Home > Texas American Bank > Income and Expense
Texas American Bank, Income and Expense
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $4,507,000 | 6,450 |
| Total interest expense | $1,531,000 | 7,610 |
| Net interest income | $2,976,000 | 5,526 |
| Provision for loan and lease losses | $38,000 | 6,705 |
| Total noninterest income | $498,000 | 5,205 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $375,000 | 3,558 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $123,000 | 6,567 |
| Total noninterest expense | $2,281,000 | 5,398 |
| Salaries and employee benefits | $1,153,000 | 5,399 |
| Premises and equipment expense | $350,000 | 5,024 |
| Additional noninterest expense | $778,000 | 5,374 |
| Pre-tax net operating income | $1,155,000 | 5,400 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $402,000 | 4,937 |
| Income before extraordinary items | $753,000 | 5,699 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $753,000 | 5,697 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 7,576 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $753,000 | 5,675 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,452,000 | 7,403 |
| Total interest expense | $1,017,000 | 8,620 |
| Net interest income | $2,435,000 | 6,599 |
| Provision for loan and lease losses | $66,000 | 5,441 |
| Total noninterest income | $491,000 | 5,359 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $377,000 | 3,586 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $114,000 | 7,101 |
| Total noninterest expense | $1,915,000 | 6,415 |
| Salaries and employee benefits | $913,000 | 6,550 |
| Premises and equipment expense | $255,000 | 6,434 |
| Additional noninterest expense | $747,000 | 6,008 |
| Pre-tax net operating income | $945,000 | 6,189 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $136,000 | 8,588 |
| Income before extraordinary items | $809,000 | 5,323 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $809,000 | 5,335 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,921 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $809,000 | 5,375 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,471,000 | 9,248 |
| Total interest expense | $788,000 | 10,106 |
| Net interest income | $1,683,000 | 8,538 |
| Provision for loan and lease losses | $-50,000 | 12,736 |
| Total noninterest income | $497,000 | 5,624 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $333,000 | 4,048 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $164,000 | 6,280 |
| Total noninterest expense | $1,574,000 | 7,577 |
| Salaries and employee benefits | $697,000 | 8,016 |
| Premises and equipment expense | $233,000 | 7,032 |
| Additional noninterest expense | $644,000 | 6,980 |
| Pre-tax net operating income | $656,000 | 7,598 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $20,000 | 11,603 |
| Income before extraordinary items | $636,000 | 6,522 |
| Extraordinary gains, net | $20,000 | 2,703 |
| Net income | $656,000 | 6,553 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-23,000 | 12,222 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $636,000 | 6,278 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,917,000 | 11,061 |
| Total interest expense | $757,000 | 11,538 |
| Net interest income | $1,160,000 | 10,480 |
| Provision for loan and lease losses | $-329,000 | 13,871 |
| Total noninterest income | $483,000 | 5,781 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $293,000 | 4,528 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $190,000 | 5,835 |
| Total noninterest expense | $1,468,000 | 8,034 |
| Salaries and employee benefits | $508,000 | 9,707 |
| Premises and equipment expense | $245,000 | 6,885 |
| Additional noninterest expense | $715,000 | 6,665 |
| Pre-tax net operating income | $504,000 | 8,384 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $174,000 | 8,098 |
| Income before extraordinary items | $330,000 | 8,931 |
| Extraordinary gains, net | $174,000 | 495 |
| Net income | $504,000 | 7,387 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-106,000 | 13,735 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $330,000 | 8,570 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.