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Terrabank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$26,129,0001,559
Total interest expense$6,583,0001,717
Net interest income$19,546,0001,463
Provision for loan and lease losses$910,000883
Total noninterest income$5,144,0001,175
Gross Fiduciary activities income$0981
Service charges on deposit accounts$1,275,000831
Trading account gains and feesNANA
Additional Noninterest Income$3,869,0001,053
Total noninterest expense$19,072,0001,254
Salaries and employee benefits$11,499,0001,210
Premises and equipment expense$1,898,0001,284
Additional noninterest expense$3,869,0001,053
Pre-tax net operating income$4,708,0001,993
Securities gains (losses)$7,000812
Applicable income taxes$1,149,0001,351
Income before extraordinary items$3,566,0002,133
Extraordinary gains, net$054
Net income$3,566,0002,157
Minority interest net income$088
Net income of bank and minority interests.$3,566,0002,136
Net charge-offs$31,0002,008
Cash dividends$951,0002,228
Sale, conversion, retirement of capital stock, net$1,472,000163
Net operating income$3,560,4702,163
2023-09-30 (YTD Data)Rank
Total interest income$18,796,0001,570
Total interest expense$4,306,0001,754
Net interest income$14,490,0001,488
Provision for loan and lease losses$691,000832
Total noninterest income$3,851,0001,174
Gross Fiduciary activities income$0950
Service charges on deposit accounts$951,000835
Trading account gains and feesNANA
Additional Noninterest Income$2,900,0001,060
Total noninterest expense$14,050,0001,264
Salaries and employee benefits$8,495,0001,222
Premises and equipment expense$1,402,0001,297
Additional noninterest expense$2,900,0001,060
Pre-tax net operating income$3,600,0002,017
Securities gains (losses)$-16,0003,589
Applicable income taxes$880,0001,368
Income before extraordinary items$2,704,0002,171
Extraordinary gains, net$052
Net income$2,704,0002,192
Minority interest net income$081
Net income of bank and minority interests.$2,704,0002,173
Net charge-offs$25,0001,796
Cash dividends$700,0001,987
Sale, conversion, retirement of capital stock, net$736,000187
Net operating income$2,716,6402,192
2023-06-30 (YTD Data)Rank
Total interest income$12,140,0001,584
Total interest expense$2,438,0001,792
Net interest income$9,702,0001,501
Provision for loan and lease losses$302,0001,008
Total noninterest income$2,574,0001,114
Gross Fiduciary activities income$0931
Service charges on deposit accounts$634,000822
Trading account gains and feesNANA
Additional Noninterest Income$1,940,000997
Total noninterest expense$9,221,0001,268
Salaries and employee benefits$5,552,0001,234
Premises and equipment expense$919,0001,308
Additional noninterest expense$1,940,000996
Pre-tax net operating income$2,753,0001,844
Securities gains (losses)$0938
Applicable income taxes$672,0001,274
Income before extraordinary items$2,081,0002,017
Extraordinary gains, net$051
Net income$2,081,0002,042
Minority interest net income$081
Net income of bank and minority interests.$2,081,0002,017
Net charge-offs$25,0001,447
Cash dividends$460,0002,026
Sale, conversion, retirement of capital stock, net$0486
Net operating income$2,081,0002,029
2023-03-31 (YTD Data)Rank
Total interest income$5,789,0001,632
Total interest expense$975,0001,859
Net interest income$4,814,0001,522
Provision for loan and lease losses$302,000661
Total noninterest income$1,298,0001,118
Gross Fiduciary activities income$0913
Service charges on deposit accounts$317,000827
Trading account gains and feesNANA
Additional Noninterest Income$981,000978
Total noninterest expense$4,584,0001,297
Salaries and employee benefits$2,762,0001,259
Premises and equipment expense$454,0001,343
Additional noninterest expense$981,000978
Pre-tax net operating income$1,226,0002,042
Securities gains (losses)$8,000629
Applicable income taxes$306,0001,371
Income before extraordinary items$928,0002,196
Extraordinary gains, net$04
Net income$928,0002,196
Minority interest net income$048
Net income of bank and minority interests.$928,0002,196
Net charge-offs$6,0001,532
Cash dividends$230,0001,734
Sale, conversion, retirement of capital stock, net$0430
Net operating income$921,6802,226
2022-12-31 (YTD Data)Rank
Total interest income$18,536,0001,673
Total interest expense$753,0002,771
Net interest income$17,783,0001,577
Provision for loan and lease losses$820,000928
Total noninterest income$4,421,0001,289
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$1,297,000825
Trading account gains and feesNANA
Additional Noninterest Income$3,124,0001,220
Total noninterest expense$16,419,0001,375
Salaries and employee benefits$9,871,0001,325
Premises and equipment expense$1,766,0001,360
Additional noninterest expense$3,124,0001,220
Pre-tax net operating income$4,965,0002,054
Securities gains (losses)$-63,0003,799
Applicable income taxes$1,314,0001,357
Income before extraordinary items$3,588,0002,240
Extraordinary gains, net$05
Net income$3,588,0002,239
Minority interest net income$063
Net income of bank and minority interests.$3,588,0002,239
Net charge-offs$2,0002,471
Cash dividends$516,0002,677
Sale, conversion, retirement of capital stock, net$15,903,00062
Net operating income$3,637,7702,260
2022-09-30 (YTD Data)Rank
Total interest income$13,224,0001,683
Total interest expense$309,0003,259
Net interest income$12,915,0001,597
Provision for loan and lease losses$590,000886
Total noninterest income$3,243,0001,338
Gross Fiduciary activities income$0968
Service charges on deposit accounts$976,000837
Trading account gains and feesNANA
Additional Noninterest Income$2,267,0001,281
Total noninterest expense$12,166,0001,385
Salaries and employee benefits$7,323,0001,327
Premises and equipment expense$1,292,0001,387
Additional noninterest expense$2,267,0001,281
Pre-tax net operating income$3,402,0002,131
Securities gains (losses)$-64,0004,145
Applicable income taxes$933,0001,392
Income before extraordinary items$2,405,0002,344
Extraordinary gains, net$04
Net income$2,405,0002,343
Minority interest net income$057
Net income of bank and minority interests.$2,405,0002,343
Net charge-offs$2,0002,177
Cash dividends$286,0002,554
Sale, conversion, retirement of capital stock, net$15,903,00050
Net operating income$2,455,5602,363
2022-06-30 (YTD Data)Rank
Total interest income$8,464,0001,695
Total interest expense$220,0003,092
Net interest income$8,244,0001,621
Provision for loan and lease losses$385,000810
Total noninterest income$2,026,0001,370
Gross Fiduciary activities income$0925
Service charges on deposit accounts$654,000826
Trading account gains and feesNANA
Additional Noninterest Income$1,372,0001,386
Total noninterest expense$8,239,0001,366
Salaries and employee benefits$4,954,0001,320
Premises and equipment expense$835,0001,410
Additional noninterest expense$2,450,0001,367
Pre-tax net operating income$1,646,0002,451
Securities gains (losses)$-43,0004,220
Applicable income taxes$377,0001,686
Income before extraordinary items$1,226,0002,601
Extraordinary gains, net$04
Net income$1,226,0002,601
Minority interest net income$060
Net income of bank and minority interests.$1,226,0002,601
Net charge-offs$2,0001,931
Cash dividends$110,0002,696
Sale, conversion, retirement of capital stock, net$10,923,00045
Net operating income$1,259,9702,600
2022-03-31 (YTD Data)Rank
Total interest income$4,096,0001,700
Total interest expense$122,0002,909
Net interest income$3,974,0001,627
Provision for loan and lease losses$249,000583
Total noninterest income$945,0001,421
Gross Fiduciary activities income$0892
Service charges on deposit accounts$305,000855
Trading account gains and feesNANA
Additional Noninterest Income$640,0001,453
Total noninterest expense$4,178,0001,338
Salaries and employee benefits$2,594,0001,275
Premises and equipment expense$421,0001,403
Additional noninterest expense$1,163,0001,403
Pre-tax net operating income$492,0002,922
Securities gains (losses)$-25,0004,366
Applicable income taxes$107,0002,025
Income before extraordinary items$360,0003,103
Extraordinary gains, net$04
Net income$360,0003,102
Minority interest net income$050
Net income of bank and minority interests.$360,0003,103
Net charge-offs$2,0001,559
Cash dividends$02,284
Sale, conversion, retirement of capital stock, net$0453
Net operating income$379,7503,062
2021-12-31 (YTD Data)Rank
Total interest income$16,032,0001,774
Total interest expense$748,0002,616
Net interest income$15,284,0001,703
Provision for loan and lease losses$506,0001,026
Total noninterest income$3,375,0001,671
Gross Fiduciary activities income$0994
Service charges on deposit accounts$1,271,000803
Trading account gains and feesNANA
Additional Noninterest Income$2,104,0001,854
Total noninterest expense$15,246,0001,428
Salaries and employee benefits$9,489,0001,350
Premises and equipment expense$1,511,0001,510
Additional noninterest expense$4,246,0001,522
Pre-tax net operating income$2,907,0002,728
Securities gains (losses)$90,000910
Applicable income taxes$650,0001,925
Income before extraordinary items$2,347,0002,825
Extraordinary gains, net$010
Net income$2,347,0002,826
Minority interest net income$074
Net income of bank and minority interests.$2,347,0002,826
Net charge-offs$78,0001,445
Cash dividends$03,608
Sale, conversion, retirement of capital stock, net$0582
Net operating income$2,275,9002,843
2021-09-30 (YTD Data)Rank
Total interest income$11,918,0001,811
Total interest expense$584,0002,640
Net interest income$11,334,0001,741
Provision for loan and lease losses$298,0001,185
Total noninterest income$2,494,0001,730
Gross Fiduciary activities income$0957
Service charges on deposit accounts$968,000788
Trading account gains and feesNANA
Additional Noninterest Income$1,526,0001,935
Total noninterest expense$11,310,0001,459
Salaries and employee benefits$6,997,0001,372
Premises and equipment expense$1,140,0001,525
Additional noninterest expense$3,173,0001,521
Pre-tax net operating income$2,220,0002,822
Securities gains (losses)$100,000805
Applicable income taxes$549,0001,917
Income before extraordinary items$1,771,0002,947
Extraordinary gains, net$08
Net income$1,771,0002,947
Minority interest net income$069
Net income of bank and minority interests.$1,771,0002,947
Net charge-offs$90,0001,123
Cash dividends$03,251
Sale, conversion, retirement of capital stock, net$0543
Net operating income$1,692,0002,978
2021-06-30 (YTD Data)Rank
Total interest income$7,918,0001,808
Total interest expense$405,0002,657
Net interest income$7,513,0001,740
Provision for loan and lease losses$120,0001,537
Total noninterest income$1,642,0001,711
Gross Fiduciary activities income$0951
Service charges on deposit accounts$643,000761
Trading account gains and feesNANA
Additional Noninterest Income$999,0001,908
Total noninterest expense$7,618,0001,431
Salaries and employee benefits$4,746,0001,349
Premises and equipment expense$763,0001,518
Additional noninterest expense$2,109,0001,510
Pre-tax net operating income$1,417,0002,840
Securities gains (losses)$-3,0004,550
Applicable income taxes$323,0001,972
Income before extraordinary items$1,091,0003,028
Extraordinary gains, net$06
Net income$1,091,0003,027
Minority interest net income$067
Net income of bank and minority interests.$1,091,0003,028
Net charge-offs$9,0001,770
Cash dividends$03,104
Sale, conversion, retirement of capital stock, net$0517
Net operating income$1,093,3703,006
2021-03-31 (YTD Data)Rank
Total interest income$3,924,0001,825
Total interest expense$213,0002,658
Net interest income$3,711,0001,747
Provision for loan and lease losses$68,0001,553
Total noninterest income$791,0001,744
Gross Fiduciary activities income$0922
Service charges on deposit accounts$323,000741
Trading account gains and feesNANA
Additional Noninterest Income$468,0001,984
Total noninterest expense$3,853,0001,411
Salaries and employee benefits$2,453,0001,309
Premises and equipment expense$382,0001,533
Additional noninterest expense$1,018,0001,526
Pre-tax net operating income$581,0003,084
Securities gains (losses)$-4,0004,602
Applicable income taxes$134,0002,079
Income before extraordinary items$443,0003,256
Extraordinary gains, net$03
Net income$443,0003,257
Minority interest net income$055
Net income of bank and minority interests.$443,0003,256
Net charge-offs$10,0001,363
Cash dividends$02,452
Sale, conversion, retirement of capital stock, net$0482
Net operating income$446,1603,215
2020-12-31 (YTD Data)Rank
Total interest income$16,110,0001,778
Total interest expense$1,445,0002,440
Net interest income$14,665,0001,679
Provision for loan and lease losses$725,0001,902
Total noninterest income$3,617,0001,557
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$1,169,000824
Trading account gains and feesNANA
Additional Noninterest Income$2,448,0001,609
Total noninterest expense$14,633,0001,435
Salaries and employee benefits$9,391,0001,321
Premises and equipment expense$1,512,0001,505
Additional noninterest expense$3,730,0001,621
Pre-tax net operating income$2,924,0002,455
Securities gains (losses)$25,0002,028
Applicable income taxes$472,0001,983
Income before extraordinary items$2,477,0002,567
Extraordinary gains, net$04
Net income$2,477,0002,566
Minority interest net income$072
Net income of bank and minority interests.$2,477,0002,567
Net charge-offs$415,0001,099
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0566
Net operating income$2,456,0002,528
2020-09-30 (YTD Data)Rank
Total interest income$12,179,0001,779
Total interest expense$1,198,0002,384
Net interest income$10,981,0001,677
Provision for loan and lease losses$624,0001,781
Total noninterest income$2,055,0001,770
Gross Fiduciary activities income$0981
Service charges on deposit accounts$859,000835
Trading account gains and feesNANA
Additional Noninterest Income$1,196,0001,979
Total noninterest expense$10,972,0001,417
Salaries and employee benefits$7,022,0001,309
Premises and equipment expense$1,127,0001,515
Additional noninterest expense$2,823,0001,582
Pre-tax net operating income$1,440,0003,000
Securities gains (losses)$26,0001,820
Applicable income taxes$305,0002,087
Income before extraordinary items$1,161,0003,164
Extraordinary gains, net$04
Net income$1,161,0003,163
Minority interest net income$065
Net income of bank and minority interests.$1,161,0003,164
Net charge-offs$312,0001,002
Cash dividends$03,384
Sale, conversion, retirement of capital stock, net$0532
Net operating income$1,140,4603,128
2020-06-30 (YTD Data)Rank
Total interest income$8,156,0001,802
Total interest expense$893,0002,329
Net interest income$7,263,0001,687
Provision for loan and lease losses$494,0001,626
Total noninterest income$1,355,0001,723
Gross Fiduciary activities income$0970
Service charges on deposit accounts$589,000823
Trading account gains and feesNANA
Additional Noninterest Income$766,0001,950
Total noninterest expense$7,162,0001,437
Salaries and employee benefits$4,560,0001,336
Premises and equipment expense$750,0001,511
Additional noninterest expense$1,852,0001,595
Pre-tax net operating income$962,0002,981
Securities gains (losses)$25,0001,599
Applicable income taxes$196,0002,077
Income before extraordinary items$791,0003,117
Extraordinary gains, net$04
Net income$791,0003,116
Minority interest net income$065
Net income of bank and minority interests.$791,0003,117
Net charge-offs$302,000805
Cash dividends$03,237
Sale, conversion, retirement of capital stock, net$0504
Net operating income$771,0003,102
2020-03-31 (YTD Data)Rank
Total interest income$4,143,0001,766
Total interest expense$505,0002,275
Net interest income$3,638,0001,652
Provision for loan and lease losses$278,0001,245
Total noninterest income$750,0001,523
Gross Fiduciary activities income$0941
Service charges on deposit accounts$348,000830
Trading account gains and feesNANA
Additional Noninterest Income$402,0001,728
Total noninterest expense$3,692,0001,416
Salaries and employee benefits$2,352,0001,312
Premises and equipment expense$380,0001,502
Additional noninterest expense$960,0001,572
Pre-tax net operating income$418,0003,006
Securities gains (losses)$22,0001,107
Applicable income taxes$100,0001,936
Income before extraordinary items$340,0003,124
Extraordinary gains, net$04
Net income$340,0003,124
Minority interest net income$056
Net income of bank and minority interests.$340,0003,125
Net charge-offs$46,0001,238
Cash dividends$02,639
Sale, conversion, retirement of capital stock, net$0482
Net operating income$322,6203,166
2019-12-31 (YTD Data)Rank
Total interest income$15,818,0001,851
Total interest expense$2,130,0002,247
Net interest income$13,688,0001,737
Provision for loan and lease losses$177,0002,475
Total noninterest income$2,904,0001,601
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$1,396,000860
Trading account gains and feesNANA
Additional Noninterest Income$1,508,0001,787
Total noninterest expense$13,210,0001,514
Salaries and employee benefits$8,361,0001,405
Premises and equipment expense$1,468,0001,521
Additional noninterest expense$3,381,0001,719
Pre-tax net operating income$3,205,0002,358
Securities gains (losses)$-75,0005,054
Applicable income taxes$816,0001,587
Income before extraordinary items$2,314,0002,694
Extraordinary gains, net$011
Net income$2,314,0002,694
Minority interest net income$076
Net income of bank and minority interests.$2,314,0002,696
Net charge-offs$20,0003,121
Cash dividends$03,944
Sale, conversion, retirement of capital stock, net$0626
Net operating income$2,373,2502,613
2019-09-30 (YTD Data)Rank
Total interest income$11,713,0001,884
Total interest expense$1,570,0002,283
Net interest income$10,143,0001,784
Provision for loan and lease losses$124,0002,446
Total noninterest income$2,153,0001,604
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$1,062,000842
Trading account gains and feesNANA
Additional Noninterest Income$1,091,0001,809
Total noninterest expense$10,162,0001,479
Salaries and employee benefits$6,372,0001,398
Premises and equipment expense$1,099,0001,543
Additional noninterest expense$2,691,0001,638
Pre-tax net operating income$2,010,0002,716
Securities gains (losses)$-77,0005,144
Applicable income taxes$439,0001,920
Income before extraordinary items$1,494,0002,955
Extraordinary gains, net$011
Net income$1,494,0002,956
Minority interest net income$072
Net income of bank and minority interests.$1,494,0002,956
Net charge-offs$17,0002,774
Cash dividends$03,588
Sale, conversion, retirement of capital stock, net$0590
Net operating income$1,554,8302,885
2019-06-30 (YTD Data)Rank
Total interest income$7,687,0001,902
Total interest expense$989,0002,354
Net interest income$6,698,0001,799
Provision for loan and lease losses$124,0002,003
Total noninterest income$1,432,0001,576
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$726,000821
Trading account gains and feesNANA
Additional Noninterest Income$706,0001,829
Total noninterest expense$6,843,0001,479
Salaries and employee benefits$4,268,0001,379
Premises and equipment expense$733,0001,551
Additional noninterest expense$1,842,0001,619
Pre-tax net operating income$1,163,0002,892
Securities gains (losses)$-84,0005,192
Applicable income taxes$235,0002,075
Income before extraordinary items$844,0003,177
Extraordinary gains, net$011
Net income$844,0003,175
Minority interest net income$069
Net income of bank and minority interests.$844,0003,175
Net charge-offs$14,0002,483
Cash dividends$03,456
Sale, conversion, retirement of capital stock, net$0573
Net operating income$910,3603,051
2019-03-31 (YTD Data)Rank
Total interest income$3,784,0001,926
Total interest expense$441,0002,482
Net interest income$3,343,0001,809
Provision for loan and lease losses$25,0002,614
Total noninterest income$728,0001,518
Gross Fiduciary activities income$0972
Service charges on deposit accounts$376,000789
Trading account gains and feesNANA
Additional Noninterest Income$352,0001,797
Total noninterest expense$3,600,0001,426
Salaries and employee benefits$2,300,0001,296
Premises and equipment expense$369,0001,560
Additional noninterest expense$931,0001,606
Pre-tax net operating income$446,0003,232
Securities gains (losses)$-84,0005,286
Applicable income taxes$78,0002,341
Income before extraordinary items$284,0003,706
Extraordinary gains, net$05
Net income$284,0003,705
Minority interest net income$052
Net income of bank and minority interests.$284,0003,705
Net charge-offs$11,0001,939
Cash dividends$02,803
Sale, conversion, retirement of capital stock, net$0529
Net operating income$350,3603,407
2018-12-31 (YTD Data)Rank
Total interest income$14,441,0001,914
Total interest expense$1,450,0002,395
Net interest income$12,991,0001,821
Provision for loan and lease losses$103,0003,033
Total noninterest income$2,876,0001,591
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$1,106,0001,081
Trading account gains and feesNANA
Additional Noninterest Income$1,770,0001,614
Total noninterest expense$13,036,0001,506
Salaries and employee benefits$8,186,0001,391
Premises and equipment expense$1,428,0001,573
Additional noninterest expense$3,422,0001,708
Pre-tax net operating income$2,728,0002,645
Securities gains (losses)$-45,0004,826
Applicable income taxes$631,0001,786
Income before extraordinary items$2,052,0002,897
Extraordinary gains, net$06
Net income$2,052,0002,896
Minority interest net income$072
Net income of bank and minority interests.$2,052,0002,896
Net charge-offs$25,0003,000
Cash dividends$04,033
Sale, conversion, retirement of capital stock, net$0671
Net operating income$2,087,5502,860
2018-09-30 (YTD Data)Rank
Total interest income$10,639,0001,930
Total interest expense$1,032,0002,400
Net interest income$9,607,0001,838
Provision for loan and lease losses$67,0002,999
Total noninterest income$2,104,0001,633
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$751,0001,164
Trading account gains and feesNANA
Additional Noninterest Income$1,353,0001,617
Total noninterest expense$9,745,0001,513
Salaries and employee benefits$6,012,0001,413
Premises and equipment expense$1,066,0001,586
Additional noninterest expense$2,667,0001,658
Pre-tax net operating income$1,899,0002,826
Securities gains (losses)$-1,0004,378
Applicable income taxes$462,0001,860
Income before extraordinary items$1,436,0003,052
Extraordinary gains, net$05
Net income$1,436,0003,050
Minority interest net income$066
Net income of bank and minority interests.$1,436,0003,051
Net charge-offs$6,0003,153
Cash dividends$03,618
Sale, conversion, retirement of capital stock, net$0633
Net operating income$1,436,7903,042
2018-06-30 (YTD Data)Rank
Total interest income$6,906,0001,955
Total interest expense$681,0002,331
Net interest income$6,225,0001,889
Provision for loan and lease losses$22,0003,322
Total noninterest income$1,471,0001,588
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$495,0001,175
Trading account gains and feesNANA
Additional Noninterest Income$976,0001,542
Total noninterest expense$6,379,0001,542
Salaries and employee benefits$3,940,0001,445
Premises and equipment expense$706,0001,605
Additional noninterest expense$1,733,0001,703
Pre-tax net operating income$1,295,0002,757
Securities gains (losses)$0961
Applicable income taxes$318,0001,818
Income before extraordinary items$977,0002,997
Extraordinary gains, net$06
Net income$977,0002,996
Minority interest net income$065
Net income of bank and minority interests.$977,0002,996
Net charge-offs$-1,0003,891
Cash dividends$03,485
Sale, conversion, retirement of capital stock, net$0620
Net operating income$977,0002,990
2018-03-31 (YTD Data)Rank
Total interest income$3,388,0001,975
Total interest expense$345,0002,234
Net interest income$3,043,0001,914
Provision for loan and lease losses$03,508
Total noninterest income$763,0001,531
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$252,0001,166
Trading account gains and feesNANA
Additional Noninterest Income$511,0001,463
Total noninterest expense$3,101,0001,586
Salaries and employee benefits$1,884,0001,509
Premises and equipment expense$357,0001,622
Additional noninterest expense$860,0001,706
Pre-tax net operating income$705,0002,583
Securities gains (losses)$0735
Applicable income taxes$149,0001,836
Income before extraordinary items$556,0002,734
Extraordinary gains, net$07
Net income$556,0002,734
Minority interest net income$052
Net income of bank and minority interests.$556,0002,734
Net charge-offs$02,722
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$0580
Net operating income$556,0002,726
2017-12-31 (YTD Data)Rank
Total interest income$13,472,0001,924
Total interest expense$1,546,0001,867
Net interest income$11,926,0001,922
Provision for loan and lease losses$-5,0005,286
Total noninterest income$3,034,0001,573
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$882,0001,312
Trading account gains and feesNANA
Additional Noninterest Income$2,152,0001,462
Total noninterest expense$12,456,0001,581
Salaries and employee benefits$7,603,0001,466
Premises and equipment expense$1,407,0001,603
Additional noninterest expense$3,446,0001,734
Pre-tax net operating income$2,509,0002,747
Securities gains (losses)$7,0001,711
Applicable income taxes$1,149,0001,754
Income before extraordinary items$1,367,0003,287
Extraordinary gains, net$09
Net income$1,367,0003,285
Minority interest net income$076
Net income of bank and minority interests.$1,367,0003,287
Net charge-offs$-112,0005,326
Cash dividends$04,147
Sale, conversion, retirement of capital stock, net$0711
Net operating income$1,362,5203,264
2017-09-30 (YTD Data)Rank
Total interest income$9,992,0001,948
Total interest expense$1,174,0001,837
Net interest income$8,818,0001,953
Provision for loan and lease losses$04,088
Total noninterest income$2,380,0001,532
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$659,0001,327
Trading account gains and feesNANA
Additional Noninterest Income$1,721,0001,419
Total noninterest expense$9,444,0001,572
Salaries and employee benefits$5,673,0001,481
Premises and equipment expense$1,036,0001,634
Additional noninterest expense$2,735,0001,633
Pre-tax net operating income$1,754,0002,915
Securities gains (losses)$3,0001,944
Applicable income taxes$553,0001,986
Income before extraordinary items$1,204,0003,200
Extraordinary gains, net$09
Net income$1,204,0003,199
Minority interest net income$071
Net income of bank and minority interests.$1,204,0003,200
Net charge-offs$-123,0005,399
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$0677
Net operating income$1,201,9303,179
2017-06-30 (YTD Data)Rank
Total interest income$6,535,0001,966
Total interest expense$788,0001,787
Net interest income$5,747,0001,978
Provision for loan and lease losses$03,871
Total noninterest income$1,663,0001,483
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$443,0001,308
Trading account gains and feesNANA
Additional Noninterest Income$1,220,0001,360
Total noninterest expense$6,037,0001,632
Salaries and employee benefits$3,752,0001,494
Premises and equipment expense$681,0001,671
Additional noninterest expense$1,604,0001,829
Pre-tax net operating income$1,373,0002,629
Securities gains (losses)$01,906
Applicable income taxes$443,0001,812
Income before extraordinary items$930,0002,926
Extraordinary gains, net$011
Net income$930,0002,926
Minority interest net income$071
Net income of bank and minority interests.$930,0002,926
Net charge-offs$-23,0005,053
Cash dividends$03,544
Sale, conversion, retirement of capital stock, net$0659
Net operating income$930,0002,906
2017-03-31 (YTD Data)Rank
Total interest income$3,189,0001,993
Total interest expense$387,0001,795
Net interest income$2,802,0002,009
Provision for loan and lease losses$03,537
Total noninterest income$995,0001,308
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$211,0001,351
Trading account gains and feesNANA
Additional Noninterest Income$784,0001,132
Total noninterest expense$3,016,0001,645
Salaries and employee benefits$1,862,0001,518
Premises and equipment expense$338,0001,698
Additional noninterest expense$816,0001,805
Pre-tax net operating income$781,0002,336
Securities gains (losses)$01,153
Applicable income taxes$256,0001,643
Income before extraordinary items$525,0002,674
Extraordinary gains, net$08
Net income$525,0002,674
Minority interest net income$055
Net income of bank and minority interests.$525,0002,674
Net charge-offs$-12,0005,065
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$0632
Net operating income$525,0002,659
2016-12-31 (YTD Data)Rank
Total interest income$12,797,0001,963
Total interest expense$1,395,0001,896
Net interest income$11,402,0001,950
Provision for loan and lease losses$25,0003,952
Total noninterest income$1,948,0002,153
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$955,0001,257
Trading account gains and fees$0170
Additional Noninterest Income$993,0002,409
Total noninterest expense$11,982,0001,621
Salaries and employee benefits$7,146,0001,514
Premises and equipment expense$1,208,0001,852
Additional noninterest expense$3,628,0001,685
Pre-tax net operating income$1,343,0003,664
Securities gains (losses)$472,000449
Applicable income taxes$541,0002,199
Income before extraordinary items$1,274,0003,533
Extraordinary gains, net$05
Net income$1,274,0003,531
Minority interest net income$082
Net income of bank and minority interests.$1,274,0003,532
Net charge-offs$-32,0005,240
Cash dividends$04,239
Sale, conversion, retirement of capital stock, net$0759
Net operating income$943,6003,895
2016-09-30 (YTD Data)Rank
Total interest income$9,565,0001,969
Total interest expense$1,035,0001,928
Net interest income$8,530,0001,962
Provision for loan and lease losses$25,0003,735
Total noninterest income$1,420,0002,191
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$730,0001,231
Trading account gains and fees$0169
Additional Noninterest Income$690,0002,506
Total noninterest expense$9,118,0001,593
Salaries and employee benefits$5,327,0001,522
Premises and equipment expense$902,0001,870
Additional noninterest expense$2,889,0001,591
Pre-tax net operating income$807,0004,022
Securities gains (losses)$472,000404
Applicable income taxes$382,0002,281
Income before extraordinary items$897,0003,702
Extraordinary gains, net$05
Net income$897,0003,700
Minority interest net income$071
Net income of bank and minority interests.$897,0003,702
Net charge-offs$-23,0005,134
Cash dividends$03,792
Sale, conversion, retirement of capital stock, net$0719
Net operating income$566,6004,267
2016-06-30 (YTD Data)Rank
Total interest income$6,365,0001,975
Total interest expense$678,0001,956
Net interest income$5,687,0001,966
Provision for loan and lease losses$04,017
Total noninterest income$922,0002,202
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$489,0001,216
Trading account gains and fees$0157
Additional Noninterest Income$433,0002,562
Total noninterest expense$6,057,0001,604
Salaries and employee benefits$3,535,0001,536
Premises and equipment expense$603,0001,868
Additional noninterest expense$1,919,0001,592
Pre-tax net operating income$552,0004,015
Securities gains (losses)$295,000432
Applicable income taxes$255,0002,281
Income before extraordinary items$592,0003,703
Extraordinary gains, net$016
Net income$592,0003,700
Minority interest net income$071
Net income of bank and minority interests.$592,0003,702
Net charge-offs$-15,0005,114
Cash dividends$03,654
Sale, conversion, retirement of capital stock, net$0705
Net operating income$385,5004,240
2016-03-31 (YTD Data)Rank
Total interest income$3,197,0001,972
Total interest expense$335,0001,969
Net interest income$2,862,0001,951
Provision for loan and lease losses$03,656
Total noninterest income$433,0002,257
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$234,0001,250
Trading account gains and fees$0142
Additional Noninterest Income$199,0002,621
Total noninterest expense$2,952,0001,649
Salaries and employee benefits$1,776,0001,536
Premises and equipment expense$299,0001,885
Additional noninterest expense$877,0001,724
Pre-tax net operating income$343,0003,654
Securities gains (losses)$125,000435
Applicable income taxes$156,0002,064
Income before extraordinary items$312,0003,560
Extraordinary gains, net$012
Net income$312,0003,556
Minority interest net income$062
Net income of bank and minority interests.$312,0003,558
Net charge-offs$-8,0005,076
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$0659
Net operating income$228,2504,004
2015-12-31 (YTD Data)Rank
Total interest income$12,417,0001,969
Total interest expense$1,180,0002,146
Net interest income$11,237,0001,929
Provision for loan and lease losses$-23,0005,636
Total noninterest income$2,203,0001,983
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$1,006,0001,213
Trading account gains and fees$0159
Additional Noninterest Income$1,197,0002,140
Total noninterest expense$10,717,0001,773
Salaries and employee benefits$6,296,0001,679
Premises and equipment expense$1,213,0001,869
Additional noninterest expense$3,208,0001,882
Pre-tax net operating income$2,746,0002,471
Securities gains (losses)$375,000462
Applicable income taxes$1,051,0001,552
Income before extraordinary items$2,070,0002,663
Extraordinary gains, net$023
Net income$2,070,0002,664
Minority interest net income$081
Net income of bank and minority interests.$2,070,0002,665
Net charge-offs$-35,0005,472
Cash dividends$04,291
Sale, conversion, retirement of capital stock, net$0804
Net operating income$1,822,5002,850
2015-09-30 (YTD Data)Rank
Total interest income$9,230,0001,998
Total interest expense$858,0002,222
Net interest income$8,372,0001,958
Provision for loan and lease losses$-80,0005,896
Total noninterest income$1,704,0001,961
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$748,0001,228
Trading account gains and fees$0153
Additional Noninterest Income$956,0002,090
Total noninterest expense$7,855,0001,818
Salaries and employee benefits$4,714,0001,683
Premises and equipment expense$910,0001,884
Additional noninterest expense$2,231,0002,012
Pre-tax net operating income$2,301,0002,324
Securities gains (losses)$98,0001,056
Applicable income taxes$1,036,0001,337
Income before extraordinary items$1,363,0002,951
Extraordinary gains, net$021
Net income$1,363,0002,951
Minority interest net income$078
Net income of bank and minority interests.$1,363,0002,952
Net charge-offs$-26,0005,416
Cash dividends$03,825
Sale, conversion, retirement of capital stock, net$0773
Net operating income$1,300,2802,994
2015-06-30 (YTD Data)Rank
Total interest income$6,035,0002,027
Total interest expense$562,0002,259
Net interest income$5,473,0001,981
Provision for loan and lease losses$-80,0006,033
Total noninterest income$1,127,0001,981
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$483,0001,248
Trading account gains and fees$0157
Additional Noninterest Income$644,0002,074
Total noninterest expense$5,214,0001,825
Salaries and employee benefits$3,131,0001,695
Premises and equipment expense$610,0001,886
Additional noninterest expense$1,473,0002,032
Pre-tax net operating income$1,466,0002,374
Securities gains (losses)$107,000821
Applicable income taxes$672,0001,357
Income before extraordinary items$901,0002,939
Extraordinary gains, net$022
Net income$901,0002,939
Minority interest net income$075
Net income of bank and minority interests.$901,0002,941
Net charge-offs$-20,0005,464
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$0751
Net operating income$832,5203,034
2015-03-31 (YTD Data)Rank
Total interest income$2,789,0002,171
Total interest expense$284,0002,257
Net interest income$2,505,0002,128
Provision for loan and lease losses$03,703
Total noninterest income$533,0002,018
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$228,0001,290
Trading account gains and fees$0152
Additional Noninterest Income$305,0002,105
Total noninterest expense$2,606,0001,827
Salaries and employee benefits$1,619,0001,651
Premises and equipment expense$304,0001,907
Additional noninterest expense$683,0002,145
Pre-tax net operating income$432,0003,262
Securities gains (losses)$40,000939
Applicable income taxes$179,0001,931
Income before extraordinary items$293,0003,700
Extraordinary gains, net$013
Net income$293,0003,702
Minority interest net income$064
Net income of bank and minority interests.$293,0003,703
Net charge-offs$-12,0005,499
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$267,4003,766
2014-12-31 (YTD Data)Rank
Total interest income$10,870,0002,211
Total interest expense$1,287,0002,142
Net interest income$9,583,0002,219
Provision for loan and lease losses$102,0003,171
Total noninterest income$1,576,0002,435
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$940,0001,375
Trading account gains and fees$0180
Additional Noninterest Income$636,0002,957
Total noninterest expense$9,574,0001,985
Salaries and employee benefits$5,795,0001,780
Premises and equipment expense$1,222,0001,888
Additional noninterest expense$2,557,0002,371
Pre-tax net operating income$1,483,0003,501
Securities gains (losses)$272,000652
Applicable income taxes$646,0001,980
Income before extraordinary items$1,109,0003,777
Extraordinary gains, net$017
Net income$1,109,0003,777
Minority interest net income$084
Net income of bank and minority interests.$1,109,0003,779
Net charge-offs$-33,0005,907
Cash dividends$04,358
Sale, conversion, retirement of capital stock, net$0862
Net operating income$934,9204,018
2014-09-30 (YTD Data)Rank
Total interest income$8,088,0002,244
Total interest expense$984,0002,141
Net interest income$7,104,0002,256
Provision for loan and lease losses$8,0004,222
Total noninterest income$1,166,0002,488
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$682,0001,424
Trading account gains and fees$0174
Additional Noninterest Income$484,0002,951
Total noninterest expense$7,343,0001,938
Salaries and employee benefits$4,347,0001,776
Premises and equipment expense$922,0001,889
Additional noninterest expense$2,074,0002,173
Pre-tax net operating income$919,0003,889
Securities gains (losses)$126,000860
Applicable income taxes$413,0002,157
Income before extraordinary items$632,0004,282
Extraordinary gains, net$015
Net income$632,0004,283
Minority interest net income$081
Net income of bank and minority interests.$632,0004,283
Net charge-offs$-26,0005,857
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$0819
Net operating income$551,3604,427
2014-06-30 (YTD Data)Rank
Total interest income$5,312,0002,267
Total interest expense$664,0002,143
Net interest income$4,648,0002,283
Provision for loan and lease losses$105,0002,287
Total noninterest income$774,0002,455
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$438,0001,454
Trading account gains and fees$0172
Additional Noninterest Income$336,0002,877
Total noninterest expense$4,821,0001,964
Salaries and employee benefits$2,893,0001,780
Premises and equipment expense$615,0001,902
Additional noninterest expense$1,313,0002,273
Pre-tax net operating income$496,0004,189
Securities gains (losses)$94,000821
Applicable income taxes$235,0002,265
Income before extraordinary items$355,0004,484
Extraordinary gains, net$020
Net income$355,0004,488
Minority interest net income$080
Net income of bank and minority interests.$355,0004,489
Net charge-offs$-18,0005,841
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$0794
Net operating income$294,8404,714
2014-03-31 (YTD Data)Rank
Total interest income$2,598,0002,318
Total interest expense$331,0002,185
Net interest income$2,267,0002,316
Provision for loan and lease losses$03,817
Total noninterest income$447,0002,188
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$223,0001,406
Trading account gains and fees$0147
Additional Noninterest Income$224,0002,397
Total noninterest expense$2,422,0001,962
Salaries and employee benefits$1,459,0001,772
Premises and equipment expense$305,0001,952
Additional noninterest expense$658,0002,276
Pre-tax net operating income$292,0003,867
Securities gains (losses)$56,000616
Applicable income taxes$130,0002,129
Income before extraordinary items$218,0004,103
Extraordinary gains, net$016
Net income$218,0004,103
Minority interest net income$066
Net income of bank and minority interests.$218,0004,105
Net charge-offs$-9,0005,700
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$182,1604,353
2013-12-31 (YTD Data)Rank
Total interest income$10,611,0002,291
Total interest expense$1,617,0002,024
Net interest income$8,994,0002,348
Provision for loan and lease losses$05,091
Total noninterest income$1,415,0002,681
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$785,0001,680
Trading account gains and fees$0184
Additional Noninterest Income$630,0003,040
Total noninterest expense$9,665,0001,959
Salaries and employee benefits$5,619,0001,816
Premises and equipment expense$1,222,0001,889
Additional noninterest expense$2,824,0002,209
Pre-tax net operating income$744,0004,506
Securities gains (losses)$125,0001,174
Applicable income taxes$-814,0006,673
Income before extraordinary items$1,683,0002,931
Extraordinary gains, net$029
Net income$1,683,0002,933
Minority interest net income$090
Net income of bank and minority interests.$1,683,0002,934
Net charge-offs$-68,0006,467
Cash dividends$04,350
Sale, conversion, retirement of capital stock, net$0924
Net operating income$1,558,0003,018
2013-09-30 (YTD Data)Rank
Total interest income$7,957,0002,298
Total interest expense$1,258,0002,028
Net interest income$6,699,0002,363
Provision for loan and lease losses$04,941
Total noninterest income$1,066,0002,718
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$542,0001,790
Trading account gains and fees$0180
Additional Noninterest Income$524,0002,946
Total noninterest expense$6,901,0002,054
Salaries and employee benefits$4,162,0001,846
Premises and equipment expense$915,0001,902
Additional noninterest expense$1,824,0002,509
Pre-tax net operating income$864,0003,924
Securities gains (losses)$72,0001,428
Applicable income taxes$273,0002,505
Income before extraordinary items$663,0004,145
Extraordinary gains, net$025
Net income$663,0004,147
Minority interest net income$084
Net income of bank and minority interests.$663,0004,149
Net charge-offs$-48,0006,460
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0868
Net operating income$611,8804,204
2013-06-30 (YTD Data)Rank
Total interest income$5,348,0002,288
Total interest expense$861,0002,012
Net interest income$4,487,0002,323
Provision for loan and lease losses$04,788
Total noninterest income$528,0003,198
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$331,0001,892
Trading account gains and fees$0157
Additional Noninterest Income$197,0003,809
Total noninterest expense$4,590,0002,063
Salaries and employee benefits$2,780,0001,853
Premises and equipment expense$604,0001,913
Additional noninterest expense$1,206,0002,530
Pre-tax net operating income$425,0004,396
Securities gains (losses)$72,0001,307
Applicable income taxes$129,0002,821
Income before extraordinary items$368,0004,464
Extraordinary gains, net$022
Net income$368,0004,466
Minority interest net income$082
Net income of bank and minority interests.$368,0004,467
Net charge-offs$-37,0006,477
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$0838
Net operating income$314,7204,568
2013-03-31 (YTD Data)Rank
Total interest income$2,719,0002,275
Total interest expense$442,0002,016
Net interest income$2,277,0002,300
Provision for loan and lease losses$04,409
Total noninterest income$265,0003,181
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$162,0001,912
Trading account gains and fees$0148
Additional Noninterest Income$103,0003,710
Total noninterest expense$2,376,0002,013
Salaries and employee benefits$1,479,0001,767
Premises and equipment expense$293,0002,007
Additional noninterest expense$604,0002,528
Pre-tax net operating income$166,0004,739
Securities gains (losses)$01,966
Applicable income taxes$32,0003,314
Income before extraordinary items$134,0004,891
Extraordinary gains, net$010
Net income$134,0004,892
Minority interest net income$076
Net income of bank and minority interests.$134,0004,893
Net charge-offs$-21,0006,462
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$134,0004,788
2012-12-31 (YTD Data)Rank
Total interest income$11,467,0002,268
Total interest expense$2,297,0001,897
Net interest income$9,170,0002,343
Provision for loan and lease losses$265,0003,555
Total noninterest income$1,538,0002,579
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$766,0001,753
Trading account gains and fees$0166
Additional Noninterest Income$772,0002,741
Total noninterest expense$9,378,0002,040
Salaries and employee benefits$5,294,0001,903
Premises and equipment expense$1,208,0001,930
Additional noninterest expense$2,876,0002,253
Pre-tax net operating income$1,065,0003,923
Securities gains (losses)$410,0001,094
Applicable income taxes$33,0004,027
Income before extraordinary items$1,442,0003,205
Extraordinary gains, net$029
Net income$1,442,0003,205
Minority interest net income$093
Net income of bank and minority interests.$1,442,0003,205
Net charge-offs$310,0003,258
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$1,040,2003,673
2012-09-30 (YTD Data)Rank
Total interest income$8,556,0002,326
Total interest expense$1,780,0001,919
Net interest income$6,776,0002,422
Provision for loan and lease losses$265,0003,152
Total noninterest income$960,0002,862
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$572,0001,783
Trading account gains and fees$0157
Additional Noninterest Income$388,0003,311
Total noninterest expense$7,185,0001,987
Salaries and employee benefits$3,909,0001,930
Premises and equipment expense$897,0001,968
Additional noninterest expense$2,379,0002,054
Pre-tax net operating income$286,0005,355
Securities gains (losses)$407,000884
Applicable income taxes$15,0004,256
Income before extraordinary items$678,0004,159
Extraordinary gains, net$020
Net income$678,0004,159
Minority interest net income$086
Net income of bank and minority interests.$678,0004,159
Net charge-offs$279,0002,919
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$0952
Net operating income$279,1405,208
2012-06-30 (YTD Data)Rank
Total interest income$5,650,0002,360
Total interest expense$1,220,0001,931
Net interest income$4,430,0002,464
Provision for loan and lease losses$265,0002,606
Total noninterest income$659,0002,768
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$381,0001,777
Trading account gains and fees$0153
Additional Noninterest Income$278,0003,170
Total noninterest expense$4,849,0001,976
Salaries and employee benefits$2,582,0001,945
Premises and equipment expense$597,0001,975
Additional noninterest expense$1,670,0001,964
Pre-tax net operating income$-25,0006,388
Securities gains (losses)$396,000697
Applicable income taxes$15,0004,095
Income before extraordinary items$356,0004,549
Extraordinary gains, net$019
Net income$356,0004,552
Minority interest net income$084
Net income of bank and minority interests.$356,0004,552
Net charge-offs$163,0002,957
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$0928
Net operating income$-24,1606,402
2012-03-31 (YTD Data)Rank
Total interest income$2,888,0002,343
Total interest expense$628,0001,958
Net interest income$2,260,0002,423
Provision for loan and lease losses$05,254
Total noninterest income$270,0003,119
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$193,0001,754
Trading account gains and fees$0148
Additional Noninterest Income$77,0004,070
Total noninterest expense$2,473,0001,942
Salaries and employee benefits$1,321,0001,903
Premises and equipment expense$295,0002,003
Additional noninterest expense$857,0001,922
Pre-tax net operating income$57,0005,856
Securities gains (losses)$229,000546
Applicable income taxes$04,704
Income before extraordinary items$286,0003,729
Extraordinary gains, net$019
Net income$286,0003,731
Minority interest net income$078
Net income of bank and minority interests.$286,0003,732
Net charge-offs$-13,0006,740
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$57,0005,760
2011-12-31 (YTD Data)Rank
Total interest income$11,701,0002,380
Total interest expense$2,951,0001,990
Net interest income$8,750,0002,514
Provision for loan and lease losses$576,0003,260
Total noninterest income$1,043,0003,041
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$757,0001,865
Trading account gains and fees$0146
Additional Noninterest Income$286,0003,942
Total noninterest expense$10,484,0001,838
Salaries and employee benefits$5,202,0001,877
Premises and equipment expense$1,236,0001,998
Additional noninterest expense$4,046,0001,687
Pre-tax net operating income$-1,267,0006,654
Securities gains (losses)$2,132,000223
Applicable income taxes$15,0004,207
Income before extraordinary items$850,0003,847
Extraordinary gains, net$029
Net income$850,0003,851
Minority interest net income$096
Net income of bank and minority interests.$850,0003,850
Net charge-offs$219,0004,188
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$-1,239,3606,668
2011-09-30 (YTD Data)Rank
Total interest income$8,865,0002,377
Total interest expense$2,290,0002,012
Net interest income$6,575,0002,514
Provision for loan and lease losses$454,0003,007
Total noninterest income$795,0003,022
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$563,0001,880
Trading account gains and fees$0145
Additional Noninterest Income$232,0003,863
Total noninterest expense$7,752,0001,858
Salaries and employee benefits$3,871,0001,891
Premises and equipment expense$933,0002,013
Additional noninterest expense$2,948,0001,728
Pre-tax net operating income$-836,0006,743
Securities gains (losses)$1,816,000203
Applicable income taxes$04,740
Income before extraordinary items$980,0003,105
Extraordinary gains, net$021
Net income$980,0003,106
Minority interest net income$087
Net income of bank and minority interests.$980,0003,106
Net charge-offs$101,0004,422
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$-836,0006,776
2011-06-30 (YTD Data)Rank
Total interest income$5,872,0002,421
Total interest expense$1,561,0002,037
Net interest income$4,311,0002,555
Provision for loan and lease losses$330,0002,835
Total noninterest income$539,0002,982
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$392,0001,797
Trading account gains and fees$0153
Additional Noninterest Income$147,0003,988
Total noninterest expense$5,343,0001,829
Salaries and employee benefits$2,599,0001,885
Premises and equipment expense$637,0001,981
Additional noninterest expense$2,107,0001,635
Pre-tax net operating income$-823,0006,919
Securities gains (losses)$1,177,000172
Applicable income taxes$04,697
Income before extraordinary items$354,0004,201
Extraordinary gains, net$015
Net income$354,0004,201
Minority interest net income$089
Net income of bank and minority interests.$354,0004,203
Net charge-offs$-127,0007,399
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$-823,0006,959
2011-03-31 (YTD Data)Rank
Total interest income$2,945,0002,425
Total interest expense$805,0002,045
Net interest income$2,140,0002,566
Provision for loan and lease losses$162,0002,678
Total noninterest income$279,0002,947
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$206,0001,706
Trading account gains and fees$0158
Additional Noninterest Income$73,0004,052
Total noninterest expense$2,998,0001,652
Salaries and employee benefits$1,350,0001,839
Premises and equipment expense$330,0001,951
Additional noninterest expense$1,318,0001,334
Pre-tax net operating income$-741,0007,194
Securities gains (losses)$842,000114
Applicable income taxes$04,545
Income before extraordinary items$101,0004,998
Extraordinary gains, net$09
Net income$101,0004,996
Minority interest net income$086
Net income of bank and minority interests.$101,0004,998
Net charge-offs$-177,0007,497
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$-741,0007,220
2010-12-31 (YTD Data)Rank
Total interest income$11,607,0002,578
Total interest expense$3,791,0002,090
Net interest income$7,816,0002,785
Provision for loan and lease losses$145,0005,683
Total noninterest income$1,133,0003,006
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$787,0001,865
Trading account gains and fees$0175
Additional Noninterest Income$346,0003,731
Total noninterest expense$10,615,0001,847
Salaries and employee benefits$5,250,0001,852
Premises and equipment expense$1,310,0001,947
Additional noninterest expense$4,055,0001,777
Pre-tax net operating income$-1,811,0006,727
Securities gains (losses)$1,916,000277
Applicable income taxes$04,655
Income before extraordinary items$105,0005,599
Extraordinary gains, net$029
Net income$105,0005,601
Minority interest net income$0111
Net income of bank and minority interests.$105,0005,601
Net charge-offs$233,0004,595
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$-1,811,0006,785
2010-09-30 (YTD Data)Rank
Total interest income$8,526,0002,694
Total interest expense$2,929,0002,124
Net interest income$5,597,0002,947
Provision for loan and lease losses$145,0005,303
Total noninterest income$837,0003,059
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$579,0001,945
Trading account gains and fees$0165
Additional Noninterest Income$258,0003,790
Total noninterest expense$7,736,0001,893
Salaries and employee benefits$3,829,0001,899
Premises and equipment expense$959,0002,011
Additional noninterest expense$2,948,0001,802
Pre-tax net operating income$-1,447,0006,939
Securities gains (losses)$1,375,000316
Applicable income taxes$04,726
Income before extraordinary items$-72,0006,264
Extraordinary gains, net$023
Net income$-72,0006,265
Minority interest net income$0110
Net income of bank and minority interests.$-72,0006,265
Net charge-offs$216,0004,141
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$-1,447,0007,002
2010-06-30 (YTD Data)Rank
Total interest income$5,670,0002,719
Total interest expense$2,020,0002,140
Net interest income$3,650,0003,013
Provision for loan and lease losses$145,0004,701
Total noninterest income$529,0003,114
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$380,0001,978
Trading account gains and fees$0152
Additional Noninterest Income$149,0003,996
Total noninterest expense$4,736,0002,054
Salaries and employee benefits$2,568,0001,906
Premises and equipment expense$630,0002,055
Additional noninterest expense$1,538,0002,210
Pre-tax net operating income$-702,0006,869
Securities gains (losses)$705,000352
Applicable income taxes$04,691
Income before extraordinary items$3,0006,174
Extraordinary gains, net$019
Net income$3,0006,176
Minority interest net income$0105
Net income of bank and minority interests.$3,0006,175
Net charge-offs$208,0003,494
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$-702,0006,928
2010-03-31 (YTD Data)Rank
Total interest income$2,788,0002,828
Total interest expense$1,063,0002,144
Net interest income$1,725,0003,172
Provision for loan and lease losses$48,0004,908
Total noninterest income$264,0003,115
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$187,0001,985
Trading account gains and fees$0175
Additional Noninterest Income$77,0003,982
Total noninterest expense$2,289,0002,129
Salaries and employee benefits$1,319,0001,895
Premises and equipment expense$298,0002,214
Additional noninterest expense$672,0002,459
Pre-tax net operating income$-348,0007,037
Securities gains (losses)$285,000406
Applicable income taxes$04,611
Income before extraordinary items$-63,0006,663
Extraordinary gains, net$016
Net income$-63,0006,664
Minority interest net income$091
Net income of bank and minority interests.$-63,0006,663
Net charge-offs$211,0002,369
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$-348,0007,098
2009-12-31 (YTD Data)Rank
Total interest income$11,684,0002,829
Total interest expense$5,677,0002,016
Net interest income$6,007,0003,466
Provision for loan and lease losses$1,399,0002,997
Total noninterest income$982,0003,371
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$776,0002,093
Trading account gains and fees$0211
Additional Noninterest Income$206,0004,586
Total noninterest expense$9,569,0002,096
Salaries and employee benefits$5,178,0001,901
Premises and equipment expense$1,293,0002,063
Additional noninterest expense$3,098,0002,282
Pre-tax net operating income$-3,979,0007,058
Securities gains (losses)$1,217,000415
Applicable income taxes$-633,0007,122
Income before extraordinary items$-2,129,0006,794
Extraordinary gains, net$034
Net income$-2,129,0006,792
Minority interest net income$0115
Net income of bank and minority interests.$-2,129,0006,792
Net charge-offs$752,0003,265
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$-3,066,0907,007
2009-09-30 (YTD Data)Rank
Total interest income$8,508,0002,938
Total interest expense$4,444,0002,029
Net interest income$4,064,0003,749
Provision for loan and lease losses$641,0003,427
Total noninterest income$750,0003,403
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$562,0002,150
Trading account gains and fees$0212
Additional Noninterest Income$188,0004,390
Total noninterest expense$7,233,0002,083
Salaries and employee benefits$3,806,0001,950
Premises and equipment expense$980,0002,059
Additional noninterest expense$2,447,0002,150
Pre-tax net operating income$-3,060,0007,299
Securities gains (losses)$758,000495
Applicable income taxes$04,592
Income before extraordinary items$-2,302,0007,252
Extraordinary gains, net$027
Net income$-2,302,0007,251
Minority interest net income$0118
Net income of bank and minority interests.$-2,302,0007,252
Net charge-offs$573,0002,856
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$-3,060,0007,381
2009-06-30 (YTD Data)Rank
Total interest income$5,634,0002,989
Total interest expense$3,077,0002,049
Net interest income$2,557,0003,884
Provision for loan and lease losses$399,0003,288
Total noninterest income$495,0003,439
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$384,0002,088
Trading account gains and fees$0193
Additional Noninterest Income$111,0004,607
Total noninterest expense$4,896,0002,070
Salaries and employee benefits$2,554,0001,978
Premises and equipment expense$656,0002,088
Additional noninterest expense$1,686,0002,098
Pre-tax net operating income$-2,243,0007,441
Securities gains (losses)$733,000375
Applicable income taxes$04,657
Income before extraordinary items$-1,510,0007,327
Extraordinary gains, net$021
Net income$-1,510,0007,326
Minority interest net income$0112
Net income of bank and minority interests.$-1,510,0007,325
Net charge-offs$564,0002,212
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$-2,243,0007,531
2009-03-31 (YTD Data)Rank
Total interest income$2,883,0002,963
Total interest expense$1,555,0002,104
Net interest income$1,328,0003,778
Provision for loan and lease losses$06,744
Total noninterest income$253,0003,354
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$198,0001,992
Trading account gains and fees$0171
Additional Noninterest Income$55,0004,661
Total noninterest expense$2,421,0002,039
Salaries and employee benefits$1,297,0001,982
Premises and equipment expense$331,0002,102
Additional noninterest expense$793,0002,010
Pre-tax net operating income$-840,0007,568
Securities gains (losses)$72,0001,140
Applicable income taxes$04,835
Income before extraordinary items$-768,0007,612
Extraordinary gains, net$015
Net income$-768,0007,613
Minority interest net income$0102
Net income of bank and minority interests.$-768,0007,613
Net charge-offs$-5,0007,701
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$-840,0007,648
2008-12-31 (YTD Data)Rank
Total interest income$13,113,0002,805
Total interest expense$7,138,0002,168
Net interest income$5,975,0003,493
Provision for loan and lease losses$271,0004,798
Total noninterest income$777,0003,933
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$989,0001,775
Trading account gains and fees$0154
Additional Noninterest Income$-212,0008,171
Total noninterest expense$10,288,0001,880
Salaries and employee benefits$5,449,0001,863
Premises and equipment expense$1,409,0001,937
Additional noninterest expense$3,430,0001,787
Pre-tax net operating income$-3,807,0007,700
Securities gains (losses)$-737,0007,643
Applicable income taxes$-177,0007,193
Income before extraordinary items$-4,367,0007,769
Extraordinary gains, net$039
Net income$-4,367,0007,768
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$288,0003,579
Cash dividends$05,455
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$-3,659,4807,767
2008-09-30 (YTD Data)Rank
Total interest income$9,989,0002,820
Total interest expense$5,513,0002,194
Net interest income$4,476,0003,515
Provision for loan and lease losses$271,0003,722
Total noninterest income$997,0002,917
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$770,0001,740
Trading account gains and fees$0148
Additional Noninterest Income$227,0004,190
Total noninterest expense$7,841,0001,844
Salaries and employee benefits$4,137,0001,867
Premises and equipment expense$1,071,0001,902
Additional noninterest expense$2,633,0001,686
Pre-tax net operating income$-2,639,0007,966
Securities gains (losses)$-737,0007,849
Applicable income taxes$05,372
Income before extraordinary items$-3,376,0008,048
Extraordinary gains, net$031
Net income$-3,376,0008,047
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$16,0005,592
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$-2,639,0008,025
2008-06-30 (YTD Data)Rank
Total interest income$6,780,0002,807
Total interest expense$3,835,0002,194
Net interest income$2,945,0003,547
Provision for loan and lease losses$107,0004,169
Total noninterest income$703,0002,836
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$534,0001,653
Trading account gains and fees$0149
Additional Noninterest Income$169,0004,096
Total noninterest expense$5,301,0001,814
Salaries and employee benefits$2,826,0001,852
Premises and equipment expense$717,0001,894
Additional noninterest expense$1,758,0001,673
Pre-tax net operating income$-1,760,0008,128
Securities gains (losses)$473,000333
Applicable income taxes$05,627
Income before extraordinary items$-1,287,0008,101
Extraordinary gains, net$021
Net income$-1,287,0008,101
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-351,0008,435
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$-1,760,0008,177
2008-03-31 (YTD Data)Rank
Total interest income$3,513,0002,775
Total interest expense$2,018,0002,225
Net interest income$1,495,0003,493
Provision for loan and lease losses$77,0003,104
Total noninterest income$370,0002,747
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$286,0001,531
Trading account gains and fees$0158
Additional Noninterest Income$84,0004,100
Total noninterest expense$2,653,0001,800
Salaries and employee benefits$1,443,0001,820
Premises and equipment expense$363,0001,872
Additional noninterest expense$847,0001,688
Pre-tax net operating income$-865,0008,243
Securities gains (losses)$70,000899
Applicable income taxes$05,622
Income before extraordinary items$-795,0008,271
Extraordinary gains, net$015
Net income$-795,0008,271
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-35,0008,262
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$-865,0008,269
2007-12-31 (YTD Data)Rank
Total interest income$18,149,0002,267
Total interest expense$9,776,0001,972
Net interest income$8,373,0002,610
Provision for loan and lease losses$06,851
Total noninterest income$2,708,0001,769
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$1,351,0001,322
Trading account gains and fees$0178
Additional Noninterest Income$1,357,0001,803
Total noninterest expense$11,584,0001,592
Salaries and employee benefits$5,556,0001,815
Premises and equipment expense$1,476,0001,786
Additional noninterest expense$4,552,0001,234
Pre-tax net operating income$-503,0007,818
Securities gains (losses)$598,000246
Applicable income taxes$-72,0007,976
Income before extraordinary items$167,0006,901
Extraordinary gains, net$039
Net income$167,0006,900
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,119,000944
Cash dividends$05,817
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$-431,0007,834
2007-09-30 (YTD Data)Rank
Total interest income$13,908,0002,226
Total interest expense$7,459,0001,959
Net interest income$6,449,0002,574
Provision for loan and lease losses$06,528
Total noninterest income$1,318,0002,422
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$1,005,0001,305
Trading account gains and fees$0184
Additional Noninterest Income$313,0003,654
Total noninterest expense$8,123,0001,694
Salaries and employee benefits$4,091,0001,844
Premises and equipment expense$1,114,0001,767
Additional noninterest expense$2,918,0001,380
Pre-tax net operating income$-356,0007,990
Securities gains (losses)$4,0001,247
Applicable income taxes$50,0004,943
Income before extraordinary items$-402,0008,073
Extraordinary gains, net$033
Net income$-402,0008,069
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$33,0004,134
Cash dividends$05,179
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$-406,0008,061
2007-06-30 (YTD Data)Rank
Total interest income$9,729,0002,161
Total interest expense$4,941,0001,981
Net interest income$4,788,0002,367
Provision for loan and lease losses$06,209
Total noninterest income$858,0002,466
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$653,0001,349
Trading account gains and fees$0168
Additional Noninterest Income$205,0003,734
Total noninterest expense$5,526,0001,672
Salaries and employee benefits$2,713,0001,887
Premises and equipment expense$743,0001,780
Additional noninterest expense$2,070,0001,336
Pre-tax net operating income$120,0007,135
Securities gains (losses)$4,0001,079
Applicable income taxes$50,0004,769
Income before extraordinary items$74,0007,307
Extraordinary gains, net$029
Net income$74,0007,307
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$342,000936
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$71,4407,318
2007-03-31 (YTD Data)Rank
Total interest income$4,966,0002,120
Total interest expense$2,439,0001,985
Net interest income$2,527,0002,276
Provision for loan and lease losses$05,779
Total noninterest income$408,0002,530
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$311,0001,374
Trading account gains and fees$0195
Additional Noninterest Income$97,0003,813
Total noninterest expense$2,661,0001,740
Salaries and employee benefits$1,287,0001,997
Premises and equipment expense$375,0001,773
Additional noninterest expense$999,0001,340
Pre-tax net operating income$274,0004,859
Securities gains (losses)$01,187
Applicable income taxes$50,0004,122
Income before extraordinary items$224,0004,804
Extraordinary gains, net$022
Net income$224,0004,805
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$299,000573
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$224,0004,780
2006-12-31 (YTD Data)Rank
Total interest income$20,494,0001,937
Total interest expense$9,491,0001,772
Net interest income$11,003,0002,105
Provision for loan and lease losses$-407,0008,587
Total noninterest income$1,383,0002,855
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$1,091,0001,628
Trading account gains and fees$0130
Additional Noninterest Income$292,0004,350
Total noninterest expense$11,073,0001,598
Salaries and employee benefits$4,892,0001,992
Premises and equipment expense$1,349,0001,866
Additional noninterest expense$4,832,0001,111
Pre-tax net operating income$1,720,0003,983
Securities gains (losses)$21,000897
Applicable income taxes$612,0002,860
Income before extraordinary items$1,129,0004,420
Extraordinary gains, net$051
Net income$1,129,0004,420
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$971,000707
Cash dividends$05,941
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$1,115,3504,435
2006-09-30 (YTD Data)Rank
Total interest income$15,481,0001,929
Total interest expense$6,975,0001,753
Net interest income$8,506,0002,061
Provision for loan and lease losses$-537,0008,679
Total noninterest income$1,037,0002,857
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$823,0001,618
Trading account gains and fees$0126
Additional Noninterest Income$214,0004,398
Total noninterest expense$8,408,0001,596
Salaries and employee benefits$3,654,0001,990
Premises and equipment expense$978,0001,943
Additional noninterest expense$3,776,0001,073
Pre-tax net operating income$1,672,0003,527
Securities gains (losses)$01,388
Applicable income taxes$857,0002,092
Income before extraordinary items$815,0004,655
Extraordinary gains, net$045
Net income$815,0004,659
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$992,000467
Cash dividends$05,292
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$815,0004,649
2006-06-30 (YTD Data)Rank
Total interest income$10,548,0001,868
Total interest expense$4,581,0001,693
Net interest income$5,967,0001,961
Provision for loan and lease losses$-577,0008,724
Total noninterest income$652,0002,968
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$512,0001,706
Trading account gains and fees$0126
Additional Noninterest Income$140,0004,428
Total noninterest expense$5,740,0001,565
Salaries and employee benefits$2,396,0002,039
Premises and equipment expense$655,0001,920
Additional noninterest expense$2,689,0001,003
Pre-tax net operating income$1,456,0002,937
Securities gains (losses)$01,185
Applicable income taxes$754,0001,752
Income before extraordinary items$702,0004,058
Extraordinary gains, net$039
Net income$702,0004,062
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,010,000340
Cash dividends$05,069
Sale, conversion, retirement of capital stock, net$0887
Net operating income$702,0004,046
2006-03-31 (YTD Data)Rank
Total interest income$5,323,0001,811
Total interest expense$2,288,0001,618
Net interest income$3,035,0001,908
Provision for loan and lease losses$89,0002,241
Total noninterest income$337,0002,855
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$259,0001,638
Trading account gains and fees$0115
Additional Noninterest Income$78,0004,205
Total noninterest expense$3,035,0001,489
Salaries and employee benefits$1,210,0002,033
Premises and equipment expense$331,0001,914
Additional noninterest expense$1,494,000888
Pre-tax net operating income$248,0005,394
Securities gains (losses)$0955
Applicable income taxes$237,0002,353
Income before extraordinary items$11,0008,093
Extraordinary gains, net$021
Net income$11,0008,093
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,148,000200
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$11,0008,085
2005-12-31 (YTD Data)Rank
Total interest income$20,582,0001,637
Total interest expense$7,838,0001,443
Net interest income$12,744,0001,726
Provision for loan and lease losses$2,625,000407
Total noninterest income$2,158,0002,093
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$1,714,0001,030
Trading account gains and fees$0138
Additional Noninterest Income$444,0003,589
Total noninterest expense$9,840,0001,727
Salaries and employee benefits$5,081,0001,829
Premises and equipment expense$1,378,0001,759
Additional noninterest expense$3,381,0001,497
Pre-tax net operating income$2,437,0003,211
Securities gains (losses)$02,296
Applicable income taxes$970,0002,302
Income before extraordinary items$1,467,0003,836
Extraordinary gains, net$046
Net income$1,467,0003,837
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,389,000530
Cash dividends$06,054
Sale, conversion, retirement of capital stock, net$0934
Net operating income$1,467,0003,805
2005-09-30 (YTD Data)Rank
Total interest income$15,168,0001,634
Total interest expense$5,562,0001,442
Net interest income$9,606,0001,696
Provision for loan and lease losses$1,144,000672
Total noninterest income$1,711,0002,005
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$1,351,000965
Trading account gains and fees$0126
Additional Noninterest Income$360,0003,477
Total noninterest expense$7,276,0001,723
Salaries and employee benefits$3,916,0001,770
Premises and equipment expense$1,027,0001,761
Additional noninterest expense$2,333,0001,602
Pre-tax net operating income$2,897,0002,304
Securities gains (losses)$02,317
Applicable income taxes$1,607,0001,310
Income before extraordinary items$1,290,0003,504
Extraordinary gains, net$035
Net income$1,290,0003,505
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,417,000393
Cash dividends$05,317
Sale, conversion, retirement of capital stock, net$0769
Net operating income$1,290,0003,467
2005-06-30 (YTD Data)Rank
Total interest income$9,710,0001,655
Total interest expense$3,435,0001,463
Net interest income$6,275,0001,709
Provision for loan and lease losses$-14,0008,640
Total noninterest income$1,168,0001,956
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$926,000914
Trading account gains and fees$0116
Additional Noninterest Income$242,0003,417
Total noninterest expense$4,714,0001,772
Salaries and employee benefits$2,607,0001,759
Premises and equipment expense$678,0001,767
Additional noninterest expense$1,429,0001,728
Pre-tax net operating income$2,743,0001,693
Securities gains (losses)$02,146
Applicable income taxes$1,098,0001,265
Income before extraordinary items$1,645,0002,052
Extraordinary gains, net$030
Net income$1,645,0002,051
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-61,0008,530
Cash dividends$05,072
Sale, conversion, retirement of capital stock, net$0643
Net operating income$1,645,0002,019
2005-03-31 (YTD Data)Rank
Total interest income$4,761,0001,649
Total interest expense$1,606,0001,490
Net interest income$3,155,0001,701
Provision for loan and lease losses$06,226
Total noninterest income$625,0001,819
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$519,000791
Trading account gains and fees$0115
Additional Noninterest Income$106,0003,615
Total noninterest expense$2,398,0001,741
Salaries and employee benefits$1,327,0001,739
Premises and equipment expense$337,0001,786
Additional noninterest expense$734,0001,677
Pre-tax net operating income$1,382,0001,649
Securities gains (losses)$01,685
Applicable income taxes$516,0001,319
Income before extraordinary items$866,0001,947
Extraordinary gains, net$024
Net income$866,0001,948
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-62,0008,696
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$866,0001,909
2004-12-31 (YTD Data)Rank
Total interest income$17,603,0001,644
Total interest expense$4,509,0001,803
Net interest income$13,094,0001,551
Provision for loan and lease losses$185,0003,829
Total noninterest income$3,029,0001,584
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$1,907,000917
Trading account gains and fees$0138
Additional Noninterest Income$1,122,0002,000
Total noninterest expense$9,389,0001,726
Salaries and employee benefits$5,111,0001,730
Premises and equipment expense$1,206,0001,904
Additional noninterest expense$3,072,0001,589
Pre-tax net operating income$6,549,0001,318
Securities gains (losses)$-1,0007,794
Applicable income taxes$2,540,0001,033
Income before extraordinary items$4,008,0001,620
Extraordinary gains, net$034
Net income$4,008,0001,621
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$236,0002,335
Cash dividends$06,149
Sale, conversion, retirement of capital stock, net$0872
Net operating income$4,008,6401,569
2004-09-30 (YTD Data)Rank
Total interest income$13,141,0001,635
Total interest expense$3,197,0001,874
Net interest income$9,944,0001,515
Provision for loan and lease losses$310,0002,218
Total noninterest income$2,279,0001,599
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$1,424,000920
Trading account gains and fees$0134
Additional Noninterest Income$855,0001,985
Total noninterest expense$6,940,0001,741
Salaries and employee benefits$3,757,0001,746
Premises and equipment expense$873,0001,984
Additional noninterest expense$2,310,0001,572
Pre-tax net operating income$4,973,0001,319
Securities gains (losses)$-1,0008,079
Applicable income taxes$1,974,0001,022
Income before extraordinary items$2,998,0001,628
Extraordinary gains, net$026
Net income$2,998,0001,629
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$136,0002,403
Cash dividends$05,363
Sale, conversion, retirement of capital stock, net$0738
Net operating income$2,998,6401,571
2004-06-30 (YTD Data)Rank
Total interest income$8,683,0001,625
Total interest expense$2,058,0001,927
Net interest income$6,625,0001,502
Provision for loan and lease losses$310,0001,489
Total noninterest income$1,540,0001,560
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$952,000901
Trading account gains and fees$0130
Additional Noninterest Income$588,0001,952
Total noninterest expense$4,585,0001,749
Salaries and employee benefits$2,454,0001,788
Premises and equipment expense$569,0002,019
Additional noninterest expense$1,562,0001,551
Pre-tax net operating income$3,270,0001,306
Securities gains (losses)$1,0003,212
Applicable income taxes$1,249,0001,079
Income before extraordinary items$2,022,0001,595
Extraordinary gains, net$021
Net income$2,022,0001,596
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$130,0001,841
Cash dividends$05,087
Sale, conversion, retirement of capital stock, net$0638
Net operating income$2,021,3601,534
2004-03-31 (YTD Data)Rank
Total interest income$4,153,0001,695
Total interest expense$981,0002,023
Net interest income$3,172,0001,576
Provision for loan and lease losses$75,0002,550
Total noninterest income$760,0001,551
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$469,000887
Trading account gains and fees$0121
Additional Noninterest Income$291,0001,921
Total noninterest expense$2,272,0001,782
Salaries and employee benefits$1,237,0001,788
Premises and equipment expense$282,0002,055
Additional noninterest expense$753,0001,584
Pre-tax net operating income$1,585,0001,320
Securities gains (losses)$02,934
Applicable income taxes$586,0001,147
Income before extraordinary items$999,0001,598
Extraordinary gains, net$016
Net income$999,0001,598
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$6,0003,994
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$999,0001,508
2003-12-31 (YTD Data)Rank
Total interest income$15,967,0001,785
Total interest expense$4,033,0002,202
Net interest income$11,934,0001,626
Provision for loan and lease losses$548,0002,016
Total noninterest income$3,069,0001,655
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$1,851,000925
Trading account gains and fees$0160
Additional Noninterest Income$1,218,0002,101
Total noninterest expense$8,672,0001,824
Salaries and employee benefits$4,827,0001,783
Premises and equipment expense$1,112,0002,048
Additional noninterest expense$2,733,0001,775
Pre-tax net operating income$5,783,0001,429
Securities gains (losses)$04,500
Applicable income taxes$2,091,0001,248
Income before extraordinary items$3,692,0001,681
Extraordinary gains, net$054
Net income$3,692,0001,683
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$197,0002,903
Cash dividends$06,283
Sale, conversion, retirement of capital stock, net$0868
Net operating income$3,692,0001,597
2003-09-30 (YTD Data)Rank
Total interest income$11,818,0001,840
Total interest expense$3,058,0002,253
Net interest income$8,760,0001,674
Provision for loan and lease losses$448,0001,871
Total noninterest income$2,322,0001,686
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$1,396,000931
Trading account gains and fees$0153
Additional Noninterest Income$926,0002,158
Total noninterest expense$6,404,0001,851
Salaries and employee benefits$3,505,0001,849
Premises and equipment expense$848,0002,024
Additional noninterest expense$2,051,0001,759
Pre-tax net operating income$4,230,0001,500
Securities gains (losses)$04,204
Applicable income taxes$1,566,0001,299
Income before extraordinary items$2,664,0001,815
Extraordinary gains, net$040
Net income$2,664,0001,815
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$170,0002,422
Cash dividends$05,519
Sale, conversion, retirement of capital stock, net$0722
Net operating income$2,664,0001,714
2003-06-30 (YTD Data)Rank
Total interest income$7,989,0001,831
Total interest expense$2,072,0002,289
Net interest income$5,917,0001,650
Provision for loan and lease losses$398,0001,420
Total noninterest income$1,538,0001,688
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$960,000891
Trading account gains and fees$0150
Additional Noninterest Income$578,0002,233
Total noninterest expense$4,212,0001,872
Salaries and employee benefits$2,323,0001,848
Premises and equipment expense$559,0002,051
Additional noninterest expense$1,330,0001,810
Pre-tax net operating income$2,845,0001,487
Securities gains (losses)$03,782
Applicable income taxes$1,058,0001,309
Income before extraordinary items$1,787,0001,798
Extraordinary gains, net$030
Net income$1,787,0001,798
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$52,0003,357
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$0589
Net operating income$1,787,0001,680
2003-03-31 (YTD Data)Rank
Total interest income$3,806,0001,928
Total interest expense$1,055,0002,308
Net interest income$2,751,0001,770
Provision for loan and lease losses$83,0002,698
Total noninterest income$775,0001,628
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$493,000837
Trading account gains and fees$0134
Additional Noninterest Income$282,0002,197
Total noninterest expense$2,087,0001,880
Salaries and employee benefits$1,156,0001,848
Premises and equipment expense$282,0002,025
Additional noninterest expense$649,0001,810
Pre-tax net operating income$1,356,0001,554
Securities gains (losses)$02,891
Applicable income taxes$509,0001,356
Income before extraordinary items$847,0001,864
Extraordinary gains, net$021
Net income$847,0001,863
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-21,0008,875
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$847,0001,758
2002-12-31 (YTD Data)Rank
Total interest income$13,998,0002,196
Total interest expense$3,884,0002,822
Net interest income$10,114,0001,925
Provision for loan and lease losses$1,016,0001,334
Total noninterest income$3,015,0001,548
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$1,768,000912
Trading account gains and fees$0153
Additional Noninterest Income$1,247,0001,891
Total noninterest expense$7,582,0001,983
Salaries and employee benefits$4,124,0001,945
Premises and equipment expense$1,034,0002,116
Additional noninterest expense$2,424,0001,906
Pre-tax net operating income$4,531,0001,793
Securities gains (losses)$14,0003,404
Applicable income taxes$1,660,0001,512
Income before extraordinary items$2,885,0002,080
Extraordinary gains, net$070
Net income$2,885,0002,079
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$163,0003,359
Cash dividends$06,377
Sale, conversion, retirement of capital stock, net$0862
Net operating income$2,876,0402,013
2001-12-31 (YTD Data)Rank
Total interest income$13,757,0002,487
Total interest expense$5,497,0002,891
Net interest income$8,260,0002,166
Provision for loan and lease losses$766,0001,550
Total noninterest income$2,578,0001,657
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$2,002,000744
Trading account gains and fees$0177
Additional Noninterest Income$576,0002,899
Total noninterest expense$6,361,0002,251
Salaries and employee benefits$3,484,0002,156
Premises and equipment expense$904,0002,349
Additional noninterest expense$1,973,0002,272
Pre-tax net operating income$3,711,0001,888
Securities gains (losses)$27,0002,903
Applicable income taxes$1,417,0001,577
Income before extraordinary items$2,321,0002,234
Extraordinary gains, net$0105
Net income$2,321,0002,237
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$320,0002,143
Cash dividends$06,617
Sale, conversion, retirement of capital stock, net$0922
Net operating income$2,303,7202,177
2000-12-31 (YTD Data)Rank
Total interest income$11,763,0002,943
Total interest expense$5,176,0003,208
Net interest income$6,587,0002,707
Provision for loan and lease losses$385,0002,345
Total noninterest income$2,297,0001,693
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$1,986,000677
Trading account gains and fees$0180
Additional Noninterest Income$311,0003,841
Total noninterest expense$5,847,0002,338
Salaries and employee benefits$3,205,0002,233
Premises and equipment expense$842,0002,457
Additional noninterest expense$1,800,0002,381
Pre-tax net operating income$2,652,0002,633
Securities gains (losses)$01,956
Applicable income taxes$926,0002,272
Income before extraordinary items$1,726,0002,896
Extraordinary gains, net$038
Net income$1,726,0002,894
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$234,0002,162
Cash dividends$06,853
Sale, conversion, retirement of capital stock, net$0969
Net operating income$1,726,0002,888
1999-12-31 (YTD Data)Rank
Total interest income$9,201,0003,468
Total interest expense$3,419,0004,126
Net interest income$5,782,0003,022
Provision for loan and lease losses$334,0002,449
Total noninterest income$2,380,0001,629
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$1,996,000660
Trading account gains and fees$0173
Additional Noninterest Income$384,0003,525
Total noninterest expense$5,555,0002,444
Salaries and employee benefits$2,773,0002,534
Premises and equipment expense$976,0002,096
Additional noninterest expense$1,806,0002,415
Pre-tax net operating income$2,273,0003,016
Securities gains (losses)$4,0002,267
Applicable income taxes$766,0002,730
Income before extraordinary items$1,511,0003,224
Extraordinary gains, net$035
Net income$1,511,0003,224
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$14,0006,500
Cash dividends$07,131
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$1,508,3603,196
1998-12-31 (YTD Data)Rank
Total interest income$8,195,0003,856
Total interest expense$3,144,0004,548
Net interest income$5,051,0003,354
Provision for loan and lease losses$210,0003,403
Total noninterest income$1,974,0001,853
Gross Fiduciary activities income$01,398
Service charges on deposit accounts$1,651,000756
Trading account gains and fees$0224
Additional Noninterest Income$323,0003,863
Total noninterest expense$5,103,0002,552
Salaries and employee benefits$2,392,0002,843
Premises and equipment expense$908,0002,131
Additional noninterest expense$1,803,0002,315
Pre-tax net operating income$1,712,0003,786
Securities gains (losses)$129,0001,130
Applicable income taxes$309,0005,095
Income before extraordinary items$1,532,0003,200
Extraordinary gains, net$032
Net income$1,532,0003,201
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$131,0003,165
Cash dividends$07,473
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$1,424,9303,303
1997-12-31 (YTD Data)Rank
Total interest income$6,174,0004,950
Total interest expense$1,848,0006,566
Net interest income$4,326,0003,948
Provision for loan and lease losses$483,0001,825
Total noninterest income$1,613,0002,079
Gross Fiduciary activities income$01,450
Service charges on deposit accounts$1,390,000915
Trading account gains and fees$0239
Additional Noninterest Income$223,0004,697
Total noninterest expense$4,731,0002,709
Salaries and employee benefits$2,013,0003,286
Premises and equipment expense$1,053,0001,885
Additional noninterest expense$1,665,0002,474
Pre-tax net operating income$725,0006,878
Securities gains (losses)$03,944
Applicable income taxes$-201,00010,793
Income before extraordinary items$926,0004,957
Extraordinary gains, net$044
Net income$926,0004,958
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$189,0002,636
Cash dividends$07,871
Sale, conversion, retirement of capital stock, net$5,150,000193
Net operating income$926,0004,904
1996-12-31 (YTD Data)Rank
Total interest income$5,449,0005,565
Total interest expense$1,682,0007,136
Net interest income$3,767,0004,543
Provision for loan and lease losses$380,0002,169
Total noninterest income$1,924,0001,900
Gross Fiduciary activities income$01,526
Service charges on deposit accounts$1,220,0001,080
Trading account gains and fees$0262
Additional Noninterest Income$704,0002,290
Total noninterest expense$4,620,0002,945
Salaries and employee benefits$1,911,0003,478
Premises and equipment expense$1,069,0001,886
Additional noninterest expense$1,640,0002,903
Pre-tax net operating income$691,0006,974
Securities gains (losses)$1,0003,760
Applicable income taxes$-225,00011,284
Income before extraordinary items$917,0004,805
Extraordinary gains, net$053
Net income$917,0004,806
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$422,0001,619
Cash dividends$08,336
Sale, conversion, retirement of capital stock, net$0953
Net operating income$916,0004,753
1995-12-31 (YTD Data)Rank
Total interest income$5,331,0005,711
Total interest expense$1,927,0006,634
Net interest income$3,404,0004,976
Provision for loan and lease losses$100,0004,579
Total noninterest income$1,227,0002,667
Gross Fiduciary activities income$01,590
Service charges on deposit accounts$1,049,0001,288
Trading account gains and fees$0522
Additional Noninterest Income$178,0005,476
Total noninterest expense$4,577,0002,940
Salaries and employee benefits$1,939,0003,394
Premises and equipment expense$1,000,0002,019
Additional noninterest expense$1,638,0002,838
Pre-tax net operating income$-46,00011,556
Securities gains (losses)$22,0001,840
Applicable income taxes$011,151
Income before extraordinary items$-24,00011,540
Extraordinary gains, net$065
Net income$-24,00011,539
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$139,0003,108
Cash dividends$08,717
Sale, conversion, retirement of capital stock, net$0809
Net operating income$-46,00011,540
1994-12-31 (YTD Data)Rank
Total interest income$4,787,0005,870
Total interest expense$1,391,0007,235
Net interest income$3,396,0005,070
Provision for loan and lease losses$09,146
Total noninterest income$1,531,0002,259
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$1,371,000963
Trading account gains and fees$0475
Additional Noninterest Income$160,0006,008
Total noninterest expense$4,518,0003,046
Salaries and employee benefits$2,089,0003,154
Premises and equipment expense$1,077,0001,899
Additional noninterest expense$1,352,0003,646
Pre-tax net operating income$409,0009,292
Securities gains (losses)$-317,00012,126
Applicable income taxes$011,630
Income before extraordinary items$92,00011,463
Extraordinary gains, net$0249
Net income$92,00011,468
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$196,0002,531
Cash dividends$08,932
Sale, conversion, retirement of capital stock, net$275,000640
Net operating income$409,0008,163
1993-12-31 (YTD Data)Rank
Total interest income$4,881,0005,900
Total interest expense$1,372,0007,638
Net interest income$3,509,0004,955
Provision for loan and lease losses$263,0003,281
Total noninterest income$1,606,0002,311
Gross Fiduciary activities income$01,630
Service charges on deposit accounts$1,388,000956
Trading account gains and fees$0532
Additional Noninterest Income$218,0005,407
Total noninterest expense$5,558,0002,574
Salaries and employee benefits$2,352,0002,805
Premises and equipment expense$1,131,0001,856
Additional noninterest expense$2,075,0002,641
Pre-tax net operating income$-706,00012,914
Securities gains (losses)$170,0001,861
Applicable income taxes$5,00011,956
Income before extraordinary items$-536,00012,903
Extraordinary gains, net$03,149
Net income$-536,00012,911
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$457,0001,876
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$-706,00012,901
1992-12-31 (YTD Data)Rank
Total interest income$5,446,0005,955
Total interest expense$1,975,0007,165
Net interest income$3,471,0005,045
Provision for loan and lease losses$397,0003,491
Total noninterest income$1,679,0002,189
Gross Fiduciary activities income$01,658
Service charges on deposit accounts$1,349,000964
Trading account gains and fees$0504
Additional Noninterest Income$330,0004,169
Total noninterest expense$5,361,0002,690
Salaries and employee benefits$2,392,0002,712
Premises and equipment expense$1,270,0001,672
Additional noninterest expense$1,699,0003,216
Pre-tax net operating income$-608,00013,353
Securities gains (losses)$188,0002,094
Applicable income taxes$012,680
Income before extraordinary items$-420,00013,338
Extraordinary gains, net$01,422
Net income$-420,00013,334
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$556,0002,299
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$-608,00013,330

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.