Home > Territory Bank > Income and Expense
Territory Bank, Income and Expense
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $780,000 | 8,316 |
| Total interest expense | $311,000 | 8,108 |
| Net interest income | $469,000 | 8,369 |
| Provision for loan and lease losses | $35,000 | 5,538 |
| Total noninterest income | $75,000 | 7,819 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $73,000 | 6,264 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $2,000 | 8,526 |
| Total noninterest expense | $519,000 | 8,197 |
| Salaries and employee benefits | $287,000 | 8,202 |
| Premises and equipment expense | $60,000 | 8,067 |
| Additional noninterest expense | $172,000 | 7,990 |
| Pre-tax net operating income | $-10,000 | 8,133 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $9,000 | 6,256 |
| Income before extraordinary items | $-19,000 | 8,159 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $-19,000 | 8,161 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $82,000 | 2,579 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $-19,000 | 8,147 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $503,000 | 8,391 |
| Total interest expense | $193,000 | 8,170 |
| Net interest income | $310,000 | 8,438 |
| Provision for loan and lease losses | $20,000 | 5,511 |
| Total noninterest income | $51,000 | 7,846 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $51,000 | 6,216 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $0 | 8,630 |
| Total noninterest expense | $346,000 | 8,228 |
| Salaries and employee benefits | $194,000 | 8,231 |
| Premises and equipment expense | $39,000 | 8,105 |
| Additional noninterest expense | $113,000 | 8,019 |
| Pre-tax net operating income | $-5,000 | 8,186 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $-5,000 | 8,192 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-5,000 | 8,193 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,000 | 2,811 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $-5,000 | 8,179 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $244,000 | 8,422 |
| Total interest expense | $93,000 | 8,186 |
| Net interest income | $151,000 | 8,483 |
| Provision for loan and lease losses | $8,000 | 5,456 |
| Total noninterest income | $27,000 | 7,770 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $26,000 | 6,158 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $1,000 | 8,494 |
| Total noninterest expense | $171,000 | 8,252 |
| Salaries and employee benefits | $96,000 | 8,262 |
| Premises and equipment expense | $17,000 | 8,221 |
| Additional noninterest expense | $58,000 | 7,984 |
| Pre-tax net operating income | $-1,000 | 8,217 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $-1,000 | 8,209 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-1,000 | 8,210 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $-1,000 | 8,199 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $348,000 | 8,701 |
| Total interest expense | $100,000 | 8,621 |
| Net interest income | $248,000 | 8,702 |
| Provision for loan and lease losses | $15,000 | 6,626 |
| Total noninterest income | $45,000 | 8,452 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $45,000 | 7,154 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $0 | 8,688 |
| Total noninterest expense | $277,000 | 8,764 |
| Salaries and employee benefits | $158,000 | 8,735 |
| Premises and equipment expense | $37,000 | 8,620 |
| Additional noninterest expense | $82,000 | 8,745 |
| Pre-tax net operating income | $1,000 | 8,240 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $0 | 6,964 |
| Income before extraordinary items | $1,000 | 8,276 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,000 | 8,277 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $53,000 | 4,212 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,000 | 8,249 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $122,000 | 8,806 |
| Total interest expense | $28,000 | 8,749 |
| Net interest income | $94,000 | 8,802 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $19,000 | 8,632 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $18,000 | 7,477 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,000 | 8,692 |
| Total noninterest expense | $125,000 | 8,829 |
| Salaries and employee benefits | $79,000 | 8,805 |
| Premises and equipment expense | $14,000 | 8,745 |
| Additional noninterest expense | $32,000 | 8,828 |
| Pre-tax net operating income | $-12,000 | 8,348 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $-12,000 | 8,359 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-12,000 | 8,360 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 4,785 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $-12,000 | 8,333 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $295,000 | 8,650 |
| Total interest expense | $47,000 | 8,682 |
| Net interest income | $248,000 | 8,600 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $62,000 | 7,736 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $59,000 | 6,042 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $3,000 | 8,558 |
| Total noninterest expense | $276,000 | 8,497 |
| Salaries and employee benefits | $151,000 | 8,493 |
| Premises and equipment expense | $44,000 | 8,001 |
| Additional noninterest expense | $81,000 | 8,432 |
| Pre-tax net operating income | $34,000 | 8,214 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $-87,000 | 8,739 |
| Income before extraordinary items | $121,000 | 7,578 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $121,000 | 7,578 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 4,257 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $121,000 | 7,535 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $147,000 | 8,721 |
| Total interest expense | $25,000 | 8,743 |
| Net interest income | $122,000 | 8,684 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $30,000 | 7,797 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $28,000 | 6,092 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $2,000 | 8,574 |
| Total noninterest expense | $134,000 | 8,578 |
| Salaries and employee benefits | $74,000 | 8,563 |
| Premises and equipment expense | $20,000 | 8,171 |
| Additional noninterest expense | $40,000 | 8,488 |
| Pre-tax net operating income | $18,000 | 8,276 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $-87,000 | 8,829 |
| Income before extraordinary items | $105,000 | 6,803 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $105,000 | 6,805 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $105,000 | 6,769 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $654,000 | 8,663 |
| Total interest expense | $110,000 | 8,712 |
| Net interest income | $544,000 | 8,607 |
| Provision for loan and lease losses | $613,000 | 1,615 |
| Total noninterest income | $209,000 | 7,079 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $178,000 | 5,459 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $31,000 | 7,936 |
| Total noninterest expense | $588,000 | 8,543 |
| Salaries and employee benefits | $306,000 | 8,587 |
| Premises and equipment expense | $91,000 | 8,085 |
| Additional noninterest expense | $191,000 | 8,354 |
| Pre-tax net operating income | $-448,000 | 8,633 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $0 | 7,185 |
| Income before extraordinary items | $-448,000 | 8,696 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-448,000 | 8,698 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $561,000 | 1,227 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $-448,000 | 8,667 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $479,000 | 8,728 |
| Total interest expense | $78,000 | 8,784 |
| Net interest income | $401,000 | 8,671 |
| Provision for loan and lease losses | $18,000 | 6,408 |
| Total noninterest income | $177,000 | 6,914 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $150,000 | 5,268 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $27,000 | 7,817 |
| Total noninterest expense | $430,000 | 8,567 |
| Salaries and employee benefits | $225,000 | 8,619 |
| Premises and equipment expense | $50,000 | 8,402 |
| Additional noninterest expense | $155,000 | 8,274 |
| Pre-tax net operating income | $130,000 | 7,996 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $2,000 | 7,080 |
| Income before extraordinary items | $128,000 | 7,926 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $128,000 | 7,929 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 4,955 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $128,000 | 7,870 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $321,000 | 8,783 |
| Total interest expense | $52,000 | 8,849 |
| Net interest income | $269,000 | 8,720 |
| Provision for loan and lease losses | $12,000 | 6,242 |
| Total noninterest income | $118,000 | 6,927 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $100,000 | 5,267 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $18,000 | 7,850 |
| Total noninterest expense | $280,000 | 8,647 |
| Salaries and employee benefits | $148,000 | 8,685 |
| Premises and equipment expense | $32,000 | 8,470 |
| Additional noninterest expense | $100,000 | 8,355 |
| Pre-tax net operating income | $95,000 | 7,955 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $1,000 | 7,109 |
| Income before extraordinary items | $94,000 | 7,834 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $94,000 | 7,835 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 4,807 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $94,000 | 7,772 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $161,000 | 8,828 |
| Total interest expense | $26,000 | 8,898 |
| Net interest income | $135,000 | 8,759 |
| Provision for loan and lease losses | $6,000 | 5,941 |
| Total noninterest income | $54,000 | 7,095 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $51,000 | 5,172 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $3,000 | 8,561 |
| Total noninterest expense | $140,000 | 8,683 |
| Salaries and employee benefits | $72,000 | 8,753 |
| Premises and equipment expense | $17,000 | 8,430 |
| Additional noninterest expense | $51,000 | 8,372 |
| Pre-tax net operating income | $43,000 | 8,009 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $2,000 | 6,854 |
| Income before extraordinary items | $41,000 | 7,951 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $41,000 | 7,952 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 4,263 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $41,000 | 7,891 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $673,000 | 8,840 |
| Total interest expense | $121,000 | 8,917 |
| Net interest income | $552,000 | 8,759 |
| Provision for loan and lease losses | $22,000 | 7,018 |
| Total noninterest income | $221,000 | 7,172 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $182,000 | 5,462 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $39,000 | 7,855 |
| Total noninterest expense | $645,000 | 8,557 |
| Salaries and employee benefits | $372,000 | 8,520 |
| Premises and equipment expense | $67,000 | 8,532 |
| Additional noninterest expense | $206,000 | 8,408 |
| Pre-tax net operating income | $106,000 | 8,177 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $18,000 | 6,842 |
| Income before extraordinary items | $88,000 | 8,281 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $88,000 | 8,286 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 5,824 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $88,000 | 8,174 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $509,000 | 8,921 |
| Total interest expense | $94,000 | 8,999 |
| Net interest income | $415,000 | 8,825 |
| Provision for loan and lease losses | $14,000 | 7,000 |
| Total noninterest income | $174,000 | 7,133 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $134,000 | 5,543 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $40,000 | 7,508 |
| Total noninterest expense | $438,000 | 8,691 |
| Salaries and employee benefits | $238,000 | 8,712 |
| Premises and equipment expense | $50,000 | 8,563 |
| Additional noninterest expense | $150,000 | 8,464 |
| Pre-tax net operating income | $137,000 | 8,045 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $6,000 | 7,203 |
| Income before extraordinary items | $131,000 | 8,035 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $131,000 | 8,039 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 6,184 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $131,000 | 7,900 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $343,000 | 8,959 |
| Total interest expense | $65,000 | 9,040 |
| Net interest income | $278,000 | 8,855 |
| Provision for loan and lease losses | $12,000 | 6,682 |
| Total noninterest income | $115,000 | 7,152 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $89,000 | 5,523 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $26,000 | 7,515 |
| Total noninterest expense | $289,000 | 8,721 |
| Salaries and employee benefits | $158,000 | 8,748 |
| Premises and equipment expense | $32,000 | 8,620 |
| Additional noninterest expense | $99,000 | 8,473 |
| Pre-tax net operating income | $92,000 | 8,067 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $4,000 | 7,232 |
| Income before extraordinary items | $88,000 | 8,075 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $88,000 | 8,077 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 6,334 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $88,000 | 7,911 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $164,000 | 9,043 |
| Total interest expense | $33,000 | 9,093 |
| Net interest income | $131,000 | 8,949 |
| Provision for loan and lease losses | $6,000 | 6,408 |
| Total noninterest income | $55,000 | 7,195 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $44,000 | 5,485 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $11,000 | 7,783 |
| Total noninterest expense | $146,000 | 8,762 |
| Salaries and employee benefits | $81,000 | 8,757 |
| Premises and equipment expense | $15,000 | 8,679 |
| Additional noninterest expense | $50,000 | 8,487 |
| Pre-tax net operating income | $34,000 | 8,247 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $3,000 | 7,063 |
| Income before extraordinary items | $31,000 | 8,259 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $31,000 | 8,258 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 5,022 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $31,000 | 8,128 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $674,000 | 9,070 |
| Total interest expense | $161,000 | 9,124 |
| Net interest income | $513,000 | 8,986 |
| Provision for loan and lease losses | $14,000 | 7,694 |
| Total noninterest income | $221,000 | 7,103 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $185,000 | 5,388 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $36,000 | 8,002 |
| Total noninterest expense | $628,000 | 8,704 |
| Salaries and employee benefits | $365,000 | 8,639 |
| Premises and equipment expense | $54,000 | 8,839 |
| Additional noninterest expense | $209,000 | 8,495 |
| Pre-tax net operating income | $92,000 | 8,333 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $16,000 | 7,144 |
| Income before extraordinary items | $76,000 | 8,436 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $76,000 | 8,436 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 6,624 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $76,000 | 8,346 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $709,000 | 9,317 |
| Total interest expense | $234,000 | 9,355 |
| Net interest income | $475,000 | 9,224 |
| Provision for loan and lease losses | $36,000 | 7,043 |
| Total noninterest income | $235,000 | 6,973 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $202,000 | 5,142 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $33,000 | 8,253 |
| Total noninterest expense | $586,000 | 8,972 |
| Salaries and employee benefits | $355,000 | 8,813 |
| Premises and equipment expense | $52,000 | 9,091 |
| Additional noninterest expense | $179,000 | 8,829 |
| Pre-tax net operating income | $88,000 | 8,385 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $16,000 | 7,411 |
| Income before extraordinary items | $72,000 | 8,485 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $72,000 | 8,484 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,000 | 5,919 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $72,000 | 8,386 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $687,000 | 9,597 |
| Total interest expense | $178,000 | 9,682 |
| Net interest income | $509,000 | 9,444 |
| Provision for loan and lease losses | $30,000 | 7,204 |
| Total noninterest income | $172,000 | 7,583 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $158,000 | 5,645 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $14,000 | 9,226 |
| Total noninterest expense | $562,000 | 9,213 |
| Salaries and employee benefits | $331,000 | 9,102 |
| Premises and equipment expense | $54,000 | 9,291 |
| Additional noninterest expense | $177,000 | 9,006 |
| Pre-tax net operating income | $89,000 | 8,838 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $16,000 | 7,940 |
| Income before extraordinary items | $73,000 | 8,865 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $73,000 | 8,865 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $39,000 | 5,142 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $73,000 | 8,848 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $708,000 | 9,842 |
| Total interest expense | $180,000 | 9,960 |
| Net interest income | $528,000 | 9,639 |
| Provision for loan and lease losses | $50,000 | 6,505 |
| Total noninterest income | $175,000 | 7,776 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $157,000 | 5,727 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $18,000 | 9,339 |
| Total noninterest expense | $569,000 | 9,417 |
| Salaries and employee benefits | $335,000 | 9,287 |
| Premises and equipment expense | $55,000 | 9,535 |
| Additional noninterest expense | $179,000 | 9,243 |
| Pre-tax net operating income | $84,000 | 9,134 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $14,000 | 8,380 |
| Income before extraordinary items | $70,000 | 9,137 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $70,000 | 9,135 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $48,000 | 4,912 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $70,000 | 9,107 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $783,000 | 10,034 |
| Total interest expense | $234,000 | 10,152 |
| Net interest income | $559,000 | 9,809 |
| Provision for loan and lease losses | $67,000 | 5,949 |
| Total noninterest income | $154,000 | 8,170 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $138,000 | 6,129 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $16,000 | 9,678 |
| Total noninterest expense | $570,000 | 9,548 |
| Salaries and employee benefits | $337,000 | 9,379 |
| Premises and equipment expense | $55,000 | 9,708 |
| Additional noninterest expense | $178,000 | 9,367 |
| Pre-tax net operating income | $76,000 | 9,522 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $8,000 | 9,125 |
| Income before extraordinary items | $68,000 | 9,523 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $68,000 | 9,523 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $52,000 | 4,888 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $68,000 | 9,460 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $687,000 | 10,575 |
| Total interest expense | $210,000 | 10,661 |
| Net interest income | $477,000 | 10,429 |
| Provision for loan and lease losses | $16,000 | 8,073 |
| Total noninterest income | $168,000 | 8,315 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $136,000 | 6,437 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $32,000 | 9,236 |
| Total noninterest expense | $521,000 | 10,048 |
| Salaries and employee benefits | $276,000 | 10,117 |
| Premises and equipment expense | $46,000 | 10,292 |
| Additional noninterest expense | $199,000 | 9,418 |
| Pre-tax net operating income | $108,000 | 10,036 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $22,000 | 9,683 |
| Income before extraordinary items | $86,000 | 10,043 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $86,000 | 10,046 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 7,011 |
| Cash dividends | $12,000 | 7,716 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $86,000 | 10,008 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $545,000 | 11,228 |
| Total interest expense | $164,000 | 11,269 |
| Net interest income | $381,000 | 11,128 |
| Provision for loan and lease losses | $5,000 | 8,822 |
| Total noninterest income | $164,000 | 8,793 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $152,000 | 6,431 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $12,000 | 10,870 |
| Total noninterest expense | $444,000 | 10,816 |
| Salaries and employee benefits | $227,000 | 10,863 |
| Premises and equipment expense | $38,000 | 10,966 |
| Additional noninterest expense | $179,000 | 10,185 |
| Pre-tax net operating income | $96,000 | 10,382 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $30,000 | 10,034 |
| Income before extraordinary items | $66,000 | 10,485 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $66,000 | 10,484 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 8,441 |
| Cash dividends | $70,000 | 7,217 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $66,000 | 10,438 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $434,000 | 11,818 |
| Total interest expense | $127,000 | 11,851 |
| Net interest income | $307,000 | 11,756 |
| Provision for loan and lease losses | $1,000 | 8,909 |
| Total noninterest income | $151,000 | 9,301 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $111,000 | 7,521 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $40,000 | 9,709 |
| Total noninterest expense | $392,000 | 11,452 |
| Salaries and employee benefits | $212,000 | 11,420 |
| Premises and equipment expense | $37,000 | 11,447 |
| Additional noninterest expense | $143,000 | 11,134 |
| Pre-tax net operating income | $65,000 | 11,249 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $13,000 | 10,879 |
| Income before extraordinary items | $52,000 | 11,277 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $52,000 | 11,276 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 10,260 |
| Cash dividends | $48,000 | 7,835 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $52,000 | 11,247 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $346,000 | 12,502 |
| Total interest expense | $80,000 | 12,535 |
| Net interest income | $266,000 | 12,448 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $117,000 | 10,363 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $97,000 | 8,172 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $20,000 | 11,420 |
| Total noninterest expense | $323,000 | 12,284 |
| Salaries and employee benefits | $169,000 | 12,261 |
| Premises and equipment expense | $24,000 | 12,357 |
| Additional noninterest expense | $130,000 | 12,021 |
| Pre-tax net operating income | $60,000 | 11,862 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $10,000 | 11,373 |
| Income before extraordinary items | $50,000 | 11,803 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $50,000 | 11,807 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,921 |
| Cash dividends | $47,000 | 8,055 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $50,000 | 11,837 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $346,000 | 13,153 |
| Total interest expense | $74,000 | 13,194 |
| Net interest income | $272,000 | 13,050 |
| Provision for loan and lease losses | $4,000 | 10,179 |
| Total noninterest income | $127,000 | 10,684 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $100,000 | 8,366 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $27,000 | 11,511 |
| Total noninterest expense | $334,000 | 12,881 |
| Salaries and employee benefits | $160,000 | 12,917 |
| Premises and equipment expense | $20,000 | 13,077 |
| Additional noninterest expense | $154,000 | 12,372 |
| Pre-tax net operating income | $61,000 | 12,109 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $10,000 | 11,823 |
| Income before extraordinary items | $51,000 | 12,246 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $51,000 | 12,269 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 8,808 |
| Cash dividends | $60,000 | 7,697 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $51,000 | 12,096 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $362,000 | 13,797 |
| Total interest expense | $102,000 | 13,821 |
| Net interest income | $260,000 | 13,693 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $104,000 | 11,616 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $85,000 | 8,993 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $19,000 | 12,651 |
| Total noninterest expense | $314,000 | 13,523 |
| Salaries and employee benefits | $153,000 | 13,534 |
| Premises and equipment expense | $20,000 | 13,675 |
| Additional noninterest expense | $141,000 | 13,080 |
| Pre-tax net operating income | $50,000 | 12,416 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $9,000 | 12,400 |
| Income before extraordinary items | $41,000 | 12,631 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $41,000 | 12,635 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 10,255 |
| Cash dividends | $41,000 | 7,938 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $41,000 | 12,379 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.