Home > Tennessee Commerce Bank > Assets and Liabilities
Tennessee Commerce Bank, Assets and Liabilities
| 2011-12-31 | Rank | |
| # of Employees: | 79 | 1,903 |
| Assets and Liabilities | ||
| Total Assets: | $1,009,154,000 | 660 |
| Cash and due from depository institutions | $34,381,000 | 1,903 |
| Interest-bearing balances | $32,344,000 | 1,190 |
| Securities | $86,932,000 | 1,630 |
| Federal funds sold & reverse repurchase agreements | $8,453,000 | 727 |
| Net loans & leases | $833,118,000 | 488 |
| Loan loss allowance | $64,068,000 | 164 |
| Trading account assets | $0 | 205 |
| Bank premises and fixed assets | $1,907,000 | 4,173 |
| Other real estate owned | $14,273,000 | 1,903 |
| Goodwill and other intangibles | $0 | 2,970 |
| All other assets | $30,090,000 | 742 |
| Life insurance assets | $0 | 3,748 |
| Total liabilities and capital | $1,009,154,000 | 660 |
| Total liabilities | $1,045,814,000 | 564 |
| Total deposits | $1,037,716,000 | 512 |
| Interest-bearing deposits | $1,006,993,000 | 444 |
| Deposits held in domestic offices | $1,037,716,000 | 508 |
| % insured | 96.55% | 1,186 |
| Federal funds purchased & repurchase agreements | $0 | 2,367 |
| Trading liabilities | $0 | 115 |
| Other borrowed funds | $0 | 4,481 |
| Subordinated debt | $0 | 193 |
| All other liabilities | $8,098,000 | 701 |
| Total equity capital | $-36,660,000 | 7,366 |
| Total bank equity capital | $-36,660,000 | 7,366 |
| Perpetual preferred stock | $0 | 263 |
| Common stock | $909,000 | 2,683 |
| Surplus | $98,256,000 | 403 |
| Undivided profits | $-135,825,000 | 7,323 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 168 |
| Memoranda | ||
| Noncurrent loans and leases | $127,033,000 | 147 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,138 |
| Income earned, not collected on loans | $3,613,000 | 713 |
| Earning assets | $960,847,000 | 620 |
| Long-term assets (5+ years) | $187,195,000 | 862 |
| Average Assets, year-to-date | $1,306,946,200 | 497 |
| Average Assets, quarterly | $1,097,034,500 | 602 |
| Volatile liabilities | $185,155,000 | 345 |
| Insider loans | $24,145,000 | 190 |
| FHLB advances | $0 | 4,174 |
| Loans and leases held for sale | $0 | 1,918 |
| Unused loan commitments | $77,498,000 | 885 |
| Tier 1 (core) risk-based capital | $-36,088,000 | 7,366 |
| Tier 2 risk-based capital | $0 | 7,292 |
| Total risk weighted assets | $901,248,000 | 481 |
| Total unused commitments | $77,498,000 | 886 |
| Derivatives | $0 | 1,191 |
| 2011-09-30 | Rank | |
| # of Employees: | 87 | 1,727 |
| Assets and Liabilities | ||
| Total Assets: | $1,184,915,000 | 564 |
| Cash and due from depository institutions | $7,027,000 | 1,727 |
| Interest-bearing balances | $252,000 | 6,344 |
| Securities | $91,989,000 | 1,526 |
| Federal funds sold & reverse repurchase agreements | $24,328,000 | 226 |
| Net loans & leases | $978,492,000 | 419 |
| Loan loss allowance | $35,696,000 | 261 |
| Trading account assets | $0 | 209 |
| Bank premises and fixed assets | $2,029,000 | 4,113 |
| Other real estate owned | $15,759,000 | 1,727 |
| Goodwill and other intangibles | $0 | 2,996 |
| All other assets | $65,291,000 | 394 |
| Life insurance assets | $28,477,000 | 253 |
| Total liabilities and capital | $1,184,915,000 | 564 |
| Total liabilities | $1,173,208,000 | 503 |
| Total deposits | $1,155,934,000 | 461 |
| Interest-bearing deposits | $1,107,492,000 | 413 |
| Deposits held in domestic offices | $1,155,934,000 | 459 |
| % insured | 95.80% | 1,570 |
| Federal funds purchased & repurchase agreements | $0 | 2,338 |
| Trading liabilities | $0 | 112 |
| Other borrowed funds | $10,000,000 | 2,002 |
| Subordinated debt | $0 | 206 |
| All other liabilities | $7,274,000 | 783 |
| Total equity capital | $11,707,000 | 4,732 |
| Total bank equity capital | $11,707,000 | 4,730 |
| Perpetual preferred stock | $0 | 266 |
| Common stock | $909,000 | 2,721 |
| Surplus | $98,256,000 | 407 |
| Undivided profits | $-87,458,000 | 7,382 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 175 |
| Memoranda | ||
| Noncurrent loans and leases | $113,622,000 | 170 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,137 |
| Income earned, not collected on loans | $4,946,000 | 527 |
| Earning assets | $1,095,061,000 | 551 |
| Long-term assets (5+ years) | $233,222,000 | 665 |
| Average Assets, year-to-date | $1,402,728,500 | 479 |
| Average Assets, quarterly | $1,327,367,000 | 501 |
| Volatile liabilities | $224,682,000 | 292 |
| Insider loans | $24,603,000 | 189 |
| FHLB advances | $10,000,000 | 1,887 |
| Loans and leases held for sale | $0 | 1,904 |
| Unused loan commitments | $88,221,000 | 800 |
| Tier 1 (core) risk-based capital | $12,773,000 | 4,303 |
| Tier 2 risk-based capital | $12,773,000 | 429 |
| Total risk weighted assets | $1,093,361,000 | 409 |
| Total unused commitments | $88,221,000 | 801 |
| Derivatives | $0 | 1,195 |
| 2011-06-30 | Rank | |
| # of Employees: | 89 | 1,703 |
| Assets and Liabilities | ||
| Total Assets: | $1,469,819,000 | 461 |
| Cash and due from depository institutions | $10,773,000 | 1,703 |
| Interest-bearing balances | $0 | 7,029 |
| Securities | $164,826,000 | 877 |
| Federal funds sold & reverse repurchase agreements | $85,258,000 | 61 |
| Net loans & leases | $1,128,603,000 | 377 |
| Loan loss allowance | $28,205,000 | 325 |
| Trading account assets | $0 | 213 |
| Bank premises and fixed assets | $2,054,000 | 4,106 |
| Other real estate owned | $6,879,000 | 1,703 |
| Goodwill and other intangibles | $0 | 3,017 |
| All other assets | $71,426,000 | 363 |
| Life insurance assets | $28,290,000 | 253 |
| Total liabilities and capital | $1,469,819,000 | 461 |
| Total liabilities | $1,356,272,000 | 445 |
| Total deposits | $1,348,824,000 | 401 |
| Interest-bearing deposits | $1,298,058,000 | 349 |
| Deposits held in domestic offices | $1,348,824,000 | 399 |
| % insured | 97.98% | 716 |
| Federal funds purchased & repurchase agreements | $0 | 2,430 |
| Trading liabilities | $0 | 112 |
| Other borrowed funds | $0 | 4,735 |
| Subordinated debt | $0 | 212 |
| All other liabilities | $7,448,000 | 728 |
| Total equity capital | $113,547,000 | 632 |
| Total bank equity capital | $113,547,000 | 631 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $909,000 | 2,756 |
| Surplus | $98,256,000 | 409 |
| Undivided profits | $14,382,000 | 2,278 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 179 |
| Memoranda | ||
| Noncurrent loans and leases | $140,346,000 | 150 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,160 |
| Income earned, not collected on loans | $10,177,000 | 248 |
| Earning assets | $1,378,687,000 | 439 |
| Long-term assets (5+ years) | $285,893,000 | 534 |
| Average Assets, year-to-date | $1,475,333,000 | 460 |
| Average Assets, quarterly | $1,490,756,000 | 453 |
| Volatile liabilities | $166,106,000 | 383 |
| Insider loans | $23,644,000 | 206 |
| FHLB advances | $0 | 4,341 |
| Loans and leases held for sale | $0 | 1,752 |
| Unused loan commitments | $102,323,000 | 699 |
| Tier 1 (core) risk-based capital | $115,537,000 | 572 |
| Tier 2 risk-based capital | $15,770,000 | 367 |
| Total risk weighted assets | $1,249,237,000 | 372 |
| Total unused commitments | $102,323,000 | 700 |
| Derivatives | $0 | 1,174 |
| 2011-03-31 | Rank | |
| # of Employees: | 89 | 1,698 |
| Assets and Liabilities | ||
| Total Assets: | $1,511,693,000 | 453 |
| Cash and due from depository institutions | $14,277,000 | 1,698 |
| Interest-bearing balances | $0 | 7,081 |
| Securities | $180,669,000 | 810 |
| Federal funds sold & reverse repurchase agreements | $46,165,000 | 119 |
| Net loans & leases | $1,182,496,000 | 362 |
| Loan loss allowance | $26,114,000 | 354 |
| Trading account assets | $0 | 208 |
| Bank premises and fixed assets | $2,188,000 | 4,033 |
| Other real estate owned | $2,284,000 | 1,698 |
| Goodwill and other intangibles | $0 | 3,025 |
| All other assets | $83,614,000 | 324 |
| Life insurance assets | $28,132,000 | 250 |
| Total liabilities and capital | $1,511,693,000 | 453 |
| Total liabilities | $1,389,644,000 | 444 |
| Total deposits | $1,377,064,000 | 396 |
| Interest-bearing deposits | $1,337,864,000 | 345 |
| Deposits held in domestic offices | $1,377,064,000 | 394 |
| % insured | 98.61% | 538 |
| Federal funds purchased & repurchase agreements | $0 | 2,341 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $0 | 4,815 |
| Subordinated debt | $0 | 214 |
| All other liabilities | $12,580,000 | 493 |
| Total equity capital | $122,049,000 | 574 |
| Total bank equity capital | $122,049,000 | 574 |
| Perpetual preferred stock | $0 | 224 |
| Common stock | $909,000 | 2,792 |
| Surplus | $98,256,000 | 411 |
| Undivided profits | $22,884,000 | 1,434 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 181 |
| Memoranda | ||
| Noncurrent loans and leases | $62,775,000 | 298 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,152 |
| Income earned, not collected on loans | $9,800,000 | 257 |
| Earning assets | $1,409,330,000 | 439 |
| Long-term assets (5+ years) | $335,448,000 | 441 |
| Average Assets, year-to-date | $1,478,090,000 | 461 |
| Average Assets, quarterly | $1,478,090,000 | 461 |
| Volatile liabilities | $150,033,000 | 440 |
| Insider loans | $23,215,000 | 209 |
| FHLB advances | $0 | 4,390 |
| Loans and leases held for sale | $0 | 1,676 |
| Unused loan commitments | $108,183,000 | 681 |
| Tier 1 (core) risk-based capital | $126,758,000 | 512 |
| Tier 2 risk-based capital | $16,417,000 | 357 |
| Total risk weighted assets | $1,303,595,000 | 359 |
| Total unused commitments | $108,183,000 | 682 |
| Derivatives | $0 | 1,153 |
| 2010-12-31 | Rank | |
| # of Employees: | 99 | 1,543 |
| Assets and Liabilities | ||
| Total Assets: | $1,444,487,000 | 480 |
| Cash and due from depository institutions | $6,336,000 | 1,543 |
| Interest-bearing balances | $0 | 7,115 |
| Securities | $127,150,000 | 1,085 |
| Federal funds sold & reverse repurchase agreements | $14,214,000 | 503 |
| Net loans & leases | $1,208,348,000 | 368 |
| Loan loss allowance | $21,463,000 | 414 |
| Trading account assets | $0 | 207 |
| Bank premises and fixed assets | $2,335,000 | 3,936 |
| Other real estate owned | $2,888,000 | 1,543 |
| Goodwill and other intangibles | $0 | 3,026 |
| All other assets | $83,216,000 | 329 |
| Life insurance assets | $27,969,000 | 249 |
| Total liabilities and capital | $1,444,487,000 | 480 |
| Total liabilities | $1,320,155,000 | 469 |
| Total deposits | $1,306,774,000 | 411 |
| Interest-bearing deposits | $1,273,565,000 | 358 |
| Deposits held in domestic offices | $1,306,774,000 | 409 |
| % insured | 90.99% | 3,668 |
| Federal funds purchased & repurchase agreements | $0 | 2,549 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $0 | 4,983 |
| Subordinated debt | $0 | 220 |
| All other liabilities | $13,381,000 | 472 |
| Total equity capital | $124,332,000 | 562 |
| Total bank equity capital | $124,332,000 | 561 |
| Perpetual preferred stock | $0 | 224 |
| Common stock | $909,000 | 2,834 |
| Surplus | $98,256,000 | 414 |
| Undivided profits | $25,167,000 | 1,301 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 190 |
| Memoranda | ||
| Noncurrent loans and leases | $55,923,000 | 334 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,218 |
| Income earned, not collected on loans | $8,746,000 | 294 |
| Earning assets | $1,349,712,000 | 460 |
| Long-term assets (5+ years) | $290,433,000 | 499 |
| Average Assets, year-to-date | $1,396,395,200 | 484 |
| Average Assets, quarterly | $1,427,868,000 | 483 |
| Volatile liabilities | $406,442,000 | 348 |
| Insider loans | $26,260,000 | 182 |
| FHLB advances | $0 | 4,551 |
| Loans and leases held for sale | $0 | 1,952 |
| Unused loan commitments | $104,567,000 | 697 |
| Tier 1 (core) risk-based capital | $128,936,000 | 496 |
| Tier 2 risk-based capital | $16,105,000 | 373 |
| Total risk weighted assets | $1,283,092,000 | 375 |
| Total unused commitments | $104,567,000 | 700 |
| Derivatives | $0 | 1,176 |
| 2010-09-30 | Rank | |
| # of Employees: | 97 | 1,577 |
| Assets and Liabilities | ||
| Total Assets: | $1,411,249,000 | 484 |
| Cash and due from depository institutions | $17,472,000 | 1,577 |
| Interest-bearing balances | $0 | 7,196 |
| Securities | $78,742,000 | 1,615 |
| Federal funds sold & reverse repurchase agreements | $8,005,000 | 970 |
| Net loans & leases | $1,219,927,000 | 367 |
| Loan loss allowance | $21,742,000 | 409 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $2,397,000 | 3,920 |
| Other real estate owned | $1,975,000 | 1,577 |
| Goodwill and other intangibles | $0 | 3,048 |
| All other assets | $82,731,000 | 331 |
| Life insurance assets | $27,775,000 | 245 |
| Total liabilities and capital | $1,411,249,000 | 484 |
| Total liabilities | $1,283,364,000 | 478 |
| Total deposits | $1,269,679,000 | 423 |
| Interest-bearing deposits | $1,235,063,000 | 372 |
| Deposits held in domestic offices | $1,269,679,000 | 422 |
| % insured | 89.27% | 3,793 |
| Federal funds purchased & repurchase agreements | $0 | 2,564 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $0 | 5,105 |
| Subordinated debt | $0 | 233 |
| All other liabilities | $13,685,000 | 501 |
| Total equity capital | $127,885,000 | 541 |
| Total bank equity capital | $127,885,000 | 541 |
| Perpetual preferred stock | $0 | 229 |
| Common stock | $909,000 | 2,892 |
| Surplus | $98,256,000 | 408 |
| Undivided profits | $28,720,000 | 1,204 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 194 |
| Memoranda | ||
| Noncurrent loans and leases | $51,691,000 | 368 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,218 |
| Income earned, not collected on loans | $8,395,000 | 316 |
| Earning assets | $1,306,674,000 | 474 |
| Long-term assets (5+ years) | $225,022,000 | 611 |
| Average Assets, year-to-date | $1,384,372,250 | 481 |
| Average Assets, quarterly | $1,395,753,500 | 486 |
| Volatile liabilities | $396,439,000 | 362 |
| Insider loans | $27,455,000 | 170 |
| FHLB advances | $0 | 4,672 |
| Loans and leases held for sale | $0 | 1,963 |
| Unused loan commitments | $107,483,000 | 698 |
| Tier 1 (core) risk-based capital | $127,432,000 | 486 |
| Tier 2 risk-based capital | $16,315,000 | 370 |
| Total risk weighted assets | $1,299,788,000 | 368 |
| Total unused commitments | $107,483,000 | 701 |
| Derivatives | $0 | 1,218 |
| 2010-06-30 | Rank | |
| # of Employees: | 97 | 1,601 |
| Assets and Liabilities | ||
| Total Assets: | $1,380,258,000 | 485 |
| Cash and due from depository institutions | $9,013,000 | 1,601 |
| Interest-bearing balances | $0 | 7,206 |
| Securities | $92,387,000 | 1,437 |
| Federal funds sold & reverse repurchase agreements | $11,610,000 | 646 |
| Net loans & leases | $1,176,713,000 | 376 |
| Loan loss allowance | $20,346,000 | 432 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $2,482,000 | 3,880 |
| Other real estate owned | $795,000 | 1,601 |
| Goodwill and other intangibles | $0 | 3,062 |
| All other assets | $87,258,000 | 315 |
| Life insurance assets | $27,571,000 | 241 |
| Total liabilities and capital | $1,380,258,000 | 485 |
| Total liabilities | $1,258,248,000 | 476 |
| Total deposits | $1,244,551,000 | 427 |
| Interest-bearing deposits | $1,218,903,000 | 380 |
| Deposits held in domestic offices | $1,244,551,000 | 426 |
| % insured | 87.93% | 4,332 |
| Federal funds purchased & repurchase agreements | $0 | 2,594 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $0 | 5,212 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $13,697,000 | 467 |
| Total equity capital | $122,010,000 | 565 |
| Total bank equity capital | $122,010,000 | 564 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $909,000 | 2,924 |
| Surplus | $92,256,000 | 422 |
| Undivided profits | $28,845,000 | 1,184 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 198 |
| Memoranda | ||
| Noncurrent loans and leases | $36,985,000 | 505 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,233 |
| Income earned, not collected on loans | $8,545,000 | 300 |
| Earning assets | $1,280,710,000 | 472 |
| Long-term assets (5+ years) | $175,379,000 | 778 |
| Average Assets, year-to-date | $1,375,413,330 | 484 |
| Average Assets, quarterly | $1,376,689,500 | 484 |
| Volatile liabilities | $415,025,000 | 345 |
| Insider loans | $25,429,000 | 195 |
| FHLB advances | $0 | 4,785 |
| Loans and leases held for sale | $0 | 1,852 |
| Unused loan commitments | $110,557,000 | 678 |
| Tier 1 (core) risk-based capital | $121,933,000 | 502 |
| Tier 2 risk-based capital | $15,782,000 | 384 |
| Total risk weighted assets | $1,258,065,000 | 377 |
| Total unused commitments | $110,557,000 | 679 |
| Derivatives | $0 | 1,168 |
| 2010-03-31 | Rank | |
| # of Employees: | 92 | 1,690 |
| Assets and Liabilities | ||
| Total Assets: | $1,373,121,000 | 500 |
| Cash and due from depository institutions | $6,398,000 | 1,690 |
| Interest-bearing balances | $0 | 7,275 |
| Securities | $96,006,000 | 1,369 |
| Federal funds sold & reverse repurchase agreements | $9,710,000 | 969 |
| Net loans & leases | $1,166,061,000 | 396 |
| Loan loss allowance | $20,110,000 | 461 |
| Trading account assets | $0 | 227 |
| Bank premises and fixed assets | $2,058,000 | 4,308 |
| Other real estate owned | $480,000 | 1,690 |
| Goodwill and other intangibles | $0 | 3,074 |
| All other assets | $92,408,000 | 302 |
| Life insurance assets | $25,860,000 | 254 |
| Total liabilities and capital | $1,373,121,000 | 500 |
| Total liabilities | $1,254,291,000 | 492 |
| Total deposits | $1,242,278,000 | 437 |
| Interest-bearing deposits | $1,216,727,000 | 387 |
| Deposits held in domestic offices | $1,242,278,000 | 435 |
| % insured | 84.14% | 5,474 |
| Federal funds purchased & repurchase agreements | $0 | 2,570 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $0 | 5,317 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $12,013,000 | 528 |
| Total equity capital | $118,830,000 | 575 |
| Total bank equity capital | $118,830,000 | 574 |
| Perpetual preferred stock | $0 | 220 |
| Common stock | $909,000 | 2,977 |
| Surplus | $92,256,000 | 430 |
| Undivided profits | $25,665,000 | 1,300 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 204 |
| Memoranda | ||
| Noncurrent loans and leases | $41,025,000 | 493 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,219 |
| Income earned, not collected on loans | $10,320,000 | 267 |
| Earning assets | $1,271,777,000 | 488 |
| Long-term assets (5+ years) | $234,464,000 | 575 |
| Average Assets, year-to-date | $1,372,991,000 | 501 |
| Average Assets, quarterly | $1,372,991,000 | 501 |
| Volatile liabilities | $451,102,000 | 338 |
| Insider loans | $25,238,000 | 211 |
| FHLB advances | $0 | 4,906 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $98,061,000 | 766 |
| Tier 1 (core) risk-based capital | $119,477,000 | 515 |
| Tier 2 risk-based capital | $15,835,000 | 402 |
| Total risk weighted assets | $1,262,565,000 | 399 |
| Total unused commitments | $98,061,000 | 769 |
| Derivatives | $0 | 1,155 |
| 2009-12-31 | Rank | |
| # of Employees: | 91 | 1,739 |
| Assets and Liabilities | ||
| Total Assets: | $1,372,861,000 | 502 |
| Cash and due from depository institutions | $22,864,000 | 1,739 |
| Interest-bearing balances | $0 | 7,263 |
| Securities | $93,168,000 | 1,386 |
| Federal funds sold & reverse repurchase agreements | $15,010,000 | 538 |
| Net loans & leases | $1,151,388,000 | 415 |
| Loan loss allowance | $19,913,000 | 464 |
| Trading account assets | $0 | 224 |
| Bank premises and fixed assets | $1,967,000 | 4,431 |
| Other real estate owned | $814,000 | 1,739 |
| Goodwill and other intangibles | $0 | 3,096 |
| All other assets | $87,650,000 | 325 |
| Life insurance assets | $25,673,000 | 253 |
| Total liabilities and capital | $1,372,861,000 | 502 |
| Total liabilities | $1,257,213,000 | 494 |
| Total deposits | $1,247,085,000 | 433 |
| Interest-bearing deposits | $1,212,431,000 | 388 |
| Deposits held in domestic offices | $1,247,085,000 | 431 |
| % insured | 83.66% | 5,637 |
| Federal funds purchased & repurchase agreements | $0 | 2,785 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $0 | 5,407 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $10,128,000 | 600 |
| Total equity capital | $115,648,000 | 573 |
| Total bank equity capital | $115,648,000 | 571 |
| Perpetual preferred stock | $0 | 219 |
| Common stock | $909,000 | 3,020 |
| Surplus | $92,256,000 | 423 |
| Undivided profits | $22,483,000 | 1,445 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 209 |
| Memoranda | ||
| Noncurrent loans and leases | $20,479,000 | 852 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,191 |
| Income earned, not collected on loans | $9,710,000 | 288 |
| Earning assets | $1,259,566,000 | 493 |
| Long-term assets (5+ years) | $221,433,000 | 612 |
| Average Assets, year-to-date | $1,301,323,800 | 521 |
| Average Assets, quarterly | $1,350,262,500 | 507 |
| Volatile liabilities | $486,321,000 | 319 |
| Insider loans | $21,829,000 | 268 |
| FHLB advances | $0 | 5,026 |
| Loans and leases held for sale | $0 | 1,814 |
| Unused loan commitments | $100,196,000 | 775 |
| Tier 1 (core) risk-based capital | $116,934,000 | 517 |
| Tier 2 risk-based capital | $15,646,000 | 418 |
| Total risk weighted assets | $1,247,451,000 | 414 |
| Total unused commitments | $100,196,000 | 776 |
| Derivatives | $0 | 1,139 |
| 2009-09-30 | Rank | |
| # of Employees: | 87 | 1,854 |
| Assets and Liabilities | ||
| Total Assets: | $1,327,664,000 | 529 |
| Cash and due from depository institutions | $17,038,000 | 1,854 |
| Interest-bearing balances | $0 | 7,292 |
| Securities | $85,500,000 | 1,495 |
| Federal funds sold & reverse repurchase agreements | $8,660,000 | 1,073 |
| Net loans & leases | $1,140,015,000 | 438 |
| Loan loss allowance | $19,690,000 | 460 |
| Trading account assets | $0 | 238 |
| Bank premises and fixed assets | $2,057,000 | 4,381 |
| Other real estate owned | $1,254,000 | 1,854 |
| Goodwill and other intangibles | $0 | 3,142 |
| All other assets | $73,140,000 | 348 |
| Life insurance assets | $25,472,000 | 262 |
| Total liabilities and capital | $1,327,664,000 | 529 |
| Total liabilities | $1,212,040,000 | 520 |
| Total deposits | $1,203,631,000 | 453 |
| Interest-bearing deposits | $1,176,571,000 | 414 |
| Deposits held in domestic offices | $1,203,631,000 | 451 |
| % insured | 84.76% | 5,527 |
| Federal funds purchased & repurchase agreements | $0 | 2,868 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $0 | 5,525 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $8,409,000 | 742 |
| Total equity capital | $115,624,000 | 595 |
| Total bank equity capital | $115,624,000 | 593 |
| Perpetual preferred stock | $0 | 212 |
| Common stock | $909,000 | 3,062 |
| Surplus | $92,256,000 | 423 |
| Undivided profits | $22,459,000 | 1,512 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 214 |
| Memoranda | ||
| Noncurrent loans and leases | $30,186,000 | 611 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,174 |
| Income earned, not collected on loans | $8,798,000 | 351 |
| Earning assets | $1,234,175,000 | 514 |
| Long-term assets (5+ years) | $200,058,000 | 664 |
| Average Assets, year-to-date | $1,283,439,500 | 537 |
| Average Assets, quarterly | $1,328,520,500 | 527 |
| Volatile liabilities | $484,256,000 | 333 |
| Insider loans | $20,374,000 | 300 |
| FHLB advances | $0 | 5,137 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $99,222,000 | 810 |
| Tier 1 (core) risk-based capital | $115,777,000 | 535 |
| Tier 2 risk-based capital | $15,400,000 | 452 |
| Total risk weighted assets | $1,227,738,000 | 438 |
| Total unused commitments | $99,222,000 | 811 |
| Derivatives | $0 | 1,183 |
| 2009-06-30 | Rank | |
| # of Employees: | 85 | 1,947 |
| Assets and Liabilities | ||
| Total Assets: | $1,329,377,000 | 539 |
| Cash and due from depository institutions | $15,900,000 | 1,947 |
| Interest-bearing balances | $0 | 7,302 |
| Securities | $106,599,000 | 1,188 |
| Federal funds sold & reverse repurchase agreements | $5,000 | 5,141 |
| Net loans & leases | $1,128,181,000 | 452 |
| Loan loss allowance | $18,938,000 | 464 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $2,152,000 | 4,342 |
| Other real estate owned | $5,635,000 | 1,947 |
| Goodwill and other intangibles | $0 | 3,161 |
| All other assets | $70,905,000 | 363 |
| Life insurance assets | $25,273,000 | 271 |
| Total liabilities and capital | $1,329,377,000 | 539 |
| Total liabilities | $1,216,331,000 | 530 |
| Total deposits | $1,205,425,000 | 466 |
| Interest-bearing deposits | $1,178,461,000 | 420 |
| Deposits held in domestic offices | $1,205,425,000 | 464 |
| % insured | 83.09% | 2,777 |
| Federal funds purchased & repurchase agreements | $0 | 2,922 |
| Trading liabilities | $0 | 100 |
| Other borrowed funds | $0 | 5,613 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $10,906,000 | 623 |
| Total equity capital | $113,046,000 | 605 |
| Total bank equity capital | $113,046,000 | 603 |
| Perpetual preferred stock | $0 | 213 |
| Common stock | $909,000 | 3,102 |
| Surplus | $92,257,000 | 431 |
| Undivided profits | $19,880,000 | 1,658 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 219 |
| Memoranda | ||
| Noncurrent loans and leases | $25,570,000 | 680 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,161 |
| Income earned, not collected on loans | $8,259,000 | 378 |
| Earning assets | $1,234,785,000 | 521 |
| Long-term assets (5+ years) | $219,951,000 | 614 |
| Average Assets, year-to-date | $1,268,698,000 | 554 |
| Average Assets, quarterly | $1,297,770,500 | 549 |
| Volatile liabilities | $558,501,000 | 297 |
| Insider loans | $19,616,000 | 332 |
| FHLB advances | $0 | 5,202 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $124,714,000 | 710 |
| Tier 1 (core) risk-based capital | $113,902,000 | 557 |
| Tier 2 risk-based capital | $15,392,000 | 462 |
| Total risk weighted assets | $1,227,914,000 | 453 |
| Total unused commitments | $124,714,000 | 711 |
| Derivatives | $0 | 1,221 |
| 2009-03-31 | Rank | |
| # of Employees: | 85 | 1,960 |
| Assets and Liabilities | ||
| Total Assets: | $1,266,164,000 | 561 |
| Cash and due from depository institutions | $5,754,000 | 1,960 |
| Interest-bearing balances | $0 | 7,240 |
| Securities | $99,934,000 | 1,243 |
| Federal funds sold & reverse repurchase agreements | $25,000 | 5,470 |
| Net loans & leases | $1,088,518,000 | 477 |
| Loan loss allowance | $15,424,000 | 515 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $2,230,000 | 4,283 |
| Other real estate owned | $5,045,000 | 1,960 |
| Goodwill and other intangibles | $0 | 3,204 |
| All other assets | $64,658,000 | 390 |
| Life insurance assets | $24,341,000 | 281 |
| Total liabilities and capital | $1,266,164,000 | 561 |
| Total liabilities | $1,155,808,000 | 555 |
| Total deposits | $1,107,887,000 | 494 |
| Interest-bearing deposits | $1,072,049,000 | 449 |
| Deposits held in domestic offices | $1,107,887,000 | 492 |
| % insured | 81.00% | 3,495 |
| Federal funds purchased & repurchase agreements | $20,479,000 | 747 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $15,153,000 | 2,412 |
| Subordinated debt | $0 | 271 |
| All other liabilities | $12,289,000 | 572 |
| Total equity capital | $110,356,000 | 620 |
| Total bank equity capital | $110,356,000 | 617 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $909,000 | 3,124 |
| Surplus | $83,256,000 | 470 |
| Undivided profits | $26,191,000 | 1,324 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 220 |
| Memoranda | ||
| Noncurrent loans and leases | $33,945,000 | 483 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,134 |
| Income earned, not collected on loans | $8,688,000 | 362 |
| Earning assets | $1,188,477,000 | 546 |
| Long-term assets (5+ years) | $172,553,000 | 791 |
| Average Assets, year-to-date | $1,238,358,500 | 570 |
| Average Assets, quarterly | $1,238,358,500 | 570 |
| Volatile liabilities | $668,260,000 | 270 |
| Insider loans | $18,374,000 | 365 |
| FHLB advances | $15,153,000 | 2,290 |
| Loans and leases held for sale | $0 | 1,892 |
| Unused loan commitments | $154,984,000 | 630 |
| Tier 1 (core) risk-based capital | $110,690,000 | 569 |
| Tier 2 risk-based capital | $14,785,000 | 471 |
| Total risk weighted assets | $1,181,945,000 | 477 |
| Total unused commitments | $154,984,000 | 630 |
| Derivatives | $0 | 1,177 |
| 2008-12-31 | Rank | |
| # of Employees: | 83 | 2,028 |
| Assets and Liabilities | ||
| Total Assets: | $1,210,553,000 | 581 |
| Cash and due from depository institutions | $5,260,000 | 2,028 |
| Interest-bearing balances | $0 | 7,069 |
| Securities | $101,212,000 | 1,207 |
| Federal funds sold & reverse repurchase agreements | $35,538,000 | 245 |
| Net loans & leases | $1,023,271,000 | 499 |
| Loan loss allowance | $13,454,000 | 566 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $2,330,000 | 4,235 |
| Other real estate owned | $5,764,000 | 2,028 |
| Goodwill and other intangibles | $0 | 3,219 |
| All other assets | $37,178,000 | 615 |
| Life insurance assets | $0 | 3,960 |
| Total liabilities and capital | $1,210,553,000 | 581 |
| Total liabilities | $1,102,460,000 | 578 |
| Total deposits | $1,088,738,000 | 493 |
| Interest-bearing deposits | $1,044,927,000 | 449 |
| Deposits held in domestic offices | $1,088,738,000 | 491 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,392 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $0 | 5,839 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $13,722,000 | 521 |
| Total equity capital | $108,093,000 | 618 |
| Total bank equity capital | $108,093,000 | 618 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $909,000 | 3,147 |
| Surplus | $78,257,000 | 478 |
| Undivided profits | $28,927,000 | 1,170 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $30,391,000 | 458 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $8,115,000 | 410 |
| Earning assets | $1,160,021,000 | 555 |
| Long-term assets (5+ years) | $173,989,000 | 765 |
| Average Assets, year-to-date | $1,047,960,800 | 631 |
| Average Assets, quarterly | $1,156,803,000 | 591 |
| Volatile liabilities | $566,085,000 | 302 |
| Insider loans | $18,126,000 | 367 |
| FHLB advances | $0 | 5,445 |
| Loans and leases held for sale | $0 | 1,663 |
| Unused loan commitments | $181,315,000 | 565 |
| Tier 1 (core) risk-based capital | $107,292,000 | 570 |
| Tier 2 risk-based capital | $13,454,000 | 496 |
| Total risk weighted assets | $1,096,449,000 | 498 |
| Total unused commitments | $181,315,000 | 565 |
| Derivatives | $0 | 1,109 |
| 2008-09-30 | Rank | |
| # of Employees: | 80 | 2,128 |
| Assets and Liabilities | ||
| Total Assets: | $1,103,053,000 | 619 |
| Cash and due from depository institutions | $5,251,000 | 2,128 |
| Interest-bearing balances | $0 | 6,794 |
| Securities | $76,572,000 | 1,551 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,854 |
| Net loans & leases | $985,648,000 | 514 |
| Loan loss allowance | $12,191,000 | 562 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $2,433,000 | 4,167 |
| Other real estate owned | $0 | 2,128 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $33,149,000 | 659 |
| Life insurance assets | $0 | 3,984 |
| Total liabilities and capital | $1,103,053,000 | 619 |
| Total liabilities | $1,010,071,000 | 608 |
| Total deposits | $991,805,000 | 522 |
| Interest-bearing deposits | $958,091,000 | 474 |
| Deposits held in domestic offices | $991,805,000 | 519 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $10,985,000 | 1,214 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $0 | 5,843 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $7,281,000 | 834 |
| Total equity capital | $92,982,000 | 727 |
| Total bank equity capital | $92,982,000 | 727 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $909,000 | 3,177 |
| Surplus | $68,257,000 | 527 |
| Undivided profits | $23,816,000 | 1,494 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $14,232,000 | 722 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,110 |
| Income earned, not collected on loans | $7,631,000 | 462 |
| Earning assets | $1,062,220,000 | 589 |
| Long-term assets (5+ years) | $145,537,000 | 913 |
| Average Assets, year-to-date | $1,007,312,750 | 663 |
| Average Assets, quarterly | $1,083,512,500 | 625 |
| Volatile liabilities | $490,629,000 | 336 |
| Insider loans | $17,485,000 | 374 |
| FHLB advances | $0 | 5,438 |
| Loans and leases held for sale | $0 | 1,623 |
| Unused loan commitments | $178,525,000 | 604 |
| Tier 1 (core) risk-based capital | $93,794,000 | 658 |
| Tier 2 risk-based capital | $12,191,000 | 522 |
| Total risk weighted assets | $1,041,511,000 | 517 |
| Total unused commitments | $178,525,000 | 604 |
| Derivatives | $0 | 1,077 |
| 2008-06-30 | Rank | |
| # of Employees: | 75 | 2,315 |
| Assets and Liabilities | ||
| Total Assets: | $1,063,972,000 | 637 |
| Cash and due from depository institutions | $5,287,000 | 2,315 |
| Interest-bearing balances | $0 | 6,776 |
| Securities | $95,952,000 | 1,260 |
| Federal funds sold & reverse repurchase agreements | $909,000 | 4,764 |
| Net loans & leases | $927,116,000 | 536 |
| Loan loss allowance | $11,520,000 | 563 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $1,453,000 | 5,226 |
| Other real estate owned | $0 | 2,315 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $33,255,000 | 635 |
| Life insurance assets | $0 | 4,015 |
| Total liabilities and capital | $1,063,972,000 | 637 |
| Total liabilities | $974,609,000 | 630 |
| Total deposits | $962,522,000 | 528 |
| Interest-bearing deposits | $934,013,000 | 488 |
| Deposits held in domestic offices | $962,522,000 | 525 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $8,300,000 | 1,448 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $0 | 5,770 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $3,787,000 | 1,409 |
| Total equity capital | $89,363,000 | 768 |
| Total bank equity capital | $89,363,000 | 768 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $909,000 | 3,204 |
| Surplus | $67,007,000 | 533 |
| Undivided profits | $21,447,000 | 1,648 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $8,811,000 | 943 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,082 |
| Income earned, not collected on loans | $6,880,000 | 494 |
| Earning assets | $1,023,977,000 | 602 |
| Long-term assets (5+ years) | $154,820,000 | 847 |
| Average Assets, year-to-date | $975,399,330 | 681 |
| Average Assets, quarterly | $1,013,565,000 | 662 |
| Volatile liabilities | $479,708,000 | 351 |
| Insider loans | $17,242,000 | 392 |
| FHLB advances | $0 | 5,355 |
| Loans and leases held for sale | $0 | 1,725 |
| Unused loan commitments | $155,720,000 | 692 |
| Tier 1 (core) risk-based capital | $89,875,000 | 687 |
| Tier 2 risk-based capital | $11,520,000 | 539 |
| Total risk weighted assets | $983,180,000 | 540 |
| Total unused commitments | $155,720,000 | 692 |
| Derivatives | $0 | 1,075 |
| 2008-03-31 | Rank | |
| # of Employees: | 64 | 2,668 |
| Assets and Liabilities | ||
| Total Assets: | $963,158,000 | 697 |
| Cash and due from depository institutions | $5,977,000 | 2,668 |
| Interest-bearing balances | $0 | 6,734 |
| Securities | $71,968,000 | 1,648 |
| Federal funds sold & reverse repurchase agreements | $27,000 | 6,557 |
| Net loans & leases | $853,914,000 | 565 |
| Loan loss allowance | $11,034,000 | 533 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $1,434,000 | 5,258 |
| Other real estate owned | $0 | 2,668 |
| Goodwill and other intangibles | $0 | 3,304 |
| All other assets | $29,838,000 | 686 |
| Life insurance assets | $0 | 4,038 |
| Total liabilities and capital | $963,158,000 | 697 |
| Total liabilities | $882,061,000 | 683 |
| Total deposits | $862,206,000 | 593 |
| Interest-bearing deposits | $840,704,000 | 542 |
| Deposits held in domestic offices | $862,206,000 | 590 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $16,225,000 | 979 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $0 | 5,604 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $3,630,000 | 1,564 |
| Total equity capital | $81,097,000 | 851 |
| Total bank equity capital | $81,097,000 | 851 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $909,000 | 3,219 |
| Surplus | $60,007,000 | 570 |
| Undivided profits | $20,181,000 | 1,797 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $7,899,000 | 916 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $6,359,000 | 553 |
| Earning assets | $925,909,000 | 658 |
| Long-term assets (5+ years) | $106,480,000 | 1,154 |
| Average Assets, year-to-date | $931,113,000 | 718 |
| Average Assets, quarterly | $931,113,000 | 718 |
| Volatile liabilities | $435,329,000 | 371 |
| Insider loans | $11,193,000 | 661 |
| FHLB advances | $0 | 5,198 |
| Loans and leases held for sale | $0 | 1,797 |
| Unused loan commitments | $131,887,000 | 810 |
| Tier 1 (core) risk-based capital | $80,445,000 | 765 |
| Tier 2 risk-based capital | $11,034,000 | 535 |
| Total risk weighted assets | $899,711,000 | 575 |
| Total unused commitments | $131,887,000 | 810 |
| Derivatives | $0 | 1,109 |
| 2007-12-31 | Rank | |
| # of Employees: | 64 | 2,688 |
| Assets and Liabilities | ||
| Total Assets: | $899,068,000 | 751 |
| Cash and due from depository institutions | $5,236,000 | 2,688 |
| Interest-bearing balances | $0 | 6,620 |
| Securities | $73,673,000 | 1,609 |
| Federal funds sold & reverse repurchase agreements | $9,573,000 | 1,437 |
| Net loans & leases | $784,001,000 | 618 |
| Loan loss allowance | $10,321,000 | 542 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $1,413,000 | 5,293 |
| Other real estate owned | $0 | 2,688 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $25,172,000 | 791 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $899,069,000 | 751 |
| Total liabilities | $822,146,000 | 734 |
| Total deposits | $815,830,000 | 618 |
| Interest-bearing deposits | $787,626,000 | 570 |
| Deposits held in domestic offices | $815,830,000 | 616 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,000,000 | 2,380 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $0 | 5,553 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $4,316,000 | 1,348 |
| Total equity capital | $76,923,000 | 896 |
| Total bank equity capital | $76,923,000 | 896 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $909,000 | 3,223 |
| Surplus | $57,954,000 | 579 |
| Undivided profits | $18,060,000 | 1,952 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $8,457,000 | 709 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $5,901,000 | 650 |
| Earning assets | $867,247,000 | 703 |
| Long-term assets (5+ years) | $98,716,000 | 1,170 |
| Average Assets, year-to-date | $756,721,400 | 860 |
| Average Assets, quarterly | $869,308,500 | 775 |
| Volatile liabilities | $366,697,000 | 440 |
| Insider loans | $6,804,000 | 1,126 |
| FHLB advances | $0 | 5,108 |
| Loans and leases held for sale | $0 | 1,738 |
| Unused loan commitments | $126,705,000 | 854 |
| Tier 1 (core) risk-based capital | $76,614,000 | 815 |
| Tier 2 risk-based capital | $10,321,000 | 554 |
| Total risk weighted assets | $827,548,000 | 621 |
| Total unused commitments | $126,705,000 | 854 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 61 | 2,815 |
| Assets and Liabilities | ||
| Total Assets: | $839,549,000 | 788 |
| Cash and due from depository institutions | $5,968,000 | 2,815 |
| Interest-bearing balances | $0 | 6,576 |
| Securities | $68,663,000 | 1,723 |
| Federal funds sold & reverse repurchase agreements | $11,811,000 | 1,232 |
| Net loans & leases | $729,905,000 | 639 |
| Loan loss allowance | $9,250,000 | 591 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $1,470,000 | 5,217 |
| Other real estate owned | $0 | 2,815 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $21,732,000 | 888 |
| Life insurance assets | $0 | 4,026 |
| Total liabilities and capital | $839,548,000 | 788 |
| Total liabilities | $770,641,000 | 766 |
| Total deposits | $767,462,000 | 651 |
| Interest-bearing deposits | $738,192,000 | 595 |
| Deposits held in domestic offices | $767,462,000 | 649 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,436 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $0 | 5,543 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $3,179,000 | 1,708 |
| Total equity capital | $68,907,000 | 994 |
| Total bank equity capital | $68,907,000 | 994 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $909,000 | 3,206 |
| Surplus | $53,056,000 | 619 |
| Undivided profits | $14,942,000 | 2,310 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $7,380,000 | 655 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $6,371,000 | 634 |
| Earning assets | $810,379,000 | 745 |
| Long-term assets (5+ years) | $73,482,000 | 1,441 |
| Average Assets, year-to-date | $721,134,750 | 904 |
| Average Assets, quarterly | $795,212,500 | 831 |
| Volatile liabilities | $319,969,000 | 473 |
| Insider loans | $9,770,000 | 729 |
| FHLB advances | $0 | 5,081 |
| Loans and leases held for sale | $0 | 1,751 |
| Unused loan commitments | $119,986,000 | 899 |
| Tier 1 (core) risk-based capital | $69,115,000 | 901 |
| Tier 2 risk-based capital | $9,250,000 | 601 |
| Total risk weighted assets | $770,342,000 | 649 |
| Total unused commitments | $119,986,000 | 899 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 60 | 2,891 |
| Assets and Liabilities | ||
| Total Assets: | $750,876,000 | 900 |
| Cash and due from depository institutions | $5,823,000 | 2,891 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $61,620,000 | 1,871 |
| Federal funds sold & reverse repurchase agreements | $19,600,000 | 788 |
| Net loans & leases | $643,901,000 | 727 |
| Loan loss allowance | $8,619,000 | 630 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $1,543,000 | 5,131 |
| Other real estate owned | $0 | 2,891 |
| Goodwill and other intangibles | $0 | 3,329 |
| All other assets | $18,389,000 | 1,035 |
| Life insurance assets | $0 | 4,058 |
| Total liabilities and capital | $750,876,000 | 900 |
| Total liabilities | $689,866,000 | 872 |
| Total deposits | $687,635,000 | 746 |
| Interest-bearing deposits | $660,520,000 | 674 |
| Deposits held in domestic offices | $687,635,000 | 744 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,401 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,494 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $2,231,000 | 2,151 |
| Total equity capital | $61,010,000 | 1,110 |
| Total bank equity capital | $61,010,000 | 1,110 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $909,000 | 3,209 |
| Surplus | $47,713,000 | 696 |
| Undivided profits | $12,388,000 | 2,630 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,284,000 | 766 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $5,291,000 | 738 |
| Earning assets | $725,121,000 | 848 |
| Long-term assets (5+ years) | $71,982,000 | 1,452 |
| Average Assets, year-to-date | $681,663,330 | 968 |
| Average Assets, quarterly | $709,900,500 | 938 |
| Volatile liabilities | $280,302,000 | 540 |
| Insider loans | $8,849,000 | 803 |
| FHLB advances | $0 | 5,027 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $109,451,000 | 982 |
| Tier 1 (core) risk-based capital | $61,790,000 | 1,024 |
| Tier 2 risk-based capital | $8,532,000 | 665 |
| Total risk weighted assets | $682,542,000 | 734 |
| Total unused commitments | $109,451,000 | 982 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 53 | 3,216 |
| Assets and Liabilities | ||
| Total Assets: | $668,925,000 | 991 |
| Cash and due from depository institutions | $7,538,000 | 3,216 |
| Interest-bearing balances | $0 | 6,642 |
| Securities | $58,863,000 | 1,972 |
| Federal funds sold & reverse repurchase agreements | $3,434,000 | 4,114 |
| Net loans & leases | $583,487,000 | 773 |
| Loan loss allowance | $7,758,000 | 677 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $1,583,000 | 5,062 |
| Other real estate owned | $0 | 3,216 |
| Goodwill and other intangibles | $0 | 3,322 |
| All other assets | $14,020,000 | 1,284 |
| Life insurance assets | $0 | 4,074 |
| Total liabilities and capital | $668,925,000 | 991 |
| Total liabilities | $612,679,000 | 971 |
| Total deposits | $609,237,000 | 838 |
| Interest-bearing deposits | $582,636,000 | 758 |
| Deposits held in domestic offices | $609,237,000 | 835 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $25,000 | 3,039 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $0 | 5,479 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $3,417,000 | 1,592 |
| Total equity capital | $56,246,000 | 1,189 |
| Total bank equity capital | $56,246,000 | 1,189 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $909,000 | 3,206 |
| Surplus | $44,282,000 | 715 |
| Undivided profits | $11,055,000 | 2,945 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,291,000 | 674 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $4,412,000 | 864 |
| Earning assets | $645,784,000 | 940 |
| Long-term assets (5+ years) | $68,848,000 | 1,478 |
| Average Assets, year-to-date | $647,057,000 | 1,016 |
| Average Assets, quarterly | $647,057,000 | 1,016 |
| Volatile liabilities | $235,213,000 | 632 |
| Insider loans | $9,242,000 | 752 |
| FHLB advances | $0 | 5,010 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $88,609,000 | 1,176 |
| Tier 1 (core) risk-based capital | $56,456,000 | 1,105 |
| Tier 2 risk-based capital | $7,671,000 | 707 |
| Total risk weighted assets | $613,582,000 | 786 |
| Total unused commitments | $88,609,000 | 1,177 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 49 | 3,424 |
| Assets and Liabilities | ||
| Total Assets: | $625,189,000 | 1,042 |
| Cash and due from depository institutions | $2,012,000 | 3,424 |
| Interest-bearing balances | $1,009,000 | 2,465 |
| Securities | $56,863,000 | 2,073 |
| Federal funds sold & reverse repurchase agreements | $13,820,000 | 1,175 |
| Net loans & leases | $538,550,000 | 823 |
| Loan loss allowance | $6,967,000 | 741 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $1,633,000 | 4,963 |
| Other real estate owned | $0 | 3,424 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $12,311,000 | 1,438 |
| Life insurance assets | $0 | 4,082 |
| Total liabilities and capital | $625,189,000 | 1,042 |
| Total liabilities | $572,929,000 | 1,025 |
| Total deposits | $566,875,000 | 900 |
| Interest-bearing deposits | $543,566,000 | 796 |
| Deposits held in domestic offices | $566,875,000 | 899 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,314 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,610 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $6,054,000 | 978 |
| Total equity capital | $52,260,000 | 1,251 |
| Total bank equity capital | $52,260,000 | 1,251 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $909,000 | 3,205 |
| Surplus | $41,964,000 | 724 |
| Undivided profits | $9,387,000 | 3,279 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,629,000 | 888 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $4,115,000 | 947 |
| Earning assets | $610,242,000 | 982 |
| Long-term assets (5+ years) | $67,862,000 | 1,485 |
| Average Assets, year-to-date | $509,106,400 | 1,232 |
| Average Assets, quarterly | $599,752,500 | 1,074 |
| Volatile liabilities | $229,879,000 | 720 |
| Insider loans | $8,724,000 | 790 |
| FHLB advances | $0 | 5,139 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $73,418,000 | 1,333 |
| Tier 1 (core) risk-based capital | $52,547,000 | 1,159 |
| Tier 2 risk-based capital | $6,967,000 | 768 |
| Total risk weighted assets | $569,514,000 | 830 |
| Total unused commitments | $73,418,000 | 1,333 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 49 | 3,437 |
| Assets and Liabilities | ||
| Total Assets: | $574,316,000 | 1,129 |
| Cash and due from depository institutions | $9,669,000 | 3,437 |
| Interest-bearing balances | $2,021,000 | 1,764 |
| Securities | $48,830,000 | 2,386 |
| Federal funds sold & reverse repurchase agreements | $19,168,000 | 716 |
| Net loans & leases | $484,579,000 | 922 |
| Loan loss allowance | $6,199,000 | 828 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $1,677,000 | 4,899 |
| Other real estate owned | $0 | 3,437 |
| Goodwill and other intangibles | $0 | 3,332 |
| All other assets | $10,393,000 | 1,677 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $574,316,000 | 1,129 |
| Total liabilities | $523,988,000 | 1,111 |
| Total deposits | $520,965,000 | 966 |
| Interest-bearing deposits | $492,107,000 | 872 |
| Deposits held in domestic offices | $520,965,000 | 964 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,596 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $0 | 5,812 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $3,023,000 | 1,706 |
| Total equity capital | $50,328,000 | 1,297 |
| Total bank equity capital | $50,328,000 | 1,297 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $909,000 | 3,220 |
| Surplus | $41,990,000 | 716 |
| Undivided profits | $7,429,000 | 3,806 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,132,000 | 976 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $3,398,000 | 1,158 |
| Earning assets | $554,598,000 | 1,073 |
| Long-term assets (5+ years) | $44,854,000 | 1,972 |
| Average Assets, year-to-date | $480,085,750 | 1,327 |
| Average Assets, quarterly | $539,115,000 | 1,199 |
| Volatile liabilities | $205,847,000 | 792 |
| Insider loans | $7,984,000 | 873 |
| FHLB advances | $0 | 5,308 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $79,482,000 | 1,276 |
| Tier 1 (core) risk-based capital | $50,557,000 | 1,208 |
| Tier 2 risk-based capital | $6,199,000 | 856 |
| Total risk weighted assets | $513,791,000 | 911 |
| Total unused commitments | $79,482,000 | 1,277 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 48 | 3,488 |
| Assets and Liabilities | ||
| Total Assets: | $503,914,000 | 1,285 |
| Cash and due from depository institutions | $7,027,000 | 3,488 |
| Interest-bearing balances | $2,000,000 | 1,797 |
| Securities | $41,286,000 | 2,747 |
| Federal funds sold & reverse repurchase agreements | $16,004,000 | 773 |
| Net loans & leases | $428,498,000 | 1,022 |
| Loan loss allowance | $5,508,000 | 916 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $850,000 | 6,193 |
| Other real estate owned | $0 | 3,488 |
| Goodwill and other intangibles | $0 | 3,333 |
| All other assets | $10,249,000 | 1,683 |
| Life insurance assets | $0 | 4,035 |
| Total liabilities and capital | $503,914,000 | 1,285 |
| Total liabilities | $463,788,000 | 1,250 |
| Total deposits | $462,018,000 | 1,072 |
| Interest-bearing deposits | $440,470,000 | 956 |
| Deposits held in domestic offices | $462,018,000 | 1,070 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,710 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $0 | 5,848 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,770,000 | 2,365 |
| Total equity capital | $40,126,000 | 1,580 |
| Total bank equity capital | $40,126,000 | 1,580 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $1,609,000 | 2,202 |
| Surplus | $33,287,000 | 863 |
| Undivided profits | $5,230,000 | 4,449 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,494,000 | 765 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $2,866,000 | 1,237 |
| Earning assets | $487,788,000 | 1,208 |
| Long-term assets (5+ years) | $38,289,000 | 2,192 |
| Average Assets, year-to-date | $448,675,670 | 1,407 |
| Average Assets, quarterly | $470,991,500 | 1,356 |
| Volatile liabilities | $180,602,000 | 869 |
| Insider loans | $8,102,000 | 852 |
| FHLB advances | $0 | 5,334 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $60,670,000 | 1,605 |
| Tier 1 (core) risk-based capital | $41,048,000 | 1,473 |
| Tier 2 risk-based capital | $5,508,000 | 926 |
| Total risk weighted assets | $453,796,000 | 1,013 |
| Total unused commitments | $60,670,000 | 1,605 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 50 | 3,344 |
| Assets and Liabilities | ||
| Total Assets: | $438,069,000 | 1,435 |
| Cash and due from depository institutions | $3,121,000 | 3,344 |
| Interest-bearing balances | $0 | 6,770 |
| Securities | $39,968,000 | 2,859 |
| Federal funds sold & reverse repurchase agreements | $6,682,000 | 2,130 |
| Net loans & leases | $379,264,000 | 1,127 |
| Loan loss allowance | $5,019,000 | 998 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $823,000 | 6,244 |
| Other real estate owned | $0 | 3,344 |
| Goodwill and other intangibles | $0 | 3,321 |
| All other assets | $8,211,000 | 1,965 |
| Life insurance assets | $0 | 4,002 |
| Total liabilities and capital | $438,069,000 | 1,435 |
| Total liabilities | $403,634,000 | 1,406 |
| Total deposits | $401,601,000 | 1,224 |
| Interest-bearing deposits | $382,203,000 | 1,091 |
| Deposits held in domestic offices | $401,601,000 | 1,220 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,368 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,773 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $2,033,000 | 2,141 |
| Total equity capital | $34,435,000 | 1,830 |
| Total bank equity capital | $34,435,000 | 1,830 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,609,000 | 2,191 |
| Surplus | $28,249,000 | 975 |
| Undivided profits | $4,577,000 | 4,770 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,774,000 | 952 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $2,580,000 | 1,314 |
| Earning assets | $425,914,000 | 1,365 |
| Long-term assets (5+ years) | $34,373,000 | 2,351 |
| Average Assets, year-to-date | $421,056,500 | 1,492 |
| Average Assets, quarterly | $421,056,500 | 1,492 |
| Volatile liabilities | $160,172,000 | 927 |
| Insider loans | $6,879,000 | 984 |
| FHLB advances | $0 | 5,285 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $48,175,000 | 1,871 |
| Tier 1 (core) risk-based capital | $34,935,000 | 1,727 |
| Tier 2 risk-based capital | $5,007,000 | 991 |
| Total risk weighted assets | $400,494,000 | 1,121 |
| Total unused commitments | $48,175,000 | 1,871 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 41 | 3,938 |
| Assets and Liabilities | ||
| Total Assets: | $404,044,000 | 1,560 |
| Cash and due from depository institutions | $6,877,000 | 3,938 |
| Interest-bearing balances | $0 | 6,803 |
| Securities | $31,992,000 | 3,377 |
| Federal funds sold & reverse repurchase agreements | $12,535,000 | 1,080 |
| Net loans & leases | $344,187,000 | 1,227 |
| Loan loss allowance | $4,399,000 | 1,122 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $769,000 | 6,371 |
| Other real estate owned | $0 | 3,938 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $7,684,000 | 2,087 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $404,044,000 | 1,560 |
| Total liabilities | $370,565,000 | 1,525 |
| Total deposits | $368,505,000 | 1,344 |
| Interest-bearing deposits | $334,333,000 | 1,240 |
| Deposits held in domestic offices | $368,505,000 | 1,341 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,512 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,856 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $2,060,000 | 2,095 |
| Total equity capital | $33,479,000 | 1,854 |
| Total bank equity capital | $33,479,000 | 1,854 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $1,608,000 | 2,188 |
| Surplus | $28,182,000 | 951 |
| Undivided profits | $3,689,000 | 5,272 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,280,000 | 807 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $2,147,000 | 1,622 |
| Earning assets | $388,714,000 | 1,471 |
| Long-term assets (5+ years) | $27,590,000 | 2,684 |
| Average Assets, year-to-date | $320,580,000 | 1,851 |
| Average Assets, quarterly | $379,902,500 | 1,655 |
| Volatile liabilities | $122,798,000 | 1,134 |
| Insider loans | $6,465,000 | 1,024 |
| FHLB advances | $0 | 5,326 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $44,532,000 | 1,949 |
| Tier 1 (core) risk-based capital | $33,851,000 | 1,751 |
| Tier 2 risk-based capital | $4,344,000 | 1,111 |
| Total risk weighted assets | $364,089,000 | 1,225 |
| Total unused commitments | $44,532,000 | 1,949 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 40 | 4,010 |
| Assets and Liabilities | ||
| Total Assets: | $355,761,000 | 1,751 |
| Cash and due from depository institutions | $2,575,000 | 4,010 |
| Interest-bearing balances | $0 | 6,835 |
| Securities | $25,278,000 | 3,977 |
| Federal funds sold & reverse repurchase agreements | $5,855,000 | 2,021 |
| Net loans & leases | $316,398,000 | 1,323 |
| Loan loss allowance | $4,175,000 | 1,167 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $779,000 | 6,337 |
| Other real estate owned | $0 | 4,010 |
| Goodwill and other intangibles | $0 | 3,310 |
| All other assets | $4,876,000 | 2,892 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $355,761,000 | 1,751 |
| Total liabilities | $325,173,000 | 1,724 |
| Total deposits | $323,962,000 | 1,502 |
| Interest-bearing deposits | $302,863,000 | 1,354 |
| Deposits held in domestic offices | $323,962,000 | 1,498 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,623 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $0 | 5,928 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,211,000 | 3,030 |
| Total equity capital | $30,588,000 | 2,002 |
| Total bank equity capital | $30,588,000 | 2,002 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,608,000 | 2,157 |
| Surplus | $26,182,000 | 983 |
| Undivided profits | $2,798,000 | 5,942 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,914,000 | 686 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $1,759,000 | 1,931 |
| Earning assets | $347,531,000 | 1,644 |
| Long-term assets (5+ years) | $24,672,000 | 2,897 |
| Average Assets, year-to-date | $299,714,000 | 1,977 |
| Average Assets, quarterly | $334,419,500 | 1,815 |
| Volatile liabilities | $109,112,000 | 1,214 |
| Insider loans | $5,225,000 | 1,233 |
| FHLB advances | $0 | 5,403 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $45,790,000 | 1,857 |
| Tier 1 (core) risk-based capital | $30,810,000 | 1,908 |
| Tier 2 risk-based capital | $4,123,000 | 1,143 |
| Total risk weighted assets | $330,165,000 | 1,337 |
| Total unused commitments | $45,790,000 | 1,859 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 37 | 4,243 |
| Assets and Liabilities | ||
| Total Assets: | $313,078,000 | 1,917 |
| Cash and due from depository institutions | $2,874,000 | 4,243 |
| Interest-bearing balances | $0 | 6,834 |
| Securities | $21,756,000 | 4,411 |
| Federal funds sold & reverse repurchase agreements | $7,288,000 | 1,567 |
| Net loans & leases | $276,152,000 | 1,488 |
| Loan loss allowance | $3,727,000 | 1,292 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $808,000 | 6,239 |
| Other real estate owned | $0 | 4,243 |
| Goodwill and other intangibles | $0 | 3,307 |
| All other assets | $4,200,000 | 3,110 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $313,078,000 | 1,917 |
| Total liabilities | $283,219,000 | 1,902 |
| Total deposits | $282,279,000 | 1,709 |
| Interest-bearing deposits | $261,546,000 | 1,556 |
| Deposits held in domestic offices | $282,279,000 | 1,705 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,721 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,868 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $940,000 | 3,385 |
| Total equity capital | $29,859,000 | 2,003 |
| Total bank equity capital | $29,859,000 | 2,003 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,608,000 | 2,136 |
| Surplus | $26,182,000 | 963 |
| Undivided profits | $2,069,000 | 6,399 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,229,000 | 797 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $37,000 | 1,041 |
| Income earned, not collected on loans | $1,538,000 | 2,023 |
| Earning assets | $305,196,000 | 1,802 |
| Long-term assets (5+ years) | $20,991,000 | 3,274 |
| Average Assets, year-to-date | $281,031,670 | 2,059 |
| Average Assets, quarterly | $298,539,500 | 1,989 |
| Volatile liabilities | $90,736,000 | 1,403 |
| Insider loans | $4,541,000 | 1,402 |
| FHLB advances | $0 | 5,357 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $40,655,000 | 1,985 |
| Tier 1 (core) risk-based capital | $29,933,000 | 1,911 |
| Tier 2 risk-based capital | $3,607,000 | 1,307 |
| Total risk weighted assets | $288,478,000 | 1,501 |
| Total unused commitments | $40,655,000 | 1,985 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 35 | 4,420 |
| Assets and Liabilities | ||
| Total Assets: | $284,001,000 | 2,073 |
| Cash and due from depository institutions | $10,135,000 | 4,420 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $20,820,000 | 4,615 |
| Federal funds sold & reverse repurchase agreements | $10,483,000 | 1,192 |
| Net loans & leases | $238,140,000 | 1,677 |
| Loan loss allowance | $3,173,000 | 1,506 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $588,000 | 6,827 |
| Other real estate owned | $0 | 4,420 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $3,835,000 | 3,283 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $284,001,000 | 2,073 |
| Total liabilities | $255,166,000 | 2,066 |
| Total deposits | $253,693,000 | 1,872 |
| Interest-bearing deposits | $236,589,000 | 1,707 |
| Deposits held in domestic offices | $253,693,000 | 1,867 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,328 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,784 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,473,000 | 2,418 |
| Total equity capital | $28,835,000 | 2,011 |
| Total bank equity capital | $28,835,000 | 2,011 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,608,000 | 2,141 |
| Surplus | $26,182,000 | 937 |
| Undivided profits | $1,045,000 | 7,168 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,338,000 | 780 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $1,272,000 | 2,411 |
| Earning assets | $269,443,000 | 2,008 |
| Long-term assets (5+ years) | $17,610,000 | 3,669 |
| Average Assets, year-to-date | $265,008,500 | 2,205 |
| Average Assets, quarterly | $265,008,500 | 2,205 |
| Volatile liabilities | $82,142,000 | 1,467 |
| Insider loans | $4,557,000 | 1,351 |
| FHLB advances | $0 | 5,246 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $34,496,000 | 2,167 |
| Tier 1 (core) risk-based capital | $29,177,000 | 1,919 |
| Tier 2 risk-based capital | $3,135,000 | 1,483 |
| Total risk weighted assets | $250,719,000 | 1,679 |
| Total unused commitments | $34,496,000 | 2,172 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 31 | 4,823 |
| Assets and Liabilities | ||
| Total Assets: | $246,016,000 | 2,374 |
| Cash and due from depository institutions | $3,838,000 | 4,823 |
| Interest-bearing balances | $0 | 6,872 |
| Securities | $18,610,000 | 4,928 |
| Federal funds sold & reverse repurchase agreements | $6,582,000 | 1,733 |
| Net loans & leases | $213,325,000 | 1,830 |
| Loan loss allowance | $2,841,000 | 1,634 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $609,000 | 6,782 |
| Other real estate owned | $0 | 4,823 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $3,052,000 | 3,768 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $246,016,000 | 2,374 |
| Total liabilities | $222,644,000 | 2,370 |
| Total deposits | $221,667,000 | 2,123 |
| Interest-bearing deposits | $206,201,000 | 1,932 |
| Deposits held in domestic offices | $221,667,000 | 2,117 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,470 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $0 | 5,836 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $977,000 | 3,160 |
| Total equity capital | $23,372,000 | 2,467 |
| Total bank equity capital | $23,372,000 | 2,467 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,608,000 | 2,124 |
| Surplus | $21,182,000 | 1,097 |
| Undivided profits | $582,000 | 7,715 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,272,000 | 1,157 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $1,104,000 | 2,771 |
| Earning assets | $238,517,000 | 2,244 |
| Long-term assets (5+ years) | $17,213,000 | 3,769 |
| Average Assets, year-to-date | $202,050,000 | 2,747 |
| Average Assets, quarterly | $238,521,500 | 2,424 |
| Volatile liabilities | $68,590,000 | 1,646 |
| Insider loans | $3,672,000 | 1,664 |
| FHLB advances | $0 | 5,260 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $34,892,000 | 2,096 |
| Tier 1 (core) risk-based capital | $23,506,000 | 2,349 |
| Tier 2 risk-based capital | $2,745,000 | 1,651 |
| Total risk weighted assets | $219,489,000 | 1,861 |
| Total unused commitments | $34,892,000 | 2,097 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 29 | 5,063 |
| Assets and Liabilities | ||
| Total Assets: | $231,027,000 | 2,505 |
| Cash and due from depository institutions | $2,338,000 | 5,063 |
| Interest-bearing balances | $0 | 6,935 |
| Securities | $16,169,000 | 5,327 |
| Federal funds sold & reverse repurchase agreements | $9,316,000 | 1,227 |
| Net loans & leases | $200,010,000 | 1,911 |
| Loan loss allowance | $2,558,000 | 1,825 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $642,000 | 6,675 |
| Other real estate owned | $0 | 5,063 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $2,552,000 | 4,183 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $231,027,000 | 2,505 |
| Total liabilities | $208,243,000 | 2,492 |
| Total deposits | $207,571,000 | 2,242 |
| Interest-bearing deposits | $189,608,000 | 2,070 |
| Deposits held in domestic offices | $207,571,000 | 2,236 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,678 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $0 | 5,863 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $672,000 | 4,138 |
| Total equity capital | $22,784,000 | 2,514 |
| Total bank equity capital | $22,784,000 | 2,514 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $1,608,000 | 2,122 |
| Surplus | $21,182,000 | 1,069 |
| Undivided profits | $-6,000 | 8,338 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,022,000 | 1,392 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $894,000 | 3,489 |
| Earning assets | $225,495,000 | 2,356 |
| Long-term assets (5+ years) | $16,011,000 | 3,992 |
| Average Assets, year-to-date | $191,058,500 | 2,867 |
| Average Assets, quarterly | $215,484,000 | 2,633 |
| Volatile liabilities | $69,438,000 | 1,585 |
| Insider loans | $3,366,000 | 1,742 |
| FHLB advances | $0 | 5,299 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $31,835,000 | 2,196 |
| Tier 1 (core) risk-based capital | $22,892,000 | 2,375 |
| Tier 2 risk-based capital | $2,552,000 | 1,739 |
| Total risk weighted assets | $204,231,000 | 1,939 |
| Total unused commitments | $31,835,000 | 2,202 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 29 | 5,124 |
| Assets and Liabilities | ||
| Total Assets: | $199,941,000 | 2,819 |
| Cash and due from depository institutions | $3,654,000 | 5,124 |
| Interest-bearing balances | $0 | 6,951 |
| Securities | $17,349,000 | 5,191 |
| Federal funds sold & reverse repurchase agreements | $5,719,000 | 1,808 |
| Net loans & leases | $170,458,000 | 2,187 |
| Loan loss allowance | $2,310,000 | 2,003 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $632,000 | 6,731 |
| Other real estate owned | $0 | 5,124 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $2,129,000 | 4,662 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $199,941,000 | 2,819 |
| Total liabilities | $180,596,000 | 2,795 |
| Total deposits | $180,301,000 | 2,543 |
| Interest-bearing deposits | $162,900,000 | 2,374 |
| Deposits held in domestic offices | $180,301,000 | 2,538 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,750 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,862 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $295,000 | 5,899 |
| Total equity capital | $19,345,000 | 2,812 |
| Total bank equity capital | $19,345,000 | 2,812 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $1,484,000 | 2,300 |
| Surplus | $18,588,000 | 1,158 |
| Undivided profits | $-727,000 | 8,584 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,978,000 | 1,421 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $748,000 | 3,820 |
| Earning assets | $193,526,000 | 2,687 |
| Long-term assets (5+ years) | $17,711,000 | 3,900 |
| Average Assets, year-to-date | $177,735,670 | 3,035 |
| Average Assets, quarterly | $188,566,000 | 2,919 |
| Volatile liabilities | $59,031,000 | 1,777 |
| Insider loans | $1,980,000 | 2,697 |
| FHLB advances | $0 | 5,298 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $22,897,000 | 2,743 |
| Tier 1 (core) risk-based capital | $19,688,000 | 2,691 |
| Tier 2 risk-based capital | $2,217,000 | 1,947 |
| Total risk weighted assets | $177,309,000 | 2,170 |
| Total unused commitments | $22,897,000 | 2,746 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 26 | 5,485 |
| Assets and Liabilities | ||
| Total Assets: | $177,191,000 | 3,071 |
| Cash and due from depository institutions | $2,392,000 | 5,485 |
| Interest-bearing balances | $0 | 6,987 |
| Securities | $14,715,000 | 5,618 |
| Federal funds sold & reverse repurchase agreements | $5,625,000 | 2,560 |
| Net loans & leases | $152,167,000 | 2,363 |
| Loan loss allowance | $2,171,000 | 2,110 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $653,000 | 6,685 |
| Other real estate owned | $0 | 5,485 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $1,639,000 | 5,144 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $177,191,000 | 3,071 |
| Total liabilities | $162,450,000 | 3,017 |
| Total deposits | $162,193,000 | 2,773 |
| Interest-bearing deposits | $150,817,000 | 2,557 |
| Deposits held in domestic offices | $162,193,000 | 2,769 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $0 | 5,747 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $257,000 | 6,543 |
| Total equity capital | $14,741,000 | 3,661 |
| Total bank equity capital | $14,741,000 | 3,661 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $1,275,000 | 2,448 |
| Surplus | $14,200,000 | 1,455 |
| Undivided profits | $-734,000 | 8,696 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,362,000 | 1,263 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $710,000 | 3,938 |
| Earning assets | $172,507,000 | 2,931 |
| Long-term assets (5+ years) | $13,806,000 | 4,356 |
| Average Assets, year-to-date | $166,633,000 | 3,193 |
| Average Assets, quarterly | $166,633,000 | 3,193 |
| Volatile liabilities | $54,157,000 | 1,842 |
| Insider loans | $1,831,000 | 2,817 |
| FHLB advances | $0 | 5,150 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $23,387,000 | 2,639 |
| Tier 1 (core) risk-based capital | $14,741,000 | 3,477 |
| Tier 2 risk-based capital | $1,964,000 | 2,152 |
| Total risk weighted assets | $156,916,000 | 2,385 |
| Total unused commitments | $23,387,000 | 2,647 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 24 | 5,799 |
| Assets and Liabilities | ||
| Total Assets: | $156,075,000 | 3,378 |
| Cash and due from depository institutions | $2,345,000 | 5,799 |
| Interest-bearing balances | $0 | 6,994 |
| Securities | $12,898,000 | 6,019 |
| Federal funds sold & reverse repurchase agreements | $5,377,000 | 2,155 |
| Net loans & leases | $133,187,000 | 2,627 |
| Loan loss allowance | $2,000,000 | 2,255 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $673,000 | 6,663 |
| Other real estate owned | $0 | 5,799 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $1,595,000 | 5,277 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $156,075,000 | 3,378 |
| Total liabilities | $142,719,000 | 3,320 |
| Total deposits | $142,335,000 | 3,098 |
| Interest-bearing deposits | $132,870,000 | 2,861 |
| Deposits held in domestic offices | $142,335,000 | 3,094 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,433 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $384,000 | 5,438 |
| Total equity capital | $13,356,000 | 3,900 |
| Total bank equity capital | $13,356,000 | 3,900 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $1,229,000 | 2,538 |
| Surplus | $13,236,000 | 1,526 |
| Undivided profits | $-1,109,000 | 8,846 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,545,000 | 1,206 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $623,000 | 4,552 |
| Earning assets | $151,462,000 | 3,219 |
| Long-term assets (5+ years) | $13,475,000 | 4,424 |
| Average Assets, year-to-date | $128,359,600 | 3,873 |
| Average Assets, quarterly | $148,782,000 | 3,502 |
| Volatile liabilities | $48,342,000 | 2,031 |
| Insider loans | $2,665,000 | 2,067 |
| FHLB advances | $0 | 5,171 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $19,201,000 | 2,927 |
| Tier 1 (core) risk-based capital | $13,481,000 | 3,726 |
| Tier 2 risk-based capital | $1,736,000 | 2,351 |
| Total risk weighted assets | $138,551,000 | 2,640 |
| Total unused commitments | $19,201,000 | 2,930 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 25 | 5,657 |
| Assets and Liabilities | ||
| Total Assets: | $141,489,000 | 3,667 |
| Cash and due from depository institutions | $4,544,000 | 5,657 |
| Interest-bearing balances | $0 | 7,032 |
| Securities | $12,547,000 | 6,009 |
| Federal funds sold & reverse repurchase agreements | $2,605,000 | 3,865 |
| Net loans & leases | $119,330,000 | 2,856 |
| Loan loss allowance | $1,713,000 | 2,571 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $693,000 | 6,633 |
| Other real estate owned | $0 | 5,657 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $1,770,000 | 5,004 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $141,489,000 | 3,667 |
| Total liabilities | $128,378,000 | 3,632 |
| Total deposits | $128,126,000 | 3,385 |
| Interest-bearing deposits | $118,138,000 | 3,146 |
| Deposits held in domestic offices | $128,126,000 | 3,382 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,347 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,773 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $252,000 | 6,817 |
| Total equity capital | $13,111,000 | 3,952 |
| Total bank equity capital | $13,111,000 | 3,952 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $1,228,000 | 2,555 |
| Surplus | $13,217,000 | 1,499 |
| Undivided profits | $-1,334,000 | 8,957 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,645,000 | 1,250 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $571,000 | 5,051 |
| Earning assets | $134,482,000 | 3,535 |
| Long-term assets (5+ years) | $15,788,000 | 4,123 |
| Average Assets, year-to-date | $121,430,750 | 4,064 |
| Average Assets, quarterly | $137,299,000 | 3,738 |
| Volatile liabilities | $42,249,000 | 2,205 |
| Insider loans | $3,122,000 | 1,775 |
| FHLB advances | $0 | 5,135 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $19,528,000 | 2,884 |
| Tier 1 (core) risk-based capital | $13,221,000 | 3,766 |
| Tier 2 risk-based capital | $1,529,000 | 2,618 |
| Total risk weighted assets | $122,155,000 | 2,963 |
| Total unused commitments | $19,528,000 | 2,886 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 22 | 6,121 |
| Assets and Liabilities | ||
| Total Assets: | $133,109,000 | 3,848 |
| Cash and due from depository institutions | $3,640,000 | 6,121 |
| Interest-bearing balances | $0 | 7,050 |
| Securities | $13,335,000 | 5,805 |
| Federal funds sold & reverse repurchase agreements | $9,000,000 | 1,772 |
| Net loans & leases | $104,833,000 | 3,165 |
| Loan loss allowance | $1,527,000 | 2,816 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $519,000 | 7,115 |
| Other real estate owned | $0 | 6,121 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $1,782,000 | 4,880 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $133,109,000 | 3,848 |
| Total liabilities | $120,630,000 | 3,817 |
| Total deposits | $120,362,000 | 3,553 |
| Interest-bearing deposits | $110,330,000 | 3,314 |
| Deposits held in domestic offices | $120,362,000 | 3,549 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $268,000 | 6,766 |
| Total equity capital | $12,479,000 | 4,123 |
| Total bank equity capital | $12,479,000 | 4,123 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $1,191,000 | 2,645 |
| Surplus | $12,594,000 | 1,520 |
| Undivided profits | $-1,306,000 | 8,995 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,586,000 | 1,283 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $543,000 | 5,113 |
| Earning assets | $127,168,000 | 3,703 |
| Long-term assets (5+ years) | $12,000,000 | 4,551 |
| Average Assets, year-to-date | $114,744,670 | 4,242 |
| Average Assets, quarterly | $123,227,500 | 4,051 |
| Volatile liabilities | $41,000,000 | 2,206 |
| Insider loans | $3,014,000 | 1,829 |
| FHLB advances | $0 | 5,105 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $19,762,000 | 2,825 |
| Tier 1 (core) risk-based capital | $12,388,000 | 3,909 |
| Tier 2 risk-based capital | $1,340,000 | 2,869 |
| Total risk weighted assets | $107,727,000 | 3,246 |
| Total unused commitments | $19,762,000 | 2,834 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 20 | 6,397 |
| Assets and Liabilities | ||
| Total Assets: | $113,346,000 | 4,303 |
| Cash and due from depository institutions | $3,049,000 | 6,397 |
| Interest-bearing balances | $0 | 7,012 |
| Securities | $13,701,000 | 5,733 |
| Federal funds sold & reverse repurchase agreements | $5,507,000 | 2,967 |
| Net loans & leases | $88,922,000 | 3,573 |
| Loan loss allowance | $1,346,000 | 3,061 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $405,000 | 7,512 |
| Other real estate owned | $0 | 6,397 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $1,762,000 | 4,882 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $113,346,000 | 4,303 |
| Total liabilities | $103,809,000 | 4,240 |
| Total deposits | $103,587,000 | 3,999 |
| Interest-bearing deposits | $96,563,000 | 3,722 |
| Deposits held in domestic offices | $103,587,000 | 3,996 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $0 | 5,712 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $222,000 | 7,233 |
| Total equity capital | $9,537,000 | 4,933 |
| Total bank equity capital | $9,537,000 | 4,933 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $1,045,000 | 2,799 |
| Surplus | $10,111,000 | 1,804 |
| Undivided profits | $-1,619,000 | 9,090 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $784,000 | 3,339 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $491,000 | 5,425 |
| Earning assets | $108,130,000 | 4,177 |
| Long-term assets (5+ years) | $8,326,000 | 5,192 |
| Average Assets, year-to-date | $105,562,500 | 4,496 |
| Average Assets, quarterly | $105,562,500 | 4,496 |
| Volatile liabilities | $38,744,000 | 2,279 |
| Insider loans | $2,824,000 | 1,907 |
| FHLB advances | $0 | 5,057 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $15,070,000 | 3,279 |
| Tier 1 (core) risk-based capital | $9,388,000 | 4,782 |
| Tier 2 risk-based capital | $1,147,000 | 3,189 |
| Total risk weighted assets | $91,832,000 | 3,628 |
| Total unused commitments | $15,070,000 | 3,288 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 16 | 7,031 |
| Assets and Liabilities | ||
| Total Assets: | $97,779,000 | 4,762 |
| Cash and due from depository institutions | $2,287,000 | 7,031 |
| Interest-bearing balances | $0 | 7,009 |
| Securities | $15,407,000 | 5,388 |
| Federal funds sold & reverse repurchase agreements | $1,918,000 | 4,926 |
| Net loans & leases | $76,258,000 | 4,017 |
| Loan loss allowance | $1,103,000 | 3,506 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $420,000 | 7,493 |
| Other real estate owned | $0 | 7,031 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $1,489,000 | 5,361 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $97,779,000 | 4,762 |
| Total liabilities | $89,028,000 | 4,704 |
| Total deposits | $87,311,000 | 4,499 |
| Interest-bearing deposits | $80,690,000 | 4,225 |
| Deposits held in domestic offices | $87,311,000 | 4,494 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,500,000 | 2,230 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $0 | 5,759 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $217,000 | 7,369 |
| Total equity capital | $8,751,000 | 5,188 |
| Total bank equity capital | $8,751,000 | 5,188 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $1,099,000 | 2,749 |
| Surplus | $9,499,000 | 1,892 |
| Undivided profits | $-1,847,000 | 9,155 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,104,000 | 2,543 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $428,000 | 6,130 |
| Earning assets | $93,583,000 | 4,609 |
| Long-term assets (5+ years) | $8,272,000 | 5,177 |
| Average Assets, year-to-date | $76,638,200 | 5,429 |
| Average Assets, quarterly | $91,850,000 | 4,913 |
| Volatile liabilities | $33,638,000 | 2,558 |
| Insider loans | $2,807,000 | 1,892 |
| FHLB advances | $0 | 5,074 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $11,759,000 | 3,713 |
| Tier 1 (core) risk-based capital | $8,268,000 | 5,183 |
| Tier 2 risk-based capital | $979,000 | 3,586 |
| Total risk weighted assets | $78,224,000 | 4,103 |
| Total unused commitments | $11,759,000 | 3,717 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 13 | 7,739 |
| Assets and Liabilities | ||
| Total Assets: | $62,918,000 | 6,157 |
| Cash and due from depository institutions | $1,585,000 | 7,739 |
| Interest-bearing balances | $0 | 7,015 |
| Securities | $15,173,000 | 5,334 |
| Federal funds sold & reverse repurchase agreements | $946,000 | 5,956 |
| Net loans & leases | $44,117,000 | 5,630 |
| Loan loss allowance | $919,000 | 3,837 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $415,000 | 7,630 |
| Other real estate owned | $0 | 7,739 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $682,000 | 7,627 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $62,918,000 | 6,157 |
| Total liabilities | $56,878,000 | 6,115 |
| Total deposits | $56,699,000 | 5,889 |
| Interest-bearing deposits | $54,617,000 | 5,450 |
| Deposits held in domestic offices | $56,699,000 | 5,885 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,675 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $179,000 | 8,113 |
| Total equity capital | $6,040,000 | 6,403 |
| Total bank equity capital | $6,040,000 | 6,403 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $909,000 | 3,333 |
| Surplus | $8,178,000 | 2,055 |
| Undivided profits | $-3,047,000 | 9,496 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $558,000 | 3,955 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $374,000 | 6,881 |
| Earning assets | $60,236,000 | 6,008 |
| Long-term assets (5+ years) | $12,359,000 | 4,323 |
| Average Assets, year-to-date | $55,056,600 | 6,431 |
| Average Assets, quarterly | $63,343,500 | 6,103 |
| Volatile liabilities | $18,865,000 | 3,840 |
| Insider loans | $3,664,000 | 1,356 |
| FHLB advances | $0 | 4,938 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $5,126,000 | 5,457 |
| Tier 1 (core) risk-based capital | $6,110,000 | 6,188 |
| Tier 2 risk-based capital | $694,000 | 4,467 |
| Total risk weighted assets | $55,263,000 | 5,094 |
| Total unused commitments | $5,126,000 | 5,463 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 14 | 7,642 |
| Assets and Liabilities | ||
| Total Assets: | $42,691,000 | 7,371 |
| Cash and due from depository institutions | $1,162,000 | 7,642 |
| Interest-bearing balances | $0 | 6,829 |
| Securities | $7,887,000 | 7,389 |
| Federal funds sold & reverse repurchase agreements | $1,209,000 | 5,116 |
| Net loans & leases | $31,684,000 | 6,634 |
| Loan loss allowance | $736,000 | 4,418 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $352,000 | 8,082 |
| Other real estate owned | $0 | 7,642 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $397,000 | 8,665 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $42,691,000 | 7,371 |
| Total liabilities | $36,030,000 | 7,531 |
| Total deposits | $35,502,000 | 7,374 |
| Interest-bearing deposits | $32,697,000 | 7,096 |
| Deposits held in domestic offices | $35,502,000 | 7,373 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,732 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $528,000 | 5,599 |
| Total equity capital | $6,661,000 | 5,954 |
| Total bank equity capital | $6,661,000 | 5,954 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $9,087,000 | 346 |
| Surplus | $0 | 9,124 |
| Undivided profits | $-2,426,000 | 9,785 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $88,000 | 6,925 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $213,000 | 7,846 |
| Earning assets | $40,780,000 | 7,244 |
| Long-term assets (5+ years) | $5,740,000 | 5,744 |
| Average Assets, year-to-date | $30,360,750 | 8,173 |
| Average Assets, quarterly | $38,758,500 | 7,638 |
| Volatile liabilities | $9,762,000 | 5,671 |
| Insider loans | $1,527,000 | 2,887 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $5,616,000 | 5,126 |
| Tier 1 (core) risk-based capital | $6,540,000 | 5,905 |
| Tier 2 risk-based capital | $419,460 | 5,980 |
| Total risk weighted assets | $33,239,860 | 6,653 |
| Total unused commitments | $5,616,000 | 5,130 |
| Derivatives | $0 | 481 |