Home > Temecula Valley Bank > Assets and Liabilities
Temecula Valley Bank, Assets and Liabilities
| 2009-06-30 | Rank | |
| # of Employees: | 198 | 802 |
| Assets and Liabilities | ||
| Total Assets: | $1,396,622,000 | 517 |
| Cash and due from depository institutions | $94,014,000 | 802 |
| Interest-bearing balances | $85,602,000 | 278 |
| Securities | $21,255,000 | 4,288 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,176 |
| Net loans & leases | $1,141,326,000 | 448 |
| Loan loss allowance | $50,846,000 | 222 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $6,307,000 | 2,082 |
| Other real estate owned | $63,686,000 | 802 |
| Goodwill and other intangibles | $5,783,000 | 777 |
| All other assets | $64,251,000 | 404 |
| Life insurance assets | $17,796,000 | 372 |
| Total liabilities and capital | $1,396,622,000 | 517 |
| Total liabilities | $1,375,246,000 | 476 |
| Total deposits | $1,276,287,000 | 438 |
| Interest-bearing deposits | $1,236,162,000 | 396 |
| Deposits held in domestic offices | $1,276,287,000 | 436 |
| % insured | 67.31% | 6,468 |
| Federal funds purchased & repurchase agreements | $0 | 2,922 |
| Trading liabilities | $0 | 100 |
| Other borrowed funds | $81,400,000 | 671 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $17,559,000 | 427 |
| Total equity capital | $21,376,000 | 3,066 |
| Total bank equity capital | $21,376,000 | 3,066 |
| Perpetual preferred stock | $0 | 213 |
| Common stock | $4,592,000 | 1,118 |
| Surplus | $86,286,000 | 459 |
| Undivided profits | $-69,502,000 | 8,131 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 219 |
| Memoranda | ||
| Noncurrent loans and leases | $134,445,000 | 181 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $14,762,000 | 47 |
| Income earned, not collected on loans | $3,687,000 | 888 |
| Earning assets | $1,248,183,000 | 516 |
| Long-term assets (5+ years) | $115,283,000 | 1,190 |
| Average Assets, year-to-date | $1,466,501,330 | 488 |
| Average Assets, quarterly | $1,444,514,500 | 501 |
| Volatile liabilities | $398,180,000 | 415 |
| Insider loans | $1,460,000 | 3,647 |
| FHLB advances | $81,400,000 | 595 |
| Loans and leases held for sale | $222,017,000 | 51 |
| Unused loan commitments | $152,019,000 | 602 |
| Tier 1 (core) risk-based capital | $20,965,000 | 3,002 |
| Tier 2 risk-based capital | $16,940,000 | 415 |
| Total risk weighted assets | $1,320,472,000 | 423 |
| Total unused commitments | $152,019,000 | 602 |
| Derivatives | $0 | 1,221 |
| 2009-03-31 | Rank | |
| # of Employees: | 228 | 685 |
| Assets and Liabilities | ||
| Total Assets: | $1,492,407,000 | 485 |
| Cash and due from depository institutions | $19,562,000 | 685 |
| Interest-bearing balances | $1,080,000 | 4,321 |
| Securities | $22,479,000 | 4,139 |
| Federal funds sold & reverse repurchase agreements | $42,400,000 | 250 |
| Net loans & leases | $1,273,264,000 | 410 |
| Loan loss allowance | $55,941,000 | 198 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $5,872,000 | 2,236 |
| Other real estate owned | $35,660,000 | 685 |
| Goodwill and other intangibles | $5,501,000 | 811 |
| All other assets | $87,669,000 | 304 |
| Life insurance assets | $31,293,000 | 216 |
| Total liabilities and capital | $1,492,407,000 | 485 |
| Total liabilities | $1,428,725,000 | 463 |
| Total deposits | $1,333,053,000 | 415 |
| Interest-bearing deposits | $1,289,477,000 | 385 |
| Deposits held in domestic offices | $1,333,053,000 | 413 |
| % insured | 66.37% | 6,596 |
| Federal funds purchased & repurchase agreements | $0 | 2,904 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $81,500,000 | 710 |
| Subordinated debt | $0 | 271 |
| All other liabilities | $14,172,000 | 507 |
| Total equity capital | $63,682,000 | 1,077 |
| Total bank equity capital | $63,682,000 | 1,075 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $4,592,000 | 1,120 |
| Surplus | $86,220,000 | 456 |
| Undivided profits | $-27,130,000 | 8,131 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 220 |
| Memoranda | ||
| Noncurrent loans and leases | $146,628,000 | 159 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $8,487,000 | 64 |
| Income earned, not collected on loans | $4,413,000 | 725 |
| Earning assets | $1,339,223,000 | 491 |
| Long-term assets (5+ years) | $114,893,000 | 1,166 |
| Average Assets, year-to-date | $1,501,441,000 | 485 |
| Average Assets, quarterly | $1,501,441,000 | 485 |
| Volatile liabilities | $301,577,000 | 555 |
| Insider loans | $1,464,000 | 3,662 |
| FHLB advances | $81,500,000 | 630 |
| Loans and leases held for sale | $228,771,000 | 47 |
| Unused loan commitments | $223,834,000 | 478 |
| Tier 1 (core) risk-based capital | $60,531,000 | 1,057 |
| Tier 2 risk-based capital | $18,727,000 | 372 |
| Total risk weighted assets | $1,460,628,000 | 385 |
| Total unused commitments | $223,834,000 | 478 |
| Derivatives | $0 | 1,177 |
| 2008-12-31 | Rank | |
| # of Employees: | 277 | 543 |
| Assets and Liabilities | ||
| Total Assets: | $1,510,475,000 | 482 |
| Cash and due from depository institutions | $23,816,000 | 543 |
| Interest-bearing balances | $1,218,000 | 3,506 |
| Securities | $23,451,000 | 4,045 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,377 |
| Net loans & leases | $1,328,342,000 | 398 |
| Loan loss allowance | $51,537,000 | 190 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $5,909,000 | 2,235 |
| Other real estate owned | $33,739,000 | 543 |
| Goodwill and other intangibles | $4,966,000 | 861 |
| All other assets | $90,252,000 | 301 |
| Life insurance assets | $30,999,000 | 215 |
| Total liabilities and capital | $1,510,475,000 | 482 |
| Total liabilities | $1,411,834,000 | 468 |
| Total deposits | $1,297,092,000 | 413 |
| Interest-bearing deposits | $1,260,664,000 | 377 |
| Deposits held in domestic offices | $1,297,092,000 | 411 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,392 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $101,900,000 | 648 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $12,842,000 | 562 |
| Total equity capital | $98,641,000 | 677 |
| Total bank equity capital | $98,641,000 | 677 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $4,592,000 | 1,110 |
| Surplus | $86,177,000 | 440 |
| Undivided profits | $7,872,000 | 3,483 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $114,243,000 | 156 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $3,681,000 | 93 |
| Income earned, not collected on loans | $6,045,000 | 546 |
| Earning assets | $1,353,011,000 | 489 |
| Long-term assets (5+ years) | $133,190,000 | 1,005 |
| Average Assets, year-to-date | $1,434,789,600 | 485 |
| Average Assets, quarterly | $1,510,735,000 | 473 |
| Volatile liabilities | $312,924,000 | 534 |
| Insider loans | $1,043,000 | 4,336 |
| FHLB advances | $88,500,000 | 639 |
| Loans and leases held for sale | $280,483,000 | 35 |
| Unused loan commitments | $277,113,000 | 420 |
| Tier 1 (core) risk-based capital | $92,406,000 | 651 |
| Tier 2 risk-based capital | $18,909,000 | 369 |
| Total risk weighted assets | $1,479,645,000 | 378 |
| Total unused commitments | $277,113,000 | 421 |
| Derivatives | $0 | 1,109 |
| 2008-09-30 | Rank | |
| # of Employees: | 297 | 515 |
| Assets and Liabilities | ||
| Total Assets: | $1,510,995,000 | 474 |
| Cash and due from depository institutions | $13,578,000 | 515 |
| Interest-bearing balances | $1,000,000 | 3,039 |
| Securities | $42,001,000 | 2,621 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,854 |
| Net loans & leases | $1,339,989,000 | 395 |
| Loan loss allowance | $20,069,000 | 371 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $6,185,000 | 2,116 |
| Other real estate owned | $26,870,000 | 515 |
| Goodwill and other intangibles | $4,927,000 | 918 |
| All other assets | $77,445,000 | 324 |
| Life insurance assets | $30,715,000 | 220 |
| Total liabilities and capital | $1,510,995,000 | 474 |
| Total liabilities | $1,362,119,000 | 471 |
| Total deposits | $1,213,163,000 | 439 |
| Interest-bearing deposits | $1,153,082,000 | 401 |
| Deposits held in domestic offices | $1,213,163,000 | 437 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,524 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $131,800,000 | 530 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $17,156,000 | 440 |
| Total equity capital | $148,876,000 | 484 |
| Total bank equity capital | $148,876,000 | 484 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $4,592,000 | 1,112 |
| Surplus | $82,061,000 | 451 |
| Undivided profits | $62,223,000 | 561 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $69,252,000 | 211 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $8,317,000 | 47 |
| Income earned, not collected on loans | $5,900,000 | 586 |
| Earning assets | $1,382,990,000 | 468 |
| Long-term assets (5+ years) | $145,902,000 | 910 |
| Average Assets, year-to-date | $1,415,868,250 | 490 |
| Average Assets, quarterly | $1,486,364,500 | 478 |
| Volatile liabilities | $322,524,000 | 503 |
| Insider loans | $1,557,000 | 3,624 |
| FHLB advances | $0 | 5,438 |
| Loans and leases held for sale | $221,136,000 | 37 |
| Unused loan commitments | $350,998,000 | 382 |
| Tier 1 (core) risk-based capital | $148,440,000 | 437 |
| Tier 2 risk-based capital | $19,095,000 | 361 |
| Total risk weighted assets | $1,526,115,000 | 375 |
| Total unused commitments | $350,998,000 | 382 |
| Derivatives | $0 | 1,077 |
| 2008-06-30 | Rank | |
| # of Employees: | 299 | 516 |
| Assets and Liabilities | ||
| Total Assets: | $1,461,734,000 | 486 |
| Cash and due from depository institutions | $14,464,000 | 516 |
| Interest-bearing balances | $1,001,000 | 2,921 |
| Securities | $42,650,000 | 2,631 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,934 |
| Net loans & leases | $1,307,348,000 | 407 |
| Loan loss allowance | $19,226,000 | 362 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $6,332,000 | 2,055 |
| Other real estate owned | $13,724,000 | 516 |
| Goodwill and other intangibles | $4,993,000 | 918 |
| All other assets | $72,223,000 | 339 |
| Life insurance assets | $30,426,000 | 225 |
| Total liabilities and capital | $1,461,733,000 | 486 |
| Total liabilities | $1,309,969,000 | 486 |
| Total deposits | $1,236,845,000 | 424 |
| Interest-bearing deposits | $1,186,123,000 | 383 |
| Deposits held in domestic offices | $1,236,845,000 | 422 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,577 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $60,530,000 | 987 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $12,594,000 | 552 |
| Total equity capital | $151,764,000 | 474 |
| Total bank equity capital | $151,764,000 | 474 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $4,592,000 | 1,106 |
| Surplus | $81,943,000 | 449 |
| Undivided profits | $65,229,000 | 547 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $60,668,000 | 212 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $9,867,000 | 40 |
| Income earned, not collected on loans | $6,042,000 | 564 |
| Earning assets | $1,350,999,000 | 480 |
| Long-term assets (5+ years) | $138,299,000 | 946 |
| Average Assets, year-to-date | $1,384,159,330 | 500 |
| Average Assets, quarterly | $1,417,538,500 | 496 |
| Volatile liabilities | $445,325,000 | 375 |
| Insider loans | $1,558,000 | 3,616 |
| FHLB advances | $60,530,000 | 923 |
| Loans and leases held for sale | $222,741,000 | 37 |
| Unused loan commitments | $364,275,000 | 388 |
| Tier 1 (core) risk-based capital | $151,350,000 | 434 |
| Tier 2 risk-based capital | $18,931,000 | 364 |
| Total risk weighted assets | $1,513,645,000 | 380 |
| Total unused commitments | $364,275,000 | 388 |
| Derivatives | $0 | 1,075 |
| 2008-03-31 | Rank | |
| # of Employees: | 317 | 474 |
| Assets and Liabilities | ||
| Total Assets: | $1,373,343,000 | 515 |
| Cash and due from depository institutions | $14,774,000 | 474 |
| Interest-bearing balances | $1,003,000 | 3,023 |
| Securities | $2,974,000 | 7,491 |
| Federal funds sold & reverse repurchase agreements | $27,270,000 | 535 |
| Net loans & leases | $1,253,241,000 | 409 |
| Loan loss allowance | $16,969,000 | 374 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $6,524,000 | 1,977 |
| Other real estate owned | $3,090,000 | 474 |
| Goodwill and other intangibles | $5,095,000 | 929 |
| All other assets | $60,375,000 | 391 |
| Life insurance assets | $28,294,000 | 239 |
| Total liabilities and capital | $1,373,343,000 | 515 |
| Total liabilities | $1,220,345,000 | 512 |
| Total deposits | $1,206,753,000 | 437 |
| Interest-bearing deposits | $1,144,661,000 | 401 |
| Deposits held in domestic offices | $1,206,753,000 | 435 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,157 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $0 | 5,604 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $13,592,000 | 560 |
| Total equity capital | $152,998,000 | 479 |
| Total bank equity capital | $152,998,000 | 479 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $4,592,000 | 1,099 |
| Surplus | $81,667,000 | 440 |
| Undivided profits | $66,739,000 | 557 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $68,351,000 | 164 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $12,532,000 | 34 |
| Income earned, not collected on loans | $5,706,000 | 609 |
| Earning assets | $1,284,488,000 | 504 |
| Long-term assets (5+ years) | $84,473,000 | 1,414 |
| Average Assets, year-to-date | $1,345,372,000 | 517 |
| Average Assets, quarterly | $1,345,372,000 | 517 |
| Volatile liabilities | $398,165,000 | 406 |
| Insider loans | $806,000 | 4,730 |
| FHLB advances | $0 | 5,198 |
| Loans and leases held for sale | $222,743,000 | 39 |
| Unused loan commitments | $406,036,000 | 367 |
| Tier 1 (core) risk-based capital | $152,489,000 | 423 |
| Tier 2 risk-based capital | $17,534,000 | 376 |
| Total risk weighted assets | $1,454,338,000 | 388 |
| Total unused commitments | $406,036,000 | 369 |
| Derivatives | $0 | 1,109 |
| 2007-12-31 | Rank | |
| # of Employees: | 316 | 485 |
| Assets and Liabilities | ||
| Total Assets: | $1,317,401,000 | 528 |
| Cash and due from depository institutions | $14,210,000 | 485 |
| Interest-bearing balances | $1,000,000 | 2,555 |
| Securities | $2,981,000 | 7,567 |
| Federal funds sold & reverse repurchase agreements | $4,220,000 | 2,852 |
| Net loans & leases | $1,221,695,000 | 415 |
| Loan loss allowance | $16,022,000 | 371 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $6,133,000 | 2,095 |
| Other real estate owned | $0 | 485 |
| Goodwill and other intangibles | $5,350,000 | 898 |
| All other assets | $62,812,000 | 378 |
| Life insurance assets | $28,034,000 | 238 |
| Total liabilities and capital | $1,317,401,000 | 528 |
| Total liabilities | $1,178,630,000 | 526 |
| Total deposits | $1,163,687,000 | 446 |
| Interest-bearing deposits | $1,122,179,000 | 404 |
| Deposits held in domestic offices | $1,163,687,000 | 443 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,440 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $0 | 5,553 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $14,943,000 | 502 |
| Total equity capital | $138,771,000 | 520 |
| Total bank equity capital | $138,771,000 | 520 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $4,592,000 | 1,088 |
| Surplus | $69,527,000 | 505 |
| Undivided profits | $64,652,000 | 577 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $30,937,000 | 233 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $12,324,000 | 34 |
| Income earned, not collected on loans | $6,827,000 | 566 |
| Earning assets | $1,229,896,000 | 522 |
| Long-term assets (5+ years) | $83,558,000 | 1,351 |
| Average Assets, year-to-date | $1,295,389,800 | 517 |
| Average Assets, quarterly | $1,310,612,000 | 528 |
| Volatile liabilities | $399,602,000 | 404 |
| Insider loans | $1,542,000 | 3,560 |
| FHLB advances | $0 | 5,108 |
| Loans and leases held for sale | $207,391,000 | 44 |
| Unused loan commitments | $448,837,000 | 342 |
| Tier 1 (core) risk-based capital | $138,236,000 | 470 |
| Tier 2 risk-based capital | $16,677,000 | 381 |
| Total risk weighted assets | $1,453,622,000 | 391 |
| Total unused commitments | $448,837,000 | 342 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 324 | 468 |
| Assets and Liabilities | ||
| Total Assets: | $1,303,823,000 | 526 |
| Cash and due from depository institutions | $13,843,000 | 468 |
| Interest-bearing balances | $1,005,000 | 2,403 |
| Securities | $3,046,000 | 7,564 |
| Federal funds sold & reverse repurchase agreements | $22,990,000 | 593 |
| Net loans & leases | $1,191,175,000 | 418 |
| Loan loss allowance | $13,299,000 | 419 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $5,603,000 | 2,220 |
| Other real estate owned | $152,000 | 468 |
| Goodwill and other intangibles | $5,572,000 | 859 |
| All other assets | $61,442,000 | 372 |
| Life insurance assets | $27,773,000 | 231 |
| Total liabilities and capital | $1,303,823,000 | 526 |
| Total liabilities | $1,168,705,000 | 519 |
| Total deposits | $1,154,859,000 | 447 |
| Interest-bearing deposits | $1,080,754,000 | 411 |
| Deposits held in domestic offices | $1,154,859,000 | 444 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,436 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $0 | 5,543 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $13,846,000 | 528 |
| Total equity capital | $135,118,000 | 524 |
| Total bank equity capital | $135,118,000 | 524 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $4,592,000 | 1,067 |
| Surplus | $69,370,000 | 490 |
| Undivided profits | $61,156,000 | 622 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $32,035,000 | 180 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $15,908,000 | 29 |
| Income earned, not collected on loans | $7,014,000 | 571 |
| Earning assets | $1,218,216,000 | 517 |
| Long-term assets (5+ years) | $475,589,000 | 271 |
| Average Assets, year-to-date | $1,289,887,000 | 512 |
| Average Assets, quarterly | $1,305,754,500 | 516 |
| Volatile liabilities | $414,184,000 | 385 |
| Insider loans | $1,634,000 | 3,424 |
| FHLB advances | $0 | 5,081 |
| Loans and leases held for sale | $202,812,000 | 48 |
| Unused loan commitments | $464,621,000 | 341 |
| Tier 1 (core) risk-based capital | $134,561,000 | 472 |
| Tier 2 risk-based capital | $13,979,000 | 426 |
| Total risk weighted assets | $1,430,897,000 | 391 |
| Total unused commitments | $464,621,000 | 341 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 318 | 496 |
| Assets and Liabilities | ||
| Total Assets: | $1,307,686,000 | 523 |
| Cash and due from depository institutions | $14,644,000 | 496 |
| Interest-bearing balances | $1,005,000 | 2,448 |
| Securities | $1,012,000 | 8,084 |
| Federal funds sold & reverse repurchase agreements | $76,750,000 | 223 |
| Net loans & leases | $1,139,247,000 | 443 |
| Loan loss allowance | $12,268,000 | 445 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $5,400,000 | 2,297 |
| Other real estate owned | $722,000 | 496 |
| Goodwill and other intangibles | $7,111,000 | 763 |
| All other assets | $62,800,000 | 371 |
| Life insurance assets | $27,505,000 | 230 |
| Total liabilities and capital | $1,307,686,000 | 523 |
| Total liabilities | $1,168,849,000 | 522 |
| Total deposits | $1,156,438,000 | 457 |
| Interest-bearing deposits | $1,116,343,000 | 410 |
| Deposits held in domestic offices | $1,156,438,000 | 456 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,401 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,494 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $12,411,000 | 563 |
| Total equity capital | $138,837,000 | 517 |
| Total bank equity capital | $138,837,000 | 517 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $4,592,000 | 1,057 |
| Surplus | $69,088,000 | 504 |
| Undivided profits | $65,157,000 | 569 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $26,628,000 | 185 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $19,494,000 | 23 |
| Income earned, not collected on loans | $6,466,000 | 599 |
| Earning assets | $1,218,014,000 | 519 |
| Long-term assets (5+ years) | $24,167,000 | 3,125 |
| Average Assets, year-to-date | $1,285,241,670 | 524 |
| Average Assets, quarterly | $1,309,422,000 | 517 |
| Volatile liabilities | $455,065,000 | 354 |
| Insider loans | $1,635,000 | 3,380 |
| FHLB advances | $0 | 5,027 |
| Loans and leases held for sale | $192,501,000 | 46 |
| Unused loan commitments | $456,426,000 | 360 |
| Tier 1 (core) risk-based capital | $138,126,000 | 472 |
| Tier 2 risk-based capital | $12,773,000 | 470 |
| Total risk weighted assets | $1,364,513,000 | 411 |
| Total unused commitments | $456,426,000 | 360 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 313 | 500 |
| Assets and Liabilities | ||
| Total Assets: | $1,311,158,000 | 520 |
| Cash and due from depository institutions | $15,011,000 | 500 |
| Interest-bearing balances | $99,000 | 4,827 |
| Securities | $1,016,000 | 8,126 |
| Federal funds sold & reverse repurchase agreements | $55,320,000 | 345 |
| Net loans & leases | $1,167,331,000 | 424 |
| Loan loss allowance | $12,458,000 | 436 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $5,600,000 | 2,201 |
| Other real estate owned | $722,000 | 500 |
| Goodwill and other intangibles | $7,621,000 | 735 |
| All other assets | $58,537,000 | 385 |
| Life insurance assets | $24,265,000 | 253 |
| Total liabilities and capital | $1,311,158,000 | 520 |
| Total liabilities | $1,172,136,000 | 517 |
| Total deposits | $1,160,667,000 | 455 |
| Interest-bearing deposits | $1,121,256,000 | 410 |
| Deposits held in domestic offices | $1,160,667,000 | 453 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,056 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $0 | 5,479 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $11,469,000 | 626 |
| Total equity capital | $139,022,000 | 511 |
| Total bank equity capital | $139,022,000 | 511 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $4,592,000 | 1,043 |
| Surplus | $68,909,000 | 482 |
| Undivided profits | $65,521,000 | 576 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $23,813,000 | 183 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $17,124,000 | 24 |
| Income earned, not collected on loans | $6,472,000 | 580 |
| Earning assets | $1,223,766,000 | 510 |
| Long-term assets (5+ years) | $30,940,000 | 2,642 |
| Average Assets, year-to-date | $1,274,019,500 | 529 |
| Average Assets, quarterly | $1,274,019,500 | 529 |
| Volatile liabilities | $407,219,000 | 376 |
| Insider loans | $1,467,000 | 3,559 |
| FHLB advances | $0 | 5,010 |
| Loans and leases held for sale | $201,494,000 | 51 |
| Unused loan commitments | $546,345,000 | 303 |
| Tier 1 (core) risk-based capital | $138,260,000 | 469 |
| Tier 2 risk-based capital | $12,479,000 | 470 |
| Total risk weighted assets | $1,368,012,000 | 401 |
| Total unused commitments | $546,345,000 | 303 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 312 | 502 |
| Assets and Liabilities | ||
| Total Assets: | $1,236,881,000 | 546 |
| Cash and due from depository institutions | $15,290,000 | 502 |
| Interest-bearing balances | $99,000 | 4,864 |
| Securities | $1,019,000 | 8,180 |
| Federal funds sold & reverse repurchase agreements | $18,180,000 | 899 |
| Net loans & leases | $1,130,171,000 | 431 |
| Loan loss allowance | $12,522,000 | 427 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $5,492,000 | 2,200 |
| Other real estate owned | $1,255,000 | 502 |
| Goodwill and other intangibles | $8,288,000 | 688 |
| All other assets | $57,186,000 | 388 |
| Life insurance assets | $24,036,000 | 248 |
| Total liabilities and capital | $1,236,881,000 | 546 |
| Total liabilities | $1,102,892,000 | 544 |
| Total deposits | $1,090,823,000 | 469 |
| Interest-bearing deposits | $995,451,000 | 446 |
| Deposits held in domestic offices | $1,090,823,000 | 468 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,314 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,610 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $12,069,000 | 590 |
| Total equity capital | $133,989,000 | 518 |
| Total bank equity capital | $133,989,000 | 518 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $4,592,000 | 1,028 |
| Surplus | $68,720,000 | 468 |
| Undivided profits | $60,677,000 | 605 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $19,264,000 | 198 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $12,080,000 | 27 |
| Income earned, not collected on loans | $6,155,000 | 613 |
| Earning assets | $1,149,469,000 | 534 |
| Long-term assets (5+ years) | $21,945,000 | 3,206 |
| Average Assets, year-to-date | $1,039,647,200 | 606 |
| Average Assets, quarterly | $1,189,763,500 | 555 |
| Volatile liabilities | $409,809,000 | 435 |
| Insider loans | $1,598,000 | 3,391 |
| FHLB advances | $0 | 5,139 |
| Loans and leases held for sale | $173,120,000 | 54 |
| Unused loan commitments | $400,447,000 | 378 |
| Tier 1 (core) risk-based capital | $133,160,000 | 469 |
| Tier 2 risk-based capital | $12,542,000 | 466 |
| Total risk weighted assets | $1,301,125,000 | 410 |
| Total unused commitments | $400,447,000 | 378 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 304 | 520 |
| Assets and Liabilities | ||
| Total Assets: | $1,142,646,000 | 583 |
| Cash and due from depository institutions | $16,553,000 | 520 |
| Interest-bearing balances | $99,000 | 4,872 |
| Securities | $0 | 8,496 |
| Federal funds sold & reverse repurchase agreements | $4,350,000 | 2,662 |
| Net loans & leases | $1,049,884,000 | 466 |
| Loan loss allowance | $11,631,000 | 455 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $5,172,000 | 2,303 |
| Other real estate owned | $2,131,000 | 520 |
| Goodwill and other intangibles | $8,402,000 | 679 |
| All other assets | $56,154,000 | 404 |
| Life insurance assets | $22,316,000 | 258 |
| Total liabilities and capital | $1,142,646,000 | 583 |
| Total liabilities | $1,032,183,000 | 576 |
| Total deposits | $1,019,967,000 | 496 |
| Interest-bearing deposits | $975,834,000 | 454 |
| Deposits held in domestic offices | $1,019,967,000 | 495 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,596 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $0 | 5,812 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $12,216,000 | 586 |
| Total equity capital | $110,463,000 | 607 |
| Total bank equity capital | $110,463,000 | 607 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $4,592,000 | 1,016 |
| Surplus | $50,539,000 | 617 |
| Undivided profits | $55,332,000 | 672 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $11,669,000 | 277 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $11,669,000 | 29 |
| Income earned, not collected on loans | $5,298,000 | 727 |
| Earning assets | $1,054,333,000 | 578 |
| Long-term assets (5+ years) | $21,687,000 | 3,193 |
| Average Assets, year-to-date | $990,338,750 | 637 |
| Average Assets, quarterly | $1,084,951,000 | 599 |
| Volatile liabilities | $377,023,000 | 484 |
| Insider loans | $1,176,000 | 3,920 |
| FHLB advances | $0 | 5,308 |
| Loans and leases held for sale | $128,624,000 | 59 |
| Unused loan commitments | $404,542,000 | 393 |
| Tier 1 (core) risk-based capital | $109,623,000 | 558 |
| Tier 2 risk-based capital | $11,651,000 | 495 |
| Total risk weighted assets | $1,212,841,000 | 437 |
| Total unused commitments | $404,542,000 | 393 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 289 | 552 |
| Assets and Liabilities | ||
| Total Assets: | $1,027,256,000 | 629 |
| Cash and due from depository institutions | $15,162,000 | 552 |
| Interest-bearing balances | $99,000 | 4,935 |
| Securities | $0 | 8,539 |
| Federal funds sold & reverse repurchase agreements | $27,400,000 | 440 |
| Net loans & leases | $914,333,000 | 514 |
| Loan loss allowance | $10,170,000 | 507 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $5,068,000 | 2,301 |
| Other real estate owned | $728,000 | 552 |
| Goodwill and other intangibles | $8,570,000 | 662 |
| All other assets | $55,995,000 | 401 |
| Life insurance assets | $21,595,000 | 261 |
| Total liabilities and capital | $1,027,256,000 | 629 |
| Total liabilities | $933,322,000 | 621 |
| Total deposits | $923,918,000 | 534 |
| Interest-bearing deposits | $763,084,000 | 559 |
| Deposits held in domestic offices | $923,918,000 | 533 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,710 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $0 | 5,848 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $9,404,000 | 663 |
| Total equity capital | $93,934,000 | 687 |
| Total bank equity capital | $93,934,000 | 687 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $4,592,000 | 996 |
| Surplus | $38,725,000 | 756 |
| Undivided profits | $50,617,000 | 695 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $8,257,000 | 354 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $8,257,000 | 36 |
| Income earned, not collected on loans | $4,069,000 | 846 |
| Earning assets | $941,832,000 | 629 |
| Long-term assets (5+ years) | $26,836,000 | 2,800 |
| Average Assets, year-to-date | $939,569,670 | 668 |
| Average Assets, quarterly | $975,511,500 | 651 |
| Volatile liabilities | $323,403,000 | 557 |
| Insider loans | $1,284,000 | 3,767 |
| FHLB advances | $0 | 5,334 |
| Loans and leases held for sale | $116,125,000 | 66 |
| Unused loan commitments | $420,529,000 | 381 |
| Tier 1 (core) risk-based capital | $93,077,000 | 638 |
| Tier 2 risk-based capital | $10,190,000 | 547 |
| Total risk weighted assets | $1,069,244,000 | 478 |
| Total unused commitments | $420,529,000 | 381 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 281 | 551 |
| Assets and Liabilities | ||
| Total Assets: | $923,767,000 | 676 |
| Cash and due from depository institutions | $13,868,000 | 551 |
| Interest-bearing balances | $0 | 6,770 |
| Securities | $0 | 8,575 |
| Federal funds sold & reverse repurchase agreements | $51,600,000 | 257 |
| Net loans & leases | $789,901,000 | 566 |
| Loan loss allowance | $9,198,000 | 555 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $5,302,000 | 2,144 |
| Other real estate owned | $728,000 | 551 |
| Goodwill and other intangibles | $8,257,000 | 650 |
| All other assets | $54,111,000 | 396 |
| Life insurance assets | $0 | 4,002 |
| Total liabilities and capital | $923,767,000 | 676 |
| Total liabilities | $835,229,000 | 671 |
| Total deposits | $828,681,000 | 581 |
| Interest-bearing deposits | $666,429,000 | 620 |
| Deposits held in domestic offices | $828,681,000 | 579 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,368 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,773 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $6,548,000 | 867 |
| Total equity capital | $88,538,000 | 719 |
| Total bank equity capital | $88,538,000 | 719 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $4,591,000 | 981 |
| Surplus | $37,327,000 | 751 |
| Undivided profits | $46,620,000 | 750 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $6,165,000 | 447 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $6,165,000 | 45 |
| Income earned, not collected on loans | $3,753,000 | 870 |
| Earning assets | $841,501,000 | 681 |
| Long-term assets (5+ years) | $17,221,000 | 3,581 |
| Average Assets, year-to-date | $895,726,500 | 689 |
| Average Assets, quarterly | $895,726,500 | 689 |
| Volatile liabilities | $262,319,000 | 617 |
| Insider loans | $1,288,000 | 3,691 |
| FHLB advances | $0 | 5,285 |
| Loans and leases held for sale | $87,643,000 | 73 |
| Unused loan commitments | $384,167,000 | 393 |
| Tier 1 (core) risk-based capital | $87,712,000 | 671 |
| Tier 2 risk-based capital | $9,218,000 | 578 |
| Total risk weighted assets | $889,943,000 | 542 |
| Total unused commitments | $384,167,000 | 393 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 275 | 563 |
| Assets and Liabilities | ||
| Total Assets: | $867,686,000 | 714 |
| Cash and due from depository institutions | $18,312,000 | 563 |
| Interest-bearing balances | $0 | 6,803 |
| Securities | $0 | 8,634 |
| Federal funds sold & reverse repurchase agreements | $33,200,000 | 383 |
| Net loans & leases | $744,208,000 | 580 |
| Loan loss allowance | $9,039,000 | 554 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $4,885,000 | 2,292 |
| Other real estate owned | $2,111,000 | 563 |
| Goodwill and other intangibles | $8,169,000 | 643 |
| All other assets | $56,801,000 | 377 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $867,686,000 | 714 |
| Total liabilities | $783,378,000 | 707 |
| Total deposits | $744,489,000 | 620 |
| Interest-bearing deposits | $586,440,000 | 687 |
| Deposits held in domestic offices | $744,489,000 | 619 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,512 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $30,000,000 | 1,344 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $8,889,000 | 663 |
| Total equity capital | $84,308,000 | 741 |
| Total bank equity capital | $84,308,000 | 741 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $4,592,000 | 964 |
| Surplus | $36,907,000 | 737 |
| Undivided profits | $42,809,000 | 813 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $7,951,000 | 360 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $7,951,000 | 40 |
| Income earned, not collected on loans | $3,471,000 | 941 |
| Earning assets | $777,408,000 | 731 |
| Long-term assets (5+ years) | $11,924,000 | 4,274 |
| Average Assets, year-to-date | $729,393,400 | 810 |
| Average Assets, quarterly | $830,747,500 | 734 |
| Volatile liabilities | $270,016,000 | 591 |
| Insider loans | $1,174,000 | 3,873 |
| FHLB advances | $30,000,000 | 1,243 |
| Loans and leases held for sale | $82,813,000 | 84 |
| Unused loan commitments | $381,603,000 | 386 |
| Tier 1 (core) risk-based capital | $83,491,000 | 691 |
| Tier 2 risk-based capital | $9,059,000 | 573 |
| Total risk weighted assets | $855,603,000 | 547 |
| Total unused commitments | $381,603,000 | 386 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 260 | 598 |
| Assets and Liabilities | ||
| Total Assets: | $793,809,000 | 762 |
| Cash and due from depository institutions | $12,667,000 | 598 |
| Interest-bearing balances | $0 | 6,835 |
| Securities | $0 | 8,672 |
| Federal funds sold & reverse repurchase agreements | $32,240,000 | 408 |
| Net loans & leases | $678,138,000 | 619 |
| Loan loss allowance | $8,240,000 | 599 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $4,745,000 | 2,306 |
| Other real estate owned | $2,111,000 | 598 |
| Goodwill and other intangibles | $8,060,000 | 622 |
| All other assets | $55,848,000 | 379 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $793,809,000 | 762 |
| Total liabilities | $713,922,000 | 763 |
| Total deposits | $706,095,000 | 651 |
| Interest-bearing deposits | $550,375,000 | 724 |
| Deposits held in domestic offices | $706,095,000 | 649 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,623 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $0 | 5,928 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $7,827,000 | 712 |
| Total equity capital | $79,887,000 | 764 |
| Total bank equity capital | $79,887,000 | 764 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $4,592,000 | 933 |
| Surplus | $36,907,000 | 711 |
| Undivided profits | $38,388,000 | 894 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $7,029,000 | 402 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $7,029,000 | 45 |
| Income earned, not collected on loans | $2,827,000 | 1,122 |
| Earning assets | $710,378,000 | 777 |
| Long-term assets (5+ years) | $8,932,000 | 4,835 |
| Average Assets, year-to-date | $694,820,250 | 836 |
| Average Assets, quarterly | $758,616,000 | 784 |
| Volatile liabilities | $221,419,000 | 683 |
| Insider loans | $1,190,000 | 3,810 |
| FHLB advances | $0 | 5,403 |
| Loans and leases held for sale | $10,967,000 | 261 |
| Unused loan commitments | $352,152,000 | 404 |
| Tier 1 (core) risk-based capital | $79,081,000 | 717 |
| Tier 2 risk-based capital | $8,596,000 | 588 |
| Total risk weighted assets | $783,055,000 | 575 |
| Total unused commitments | $352,152,000 | 404 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 251 | 624 |
| Assets and Liabilities | ||
| Total Assets: | $723,423,000 | 819 |
| Cash and due from depository institutions | $11,013,000 | 624 |
| Interest-bearing balances | $0 | 6,834 |
| Securities | $0 | 8,693 |
| Federal funds sold & reverse repurchase agreements | $27,420,000 | 451 |
| Net loans & leases | $620,373,000 | 645 |
| Loan loss allowance | $7,839,000 | 612 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $4,763,000 | 2,258 |
| Other real estate owned | $0 | 624 |
| Goodwill and other intangibles | $8,103,000 | 613 |
| All other assets | $51,751,000 | 395 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $723,423,000 | 819 |
| Total liabilities | $654,157,000 | 809 |
| Total deposits | $645,023,000 | 694 |
| Interest-bearing deposits | $496,117,000 | 768 |
| Deposits held in domestic offices | $645,023,000 | 692 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,721 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,868 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $9,134,000 | 601 |
| Total equity capital | $69,266,000 | 856 |
| Total bank equity capital | $69,266,000 | 856 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $4,592,000 | 914 |
| Surplus | $29,907,000 | 859 |
| Undivided profits | $34,767,000 | 975 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $9,738,000 | 297 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $9,738,000 | 31 |
| Income earned, not collected on loans | $2,297,000 | 1,278 |
| Earning assets | $647,793,000 | 839 |
| Long-term assets (5+ years) | $5,186,000 | 5,871 |
| Average Assets, year-to-date | $661,824,000 | 864 |
| Average Assets, quarterly | $689,736,500 | 843 |
| Volatile liabilities | $195,928,000 | 731 |
| Insider loans | $1,200,000 | 3,755 |
| FHLB advances | $0 | 5,357 |
| Loans and leases held for sale | $12,578,000 | 246 |
| Unused loan commitments | $304,118,000 | 421 |
| Tier 1 (core) risk-based capital | $68,456,000 | 790 |
| Tier 2 risk-based capital | $8,455,000 | 586 |
| Total risk weighted assets | $704,145,000 | 609 |
| Total unused commitments | $304,118,000 | 421 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 238 | 656 |
| Assets and Liabilities | ||
| Total Assets: | $656,050,000 | 881 |
| Cash and due from depository institutions | $9,841,000 | 656 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $0 | 8,768 |
| Federal funds sold & reverse repurchase agreements | $5,700,000 | 2,094 |
| Net loans & leases | $580,106,000 | 675 |
| Loan loss allowance | $7,046,000 | 668 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $4,743,000 | 2,235 |
| Other real estate owned | $275,000 | 656 |
| Goodwill and other intangibles | $7,872,000 | 611 |
| All other assets | $47,513,000 | 414 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $656,050,000 | 881 |
| Total liabilities | $591,018,000 | 882 |
| Total deposits | $583,887,000 | 758 |
| Interest-bearing deposits | $438,364,000 | 853 |
| Deposits held in domestic offices | $583,887,000 | 757 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,328 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,784 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $7,131,000 | 720 |
| Total equity capital | $65,032,000 | 880 |
| Total bank equity capital | $65,032,000 | 880 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $4,592,000 | 898 |
| Surplus | $29,907,000 | 838 |
| Undivided profits | $30,533,000 | 1,079 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $10,655,000 | 287 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $10,655,000 | 26 |
| Income earned, not collected on loans | $2,230,000 | 1,274 |
| Earning assets | $585,806,000 | 912 |
| Long-term assets (5+ years) | $4,180,000 | 6,249 |
| Average Assets, year-to-date | $631,024,500 | 909 |
| Average Assets, quarterly | $631,024,500 | 909 |
| Volatile liabilities | $172,210,000 | 785 |
| Insider loans | $1,558,000 | 3,252 |
| FHLB advances | $0 | 5,246 |
| Loans and leases held for sale | $12,138,000 | 235 |
| Unused loan commitments | $280,295,000 | 428 |
| Tier 1 (core) risk-based capital | $64,245,000 | 830 |
| Tier 2 risk-based capital | $7,607,000 | 637 |
| Total risk weighted assets | $653,393,000 | 642 |
| Total unused commitments | $280,295,000 | 428 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 238 | 655 |
| Assets and Liabilities | ||
| Total Assets: | $605,999,000 | 963 |
| Cash and due from depository institutions | $6,317,000 | 655 |
| Interest-bearing balances | $0 | 6,872 |
| Securities | $0 | 8,814 |
| Federal funds sold & reverse repurchase agreements | $16,800,000 | 694 |
| Net loans & leases | $523,834,000 | 746 |
| Loan loss allowance | $6,362,000 | 751 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $4,380,000 | 2,372 |
| Other real estate owned | $303,000 | 655 |
| Goodwill and other intangibles | $7,586,000 | 613 |
| All other assets | $46,779,000 | 416 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $605,999,000 | 963 |
| Total liabilities | $544,166,000 | 956 |
| Total deposits | $535,822,000 | 824 |
| Interest-bearing deposits | $396,726,000 | 941 |
| Deposits held in domestic offices | $535,822,000 | 821 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,470 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $0 | 5,836 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $8,344,000 | 626 |
| Total equity capital | $61,833,000 | 943 |
| Total bank equity capital | $61,833,000 | 943 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $4,592,000 | 876 |
| Surplus | $29,907,000 | 828 |
| Undivided profits | $27,334,000 | 1,224 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $11,799,000 | 274 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $11,799,000 | 26 |
| Income earned, not collected on loans | $1,947,000 | 1,482 |
| Earning assets | $540,634,000 | 988 |
| Long-term assets (5+ years) | $4,956,000 | 6,061 |
| Average Assets, year-to-date | $524,903,400 | 1,049 |
| Average Assets, quarterly | $600,199,500 | 950 |
| Volatile liabilities | $145,091,000 | 874 |
| Insider loans | $1,470,000 | 3,375 |
| FHLB advances | $0 | 5,260 |
| Loans and leases held for sale | $15,143,000 | 206 |
| Unused loan commitments | $243,396,000 | 477 |
| Tier 1 (core) risk-based capital | $61,074,000 | 869 |
| Tier 2 risk-based capital | $6,849,000 | 695 |
| Total risk weighted assets | $579,512,000 | 713 |
| Total unused commitments | $243,396,000 | 477 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 244 | 640 |
| Assets and Liabilities | ||
| Total Assets: | $594,400,000 | 954 |
| Cash and due from depository institutions | $10,362,000 | 640 |
| Interest-bearing balances | $0 | 6,935 |
| Securities | $0 | 8,861 |
| Federal funds sold & reverse repurchase agreements | $26,900,000 | 417 |
| Net loans & leases | $500,018,000 | 756 |
| Loan loss allowance | $5,351,000 | 887 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $3,979,000 | 2,564 |
| Other real estate owned | $303,000 | 640 |
| Goodwill and other intangibles | $7,709,000 | 587 |
| All other assets | $45,129,000 | 427 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $594,400,000 | 954 |
| Total liabilities | $535,780,000 | 957 |
| Total deposits | $529,771,000 | 814 |
| Interest-bearing deposits | $390,388,000 | 944 |
| Deposits held in domestic offices | $529,771,000 | 810 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,678 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $0 | 5,863 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $6,009,000 | 788 |
| Total equity capital | $58,620,000 | 984 |
| Total bank equity capital | $58,620,000 | 984 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $4,592,000 | 859 |
| Surplus | $29,907,000 | 803 |
| Undivided profits | $24,121,000 | 1,406 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $9,869,000 | 327 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $9,869,000 | 27 |
| Income earned, not collected on loans | $1,596,000 | 1,910 |
| Earning assets | $526,918,000 | 991 |
| Long-term assets (5+ years) | $6,633,000 | 5,684 |
| Average Assets, year-to-date | $504,629,500 | 1,089 |
| Average Assets, quarterly | $560,789,000 | 1,000 |
| Volatile liabilities | $138,765,000 | 872 |
| Insider loans | $1,459,000 | 3,332 |
| FHLB advances | $0 | 5,299 |
| Loans and leases held for sale | $23,019,000 | 167 |
| Unused loan commitments | $213,262,000 | 521 |
| Tier 1 (core) risk-based capital | $57,849,000 | 910 |
| Tier 2 risk-based capital | $5,351,000 | 859 |
| Total risk weighted assets | $549,242,000 | 729 |
| Total unused commitments | $213,262,000 | 521 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 231 | 682 |
| Assets and Liabilities | ||
| Total Assets: | $527,178,000 | 1,061 |
| Cash and due from depository institutions | $15,936,000 | 682 |
| Interest-bearing balances | $0 | 6,951 |
| Securities | $0 | 8,921 |
| Federal funds sold & reverse repurchase agreements | $15,600,000 | 670 |
| Net loans & leases | $444,185,000 | 826 |
| Loan loss allowance | $4,044,000 | 1,151 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $3,006,000 | 3,204 |
| Other real estate owned | $1,410,000 | 682 |
| Goodwill and other intangibles | $6,944,000 | 597 |
| All other assets | $40,097,000 | 470 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $527,178,000 | 1,061 |
| Total liabilities | $479,086,000 | 1,054 |
| Total deposits | $453,032,000 | 932 |
| Interest-bearing deposits | $325,884,000 | 1,149 |
| Deposits held in domestic offices | $453,032,000 | 927 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,750 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $20,000,000 | 1,689 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $6,054,000 | 754 |
| Total equity capital | $48,092,000 | 1,136 |
| Total bank equity capital | $48,092,000 | 1,136 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $4,592,000 | 843 |
| Surplus | $21,907,000 | 1,014 |
| Undivided profits | $21,593,000 | 1,493 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $6,291,000 | 488 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $6,291,000 | 39 |
| Income earned, not collected on loans | $1,471,000 | 1,939 |
| Earning assets | $459,785,000 | 1,122 |
| Long-term assets (5+ years) | $4,367,000 | 6,419 |
| Average Assets, year-to-date | $474,706,000 | 1,151 |
| Average Assets, quarterly | $496,780,500 | 1,115 |
| Volatile liabilities | $124,700,000 | 926 |
| Insider loans | $1,911,000 | 2,770 |
| FHLB advances | $20,000,000 | 1,582 |
| Loans and leases held for sale | $22,134,000 | 175 |
| Unused loan commitments | $195,305,000 | 542 |
| Tier 1 (core) risk-based capital | $47,398,000 | 1,085 |
| Tier 2 risk-based capital | $4,044,000 | 1,099 |
| Total risk weighted assets | $486,010,000 | 804 |
| Total unused commitments | $195,305,000 | 542 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 228 | 697 |
| Assets and Liabilities | ||
| Total Assets: | $466,383,000 | 1,186 |
| Cash and due from depository institutions | $10,692,000 | 697 |
| Interest-bearing balances | $0 | 6,987 |
| Securities | $0 | 8,960 |
| Federal funds sold & reverse repurchase agreements | $20,810,000 | 674 |
| Net loans & leases | $388,889,000 | 928 |
| Loan loss allowance | $3,860,000 | 1,193 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $2,133,000 | 4,029 |
| Other real estate owned | $405,000 | 697 |
| Goodwill and other intangibles | $6,242,000 | 628 |
| All other assets | $37,212,000 | 481 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $466,383,000 | 1,186 |
| Total liabilities | $423,103,000 | 1,177 |
| Total deposits | $417,898,000 | 1,017 |
| Interest-bearing deposits | $297,188,000 | 1,268 |
| Deposits held in domestic offices | $417,898,000 | 1,014 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $0 | 5,747 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $5,205,000 | 925 |
| Total equity capital | $43,280,000 | 1,282 |
| Total bank equity capital | $43,280,000 | 1,282 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $4,592,000 | 837 |
| Surplus | $19,907,000 | 1,087 |
| Undivided profits | $18,781,000 | 1,772 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $7,919,000 | 416 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $7,919,000 | 35 |
| Income earned, not collected on loans | $1,423,000 | 1,989 |
| Earning assets | $409,699,000 | 1,245 |
| Long-term assets (5+ years) | $4,352,000 | 6,400 |
| Average Assets, year-to-date | $448,470,000 | 1,217 |
| Average Assets, quarterly | $448,470,000 | 1,217 |
| Volatile liabilities | $95,688,000 | 1,123 |
| Insider loans | $1,922,000 | 2,711 |
| FHLB advances | $0 | 5,150 |
| Loans and leases held for sale | $15,401,000 | 210 |
| Unused loan commitments | $186,179,000 | 553 |
| Tier 1 (core) risk-based capital | $42,656,000 | 1,191 |
| Tier 2 risk-based capital | $3,860,000 | 1,132 |
| Total risk weighted assets | $433,500,000 | 885 |
| Total unused commitments | $186,179,000 | 553 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 204 | 787 |
| Assets and Liabilities | ||
| Total Assets: | $430,557,000 | 1,290 |
| Cash and due from depository institutions | $9,348,000 | 787 |
| Interest-bearing balances | $0 | 6,994 |
| Securities | $0 | 9,026 |
| Federal funds sold & reverse repurchase agreements | $21,400,000 | 524 |
| Net loans & leases | $357,141,000 | 1,005 |
| Loan loss allowance | $3,608,000 | 1,282 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $2,186,000 | 3,961 |
| Other real estate owned | $485,000 | 787 |
| Goodwill and other intangibles | $6,117,000 | 633 |
| All other assets | $33,880,000 | 514 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $430,557,000 | 1,290 |
| Total liabilities | $389,968,000 | 1,285 |
| Total deposits | $384,313,000 | 1,106 |
| Interest-bearing deposits | $271,121,000 | 1,393 |
| Deposits held in domestic offices | $384,313,000 | 1,105 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,433 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $5,655,000 | 854 |
| Total equity capital | $40,589,000 | 1,342 |
| Total bank equity capital | $40,589,000 | 1,342 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $4,592,000 | 838 |
| Surplus | $19,907,000 | 1,066 |
| Undivided profits | $16,090,000 | 1,987 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,160,000 | 755 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $4,118,000 | 49 |
| Income earned, not collected on loans | $1,297,000 | 2,305 |
| Earning assets | $378,541,000 | 1,355 |
| Long-term assets (5+ years) | $5,435,000 | 6,098 |
| Average Assets, year-to-date | $379,522,200 | 1,437 |
| Average Assets, quarterly | $420,520,500 | 1,320 |
| Volatile liabilities | $85,829,000 | 1,249 |
| Insider loans | $1,930,000 | 2,676 |
| FHLB advances | $0 | 5,171 |
| Loans and leases held for sale | $17,005,000 | 187 |
| Unused loan commitments | $171,159,000 | 574 |
| Tier 1 (core) risk-based capital | $39,977,000 | 1,267 |
| Tier 2 risk-based capital | $3,608,000 | 1,231 |
| Total risk weighted assets | $387,049,000 | 981 |
| Total unused commitments | $171,159,000 | 574 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 193 | 844 |
| Assets and Liabilities | ||
| Total Assets: | $410,484,000 | 1,374 |
| Cash and due from depository institutions | $11,793,000 | 844 |
| Interest-bearing balances | $0 | 7,032 |
| Securities | $0 | 9,073 |
| Federal funds sold & reverse repurchase agreements | $6,220,000 | 2,184 |
| Net loans & leases | $353,457,000 | 1,012 |
| Loan loss allowance | $3,371,000 | 1,383 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $2,126,000 | 4,021 |
| Other real estate owned | $1,336,000 | 844 |
| Goodwill and other intangibles | $5,572,000 | 661 |
| All other assets | $29,980,000 | 559 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $410,484,000 | 1,374 |
| Total liabilities | $372,152,000 | 1,351 |
| Total deposits | $365,870,000 | 1,187 |
| Interest-bearing deposits | $257,172,000 | 1,498 |
| Deposits held in domestic offices | $365,870,000 | 1,185 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,347 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,773 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $6,282,000 | 820 |
| Total equity capital | $38,332,000 | 1,439 |
| Total bank equity capital | $38,332,000 | 1,439 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $4,592,000 | 824 |
| Surplus | $19,907,000 | 1,060 |
| Undivided profits | $13,833,000 | 2,292 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,952,000 | 677 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $4,909,000 | 51 |
| Income earned, not collected on loans | $1,308,000 | 2,401 |
| Earning assets | $359,677,000 | 1,448 |
| Long-term assets (5+ years) | $9,406,000 | 5,138 |
| Average Assets, year-to-date | $366,763,500 | 1,504 |
| Average Assets, quarterly | $399,077,500 | 1,409 |
| Volatile liabilities | $80,732,000 | 1,280 |
| Insider loans | $1,061,000 | 3,900 |
| FHLB advances | $0 | 5,135 |
| Loans and leases held for sale | $19,047,000 | 229 |
| Unused loan commitments | $149,003,000 | 638 |
| Tier 1 (core) risk-based capital | $37,775,000 | 1,360 |
| Tier 2 risk-based capital | $3,371,000 | 1,308 |
| Total risk weighted assets | $371,909,000 | 1,014 |
| Total unused commitments | $149,003,000 | 640 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 209 | 781 |
| Assets and Liabilities | ||
| Total Assets: | $387,671,000 | 1,440 |
| Cash and due from depository institutions | $22,227,000 | 781 |
| Interest-bearing balances | $0 | 7,050 |
| Securities | $0 | 9,101 |
| Federal funds sold & reverse repurchase agreements | $11,000,000 | 1,431 |
| Net loans & leases | $319,158,000 | 1,104 |
| Loan loss allowance | $3,189,000 | 1,426 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $2,206,000 | 3,894 |
| Other real estate owned | $1,336,000 | 781 |
| Goodwill and other intangibles | $4,874,000 | 693 |
| All other assets | $26,870,000 | 592 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $387,671,000 | 1,440 |
| Total liabilities | $356,787,000 | 1,404 |
| Total deposits | $352,601,000 | 1,229 |
| Interest-bearing deposits | $252,213,000 | 1,514 |
| Deposits held in domestic offices | $352,601,000 | 1,228 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $4,186,000 | 1,145 |
| Total equity capital | $30,884,000 | 1,770 |
| Total bank equity capital | $30,884,000 | 1,770 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $4,592,000 | 820 |
| Surplus | $14,907,000 | 1,326 |
| Undivided profits | $11,385,000 | 2,738 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,543,000 | 932 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $3,536,000 | 62 |
| Income earned, not collected on loans | $1,231,000 | 2,449 |
| Earning assets | $330,158,000 | 1,545 |
| Long-term assets (5+ years) | $11,627,000 | 4,617 |
| Average Assets, year-to-date | $352,190,000 | 1,547 |
| Average Assets, quarterly | $373,235,500 | 1,472 |
| Volatile liabilities | $80,850,000 | 1,263 |
| Insider loans | $1,068,000 | 3,869 |
| FHLB advances | $0 | 5,105 |
| Loans and leases held for sale | $11,493,000 | 428 |
| Unused loan commitments | $138,261,000 | 674 |
| Tier 1 (core) risk-based capital | $30,397,000 | 1,649 |
| Tier 2 risk-based capital | $3,189,000 | 1,332 |
| Total risk weighted assets | $328,511,000 | 1,132 |
| Total unused commitments | $138,261,000 | 677 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 206 | 778 |
| Assets and Liabilities | ||
| Total Assets: | $358,800,000 | 1,536 |
| Cash and due from depository institutions | $13,801,000 | 778 |
| Interest-bearing balances | $0 | 7,012 |
| Securities | $0 | 9,153 |
| Federal funds sold & reverse repurchase agreements | $22,000,000 | 728 |
| Net loans & leases | $289,977,000 | 1,202 |
| Loan loss allowance | $3,000,000 | 1,485 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $2,215,000 | 3,850 |
| Other real estate owned | $851,000 | 778 |
| Goodwill and other intangibles | $4,238,000 | 752 |
| All other assets | $25,718,000 | 608 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $358,800,000 | 1,536 |
| Total liabilities | $330,339,000 | 1,494 |
| Total deposits | $326,262,000 | 1,318 |
| Interest-bearing deposits | $242,240,000 | 1,564 |
| Deposits held in domestic offices | $326,262,000 | 1,316 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $0 | 5,712 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $4,077,000 | 1,180 |
| Total equity capital | $28,461,000 | 1,873 |
| Total bank equity capital | $28,461,000 | 1,873 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $4,592,000 | 814 |
| Surplus | $14,422,000 | 1,349 |
| Undivided profits | $9,447,000 | 3,101 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,232,000 | 778 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $3,766,000 | 64 |
| Income earned, not collected on loans | $1,171,000 | 2,604 |
| Earning assets | $311,977,000 | 1,603 |
| Long-term assets (5+ years) | $7,611,000 | 5,394 |
| Average Assets, year-to-date | $334,449,500 | 1,618 |
| Average Assets, quarterly | $334,449,500 | 1,618 |
| Volatile liabilities | $74,399,000 | 1,330 |
| Insider loans | $1,030,000 | 3,870 |
| FHLB advances | $0 | 5,057 |
| Loans and leases held for sale | $14,391,000 | 315 |
| Unused loan commitments | $113,659,000 | 750 |
| Tier 1 (core) risk-based capital | $28,037,000 | 1,769 |
| Tier 2 risk-based capital | $3,000,000 | 1,389 |
| Total risk weighted assets | $303,849,000 | 1,214 |
| Total unused commitments | $113,659,000 | 752 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 194 | 845 |
| Assets and Liabilities | ||
| Total Assets: | $310,099,000 | 1,735 |
| Cash and due from depository institutions | $12,180,000 | 845 |
| Interest-bearing balances | $0 | 7,009 |
| Securities | $0 | 9,193 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,991 |
| Net loans & leases | $268,409,000 | 1,279 |
| Loan loss allowance | $3,017,000 | 1,456 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $2,335,000 | 3,697 |
| Other real estate owned | $0 | 845 |
| Goodwill and other intangibles | $3,764,000 | 791 |
| All other assets | $23,411,000 | 641 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $310,099,000 | 1,735 |
| Total liabilities | $283,667,000 | 1,708 |
| Total deposits | $269,321,000 | 1,585 |
| Interest-bearing deposits | $183,997,000 | 2,035 |
| Deposits held in domestic offices | $269,321,000 | 1,583 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $10,000,000 | 2,281 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $4,346,000 | 1,093 |
| Total equity capital | $26,432,000 | 1,982 |
| Total bank equity capital | $26,432,000 | 1,982 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $4,592,000 | 807 |
| Surplus | $13,953,000 | 1,354 |
| Undivided profits | $7,887,000 | 3,477 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,908,000 | 1,620 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $1,908,000 | 117 |
| Income earned, not collected on loans | $1,098,000 | 2,929 |
| Earning assets | $268,409,000 | 1,825 |
| Long-term assets (5+ years) | $11,073,000 | 4,601 |
| Average Assets, year-to-date | $247,584,200 | 2,050 |
| Average Assets, quarterly | $292,367,500 | 1,824 |
| Volatile liabilities | $61,389,000 | 1,545 |
| Insider loans | $1,048,000 | 3,836 |
| FHLB advances | $10,000,000 | 2,118 |
| Loans and leases held for sale | $22,917,000 | 267 |
| Unused loan commitments | $108,046,000 | 760 |
| Tier 1 (core) risk-based capital | $26,056,000 | 1,869 |
| Tier 2 risk-based capital | $3,017,000 | 1,361 |
| Total risk weighted assets | $275,976,000 | 1,301 |
| Total unused commitments | $108,046,000 | 760 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 156 | 1,037 |
| Assets and Liabilities | ||
| Total Assets: | $190,024,000 | 2,663 |
| Cash and due from depository institutions | $9,726,000 | 1,037 |
| Interest-bearing balances | $0 | 7,015 |
| Securities | $0 | 9,430 |
| Federal funds sold & reverse repurchase agreements | $16,400,000 | 871 |
| Net loans & leases | $149,036,000 | 2,174 |
| Loan loss allowance | $1,239,000 | 3,022 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $2,290,000 | 3,679 |
| Other real estate owned | $0 | 1,037 |
| Goodwill and other intangibles | $1,538,000 | 1,212 |
| All other assets | $11,034,000 | 1,117 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $190,024,000 | 2,663 |
| Total liabilities | $174,920,000 | 2,611 |
| Total deposits | $172,928,000 | 2,391 |
| Interest-bearing deposits | $109,821,000 | 3,130 |
| Deposits held in domestic offices | $172,928,000 | 2,385 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,675 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $1,992,000 | 2,022 |
| Total equity capital | $15,104,000 | 3,182 |
| Total bank equity capital | $15,104,000 | 3,182 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $4,579,000 | 809 |
| Surplus | $6,970,000 | 2,367 |
| Undivided profits | $3,555,000 | 5,281 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $199,000 | 5,983 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $99,000 | 893 |
| Income earned, not collected on loans | $679,000 | 4,808 |
| Earning assets | $165,436,000 | 2,764 |
| Long-term assets (5+ years) | $9,438,000 | 4,931 |
| Average Assets, year-to-date | $155,333,600 | 3,038 |
| Average Assets, quarterly | $185,751,500 | 2,685 |
| Volatile liabilities | $21,370,000 | 3,489 |
| Insider loans | $1,045,000 | 3,850 |
| FHLB advances | $0 | 4,938 |
| Loans and leases held for sale | $11,879,000 | 357 |
| Unused loan commitments | $57,357,000 | 1,139 |
| Tier 1 (core) risk-based capital | $14,950,000 | 3,071 |
| Tier 2 risk-based capital | $1,239,000 | 2,811 |
| Total risk weighted assets | $159,236,000 | 2,100 |
| Total unused commitments | $57,357,000 | 1,145 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 92 | 1,812 |
| Assets and Liabilities | ||
| Total Assets: | $117,758,000 | 3,877 |
| Cash and due from depository institutions | $6,037,000 | 1,812 |
| Interest-bearing balances | $0 | 6,829 |
| Securities | $415,000 | 9,661 |
| Federal funds sold & reverse repurchase agreements | $12,025,000 | 995 |
| Net loans & leases | $91,611,000 | 3,275 |
| Loan loss allowance | $928,000 | 3,705 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $1,752,000 | 4,401 |
| Other real estate owned | $0 | 1,812 |
| Goodwill and other intangibles | $556,000 | 1,765 |
| All other assets | $5,362,000 | 1,691 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $117,758,000 | 3,877 |
| Total liabilities | $108,821,000 | 3,791 |
| Total deposits | $107,307,000 | 3,555 |
| Interest-bearing deposits | $67,715,000 | 4,601 |
| Deposits held in domestic offices | $107,307,000 | 3,551 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,732 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $1,514,000 | 2,574 |
| Total equity capital | $8,937,000 | 4,823 |
| Total bank equity capital | $8,937,000 | 4,823 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $3,441,000 | 1,117 |
| Surplus | $3,745,000 | 3,787 |
| Undivided profits | $1,751,000 | 6,823 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $272,000 | 5,075 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $272,000 | 458 |
| Income earned, not collected on loans | $539,000 | 4,839 |
| Earning assets | $104,051,000 | 4,021 |
| Long-term assets (5+ years) | $3,385,000 | 6,688 |
| Average Assets, year-to-date | $103,074,200 | 4,191 |
| Average Assets, quarterly | $115,073,500 | 3,909 |
| Volatile liabilities | $10,116,000 | 5,576 |
| Insider loans | $2,726,000 | 1,761 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $655,000 | 861 |
| Unused loan commitments | $31,434,000 | 1,672 |
| Tier 1 (core) risk-based capital | $8,937,000 | 4,708 |
| Tier 2 risk-based capital | $928,000 | 3,491 |
| Total risk weighted assets | $99,507,200 | 3,100 |
| Total unused commitments | $31,434,000 | 1,673 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 71 | 2,470 |
| Assets and Liabilities | ||
| Total Assets: | $85,114,000 | 5,014 |
| Cash and due from depository institutions | $5,387,000 | 2,470 |
| Interest-bearing balances | $100,000 | 4,634 |
| Securities | $276,000 | 10,026 |
| Federal funds sold & reverse repurchase agreements | $19,790,000 | 526 |
| Net loans & leases | $55,363,000 | 4,790 |
| Loan loss allowance | $552,000 | 5,318 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $820,000 | 6,569 |
| Other real estate owned | $0 | 2,470 |
| Goodwill and other intangibles | $468,000 | 1,940 |
| All other assets | $3,010,000 | 2,816 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $85,114,000 | 5,014 |
| Total liabilities | $78,191,000 | 4,935 |
| Total deposits | $77,511,000 | 4,673 |
| Interest-bearing deposits | $51,220,000 | 5,601 |
| Deposits held in domestic offices | $77,511,000 | 4,668 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,751 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $680,000 | 4,355 |
| Total equity capital | $6,923,000 | 5,709 |
| Total bank equity capital | $6,923,000 | 5,709 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $3,187,000 | 1,193 |
| Surplus | $3,244,000 | 4,135 |
| Undivided profits | $492,000 | 8,450 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $261,000 | 5,090 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $259,000 | 494 |
| Income earned, not collected on loans | $310,000 | 6,335 |
| Earning assets | $75,529,000 | 5,106 |
| Long-term assets (5+ years) | $3,477,000 | 6,931 |
| Average Assets, year-to-date | $71,542,600 | 5,468 |
| Average Assets, quarterly | $82,018,000 | 5,109 |
| Volatile liabilities | $8,653,000 | 5,826 |
| Insider loans | $2,300,000 | 1,978 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $752,000 | 794 |
| Unused loan commitments | $20,880,000 | 2,290 |
| Tier 1 (core) risk-based capital | $6,923,000 | 5,730 |
| Tier 2 risk-based capital | $552,000 | 4,986 |
| Total risk weighted assets | $68,994,300 | 4,124 |
| Total unused commitments | $20,880,000 | 2,295 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 45 | 3,815 |
| Assets and Liabilities | ||
| Total Assets: | $57,828,000 | 6,417 |
| Cash and due from depository institutions | $3,746,000 | 3,815 |
| Interest-bearing balances | $0 | 6,728 |
| Securities | $161,000 | 10,299 |
| Federal funds sold & reverse repurchase agreements | $8,795,000 | 1,956 |
| Net loans & leases | $41,453,000 | 5,567 |
| Loan loss allowance | $429,000 | 6,163 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $668,000 | 7,071 |
| Other real estate owned | $0 | 3,815 |
| Goodwill and other intangibles | $46,000 | 2,930 |
| All other assets | $2,959,000 | 2,496 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $57,828,000 | 6,417 |
| Total liabilities | $52,479,000 | 6,346 |
| Total deposits | $52,230,000 | 6,144 |
| Interest-bearing deposits | $33,566,000 | 7,217 |
| Deposits held in domestic offices | $52,230,000 | 6,141 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $249,000 | 8,035 |
| Total equity capital | $5,349,000 | 6,824 |
| Total bank equity capital | $5,349,000 | 6,824 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $2,697,000 | 1,398 |
| Surplus | $2,697,000 | 4,521 |
| Undivided profits | $-45,000 | 9,808 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $646,000 | 3,348 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $646,000 | 229 |
| Income earned, not collected on loans | $217,000 | 7,677 |
| Earning assets | $50,409,000 | 6,605 |
| Long-term assets (5+ years) | $4,936,000 | 6,241 |
| Average Assets, year-to-date | $50,892,200 | 6,678 |
| Average Assets, quarterly | $58,713,000 | 6,287 |
| Volatile liabilities | $2,447,000 | 8,682 |
| Insider loans | $690,000 | 4,469 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $4,398,000 | 566 |
| Unused loan commitments | $11,730,000 | 3,274 |
| Tier 1 (core) risk-based capital | $5,303,000 | 6,674 |
| Tier 2 risk-based capital | $429,000 | 5,742 |
| Total risk weighted assets | $48,361,900 | 5,204 |
| Total unused commitments | $11,730,000 | 3,278 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 31 | 5,405 |
| Assets and Liabilities | ||
| Total Assets: | $38,115,000 | 8,086 |
| Cash and due from depository institutions | $3,615,000 | 5,405 |
| Interest-bearing balances | $1,080,000 | 2,384 |
| Securities | $153,000 | 10,778 |
| Federal funds sold & reverse repurchase agreements | $9,600,000 | 1,427 |
| Net loans & leases | $22,622,000 | 7,855 |
| Loan loss allowance | $140,000 | 9,581 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $477,000 | 8,037 |
| Other real estate owned | $0 | 5,405 |
| Goodwill and other intangibles | $216,000 | 2,237 |
| All other assets | $1,432,000 | 4,638 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $38,115,000 | 8,086 |
| Total liabilities | $33,484,000 | 8,110 |
| Total deposits | $33,327,000 | 7,968 |
| Interest-bearing deposits | $21,240,000 | 8,882 |
| Deposits held in domestic offices | $33,327,000 | 7,965 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $157,000 | 9,517 |
| Total equity capital | $4,631,000 | 7,479 |
| Total bank equity capital | $4,631,000 | 7,479 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $2,588,000 | 1,422 |
| Surplus | $2,588,000 | 4,608 |
| Undivided profits | $-545,000 | 10,629 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $158,000 | 6,853 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $139,000 | 9,218 |
| Earning assets | $33,455,000 | 8,226 |
| Long-term assets (5+ years) | $1,673,000 | 7,927 |
| Average Assets, year-to-date | $30,941,200 | 8,628 |
| Average Assets, quarterly | $40,874,500 | 7,773 |
| Volatile liabilities | $995,000 | 10,159 |
| Insider loans | $296,000 | 6,670 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $141,000 | 1,378 |
| Unused loan commitments | $8,792,000 | 3,759 |
| Tier 1 (core) risk-based capital | $4,415,000 | 7,544 |
| Tier 2 risk-based capital | $140,000 | 9,297 |
| Total risk weighted assets | $27,259,800 | 7,351 |
| Total unused commitments | $8,792,000 | 3,761 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 19 | 7,667 |
| Assets and Liabilities | ||
| Total Assets: | $7,407,000 | 11,350 |
| Cash and due from depository institutions | $398,000 | 7,667 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $150,000 | 11,330 |
| Federal funds sold & reverse repurchase agreements | $5,350,000 | 2,433 |
| Net loans & leases | $1,034,000 | 11,407 |
| Loan loss allowance | $0 | 11,391 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $378,000 | 8,763 |
| Other real estate owned | $0 | 7,667 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $97,000 | 11,323 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $7,407,000 | 11,350 |
| Total liabilities | $2,838,000 | 11,429 |
| Total deposits | $2,692,000 | 11,401 |
| Interest-bearing deposits | $1,439,000 | 11,362 |
| Deposits held in domestic offices | $2,692,000 | 11,401 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $146,000 | 10,006 |
| Total equity capital | $4,569,000 | 7,607 |
| Total bank equity capital | $4,569,000 | 7,607 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $2,500,000 | 1,513 |
| Surplus | $2,485,000 | 4,833 |
| Undivided profits | $-416,000 | 11,086 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 10,601 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $4,000 | 11,310 |
| Earning assets | $6,534,000 | 11,326 |
| Long-term assets (5+ years) | $450,000 | 9,354 |
| Average Assets, year-to-date | $7,407,000 | 11,340 |
| Average Assets, quarterly | $7,407,000 | 11,345 |
| Volatile liabilities | $200,000 | 11,255 |
| Insider loans | $86,000 | 8,983 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $185,000 | 10,476 |
| Tier 1 (core) risk-based capital | $4,569,000 | 7,498 |
| Tier 2 risk-based capital | $0 | 11,353 |
| Total risk weighted assets | $2,628,800 | 11,370 |
| Total unused commitments | $185,000 | 10,481 |
| Derivatives | $0 | 549 |