Home > Teton Banks > Income and Expense
Teton Banks, Income and Expense
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $6,218,000 | 2,788 |
| Total interest expense | $297,000 | 4,071 |
| Net interest income | $5,921,000 | 2,652 |
| Provision for loan and lease losses | $182,000 | 2,129 |
| Total noninterest income | $706,000 | 3,133 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $392,000 | 2,020 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $314,000 | 3,515 |
| Total noninterest expense | $3,212,000 | 3,516 |
| Salaries and employee benefits | $1,808,000 | 3,469 |
| Premises and equipment expense | $194,000 | 4,585 |
| Additional noninterest expense | $1,210,000 | 3,200 |
| Pre-tax net operating income | $3,233,000 | 1,850 |
| Securities gains (losses) | $26,000 | 2,184 |
| Applicable income taxes | $0 | 4,325 |
| Income before extraordinary items | $3,259,000 | 1,568 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $3,259,000 | 1,567 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $3,259,000 | 1,568 |
| Net charge-offs | $55,000 | 2,517 |
| Cash dividends | $2,762,000 | 820 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $3,233,000 | 1,540 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $4,147,000 | 2,799 |
| Total interest expense | $235,000 | 3,787 |
| Net interest income | $3,912,000 | 2,675 |
| Provision for loan and lease losses | $182,000 | 1,714 |
| Total noninterest income | $471,000 | 3,138 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $260,000 | 2,005 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $211,000 | 3,519 |
| Total noninterest expense | $2,104,000 | 3,574 |
| Salaries and employee benefits | $1,231,000 | 3,442 |
| Premises and equipment expense | $123,000 | 4,691 |
| Additional noninterest expense | $750,000 | 3,382 |
| Pre-tax net operating income | $2,097,000 | 1,861 |
| Securities gains (losses) | $25,000 | 1,834 |
| Applicable income taxes | $0 | 4,338 |
| Income before extraordinary items | $2,122,000 | 1,572 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $2,122,000 | 1,572 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,122,000 | 1,572 |
| Net charge-offs | $19,000 | 2,811 |
| Cash dividends | $2,762,000 | 602 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $2,097,000 | 1,546 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $1,997,000 | 2,866 |
| Total interest expense | $125,000 | 3,707 |
| Net interest income | $1,872,000 | 2,759 |
| Provision for loan and lease losses | $91,000 | 1,584 |
| Total noninterest income | $227,000 | 3,166 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $127,000 | 2,023 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $100,000 | 3,554 |
| Total noninterest expense | $1,013,000 | 3,686 |
| Salaries and employee benefits | $584,000 | 3,585 |
| Premises and equipment expense | $59,000 | 4,777 |
| Additional noninterest expense | $370,000 | 3,410 |
| Pre-tax net operating income | $995,000 | 1,931 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $0 | 4,259 |
| Income before extraordinary items | $995,000 | 1,627 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $995,000 | 1,628 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $995,000 | 1,628 |
| Net charge-offs | $-2,000 | 4,420 |
| Cash dividends | $550,000 | 1,129 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $995,000 | 1,593 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $4,647,000 | 4,012 |
| Total interest expense | $260,000 | 4,832 |
| Net interest income | $4,387,000 | 3,873 |
| Provision for loan and lease losses | $160,000 | 2,566 |
| Total noninterest income | $549,000 | 4,037 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $292,000 | 3,079 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $257,000 | 4,159 |
| Total noninterest expense | $2,468,000 | 4,714 |
| Salaries and employee benefits | $1,420,000 | 4,603 |
| Premises and equipment expense | $142,000 | 5,459 |
| Additional noninterest expense | $906,000 | 4,475 |
| Pre-tax net operating income | $2,308,000 | 2,771 |
| Securities gains (losses) | $0 | 3,216 |
| Applicable income taxes | $0 | 4,402 |
| Income before extraordinary items | $2,308,000 | 2,470 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $2,308,000 | 2,472 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,308,000 | 2,472 |
| Net charge-offs | $5,000 | 4,193 |
| Cash dividends | $1,330,000 | 1,781 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $2,308,000 | 2,428 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $2,532,000 | 4,688 |
| Total interest expense | $164,000 | 5,133 |
| Net interest income | $2,368,000 | 4,584 |
| Provision for loan and lease losses | $64,000 | 3,071 |
| Total noninterest income | $299,000 | 4,513 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $167,000 | 3,571 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $132,000 | 4,630 |
| Total noninterest expense | $1,197,000 | 5,397 |
| Salaries and employee benefits | $680,000 | 5,322 |
| Premises and equipment expense | $60,000 | 5,931 |
| Additional noninterest expense | $457,000 | 5,195 |
| Pre-tax net operating income | $1,406,000 | 3,192 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $0 | 4,489 |
| Income before extraordinary items | $1,406,000 | 2,887 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,406,000 | 2,886 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,406,000 | 2,888 |
| Net charge-offs | $-3,000 | 4,866 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $1,406,000 | 2,831 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $403,000 | 6,167 |
| Total interest expense | $50,000 | 5,867 |
| Net interest income | $353,000 | 6,172 |
| Provision for loan and lease losses | $0 | 4,069 |
| Total noninterest income | $63,000 | 5,677 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $37,000 | 5,131 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $26,000 | 5,595 |
| Total noninterest expense | $196,000 | 6,301 |
| Salaries and employee benefits | $121,000 | 6,271 |
| Premises and equipment expense | $9,000 | 6,302 |
| Additional noninterest expense | $66,000 | 6,277 |
| Pre-tax net operating income | $220,000 | 5,161 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $0 | 4,497 |
| Income before extraordinary items | $220,000 | 5,049 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $220,000 | 5,051 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $220,000 | 5,053 |
| Net charge-offs | $-1,000 | 4,579 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $220,000 | 4,990 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $1,877,000 | 2,985 |
| Total interest expense | $245,000 | 2,520 |
| Net interest income | $1,632,000 | 3,047 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $235,000 | 3,142 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $134,000 | 1,983 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $101,000 | 3,585 |
| Total noninterest expense | $904,000 | 4,029 |
| Salaries and employee benefits | $552,000 | 3,782 |
| Premises and equipment expense | $56,000 | 5,069 |
| Additional noninterest expense | $296,000 | 4,004 |
| Pre-tax net operating income | $963,000 | 1,914 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $342,000 | 1,323 |
| Income before extraordinary items | $621,000 | 2,329 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $621,000 | 2,330 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $621,000 | 2,330 |
| Net charge-offs | $-1,000 | 4,352 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $621,000 | 2,266 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $7,681,000 | 2,960 |
| Total interest expense | $1,045,000 | 2,510 |
| Net interest income | $6,636,000 | 3,012 |
| Provision for loan and lease losses | $36,000 | 3,976 |
| Total noninterest income | $1,031,000 | 3,063 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $600,000 | 1,962 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $431,000 | 3,489 |
| Total noninterest expense | $4,509,000 | 3,545 |
| Salaries and employee benefits | $2,984,000 | 3,087 |
| Premises and equipment expense | $247,000 | 5,018 |
| Additional noninterest expense | $1,278,000 | 3,918 |
| Pre-tax net operating income | $3,122,000 | 2,210 |
| Securities gains (losses) | $28,000 | 2,114 |
| Applicable income taxes | $807,000 | 1,752 |
| Income before extraordinary items | $2,343,000 | 2,416 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $2,343,000 | 2,416 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,343,000 | 2,416 |
| Net charge-offs | $5,000 | 4,734 |
| Cash dividends | $200,000 | 3,700 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $2,322,280 | 2,394 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $5,699,000 | 3,003 |
| Total interest expense | $790,000 | 2,537 |
| Net interest income | $4,909,000 | 3,065 |
| Provision for loan and lease losses | $27,000 | 3,792 |
| Total noninterest income | $762,000 | 3,118 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $455,000 | 1,950 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $307,000 | 3,602 |
| Total noninterest expense | $2,816,000 | 3,989 |
| Salaries and employee benefits | $1,702,000 | 3,734 |
| Premises and equipment expense | $184,000 | 5,078 |
| Additional noninterest expense | $930,000 | 3,999 |
| Pre-tax net operating income | $2,828,000 | 1,949 |
| Securities gains (losses) | $28,000 | 1,816 |
| Applicable income taxes | $868,000 | 1,435 |
| Income before extraordinary items | $1,988,000 | 2,224 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,988,000 | 2,224 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,988,000 | 2,223 |
| Net charge-offs | $34,000 | 3,540 |
| Cash dividends | $200,000 | 3,059 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $1,968,400 | 2,192 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $3,693,000 | 3,077 |
| Total interest expense | $530,000 | 2,537 |
| Net interest income | $3,163,000 | 3,142 |
| Provision for loan and lease losses | $18,000 | 3,699 |
| Total noninterest income | $512,000 | 3,065 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $304,000 | 1,931 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $208,000 | 3,565 |
| Total noninterest expense | $1,861,000 | 4,030 |
| Salaries and employee benefits | $1,134,000 | 3,753 |
| Premises and equipment expense | $120,000 | 5,168 |
| Additional noninterest expense | $607,000 | 4,076 |
| Pre-tax net operating income | $1,796,000 | 1,982 |
| Securities gains (losses) | $3,000 | 2,288 |
| Applicable income taxes | $523,000 | 1,503 |
| Income before extraordinary items | $1,276,000 | 2,237 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,276,000 | 2,241 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $1,276,000 | 2,240 |
| Net charge-offs | $11,000 | 3,690 |
| Cash dividends | $200,000 | 2,696 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $1,273,870 | 2,194 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,784,000 | 3,174 |
| Total interest expense | $268,000 | 2,546 |
| Net interest income | $1,516,000 | 3,240 |
| Provision for loan and lease losses | $9,000 | 3,423 |
| Total noninterest income | $239,000 | 3,132 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $142,000 | 2,033 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $97,000 | 3,624 |
| Total noninterest expense | $919,000 | 4,098 |
| Salaries and employee benefits | $569,000 | 3,777 |
| Premises and equipment expense | $57,000 | 5,305 |
| Additional noninterest expense | $293,000 | 4,158 |
| Pre-tax net operating income | $827,000 | 2,048 |
| Securities gains (losses) | $3,000 | 1,458 |
| Applicable income taxes | $228,000 | 1,598 |
| Income before extraordinary items | $602,000 | 2,263 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $602,000 | 2,264 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $602,000 | 2,265 |
| Net charge-offs | $-20,000 | 6,041 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $599,810 | 2,233 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $7,468,000 | 3,095 |
| Total interest expense | $1,202,000 | 2,559 |
| Net interest income | $6,266,000 | 3,162 |
| Provision for loan and lease losses | $216,000 | 2,878 |
| Total noninterest income | $1,155,000 | 2,967 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $574,000 | 2,147 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $581,000 | 3,161 |
| Total noninterest expense | $3,796,000 | 4,042 |
| Salaries and employee benefits | $2,330,000 | 3,724 |
| Premises and equipment expense | $264,000 | 5,092 |
| Additional noninterest expense | $1,202,000 | 4,198 |
| Pre-tax net operating income | $3,409,000 | 1,951 |
| Securities gains (losses) | $94,000 | 1,368 |
| Applicable income taxes | $1,310,000 | 1,230 |
| Income before extraordinary items | $2,193,000 | 2,434 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,193,000 | 2,438 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $2,193,000 | 2,437 |
| Net charge-offs | $344,000 | 2,415 |
| Cash dividends | $275,000 | 3,359 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $2,132,840 | 2,422 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $5,617,000 | 3,110 |
| Total interest expense | $924,000 | 2,586 |
| Net interest income | $4,693,000 | 3,183 |
| Provision for loan and lease losses | $27,000 | 4,355 |
| Total noninterest income | $897,000 | 2,961 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $427,000 | 2,161 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $470,000 | 3,106 |
| Total noninterest expense | $2,768,000 | 4,131 |
| Salaries and employee benefits | $1,733,000 | 3,746 |
| Premises and equipment expense | $180,000 | 5,291 |
| Additional noninterest expense | $855,000 | 4,322 |
| Pre-tax net operating income | $2,795,000 | 1,857 |
| Securities gains (losses) | $-14,000 | 6,536 |
| Applicable income taxes | $914,000 | 1,328 |
| Income before extraordinary items | $1,867,000 | 2,255 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $1,867,000 | 2,261 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,867,000 | 2,261 |
| Net charge-offs | $126,000 | 3,043 |
| Cash dividends | $275,000 | 2,699 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,876,380 | 2,180 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $3,690,000 | 3,155 |
| Total interest expense | $639,000 | 2,580 |
| Net interest income | $3,051,000 | 3,244 |
| Provision for loan and lease losses | $18,000 | 4,296 |
| Total noninterest income | $558,000 | 3,097 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $281,000 | 2,149 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $277,000 | 3,321 |
| Total noninterest expense | $1,843,000 | 4,154 |
| Salaries and employee benefits | $1,158,000 | 3,752 |
| Premises and equipment expense | $119,000 | 5,314 |
| Additional noninterest expense | $566,000 | 4,331 |
| Pre-tax net operating income | $1,748,000 | 1,938 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $595,000 | 1,363 |
| Income before extraordinary items | $1,153,000 | 2,359 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,153,000 | 2,369 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,153,000 | 2,367 |
| Net charge-offs | $158,000 | 2,330 |
| Cash dividends | $275,000 | 2,294 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $1,153,000 | 2,273 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,819,000 | 3,212 |
| Total interest expense | $324,000 | 2,620 |
| Net interest income | $1,495,000 | 3,306 |
| Provision for loan and lease losses | $9,000 | 4,036 |
| Total noninterest income | $227,000 | 3,454 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $128,000 | 2,308 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $99,000 | 3,764 |
| Total noninterest expense | $905,000 | 4,237 |
| Salaries and employee benefits | $575,000 | 3,808 |
| Premises and equipment expense | $62,000 | 5,269 |
| Additional noninterest expense | $268,000 | 4,490 |
| Pre-tax net operating income | $808,000 | 2,025 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $262,000 | 1,471 |
| Income before extraordinary items | $546,000 | 2,423 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $546,000 | 2,425 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $546,000 | 2,425 |
| Net charge-offs | $12,000 | 3,363 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $546,000 | 2,331 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $7,609,000 | 3,242 |
| Total interest expense | $1,455,000 | 2,792 |
| Net interest income | $6,154,000 | 3,304 |
| Provision for loan and lease losses | $108,000 | 4,609 |
| Total noninterest income | $1,189,000 | 2,976 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $527,000 | 2,381 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $662,000 | 2,972 |
| Total noninterest expense | $3,879,000 | 4,113 |
| Salaries and employee benefits | $2,368,000 | 3,703 |
| Premises and equipment expense | $335,000 | 4,727 |
| Additional noninterest expense | $1,176,000 | 4,407 |
| Pre-tax net operating income | $3,356,000 | 1,894 |
| Securities gains (losses) | $175,000 | 1,813 |
| Applicable income taxes | $1,113,000 | 1,360 |
| Income before extraordinary items | $2,418,000 | 2,242 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,418,000 | 2,240 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $2,418,000 | 2,243 |
| Net charge-offs | $647,000 | 2,312 |
| Cash dividends | $12,295,000 | 271 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $2,299,000 | 2,219 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $5,838,000 | 3,239 |
| Total interest expense | $1,110,000 | 2,845 |
| Net interest income | $4,728,000 | 3,306 |
| Provision for loan and lease losses | $99,000 | 4,386 |
| Total noninterest income | $902,000 | 2,979 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $401,000 | 2,381 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $501,000 | 2,956 |
| Total noninterest expense | $2,889,000 | 4,156 |
| Salaries and employee benefits | $1,724,000 | 3,793 |
| Premises and equipment expense | $274,000 | 4,571 |
| Additional noninterest expense | $891,000 | 4,405 |
| Pre-tax net operating income | $2,642,000 | 1,877 |
| Securities gains (losses) | $7,000 | 3,196 |
| Applicable income taxes | $772,000 | 1,471 |
| Income before extraordinary items | $1,877,000 | 2,229 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,877,000 | 2,229 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,877,000 | 2,229 |
| Net charge-offs | $-2,000 | 6,317 |
| Cash dividends | $295,000 | 2,597 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $1,872,030 | 2,109 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $3,857,000 | 3,293 |
| Total interest expense | $752,000 | 2,898 |
| Net interest income | $3,105,000 | 3,350 |
| Provision for loan and lease losses | $90,000 | 3,970 |
| Total noninterest income | $570,000 | 3,011 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $268,000 | 2,358 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $302,000 | 3,057 |
| Total noninterest expense | $1,935,000 | 4,157 |
| Salaries and employee benefits | $1,163,000 | 3,783 |
| Premises and equipment expense | $205,000 | 4,311 |
| Additional noninterest expense | $567,000 | 4,531 |
| Pre-tax net operating income | $1,650,000 | 1,984 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $507,000 | 1,478 |
| Income before extraordinary items | $1,143,000 | 2,363 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,143,000 | 2,363 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,143,000 | 2,363 |
| Net charge-offs | $23,000 | 4,558 |
| Cash dividends | $295,000 | 2,199 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $1,143,000 | 2,225 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,930,000 | 3,316 |
| Total interest expense | $385,000 | 2,941 |
| Net interest income | $1,545,000 | 3,376 |
| Provision for loan and lease losses | $45,000 | 3,771 |
| Total noninterest income | $314,000 | 2,877 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $127,000 | 2,440 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $187,000 | 2,753 |
| Total noninterest expense | $979,000 | 4,155 |
| Salaries and employee benefits | $582,000 | 3,808 |
| Premises and equipment expense | $118,000 | 4,022 |
| Additional noninterest expense | $279,000 | 4,564 |
| Pre-tax net operating income | $835,000 | 1,961 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $200,000 | 1,728 |
| Income before extraordinary items | $635,000 | 2,158 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $635,000 | 2,159 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $635,000 | 2,160 |
| Net charge-offs | $-3,000 | 6,199 |
| Cash dividends | $75,000 | 2,250 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $635,000 | 2,053 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $8,445,000 | 3,177 |
| Total interest expense | $1,765,000 | 3,047 |
| Net interest income | $6,680,000 | 3,185 |
| Provision for loan and lease losses | $343,000 | 3,943 |
| Total noninterest income | $1,105,000 | 2,950 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $560,000 | 2,357 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $545,000 | 2,998 |
| Total noninterest expense | $4,039,000 | 4,088 |
| Salaries and employee benefits | $2,259,000 | 3,838 |
| Premises and equipment expense | $446,000 | 4,318 |
| Additional noninterest expense | $1,334,000 | 4,171 |
| Pre-tax net operating income | $3,403,000 | 1,637 |
| Securities gains (losses) | $68,000 | 2,356 |
| Applicable income taxes | $1,066,000 | 1,285 |
| Income before extraordinary items | $2,405,000 | 1,936 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,405,000 | 1,936 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $2,405,000 | 1,936 |
| Net charge-offs | $465,000 | 3,274 |
| Cash dividends | $210,000 | 3,303 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $2,358,080 | 1,876 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $6,409,000 | 3,189 |
| Total interest expense | $1,332,000 | 3,139 |
| Net interest income | $5,077,000 | 3,178 |
| Provision for loan and lease losses | $144,000 | 4,554 |
| Total noninterest income | $844,000 | 2,905 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $433,000 | 2,318 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $411,000 | 2,996 |
| Total noninterest expense | $2,951,000 | 4,160 |
| Salaries and employee benefits | $1,659,000 | 3,899 |
| Premises and equipment expense | $307,000 | 4,557 |
| Additional noninterest expense | $985,000 | 4,215 |
| Pre-tax net operating income | $2,826,000 | 1,562 |
| Securities gains (losses) | $73,000 | 2,043 |
| Applicable income taxes | $862,000 | 1,212 |
| Income before extraordinary items | $2,037,000 | 1,809 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,037,000 | 1,809 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $2,037,000 | 1,809 |
| Net charge-offs | $406,000 | 2,892 |
| Cash dividends | $210,000 | 2,654 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $1,985,900 | 1,761 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $4,248,000 | 3,227 |
| Total interest expense | $897,000 | 3,217 |
| Net interest income | $3,351,000 | 3,215 |
| Provision for loan and lease losses | $91,000 | 4,480 |
| Total noninterest income | $524,000 | 3,023 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $292,000 | 2,278 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $232,000 | 3,261 |
| Total noninterest expense | $1,928,000 | 4,262 |
| Salaries and employee benefits | $1,074,000 | 4,009 |
| Premises and equipment expense | $202,000 | 4,636 |
| Additional noninterest expense | $652,000 | 4,299 |
| Pre-tax net operating income | $1,856,000 | 1,559 |
| Securities gains (losses) | $71,000 | 1,364 |
| Applicable income taxes | $563,000 | 1,216 |
| Income before extraordinary items | $1,364,000 | 1,752 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,364,000 | 1,752 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $1,364,000 | 1,752 |
| Net charge-offs | $7,000 | 5,446 |
| Cash dividends | $210,000 | 2,240 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $1,313,590 | 1,730 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $2,103,000 | 3,279 |
| Total interest expense | $454,000 | 3,285 |
| Net interest income | $1,649,000 | 3,239 |
| Provision for loan and lease losses | $46,000 | 4,243 |
| Total noninterest income | $249,000 | 3,163 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $142,000 | 2,298 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $107,000 | 3,447 |
| Total noninterest expense | $935,000 | 4,380 |
| Salaries and employee benefits | $547,000 | 3,984 |
| Premises and equipment expense | $103,000 | 4,637 |
| Additional noninterest expense | $285,000 | 4,671 |
| Pre-tax net operating income | $917,000 | 1,567 |
| Securities gains (losses) | $71,000 | 637 |
| Applicable income taxes | $160,000 | 1,731 |
| Income before extraordinary items | $828,000 | 1,441 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $828,000 | 1,441 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $828,000 | 1,441 |
| Net charge-offs | $-3,000 | 6,584 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $768,360 | 1,492 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $8,386,000 | 3,425 |
| Total interest expense | $2,030,000 | 3,520 |
| Net interest income | $6,356,000 | 3,329 |
| Provision for loan and lease losses | $597,000 | 3,873 |
| Total noninterest income | $1,154,000 | 2,972 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $616,000 | 2,252 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $538,000 | 3,083 |
| Total noninterest expense | $3,698,000 | 4,434 |
| Salaries and employee benefits | $2,062,000 | 4,140 |
| Premises and equipment expense | $349,000 | 5,065 |
| Additional noninterest expense | $1,287,000 | 4,428 |
| Pre-tax net operating income | $3,215,000 | 1,526 |
| Securities gains (losses) | $122,000 | 1,994 |
| Applicable income taxes | $1,143,000 | 1,110 |
| Income before extraordinary items | $2,194,000 | 1,864 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,194,000 | 1,864 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $2,194,000 | 1,866 |
| Net charge-offs | $404,000 | 3,922 |
| Cash dividends | $475,000 | 2,425 |
| Sale, conversion, retirement of capital stock, net | $15,939,000 | 56 |
| Net operating income | $2,113,480 | 1,855 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $6,478,000 | 3,402 |
| Total interest expense | $1,564,000 | 3,584 |
| Net interest income | $4,914,000 | 3,288 |
| Provision for loan and lease losses | $266,000 | 4,502 |
| Total noninterest income | $877,000 | 2,985 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $476,000 | 2,245 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $401,000 | 3,096 |
| Total noninterest expense | $2,794,000 | 4,426 |
| Salaries and employee benefits | $1,583,000 | 4,117 |
| Premises and equipment expense | $275,000 | 5,035 |
| Additional noninterest expense | $936,000 | 4,495 |
| Pre-tax net operating income | $2,731,000 | 1,437 |
| Securities gains (losses) | $102,000 | 1,924 |
| Applicable income taxes | $884,000 | 1,107 |
| Income before extraordinary items | $1,949,000 | 1,689 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,949,000 | 1,693 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $1,949,000 | 1,693 |
| Net charge-offs | $179,000 | 4,337 |
| Cash dividends | $275,000 | 2,420 |
| Sale, conversion, retirement of capital stock, net | $15,939,000 | 46 |
| Net operating income | $1,878,620 | 1,668 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $4,302,000 | 3,461 |
| Total interest expense | $1,073,000 | 3,619 |
| Net interest income | $3,229,000 | 3,330 |
| Provision for loan and lease losses | $202,000 | 4,206 |
| Total noninterest income | $602,000 | 2,859 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $320,000 | 2,234 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $282,000 | 2,936 |
| Total noninterest expense | $1,874,000 | 4,429 |
| Salaries and employee benefits | $1,059,000 | 4,122 |
| Premises and equipment expense | $190,000 | 4,999 |
| Additional noninterest expense | $625,000 | 4,484 |
| Pre-tax net operating income | $1,755,000 | 1,479 |
| Securities gains (losses) | $102,000 | 1,402 |
| Applicable income taxes | $545,000 | 1,145 |
| Income before extraordinary items | $1,312,000 | 1,670 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,312,000 | 1,669 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $1,312,000 | 1,670 |
| Net charge-offs | $1,000 | 6,292 |
| Cash dividends | $275,000 | 1,989 |
| Sale, conversion, retirement of capital stock, net | $15,939,000 | 32 |
| Net operating income | $1,239,580 | 1,674 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $2,143,000 | 3,528 |
| Total interest expense | $565,000 | 3,596 |
| Net interest income | $1,578,000 | 3,418 |
| Provision for loan and lease losses | $63,000 | 4,536 |
| Total noninterest income | $306,000 | 2,820 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $148,000 | 2,371 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $158,000 | 2,745 |
| Total noninterest expense | $937,000 | 4,471 |
| Salaries and employee benefits | $524,000 | 4,221 |
| Premises and equipment expense | $95,000 | 5,078 |
| Additional noninterest expense | $318,000 | 4,430 |
| Pre-tax net operating income | $884,000 | 1,483 |
| Securities gains (losses) | $-1,000 | 7,364 |
| Applicable income taxes | $233,000 | 1,273 |
| Income before extraordinary items | $650,000 | 1,687 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $650,000 | 1,688 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $650,000 | 1,689 |
| Net charge-offs | $-3,000 | 7,154 |
| Cash dividends | $175,000 | 1,487 |
| Sale, conversion, retirement of capital stock, net | $15,939,000 | 24 |
| Net operating income | $650,740 | 1,615 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $4,332,000 | 5,517 |
| Total interest expense | $1,074,000 | 5,881 |
| Net interest income | $3,258,000 | 5,161 |
| Provision for loan and lease losses | $223,000 | 5,653 |
| Total noninterest income | $440,000 | 4,961 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $290,000 | 3,934 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $150,000 | 5,088 |
| Total noninterest expense | $1,679,000 | 6,569 |
| Salaries and employee benefits | $904,000 | 6,447 |
| Premises and equipment expense | $118,000 | 7,211 |
| Additional noninterest expense | $657,000 | 6,279 |
| Pre-tax net operating income | $1,796,000 | 2,089 |
| Securities gains (losses) | $175,000 | 1,656 |
| Applicable income taxes | $685,000 | 1,265 |
| Income before extraordinary items | $1,286,000 | 2,363 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,286,000 | 2,361 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $1,286,000 | 2,362 |
| Net charge-offs | $235,000 | 4,797 |
| Cash dividends | $100,000 | 4,111 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $1,172,250 | 2,466 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $3,240,000 | 5,589 |
| Total interest expense | $810,000 | 6,000 |
| Net interest income | $2,430,000 | 5,190 |
| Provision for loan and lease losses | $77,000 | 6,244 |
| Total noninterest income | $308,000 | 5,144 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $219,000 | 3,938 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $89,000 | 5,552 |
| Total noninterest expense | $1,234,000 | 6,651 |
| Salaries and employee benefits | $662,000 | 6,525 |
| Premises and equipment expense | $80,000 | 7,377 |
| Additional noninterest expense | $492,000 | 6,279 |
| Pre-tax net operating income | $1,427,000 | 2,134 |
| Securities gains (losses) | $174,000 | 1,393 |
| Applicable income taxes | $455,000 | 1,501 |
| Income before extraordinary items | $1,146,000 | 2,250 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $1,146,000 | 2,247 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $1,146,000 | 2,250 |
| Net charge-offs | $14,000 | 6,396 |
| Cash dividends | $100,000 | 3,575 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,020,720 | 2,400 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $2,076,000 | 5,736 |
| Total interest expense | $556,000 | 6,066 |
| Net interest income | $1,520,000 | 5,379 |
| Provision for loan and lease losses | $72,000 | 5,681 |
| Total noninterest income | $208,000 | 5,157 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $146,000 | 3,920 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $62,000 | 5,530 |
| Total noninterest expense | $820,000 | 6,712 |
| Salaries and employee benefits | $434,000 | 6,648 |
| Premises and equipment expense | $45,000 | 7,605 |
| Additional noninterest expense | $341,000 | 6,220 |
| Pre-tax net operating income | $836,000 | 2,438 |
| Securities gains (losses) | $174,000 | 1,100 |
| Applicable income taxes | $334,000 | 1,426 |
| Income before extraordinary items | $676,000 | 2,565 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $676,000 | 2,562 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $676,000 | 2,564 |
| Net charge-offs | $13,000 | 5,866 |
| Cash dividends | $100,000 | 3,245 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $559,420 | 2,783 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,061,000 | 5,727 |
| Total interest expense | $284,000 | 6,126 |
| Net interest income | $777,000 | 5,301 |
| Provision for loan and lease losses | $18,000 | 5,948 |
| Total noninterest income | $97,000 | 5,261 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $67,000 | 4,058 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $30,000 | 5,617 |
| Total noninterest expense | $353,000 | 6,978 |
| Salaries and employee benefits | $211,000 | 6,750 |
| Premises and equipment expense | $23,000 | 7,618 |
| Additional noninterest expense | $119,000 | 6,792 |
| Pre-tax net operating income | $503,000 | 2,367 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $82,000 | 2,381 |
| Income before extraordinary items | $421,000 | 2,459 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $421,000 | 2,459 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $421,000 | 2,461 |
| Net charge-offs | $-3,000 | 7,537 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $421,000 | 2,317 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $4,551,000 | 5,712 |
| Total interest expense | $1,385,000 | 6,144 |
| Net interest income | $3,166,000 | 5,265 |
| Provision for loan and lease losses | $93,000 | 6,122 |
| Total noninterest income | $457,000 | 5,030 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $323,000 | 3,880 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $134,000 | 5,499 |
| Total noninterest expense | $1,353,000 | 7,077 |
| Salaries and employee benefits | $747,000 | 7,036 |
| Premises and equipment expense | $91,000 | 7,705 |
| Additional noninterest expense | $515,000 | 6,568 |
| Pre-tax net operating income | $2,177,000 | 2,303 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $771,000 | 1,431 |
| Income before extraordinary items | $1,406,000 | 2,627 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,406,000 | 2,626 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $58,000 | 5,490 |
| Cash dividends | $95,000 | 5,026 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $1,406,000 | 2,779 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $3,461,000 | 5,749 |
| Total interest expense | $1,083,000 | 6,162 |
| Net interest income | $2,378,000 | 5,298 |
| Provision for loan and lease losses | $55,000 | 5,792 |
| Total noninterest income | $346,000 | 5,098 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $250,000 | 3,847 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $96,000 | 5,695 |
| Total noninterest expense | $978,000 | 7,148 |
| Salaries and employee benefits | $602,000 | 6,901 |
| Premises and equipment expense | $65,000 | 7,787 |
| Additional noninterest expense | $311,000 | 6,969 |
| Pre-tax net operating income | $1,691,000 | 2,599 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $601,000 | 1,677 |
| Income before extraordinary items | $1,090,000 | 2,931 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,090,000 | 2,927 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 6,164 |
| Cash dividends | $95,000 | 4,466 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,090,000 | 3,083 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $2,301,000 | 5,830 |
| Total interest expense | $761,000 | 6,192 |
| Net interest income | $1,540,000 | 5,387 |
| Provision for loan and lease losses | $36,000 | 5,459 |
| Total noninterest income | $220,000 | 5,245 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $159,000 | 3,955 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $61,000 | 5,834 |
| Total noninterest expense | $641,000 | 7,230 |
| Salaries and employee benefits | $403,000 | 6,954 |
| Premises and equipment expense | $42,000 | 7,849 |
| Additional noninterest expense | $196,000 | 7,096 |
| Pre-tax net operating income | $1,083,000 | 2,788 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $406,000 | 1,853 |
| Income before extraordinary items | $677,000 | 3,382 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $677,000 | 3,383 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 5,608 |
| Cash dividends | $75,000 | 4,274 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $677,000 | 3,330 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,174,000 | 5,862 |
| Total interest expense | $410,000 | 6,197 |
| Net interest income | $764,000 | 5,430 |
| Provision for loan and lease losses | $18,000 | 4,977 |
| Total noninterest income | $111,000 | 5,225 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $74,000 | 4,043 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $37,000 | 5,574 |
| Total noninterest expense | $309,000 | 7,322 |
| Salaries and employee benefits | $194,000 | 7,074 |
| Premises and equipment expense | $23,000 | 7,808 |
| Additional noninterest expense | $92,000 | 7,201 |
| Pre-tax net operating income | $548,000 | 2,889 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $172,000 | 2,154 |
| Income before extraordinary items | $376,000 | 3,321 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $376,000 | 3,323 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $75,000 | 3,138 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $376,000 | 3,226 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $4,752,000 | 5,851 |
| Total interest expense | $1,697,000 | 6,181 |
| Net interest income | $3,055,000 | 5,450 |
| Provision for loan and lease losses | $183,000 | 4,001 |
| Total noninterest income | $370,000 | 5,653 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $245,000 | 4,500 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $125,000 | 5,877 |
| Total noninterest expense | $1,393,000 | 7,076 |
| Salaries and employee benefits | $814,000 | 6,937 |
| Premises and equipment expense | $91,000 | 7,843 |
| Additional noninterest expense | $488,000 | 6,633 |
| Pre-tax net operating income | $1,849,000 | 3,485 |
| Securities gains (losses) | $-10,000 | 7,563 |
| Applicable income taxes | $695,000 | 2,316 |
| Income before extraordinary items | $1,144,000 | 4,029 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,144,000 | 4,030 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-15,000 | 8,054 |
| Cash dividends | $160,000 | 5,065 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,150,400 | 4,018 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $3,515,000 | 5,916 |
| Total interest expense | $1,251,000 | 6,239 |
| Net interest income | $2,264,000 | 5,512 |
| Provision for loan and lease losses | $137,000 | 3,607 |
| Total noninterest income | $265,000 | 5,783 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $185,000 | 4,502 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $80,000 | 6,158 |
| Total noninterest expense | $1,033,000 | 7,088 |
| Salaries and employee benefits | $629,000 | 6,850 |
| Premises and equipment expense | $64,000 | 7,889 |
| Additional noninterest expense | $340,000 | 6,801 |
| Pre-tax net operating income | $1,359,000 | 3,674 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $546,000 | 2,419 |
| Income before extraordinary items | $813,000 | 4,318 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $813,000 | 4,318 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 7,646 |
| Cash dividends | $160,000 | 4,309 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $813,000 | 4,305 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $2,281,000 | 6,007 |
| Total interest expense | $806,000 | 6,346 |
| Net interest income | $1,475,000 | 5,600 |
| Provision for loan and lease losses | $91,000 | 3,418 |
| Total noninterest income | $167,000 | 5,932 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $114,000 | 4,674 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $53,000 | 6,185 |
| Total noninterest expense | $662,000 | 7,198 |
| Salaries and employee benefits | $404,000 | 6,981 |
| Premises and equipment expense | $43,000 | 7,927 |
| Additional noninterest expense | $215,000 | 6,928 |
| Pre-tax net operating income | $889,000 | 3,787 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $371,000 | 2,474 |
| Income before extraordinary items | $518,000 | 4,474 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $518,000 | 4,475 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 7,510 |
| Cash dividends | $160,000 | 3,874 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $518,000 | 4,466 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,105,000 | 6,087 |
| Total interest expense | $398,000 | 6,384 |
| Net interest income | $707,000 | 5,734 |
| Provision for loan and lease losses | $46,000 | 3,181 |
| Total noninterest income | $78,000 | 6,021 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $51,000 | 4,837 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $27,000 | 6,153 |
| Total noninterest expense | $299,000 | 7,435 |
| Salaries and employee benefits | $184,000 | 7,222 |
| Premises and equipment expense | $20,000 | 8,023 |
| Additional noninterest expense | $95,000 | 7,191 |
| Pre-tax net operating income | $440,000 | 3,794 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $159,000 | 2,685 |
| Income before extraordinary items | $281,000 | 4,326 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $281,000 | 4,328 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-18,000 | 8,092 |
| Cash dividends | $75,000 | 3,338 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $281,000 | 4,305 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $4,028,000 | 6,103 |
| Total interest expense | $1,343,000 | 6,345 |
| Net interest income | $2,685,000 | 5,820 |
| Provision for loan and lease losses | $113,000 | 4,576 |
| Total noninterest income | $344,000 | 5,911 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $190,000 | 5,089 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $154,000 | 5,572 |
| Total noninterest expense | $1,067,000 | 7,600 |
| Salaries and employee benefits | $650,000 | 7,436 |
| Premises and equipment expense | $97,000 | 7,834 |
| Additional noninterest expense | $320,000 | 7,473 |
| Pre-tax net operating income | $1,849,000 | 3,826 |
| Securities gains (losses) | $-21,000 | 7,568 |
| Applicable income taxes | $669,000 | 2,732 |
| Income before extraordinary items | $1,159,000 | 4,357 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,159,000 | 4,357 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $70,000 | 3,616 |
| Cash dividends | $115,000 | 5,355 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,172,440 | 4,308 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $2,922,000 | 6,206 |
| Total interest expense | $971,000 | 6,378 |
| Net interest income | $1,951,000 | 5,971 |
| Provision for loan and lease losses | $28,000 | 5,719 |
| Total noninterest income | $256,000 | 5,961 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $141,000 | 5,167 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $115,000 | 5,593 |
| Total noninterest expense | $787,000 | 7,636 |
| Salaries and employee benefits | $478,000 | 7,472 |
| Premises and equipment expense | $73,000 | 7,866 |
| Additional noninterest expense | $236,000 | 7,502 |
| Pre-tax net operating income | $1,392,000 | 3,958 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $513,000 | 2,835 |
| Income before extraordinary items | $879,000 | 4,479 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $879,000 | 4,483 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 3,924 |
| Cash dividends | $100,000 | 4,724 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $879,000 | 4,464 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $1,883,000 | 6,271 |
| Total interest expense | $618,000 | 6,382 |
| Net interest income | $1,265,000 | 6,082 |
| Provision for loan and lease losses | $18,000 | 5,601 |
| Total noninterest income | $174,000 | 5,928 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $93,000 | 5,175 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $81,000 | 5,545 |
| Total noninterest expense | $515,000 | 7,693 |
| Salaries and employee benefits | $313,000 | 7,549 |
| Premises and equipment expense | $51,000 | 7,826 |
| Additional noninterest expense | $151,000 | 7,594 |
| Pre-tax net operating income | $906,000 | 4,032 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $342,000 | 2,863 |
| Income before extraordinary items | $564,000 | 4,588 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $564,000 | 4,592 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,860 |
| Cash dividends | $100,000 | 4,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $564,000 | 4,577 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $910,000 | 6,322 |
| Total interest expense | $296,000 | 6,405 |
| Net interest income | $614,000 | 6,171 |
| Provision for loan and lease losses | $9,000 | 5,345 |
| Total noninterest income | $97,000 | 5,662 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $43,000 | 5,250 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $54,000 | 4,969 |
| Total noninterest expense | $255,000 | 7,727 |
| Salaries and employee benefits | $155,000 | 7,577 |
| Premises and equipment expense | $26,000 | 7,811 |
| Additional noninterest expense | $74,000 | 7,635 |
| Pre-tax net operating income | $447,000 | 4,009 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $152,000 | 3,026 |
| Income before extraordinary items | $295,000 | 4,463 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $295,000 | 4,463 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,481 |
| Cash dividends | $100,000 | 3,061 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $295,000 | 4,450 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $3,311,000 | 6,343 |
| Total interest expense | $949,000 | 6,408 |
| Net interest income | $2,362,000 | 6,190 |
| Provision for loan and lease losses | $102,000 | 4,778 |
| Total noninterest income | $299,000 | 6,331 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $181,000 | 5,254 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $118,000 | 6,141 |
| Total noninterest expense | $995,000 | 7,764 |
| Salaries and employee benefits | $578,000 | 7,693 |
| Premises and equipment expense | $80,000 | 8,104 |
| Additional noninterest expense | $337,000 | 7,418 |
| Pre-tax net operating income | $1,564,000 | 4,268 |
| Securities gains (losses) | $-2,000 | 7,064 |
| Applicable income taxes | $596,000 | 3,083 |
| Income before extraordinary items | $966,000 | 4,913 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $966,000 | 4,914 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $39,000 | 4,584 |
| Cash dividends | $100,000 | 5,466 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $967,280 | 4,880 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $2,416,000 | 6,406 |
| Total interest expense | $684,000 | 6,419 |
| Net interest income | $1,732,000 | 6,285 |
| Provision for loan and lease losses | $28,000 | 5,891 |
| Total noninterest income | $213,000 | 6,472 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $134,000 | 5,305 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $79,000 | 6,334 |
| Total noninterest expense | $739,000 | 7,753 |
| Salaries and employee benefits | $440,000 | 7,635 |
| Premises and equipment expense | $63,000 | 8,051 |
| Additional noninterest expense | $236,000 | 7,556 |
| Pre-tax net operating income | $1,178,000 | 4,343 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $433,000 | 3,194 |
| Income before extraordinary items | $745,000 | 4,933 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $745,000 | 4,934 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 5,608 |
| Cash dividends | $100,000 | 4,657 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $745,000 | 4,896 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,575,000 | 6,425 |
| Total interest expense | $447,000 | 6,329 |
| Net interest income | $1,128,000 | 6,355 |
| Provision for loan and lease losses | $18,000 | 5,733 |
| Total noninterest income | $138,000 | 6,496 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $89,000 | 5,278 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $49,000 | 6,441 |
| Total noninterest expense | $473,000 | 7,841 |
| Salaries and employee benefits | $291,000 | 7,665 |
| Premises and equipment expense | $38,000 | 8,174 |
| Additional noninterest expense | $144,000 | 7,710 |
| Pre-tax net operating income | $775,000 | 4,351 |
| Securities gains (losses) | $-2,000 | 7,723 |
| Applicable income taxes | $277,000 | 3,236 |
| Income before extraordinary items | $496,000 | 4,907 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $496,000 | 4,909 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 4,895 |
| Cash dividends | $100,000 | 4,233 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $497,280 | 4,854 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $777,000 | 6,466 |
| Total interest expense | $221,000 | 6,290 |
| Net interest income | $556,000 | 6,424 |
| Provision for loan and lease losses | $9,000 | 5,480 |
| Total noninterest income | $67,000 | 6,520 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $43,000 | 5,318 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $24,000 | 6,543 |
| Total noninterest expense | $229,000 | 7,953 |
| Salaries and employee benefits | $145,000 | 7,726 |
| Premises and equipment expense | $19,000 | 8,223 |
| Additional noninterest expense | $65,000 | 7,918 |
| Pre-tax net operating income | $385,000 | 4,372 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $124,000 | 3,414 |
| Income before extraordinary items | $261,000 | 4,748 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $261,000 | 4,749 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 3,869 |
| Cash dividends | $100,000 | 2,899 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $261,000 | 4,710 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $3,008,000 | 6,408 |
| Total interest expense | $896,000 | 5,956 |
| Net interest income | $2,112,000 | 6,478 |
| Provision for loan and lease losses | $65,000 | 5,573 |
| Total noninterest income | $296,000 | 6,433 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $177,000 | 5,480 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $119,000 | 6,114 |
| Total noninterest expense | $946,000 | 7,910 |
| Salaries and employee benefits | $564,000 | 7,797 |
| Premises and equipment expense | $78,000 | 8,237 |
| Additional noninterest expense | $304,000 | 7,684 |
| Pre-tax net operating income | $1,397,000 | 4,431 |
| Securities gains (losses) | $13,000 | 2,682 |
| Applicable income taxes | $524,000 | 3,274 |
| Income before extraordinary items | $886,000 | 5,016 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $886,000 | 5,017 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 5,222 |
| Cash dividends | $100,000 | 5,470 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $877,680 | 4,969 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $2,228,000 | 6,462 |
| Total interest expense | $675,000 | 5,927 |
| Net interest income | $1,553,000 | 6,537 |
| Provision for loan and lease losses | $30,000 | 5,981 |
| Total noninterest income | $225,000 | 6,447 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $136,000 | 5,469 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $89,000 | 6,140 |
| Total noninterest expense | $709,000 | 7,893 |
| Salaries and employee benefits | $423,000 | 7,744 |
| Premises and equipment expense | $62,000 | 8,172 |
| Additional noninterest expense | $224,000 | 7,717 |
| Pre-tax net operating income | $1,039,000 | 4,517 |
| Securities gains (losses) | $25,000 | 2,158 |
| Applicable income taxes | $385,000 | 3,374 |
| Income before extraordinary items | $679,000 | 5,035 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $679,000 | 5,035 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-13,000 | 8,247 |
| Cash dividends | $100,000 | 4,608 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $663,000 | 5,006 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,468,000 | 6,530 |
| Total interest expense | $453,000 | 5,930 |
| Net interest income | $1,015,000 | 6,619 |
| Provision for loan and lease losses | $20,000 | 5,844 |
| Total noninterest income | $138,000 | 6,641 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $87,000 | 5,558 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $51,000 | 6,396 |
| Total noninterest expense | $457,000 | 7,997 |
| Salaries and employee benefits | $279,000 | 7,828 |
| Premises and equipment expense | $38,000 | 8,310 |
| Additional noninterest expense | $140,000 | 7,851 |
| Pre-tax net operating income | $676,000 | 4,532 |
| Securities gains (losses) | $25,000 | 1,902 |
| Applicable income taxes | $242,000 | 3,451 |
| Income before extraordinary items | $459,000 | 4,951 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $459,000 | 4,951 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,683 |
| Cash dividends | $100,000 | 4,170 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $442,750 | 4,956 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $746,000 | 6,505 |
| Total interest expense | $230,000 | 5,935 |
| Net interest income | $516,000 | 6,604 |
| Provision for loan and lease losses | $10,000 | 5,595 |
| Total noninterest income | $65,000 | 6,712 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $39,000 | 5,736 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $26,000 | 6,361 |
| Total noninterest expense | $223,000 | 8,081 |
| Salaries and employee benefits | $137,000 | 7,886 |
| Premises and equipment expense | $18,000 | 8,372 |
| Additional noninterest expense | $68,000 | 7,939 |
| Pre-tax net operating income | $348,000 | 4,452 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $114,000 | 3,563 |
| Income before extraordinary items | $234,000 | 4,933 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $234,000 | 4,932 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $100,000 | 2,844 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $234,000 | 4,805 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $2,987,000 | 6,528 |
| Total interest expense | $961,000 | 6,229 |
| Net interest income | $2,026,000 | 6,560 |
| Provision for loan and lease losses | $92,000 | 5,446 |
| Total noninterest income | $286,000 | 6,689 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $155,000 | 5,802 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $131,000 | 6,069 |
| Total noninterest expense | $892,000 | 8,102 |
| Salaries and employee benefits | $522,000 | 8,005 |
| Premises and equipment expense | $83,000 | 8,294 |
| Additional noninterest expense | $287,000 | 7,854 |
| Pre-tax net operating income | $1,328,000 | 4,427 |
| Securities gains (losses) | $-10,000 | 8,783 |
| Applicable income taxes | $448,000 | 3,571 |
| Income before extraordinary items | $870,000 | 5,024 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $870,000 | 5,024 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 5,866 |
| Cash dividends | $150,000 | 5,213 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $876,600 | 4,843 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $2,221,000 | 6,638 |
| Total interest expense | $725,000 | 6,363 |
| Net interest income | $1,496,000 | 6,646 |
| Provision for loan and lease losses | $69,000 | 5,341 |
| Total noninterest income | $210,000 | 6,765 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $117,000 | 5,833 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $93,000 | 6,209 |
| Total noninterest expense | $650,000 | 8,150 |
| Salaries and employee benefits | $387,000 | 7,999 |
| Premises and equipment expense | $56,000 | 8,458 |
| Additional noninterest expense | $207,000 | 7,931 |
| Pre-tax net operating income | $987,000 | 4,576 |
| Securities gains (losses) | $8,000 | 3,425 |
| Applicable income taxes | $321,000 | 3,794 |
| Income before extraordinary items | $674,000 | 5,085 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $674,000 | 5,085 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 6,281 |
| Cash dividends | $150,000 | 4,365 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $668,560 | 4,931 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,470,000 | 6,728 |
| Total interest expense | $481,000 | 6,504 |
| Net interest income | $989,000 | 6,670 |
| Provision for loan and lease losses | $46,000 | 5,260 |
| Total noninterest income | $138,000 | 6,796 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $75,000 | 5,891 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $63,000 | 6,165 |
| Total noninterest expense | $418,000 | 8,229 |
| Salaries and employee benefits | $256,000 | 8,042 |
| Premises and equipment expense | $37,000 | 8,472 |
| Additional noninterest expense | $125,000 | 8,110 |
| Pre-tax net operating income | $663,000 | 4,572 |
| Securities gains (losses) | $8,000 | 3,037 |
| Applicable income taxes | $179,000 | 4,187 |
| Income before extraordinary items | $492,000 | 4,846 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $492,000 | 4,845 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 5,431 |
| Cash dividends | $150,000 | 3,830 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $486,160 | 4,662 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $712,000 | 6,862 |
| Total interest expense | $246,000 | 6,539 |
| Net interest income | $466,000 | 6,856 |
| Provision for loan and lease losses | $23,000 | 5,064 |
| Total noninterest income | $76,000 | 6,544 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $38,000 | 5,790 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $38,000 | 5,786 |
| Total noninterest expense | $203,000 | 8,313 |
| Salaries and employee benefits | $125,000 | 8,104 |
| Premises and equipment expense | $17,000 | 8,567 |
| Additional noninterest expense | $61,000 | 8,180 |
| Pre-tax net operating income | $316,000 | 4,658 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $90,000 | 4,143 |
| Income before extraordinary items | $226,000 | 4,998 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $226,000 | 4,997 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 4,155 |
| Cash dividends | $75,000 | 3,162 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $226,000 | 4,789 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $3,034,000 | 6,825 |
| Total interest expense | $1,107,000 | 6,666 |
| Net interest income | $1,927,000 | 6,739 |
| Provision for loan and lease losses | $235,000 | 4,028 |
| Total noninterest income | $271,000 | 6,688 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $152,000 | 5,808 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $119,000 | 6,078 |
| Total noninterest expense | $825,000 | 8,295 |
| Salaries and employee benefits | $466,000 | 8,272 |
| Premises and equipment expense | $93,000 | 8,267 |
| Additional noninterest expense | $266,000 | 8,064 |
| Pre-tax net operating income | $1,138,000 | 4,850 |
| Securities gains (losses) | $72,000 | 2,068 |
| Applicable income taxes | $460,000 | 3,623 |
| Income before extraordinary items | $750,000 | 5,372 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $750,000 | 5,371 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $80,000 | 4,530 |
| Cash dividends | $225,000 | 4,750 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $703,920 | 5,407 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $3,225,000 | 7,007 |
| Total interest expense | $1,353,000 | 7,293 |
| Net interest income | $1,872,000 | 6,660 |
| Provision for loan and lease losses | $283,000 | 3,341 |
| Total noninterest income | $273,000 | 6,644 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $160,000 | 5,667 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $113,000 | 6,139 |
| Total noninterest expense | $727,000 | 8,615 |
| Salaries and employee benefits | $430,000 | 8,490 |
| Premises and equipment expense | $74,000 | 8,724 |
| Additional noninterest expense | $223,000 | 8,470 |
| Pre-tax net operating income | $1,135,000 | 4,570 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $403,000 | 3,727 |
| Income before extraordinary items | $732,000 | 5,119 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $732,000 | 5,123 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $314,000 | 2,173 |
| Cash dividends | $75,000 | 5,935 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $732,000 | 5,011 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $3,160,000 | 7,242 |
| Total interest expense | $1,350,000 | 7,463 |
| Net interest income | $1,810,000 | 6,905 |
| Provision for loan and lease losses | $213,000 | 3,605 |
| Total noninterest income | $226,000 | 7,015 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $145,000 | 5,838 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $81,000 | 6,893 |
| Total noninterest expense | $685,000 | 8,856 |
| Salaries and employee benefits | $409,000 | 8,701 |
| Premises and equipment expense | $68,000 | 9,023 |
| Additional noninterest expense | $208,000 | 8,716 |
| Pre-tax net operating income | $1,138,000 | 4,883 |
| Securities gains (losses) | $-73,000 | 9,326 |
| Applicable income taxes | $436,000 | 3,803 |
| Income before extraordinary items | $629,000 | 5,713 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $629,000 | 5,711 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $71,000 | 4,164 |
| Cash dividends | $75,000 | 6,167 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $675,720 | 5,515 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $2,742,000 | 7,660 |
| Total interest expense | $1,154,000 | 7,766 |
| Net interest income | $1,588,000 | 7,418 |
| Provision for loan and lease losses | $382,000 | 2,184 |
| Total noninterest income | $234,000 | 7,106 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $133,000 | 6,125 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $101,000 | 6,614 |
| Total noninterest expense | $645,000 | 9,181 |
| Salaries and employee benefits | $366,000 | 9,088 |
| Premises and equipment expense | $61,000 | 9,406 |
| Additional noninterest expense | $218,000 | 8,852 |
| Pre-tax net operating income | $795,000 | 5,951 |
| Securities gains (losses) | $24,000 | 1,292 |
| Applicable income taxes | $236,000 | 5,341 |
| Income before extraordinary items | $583,000 | 5,979 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $583,000 | 5,976 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $312,000 | 1,755 |
| Cash dividends | $75,000 | 6,338 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $565,960 | 6,043 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $2,424,000 | 8,183 |
| Total interest expense | $1,014,000 | 8,387 |
| Net interest income | $1,410,000 | 7,883 |
| Provision for loan and lease losses | $187,000 | 3,652 |
| Total noninterest income | $205,000 | 7,516 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $130,000 | 6,272 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $75,000 | 7,329 |
| Total noninterest expense | $581,000 | 9,505 |
| Salaries and employee benefits | $318,000 | 9,509 |
| Premises and equipment expense | $63,000 | 9,508 |
| Additional noninterest expense | $200,000 | 9,116 |
| Pre-tax net operating income | $847,000 | 5,909 |
| Securities gains (losses) | $4,000 | 3,561 |
| Applicable income taxes | $358,000 | 4,708 |
| Income before extraordinary items | $493,000 | 6,650 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $493,000 | 6,649 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $155,000 | 2,854 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $490,440 | 6,548 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $2,204,000 | 8,782 |
| Total interest expense | $853,000 | 9,109 |
| Net interest income | $1,351,000 | 8,352 |
| Provision for loan and lease losses | $52,000 | 6,573 |
| Total noninterest income | $550,000 | 4,695 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $121,000 | 6,738 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $429,000 | 3,141 |
| Total noninterest expense | $569,000 | 9,860 |
| Salaries and employee benefits | $285,000 | 10,062 |
| Premises and equipment expense | $58,000 | 10,005 |
| Additional noninterest expense | $226,000 | 9,113 |
| Pre-tax net operating income | $1,280,000 | 5,017 |
| Securities gains (losses) | $-18,000 | 10,323 |
| Applicable income taxes | $318,000 | 5,568 |
| Income before extraordinary items | $944,000 | 4,896 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $944,000 | 4,897 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $41,000 | 5,460 |
| Cash dividends | $225,000 | 5,132 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $957,500 | 4,793 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $2,097,000 | 9,257 |
| Total interest expense | $851,000 | 9,480 |
| Net interest income | $1,246,000 | 8,910 |
| Provision for loan and lease losses | $100,000 | 5,070 |
| Total noninterest income | $232,000 | 7,822 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $111,000 | 7,271 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $121,000 | 6,566 |
| Total noninterest expense | $558,000 | 10,364 |
| Salaries and employee benefits | $287,000 | 10,457 |
| Premises and equipment expense | $62,000 | 10,297 |
| Additional noninterest expense | $209,000 | 9,841 |
| Pre-tax net operating income | $820,000 | 6,428 |
| Securities gains (losses) | $-24,000 | 10,728 |
| Applicable income taxes | $284,000 | 6,018 |
| Income before extraordinary items | $512,000 | 6,815 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $512,000 | 6,818 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $58,000 | 5,007 |
| Cash dividends | $120,000 | 6,384 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $527,360 | 6,665 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,900,000 | 9,884 |
| Total interest expense | $693,000 | 10,334 |
| Net interest income | $1,207,000 | 9,309 |
| Provision for loan and lease losses | $27,000 | 7,269 |
| Total noninterest income | $165,000 | 9,050 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $94,000 | 7,930 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $71,000 | 8,310 |
| Total noninterest expense | $491,000 | 11,052 |
| Salaries and employee benefits | $265,000 | 11,045 |
| Premises and equipment expense | $60,000 | 10,776 |
| Additional noninterest expense | $166,000 | 10,864 |
| Pre-tax net operating income | $854,000 | 6,627 |
| Securities gains (losses) | $-39,000 | 11,026 |
| Applicable income taxes | $327,000 | 5,700 |
| Income before extraordinary items | $488,000 | 7,342 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $488,000 | 7,342 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 8,178 |
| Cash dividends | $140,000 | 6,201 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $512,960 | 7,127 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,537,000 | 10,668 |
| Total interest expense | $563,000 | 10,786 |
| Net interest income | $974,000 | 10,477 |
| Provision for loan and lease losses | $12,000 | 8,270 |
| Total noninterest income | $74,000 | 11,404 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $32,000 | 10,262 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $42,000 | 10,035 |
| Total noninterest expense | $420,000 | 11,954 |
| Salaries and employee benefits | $200,000 | 12,070 |
| Premises and equipment expense | $59,000 | 11,335 |
| Additional noninterest expense | $161,000 | 11,649 |
| Pre-tax net operating income | $616,000 | 7,915 |
| Securities gains (losses) | $-10,000 | 9,836 |
| Applicable income taxes | $208,000 | 7,209 |
| Income before extraordinary items | $398,000 | 8,213 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $398,000 | 8,216 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 8,524 |
| Cash dividends | $60,000 | 7,692 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $404,600 | 8,209 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,337,000 | 11,596 |
| Total interest expense | $499,000 | 11,688 |
| Net interest income | $838,000 | 11,384 |
| Provision for loan and lease losses | $19,000 | 9,170 |
| Total noninterest income | $60,000 | 12,298 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $33,000 | 10,650 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $27,000 | 11,511 |
| Total noninterest expense | $400,000 | 12,647 |
| Salaries and employee benefits | $184,000 | 12,749 |
| Premises and equipment expense | $56,000 | 11,992 |
| Additional noninterest expense | $160,000 | 12,287 |
| Pre-tax net operating income | $479,000 | 8,789 |
| Securities gains (losses) | $-21,000 | 12,925 |
| Applicable income taxes | $143,000 | 8,793 |
| Income before extraordinary items | $315,000 | 9,302 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $315,000 | 9,469 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 9,554 |
| Cash dividends | $77,000 | 7,369 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $329,490 | 8,881 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,466,000 | 12,043 |
| Total interest expense | $642,000 | 12,103 |
| Net interest income | $824,000 | 11,817 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $103,000 | 11,644 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $29,000 | 11,097 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $74,000 | 9,109 |
| Total noninterest expense | $342,000 | 13,431 |
| Salaries and employee benefits | $165,000 | 13,445 |
| Premises and equipment expense | $52,000 | 12,611 |
| Additional noninterest expense | $125,000 | 13,276 |
| Pre-tax net operating income | $585,000 | 7,823 |
| Securities gains (losses) | $-16,000 | 13,420 |
| Applicable income taxes | $209,000 | 7,384 |
| Income before extraordinary items | $360,000 | 8,616 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $360,000 | 8,740 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 11,197 |
| Cash dividends | $80,000 | 6,992 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $370,240 | 8,149 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.