Home > Texas Bank and Trust of Brownsville > Income and Expense
Texas Bank and Trust of Brownsville, Income and Expense
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $3,326,000 | 7,377 |
| Total interest expense | $1,365,000 | 7,674 |
| Net interest income | $1,961,000 | 6,996 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $408,000 | 5,662 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $239,000 | 4,804 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $169,000 | 5,381 |
| Total noninterest expense | $1,780,000 | 6,115 |
| Salaries and employee benefits | $794,000 | 6,821 |
| Premises and equipment expense | $266,000 | 5,845 |
| Additional noninterest expense | $720,000 | 5,112 |
| Pre-tax net operating income | $589,000 | 7,476 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $188,000 | 7,057 |
| Income before extraordinary items | $401,000 | 7,627 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $401,000 | 7,630 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,000 | 5,573 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $401,000 | 7,573 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $3,137,000 | 7,832 |
| Total interest expense | $1,309,000 | 8,077 |
| Net interest income | $1,828,000 | 7,500 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $370,000 | 6,205 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $258,000 | 4,718 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $112,000 | 6,807 |
| Total noninterest expense | $1,390,000 | 7,418 |
| Salaries and employee benefits | $748,000 | 7,259 |
| Premises and equipment expense | $289,000 | 5,733 |
| Additional noninterest expense | $353,000 | 8,334 |
| Pre-tax net operating income | $808,000 | 6,472 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $274,000 | 6,123 |
| Income before extraordinary items | $534,000 | 6,670 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $534,000 | 6,673 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $40,000 | 5,716 |
| Cash dividends | $205,000 | 5,357 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $534,000 | 6,610 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,045,000 | 8,143 |
| Total interest expense | $1,224,000 | 8,510 |
| Net interest income | $1,821,000 | 7,709 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $370,000 | 6,268 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $254,000 | 4,891 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $116,000 | 6,743 |
| Total noninterest expense | $1,411,000 | 7,553 |
| Salaries and employee benefits | $710,000 | 7,664 |
| Premises and equipment expense | $225,000 | 6,752 |
| Additional noninterest expense | $476,000 | 7,466 |
| Pre-tax net operating income | $780,000 | 6,914 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $267,000 | 6,412 |
| Income before extraordinary items | $513,000 | 7,146 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $513,000 | 7,145 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-15,000 | 10,875 |
| Cash dividends | $330,000 | 4,305 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $513,000 | 7,121 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,794,000 | 8,392 |
| Total interest expense | $1,085,000 | 8,340 |
| Net interest income | $1,709,000 | 8,274 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $388,000 | 6,252 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $255,000 | 4,971 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $133,000 | 6,595 |
| Total noninterest expense | $1,466,000 | 7,707 |
| Salaries and employee benefits | $724,000 | 7,708 |
| Premises and equipment expense | $208,000 | 7,250 |
| Additional noninterest expense | $534,000 | 7,564 |
| Pre-tax net operating income | $631,000 | 7,828 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $241,000 | 6,672 |
| Income before extraordinary items | $390,000 | 8,279 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $390,000 | 8,281 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-22,000 | 11,321 |
| Cash dividends | $145,000 | 6,196 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $390,000 | 8,329 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,621,000 | 8,966 |
| Total interest expense | $1,034,000 | 8,951 |
| Net interest income | $1,587,000 | 8,839 |
| Provision for loan and lease losses | $-150,000 | 12,974 |
| Total noninterest income | $349,000 | 7,041 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $243,000 | 5,221 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $106,000 | 7,681 |
| Total noninterest expense | $1,536,000 | 7,708 |
| Salaries and employee benefits | $706,000 | 7,960 |
| Premises and equipment expense | $263,000 | 6,446 |
| Additional noninterest expense | $567,000 | 7,625 |
| Pre-tax net operating income | $550,000 | 8,297 |
| Securities gains (losses) | $65,000 | 3,068 |
| Applicable income taxes | $103,000 | 9,654 |
| Income before extraordinary items | $512,000 | 7,447 |
| Extraordinary gains, net | $-32,000 | 12,575 |
| Net income | $480,000 | 7,892 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-40,000 | 12,541 |
| Cash dividends | $345,000 | 4,044 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $458,050 | 7,649 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,772,000 | 9,385 |
| Total interest expense | $1,331,000 | 9,117 |
| Net interest income | $1,441,000 | 9,479 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $353,000 | 7,075 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $264,000 | 4,928 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $89,000 | 8,478 |
| Total noninterest expense | $1,495,000 | 7,933 |
| Salaries and employee benefits | $653,000 | 8,365 |
| Premises and equipment expense | $242,000 | 6,944 |
| Additional noninterest expense | $600,000 | 7,515 |
| Pre-tax net operating income | $299,000 | 10,149 |
| Securities gains (losses) | $177,000 | 2,187 |
| Applicable income taxes | $159,000 | 8,397 |
| Income before extraordinary items | $317,000 | 9,076 |
| Extraordinary gains, net | $159,000 | 533 |
| Net income | $476,000 | 7,638 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-9,000 | 12,762 |
| Cash dividends | $248,000 | 4,530 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $198,410 | 10,284 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.