776,000	3,594
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$510,000	832
Cash dividends	$90,000	4,379
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$746,000	3,493
2003-03-31 (YTD Data)		Rank
Total interest income	$1,591,000	4,249
Total interest expense	$436,000	4,767
Net interest income	$1,155,000	3,941
Provision for loan and lease losses	$231,000	1,192
Total noninterest income	$423,000	2,571
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$350,000	1,192
Trading account gains and fees	$0	134
Additional Noninterest Income	$73,000	4,524
Total noninterest expense	$1,055,000	3,509
Salaries and employee benefits	$589,000	3,413
Premises and equipment expense	$177,000	3,056
Additional noninterest expense	$289,000	3,765
Pre-tax net operating income	$292,000	4,853
Securities gains (losses)	$30,000	1,696
Applicable income taxes	$0	7,403
Income before extraordinary items	$322,000	4,051
Extraordinary gains, net	$0	21
Net income	$322,000	4,049
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$219,000	894
Cash dividends	$0	3,930
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$292,000	4,131
2002-12-31 (YTD Data)		Rank
Total interest income	$6,877,000	4,106
Total interest expense	$2,190,000	4,521
Net interest income	$4,687,000	3,853
Provision for loan and lease losses	$1,494,000	954
Total noninterest income	$1,833,000	2,293
Gross Fiduciary activities income	$0	1,713
Service charges on deposit accounts	$1,499,000	1,072
Trading account gains and fees	$0	153
Additional Noninterest Income	$334,000	4,032
Total noninterest expense	$4,396,000	3,285
Salaries and employee benefits	$2,386,000	3,238
Premises and equipment expense	$727,000	2,906
Additional noninterest expense	$1,283,000	3,421
Pre-tax net operating income	$630,000	6,326
Securities gains (losses)	$-70,000	9,103
Applicable income taxes	$0	7,681
Income before extraordinary items	$560,000	6,145
Extraordinary gains, net	$0	70
Net income	$560,000	6,145
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,078,000	897
Cash dividends	$180,000	5,004
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$630,000	5,714
2001-12-31 (YTD Data)		Rank
Total interest income	$8,105,000	3,981
Total interest expense	$3,606,000	4,113
Net interest income	$4,499,000	3,765
Provision for loan and lease losses	$1,429,000	951
Total noninterest income	$1,755,000	2,238
Gross Fiduciary activities income	$0	1,731
Service charges on deposit accounts	$1,454,000	1,025
Trading account gains and fees	$0	177
Additional Noninterest Income	$301,000	4,116
Total noninterest expense	$3,985,000	3,442
Salaries and employee benefits	$2,113,000	3,434
Premises and equipment expense	$723,000	2,874
Additional noninterest expense	$1,149,000	3,642
Pre-tax net operating income	$840,000	5,363
Securities gains (losses)	$-61,000	9,464
Applicable income taxes	$51,000	6,689
Income before extraordinary items	$728,000	5,130
Extraordinary gains, net	$0	105
Net income	$728,000	5,134
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,043,000	909
Cash dividends	$441,000	3,686
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$784,730	4,804
2000-12-31 (YTD Data)		Rank
Total interest income	$8,237,000	4,034
Total interest expense	$4,144,000	3,867
Net interest income	$4,093,000	4,109
Provision for loan and lease losses	$1,197,000	924
Total noninterest income	$1,286,000	2,620
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$1,083,000	1,247
Trading account gains and fees	NA	NA
Additional Noninterest Income	$203,000	4,761
Total noninterest expense	$3,711,000	3,531
Salaries and employee benefits	$2,040,000	3,404
Premises and equipment expense	$712,000	2,842
Additional noninterest expense	$959,000	4,116
Pre-tax net operating income	$471,000	7,141
Securities gains (losses)	$-175,000	9,555
Applicable income taxes	$57,000	7,132
Income before extraordinary items	$239,000	7,849
Extraordinary gains, net	$0	38
Net income	$239,000	7,849
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,144,000	680
Cash dividends	$255,000	4,735
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$380,750	6,977
1999-12-31 (YTD Data)		Rank
Total interest income	$6,939,000	4,432
Total interest expense	$3,151,000	4,420
Net interest income	$3,788,000	4,367
Provision for loan and lease losses	$944,000	1,022
Total noninterest income	$1,116,000	2,855
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$908,000	1,427
Trading account gains and fees	NA	NA
Additional Noninterest Income	$208,000	4,850
Total noninterest expense	$3,197,000	4,002
Salaries and employee benefits	$1,790,000	3,759
Premises and equipment expense	$607,000	3,215
Additional noninterest expense	$800,000	4,784
Pre-tax net operating income	$763,000	6,072
Securities gains (losses)	$-4,000	9,004
Applicable income taxes	$63,000	7,459
Income before extraordinary items	$696,000	5,477
Extraordinary gains, net	$0	35
Net income	$696,000	5,474
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$563,000	1,115
Cash dividends	$500,000	3,483
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$699,680	5,430
1998-12-31 (YTD Data)		Rank
Total interest income	$6,444,000	4,712
Total interest expense	$2,893,000	4,858
Net interest income	$3,551,000	4,544
Provision for loan and lease losses	$595,000	1,515
Total noninterest income	$1,100,000	2,877
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$866,000	1,451
Trading account gains and fees	NA	NA
Additional Noninterest Income	$234,000	4,560
Total noninterest expense	$2,331,000	5,014
Salaries and employee benefits	$1,295,000	4,779
Premises and equipment expense	$363,000	4,762
Additional noninterest expense	$673,000	5,322
Pre-tax net operating income	$1,725,000	3,761
Securities gains (losses)	$10,000	2,952
Applicable income taxes	$43,000	8,450
Income before extraordinary items	$1,692,000	2,945
Extraordinary gains, net	$0	32
Net income	$1,692,000	2,947
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$465,000	1,331
Cash dividends	$1,027,000	2,155
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$1,682,200	2,868
1997-12-31 (YTD Data)		Rank
Total interest income	$5,642,000	5,301
Total interest expense	$2,531,000	5,363
Net interest income	$3,111,000	5,153
Provision for loan and lease losses	$218,000	3,266
Total noninterest income	$938,000	3,204
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$761,000	1,706
Trading account gains and fees	NA	NA
Additional Noninterest Income	$177,000	5,246
Total noninterest expense	$1,967,000	5,722
Salaries and employee benefits	$1,050,000	5,681
Premises and equipment expense	$368,000	4,728
Additional noninterest expense	$549,000	6,124
Pre-tax net operating income	$1,864,000	3,750
Securities gains (losses)	$6,000	2,665
Applicable income taxes	$589,000	3,737
Income before extraordinary items	$1,281,000	3,844
Extraordinary gains, net	$0	44
Net income	$1,281,000	3,843
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$66,000	4,640
Cash dividends	$360,000	4,163
Sale, conversion, retirement of capital stock, net	$0	1,030
Net operating income	$1,276,860	3,791
1996-12-31 (YTD Data)		Rank
Total interest income	$4,974,000	5,959
Total interest expense	$2,245,000	5,957
Net interest income	$2,729,000	5,835
Provision for loan and lease losses	$267,000	2,826
Total noninterest income	$834,000	3,589
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$676,000	1,998
Trading account gains and fees	NA	NA
Additional Noninterest Income	$158,000	5,829
Total noninterest expense	$1,874,000	6,230
Salaries and employee benefits	$903,000	6,448
Premises and equipment expense	$330,000	5,225
Additional noninterest expense	$641,000	6,087
Pre-tax net operating income	$1,422,000	4,526
Securities gains (losses)	$0	4,148
Applicable income taxes	$466,000	4,387
Income before extraordinary items	$956,000	4,654
Extraordinary gains, net	$0	53
Net income	$956,000	4,655
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$317,000	1,989
Cash dividends	$270,000	4,778
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$956,000	4,604
1995-12-31 (YTD Data)		Rank
Total interest income	$4,705,000	6,233
Total interest expense	$2,165,000	6,145
Net interest income	$2,540,000	6,241
Provision for loan and lease losses	$296,000	2,325
Total noninterest income	$741,000	3,912
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$634,000	2,141
Trading account gains and fees	NA	NA
Additional Noninterest Income	$107,000	7,021
Total noninterest expense	$1,668,000	6,807
Salaries and employee benefits	$833,000	6,933
Premises and equipment expense	$251,000	6,325
Additional noninterest expense	$584,000	6,633
Pre-tax net operating income	$1,317,000	4,910
Securities gains (losses)	$0	3,831
Applicable income taxes	$430,000	4,693
Income before extraordinary items	$887,000	5,046
Extraordinary gains, net	$0	65
Net income	$887,000	5,046
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$247,000	2,197
Cash dividends	$270,000	4,792
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$887,000	5,039
1994-12-31 (YTD Data)		Rank
Total interest income	$3,785,000	6,956
Total interest expense	$1,458,000	7,015
Net interest income	$2,327,000	6,805
Provision for loan and lease losses	$221,000	2,846
Total noninterest income	$669,000	4,270
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$500,000	2,747
Trading account gains and fees	NA	NA
Additional Noninterest Income	$169,000	5,830
Total noninterest expense	$1,546,000	7,453
Salaries and employee benefits	$758,000	7,461
Premises and equipment expense	$226,000	6,941
Additional noninterest expense	$562,000	7,327
Pre-tax net operating income	$1,229,000	5,151
Securities gains (losses)	$-9,000	9,765
Applicable income taxes	$403,000	4,732
Income before extraordinary items	$817,000	5,282
Extraordinary gains, net	$0	249
Net income	$817,000	5,292
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$236,000	2,231
Cash dividends	$270,000	4,747
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$823,030	5,309
1993-12-31 (YTD Data)		Rank
Total interest income	$3,340,000	7,772
Total interest expense	$1,174,000	8,378
Net interest income	$2,166,000	7,265
Provision for loan and lease losses	$161,000	4,460
Total noninterest income	$589,000	5,022
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$484,000	2,887
Trading account gains and fees	NA	NA
Additional Noninterest Income	$105,000	7,719
Total noninterest expense	$1,319,000	8,439
Salaries and employee benefits	$654,000	8,358
Premises and equipment expense	$212,000	7,448
Additional noninterest expense	$453,000	8,692
Pre-tax net operating income	$1,275,000	4,942
Securities gains (losses)	$11,000	5,374
Applicable income taxes	$421,000	4,821
Income before extraordinary items	$865,000	5,237
Extraordinary gains, net	$0	3,149
Net income	$865,000	5,381
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$24,000	7,435
Cash dividends	$0	9,081
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$857,630	5,061
1992-12-31 (YTD Data)		Rank
Total interest income	$2,956,000	9,071
Total interest expense	$1,160,000	9,757
Net interest income	$1,796,000	8,358
Provision for loan and lease losses	$123,000	6,648
Total noninterest income	$540,000	5,331
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$424,000	3,283
Trading account gains and fees	NA	NA
Additional Noninterest Income	$116,000	7,567
Total noninterest expense	$1,156,000	9,258
Salaries and employee benefits	$581,000	8,983
Premises and equipment expense	$184,000	8,213
Additional noninterest expense	$391,000	9,672
Pre-tax net operating income	$1,057,000	5,411
Securities gains (losses)	$23,000	5,402
Applicable income taxes	$349,000	5,368
Income before extraordinary items	$731,000	5,735
Extraordinary gains, net	$0	1,422
Net income	$731,000	5,803
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$46,000	7,730
Cash dividends	$0	8,912
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$715,360	5,488

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.